January 2026 | Executive Times Magazine

JANUARY 2026

EXECUTIVE TIMES EXECUTIVE TIMES MAGAZINE

GET TO KNOW HOMEGROWN REALTY PARTNERS

RECIPE CRANBERRY-GLAZED TURKEY MEATBALLS

INTRO A real estate magazine that focuses on real estate trends but also aspects of life. Providing insights on market trends, simple recipes, Executive successes, and so much more.

We are here to support YOU in business & life.

REAL ESTATE & LIFE

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CONTENTS CELEBRATIONS + PROFESSIONAL DEVELOPMENT + TRAININGS

09 HOW TO EARN $1,000!

Check out our $1,000 referral program!

14 JANUARY CELEBRATIONS Celebrating our Executives for the month of January Happy Birthday & Happy Anniversary!

15 TRAININGS A look ahead at the trainings Realty Executives Integrity is offering in 2026

16 EXECUTIVE DEVELOPMENT

04

HOMEGROWN REALTY PARTNERS

A department dedicated to helping YOU! How can the Executive Development team help your business thrive?

06 EXCLUSIVE! THE ALL NEW- MASTER SERIES

28 HOW WE GIVE BACK

08

30

NEW FACES OF 2026 & MORE

EASY AND QUICK RECIPES

Highlighting the new faces around the office including staff! Plus, learn more about our new Executives and what they’ve each accomplished since joining in 2025.

When you are busy and on the go, here is a quick and easy recipe that everyone can enjoy!

Real Estate is more than buying & selling.

Together we build strong communities & invest back into our neighbors!

29 MHVI The Milwaukee Homeless Veterans Initiative supports local veterans in need, and their upcoming toy drives help bring joy to veteran families. Our agents can help by donating, volunteering, or spreading the word.

Written By | Dale & Vicky Schaechterle

HOMEGROWN REALTY PARTNERS jjsellshomes.com

This month, we’re excited to shine a spotlight on Home Grown Realty Partners, a team that truly lives up to its name. Built on family, community, and a deep love for real estate, this motherdaughter duo—Julie and Bailee Johnson—has recently welcomed their newest team member, Lucas Bartaczewicz. Together, they represent a blend of experience, heart, and forward momentum that we’re proud to have as part of our Brokerage.

Julie Johnson is legendary for her many years of success in the greater Greendale area. She has built her career on trust, consistency, and a masterful knowledge of her market. Her reputation speaks for itself, and the respect she’s earned over the years is a testament to the way she serves her clients and community. It’s been incredible to watch her legacy continue to grow—now alongside her daughter.

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Relationships, service and local roots

“Built on family, community, and a deep love for real estate”

Bailee brings a fresh perspective and a strong foundation, having been a key part of our marketing team before diving headfirst into real estate with her mom. With Lucas now joining the mix, Home Grown Realty Partners is focused on growing their family business while staying true to what matters most: relationships, service, and local roots. We’re excited to see what’s ahead for this team and grateful to have them growing with us.

WHAT’S NEW?

MASTER SERIES WHAT IS THE MASTER SERIES? The Master Series is a virtual training series designed for real estate professionals looking to stay ahead in today’s fast-moving market. Each session is led by experienced agents and executives who bring real-world expertise, sharing strategies, workflows, and insights that have proven to be successful in the field. With a new topic in every session, the series encourages collaboration, discussion, and practical learning—all from the comfort of your own workspace.

9:00 AM - 10:00 AM VIA ZOOM

AGENT LED - NEW TOPIC EVERY SESSION!

A VIRTUAL TRAINING OPPORTUNITY FOR YOU! HOW WILL THIS SUPPORT MY BUSINESS? The Master Series is designed to help you grow and elevate your real estate business by providing practical, actionable strategies you can implement immediately. Each session delivers proven methods, hands-on insights, and real-world processes from experienced professionals, helping you streamline your workflow, sharpen your skills, and stay competitive in today’s market. With flexible virtual access, you can learn at your own pace, maximize your time, and put these strategies into practice without the need for travel or disruption to your day.

See our training schedules on page 15!

LET’S GROW TOGETHER We’re excited to build upon our legacy of having expert Sales Executives. We don’t want to conduct business as usual though- we want to inspire a healthy growth by creating new opportunities, great company culture.

We want to grow with you.

