Letter From The Publisher
Dawa Sherpa Publisher The Brighton Buzz
Fallisn’t just a season of cooler weather and colorful leaves—it’s also a chance to embrace change. As the season shifts, it is a reminder to slow down and reset.
Adjusting our lifestyle and schedule to shorter days; swapping out light summer décor for warm blankets; and delving into warm, seasonal recipes prepared with the hearty bounty from our surrounding farms are just a few of the changes we make during the fall.
Just as the trees shed their leaves, fall can be a time to refocus our commitments, revamp our routines, and declutter our lives.
I, for one, know it’s time to clean out the hall closet where we stashed this summer’s outdoor necessities. Perhaps it’s time for you to reorganize that desk or countertop to make way for a productive assignment or indoor project. Or, possibly revisit your daily routine and clear what doesn’t serve you anymore.
Fall shows us that with small, intentional shifts, you can turn the season into a chance for balance, comfort, and renewal. Embrace the season of change!
Happy October,
Beneficiary designation, Will or a Trust?
You might be asking, “What is the best tool to use to plan your estate?” Should you use a Will, beneficiary designations, or maybe a trust? e most appropriate answer is “it depends.” ey are all tools that accomplish different things.
ere are five typical tools used in estate plans. e first is the probate code (government’s plan). If you don’t plan, the government has a default tool for you. e state determines who receives your property, who will be your executor, and the court process (probate) that your heirs will go through upon your disability and death.
e second type of tool used in estate plans is beneficiary designations used to transfer assets upon death. Using beneficiary designations will direct your assets to your heirs after your death. Unfortunately, some assets do not allow for beneficiary designations. ey also don’t provide for contingencies and don’t protect assets. Keep in mind, your beneficiary designations override any instructions you leave in a Will or trust, and don’t help upon disability.
e third type of tool is a Will. All Wills require the probate process to accomplish your objectives. A Will provides instructions for the division of property among your heirs upon death. Wills also can provide contingencies and can protect assets.
e fourth tool is a revocable trust which is designed to avoid the probate process and is administered in a private manner without court involvement. It addresses disability issues and directs assets to your heirs after your death. It can provide for contingencies and provide protections for assets, a surviving spouse, children, or other heirs after your death.
e
fifth type of tool is an asset protection trust. is tool is designed to protect assets from Medicaid spenddown. If you need nursing home care, the government will not help pay for your care until you have spent most of your own assets.
Tune in to next month’s Brighton Buzz for Part 2 and additional discussion of the benefits and shortcomings of each type of planning tool. If you have questions about these issues, you are encouraged to gain more knowledge about available estate planning options, by visiting www.EstatePlans atWork.com to sign up for a complimentary educational workshop.
•
$39
Fall
Deep Clean and Tune-Up Special
For new customers (normally valued at $199)
• Dirt, dust, and debris are the #1 cause of HVAC breakdowns.
• Deep clean + maintenance is the best protection for your furnace and investment.
• Our techs spend up to 2 hours cleaning every part, piece by piece. Benefits of Annual Fall Maintenace
• A clean system means up to 30% energy savings
• No Breakdown Guarantee through the entire winter
• Elongates lifespan of system
• Peace of Mind
I have seen this scene many times before, mom Sarah walks into our Karate school, her eleven-year-old, grumpy son, Ethan, trailing right behind her. Sarah looks exhausted, like she’s at her wit’s end, and Ethan looks annoyed, his shoulders hunched, and looking down at the floor. Sarah had heard that karate could help her son be more respectful, and Ethan, to her surprise, had shown a flicker of interest in learning Karate. is was her last hope. She worried that his disrespectful attitude and inability to listen would only get worse as he grew older and bigger.
As I spoke with Ethan, I saw past the grumpiness. ere was great potential there, not just for karate, but for him to become an upstanding, respectful, and kind individual. His current actions, however, were entirely dictated by his misguided emotions. What he needed, I knew, was just a bit of coaching and some positive peer pressure from like-minded students.
I spoke to Ethan, particularly about the importance of respecting his parents. I shared my own experience, how even in my fifties, I still hold deep respect, love, and care for my mom, and would never dream of raising my voice to her. “Your mom,” I told him, “is there to be loved, hugged, kissed, and taken care of.” I also made it clear that karate is only to be used for defending yourself and those you love, and that was my clear expectation of him. I think Ethan saw a path to something he truly wanted, and agreed to work on his attitude as a condition for training.
And so, his journey began. Day by day, week by week, we coached him, frequently checking in with Sarah to track his progress. Some weeks were great, while others were a bit challenging, with Ethan occasionally slipping back into old habits. But as the months passed, a true transformation began to unfold.
Sarah’s reports became increasingly positive. She spoke of a kinder, more respectful son, who was now helping out around the house without being asked. Even his school grades started to improve. Ethan himself seemed happier; the initial grumpy demeanor had given way to more smiles and a genuinely more positive outlook.
