Shop in RI - August 2025

August 2025 Cover Story 61-64

Enjoy the Best Part of Summer in

Rhode Island.

Gregg’s has what you’ll need after a day in the summer sun.

Order online www.GreggsUSA.com

Providence 831-5700 2 Shop In RI

E. Providence 438-5700

Warwick 467-5700

N. Kingstown 294-5700

hony Manzo

festival promoter and a well-known local philanthropist. Our family loves the area and has been a part of this community for years. When this space (for the22 restaurant) was available, it was like coming home again,” he continued.

ecutive Editor 38 The restaurant employs a dozen people and prides itself on cember 2019 serving dishes with a nod to the “Old Country.” Diners can feast rey Manzo

14

62

on several signature dishes, including their bone-in veal chops July 2023 that are so big that they9take up the entire plate, their lingui-

10

ni and clams and their Italian stuffed artichokes. Patrons can ef Operating Officer also dive into their fresh fish dishes, 10 chicken or veal parmigiaony Manzo Editor Lombari na with pasta, or perhaps for dessert, their amazingly delicious

Anthony Manzo homemade cannolis. tive Editor Perhaps their calling card is their "World Famous Expresso August 2025 esident &Executive Creative ey Manzo Editor Martinis,” among other specialty cocktails that are infused with 10 7to give them an authentic flair ector Jeffrey Manzo rosemary, ginger and other herbs and taste.

Operating OfficerEditor hael McDonald Chief Operating Officersaid that his goal for operating a successful restauombari AnthonyPalmisano Manzo rant is simple: “I want people to feel like they are eating at my Jim Lombari naging Editor house.”

Chief Operating dent & Creative Director Officer id Patricio He noted about how meals are cultivated back in Italy. “It starts &Jim Creative Director Lombari aelPresident McDonald with visiting the local butcher shop for the freshest meat, then Hanukkah Hanukkah Michael McDonald 35 walking to the garden to select the vegetables, and maybe to e President the local store to pick up a bottle of wine. Palmisano said that President & Creative Director w Year’s ging Editor w Year’s 52 the restaurant strives to maintain this tradition because “farm Managing Editor Michael McDonald an Kelly dis Patricio available to table” offers the best quality and flavors for their customers. s available our specialDavid Patricio our special hope that when customers 22 visit Anthony’s Italian Cuisine, Managing“I Editor s and and Cannolis!

Cannolis!

President ard Members they enjoy a little piece of Italy with every made-to-order dish,” David Patricio Vice President 48 n Kelly he said.

Paul Matrullo Brian Kelly

4 Travel Tips Matrullo Vice President dJoseph Members 11:30 AM to 9:30 PM, Thursday, Friday and Saturday from Brian Kelly haelMatrullo MotaBoard Members 11:30 AM to 10:00 PM, and Sunday from 4:00 PM to 9:00 PM. aul e heading The bar remains open5one hour after closing.

Front Page Dr. Paul Matrullo e heading oseph ve Party! Matrullo e Party! Dr. Joseph Board Matrullo Members R E D | CMota LO S E D AT 1 0 P M They also cater events and have48 daily specials and promotions. ael ntributors R E D | C LO S E D AT 1 0 P M 6these World Newsevents, please call 401Dr. PaulMota Matrullo For more details about upcoming Michael The restaurant is open Monday, Tuesday and Wednesday from

Wallace Dr. Joseph273-5900.

More details may be found by visiting their website Matrullo butors at www.AnthonysonFederalHill.com.

7 Table of Contents 4 Travel Tips Matthews Michael Mota Wallace Contributors 45 ie Venagro Jen Wallace atthews 9 Anthony’s5 Authentic Contributors Front Page meLopatosky VenagroAl Matthews Italian Cuisine JenVenagro Wallace Stacie drew Irby Lopatosky Al Matthews

ew Irby

Tom Lopatosky Stacie Venagro Andrew Irby

Tom Lopatosky iters s Andrew rk Berger Writers Irby Berger Lowney Mark Berger nanLowney Writers Lowney aRomano Romano Brian Mark Berger Julia Romano nifer Coates Paul Lonardo Lombari Jennifer Coates Burke Julia Romano .ck Reilly L.A. Reilly Gazerro Jennifer Coates nnLombari Jenn Lombari h WesselSusan Reilly Gazerro an Gazerro L.A.

Susan Gazerro Paul Lonardo Paul Lonardo ExecutivesPaul Ignasher esManzo Executives Jim Ignasher ey

rey ManzoSales Executives ombari Sales Executives Lombari Jeffrey Lombari Manzo Jim Lombari Belsito nael Lombari Jim Lombari Michael Belsito Jenn Lombari hael Belsito Camilla Spliid

on Editor Michael Belsito nna OrtizCamilla Spliid

Photographers otographers Guillermo Garcia llermo Garcia graphers Photographers Owen Head ermoBarth Garcia yson Guillermo Garcia Michael Belsito

on haelBarth BelsitoOwen Head ael Belsito Michael Belsito

6 National 4 TravelNews Tips 11 Live the Live Monthly Recipe 5 Front Page News 7 World

Tips a 14-15 Have4 Travel Yourself 6 World News 9 RIHA - Regaining Merry Christmas Cookie

57 Front Page News Consumer Confidence National

18-19 Parma Bar & Grille 7-10Doors Peaches & BerriesHot Recipes Opens inSummer North 10-11 SunnyProvidence Side Spots 10-11

On The Street

12 13 12 Things You Didn’t Know RIHA Monthly Column 22-24 Be Merry with Festive Drink Recipes 13-15 Picking Peaches Berries 1216-17 LiveWatermelon The Live &Recipe Recipes at Local RI Farms 26-27 The Italian Corner 18-19 44th Annual Entertaining 14-15 16St.NoAnthony’s Tax on TipsFeast 31 Top Christmas Events inPicks April at the Green DoorHills Rehabilitation 18-19 Heritage

22 No Offseason For Fitness

18-19 Satisfying Recipes

32-33 TheBecoming Troll Shop 21 Stacie Venagro Fitness Tips 24 Comfortable The Gym 20 12 ThingsAtYou Didn’t Know

94

16

29 18 18

13 32

50 38

42

80

30

46 35

54

24

38-40 Cover Story Charming Treasures / Charmed and Dangerous

68 Seen Out at RI’s Finest Awards Ceremony

features: 58

at Franklin Rogers

22-23 Style Profile 56 42-43 Savon Shoes BloomingonBlossoms 24-25Customers Keeping Their Feet

The Magical Leak ShopInRI 09

features:

Wellness 28-29 Self 44-47 Holiday Shopping 24Serenity Dynamic ThoughtsSpa

features:

on the East Side

26-27Venagro Susan Gazerro FitnessFitness Tips 30 Stacie

TipsFamily 52-53 Matrullo 22-23The 5 Fundamentals of Fitness

Investing Decades Keeping It’s My Health 32-33 32-33 Christmas In July at Customers Smiling

25 Meet the Dream Team

Anthony’s Jewelers

36-37 A New You! 56 Laurie Reilly’s

26-27 Suzanne Caldeira - Rate Mortgage

35-37 Summer Breast Cancer Journey Food, Folk

Updates 38-39 RI&Vaccine Jazz Fesitvals

30-31 Lil Rhody or Lil Hollywood?

58-59 Yoga, Pilates & 38-39 Big Brothers & Sisters 40-4235-37 Ameriprise Meditation RI’s FairsofFinancial &RI Festivals Tips

Leading

By Tips Example 60 44-45 Stacie Venagro 39,41 Financial 42-43 Best RI State Parks Fitness Tips

45-47 Events in RI Dare to46Dream Ranch 48-49End 44of&Summer Ameriprise

64-65 Holiday Fun Activities Financial Tips

50 Ask an Expert For the Entire Family Cover Story 50-51

48-49 Ochs Realtor Certa ProJulie of Northern RI

62

72 Ask an Expert

41 Suit Yourself

54-55 Time Zone

61 74-75 Claudia’s Creations 68 at Mangiamo 59 Silly Laws

76 12 Things YouFacts Didn’t Know State The State52-53 The Facts Christopher Medeiros Gorra Financial 62-63 Custom Stars and Stripes 80-81 Shang Bailey Hotel By Tom Jones Johnston,52-53 RI55 5Ask AnofExpert Pillars

Organizational Excellence

66-67 Furs and Feathers 82 Ameriprise Financial Tips 58-59Fins Kindred Women Planning for Inflation?

Travelers 54 What’s Up with That?

71 Ask An Expert

85 Whats Up With That RI Destination 5462-63 State the Facts Silly Laws

72 What’s Up With That

68 12 Aboreal Things Solutions You Didn’t Know 56-57 88-89 Troop Providence

74-75 Southern Rhode Island 59 Goldman Sachs 10,000 Small 68 What’s Up With That Chamber of Commerce 94-95 Brew Grindz Businesses It’s A Whole New TasteIs Key 69 Satisfaction

61-6478Supercharged Entertainment At Toyota of Smithfield Toyota of Smithfield 102-103 Christmas Dinner

Expanding Staff

for the68-69 Homeless Keep the Books

72-73 Why You Should Market Your Company

80-81 E2G Sports

SHOP IN RI the Magazine 1525 Mineral Spring Avenue, North Providence, RI 02904 ph: 401.270.2832 fax: 401.353.0792 email: ShopInRI@ShopInRI.com Visit ShopInRI.com to view all current and past issues of Shop In RI magazine!

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Shop In RI 3Sho

Delta Pilot Lands Plane, Is Flying This Summer?

Immediately Arrested Cut TSA Lines for Free Already dreading long security lines for your next flight? There’ve long been services that allow you to cut those lines, but you’ve got to open your wallet and do a good amount of prep work for them.

Now, an option for those short on funds and time: the Reserve service by Clear, a free program Passengers on customers a Delta flight were that allows to book lefta stunned when federal agents spot ahead of time that sends stormed the cockpit and arrested them to the front of the line at the co-pilot moments after landing TSA checkpoints. at San Francisco International Airport, turning a routine arrival into The Clear site explains how a scene of confusion.