A COMPANY NAMED AFTER ITS PEOPLE

fostering innovation, and encouraging a

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MEET THE

NEW FACES

LUCAS BARTACZEWICZ We’re excited to welcome Lucas as the newest member of HomeGrown Realty Partners.

Freshly licensed and already making an impression, Lucas brings an energy and personality to every room he walks into—you can’t help but strike up a conversation with him. We’re looking forward to watching Lucas flourish in this business and are thrilled to have him as part of the HomeGrown family.

Congratulations and welcome, Lucas!

Of December

YOUR NAME This could be you! Curious what Realty Executives Integrity is all about? Get in contact with Kalli or any of the leaders here to find out more.

262.224.7432

Kalli@WIRealtyExec.com

DON’T FORGET You can earn a $1,000 recruiting bonus for helping to grow the brokerage!

MEET THE NEWEST ADDITIONS TO OUR

Front Desk Support Staff OUR FRONT DESK TEAM IS GROWING, AND WE’RE EXCITED TO KEEP YOU CONNECTED WITH THE PEOPLE DEDICATED TO SUPPORTING YOU EVERY DAY. PLEASE JOIN US IN WELCOMING THE NEWEST MEMBERS OF OUR FRONT DESK STAFF! THESE TALENTED INDIVIDUALS ARE HERE TO ENSURE YOU RECEIVE EXCEPTIONAL AGENT SUPPORT WHENEVER YOU NEED IT. HERE’S A QUICK INTRODUCTION TO THE NEWEST ADDITIONS TO OUR TEAM.

DAISY RUIZ We’re excited to welcome Daisy to our team, and she has already brightened the brokerage with her friendly smile and positive energy. A true social butterfly, she loves meeting new people and making connections! She’s a nature lover, has a pet bunny named Ray Ray, and even competed at the state level in track. Be sure to say hello when you see Daisy!

LYNN BRUEGGEMANN Lynn recently joined our team and will be working out of the Cedarburg office.

She was born in Hawaii and absolutely loves to travel—her goal is to visit all 50 states and every National Park. She’s already checked off 14 countries and 40 states! Outside of work, Lynn enjoys playing classical violin and spending time with her family, especially her grandchildren. Say Hi to Lynn and give her a warm welcome if you see her around!

ZARA BEDNAREK Meet Zara! Please join us in welcoming Zara, who will be based out of our Hartland office. She loves to travel and is currently planning a backpacking adventure through Europe. Growing up on a hobby farm sparked her love for the outdoors, and this winter she’s taking on the exciting challenge of falconry! When you see Zara around, be sure to say hello and help her feel right at home!

CADENCE ZASTROW We’re proud to welcome Cadence as she takes her first steps toward a future in real estate! You may recognize her name—her parents, Claire and Adam Zastrow, are agents in our brokerage. Cadence is joining us to gain experience as she works toward becoming an agent herself! She’s a talented baker (especially cookies!), loves hunting with her dad, and attends Kettle Moraine High School for Performing Arts, where she studies musical theatre. Welcome Cadence to the team if you see her around!

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MEET THE NEW FACES OF 2025

NICK JUHL Nick Juhl hit the ground running when he joined One Roof, diving headfirst into trainings like Buffini and Success Coaching. His dedication paid off with an impressive 4 closings in his very first year with us. Keep it up, Nick—your drive and commitment are inspiring!

SAMANTHA COLLINS Samantha Collins has shown tremendous dedication in her first nine months with us, completing both Success Coaching and Buffini—all while working full time. With three closings already under her belt, she’s proving her commitment, discipline, and drive in every way. We’re so proud of her progress and excited to watch her continue to rise!

WILLIAM CRAIG

TARA RUPPELT

Will Craig of the Jim Geracie Team has had an incredible start, celebrating three closings this year. His consistency, focus, and strong teamwork have already made an impact. We’re excited to see his continued growth and the success ahead for him and his team!

Tara has taken her production to an entirely new level since joining, significantly increasing her volume in just 7 months. She’s already achieved an incredible 17 closings and over $18 million in volume—wow! Tara, your results and drive are nothing short of inspiring.

TKEE HTOO

MAGGIE EHLERT

ALI SCHUBEL

BETH YOUNG

Tkee Htoo joined Mary Edwards’ team and has fully embraced training opportunities, building a strong network of agents to share ideas with.

Her hard work has already paid off with her first closing under her belt!

