Sensible Stewardship
Huge pre-tax benefits available for ministers investing in their 403(b) - Page 5
The Newsletter of Nazarene Benefits USA | Summer 2024
NBUSA Quarterly is published by Nazarene Benefits USA to inform church leaders and employees about matters of clergy finance, along with articles of encouragement, spiritual enrichment, and wellness. Noncopyrighted information may be shared in newsletters and electronic communications.
EXECUTIVE DIRECTOR
Kevin P. Gilmore
DIRECTOR OF OPERATIONS Roger Creeden
OPERATIONS MANAGER Emily Bartlett
OFFICE MANAGER
Lavonne Rieck
TECHNOLOGY SUPERVISOR Ron Bell
COMPLIANCE AND BENEFITS MANAGER Keith Hindman
ASSOCIATE COMMUNICATION MANAGER Cameron Crowder
DESIGNER
Emily Gregg
2
NAZARENE BENEFITS USA 17001 Prairie Star Pkwy, Lenexa, KS 66220-7900 888.888.4656 | benefits@nazarene.org | nbusa.org Contents How to Pay for Your Student Loans and Plan for Retirement 03 From the Director by Kevin P. Gilmore Sensible Stewardship by Amy Artiga The Hidden Power of Your 403(b) 05 06 2023 Annual Report and 2024 District Benefits Received Reports Are Now Available What Is the Deal with Alkalinized Water? 12 To Your Health by Stephen A. Wilson 14 Special Anniversaries 18 Church Triumphant A Tale of Two Brothers: David and John Hynd 10 Past to Present by Stan Ingersol What Season Is It? 09 Dwelling with God by Mary Rearick Paul The Newsletter of Nazarene Benefits USA The Pastor’s Family Pressing On by Daron Brown 07
From the Director By Kevin P. Gilmore
How to Pay for Your Student Loans and Plan for Retirement
What would you say if it was possible to make student loan payments that result in NBUSA contributing to your retirement account? Read on and find out how a new initiative from NBUSA offers a way to make that happen. A recent enhancement to our Nazarene 403(b) Retirement Savings Plan (Plan) now allows ministers to build their retirement savings while servicing their student loan debt—without negatively impacting their family budgets.
How Does It Work?
We implemented the new ministers match program (nbusa.org/ministers-match-resources) as of January 1, 2024, to address the lack of retirement readiness among so many of our clergy. Under the program, NBUSA makes quarterly matching contributions based on the eligibility of the churchemployer (in paying their NBUSA Fund budgets) and the level of local effort contributions by the minister and/or church to the minister’s Plan account. We recently added this student debt component to specifically help those ministers for whom student debt payments are a barrier to saving for retirement.
Our ability to do this was made possible through the provisions of what is known as the SECURE 2.0 Act passed by Congress in December 2022 which became effective this year. We worked with Fidelity (our Plan record keeper) over the past several months to make this additional matching opportunity available.
Fidelity’s Role
NBUSA does not see your confidential loan data because Fidelity utilizes a third-party to track the student loan payments of eligible participants and only reports the level of annual loan payments (both principal and interest) back to us.
The Process
If you are otherwise eligible for the new minister’s match program, it’s as simple as registering your student loans online through Fidelity’s NetBenefits portal, which is the same web access used to access your Plan account. After registering and supplying them with proof of your loans, Fidelity will go through a verification and approval process to determine your eligibility to participate. From that point forward, they will track the level of payments and report the annual total to NBUSA during the first quarter of the following year. We will calculate the corresponding NBUSA match dollars and make an annual contribution to your Plan account during the second quarter.
For ministers grappling with student debt, your top priority should be to pay it off as soon as possible. While you work on that, NBUSA will support your retirement savings efforts.
Constraints and Future Goals
Unlike the regular matching program which provides for up to four quarterly NBUSA matching contributions, the student loan matching portion is limited to a single, annual matching contribution. It’s a constraint of the new program we hope can be adjusted in the future to provide for more frequent matching, but that remains to be seen. Also, it’s important to know the amount of any debt forgiveness (such as under certain federal government programs) is not eligible to be matched. Only loans in the name of the participant and used for the education of the participant are eligible to be included in the program. This means loans incurred for the benefit of a dependent child are not eligible.
Summer 2024 3
Eligibility and Contribution
Eligibility for the annual student loan match is the same as the quarterly local effort match. The applicable table for Local Church Ministers is shown here:
Final Advice
For ministers grappling with student debt, your top priority should be to pay it off as soon as possible. While you work on that, NBUSA will support your retirement savings efforts by matching a portion of your student debt payments and any local effort contributions made by you and/or your local church employer. Achieving debt-free status is the fastest way to financial independence, will set you on the path to retire well, and will move you closer to achieving peace of mind about your finances in retirement. Once your student loans are gone, you can reallocate those amounts in your budget toward your retirement Plan account, and NBUSA will match those.
How to Enroll
As of this writing, the implementation process was still being finalized but should be in place by the time of publication. For more information, visit our website at nbusa.org or call us at 888.888.4656.
For a church who pays 100% of its NBSUA Fund budget, the minister is eligible for a match up to $2,500 ($5,000 x 50%). If there are no local effort contributions but the minister makes student loan payments of $3,600, NBUSA will match $1,800 ($3,600 x 50%).
Kevin P. Gilmore serves as executive director of Nazarene Benefits USA for the Church of the Nazarene.
4 NBUSA Quarterly
Local Effort NBUSA Effort NBUSA Fund Paid % Match % Maximum Match $ 100% 50% $2,500 90% 45% $2,250 80% 40% $2,000 70% 35% $1,750 60% 30% $1,500 50% 25% $1,250
By Amy Artiga
The Hidden Power of Your 403(b) Sensible Stewardship
Nazarene Benefits USA sponsors a 403(b) Retirement Savings Plan for U.S.-based ministers to help them save for retirement and receive tax benefits while doing so.
If you have been participating in the 403(b) plan, you’re likely familiar with the advantages of being able to make tax-deferred contributions. Tax-deferred means you can make contributions before any income taxes are taken out, which is also referred to as pre-tax. This tax savings means you have more money to invest and grow.
For example, let’s say you have $100 to invest and you’re in the 12% federal and 5% state income tax brackets. The fact that you can invest in your 403(b) pre-tax means you get to invest the entire $100. If you had to pay taxes first, you would only have $83 to invest.
Being able to invest pre-tax money is a benefit that is available to everyone who participates in a 403(b) plan. However, there’s an additional benefit for pastors that you might be familiar with if you read this column regularly. Pastors are eligible to claim a housing allowance from their church 403(b) plan in retirement. Claiming a housing allowance means you can put money into the retirement plan without paying income taxes and then use those dollars in retirement for qualified housing expenses without paying any income taxes. That’s a double tax benefit that is only available to pastors and only if they save into a churchsponsored retirement plan.
Being able to claim a housing allowance and never pay income taxes on your retirement savings is a lucrative opportunity and a good enough reason for any pastor to prioritize saving into a 403(b) plan over other available options. But what if I told you there are even greater benefits?
Claiming
a housing allowance means you can put money into the retirement plan without paying income taxes and then use those dollars in retirement for qualified housing expenses without paying any income taxes.
For pastors who are participating in Social Security, saving into a 403(b) through payroll deductions is one of the smartest financial moves they can make. For every $100 they put into their 403(b) account, they save $15 in taxes. Why? Because 403(b) contributions avoid SECA (Social Security and Medicare) taxes.
The only people who can do this are pastors, and the only accounts it works with are church-sponsored 403(b) plans because of the way pastors are dualstatus taxpayers. For most employees, Social Security and Medicare taxes are taken out of their pay before
Summer 2024 5
it is contributed to their retirement plan. However, pastors are treated as if they are self-employed (SE) and pay those taxes through the SECA system.
