Life Insurance & Annuity Products At A Glance Traditional Whole Life Products 20-Year Limited Pay – Junior (J Plan) Issue Ages: 0-17
Minimum Issue: $15,000
Maximum Issue: $50,000
This limited pay life certificate will give you a certificate completely paid up in 20 years. This permanent life certificate not only includes a death benefit but also has the ability to build cash value.
20-Year Limited Pay – Adult (H Plan) Issue Ages: 18-70
Minimum Issue: $10,000
Maximum Issue: $249,999
For young adults, this limited pay life certificate will give you a certificate completely paid up in the foreseeable future – 20 years. For many seniors it may allow you to supplement your current coverage. This permanent life certificate not only includes a death benefit but also has the ability to build cash value. Premiums for these traditional whole life products may be paid on an annual, semi-annual, quarterly, monthly or monthly bank draft basis. Available Riders on Traditional Whole Life Products Accidental Death Benefit (ADB) Insurance Protection (IPR) Premium Waiver (WP) Non-Forfeiture Options on Traditional Whole Life Products Reduced Paid-up Whole Life Insurance Surrender for Cash Value Automatic Premium Loan NOTE: These products have a non-commissionable certificate fee that is included in the illustration.
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CLIENT RESOURCE SECTION
Revised 05/01/2023
