TCU Financial Literacy Course Catalog

TRIANGLE CREDIT UNION’S

FINANCIAL LITERACY COURSE CATALOG

TCU100

Basics of Banking at a Credit Union If you are not familiar with a credit union, this course is a great place to start your financial journey. During the session, we explain the differences between a credit union and a bank, products and services credit unions’ offer and explain common terminology, what you need to open an account, and a general overview of what to expect when you visit the credit union.

TCU101

Budgeting 101* This course reviews the importance of a budgeting, how a budget impacts your financial success, necessary items to budget, and finally, how to apply those items in monthly Budget Worksheet (Excel), and a short review of budgeting apps. This is a workshop with two short breakout sessions, so couples are encouraged to attend together. Start telling your dollars what to do and how to work for you!

You should portion your monthly income into each category at the following percentages: 50% towards needs, 30% towards wants, and 20% towards savings.

TCU200

Steps to Purchasing Your New Car Workshop: Prepping Your Credit & Steps to Prequalify* If you are ready to purchase a new (or new to you) vehicle, consider this course your first stop in the purchase process! In this course, we cover how to search for a new automobile using online tools and apps, the true costs of automobiles, how credit can help finance your new purchase, and why it’s always a good idea to prequalify before you purchase.

This is a great course for young adults who are starting their financial journey!

TCU201

Protect Yourself Your Financial Fraud & Scams: Identity Protection with Better Checking Protecting your assets is important, protecting your family is essential. With Triangle’s Better Checking, identity protection is easy because it is built into your checking account. In this course, we review scams and fraud tactics and how to safeguard you and your family with Better Checking’s Identity Protection with Better Checking.

IDProtect™ provides state-of-the-art detection and monitoring services around the clock that covers you and your eligible family members, including elderly parents and dependent children, up to age 25, living in your household.

TCU300

First Time Homebuyer Seminars This course walks you through the steps to homeownership, including how to prequalify for a mortgage, work with a realtor, what to look for in your new home (the appraisal process), and what to expect at Closing.

These seminars are delivered with multi-presenters with two presentations in English and two in Spanish and offered at our Nashua and Manchester branch locations in spring (April) and fall (September).

TCU301

Budgeting for the Holidays Workshop Holiday shopping can be stressful, especially if the budget is not there to pay for all the gifts. In this course, we review the importance of budgeting for every occasion and offer money-saving tips and techniques with Triangle’s Goal Builder so you can enjoy gift-giving and all the splendor of the holidays! This workshop has two short breakout sessions. Couples are encouraged to attend together. you can adjust your budget a little while keeping it balanced. Simply change your income allocations from 50/30/20 (needs/ wants/savings mentioned above) to something like 50/40/10, 50% needs, 40% wants, and 10% savings.

TCU302

Budgeting for the New Year Workshop* This course reviews the importance of a budgeting, how a budget impacts your financial success, necessary items to budget, and finally, how to apply those items in monthly Budget Worksheet (Excel), and a short review of budgeting apps. This is a workshop with two short breakout sessions, so couples are encouraged to attend together. Start telling your dollars what to do and how to work for you!

TCU303

Pay Off Debt: Your Path to Financial Freedom Workshop This course identifies the stress associated with debt and provides an overview of the two commonly used debt payoff methods (Debt Snowball and Debt Avalanche) to help you get debt free. This is a workshop with two short breakout sessions so worksheets will be available prior to the workshop. Couples are encouraged to attend together.

TCU400

Protect Yourself & Your Assets: Steps to Avoid Financial Scams & Fraud Fraud awareness is paramount in protecting your identity and your assets. In this workshop, we review common frauds & scams tactics, explain what identity theft is and how identity thieves operate, the importance of protecting your ID and finances, and simple steps you can take to safeguard you and your family against financial scams and fraud.

TCU401

Safe Banking for Seniors: Protecting Yourself from Financial Fraud & Identity Theft Financial fraud and identity theft are on the rise and, sadly, Seniors are the target of many scams.

In this workshop, we will examine identity theft and how fraudsters operate, who is at risk and the common warning signs of fraud. We will do discuss common scams and review the warning signs of scams, and how to protect yourself against scammers.

TCU001

Summer Reading Program: When Dollars Make Sense This fun, yet insightful program covers three critical areas for children: Saving, Working, and Budgeting. Each section can be delivered in 10 to 15-minute increments with a short activity at the end of the section with participants earning “TCU Bucks” to purchase some swag at the end of the course! e delivered to local libraries and organizations with Triangle teachers facilitating each session. *Workshop available live or as a pre-recorded video on-demand.

trianglecu.org (603) 889-2470

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National Credit Union Administration, a U.S. Government Agency

FINANCIAL EDUCATION AND RESOURCES FOR OUR COMMUNITY

READ Our blogs discuss topics such as financial planning, homeownership, and announcements from Triangle Credit Union.

WATCH On demand access to recorded webinars, tutorials, and business resources on our Youtube channel.

LISTEN Our podcast, Making Money Personal, talks about relevant financial topics that provide you with resources to help you make financial decisions.

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