Guernsey Property - Spring/Summer 2024

Guernsey property SPRING / SUMMER 2024

rihoy.com

WE’RE AT HOME WITH HOUSES. As Guernsey’s leading and longest established building contractor, we are experienced in all types of projects. Our expertise has seen us build many of the island’s finest homes, from traditional properties to cutting-edge architecture, all delivered with professionailsm and integrity in construction.

Find out more at rihoy.com

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STAY IN TOUCH For the latest properties, extensive picture galleries, news and updates, visit our website or see our social media channels.

about us

features

03 Welcome

12 Guernsey, a haven of warmth, beauty and balance

04 Market Commentary 05 Meet the Team

18 Illuminating Homes with Megan Chipperfield

properties

26 Discover your dream home in Guernsey with Cooper Brouard

07 Open Market Properties

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53 Local Market Properties

42 Explore Guernsey with Discovery Calls

60 Lettings & Management

48 The wonders of magical Herm

www.cooperbrouard.com

SPRING / SUMMER 2024

contents

Guernsey Property is designed, produced and published by Hamilton Brooke. If you would like to advertise in future editions, or if you feel that the content of the publication could be improved in any way, we would welcome your comments. Please write to the editor, Hamilton Brooke, St George’s Place, St. Peter Port, Guernsey GY1 2BH. Tel +44 (0)1481 714437, email tracey@hamiltonbrooke.com.

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| Financial Services and Regulatory | Insolvency and Corporate Disputes | Private Client and Trusts | Real Estate

Here for you Whether you are moving house, relocating, seeking advice on a family matter or want peace of mind for the future, you need personalised advice that is right for you.

At Collas Crill, we take the time to get to know you and offer discreet, practical advice tailored to your needs. We can guide you through some of life’s big decisions and reach the best possible outcomes for you and your family, with joined-up services in property, planning applications, family matters, private wealth, and wills and estates.

To find out how we can help you, visit collascrill.com or call 01481 723191

PAUL NETTLESHIP Partner, Real Estate

JASON GREEN Partner, Real Estate

JOANNE SEAL Group Partner, Private Client and Trusts

WE ARE GUARDIANS WE ARE OFFSHORE LAW

CHRIS CREW Senior Planning Consultant

HARRY ROUND Associate, Real Estate

JAZZMIN LE PREVOST Associate, Private Client and Trusts

BVI | Cayman | Guernsey | Jersey | London

to the Guernsey Property Guide Spring / Summer 2024 edition The market in Guernsey is gathering momentum as we head into the spring and we have seen an increase in activity from both applicants and vendors.

Guernsey Property gives you a selection of some of our new instructions as well as commentary on the trends we are seeing across the Guernsey market.

In order to keep up to date with all of our instructions, visit cooperbrouard.com to register your requirements, or call us on 01481 236039 to speak to a member of the team who would be delighted to help you further.

Saline Bay (Grandes Rocques). Guernsey

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Market Commentary With the emergence of spring blossoms and vibrant flowers, alongside lengthening days, a sense of optimism has started to run through the Guernsey housing market.

We have weathered a stormy winter and economic headwinds, but inflation slowing and more competitive interest rates just over the horizon, signal a renewal.

Both Open and Local Market sales enquiries, viewings and offers are up on the same period in 2023 and bode well for a busy spring and summer.

In recent years we have seen an increased

Ben McVey, senior negotiator, and Megan Chipperfield

crossover of buyers between the Open

are actively involved in sales on both markets and

and Local Markets. Local buyers seeking

provide a seamless service with the support

renovation and development projects

of the whole sales team.

continue to identify the Open Market as an interesting opportunity. With a higher ceiling on value, the right Open Market property can more easily absorb renovation costs and remain profitable.

Locals, and relocators with Local Permits, looking for high quality homes, will consider both markets to widen their buying options.

Ross Le Marquand has stepped down from the board of directors and is focusing on a new role at Cooper Brouard as Senior Open Market Consultant.

Having overcome some recent health challenges, a re-energised Ross is committed to using his considerable knowledge and network of contacts to champion

We’ve responded to this shift in the market with greater flexibility within our sales team to provide a crossover service which caters for both markets.

Open Market sales.

Turn to page 12 to enjoy Ross’ take on the islands ability to offer a harmonious work-life balance.

Matt Brouard

Exceptionally well known to many Open Market clients and a hugely popular member of the Cooper Brouard team Karen Crawford, Company Associate and one of our longest serving members of staff is to leave us in April, though she retains an interest in the business through her shareholding.

We thank her years of hard work and dedication. Karen has been an amazing ambassador for the company and indeed the island of Guernsey. We all wish her well for the future.

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

Our team

Matt Brouard

Cathy Gallienne BSc

Ross le Marquand

Senior Consultant

Senior Negotiator

Mobile: +44 (0)7781 137305 matt@cooperbrouard.com

Mobile: +44 (0)7781 127392 cathy@cooperbrouard.com

Mobile: +44 (0)7781 150774 ross@cooperbrouard.com

Mobile: +44 (0)7781 420303 ben@cooperbrouard.com

Megan Chipperfield

Liz Mauger

Kate Howlett

Mobile: +44 (0)7781 1421197 megan@cooperbrouard.com

Mobile: +44 (0)7781 123994 liz@cooperbrouard.com

Mobile: +44 (0)7781 140827 kate@cooperbrouard.com

Director

Director

Negotiator

Charlie Le Prevost

Negotiator

Jessica Vivian

Ben McVey

Negotiator

Rosy David

Lettings & Management Administration & Marketing

Lettings & Management Negotiator

Lettings & Management Negotiator & Administration

Mobile: +44 (0)7781 172470 charlie@cooperbrouard.com

Mobile: +44 (0)7781 174837 jessica@cooperbrouard.com

rosy@cooperbrouard.com

Scott Gallienne

Emma Le Cloarec

Anna Fazakerley

Accounts

Reception & Marketing

Reception & Marketing

accounts@cooperbrouard.com

emma@cooperbrouard.com

anna@cooperbrouard.com

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Expert guidance, precisely tailored.

