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- Duct Cleaning / Refreshing

- Leveling & Foundation Repair

- Permanent Foundation (433a)

- Plumbing Repairs & Re-Pipes

- Flooring, Paneling & Trim

- Doors & Windows

- Painting

- Roofs & Skylights

- Heating, A/C & Swamp Coolers

- Kitchen & Bathroom Remodels

- Decks & Steps

- Awnings & Patio Enclosures

- Siding, Skirting & Subfloor Repairs 855.906.6077

EL DORADO GAZETTE

THIS & THAT

Fall has arrived…right around the end of July there were definitely doubts. At the time of the writing of this column, mid September, we were treated to some glorious autumnal weather. Much appreciated. Especially so by our canine neighbors and the humans on the other end of the leashes. And since we are on the topic of dog walking, apparently a few of our residents, or visitors, need to be reminded that it is their responsibility to pick up after their pets. Many of us have begrudgingly taken on the task of cleaning up after your dog(s) out of consideration for others who may have the misfortune of stepping in the disgusting mess, or just don’t want to have to look at it. Especially aggravating is when the doggie doodie is within 5 feet of a dedicated waste station. Note to conscientious dog walkers: If you see someone not picking up after their pet, please report it to the office. Apparently the only way we are going to curb this problem is to start imposing fines, which I might add are quite steep. The residents are fed up; the Maintenance Committee is fed up; and the Board is fed up (we could probably add the landscapers to the list).

On a happier note, I would like to announce that since the last issue of The Gazette I have acquired a roommate. A four-legged roommate. I pretty much convinced myself that I wouldn’t be adopting a fur-child again after the loss of Bailey back in May, but thanks to a FB pal I was introduced to Oliver, better known as Ollie. At ten-years of age (guesstimate) he is a bit of an elderly gentlemen but still seems pretty spry. He is probably the most affectionate dog I’ve ever had and he seems to like people…not fond of other dogs, though. Hopefully I can “treat” him out of that trait as I did with Bailey. So if you should see us out and about and he starts hurling insults and threats at your dog, just know we’re working on it.

Since the previously announced Potluck had to be cancelled, thus no event photos, I have once again delved into my photo archives to contribute a few from Throughout the Years. Check them out on pages 13-14. Many of these people are no longer with us but remain in our memories.

Lord willin’ and the crick don’t rise, we will be holding a Happy Hour on Saturday, October 4th beginning at 5 p.m. Weather permitting it will take place out on the clubhouse pavilion. A chance to mingle with your friends and make some new ones. The Recreation Committee will supply water, sodas, and finger foods…if you’d prefer a stronger libation, feel free to bring your preferred alcoholic beverage. In addition to background music we will also feature an open Mic. Are you a singer? A dancer? How about a standup comic? This could be your big break. Hope to see you there but be sure to give Cathy a call to reserve your spot so that we have sufficient refreshments. See the flyer on page 10.

Since scams continue to grow and intensify, I have once again included a column on the topic. This time it addresses the problem with check fraud. Refer to page 12 for tips on how to protect yourself.

Last year an event calendar was inserted in each Gazette, but was discontinued this year due to the fact that it was somewhat labor intensive and therefore the creator of the calendar (me) was frustrated when there were last minute changes. It was also challenging to cram events and dates and times into those little boxes. But I did hear from a few of our residents who missed it. Therefore, I have reintroduced the Calendar of Events in its former format from years ago. Of particular note in October is the aforementioned Happy Hour as well as another Movie Night which is turning into a fairly regular event. But all events are subject to change so be sure to check TownSq, El Dorado Palms Estates Home Owners as well as El Dorado Palms Recreation FB pages for possible updates.

COMMUNITY ASSOCIATION MANAGER’S REPORT

By Sam Rodriguez

Welcome Back, Owners!

As summer winds down and we transition into the fall season, we’re excited to welcome our returning owners back to the community! We hope you had a relaxing and enjoyable summer, and we look forward to a productive and engaging season ahead.

