2025 Parade of Homes

THE 2025

Bay Building Industries Association

PARADE of HOMES

FREE ADMISSION JUNE 6TH & 7TH - 9AM-5PM JUNE 8TH - NOON-5PM PLATINUM SPONSOR

2025 SCHOLARSHIP HOME

Built Under the Direction of Coastal Classic Homes

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Panama City Beach Parade of Homes 2025

Sanctuary Beach

Breakfast Point East

The Monroe Floor Plan

The Islamorada

4 Bedrooms, 2 Bathrooms Quartz countertops, EVP throughout Gated Community + Community Pool

4 Bedrooms, 2.5 Bathrooms Gourmet kitchens with backsplash Close to schools and shopping

Caballeros Estates at Hombre

Bayside at Ward Creek

The Kennedy

The Delray

5 Bedrooms, 3 Bathrooms EVP Flooring throughout, Quartz countertops Just minutes to beach access

Contact our Online Sales Concierge Team at 850-641-7679

EQUAL HOUSING

OPPORTUNITY

4 Bedrooms, 2 Bathrooms EVP flooring, Carpet and Quartz countertops Community pool

Or

Scan for more information

D.R. Horton is an Equal Housing Opportunity Builder. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Registered Building Contractor License CBC1262595.

2025 BBIA Parade of Homes | 3

Index

President & Parade Chairman Message 5 Parade of Homes Sponsors 6-7 BBIA Scholarship Home Donors 8-9 Scholarship Home Builder Message 10 BBIA Scholarship Recipients 12 Parade Passport 13-14

Map

Route of Homes

26-27

Parade Entry Pages Coastal Classic Homes BBIA Scholarship Home Southern Belle Construction D.R. Horton, America’s Builder Adams Homes D.R. Horton, America’s Builder D.R. Horton, America’s Builder Southern Coastal Homes Valor Communities D.R. Horton, America’s Builder Adams Homes D.R. Horton, America’s Builder D.R. Horton, America’s Builder D.R. Horton, America’s Builder D.R. Horton, America’s Builder Habitat for Humanity D.R. Horton, America’s Builder Thor Construction D.R. Horton, America’s Builder D.R. Horton, America’s Builder Southern Coastal Homes D.R. Horton, America’s Builder Toll Brothers Toll Brothers Toll Brothers Fischer Homes Fischer Homes Kolter Homes Rio Stone Group

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Thank You 2025 Executive Committee and Board of Directors!

2025 Board of Directors

Curt Hartog, President Life Builder/Associate Director Pathway Builders

Robert Yanchis Local Builder Director Intellichoice Builders

Cosheene Timson, Vice President Builder Director, FHBA Associate Director Fischer Homes

Harry “Bubba” Davis Local Builder Director Thor Construction

Vickie Patterson, Secretary FHBA Area 1 Builder VP Propwic Construction

Natalie Cayson Local Associate Director Precision Stoneworks

Tom Gladstone, Treasurer Life Builder Director, FHBA Builder Alternate Tom Gladstone Homes

Paul Davis Local Associate Director Mid-South Lumber

Brian Knox, 2nd Vice President FHBA Builder Director Coastal Classic Homes

Tiffany Enfinger Local Associate Director First Federal Bank

Marty Perrett, Immediate Past President FHBA Area 1 Associate VP Innovations Financial Credit Union

Rob Griffith Local Associate Director Hutt Insurance

Garrett Anderson, FHBA Immediate Past President Life Builder/NAHB Builder Director Anderson Construction Company of NW Florida

Rick Koehnemann Life Builder Director Koehnemann Construction

Paul Jones III, FHBA Builder Director Local Builder Director Jones Consulting

Tom Ledman Life Builder Director Ledman Construction

Jon Griese, FHBA Builder Alternative Local Builder Director Seabee Constructors

Terri Rhodes Life Associate Director Sharp Carpet & Ceramic Tile

Chad Overby, FHBA Associate Director Local Associate Director ABC Supply Co

Stacy Roberts Executive Officer Bay Building Industries Association

Beth Klein Marketing Administrator Bay Building Industries Association

A Letter from the BBIA President & Parade of Homes Chair WELCOME TO THE 2025 BAY BUILDING INDUSTRIES ASSOCIATION PARADE OF HOMES! This marks the 46th year of this premier event in Bay County, and we are proud to showcase the very best in home design, innovation, and construction expertise.

This year’s Parade features 27 stunning homes built by 11 talented BBIA builder members—plus, for the first time ever, we’re thrilled to welcome a showroom stop by Rio-Stone, where you can explore luxury surfaces and design inspiration firsthand. That brings us to 28 total stops in this year’s Parade!

Each entry highlights cutting-edge features in energy efficiency, smart technology, and today’s most soughtafter design trends—making this Parade your go-to guide whether you’re building, buying, or dreaming.

NEW THIS YEAR: We’ve extended model home hours to give you more time to explore every stop on the route! Don’t forget to bring your Parade Passport and get it stamped at all locations for your chance to win one of two $500 prizes, courtesy of Mid-South Lumber.

THE BBIA SCHOLARSHIP HOME We’re proud to kick off this year’s Parade with our 2025 BBIA Scholarship Home, located at 1709 White Western Lake Lane. Built under the direction of Brian Knox with Coastal Classic Homes of FL, this beautiful home showcases the skill, creativity, and craftsmanship that define our builder members.

Thanks to the incredible generosity of our BBIA members, proceeds from the sale of this home directly support scholarships for local students pursuing careers in the construction industry. To date, BBIA has awarded more than $187,000 in scholarships to over 202 students, endowed a scholarship at Gulf Coast State College, and provided ongoing support for Construction Academy programs at J.R. Arnold and Rutherford High Schools.

HABITAT VILLAGE We are also excited to include a Habitat for Humanity Home in this year’s Parade. This home is located in a new 15 home subdivision in Callaway called Habitat Village, which is the first subdivision developed by Habitat for Humanity of Bay County. Please make sure to get by and take a look at this subdivision and the home built by many volunteers from our community including members of the BBIA. Parade Details: June 6th & 7th: 9 AM – 5PM June 8th: Noon – 5 PM Visit www.BayBIA.org for full details, home listings, and to connect with trusted building professionals.

It is my honor to serve as your BBIA President and 2025 Parade Chairman. Thank you to our generous sponsors, dedicated builders, volunteers, and the hardworking Parade of Homes Committee. Your efforts are what make this event so special year after year.

Enjoy the Parade— and good luck with your Passport!

Sincerely, Curt Hartog President, BBIA 2025 Parade of Homes Chairman 2025 BBIA Parade of Homes | 5

The BBIA would like to thank these companies Platinum

DRHorton.com

Subdivision

To l l b r o t h e r s . c o m

Gold

My100Bank.com 6 | 2025 BBIA Parade of Homes

for sponsoring our 2025 Parade of Homes!

Silver

PanamaCityBuilder.com

PrecisionStoneworks.com

FFBF.com

Parade Passport

MidSouthLumberCo.com

Media

Studio1MediaWorks.com

MyPanhandle.com

WJHG.com

iHeartMedia.com

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The BBIA would like to thank these companies for their

MyAllSouth.com

AmeriproGarageDoors.com

AquaProWS.com

ArcherExteriors.com

CoastalClassicHomes.com

CoastalCodeServices.com

CoastalStageDesigns.com

CommonGroundLandscapesLLC.com

GormanPC.com

HomeSphere.com

InnovationsFCU.org

JoleeConsultants.com

PhoenixSystems.tv

PolarInsulation.us

TheBlindCoPCB.com

TommysGlass.net

DRYWALL MidSouthLumberCo.com

SouthernBrass.com

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SurfacesPCB.com

generous donations to the 2025 Scholarship Home!

BrockPest.com

CambriaUSA.com

CapMat.com

CarpetConnectionPC.com

DJ DRUMZELL Music that keeps you Moving

DisposalServices.com

Facebook.com/DjDrumzell

Fakro.com

FlipFlopPlumbing.com

ThinkJoshHoey.com

LightingByLavonne.com

MCorbDesign.com

MeyersElectric.net

SmyrnaReadyMix.com

SoWalCabinets.com

RedRoadOrion.com

VeteranSepticLLC.com

WhiteheadServices.com

WinSupplyInc.com

2025 BBIA Parade of Homes | 9

A Letter from our Scholarship Home Builder: Brian Knox of Coastal Classic Homes

Dear Friends and Members of Our Community, At Coastal Classic Homes we pride ourselves in building quality crafted homes for families to enjoy life together in. We are honored to be part of a community that shares our passion for building not only homes, but futures.