Congrats, Tkee—your dedication and teamwork are setting you up for great success.

Maggie recently got her license to take her role on Jodi Olson’s team to the next level—and she’s done just that. Her dedication and enthusiasm are making a real impact, and we can’t wait to see all she accomplishes. Great job, Maggie!

Ali Schubel joined the Espire Home Selling Team and has quickly gained momentum, achieving 4 closings since coming on board. Her dedication and drive are already making a big impact— keep it up, Ali!

Beth Young recently made the move from our Green Bay office, and her business didn’t skip a beat. In just 6 months, she’s already closed 4 deals!

Keep it up, Beth—your momentum is inspiring.

DANIELLE BUSTILLOS

ALEXIS MORGAN

WADE LILJEGREN

IVOREE VAUGHN

Danielle Bustillos has made her name known while also growing her photography business. There’s never a training she misses—she’s fully immersed and dedicated all the time.

Danielle, your energy and commitment are truly inspiring!

Alexis is juggling a full-time job while making it her mission to be known around the office. She’s been spending time in her office space, balancing her full-time work while steadily building her real estate business. Keep it up, Alexis—your dedication and hustle are inspiring!

Wade is the third piece of the 3rd Story Realty Team, joining alongside his wife and daughter. With his extensive investment knowledge, he’s been a tremendous support to the team and is fully committed to brokerage trainings.

Wade proves that there’s always more to learn—your dedication and expertise are inspiring!

Ivoree is our nurse Realtor®, balancing a full-time nursing career while serving her clients with dedication and care.

She’s also completed Skill Builders, showing her commitment to growing her real estate skills. Ivoree, your hard work and passion for both careers are truly inspiring!

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MEET THE NEW FACES OF 2025

RAMAN SIDHU

ROWAN LILJEGREN

KIMBERLY TONN

KAYLIN NEAVES

Raman has jumped in headfirst, completing Success Coaching, Buffini, and Skill Builders with enthusiasm and dedication. Her hard work has already paid off with 1 closing in just her first 4 months!

Congrats, Raman—your commitment is setting you up for even more success.

Rowan has joined her family’s team, 3rd Story Realty Group, and has fully embraced training opportunities. She’s already achieved a few closings, showing her dedication and momentum early on. Congrats, Rowan —excited to see all that’s ahead for you!

Kimberly Tonn has shown incredible dedication, completing Skill Builders and Success Coaching—all while balancing a full-time job. In just her first 6 months, she’s already achieved 2 closings! Kimberly, your hard work and determination are truly impressive.

Kaylin Neaves hit the ground running after joining Jodi Olson’s team, completing all trainings including Success Coaching, Skill Builders, and Buffini. In just 5 months, she’s already had 2 closings with several more in progress. We’re so proud of you, Kaylin— your drive and momentum are amazing!

JENNIFER WILLIAMS

MARLON HOOD

BAILEE JOHNSON

JULIE JOHNSON

Jennifer recently joined and has quickly grown in confidence, establishing her niche in real estate. She’s taken full advantage of 1-on-1 mentoring with Dale and is poised for a strong 2026.

Keep it up, Jennifer—your focus and dedication are setting you up for big success!

Marlon recently started our Skill Builders class to expand his real estate skill set. With his strong background in outside investments, he’s already making impressive strides in his real estate journey. Keep going, Marlon— your dedication and momentum are inspiring!

Bailee made the leap from our marketing team to sales and has hit the ground running. She’s already established a rapidly growing partnership team with her mom, embraced training, and made some very impressive strides. Congrats, Bailee —your initiative and drive are truly inspiring!

Julie Johnson, a seasoned agent and one of our most recent additions, has already made a powerful impact. She established a partnership team and maintained her steady pace as a highproducing agent, earning two closings in her very first month with us. We’re thrilled to have her talent and leadership on the team and can’t wait to see what she builds next!

SARAH LESSILA

SHERRI BOND

CYNTHIA HINES

Sarah made the leap from our accounting team to her family’s team, JML, and has jumped in headfirst. In a short time, she’s been hosting open houses and establishing a strong presence on the team. You’re going to crush it, Sarah—excited to see your success!

Sherri Bond has hit the ground running since joining us just six months ago.

She completed Skill Builders and has already closed an impressive $2.4 million, showing incredible dedication, growth, and momentum. We’re so proud of how far she’s come and can’t wait to see where she goes next!