This is a key time for our HOA, and we encourage all owners to attend upcoming Board and committee meetings. Your participation is vital as in the next couple of months we will:

• Approve the 2026 Budget

• Review landscape and other service contracts

• Finalize design plans for the laundry building renovation

Your input helps guide important decisions that shape our shared spaces and services.

As we prepare for the new season, here are a few reminders to help keep our community safe, clean, and beautiful:

• Remove any dead plants and weeds from your property as summer ends.

• If you’re planning any re-landscaping projects or any exterior renovation to your units, please remember to submit an architectural application for approval.

• Pick up after your pets to maintain a clean and welcoming environment for all. Pet waste stations are provided throughout the park for your use.

• Ensure your vehicles display valid registration and are registered with the HOA office to avoid any parking issues.

Lets’s work together to make this season one of collaboration, improvement, and pride in our community. Welcome home!

COMMITTEE REPORTS

ARCHITECTURAL COMMITTEE

Hello neighbors,

by Gene Brake

By the time this column comes out, many of our winter residents will have begun returning and we suspect many new projects will be in the works. We look forward to seeing what exciting changes you have planned for your homes. Just a reminder, virtually any changes you do to the outside of your homes will need an application to be submitted to the Committee for review. When in doubt send in an architectural application.

One of the ﬁrst assessments most of us will be doing is seeing how much of our landscaping may have been lost during the summer heat. You do not need to seek approval to remove dead landscaping plants. Feel free to remove them, but you do need to seek approval to plant something in their places. A reminder some plants are no longer allowed to be planted, including bamboo, fountain grasses, citrus trees or ﬁcus trees.

As mentioned last month the committee has been working with a designer on a master plan design for the clubhouse. Part of that design is a color scheme for not only the clubhouse interior, but will also be extended throughout the community HOA building exteriors. The design aesthetic is a nod to the mid century modern past of Palm Springs, of light neutral background colors with an embrace of pops of color as accents of turquoise, orange and green.

Here is where you come in, the committee has offered up many ideas on where to add pops of color such as light posts or mailboxes, where do you think it is logical to use pops of color? Shoot me an email at genebrake01@gmail.com and give us your ideas. See you round the neighborhood,

FINANCE COMMITTEE,

by DeWayne Musick

The Finance Committee met on Friday, August 15, 2025 to discuss July ﬁnancials provided to us by our management company, Associa. All members were in attendance with two board members and one resident.

The ﬁnancials were unanimously approved with only minor discrepancies that will be corrected by Sam at his earliest convenience.

The Reserve Fund has been reviewed with one T-bill and one CD maturing very soon. The Board has already approved these monies be immediately reinvested into two ﬁve-year T-bills that will provide us with a maximum return.

We also began reviewing the 2025 budget that Sam has been preparing and we are actively seeking new bids with several different vendors. We discussed identifying the ten largest expenditures, not including utilities since we have very little control over those costs. These ten will be reviewed to see where, and if, a savings is available by going elsewhere or asking for a concession on costs.

I would also like to report that through the end of July we remain on budget and no major expenditures are expected at this time.

COMMITTEE REPORTS (cont’d.)

MAINTENANCE COMMITTEE, by Diane

Graham

The mission of the El Dorado Palms Estates Maintenance Committee is to see that our HOA shared spaces are SAFE, ACCESSIBLE, FUNCTIONAL, and ATTRACTIVE, while keeping our HOA budget in mind. We encourage YOUR opinions and suggestions. Here are some current projects:

ACCESSIBILITY AND SAFETY

The Board chose a CASp company to inspect our common areas, in order to gain information for future projects. However, the EDPE lawyer suggests that the Board add an indemnity clause to the contract. This will be discussed at our meeting on September 12th.

FUNCTIONALITY AND ATTRACTIVENESS

• The Laundry Building maintenance and refurbishing continues. The Committee will purchase the ﬁnal ﬁxtures and also propose three bids for two new electric digital-pay washers and two dryers to the Board for their consideration at their September meeting.

• THE SE perimeter block wall between EDPE and Tram View is separating after all these years. Sam is currently getting bids for repair.