With SECA, pastors calculate their Social Security and Medicare taxes on their own on Schedule SE when they file their tax returns. Those calculations are based on the income numbers provided on Form W-2, which doesn’t include 403(b) contributions as taxable income. That means the numbers used to calculate and pay those taxes are after retirement contributions have been taken out. The retirement contributions are never subject to SECA taxes—neither when contributed nor withdrawn from the account.
This may seem like a questionable loophole, but the IRS is fully aware of it and doesn’t seem to see anything wrong with it.
Let’s take a look at what that means with real numbers. SECA taxes are about 15%, and we’ll use our assumed 12% federal and 5% state tax rates from before. If you had to pay all of those taxes on your $100, you would only have $68 left to invest. If you’re a pastor, you don’t pay any of those taxes, so you still have the full $100 to invest.
It’s almost as if the government is providing a 47% matching contribution (the additional $32 you have to invest is 47% of $68). I don’t know about your church, but I’ve never seen an employer that provides a 47% match, so this is a pretty rare opportunity!
While 403(b) plans offer the benefit of tax deferral to all participants, clergy have the unique ability to claim 403(b) funds as a housing allowance in retirement and also avoid SECA taxes on their contributions. Are you taking advantage of this opportunity?
Amy Artiga is a Certified Financial Planner (CFP), a Certified Kingdom Advisor™, and author of the clergy personal finance blog PastorsWallet.com. Send questions for Amy to benefits@nazarene.org.
2023 Annual Report and 2024 District Benefits Received Reports Now Available
On February 6, 2024, the elevenmember NBUSA Board of Director’s met at the Global Ministry Center in Lenexa, Kansas. Kevin P. Gilmore, NBUSA Executive Director, presented the fiscal year 2023 annual report for Nazarene Benefits USA. The report was received with great appreciation by the board and is now available on our website.
To view the full report, please use the QR code below.
The work of Nazarene Benefits USA is dependent upon faithful contributions to the NBUSA Fund, made possible by U.S. districts and local churches. Each year, in an effort to remain transparent, we produce a District Benefits Received Report.
Note: This material is provided for informational purposes only. The author and NBUSA do not provide tax, legal, or accounting advice.
The report includes the total amount of contributions along with a summary of the benefits NBUSA returned to eligible Nazarene ministers on each district. Reports were emailed to district offices and are also available at nbusa.org/reports (QR code above).
NBUSA Quarterly 6
Pressing
On
By Daron Brown
The Pastor’s Family
Afriend pastored in the Church of the Nazarene during a time when the entire membership (age 15 and older) regularly voted on the continuation of the pastor-church relationship. After one particular vote, the head teller shared the news with the pastor. There was only one “no.” The rest of the votes were “yes.”
“Good news,” the pastor breathed with relief.
“Well,” the teller continued, “the one who voted ‘no’ signed their name to the ballot.” The teller handed over the ballot, upon which, the pastor saw the handwritten name of his own teenage son.
The protest vote sparked an honest conversation between father and son which led to a redemptive breakthrough in their relationship. As a result, the pastor re-evaluated and re-ordered his priorities, which benefited the pastor, his family, and the church.
I am not a pastor’s kid (PK), but I know many, and I have three. I am aware of ways that pastoral families can feel “sidelined” because the church tends to get more of the pastor’s time and attention. Pastoral families are often subjected to higher standards, sometimes by the church and sometimes by the pastor. Many pastors’ kids live with a stigma of rebellion, whether accurate or inaccurate. Additionally, they see the pastor up close. They see the faults. They note the inconsistencies. They also see the church up close, observing its shortcomings. These realities compound to add unnecessary stress on pastoral families, which can lead to relational and spiritual damage.
I offer four pieces of wisdom for pastors and churches:
1. Allow pastors’ kids to be kids.
The phrase “But you’re the pastor’s kid” should be stricken from church vocabulary. Unreasonably high expectations, whether they come from the pastor or the local church, place undue pressure on pastoral families. Free PKs from the fishbowl. Let them be kids in the church like all the other kids in the church. Hold them to standards, but hold them to the same standards as other young people who are learning to be Christfollowers.
Pastors are called to our families just as we are called to the church.
2. Draw boundaries.
For pastors with families, the ministryfamily balance is the most challenging piece of pastoral ministry. Unlike other vocations, pastors rarely come to a satisfying sense of completion. There is constantly more work to do and more people to see. As pastors, we can always find reasons to justify not being present with our families. Although it is far from easy, pastors must draw and protect boundaries that include Sabbaths, evenings, vacations, mealtimes, and other blocks of time in which we give ourselves fully to our families. Our families need to know they are high priority. Pastors are not called away from their families to the church. In fact, we are called to our families just as we are called to the church. Pastors need the help of church boards and local churches to protect boundaries and hold pastors accountable.
7 Summer 2024
3. Bury the dirt.
Drawing boundaries includes shielding pastoral families from the “yucky” parts of church life. It may seem counterintuitive to withhold information, but when pastors share negative information about the church, their families become unnecessarily burdened with no outlet for processing or dealing with the issue. Instead of disclosing negative information to our families, pastors need prayer partners, peer pastors, or counselors to help them sort through the difficulty. Sometimes the negative parts of church life are so public that the pastor’s family cannot be shielded. In those instances, the Spirit helps us navigate conversations delicately and gracefully.
week. Those ears come with eyes that watch me every day. They know me—the real me. They know if my message matches my life. Whether they realize it or not, my kids are counting on my holiness. They are not looking for me to be flawless; they are looking for integrity. When I fall short, they need to witness my confession. They need to see me draw upon God’s grace. Pastors constantly witness to our families. The only question is whether our witness is credible.
Pastoral families are precious. They are a means of grace for pastors and churches. May we all be intentional about the care we give them.
Rev. Daron Brown lives and pastors in Waverly, Tennessee, with his wife, Katie, and children, Kendall, Parker, and Macy.
NBUSA Quarterly
8
Dwelling with God
By Mary Rearick Paul
What Season Is It?
You may recall the passage in the third chapter of Ecclesiastes that begins with “There is a time for everything…,” or perhaps, like me, the song by Peter Seeger entitled “Turn, Turn, Turn” is your clearest memory of this passage. I remember reading the scripture and singing the song, wrestling with understanding what “a time for everything” might mean. I didn’t like the more negative notions of a “time to kill” or a “time for war.” It helped when I learned the larger context, that Ecclesiastes is part of the biblical genre known as wisdom literature, in which scripture provides ancient wisdom about the world and living a life with and for God.
And yet, in my return to this passage, I find myself wondering if there is something for me to hear beyond a reflection of wisdom (traditionally attributed to King Solomon) as the author looks back at life with all its inevitable seasons. Is there something in this passage that invites us not to the passivity of mere existence as the seasons carry us along like leaves in the wind, but to a hope-filled discernment of what season God is calling me to enter next?
I have the privilege in my present ministry to pray with young adults as they are discerning relationships, vocations, majors, jobs—all the “What’s next?” questions. And while there is an intensity to the number of questions they are asking at this stage of life, the reality is that discernment is our constant companion as disciples of Christ. When I was in college, I thought I would be much more settled in life and vocation when I reached my forties, fifties, and surely by my sixties. Yet, here I am, praying over what might need to be born in my life and what I should let die, what needs to be planted and what needs to be uprooted, what needs to be killed and what needs to heal. Recently, I found myself praying over Ecclesiastes chapter 3, asking the Holy Spirit to guide me to the words that I need to pay attention to in this season of life. I still stumble over the notions of a “time to kill” or a “time for war,” but if I hear them not as an act of
violence against others but a prayer over what needs to be put to death in my life (bitterness, defensiveness, etc.) or where I need to engage in a response to injustice (hunger, limited housing options, etc.), they, too, become part of my discernment.