Cynthia Hines, a full-time daycare owner, has made impressive progress in a short time. She completed our Skill Builders course and has gained the confidence to take on the real estate world head-on. Keep it up, Cynthia— your dedication and drive are inspiring!

YOUR NAME This could be you! Curious what Realty Executives Integrity is all about? Get in contact with Dale or any of the leaders here to find out more.

Dale's Cell: 262-443-0103 DaleSchaechterle@gmail.com

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WE WANT TO GROW!

AND YOUR REFERRALS MAKE IT HAPPEN

YOU CAN EARN

$1,000

FOR HELPING US GROW! Know someone who would be a great addition to our team? We’d love to meet them—and as a thank-you for helping us grow, you’ll receive a $1,000 referral bonus when they join us. Your connections can make a big impact!

CONTACT:

Dale Schaechterle DaleSchaechterle@gmail.com

Kalli Erman Kalli@WIrealtyexec.com

OUR MISSION & VA L U E S At Realty Executives Integrity, we believe trust is the foundation of every successful real estate journey. It’s what connects our sales executives with their clients and makes magic happen! As we grow, we’re excited to welcome top performers and rising stars who share our passion for integrity, character, and delivering exceptional experiences. Let’s build something great together!

COMMUNITY

INDEPENDENCE

SUPPORT

P R O F I TA B I L I T Y

OPPORTUNITY

What Our Sales Executives Say...

“There are many reasons why I choose to work at Realty Executives Integrity. A few of those include the flexibility for a healthy work-life balance, the ample opportunity for growth, and the incredible people I have the privilege of working with. The culture at Realty Executives Integrity is supportive, inclusive, and genuinely invested in one another’s success. I’m surrounded by peers who are highly skilled and passionate about what they do. There’s a shared sense of unity that allows for a positive and motivating work environment, making each day enjoyable and fulfilling.”

~ Sarah Lessila

“Realty Executives Integrity feels like home. With every agent, you feel like you’re in it together. Supportive, collaborative, and full of people who love to see you WIN! You don’t find that at any other brokerage!”

~ Danielle Dieringer

IT’S ALL ABOUT YOU At our brokerage, it’s all about the people behind the business—our agents. We believe in supporting them from behind confidence to make waves and build success on their own terms. From day one, our agents have access to high-level trainings and resources that are designed specifically for them—and the best part is, there’s no additional fees! By investing in our people first, we create an environment where growth, collaboration, and opportunity thrive.

Together, we’re not just building careers —we’re building futures.

More than a Brokerage: Your Partner In Real Estate Excellence!

BUILD YOUR BRAND, IMAGE & RECOGNITION

the scenes, giving them the tools and

A U R N Y A J A R T B I E O L NS E

C Barb Pedersen 31 YEARS!

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Nick Juhl 1 Year!

This month, we’re proud to celebrate an incredible milestone—31

We’re excited to celebrate Nick Juhl’s first year with Realty

years with the brokerage for Barb Pedersen. Barb has been with us

Executives Integrity! In just one year, Nick has joined the One

since the day we opened, and her unwavering loyalty, dedication,

Roof Real Estate Team, completed every educational opportunity

and commitment mean more to us than words can fully express.

he can fit into his schedule, and truly put in the work to build a

We are beyond grateful for all she has given to our Brokerage over

strong foundation for his business. That dedication is paying off,

the years and thankful to continue this journey together with her.

and Nick is absolutely rocking it in real estate. It’s been incredible to watch his growth, and we can’t wait to see what’s next for him.

Anniversaries 1 Nick Juhl Lydia Kemp

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Jessica Liljegren

1st Diana Morales Serrano 14th Gina Dingman

Martha Luna

3rd Cynthia Hynes

2

Katie Dodge

8

3

Rachel Lessila

13 Debbie Michelic

Linda Snyder

21 Pam Burki

4 Tori Roberson Justin Michelic

5 Candice Ferreira Brett Jump

Birthdays

30 Peter Saulnier 31 Barb Pedersen

Wade Liljegren Mike Paquette

10th Melissa Walker

15th Corey Prom

11th Samantha Collins

16th Teri Hayes

12th Michael Allen 13th Sarah Zieth

20th Kathy Birkle Jason Patti

26th Alice Bush

27th Michaela Dwornik

CELEBRATING OUR EXECUTIVES IS A

PRIORITY

AT REALTY EXECUTIVES INTEGRITY We celebrate more than just Business here!

