Guernsey Property - Spring/Summer 2022

Guernsey property Spring/Summer 2022

A high quality service in private client banking Rothschild & Co is one of the world’s leading financial services groups with a history of over 200 years and a presence in Guernsey for 50 years.

We provide our private clients with an international banking service which respects tradition and reflects the requirements of the modern world.

The range of services available includes: ▪ ▪ ▪ ▪

Call, Notice and Fixed Term Deposits Foreign Exchange Discretionary Investment Management Portfolio and Residential Property Lending

The minimum amount required to open and maintain an account with us is £100,000 or currency equivalent.

You can find out more by calling Sinead Granville on +44 1481 705128 or by e-mailing marketing@rothschildandco.com.

Gold bar

rothschildandco.com

Gold bars, as well as silver, were produced at the Royal Mint Refinery in London’s East End during Rothschild’s ownership of the business (1852-1968). Each bar was marked with a unique number and a guarantee of its purity.

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For the latest properties, extensive picture galleries, news and updates, visit our website or see our social media channels.

about us

features

03 Welcome

07 Women as the new face of wealth Bank Julius Baer & Co Ltd

03 Directors 04 Meet the team 05 Cooper Brouard news 06 Cooper Brouard news

properties 08 Open Market properties

18 New planning application service Collas Crill 35 Settling for safety and security Locate Guernsey

48 Local Market properties www.cooperbrouard.com

62 Lettings & Management

Spring/Summer 2022

STAY IN TOUCH

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Guernsey Property is designed, produced and published by Hamilton Brooke. If you would like to advertise in future editions, or if you feel that the content of the publication could be improved in any way, we would welcome your comments. Please write to the editor, Hamilton Brooke, Rouge Rue, St Peter Port, Guernsey GY1 1ZA. Tel +44 (0)1481 714437, email june@hamiltonbrooke.com.

GUERNSEY PROPERTY SPRING/SUMMER 2022

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Tel: 01481 726461 mail@ccd-architects.com www.ccd-architects.com

welcome Welcome to the Spring/Summer 2022 edition of the Guernsey Property Guide.

After two years of global uncertainty as a result of COVID-19 in its many variations and an ever changing economic landscape, we start the year with both Guernsey Property markets in strong positions and experiencing continued growth.

In the following pages you will see a selection of the properties that we have available that we hope are of interest whether you are looking to start or continue your Guernsey property journey,

as well as information from other firms who can help you enhance your Guernsey lifestyle.

With the speed the market has been moving it is best to ensure you are registered with us in order to receive automatic updates of any properties that may meet your search criteria. Be sure to visit our website (www.cooperbrouard.com) or give us a call to speak to one of the team on 01481 236039.

Above Saints Bay, St Martin, Guernsey

COOPER BROUARD DIRECTORS

Ross Le Marquand Director - Open Market Mobile: +44 (0)7781 150774 ross@cooperbrouard.com

Matt Brouard Director - Local Market Mobile: +44 (0)7781 137305 matt@cooperbrouard.com

Cathy Gallienne BSc Director - Local Market Mobile: +44 (0)7781 127392 cathy@cooperbrouard.com

One of the founding partners Ross, who heads our Open Market Department, has been selling houses in Guernsey for over 25 years and has an encyclopaedic knowledge of the workings of the Open Market.

Matt has over 30 years’ experience in Guernsey property, having spent 10 years with a long established firm prior to founding Cooper Brouard with Trevor and Ross in 1996.

Cathy has over 20 years’ experience in Guernsey Property, having spent the last six years heading up and expanding the rental and management team, she has now moved back to local market sales giving additional support and expertise in the incredibly busy sales team.

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STAFF PROFILES

OPEN/LOCAL MARKET SALES TEAM

Ben McVey Local Market Mobile: +44 (0)7781 420303 ben@cooperbrouard.com

Karen Crawford Company Associate Open Market Mobile: +44 (0)7781 136040 karen@cooperbrouard.com

James Starkey Senior Open Market Negotiator Mobile: +44 (0)7911 760536 james@cooperbrouard.com

Jack Lucas Open Market Mobile: +44 (0)7781 142197 jack@cooperbrouard.com

Liz Mauger Local Market Mobile: +44 (0)7781 123994 liz@cooperbrouard.com

Lucie Fox-Pegg Local Market Mobile: +44 (0)7781 193503 lucie@cooperbrouard.com

Harry Phillips Junior Negotiator Mobile: +44 (0)7781 172470 harry@cooperbrouard.com

Heather Barrell Head of Lettings & Management Mobile: +44 (0)7781 115610 heather@cooperbrouard.com

Alasdair Round Lettings & Management Mobile: +44 (0)7781 417694 alasdair@cooperbrouard.com

Ross Yeates Lettings & Management Mobile: +44 (0)7781 118740 ross.yeates@cooperbrouard.com

Kate Howlett Administration kate@cooperbrouard.com

Rosy David Administration rosy@cooperbrouard.com

Charlie Le Prevost Reception & Marketing charlie@cooperbrouard.com

Emma Le Cloarec Reception & Marketing emma@cooperbrouard.com

LETTINGS & MANAGEMENT TEAM

MARKETING & ADMINISTRATION

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

Scott Gallienne Accounts accounts@cooperbrouard.com

Cooper Brouard

NEWS

Harry’s dancefloor challenge Harry Phillips (Local Market Negotiator) aka “Vinnie Barbarino” together with dance partner Evita Dapsevica aka “hot stuff” danced the Samba and then the “disco jive” group dance at this years 1970s inspired Guernsey Dancefloor Challenge.

because my grandma is a huge fan of strictly, so I’m hoping to impress her with some dancing skills. I’m also hoping to show that those with size 12 feet are able to bust some moves and look half decent!”

Non-dancers are paired with dancers and “challenged” to learn two technical ballroom routines over a three-month period and then perform them to their friends, family and the public.

Dances are delivered in a unique style and music theme each year. Dancers need to have a lot of courage stepping into the challenge, and give real commitment to learn in such a short period of training.

Over the past 15 years The Dancefloor Challenge has raised thousands of pounds, which is split between the Guernsey Amateur Dancesport Association (GADA) and another charity, which this year is Friends of Frossard.

Harry commented, “I’m a fairly confident person in general, but I must say this is quite out of my comfort zone, so I’m pretty nervous. I think at the same time it’s for a brilliant cause and I’m looking forward to learning how to dance.

Natalie Wrigley aka “soul sister” and her professional dance partner Mickey Haimes aka “soul man” danced splendidly over the 2 day competition to become the overall winners of this year’s challenge. Natalie has been an annual fundraiser for the Charity.

