Resolve to Take Control of Your Finances in The New Year By: Carrie McPherson
Many of us take advantage of a new year to turn over a new leaf. This can include everything from starting a new exercise regimen to committing to cooking more at home. It’s also a prime time to assess your current financial situation and concrete steps to improve Looking fortake Alternative and it. Aggressive Mortgage Programs? opportunity in a long time to find a job that offers Here are a variety ofAs stepsatoWholesale take as the New Year beMortgage betterBrokerage compensation andFirm, that you may actually find gins to enhance your financial life. Some may be more more enjoyable. weyourtransfer our rate discount to you!! appropriate than others for circumstances.
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Premiere Mortgage Programs include: Do you think you might be able to get more out of 1) FHA- National Grant Program/No Money Down Start by taking a comprehensive look at your current your portfolio? Take a closer look at what’s working financial position. Are you(NO generating enough incomeDACA Credit-OK, buyersand what isn’t. It mayOK, be time to “cut your losses” on to meet expenses? Where could you cut back on living investments that have proven to be disappointing 2) USDANopayMoney specific area only costs? Are there loans or debt you can off quicker?down, while putting some of that money to work in assets Are you saving enough for your key goals? Ask Time the that offer greater potential.3% down 3) ConventionalFirst Home Buyers’ tough questions to get a good sense of where you stand. Nofollowing Money Score Then consider4) anyVAof these steps down, that seem Credit Make 2022 differentdown to 550 appropriate.
If you feel like there’s more you could be doing to Our Sub-Prime/Non-Conforming Programs:
Deal with debt
shore up your financial position, make a pledge to get that process started now. It may be beneficial to Month Statement Program, Make a plan to pay Select down debts12 as quickly as youBank can. consult with a financial advisor to help you find a A priority should be to repay high interest path to a more prosperous future. With Noborrowing Income Verification!! like credit card debt as quickly as possible. To the extent loansareNo manageable, you can continue to make monIncome Verification Carrie A. McPherson, CRPS®, CDFA®, ChSNC® is a Fithly payments, but the more youStatements pay off, the easier it Last 12 Months Bank nancial Advisor and Certified Divorce Financial Analyst with will be on your monthly budget. BeaconPoint Wealth Advisors, a financial advisory practice Minimum10% Down Payment of Ameriprise Financial Services, Inc. in Providence, RI. She specializes in fee based financial planning and asset ma Interest-Only options Build your savings nagement strategies and has been in practice for 13 years.
Please contact her at www.ameripriseadvisors.com/team/ Investment Property: 15% Down Payment beacon-point-wealth-advisors or (401) 824-2557, 1 Citizens Financial security is closely related to the amount of Plaza Ste 610 Providence, RI 02903 Rents Support Mortgage Payment, No Income Verification!! money you have available tothe you. Commit to building Ameriprise Financial, Inc. and its affiliates do not offer tax or
up an “emergency fund” equal to six months of your legal advice. Consumers should consult with their tax adviJumbo sor Program or attorney regarding their specific situation. income to help deal with unexpected Select short-term needs. Then commit to boosting your retirement savings contInvestment advisory products and services are made 10% Down available Payment through Ameriprise Financial Services, LLC, a ributions per month if you can. registered investment adviser.
Resolve to get a better job No PMI required
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Many employers are having a hard finding the High Debttime Ratio allowed right kind of people to fill roles. This may beMax the best © 2021 Loan amount $3Ameriprise Million Financial, Inc. All rights reserved. 48 Shop In RI