Flight 2809 the process works: In advance from Minneapolis, arriving around of your (how delay, long had in 9:35pm after flight a fog-related on theatairport), justadvance toucheddepends down when least 10 d simply logagents, on to including make a lawyou’ enforcement reservation for the time you’d like Homeland Security Investigations to pass security.boarded You’ll agents andthrough air marshals a QR codetheir that, ontothe thereceive plane and made way the cockpit, to a show first-class day of according your flight, you’ll to a passenger’s to near the the San staffer in theaccount Reserve lane Francisco Chronicle.The service isn’t TSA checkpoint. available at every airport (there Theareofficers the Canada, cockpit, about 20entered in the US, handcuffed the currently co-pilot, and escorted and Europe listed) and himeven through cabin, leaving at those the airports, the service passengers unsettled and inareas. the dark may be limited to certain A about the circumstances, per the company rep said they’re working Chronicle. A second team reportedly on adding more airports into the returned to retrieve the co-pilot’s mix. belongings. Airline staff provided no further explanation during the Reserve must incident, andcustomers the remaining pilotstill told remove their shoes and jackets those on board he was unaware of the and himself. take theirDelta electronics out forto details has declined screening.

Clear also offers a paid comment on the arrest, referring service called Clear Plus, whichof all questions to the Department for the price of $189 per year Homeland Security, which has not yet allowsausers not only skip to released publictostatement. the front of the line, but also to have to instead, your Thenotname ofshow the ID; co-pilot remains undisclosed, and the are exact reason eyes or fingerprints scanned. for TSA the arrest has also not been PreCheck offers officially a paid confirmed.

However, Fox service ($78 for five years) News, that, citing an unnamed federalthrough source, because you’ve gone reported that the case advance vetting, meansmay youinvolve don’t allegations related to child sexual have to remove your shoes, jacket, abuse materials. laptop, or other The items.high-profile Reserve incident follows case remains an option another for those who involving an American Delta pilot don’t want to pay. “Travelers can who was detained in Amsterdam over now save even more time by a contested breathalyzer result, the seamlessly reserving their spot in Independent reports. Delta said there security ” a Clear rep wasthe“no pilot line, intoxication” andsaid the in a statement. female pilot was later released.

4 Shop In RI 4 Shop In RI

TravelTips

The for t

RIRI Selects: San Diego, California as the in Feel i ShopShop In RIInSelects: The Taste of Maine Restaurant Shop In Selects Sugarbush Resort, Vermont off th Woolwich,#1 for having the lobster roll.chani family destination toworld’s end summer. asMaine their #1 Skiing Getaway on your thelargest East Coast!

neerin non-s It’s a m L’Agu sia—r Appa encou via br boat o

A per three miles or ob able f One of the best end-of-summer destinations in the U.S. for families is San Diego, cold, California. Known for its consistently pleasant weather and laid-back atmosphere, San Diego offers a perfect mix of outdoor adventure, kid-friendly attractions, tions There a few foodFamilies items that synonymous with Maine,San oneDiego of them and are scenic beauty. canare explore the world-renowned Zoo, like S being the lobster roll. Tourists have that beencaptivate flockingvisitors to every home to ever-so-delicious over 12,000 animals and interactive exhibits of the p corner of the Pine Treesurrounding state for decades devour the delicacy. all ages.

Balboa Park, the zoo, to offers gardens, museums,However, and space than 3 not all lobster are built the same. Often, thespots biggest for picnicking androlls playing.

For beach-loving families, like complaint La Jolla Shores same people have about is...not enough lobster.

So,with the Taste skiers of Maine Sugarbush is a anlobster overlooked among its peers, many and Coronado Beach provide safe,gem sandy stretches ideal for swimming, building restaurant in Woolwich decided to solve that problem once and for all. down heading toeven nearby Killington, sandcastles, and learning to surf. Stowe, or Mad River Glen over this Shared on Facebook by Taste of Maine restaurant, they claim to be serving double mountain resort. So why shouldn’t you do the same? To put the world’s largest lobster a monster sub at least three remain times the size Late summer in San Diego isroll, especially appealing—temperatures warm but it simply, Sugarbush offers practically everything that those more ofnot a typical lobster roll.

The number one question in comments seems to Wom overwhelmingly hot, boast, and many tourist crowds begin to thin as schools reopen. popular ski areas minus the crowds.

So if you fancy schussing be about theeasier price.toGiven currentattractions market conditions for lobster, the daily Unit This makes enjoy popular like SeaWorld, California downitfor a freshly groomed slope lobster withoutroll’ queuing for aLEGOLAND lift or dodging market price the ’world’s largest has been between $150 and (just asnowploughers short drive north), and Birch Aquarium without long lines or congestion.

In this could bebut just the place for you! $170.

Some will scoff at the price, if you’re traveling from afar just to get the evenings, families can dine along the waterfront in areas like Seaport Village or You c hands on to a Maine lobster roll, why not try the largest takeyour a harbor catch stunning of the sunset.

Whether it’sone? kayaking in Terrain:cruise The resort is made up ofviews two interconnected mountains, Lina dom sea caves, spotting sea lions, or simply relaxing together on the beach, San Diego coln Peak, where the majority ofAtlanta, trails are, and MountChicago, Ellen. Other New Orleans, and New get a c Fourth of July Airfare Down delivers a well-rounded, memorable experience that’s perfect for wrapping up the lower peaks include Castle Rock, Gadd Peak and North Lynx.

For the York City.

By 27% From Last Year man summer on a high note. type of gnarly terrain you would expect from Mad River Glen, just went Travelershop whoaboard plan the to fly overRock the Double June chair 29 andtoJune 30 are expected to be the Castle Castle Rock.

From the a ”stin America’s Air Trafficcan Control Revamp Will Cost $31.5B with 3.7 Fourth of holiday weekend busiest days of the holiday topJuly at 3,812 ft, you’ll have the steep double black chutesweekend, of Lift Line expect to payairless for their domestic people expected to departdrop from Department of Transportation aimsU.S. todropp America’s traffic system and Rumble tocontrol get stuck into. is If million clocking up maximum vertical the fl tickets this year, as round trip tickets airports on both days.

The least busy day on track for a redo, but it won’t come have the new system in place by 2028.of is more your thing then you’ll find the slopes here laid out much betwillcheap. be 27% lower this year than they the long weekend will be on the Fourth of snag t Speaking before Congress, ter for top-to-bottom shredding than at Killington.

Even if you ski were at the same time in 2022.

July itself.

A total of 3.5 million people are Transportation Secretary Sean Duffy Plans include installing over 25,000 new allprice 111 trails here, there’s also 2,000 ac ofand backcountry to explore in expected to depart fromswitches, airports on July 5.”After radios 475 voice replacing put the tag at $31.5 billion—the the Slide Brook Basin area!

A round-trip ticket this year will cost a first time a concrete figure has been 618 radars, and installing anti-collisionon fli traveler thanan$300, which busiesttechnology airport in the is expected tarmac at country 200 airports, but given.a little CNN more reports initial $12.5 The lanta is over $100 cheaper than last year.

The to be Atlanta’s, where over 1.8 Town: If all that wasn’t enough, Sugarbush is generally a notch much billion for the project was included in future funding will determine howmillion prices of cheaper round-trip tickets are Stowe, in linebill.” are expected toluxury. pass through. than pricey buttravelers not at the sacrifice Formostpond actually gets done. of One of the President Trump’s “big beautiful with howleaves muchalodgings, round-trip tickets cost“We than Other airportsPeak which will be significant upgrades centers on newMedL That $19 billion shortfall. lavish look no further Lincoln Village.

Forexceedingly these in are 2019,going according to an analysis by busy include Dallas (DFW), Denver software.

As practical Duffy put ski it, “It’s like(DEN), you’reprovi to need more when moneyit from reasons and more, comes to the most destinaHopper.

Los Angeles (LAX), and Las Vegas (LAS). on your computer, Microsoftsaid. the Congress,” Duffy told lawmakers tion in Vermont, Sugarbush is a fantasic choice for a you’re winterusing weekend at agetaway!

House Transportation and 95 versus what’s available today, there’slocal This year, the most booked destination who technology, are driving and instead of much better this is Infrastructure committee meeting, Forso travelers custo in per the United States over the Fourth flying, car rental prices are also down Reuters.

Duffy stressed that the the heart of making the system more 4 Shop In RI of July weekend, which is from June from lastSelecting year at the 25%.right On efficient and safer.” full amount is necessary to modernize considerably 30 through July 4, is Las Vegas. The average, car rentals this year will set back the aging infrastructure, warning software vendor and readying it for domestic cities that follow include travelers $47 per day. lawmakers that speed is critical. The

deployment could take 12 to 18 months.

In aDeepest Parts ofMystery Ocean, in There’s Fresh Geyser She Became a Bride and a Scientists Find a Surprise Yellowstone

Widow Within Minutes An underwater voyage has revealed It’s unclear why the Steamboat a network of creatures thriving at the Geyser hadofa record year bottom deep-sea ocean trenches.

In tallest these active extreme environments, the It’s the geyser on the planet— crushing pressure, scant food, and lack with an emphasis on “active.” From 2015 of sunlight can make it hard to survive, to 2017, it didn’t erupt at all. know There that was reports the AP. Scientists another largely quiet period from 1911 tiny microbes prosper there, but less isto larger marine 1961,known but inabout 2018 evidence it logged of a record-setting life. Researchers traveling along the 32 eruptions, a feat it has crushed this year Kuril–Kamchatka and Aleutian trenches with in47the eruptions, perPacific the USOcean Geological northwest used Survey.

Why? Goodtoquestion, and oneand that a submersible find tubeworms mollusks flourishing at over 31,000 feet hasn’t been answered.

It’s one on a long hnnie Mae had suffered two recent deep. The deepest part of the ocean list of geyser mysteries, infather, fact.

The geysses, including of her goes down that to about 36,000 feet.when field of is afriends thin one, as Yelheser-research stood in front andand family lowstone National Park’s hydrologist Scientists had surveyed this area before nd committed to the love of her life onexandthe had hints that Steamboat larger creatures plained area beneath hasn’t Monday.

But within her groom might live at the suchhour, depths.

The new been mapped.

