Table Of Contents
by Tiffany S. Carter
Herring
by Julia A. Royston The Allure of Fake Eyelashes: Enhancing Beauty and Confidence by Carey L.
How to Qualify for Medical Cannabis by Karla Jarvis, MSN, APRN, FNP-C
Adelántese a los Estafadores de Medicare by Información proporcionada por el Departamento de Salud y Servicios Humanos de EE. UU.
EDITOR’S NOTE
by AnnC Editor-in-Chief
As the dawn of 2025 approaches, we stand on the precipice of fresh beginnings, armed with the promise of a blank page. This New Year holds particular excitement for me—a time to dive into the process of writing passages for a new book, an anthology.
Moreover, my newfound residence in Huntsville, Alabama, offers a rich backdrop that will undoubtedly infuse my writing with local color and culture. From the historic Rocket City’s unparalleled contributions to aerospace and technology to its charming downtown and vibrant arts scene, Huntsville teems with inspiration.
Enjoy our premiere issue of 2025 with relationship faith guru Pastor Gregory DeVon on the cover! His story is one of family & community and building God-Filled Relationships. We also have in this new issue of 2025 our first youth spotlight with Envision Radio Host & the Youngest Radio Host in the USA Amaryah J. Special thanks to the writers in this issue we truly are grateful for your great informed articles. We also have another article to share in Spanish. Blessed to be a bilingual publication.
Envision Magazine will be celebrating 5 years in existence and I can’t begin to tell you what a blessing our readers, subscribers, writers and graphic design team are to me! Thank you so very much for your support!
Over the holidays I had some wonderful Christmas parties I attended one pic truly stood out! I love my friends new & old and truly have fun when we are together! Cherish your friendships this year and beyond time is too precious not to do so! Much love & Happy New Year 2025.
Amaryah J is the youngest radio host in the USA. Tune in to her radio show Saturdays & Tuesdays on www.envision-radio
Top Ten with Pastor Gregory DeVon
by ANN C. Editor-in-Chief
1. What inspired you and led you to ministry?
I have always had a passion for helping people see their potential, and I’ve always felt a purpose to lead them into fulfilling it. As a child I naturally understood certain aspects of life which lead to my peers trusting me for counsel. I have always felt a sense of responsibility towards humanity, and it gives me joy seeing people reach their best self. Around the age of 19 I felt a deep sense of purpose, and I knew it was the call of God to serve His people. This lead me to engaging several conversations with my Pastor, Dr. Frederick A. Davis of First Calvary Baptist Church in Durham NC. He helped me to understand how to turn the volume of life down and heed the voice of God without becoming anxious to jump into anything. I will always be grateful for his leadership, and I owe Him my gratitude for honoring the call of God on my life.
My parents (Gregory & Trudie Hatcher) have always been my biggest supporters, and they consistently pushed me into purpose. Being raised in a Christian household, my older sister Delecia and I learned about God at an early age. My parents instilled in us a sense of belonging to something greater than ourselves. Having a praying mother and a God fearing father gave me an example of what to be and who to serve. The Christian values
planted in me early proved to be the seeds that have blossomed today. At the age of 20, I peached my initial sermon, and my desire since has been to remain on fire for the Lord.
2. What challenges do you see that Pastors have these days that Pastors of the past did not have?
Pastoring in this climate is challenging, but it's also fulfilling. With the ever-expanding technological advances of today, people have access to everyone’s ministries. Therefore the potential to stay home and view church from Bedside Baptist has increased. Post-Pandemic, the culture and climate of church has shifted. There are still those who do not trust being in physical worship, but they still have a desire to be shepherded. In order to stay relevant, you have to invest in technology. People need the Word of God by any means necessary, and it’s the man/woman of God’s responsibility to ensure they get it.