Finding the right home has to work for your family, your lifestyle and your future.

Our wider services include: Advising on relocations in conjunction with trusted tax advisers.

Coordinating surveyors and architects, as well as private banks, to provide an integrated, bespoke offering.

Whether you’re buying, selling or investing in property in Guernsey, Alderney or Sark, you can expect a bespoke service from our team.

Responsive and commercially aware planning and construction law advice.

We have particular expertise in supporting high net-worth individuals and their families.

A comprehensive suite of broader private wealth services, delivered in seamless combination with your other service requirements.

Our clients value our personal, commercial and comprehensive approach.

Property Law Redwood House, St Julian’s Avenue, St Peter Port, Guernsey GY1 1WA Telephone: +44 1481 721672 See ogier.com for more information about Ogier’s legal services.

ogierproperty.com

OPEN MARKET

Open Market properties The following pages showcase a selection of properties that are currently available.

Learn more at www.cooperbrouard.com or call one of our negotiating team.

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Sura House | St Peter Port

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

£1,400,000

OPEN MARKET

Candie Road, St Peter Port GY1 1UP

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2

2

Property details Lounge/drawing room

Shower room

Kitchen

Utility

Sunroom

Large bespoke

5 Bedrooms

summer glasshouse

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

Candie Road, St Peter Port GY1 1UP | £1,400,000

OPEN MARKET

This elegant regency townhouse is conveniently situated within walking distance of St Peter Port town centre and only a few minutes from Cambridge Park and Beau Sejour Leisure Centre.

With generous accommodation set over three floors, Sura offers exceptional town living.

A lovely kitchen opens into a light and airy sunroom leading to a charming south-west facing garden. Externally, there is parking at the front and a pair of iron gates open to a rear south-facing sun terrace and lawned garden, with a large bespoke summer glasshouse.

Sura House | Continued

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Guernsey, a haven of warmth, beauty and balance With three decades of experience as an estate agent in Guernsey, Ross Le Marquand, has been witness to the island’s magnetic allure and its unique ability to offer residents a harmonious work-life balance.

As a passionate golfer and avid boating enthusiast, Ross understands the importance of blending work commitments with leisure pursuits. Guernsey, with its warmer climate and abundance of recreational opportunities, provides the perfect setting for such a balance and Ross is committed to helping his clients not just find houses, but homes that seamlessly integrate into their desired lifestyle.

‘I’ve witnessed first-hand the allure that our island holds for those seeking an English-speaking haven with a warmer climate, natural beauty, and a better work-life balance’, Ross reflects.

Guernsey’s unique blend of warm weather, stunning coastlines, and safe environment makes it a highly desirable destination for those in search of a serene and idyllic lifestyle.

One of the island’s most compelling draws is its enviable climate.

Located in the Gulf Stream, Guernsey enjoys mild winters and pleasantly warm summers, creating the perfect backdrop for year-round outdoor living.

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The island’s gardens flourish with a diverse array of plants, from azaleas and hydrangeas to palms and succulents, enhancing its natural beauty.

Whether it’s leisurely walks along the coastline, rounds of golf on the island’s fairways, or kayaking in its surrounding waters, Guernsey offers endless opportunities for residents to embrace an active and outdoor oriented lifestyle.

Moreover, with minimal industrial activity, the island boasts exceptional air quality and clear skies, making it an ideal environment for outdoor enthusiasts.

Beyond its natural attractions, Guernsey offers a vibrant cultural scene that adds to its appeal for expatriates. From historic landmarks and museums to art galleries and music festivals, the island provides a rich tapestry of cultural experiences for residents to explore and enjoy. Whether delving into the island’s fascinating history or immersing oneself in its thriving arts community, there’s no shortage of opportunities for enrichment and discovery.

COOPER BROUARD GUERNSEY’S ESTATE AGENT

As a Guernsey estate agent, Ross feels privileged to represent a destination that holds such universal appeal for those seeking a fulfilling and enriching lifestyle.

With its temperate climate, stunning landscapes, clean air, and vibrant culture, Guernsey offers a sanctuary where residents can experience the best that island life has to offer.

With an intimate knowledge of the Guernsey property market, Cooper Brouard is well-positioned to assist individuals in their home buying and relocation journey. The agency’s invaluable insights into island life, coupled with its ability to connect clients with schools and amenities, ensures a seamless transition to a vibrant island community.

Wherever you are in your relocation journey, if you’re planning a trip to Guernsey, do not hesitate to get in touch with Cooper Brouard’s Open Market team. Discover how Ross Le Marquand and his colleagues can help make your transition to Guernsey a seamless and stressfree experience.

“ I’ve witnessed first-hand the

allure that our island holds for those seeking an Englishspeaking haven with a warmer climate, natural beauty, and a better work-life balance.

”

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Le Petit Jardin | Fort George

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

£3,200,000

OPEN MARKET

118 Ruette Irwin, Fort George, St Peter Port GY1 2SN

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Property details Open plan living room/kitchen 3 en suite bedrooms 1 with a balcony Separate wc Garage including utility area Garden and parking.