After a year and a half of consistent training, I couldn’t be prouder of Ethan. Hearing about his accomplishments, both inside and outside the dojo, is incredibly rewarding. I can only imagine the many more great things he will achieve if he continues on this path. is is what truly fuels my motivation to teach karate day in and day out. While the amazing skills, powerful punches, and high kicks are impressive, the true victory lies in the perfection of our students’ character – the victory over oneself. And to every “Ethan” who feels misunderstood or struggles with their emotions: there is a path forward. All it takes is the willingness to try. e journey may be challenging, but the person you become at the end is well worth the effort.
O ered by: Colorado Karate Club
O ered by: Jen Roberts - Edward Jones
Whenyou turn 65, Medicare becomes a vital part of your health care coverage. But signing up is just the beginning. Many people don’t realize that Medicare isn’t a “set it and forget it” program. In fact, you have the opportunity — and often the need — to review and adjust your coverage every single year.
e annual Medicare Open Enrollment period, which runs from Oct. 15 through Dec. 7 each year, is your chance to take a fresh look at your health care needs and make sure your Medicare plan still fits your life. en you can determine whether your medical and prescription plans need to be switched or dropped.
Just like your health can change from year to year, so can Medicare plans. Insurance companies may adjust their coverage and costs or even discontinue certain plans entirely. By taking time during the open enrollment period to compare your options, you might discover a plan that saves money, offers better coverage or both.
As a reminder, you have several options when it comes to your Medicare coverage.
• Original Medicare (Parts A and B) covers hospital stays and medical services such as doctor visits. Part A typically comes with no monthly premium if you’ve worked for at least 10 years. Part B requires monthly premiums — $206.50 or more in 2026, depending on your income. ey may also be copays and deductibles.
• Medicare Advantage (Part C) offers an all-in-one alternative to Original Medicare. ese plans are offered by private insurance companies. ey often bundle together hospital, medical and prescription drug coverage. ey may also include extra benefits like vision, dental and wellness programs that Original Medicare doesn’t cover.
• Medicare Part D provides standalone prescription drug coverage for those who stick with Original Medicare.
• Medicare Supplement (Medigap) policies help cover the out-ofpocket costs that Original Medicare doesn’t pay, such as copayments and deductibles.
When shopping for Medicare plans, there are several important areas you should consider to determine which options are right for you:
• Out-of-pocket costs such as monthly premiums, deductibles, copayments and any other expenses Medicare doesn’t cover. Sometimes a plan with a higher premium saves you money overall because of lower copays.
• Prescription drug coverage deserves special attention. All Medicare plans for 2026 will include a $2,100 cap on what you pay out of pocket for covered prescription drugs, up from $2,000 in 2025. However, this cap only applies to drugs that your plan covers, making it crucial to verify your medications are included.
• Your health care needs for the coming year matter too. Do you have surgeries planned? New health conditions to manage? You’ll want to make sure your potential plan covers the care you expect to need.
• Travel plans can also influence your choice. Original Medicare typically doesn’t cover services overseas, so frequent travelers might want supplemental coverage for emergencies abroad.
If you don’t make any changes during open enrollment, you’ll likely be automatically reenrolled in your current plan for the following year, as long as it’s still available and you continue paying required premiums. Don’t let your Medicare plan run on autopilot. Take advantage of the annual open enrollment period – between Oct. 15 and Dec. 7 – to ensure your coverage continues to serve you well in the year ahead.
Brighton: The power
working for you.
What matters most to you matters to us.
We’ll help you identify and define your unique financial goals. And then strategies that help you work toward those goals.
We’ll help you identify and define your unique financial goals. And then we’ll tailor investment strategies that help you work toward those goals.
Our single focus is helping you achieve what’s most important to you.
Our single focus is helping you achieve what’s most important to you. And you’ll be backed by our entire team each step of the way. Forrest Hough, AAMS®, CRPC™
We’ll help you identify and define your unique financial goals. And then we’ll tailor investment strategies that help you work toward those goals.
Our single focus is helping you achieve what’s
Our single focus is helping you achieve what’s most important. backed by our entire team each step of the way. Our clients’ interests come Give us a call.
help you identify and define your unique financial tailor-build investment strategies that help you work
Who You’re Going To Call
End-of-Year Tax Strategies: Don’t Let Taxes Haunt You!
Asthe year creeps to a close, it’s not just ghouls and goblins that should make you shiver—your looming tax bill might be the real fright. e good news? With the right strategies, you can ward off a haunting liability and keep more treasure in your cauldron. Here are a few end-of-year tax tricks (and treats) to consider before the clock strikes midnight on December 31.
1. Conjure Up Deductions
Like a well-cast spell, deductions can make taxable income disappear. Max out retirement contributions to IRAs or 401(k)s, prepay deductible expenses (such as mortgage interest or charitable donations), and review business expenses you can accelerate before year-end.