TRAIN, LEARN, GROW: OPPORTUNITIES TO SHARPEN YOUR SKILLS Coffee & Convers ation 2026 FORECAST Location: Brookfield Lower-Level

9:00 am - 10:00 am

JANUARY 14TH

JULY 8TH

FEBRUARY 11TH

AUGUST 12TH

MARCH 11TH

NO SEPTEMBER C&C

APRIL 8TH

OCTOBER 14TH

MAY 13TH

NOVEMBER 11TH

JUNE 10TH

DECEMBER 9TH

Join us for an agentled morning of collaboration and real estate discussion designed t o e n h a n c e yo u r business—all while e n j oy i n g a g r e a t c u p of coffee!

M AS T E R S E R I E S 2026 FORECAST Step into the Master Series —a dynamic, agentpowered learning experience designed to e l e v a t e yo u r r e a l e s t a t e business. Each session is l e d by p e e r p r o f e s s i o n a l s who share proven strategies, hands-on insights, and the processes that are driving success in t o d a y ’s m a r ke t .

Zoom

9:00 am - 10:00 am

JANUARY 5TH

JULY 6TH

FEBRUARY 2ND

AUGUST 3RD

MARCH 2ND

SEPTEMBER 7TH

APRIL 6TH

OCTOBER 5TH

MAY 4TH

NOVEMBER 2ND

JUNE 1ST

DECEMBER 7TH

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ANSWERS START HERE

EXECUTIVE DEVELOPMENT Our Executive Development Team was designed to elevate and empower our Executives. With access to training, marketing support, transaction management, and essential business tools, our team is ready to equip you to build a stronger, more scalable business—with guidance and support every step of the way.

Email me to get started!

Ask@RealtyExecutives.com KALLI ERMAN DIRECTOR OF EXECUTIVE DEVELOPMENT

OFFICE DESIGNATED REALTORS® Urgent Contract Questions

Dana Keegan | 414.469.0624 Cedarburg Office

Pam Burki | 262.202.1812 East Troy Office

Haley LeClaire | 262.313.8341 Hartland Office

Dionne Barnes | 414.467.8003 Brookfield Office

At Realty Executives Integrity, we want to ensure you are covered in any area and have a direct person you can reach out to regarding your questions!

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EXECUTIVE DEVELOPMENT Transaction Management-

WE HANDLE YOUR CHECKLIST SO YOU CAN COLLECT YOUR CHECK.

NO RISK We get paid when you get paid! If the transaction doesn't close, you don't pay. Utilize us when you need to without the overhead of a paid, hourly employee.

SAVE TIME

On average, we save our agents 8-10 hours of paperwork and back & forth communication per transaction. Our goal is to give you back time in your day, so you can continue securing more sales or focus on life priorities.

ADD A TEAM MEMBER

PRINT

Your clients will experience collaboration and communication at its best. We become a trusted member of your team. You and your clients can rest assured their needs will be met.

BE CONSISTENT

We follow a specific checklist for each transaction and our process is a well oiled machine! This ensures consistency in your client experience and O T HNo E Rmatter M A I Lwhat I N G Sthe demands of the day are, your clients will service value. receive the same spectacular service and always feel like the priority.

DIGITAL

BUSINESS NEVER STOPS MISCELLANEOUS We are constantly managing your transaction whether you are on vacation or just need a day to yourself.

DESIGNED BY AGENTS, FOR THE NEEDS OF AGENTS

ONLY $295 PER CLOSING

Scan the QR code or email: TCOrders@RealtyExecutives.com

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EXECUTIVE DEVELOPMENT Want Your Business to Shine?

Grow your business without the hassle. Our Marketing Team handles social media, websites, and automated client follow-ups—so you can focus on sales.

More than a Brokerage: Your Partner in Real Estate Excellence!