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

118 Ruette Irwin, Fort George, St Peter Port GY1 2SN | £3,200,000

OPEN MARKET

Situated on the lower lines of Fort George, boasting east coast sea and offshore island views, Le Petit Jardin is a fabulous home in a stunning and convenient location.

The well proportioned reverse plan accommodation has been thoughtfully renovated to maximise the panoramic sea views. The property includes a large open plan kitchen/living room with bi-folding doors opening onto the large balcony ideal for al fresco dining, entertaining or relaxing. There are three bedroom suites and a useful integral garage with utility area.

Le Petit Jardin | Continued

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Illuminating Homes: The convergence of light-filled living and indoor-outdoor harmony in property trends

In 2022, Megan embarked on a mission at Cooper Brouard: to fully understand and fulfil her clients’ aspirations, aligning individuals’ unique desires and needs with the search for the perfect property, one that encapsulated their vision of an ideal work-life balance.

Today, the pursuit of the perfect home extends beyond size and location. It’s about discovering a space that seamlessly merges indoor comfort with the outdoors, reflecting a growing preference for properties bathed in natural light.

Here in Guernsey, where our island’s natural beauty and warm climate beckons us outdoors, our homes reflect this charm in a truly enchanting manner.

Our island’s history is woven into the very fabric of our homes, with traditional properties boasting charming facades and a sense of timeless elegance.

But these historic homes are far from stuffy - modern elements have been seamlessly integrated to create interiors that are bright, airy, and filled with light.

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

Conservatories, summer rooms, and outdoor spaces have evolved into integral features of our homes, serving as vibrant extensions of our living areas.

They not only offer panoramic views of our picturesque landscape but also provide tranquil havens for relaxation, dining, or work.

And let’s not forget our terraces, patios, and garden spaces that further enrich the Guernsey lifestyle. Perfect for al fresco dining, soaking up the sun, or simply reconnecting with nature, they blend seamlessly with our indoor spaces, harmoniously blending indoor comfort with outdoor bliss.

From conservatories to skylights, glass structures flood our homes with natural light, creating warm, inviting interiors, that are full of life.

And it’s not just about aesthetics – the abundance of sunlight boosts our mood and productivity, making our homes truly feel like sanctuaries.

Glass blurs the boundaries between indoor and outdoor spaces, integrating our living areas with the surrounding environment.

Whether we’re admiring the lush greenery or soaking in the sunset from our living rooms, glass allows us to deeply connect with the beauty of our island.

At Cooper Brouard, we take the time to understand your unique desires and needs, ensuring that we find you a property that not only meets your practical requirements but also captures the essence of who you are.

In Guernsey, the pursuit of an idyllic lifestyle isn’t just a dream it’s a tangible reality waiting to be embraced. If you’re ready to embark on the journey of finding your perfect home here, let Megan and the team at Cooper Brouard guide you.

With us by your side, you’re not just purchasing a property - you’re relocating to your own slice of paradise, where warmth, vitality, and boundless opportunities await.

Megan Chipperfield

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

OPEN MARKET

Ruette Brayes, St Peter Port GY1 1PL

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Le Pont Renier | St Peter Port

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£2,950,000

A fine detached period house situated on an elevated corner site, offering original details, spacious reception rooms and gardens.

Property details

With a self-contained wing perfect for elderly relatives, south

1st floor rear landing, separate wc,

facing terraced gardens, detached double garage, swimming pool,

1st floor front landing, 5 bedrooms

vine house and plenty of parking, this is an outstanding family

( 1 with en suite bathroom & 1 with

home. A newly renovated basement comprises a laundry,

dressing room and en suite shower

store room, shower room and 3 excellent sized rooms.

room), kitchen, 2nd floor landing,

Entrance lobby and hall, garden room, sitting room, conservatory, dining room,

storage cupboard, bathroom.

Basement: Hall, shower room, laundry room, snug, store room, room 1, room 2.

The Wing: Entrance hall, separate wc, dining room, sitting room, kitchen, bathroom, bedroom, double garage block, swimming pool, vine house, conservatory and study.

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OPEN MARKET

Mont d’Aval, Castel GY5 7UQ

8+2

Le Neuve Maison | Castel Situated on a deceptively large plot in the parish of Castel, La Neuve Maison offers an opportunity to redevelop a substantial Farmhouse into a wonderful family home.

Comes with around 6.5 acres of land, a Local Market cottage and a large detached garage / workshop.

Property details Sitting room, dining room, library, kitchen, utility, pantry, 8 bedrooms (1 with en suite dressing room), study, 2 bathrooms. Double garage, workshop & vinehouse, gardens and land.

The Cottage: Living room, sun room, kitchen, 2 bedrooms, bathroom.

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

2+1

3+2

£2,395,000

Simplifying complexity: Key insights into family wealth management As high-net-worth individuals navigate the ever-evolving realm of wealth management, understanding the key trends and obstacles is paramount. In this article, George Smitheram, Associate Director at Julius Baer Guernsey, delves into the top insights uncovered by Julius Baer’s 2023 Family Barometer report, produced in association with PwC. Conducted across Europe, Asia, the Middle East, and the Americas, last year’s Barometer canvassed over 1,500 experts who found that families are increasingly recognising the need to rethink old thought patterns and seek expert guidance to navigate the complexities of wealth management.

1. Family wealth matters beyond investments The occurrence of ‘black swan’ events over the past three years has prompted families to expand their discussions beyond traditional investment topics.

They are now focusing on broader wealth-related matters such as asset structuring. The increasing globalisation of families, often spanning multiple countries for their education, employment, and marriage, has added complexity to wealth management.

The challenges posed by the pandemic and geopolitical tensions have further heightened this complexity, leading families to seek specialised advice.

