Guernsey Property - Autumn/Winter 2022/23

Guernsey property

A high quality service in private client banking

Rothschild & Co is one of the world’s leading independent financial services groups with a history of over 200 years and a presence in Guernsey for over 50 years.

We work with some of the world’s most successful entrepreneurs, families and charities to preserve and grow their wealth.

We offer a range of services including Discretionary Wealth Management, Banking Services and Portfolio and Residential Property Lending.

You can find out more by emailing marketing@rothschildandco.com or by calling Justine Walley (Wealth Management) on + 44 1481 705191 or Sinead Granville (Banking) on +44 1481 705128.

Silver bar

rothschildandco.com

Silver bars, as well as gold, were produced at the Royal Mint Refinery in London’s East End during Rothschild’s ownership of the business (1852-1968.) Each bar was marked with a unique number and a guarantee of its purity.

Rothschild & Co Bank International Limited is licensed and regulated by the Guernsey Financial Services Commission for the provision of Banking and Investment Services. It is incorporated in Guernsey with company number 1088. Its registered address is St Julian’s Court, St Peter Port, Guernsey GY1 3BP, Telephone 01481 713713. It is a participant in the Guernsey Banking Deposit Compensation Scheme which offers full protection for “qualifying deposits” up to £50,000, subject to certain limitations. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details are available on the Scheme’s website www.dcs.gg or on request.

STAY IN TOUCH

Architects · ·

Surveyors Heritage Consultants

With over 40 years of experience CCD is an award-winning practice comprising Chartered Architects, Surveyors, Architectural Technologists and Specialists in Historic Building Conservation. We pride ourselves in our sensitive approach to design through an appreciation of the wider contextual setting and consideration of the impact of our work on the natural and built environments.

Tel: 01481 726461 mail@ccd-architects.com www.ccd-architects.com

Welcome to the Autumn/Winter 2022/23 edition of the Guernsey Property Guide.

The market remains fast moving and though our guide contains a great selection of properties, it is always a good idea to register with us to ensure that you are kept up-to-date with anything new to market. Please visit our website cooperbrouard.com to sign up or call our team on 01481 236039 and they will be happy to help you.

COOPER BROUARD DIRECTORS

Ross Le Marquand

Director - Open Market

Mobile: +44 (0)7781 150774 ross@cooperbrouard.com

One of the founding partners Ross, who heads our Open Market Department, has been selling houses in Guernsey for over 25 years and has an encyclopaedic knowledge of the workings of the Open Market.

Director - Local Market

Mobile: +44 (0)7781 137305 matt@cooperbrouard.com

Matt has over 30 years’ experience in Guernsey property, having spent 10 years with a long established firm prior to founding Cooper Brouard with Trevor and Ross in 1996.

Cathy Gallienne BSc

Director - Local Market

Mobile: +44 (0)7781 127392 cathy@cooperbrouard.com

Cathy has over 20 years’ experience in Guernsey Property, having spent the last six years heading up and expanding the rental and management team, she has now moved back to local market sales giving additional support and expertise in the incredibly busy sales team.

Vazon Bay on Guernsey’s west coast

Matt Brouard

OPEN/LOCAL MARKET SALES TEAM

Karen Crawford

Company AssociateOpen Market

Mobile: +44 (0)7781 136040 karen@cooperbrouard.com

James Starkey

Senior Open Market Negotiator

Mobile: +44 (0)7911 760536 james@cooperbrouard.com

Ben McVey

Local Market Mobile: +44 (0)7781 420303 ben@cooperbrouard.com

Liz Mauger

Local Market Mobile: +44 (0)7781 123994 liz@cooperbrouard.com

LETTINGS & MANAGEMENT TEAM

Heather Barrell

Head of Lettings & Management Mobile: +44 (0)7781 115610 heather@cooperbrouard.com

Lucie Fox-Pegg

Local Market

Mobile: +44 (0)7781 193503 lucie@cooperbrouard.com

Harry Phillips

Junior Negotiator Mobile: +44 (0)7781 172470 harry@cooperbrouard.com

MARKETING & ADMINISTRATION

Kate

Administration kate@cooperbrouard.com

Lettings & Management Mobile: +44 (0)7781 417694 alasdair@cooperbrouard.com

Ross Yeates

Lettings & Management Mobile: +44 (0)7781 118740 ross.yeates@cooperbrouard.com

Reception & Marketing charlie@cooperbrouard.com

rosy@cooperbrouard.com

Reception & Marketing emma@cooperbrouard.com

accounts@cooperbrouard.com

Howlett

Charlie Le Prevost

Alasdair Round

Rosy David Administration

Emma Le Cloarec

Scott Gallienne Accounts

The comforts of home

Rather like the change in the weather, some of the heat has come out of the markets, but that did not stop Cooper Brouard from having a very busy end to 2022 helping a whole range of clients fulfil their property requirements. The world has settled down after the disruption of COVID19, but we can forecast some head winds will be affecting the Open and Local Housing markets in the coming year.

The Open Market saw a dip in the volume of transactions in 2022; this was expected after a bumper year in 2021, but transaction values remained strong and we were

successful in completing the highest value residential sale of 2022. (Details on page 13). The supply of homes remains limited particularly at the “entry level” to the market, however, a little more stability in the building industry is encouraging for applicants who want to put their own stamp on a development project.

The days of 1-2% interest rates seem to be well and truly behind us, but that has not stopped Local Market buyers from continuing to view properties and put in offers. A significant factor in both Guernsey markets has always been supply and

we are still seeing limited stock for waiting buyers. However, applicants who did not enjoy the very heated market of recent years are now actively house hunting and looking to market their properties, so we expect the choice of Local Market properties to gradually improve.

The rental market remains very active, with the lack of supply ensuring strong rents. Our Lettings and management team are always looking for properties to offer; if you require any lettings advice, or in fact with any aspect of Guernsey property our friendly team will be delighted to help.

As the nights draw in and we seek the warmth and comfort of home, it’s a good time to pause and reflect on what proved to be an exciting year for Guernsey property, and to look forward to the challenges and opportunities of the coming year.

Cooper Brouard NEWS

Successful auction of Leafy Cove

Auctioneer Trevor Cooper and a crowd of spectators gathered at the property and after a number of bids saw the gavel come down on the successful bid.

Moving back home

We all came together to enjoy breakfast in the new office to celebrate the completion of the office refurbishment and unveiling of our new stand/sit desks, instant hot water tap and our favourite feature, the dishwasher!