Pastoring is so much more than preaching, and it’s imperative that every Pastor understand that. Feeding the sheep isn’t limited to preaching from the pulpit. We must also fulfill the various needs of individuals by providing the tools necessary to sustain their lives. Its not simply ones spiritual needs that we have to meet, it's also their practical human needs that we
Family Pic: (Dad) Gregory L. Hatcher, (Sister) Delecia Hatcher, Pastor DeVon, (Mother) Trudie Hatcher
Pastor DeVon & Reality Star of the Love & Hip Hop series Erica Dixon.
must assist with as well. Facing an ever changing economy, we can’t preach to the spirit and ignore your mind. We have empower people to reach inside and pull out the greatness that God has placed inside. As Pastors we must understand that theology that has no psychological impact will never change anyone’s life. Scripture says that we must be transformed by renewing our mind.
3. What advice would you give up and coming Pastors?
Anyone desiring to be in ministry and especially ones who feel they have a call to Pastor should keep humility at the forefront of all they do. We are servants not celebrities. Our call is to serve this present age, and it's our calling that we must fulfill. Pastors don’t need to seek to make a name for themselves, we must strive to magnify the name of the Lord. Our desire should be to make God’s name bigger, and the gospel influence greater. Preaching is only an aspect of Pastoring, so find your unique voice. Never omit the need to visit the sick, go to events of your parishioners, show up when you can to a youths game/play, pray for the disciples, train leaders, and be a good steward of what God has allowed you to lead.
4. You are considered by many as the Relationship Pastor! What would you tell a Christian man or woman struggling with being single in the church?
Singleness is not a disease that needs to be cured. Its gift from God to serve Him without the distraction of having to split your time with someone else. Married doesn’t mean happy, and single doesn’t mean miserable. We have a responsibility as singles to learn how to be Saved, Single, and
Satisfied. That doesn’t mean that we have to ignore our desire to be married. It means that we understand what the Apostle Paul said in Philippians 4:11. He said in all things I have learned to be content. We must be content as a Single individual, because we can be no better married than we are Single. This is why we should primarily pursue PURPOSE and not PEOPLE. Psalm 91 says that “He that dwelleth in the secret place of the most High shall abide under the shadow of the Almighty. I will say of the Lord, He is my refuge and my fortress: my God; in him will I trust.” When our desire is to pursue the secret place of the most High, we position ourselves to see first The Kingdom of God and His righteousness. Then we are promised that all other things will be added unto. If men and women of God seek the same place in God, then when they meet, it will be no secret who is doing the introduction.
5. What can the church do to embrace and nurture single members?
Every Church needs a Singles ministry. This is not to segregate a demographic, its to encourage the fellowship of people who are in the same season of life. Singles need a place of understanding which speaks to their circumstance. Being around individuals who are experiencing life in a similar season helps to provide support and encouragement for Singles. In most churches, Single adults make up about 30% of the population, so it's imperative that we don’t ignore their need. Singles often feel there is no place for them in the church, because the concentration is often centered on marriage. We have to remember that there were single individuals in the bible who accomplished great things for the kingdom. Some
examples are Jeremiah, Deborah, Ruth, Apostle Paul, Mary Magdalene, Martha, Mary the sister of Martha, Lazarus, and our Lord and Savior Jesus!
6. Your favorite scripture and why it is your favorite?
My favorite scripture is Psalm 37:23 “The steps of a good man are ordered by the Lord: and He delighteth in his way.” That scripture has always spoken to me because it doesn’t mean what you would think. It doesn’t mean that every step of a good man will be perfect. It means that God makes our steps firm. If our steps are firm, we always have an opportunity to correct course when we error. That to me will preach! It doesn’t matter if we take a bad step, a back step, a side step, or if we do the two step. God is still able to make our steps firm so that failure is not final. I’m reminded of the words of that great R&B prophet Bobby Brown when he said “Every Little Step I take, You will be there. Every little move I make, we’ll be together.” That sounds like good news to me. The assurance in knowing that God won’t leave me or forsake me even when I’m wrong is a reason to love God with my whole heart!
7. In today’s world, many people are facing challenges such as division and uncertainty. How do you think the church can play a role in fostering healing among individuals?