‘The main reason I’m doing the DFC is

Harry and Evita were enthusiastically supported by the Cooper Brouard staff on the Saturday Gala evening and came a well-deserved second.

New service launch for homebuyers If you have specific requirements that need to be met and don’t see any properties currently for sale that match them, we can help.

Sometimes, homeowners just need to know there is interest in their property in order to consider selling and those people may respond to a direct approach.

At Cooper Brouard we can:

Random acts of kindness A great opportunity that we weren’t going to miss out on…

Not only was it the end of Covid restrictions, but it happened to coincide with ‘Random Act of Kindness Day’ so to say thank you to the teachers at La Houguette School for all of the extra effort they have gone to over the past two years, we dropped in with a selection of delicious treats from the Grazing Kitchen for them to tuck into at break times.

Headteacher Mrs Judd said, “It was a lovely surprise to receive these tasty gifts. Like everyone, we have had ups and downs in getting our jobs done over the course of the pandemic, but the team here have really gone the extra mile to keep the children motivated engaged and up to date on everything, and it is so nice to have that appreciated.”

Welcome back Rosy Rosy David is welcomed back to Cooper Brouard having left in 2021 to have Sunny. She returns as Lettings & Management Administrator.

• Track down property owners and approach them confidentially on your behalf

• Target a specific area • Advertise for properties that match your ‘must haves’

So if you can’t wait for your ideal home to come on to the market, let us help you track it down.

Get in contact with us today on 236039, or email enq@cooperbrouard.com for further information.

Refurb update Our office refurbishment is on schedule and we are back in our offices, having worked from home for a while. Phase 2 - the creation of a new reception and meeting room has now begun.

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Cooper Brouard

NEWS

Proud sponsors of the Guernsey Surf Club 2022 Founded in 1964, The Guernsey Surf Club is one of the oldest surfing clubs in the world.

Today, it is the core of the Guernsey surfing scene bringing together a thriving community of enthusiastic surfers of all ages from toddlers to vintage riders in their 70’s!

We are very proud to lend our support to this wonderful club and the good work they do.

Cooper Brouard’s Ross Yates said, “I have been involved with the Surf Club previously, and know how tirelessly they work in order to try and build/promote the sport, something which has become ever more popular over the past few years.

‘The main focus will be on the kids involvement within the sport, or as we call them in the surfing world, the Groms! There will be a junior series run throughout the summer which will be roughly 4 competitions in total, all focused on the kids, with age groups from as young as under 10.

‘Our sponsorship will help towards prizes, and also travel off island, for trips to Jersey for example, in order for our up-and-comers to compete at a better level.”

To find out more about the Guernsey Surf Club, visit www.guernseysurfclub.com

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

Junior Sessions

WOMEN AS THE NEW FACE OF WEALTH: THREE FACTS ABOUT THE BOOST OF WOMEN’S WEALTH ACROSS THE GLOBE According to consultancy group Boston Consulting Group (BCG), women now hold an average of 40% of global wealth, and this could rise at a compound annual growth rate of 7.2% by 2023, outpacing the 5.2% compound annual growth rate projected for men.

Why should this matter for women and their assets?

As women become wealthier, their influence is growing. They are beginning to redefine areas that have traditionally been focused on, and dominated by, men.

JEAN-LUC LE TOCQ

Head of Private Banking, Guernsey

Wealth creation among women is growing; there has been an unprecedented increase over the last decade in the amount of wealth earned and controlled by women. Jean-Luc Le Tocq of Julius Baer Guernsey sets out why this makes it more important than ever to improve financial literacy and active wealth planning among women.

Here are three facts regarding empowering women’s wealth management and promoting female financial literacy:

1. Women are savvy investors but there is a lack of financial confidence: studies suggest that despite their tendency to underestimate their financial knowledge, women as a group tend to outperform men A number of studies over time suggest that women tend to outperform men in their investments. The University of Warwick, for instance, tracked investors’ performance for three years. Its findings in the 2018 research paper ‘Are women better investors than men?’ indicated that women outperformed men at investing by 1.8%. Men were likely to pick more speculative stocks, while female investors had a longer-term perspective.

Researchers indicate that behaviourally women tend to be less confident about their investing than men, and are therefore more likely to be risk averse (47% vs 39% for men, based on 2015 industry research by SigFig, the Wall Street Journal and Vanguard) and open to advice (64% vs 56% for men).

2. Women have less earning power compared to men: the gender gap in wages translates into wealth and retirement gaps

Women earn less than men, with women earning 81 cents for every US dollar earned by men on an uncontrolled basis (this measures median salary for all men and all women), according to our 2021 Women and Wealth report. Even on a controlled basis (measuring median salary for men and women with the same job and qualifications), women still earn less, at 98 cents for every US dollar earned by men.

Part of this is because women lose earnings with time out of the workforce as they spend more time than men raising children. This appears to be the case even in Scandinavia, where social policies are more generous and culture more egalitarian. Over time, the disparity has resulted in yawning wealth and retirement gaps that are hard to close.

3. Women have a longer life expectancy: they live longer, and hence need to plan for a longer retirement Women live longer than men on average. According to the international organisation Population Reference Bureau, women outlive men in almost every society.

In more developed countries, the average life expectancy at birth is 79 years for women, 72 years for men. In less developed countries, where high maternal mortality reduces the difference in longevity, women can expect to live an average of 66 years, compared with 63 years for men. Yet, women may not be prepared for a longer retirement, with only 53% of women reportedly starting to save for retirement vs 65% for men.

The facts are clear; women are generating more wealth and are gaining more control of their money.

To maximise this trend there is a need for more active participation by women in managing their wealth.

To discuss your options for investing and managing your wealth, contact Jean-Luc Le Tocq on +44 (0) 1481 726618 or jeanluc.letocq@juliusbaer.com Julius Baer is the brand name of the Julius Baer Group of companies in Guernsey. They are licensed to provide banking, investment and fiduciary services and are regulated by the Guernsey Financial Services Commission.

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

OPEN MARKET

The following pages display only a selection of our Open Market properties.

To view our full portfolio, please contact one of our negotiators.

Open Market properties

Guernsey Market continues to go from strength to strength As we enter the spring of 2022, the shift of the global landscape we have seen over the last couple of years continues and the Guernsey Market continues to go from strength to strength. As the world recovers from COVID19 and learns to live with the disease as part of the “new normal” our eyes are keenly fixed on the conflict in Ukraine and the uncertainty this brings.