You might find spending some time with Ecclesiastes 3:1-8 a gift as you pray. Consider reading over it several times, asking the Holy Spirit to direct your thoughts. I find circling the word or words that rise to my attention helpful. Be still and create space for silence. I encourage you to give yourself the gift of time. Be curious about what themes you see rising in your journaling, in your attentiveness to God’s whispers during the day, and what you hear as you talk with soul friends.
I still find discernment to be hard work. I have heard the testimonies of others who hear from God in such strong ways that it borders on a verbal message. That has not been my journey. Following God’s direction in my life is best described as persistent nudges or, as one friend said, an “itch that can’t be scratched.” But I do know that my listening and discerning is strengthened as I pray the scriptures with humility and openness to what God might want to say. Discernment is our constant companion. Sometimes it can feel like a weight or a burden, yet I think it is better thought of as a sign that we remain in a dynamic relationship with God, full of challenges but full of life.
Recently, I was talking with my mother who is in her 90s, and she said, “I am discerning whether….” I am glad she is still discerning seasons and that God is still speaking over her, in her, and through her. May it be so for all of us.
Dr. Mary Rearick Paul, D.Min, is a minister and Vice President of Student Life and Formation at Point Loma Nazarene University.
Summer 2024 9
Past to Present
By Stan Ingersol
A Tale of Two Brothers: David and John Hynd
History is littered with instances of siblings who took very different paths. Such happened with David and John Hutton Hynd. They were born in Perth, Scotland—David in 1895 and John in 1898. Their parents, Samuel and Margaret, also had daughters, Catherine and Grace.
David entered the University of Glasgow in 1913. His education was interrupted by World War I when he left college to serve in the armed forces. Eventually he earned four degrees at the university, including one in surgery.
He married Nema Sharpe in 1918. They prayerfully considered missionary service, and Nema earned her nursing degree. Later, David studied tropical diseases at the Royal College of Medicine in London.
They also prepared for pastoral ministry and were ordained by General Superintendent John Goodwin in 1924.1 Soon, they sailed to southern Africa. David’s mission was to build and equip a hospital in Bremersdorp, Swaziland (now Manzini, Eswatini) where they would practice medicine.
They became co-pastors of the Bremersdorp church. David’s first great project was hospital construction. Using manuals as guides, he acted as the construction site manager. The Raleigh Fitkin Memorial Hospital opened in 1927.
A nurses’ training program began in 1928. David founded the Red Cross of Swaziland in 1932. New wards were added to the hospital until it encompassed 220 beds.
As these events unfolded, John Hynd embarked on a very different course. He entered the ministry as pastor of the Nazarene church in Morley, England, and also served as district secretary. Increasingly, though,
John harbored doubts about Christian orthodoxy. In 1925, he informed the district assembly that he would withdraw from the church and its ministry.
District friends persuaded him to continue as pastor at Morley for another year while he reconsidered his position on the Articles of Faith. He agreed but then resigned a few weeks later.
Moving to London, he united with the South Place Ethical Culture Society. Felix Adler, a German immigrant, had launched Ethical Culture in the United States in 1877. A secular religion without creeds or rituals, it provided a congregational life for rationalists
NBUSA Quarterly
10
David Hynd
and free-thinkers. Its members largely rejected classical theism but leaned into the moral values and traditions of Western philosophy and religion, stressing clean living and a moral imperative to build the human community.
After several years in London, John moved to America where he led the St. Louis Ethical Culture Society for seventeen years (1933-50) and served as president of the American Humanist Association (1947-48).2 He was known for Sunday lectures that combined science, philosophy, and ethical principles.
Back in Swaziland, Raleigh Fitkin Memorial Hospital emerged as a hub with medical outstations and mobile
the Swaziland Bible Society Board, and member of the national Board of Education.
King George VI toured Africa and bestowed on David the honor of Commander of the Order of the British Empire.
In 1947, King George VI toured Africa and bestowed on David the honor of Commander of the Order of the British Empire as Princess Elizabeth—the future queen—looked on. Later, after Swaziland gained independence, it awarded him the Independence Medal (1968) and the Medal of Royal Order (1982). He was commemorated on Swazi postage stamps.
David and Nema’s love for the Swazi people was great. They chose to remain in Swaziland after they retired, living at the leprosy clinic for a few years, then moving to the capital, Mbabane.
Nema Hynd died in 1982. David died in 1990 at the age of 95. Their funeral services were conducted at Sharpe Memorial Church in Manzini, a church named after her father, George Sharpe.
John Hynd returned to London in his fifties and became secretary of the South Place Ethical Society. He and his wife later retired to Scotland where he died in 1970.
The Hynd brothers each pursued truth in their own way. John wanted to dispel religious myths and allow modern science to determine his philosophical agenda. David pursued truth through servant leadership by the faithful preaching of the gospel and by meeting the physical needs of ordinary Africans.
clinics. Nurse Elizabeth Cole, assigned to the hospital in 1935, developed a special interest in leprosy patients. David Hynd lobbied the government on her behalf, and the Mbuluzi Leper Hospital was established forty miles from Manzini. With David as her supervisor, Cole operated it until she retired.
David was active in many other affairs: President of the Swaziland Conference of Churches, President of the Holiness Association for Africa, charter member of
Dr. Stan Ingersol, Ph.D., is a church historian and former manager of the Nazarene Archives.
1 According to T. A. Noble, Nema Hynd was the third woman ordained to the ministry in Scotland. Her mother, Jane Sharpe, was the second. The first was the American Olive Winchester, who was ordained by George Sharpe while she was a seminary student at the University of Glasgow.
2 While his family called him John, and he signed his letters to them with that name, he was known publicly by the press and to readers of his books and essays as J. H. Hynd and J. Hutton Hynd.
Summer 2024
11
John Hynd
By Stephen A. Wilson
What Is the Deal with Alkalinized Water?
Alkalinized water comes in many sizes. Ranging from $1.00 for 16.9 ounces, $13.00 for five gallons of basic alkaline water, to nearly $60.00 for a fourpack of 3-Liter bottles of more premium alkaline water that promises “Himalayan minerals and electrolytes, smooth taste, 8.8 pH bottled water, BPA-free.” Alkalinized water is being marketed as having health benefits. But what are they? Should you drink it? Is it worth it?
In chemistry, pH (potential of hydrogen) measures the relative amount of free hydrogen and hydroxyl ions in a liquid; it reflects the basicity or acidity of a liquid on a scale of 0-14. The higher the concentration of hydrogen ions, the more acidic and closer the pH is to 0; the less the concentration of hydrogen ions, the more basic and closer the pH is to 14. To help remember, A (acid) comes before B (base); 0 comes before 14. Neutral pH is 7.0. The pH of blood is 7.4, which means we are all a little basic.
0 Car battery acid, hydrochloric acid
Stomach acid
Lemon juice, vinegar*
Grapefruit or orange juice, soda, vinegar*
Tomato juice, sherry vinegar*
5 Black coffee, mineral water
6 Milk, urine, saliva 7 Pure water
8 Baking soda, sea water 9 Toothpaste
10 Milk of Magnesium, Great Salk Lake 11 Household ammonia 12 Soapy water 13 Bleach, oven cleaner
14 Drain cleaner, sodium hydroxide
*Vinegar has range, depending on the type of vinegar.
The pH of alkaline water ranges from slightly greater than 7.0 to 9.5, with most falling between 8.0 to 9.0. Although there is water that is naturally more alkaline—for example, some spring water that passes through rocks and certain minerals results in a loss of hydrogen ions—commercially produced alkaline water is intentionally made that way through a process called ionization, which involves using an electromagnet and a salt acid called carbonate.