However, seismic sensors as dead, too. Asconfirms Mae andthose new husband discovery suspicions thereand haveshows revealed that theextensive geyser’s water just how oraze Davis of Omaha, Nebraska, leftthe communities are, said Julie source may sit as deep as 130 feet.Huber, a e church they said “I do, ” Davis deepwhere sea microbiologist with Woods ufferedHole a blood clot that made his heart Oceanographic Institution.

“Look how many there are, look how deep they op. “It happened within seconds ... just are,” said Huber, who was not involved fter the ceremony had begun,” friend with the research. “They don’t all look wel Roberson said.they’re Family friends the same and in aand place that we haven’t had good access to before.”

The e now rallying behind Mae, director findings were published Wednesday in ECOthe Supportive Living, which assists journal Nature. e elderly and those with disabilities.

In the absence of light to make theirso own ohnnie Mae has suffered through food, many trench-dwellers big and small uch,” says Roberson. Now “she’s been survive on key elements like carbon that idowed anddown married in a 10-minute trickle from higher in the ocean. pan.” Scientists think microbes in this new may instead be be capitalizing Mostnetwork other geysers seem to fueled by on carbon that’s accumulated in the reserves; deeper equals warmt’sshallower seriously thetime, saddest thing ” trench over processing it toever, create er, so that could beShe a factor in Steamboat’s ricia Pugsley said. was supposed to in chemicals that seep through cracks the ocean floor.

The tubeworms and ability to propel water to heights of more J the couple’s wedding reception, but mollusks may survive by eating those thanwent 300 feet.

Michael instead.

Poland with the hey the hospital That’s tiny to creatures or living with ”them and USGS earlier this year said it’s possible that here Mae “hadonto goodbye to her snacking thesay products of their labor, increased snowfall scientists ew husband. ” said. in Yellowstone of late has led to more groundwater to fuel the With thisscientists discovery,arefuture geyser.

What sayingstudies is that GoFundMe pageonhashow raised more than will focus these deep-sea there’s no link between the increased activto children survive in the such 20,000creatures for Maeadapted and the ity and any potential looming eruption extreme conditions and how exactlyof ouple they shared.

Mae “always helps others;for harness chemical reactions Yellowstone’s supervolcano.

“Yellowstone ishasisan our time to help her, ” the Du page food, study authors Mengran incredible geyser system that iswith unthe Chinese Academy ofknowing Sciences ads.

Some are finding solace in related to magmatic activity—other than and Vladimir Mordukhovich with at Davis on what wasthe the48-year-old magmatic systemdied Russian Academy ofbasically Sciencesproviding said in a vidently “the happiest day of hischallenges life, ” aToTheir existence heat,”statement. tweeted one volcanologist.

USA “long-standing assumptions about iend said.

Another friend says she hopes day noted that the Waimangu Geyser in life’s potential at others extremetodepths,” eNew tragedy will has teach care forthe Zealand authors said. managed to shoot waemselves, including through ter taller than Steamboat has, butannual it’s been

1

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Top 4Red Highest Coaching Salaries in the USA THE EARNING MUSICIANS OF DECADE Top 4TOP SoxAnnual Center Fielders ofTHE All Time

Taylor Swift ($825 million) Sean Payton $18M Denver Broncos - NFL

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3

2

Reggie Smith

Fred Lynn

4

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Steve Kerr $17.5M Golden State Warriors - NBA

Mike Tomlin $16M Pittsburgh Steelers - NFL

McDonald’s Chatbot Breached With 2 Guesses at Password simplyJohnny by adjusting applicant ID MillionsDom of McDonald’s job seekers had DiMaggio Damon numbers. Paradox.ai confirmed the their personal information exposed issue, acknowledging that only a after hackers cracked the fast-food Real Lifebot Happy small fraction of records accessed giant’s AI hiring with the simplest From by the researchers contained ofGilmore passwords:Hears “123456.”

McDonald’s personal information, and stated no AI hiring platform, Olivia, used by many Adam Sandler unauthorized parties accessed the McDonald’s franchisees, employs For record,tohisscreen given name is data, apart from the researchers a the chatbot candidates.

Landon Gilmore.

But the teenage themselves.

Researchers Ian Carroll and Sam Curry found that thehas backend system—run Indiana golfer been going by

by Paradox.ai—could accessed McDonald’s called the flaw ”Happy Gilmore” since be he was a simply by entering “123456” as “unacceptable” and put the little he can the bothkid thebecause username andhit password, responsibility on Paradox.ai, requiring ball like the fictional of a vulnerability with noplayer multi-factor the vendor to resolve the situation authentication in Sandler’s place, per Wired. immediately. Both companies say the that name in Adam 1996 They tried only one other username/ addressed on the same movie, per the Indianapolis Star. and, issue yes, hewas enters tournaments underday password combo: “admin.” it was uncovered. Carroll and Curry Now, the two have connected the moniker of Happy Gilmore. One were motivated to investigate after inOnce realinside, life. Carroll After and Gilmore key difference between reality art:the Curry say seeing complaints online and about announced his commitment to they could view up to 64 million AI chatbot’s performance.

They warn Gilmore doesn’t play hockey and can’t chatfor records, containing applicants’ the however, exposed mastered data wasn’t golf Ball State University, eventhat skate.while He has, names, took email note addresses, and phone especially sensitive, it could have been Sandler on Twitter. the unique hockey-style tee shot used numbers, according to a blog post. used for phishing scams or payroll ”Go get em Happy, ” Sandler by Sandler the movie.

The flaw also let them access records fraud if indiscovered by ”It badnever actors.

wrote. ”Pulling for you.” Replied

fails,” he says of fellow junior circuit Shop In RI 5

Cover Story 70-71

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hiding the “peace and quiet,” In in New York City, about 1,600 people areaccurate bitten by 5. brain is bad atbathroom judging quantity increases but common interest found onfor people’s resumes in New according to a 2018 survey. at judging quantity decreases. other humans every year.

The shortest warhighest in history was between 5. is “Bigfoot.”

Louisiana has the incarceration rate of any 5. Hampshire Zanzibar andNew England inhas 1896.

Zanzibar U.S. state, and Orleans the highest incarcerAThe new U.S. study has found that economy round-trip 6. the US, about 40% of college students 6.

6.6.In surrendered after 38 minutes. ation rate of any city in the state.

50%design of Netflix users watch an entirebuilding season of athe of the tallest residential indrop and one-way airline tickets are the lowest they’ve been out, world, the top beingin money.

432 Manhattan, was inspired show inreason a Park week.Avenue 2013.has been granted a patent in South Korea Samsung 6. since by a trashbear’s can. skin is black. Its fur is not A polar 6.

7. Infor 1993, “Tetris” became theimages first video contact lenses directlygame into but actually clear.

Studies show the that key toproject happiness is spending your 7. Bywhite, 2050, it’s estimated that four trucks of plastic waste 7. ever played in space. the wearer’s eyes.

7. will Studies show torather happiness spending your money on experiences thanispossessions. be added tothe thekey ocean every minute. money on experiences rather than possessions.

Donald2% Duck comicsare were banned in Finland 7.Roughly 8. people “sleepless 2017, ithe isofestimated that considered nearly 207 billion emails 7. By because doesn’t wear pants.

Research shows that kids are more likely to berun hon-on 8.

Air Jordans were banned from thethat NBA,can however 8. will elite,” early-birds and night-owls be sent every day.

8.

On average, early risers writing emails between 4am est when they know it will please their parents, even if less than 5 hours sleepwore without coffee Michael Jordanofalways themneeding as Nike was and 8am make 11.8 mistakes per 100 words. their parents still are punish them.

More people killed donkeys annually 8. or willing to pay the for by each game.

Studies suggest thatfinegifted people often have bad 8. naps. than are killed in plane crashes. because their brains work fasterinthan 9. When AAhandwriting recent study that higher blood pressure an 9. study”Jump foundfound that only 24% of Canadians know that 9.

Around” plays at the University their hands.

Studies show Americans ages 18-29 are far more 9. expectant mother is associated with having a boy.

Queen Elizabeth II is their head of state.

Shakespeare invented the “assassinaof football games, the jumping 9. Wisconsin stressed out that anyone else words in thefan’s country. registers on the Geology Department’s tion” and “bump.”

1.

Your stomach gets aall-time new lining every 3–4In a 1.10.

The “M’s” in “M&M’s” refer tobefore Mars and Murrie, Cheetos are naturally gray they are given 9.

Throughout his lifetime, 85-year-old philanthropist 1.

1.

Suzuki, baseball’s hits leader, learned InResearch 2015, Americans wrote out 17.3 billion checks.

10.Ichiro has found that, on average, a person’s seismograph, located two miles away. the surnames of the two men who created them. bright orange artificial color.

Charles F.just Feeney has given away billion—he now days to prevent itonly from digesting itself. the same year, they made 69.5 billion debit card purSpanish forwriting the purpose of $8 trash talking oppoCotton candy costs about six cents per serving 10. social media contains three times as many If you keep a goldfish in the dark room, ita The sentence “the quick brown fox jumps The world’s first labor strike was held on the site of 1.

1.10. has $2 million to live on. chases. nents. to make, including the cardboard cone.

MC Hammer once challenged Michael Jackson to abe 1. mistakes as their emails.

10.

If California were its own country, it would 2.

“Psycho,” “Silence of the Lambs,” and “The pyramid.

Looking through Instagram accounts willthe eventually turn white. over lazy dog” uses every letter inofadults thehealthy 10.

2.

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14 Shop In RI

Shop In RI 15

No Tax on Tips: A Federal Proposal with Long-Term Value for Hospitality

especially in a sector where schedules and wages often fluctuate. Recruitment and retention continue to be a challenge for many operators, and improving take-home pay without increasing the financial burden on businesses is a smart, balanced step in the right direction. It is important to note that under both current proposals, Social Security and Medicare taxes on tips would still apply.

by Farouk Rajab

President/CEO, Rhode Island Hospitality Association

As we reflect on another demanding summer season, the evolving national conversation around how hospitality workers are compensated and steps to support their long-term financial wellbeing is timely. Among the proposals gaining traction at the federal level is the idea of eliminating income taxes on tips.