At times where the markets are at unease, in times of turmoil, we often see people turning to property as a way to diversify their portfolios and take advantage of the typically secure Guernsey market that has held its value well over the years.

The dramatic increases in demand for Local Market property has helped to invigorate the Open Market up from the bottom up as more and more locally qualified applicants (either through birth or through licence) have seen the benefits of owning Open Market homes. This has reduced the number of “entry level” Open Market properties which are available and increased applicant competition at the lower end of the market.

There is still a premium for Open Market property and locally qualified purchasers see the benefits of paying a premium to have access to higher price ceilings as they seek to add value to the

properties they acquire. As the world gets back to normal and supply chains begin to recover we are seeing an influx of applicants to the island to fullfil the demand that has been building since mid 2020.

Spring brings about a fresh influx of new applicants to the market and the team have been inundated with valuation requests and new instructions coming to the market. If you are considering selling your property or would like to discuss your options in confidence do not hesitate to contact us, and one of the team would be delighted to talk you through your options.

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Highfield, La Route de Sausmarez, St Martin’s GY4 6SE

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| POA

OPEN MARKET

Highfield

POA An elegant and attractive period house situated at the head of Fermain Valley.

With open views across private mature gardens to the coast beyond, Highfield provides bright, spacious accommodation tastefully and neutrally decorated throughout with high quality finishes and presented in pristine condition. An adjoining orangery provides an impressive additional reception room well suited to family living or entertaining while on the lower ground floor the property has been extended to provide a cinema and garden room.

Highfield is set well back from the road and approached over an imposing circular driveway. Cliff path walks are on the doorstep and St Martin’s Village and Town are a very short drive away.

Property details Sitting room, dining room, kitchen/breakfast room, garden room, cinema room, orangery, study, Bedroom 1 with dressing room and en suite bathroom, 4 further bedrooms , dressing room, bathroom, 2 shower rooms, utility room, store room.

Garage, gardens and parking.

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Hawkesbury, Braye du Valle, St Sampson’s GY2 4RB

| £1,750,000

Hawkesbury

A well-proportioned Victorian villa set within an acre of private grounds and located close to local shops, the golf course at L’Ancresse and surrounding sandy beaches.

Hawkesbury provides three excellent bedrooms - the master suite occupying the entire attic floor and accessed from a well fitted first floor dressing room. Spacious reception rooms combine period features with contemporary living with the family living/dining/kitchen opening to a wide pergola covered veranda at the rear.

Within the well maintained grounds are an excellent indoor pool complex and a sizeable detached barn with an office/studio on the first floor and wine/games room occupying part of the ground floor. A lovely family home that has previously had permissions, since lapsed, to create a fourth bedroom en suite.

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OPEN MARKET

JOINT AGENT

£1,750,000

Property details Living room, sitting room, dining room, kitchen/breakfast room, 3 bedrooms (2 en suite), shower room, cloak room. Detached Barn: Office/ studio, wine store/games room, garden room, utility room, shower room. Pool complex with wet room and sauna. Gardens with greenhouse and parking.

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It just, makes it easier

Kitchens | Bathrooms | Bedrooms | Homeware | Tiles Forest Road | Tel: 234000 | mail@cic.gg | cic.gg

Little Gem, Damouettes Lane, St Peter Port GY1 1ZP

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£2,495,000

Little Gem

£2,495,000

Little Gem is aptly named.

Hidden behind it’s sleek art deco frontage there is 302 sq m (3250 sq ft) of accommodation over two floors with the majority of rooms taking advantage of a south east/south west aspect with lovely views over the rear garden, neighbouring valley and field.

Recently renovated, this fabulous home provides bright modern living creatively enhanced by the vendors winning flair with great attention paid to soft furnishings, fixtures and fittings. A beautiful home in a quiet lane and all within a couple minutes drive from Town centre, St Martin’s village and Fermain Bay and cliff path walks.

Property details Sitting room, kitchen/dining room, study/bedroom 4, utility room, cloakroom, bedroom 1 comprising: dressing room, bedroom and en suite shower room, 2 further bedrooms, dressing room, shower room, family bathroom. Garage, terraced gardens, outside shower and wc.

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Camblez House, Queen’s Road, St Peter Port GY1 1PS

Camblez House A deceptively spacious terraced property.

Located in a well-regarded residential area, the property enjoys some distant sea views from the first floor and is a short walk from the town centre and local amenities. The property offers four bedrooms all of which are en suite and the principal with walk in wardrobes and balcony. There are excellent reception rooms and a very handy basement ideal for storing bikes and garden furniture etc.

Parking and sheltered well stocked rear garden.

Property details Sitting Room, drawing room, dining room, kitchen, 4/5 bedrooms (4 en suite), bedroom 5/study, cloak room., basement storage area. Garden and parking.

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£1,500,000

OPEN MARKET

£1,500,000

Carlton Lodge, Rue de Presbyterre, Castel GY5 7NE

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OPEN MARKET

£1,250,000 (Part D Housing Register)

Carlton Lodge

An exceedingly well maintained and managed Part D home located centrally in the island.

Carlton Lodge is a spacious detached home currently providing 6 bedrooms with the tenants sharing the kitchen, dining area, sun room. Externally there is a well-maintained garden with summerhouse, garage and parking for 6 cars.

With all rooms let it makes a gross monthly rent of £4,500 before costs - £54,000 p/a. Carlton Lodge could also revert to Part A with the appropriate permissions and become a lovely family home.

£1,250,000

(Part D Housing Register)

Property details Kitchen/dining room, conservatory, 6 bedrooms (2 en suite), utility room, bathroom, shower room, separate wc.

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GivingCrill Collas while launches living |new Guernsey planningCommunity application Foundation service | Collas Crill

OPEN MARKET

Collas Crill launches new planning application service Collas Crill has launched a new planning application service for homeowners in Guernsey and Jersey considering applying for planning permission.

Chris Crew Senior Planning Consultant, Collas Crill T: 01481 723191

Over the last two years Channel Island homeowners have responded to restrictions on travel, increased home working and a rising property market by driving a boom in home extension, remodelling and improvement projects.

The time it takes to actually start a project has increased over the same period.

Paul Nettleship, Partner and Head of Property Law in Guernsey, said: ‘Appointing an architect, if required, seeking initial advice and securing necessary planning and building regulation permissions, as well as factoring in the availability of contractors, tradespeople and materials all take time that can be outside homeowners’ control.

‘This can lead to delays, escalating costs and added stress for the homeowner and, in the worst case scenario, could mean that a project needs to be scaled back or abandoned altogether.’

The new service will be led by Senior Planning Consultant, Chris Crew, and brings together his and the Channel Islands property teams’ planning expertise and detailed knowledge of the application process.

