2024 March Insider

CONTENTS

04 GOAL GETTERS

06

08

10

UPCOMING EVENTS

LIVE WELL

WORK WELL TEAM MEMBER OF THE MONTH

12

14

TOWER LOBBY NOW OPEN SCHOLARSHIPS

GOAL-GETTERS!

Congrats to these all-stars who met or exceeded their goals!

MORTGAGE LOAN

Branches CONSUMER LOAN

DENFELD

EAST END

EAU CLAIRE

HAYWARD LADYSMITH

HELOC

ASHLAND

DENFELD

EAST END

HAYWARD

LADYSMITH

MELLEN RICE LAKE TOWER

NEW MEMBERS

ASHLAND CABLE

DENFELD

EAU CLAIRE

GRAND RAPIDS

HAYWARD LADYSMITH

MELLEN RICE LAKE

TOWER

ASHLAND GRAND RAPIDS

LADYSMITH

MELLEN TOWER

NEW CHECKING

ASHLAND EAU CLAIRE GILMAN GRAND RAPIDS

MELLEN RICE LAKE

TOWER

CIM

How to Submit a Claim Online

Simple, easy, convenient

Step

1 2

To improve your claims experience, this document explains how to submit a claim for benefits online. Timely reporting of a claim is required for approval of benefits, and it’s easy to file a claim online 24/7/365. This is a fast, secure way to initiate a benefits claim for yourself, a family member or — if you are an employer — a covered employee. It should take less than 10 minutes to submit your claim. For more information, contact your Reliance Matrix sales or account manager or visit reliancematrix.com.

To improve your claims experience, this document explains how to submit a claim

Timely reporting of a claim is required for approval of benefits, and it’s easy to 24/7/365. This is a fast, secure way to initiate a benefits claim for yourself, a family are an employer — a covered employee. It should take less than 10 minutes to

Go to reliancematrix.com/individuals/claims

Go to reliancematrix.com/individuals/claims

What to expect next

Choose the type of benefit you are filing for.

Choose the type of benefit you are filing for.

Add your name and email address to the DocuSign form.

Step 1:

A Reliance Matrix claims examiner will reach out to you to:

Add your name and email address to the DocuSign form.

Read and agree to the electronic record and disclosure.

Read “What You Need to Know.”

Complete the entire claims application . Review any applicable state disclaimers.

Step

What to expect next A Reliance Matrix claims examiner to you to:

• Verify the reasons for your

• Verify the reasons for your claim

Read and agree to the electronic record and disclosure.

Read “What You Need to Know.”

• Request any additional information needed to make a decision

Complete the entire claims application .

• Request any additional information make a decision

• Discuss your plan/benefit

• Discuss your plan/benefit coverage

Review any applicable state disclaimers.

• Discuss the next steps in

• Discuss the next steps in the decision process

Step 2: To submit your claim, click Finish You can also choose “ Save and Finish Later.”

To submit your claim, click Finish. You can also choose “Save and Finish Later.”

We will contact you by phone and/or in writing with a claim decision, once we receive all required information. Every claim is reviewed based on all information provided and according to the plan provisions as outlined in the policy.

We will contact you by phone decision, once we receive all claim is reviewed based on all according to the plan provisions

description filed with and/or by your

Live Well, Work Well Live Well, Work Well

3 Ways to Boost Your Heart Health

Heart disease continues to be the leading cause of death for both men and women in the United States. In fact, the Centers for Disease Control and Prevention (CDC) reports that heart disease causes 1 in every 5 deaths. Heart disease refers to several different types of heart conditions. Coronary artery disease caused by plaque buildup in the walls of the heart’s arteries is the most common. Other forms of heart disease include heart attack, heart failure, arrhythmia and congenital heart defects.

A healthy diet and lifestyle are the best ways to fight heart disease, so consider incorporating these three types of exercise into your routine to improve your heart health:

1. Aerobic exercise improves circulation and can help your cardiac output. Get at least 30 minutes a day of heart -pumping moderate activity like brisk walking, dancing or cycling at least five days a week.

2. Resistance training with weights, bands or body weight at least two nonconsecutive days per week can help create leaner muscle mass. When paired with aerobic activity, you can raise your good cholesterol levels and lower bad cholesterol levels.

The symptoms of heart disease can vary, and some people may not even know they have a heart condition until they have a heart attack. Red flags include shortness of breath, chest discomfort, difficulty with speech, heart palpitations and sudden loss of responsiveness.

Exercise Your Way to a Healthier Heart

Certain uncontrollable factors increase your risk of heart disease, including age, sex and family history. However, other factors that increase your risk for heart disease such as stress, inactivity, obesity, diabetes, smoking and a poor diet are controllable.

3. Flexibility workouts (e.g., stretching and balance) are critical for musculoskeletal health. It’s important to stay flexible and free from joint pain so you can maintain your regular aerobic and resistance workouts.

Keep in mind that the overall pattern of your life choices can determine your heart health. Contact a health care professional to find out your risk for heart disease or for more information.

Cutting Back on Salt

Cutting Back Salt

Monitoring your daily sodium intake can have major health benefits including reducing your risk of a heart attack and lowering your blood pressure. Sodium is hiding in many foods, so step one is to avoid adding salt while cooking. However, more than 70% of the sodium we eat comes from packaged and restaurant foods. Consider these ways to decrease your salt intake:

• Limit meals out or order low-sodium food options that are steamed, baked, grilled, poached or roasted.

• Choose low-sodium or “no salt added” varieties of deli meats, canned soups, pasta sauce, beans and vegetables.