Inside the church, we have a responsibility to help people bridge the gap between humanity and divinity. We have to connect Psychology with Theology. People often struggle with how to make the bible meet life, so they become great at being spiritual, but they fail at being human. Jesus came to earth as a human so we could identify with
an earthly example of how to live righteous. People are hurting in their humanity, and they need help allowing their spirit to speak to their brokenness. Our spirit is where God lives, and it's our spirit which keeps our soul under subjection. The soul is our mind, will, and emotions. So the church must help people think, find direction, and manage their feelings. Soul in the Greek is Psyche, and this is where the word psychology comes from. It's our psychology that we wrestle and struggle with. People often struggle with being able to think critically in crisis. This is why we must preach to people's intellect and help them learn to process life through God's word.
8. What so you believe is the biggest challenge of the church at this time? The biggest challenge of the Church is relevancy. There are so many attacks on Christianity that no other faith faces. The attacks are not even always foreign. We often become an army who attacks its own. Whenever we argue internally over tradition vs. non-tradition, we lose sight of keeping the main thing the main thing. As long as we agree on the destination, the journey can engage compromise. Our struggle today is contending with differences that seek to keep the body of faith distracted. We live in a world today which has redefined everything from gender, sexuality, marriage, respect, morality etc. Society seeks to have everyone believe that we can rewrite the rules of what is right and what is wrong; even if it makes no logical sense at all. This has even worked its way into the church, and we have to be ready to speak truth to power without excluding anyone from the love of God.
9. What is 2025 looking like when it comes to your church outreach? What type of events are you going to be doing for your community?
At the church I proudly Pastor, we have an outreach ministry which not only serves internally, but they seek to partner with the community in efforts to reach the least, lost and the left out. We have health fairs throughout the year, friendship stews where we invite the community to eat soup and visit various vendors who are set up, we have food pantry which provides groceries to those in need, we provide socks and gowns to local convalescent homes, just to name a few. In 2025 we will be partnering with the Granville County senior center to expand our outreach efforts in this area.
10. Where is your church located and service times if we wanted to visit?
New Grassy Creek Missionary Baptist Church is located at 8182 Cornwall Rd. Oxford, NC 27565. We have worship at 11 am. We are a church where worship is genuine, and Jesus Christ is Lord. Our Theme for the coming year 2025 is E3 (Evangelize the Sinner, Equip the Saint, and Exalt the Savior).
Photo by Jared Rice on Unsplash
ENVISION RADIO
The Know Dumb Questions Podcast is Now on Envision Radio! Host Dr. Steve Perry, educator, author, talk show host & founder of Capital Prep Schools. Listen at 5pm EST every Wednesday at www.envision-radio.com and on these free apps: radio.net, get me radio, simple radio, radio.garden or the android app envision radio & magazine in the google play store.
Have you ever wondered why people sometimes fall short of the dreams or things they wanted to accomplish in life?
By incorporating the attributes of Positive Thinking, Patience, Perseverance, and Resilience (P3R) into my everyday mindset, I was able to overcome all of the obstacles hindering me in my life
5 Tips for New Pet Owners
By VetsnYou
Welcoming a new pet into your home is exciting, but it also requires preparation to ensure your furry friend feels loved and comfortable. Here are five essential tips for first-time pet owners:
1. Choose the Right Pet for Your Lifestyle
Take into account your living situation, work schedule, and personal preferences when choosing a pet. Research breeds to find one that aligns with your activity level, home space, and family dynamics. Be mindful of allergies or sensitivities that you or your family members may have, as some pets can trigger allergic reactions or asthma symptoms.
2. Set Up Your Home
Before your pet arrives, create a safe and comfortable environment. Pet-proof your home by removing hazardous substances, securing loose wires or cords, and storing cleaning supplies, medications, and toxic plants out of reach. Designate a cozy space for your pet, including a bed or crate, food and water bowls, and toys.
3. Create a Routine
Establish a consistent schedule for feeding, exercise, and bathroom breaks. Determine
the right type and amount of food based on your pet’s age, size, and breed. Spend daily quality time with your pet, providing affection, mental stimulation, and attention.
4. Budget for Your Pet’s Needs
Owning a pet comes with financial responsibilities. Be prepared for costs like food, grooming, veterinary care, vaccinations, and preventive medications. Additionally, factor in expenses for supplies like toys, bedding, and litter.
5. Find a Reliable Veterinarian
Regular check-ups with a trusted veterinarian help ensure your pet stays healthy. Ask friends, family, or neighbors for recommendations and read reviews online. Visit potential veterinarians to meet their staff, tour the facilities, and ask any questions you may have.