Chris joined Collas Crill in April 2022 to offer specialist planning advice. He is a Chartered Member of The Royal Town 20

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Planning Institute and has more than 17 years’ experience gained in the UK and Guernsey. He joined the firm from the States of Guernsey Planning Service where he worked as a Senior Planning Officer for eight years.

The new planning service offered by Collas Crill will ensure all the necessary plans, drawings and supporting information are collated, and the property team will complete and submit the planning application on the client’s behalf.

‘This planning application service allows us to take the strain out of what can be a stressful process and is a natural extension of our offering to clients. It ensures that the application is right first time, avoiding additional delays and costs and makes it more likely that

COOPER BROUARD GUERNSEY’S ESTATE AGENT

permission is granted at the first time of asking,’ said Chris.

About Collas Crill’s property team Collas Crill’s Guernsey property team is headed by partner Paul Nettleship and is rated as “Top Tier” in both Legal 500 and Chambers, the leading international legal directories. It is one of the largest teams in Guernsey and includes a dedicated UK real estate offering.

The team has more than 100 years of collective experience and is known for our practical, problem-solving approach.

The team advises on all aspects of Guernsey property law, and has a proven track record for planning matters, including initial advice, running all the way through to successful planning appeals.

We are here for you Whether you are moving house, need advice on a family matter or are seeking peace of mind for the future, you want personalised advice that is right for you.

At Collas Crill, we take the time to get to know you and offer discreet, practical advice tailored to your needs. With joined-up legal services in property, family matters, employment and wills and estates, we can guide you through some of life’s big decisions and reach the best possible outcomes for you and your family.

To find out how we can help you visit collascrill.com or call 01481 723191 YOUR KEY CONTACTS PAUL NETTLESHIP Partner, Property

JASON GREEN Partner, Property

JOANNE SEAL Group Partner, Private Client

ADRIAN BROWN Partner, Family Law

WE ARE GUARDIANS | WE ARE OFFSHORE LAW | WE ARE COLLAS CRILL BVI | Cayman | Guernsey | Jersey | London

ELIZABETH COUCH Partner, Family Law

Chamberlain House, Fort George, St Peter Port GY1 2SY

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POA

Chamberlain House An exceptionally well presented bungalow offering four double bedroom suites and enjoying an elevated position on the prestigious Fort George development with excellent sea views towards our offshore islands.

The accommodation is flexible and can be adapted to accommodate an elderly relative or carer who may want some independence. The gardens are beautifully presented, there is ample parking and a double garage which has permission to extend further.

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POA Property details Drawing room, sitting room, family room, dining room, kitchen/breakfast room, preparation room, utility, 4 double bedroom suites, 2 cloakrooms, wine store, gym/study. Heated outdoor swimming pool, boiler room, double garage, parking and gardens.

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Les Bois Vert, Rue Collas Simon, Torteval GY8 0LG

| £2,250,000

Les Bois Vert

OPEN MARKET

£2,250,000 Situated down a quiet country lane with views over the surrounding countryside towards Lihou Island.

Les Bois Vert is a bright bungalow built in the 1960’s offering 3 bedrooms, secluded gardens with swimming pool and 2 agricultural fields, the lower field having 2 stables. Continue with the current layout or, if you are keen on a project, the site and position can certainly accommodate further development which had previously been approved. A lovely rural home on a 3 acre site.

Property details Sitting room, dining room, conservatory, kitchen, 3 / 4 bedrooms, bedroom 4/study, 2 bathrooms (1 en suite). Garage, parking, gardens, swimming pool. Two fields (lower field with 2 stables).

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Le Chateau, Victoria Road, St Peter Port GY1 1JB

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£1,100,000 (Part D Housing Register)

OPEN MARKET

£1,100,000

Le Chateau

SOLE AGENT

(Part D Housing Register)

An excellent investment.

An attractive detached Town house currently providing a spacious 3 bedroom Open Market apartment on the first floor together with a sheltered and private terrace and 5 lodging rooms on the ground floor served by 2 bathrooms. Plans (since lapsed but recently reapplied for) to retain the current Open Market unit and create two local market 1 bedroom apartments. Easy access to the heart of Town and ample road parking nearby. An excellent investment opportunity. Plans are available to view. Please contact one of our negotiators.

Investment opportunity Property details First floor Open Market apartment: 2 bedrooms (one with dressing room), lounge, dining room, kitchen, utility and bathroom. Split level sun terrace.

Ground floor currently: 5 lodging rooms, 2 bathrooms.

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Where were you at midnight?

Guernsey residents are lucky! We often enjoy sunny summer days, clear and crisp winter days, colourful autumn days and the beautiful days of spring on our lovely Island.

Despite this, we are often asked by our clients how many days they are able to spend in the UK visiting family, friends, attending sporting or cultural events, staying for extended periods in a “pied a terre” or indeed working in the UK. A frequent and common misconception is that spending no more than 90 days in the UK, in a UK tax year, is all that is required to remain not UK tax resident.

This may be correct for some but not all, as individuals have their own unique set of circumstances that need to be carefully considered when determining residence.

A simple “one size fits all” 90-day approach is ill advised.

Therefore, counting the number of days spent in the UK and understanding what ties you have is critical to ensure you remain non-UK tax resident.

Determination and advising upon UK tax residence is highly complex. There are other factors contained in the UK Statutory Residence Test that may be applicable depending upon the circumstances involved, as well as potential interaction with the Guernsey/UK double taxation treaty.

If you would like to discuss UK tax residence with us and determine the number of days you may be able to spend in the UK, please get in touch. We would be pleased to have an initial discussion without obligation.

Please call 01481 755862 or visit www.lts-tax.com

Falling foul of the rules and becoming UK tax resident can have material financial consequences, such as a significant exposure to UK income, capital gains and possibly inheritance tax, depending on individual circumstances.

A day therefore matters, and a day in these circumstances usually means “presence at midnight”.

But that is not all, as the number of days you are able to spend in the UK is often determined by how many “ties” an individual has with the UK. Ties with the UK are primarily based on family connections, accommodation, working in the UK, and spending 90 days in the UK in either of the last 2 years.

Simply put, the more ties, the lower the number of days you are able to spend before triggering UK tax residence.