• Rey Bermudez, Randy Brown, Pete Carroll and Sam continue to walk the grounds every other week to inspect the landscaping. They are also visiting other communities that are similar to ours, to learn about their landscaping services and fees. The Maintenance Committee will review their ﬁndings at the next meeting.

• We are still waiting to be scheduled for the Spa Deck Cleaning. THANK YOU for your patience.

• We are asking the community what we should do about the fencing between Tram View and El Dorado along Club Circle Drive on the east?

SAFETY AND FUNCTION

The rear perimeter wall, along Bolero, is low in some areas, creating a safety issue with theft and may also need some repairs from wear-and-tear over the years. Sam is currently getting bids for repair and a safety solution.

WATER LEAKS…SAVING MONEY and WATER

The Board would like to reduce the amount of water that is wasted in our community, in order to reduce the amount we pay for water each year. This cost is shared by all residents through our HOA fees. The Maintenance Committee asks that all residents stay alert to excess use of water even when you are out of town (friendly neighbors can keep you notiﬁed). Leaks do happen. THANKS FOR HELPING WITH THIS SITUATION. The Committee continues to research ways to keep track of this issue on our common areas as well.

The next Maintenance Committee meeting will be held on Zoom at 1 p.m. on October 3rd. The Zoom link and agenda will be posted on TownSq a few days ahead of time. Please join us with your concerns and ideas for solutions. In the meantime, feel free to e-mail those ideas to Diane Graham at brierdiane@frontier.com or share them with Sam in the ofﬁce. We appreciate YOUR participation.

COMMITTEE REPORTS (Cont’d.)

RECREATION COMMITTEE by Michael Albert

Fall is “falling” along with the temperature! Hopefully cool enough for our Happy Hour event to be held outdoor on the Pavilion October 4th from 5-7 p.m. This is a FREE event, but you will need to reserve your spot (so we have enough). See event ﬂyer for more information.

We are planning to re-launch both the Lunch Bunch and the Koffee Klatch this fall when our snowbird friends return. Sound like something you would like to join in on? Would you rather we coordinate some other activity? Let any member of our committee know your thoughts and ideas.

Still planned are our two end-of-year events. Friendsgiving on November 15th. Giving thanks and celebrating friendship all while enjoying good food. Peter Donath is planning wonderful entertainment for us, too. December 12th is our Annual Holiday Celebration. Our caterer will prepare and serve our holiday meal. Eve Holmes returns as our entertainer. Look for the ﬂyers with more information as we get closer to each event.

We welcome your input. You are always welcome to attend our meetings on the ﬁrst and third Wednesday of the month, 9 a.m. in the auditorium. Can’t attend? Talk to a committee member or send me an e-mail at sfmichael@att.net.

HEALTH & FITNESS, by

Clarence Franks

THE GUT…where so much can go wrong; where so much can go right.

The gut refers to your gastrointestinal (GI) system, the health of which is generally determined by the levels and types of bacteria in your digestive and intestinal tract.

It’s important to understand how the gut works. The GI tract digests food. It breaks it down to the most basic parts, and the valuable nutrients are absorbed through the walls of the gut to be transported through the bloodstream. To regulate this process, the gut uses nerves, bacteria, and hormones. The bacteria are particularly signiﬁcant, especially because bacteria tends to get a bad rap. Bacteria forms a mucosal layer that strengthens the gut wall. Good digestive health is the result of a balance of good and bad bacteria. Gut health also affects more than just your digestion, it affects your mood which in turn affects your immune system so there are many reasons why we should listen to our gut.

Poor gut health is associated with minor but unpleasant affects on the body. Abdominal pain, bloating, acid reﬂux are possible side effects as are headaches, fatigue, and joint pains. An imbalance of various bacteria, and/or an overgrowth of fungi, both of which contribute to an unhealthy environment in your gut, are largely affected by diet.

To improve gut health, the key is eating whole, unprocessed foods along with plenty of ﬁber and taking probiotics or digestive enzymes when recommended by your healthcare provider. Healthy sleep, stress reduction, and good exercise habits are also essential. If you have concerns about your gut health, talk to your primary-care physician if you have that gut feeling, and if you need a referral to see a Gastroenterologist.