For more tips on welcoming a new pet into your home, visit eLivingToday.com.
Photo by Jonas Vincent on Unsplash
Meet Tiffany S. Carter: A Journey of Resilience and Hope
By Tiffany S. Carter
Tiffany Talks
https://linktr.ee/TiffanySCarter
In a world where grief and loss can feel overwhelming, Tiffany S. Carter emerges as a beacon of hope. A two-time best-selling author, business consultant, motivational speaker, voice-over artist, philanthropist, and devoted mother, Tiffany has dedicated her life to helping others navigate the difficult waters of grief and emerge victorious.
The Mission Behind the Brand Tiffany's mission stems from her profound experiences with grief, both personally and professionally as a broker in the insurance industry. The pandemic brought significant challenges, with many families facing profound losses—be it loved ones, jobs, or the comfort of daily routines. In response, Tiffany sought to deliver hope through her book, *Broken: Seven Steps to Healing While Grieving*.
This invaluable resource educates readers on how to:
● Effectively confront grief
● Overcome obstacles and live victoriously
● Understand the multifaceted nature of grief
● Build a supportive community during tough times
Through *Broken*, Tiffany aims to guide individuals through their darkest moments, offering a path toward healing and wholeness.
A Glimpse into Tiffany’s Background Hailing from Atlanta, GA, Tiffany is the Owner and Executive Business Consultant at Diversified Marketing & Consulting Group. Her passion lies in empowering others to succeed in entrepreneurship. With numerous awards in the sales industry, she provides strategic guidance for those aspiring to build sustainable businesses. For Tiffany, helping others find their worth and purpose is what makes life meaningful. She believes that if one person’s life is changed through her work, then her mission is fulfilled.
Tiffany's integrity and courage shine through her advocacy for women, as she continues to share her story of overcoming adversity. Recognized in publications like VoyageAtl, Shoutout AtL, Canvas Rebel, and KISH Magazine, she is also the host of
A Story of Resilience
Tiffany’s journey is marked by significant challenges, including a life-threatening illness at the tender age of ten. Battling spinal bacterial meningitis, she endured blindness and paralysis, entering a coma for three weeks. Despite the doctors’ grim predictions, Tiffany emerged with resilience, having to relearn basic skills, including reading. This experience taught her the power of perseverance, and she proudly won her school’s spelling bee in fifth grade.
Tiffany reflects, “There are days I want to give up, but I remember that little girl—she persevered, she was resilient, and she is still me!”
A Message of Hope
Tiffany's faith has been a cornerstone of her journey. She draws strength from scripture, reminding herself and others that:
“I can do all things through Christ who strengthens me.” – Philippians 4:13
Tiffany S. Carter embodies the spirit of resilience, courage, and hope. With her unwavering dedication to helping others navigate grief and find their purpose, she inspires countless individuals to embrace their journey and emerge victorious. Tiffany’s story is a reminder that, no matter the challenges we face, we have the strength within us to overcome and shine.
Contact Info:
Website:
Tiffany S. Carter https://linktr.ee/TiffanySCarter
Instagram: @Tiffanys_Carter
Facebook:
Tiffany on Facebook https://m.facebook.com/573084039/
LinkedIn:
Tiffany on LinkedIn https://www.linkedin.com/in/tiffany-s-cart er-68814251
YouTube:
Tiffany's YouTube Channel https://youtube.com/channel/UCaVcm71 N8btGLROPJYZl9RQ
Podcast:
Tiffany Talks https://anchor.fm/realtiffanytalks/episode s/A-Mothers-Prayer-e10bl9m
Radio Program
Tiffany Talks
Envision Radio
Mondays & Wednesdays 8pm EST/7pm
CST
www.envision-radio.com
A Blessed Season
by Bishop Marcus and First Lady & Minister Linda Dixon of House of Manna bread of life Church www.hombolchurch.com
go out and purchase gifts and food at the skyrocketing prices of today. The objective is to have the churches, businesses, schools, and other community leaders and groups support, by donating and allowing the parents of these families to purchase their children gifts from the inventory that has been purchased and stored at churches in the community. The parents can shop for their kids and pay $10 for each child and can purchase up to six items for each child!