Francis Snoding CTA Managing Director E: fran.snoding@lts-tax.com

Julian Turian ATT FMATT Director E: julian.turian@lts-tax.com

Sarah Kenealy CTA Associate Director E: sarah.kenealy@lts-tax.com

Katie Roberts CTA Manager E: katie.roberts@lts-tax.com

LTS Tax Limited, Ground Floor, North Suite, Tudor House, Le Bordage, St Peter Port, Guernsey GY1 1DB. T: +44 (0)1481 755862 E: taxenquiries@lts-tax.com

www.lts-tax.com

LTS Tax Limited (registration number: 54292) is registered with the Chartered Institute of Taxation as a firm of Chartered Tax Advisers. Please see our website www.lts-tax.com for details. Registered office: Les Echelons Court, Les Echelons, St Peter Port, Guernsey, GY1 1AR.

The Hollies, Route de Plaisance, St Pierre du Bois GY7 9RS |

The Hollies

£1,050,000

A detached well-proportioned low maintenance bungalow A detached well-proportioned bungalow providing excellent low maintenance living within St Peter’s village with shops, post office, dry cleaners and doctor’s surgery all at close hand. The current layout will easily adapt to allow an independent family member to live with you if required by occupying the left hand side of the property. A smart recently paved dive provides ample parking and access to a car port and beautifully maintained gardens surround the property.

Property details Sitting room, kitchen/breakfast room, conservatory, 2/3 bedrooms (all en suite), bedroom 3/dining room, study, shower room.

Gardens, carport and parking.

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OPEN MARKET

SOLE AGENT

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Detached family home, St Peter Port |

OPEN MARKET

£2,495,000

CONFIDENTIAL

Detached family home, St Peter Port £2,495,000 A detached family home located on the southern outskirts of St Peter Port in a well-regarded area close to Fort George.

The property offers 5 bedrooms (4 en suite), bright living rooms, a recent modern kitchen extension and a beautiful sheltered and private south facing garden. Exceedingly well-maintained it is ideally placed for both Town and St Martin’s village amenities together with access to some lovely east coast walks.

Property details Sitting room, dining room, kitchen, conservatory, study, 4/5 bedrooms , bedroom 5 /playroom, 4 bathrooms (all en suite), utility, cloakroom. Garage, parking and garden.

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A view over St Peter Port harbour

Tamarisk, 12 Rue de la Cache, Castel GY5 7RD

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Tamarisk

£995,000

OPEN MARKET

£995,000

A spacious 2 bedroom detached bungalow located in a quiet clos in a tranquil lane below the Castel Church.

From this central position, the sandy west coast bays and St Peter Port shops and restaurants are easily accessible. The reception rooms are light and airy, there is ample parking, a single garage and enclosed west facing rear garden with large patio area. There is still scope to extend the property with the appropriate permissions.

Property details Lounge, conservatory, dining room, kitchen, utility, 2 bedrooms, 2 bathrooms (one en suite), study. Garage, gardens and parking.

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Carteret Manor, La Route de la Mare de Carteret, Castel GY5 7XE | £2,750,000

Carteret Manor A distinctive period house, built by one of Guernsey’s most distinguished families during the 18th century in the manner of a Breton Chateau.

The property is close to some of the Island’s premier west coast beaches and is only 600 meters from the village shops and sandy bay at Cobo which offers excellent opportunities for windsurfing, swimming and sailing. Extensively modernised and refurbished, Carteret Manor is notable for its light and generously proportioned rooms enjoying a south facing rear aspect overlooking secluded walled gardens which include a swimming pool and tennis court. A fabulous family home with a staff or guest annexe.

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£2,750,000

OPEN MARKET

OPEN SOLE MARKET AGENT

Property details Drawing room, dining room, media room, television room, garden room, tower/library, kitchen, breakfast room, utility, 4 bedrooms all with en suites, study/bed 5, cloakroom, boot room. Garage, parking and gardens.

Cottage: Living room and kitchenette, bedroom with en suite bathroom. Outbuildings: Garage Block, workshop, store, swimming pool with changing and shower rooms, plant room and log store.

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Willow Hey, Route Des Sages, St Pierre du Bois GY7 9DG

Willow Hey

| £2,100,000

OPEN MARKET

£2,100,000 A superbly presented detached chalet bungalow situated on a substantial plot enjoying a rural outlook from both front and rear elevations.

Large windows allow plenty of light to flood the well-proportioned rooms which have been neutrally decorated providing an excellent canvas for individual styles. All four bedrooms are doubles with fitted bedroom furniture and fully tiled en suites with the 4th bedroom (ground floor) together with the sitting room and study potentially offering space to accommodate a relative if required. A wonderful family home close to west coast bays and St Peter’s village shops.

Property details Drawing room, sitting room, kitchen, conservatory, 4 bedrooms all en suite, study utility, separate wc. Double garage with gym/ workshop, ample parking and extensive gardens.

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Substantial family home, St Martin’s | Offers in excess of 2,000,000

OPEN MARKET

CONFIDENTIAL

Family home, St Martin’s

Offers in excess of

£2,000,000

A substantial detached family home, (7340 sqft) located between St Martin’s village and Town.

Option to accommodate a relative within a very comfortable 2 bedroom wing. There is enough space for everyone to work and relax with the main hub of the house being the kitchen/dining/living room which overlooks the enclosed and private south facing rear garden. There are 8 bedrooms with the principal bedroom enjoying the use of its own private sitting room, dressing area and large bathroom. All in all a sizeable and versatile property which will allow for many family permutations.

Property details

Saint’s Bay, St Martin’s, Guernsey

Kitchen/dining /living room, lounge, 3 studies, hobby room, gym, games room, bedroom 1 with sitting room, dressing room and en suite bathroom, 7 further bedrooms (4 en suite), 3 bathrooms, sep wc, utility room. South facing garden and ample parking.

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St Elmo, Rohais, St Peter Port GY1 1YL |

£950,000

St Elmo

£950,000

A lovely bright detached cavity-built three bedroom home located on the western outskirts of St Peter Port.

The property has recently undergone upgrading and is neutrally decorated throughout with contemporary bathrooms and kitchen. There is currently a single garage however there is excellent scope to develop this part of the site further to create more parking, if desired.

Property details Sitting room, dining room kitchen, shower room, 3 bedrooms, bathroom, separate wc. Garage and south-facing garden.

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work-life balance. Isn’t it time you made Guernsey your home?

Talk Settling to us to discover how easy a move to Guernsey can be. for safety and security |

Locate Guernsey

Settling for safety and security To start your journey call the Locate Guernsey team on +44 (0)1481 220011, email enquiries@locateguernsey.com, or visit locateguernsey.com Follow us. Search: LocateGuernsey

A better life for you

2022 has got busier as the weeks have rolled on. With travel restrictions now lifted in many places, we have seen plenty of individuals and businesses coming to the island from further afield to visit Guernsey for themselves.