Cooper Brouard sponsor commemorative plaque

Ben McVey met up with the St Martin’s Constable, Jeff Wilkes-Green to celebrate the installation of the remembrance plaque in the garden of the constables office.

ELECTRIC CARS, GREEN BUILDINGS, AND GIVING BACK: PROMOTING A SUSTAINABLE FUTURE AT JULIUS BAER GUERNSEY

One of the most up-to-date, energy efficient offices in Guernsey

You may or may not be aware that we have recently moved into a new office at Admiral Park in St. Peter Port. Alongside the need for more space to accommodate our growing team, the aim of the new office was to mitigate our environmental output as much as possible and give our staff facilities that are most beneficial to a healthy work-life balance.

mandates to our clients locally. More environmentally friendly energy sourcing often forms a part of these mandates as we aim to help our clients make changes for the good of our climate. We recognise that the world is changing, so we’re changing with it, both in terms of how we operate as a team and how we do business.

Helping the local community to GROW

JEAN-LUC

LE TOCQ Head of Private Banking, Julius Baer Guernsey

The world’s climate is changing: forest fires in California and terrible floods brought on by Hurricane Fiona in Canada, Puerto Rico and the Dominican Republic make that clear. We are in a climate crisis and the need for individual and collective action is more urgent than ever before. That’s why Julius Baer Guernsey has taken several tangible steps to make sure we’re doing our bit to keep our planet safe and healthy.

The new office was built using the most energyefficient materials and measured by the Building Research Establishment’s Environmental Assessment Method (BREEAM) to make sure it is ethically produced with as little waste and environmental impact as possible. Additionally, the office is filled with greenery and indoor plants provided by Auburn Gardens, which have been proven to boost mood and purify the air.

Encouraging a “green mindset” among our team

While Julius Baer may provide a (literally) green office space, we also want our employees to share in our mission to protect the planet by being environmentally conscious. We provide all employees with the opportunity to use our fleet of electric bicycles, urging them to avoid using carbon-emitting cars wherever possible. However, when physically attending meetings is essential we have also purchased three Citroen Ami electric cars. Amis are 100% electric and famously produce zero emissions, making them a fantastic solution for sustainable travelling.

We have also enrolled with ESI Monitor to conduct an environmental impact assessment of the Guernsey office’s emissions output. This allows us to track, monitor, and improve on any activity that may cause harm to the environment. Enrolling ensures that we are held accountable by a third party and continue to mitigate our impact to ensure we’re heading in the right direction and making a tangible change to the way we use technology and other outputs that may harm the planet.

On the investment side, we partner with a dedicated team in Zurich to offer sustainable investment

Of course, there is more to bettering the world than just measuring our environmental impact. Julius Baer has made a commitment to supporting GROW, a local charity which provides training and mentoring for adults with learning disabilities in a safe and stimulating environment. Our team have provided hands-on support helping GROW with restoring its premises, giving their time to raise flower beds and work alongside the charity’s crew.

Our work with the local community has also earned us ESI Monitor’s coveted Community Champion badge, recognising businesses that have had a significant impact on Guernsey life. This recognises not only our goal of reducing our environmental impact and our work with GROW, but other community activities such as donating £10,000 towards the marathon charity events of our employee Adrian Sarchet, better known as “the Sea Donkey”. We also give our employees up to three days volunteering time each year, ensuring we’re supporting Guernsey’s third sector as much as possible.

We all need to take responsibility for the decaying climate as we witness the Earth changing around us. I am proud to say that here at Julius Baer we are doing all we can to mitigate our environmental impact and help our community to work towards a greener, better future for our island and beyond.

Get in touch with Jean-Luc on 01481 702732 or jeanluc.letocq@juliusbaer.com to find out more about our sustainability journey.

Julius Baer is the brand name of the Julius Baer Group of companies in Guernsey. They are licensed to provide banking, investment and fiduciary services and are regulated by the Guernsey Financial Services Commission.

Open Market properties

The following pages display only a selection of our Open Market properties. To view our full portfolio, please contact one of our negotiators. SOLD

Le Petit Jardin, Fort George

A fabulous home in a stunning and convenient location.

Situated on the lower lines of Fort George, boasting east coast sea and offshore island views, Le Petit Jardin is a fabulous home in a stunning and convenient location. The reverse plan accommodation has been thoughtfully renovated to maximise the panoramic sea views. The accommodation is well proportioned and includes a large open plan kitchen/living room with bi-folding doors opening onto the large balcony ideal for al fresco dining, entertaining or relaxing. There are three bedroom suites and a useful integral garage with utility area.

Property details

Open plan living room/kitchen, 3 bedrooms, all en suite and bedroom 1 with balcony, separate wc. Garage including utility area, garden and parking.

Le Petit Jardin, 118 Ruette Irwin, Fort George, St Peter Port GY1

Apartment 2 is a fabulous first floor apartment forming one of only 3 purpose built luxury Open Market apartments situated above Havelet Bay.

From this desirable location it takes full advantage of its elevated position enjoying superb views towards Castle Cornet and our offshore Islands. Apartment 2 provides 4 double bedroom suites, a stylish white gloss Leicht kitchen, 2 balconies, secure underground parking for 3 cars and lift. Mont Havelet Court is a short walk away from some excellent restaurants and the heart of Town.

Property details

Open plan and split level living room open to kitchen/dining area, 4 bedrooms en suite, utility/ larder, laundry room, cloakroom. Parking and communal garden.

Apartment

Confidential buying and selling services

This magnificent country house with its fabulous walled gardens is located in lovely rural lanes close to the south coast cliffs and proved the perfect home for the discerning buyers. They came with a very specific list of requirements and we knew it would take all of our years of experience and knowledge of the Open Market to source exactly what they were looking for. This was our highest value Sale for the year and the highest value residential sale in Guernsey in 2022.

At any given time Cooper Brouard have a number of confidential instructions that could meet your requirements. There’s every chance that we know of a property that might suit your needs and we are always happy to investigate the connections we have built up over the years helping Open Market vendors and purchasers to find the right home.

To benefit from Cooper Brouards’ confidential buying and selling services, please contact one our sales team.

Cooper Brouard are delighted to have successfully sourced and discreetly completed the sale of Le Cas Rouge

La Cas Rouge | Cooper Brouard

An impressive Regency home.

This impressive Regency home offers elegantly proportioned beautifully presented accommodation. Well maintained and welcoming, the property boasts many original features, complemented by sympathetic modern additions which house the stunning kitchen and impressive study. The property offers in excess of 7,000 square feet of accommodation, including 7 double bedrooms, 6 reception rooms and numerous storage areas, including a wine cellar and workshop. There is ample parking, an enclosed lawned rear garden and a further one bedroomed detached local market cottage at the rear of the property.