ONE-PS,

by Cathy Liss

Hello El Dorado Palms Neighbors, and a hearty welcome to our newest residents and to our returning seasonal friends.

We did it! We arrived at autumn in the desert, and we hope everyone had a meaningful, pleasant summer. Lots of exciting events are coming.

• Palm Springs Pride will hold its annual parade Sunday, November 9th, beginning at 10 a.m. We at El Dorado Palms would like to proudly carry our new banner and need volunteers to support it and walk with our entourage. Please call Cathy at 760-219-1962 if you’d like to stroll. More info in next month’s Gazette.

• Have you checked out the special event sponsored by MODERNISMWEEK.COM? ICONIC PALM SPRINGS Saturday, October 18th, from 9:30-3:00, there will be a guided walking tour of unique architectural sights in downtown Palm Springs. $100 tickets may be purchased at the Modernism website. Tim Schoeffler can give you more information. timschoeffler@gmail.com or 202-997-1519.

• Calling all Pickleball enthusiasts! One-PS and Palm Springs Police are sponsoring “Paddles for a Cause,” fundraiser tournament at the beautiful downtown PS Kimpton Rowan Hotel on Saturday, November 1st. It raises money for PSPD SHOP WITH A COP, and our El Dorado ONE-PS committee will pay your registration fee. Please call or text Cathy at 760-219-1962 if you plan to participate. Space is being saved for our doubles teams, so let us know soon!!

• Are you receiving emergency notifications from the City of Palm Springs? If not, you can easily enroll in EVERBRIDGE. Simply go online to Palm Springs Everbridge to find the information and sign-up directions.

ONE-PS MEETINGS ARE OPEN TO EVERY PALM SPRINGS RESIDENT. THEY MEET THE 2ND TUESDAY OF EACH MONTH (EXCEPT AUGUST) AT THE PALM SPRINGS POLICE TRAINING CENTER AT 200 SOUTH CIVIC DRIVE, FROM 4:30-6 p.m. PLEASE CONSIDER ATTENDING TO HEAR REPORTS FROM ALL CITY AGENCIES AND GOVERNMENT LEADERS.

Welcome to fall. Please continue preparing your home emergency kits, and drive safely in our community. If you see something suspicious, say something. Thank you, dear neighbors.

POETRY AND PROSE

HAVE IT YOUR WAY You Get to Choose Every Day

By Michael Troughton

Be inspired by a morning vista of snow-capped mountains against a brilliant blue sky.

Enjoy a leisurely breakfast of blueberry pancakes and two eggs over easy.

Set off for nearby hiking trails that lead to palm-shaded natural pools fed by melting snows or lie down instead to sleep off a heavy breakfast. (I’ll take the second choice.)

Expect to be impressed by desert landscapes brimming with fields of spring wildflowers.

Then relax poolside with a cooling midday cocktail under a rainbow-colored patio umbrella.

Rev up a late afternoon by window-shopping city streets lined with gently swaying palms in a soft breeze. (Now head for home to drop off all those “window-shopping” buys.)

Share a casual dinner with outdoor dining at a favorite restaurant.

Celebrate the beauty of a Palm Springs sunset as the sun sinks behind the mountain peaks.

Enjoy lively conversations hanging out with the guys at a friendly local bar.

After the friendly bar visit, end the night tucked comfortably in bed under a lazy ceiling fan and the reflected light of a full moon filtering through the window shades…either in your own bed or someone else’s. (But just so you know, whatever happens in Palm Springs spreads faster than weeds in the desert wind.)

Another option, instead of all that activity you could have spent an even more fulfilling day binge-watching TV and scarfing down potato chips with a beer chaser.

WASP ON THE BLIND

By Jauren

He landed on the blind that covered a door. He wanted to leave but waited for someone to help him. He wasn’t a threat.

He was motionless, his frail, transparent wings fluttered a bit when I entered the room. In the past, humans were ruthless.

He’d never make it outside to find his family, or tell them he was okay. But this human was different. Slowly she opened the door and brushed the wasp gently outside, back into his world to disappear into the day, and the door closed behind him in a series of soft clicks.