As is often the case, the period leading up to the end of the UK’s tax year in early April is very busy as people who have been planning their relocation for some time actually move into their new homes. It’s fantastic to see continued interest in our beautiful island and to hear the positive feedback about Guernsey life from recent arrivals.

Guernsey has many compelling reasons which attract businesses and individuals to our shores. Amongst other things, we are a safe, stable,

independent jurisdiction with an enviable work/life balance. Speaking to recent arrivals a few days ago we were reminded that the safety and security angle is such a refreshing discovery for those who settle here.

If you are considering moving to Guernsey or would like find out more information about island life in general, the team at Locate Guernsey are always happy to answer questions so please feel free to get in touch with us. www.locateguernsey.com

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Le Pont Renier, Ruette Braye, St Peter Port GY1 1PL

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£2,950,000

Le Pont Renier

£2,950,000 A fine detached period house situated on an elevated corner site to the south of St Peter Port.

Le Pont Renier offers much original detail, spacious reception rooms and a recently renovated basement.

The latter provides a laundry, store room, shower room and 3 excellent sized rooms that can be adapted to suit your requirements. A super self contained wing attached to the property is ideal for an elderly relative or staff. The south facing terraced gardens are well maintained, there is a detached double garage block, swimming pool, vine house and plenty of parking – an outstanding family home.

Property details MAIN HOUSE: sitting room, drawing room, dining room, kitchen, study, conservatory, bedroom 1 with en suite shower, bathroom and dressing room. 3/4 further bedrooms (one en suite), bathroom, shower room, 2 separate wc, laundry room, store room, 2 basement rooms.

WING (Open Market): double bedroom, bathroom, sitting room, dining room, kitchenette.

Gardens, double garage, parking, vine house, garden sheds.

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Gravees Lodge, Les Gravees, St Peter Port GY1 1RW

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Gravees Lodge Gravees Lodge is a three storey townhouse on the outskirts of St Peter Port.

With flexible and versatile accommodation the property would make an excellent family home or lock up and leave depending on the applicant’s wishes. Retaining many of the properties original features the property would allow a potential purchaser to put their own stamp on the property.

Property details Sitting room, dining room, office, kitchen, utility, 5 bedrooms (bedroom 1 en suite), storeroom, box room, bathroom, separate wc.

Parking and garden.

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£995,000

OPEN MARKET

£995,000

Distinctively Experienced.

Refreshingly Human.

With over three decades of experience and a reputation for building long term relationships built on service and trust, our Real Estate team can build mortgages around your needs. We’ll consider your full financial profile to create the right solution for you, no matter how complicated.

So, if you are ready to discuss your mortgage options, let’s talk.

Gordon Irish gordon.irish@investec-ci.com 01481 706 446 P R I VAT E B A N K O F T H E Y E A R 2 0 2 2

Chris Taylor christopher.taylor@investec-ci.com 01481 709 840

- Citywealth IFC Awards 2022 Private Bank of the Year Channel Islands and Isle of Man

Investec Bank (Channel Islands) Limited is a wholly owned subsidiary of Investec Bank plc. This document is distributed by Investec Bank (Channel Islands) Limited which is licensed in Guernsey by the Guernsey Financial Services Commission under the Banking Supervision (Bailiwick of Guernsey) Law, 2020, as amended, and the Protection of Investors (Bailiwick of Guernsey) Law, 2020, as amended, to carry on banking and investment business. Registered Address: Glategny Court, Glategny Esplanade, St Peter Port, Guernsey, GY1 1WR. Registered Number: 5845. The Jersey Branch of Investec Bank (Channel Islands) Limited is regulated by the Jersey Financial Services Commission to carry on deposit taking business under the Banking Business (Jersey) Law 1991, as amended. The Jersey Branch address is One The Esplanade, St Helier, Jersey, JE2 3QA. The Isle of Man Representative Office of Investec Bank (Channel Islands) Limited is regulated by the Isle of Man Financial Services Authority and its place of business address is Second Floor, The Old Courthouse, Athol Street, Douglas, Isle of Man, IM1 1LD.

Raglan House, Queen’s Road, St Peter Port GY1 1PU

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£2,450,000

Raglan House

£2,450,000

An elegant Georgian 3 bedroom Town house together with a 1 bedroom wing.

Located on the western outskirts of St Peter Port enjoying lovely views towards Herm and Sark, Raglan House offers comfortable family accommodation with well-proportioned rooms and a super east facing mature garden with fabulous terrace.

Property details Drawing room, dining room, kitchen/ breakfast room, sun room, 3 bedrooms (2 en suite and 2 with dressing areas), utility, bathroom, separate wc.

Wing: Kitchenette, sitting room/ bedroom, conservatory, shower room.

Garage, parking and garden.

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Capelles Villa, Capelles Hill, St Sampson’s GY2 4GJ

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£1,395,000 (Part D Housing Register)

Capelles Villa

OPEN MARKET

£1,395,000

SOLE AGENT

(Part D Housing Register)

A family home with an income.

A substantial detached 5 bedroom (potential for 7) Victorian house covering 3 floors together with a detached 2 bedroom Open Market annexe currently bringing in a substantial return though potentially more if used purely as an HMO (house of multiple occupancy). Capelles Villa is located centrally within the island with shops, school beaches and Town all a short drive away.

Property details Sitting room, dining room, kitchen/ breakfast room, master bedroom with en suite bathroom & study, 4 further bedrooms 2 with en suite, bathroom, cloakroom. Open Market Annexe: Sitting room, 2 double bedrooms and 2 shower rooms. Double garage, laundry room, parking and gardens.

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Fixed Rate Mortgages, by

Have peace of mind knowing exactly what your monthly repayments are with our 10-Year, 5-Year or 2-Year Fixed Rate mortgages. Our friendly on-island team understand the local market and can respond to your mortgage application within a few days.

Let’s have a conversation about how Butterfield can help.

E-mail CIMortgages@Butterfieldgroup.com or call us on 751 900.

COS-6383-11MAR2022

butterfieldgroup.com Your property may be repossessed if you do not keep up with repayments on your mortgage. To apply, you must be 18+ and resident in Guernsey. All mortgages are subject to status and valuation. The maximum amount you can borrow will depend on your individual financial situation, your other circumstances, the property you wish to buy and the type of mortgage you choose.