This year, we are proud to lead the construction of the Scholarship Home for the Bay Building Industries Association’s annual Parade of Homes— a special project made possible through the extraordinary generosity and spirit of collaboration that defines our industry and our neighbors.

The Scholarship Home is far more than a showcase of craftsmanship and design. It is a powerful example of what we can achieve when we come together with a common purpose. I’ve been blown away by the outpouring of support and generosity from our membership in the BBIA and larger community.

By supporting this project—whether through donation, partnership, or simply spreading the word—you are helping to create life-changing opportunities for the next generation of builders, electricians, plumbers, architects, and more. These scholarships help students gain the skills and education they need to thrive in our industry and continue the tradition of excellence we all work so hard to uphold.

On behalf of everyone at Coastal Classic Homes, thank you for your continued support, generosity, and belief in our mission. We are deeply grateful to be part of such a strong and caring community. Together, we are not only building homes—we are building hope, futures, and a better tomorrow for our entire industry.

Brian Knox President - Coastal Classic Homes bknox@coastalclassichomes.com 850-252-0302

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2025 Scholorship Home

#1

4 BEDROOMS | 3 BATHS 1,999 SQ FT 2 CAR GARAGE | $499,000 Subdivision: Pinebrook The BBIA Scholarship Home is a shining example of what happens when a community comes together with purpose. Each year, our members and friends donate their time, talents, and resources to build a beautiful home that funds scholarships for local students pursuing careers in the building industry. It’s more than a project—it’s a partnership rooted in giving back and building futures. This year’s home, located at 1709 White Western Lake Lane, is proudly built under the direction of Brian Knox of Coastal Classic Homes. This 4-bedroom, 2.5-bath home offers the perfect blend of function, comfort, and coastal charm.

The thoughtfully designed split floor plan features spacious interiors, oversized closets, and a chef-inspired kitchen with a large island, walk-in pantry, and open dining area made for entertaining. Enjoy outdoor living at its finest on the grand covered back porch, complete with a custom outdoor kitchen—ideal for relaxing mornings or sunset gatherings.

A very special thank-you goes to Josh Hoey with Think Real Estate, who is generously donating his services to help us market and sell this home—maximizing the impact on student scholarships.

Luxury is being built—with purpose. Make this beautiful home yours and be part of something bigger.

BayBIA.org • CoastalClassicHomes.com

• Spacious split floor plan • Walk-in pantry space • Outdoor kitchen included • Oversized bedroom closets • Refined luxury living

• Chef-inspired kitchen island • Grand covered back porch • Perfect for entertaining • Timeless coastal finishes • Speaker System

BUILDER / Coastal Classic Homes LICENSE# CRC1333080

Realtor Contact: Josh Hoey / 850-303-4050 Think Real Estate

1709 WHITE WESTERN LAKE LANE, SOUTHPORT, FL 32409

Directions: From PC: Hwy 77 North to Deane Bozeman School, turn left onto Crooked Lane, go 1.4 miles. Turn left onto White Western Springs Road, go .3 miles. Turn right onto White Western Lake Lane. From PCB: Hwy 79 North, take right onto Hwy 388, left onto Hwy 77 North then follow the same directions above.

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2025 BBIA Parade of Homes | 11

CONGRATULATIONS r u o to 2025

Scholarship Award Recipients!

William Anderson, Clemson University

Chance Jenkins, Auburn University

Joshua Austill, Haney Technical College

Olivia Nagy, Santa Fe College

Nicholas Bottorf, Haney Technical College

Shea Mooney, Haney Technical College

Rilan Butler, Haney Technical College

Tre’ Powell, Haney Technical College

Christopher Creamer, Haney Technical College

Emerson Scherer II, Haney Technical College

Isaac Dean, Florida Atlantic University

Anthony White, Haney Technical College

Elizabeth Hughes, Gulf Coast State College

Grant Weissman, Haney Technical College Mikey Williams, Haney Technical College

Thank you to all who make this possible!

12 | 2025 BBIA Parade of Homes

Parade Passport SPONSORED BY:

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2025 BBIA Parade of Homes | 13

2025

Parade of Homes Passport Challenge SPONSORED BY:

Get Ready to Tour, Stamp, and WIN! 1. WHO CAN PLAY: Everyone attending the 2025 BBIA Parade of Homes is eligible!

2. GET YOUR PASSPORT: Find the Official Passport on Page 13 of the Parade of Homes Magazine (only the original printed copy counts— no photocopies, please!).

Pick up a magazine at: • BBIA Office • Mid-South Lumber Co • Bay County Chamber • Panama City Beach Chamber • Central Panhandle Association of REALTORS® • Or ANY Parade Stop!

3. TOUR & STAMP: Tour all stops during these dates & times: • Fri, June 6th & Sat, June 7th: 9AM–5PM • Sun, June 8th: Noon–5PM Get your Passport stamped at each stop—you can go in any order, but you MUST visit every stop to be eligible!

4. SUBMIT TO WIN: Drop off your completed Passport June 9th–12th (9AM–5PM) at: Mid-South Lumber Co 717 W 11th St, Panama City, FL 32401 5. PRIZE DRAWING: Two lucky winners will each score $500 cash, courtesy of Mid-South Lumber Co! Drawing held Friday, June 13 at Mid-South Lumber Winners will be announced on June 13th!

6. STAY IN THE LOOP: Follow us at facebook.com/MyBBIA Snap pics, tag @mybbia, and use #BBIAParadePassportChallenge to join the fun online!

7. BRING YOUR CREW: Invite your friends, family & neighbors—the more, the merrier!

More stops • More fun • More chances to win!

Questions? Contact Beth Klein, BBIA Marketing Administrator Beth@BayBIA.org | 850-819-1137

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See you on the Parade Route #BBIAParadePassportChallenge

#2

3 BEDROOMS | 2 BATHS 1,230 SQ FT POLE BARN | $319,000

Southern Belle invites you home to experience country, coastal living within the wonderful community of Southport. You will fall in love with this mid-century, modern cottage the moment you arrive. Some of the unique features you will notice include coffered and vaulted ceiling details, custom millwork, beam details, trendy marble and geometric tile work, and a kitchen trimmed out with quartzite titanium countertops and black matte and brass appliances. The living room showcases a wood burning, floor-to-ceiling brick fireplace with a pecky cypress mantle. A pole barn equipped with an electric subpanel out back is perfect for “the man cave” or parking the boat. Upon arrival, you’ll notice the lush landscape design and custom paver driveway. This cottage cutie is one of a kind and is just waiting for you to call it home.

Southern Belle Construction takes pride in building custom, spec, and remodeled homes and considers it an honor to serve Bay County and throughout the state of Florida. facebook.com/southernbelleconstruction

• Open Floor Plan with Split BRs • Indoor Wood-Burning Fireplace • Laundry Room with Office Nook • Pole Barn with Electricity • Paver Patio Area • Brick and Hardie Exterior • Titanium and Taj Mahal Quartzite Countertops • Black Matte and Brushed Gold Appliances, Custom Millwork Hood Range CONTRACTOR SOUTHERN BELLE CONSTRUCTION LICENSE#CRC1333196

Contact: Angi Dean / 850-740-9728 Contractor, Southern Belle Construction

1443 1ST STR, SOUTHPORT, FL 32409

Directions: Heading north on HWY 77 take a left onto Liberty Avenue, then a right onto 1st Street.