During This Blessed Season
We want to echo the scripture 2 Corinthians 9:15: “Thank God for his gift that words can’t describe!”
ACTS 20:35 – Jesus says, “It’s more blessed to give than to receive. Bishop Marcus and Lady Minister Dixon want to thank God for this time and season. God wants us to illuminate the light of Christ Jesus this season by starting a ministry with Signature Health Nursing Home in Radcliff, Kentucky. The ministry will consist of the Radcliff North Hardin Ministry Association coming to the nursing home twice a month on Sundays at 6:00 pm to minister to the occupants by sharing in song, prayer, devotion, conversation, and of course the word of God. We are planning for each church of the organization to come together and fellowship with the nursing home population at this service.
We enjoy helping with fundraisers and Helping Hand of Hope Affordable Christmas campaign for those who are economically challenged and are not able
Throughout our time as pastors for the House of Manna Bread of Life, Bishop and Lady Dixon have used the church as a venue for community events, such as the annual Making a Difference Conference. This year’s conference will be held on March 28-30 of 2025. The conference invites local leaders in areas such as business, education and government to “work together in helping everyone find their purpose.”
“We believe in family, community and that it takes a village to raise a child and therefore, we are seeking to engage our community to work together in the development of its citizens to include all the children in our community, This may come by encouragement, investment or for the most part, a loving and caring concern for people and their plight in life and an effort to expose them to the world of opportunities available to them.”
Bishop Marcus Dixon and First Lady & Minister Linda Dixon hope that God will bless you abundantly with love all through this glorious season that our Lord is exalted and celebrated! Jesus Is always the Reason For The Season!
CITA CON LA VIDA
Cita con la Vida es una iglesia cristiana en crecimiento.
Creemos en los valores de la familia. Todos somos diferentes pero trabajamos con una misma meta extender el Reino de Dios aquí en la tierra.
¡Bienvenidos a casa!
Domingos 9:00am & 11:30am Miércoles 7:00pm
7100 Preston Hwy.
Italian Crusted Salmon with Creamy Truffle Caesar Salad
Serves 2
PREP TIME: 10 Minutes
COOK TIME: 20 Minutes
INGREDIENTS
1 clove garlic, minced
1 tsp lemon juice
2 tsp chopped fresh rosemary
1/2 tsp honey
1/4 tsp salt
3 tbsp panko breadcrumbs
3 tbsp finely chopped walnuts
1 tsp olive oil
2 salmon fillets
Nonstick cooking spray
1 Fresh Express Twisted Caesar
Creamy Truffle Caesar Chopped
Salad Kit (9.3 oz)
Lemon wedges (optional)
INSTRUCTIONS
1. Preheat oven to 425°F. Line a sheet pan with parchment paper.
2. Mix garlic, lemon juice, rosemary, honey, and salt in a small bowl. In another bowl, combine breadcrumbs, walnuts, and olive oil.
3. Place salmon on the sheet pan. Spread the garlic mixture on the fillets, then press the breadcrumb mixture on top. Coat lightly with nonstick spray.
4. Bake for 12-15 minutes, or until the salmon flakes easily with a fork.
5. Toss salad greens with dressing in a large bowl. Divide the salad between two plates and top with salmon. Serve with lemon wedges if desired.