2. Taxation and regulation This is becoming an increasingly prominent concern for affluent families, up from the fourth-highest

ranked in 2022. With regulatory environments becoming more stringent and transparent, families must stay informed and compliant across multiple jurisdictions.

opportunity to make a meaningful impact on society while instilling core family values. The survey also highlights the perspective of the “Rising Generation” who play an influential role in shaping the future of wealth management. This is driven by a desire to leave an enduring imprint and legacy, underscoring the importance of long-term planning and strategic decision-making.

3. Family governance A highlight of the report is a pivotal insight: the growing importance of family governance. As wealth is passed down through generations, families must establish clear governance structures to protect their legacies.

But what drives this shift? It’s the principle of shared values and fostering open communication.

Julius Baer Guernsey provides tailored solutions that address these unique challenges, helping families to preserve and grow their wealth for generations to come.

4. Political stability Families are increasingly cautious about investing in regions experiencing geopolitical tensions, opting for diversified portfolios to safeguard against volatility. By monitoring geopolitical developments and adjusting investment strategies accordingly, families can mitigate potential risks to their wealth.

5. Philanthropy Philanthropy continues to be a key consideration of many families’ wealth management. Beyond mere financial wealth, philanthropy presents an

George Smitheram Associate Director

Bank Julius Baer & Co. Ltd., Guernsey Branch is licensed in Guernsey to provide banking and investment services and services ancillary to consumer credit, and is regulated by the Guernsey Financial Services Commission.

juliusbaer.com

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

OPEN MARKET

Les Cotils, St Peter Port GY1 2LY

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Mont Bleu | St Peter Port

£6,500,000

From its elevated vantage point, Mont Bleu enjoys unsurpassed views from the north of the island to St Peter Port harbour, all the way round to Castle Cornet and Havelet Bay. A fabulous home just a short stroll from all the town has to offer.

Well presented, this modern

impressive open plan living

home comprises 10,700 sq ft

room occupying the garden

of accommodation arranged

floor that provides generous

Property details

over four floors and includes

space for family living with

Kitchen/living room, drawing room, 2 studies,

an excellent self-contained

doors opening onto a split

utility, 2 separate wc’s, principal bedroom

3 bedroom annexe.

level garden.

with en suite bathroom and dressing room,

The remaining 7 bedrooms

A spacious dining room and

provide ample space for

elegant drawing room on

visiting family or a nanny/

the ground floor both have

The Annexe: Kitchen/living room,

home help. There is an

balcony access.

utility, 3 bedrooms with en suite, garden.

6 further bedrooms (5 of which are en suite), bathroom, garage, garden.

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Discover Your Dream Home in Guernsey with Cooper Brouard As a leading estate agent in Guernsey, Cooper Brouard takes pride in introducing people to the wonders of our Channel Island paradise. With approximately 1,600 Open Market properties, many of which are considered the island’s finest homes, Guernsey welcomes residents from the UK or other EU member states with open arms.

Here’s why Guernsey should be your next home: Cultural Diversity:

Autonomy and Governance:

Guernsey’s unique blend of English and French influences creates a vibrant ‘joie de vivre’. Situated between the English south coast and the French Normandy coast, the island offers a diverse cultural experience.

As a self-governing jurisdiction, Guernsey has its own government and legal system, providing autonomy to tailor policies and regulations to suit the needs of its residents and businesses.

Safety and Security:

Guernsey is a leading global finance centre, with a thriving financial services sector that caters to clients worldwide. From wealth management to insurance and fund administration, the island offers a wide range of financial opportunities supported by a skilled workforce and a stable regulatory framework.

Guernsey boasts a significantly low crime rate, providing residents with a sense of security and peace of mind. It’s an ideal place to raise children, with excellent medical and educational facilities available.

Outdoor Lifestyle: Guernsey’s mild winters and sun-filled summers provide the perfect backdrop for outdoor adventures. Whether it’s lounging on sandy beaches, exploring rugged coastlines, or hiking cliff paths, Guernsey’s inviting outdoors beckon residents to embrace an active lifestyle.

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Global Finance Centre:

Tax Advantages: Living in Guernsey comes with genuine tax advantages, including a flat rate of 20% Income Tax and the absence of Death Duties, Inheritance Tax, Capital Gains Tax, and VAT.

COOPER BROUARD GUERNSEY’S ESTATE AGENT

In conclusion, Guernsey offers a unique blend of features and advantages, making it an ideal destination for those seeking a vibrant and enriching island lifestyle.

Join us in Guernsey and embark on an exciting new chapter filled with endless possibilities and unforgettable experiences.

Cooper Brouard is here to help you find your perfect place in our wonderful island community.

Time is your most precious asset, make more of it here.

With an attractive tax system, it’s easy to see why your business will flourish. But, with our pristine waters and award winning beaches, have you considered how your family would benefit?

To start your journey, call the Locate Guernsey team on +44 (0)1481 220011, email enquiries@locateguernsey.com, or visit locateguernsey.com

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Property details Bar

Double garage

Lounge

Boot room

Landscaped gardens

Kitchen/dining room

4 bedrooms 2 with en suite bathrooms 2 with en suite shower rooms

Sea views

Separate wc/changing room Pool room

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2

Entrance hall

Utility room

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

Private driveway

La Miellette Lane, Vale GY3 5EN

Les Courtes de Haut | Vale

OPEN MARKET

POA

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

OPEN MARKET

La Miellette Lane, Vale GY3 5EN | POA

Les Courtes de Haut is an impressive two acre property, finished to an extremely high standard throughout, situated in a rural location with beautiful coastal views and walks.

