The vibrant colors of fall are about to transform our communities, reminding us of the beauty of change and the exciting opportunities it brings. At Triangle Credit Union, we are eager to embrace this season of transformation with updates aimed at enhancing your experience.
We are preparing for a significant upgrade: our core system conversion. This important transition will enable us to offer you faster and more efficient transactions, improved digital tools, and an overall smoother experience. We will keep you informed throughout the process to ensure a seamless experience as we approach our transition date in May 2026.
We are excited to announce a limited time offer for a lower auto loan rate, making it easier for you to enjoy the splendor of the season with confidence and savings. If your auto loan is not currently with Triangle, take advantage of our auto refinance special, as low as 5.54% APR*, and hit the road for new adventures!
As always, on behalf of the TCU staff, thank you for your continued trust and membership. We remain committed to your financial wellbeing through personalized service and innovative solutions, and we look forward to serving you in this season of progress and new possibilities.
- Scott
Scott MacKnight CEO & President of Triangle Credit Union
*The rate may vary depending on each individuals’ credit history and underwriting factors. Rates and terms on loans for other types of vehicles will differ. Deferred payment option - No payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due. Financing available for New/Used auto up to 115% plus extended warranty and GAP coverage may be financed for qualified borrowers. Refinance special not available for current TCU loans.
A. Scott MacKnight
Job Seekers Beware: Many People Are Falling for Employment Scams
More than one in ten people who were targeted by job scams this year fell victim, according to a report from Resume.org. Younger people, particularly young men, are more likely to fall victim. “In total, 14% of those who received a job scam text fell victim,” the report says. “Younger workers are more likely to have fallen victim to the scam.
“Twenty percent of Gen Zers fell for a job scam, followed by 16% of Millennials, 10% of Gen Xers, and just 4% of Boomers. Men appear even more likely to become victims, with 24% of Gen Z men and 31% of Millennial men interacting with the scam.”
One in three victims of these scams lost money to the attackers, and 18 percent quit their jobs or delayed real interviews for a fake offer. “Of the people who engaged with the job scam text, nearly half, 48%, say they shared personal information with the sender, and 30% had money stolen from their bank account or credit card,” the report says. “The amount stolen varied: 6% lost less than $100, 32% between $100 and $250, and 38% between $251 and $500. Additionally, 21% report losses of $501
to $1,000, while 3% say scammers took more than $1,000. Further, 22% of victims gave the scammers money directly. The most common reason was being asked to pay upfront fees, something 84% of victims report.” Users can thwart these scams if they have a healthy sense of suspicion and are trained to recognise social engineering tactics. “When asked what made the message seem suspicious, most say the fact that it came through a text message instead of a traditional job platform,” the researchers write. “Others say the job description or company details were vague, the offer seemed too good to be true, or the message included poor grammar and an unprofessional tone. Some say they were tipped off by the fact that they were pressured to respond quickly or promised unrealistic pay.”
This article of recommendations is sourced by KnowBe4, a platform that provides security and phishing awareness training, helping organizations improve their cybersecurity.
Curious where you stand financially?
Take our two minute complimentary assessment designed to generate your financial health score across these five categories: Savings Strategy & Habits Health, Cash & Liquidity Health, Investment Health, Protection Health, and Estate & Legacy Health. Upon completion, leverage your newfound knowledge to arrange a consultation with one of our experts.
Scan the QR code to learn more or visit trianglecu.org/bank/financial-planning
Tech
Tip Track Your Savings Goals with TCU Goal Builder
Saving money is not easy, especially with a higher cost of living, an increase in consumer debt, and other unexpected circumstances that people face every day. Some people find saving difficult if they do not have the appropriate resources or tools.
TCU Goal Builder does the work for you with these steps:
1. Build Your Goal
Choose your goal type after selecting your TCU account. You can choose from 10 premade goals or create your own.
2. Set Goal Rules
Assign money to your goal immediately and choose either scheduled, recurring designations or a certain percentage of each deposit into your account.
3. Review Your Goals
Double-check and confirm your goal set-up.
4.Manage and Track Your Goals
You can view all goals (active, completed, and inactive ) on the goal summary page. On the goal
summary page, you can edit and pause your active goals as well as view your current remaining account balance that can be designated to other goals.
Following these steps will show you how much you need to contribute to achieve your goal on time!
Triangle Credit Union is excited to offer this tool to improve your member experience when using Goal Builder! Please visit trianglecu.org/bank/tcugo-services or go to TCU University to learn how to Track Your Savings Goals with TCU Goal Builder and view screenshots of the new features.
Join us for fun, relevant financial topics that provide resources to help you make financial decisions. The Making Money Personal Podcast talks about the impact that money has on your personal and professional life. Our podcast examines trends and topics with support from industry professionals.
BUY LOCAL, BORROW LOCAL
Mortgage Terms Up To 40 Years*
$750 Off Closing For Refinance**
$1,000 Off Closing Costs For New Purchases** First Time Homebuyer Program
*40-year term is valid on Adjustable-Rate Mortgages (ARM) only. Annual Percentage Rate (APR) & Margins are based on your credit history. ARM Floor rate = 3.0%; CAPS 3/6. Payment example: A mortgage loan of $300,000 for 40 years at 6.49% APR will have a monthly payment of $1,762.14. Taxes and insurance are not included, your actual payment obligation will be higher. Up to 40 year term, 1 year, 3 year or 5 year Adjustable Rate Mortgage (ARM). Rates and Fees apply to loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines. Rates locked in are valid for 60-days. Homeowner insurance required; Flood insurance may be required. Additional restrictions may apply. Rates subject to change at any time **Closing Cost credit offer is for Adjustable-Rate Mortgages only. Cannot be applied to modification or combined with any other offers. Refinancing of an existing Triangle Credit Union Mortgage does not qualify for the closing cost credit.