There are a number of ways to make alkalinized water at home. Some approaches include:
1. Thinly slice 1 cucumber into 2 quarts of water and refrigerate for 2-3 hours;
2. Squeeze 1/2 a lemon into 8 ounces of water;
3. Thinly slice 2 lemons into 2 quarts of water and refrigerate for 2-3 hours;
4. Add 1/2 to 1 teaspoon of baking soda to 8 ounces of water (maximum intake is 8 ounces daily; since baking soda is high in sodium, do not do this if you are on a low-sodium diet);
5. Filter water through an ionizing, or alkaline, filter; or
6. Attach a water-ionizing machine to your faucet.
Why drink it? The theory is that alkaline water can neutralize acid in the body, making it more alkaline and thereby decrease the damage that acids do at the cellular level. There are purported immune system benefits. Some proponents of an alkaline diet trumpet it extensively for improving fertility, increasing energy, regulating your internal pH, preventing diabetes, and even decreasing cancer risks. All that sounds good and hopeful. However, other than hydration benefits, similar to that of regular water, no studies have demonstrated any of those benefits from drinking alkalinized water. There may be potential benefits for acid reflux with pH 8.8 water. Until proven, it is just expensive water leading to expensive urine.
12 NBUSA Quarterly To
Your Health
pH Examples
4
1
2
3
Water is water, and alkalinizing it does not seem to make it more (or less) healthy, for now.
Lack of marked benefit in studies is likely because alkalinized water is ingested into the acidic environment of the stomach (pH 1-2) which acts quickly to acidify it.
Drinking alkalinized water is generally considered safe. Digestive side effects such as bloating, nausea, belching, and upset stomach can occur with high levels of consumption, especially with higher intake of higher alkalinized waters—those with pH greater than 9.0.
In most cities within the USA, tap water is safe, already paid for via taxes, and prevents unnecessary use of plastic. The U.S. has highquality tap water largely due to regulations set by Congress in the 1974 Safe Water Drinking Act (amended in 1986 and 1996). Enforced by the Environmental Protection Agency (EPA), it requires tap water to have a pH of 6.5 to 8.5, which means some places already have alkalinized water.
According to thetravel.com, these cities are top 10 for best-tasting water in the USA:
10. Chicago, IL
9. Denver, CO
8. Manchester, NH
7. Fort Collins, CO
6. Greenville, SC
5. Silverdale, WA
4. Oklahoma, City, OK
3. Louisville, KY
2. Macon, GA
1. Memphis, TN
Unless you favor the taste of alkalinized water or your water supply is from a non-EPA regulated source (e.g. well water), water is water, and alkalinizing it does not seem to make it more (or less) healthy, for now.
Dr. Stephen A. Wilson, MD, MPH, FAAFP, is Chair of Family Medicine at Boston University Chobanian and Avedisian School of Medicine and Chief of Family Medicine for Boston Medical Center.
Summer 2024 13
S pecialAnniversaries
Dates for this column come from pension applications. Records are not updated unless NBUSA is notified of changes in marital status, such as the death of a spouse.
70th Anniversaries
Rev. Graham P. and Rev. Darlene Crow Aug. 21
6206 Meadow Grv, Windcrest, TX 78239-2731
Rev. Donald E. and Mrs. Ruth Daniel Sept. 21 908 Huckleberry Ct, Nixa, MO 65714-9784
Rev. Joseph S. and Mrs. Marie Ely July 3 2106 E Quail Ave, Phoenix, AZ 85024-5508
Rev. John D. and Mrs. Mary Ham
5400 Meeker Dr Unit 30, Kalama, WA 98625-9614
Rev. Bob W. and Mrs. Kay F. Lothenore
2000 Granada Dr, Wichita Falls, TX 76308-4009
Dr. Ark and Mrs. Lula M. Noel
.July 3
.July 3
Aug. 4 7230 FM 646 Rd S, Santa Fe, TX 77510-7514
Rev. Jerry N. and Mrs. Dean Reach
July 31 18148 Wallace Chapel Rd, Vance, AL 35490-2615
Rev. Richard G. and Mrs. Jo Anne Sales Sept. 11 1533 SW 7th Cir, Camas, WA 98607-2637
Rev. John O. and Mrs. Olive Stotts Aug. 14 3518 Southwest Ct, Grove City, OH 43123-2038
Rev. Charles E. and Mrs. Carolyn Stuart
Sept. 6 5519 Forest Trails Dr, Houston, TX 77084-5977
65th Anniversaries
Rev. Charles D. and Mrs. Charlene F. Acheson Aug. 14
1420 Travelers Palm Dr, Edgewater, FL 32132-2406
Rev. Robert L. and Mrs. Rita Barnard
101 Glenridge Dr, East Peoria, IL 61611-4451
Dr. Jim L. and Mrs. Sara J. Bond .
Rev. Ronald C. and Mrs. Shelva J. Calhoun . . . . . . July 11 14900 S Arapaho Dr, Olathe, KS 66062-4657
Rev. Donald E. and Mrs. Leona Chamberlain . . . . July 18 223 Nazarene Ln, Butler, PA 16001-0285
Rev. Henry B. and Mrs. Phyllis A. Cheatwood Aug. 29 822 Cliff Dr, Branson, MO 65616-2607
Rev. John D. and Mrs. Miar Davidson July 11 5150 Jack Byrnes Dr Apt 10101, Murfreesboro, TN 37128
Rev. Bobby E. and Mrs. Ella Huskey . . . . .
Aug. 28 RR 1 Box 3471-5, Ava, MO 65608-9104
Dr. J. Dennis and Rev. Jamieline Johnson . . . . . . Sept. 12 22437 212th Ave SE, Maple Valley, WA 98038-8704
Dr. Ronald K. and Mrs. Thelma Kratzer . . .
. Aug. 7 2020 Hickory Dr, Nampa, ID 83686-2989
Rev. David S. and Mrs. Nancy J. Payne . . . . . . . . . July 18 5777 Pebble Ridge Dr, Milton, FL 32583-2308
Rev. Windell L. and Mrs. Julia N. Shirley Aug. 14 412 E Highland St, Altamonte Springs, FL 32701-7833
Rev. Marvin J. and Mrs. Shaaron L. Walton Sept. 5 PO Box 6, Cherokee Village, AR 72525-0006
Rev. David E. and Mrs. May Wilson Aug. 22 3411 Red Oak St, Sachse, TX 75048-6133
60th Anniversaries
Rev. J. Dale and Mrs. Florence Apple . .
July 11 9900 S Western Ave Apt 51, Oklahoma City, OK 73139-3906
Rev. Ronald E. and Mrs. Joyce Corbin . .
. . . . . . . July 11 11303 E Jackson Ave Spc 20, Spokane Valley, WA 99206
Rev. Paul L. and Mrs. Sue Danner .
50 S Grove Ave Unit 207, Elgin, IL 60120-6433
Aug. 22
Aug. 22
12105 Ambassador Dr Apt 508, Colorado Springs, CO 80921
July 11
Rev. Harold M. and Mrs. Sheila DeMott Sept. 12 7970 Hickory St, Vicksburg, MI 49097-9372
Rev. Denzil E. and Mrs. Kay A. Dodds Aug. 1 2772 Willow Creek Dr, League City, TX 77573-4326
Dr. Ronald R. and Mrs. Linda Emptage . .
Aug. 15 680 Carriage Dr, Plain City, OH 43064-2111
Dr. Steven C. and Mrs. Julene Fletcher . . . . . . . . Aug. 14 10711 NW 30th Ct, Vancouver, WA 98685-4760
Rev. Dennis and Rev. Awilda R. Hayes . . . . . . . . . .July 2 4957 Megillas Run, Brownwood, TX 76801-0765
Rev. Raymond G. and Mrs. Donna L. Hoskins . . . Sept. 25 125 Eric Loop, Kirbyville, MO 65679-8378
Rev. Paul E. and Mrs. Roberta L. Hoyt July 14 203 Oak St, Rolfe, IA 50581-1223
Rev. W. David and Mrs. Elizabeth M. Hyde Sept. 17 117 Morris Rd, Aiken, SC 29805-8818
Rev. Jon P. and Mrs. Cherry Johnston July 18 2412 Topsail Cir, Westlake Village, CA 91361-3435
Rev. John L. and Mrs. Winola Kizzee .