The house, surrounded by landscaped gardens, is accessed by a long private driveway providing excellent privacy. Inside, there is an indoor salt water swimming pool, spacious living areas and a lift to the first floor. All double bedrooms have fabulous sea views. There are also plans to create a barn or workshop, if desired. We highly recommend early viewing to appreciate everything the property has to offer.

Les Courtes de Haut | Continued

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IT’S NOT A SECRET, BUT… with no inheritance tax, no capital gains tax, no VAT, and a standard flat rate of personal income tax of 20%, Guernsey is not only an idyllic island combining a rich history with friendliness, safety, and fiscal security, it is also a rather discerning location of choice.

increases to the island’s statutory tax caps. The standard rate of Guernsey personal income tax remains at a flat 20% and the standard rate of Guernsey company income tax remains at 0%. Note that certain Guernsey resident company income can be taxable at 10% or 20%.

Guernsey lies some 40 minutes by plane from Gatwick and about 20 miles from France.

The individual tax caps that are available, by statute, limit the annual maximum income tax payable by a Guernsey resident individual, from 1 January 2024 onwards, as follows:

The island is self-governing and those who hold a British passport may simply purchase a property on the island’s “Open” property market and take up residence. The decision to relocate is usually driven by a strong desire for a better lifestyle, coupled, perhaps, with the need or desire to mitigate, in full or in part, exposure to UK taxation.

The annual Guernsey Budget for 2024 made incremental

• Open Market Cap of £60,000. Available for the first four years of Guernsey residence. Requires the purchase and occupation of an open market property within 12 months of tax residence. The purchase must generate minimum document duty (or anti-avoidance duty) of £50,000 (property cost of £1.4m).

• Foreign income tax cap of £160,000. This is for nonGuernsey source income only. Guernsey source income remains subject to 20% tax. Guernsey bank interest is not considered Guernsey source.

• Annual tax cap of £320,000. A global cap utilised by individuals with substantial Guernsey source income.

• The “Standard Charge”. This is currently £40,000 per annum and is available by election in place of worldwide income disclosure, for those who are, broadly, part time tax resident on the island.

As well as the headline tax caps available, other significant tax incentives for a new resident that should not be overlooked may include: • Ability to claim double tax relief in Guernsey for UK corporation tax paid, where shareholder control of the UK company is in Guernsey on a UK company distribution.

• Ability to receive certain UK dividends exempt from both UK and Guernsey taxation.

• Ability to receive UK pension income, potentially including a lifetime flexible draw down solely taxable in Guernsey.

• Ability to mitigate UK capital gains tax on gains made upon the disposal of certain UK assets.

LTS Tax Limited, registered with the Chartered Institute of Taxation, is an independent and leading tax practice in Guernsey. The team is qualified to provide UK and Guernsey tax advice and would be pleased to discuss UK and Guernsey tax matters with you.

Julian Turian ATT FMAAT Executive Director DD: +44 (0)1481 743045 E: julian.turian@lts-tax.com Natalie Chamberlain CTA Executive Director DD: +44 (0)1481 747753 E: natalie.chamberlain@lts-tax.com David Parrott CTA Tax Services Director DD: +44 (0)1481 743049 E: david.parrott@lts-tax.com Katie Roberts CTA Manager DD: +44 (0)1481 743087 E: katie.roberts@lts-tax.com

Switchboard: +44 (0)1481 755862 Email: taxenquiries@lts-tax.com or visit lts-tax.com

OPEN MARKET

George Road, St Peter Port, GY1 1BD

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2 Mont Havelet | St Peter Port Apartment 2 is a fabulous first floor apartment forming one of only 3 purpose built luxury Open Market apartments situated above Havelet Bay. Extensively renovated in recent years using a distinguished local architect, this fine family home has many of its original features including brick wine bins, flagstone floors and much of the traditional joinery. With extensive walled gardens and a double garage, this property is highly recommended for viewing.

Property details Entrance lobby, entrance hall, cloakroom, living room, kitchen/dining room, balcony, utility room/larder, laundry room, 4 Bedrooms ( 2 with en suite bathrooms & 2 with en suite shower rooms ), car lift to underground car park with parking for 3 cars, one via a car stacker, lift to the entrance lobby.

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

4

1

£3,350,000

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OPEN MARKET

La Giffarderie, Albecq, Castel GY5 7HN

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Villa d’Albecq | Castel

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£2,750,000

Villa d’Albecq enjoys lovely views and stunning sunsets from the first floor over the adjacent pink granite headland towards the sea.

Property details

Generous reception areas include a first floor living room with access

bedroom 1 ( with en suite bathroom),

to the balcony, garden room with views over the private rear garden,

bedroom 2 (with en suite bathroom

garaging for three cars, and a guest suite (above the double garage).

& dressing room), bedroom 3 (with

The surrounding gardens are enclosed by walls and predominantly

en suite dressing room), inner hall,

south and west facing, with sandy beaches a short stroll away.

kitchen, sun/breakfast room, utility,

Entrance hall, sitting room, dining room, conservatory, study,

boiler room, hall, laundry room, separate wc, landing, living room, balcony, central courtyard, gardeners wc, double garage.

Studio/guest suite: Lobby, bedroom (with en suite shower room), office, single garage.

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

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OPEN MARKET

Rue Godfrey, Vale, GY3 5EG

4

La Haute Banque | Vale An impressive period family home occupying 6.2 vergee (2.5 acres) located in quiet lanes close to Bordeaux Harbour and the amenities in St Sampson’s.

Generous double bedrooms (2 with large en suite bathrooms), reception rooms, a large kitchen/dining room, east facing garden, ample parking, double garage and an adjoining field, make La Haute Banque a versatile family home in a lovely semi-rural location.