• Farouk Rajab

Recently there has been significant movement on this issue. The Senate unanimously passed its version of the “No Tax on Tips Act” (S. 129) on May 20th. This bill would establish a new tax deduction of up to $25,000 for qualified tips and expand the business tax credit for payroll taxes on tips to include beauty services. It is generally limited to tips reported to employers and excludes employees with compensation exceeding $160,000 in the prior tax year. This bill was received by the House on May 26th.

Concurrently, the House of Representatives passed its own broader tax package, the “One Big Beautiful Bill Act” (H.R. 1), on May 22nd, which includes provisions for “No Tax on Tips” along with “No Tax on Overtime.” This version proposes a temporary deduction for qualified tips from 2025 through 2028 and does not include a cap on the amount of the deduction. It also expands the FICA tip tax credit to beauty service businesses. While both chambers aim to provide tax relief for tipped workers, there are key differences in their proposals.

The RI Hospitality Association sees long-term value in recognizing that tipped income is not discretionary, it is a core part of how employees are paid. Removing the federal income tax on tips would allow employees to keep more of what they earn, and that kind of predictability matters, 16 Shop In RI

This discussion around federal taxation also highlights why the tip credit remains so important.

The current system allows employers to pay a lower base wage to tipped workers, provided that tips bring the total hourly wage to at least the state minimum. Most tipped employees already earn far more than the minimum wage, and the credit gives employers flexibility in managing staffing while still ensuring workers receive fair pay.

Eliminating the tip credit, as some have proposed, would force employers to absorb significant labor cost increases while changing the earning model that so many workers prefer. When paired with federal action to preserve more of employees’ earnings, it becomes even clearer that the tip credit is a tool worth defending.

The Association will continue to advocate for policies that reward those in our industry, support growth, and reflect the real-world needs of both employees and employers. The federal proposals to end income tax on tips are an encouraging signal that lawmakers understand the role hospitality plays in the national economy and the importance of preserving employee earnings in a way that does not increase operating costs.

As these proposals move forward in Washington, potentially being reconciled into a single package, we hope it serves as the beginning of a longerterm conversation that respects the value of tipped income, protects the flexibility of the tip credit, and strengthens the workforce at the heart of the hospitality industry.

VISIT OUR FACTORY STORE 2239 MINERAL SPRING AVENUE NORTH PROVIDENCE, RI 02911 MON-SAT 9AM — 5PM CLOSED SUNDAYS & HOLIDAYS 401-231-9290

Shop In RI 17

Honoring Heritage, Advancing Care:

Heritage Hills Rehabilitation and Health Center

by Mark Berger

Nestled in the heart of Smithfield, Heritage Hills Rehabilitation and Health Center has long been a cornerstone of compassionate, skilled care in the community. With decades of service rooted in a mission of excellence, Heritage Hills stands proudly today as a quaint, resident-focused facility dedicated to providing exceptional short-term rehabilitation, long-term care, and specialized health services.

“At Heritage Hills, we pride ourselves on creating a warm, welcoming environment that truly feels like home. Our team is not only dedicated to providing exceptional care, but also to forming real, personal connections with each resident and their family. It is this heart and hospitality that make our center so special,” said MacKenzie Collins, Community Marketing Director.

“A Legacy of Care” The building that now houses Heritage Hills has a storied history in Smithfield, originally opened in the early 1970s. Over the years, it has evolved in both design and service capacity, consistently adapting to meet the changing needs of its residents and the healthcare landscape at large. Today, the center is home to close to 100 residents and employs over 120 staff members, ranging from skilled nurses and licensed therapists to social workers and hospitality professionals—all united by a shared commitment to quality care and dignity.

Guided by the mission to “care for people like family,” Heritage Hills emphasizes a person-centered approach that recognizes the individuality of every resident. This philosophy is carried out daily, from bedside to therapy gym, to the engaging activities of the life enrichment program.

A Marquis Health Consulting Services Center Heritage Hills is proudly managed by Marquis Health Consulting Services, a recognized leader in the development, transformation, and management of skilled nursing facilities and senior care communities throughout the Northeast and Mid-Atlantic.

Marquis brings with it a commitment to operational excellence and progressive healthcare programming, ensuring that each center under its umbrella delivers the highest standard of clinical and rehabilitative care.

As part of the Marquis network, Heritage Hills benefits from clinical and operational innovations, staff development resources, and access to an expansive healthcare network, which strengthens 18 Shop In RI

its position as a top-tier provider in Rhode Island.

“The team at Heritage Hills prioritizes quality-of-care & meaningful engagement daily. Whether you’re looking for a place to get better or a place to settle into, our team is happy to serve you,” said Administrator Adam Simoneau.

Comprehensive Services and Specialty Programs Heritage Hills offers a broad spectrum of care services, including: • Short-Term Rehabilitation • Long-Term Skilled Nursing Care • Respite Care • Hospice & Palliative Services What truly sets Heritage Hills apart, however, is its dedication to specialty healthcare programs designed to meet complex and evolving patient needs. These programs include: • “RespiraCare” a short- term, respiratory therapist managed program that follows patients diagnosed with a number of pulmonary diseases, including COPD, asthma, pneumonia, emphysema, etc. This program offers medication changes (approved by RT and physician) as well as breathing exercises to improve daily life.

• “OrthoWin” a short-term, physician-managed orthopedic program for patients with orthopedic conditions like joint replacements, fractures, or spinal surgeries. It focuses on education, safety, and recovery strategies to help patients manage daily activities within their limitations. Patients

receive daily therapy, use tools like the Orthopedic Zone Tool to monitor symptoms, and get personalized support including nutrition guidance, medication education, and discharge planning. These programs are developed in collaboration with local hospitals and physician specialists, ensuring continuity of care and evidence-based protocols.

A Look Ahead: Trends in Post-Acute Care The healthcare industry, particularly post-acute and longterm care, continues to evolve at a rapid pace. Over the next six months, Heritage Hills—along with many skilled nursing centers in Rhode Island—anticipates several key trends: • Increased emphasis on transitional care: As hospital stays grow shorter, SNFs must be prepared to accommodate more medically complex patients earlier in their recovery.

• Integration of behavioral health and memory support services to respond to rising rates of dementia and mental health conditions in the aging population.

• Technology adoption, from electronic health records to remote specialist consultations, will continue to expand, improving both outcomes and access.

• Staffing challenges and workforce development will remain central to industry conversations as providers seek to recruit, retain, and train highly skilled clinical teams.

A good candidate for care at Heritage Hills might include:

“Out of all the places I have worked, Heritage Hills feels the most like home. I commented during a tour the other day that Heritage feels like a community rather than a rehab center,” noted Hannah Ventura, Director of Admissions and Marketing.

A True Community Setting Beyond clinical care, Heritage Hills is a thriving community in every sense. With a robust activities calendar, on-site salon services, beautifully maintained outdoor spaces, and nutritious chef-prepared meals, residents enjoy a lifestyle that supports both body and spirit. The staff prides themselves on creating a homelike environment where residents are treated with respect and empowered to live as independently and meaningfully as possible.

• A senior being discharged from the hospital who needs post-surgical or orthopedic rehab • Someone with chronic cardiac or pulmonary issues requiring daily medical oversight • A family caregiver in need of respite support

“We quilt conversations into friendships amongst our residents and staff; We are family when family cannot be here,” said Jodi DiRaimo, CDP, Life Enrichment Director.

Whether someone needs short-term rehabilitation before returning home or is seeking long-term skilled care, Heritage Hills is equipped to support a smooth transition with compassionate service.

Marquis Health Consulting Services has earned its reputation as a leader in post-acute care transformation. The organization partners with facilities like Heritage Hills to implement state-of-the-art clinical programs, foster community partnerships, and support sustainable healthcare delivery. With a strong regional presence and a proactive approach to care, Marquis remains focused on creating better outcomes for residents, families, and healthcare systems alike.

About Marquis Health Consulting Services

“Working at Heritage for the past year and half has been more than just a job. It has been a chance to truly make a difference in people’s lives each day. The relationships I’ve built with our residents and the care we provide remind me how meaningful this work really is,” said Keshia Koulibaly, Business Office Manager.

If you are a healthcare professional looking to collaborate, or a family in need of support and guidance for a loved one, we welcome your call. Come tour Heritage Hills and see the difference firsthand!

Heritage Hills Rehabilitation and Health Center 80 Douglas Pike, Smithfield, RI 02917 (401) 231-2700 • heritagehillsrehab.com Shop In RI 19

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Why Eating Fresh Foods Is Better Than Processed Foods: “If You Can Kill It, Pick It, or Grow It, Then Eat It”

By Stacie Venagro 2017 World Miss Fitness America Pro In a world of convenience, processed foods dominate our grocery store shelves and dinner tables. With their long shelf lives, appealing packaging, and addictive flavors, it’s easy to see why they’re popular.

But while they may be easy, they’re far from healthy.

Nutritionists, doctors, and health-conscious individuals continue to promote a simple, powerful mantra: “If you can kill it, pick it, or grow it, then eat it.” This phrase gets to the heart of what a truly nourishing diet looks like—fresh, whole, and minimally altered by human hands.

“Kill It, Pick It, Grow It”: A Rule for Better Eating

The Fresh Food Advantage

People who shift from processed to fresh foods often report increased energy, improved digestion, clearer skin, and better mental focus. That’s because whole foods support your body’s natural processes. Processed foods, on the other hand, often overload the liver, spike blood sugar, and promote inflammation.

Fresh foods—fruits, vegetables, whole grains, eggs, fish, and meats—are rich in nutrients. They provide your body with essential vitamins, minerals, antioxidants, and fiber that help prevent chronic diseases like heart disease, diabetes, and certain cancers. These are the foods that come directly from nature and are minimally altered.

For example, a fresh apple picked from a tree contains natural sugars, fiber, and nutrients. In contrast, an apple-flavored fruit snack or juice drink may contain added sugars, artificial colors, and preservatives— but little of the actual fruit itself.

What’s Wrong with Processed Foods?

Processed foods are altered from their natural state for convenience, shelf life, or taste. This category includes things like boxed dinners, sugary cereals, frozen meals, and fast food. These products are often high in sodium, refined sugars, unhealthy fats, and chemical additives. Over time, a diet heavy in processed foods can lead to weight gain, poor digestion, inflammation, and increased risk of chronic illness.

Not only do processed foods lack many of the nutrients found in fresh foods, but they also introduce harmful substances your body doesn’t need.