Aug. 22 7705 NW 77th Pl, Kansas City, MO 64152-4223
14 NBUSA Quarterly
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Rev. Charles C. and Mrs. Glenda R. Martin .
. .July 4 293 County Road 408, Groveoak, AL 35975-4925
Dr. Bonita L. and Mr. David L. May .
8875 NW Ash St, Portland, OR 97229-6464
. Aug. 30
Rev. A. Glenn and Mrs. Edra P. Messer July 24 4061 N Fremont Ave, Tucson, AZ 85719-1065
Rev. Gerald A. and Mrs. Wanda L. Miranda Sept. 19 2019 Rogue River Hwy Unit 6, Gold Hill, OR 97525-9721
Rev. Rodney K. and Mrs. Pam Overpeck
Aug. 15 4085 S Roberts St, Kingman, IN 47952-8408
Rev. José and Mrs. Pilar Pacheco
1336 SE Norwood Dr, Lees Summit, MO 64081-3010
Rev. Jerry D. and Mrs. Nadine E. Powers
Sept. 27
July 24 2112 Fall Ct, Nampa, ID 83686-7676
Rev. Carol A. and Mr. Jerry Retcher
28071 Hoffman Rd, Defiance, OH 43512-8935
Aug. 8
Rev. Justin C. and Mrs. Phyllis Rice Aug. 21 1408 Fort Gaines Pl, Brentwood, TN 37027-1700
Rev. John C. and Mrs. Rosalie Ross Aug. 30 11430 Sagemorgan Dr, Houston, TX 77089-4223
Dr. Rodney K. and Mrs. Marilyn Ruger Aug. 15 2311 S Farnsworth Dr Unit 106, Mesa, AZ 85209-5065
Dr. Jimmy W. and Mrs. Judith P. Stocks
Aug. 23 1418 Cole Ave, Rock Hill, SC 29732-8974
Rev. George E. and Mrs. Mary Stoner
311 Union Ave, Moberly, MO 65270-2546
Dr. Darrell L. and Mrs. Evelyn Tidwell
Aug. 9
Sept. 16 5569 Andrea Ave, Eugene, OR 97402-1503
Dr. David R. and Mrs. Ruth K. Trauffer Aug. 21 9475 Teays Valley Rd, Scott Depot, WV 25560-7450
Rev. Dan and Mrs. Darlene K. Walters Sept. 5 5301 Woodcliff Ct, West Chester, OH 45069-5822
Rev. Foster G. and Mrs. Sue Williams July 14 PO Box 184, Belington, WV 26250-0184
Rev. David H. and Mrs. Patricia M. Zuber
Aug. 22 5337 N Socrum Loop Rd # 278, Lakeland, FL 33809-4256
55th Anniversaries
Rev. Ronald L. and Mrs. Pamela J. Alexander . . . Aug. 16 157 Triangle K Rd, Walla Walla, WA 99362-8049
Rev. Rhonda L. and Mr. David Bare . .
. Aug. 16 14454 129th Ave NE, Kirkland, WA 98034-1358
Rev. Richard E. and Mrs. Sharon K. Bean July 12 6880 Meadowbrook Dr, Clearlake, CA 95422-9007
Rev. William R. and Mrs. Marsha Bishop Aug. 16 7532 Fresh Springs Rd, Fort Worth, TX 76120-2492
Rev. Charles A. and Mrs. Susan L. Bledsoe Sept. 9 9059 Kettering Ave, White Lake, MI 48386-4255
Rev. James L. and Mrs. Jo Ann Bourland . . . . . . . . .July 4 605 Shadow Hill Dr, Clinton, MO 64735-9100
Rev. Lonnie R. and Mrs. Helen M. Brown Aug. 8 4100 N Libby Ave, Oklahoma City, OK 73122-3512
Rev. Roger R. and Mrs. Cheryl Bush . . . . . . . . . . . July 11 PO Box 8189, Yakima, WA 98908-0189
Rev. Kenneth R. and Mrs. Deborah Childress . . . . Aug. 9 PO Box 611, Nipomo, CA 93444-0611
Rev. Vernon H. and Mrs. Ina Corum . . . . . . . . . . Sept. 13 8225 Rising Fawn Dr, Knoxville, TN 37923-1227
Rev. G. R. and Mrs. Jacqueline A. Cundiff . . . . . . Aug. 15 423 Richvale Ln, Webster, TX 77598-2553
Rev. Frank E. and Mrs. Christine Dewey July 31 8210 NW 30th St, Bethany, OK 73008-4374
Rev. Jerry W. and Mrs. Karen Frye Aug. 2 29 Jamie Ln, Eldon, MO 65026-5301
Rev. Hubert C. and Mrs. Naomi M. Gilbert . . . . . . Aug. 9 1400 N Henney Rd, Choctaw, OK 73020-8143
Rev. Jose L. and Mrs. Rosa I. Gomez . . . . . . . . . .
July 26 130 Rounds St, San Antonio, TX 78207-1607
Dr. Carl C. and Mrs. Patricia M. Green . .
Aug. 22 8104 N Calispel Ct, Spokane, WA 99208-6159
Rev. James A. and Mrs. Connie Griffith . . . . . . . . Sept. 28 25657 Geng Rd, Creola, OH 45622-9002
Rev. L. Charles and Mrs. Lynnette Hagemeier Sept. 12 12848 S Alzano Way, Nampa, ID 83686-8187
Rev. Wesley E. and Mrs. Aleta L. Harris July 26 10192 Horizon Dr, Spring Hill, FL 34608-6444
Rev. Howard E. and Mrs. Lois Hays Aug. 8 11000 NW 112th St, Yukon, OK 73099-8035
Rev. Edward C. and Mrs. Judith M. Holmgren . . . Aug. 16 326 W Main St, Cridersville, OH 45806-2215
Rev. Charles C. and Mrs. Marilyn L. Howie . . . . . Aug. 23 4666 Parkerdale Dr, Fort Wayne, IN 46835-1902
Rev. H. Paul and Mrs. Melody A. Huddle . . . . . . . . July 11 2210 Gates Ave Apt 1, Redondo Beach, CA 90278-2049
Rev. Kye Sun and Mrs. Hyun Ja Lee July 28 453 Beach 40th St Apt 3C, Far Rockaway, NY 11691-1366
Rev. David L. and Mrs. Leatha M. MacDonald July 19 1404 Melissa St, Frederick, OK 73542-1621
Rev. Jerald P. and Mrs. Joyce Marcoe July 19 109 Kingswood Cir, New Braunfels, TX 78130-8126
Rev. Alfred D. and Mrs. Shirley Mason . . . . . . . . Aug. 23 10500 Irma Dr Apt 13-108, Northglenn, CO 80233-3642
Rev. Mance and Mrs. Mary Ann McCarthy. . . . . . Sept. 30 47 Riverside Dr, Childersburg, AL 35044-1331
Rev. Jerry E. and Mrs. Pauline G. McConnell . . . . . Sept. 6 5928 S Teak Way, Boise, ID 83716-6984
Rev. Rockey D. and Mrs. Jeanette E. Meo Sept. 6 1102 Adams Cir, Pleasant Hill, MO 64080-1681
Rev. Dr. William C. and Mrs. Brenda Miller July 24 18297 W 155th Ter, Olathe, KS 66062-6719
15 Summer 2024
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Rev. Don and Mrs. Peggy A. Moore Aug. 9 905 S East St, Colfax, WA 99111-1501