Property details

Drawing room, morning room, dining room, kitchen/breakfast room, office, media room, games room, bedroom 1 with en suite dressing room and bathroom, 6 further bedrooms, 3 bathrooms, boot room, store, wine cellar, laundry room, workshop, 2 separate wcs.

Hawkesbury £1,750,000

A well-proportioned Victorian villa set within an acre of private grounds and located close to local shops, the golf course at L’Ancresse and surrounding sandy beaches.

Hawkesbury provides three excellent bedrooms - the master suite occupying the entire attic floor and accessed from a well fitted first floor dressing room. Spacious reception rooms combine period features with contemporary living with the family living/dining/kitchen opening to a wide pergola covered veranda at the rear. Within the well maintained grounds are an excellent indoor pool complex and a sizeable detached barn with an office/studio on the first floor and wine/games room occupying part of the ground floor. A lovely family home that has previously had permissions, since lapsed, to create a fourth bedroom en suite.

Property details

Living room, sitting room, dining room, kitchen/breakfast room, 3 bedrooms (2 en suite), shower room, cloak room. Detached Barn: Office/ studio, wine store/games room, garden room, utility room, shower room. Pool complex with wet room and sauna. Gardens with greenhouse and parking.

Hawkesbury, Braye du Valle, St Sampson’s GY2 4RB | £1,750,000

Designed to meet the daily needs of the whole family, we’re passionate about creating a space that’s just right in style and functionality. We’ll guide you through every step of the way and advise you on the most effective layout, finishes and colours, using the latest in 3D virtual reality software. We’re proud to offer the following in our showroom

• State of the art laser templating technology and traditional skills bringing luxury and timeless beauty to our kitchen worktops

• All the latest integrated appliances from leading manufacturers

• Quooker - ‘The tap that does it all.’ Hot, cold, boiling, filtered, chilled, still and sparkling.

Les Tilleuls

A lovely bright detached home in a quiet residential area of St Peter Port.

A lovely bright detached home located on the outskirts of St Peter Port in a quiet residential area and only a 10 minute walk from Town’s shops and restaurants. Les Tilleuls offers 3 double bedrooms, a good sized sitting room and formal dining room however there is still excellent scope to extend and develop further if required. The property enjoys a sheltered south and west facing garden, garage and parking for numerous cars. A lovely home in a convenient location.

Property details

3 3 3

Les

A smart renovated Victorian villa.

A smart renovated Victorian villa registered on Part A of the Open Market. The property offers 5 double bedrooms, an elegant sitting room and excellent kitchen/dining/living room space, parking on site for 5 cars and a small low maintenance garden. Plans have been passed to extend and create further bedrooms. Pen-Y-Bryn also benefits from income derived from the rear car park which is currently achieving in the region of £32,000pa.

Property details

Sitting room, living/dining room, kitchen, bedroom 1 with en suite bathroom and dressing room, 4 further bedrooms, bathroom, shower room, utility. Garage and small garden. Land area (currently car park) providing income.

Tax benefits for new Guernsey residents

by André Trebert, Executive Director BDO Limited

Tax Cap Arrangements

An individual resident in Guernsey can limit his/her annual tax liability on overseas income to £130,000 (note that this limit is set to increase to £150,000 in 2023). The limit can be extended by a further £130,000 (also set to increase to £150,000 in 2023), if appropriate, to include Guernsey source income. Individuals electing for the tax cap are not required to make an annual declaration of their personal income.

submitted an annual joint tax return and one person has been responsible for the annual declaration. From 2023, all Guernsey residents will be responsible for their own tax affairs and filing their own annual tax return.

Guernsey offers a favourable tax regime for residents and businesses. As a British Crown Dependency, the island has developed its own competitive and well-established taxation regime that remains compliant with standards for tax transparency established by the Organisation for Economic Cooperation and Development (OECD).

There are several attractive features of the Guernsey tax regime, designed to attract new residents to the Island. In addition to this, the rate of income tax applied has remained constant at 20% for many years. There is no capital gains tax, inheritance tax, wealth tax, gift tax, VAT or GST payable in Guernsey. Also, there is no minimum tax contribution required to become a Guernsey resident.

Tax Residence

A Guernsey tax year is a calendar year and tax residence status is determined solely on the number of days spent in the Island. An individual will be treated as “principally resident” in a calendar year if: a) He spends at least 182 days in Guernsey during the year, or b) He spends at least 91 days in Guernsey during the year and, during the four preceding calendar years, he has spent at least 730 days in Guernsey.

A principally resident individual is liable to pay tax in Guernsey on worldwide income. An individual can be treated as resident but not principally resident (commonly referred to as “Resident Only”) if he/she either: a) spends between 91 and 181 days in Guernsey during a calendar year, or b) spends 35 days or more in Guernsey in a year and, during the four preceding years, he/she spent 365 days or more in Guernsey, and c) spends at least 91 days in one other country.

For new arrivals to Guernsey, there is a cap of £50,000, limiting tax liability on Worldwide income in the year of arrival and the following three tax years. This benefit is available to any new resident that pays at least £50,000 of Document Duty on the purchases of a home listed on the Open Market Register within 12 months of permanent arrival in Guernsey. Note that a charge of £50,000 would be applied on consideration for a property purchase of approximately £1.32 million.

The Standard Charge

Individuals who spend less than half a year in Guernsey and are classed as “resident only”, can limit their annual tax liability on overseas income by electing to pay the Standard Charge of £30,000. This also covers Guernsey source income of up to £150,000.

Pre-arrival income and relief for overseas tax suffered

There is a favourable regime applied to income accumulated in overseas companies in the years prior to the arrival of the beneficial owner for residence in Guernsey. This income can be distributed within two years of the year of arrival.

In addition, income arising to an overseas company, following the arrival of the beneficial owner in Guernsey, which has suffered overseas tax will attract double taxation relief in Guernsey on distribution to the beneficial owner, thereby reducing the shareholder’s personal Guernsey tax liability.

Independent Taxation

It is important to note that a major development in relation to Guernsey taxation is taking place from 2023. With effect from 1 January 2023, independent taxation is being introduced. This impacts on married couples and those in civil partnerships. Until now, couples have

Under the current regime, the Tax Caps and Standard Charge apply jointly to a married couple as they do to a single person. Under independent taxation, each person in a married or civil relationship will only be able to limit their own tax liability and not that of their spouse.