Why Marketing Matters: Save Time, Focus On Your Business Stand Out Online Consistent Branding More Leads

Marketing Menu MAILINGS

SIGNAGE

'I have a Buyer' Letters Football/Baseball Magnets

Sign Panels Custom Sign Riders Sign Riders Just Listed Signs Just Sold Signs Open House Signs Directional Signs

PRINT Business Cards Personalized Brochures Buyer/Seller Guides Branded Folded Cards Folders Stickers Listing Presentations Holiday Cards

OTHER MAILINGS Postcards EDDM

DIGITAL Social Media Templates Custom Website Design E-Newsletters Email Signatures Logo Design

MISCELLANEOUS Return Labels Custom Magnets Personalized Pens Ad Space Design Custom Domains Embroidery Retractable Banners

Contact Mercedes Wilson | MarketingbyMercedes@gmail.com | 414-721- 6869

SOCIAL MEDIA SPOTLIGHT:

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MOMENTS THAT MADE THE SEASON BRIGHT

One Roof Real Estate Group threw a Happy Hour & Toy Drive to support MHVI

Liz Klug partnered with Habitat for Humanity to raise money & gift 11year-old Maribel a brand new bedroom

Our Cedarburg office had a holiday celebration full of treats and conversation!

Have someone who would fit our company culture? Reach out to DaleSchaechterle@gmail.com or Kalli@wirealtyexec.com today!

SOCIAL MEDIA CORNER

WANT TO BE FEATURED ON OUR SOCIAL MEDIA PAGES? Take photos of day-to-day happenings and all things real estate related!

Post on your Facebook and Instagram Use #WeMoveWI or #RealtyExecutives

Tag @Realty_Executives_Integrity in any posts you’d like to have featured!

SEND ALL CONTENT TO: Kalli@wirealtyexec.com

Reach out to Kalli@wirealtyexec.com if you are interested in taking one of these trainings!

Customized Marketing Plan

Utilize our many systems & tools to begin growing YOUR business. This includes MLS, Showing Time, DotLoop, Google My Business, Prime Agent & Testimonial Tree.

Work with Marketing Specialist for your personalized marketing plan. Create a new brand or enhance your current, plan out the year’s mailers, start a new digital campaign, and so much more!

Coffee & Conversation

Skill Builders

Regional Training Events

Join us for a monthly agentled morning of collaboration & real estate conversation to enhance your business.

Skill Builders is a 6-week, hands-on course where you work side by side with a coach to learn how to write offers, navigate buyers, assist sellers, and become a top producer in your community.

Sharpen your craft by gathering with other Sales Executives to learn about relevant industry topics from top producers in your company & the industry at large. Afterwards, enjoy a meal with peers & solidify your best practices.

Local Office Gatherings

Buffini Training

Business Mastermind Class

Become an industry influencer by gathering quarterly with other Sales Executives & business owners in your local marketplace. Learn from your peers about the latest market updates & become equipped to successfully guide your clients & customers through any market condition.

Star Power

Double Your Business

This 4-month course teaches you how to double your income by working smarter instead of harder. You’ll learn how to become a sales and marketing expert by creating raving fans for your business.

1 on 1 Mentoring Build your business from the ground up with 1-on-1 mentoring. Learn how to master your sphere, serve clients, plan strategically, negotiate confidently, and generate leads — all with expert guidance every step of the way.

Increase your business by getting more referrals! This 10- week course (created by Brian Buffini & enhanced by our own expert instructors) will help you exponentially grow your business through relationships, advocacy, & personal referrals.

Gather with other business owners & entrepreneurs in this 5-week course to discuss the daily habits & disciplines that will help you continue to succeed both professionally & personally. Learn how to build wealth through multiple streams of revenue that will bless your family & loved ones.

Star Power:

Master Series

Team Training

Learn how to build and maintain a dynamic team environment that helps people become the best version of themselves while fostering a culture of growth & excellency.

Step into the "Masters Series"—a dynamic, agent-powered learning experience designed to elevate your real estate business. Each session is led by peer professionals who share proven strategies, hands-on insights, and the processes that are driving success in today’s market.

Your Path, Your Growth

New Executive On-boarding

NMLS ID#: 259353

Mortgage Approval Process 1. Pre-Approval The A+ Loan Officer will get some information on the phone; obtain your credit report and other information about your income and assets and issue a letter describing your qualification for a home purchase

2. Formal application with property information Once you find a property with your Realtor® and get an accepted offer, you will meet with your loan officer to start the loan process.

The Loan Officer reviews the offer and orders an appraisal from the Appraiser at this time documentation is of income and assets is collected.

3. Processing the loan The Loan Processor works with the Loan Officer make sure the correct documentation for the borrower has been collected for the type of loan for which they are applying. The Processor may also do a direct verification of employment and amounts on deposit with the borrower’s financial institution.