Rev. Larry D. and Mrs. Pamela S. Morgan
.July 6 30 Waters Edge, Mount Vernon, OH 43050-8290
Rev. Shelia J. and Mr. Roy E. Murphy
Aug. 29 2330 Rosemont Ct, Hendersonville, NC 28791-2990
Rev. Kenneth W. and Mrs. Margaret M. Murray July 5 10421 Walnut Hollow Dr, Oklahoma City, OK 73162-1221
Rev. Gary L. and Mrs. Sharon L. Nelson
Aug. 16 1407 Pioneer Way, Forest Grove, OR 97116-3311
Rev. Stephen E. and Mrs. Rebecca D. Niece
Sept. 20 284 Lake Chateau Dr, Hermitage, TN 37076-3084
Dr. David F. and Mrs. Kaye Nixon Aug. 2 708 Millplace Loop, Irmo, SC 29063-7764
Rev. Daniel M. and Mrs. Iona M Parker
Aug. 29 1105 Union Ave, Steilacoom, WA 98388-3011
Rev. Hal and Mrs. Debra Perkins
Aug. 9 16200 Bluegrass Ct, Belton, MO 64012-3341
Rev. James R. and Mrs. Gloria Perry July 11 1906 Woodbine Way, Polson, MT 59860-4013
Rev. Keith E. and Mrs. Beverly J. Ross
Aug. 23 9528 N County Road 760 E, Seymour, IN 47274-9165
Rev. Edwin E. and Mrs. Charlotte D. Self
206 Stephanie Ave, Rincon, GA 31326-9646
Aug. 16
Dr. Walter F. and Dr. Barbara J. Sheets July 19 PO Box 162, Boody, IL 62514-0162
Rev. Daniel C. and Mrs. Leona Smith
1055 N 5th St Unit 85, Jacksonville, OR 97530-9654
Rev. Preston G. and Mrs. V. Charlotte Smith
July 12
July 15 PO Box 53, Montrose, IA 52639-0053
Rev. David J. and Mrs. Phyllis E. Sparks Aug. 30 331 Mystic Ln, Magnolia, DE 19962-1404
Dr. John B. and Mrs. Marilyn J. Spohn
423 W Timber Ridge Dr, Peoria, IL 61615-2055
Rev. Stephen R. and Mrs. Thais Ward
Aug. 16
Aug. 15 9065 Martinsburg Rd, Mount Vernon, OH 43050-9504
Rev. Barry G. and Mrs. Axa L. Whetstone July 26 1056 Newark Rd, Mount Vernon, OH 43050-4633
Dr. Lenny and Rev. Joy A. Wisehart .
Aug. 17 11015 Main St, Vicksburg, MI 49097-9378
Rev. Larry A. and Mrs. Diane E. Wylie .
Sept. 13 9117 Oden Ct, Brentwood, TN 37027-6018
50th Anniversaries
Rev. Michael D. and Rev. Candice J. Adams Aug. 24 526 Market St, Mifflinburg, PA 17844-1251
Rev. Michael W. and Mrs. Margaret H. Ballard . . Aug. 17 157 Everett St, Quincy, MA 02170-1330
Rev. Sylvester and Mrs. Evelyn Ballard Aug. 24 1502 Burke Rd, Pasadena, TX 77502-3008
Rev. Gordon A. and Mrs. Mary J. Beell . .
. Aug. 9 PO Box 2214, Yelm, WA 98597-2214
Rev. Don A. and Mrs. Dorothy K. Blanchard . . . . . July 25 PO Box 403, Palisade, CO 81526-0403
Dr. John K. and Mrs. Linda M. Bondy Aug. 9 3582 Highway NN, Moberly, MO 65270-5635
Rev. Patricia A. and Mr. Daniel E. Bridget . . . . . . . .July 6 411 S Carr Rd, Plainfield, IN 46168-2003
Rev. Daryl L. and Mrs. Rebecca L. Brown . . . . . . Aug. 10 1330 Covey Cir N, Lakeland, FL 33809-2375
Rev. Jim and Mrs. Arla J. Buchanan Aug. 17 334 S Broadway St, Havana, IL 62644-1420
Rev. Michael T. and Mrs. Sharon L. Burns . . . . . . Aug. 24 10904 SW 21st St, Yukon, OK 73099-7577
Dr. Burnie R. and Mrs. Peggy L. Burnside . . . .
. Aug. 10 1360 County Road 281, Gainesville, TX 76240-8614
Rev. Rick and Mrs. Jacqueline F. Chappell July 27 3210 Lodge Rd SW, Sherrodsville, OH 44675-9517
Rev. Sarasarith Pum and Mrs. Vanna Chhum . . . Aug. 25 3915 Chip Shot Ln SE, Rochester, MN 55904-6726
Rev. James A. and Mrs. Nancy Clifton . . . . . . . . . . Aug. 9 2134 Crestview Ave, Richland, WA 99354-1812
Rev. Jimmye and Mrs. Wendy R. Cole Aug. 21 2215 Beech Ln, Pampa, TX 79065-3837
Rev. Michael and Mrs. Denise G. Cork . . . . . . . . . Aug. 24 21510 W 122nd Ter, Olathe, KS 66061-6335
Rev. Larry E. and Mrs. Ruth A. Crum . . . . . . . . . . Aug. 10 4813 Freer St, Rochester Hills, MI 48306-1706
Rev. Alan W. and Mrs. Pamela A. Curtis Aug. 25 1818 W 11th St, Marion, IN 46953-1443
Rev. Glenn I. and Mrs. Judith E. Daisey . . . . . . . . Aug. 10 4494 Ivy Ave, Newfield, NJ 08344-2011
Rev. Keith E. and Mrs. Julie Davis . . . . . . . . . . . . . July 27 2310 Industrial Rd, Emporia, KS 66801-6635
Rev. Chester F. and Mrs. Victoria L. Decker Aug. 10 46865 Pine Valley Dr, Macomb, MI 48044-5723
Dr. Stephen W. and Mrs. Glenda J. Dillman . . . . . Aug. 31 322 High St, Stafford, VA 22556-1808
Dr. Eugénio R. and Mrs. Maria A. Duarte. . . . . . . . Aug. 5 PO Box 421, Alton Bay, NH 03810-0421
Rev. Marshall D. and Mrs. Debbie L. Edwards July 27 236 Point Cir, Pilot Point, TX 76258-4454
Rev. Robert L. and Mrs. Janet M. Ellingson . . . . . . Aug. 2 1925 Plaza District Dr., Edmond, OK 73034-3531
Rev. Glenn W. and Mrs. Joy M. Evans Aug. 3 1110 N Frost Dr, Saginaw, MI 48638-5450
16 NBUSA Quarterly
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Rev. Clinton L. and Mrs. April Fisk Aug. 17 PO Box 158, Prospect, OR 97536-0158
Dr. Gary W. and Mrs. Marti Haines .
Aug. 18
14430 River Oaks Dr, Colorado Springs, CO 80921-2838
Rev. Stephen R. and Mrs. Janice Hittle
Aug. 24 9104 Luea Ln, Swartz Creek, MI 48473-1005
Rev. Frederick W. and Mrs. Frances Huffman July 12 8722 E Hwy 54, Athol, ID 83801
Rev. Randall L. and Mrs. Mary J. James
July 27 5130 Abc Rd, Lake Wales, FL 33859-2505
Rev. Bill and Mrs. Melodye Jones .