Property related matters

The States has proposed a one year pause in the phased withdrawal of the tax relief on mortgage interest for a principal private residence, with the maximum deduction remaining at £3,500 in 2023 instead of being reduced to £2,000 as had previously been planned. For anyone paying mortgage interest on their home, this will mean up to £300 extra in their pocket (up to £600 for a couple).

A further change proposed is the phasing out of mortgage interest relief against rental income from domestic let property. Relief will be phased out by reducing relief to 75% of the mortgage interest in 2023, 50% in 2024 and 25% in 2025. No relief will be available from 2026 onwards.

There is also a proposed Document Duty increase of 2% on all residential property purchases which are not to be the purchaser’s principle private residence or that of a person associated with them (i.e. a family member). At a time when interest rates are exceptionally high, coupled with the phased withdrawal of mortgage interest relief for domestic let properties, it is not certain what impact this increased Document Duty will have on the housing market and the attractiveness of residential property in Guernsey as an investment.

With a short supply of family homes on the island, the 2023 budget proposals include an incentive for ‘down-sizing’. For those meeting the qualifying criteria and conditions, the first £400,000 of a replacement principle private residence would not be subject to a Document Duty charge. This would reduce the Document Duty payable on the purchase of a property valued at over £400,000 by £10,875. This is only a short-term incentive that is expected to end on 31 December 2024.

Tax Benefits for New Guernsey Residents | BDO Limited

Le Chateau

An excellent investment. An attractive detached Town house currently providing a spacious 3 bedroom Open Market apartment on the first floor together with a sheltered and private terrace and 5 lodging rooms on the ground floor served by 2 bathrooms. Plans (since lapsed but recently reapplied for) to retain the current Open Market unit and create two local market 1 bedroom apartments. Easy access to the heart of Town and ample road parking nearby. An excellent investment opportunity. Plans are available to view. Please contact one of our negotiators.

Investment opportunity

Property details

First floor Open Market apartment: 2 bedrooms (one with dressing room), lounge, dining room, kitchen, utility and bathroom. Split level sun terrace

Ground floor currently: 5 lodging rooms, 2 bathrooms.

A substantial detached family home with a very comfortable 2 bedroom wing.

A substantial detached family home (7340 sq ft) located between St Martins village and Town with the option to accommodate a relative within a very comfortable 2 bedroom wing. There is enough space for everyone to work and relax with the main hub of the house being the kitchen/dining/ living room which overlooks the enclosed and private south facing rear garden. There are 8 bedrooms with the principal bedroom enjoying the use of its own private sitting room, dressing area and large bathroom. All in all a sizeable and versatile property which will allow for many family scenarios.

Property details

Kitchen/dining /living room, lounge, 3 studies, hobby room, gym, games room, bedroom 1 with sitting room, dressing room and en suite bathroom, 7 further bedrooms (4 en suite), 3 bathrooms, separate wc, utility room. South facing garden and ample parking.

Ross Yeates and SkyWave

What got you into flying a drone?

I have always had an interest in Photography, since studying it at A-Level (many years ago!). Over the past few years Drone photography/videography has become more popular and I loved the different aspect which they provide. I bought a cheap drone to get used to the idea of flying and learning the regulations. I thoroughly enjoyed it so took the plunge on higher quality drones along with undertaking the necessary courses to become a Commercial Drone Pilot.

What do you enjoy most about your drone work?

Even having lived on the island for my whole life, the photography/videography I get asked to do, takes me to places that I have never been before. Even in Herm this summer, I went to the North West tip whilst filming some Rowing, I have never been previously! It was a beautiful spot. Has there been a favourite project you’ve worked on?

Working for the BBC this summer to film for their episode of ‘We Are England’, which was named ‘Greetings from Guernsey’ was fantastic. I found it odd to see my name on the credits at the end of the episode on BBC1 !

Do you have any future plans to expand your horizons with the drone work?

I would love to take it further yes and have a few projects lined up for 2023.

To see more of Ross’s work check out his Instagram page @skywavephotography.

After gaining his permit to operate a drone commercially, Ross has been putting his skills to work in order to add another level of service to Cooper Brouard’s marketing offering.

Ross Yeates and SkyWave | Cooper Brouard

Situated down a quiet country lane with views over the surrounding countryside towards Lihou Island.

Les Bois Vert is a bright bungalow built in the 1960’s offering 3 bedrooms, secluded gardens with swimming pool and 2 agricultural fields, the lower field having 2 stables. Continue with the current layout or, if you are keen on a project, the site and position can certainly accommodate further development which had previously been approved. A lovely rural home on a 3 acre site.

Property details

Sitting room, dining room, conservatory, kitchen, 3 / 4 bedrooms, bedroom 4/study, 2 bathrooms (1 en suite). Garage, parking, gardens, swimming pool. Two fields (lower field with 2 stables).

Engaging Architecture

If you are thinking about transforming your existing property, want to design a new-build home or need advice on a potential development then talk to our team at Lovell Ozanne. We believe that great design should be possible no matter the size or complexity of the project. We aim to offer a bespoke personal service whilst maintaining the capacity and expertise to tackle large scale developments. Using our experience and passion we make everyday spaces exceptional.

To book your free consultation please call 01481 235397 or email hello@lovellozanne.com

“People are at the heart of what we do and our client’s brief is always central to our thinking.”

Highfield, La Route de Sausmarez, St Martin’s GY4 6SE | £4,950,000

An elegant and attractive period house situated at the head of Fermain Valley.

With open views across private mature gardens to the coast beyond, Highfield provides bright, spacious accommodation tastefully and neutrally decorated throughout with high quality finishes and presented in pristine condition. An adjoining orangery provides an impressive additional reception room well suited to family living or entertaining while on the lower ground floor the property has been extended to provide a cinema and garden room. Highfield is set well back from the road and approached over an imposing circular driveway. Cliff path walks are on the doorstep and St Martin’s Village and Town are a very short drive away.

Property details

Sitting room, dining room, kitchen/breakfast room, garden room, cinema room, orangery, study, Bedroom 1 with dressing room and en suite bathroom, 4 further bedrooms , dressing room, bathroom, 2 shower rooms, utility room, store room. Garage, gardens and parking.

RELOCATING TO GUERNSEY

The last two years or so have seen an influx of relocators to the Island, attracted by the outstanding natural beauty of the Island coupled perhaps with no capital taxation and a low single rate of income tax.

