West Way Lending Affinity Program - Lockheed Martin

When organizations offer an exceptional benefits program, they can enrich members' lives and create a genuine sense of gratitude. This could translate to greater productivity and hire/retention rates. How?

Carefully curated programs provide a legitimate value to your team.

Don't overlook the importance of homeownership for your team members

According to The New York Times, most Americans still consider homeownership the core component of the American dream, "an investment in their future and a key piece in achieving goals like financial health and independence".

The U.S. census reported that more than 60% of a typical household's wealth came from their home equity and retirement accounts. It also found that those who owned a home had a net worth more than 80 times greater than those who rented one.

There is nothing like owning your very own place to call home. For most it is the American dream. Additionally, the financial advantages that come with homeownership are simply too great to overlook. After health insurance, employees place the highest value on benefits that bring financial security. Owning their own home representsjust that.

Unfortunately, affordability is still a challenge for many

The market research firm VouGov conducted a survey where it questioned 7,732 nonhomeowners. They found that two-thirds of them pointed to affordability factors for holding them back from acquiring a home.

The National Association of Realtors claims 80% of renters note that having enough money for a down payment and closing costs was an obstacle to achieving homeownership.

The task of meeting all the monetary requirements, when purchasing a home, is not always easy. The Home Perks Program can provide your employees with a proven, well-organized, and real way to save money. Helping them in securing a home, as well as their financial futures, for themselves and their families.

Your Home Perks Program is tailored and unique to you, helping you and your team members maximize benefits. It is white label, allowing you to push your brand and add value to your offering as an organization.

Team members are granted a staggering credit of 1% of the loan amount which can be used towards closing costs and rate buy downs

If a home is purchased in 2023, we will refinance your home for FREE at any time during the three years following your purchase, should interest rates drop!

FAQ's

Can the credit only be used towards closing costs?

NO, it can also beused towards arate buy down, pre-paid items suchas taxes and insurance, or a combinationof all three.

Do I have to pay the credit back?

The credits and/or discounts arenotadded to your loanamount, nor towards your interest rate, thereforeyou do NOThaveto pay them back.

Are there limits to the purchase price or are there area restrictions?

There are NO limits and no area restrictions in the states wherethe program is available.

Are education or courses required to receive the benefit?

NO, they arenot required; however, they are available and recommended.

Do I need a higher credit score than what government or agency guidelines require for this program?

No, you do not

Does it matter how much I make?

There are NO income limits.As long as you qualify, you can receivethe benefit.

Benefits are only valuable if your team members actually know about and utilize them. Excellent communication channels must be in place to introduce employees to the Home Perks program, as well as educate them on the details. We will work with you to put this in place. We do all the heavy lifting.

Program Introduction

With a customized website announcing the details of your company's Home Perks program, along with a dedicated phone line to answer any questions, we begin our program roll-out. We provide a variety of signage and printed literature for your company to have on hand. Your website will be fully designed, hosted, and maintained on our end, dedicatedjust to your organization.

Essential to the Home Perks implementation is an orientation class, designed to inform your team of your new benefit package and provide details on exactly what the program covers. We will work with you to get this set up.

At West Way Lending we feel inspired to give back to our community. It's an important part of our company's core values. We have worked to set up meaningful, ongoing partnerships with local food banks to donate a portion of every loan we close back into the community. Fighting to end hunger is a goal we're honored to play a part in.

Our company-wide meal donation program pledges one hundred meals for every deal we close to local charities in the communities we serve. We're proud to be partnered with some of the most respected and effective food banks in the country, providing countless meals to those in need. Below are the organizations we work with. Each food bank is a member of Feeding America.

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