4. Underwriting the loan This is the formal acknowledgement that funds have been committed for your loan. If there are conditions, please make sure they will not be a problem to satisfy by reviewing them with your Loan Officer. You will then be asked to sign the Loan Commitment and send it to your Realtor®.

123-456-7890

A+ MORTGAGE The mortgage process has a lot of moving parts. The good news is that you don’t have to worry about any of them! The Mortgage Loan Officer is the one who coordinates and oversees the various parts each individual plays to get your loan from pre-approval to the closing table.

5. Loan Commitment The Underwriter compares the submitted documentation to the guidelines of Fannie Mae and Freddie Mac and issues a loan approval, most of the time subject to some conditions.

6. Preparing for closing Any outstanding conditions should be satisfied at this time and you should contact your Insurance Agent to obtain Home Owner’s insurance.

You must purchase a policy and pay for one year in advance Next year it will automatically deducted from your escrow account.

If you have to transfer money from one account to another to consolidate your funds for closing, make sure you allow enough time to do so.

Funds for closing must be in the form of a cashiers check.

They must be on deposit for a certain amount of time, in order for the bank to issue the cashiers check. Make sure you check on the bank’s specific policy.

7. Closing This is the culmination of the loan process. The funds provided

by A+ Mortgage plus your down payment will be transferred to the seller minus and outstanding mortgages the seller owed on the property.

The title to the property transfers from the seller to you.

The deed will be recorded with your name to evidence your ownership.

COMPANY THINGS Take a peek at a variety of dates that you should mark in your calendar. From trainings to special speakers, we've got you covered!

A community that is always looking to

POURING INTO YOU & YOUR BUSINESS

learn.

THE INTEGRITY ADVANTAGE

Agent Wins!

We want to give a huge shoutout and congratulations to Nicole Orzel of The Dingman Realty Group! She just completed two huge milestones – being elected to the LARA (Lake Area Realtors Association) Board and earning her broker's license! Your dedication, leadership, and passion for this industry shine through everything you do. We are so excited to see all the things you’ll accomplish in this next chapter. If you see Nicole around the office or out in the field, be sure to congratulate her!

Updates from Leadership!

Dale, Vicky, Kalli, and Lydia visited the MHVI facility to deliver the proceeds we raised at our Regional Conference and Holiday Appreciation event. We truly couldn’t have done it without our Executive’s generosity and support! Thank you all for being part of something so meaningful and for helping bless others this holiday season.

New Year Kickoff You won’t want to miss this opportunity to start your year strong. Jake Dixon will be presenting an “Agent Action Plan” designed to help you plan your business and elevate your strategies for the year ahead. We hope to see you there!

UPCOMING Events

Wednesday, 10:00 AM

New Year Kickoff Join Jake Dixon LIVE as he launches you into 2026!

Location: Brookfield Office Lower Level

Jan

07 2026

Wednesday, 8:30 AM

Celebration Breakfast

Our annual Celebration breakfast to celebrate YOU and all you accomplished in 2025!

NEW Location: The Gage- West Allis

March

04 2026

Wednesday, 8:30 AM

Regional Conference

Our annual Regional Conference to collaborate & learn with agents around WI!

NEW Location: The Valerie, Oconomowoc

Sept

15 2026

Grab one of our 2026 Training & Event Booklets to find more information on our gatherings happening!

YOUR DR SUPPORT TEAM

OFFICE DESIGNATED REALTORS® Dionne Barnes | 414.467.8003 Brookfield Office

Pam Burki | 262.202.1812 East Troy Office

Haley LeClaire | 262.313.8341 Hartland Office

Dana Keegan | 414.469.0624 Cedarburg Office

DR ROTATION SUPPORT Lothair Lambrecht | 262.313.8341

Danie Bradford | 414.469.0624

Brookfield Office

Cedarburg Office

January 2026

Have a question? Email: Ask@RealtyExecutives.com At Realty Executives Integrity, we want to ensure you are covered in any area and have a direct person you can reach out to regarding your questions!

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HOW WE GIVE BACK OUR WHY Real Estate is more than buying & selling.

Together we build strong communities & invest back into our neighbors!

Our featured charities are closest to the hearts of many of the people we serve. Many of our Sales Executives and staff volunteer their time, efforts and financial resources to help ensure the organizations make an impact. Check out their websites to get involved and make a difference!