Perhaps the most significant change to the Guernsey tax system for some considerable time is the move to independent taxation of married couples e ective from 1 January 2023. Whilst a significant change the likely impact is perhaps summarised as the need for a further ten thousand or so personal tax returns to be both completed and processed and the possible doubling of the statutory tax caps that, before 1 January 2023, applied per couple.

The tax caps available in Guernsey are:

• Open Market Cap of £50,000. Available for the first four years of Guernsey residence. Requires the purchase and occupation of an open market property within 12 months of tax residence. The purchase must generate minimum document duty of £50,000 (property cost of £1.4m). There is a grandfathering provision (so if you are travelling to Guernsey before 31 December 2022 and intend to purchase a property you may meet that special provision and claim a joint Open Market Tax Cap).

• Foreign income tax cap of £150,000. This is for nonGuernsey source income only. Guernsey source income remains subject to 20% tax. Guernsey bank interest is not considered Guernsey source.

• Annual tax cap of £300,000. A global cap utilised by individuals with substantial Guernsey Source income.

• The “standard charge”. This is currently £40,000 per annum and is available by election in place of worldwide income disclosure, for those who are broadly, not full time tax resident on the island.

Other significant tax incentives for a relocator may include:

• Ability to claim double tax relief in Guernsey for UK corporation tax paid, where shareholder control of the UK company is in Guernsey.

• Ability to receive UK dividends that are exempt from UK and Guernsey taxation.

• Ability to receive UK pension income, potentially including a lifetime flexible draw down that is solely taxable in Guernsey.

• Ability to mitigate UK capital gains tax on gains made upon the disposal of certain UK assets.

There are many tax considerations a relocator might like to consider. The highly experienced and qualified tax team at LTS, who can advise upon all aspects of Guernsey and UK tax, would be delighted to hear from you.

Guernsey and UK tax advice

Preparation of tax returns UK residence and domicile planning

Inheritance tax planning

Emigration and immigration planning Trust tax advice and compliance Fund taxation and reporting obligations

Estate planning

Advising on real estate holding structures

ATED

Gains on UK property for non-UK residents Private client services

Pensions including: RATS / QROPS / QNUPS / IPPs / EBTs / EFRBS

Francis Snoding CTA

Managing Director

DD: +44 (0)1481 755881

E: fran.snoding@lts-tax.com

Julian Turian ATT FMAAT

Executive Director

DD: +44 (0)1481 743045

E: julian.turian@lts-tax.com

David Parrott CTA

Associate Director

DD: +44 (0)1481 743049

E: david.parrott@lts-tax.com

Sarah Kenealy CTA

Associate Director

DD: +44 (0)1481 747744

E: sarah.kenealy@lts-tax.com

Mandy Connolly CTA

Tax Services Director, Head of Tax Technical

DD: +44 (0)1481 755872

E: mandy.connolly@lts-tax.com

Katie Roberts CTA Manager

DD: +44 (0)1481 743087

E: katie.roberts@lts-tax.com

PO Box 20, Les Echelons Court, Les Echelons, St Peter Port, Guernsey, GY1 4AN

T: +44 (0)1481 755862 E: taxenquiries@lts-tax.com www.lts-tax.com

An iconic property, just a stones’ throw from Grande Havre beach.

Cooper Brouard are delighted to present to the market, for the first time in over 30 years Les Vardes Farm. Situated a stones’ throw from Grande Havre beach this iconic property was rebuilt in 1792 and the late Georgian features on the main house are plain to see. For a period of time the property operated as a hotel and sits in a plot of over 7 and a half acres with numerous outbuildings to investigate.

The property requires full renovation and viewing is highly recommended to fully appreciate this exciting and unique project.

Les Vardes Farm, Route des Port Grat, Les Dicqs, St Sampson’s

CONFIDENTIAL

Sitting room, dining room, kitchen, conservatory, study, 4/5 bedrooms , bedroom 5 / playroom, 4 bathrooms (all en suite), utility, cloakroom. Garage, parking and garden.

5 4 4

Expert guidance, precisely tailored.

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Proper ty Law

Redwood House, St Julian’s Avenue, St Peter Port, Guernsey GY1 1WA

Telephone: +44 1481 721672

See ogier.com for more information about Ogier’s legal services.

A detached house on the western outskirts of St Peter Port near to the Kings Leisure Centre and town schools.

The property is very well presented with light traditionally laid out accommodation and would equally make an easily run pied-a-terre or family house. There are approved plans (available on request) for a considerable extension that would provide increase many of the room sizes and add an extra bedroom, 2 bathrooms, mezzanine landing, shower room, utility, TV room, study, breakfast room and garden room/office.

Property details

Sitting room, dining room, kitchen, 3 bedrooms ( bedroom 1 en suite), bathroom. Garage, parking and garden.

3 2 2

Proposed Front Elevation

Proposed Ground Floor

Proposed Rear Elevation

Proposed First Floor

Proposed Second Floor

Under the hammer

Q&A on property auctions with Cooper Brouard’s licenced auctioneer Trevor Cooper

Simple question to start, what is an auction?

In legal terms a binding agreement for the sale and purchase of something on the fall of the gavel, with no subsequent negotiation or amendment to the pre-published conditions of sale.

And in estate agent terms? They’re an efficient and transparent way to sell property with the potential of achieving a premium price within a specific timeframe. To some vendors, time can be as crucial as price. Surely every vendor wants that. It’s more important than ever in my view. Guernsey’s once efficient conveyancing system is now fraught with delays and protracted negotiations. Often conditions of sale are not finalised until the completion day in court, when the keys are handed over. That’s agonising for vendors.

Cooper Brouard’s recent auction of a derelict local market cottage at Grande Havre for £930,000 made front page headlines. So why are not more Guernsey properties auctioned?

An auction property has to have a wow factor to create mass appeal and ensure active bidding. Leafy Cove at Grande Havre is 50 metres from highwater and looks across a sandy beach. The cottage can be changed whereas its picturesque setting has hardly changed in more than a century.

Surely the recent high levels of activity in both the open and local markets would ensure sufficient demand.

Funding a house purchase is a major factor. Auctions rely on bidders with ready access to a 10% deposit on the day and the remainder of the money available within a matter of weeks, when the conveyance is completed. Guernsey has more than a fair share of independently wealthy buyers but most house hunters need first to sell their current property to fund the next, and they are unlikely to do that in the hope of being the successful bidder at an auction.

Buyers could arrange finance beforehand.

Bridging loans are a thing of the past and mortgage applications prior to an auction incur the hefty cost of an independent survey and legal searches, without any certainty of ultimately purchasing the property. Mortgage applications post auction are not certain of approval which risks the loss of the would-be buyer’s 10% deposit.