Book Business Boss Corner
ASK
Julia A. Royston
Do you know how much power is in your tongue, your words and the simple utterance of an ASK? Needs will be met, desires will be satisfied, goals will be achieved and dreams will be a reality if you would just ASK. Let this 21-Day Devotional be the permission & motivation that fuel the determination to just ASK. www.juliaroystonstore.com
Uncommon: A Life of Faith
Nebiyah Anna M. Robles
As you read this book, my prayer and heart’s desire are that you break free from the prison of doubt and unbelief into new levels and dimensions in your faith. Then, begin to walk with God in such trust, that He feels free to reveal Himself to you in uncommon ways and takes you to new places and realms by faith. I pray that you, too, become a faith walker. Now, come take the journey with me. Visit: www.powerministriesintl.com
Colour, Calm, Create: A Workbook of Doodles and Affirmations
Dayirai C Kapfunde
Discover the Power of Coloring for Calm and Confidence. In "Colour, Calm, Create: A Workbook of Doodles and Affirmations," you are invited to show up for yourself unapologetically. Dive into a world where each page offers you the chance to doodle your way into confidence, calmness, and joy. Let the blend of mindfulness, creativity, and affirmations guide you toward self-compassion and empowerment Take a moment to explore, create, have FUN, and find calm. https://www.journeysoflifecounselling.com/
A Journey of Transformation
Tracey Bradley
She Is Me Ministry, equipping “Sisters.Hurting.Everywhere,” to become Sisters.Healed.Everywhere.” Tracey’s heart’s desire is to teach women the power of Kingdom principles and renew mindsets all over the world. Her life mission is to reach people globally with her published works “Necessary Affliction, A Blueprint from Pain to Purpose,” and “A Journey of Transformation.” Visit www.sheismeministry.com
The journey of an Elite Woman is both illustrious and challenging. It is a path laden with opportunities to not only excel in the public eye but to build a rich, fulfilling private life that aligns with the divine calling. "The Elite Woman: Navigating Life and Leadership with Grace" is a handbook meticulously crafted for the contemporary woman trailblazing through leadership roles, setting trends, and leading others with a distinctive blend of poise and prowess. This handbook encapsulates twelve key chapters, each embodying a unique facet of life, www.drcarolynlove.com
INTERGENERATIONAL ASSIGNMENT
Samantha Bishop
"Diverse Generations: Thriving Together in the Body of Christ" - Discover the transformative power of intergenerational collaboration within the Church. In this compelling book, explore how mutual respect and understanding among different age groups create a vibrant community where wisdom and fresh inspiration converge. Through this partnership, each generation enriches the other, ensuring the Church remains relevant and effective in addressing modern challenges while honoring timeless values. Join us on this enlightening journey of unity, growth, and impact within the body of Christ. Psalm 145: 4 (NASB) One generation shall praise Your works to another, And shall declare Your mighty and remarkable acts.
Introducing Northside Nutrition's Vitality Line: Start Your Year with Health and Purpose
Located at 2205 University Drive Northwest in Huntsville’s Northwood Plaza Shopping Center, Northside Nutrition and Bistro is redefining the grab-and-go experience. Start your year off right with our brand-new Vitality Line of products, crafted to inspire healthier habits and fuel your busy days.(Huntsville, Alabama)
Our new offerings include organic smoothies, protein-based shakes, and plant-based chicken wraps perfect for anyone looking to prioritize health without sacrificing flavor or convenience. Whether you’re recharging post-workout or grabbing a nourishing meal between meetings, Northside Nutrition has your back with quick, high-quality options.
Kick off your wellness journey with us this January and enter for a chance to win a Reset Journal to help you stay on track toward a healthier, happier you. Stop by for takeout, order delivery via DoorDash, or enjoy a moment to refresh at our inviting location. With Northside Nutrition, delicious nutrition is always within reach.
When time is tight but your health matters, let Northside Nutrition be your go-to culinary escape. Discover vitality, wellness, and flavor in every bite!
KENTUCKY’S OWN
By Natasha Cummings
Kentucky has had a lot of famous people represent their State in the past years. However, there is a young man that might be considered a newcomer to some, but a G.O.A.T. to many; that has been hitting the athletic stage from the age of 5.
He was a High School standout at Male High School, and stood his ground at the University of Kentucky where he graduated with honors and transferred to his hometown of Louisville, Kentucky to play for University of Louisville, where his position is a flex tight end. This young man is Kentucky’s OWN, Izayah Cummings. Izayah is looking to put the State on the map again, with his hard work and dedication, on and off the field.
Izayah Cummings was born on Jan. 17th, 2002 the same month and day as the GOAT Muhammad Ali, both from Louisville.
Izayah’s goal is to play in the NFL with the support he needs from his coaches, community, Chris Vaughn (his trainer) from Aspirations, continued confidence in himself his talent and his amazing character, he will achieve his goal.