Property details Porch, entrance hall, study, sitting room, family room, dining room, kitchen/breakfast room, rear hall, separate WC, bathroom, 4 Bedrooms (1 with en suite bathroom/dressing room & 1 with en suite shower room), double garage, ample parkings, 2 vergee field opposite property.

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3

4

£2,050,000

DLM ARCHITECTS We are an esteemed RIBA chartered practice crafting exceptional, award-winning buildings. Our bespoke services span renovations, modern homes, housing developments, and commercial projects, focusing on creating beautiful, functional, and sustainable spaces.

Our approach involves close collaboration with clients and a trusted network of leading consultants and contractors. This synergy ensures that we meet and exceed your project’s highest standards. We leverage cutting-edge technology and immersive visualization tools to give you an unparalleled understanding of your vision, no matter where you are in the world.

Get in touch to find out how we can work together.

01481 701070 WWW.DLM.GG

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OPEN MARKET

Damouettes Lane, St Peter Port GY1 1ZT

3

Damouettes Lodge | St Peter Port

2

3

£2,850,000

This stunning Art Deco home has been lovingly extended and stylishly renovated by the current owners to create a spacious home perfect for entertaining.

Conveniently located down a quiet lane on the outskirts of St Peter Port, Damouettes Lodge offers up to three good sized bedrooms with incredibly flexible living space. The west facing garden offers multiple options for Al-Fresco dining while admiring the beautiful rural setting.

Property details Sitting room, dining room, kitchen/breakfast room, study, 3 bedrooms ( 1 with en suite bathroom), shower room, separate wc, double garage, gardens and parking.

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Explore Guernsey Schedule your Discovery Call today to learn more about relocating Guernsey offers numerous advantages as a destination, particularly its enviable work-life balance. However, relocating here demands careful consideration of essential factors to ensure a smooth transition. Cooper Brouard is ideally positioned to assist you in navigating through these complexities.

Over the years, we’ve recognised the diverse needs of our clients.

Some are already familiar with the relocation process and have begun establishing connections with island intermediaries. Others are still in the early stages and benefit from additional guidance. Regardless of where they are in their journey, our first-hand advice always proves invaluable.

With our deep understanding of the Guernsey property market, Cooper Brouard can serve as your trusted partner throughout the relocation and buying process.

We offer guidance on housing options and provide essential advice and support every step of the way.

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Navigating Guernsey’s unique property laws can seem daunting, but we simplify the process by handling paperwork and negotiations. Beyond property matters, we also facilitate connections to schools and amenities, ensuring your integration into the island community is effortless.

We understand that your time is precious, and if you are considering a move to Guernsey, maximising your visit here is paramount. We have therefore introduced Discovery Calls to provide insights into island life before your arrival, allowing you to ask questions and giving us the opportunity to understand your needs and aspirations beforehand.

COOPER BROUARD GUERNSEY’S ESTATE AGENT

Our goal is to streamline this process so you can make the most out of your visit. Our Discovery Calls enable us to arrange introductions, viewings, and meetings that best align with your preferences, allowing you to extract the maximum benefit from your trip.

No matter where you are in your relocation journey, if you’re planning a trip to Guernsey, please don’t hesitate to reach out to our Open Market specialists Ross or Megan Discover how we can assist you in making your relocation as smooth as possible.

Boutique Asset Management

Rocq Capital is a trading name for Rocq Capital Management Limited and Rocq Capital Securities Limited which are licensed and regulated by the Guernsey Financial Services Commission.

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Blanche Pierre Lane, St Martin’s GY4 6SA

OPEN MARKET

4

Whitestones | St Martin’s

SOLE AGENT

4

3

POA

An immaculately presented bright modern home located in the heart of St Martins enjoying a lovely rural outlook and with the picturesque Fermain bay, cliff path walks, St Martins village and some lovely places to eat right on your doorstep.

The spacious accommodation includes 4 bedroom suites and reception rooms that overlook the private south facing gardens.

A double garage/ entertainment room is heated and tiled (perfect for the car enthusiast) and there is excellent parking.

Property details Entrance hall, sitting room, dining room, kitchen/living room, utility, separate wc, landing, 4 Bedrooms (1 with en suite bathroom & dressing room and 3 with en suite bathroom), study, double garage/entertainment room, summerhouse with power and internet.

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OPEN MARKET

George Road, St Peter Port, GY1 1BD

6

Mont Havelet Cottage | St Peter Port A rare chance for an inspirational project overlooking the St Peter Port harbour and eastern seaboard with spectacular rooftop views to Havelet Bay and Castel Cornet.

Approved plans for redevelopment into a contemporary home are available on request and allow for an early start to avoid the planning process. Viewing is highly recommended to appreciate this elevated position with integral garage annexe and garaging.

Property details Entrance hall, sitting/dining room, 5 Bedrooms (1 with en suite bathroom).

Basement: Entrance hall, sitting room, bedroom, garage.

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2

2

£1,950,000

La Route de Sausmarez, St Martin’s GY4 6SG

5

3

OPEN MARKET

SOLE AGENT

2

Saffron House | St Martin’s

£1,750,000

A lovely period family home located in a much sought-after residential area between St Martin’s Village and St Peter Port town centre.

It has an excellent sized sitting room with doors to the rear patio and garden and a charming dining room with feature fireplace. The large rear garden is mainly lawned with attractive borders, kitchen garden and lean-to greenhouse.

Property details Entrance hall, sitting room, dining room, kitchen, utility room, rear lobby, separate wc, shower room, 5 Bedrooms (1 with en suite bathroom), bathroom, garage, gardener’s wc, store, lean-to vine house.