And yet television programmes, such as Homes Under the Hammer show nationwide auctions of multiple properties.

Absolutely. Allsop Auctions for example sell approximately 2,000 lots each year across the largest property auction departments in Europe.

So, again, why not in Guernsey?

Other than in exceptional cases the scale of Guernsey’s housing markets and their residential restrictions suit the more conventional method of attracting a wider market over an extended period. Those who would bid at an auction will still make an offer on or even above an asking price if it’s the property they want.

Are there other negatives for vendors choosing to sell by auction?

Not all auctions are successful. A realistic reserve price is typically set beforehand below which the property will not be sold. Cooper Brouard will offer a price range as a guide but the reserve is closely guarded so as not to detract early bidders.

What if the reserve isn’t reached?

The property is withdrawn from the auction, although occasionally the auctioneer is approached on the day to see if a private deal might still be done.

Otherwise the property will usually reappear on the market with an asking price in the conventional manner. In any event, it’s ill-advised to try auctioning a property that has already been on the market as bidders will sense a bargain to be had.

Can anyone bid at an auction?

Those who can bid at an auction are no different to those who qualify to buy any Guernsey property, although occupancy laws for open and local market residential units still apply.

Q&A on property auctions | Cooper Brouard

How much has the internet changed auctions?

Hugely. Websites and social media provide global marketing options and whereas telephone bidding has long been available for those who could not or chose not to be present at an auction, livestream internet bidding has increased saleroom attendance numbers exponentially.

Presumably these bidders have to register beforehand.

Online and telephone bidders need to provide full personal details consistent with the pre-published conditions of sale, plus their bank account details and due diligence documents. They will almost certainly lodge a four- or five-figure security fee, which is refunded if their bid is unsuccessful and indemnify the vendor and auctioneer against losses, costs and expenses in the event of their non-completion, should their bid be successful.

How do traditional auctions differ from Modern Method Auctions sweeping across the UK?

Modern Method Auctions are held online and timed, which means bidding is open over a period of, say, 28 days. An estate agent (who isn’t always the auctioneer) markets the property and arranges viewings. Home Information Packs provide a range of essential information including a survey, however for reasons of accountability some mortgage lenders insist on buyers commissioning their own survey.

So far, so good…

Not quite. Once bidding closes, the successful bidder is granted a further 28 days to complete the legal formalities and can withdraw from buying the property at any time without reason and have the 10% deposit returned. In effect there is no binding contract to legally enforce the sale, the vendor has merely given the highest bidder an option to buy the property to the exclusion of other potential buyers.

This is good news for buyers if the housing market is red hot like it has been.

Not entirely. The highest bidder also pays the auctioneer a non-refundable reservation fee to secure the property. This can be between 1% and 5% of the agreed price, with a minimum fee of £3,000.

This is not deducted from but in addition to the purchase price and Stamp Duty is payable on the combined amount.

If the highest bidder withdraws even with good cause the auctioneer retains the reservation fee, unless it’s through the fault of the vendor.

So the vendor doesn’t pay any fees to the auctioneer?

This differs between Modern Method Auctioneers. Some still charge vendors between 1% and 1.5% which is split with the estate agent.

The vendor also has to pay for the Home Information Pack regardless

of whether or not the property sells, and a cancellation fee to the auctioneer (not to the highest bidder) if the vendor withdraws.

So, you’re not a fan of Modern Method Auctions.

Auctions as we know them have worked well since the Greek Homeric period, pre 1,000 BC. Besides, Modern Method Auctions have been around for 20 years and only became popular during the frenetic market conditions of late. How long has Cooper Brouard been auctioneering property?

For 21 years, during which time Cooper Brouard has repeatedly held the record for the highest price paid at auction on both local and open markets, and retains record prices paid for commercial property and agricultural land.

There must be some stories to tell over that time.

Stories like snapping my gavel in half in the excitement of a sale, and the time only six people turned up for an auction, and another of a west-coast cottage inherited by 38 cousins and remoter descendants from near and far. Probably best that I save the stories for another time.

Hukeley

£1,375,000

A 3 bedroomed family home with easy access to cliff path walks.

A detached 3 bedroom home located on the popular Fort George development with easy access to both lovely cliff path walks and St Peter Port and St Martins village amenities.

A much-loved family home Hukeley is being offered for sale for the first time since it’s construction. The potential purchaser may wish to adapt and upgrade the property as it stands or there is also excellent scope to extend and develop further. Alongside the wellproportioned living space Hukeley provides a double garage, ample parking and south and east facing mature gardens. The site offers a good deal of privacy in a sought-after residential neighbourhood.

Property details

Sitting room, dining room, kitchen, conservatory, bedroom 1 with en suite bathroom, 3 further bedrooms, shower room, separate wc. Double garage, parking and gardens.

Hukeley, 2 Rue de la Douzaine, Fort George, St Peter Port GY1

Le Pont Renier

£2,950,000

A fine detached period house situated on an elevated corner site to the south of St Peter Port.

Le Pont Renier offers much original detail, spacious reception rooms and a recently renovated basement. The latter provides a laundry, store room, shower room and 3 excellent sized rooms that can be adapted to suit your requirements. A super self contained wing attached to the property is ideal for an elderly relative or staff. The south facing terraced gardens are well maintained, there is a detached double garage block, swimming pool, vine house and plenty of parking – an outstanding family home.

Property details

Main House: sitting room, drawing room, dining room, kitchen, study, conservatory, bedroom 1 with en suite shower, bathroom and dressing room. 3/4 further bedrooms (one en suite), bathroom, shower room, 2 separate wc, laundry room, store room, 2 basement rooms.

Wing: (Open Market): double bedroom, bathroom, sitting room, dining room, kitchenette.

Gardens, double garage, parking, vine house, garden sheds.

Le Pont Renier, Ruette Braye, St Peter Port GY1 1PL | £2,950,000

Chamberlain House POA

An exceptionally well presented bungalow offering four double bedroom suites and enjoying an elevated position on the prestigious Fort George development with excellent sea views towards our offshore islands.

The accommodation is flexible and can be adapted to accommodate an elderly relative or carer who may want some independence. The gardens are beautifully presented, there is ample parking and a double garage which has permission to extend further.

Property details

Drawing room, sitting room, family room, dining room, kitchen/breakfast room, preparation room, utility, 4 double bedroom suites, 2 cloakrooms, wine store, gym/study. Heated outdoor swimming pool, boiler room, double garage, parking and gardens.