Izayah is more than just football, he represents a deeper meaning when it comes to a young man who cherish his community, supports nonprofits, cares and respects his brothers from U of L and UK, Loves his family and friends; and puts God 1st in his life.
His journey towards his goal has not been easy, but he is a man who embodies resilience.
Learn more about Izayah in his documentary series on YouTube, “Izayah Cummings: Kentucky’s Own”.
By World Financialgroup.com
Plan for a Secure Financial Future
A bumpy economy and rising cost of living have Americans rethinking their finances.
According to the Financial IQ Study by World Financial Group, about 36% of households feel anxious about their current financial situation.
Short-term pressures can make planning difficult, but developing a financial strategy grounded in literacy and resilience is key to building a solid financial future. Financial literacy refers to knowledge, while resilience means being prepared for unexpected financial events.
Here are some tips to help you build a more financially sound future:
Review Your Current Financial Situation
Understand your income and expenses to identify areas for adjustment. While day-to-day living costs are a priority, planning for the future is essential. Determine what money comes in, what you owe, and how much is left for saving or discretionary spending.
Start Saving Now
It’s never too early to begin saving. Even small amounts grow over time. Aim to save 20% of your income if possible, and consider options like employer retirement savings programs, especially those with matching contributions.
Consult a Financial
Professional
A financial professional can help create a personalized strategy for your goals. They specialize in areas like life insurance, retirement planning, and wealth-building strategies. Take a financial literacy quiz to assess your resilience and readiness for economic challenges.
Prepare
for Unexpected Expenses
Unexpected events like illness, home repairs, or medical bills can disrupt financial plans. Create an emergency fund separate from your savings account to help offset these costs.
Safeguard Your Family
Life insurance can protect your family’s finances if a primary income earner passes away.
Term life insurance provides coverage for a specific period and is often less expensive.
Permanent life insurance (e.g., whole-life policies) remains in effect as long as premiums are paid and includes a savings component that builds cash value.
Learn more and test your financial literacy and resilience at WorldFinancialGroup.com.
Photo by Emmanuel
Photo by Jess Bailey
Living and Thriving in 2025!
By Julia A. Royston Host of Live Your Best LIfe & The Book Business Boss Show
Author, Publisher, Life Coach, Singer & Motivational Speaker www.juliaroyston.net | www.envision-radio.com
There are two definitions of the word thrive and that is “to prosper; be fortunate or successful” or “to grow or develop vigorously;” or the synonym is ‘advance.’ (www.dictionary.com) Focus on the second definition for a moment, to grow and develop is a goal that we all should have no matter what that looks like. Growing, developing, learning and evolving at our own pace, with our vision and fully intentional in the use of our gifts, talents and abilities. Yes, I stretched the definition but living my best life is just that, growing and developing into my best self. Being prosperous or successful takes on a different meaning and one that others will strive to comment on, offer suggestions or criticism. That’s your decision but as for me, I offer four suggestions as you close out the day, month or year.
Pause and Ask Yourself “Where am I?” – At times we can easily go off course and start chasing, pursuing or creating space for someone’s else purpose and not our own. Where are you?
Re-Check the GPS “Where am I going?” –The second part of this question can be, ‘where should I be going?’ to make sure that you are actually headed in the direction of the correct destination.
Check Your Circle “Who is still with me?” –As I’ve gotten older, I look around and my circle has changed. Some people left on their own. Others left because you outgrew them and there was no more space for them. On the other hand, celebrate those that are still with you.
Let Everyday Be About Your Why and Purpose – Hopefully your career or business allows for you to fulfill part of your why each day but if not, take 15 minutes at the beginning, middle or end of your day to satisfy that part of you that is the core of you whether they pay you or not. Thrive!
The Allure of Fake Eyelashes: Enhancing Beauty and Confidence
By Carey L. ACE Beauty Consultant
Fake eyelashes have become a popular beauty accessory for many, ranging from everyday users to high-profile celebrities. These artificial enhancements are designed to add volume, length, and drama to one's natural lashes, transforming an ordinary look into something extraordinary.