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2025 BBIA Parade of Homes | 15

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#3

4 BEDROOMS | 2 BATHS 1,799 SQ FT 2 CAR GARAGE | $366,175 Subdivision: Hodges Bayou Plantation

The Rhett is one of our one-story floor plans featured in our Hodges Bayou Plantation community in Southport, Florida. As you enter this 4 bedroom, 2 bath home, you will see 1,835 square feet of spacious living. Inside you will see 9’ ceilings throughout, engineered vinyl plank flooring throughout the main areas, and carpet in the bedrooms. This home has tray ceilings in the living room and master bedroom per plan as an added feature, granite countertops, and elegant doors. The kitchen has a center island, a nice size walk-in pantry and the stainless-steel appliances include smooth top range, microwave, and dishwasher. The kitchen opens to the living room, making your home more comfortable and open. The primary bedroom has its own bathroom featuring a spacious walk-in closet, a double vanity with granite countertops, and a separate shower and tub. Only 18 miles to Tyndall Air Force Base, 18 miles to the beautiful white sand beaches of Panama City Beach and 10 miles to the business and shopping district of Panama City, 23rd Street and Historical Panama City.

DRHorton.com

• Hardie/Brick exterior • Split bedroom design • Kitchen with center island • Quartz Countertops • Beautiful white cabinetry • Stainless appliances in kitchen • Tray ceiling in living room and primary bedroom • Primary bedroom with large soak tub and separate shower BUILDER / D.R. Horton, America’s Builder LICENSE# CBC1262595 7298 BIG BUCK BLVD. PANAMA CITY, FL 32409

Contact: Mark Miles / 850-641-7576 D.R. Horton, America’s Builder

Directions: Traveling on 231 North to 2321 and turn left. Follow to Hodges Bayou Plantation on left or Traveling Hwy 77 North follow to 2321 and turn right.

Go approx. 3 miles to Hodges Bayou Plantation on right.

00 | 2025 BBIA Parade of Homes

D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built.

2025 BBIA Parade of Homes | 17

850-215-5060

Panamacitybuilder.com

RESIDENTIAL - COMMERCIAL ION NEW - RENOVATION - ADDITION

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#4

4 BEDROOMS | 2.5 BATHS 3,044 SQ FT 2 CAR GARAGE | $570,720 Subdivision: Cedar Creek at Deer Point Lake - Phase 3 Experience the epitome of modern living with the 3044-floor plan. It offers a perfect balance of style, and functionality, making it an ideal choice for those seeking a spacious and elegant home. With 4 bedrooms and 2.5 baths, this layout offers plenty of room for comfortable living and entertaining. As you enter the home, you are welcomed by a grand foyer that is flanked by a large dining room and a designated home office. From there the living room with a stunning cathedral ceiling serves as a central and inviting space for quality time with friends and family. Adjacent to the living room is the well-appointed kitchen that features a large counter with ample storage space and a convenient breakfast bar. There is also an additional family room that blends seamlessly into the kitchen and also has easy access to the covered porch. The master suite boasts a spacious bedroom and luxurious ensuite bathroom that includes double vanity, a large soaking tub, and a separate shower, plus separate walk-in closets to maximize storage.

AdamsHomes.com

• Entertainers Dream Kitchen • Easy Flow Floor Plan • Large Living Room • Irrigation • Large Closets

• Spacious Layout • Massive Covered Patio • Open Concept • Brick & Hardie Board Exterior • Smart Home Features

BUILDER / Adams Homes LICENSE# CRC1330146

Contact: Angela Peoples / 918-813-0216 & Matthew Wickam / 951-805-5611 Adams Homes

9833 SUMMER CREEK DR., PANAMA CITY, FL 32409

Directions: North Hwy 77, Right onto Edward Rd, Left on Rest Beach Rd, Right on Sweetfield 00 | 2025 BBIA Parade of Homes

2025 BBIA Parade of Homes | 19

#5

4 BEDROOMS | 2 BATHS 2,045 SQ FT 2 CAR GARAGE | $323,400 Subdivision: Morningside The Ryder is a spacious open-concept home perfect for families, featuring a covered front porch, large two-car garage, and durable vinyl siding. Enjoy the large front and back yards, plus a roomy covered rear porch ideal for relaxing outdoors. Inside, guest bedrooms with carpet and ample closet space are located at the front, with another guest room near the laundry area. The open living room flows into the kitchen, which boasts an island, stainless steel appliances, granite countertops, and a walk-in pantry. The adjacent dining area offers views of the backyard through a double window. The primary suite includes a large bedroom, walk-in closet, and bathroom with a double vanity, walk-in shower, and EVP flooring. Visit the model home at Morningside to see why the Ryder is a favorite!

From our first home in 1978 to over 1,000,000 homes in 2023, our mission remains the same — to deliver quality and affordability across the country.

DRHorton.com

• Open living room and kitchen • Covered front and rear patios • Granite Countertops • Large Primary Bedroom • Beautiful white cabinetry throughout home • Landscaped yard and flowerbeds • Deep lots in community BUILDER / D.R. Horton, America’s Builder LICENSE# CBC1262595 7467 MORNINGSIDE DRIVE, PANAMA CITY, FL 32404

Contact: Mark Miles / 850-641-7576 D.R. Horton, America’s Builder

Directions: Travel North on Hwy 231 from Panama City. Approximately 1.5 miles past Hwy 2301, Morningside will be on the left. Turn left on Morningside Drive and model home is on the right.

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D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built.

#6

4 BEDROOMS | 2.5 BATHS 2,275 SQ FT 2 CAR GARAGE | $418,275 Subdivision: Liberty The Victoria is a spacious 4-bedroom, 2.5-bath home in the Tradition Series at Liberty, offering 2,275 square feet of stylish living.

This popular floor plan features a large covered front porch, Hardie Board siding, and a roomy covered back patio. Inside, enjoy EVP flooring in the main areas, plush carpet in the bedrooms, and plenty of natural light. The open living room with tray ceilings flows into a modern kitchen with white cabinets and quartz countertops. The primary suite includes a double vanity, separate tub and shower, and a walk-in closet. Visit the model home at Liberty or schedule a tour online to explore the Victoria in person.

From our first home in 1978 to over 1,000,000 homes in 2023, our mission remains the same — to deliver quality and affordability across the country.

DRHorton.com

• Hardie Color Plus Exterior • Separate Primary Bed & bath • Covered front and rear porches • Quartz Countertops • Stainless appliances in kitchen • White cabinetry in kitchen • Tray ceilings in Living Room and Primary Bedroom • Landscaped flower beds and yard BUILDER / D.R. Horton, America’s Builder LICENSE# CBC1262595 6225 CHAPMAN LANE, PANAMA CITY, FL 32404

Contact: Mark Miles / 850-641-7576 D.R. Horton, America’s Builder

Directions: Travel North on Hwy 231 from Panama City. Turn right on Star Avenue and continue approximately 1.3 miles to Liberty on the left. Follow Liberty Blvd through the community and model home will be on left at first intersection.

D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built.

2025 BBIA Parade of Homes | 21

The Biggest Little Lumber Yard in Panama City!

850-769-2246 www.midsouthlumberco.com

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#7

4 BEDROOMS | 2.5 BATHS 2 CAR GARAGE | 2,237 SQ FT $422,000 Subdivision: Game Farm

Welcome to Game Farm! A peaceful, secluded community you’ll be proud to call home. This community features wide homesites, three-sided brick homes, preserved natural areas, tranquil ponds, three future parks, and a walking path for residents to enjoy. Inside this home, you’ll find a wide range of high-quality upgrades including a tankless gas water heater, 9-foot ceilings, recessed lighting, painted Hardie-board siding on the front exterior, a gas kitchen range, a gas line ready for an outdoor grill, and a fully sodded yard with a sprinkler system.

We at Southern Coastal Homes are proud to be a renowned local home builder in North Florida. Our goal is to build highquality, semi-custom homes that appeal to families, empty-nesters, and seniors at an affordable price. It is our primary focus to enhance the value of our neighborhoods and build long-lasting value for our present and future owners.

SouthernCoastalHomesFL.com/game-farm

• Secluded location in central Panama City • Grand entry with landscaped entrance and bridge • Wide homesites with 3-sided brick homes • Nature features: ponds, park, walking path • Included upgrades: tankless gas water heater, gas range, recessed lighting BUILDER / Southern Coastal Homes LICENSE# CBC1260004

Contact: Makayla Lewis, REALTOR® 850-832-6260 Century 21 Commander Realty

3837 RED DEER CIRCLE, PANAMA CITY, FL 32404

Directions: From HWY 77 and HWY 231 intersection, head north on HWY 231. Turn right onto Transmitter Rd. Turn left onto Game Farm Rd (right past the CEFCO gas station).