This saying encapsulates a back-to-basics approach to eating. If you can: • Kill it – meaning you can source it from a natural animal (e.g., fish, poultry, grass-fed beef), • Pick it – as in fruits, vegetables, nuts, and seeds from trees or plants, • Grow it – such as herbs, beans, whole grains, and garden vegetables… then it’s likely a wholesome food that your body will recognize and use efficiently.

More Energy, Less Inflammation

It’s Not About Perfection—It’s About Progress No one eats perfectly all the time. But by following the “kill it, pick it, or grow it” rule, you create a reliable filter for your food choices. It encourages mindful eating, reduces exposure to harmful additives, and supports sustainable agriculture and local food systems.

In an age where food is increasingly engineered and manipulated, returning to the basics can be revolutionary for your health. Fresh foods nourish, heal, and energize. Processed foods, while convenient, often do the opposite. So next time you’re deciding what to put on your plate, remember: If you can kill it, pick it, or grow it—then eat it.

Your body will thank you.

Stacie Venagro Fitness 161 Macklin Street, Cranston, RI

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Understanding the Five Fundamentals of Fitness

By Susan Gazerro Cardiovascular endurance, muscular strength, muscular endurance, flexibility, and body composition are the five fundamentals of fitness.

You may not be an expert—or even good—at all five, but they are essential for overall health and well-being. You can start slow, but you should aim to incorporate all five fundamentals into your lifestyle. The more you practice them, the better you’ll get. This article will break each one down for you.

bodyweight exercises like squats and push-ups.

Muscular Endurance Muscular endurance differs from muscular strength in that it involves a muscle or muscle group repeatedly exerting force over time.

Examples include holding a plank, sitting in a squat for an extended period, leaning against a ball in a wall squat, or using light weights for multiple repetitions.

Cardiovascular Endurance Flexibility Cardiovascular endurance is the ability of the heart and lungs to deliver oxygen to working muscles during physical activity. Examples include walking, running, swimming, cycling, jogging, playing active sports, or taking an exercise class.

Basically, it’s any movement that gets your heart rate up.

You often hear people say, “I’m not flexible.” I used to be one of those people. However, the more you stretch, the more flexible you become.

Taking a yoga or Pilates class can also help improve flexibility. When stretching, try to hold each stretch for at least 30 seconds.

Muscular Strength

Body Composition

Muscular strength is the ability of a muscle or muscle group to exert maximum force against resistance. Examples include lifting heavy weights, using resistance bands, or performing

Body composition refers to the proportion of fat, muscle, bone, and water in your body. Maintaining a healthy body composition is important for overall health and can be achieved through a

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combination of regular exercise and a balanced, nutritious diet.

A good fitness program incorporates strength training, cardiovascular training, and flexibility work. My classes always begin and end with stretching, which covers the flexibility component.

I also include a combination of cardio followed by strength and/or resistance training. This addresses cardiovascular endurance, muscular strength, and muscular endurance.

These five fundamentals of fitness are the key not only to staying fit, but more importantly, to staying healthy. You don’t have to go to a gym to work on them. You can build cardiovascular endurance by walking, running, jogging, swimming, or playing sports. You can develop muscular strength and endurance by lifting and carrying water bottles, shopping bags, or your baby, doing push-ups, or holding planks. You can work on flexibility by doing a few stretches in the morning and before bed.

Your body composition is closely tied to your diet. Eating a healthy, clean diet 90% of the time can help you maintain a healthy body composition. As mentioned, becoming and staying physically fit is an important part of achieving optimal health. Regular exercise not only supports weight management—it also strengthens muscles and bones, keeps the heart and lungs strong, and helps protect against chronic disease.

Some forms of exercise incorporate multiple fundamentals. For example, riding a bicycle for 30 minutes or more improves cardiovascular endurance while also building muscular strength and endurance—especially when climbing hills and engaging your quadriceps. Yoga and Pilates are primarily flexibility exercises, but they can also build strength and endurance.

Holding poses using your own body weight adds resistance and challenges your muscles.

Meeting fitness standards in all five areas typically requires incorporating a variety of activities into your routine. As you exercise regularly, your body will begin to change. You’ll find you can perform activities longer and with greater ease. You’ll lift heavier weights, hold poses longer, and run farther. This is why I always encourage my classes and clients to add a little more weight, do a few extra reps, or hold that plank just a bit longer. You never want to hit a plateau. Change is good for the body—it’s how we see and feel results.

Never stop moving. You don’t have to be the fastest runner, the best tennis player, or lift the heaviest weights. You just need to keep

moving and keep challenging yourself!

“Dead last finish is greater than did not finish, which trumps did not start.”

“Push harder than yesterday if you want a different tomorrow” ShopIn InRI RI23 23 Shop

24 Shop In RI

Meet The Dream Team: Georgi Muha Each month, Shop in RI Magazine profiles one member of “The Dream Team,” a weekly networking group that meets in Smithfield.

This month, we feature Georgi Muha of ADP in Warwick.

In her role as an Associate District Manager, Georgi works closely with potential clients to address key “pain points” in areas such as payroll, human resources, and hiring. Although she’s only been with ADP for about seven months, Georgi has already seen tremendous growth potential —both within her role and across the company.

One thing that has stood out to her during her time at ADP? “For such a well-known company, we really operate with a small business mindset,” Georgi said. She moved from Northern New Jersey a year-and-a-half ago. “The company has been around nationally for 75 years. Yet, my focus is on businesses with 25 or fewer employees. There’s a single point of contact, and I make it a priority to ensure every client feels heard and supported.”

Georgi credits her father George, with sparking her initial interest in business. She interned for his small company in New Jersey, which focused on highlighting high school athletics. It was during that experience that she saw firsthand how challenging running a business can be, and realized she wanted to build a career helping others navigate those same challenges.

She believes that individuals who are spending more time on back-end admin work and less time running their business make excellent referral partners.

“Any opportunity to streamline processes and ease that burden is what I focus on,” Muha said.

“ADP offers platforms designed to do exactly that. Including, but not limited to: hiring and onboarding tools, payroll and tax filing, and other resources to help business owners stay compliant.”

As for joining The Dream Team, Georgi took a different path. She posted on social media looking for places to network. She said Steve Gosetti answered the call. After going to several meetings, she was impressed with their “kindness” and welcoming her with open arms.

“The Dream Team” currently has 40 members and growing. They meet every Wednesday morning from 7:00 AM to 8:30 AM at the Home2Suites Hilton on Douglas Pike in Smithfield, across from Laura’s Bar and Grill.

The group is looking to grow its team and is interested in meeting professionals from various businesses looking to connect and help each other grow through referral business.

Dream Team is all about, “Friends helping Friends.”

Further information about the group may be found by contacting either President Rocco Elgar at 401-265-0857, or at therockhbi@msn. com, or Vice President Tim Richard at 401-7664200, or at tim@estenandrichardinsurance. com.

Shop In RI 25

a r i e d l a C e n Suzan s e g a g t r o M n i “Rates” ger

By Mark Ber

Suzanne Caldeira is approaching her 25th year in lending, and she’s not slowing down.

After a year of personal reflection and an unsuccessful attempt to switch companies, Suzanne has returned to Rate Mortgage. “It was so hard to say goodbye because that company had an amazing culture, but it just wasn’t the right move on my part. I made a mistake to move.”

What distinguishes Rate from other lenders is its speed and ease for consumers.

“People don’t want to wait, and I don’t blame them,” Suzanne says. “They’re used to Amazon’s one-click convenience and personalized suggestions. That doesn’t mean I don’t talk to people—quite the contrary.

I’m constantly on the phone, helping clients choose the right mortgage for their financial needs and offering tailored recommendations. However, two features wowed my returning Rate clients. First, our system remembers them and automatically retrieves documents from previous files. Second, our Smart Underwriting leverages advanced AI to deliver loan commitments for qualified homebuyers in record time.

Imagine finding your dream home and needing to act fast, but your lender says it’ll take 24-48 hours. With Rate, well-qualified buyers can apply at 11 p.m. on a Friday and have an immediate loan commitment to make their offer.”

Suzanne’s excitement about returning stems from Rate’s cutting-edge technology and the CEO’s relentless commitment to innovation. “I feel like I work for the 26 Shop In RI

Steve Jobs of lending,” she said. Or, a tech company that happens to do mortgages.”

As part of her return, Suzanne is planning a significant geographic move for her family. In October, they’ll settle into a newly-built home outside Greenville, South Carolina. In August, they’ll leave their home of 20 years in the Northeast for a short-term rental in the South.

She is committed to serving her existing clients and business relationships as well as becoming the new girl and learning a whole new area. She has 14 state licenses, and Rate has licenses in all 50 states. Where she lives is a non-issue with the tech at her disposal.

As the primary caregiver for her 84-year-old mother, Suzanne understands the challenges of the sandwich generation. This experience fuels her focus on reverse mortgages, a product she’s passionate about demystifying.

“I’m committed to helping seniors age in place,” she says. Reverse mortgages can assist seniors who have depleted their assets or affluent seniors looking to preserve wealth and reduce tax liability. Suzanne’s expertise ensures clients understand how these loans can meet their unique needs.

Her optimism about the real estate market is unwavering. “I’m bullish on real estate,” she says.

“It’s been a game-changer for me, and I love helping others achieve homeownership.” She finds particular satisfaction in guiding young buyers toward their first home. “The sooner they start, the faster they build equity,” she explains.

Despite turbulent rate fluctuations since the low mortgage rates of the COVID years, Suzanne maintains a calm perspective.

“Real estate is a solid long-term investment,” she says.

“In the Northeast, particularly Rhode Island and Massachusetts, limited inventory supports strong home

values. However, she cautions aspiring fix-and-flip investors to research thoroughly and study market data.

“If someone wants to flip houses, then I’m not their best fit, and I’ll tell them so,” she says candidly.

Another passion of Suzanne’s is serving veterans.

Her stepfather was a veteran, and her parents used a VA mortgage to buy a home after financial struggles during her teenage years.

Rate Mortgage’s VA program stands out: it has no credit score minimum for loans up to just under $2 million and charges no lender fees. “It’s not a gimmick,” Suzanne emphasizes.