CALENDAR OF EVENTS FOR OCTOBER

Wednesday, October 1st, 9 a.m. Recreation Committee Meeting

Friday, October 3rd, 1 p.m. Maintenance Committee Meeting via Zoom

Saturday, October 4th, 10 a.m. BINGO

Saturday, October 4th, 5 p.m. Happy Hour

Thursday, October 9th, 10 a.m., Architectural Committee Meeting

Wednesday, October 15th, 9 a.m., Recreation Committee Meeting

Thursday, October 16th, 5 p.m. BINGO

Tuesday, October 21st, 10 a.m., HOA Meeting

Thursday, October 23rd, 7 p.m. Movie Night Phantom of the Opera

***All events are subject to change, so be sure to verify on TownSq for any updates.

OCTOBER BIRTHDAYS

Carl Anders 10/7

Harvey Grusky 10/7

Jauren Miller 10/10

Michael Troughton 10/14

Greg Stripes 10/23

SCAM ALERT

Check fraud itself isn’t new, but it’s been on the rise and fraudsters are finding new ways to scam consumers with fraudulent checks. Get the latest information to help you protect yourself.

In this era of fast-moving technology and digital payments, it may be surprising that one of the biggest increases in financial fraud in recent months is coming from an old-fashioned scheme: check fraud. Though check fraud certainly isn’t a new phenomenon, there’s been a dramatic increase in this type of fraud over the last several years.

One of the most common tactics driving this rise in check fraud is mail theft. Fraudsters are stealing mail, looking for checks, then selling these checks to others—sometimes on the dark web. The Financial Crimes Enforcement Network (FiCEN) issued an alert recently, warning about a nationwide surge in mail theftrelated check fraud schemes. Here are some common methods a scammer might use to commit fraud with a stolen check:

• Altering information on a check: A scammer may use common household chemicals to change the printed dollar amount and payee name on a check. This is sometimes called “check washing.”

• Forging endorsements and engaging in identity theft: Checks typically include a name and address information on them, and criminals may use that information to steal someone’s identity. A fraudster may even attempt to open a bank account to negotiate the check payable to the intended payee by forging the endorsement, and then go on to leverage that stolen identity to apply for credit products using the victim’s personal information.

• Creating counterfeit or duplicate checks: By using the information on the stolen check, fraudsters may further exploit the victim’s account information by creating additional counterfeit copies of the check.

WHAT YOU CAN DO TO PROTECT YOURSELF FROM MAIL THEFT AND CHECK FRAUD

Fortunately, there are steps you can take to help reduce your risk of getting taken advantage of by someone engaging in a small theft-related check fraud scheme. Here are some tips to keep in mind to help protect yourself from check fraud when sending money to others:

• Pay digitally. Reduce the number of checks you send and utilize card or digital payment methods instead. Consider using Zelle when sending money to family or friends, for example.

• Use your bank to send checks on your behalf. If you do have to pay for something via check, see if your bank offers a bill pay service. Using this service will mean that the payment information will be printed onto a check, which makes it more difficult for a scammer to remove the information compared to a handwritten personal check.

• Consider the type of check-writing pen you use. If you do write a check, make sure you’re using a black gel pen. these types of pens have ink that’s more difficult to remove.

• Use mailboxes that are secure. If you need to send any checks by mail, use the mailbox inside of a USPS facility rather than at a curbside USPS mailbox or your residential outgoing mail.

• Keep your bank account information safe. Don’t share or post your bank account information anywhere publicly, and never share account information with anyone with whom you did not initiate the communication. Do not allow websites to save your routing/transit and account number information.

With a little caution and know-how you can avoid becoming the victim of a check fraud scam.

THROUGH THE YEARS

WHAT’S SO FUNNY?

HOW MANY DOGS DOES IT TAKE TO CHANGE A LIGHTBULB?

Golden Retriever: The sun is shining, the day is young, we’ve got our whole lives ahead of us, and you’re inside worrying about a stupid burned out bulb?

Border Collie: Just one. And then I’ll replace any wiring that’s not up to code.