Community entrance will be at the very end of Game Farm Rd. This home will be on the left. If you have issues finding the community, put 3812 Game Farm Road in GPS.

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#8

3 BEDROOMS | 2.5 BATHS 1,554 SQ FT 1 CAR GARAGE | $249,850 Subdivision: Tyndall Station Our classy new home community in Callaway, FL offers Space-ous(™) 3 bedroom, 2 1/2 bath townhomes with patios and 1-car garage along with unmatched interior features that will leave you saying, “wow!” The Towne floor plan with over 1,500 square feet of meticulous attention to detail contains an open concept kitchen, living room and dining room area, an oversized walk-in closet in the primary suite, and features trey ceilings in all three bedrooms.

At Valor, we build exciting new homes in Florida with a bold, fresh style. From massive primary retreats, to cozy corner nooks, one step inside any of our new Valor homes, and you’ll soon see, when it comes to the best new homes in Florida, that’s built here.

ValorCommunities.com

• Space-ous Towne Floor Plan • Quartz Countertops Throughout • 9 Ft. Ceilings and Tray Ceilings in All 3 Bedrooms • Stainless Steel Appliances • Builders Warranty Included BUILDER / Valor Communities LICENSE# CBC1267823 391 N. GAY AVENUE, CALLAWAY, FL 32404

Contact: 850-750-0239 Valor Communities

Directions: Head north from Tyndall AFB via Hwy. 98 to Tyndall Parkway, right on Hwy. 22 and left onto North Gay Avenue.

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#9

4 BEDROOMS | 2 BATHS 1,799 SQ FT 2 CAR GARAGE | $000,000 Subdivision: Park Place As you enter the Cali floor plan you will find traditional 8’ ceilings. engineered vinyl plank flooring in all common areas of the home and carpet in bedrooms. Open concept floor plan for entertaining. The kitchen has a center island, a large pantry, beautiful white cabinetry with Quartz countertops. The kitchen is equipped with brand name Stainless Steel appliances including range, dishwasher and microwave. A standard Smart Home package includes a KwikSet keyless entry, Skybell doorbell, automated front porch lighting, an Echo Dot device, and Quolsys touch panel which can be integrated to control your lighting, thermostat, front door and so much more. A builder 10 year structural warranty is also included. Conveniently located close to shopping, recreational parks, schools, and Tyndall Air Force Base.

From our first home in 1978 to over 1,000,000 homes in 2023, our mission remains the same — to deliver quality and affordability across the country.

DRHorton.com

• Vinyl Siding • Quartz Countertops • Quartz countertops • Stainless-steel appliances • Open Kitchen and Living Room • Beautiful white cabinets throughout home • Community Amenities-Playground and Pool BUILDER / D.R. Horton, America’s Builder LICENSE# CBC1262595 8395 PARK PLACE DRIVE, CALLAWAY, FL 32404

Contact: Mark Miles / 850-641-7576 D.R. Horton, America’s Builder

Directions: Traveling South on Star Ave, turn left onto Hwy 22 North. Travel approximately 1.3 miles, Park Place is on the right. Turn on Park Place Dr and model will be on the right.

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D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built.

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1709 White Western Lake Ln

SOUTHPORT

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7298 Big Buck Blvd

9833 Summer Creek Dr

FL 32409

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BBIA Scholarship Home

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7467 Morningside Dr

6225 Chapman Ln

3837 Red Deer Cir

391 N. Gay Ave

FL 32404

FL 32404

FL 32404

FL 32404

PANAMA CITY

9

PANAMA CITY

10 8395 Park Place Dr

11 11440 Poston Rd

CALLAWAY

12

15 1139 S. Comet Ave

FL 32456

FL 32456

FL 32404

CAPE SAN BLAS

18 5948 Gulf Dr

PANAMA CITY BEACH

PANAMA CITY BEACH

21

22

FL 32408

620 Melrose Way

FL 32407

220 Breakwater Blvd

PANAMA CITY BEACH

25

26 623 Millbridge Ln

PANAMA CITY BEACH FL 32413

FL 32413

701 Longpoint Way

PANAMA CITY BEACH FL 32407

627 Millbridge Ln FL 32413

PANAMA CITY BEACH FL 32408

105 John’s Island Way

PANAMA CITY BEACH FL 32407

24 224 Breakwater Blvd

PANAMA CITY BEACH FL 32413

27

PANAMA CITY BEACH

3508 Cottage Cove Ln

20

23

PANAMA CITY BEACH FL 32413

PANAMA CITY

19

101 Dama Del Mar Way

FL 32456

16

109 Marsh View Ridge Ln

17

PORT ST. JOE

FL 32456

111 Crane Dr

PORT ST. JOE

167 Sea Tern Ln

MEXICO BEACH

FL 32404

14

CALLAWAY

365 Salt Creek Ln

PANAMA CITY

FL 32404

13

PANAMA CITY

228 Breakwater Blvd

PANAMA CITY BEACH FL 32413

28 577 Millbridge Ln

PANAMA CITY BEACH FL 32413

102 Amar Pl, Suite B

PANAMA CITY BEACH FL 32413

2025 BBIA Parade of Homes | 27

28 | 2025 BBIA Parade of Homes

#10

3 BEDROOMS | 2 BATHS 1,520 SQ FT 2 CAR GARAGE | $305,894 Subdivision: Sunrise at East Bay

Welcome to the enchanting 1520 floorplan by Adams Homes. This charming design captures the essence of a cottage-style home while offering modern amenities and functionality. Step inside and be greeted by a warm and inviting living area that serves as the heart of the home. The open-concept design seamlessly connects the living room, dining area, and kitchen, creating a versatile and welcoming space for gatherings with family and friends. The kitchen is thoughtfully designed, featuring modern appliances, and ample cabinet space, making meal preparation a breeze. The master suite offers a private retreat, complete with a well-appointed en-suite bathroom and a spacious walk-in closet, providing comfort and convenience. Two additional bedrooms offer versatility, whether for accommodating family members, and guests, or creating a home office or hobby space. The 1520 floorplan also includes a backyard patio, extending your living space outdoors and providing a cozy spot for relaxation or enjoying the fresh air.

AdamsHomes.com

• Spacious Master Bedroom • Easy Flow Layout • Large Living Room • Irrigation • Large closets

• Large Pantry • Split Floor Plan • Open Concept • Brick & Hardie Board Exterior • Great Front Porch

BUILDER / Adams Homes LICENSE# CRC1330146

Contact: Angela Peoples / 918-813-0216 & Matthew Wickam / 951-805-5611 Adams Homes

11440 POSTON RD. PANAMA CITY, FL 32404

Directions: From Tyndall AFB travel East on Hwy 22, Turn Right on Hwy 2297, Turn Right on Poston Rd. Home is 3/4 of the way down Poston Rd on the left.

2025 BBIA Parade of Homes | 29

#11

3 BEDROOMS | 2.5 BATHS 1,460 SQ FT 1 CAR GARAGE | $328,925 Subdivision: Salt Creek at Mexico Beach

Welcome to Salt Creek, a new townhouse community in Mexico Beach. These stylish 3- or 4-bedroom homes feature modern touches like quartz countertops, stainless steel appliances, EVP flooring, and Color-Plus Hardie exteriors. Each home includes smart tech like a Safe Haven surveillance system, Skybell doorbell, Honeywell thermostat, and DEAKO Smart Switches. Enjoy energy-efficient systems, fully sodded yards, and peace of mind with a 1-year builder’s warranty and 10-year structural warranty. Just minutes from Tyndall AFB, Panama City Beach, and Port St. Joe, Salt Creek offers coastal living without the crowds or short-term rentals.

From our first home in 1978 to over 1,000,000 homes in 2023, our mission remains the same — to deliver quality and affordability across the country.