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THE WONDERS

OF MAGICAL HERM Described as a hidden gem of the British Isles, Herm is a stunning and unique holiday destination just a short 20-minute boat ride from Guernsey. At just 1.5 miles long and less than half a mile wide, this idyllic island offers a true touch of paradise.

Steeped in history and mystery, Herm is a magical location that provides a quiet, peaceful place to unwind and relax, as well as plenty of stunning coastline scenery, white sandy beaches, fresh local cuisine, and lots of fun activities to enjoy.

at The White House Hotel, or quick snacks and ice creams from Harbour Café, the village has so many reasons to get tastebuds tantalised.

The natural beauty of Herm is breath-taking, with scenic walks

butterflies and beautiful orchids can all be spotted while strolling around the island.

Herm is also home to Europe’s most southerly puffin colony, who nest in Puffin Bay on the south coast cliffs.

Whether it’s a fun family holiday, romantic getaway or a relaxing break with friends, there’s a variety of accommodation including The White House Hotel, comfortable self-catering holiday cottages or equipped tents boasting glorious views from Seagull Campsite.

Herm creates a stress-free, natural environment for visitors to enjoy.

There are no cars or bikes on the island to disturb the peace and quiet, and everything’s accessible in just a short walk.

In the centre of the island sits Manor Village, with the quaint and picturesque 11th Century St. Tugual’s Chapel at its heart, and home to many of the island’s cosy self-catering cottages.

On the west coast is Herm’s Harbour Village, the main hub of island life. Delicious gastro pub food and Herm’s very own golden ale at The Mermaid Tavern, brasserie style menus at The Ship Inn, fine dining

and some of the most beautiful beaches in Europe. Shell Beach and Belvoir Bay are frequently listed in the top 10 beaches in the British Isles, thanks to their flawless white sands and turquoise waters.

An array of stunning and unique fauna and flora also call Herm home and dolphins, seals, birds,

Fantastic outdoor activities include sea swimming, paddle boarding, kayaking, archery and nature trails.

Herm hosts events all year-round, from top class UK tribute acts, ale and cider festivals, and special package holiday and experience options such as wine tasting and gourmet weekends.

For more information on Herm Island, visit www.herm.com and follow @hermisland 50

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

Island life is a little different For over 40 years we have been providing peace of mind for Channel Island residents and local businesses

Ask your broker for Insurance Corporation.

See more about us at www.insurancecorporation.com

Part of

Our experienced local team and in-depth knowledge of the islands is just part of the reason we are trusted to insure over 40,000 vehicles and homes across the Channel Islands.

Discover our difference.

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OPEN MARKET

76 York Way, Fort George, St Peter Port, GY1 2SY

4

Chamberlain House | St Peter Port

4

5

POA

An exceptionally well-presented bungalow enjoying an elevated position on the prestigious Fort George development enjoying excellent sea views towards our offshore islands.

The accommodation is flexible and can be adapted to accommodate an elderly relative or carer. The gardens are beautifully presented, there is ample parking and a double garage which has permission to extend further. A lovely home providing elegance, quality, comfort and centrally placed for both St Peter Port shops and restaurants and the nearby St Martin’s village.

Property details Entrance hall, cloaks cupboard, separate wc, wine store, drawing room, kitchen/breakfast room, preparation room, sitting room, dining room, side hall, family room, gym/study, side lobby, separate wc, laundry, boiler room, inner hall, 4 Bedrooms ( 3 with en suite bathrooms & 1 with en suite shower room ), double garage, swimming pool, plant room.

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Croutes Havilland, St Peter Port GY1 1ET

OPEN MARKET

6

Ingleside | St Peter Port Ingleside is a beautiful mock Tudor property which benefits from 6 well proportioned bedrooms, 3 large reception rooms and 2 garages.

The property is very warming in its interior, giving great charm and character throughout.

There are private and mature gardens to the front and rear.

Property details Porch, entrance hall, sitting room, dining room, snug/study, kitchen/breakfast room, conservatory, utility room, cloak cupboard, separate wc, 6 bedrooms (1 with en suite bathroom), dressing room, 2 additional bathrooms, study, storage, front south facing garden.

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SOLE AGENT

3

4

£1,650,000

LOCAL LOCAL MARKET MARKET

Local Market properties The following pages showcase a selection of properties that are currently available.

Learn more at www.cooperbrouard.com or call one of our Negotiating team.

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Route Isabelle, St Peter Port, GY1 1QR

LOCAL MARKET

3

2 Wellington Close | St Peter Port Superb two-year-old house in stylish small development on the western edge of town in a lovely rural setting.

Beautifully finished with quality fittings and on trend décor throughout this lovely home offers spacious split level open plan living, excellent bedroom and bathroom facilities, covered parking for two vehicles and an enclosed west facing garden.

Property details Entrance hall, kitchen, lounge/dining room, utility, separate WC, 2 bedrooms ( 1 with en suite shower room ), bathroom. Covered barn with 2 parking spaces and electric charging points, garden shed.

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SOLE AGENT

2

1

£925,000

Dehus Lane, Vale GY3 5EH

LOCAL MARKET

3

Tengah | Vale

SOLE AGENT

1

2

£1,150,000

Tucked away in a quiet lane in the Vale this 3 bedroom property sits on a large site of just over 1.5 acres with mature gardens, orchard and agricultural field.

The property would benefit from modernising and extending (subject to the relevant permissions) to truly reach it’s full potential and maximise the wonderful sea views over Beaucette Marina and beyond. The property is being sold subject to Royal Court Approval.