Dachshund: You know I can’t reach that stupid thing!

Rottweiler: Make me!

Boxer: Who cares? I can still play with my squeaky toys in the dark.

Lab: Oh, me, me!!!! Pleeeeeeze let me change the light bulb! Can I? Can I? Huh? Huh? Can I? Huh? Huh? Can I? Pleeeeeeze, please, please, please!

German Shepherd: I’ll change it as soon as I lead these people from the dark, check to make sure I haven’t missed any, and make just one more perimeter patrol to see that no one has tried to take advantage of the situation.

Jack Russel Terrier: I’ll just pop it in while I’m bouncing off the walls and furniture.

Old English Sheep Dog: Light bulb? I’m sorry, but I don’t see a light bulb.

Cocker Spaniel: Why change it? I can still pee on the carpet in the dark.

Pointer: I see it, there it is, there it is, right there…

Greyhound: It isn’t moving. Who cares?

Australian Shepherd: First, I’ll put all the light bulbs in a little circle…

Poodle: I’ll just blow in the Border Collie’s ear and he’ll do it. By the time he finishes rewiring the house, my nails will be dry.

The Cat’s Answer: Dog’s do not change light bulbs, people change light bulbs. So, the real question is: How long will it be before I can expect some light, some dinner, and a massage?

INFORMATION FOR THE RESIDENTS OF EL DORADO PALMS ESTATES

CLUBHOUSE OFFICE HOURS

MONDAY-FRIDAY 9 a.m.-4 p.m. (closed one hour for lunch)

CLOSED SATURDAY, SUNDAY AND HOLIDAYS

TELEPHONE 1-760-328-2815

Sam Rodriguez, Community Association Manager

Alejandra Romo, Assistant Community Association Manager management@eldoradopalmshoa.com

HOA BOARD MEMBERS:

Randy Brown-President (randybrown.eldorado@gmail.com)

Joseph Ratliff-Vice President (josephratliff.realtor@gmail.com)

DeWayne Musick- Treasurer (dmnotes@gmail.com)

Pete Carroll-Secretary (petecarroll@icloud.com)

Ron Meddock-Director

UTILITY EMERGENCIES

Southern California Edison www.sce.com OR call 1-800-655-4555

Gas 1-877-238-0092 AND call the HOA office 1-760-328-2815

Water emergencies call the HOA office 1-760-328-2815

SECURITY

PALM SPRINGS POLICE DEPARTMENT:1- 760-327-1441 or 1-760-323-8116

OR call 911 if extreme emergency

FIRE DEPARTMENT: 1-760-323-8181

Or call 911 if extreme emergency

ANIMAL CONTROL

In-Progress or Emergency: 1-760-327-1441 or 911 Routine Service or questions: 1-760-323-8151

After-Hours Common Area Maintenance Emergencies 1-760-346-1161

IF YOU SEE SOMETHING, SAY SOMETHING REPORT SUSPICIOUS ACTIVITY TO 911

Latin Lingo Dutch Brush Master

ALMA MATER

CARPE DIEM

CAVEAT EMPTOR

DE FACTO

E.G.

ET CETERA

ET TU BRUTE

EX NIHILO

IN MEDIAS RES IN VINO VERITAS

IPSO FACTO MAGNUM OPUS

NON SEQUITUR

PER CAPITA

PER SE

POST MORTEM

PRIMA FACIE

PRO BONO

QUID PRO QUO

STATUS QUO

Across

1. Shaggy Scandinavian rug

4. Colgate rival

9. Common Market inits.

10. Sled dog

11. “Casablanca” pianist

12. Ms. Williams in aquamusicals

13. Ancient rival of Athens

15. First word of the Constitution

16. Aleppo’s land

18. Word in a simile

20. Quantum theory pioneer Max

23. Wet lowland

25. “Smoking or ___?”

26. Gauchos’ weapons

27. Big deal

28. Doesn’t ignore

29. Tennis match part

Down

1. Remainder

2. “Awright!”

3. High points

4. Dark

5. “From ___ with Love”

6. “C’___ la vie!”