DRHorton.com

• Hardie Color Plus Exterior • Open kitchen and living area • Beautiful white cabinetry • Quartz countertops • Stainless appliances in kitchen • Walkable distance to beach access • EVP flooring throughout main level, stairs and second level • Primary bedroom with large closet in bathroom BUILDER / D.R. Horton, America’s Builder LICENSE# CBC1262595 365 SALT CREEK LANE, MEXICO BEACH, FL 32456

Contact: Mark Miles / 850-641-7576 D.R. Horton, America’s Builder

Directions: Traveling on 98 East, Salt Creek is located on the left as you’re coming into Mexico Beach before the Mexico Beach Welcome Center.

30 | 2025 BBIA Parade of Homes

D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built.

#12

3 BEDROOMS | 2.5 BATHS 1,460 SQ FT 2 CAR GARAGE | $447,100 Subdivision: WindMark Townhomes

The Sabal Townhome offers two floor plans—interior and exterior units—with 3 or 4 bedrooms and 2.5 bathrooms. Interior units feature a 1-car garage, while exterior units offer a 2-car garage. Exteriors include Color-Plus Hardie Board, prairie-style doors, and 30-year shingles. Homes come with steel garage doors, Kwikset deadbolts, and outdoor features like hose bibs and weatherproof outlets. Inside, enjoy EVP flooring, quartz countertops, stainless-steel appliances, and brushed nickel hardware.

Energy-efficient systems, Low-E windows, and water-saving fixtures enhance comfort. Each home includes a Safe Haven Surveillance system, Skybell doorbell, DEAKO Smart Switches, and a Honeywell thermostat. Backed by a 1-year builder’s and 10-year structural warranty, these homes are across from the Gulf of Mexico and near beaches, restaurants, and Tyndall AFB. Experience WindMark Beach living today—stop by our model home!

DRHorton.com

• Hardie Color Plus exterior • Walk to beach access • Beautiful white cabinetry • Quartz countertops •EVP flooring throughout main level, stairs and second level • Primary bedroom with large closet in bathroom • Stainless appliances in kitchen BUILDER / D.R. Horton, America’s Builder LICENSE# CBC1262595 167 SEA TERN LANE, PORT ST. JOE, FL 32456

Contact: Mark Miles / 850-641-7576 D.R. Horton, America’s Builder

Directions: Heading East on Highway 98, make a left at Americus Drive and the next right at Sea Tern Lane.

00 | 2025 BBIA Parade of Homes

D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built.

2025 BBIA Parade of Homes | 31

#13

4 BEDROOMS | 2 BATHS 2,044 SQ FT 2 CAR GARAGE | $459,280 Subdivision: Heron Walk The Delray is a spacious and affordable one-story, 4-bedroom, 2-bath home with 2,044 square feet and a two-car garage, located in Heron Walk. It features Hardie Board siding, a large covered front porch, and 9’ ceilings throughout. Inside, you’ll find vinyl plank flooring, carpeted bedrooms, and an open layout with granite countertops, white cabinets, and stainless steel appliances. The kitchen includes a center island and pantry, perfect for hosting. The primary suite offers a double vanity, walkin closet, and a roomy bathroom. Visit Heron Walk today to see why the Delray could be your perfect new home!

From our first home in 1978 to over 1,000,000 homes in 2023, our mission remains the same — to deliver quality and affordability across the country.

DRHorton.com

• Hardie Color Plus Exterior • Covered front and rear patios • Open living room and kitchen • EVP flooring throughout the home • Granite countertops • Beautiful white cabinetry throughout home • Stainless-steel appliances BUILDER / D.R. Horton, America’s Builder LICENSE# CBC1262595 111 CRANE DR, PORT ST. JOE, FL 32456

Contact: Mark Miles / 850-641-7576 D.R. Horton, America’s Builder

Directions: From Port Saint Joe, take Hwy 98 east to Heron Run on the left by the Gulf Coast State College campus. Then right in Heron Walk neighborhood on Crane Drive.

32 | 2025 BBIA Parade of Homes

D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built.

#14

5 BEDROOMS | 3.5 BATHS 2,383 SQ FT 2 CAR GARAGE | $793,400 Subdivision: Redfish Cove Redfish Cove is a new community located in Cape San Blas. Just a short walk to water access of St. Joe Bay, minutes from fishing off the jetties, and going for a quick paddle board. Redfish Cove will feature 12 home-sites at completion. Each of these homes are elegantly appointed with interior features including Quartz Countertops in the kitchen and bathrooms, as well as exquisitely crafted cabinets throughout the home. Engineered Vinyl Plank Flooring throughout the home which will give you the appearance of wood, yet allow you to enjoy the low maintenance qualities of being water and scratch resistant. Also offered are Oak Treads on the stairs. In the kitchen you will find a gorgeous herringbone backsplash to compliment the Quartz countertops that have been selected for your home. Each home comes with a Whirlpool appliance package with Stainless Steel Dishwasher, Microwave and Electric range, Moen brushed nickel fixtures with pull out faucet in the Kitchen. Redfish Cove is the slice of paradise you have been looking for. All of the 30A luxury, without the crowd. Experience Redfish Cove on Cape San Blas, today.

DRHorton.com

• Hardie Color Plus Exterior • Stem Wall Construction • Only 12 Homesites • EVP Flooring Throughout • Tile in Bathrooms and Showers • Quartz Countertops • Bedroom on first level with private bathroom • Stainless-steel appliances in kitchen BUILDER / D.R. Horton, America’s Builder LICENSE# CBC1262595 109 MARSH VIEW RIDGE LANE. CAPE SAN BLAS, FL 32456

Contact: Mark Miles / 850-641-7576 D.R. Horton, America’s Builder

Directions: Traveling East on Hwy 98 from Port St Joe, take SR 30A and follow to Cape San Blas Road and turn right. Follow to Spinnaker Way and turn right. Redfish Cove will be on the right.

00 | 2025 BBIA Parade of Homes

D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built.

2025 BBIA Parade of Homes | 33

#15

* Not Actual Home

Habitat for Humanity of Bay County, Florida 3 BEDROOMS | 2 BATHS 1,300 SQ FT Subdivision: The Habitat Village The Habitat for Humanity home is the first in their first ever Habitat Village subdivision located in Callaway. It’s located just off Tyndall Parkway on S. Comet Avenue. Habitat for Humanity of Bay County will build 15 safe, secure, and affordable homes in this subdivision. There is a dire need for affordable housing and The Habitat Village is an investment in families, futures, and the fabric of our community. This marks the organization’s first experience in creating an entire neighborhood from the ground up.

A place where partner families can not only live, but truly thrive. The beautiful home plans are graciously donated by Florida Architects and this home is made possible by a home sponsorship from Bill Cramer Chevrolet. It truly “Takes A Village” to build a village! Together, we can build more than homes; we can build hope.

Habitatbay.org/Habitat-village

• LVP Flooring • Spray Foam Insulation • James Hardie Siding and Soffit • Beautiful Landscaping

• Tankless Water Heater • Metal Roof

BUILDER / Habitat for Humanity Bay County, Florida 1139 S. COMET AVE, PANAMA CITY, FL 32404

Contact: Angela Klopf / 850-784-9975 Habitat for Humanity for Bay County

Directions: While traveling Tyndall Parkway you can turn onto Boat Race Road or Wallace Road. This home is located at 1139 South Comet Ave. that sits between those two streets.

34 | 2025 BBIA Parade of Homes

#16

3 BEDROOMS | 2 BATHS 1,846 SQ FT 1 CAR GARAGE | $541,725 Subdivision: Sanctuary Beach Welcome to the Monroe, a new home floor plan located at Sanctuary Beach in Panama City Beach, Florida. The kitchen is open to the dining and living areas featuring a peninsula bar with space for seating. There is an appointed dining area that is surrounded with windows allowing for an abundance of natural light to filter through. Traditional 9’ ceilings grace the living area which opens to the covered back porch. The main level serves as the heart of the home with plenty of space and a powder room located just off the entry. The Primary bedroom is located overlooking the front lawn and has a private ensuite bathroom. Two large closets are located in the primary bedroom and this room has a private balcony.

From our first home in 1978 to over 1,000,000 homes in 2023, our mission remains the same — to deliver quality and affordability across the country.