“Government loans are profitable, but many competitors claim to prioritize veterans without delivering. We do it right.”

Suzanne recognizes that people buy homes for countless reasons: young buyers tired of renting or living with family, couples separating, families expanding (sometimes unexpectedly), or those navigating the loss of a partner. Her empathy and expertise make her a trusted guide through these life transitions.

If you’d like to connect with Suzanne, you can reach out to her at 401-480-3670 or suzanne.caldeira@rate.com.

For more information on Suzanne’s upcoming reverse mortgage webinars, scan here:

For details on VA mortgages, scan here:

To connect with Suzanne for a preapproval scan here:

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Little Rhody or Little Hollywood?

by Paul Lonardo

A number of cities and towns in the state this summer were abuzz when they played host to a Hollywood film production company. M. Night Shyamalan, the director of blockbuster films like “The Sixth Sense,” teamed up with New York Times-bestselling author Nicholas Sparks for a new supernatural romantic thriller, “Remain.” Shyamalan and Sparks created the original story together, with Sparks churning out the novel while Shyamalan wrote a screenplay and directed the film, which over the past couple months was filmed, in part, at numerous locations around Rhode Island.

Principal photography for “Remain” began on June 18, with locations that included the Coffee Depot in Warren, a ferry on Narragansett Bay, the closed Gray’s General Store in the village of Adamsville in Little Compton, Tavern on Main in Chepachet, and other sites from the downtown Providence to Newport. In early July, filming moved to the Cranston Street Armory, inside of which Blinding Edge Pictures, Shyamalan’s production company, built a soundstage.

A purported monthly $10,000 fee was paid to lease the historic armory through November,

30 Shop In RI

and the facility could still be used for any reshoots that might be required. In August, the production shifted to the Bristol Town Common to film scenes of a music festival.

Without giving too much away, “Remain” centers around a New York architect named Tate Donovan, portrayed by Jake Gyllenhaal, who has just gotten out of a psychiatric facility. He is trying to get on with his life while dealing with the death of his sister, who on her death bed revealed to him that seeing spirits is an ability that runs in the family. He then meets a woman, Wren, played by Phoebe Dynevor, who bears secrets of her own.

Actually, there’s not much more to tell.

Shyamalan’s films are known for their twist endings, so prior to the film’s release, the director always maintains a high level of secrecy on his storylines. However, this did not stop curious Rhode Islanders from showing up at the public shoots to observe the filmmaking process or to try to get a peek at Jake Gyllenhaal.

Local filming has now wrapped, with “Remain” scheduled to be released by Warner Bros Pictures on October 23, 2026,

but many Rhode Islanders will never forget the experience of being involved in filming a major Hollywood motion picture. One of those people is Chelsea Lumnah, co-owner of Tavern on Main.

Redford to more recent films such as “Hocus Pocus 2” (2022). We all appreciate the unique beauty and allure that Rhode Island has to offer, and Hollywood clearly has noticed as well.

“We didn’t know what movie it was when they first scouted our restaurant,” Chelsea says. “I just thought it was a ghost hunter movie until I heard sometime later that it was the movie “Remain,” with director M. Night Shyamalan.”

According to Rhode Tour, a joint initiative of Rhode Island Humanities and the Rhode Island Historical Society, more than twohundred feature films, forty television series, and thirty television movies have been filmed in Rhode Island. The Rhode Island Film and Television Office counts sixty-two projects since 2005 alone. These numbers do not include film projects that include Rhode Island in its storyline like the film “Reversal of Fortune” (1990), and other projects that are not “filmed” like the animated television series “Family Guy.”

Chelsea and her boyfriend, Phil Zahlany, purchased the popular restaurant on Route 44 last year when Chelsea’s father, David Lumnah, who owned Tavern on Main for eighteen years, decided to retire.

“They wanted our entire staff to be in the movie, and we were in a scene the day they filmed at the restaurant,” Chelsea says. “The production team was very nice, and it was an all-around amazing opportunity that we are grateful to experience.”

Some readers may be surprised by the number of films that have been made in Rhode Island throughout the years, from “High Society” (1956) starring Grace Kelly and “The Great Gatsby” (1973) starring Robert

You may have to wait a year to see “Remain,” but you can visit Tavern on Main anytime. The restaurant is located at 1157 Putnam Pike in Chepachet.

They are open Wednesdays and Thursdays 4 p.m.-8 p.m., Fridays and Saturdays 4 p.m. 8:30 p.m., and Sundays from 1 p.m.-7:30 p.m.

Call Tavern on Main at 401-710-9788. You can find them online at: tavernonmainri.com.

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Got a Kid in Sports?

Here’s How to Handle the Mounting Costs By: Edward Pontarelli Jr. Anyone with kids enrolled in sports knows the cost of participation can be quite high. Whether money is needed for new equipment, fees, or transportation getting to and from games and practices, the expenses quickly add up.

Here are some things you can do to manage the financial impact.

Evaluate the goal of sports in your family. Every family has a unique relationship with sports. Understanding the place that sports has in your family and the goal it serves is a good place to start when determining how athletics will impact your finances. Is the goal of childhood athletics for your child to have fun or try something new? Is your child showing enough interest and talent to potentially pursue a scholarship or play in college? Understanding the goal can right size the cost you are willing to incur. For example, you may be more willing to pay for specialized equipment for your high schooler who is deeply passionate about basketball versus your 4th grader who may be trying it for the first time. Try balancing spending with your child’s interest and skills to ensure you are allocating an appropriate amount of money to athletics.

Set priorities. As a family, determine the importance of prioritizing athletic expenditures in the context of your other goals. Think about the amount of money you are comfortable putting toward athletics while also reflecting on the savings you would like to put toward other goals like family vacations and saving for college and retirement.

Families with multiple kids may have each child pick one sport to focus on each season or select a singular camp to attend instead of saying yes to all opportunities. Prioritizing can mean having a conversation with your children about how you will support athletic opportunities. If your child has the talent or interest in attaining a college scholarship, have an age-appropriate conversation about the probability of achieving that goal and what it will take financially to make that happen. There is no denying that the cost of athletics can be steep, but putting thought behind what expenses are worth incurring is financially wise.

Budget for the most common expenses. Expenses can generally increase as your child gains age and expertise.

Consider the common costs associated with participation in a sport and factor these into your budget: initial equipment, uniforms, training camps and travel. As your child ages, keep in mind the cost of middle school and high school sports can increase to accommodate further

transportation to games and team bonding events.

Be proactive in understanding and planning for the current and futures costs of athletics.

Prepare for the unexpected. No one wants to think about their child being injured, but it is necessary to plan for the possibility. Consider the potential impact financially if your child is injured and needs health care – which could include everything from physical therapy to more comprehensive care. Review your health care coverage to see how it applies to walkin treatment, emergency care and preventive costs.

Broken bones, sprained ankles and repetitive stress injuries happen, and you’ll want to be prepared for any out-of-pocket expenses. This is even more important if your child plays a contact sport.

Many children learn valuable life lessons from participating in sports throughout their childhood. If participation in athletics is important to you or your child, take some time to consider the associated costs. A financial advisor can help budget for the expected and unexpected expenses of childhood sports, while making sure that you stay on track to meet your other goals.

Edward Pontarelli Jr, APMA®, CRPC® is a Financial Advisor and Managing Director with Park Row Wealth Advisors a financial advisory practice of Ameriprise Financial Services, Inc. in Providence, RI. He specializes in fee based financial planning and asset management strategies and has been in practice for 23 years.

Please contact him at: www.ameripriseadvisors.com/team/park-row-wealthadvisors or (401)824-2532, 1 Citizens Plaza Ste 610 Providence, RI 02903.

Investment advisory products and services are made available through Ameriprise Financial Services, LLC., a registered investment adviser.

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Should I downsize my home in retirement?

By Carrie McPherson If you are approaching retirement or are already there, you may be considering downsizing your home. It’s a big decision, with ramifications for both your finances and your lifestyle. As you think about downsizing, here are some things to keep in mind: Decide if a move makes sense. You can expect your needs and priorities to shift in retirement. Perhaps you won’t require as much square footage as you did when raising children, or you may find it challenging to keep up with home maintenance like you used to.

It may be financially prudent and personally necessary to get out from under the costs and responsibilities of maintaining a larger property. Your location preference may shift, too. It is common for retirees to desire living closer to family members or in warmer climates.

Create a timeline for your move. Discuss the pros and cons of selling your family home now or in the future. External market factors can affect your next step. Timing the sale of your home and the purchase of a new one can be tricky. Be prepared in the event your home doesn’t sell quickly.

Consult a real estate professional. A real estate professional can help you determine what needs to be done before putting your house up for sale. Your home may need repairs to meet code or maximize its list price. Get an appraisal of current market value and decide what you’ll be comfortable spending on a new, smaller home.

Review your housing options. Once you decide to downsize, you can start looking for a new place that meets your needs and budget. If you’re considering a condo or townhome (two popular options for retirees) make sure to factor in any fees or assessments that are charged to

residents when calculating the overall cost of ownership. If you’re in need of assisted living services, you’ll also want to get a handle on those costs – and whether they can be offset by any long-term care insurance you may have – so you can plan accordingly.

In terms of location, you may want to think about the proximity of amenities and services including grocery stores, transportation and your doctor’s office.

Be prepared for a multi-gen conversation. A change as impactful as selling your home may prompt conversations with family members on the topic of your estate. Downsizing usually requires whittling down the personal possessions you’ve acquired over the years. If you’re moving to a residence with managed maintenance, you won’t need the lawn mower, snowblower, or other tools in your garage. That extra set of dishes might be more useful to someone else. If you’re thinking of giving items to family members, be prepared for the possibility of different generations having different interests and attachments to your home and belongings. It can be a good idea to establish how you want to explain to family members your lifestyle goals for retirement, so they can support you through the process.

Review your finances carefully. Take the time to thoroughly review the financial implications of your specific situation. Just because you are downsizing does not necessarily mean you will suddenly have a cash windfall or establish enormous savings. Remember that HOA expenses, lifestyle changes and upgrades in construction quality can add to costs. Additionally, if you choose to move to a retirement area that has more built-in services, it can increase your cost of living, as well. Taking the time to explore the intricacies of your situation can prepare you for the next steps.

