HoweEnterprise.com
August 3, 2020
Fun at-home activities for families and kids Hey Taylor: Are there any home improvement projects that actually “pay for themselves”? I Taylor never believe contractors Kovar when I hear that pitch, and yet I keep on hearing it so I’m wondering if it’s true in some cases. Can I break even with new windows or a better HVAC? Hey Jeremiah: Can’t blame you for not taking every contractor at their word. However, I will side with some of them on this issue; if you buy the right product at the right time, you stand to get your money back over the course of a few years. There are a lot of different variables, but you should start by considering these elements. 1. Utility savings. Naturally, whether or not an upgrade pays for itself will depend on the type of upgrade. If you install solar panels, you will save money on your electricity bill. Assuming you have a medium or large home and use a fair amount of electrical appliances, it’s not uncommon to save upwards of $200 a month. That means you’ll save around $10,000 in just four years ‑ and that’s not including the tax rebate you might be entitled to. You mentioned new windows, and the math can be broken down in a similar way. If you get quality, energy-efficient frames, most experts say you can reduce your utility bill by about 30%. If you live somewhere with extreme weather, cutting your utility bills by ⅓ makes a big difference and adds up over the course of a year. 2. Resale value. It can be misleading to hear that something “pays for itself.” That phrasing makes a lot of people think the upgrade will be free and that’s
definitely not true. However, a new HVAC unit, a remodeled kitchen, a renovated bathroom and any other home improvement projects should be viewed as investments. Once your house is paid off, it’s an asset, and the better it looks and functions as a living space, the more it’s worth. As long as you’re not getting swindled or paying for bad work, renovations can retain their value. 3. Maintenance Reduction. An ounce of prevention is worth a pound of cure, right? Paying for metal roofing that won’t need repairs after each storm doesn’t exactly pay for itself, but it could save you from countless repair payments that cost a fortune over time. The value of an upgrade often depends on what’s being replaced; don’t lose sight of that as a contractor or salesperson pitches some fancy, expensive renovation. You aren’t being lied to every time someone says a renovation will save you money in the long run. Sometimes it’s not the case, but you shouldn’t dismiss the notion right away. It just depends on what you need fixed. Hope this helps! Legal Disclaimer: Information presented is for educational purposes only and is not an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. To submit a question to be answered in this column, please send it via email to Question@GoFarWithKovar.com or via USPS to Taylor Kovar, 415 S 1st St, Suite 300, Lufkin, TX 75901.
Revolution should he have successfully been elected president. But it failed.
death count and project state-wide fear by presenting alarming hospital conditions all played out by the controlled media.
Insurance plan number two was COVID-19. Stage one of the plan was to inform the president that there was nothing to fear. There was no need to close travel from foreign countries because it was not a threat. Trump did anyway.
Stage four was to push testing, testing, testing to spike the infected numbers all while the media fails to report the death totals. The deliberate miscounting of infected numbers creates more fear.
Stage two of the plan was to inform the president of doomsday inaccurate models predicting a death count in the millions. This would ensure a lockdown which would wipe out Trump’s economy and unemployment gains.
Stage five is eliminating and censoring any opposing views through social media as well as mainstream media.
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Stage three was to activate controlled governors to spike the
And on the ready was a Black Lives Matter movement with four years of preparation activated as a division and for the black vote in November.
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Living with children Q: Our 10month-old son has recently discovered the joys of throwing finger food on the floor at mealtimes. He John doesn’t seem to Rosemond care if I feed it to him myself, one piece at a time, but isn't it important that he start feeding himself? A: Not to worry. The emergence of “throwing food on the floor behavior” at this age, especially if a dog is waiting below, is indisputable indication that the child’s development, not to mention sense of humor, is proceeding according to plan. Give your son one small piece of finger food at a time. If he throws it on the floor, ignore him. Continue eating and talking. When he motions toward the floor, pick up the morsel and give it to him. (My mother always made me eat “floor food,” pointing out that the floor was cleaner than the human mouth. I’m still alive!) Do so with great nonchalance, without saying anything or even looking at him. If he throws it on the floor again, repeat the sequence. When you are finished with your meal, clear the table, including his tray, and let him down. When he is hungry, he will let you know. In which case, feed him. Eventually, this too will pass.
In fact, mealtime problems have become, in recent years, one of the most vexing of parenting issues. To significant degree, this has to do with the fact that today’s parents tend to pay entirely too much attention to their children during mealtimes. They often treat their children like “superstars” at the table, thus giving them a stage from which to perform. These performances usually take the form of picking at and complaining about food and refusing to eat or acting like anything other than ice cream and French fries triggers an involuntary gag reflex. I say pay minimal attention to young children during the family meal. Parents should engage in conversation, only occasionally asking children questions that are not food related. As a child grows, he can be included more and more in mealtime conversation, but “table talk” should never be about food, and the understanding should most definitely be that if one cannot say something nice about the meal, one should say nothing at all. Under no circumstances should parents ever prepare a child a separate meal. As my wife and I told our kids, “None of us is more special than anyone else; therefore, no one gets a special meal.” Family psychologist John Rosemond: johnrosemond.com, p arentguru.com.
Postscript: The child above is simply taking innocent delight in orchestrating a “dance” during family mealtimes. This is not a discipline problem but if treated as such has the potential of eventually developing into a major battle over food and eating.
John Rosemond has worked with families, children, and parents since 1971 in the field of family psychology. In 1971, John earned his masters in psychology from Western Illinois University and was elected to the Phi Kappa Phi National Honor Society.
Who does all this craziness benefit the most? For the Democrat party, it has eliminated record economic gains and eliminated record unemployment gains. It has sheltered Democratic presidential opponent Joe Biden from public appearances—limiting the public exposure of his mental condition. It has sheltered Biden from the media covering his family Ukraine corruption scandal. It has sheltered Biden from having to debate Trump. It has delayed Trump rallies and conventions. It has promoted mail-in voting by bypassing the newly installed NSA election security postmidterms. It pushed a state bailout stimulus for states with enormous debt with included wish list items such as defunding the police.
The American people through all of this have been tested on their limits of being controlled as a society through wearing masks. It also tests the conditional limits of the public’s non-acceptance of being controlled. It has tested the limits of the people’s will against or for state authority. Also tested is the limits of the people for or against social media censorship.
That increased trillions of national debt from the CARES Act was to place China into a controlled debt position of leverage.
So, who benefits here? Democrats? China? We’ve been told that Russia is the enemy and China is our friends. Are we sure about that? Watch who controls your thoughts. When the Democrats (and some Republicans) coordinate with foreign powers to regain power of us, we must look at that seriously. Your voice matters. Your vote matters. Welcome to the Revolution.