Butterfield Bank (Guernsey) Limited (“BBGL”) is licensed and regulated by the Guernsey Financial Services Commission under The Banking Supervision (Bailiwick of Guernsey) Law, 2020 and The Protection of Investors (Bailiwick of Guernsey) Law, 2020, each as amended from time to time, under registration number 85. BBGL is registered under the Data Protection (Bailiwick of Guernsey) Law 2017, under registration number 11160 and with the Guernsey Registry under registration number 21061. BBGL’s registered office address is P.O. Box 25, Regency Court, Glategny Esplanade, St Peter Port, Guernsey, GY1 3AP. BBGL is a wholly-owned subsidiary of The Bank of N.T. Butterfield & Son Limited.

Apartment 2, Mont Havelet Court, George Road, St Peter Port GY1 1BD

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£3,350,000

2 Mont Havelet Court Apartment 2 is a fabulous first floor apartment forming one of only 3 purpose built luxury Open Market apartments situated above Havelet Bay. From this desirable location it takes full advantage of its elevated position enjoying superb views towards Castle Cornet and our offshore Islands. Apartment 2 provides 4 double bedroom suites, a stylish white gloss Leicht kitchen , 2 balconies, secure underground parking for 3 cars and lift. Mont Havelet Court is a short walk away from some excellent restaurants and the heart of Town.

Property details Open plan and split level living room open to kitchen/dining area, 4 bedrooms en suite, utility/ larder, laundry room, cloakroom. Parking and communal garden.

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OPEN MARKET

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Spindrift, Becquet Road, St Peter Port GY1 2TQ

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POA

OPEN MARKET

Spindrift The South coast cliff tops have long been acknowledged as the best vantage point to appreciate our natural surroundings and some of the most dramatic views in the Channel Islands.

This idyllic setting is perfect for taking in all the activity of the Southern approaches to the “Little Russell” and out across to the neighbouring Islands. Whilst the existing accommodation is in its original layout and consequently a little dated, the site is highly worthy of a major renovation or large scale extension and redecorating as illustrated on the re-modelling approved plans.

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POA Property details Sitting room, dining hall, conservatory, kitchen, 2/3 bedrooms (1 en suite), and bathroom. Garden and parking.

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Engaging Architecture If you are thinking about transforming your existing property, want to design a new-build home or need advice on a potential development then talk to our team at Lovell Ozanne. We believe that great design should be possible no matter the size or complexity of the project. We aim to offer a bespoke personal service whilst maintaining the capacity and expertise to tackle large scale developments.

Using our experience and passion we make everyday spaces exceptional.

To book your free consultation please call 01481 235397 or email hello@lovellozanne.com Residential | Commercial | Hotel | Education | Bespoke Homes

“People are at the heart of what we do and our client’s brief is always central to our thinking.”

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

SOLD

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SOLD

SOLD

LOCAL MARKET

The following pages showcase a few properties that are currently available.

To learn more, visit www.cooperbrouard.com or call one of our Local Market team.

Local Market properties SOLD

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Melbourne House, Monument Gardens, St. Peter Port GY1 1UL

Melbourne House

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£1,195,000

£1,195,000 An imposing and substantial family home with stunning views of the neighbouring islands.

This imposing and substantial family home, offering over 3,800 square feet of accommodation, has been extensively renovated and extended throughout to create up to 6 bedrooms, three large family living spaces and double garage. Externally there is ample parking to the front alongside stunning views of the neighbouring islands, whilst to the rear there is an enclosed west facing patio and lawned garden.

Viewing is highly recommended to fully appreciate all that this property has to offer.

Property details Lounge, family room, larder, sep wc, kitchen/living room, 5/6 bedrooms, bedroom 6/playroom, 3 bathrooms (1 en suite), store. Garden and parking.

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4 Reef House, Havelet Waters, St Peter Port GY1 1BJ

| £675,000

£675,000

4 Reef House

Third floor apartment with panoramic sea views towards Castle Cornet - currently let at £22,800 per annum.

Investment opportunity Property details Living room/kitchen, 2 bedrooms, Jack & Jill bathroom, sep wc. Secure parking for 1 car.

Private store room.

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Third floor apartment of 918 sq ft with two double bedrooms and living room/kitchen all with panoramic sea views towards Castle Cornet over Havelet Bay. Brand new construction on the site of the former Guernsey Brewery, Reef House has brought back to life the many original exterior features and detailing that evoke the class and sophistication of that era. There is underground parking for one car, a store and lift access to all floors. Modern sea front development ideally located in the heart of St Peter Port’s retail and commercial centre.

COOPER BROUARD GUERNSEY’S ESTATE AGENT

SPF HIGH NET WORTH MORTGAGES

D I F F E R E N T TA S T E S .

DIFFERENT NEEDS. DIFFERENT LENDERS. BUT ONLY ONE BROKER. Achieving your vision of a new property may be more complicated when a high value mortgage is required.

and experience in providing complex income verification to secure bespoke and highly competitive mortgages for Guernsey residents.

Standard lending limits may not be sufficient and, if you’re a high net worth individual who has complex or multiple income streams, it can place you outside of the comfort zone of most high street lenders.

We can even factor in other properties, stock portfolios or personal pensions to provide the required level of funding in the most cost efficient structure.

At SPF we have established relationships with specialist lenders and a wealth of knowledge

Tel: 01481 715234

info@spf.gg

For an effective approach to securing your new home or investment property, call us on 01481 715234.

www.spf.gg

/SPFGsy

@SPFGsy

The Financial Suite, The Maze, Berthelot Street, St. Peter Port, Guernsey GY1 1JT. Mortgages | Commercial Lending | Business Insurance | Personal Insurance Licensed by the Guernsey Financial Services Commission to provide advice on insurance business.

Leafy Cove, La Garenne, Grand Havre Bay, Vale GY3 5SG |

FOR SALE BY PUBLIC AUCTION

Leafy Cove Rare opportunity to fully renovate or redevelop a detached Victorian cottage and large sheds on a generous size plot in an iconic coastal setting.

In the lee of Vale Church and facing a sandy beach is this traditional stone-built cottage in complete disarray but with outstanding potential to create a most desirable seafront home. Leafy Cove is one of only six cottages along a historic part of the north-west coast that resounds with a sense of bygone Guernsey. Standing 50 yards from high water, the overgrown plot is 200 feet in length and has a road frontage of 110 feet. Across the road is the coastal path between L’Ancresse and Grandes Rocques, with Les Amarreurs harbour and golf links a short stroll away.

The cottage is of traditional stone-built construction under a slate roof and measures 1,000 square feet on the ground floor with further accommodation on the first floor. There are also front and rear flat-roof porches. The sheds are close-to and of mainly timber construction. The larger measures 480 square feet and the smaller shed is 190 square feet. The parallel-sided plot is 200 feet in length at its mid-point and the slightly-angled road frontage measures 110 feet. Measurements are approximate and taken from the States Cadastre records.