And remember: you don’t have to do it alone. A qualified financial advisor can help you navigate this complex process with confidence.

Carrie A. McPherson, CRPS®, CDFA®, ChSNC® is a Financial Advisor and Certified Divorce Financial Analyst with Park Row Wealth Advisors, a financial advisory practice of Ameriprise Financial Services, Inc. in Providence, RI. She specializes in fee based financial planning and asset management strategies and has been in practice for 15 years. Please contact her at: https://www.ameripriseadvisors.com/team/park-rowwealth-advisors or (401)824-2557, 1 Citizens Plaza Ste 610 Providence, RI 02903.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC. © 2025 Ameriprise Financial, Inc. All rights reserved.

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Ask An Expert My name is Tom Lopatosky. I’m the President of LOPCO Contracting (www.LopcoContracting.com) & I’m honored to have the opportunity to talk to you about home improvement on a monthly basis. I love answering your questions! Please send them to tom@LopcoContracting.com or call 401-270-2664. Thanks in advance for taking the time to read this column!

What Is The ‘Cleanout’ On A Chimney Used For? A chimney is an important part of a home that often has a fireplace or wood-burning stove associated with it. Chimneys help carry smoke and gases safely out of the house. Over time, ashes, soot, and debris can build up inside the chimney. That’s where the ‘cleanout’ comes in.

The cleanout on a chimney is a small door or opening that allows homeowners or professionals to remove the buildup inside. It plays a key role in keeping the chimney safe and working properly. It is usually found at the base of the chimney, either outside or inside a basement. It can be made of metal or brick and has a door that can be opened to access the inside of the chimney. The main purpose of the cleanout is to provide an easy way to remove ashes, soot, and any other debris that collects inside. Without regular cleaning, a chimney can become clogged, which can cause dangerous problems.

Cleaning the chimney through the cleanout is not a difficult task, but it does require some basic steps. It’s important to wear protective gloves and a dust mask to avoid inhaling soot and ash. After you make sure you have the proper protective equipment on, the cleanout door should be opened carefully to prevent debris from spilling out. Using a small shovel or brush, the ashes and soot can then be scooped out and placed into a metal container. It’s important to use a metal container because ashes can stay hot for a long time and could cause a fire if placed in a plastic or wooden bin. Once the debris is removed, the cleanout door should be closed tightly to keep the chimney sealed.

While homeowners can use the cleanout for basic maintenance, it’s also important to have the chimney inspected and cleaned by a professional at least once a year. Chimney professionals have special tools to check for hidden problems, such as cracks or blockages, which could lead to bigger issues. They can also remove creosote more effectively, reducing the risk of chimney fires.

Taking care of a chimney through regular cleaning and maintenance helps keep a home safe and warm.

One major issue that can happen if a chimney is not cleaned is a chimney fire. When wood burns, it produces a substance called creosote. Creosote is a sticky, black material that coats the inside of the chimney. If too much creosote builds up, it can catch fire, leading to a dangerous chimney fire that can spread to the rest of the house. The cleanout allows homeowners or chimney professionals to remove creosote buildup before it becomes a fire hazard.

The cleanout on a chimney is a small but essential feature that helps maintain the safety and efficiency of the chimney.

It allows homeowners to remove dangerous buildup, prevent fires, and ensure proper airflow. Regularly using the cleanout and having professional inspections can help keep a home safe and cozy during the colder months. Understanding and caring for a chimney is an important part of home maintenance, and the cleanout makes it easier to do so.

Another problem that can occur with a clogged chimney is poor airflow. A chimney needs proper airflow to work correctly. If ashes and debris are blocking the chimney, smoke and gases can’t escape properly. This can cause smoke to back up into the house, which is unpleasant and unsafe. It can also lead to carbon monoxide buildup. Carbon monoxide is a colorless, odorless gas that is very dangerous. Breathing in too much of it can cause serious health problems or even death. Regularly using the cleanout helps prevent these risks.

About Tom Lopatosky

Besides removing creosote and improving airflow, the cleanout also helps keep pests out of the chimney. Sometimes, birds, squirrels, or other small animals try to build nests inside chimneys.

These nests can block airflow and create fire hazards. By using the cleanout, homeowners can check for and remove any nests or debris left behind by animals.

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Tom Lopatosky has run his own RI-based painting and repair business since 1995; LOPCO Contracting – the “Personable, Particular Professionals” – specializes in exterior & interior painting and carpentry. Recently LOPCO Contracting was named ‘RI’s Finest Painting Contracting Company’ by ShopInRI Magazine. In 2013, Tom was named “Humanitarian of the Year” by the Painting and Decorating Contractors of America (PDCA) and a “40 Under 40” award winner by Providence Business News. He is a member of both PCA (Painting Contractors Association) and RIBA (Rhode Island Builders Association). Tom has often had weekly ‘Home Improvement Tips’ that have aired on the radio on 630 WPRO AM and on television on WPRI 12. You can catch Tom LIVE on the radio EVERY Saturday, 2pm-3pm, on 630 WPRO AM (99.7 FM) during his weekly ProTalk Home Improvement Radio Show!

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How to Cultivate and Align The 5 C’s of Leadership Through The 5 Pillars of Organizational Excellence Alicia J. Alexander, MSL

Founder of Make A Difference Consulting

Leadership is not a position; it is a posture. At Make A Difference Consulting, we believe that sustainable leadership is cultivated from within and aligned with a clear framework. That framework is grounded in what we call The 5 Pillars of Organizational Excellence: Neuroleadership, Neuromanagement, Authentic Appreciation, Workplace Forgiveness, and Organizational Trust.

But how does one lead in a way that not only transforms operations but also transforms culture?

It begins with cultivating The 5 C’s of Leadership: Clarity, Compassion, Consistency, Courage, and Curiosity, each strategically aligned to The 5 Pillars of Organizational Excellence. Together, they form the root system of leadership growth and cultural excellence.

Cultivate Clarity through Neuroleadership and Neuromanagement Clarity is the antidote to confusion and misalignment. In a world of constant change, leaders must cultivate clarity to help their teams make sense of complexity. This is where the neuroscience of leadership, Neuroleadership, comes in.

Neuroleadership focuses on how the brain processes information, threat, reward, and certainty.

By understanding how the brain reacts in the workplace, leaders can communicate more clearly, reduce ambiguity, and create environments of psychological safety.

Neuromanagement, on the other hand, is how leaders structure their decisions and processes to align with how people are wired. When leaders intentionally manage operations with brain-based awareness, they bring structure and clarity to the systems their teams rely on.

Cultivating clarity is not over-communicating; it is 52 Shop In RI

about strategic, purposeful communication that leads to alignment and action. It defines not just the what but the why and how, the brain can receive, retain, and respond.

Cultivate Compassion through Authentic Appreciation and Workplace Forgiveness Leadership without compassion is transactional at best and toxic at worst. Compassion is cultivated when leaders humanize the people they lead, when they see past performance metrics and recognize the whole person.

Authentic Appreciation is one of the most powerful tools for cultivating compassion. It moves beyond generic praise and taps into meaningful acknowledgement based on individual preferences. It creates an emotional connection that deepens engagement and morale.

Workplace Forgiveness is an equally critical component. Leaders must cultivate compassion to forgive, whether it is forgiving a mistake, extending grace in failure, or fostering a culture where learning is prioritized over blame.

Compassion transforms the environment. It unlocks dignity and belonging, and positions leaders not just as managers of results but as stewards of people.

Cultivate Consistency through Organizational Trust Consistency is the bedrock of Organizational Trust. People trust leaders who do what they say and say what they mean. Trust is built, or broken,

by the everyday moments of leadership: following through on commitments, being present, and delivering feedback with fairness.

When a leader is consistent in their words, actions, values, and temperament, the organization experiences stability. And in a stable environment, people can perform at their best without emotional whiplash or fear of unpredictability.

Cultivating consistency means leaders must selfregulate, check their integrity, and ensure that policies, procedures, and interpersonal behaviors align. It means they do not shift with trends; they anchor in principle.

Organizational trust does not happen by accident.

It is cultivated one decision, one conversation, and one standard at a time.

Cultivate Courage across all The 5 Pillars of Organizational Excellence To lead well is to lead with Courage. Courage is required to have hard conversations, to challenge toxic norms, and to disrupt dysfunctional patterns.

Courage is the soul of transformative leadership.

It takes courage to embrace Neuroleadership, to shift from traditional command-and-control to brain-based, human-centered leadership. It takes courage to prioritize Authentic Appreciation in high-pressure environments, or to practice Workplace Forgiveness in a culture of blame.

Courage is not loud or boastful; it is the quiet resolve to act in integrity, even when it is uncomfortable. It is the determination to lead not from fear, but from purpose.

Every one of The 5 Pillars of Organizational Excellence requires courageous leadership. It is not optional; it is foundational.

Cultivate Curiosity through Continuous Organizational Growth Curiosity is the gateway to growth. Curious leaders do not assume they know everything.

They ask questions, seek feedback, and explore new perspectives. They are learners, not just leaders.

Curiosity aligns deeply with The 5 Pillars of Organizational Excellence because it fuels innovation and continuous improvement. In a rapidly changing world, yesterday’s strategies will not solve tomorrow’s problems.

Cultivating curiosity means leaders ask more than they tell, nor they dictate. They create cultures of inquiry, where experimentation is encouraged and feedback is welcomed. Curiosity keeps leaders agile, relevant, and growth-focused.

A Final Thought: Leadership That Makes a Difference At Make A Difference Consulting, we believe cultivating leadership is like tending a garden. The 5 Pillars of Organizational Excellence is the soil; The 5 C’s of Leadership are the seeds. When nourished with intention, accountability, and heart, they produce a sustainable organizational culture where people thrive, and excellence becomes the norm.

Through Organizational Excellence, Together, We Make A Difference.

Call to Action If your leadership team is ready to move beyond surface-level strategies and cultivate sustainable, meaningful, measurable excellence, we invite you to partner with Make A Difference Consulting. Let’s work together to align your culture, empower your people, and transform your organization, one pillar and one principle at a time. Connect with Alicia J Alexander, MSL, directly at AliciaJAlexander1@ gmail.com or AJ.makeadifferenceconsulting@ gmail.com to schedule your Organizational Excellence consultation.