July 20 832 W State St, Mauston, WI 53948-1035
Rev. Steven A. and Mrs. Michelle Margeson Aug. 16 118 Hackett Ave, Lakeville, MA 02347-2428
Rev. José A and Dr. Teresa Matamoros
Aug. 10 18031 Lake Alma Dr, Apopka, FL 32712
Rev. Jon D. and Mrs. Sharon E. Martin
July 19 195 Tunnel Hill Rd, Pavillion, WY 82523-9606
Rev. Raynard L. and Mrs. Sharon K. Martin July 28 2905 Eastern Rd, Rittman, OH 44270-1704
Rev. Charlotte M. and Mr. Nathaniel Moore
.July 6 104 Deepwood Ct, Clarksville, TN 37042-5945
Dr. Franklin M. and Mrs. Susan K. Moore
Aug. 17 11230 S Zarda Dr, Olathe, KS 66061-7450
Rev. Robert A. and Mrs. Donna K. Morris July 20 112 Braxton Pl, Rocky Mount, NC 27804-9699
Rev. B. Keith and Mrs. Joanne L. Mowen
2823 State Route 45, Milton, PA 17847-8541
Rev. John C. and Mrs. Julia M. Nix
PO Box 1086, Mount Vernon, OH 43050-1086
Sept. 14
Aug. 17
Rev. Paul-Jean N. and Mrs. Christine Olangi Aug. 31 10933 Dulin Creek Blvd, Charlotte, NC 28215-9043
Rev. Steven R. and Mrs. Angie Potter
Sept. 7 3510 Broad St Apt 5, San Luis Obispo, CA 93401-7219
Rev. Jorge O. and Rev. Laura C. Presta
Sept. 13 518 Saltoun Ave, Odenton, MD 21113-1828
Dr. Stephen M. and Mrs. Gail V. Pusey Aug. 17 68 Nance Ln, Nashville, TN 37210-4335
Rev. Kenneth G. and Mrs. Jane Rice .
Aug. 10 206 Derby Rd, Portsmouth, VA 23702-2018
Rev. Kevin C. and Mrs. Gwendolynn R. Rodgers . . Aug. 9 449011 E 1041 Rd, Vian, OK 74962-6031
Rev. Manuel de Jesus and Mrs. Maria Rodriguez Sept. 7 308 N Workman Rd, Decatur, TX 76234-3317
Rev. Scott F. and Mrs. Vicky R. St. Mary . . . . . . . Aug. 23 1534 Road 12.3 NW, Ephrata, WA 98823-7877
Rev. Ann L. and Mr. Rodney Salyer Aug. 16 4459 D.15 Rd, Bark River, MI 49807-9628
Dr. R. Douglas and Mrs. Cheryl M. Samples Aug. 3 7624 Clayton Dr, Oklahoma City, OK 73132-5637
Rev. David E. and Mrs. Freda Scott . . . . . . . . . . . . .July 3
101 Kenwood Dr, Portland, TN 37148-2076
Rev. Larry A. and Mrs. Connie Sheets . . . . . . . . . Aug. 10 4884 S Round Hill Rd, Columbia City, IN 46725-0005
Rev. Paul A. and Mrs. Tammy K. Slaton Sept. 22 98 Tolas Pl, Fallon, NV 89406-8924
Dr. Mervin C. and Mrs. Cindy R. Smith . . . . . . . . . July 20 5008 Virginia Ave SE, Charleston, WV 25304-2038
Dr. Daryll G. and Mrs. Verna M. Stanton . . . . . . . Aug. 16 8325 Antioch Rd, Overland Park, KS 66212-3501
Rev. Douglas P. and Mrs. Joan D. Stude Sept. 14 1598 W Tenzing St, Nampa, ID 83686-6804
Rev. Terry W. and Mrs. Jacquelyn S. Turner . . . . . Aug. 10 1609 State St, Midland, MI 48640-5292
Rev. Michael E. and Mrs. Pamela A. Uhl . . . . . . . Aug. 17 1188 County Road 800 N., Crawfordsville, IN 47933
Rev. Paul K. and Mrs. Esther Underhay Aug. 28 7030 Half Moon Cir Apt 219, Hypoluxo, FL 33462-5432
Rev. Douglas M. and Mrs. Patricia H. Wade . . . . . . Sept. 4 2568 Ridgedale Rd, Rockingham, VA 22801-3804
Rev. Darryl W. and Mrs. Martha Walter . . . . . . . . . Aug. 9 208 Mosaic Ct, Stephenson, VA 22656-1893
Rev. Darold D. and Rev. Patricia A. Ward Aug. 3 1970 W Main St, Ubly, MI 48475-8801
Rev. W. John and Mrs. Juliet E. White . . . . . . . . . . July 20 15 County Rd, Alton Bay, NH 03810-4300
Rev. Merrill S. and Mrs. Janice L. Williams. . . . . . . July 20 4354 W Colby St, Springfield, MO 65802-5778
Rev. Kenneth B. and Mrs. Carol Wish Aug. 17 53 Smithwheel Rd Unit 28, Old Orchard Beach, ME 04064
Rev. Gary L. and Mrs. Pamela K. Worthington . . Sept. 25 220 Pine St Apt A, Bonner Springs, KS 66012-2103
Rev. C. Douglas and Mrs. Rebecca L. Yates . . . . . . .July 5 2605 W 17th St, Plainview, TX 79072-4753
Rev. Travis J. and Mrs. Tabitha Zachary Aug. 15 10107 Homestead Ave, Lubbock, TX 79424-3869
Rev. Gail L. and Mr. Craig L. Zickefoose . . . . . . . . July 27 16548 Snowgoose St, Nampa, ID 83687-8293
Rev. M. Joy and Mr. William Ziegler . . . . . . . . . . Aug. 30 5430 1st Ave E Apt 105, Bradenton, FL 34208-6165
17 Summer 2024
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ChurchTriumphant
Church Triumphant lists credentialed Nazarene ministers or spouses who were receiving benefits provided by NBUSA at the time of death.
Rev. John S. Abshear Jan. 28, 2024
Upland, Indiana age 93
Rev. John R. Baillie April 21, 2024 Brockton, Massachusetts age 95
Rev. Donald R. Bellomy April 22, 2024
Ashland, Kentucky age 74
Rev. Ken A. Bergstrom March 25, 2024
Nampa, Idaho age 80
Rev. Melvin D. Cross March 21, 2024
Darby, Montana .
Mrs. Sara Davis
Carson, California
Mrs. Virginia Davis
Kingsport, Tennessee
Rev. Ralph R. Driskill
Oregon City, Oregon
Mrs. Martha A. Eby
Dickson, Tennessee
Rev. John H. Euton
Flatwoods, Kentucky
Rev. Charlotte A. Evans
Gibsonville, North Carolina
Mrs. Marla Felder
Talihina, Oklahoma
Mrs. Hazel M. Fields
age 86
Feb. 24, 2024
age 68
Feb. 28, 2024
age 83
March 8, 2024
age 74
March 17, 2024
age 93
April 17, 2024
age 86
April 3, 2024
age 70
April 7, 2024
age 63
March 15, 2024
Northport, Alabama age 89
Rev. Lester L. Ford Sr. March 16, 2024
Dothan, Alabama age 90
Mrs. Evelyn B. Gibson Feb. 15, 2024
Overland Park, Kansas age 99
Mr. Robert L. Green Feb. 23, 2024
Sumter, South Carolina age 71
Rev. Jerry D. Harrison Feb. 19, 2024
Weatherford, Texas age 82
Mrs. Mary Jo Haskins March 7, 2024
Kankakee, Illinois age 78
Rev. Dale A. Hays March 12, 2024
age 68
Rev. Leon E. Blaise Feb. 4, 2024 Enterprise, Alabama
Rev. Lewis E. Brown
Waynesville, North Carolina
Mrs. Marla R. Buettner
Lake Worth, Florida
Mrs. Linda Burton
Jasper, Alabama
Mrs. Glenna M. Carpenter
Gallatin, Tennessee
Rev. John E. Carr
Harbor Springs, Michigan
Mrs. Betty M. Carter
Huntersville, North Carolina
Dr. Glenn A. Chaffee
Findlay, Ohio
Mrs. Marsha Chaffins
Jan. 29, 2024
age 78
April 3, 2024
age 70
March 18, 2024
age 75
Feb. 15, 2024
age 76
Feb. 9, 2024
age 74
March 18, 2024
age 95
Feb. 21, 2024
age 97
March 30, 2024
Franklin Furnace, Ohio age 63
Rev. John S. Cooper Sr. Feb. 5, 2024
Bowie, Maryland age 86
Mrs. Wanda Copelin March 25, 2024
Virden, Illinois age 85
Dr. Robert E. Crabtree Feb. 23, 2024
Springfield, Ohio age 89
Grandview, Washington
Mrs. Florence G. Howard
Leetonia, Ohio
Mrs. Carol J. Hunton
Overland Park, Kansas
Rev. Margaret E. Hurst
Indianapolis, Indiana
Mrs. Judy Johnson
Santa Fe, Tennessee.