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Public Auction FOR SALE BY PUBLIC AUCTION On Thursday 9 June 2022 at 2pm (unless sold prior to auction) The auction will be held at the property and all prior viewings are strictly by appointment through Cooper Brouard.

Auction guidelines:

The property will be sold once the auctioneer is satisfied that everyone wishing to make a bid has had an opportunity to do so.

The fall of the auctioneer’s gavel strikes a binding contract.

Anyone making a bid must be prepared and able to complete the purchase of the property without further conditions or negotiation. Failure to do so may result in substantial damages being payable.

The purchaser is required to sign the conditions of sale and pay a 10% deposit in the form of cheque drawn on a local bank or by signing a bank transfer form immediately following the auction.

A fuller set of these guidelines and a specimen copy of the conditions of sale are in a Sale Information Pack available from Cooper Brouard upon request.

LOCAL MARKET

SOLE AGENT

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9 Carrick House, Havelet Waters, St Peter Port GY1 1BJ

9 Carrick House Investment opportunity Currently let at £28,800 per annum.

Ground floor apartment of over 1,230 sq ft with bright and spacious living room opening on to a balcony with panoramic sea views towards Castle Cornet over Havelet Bay. Brand new construction on the site of the former Guernsey Brewery, Carrick House with its pitched roofs, glass balconies and sleek modern design provide the development with its wow factor.

Luxury sea front development ideally located in the heart of St Peter Port’s retail and commercial centre.

Property details Living room/kitchen, 2 bedrooms – both en suite.

Secure parking for 2 cars.

Private store room.

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| £845,000

LOCAL MARKET

£845,000

Expert guidance, precisely tailored.

Finding the right home has to work for your family, your lifestyle and your future.

Our wider services include: Advising on relocations in conjunction with trusted tax advisers.

Coordinating surveyors and architects, as well as private banks, to provide an integrated, bespoke offering.

Whether you’re buying, selling or investing in property in Guernsey, Alderney or Sark, you can expect a bespoke service from our team.

Responsive and commercially aware planning and construction law advice.

We have particular expertise in supporting high net-worth individuals and their families.

A comprehensive suite of broader private wealth services, delivered in seamless combination with your other service requirements.

Our clients value our personal, commercial and comprehensive approach.

Property Law Redwood House, St Julian’s Avenue, St Peter Port, Guernsey GY1 1WA Telephone: +44 1481 721672 See ogier.com for more information about Ogier’s legal services.

ogierproperty.com

Tamarind, Houmet Lane, Vale GY6 8JF

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£1,250,000

Tamarind

£1,250,000

A substantial cavity built detached family home within walking distance of the highly desirable west coast beaches and amenities at L’Islet.

This five-bedroom property (two of which are en suite) offers bright and spacious accommodation presented in good order throughout. Ample parking, double garage, and well-maintained gardens are an added benefit with lovely coastal walks on the doorstep, this is a desirable home in a popular location. Viewing is highly recommended by Cooper Brouard.

Property details Lounge, dining room, playroom, kitchen, utility, sep wc, 5 bedrooms (2 en suite), bathroom.

Garage, garden and parking.

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Les Fauconnaires, Route des Fauconnaires, St Andrew’s GY6 8UE

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£2,950,000

Les Fauconnaires

£2,950,000

One of the islands finest Local Market residences.

Les Fauconnaires lies just one and a half miles from the centre of St Peter Port yet enjoys a lovely rural setting in a sheltered valley, neighbouring agricultural land and other traditional stone farmhouses. The extensive accommodation features a grand entrance hall and well-proportioned main reception rooms along with less formal family living space with traditional farmhouse character. Overlooking its beautiful, landscaped gardens with heated pool, agricultural land totalling over 9 acres and large barn providing garaging, snooker room and store, this fabulous home offers a host of facilities and further scope for the discerning purchaser.

Property details Lounge, dining room, conservatory, kitchen, breakfast room, study, garden room, gym, 5 bedrooms (all en suite), utility. First Floor Wing: Living room, kitchen, bedroom with en suite bathroom, separate wc. Double garage, garden store, snooker room, attic store. Gardens with pool, parking and agricultural land.

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COOPER BROUARD GUERNSEY’S ESTATE AGENT

LETTINGS LETTINGS & & MANAGEMENT MANAGEMENT

Lettings and management Following an unprecedented busy year, the Letting and Management team are constantly on the look out for good rental properties. If you are interested in letting your home or have a rental property that will shortly be coming to the market, we would be delighted to view your property without obligation to discuss its letting potential and provide you with a rental valuation.

Please contact one of the team on 236039 or email enq@cooperbrouard.com LET

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With you every step of the way With the largest and most experienced property team in Guernsey, we can guide you smoothly through the process of buying or selling your home in the Bailiwick.

To discuss your requirements, please contact one of the partners listed below:

We can also help you with planning and construction issues, housing applications and relocating to the Islands.

Jason Morgan

S E RV I C E S

D +44 (0)1481 741563 E jason.morgan@careyolsen.com

⁄ Sales and acquisitions

⁄ Re-vesting real property

⁄ Conveyancing

⁄ Joint buyer/venture agreements

⁄ Leases

⁄ Property development financing

⁄ Planning advice

⁄ Commercial property

⁄ Relocation

⁄ Wills and probate

Partner

Davey Le Marquand Partner

D +44 (0)1481 732009 E davey.lemarquand@careyolsen.com

P R O P E RT Y L AW S P EC I A L I ST S C A RE Y H O U S E LES B AN QUES ST P ETER P ORT GY1 1BZ

careyolsen.com

Cooper Brouard Estate Agents The Old Post La Grande Rue St Martin’s Guernsey GY4 6RR t e w

+44 1481 236039 enq@cooperbrouard.com www.cooperbrouard.com

The prices of properties featured for sale and to let in this publication are believed to be correct at the time of going to press. All negotiations are to be conducted through Cooper Brouard. We understand the property details to be correct but we do not guarantee their accuracy nor do they form part of any contract. Any internal photographs are intended as a guide only and it should not be assumed that any of the furniture/fittings are included in any sale or letting.

Whilst every particular care has been taken by the publisher and its agents to ensure that each part of Guernsey Property is comprehensive and accurate, they cannot be held responsible for any errors or omissions or the results thereof. The opinions herein are those of the authors or persons interviewed only and do not reflect the views of Cooper Brouard or the publisher. No part of this publication may be reproduced without prior authorisation from the publisher.