Property details Entrance porch, entrance hall, lounge/diner, kitchen, utility, Conservatory, bathroom, separate WC, 3 bedrooms, garage.

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LOCAL MARKET

Petit Bot, Forest GY8 0BP

3

Saxon’s Holt | Forest Saxon’s Holt is a sizeable home located in the desirable location of Petit Bot, with generous accommodation over two floors and views over the valley.

Boasting a modern kitchen/dining room extension which floods the living space with natural light, and a tiered garden with many sun traps, this is a rare opportunity to own a home in the sought-after southwest of the island.

Property details Porch, entrance hall, lounge, hall, kitchen/dining room, conservatory, 3 bedrooms ( 2 with en suite bathroom ), bathroom, double garage/workshop.

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3

4

£1,275,000

MADE TO MEASURE MORTGAGES TAILORED TO SUIT YOU

MULTIPLE SOURCE INCOME, HIGH NET WORTH MORTGAGES When it comes to high net worth mortgages one size does not fit all. Most high street lenders do not cater for complex, varied or multiple income streams, so buying your new home may need a more tailored approach.

Using established relationships with specialist lenders and a wealth of knowledge and experience in providing multi-source income verification, SPF can secure highly competitive mortgages

Tel: 01481 715234

info@spf.gg

www.spf.gg

for anyone in, or looking to move to Guernsey, providing bespoke and interest only options.

We can even factor in other properties, stock portfolios or personal pensions to provide the required level of funding in the most cost efficient structure.

For a bespoke approach to securing your new home or investment property, call us on 01481 715234.

/SPFGsy

@SPFGsy

The Financial Suite, The Maze, Berthelot Street, St. Peter Port, Guernsey GY1 1JT. Mortgages | Commercial Lending | Business Insurance | Personal Insurance Licensed by the Guernsey Financial Services Commission to provide advice on insurance business.

Rue des Portelettes, Torteval GY8 0PU

LOCAL MARKET

3

Les Fontaines Farm | Torteval A fantastic opportunity to purchase a charming large farmstead on an elevated site, situated on the headland above Rocquaine Bay. The property requires extensive renovation and refurbishment but has the potential to become a fine home. Sitting on a 9-acre plot, the farm boasts a one bedroom annex and various outbuildings and attached barns.

Property details Porch, entrance hall, sitting room, dining room, conservatory, garden room, kitchen, landing, 4 bedrooms ( 1 used as a study ), inner hall, bathroom, attic.

One bedroom annex: Kitchen/dining/ sitting room, bedroom, shower room. garage, cow shed, parlor room, attic, 2 garden room stores & 3 outbuildings.

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JOINT AGENT

3

4

£2,400,000

La Ruette du Navet, St Martin’s GY4 6JY

LOCAL MARKET

3

Maple Lodge | St Martin’s

SOLE AGENT

3

2

£1,195,000

This well–presented property nestles away in a fantastic setting above Saints Bay, on wellmaintained mature gardens.

Approached off a quiet lane over a brick paved driveway providing ample parking for four cars, the property boasts a large paved area which goes around the house leading onto the veranda which enjoys views over the garden and valley beyond.

Viewing is highly recommended.

Property details Entrance hall, inner hall, shower room, 3 bedrooms ( 1 with en suite bathroom ), living room, conservatory, kitchen, landing, bathroom, playroom, garage.

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LETTINGS & MANAGEMENT

Lettings & Management For those seeking to lease residential properties, Cooper Brouard offers unparalleled expertise across all market segments. Among Guernsey’s 1,600 Open Market properties and 25,000 Local Market properties, many are available for both leasing and purchasing. This means you can enjoy living on this beautiful island without the immediate commitment of buying a property.

Opting to rent a property in Guernsey while considering the option to buy offers the advantage of flexibility, which is particularly beneficial for newcomers to the island or those uncertain about their long-term plans.

If you are interested in renting a property in Guernsey or have a property you are interested in letting, we would be delighted to assist you. Please contact Jess or Rosy for helpful advice and assistance.

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Our experienced property lawyers and conveyancers act for a broad client base that extends from private individuals to major developers, lenders and institutional investors.

We will guide you through the process of buying, selling, developing and leasing property, helping you get to where you want to be.

We have one of the largest and most experienced commercial and residential advisory teams in the Channel Islands.

To discuss your requirements, please contact one of the partners or visit careyolsen.com/propertylaw

Jason Morgan Partner

D +44 (0)1481 741563 E jason.morgan@careyolsen.com

Davey Le Marquand Partner

D +44 (0)1481 732009 E davey.lemarquand@careyolsen.com

With you every step of the way P R O P E RT Y L AW S P EC I A L I ST S C A RE Y H O U SE LES B AN QUES ST P ETER P ORT GY1 4BZ

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Cooper Brouard Estate Agents The Old Post La Grande Rue St Martin’s Guernsey GY4 6RR t e w

+44 (0)1481 236039 enq@cooperbrouard.com www.cooperbrouard.com

The prices of properties featured for sale and to let in this publication are believed to be correct at the time of going to press. All negotiations are to be conducted through Cooper Brouard. We understand the property details to be correct but we do not guarantee their accuracy nor do they form part of any contract. Any internal photographs are intended as a guide only and it should not be assumed that any of the furniture/fittings are included in any sale or letting.

Whilst every particular care has been taken by the publisher and its agents to ensure that each part of Guernsey Property is comprehensive and accurate, they cannot be held responsible for any errors or omissions or the results thereof. The opinions herein are those of the authors or persons interviewed only and do not reflect the views of Cooper Brouard or the publisher. No part of this publication may be reproduced without prior authorisation from the publisher.