DRHorton.com

• Two Story Home • Gated Community with pool • Bedrooms on second level • Open foyer and living area • Covered back patio • Covered porch/balcony off primary bedroom • Kitchen with quartz countertops and stainless appliance package BUILDER / D.R. Horton, America’s Builder LICENSE# CBC1262595 3508 COTTAGE COVE LANE, PANAMA CITY BEACH, FL 32408

Contact: Richard Lowery / 850-660-1701 D.R. Horton, America’s Builder

Directions: From Thomas Dr, turn East onto Magnolia Beach Rd. In 1.1 miles, follow the curve to the right onto Delwood Beach Rd. Go all the way down to the stop sign on Delwood Dr and turn right. Enter through the gated entrance and turn right onto Cottage Cove Ln. 3508 will be on your right. This is a gated community.

D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built.

2025 BBIA Parade of Homes | 35

Lighting by Lavonne

Panama City 850-769-1232

36 | 2025 BBIA Parade of Homes

www.LightingByLavonne.com

Inlet Beach 850-502-4438

#17

6 BEDROOMS | 6.5 BATHS 4,570 SQ FT POOL | $2,795,000 Subdivision: Hadley’s Beach Designed for high-end beachfront living, this custom home features panoramic Gulf views, a spacious layout with multiple living areas, a six-bed bunk room, and a third-floor master suite with a private balcony. Elegant finishes include custom cabinetry, designer lighting, and a chef’s kitchen with an oversized island and high-end appliances. Outdoor living is elevated with expansive porches, a private pool, and seamless transitions between interior and exterior spaces. Spa-like bathrooms, including a master en-suite with a freestanding soaking tub and walk-in shower, add to the retreat-like atmosphere. Nestled in Hadley’s Beach—an emerging luxury enclave with underground utilities and pedestrian-friendly design—this home sets the tone for Thor’s ongoing commitment to excellence in coastal construction along the Emerald Coast.

Thor Construction & Design operates at the intersection of luxury and strategic development, providing an elite level of construction management and execution.

• Gulf Front Views • Expansive Porches • Private Heated Pool • Exclusive Low Density Neighborhood • Close proximity to Public Beach Access

• High-end Luxury Finishes • Chef’s Kitchen • Energy Efficient Appliances • Custom Bunk Room • Designer Tile Work

Thor Construction & Design LLC 850-732-6001 ThorConstructionDesign.com

Harry “Bubba” Davis Christoffer Fasth License# CGC1530215

5948 GULF DRIVE, PANAMA CITY BEACH, FL 32408

Directions: From Hwy 98, take Navy Blvd South to Thomas Dr, travel West to Crescent St South, to Gulf Dr. 00 | 2025 BBIA Parade of Homes

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#18

5 BEDROOMS | 3 BATHS 2,145 SQ FT 2 CAR GARAGE | $491,117 Subdivision: Cabelleros Estates at Hombre Welcome to the Kennedy, a new home floor plan at Caballeros Estates at Hombre in Panama City Beach, Florida. The Kennedy features a beautifully crafted floor plan with five bedrooms and three bathrooms. The bright entry hall leads to the main living area where you can entertain with ease in the expansive living area and appointed dining room. The Primary bedroom is located at the back of the home for privacy, and it features a luxurious ensuite bathroom with a large soak tub and separate shower with a dual sink vanity. The four additional bedrooms have two shared bathrooms. Caballeros estates at Hombre is located just minutes away from the beaches and vibrant shopping, dining, and entertainment of Panama City Beach.

From our first home in 1978 to over 1,000,000 homes in 2023, our mission remains the same — to deliver quality and affordability across the country.

DRHorton.com

• The Kennedy Model • Appointed Dining Room • Open Concept Design • Spacious Kitchen with Pantry • Split Bedroom Floor Plan • Two Car Garage • Primary bedroom with luxurious ensuite • Covered Back Porch BUILDER / D.R. Horton, America’s Builder LICENSE# CBC1262595 101 DAMA DEL MAR WAY, PANAMA CITY BEACH, FL 32407

Contact: Richard Lowery / 850-660-1701 D.R. Horton, America’s Builder

Directions: From U.S. 98, turn onto N Glades Trail. Travel down to the stop sign and turn right onto Hombre Circle then take another right onto Coyote Pass. Take your next left onto Dama Del Mar Way. The model home will be the first home on your left 38 | 2025 BBIA Parade of Homes

D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built.

#19

4 BEDROOMS | 3 BATHS 2,144 SQ FT 2 CAR GARAGE | $480,628 Subdivision: Breakfast Point East

Welcome to the Islamorada plan at Breakfast Point East, located in desirable Panama City Beach. As you enter this home through the covered entry, you will find an elegantly appointed foyer with EVP flooring and a stairway finished with wood treads leading to the second floor. The entry hall leads to the open concept living area where the kitchen, dining area, and family room. Modern features adorn the chef’s kitchen including quartz countertops, stainless-steel appliances including a gas cooktop stove, soft-close Shaker-style cabinetry, and a full pantry with built-in wood shelving. The primary bedroom is located on the main level of the home just off the family room. All guest bedrooms are on the second level.

From our first home in 1978 to over 1,000,000 homes in 2023, our mission remains the same — to deliver quality and affordability across the country.

DRHorton.com

• Two Story Floor Plan • Primary bedroom on main level • Gourmet kitchen • Gas Cooktop stove • Elegant tile backsplash • Additional sitting area on second level • All guest bedrooms on second level with walk in closets • Downstairs laundry room with folding area BUILDER / D.R. Horton, America’s Builder LICENSE# CBC1262595 701 LONGPOINT WAY, PANAMA CITY BEACH, FL 32407

Contact: Richard Lowery / 850-660-1701 D.R. Horton, America’s Builder

Directions: Traveling Highway 98 from the Hathaway Bridge, turn right on Richard Jackson Boulevard. Continue to Breakfast Point Blvd, turn left. Stay on Breakfast Point Blvd until you go over the wooden bridge. Take first left onto Longpoint Way and the model home will be the first on the left.

D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built.

2025 BBIA Parade of Homes | 39

#20

3 BEDROOM | 2 BATH 1,816 SQ FT 2 CAR GARAGE | $547,700 Subdivision: Tapestry Park Phase III

NEW CONSTRUCTION offered in the new Tapestry Park Phase III in Panama City Beach built by Southern Coastal Homes.

Homeowners have access to two community pools, lighted sidewalks and green spaces as well as access to tennis courts, basketball courts, and club house. This 3/2 LIVE OAK floor plan is a brand new Southern Contemporary design with old Florida charm and coveted new technology and upgrades. INTERIOR features grand foyer, large volume Great Room with tray ceiling, mud room at rear entrance, kitchen with center island, custom cabinetry, pantry, and stainless-steel appliances.

We at Southern Coastal Homes are proud to be a renowned local home builder in North Florida. Our goal is to build highquality, semi-custom homes that appeal to families, empty-nesters, and seniors at an affordable price. It is our primary focus to enhance the value of our neighborhoods and build long-lasting value for our present and future owners.

SouthernCoastalHomesFL.com

• Upgraded Appliance Package • Separate Dining • Oversized Primary Shower • Exterior Pergola • 2 Community Pools

• Luxury Vinyl Plank • Split Bedroom Floor Plan • Trey Ceilings • 2 Blocks to Gulf • Community Clubhouse

BUILDER / Southern Coastal Homes LICENSE# CBC1260004 105 JOHN’S ISLAND WAY, PANAMA CITY BEACH, FL 32407

Contact: Betsy Daniels / 850-867-3988 betsydaniels@hotmail.com

Directions: From the intersection of Lyndell Lane and Hutchison Blvd continue North on Lyndell Lane. Turn left onto Charleston Court and right onto John’s Island Way. Home will be on the right.

40 | 2025 BBIA Parade of Homes

#21

4 BEDROOMS | 2BATHS 2,044 SQ FT 2 CAR GARAGE | $446,005 Subdivision: Bayside at Ward Creek

Welcome to the Delray floorplan at Bayside at Ward Creek. This home features four bedrooms and two full bathrooms. As you enter this home you will find beautiful EVP flooring leading to the open concept living space that serves as the heart of the home. The kitchen has been appointed with stainless steel appliances including a smooth top stove, microwave and dishwasher. Additional interior features include granite countertops, and the kitchen island has a sink and dishwasher allowing for easy meal service and clean up. The highlights of this home include two walk-in closets in the primary bedroom and a large covered back patio, perfect for outdoor dining or a seating area. Bayside at Ward Creek has an onsite amenity for residents featuring a pool and cabana and is just under 5 Miles to Public Beach access.