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Imagine what it would be like knowing that in spite of the abuse experienced by these animals prior to them receiving help, you can now be assured that their futures will be better, as they are now receiving what they deserve- the love that most of them have never felt in their lives. That’s not something that can be bought in a pet store. That is a true and honest miracle that can only be found at a place like the Rhode Island SPCA.

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Visit the RISPCA at 186 Amaral St in Riverside, RI. Or anytime at RISPCA.com Providing quality care Americans spend about 6% of their annual income a comfortable Maleinseahorses are the ones who get pregnant on food every year. and country give birth. setting since 1995.

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CompLyons HR Consulting, LLC Graduate from Latest Cohort of Goldman Sachs 10,000 Small Businesses Program Nationwide, 71 percent of program graduates grow revenue within 18 months of graduation, and 51 percent create new jobs.

By Mark Berger CompLyons HR Consulting, LLC announced that Patricia A. Lyons-Bousquet, J.D., has graduated from the 24th cohort of the Goldman Sachs 10,000 Small Businesses (10KSB) Rhode Island program at the Community College of Rhode Island.

Lyons-Bousquet said it was “an honor” to be selected into this prestigious endeavor. She noted how intense the 12-week program was between the courses and the accompanying homework but added that it will all benefit herself and her company moving forward.

“Participating in the Goldman Sachs 10,000 Small Businesses program has been a transformative experience. It gave me the tools, insights, and confidence to take my business to the next level, with a clearer growth strategy and a stronger foundation. The connections I made with other entrepreneurs and advisors were invaluable, and I’m leaving the program energized and equipped for what’s next. This experience reaffirmed my commitment to making HR support accessible and impactful for small businesses.,” said Lyons-Bousquet, who Founded CompLyons HR Consulting, LLC in East Providence.

CompLyons HR Consulting, LLC is dedicated to delivering flexible, expert HR and compensation solutions that give small and mid-sized businesses the confidence to lead with clarity and compliance. Founded on the belief that every business deserves access to practical, high-quality HR support, CompLyons meets clients where they are— offering trusted guidance, customizable services, and peace of mind. From employee handbooks and workplace policies to compensation consulting and ongoing HR support, the firm empowers businesses to grow while taking care of their people.

Anyone interested in learning more about Patty LyonsBousquet and her company may contact her at Patty@ CompLyonsHR.com, at her office at 401-526-5966 or directly at 401-489-6560.

Further details may be obtained by visiting her website at www.CompLyonsHR.com.

Goldman Sachs 10,000 Small Businesses provides business education, support services and pathways to capital for growth-oriented entrepreneurs. Participants gain practical skills to take their business to the next level, with topics like financial statements, negotiations, and marketing. Graduates leave with an actionable five-year business growth plan to

increase revenue and create more jobs in their communities.

The head of this event, Karina Holyoak Wood, said it was great connecting like-minded professionals in this type of environment. She also offered high praise for Lyons-Bousquet for excelling in the program.

“Patty was a highly-engaged participant and was an asset to the cohort. She brought years of professional experience and knowledge to the table to share with her small business owner peers. I am confident that Patty is going to execute the fiveyear growth plan that she developed in the program to grow her business revenue and create more jobs in her community,” said Holyoak Wood, who is the executive director of the Goldman Sachs 10,000 Small Businesses program at CCRI. The most recent graduates join a network of 550+ Rhode Island small businesses and a national network of more than 16,000 graduates. Collectively, Goldman Sachs 10,000 Small Businesses graduates across Rhode Island generated $664 million+ in total annual revenue for 2024 and have created a total of 7800+ jobs, according to Goldman Sachs.

“Goldman Sachs 10,000 Small Businesses provides business education, support services and pathways to capital for growth-oriented entrepreneurs. Participants gain practical skills to take their business to the next level, with topics like financial statements, negotiations, and marketing. Graduates leave with an actionable five-year business growth plan to increase revenue and create more jobs in their communities.

The program is completely free, thanks to generous grant funding from the Goldman Sachs Foundation.

“We welcome Rhode Island small business owners of established companies with at least two employees to apply for our Fall Cohort at 10KSBapply.com .”

The Goldman Sachs Foundation and former Governor Gina M. Raimondo brought the 10KSB program to Rhode Island in 2016. For more information visit https://www.ccri. edu/10ksb/.

Entrepreneurs of established businesses at least two years in operation and with a minimum of two employees are invited to apply for the RI Fall Cohort at: https://10ksbapply.com/.

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Toyota of Smithfield Summer of Savings

By Mark Berger

Situated near the Lincoln/ Smithfield town line, Toyota of Smithfield has new and certified, pre-owned vehicles available to buy.

Regardless of why you need a vehicle, Toyota’s staff ensures that your car-buying process happens smoothly.

General Manager John Durrani said anyone seeking their next vehicle should connect with its awardwinning Sales Department to uncover dealer incentives.

“Anyone trading in either their used or certified, pre-owned cars, will receive an additional $1,000 over book value,” Durrani said. “There won’t be a better time for anyone to trade in their cars. Your trade is worth more than it ever has before, and it’s worth more now than it will ever be worth.”

For those who already either own or lease their vehicles, customers may visit its award-winning Service Department for maintenance. Their staff can fix smaller problems before they become costly.

Durrani said they encourage customers to trade in their used cars. He said there are Toyota incentives to move someone from their current car into a newer one.

“We want the public to drive in with their used vehicles. We need more inventory to fulfill orders,” he said.

To help facilitate their need for additional certified, pre-owned vehicles, Toyota of Smithfield also offers 115% of its book value for any used cars. It doesn’t matter whether or not the customer buys from them.

“We will purchase your trade-in, even if you don’t buy a vehicle from us,” he added.

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The dealership holds a monthly private sale. This month’s event is scheduled for Friday, August 29, and Saturday, August 30, from 10:00 AM until 6:00 PM, by appointment only. Attendees will have access to their inventory. Managers will be there to answer questions and offer additional incentives.

Mind Purchase Process means no hassles over pricing, trade-in values, cash back and rebate incentives offered up front and the best available leasing and financing terms up front. Durrani said that this is just part of the all-around, customer-driven experience he implemented to ensure the process does not get bogged down in miscommunication.

Schedule an appointment today by calling them at 401-723-0962, or on their website: www.toyotaofsmithfield.com.

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ONLY AT TOYOTA OF SMITHFIELD! UP TO FIVE YEARS OF COMPLIMENTARY OIL CHANGES AND TIRE ROTATIONS ON EVERY NEW AND PRE-OWNED VEHICLE! 550 George Washington Hwy, Smithfield, RI 02917 401-352-6861 • toyotaofsmithfield.com *Get a down payment match coupon good for up to $500 toward the purchase of any pre-owned vehicle. Final trade-in value is affected by vehicle condition, mileage, etc. and determined by the dealer after inspection. Doc & title prep fee of $420 applies to all offers. Low APR financing for well-qualified buyers, not all will qualify. Offer ends 8/30/2025.

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Keeping The Books NE, LLC: Where every cent is accounted for

by Mark Berger Built on Integrity and Results At KTB, they don’t just say we value integrity, they live it every day. Marsha left a highpaying role at a company where ethics were overlooked, and clients were misled. That experience shaped how she operates today.

Running a business is hard enough without trying to be your own bookkeeper. Most entrepreneurs didn’t launch their dream to spend hours reconciling accounts, tracking expenses, or sorting through financial chaos. That’s why Keeping The Books NE, LLC exists!

Founded by Marsha Thayer in 2022, with just a laptop, a QuickBooks subscription, a small loan for office space and some Facebook ads; KTB was created with one mission in mind: To remove the burden of bookkeeping to new and growing businesses, so owners can work on their business and not get bogged down in it.

From startups to seasoned small to medium size businesses, KTB helps clients take control of their finances without being overwhelmed. They’re not just about balancing books or pushing pencils, they dig deep, analyze what’s really happening behind the numbers, and help you make confident financial decisions with clarity.

“I started this business because I saw how stressed and exhausted business owners were,” Marsha says. “They didn’t have the time or the training to handle the financial side. I wanted to give them peace of mind.”

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“I built KTB to do things the right way— honestly, with transparency, and in partnership with the client. Trust matters.

We believe strong relationships are built on clear communication, mutual respect, and real results. That’s why every client gets personalized service, full visibility, and expert guidance.” Marsha says.

Meet the KTB Team Our firm proudly serves businesses throughout New England with a team that brings over 30 years of combined experience.

• Marsha Thayer – Founder • Veronica Foster – Accounting Manager • Emily Thayer and Patti Pinto – Finance Associates Each team member brings unique strengths, but together, they share a common goal:

To help their clients thrive. They believe strong communication and personal attention are key to building long lasting client relationships. With KTB, you’re not just getting a bookkeeper, you’re gaining a reliable financial partner.

What They Offer Whether you’re a brand-new entrepreneur or a business owner tired of doing it all yourself, they are here to help. Their services include, but are not limited to: • Ongoing bookkeeping and financial reporting • QuickBooks training (in-office, Zoom, or local events) • Cleanup and catch-up projects • One-on-one consultations tailored to your business

“If you’re struggling to keep up or not sure where to start, we get it. That’s why we make it easy to hand things over and get back to what you love. Unless your dream was reconciling transactions at midnight,” Marsha laughs. “It’s time to let us handle the books.”

Stay Connected They love being part of the local business community! Come meet Marsha and Veronica at the Ocean State Business Expo this November – they’ll be there to connect and share how they can help businesses stay financially strong. Plus, don’t miss their monthly newsletter packed with tips, updates, and insights to help you stay financially sharp. Sign up for their website below.

Let’s Talk!

133 Central Street, Warwick, RI

Pro Tip: Don’t wait for your books to become a crisis. Getting professional help early saves time, money, stress, and gives you a clear picture of where your business stands. Even if things feel messy, they’re here to sort it out without judgment. The sooner you hand it off, the sooner you can get back to what you do best.

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“It’s like solving a puzzle,” Marsha says.

“When everything falls into place, it’s incredibly satisfying for us and our clients.”

Keeping The Books NE, LLC: Built with integrity – Where Every Cent Is Accounted For!

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