Chamberlain House, Fort George, St Peter Port GY1 2SY | POA

FROM DREAMABLE TO FEASIBLE

The lay of the land

Why do people buy land?

Investing in land is low risk and if kept in good condition will also increase in value due to the lack of stock on the island. People buy land for a piece of heritage, to keep livestock, to grow crops, or just to have control.

How do we value land?

Land value is based on the quality of land, drainage, access, location, and if there are any services on site i.e. borehole. We have seen an increase of value to £15,000 to £22,000 per verge. There are 2.5 vergees to an acre.

How has the value of land fluctuated/trended in recent years?

Purchasers were paying between £10,000 - £12,000 per vergee in 2019/2020, we have now seen an increase to £15,000 to £22,000 per vergee, the increase is due to high demand and the lack of agricultural land on the island.

Different types of land and do the Sales differ at all?

We have dealt primarily with agricultural land; however, we have seen an increase of transactions in vinery sites or sites which offer glasshouses and outbuildings, these go for a considerable amount more than your average field.

How much sold

In 2022 we sold 20 agricultural fields totalling £858,500 which included one vinery and a piece of woodland that was purchased by the National Trust.

Exploring land ownership in Guernsey with Ben McVey, Local Market Negotiator at Cooper Brouard

Land ownership in Guernsey | Cooper Brouard

“we have seen an increase of transactions in vinery sites or sites which offer glasshouses and outbuildings”

A family home with an income.

A substantial detached 5 bedroom (potential for 7) Victorian house covering 3 floors together with a detached 2 bedroom Open Market annexe currently bringing in a substantial return though potentially more if used purely as an HMO (house of multiple occupancy). Capelles Villa is located centrally within the island with shops, school beaches and Town all a short drive away.

Property details

Sitting room, dining room, kitchen/ breakfast room, master bedroom with en suite bathroom & study, 4 further bedrooms 2 with en suite, bathroom, cloakroom. Open Market Annexe: Sitting room, 2 double bedrooms and 2 shower rooms. Double garage, laundry room, parking and gardens.

Capelles Villa, Capelles Hill, St Sampson’s GY2 4GJ | £1,250,000 (Part D Housing Register)

The following pages showcase a few properties that are currently available. To learn more, visit www.cooperbrouard.com or call one of our Local Market team.

Local Market properties

SOLD

Noirmont

A substantial cavity built detached family home within walking distance of the highly desirable west coast beaches and amenities at L’Islet.

Cooper Brouard are delighted to bring to the market, for only the second time since its construction in 1880, this imposing Victorian country property with its vine house, private grounds and outbuildings. A lovely home that has retained all of its original character and is a protected building, the substantial house offers extensive living space over four floors including well-proportioned reception rooms with many period features, large semi basement with excellent headroom throughout, and generous bedroom accommodation including a large primary bedroom suite on the top floor, with excellent views. The walled rear garden is lovely and private and the extensive outbuildings provide good stabling, storage and garaging. Within 200 yards of the main house there is a 4 vergee (1.6 acre) field that is available to the purchaser by separate negotiation, and other fields may be let nearby.

Located approximately half a mile inland from west coast beaches at Port Grat and Rousse, accessed over rural lanes, this fabulous property offers excellent facilities to the discerning buyer and requires internal viewing to be fully appreciated.

Property details

Drawing room, dining room, snug, kitchen, 4 bedrooms – 2 en suite and bedroom 1 with walk-in wardrobes, office, pantry, wine cellar, utility, shower room, bathroom, separate wc. Vine house, stable block (2 loose boxes, open haybarn and tack room), granite stable (loose box and attic store), 2 storey garage, garage, gardens and parking. Additional land to rent or buy is available by separate negotiation.

Tastefully modernised home with vistas from almost every window.

Dating back to 1808, La Corbe has been tastefully modernised by the current owners. With vistas from almost every window, the versatile accommodation could meet the needs for both upsizers and downsizers alike. The accommodation spans three floors and offers an annexe to one side. With parking for three vehicles, access on to Delancey Park moments from the house itself and a lovely low maintenance courtyard garden, viewing is highly recommended to appreciate all of the accommodation on offer whilst taking in the stunning views.

Property details

House: Lounge, view sitting room, dining room, kitchen, bedroom 1 with en suite shower room, bedroom 2/study, bedroom 3 /lounge/study, bathroom, utility. Patio and parking.

Annexe: shower room, study, bedroom.

La Corbe, La Rue de la Corbe, Grandes Maisons Road, St Sampson’s GY2 4JT | £1,250,000

Whether you are moving house, need advice on a family matter or are seeking peace of mind for the future, you want personalised advice that is right for you. At Collas Crill, we take the time to get to know you and offer discreet, practical advice tailored to your needs. With joined-up services in property, planning applications, family matters, employment and wills and estates, we can guide you through some of life’s big decisions and reach the best possible outcomes for you and your family.

To find out how we can help you visit collascrill.com or call 01481 723191

PAUL

One of the island’s finest Local Market residences.

Les Fauconnaires lies just one and a half miles from the centre of St Peter Port yet enjoys a lovely rural setting in a sheltered valley, neighbouring agricultural land and other traditional stone farmhouses. The extensive accommodation features a grand entrance hall and well-proportioned main reception rooms along with less formal family living space with traditional farmhouse character. Overlooking its beautiful, landscaped gardens with heated pool, agricultural land totalling over 9 acres and large barn providing garaging, snooker room and store, this fabulous home offers a host of facilities and further scope for the discerning purchaser.

Property details

Lounge, dining room, conservatory, kitchen, breakfast room, study, garden room, gym, 5 bedrooms (all en suite), utility. First Floor Wing: Living room, kitchen, bedroom with en suite bathroom, separate wc. Double garage, garden store, snooker room, attic store. Gardens with pool, parking and agricultural land.

Coolabah £1,200,000

A wonderful upgraded and extended family home on an elevated position.

This wonderful family home has been upgraded and extended by the current owners over the past ten years and offers bright and spacious accommodation throughout. Situated on an elevated position in St Andrew’s, Coolabah offers four bedrooms serviced by three stylish bath/shower rooms, a separate lounge with multi fuel stove and a modern open plan kitchen living area with doors opening out onto the patio and garden. A super low maintenance modernised home well worthy of closer inspection.

Property details

Lounge, kitchen/living room, bedroom 1 en suite, 4 further bedrooms, utility, shower room, bathroom. Garden and parking.