7. Bias

8. Phoenician trading center

14. Action on the side

17. Kournikova and Karenina

18. Court order against antisocial behaviour

19. Mop up, naut.

21. The “C” in U.P.C.

22. Masseur’s target

24. Bass, e.g.

The headline is a clue to the answer in the diagonal.

October Sudoku

How to solve sudoku puzzles

No math is required to solve a sudoku. You only need logic and patience.

Simply make sure that each 3x3 square region has only one instance of the numbers 1-9. Similarly, each number can only

appear once in a column or row in the larger grid. The difficulty on this puzzle is easy.

TRIVIA TEASER

T Time

1. What company is represented on the New York Stock Exchange ticker by the letter T? a-Target, b-Radio Shack, c-AT&T, d-Kodak.

2. Who played the title character on the TV cop show "T.J. Hooker"? a-Jack Lord, b-William Shatner, c-Erik Estrada, d-Burt Reynolds.

3. In what city could you ride the commuter rail service known as the T? a-San Francisco, b-San Antonio, c-Boston, dMiami.

4. What is the middle name of Captain James T. Kirk on "Star Trek"? a-Taylor, b-Thomas, c-Timothy, d-Tiberius.

5. In what country would you find the headquarters for the T-Mobile telecommunications service? a-Germany, b-Norway, c-Canada, d-South Korea.

6. White blood cells known as T-cells get their name because they mature in what part of the human body? a-Teeth, b-Thalamus, c-Thymus, d-Tegument.

7. One way of investing your money is with the purchase of T-bills. What does the T in T-bill stand for? a-Tax, b-Tangible, c-Transaction, d-Treasury.

8. What 1962 instrumental hit with an edible title was the highest-ranking song on the Billboard Hot 100 chart by Booker T. and the MGs? a-"Bread and Butter," b-"Cotton Candy," c-"Green Onions," d-"Sugar and Spice."

9. T-Bag was the nickname of a villain played by Robert Knepper on what Fox TV drama series? a-"Oz," b-"24," c-"Touch," d-"Prison Break."

10. What did the T stand for in the names of T.E. Lawrence and T.S. Eliot? aThomas, b-Theodore, c-Tyler, d-Terrell.

QUOTES

Riches don't make a man rich, they only make him busier. Christopher Columbus, discoverer of America in 1492.

By prevailing over all obstacles and distractions, one may unfailingly arrive at his chosen goal or destination. Christopher Columbus, discovered the new world in 1492

Everything you've ever wanted is on the other side of fear.

George Addair, Founder of the Omega Vector, a self knowledge program

A wise man will make more opportunities than he finds.

Francis Bacon: English philosopher, statesman, scientist and author

When you forgive, you in no way change the past -- but you sure do change the future.

Bernard Meltzer, radio host of "What's Your Problem" in Philadelphia

He who conquers others is strong; he who conquers himself is mighty.

Lao Tzu: philosopher of ancient China

You have a clean slate every day you wake up. You have a chance every single morning to make that change and be the person you want to be. You just have to decide to do it. Decide today's the day. Say it: this is going to be my day.

Brendon Burchard, author, of The Millionaire Messenger.

Destiny is no matter of chance. It is a matter of choice. It is not a thing to be waited for, but a thing to be achieved.

William Jennings Bryan: American politician from the 1890s

I am only one, but I am one. I cannot do everything, but I can do something. And I will not let what I cannot do interfere with what I can do.

Edward Everett Hale, editor and author of 60 books

The Lighter Side

Leather

When a woman wears leather clothing, a man's heart beats faster. His throat gets dry. He gets weak in the knees and begins to think irrationally.

Ever wonder why?

She smells like a new truck!

Old man

He was eating lunch at a truck stop when three bikers walked in. The first pushed his cigarette into the old man's pie, then took a seat at the counter.

The second spit in the old man's milk, then took a seat at the counter. The third turned his plate over and then took a seat at the counter.

The old man left without a word. One of the bikers said to the waitress, "Humph, not much of a man is he?"

The waitress replied: "Not much of a truck driver either. He just backed his truck over three motorcycles."