One of the primary reasons people wear fake eyelashes is to boost their appearance. Long and lush lashes are often associated with youth and femininity, making them desirable. Eyelashes frame the eyes, and enhancing them can create a more expressive and captivating look. Whether it’s for a night out, a special event, or simply to enhance day-to-day makeup, fake lashes provide an instant upgrade.
Additionally, fake eyelashes can bolster confidence. For many individuals, wearing them allows for self-expression and experimentation with different styles. From natural looks to bold,
voluminous options, there is a lash style to match every personality and occasion. Many find that the added definition around the eyes draws compliments and attention, further boosting self-esteem.
Moreover, advancements in materials and application techniques have made fake eyelashes more accessible and comfortable to wear than ever. Options range from strip lashes, which are easy to apply, to more intricate individual lashes that can provide a custom look.
In essence, the popularity of fake eyelashes lies in their ability to transform not just a makeup look but also the wearer's confidence, allowing individuals to express their unique beauty in creative ways.
Photo by Jernej Graj on Unsplash
By Karla Jarvis, MSN, APRN, FNP-C JFMS Medical Consultants, LLC
Host of Karla’s Korner Radio Show
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How to Qualify for Medical Cannabis
Beginning December 1, 2024 Medical Cannabis became legal in Kentucky. In this article, I’ve compiled a list of the most common medical conditions that are eligible for medical cannabis use in the United States. Here is the list of the most common medical conditions:
ADHD/ADD
HIV / AIDS
Anorexia
Anorexia is divided into different types, with Anorexia and Anorexia Nervosa being the most common. It is a potentially life-threatening eating disorder and is often accompanied by a severe psychological disorder.
Arthritis
Arthritis is a condition that is not very well understood, particularly rheumatoid arthritis. In fact, “arthritis” is a general term used to describe over
Photo by Jeff W on Unsplash
Adelántese a los Estafadores de Medicare
by Información proporcionada por el Departamento de Salud y Servicios Humanos de EE. UU.
Los delincuentes apuntan a personas mayores para robar sus números de Medicare y otra información confidencial.
Cada día, los estafadores utilizan los números de Medicare para facturar ilegalmente servicios que nunca se brindaron o inflar los costos de servicios reales. Esto no solo afecta los historiales médicos, sino que también puede retrasar o negar atención médica a los afectados. Además, el fraude le cuesta a los contribuyentes miles de millones de dólares anuales, recursos que deberían beneficiar a los afiliados de Medicare.
Siga estos consejos para mantenerse un paso adelante de los estafadores:
Protégase
Los estafadores emplean tácticas cada vez más creativas para obtener información personal.
● No comparta su número de Medicare con desconocidos. Si alguien se comunica por teléfono, mensaje de texto o correo electrónico pidiendo su número de Medicare, cuelgue o elimine el mensaje.
● Proteja su tarjeta de Medicare como lo
haría con su tarjeta de crédito o Seguro Social.
● Comparta su información únicamente con proveedores médicos de confianza.
● Desconfíe de ofertas como servicios médicos gratuitos, regalos o descuentos que parezcan demasiado buenos para ser ciertos.
● Revise sus estados de cuenta de Medicare para detectar facturas sospechosas. Si encuentra errores, llame al 1-800-MEDICARE.
Estafas de Cuidados Paliativos
Una estafa común consiste en inscribir a las personas mayores, sin su conocimiento, en servicios de cuidados paliativos. Los estafadores prometen beneficios como servicios de limpieza o cocina, pero luego facturan ilegalmente a Medicare.
Evite caer en estas estafas con estos consejos:
● Solo su médico puede certificar que tiene una enfermedad terminal con menos de 6 meses de vida.
● Nunca acepte regalos o beneficios a cambio de inscribirse en servicios de cuidados paliativos.
● Medicare no ofrece servicios “gratuitos” como limpieza o cocina.
● Sospeche de personas que van a su casa o lo contactan ofreciendo servicios a cambio de su número de Medicare.
● Medicare nunca visitará su hogar.
Denuncie el Fraude
Para más información sobre cómo reportar estafas y protegerse, visite Medicare.gov/fraud.
Información proporcionada por el Departamento de Salud y Servicios Humanos de EE. UU.
Foto cortesía de Shutterstock
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