From our first home in 1978 to over 1,000,000 homes in 2023, our mission remains the same — to deliver quality and affordability across the country.

DRHorton.com

• Open concept design • Large covered back porch • Primary bedroom separate from additional bedrooms • Primary bath with two walk-in closets • Center Island in kitchen with lower cabinetry • Granite countertops BUILDER / D.R. Horton, America’s Builder LICENSE# CBC1262595 620 MELROSE WAY, PANAMA CITY BEACH, FL 32413

Contact: Richard Lowery / 850-660-1701 D.R. Horton, America’s Builder

Directions: From the intersection of Hwy 79 and US 98 West turn right on Hwy 79.

Travel approximately 1.9 miles. Ward Creek will be on the right.

00 | 2025 BBIA Parade of Homes

D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built.

2025 BBIA Parade of Homes | 41

Build your new home with confidence.

With a commitment to quality and a reputation for excellence, Toll Brothers is a home builder you can trust.

Single-family homes exceptionally priced from the mid-$400,000s

D I S COVER TH E D IF F EREN CE Breakwateratwardcreek.com

42 | 2025 BBIA Parade of Homes

#22

4 BEDROOMS | 3 BATHS 3,342 SQ FT | 3 CAR GARAGE Killian Starting Price: $747,995 SUBDIVISION: Breakwater at Ward Creek Located just minutes from the beautiful sandy beaches and turquoise water of the Gulf of Mexico, Breakwater introduces Toll Brothers luxury living to this highly desirable area. This serene, gated community of single-family homes in Panama City Beach, FL, offers unparalleled sophistication and the opportunity for homeowners to select interior finishes and fixture options from top brands to create a truly personalized space. Breakwater also features an array of exciting community amenities, like a luxury clubhouse and pool, in addition to its close proximity to the beautiful charm of Rosemary Beach and the modern conveniences of Panama City Beach.

TollBrothers.com

• Oak Stairs • Open Rails at Loft • Lanai Slider • Alternate Kitchen • Drop Zone

• Open Rails at Stairs • Cabinet in Laundry Room • Office replaces Flex Room • Shower ILO Tub- 1st Floor Bathroom • Additional Flex Room- 2nd Floor

BUILDER / Toll Brothers LICENSE# CGC1510225

Contact: Nathan / 678-245-9337 Brenda / 714-299-4777 Toll Brothers

220 BREAKWATER BLVD., PANAMA CITY BEACH, FL 32413

From US Highway 98, turn north onto Highway 79, then turn right into the Breakwater subdivision and follow Breakwater Blvd. to 220 Breakwater Blvd.

00 | 2025 BBIA Parade of Homes

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#23

3 BEDROOMS | 3 BATHS 2,539 SQ FT | 2 CAR GARAGE Delwood Starting Price: $594,995 SUBDIVISION: Breakwater at Ward Creek Located just minutes from the beautiful sandy beaches and turquoise water of the Gulf of Mexico, Breakwater introduces Toll Brothers luxury living to this highly desirable area. This serene, gated community of single-family homes in Panama City Beach, FL, offers unparalleled sophistication and the opportunity for homeowners to select interior finishes and fixture options from top brands to create a truly personalized space. Breakwater also features an array of exciting community amenities, like a luxury clubhouse and pool, in addition to its close proximity to the beautiful charm of Rosemary Beach and the modern conveniences of Panama City Beach.

TollBrothers.com

• Tray Ceiling at Great Room • Slider to Lanai • Open Rails at Stairs • Extended Primary Bedroom • Shower ILO Tub- Hall Bath

• Cabinet Sink at Laundry Room • Oak Stairs • Open Rails at Loft • Alternate Kitchen • Office Replaces Flex Room

BUILDER / Toll Brothers LICENSE# CGC1510225 224 BREAKWATER BLVD., PANAMA CITY BEACH, FL 32413

Contact: Nathan / 678-245-9337 Brenda / 714-299-4777 Toll Brothers

From US Highway 98, turn north onto Highway 79, then turn right into the Breakwater subdivision and follow Breakwater Blvd. to 224 Breakwater Blvd.

44 | 2025 BBIA Parade of Homes

#24

3 BEDROOMS | 2 BATHS 1,738 SQ FT | 2 CAR GARAGE Bellview Starting Price: $449,995 Subdivision: Breakwater at Ward Creek Located just minutes from the beautiful sandy beaches and turquoise water of the Gulf of Mexico, Breakwater introduces Toll Brothers luxury living to this highly desirable area. This serene, gated community of single-family homes in Panama City Beach, FL, offers unparalleled sophistication and the opportunity for homeowners to select interior finishes and fixture options from top brands to create a truly personalized space. Breakwater also features an array of exciting community amenities, like a luxury clubhouse and pool, in addition to its close proximity to the beautiful charm of Rosemary Beach and the modern conveniences of Panama City Beach.

TollBrothers.com

• Tray Ceiling at Great Room • Primary Shower Seat • Privacy Wall at Lanai •Free Standing Tub- Primary Bath • Drop Zone

• Tray Ceiling at Primary Bedroom •Slider to Lanai • Shower ILO Tub- Hall Bath

BUILDER / Toll Brothers LICENSE# CGC1510225

Contact: Nathan / 678-245-9337 Brenda / 714-299-4777 Toll Brothers

228 BREAKWATER BLVD., PANAMA CITY BEACH, FL 32413

From US Highway 98, turn north onto Highway 79, then turn right into the Breakwater subdivision and follow Breakwater Blvd. to 228 Breakwater Blvd.

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#25

3 BEDROOM | 3 BATH 2 CAR GARAGE | 2,600 SQ FT Starting at $460,495+ Subdivision: Salt Grass at Ward Creek

Prominently situated at the entry point to the Salt Grass at Ward Creek community, this stunning model home from Fischer Homes features the popular Wilmington plan with 3 bedrooms, 3 bathrooms, 2,600 square feet, a 2-car garage, and a private pool. Upon entering this professionally staged home, you’ll notice exceptional craftsmanship and a conveniently designed floor plan that meets the needs of many types of home buyers. The open-concept living room, dining room, kitchen, and sunroom offer plenty of comfortable living space, perfect for entertaining or just spending the night in. The living space continues outdoors to a spacious patio and a beautiful, private pool. Other highlights of this home include a separate study or office space, first floor primary suite, LVP flooring, quartz countertops, tiled showers, a loft, and more.

To learn more about new Fischer Homes communities, visit FischerHomes.com

• Two story home with primary suite on the first floor • Community developed by The St. Joe Company • High-end, durable finishes such as LVP flooring and quartz countertops • Non-short term rental community yet close to all that PCB has to offer • Private pool and outdoor living space BUILDER / Fischer Homes LICENSE# CGC1518958 623 MILLBRIDGE DR, PANAMA CITY BEACH, FL 32413

Contact: Marc Fardink / 561-676-2410 Fischer Homes

Directions: From Pier Park, travel Northeast on Pier Park Drive (0.4 mi), Turn left onto US-98/Back Beach Rd/Panama City Beach Pkwy (1.1 mi), Turn right onto FL-79 N/N Arnold Rd (1.9), Turn right onto Millbridge Dr (0.1). Home is on the left.

46 | 2025 BBIA Parade of Homes

#26

4 BEDROOM | 2.5 BATH 2 CAR GARAGE | 2,692 SQ FT Starting at $584,495 Subdivision: Salt Grass at Ward Creek

This remarkable model home by Fischer Homes is located in the Salt Grass at Ward Creek community. Featuring the popular Ivy design, it includes 4 bedrooms, 2.5 bathrooms, 2,692 square feet of living space, a 2-car garage, a covered patio, and a private pool. Step into the entry foyer of this beautifully staged home, and you’ll immediately notice the superior craftsmanship and a well-thought-out floor plan designed to fit your lifestyle with flexible living spaces. The first-floor owner’s suite offers an optional expansion and access to the covered patio or deck. The entry foyer opens to the second level, with options for a living room, dining room, study, or guest suite. The expansive kitchen features an extra-large pantry and optional butler’s or prep pantry. Upstairs, you’ll find three additional bedrooms and a loft overlooking the two-story foyer. Discover all that this floorplan has to offer!