Rev. William D. Justis
Racine, Ohio
Rev. J. Timothy Kauffman
Marana, Arizona
Mrs. Linda F. Kriner
Newport News, Virginia
Rev. David R. Krohn
age 78
Feb. 18, 2024
age 93
April 7, 2024
age 86
April 21, 2024
age 82
.Feb. 1, 2024
age 75
March 8, 2024
age 68
.Feb. 1, 2024
age 81
March 2, 2024
age 77
Feb. 9, 2024
Harrietta, Michigan age 79
Rev. Larry M. Lawrence
Feb. 13, 2024
Leslie, Missouri age 73
Rev. Thomas A. Luttrell April 1, 2024
Marion, Indiana age 83
Mrs. Mary Lou Lutze April 1, 2024
Davison, Michigan age 80
18 NBUSA Quarterly
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Rev. Daniel J. Mahaffey April 12, 2024
Bellefontaine, Ohio
Mrs. Mary L. Mathews
Lakeland, Florida
Mrs. Mary L. Mayes
Mount Vernon, Ohio
Mrs. Carole J. McAnally
Bethany, Oklahoma
Mrs. B. Joyce Mellish
Howell, Michigan
Rev. Joseph A. Metzler
Mount Vernon, Ohio
Mrs. Jeanie Middleton
Centralia, Illinois
Rev. Bobby G. Midgette
Lexington, South Carolina
Mrs. Denise M. Million
age 48
April 10, 2024
age 87
March 25, 2024
age 85
Feb. 5, 2024
age 81
April 14, 2024
age 94
April 13, 2024
age 75
Feb. 2, 2024
age 75
Feb. 18, 2024
age 86
April 4, 2024
Westfield, Indiana age 70
Rev. Loren M. Million Jr.
Jan. 27, 2024
North Dinwiddie, Virginia age 79
Dr. John D. Moles
Feb. 27, 2024
Mountain Grove, Missouri age 96
Mrs. Rhea Montague
Feb. 18, 2024
Barton, New York age 66
Mrs. Eloise P. Moore
March 27, 2024
Emmett, Idaho age 89
Mrs. Elsa Morris
March 13, 2024
Mesa, Arizona age 93
Rev. Paul E. Naeve
Altus, Oklahoma
Mrs. Beverly K. Nary
Swainsboro, Georgia
Dr. W. Byron Osborn Jr.
Dunedin, Florida
Rev. Mel M. Palmquist
Nampa, Idaho
Mrs. Shirley J. Perry
Macon, Missouri
Mrs. Mary Beth Powers
Gallatin, Tennessee
Mrs. Margaret Pulkkinen
Henrico, Virginia
Mrs. Margaret Raycroft
Estes Park, Colorado
Mrs. Shirley Reed
March 15, 2024
age 80
March 28, 2024
age 79
Feb. 16, 2024
age 87
April 2, 2024
age 92
March 16, 2024
age 81
March 19, 2024
age 90
Feb. 19, 2024
age 79
Feb. 18, 2024
age 92
Feb. 10, 2024
Newburgh, Indiana age 80
Rev. Dennis R. Richardson
Feb. 8, 2024
Peoria, Arizona age 69
Rev. Richard J. Riley
March 16, 2024
Fort Scott, Kansas age 85
Mrs. Kay E. Roberts
Feb. 1, 2024
Yukon, Oklahoma age 91
Rev. Don W. Rodriguez Feb. 18, 2024 La Puente, California .
Rev. Robert C. Rush
age 65
March 26, 2024 Orleans, Indiana
Rev. Gary Russell
age 79
Feb. 5, 2024 Salem, Oregon
Rev. G. Brad Saffell
Gillette, Wyoming
Rev. David L. Schooler
Kettering, Ohio
Dr. R. Phillip Sessions
Cullman, Alabama
Rev. Lloyd D. Simpson Jr.
Paris, Illinois
Mrs. Marie Slay
Nashville, Tennessee
Mrs. Charlotte M. Smith
age 77
.Feb. 1, 2024
age 87
Jan. 30, 2024
age 82
Feb. 10, 2024
age 86
Feb. 16, 2024
age 72
Feb. 29, 2024
age 93
March 29, 2024
Friendswood, Texas age 98
Mrs. Patricia A. Smith April 5, 2024
Oklahoma City, Oklahoma age 78
Rev. Ralph Sprunk April 8, 2024
Oskaloosa, Iowa age 94
Rev. Joses C. St. Phard Feb. 21, 2024
Roslyn, Pennsylvania age 82
Rev. William C. Stagner Feb. 26, 2024
Rio Rancho, New Mexico age 76
Mrs. Dorothy J. Stewart Feb. 8, 2024
Westerville, Ohio age 87
Mr. John G. Swartzenberg April 15, 2024
Hamlin, New York
Rev. Robert E. Taylor
Washington Court House, Ohio
Mrs. Norma J. Thompson
Manhattan, Kansas
Rev. Bertha E. Tichinel
Long Beach, Mississippi
Rev. Warren F. Toler
Irvine, Kentucky
Rev. John B. Townsend III
Marlborough, Massachusetts
Rev. Dick W. Walden
Mount Ayr, Iowa
Mrs. Eleanor Whitehorse
Winslow, Arizona
Mrs. Burlene Wilson
age 77
April 3, 2024
age 96
March 2, 2024
age 81
March 8, 2024
age 86
April 18, 2024
age 89
Feb. 8, 2024
age 75
March 9, 2024
age 84
March 3, 2024
age 86
April 12, 2024
McAlester, Oklahoma age 88
Mrs. Donnys Womack March 17, 2024
Hot Springs Village, Arkansas age 90
Rev. Kenneth R. Wood Feb. 17, 2024
Easton, Kansas age 92
Mrs. Rose Marie Young Feb. 25, 2024
San Diego, California age 90
Summer 2024 19
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Nazarene Benefits USA
17001 Prairie Star Pkwy, Lenexa, KS 66220-7900
888.888.4656 | benefits@nazarene.org | nbusa.org
Nazarene Benefits USA strives to support ministers from their first assignment through retirement.
One way we support ministers is through Nazarene events. Our events are attended in person or virtually with a live representative.
We strive to educate participants on our benefit plans, financial markets, the importance of retirement planning, and a variety of other financial issues that may be impactful.
Participant registration is required, but all events are free of charge.
For more details, scan the QR code to be provided with a list of events.
Web Workshops This Quarter:
June 2024
Prepare for the Reality of Health Care in Retirement
July 2024
Maximize Social Security in Your Retirement Strategy
August 2024
Tackle Debt and Understand Your Credit Score
Scan the QR code for a full list of events.
CHANGE SERVICE REQUESTED Nonprofit Org. U.S. Postage PAID Kansas City, MO Permit NO. 1461
Upcoming Events