Faith, Family and Finances By: James L. Marshall, Jr.
One you choose, one you are born into, and the other you earn (well most of us have to earn it). We have to be aware of and manage all three! First is Faith! Faith is the assurance that the things revealed and promised in the Word are true, even though unseen, and gives the believer a conviction that he expects in faith, will come to pass. In other words: “The substance of things hoped for, the evidence of things not seen.” Hebrews 11:1 Throughout your wealth building journey you will come across obstacles that seem insurmountable; barriers that appear to be to high to climb. ● ● ● ● ●
Job loss Loan denials Unexpected bills Health problems Etc
Envision Magazine Issue 1Vol | Oct. 20202 | Apr. 2021 Magazine 2. Issue 41 Envision
These barriers will come when you are tired and discouraged. When your level of discouragement is high and your will is low. You may begin to look at what others have or appear to have, and wonder “what is wrong with me!” ● ● ●
Why can’t I get out of debt? Why can’t I build up savings? When will I stop living pay check to pay check?
The Brookings Institute’s Hamilton Project found in their 2019 Survey of Consumer Finances; that the wealth gap between black and white households is staggering. Their research reveals that the median household net worth for black families is $24,100 verses $188,200 for white households. To me this is “Same story different day!” I can understand how this type of report and all the media discussion about it can be overwhelming. And it is during this period of uncertainty that you can fall victim to schemes, cons and empty promises. Well at this time I suggest you just stand still