4 3 2

Coolabah, Route de St Andre, St Andrew’s GY6 8UL | £1,200,000

Situated on an elevated plot in the desirable Les Vardes area.

Situated on an elevated plot in the desirable Les Vardes area of St Peter Port, Highland View has been in the same family for a number of years. The property would be well suited for those looking for a project or those looking to create a home subject to any relevant permissions. The bungalow currently offers three bedrooms with a one bedroom attached wing. With ample parking on site alongside three large garage/ workshops plus the abundance of mature gardens, viewing is highly recommended to appreciate all on offer.

Property details

Bungalow: Lounge/dining room, conservatory, kitchen, 3 bedrooms, bathroom, utility. Wing: Lounge, kitchen, bedroom shower room. 3 Garages, parking and gardens.

Highland View, Les Vardes, St Peter Port. GY1 1BG | £1,100,000

White Horses POA

A detached bungalow situated in a highly sought-after area.

A detached bungalow situated in a highly soughtafter area on the east coast with panoramic views over agricultural fields towards the offshore islands.

The property offers spacious living accommodation and has been designed with large windows to take advantage of the spectacular views. A low maintenance garden wraps around the property and a patio makes an ideal space for al fresco dining and entertaining. White Horses also benefits from a garage and parking for three cars.

Property details

Lounge, dining room, kitchen, conservatory, entrance/conservatory, 3 bedrooms, bathroom, separate wc. Garage, parking and garden.

White Horses, Baugy Estate, Route de Jerbourg, St Martin’s GY4 6BE | POA

BESPOKE AND

ONLY MORTGAGES FROM SPF

Achieving your vision of a new property may be more complicated when a high value mortgage is required.

Standard lending limits may not be sufficient and, if you’re a high net worth individual that has complex or multiple income streams, it can place you outside of the comfort zone of most high street lenders.

At SPF we have established relationships with specialist lenders and a wealth of knowledge and experience in providing

complex income verification to secure highly competitive mortgages for Guernsey residents, providing bespoke and interest only options.

We can even factor in other properties, stock portfolios or personal pensions to provide the required level of funding in the most cost efficient structure.

For an effective approach to securing your new home or investment property, call us on 01481 715234.

A bungalow, a substantial outbuilding, 45’ greenhouse and extensive lawned gardens.

This timber framed detached bungalow occupies a superb elevated site of just over ¾ of an acre overlooking the west coast, Lihou Island and Pleinmont headland. Currently the site houses the bungalow, a substantial outbuilding, 45’ green house and extensive lawned gardens. La Rocque occupies a wonderful rural and coastal position creating huge potential to create a superb home in a highly sought after location.

Les Pommiers

An impressive town house.

This impressive town house is hidden away down a private driveway on an elevated plot, a few minutes’ walk of St Peter Port schools, shops and business hub.

The property benefits from modern low maintenance construction but features high ceilings and large windows reminiscent of a Georgian house. The accommodation is spacious with dynamic open plan living space and a 5th bedroom/guest suite on the ground floor, plus four generous first floor bedrooms with fabulous townscape and rooftop views. There is ample parking on the driveway, workshop/store and an attractive low maintenance garden with a walled, landscaped patio area for al fresco entertaining.

Property details

Lounge, kitchen/living room, study, utility, 5 bedrooms (2 en suite), shower room, separate wc. Gardens, parking, workshops and stores.

Les Pommiers, Cordier Hill, St Peter Port GY1 1JH | £1,400,000

A charming detached Guernsey cottage situate in the peaceful lanes of St Pierre du Bois.

The property offers character features throughout, with a beautiful granite fireplace being the focal point of the lounge. Also on the ground floor is a charming kitchen/ diner, dining room/bedroom 4, utility room and useful boot room. On the first floor the master bedroom is complimented by an en suite shower room with two further double bedrooms, a study and a family bathroom. Externally there is an attached barn and store offering scope to extend the accommodation (subject to the relevant permissions), two wooden stables and tack room, a wooden shed currently utilised as a dog grooming parlour, a large glasshouse and a detached garage. With ample parking and lovely gardens viewing is highly recommended to appreciate all that is on offer.

Property details

Lounge, kitchen/dining room, 3 bedrooms (bedroom 1 en suite), nursery, bathroom, utility. Garage, barn, store, pig-sty, greenhouse, stables, garden and parking.

Le Vidcocq, Rue des Falles, St Pierre du Bois GY7 9EB | £1,570,000

Property

Lettings and management

Following an unprecedented busy year, the Letting and Management team are constantly on the look out for good rental properties. If you are interested in letting your home or have a rental property that will shortly be coming to the market, we would be delighted to view your property without obligation to discuss its letting potential and provide you with a rental valuation. Please contact one of the team on 236039 or email enq@cooperbrouard.com

LET

What our clients say

We pride ourselves on offering a truly professional service from the first call to the completion. So it’s always nice to get feedback from our happy customers. Here are just a few recent comments.

Ben was fantastic throughout the entire process keeping us well informed with regular updates. Was a pleasure to deal with and his extensive knowledge helped with answering our many questions, making our journey as stress free as possible.

From ADB

Harry, the Executors and I would like to thank you and the team for your professional and friendly service.

Cathy, thanks for all your help in finally getting The Vinery over the line. Best wishes.

D & A

We had been looking unsuccessfully for some time and Ben was a breath of fresh air, bringing enthusiasm, insight and direction to what was becoming a rather demoralising endeavour.

Thank you so much for all your Fantastic Help with a Friendly Smile you have made his whole process so much easier and you are a Credit to Cooper and Brouard.

From MR

If you would like to speak to us about buying or selling your property call our team on 01481 236039 they will be happy to help you.

All of the members of Cooper Brouard with whom I have had dealings have been unfailingly helpful, prompt, patient, reliable, and resourceful. My many thanks.

From GSC

Client Feedback | Cooper Brouard

The prices of properties featured for sale and to let in this publication are believed to be correct at the time of going to press. All negotiations are to be conducted through Cooper Brouard. We understand the property details to be correct but we do not guarantee their accuracy nor do they form part of any contract. Any internal photographs are intended as a guide only and it should not be assumed that any of the furniture/fittings are included in any sale or letting. Whilst every particular care has been taken by the publisher and its agents to ensure that each part of Guernsey Property is comprehensive and accurate, they cannot be held responsible for any errors or omissions or the results thereof. The opinions herein are those of the authors or persons interviewed only and do not reflect the views of Cooper Brouard or the publisher. No part of this publication may be reproduced without prior authorisation from the publisher.