MHVI

SPECIAL SPACES

The Milwaukee Homeless Veteran Initiative provides the services that homeless and at-risk veterans need to reach and maintain their highest level of independence.

MHVIvets.org

Special Spaces Wisconsin creates dream bedroom makeovers for dependent children ages 2-19 with cancer who are within one year of treatment. Our goal is to provide them a safe place to recover, heal, sleep and even play.

Specialspaces.org/ourchapters/wisconsin/

BEFORE 16 Offering financial support towards hosting and adoption of older orphans from around the world into loving families.

Before16.org

We raised $7,000+ for our nonprofits at our most recent Regional Conference! We couldn’t support these missions without YOU, so THANK YOU!

NONPROFIT SPOTLIGHT A Nonprofit Organization Supported by Our Brokerage

What Is MHVI The Milwaukee Homeless Veterans Initiative (MHVI) is a local nonprofit dedicated to supporting homeless and at-risk veterans across southeastern Wisconsin. Founded and operated by veterans, MHVI works to help veterans achieve stability and long-term independence by filling critical gaps in services. Their programs include outreach to identify veterans in need, assistance with securing stable housing, and fully furnishing apartments at no cost. MHVI also provides ongoing support through an emergency food pantry and help with basic needs such as food, clothing, transportation, and access to benefits and health care, ensuring veterans have the resources they need to rebuild their lives.

Why MHVI Matters to Our Brokerage MHVI aligns closely with our values of integrity, service, and community impact. Through ongoing support and donations, our brokerage is proud to partner with an organization that makes a meaningful difference locally. Their work directly supports families and individuals in need, reinforcing the importance of giving back to the communities we serve every day.

How You Can Get Involved There are several ways agents can support MHVI beyond brokerage donations: Participate in volunteer opportunities Contribute to donation drives or fundraising efforts Help spread awareness within your personal and professional networks Support MHVI initiatives through client events or community outreach

Contact MHVI or visit their website to learn how you can help!

414-257-4111

Milwaukee Homeless Veterans Initiative

Wisconsinvets.org

@mhvihomelessvets

6300 W National Ave West Allis, WI 53214

RECIPE OF THE MONTH

Cranberry - Glazed

Turkey Meatballs SERVINGS: 4 PREPPING TIME: 20 MINS TOTAL TIME: 35 MINS

Directions Meatballs: 1. Into a large bowl, crack egg and beat with a fork until blended. Add onion, yogurt, thyme, sage, Worcestershire, salt, and pepper and beat with fork to combine. Add turkey and bread crumbs and mix with clean hands until combined.

2. Form turkey mixture into tablespoonsized balls and transfer to a large plate. Cover and refrigerate until chilled, about 15 minutes.

Cranberry Glaze & Assembly: 3. In a medium bowl, whisk cranberry sauce, vinegar, syrup, mustard,

Cranberry-Glazed Meatballs 4 servings

orange zest, salt, and a few grinds of pepper.

4. In a high-sided 12" cast-iron or nonstick skillet over medium heat, heat oil until hot. Cook meatballs until bottom is golden brown, about 4 minutes. Turn meatballs and continue to cook until other side is browned, about 3 minutes more.

5. Add sauce and gently stir meatballs until coated in sauce. Let simmer until sauce is thickened and an instant-read thermometer inserted into the center of meatballs registers 165°, 3 to 5 minutes more.

6. Divide mashed potatoes among plates. Spoon meatballs and sauce over.

MEATBALLS:

35 Minutes Total

Ingredients

1 large egg 3 Tbsp. finely chopped yellow onion 2 Tbsp. whole-fat Greek yogurt 1 Tbsp. fresh chopped thyme leaves 2 tsp. fresh chopped sage leaves 2 tsp. worcestershire sauce 1 tsp. kosher salt ¼ tsp. freshly ground black pepper 1 lb. (94%) ground turkey ½ cup panko bread crumbs

CRANBERRY GLAZE & ASSEMBLY 1 cup canned or homemade cranberry sauce 1 Tbsp. apple cider vinegar 1 Tbsp. pure maple syrup 1 Tbsp. whole grain mustard 1 tsp. finely grated orange zest ¼ tsp. kosher salt Fre s h l y g ro u n d b l a c k p e p p e r 2 Tbsp. extra-virgin olive oil Mashed potatoes, for serving