To learn more about new Fischer Homes communities, visit FischerHomes.com

• Two story home with primary suite on the first floor • Community developed by The St. Joe Company • High-end, durable finishes such as LVP flooring and quartz countertops • Non-short term rental community yet close to all that PCB has to offer • Private pool and covered outdoor living space BUILDER / Fischer Homes LICENSE# CGC1518958

Contact: Marc Fardink / 561-676-2410 Fischer Homes

627 MILLBRIDGE DR, PANAMA CITY BEACH, FL 32413

Directions: From Pier Park, travel Northeast on Pier Park Drive (0.4 mi), Turn left onto US-98/Back Beach Rd/Panama City Beach Pkwy (1.1 mi), Turn right onto FL-79 N/N Arnold Rd (1.9), Turn right onto Millbridge Dr (0.1). Home is on the left.

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#27

3 BEDROOMS | 3 BATHS 2,281 SQ FT | 2 CAR GARAGE From the $500s Subdivision: Salt Grass at Ward Creek

If you’re looking for a new home that flexes beautifully with the way you live, you’ll want to tour the Madison model at Salt Grass at Ward Creek. The Madison blends open-concept spaces with over two dozen structural options, giving you the freedom to shape a home that truly fits your lifestyle. From the expansive island kitchen to the versatile flex space perfect for a hobby room, home office, or guest suite, every detail is thoughtfully crafted to meet your needs. Come experience the Madison firsthand and see why it’s quickly becoming one of Kolter Homes’ most beloved floor plans.

At Kolter Homes, we believe your home should be built around you—your priorities, your passions, and your vision for the future.

KolterHomes.com

• Flexible Layout • Central Island Kitchen • Dedicated Flex Space • Split Floor Plan • In-Law Suite Option

• Spacious Owner’s Suite • Open-Concept Living • Numerous Exterior Choices • Large Great Room • Laundry Access from Closet

BUILDER / Kolter Homes LICENSE# CRC1334426 577 MILLBRIDGE DR, PANAMA CITY BEACH, FL 32413

Contact: Amanda Biffle 561-508-8276 Ext.15204 Kolter Homes

Directions: From Pier Park, travel Northeast on Pier Park Drive (0.4 mi), Turn left onto US-98/ Back Beach Rd/Panama City Beach Pkwy (1.1 mi), Turn right onto FL-79 N/N Arnold Rd (1.9), Turn left onto Millbridge Dr (0.1). Home is on the right.

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#28

RESIDENTIAL COMMERCIAL

Rio Stone Group Panama City Beach Showroom

GRANITE | MARBLE QUARTZ | QUARTZITE CABINETRY Rio Stone is committed to bringing timeless beauty and functionality to your life through our wide selection of high-quality natural and engineered stones. Our sales team looks forward to walking you through choosing the right stone for your project.

At Rio, we handle everything from expert measurements and fabrication to seamless installation. We are a one-stop shop for custom countertops, cabinets, and convenient sink and faucet bundles! Residential or commercial, we deliver top-notch service that is aligned with your best interests.

Rio-stone.com

• Natural and engineered stones • Custom kitchen and bath cabinetry • Full design-to-install service • Quartz, granite, marble, quartzite • Cabinet brands to fit budgets • Residential and commercial projects • Edge profile customization • Sink and faucet bundles • One-week installation turnaround • Trusted by area builders Associate Rio Stone Group

Contact: Nathan Motta / 850-588-5065 Rio Stone Group

102 AMAR PL., SUITE B, PANAMA CITY BEACH, FL 32413

Directions: Right after passing by Ace hardware on Highway 98, make a right on Ashley Dr, Amar Pl will be on the left.

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Build Stronger Homes with Insulated Concrete Forms from PowerHouse In Florida, hurricane-resistant homes are essential. At Powerhouse ICF, we provide high-quality SuperForm Insulated Concrete Forms (ICF) for exceptional strength and energy efficiency.

Sustainable Building Long-term Savings Trusted by Builders

Looking For Hurricane-Safe Materials That Won’t Break The Bank?

We understand the challenges you face as a builder in Florida. You want to build homes that can withstand storms without overspending on materials. It’s about more than just construction; it’s about giving families peace of mind during hurricane season. You deserve products that are:

Affordable Reliable Sustainable Safe

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PowerHouse ICF

At Powerhouse ICF, we’re transforming home building in Florida with top-quality SuperForm Insulated Concrete Forms. With over 56 years of combined experience, our expert team understands the unique challenges builders face in hurricane-prone areas.

We prioritize providing hurricane-resistant solutions that not only protect but also enhance homeowners’ quality of life. Our commitment to exceptional customer service ensures builders receive the support they need, from product selection to project completion.

We’re dedicated to building lasting relationships and empowering builders to create homes that stand strong against the elements. Join us in our mission to build a safer, more sustainable future, one home at a time.

Authorized SuperForm Dealer

At Powerhouse ICF, we choose SuperForm for its unmatched strength and reliability. These top-tier insulated concrete forms (ICF) outperform the competition, making them the perfect choice for qualityfocused builders. We’re here to help you access SuperForm products effortlessly, ensuring you have the best materials for your projects. SuperForm provides builders with:

Superior Strength Efficient Design Durability and Safety Time and Cost Savings

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#

1

Florida’s s t s i l a i c e p S T n o r Waterf

• Retaining walls • Temporary shoring • Helical piles • Grouted micropiles • In-house pile testing

• Bulkheads • All pile driven solutions • Soil displacement piles • Barges- FlexiFloat s50s

Edward A. Leili President EdLeili@me.com

850-819-8711 Florida License: CBC1267256 8109B Back Beach Rd • Panama City Beach, FL 32407 52 | 2025 BBIA Parade of Homes

Home Loans for Every Chapter of Your Life Whether you are ready to buy or refinance the home of your dreams, Tyndall mortgages typically close in 45 days and you will have a local expert to help you every step of the way. Plus, Tyndall is 50% LESS on closing costs than local competitors.* • Conventional Mortgage Loans • First Time Homebuyer Programs • Adjustable Rate Mortgage Loans • Rural Development Loans • FHA Loans

Apply online or give us a call!

(850) 747-4150

• Jumbo Loans • VA Loans • Land Loans • Home Equity Line of Credit • Home Equity Loans

Scan Me

Federally insured by NCUA Loan applications are subject to application and approval criteria, including credit history and appraisal. 100% LTV available on amounts up to the conventional maximum loan amount. Must meet minimum credit score and program guidelines. Applies to purchase of primary residence only. Loans over 80% loan-to-value require private mortgage insurance (PMI). Speak with a Tyndall Mortgage Loan Originator for complete details on Tyndall Mortgage Loans.

FHA, VA, and Rural Development loans may be an exception. *Source: Based on a Mortgage Research study conducted by a financial research firm in August 2022, based on 13 local Mortgage Lenders, on average Tyndall charges half of the total lender fees and closing costs on traditional mortgages.

HELOC: APR = Annual Percentage Rate. Subject to loan approval and closing. Product not available in Texas, Alaska, Hawaii, Connecticut, New York, or California. Borrower is responsible for property insurance and flood insurance, if applicable, and property taxes. Property securing the loan must be insured until the loan is paid in full. Subject property must be your primary or secondary residence. After your application has been completed and approved, a closing date will be scheduled. Rates and maximum Loan-to-Value are based on borrower’s creditworthiness. Home Equity Lines of Credit have a variable APR, with a minimum APR of 7.49% and maximum APR of 18%. Interest rate may change monthly. HELOCs with an application date of January 1, 2025 or later interest rate may change quarterly. The Index used to determine your Variable APR is the Prime Rate (published in the Money Rates column of the Wall Street Journal on the last business day the rate is published in each calendar month). The Prime Rate is 7.50%, as of 12-19-24. Loan terms are 20 years: 10-year draw period; 10-year repayment period or 20 years: 5-year draw period; 15-year repayment period. Maximum LTV 80%. Minimum

required: Minimum opening deposit is $25; no minimum balance requirement. LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00.

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