• Go easy on the condiments, or select a reduced sodium version. Ketchup, barbecue sauce, mustard, hot sauce, soy sauce and salad dressing are generally loaded with sodium. If you have any questions about your diet, talk to your doctor.

Sodium Guidelines

When Was the Last Time You Cleaned Your Water Bottle?

When Was the Last Time You Cleaned Your Water Bottle?

Your reusable water bottle may carry some dirty secrets: bacteria, buildup and mold. If you don’t properly clean your reusable water bottle and its cap, straw or other parts at the end of each day, you’re putting yourself at risk of getting sick. Ideally, if you use your water bottle regularly, you should wash it daily and give it a deep cleaning once a week. Try these cleaning tips:

• Put it in the dishwasher. If your reusable bottle is dishwashersafe, disassemble it and run the dishwasher at its hottest wash and dry setting to kill any bacteria.

• • Wash with soap and water. You can effectively wash your bottle by hand with hot water and liquid dish soap.

• Use vinegar. This is a good option if you haven’t washed your bottle in a while and there’s a slimy film or odor in your bottle. Fill the bottle halfway with equal parts distilled white vinegar and water. With the cap on, shake it quickly and let it sit overnight. The next day, rinse the bottle and let it dry.

Baked Parmesan Fish

Makes: 4 servings

Ingredients

⅓ cup nonfat parmesan cheese (grated)

1 tsp. all-purpose flour

1 tsp. thyme sprigs (leaves removed and crushed)

4, 4-6 oz. white fish fillets

1 medium onion (chopped)

1 cup halved mushroom caps

½ cup green onions (finely sliced)

1 clove garlic (crushed)

Preparations

1. Preheat the oven to 350 F. Place the cheese, flour and thyme in a paper bag.

2. Individually coat the fish by gently shaking it in a bag. Discard the coating ingredients.

3. Place the fillets in a baking pan on a rack. Bake for 20 minutes or until the fish flakes easily when tested with a fork.

4. Heat a skillet over medium-high heat. Add the onion, mushrooms, green onions and garlic. Cook, stirring frequently, until the onions are tender. Season with ground black pepper.

5. Serve the baked fish topped with mushroom mixture.

Nutritional Information

calories 204

fat 4 g

36 g

149 mg

7 g

fiber 1 g

Saturated fat 1 g Total sugars 2 g

Source: MyPlate

Team Member of the Month

Lynda Hagberg

IRA SPECIALIST

Lynda Hagberg truly embodies the spirit of SCCU. Her embodiment of our core values has not only inspired her colleagues but has also significantly contributed to our collective success.

Lynda’s unwavering dedication and kindness have made a profound impact, especially noticeable during our recent transitions. She tackles challenges with a smile, ready to assist anyone in need, whether it’s a team member or a member of our credit union. Her knowledge, approachability, and patience make her an invaluable asset, always moving us forward with positive momentum. Despite the heavy responsibilities she carries, Lynda’s humility stands out. Her homemade treats and warm, welcoming nature brighten everyone’s day, showcasing her ability to hit heavy yet remain wonderfully humble.

We cannot express enough gratitude for Lynda’s tireless efforts and the joy she brings to our Hayward branch. Her ability to uplift and support, coupled with her dedication to our core values, makes her an exemplary figure within our team.

Thank you, Lynda, for everything you do. Your remarkable contributions and spirit are what make us proud to call you our Team Member of the Month. Your presence at SCCU truly makes all the difference!

HONORABLE MENTIONS

Sara Guenthner x3

Kirsten Nevin

Chelsea Foerst

Meghan Anderson

Melanie Mercier

Cassandra Helgeton

Nikki Hendricks

Ryan Arch

John Master

Shannon Jones

Kamron Pittman x2

Ethan Britton

Zana Rantala

Cindy Stalls

Kendra Starnes x3

Sam Pongratz

Emma Hand

Heather Pierce

Lynda Hagberg x2

Keith Thorson

Alyssa Stone

Ben Peters

Melissa Thome

Don’t Forget!

Cheer on your fellow team members by voting for the next Team Member of the Month!

TOWER LOBBY

RENO COMPLETE

Our lobby is now ready to welcome our members!

Stop by and check it out!

TEN $1,000

Exciting Scholarship News

SCHOLARSHIP APPLICATIONS OPEN MARCH 15TH

We’re excited to share with you the theme for this year’s SCCU Scholarship: “Different is Better.” At Superior Choice Credit Union, we celebrate the power of uniqueness, creativity, and innovation. This year, we’re inviting applications that embody these values in a unique way, and we encourage our team members and their families to participate.

HOW TO APPLY? Unleash your creativity! Applications can be submitted in various forms: be it a video, exhibit, essay, performance, art piece, technology project, or industrial craft. It’s an excellent opportunity to showcase individuality and connect with the theme “Different is Better.”

APPLICATION DETAILS: Applicants are asked to describe their submission and how it relates to our theme. Please include the name of the school you are currently attending or plan to attend, your field of study, and five words that best describe you.

000 WINNERS News for the SCCU Family!

This scholarship is a wonderful chance for members of the SCCU family to demonstrate their innovative spirit and pursue their educational goals. Whether it’s you, someone in your family, or someone you know in the community, we encourage all eligible participants to apply.

Let’s support and celebrate the diversity and creativity within our SCCU community. We can’t wait to see the imaginative and diverse ways our applicants interpret “Different is Better.”

APPLICATION DEADLINE: APRIL 15TH

Good luck to all our potential schotarship recipients!