2. Harvest ose Tax-Losses
Got underperforming investments lurking like zombies in your portfolio? Sell them before year-end to harvest losses and offset capital gains. Just beware of the “wash-sale” rule—it’s the trick hidden behind this treat.
3. Beware the Phantom Income
Bonuses, stock options, or unexpected windfalls may rise from the grave at year’s end. Plan ahead to manage the tax bite, perhaps by deferring income where possible or bunching deductions to soften the blow.
4. Gift Without the Ghoulish Surprise
e IRS’s annual gift tax exclusion allows you to give up to a set amount per recipient without owing tax. Share the wealth with family while reducing your taxable estate—it’s a treat for everyone.
5. Don’t Let Credits Go to the Crypt
Explore available tax credits, from energy-efficient home improvements to child and dependent care. Credits reduce your liability dollar-for-dollar, making them sweeter than candy.
Call-to-Action
Don’t let scary tax surprises creep up on you this year. At Pricewise Business Solutions, we’ll help you cast the right financial spells to shrink your tax bill. Contact us today for a consultation—before the witching hour strikes!
Is it time to change?
O ered by:
roll please…it’s Annual Enrollment Time for Medicare!! (And the crowd goes wild.) Believe me, I know! It’s really hard to contain the excitement when you think about all the new Medicare Commercials, phone solicitations, and mailers you’re about to receive. It’s almost as exciting as the Super Bowl Commercials.
Just a reminder, the Annual Enrollment Period (AEP) is a time when you can make a plan change to your Medicare Advantage (MA) Plan or Prescription Drug Plan, change from a Medigap plan to a MA plan, or change from a MA plan to a Medigap plan. is time frame spans from October 15 – December 7.
If you are on a Medigap plan, a plan that pays 2nd to Original Medicare, Medigap plans do not require updating during AEP. However, if you are thinking of changing from the Medigap plan to a MA plan, AEP is the time to do that. Otherwise, if you keep your Medigap plan, AEP is the time that you would review your Prescription Drug Plan (PDP) coverage.
Please take your PDP coverage seriously. ere are usually some significant plan changes that take place. If you don’t ask or look into the changes of your plan, you could be stuck paying a lot more in monthly premium for the same plan next year. Reviewing your PDP coverage can save you a lot of money for the following year. Just as a heads up, there is a plan that is more than doubling the premium in 2026 to over $100/mo so please please reach out to your insurance agent for guidance.
e Medicare Advantage (MA) Plans are also going to experience a few changes. One of the changes that will have a big impact on some people is the change in grocery benefits. If you receive a grocery benefit on your current MA plan, that might not be a benefit for you in 2026. Medicare made a rule that only people with certain Chronic Conditions may qualify for the grocery card benefit. If you have a grocery card now without a chronic condition, you will lose your grocery card dollars in 2026.
As always, I am happy to help you with your Medicare questions. Just reach out.
Who You’re Going To Call
A Little Hearing Q & A
One of the most fun and most frustrating parts of being a parent is answering the questions my four children ask me. e questions range for silly to serious, some being hypothetical and others being highly introspective. Often, I learn something new because of their curiosity. My hope is that the knowledge I am helping them gain will lead them learn to make good decisions in the future.
In addition to my kids’ questions, I also am asked many questions every day about hearing loss, hearing aid technology, hearing protection and tinnitus among other things. Here are some recent questions I have been asked along with my answers that may help others to make good future decisions.
“Does untreated hearing loss actually contribute to an increased risk of dementia?” Yes! Hearing loss leads to decrease in the stimulation of the auditory system, which includes the brain. is lack of mental stimulation increases brain atrophy. For those with hearing loss, wearing hearing aids has been shown to decrease the rate of brain shrinkage and cognitive decline.
“Does wearing hearing aids make my hearing worse?” Generally, no, as long as the hearing aids are properly programmed to your hearing loss. Overamplified devices, or devices programmed too loud, could potentially cause additional hearing loss. Wearing another person’s hearing aid that is not programmed for your hearing loss could cause unintentional hearing loss as well. e practice of wearing properly programmed devices regularly prevents future loss of word recognition and helps preserve the ability to understand in noisy environments.
“Why should I wear custom fitted hearing protection?” Hearing protection only works if it is worn properly. Simple foam earplugs can work well when they fit correctly. However, many people have ear canals that are shaped in such a way that foam plugs do not properly seal. Improperly fitted plugs can give the wearer a false sense of protection and leave them exposed to sounds that can cause permanent hearing loss. Muffs can also provide sufficient protection. However, since they are often bulky, clunky and hot during warmer weather, often time muffs are accidentally bumped or pushed out of position or removed for comfort, leaving the wearer inadvertently exposed to loud sounds. Custom fit hearing protection provides better, more comfortable protection, especially for those with unique ear canals or those who shoot rifles or shotguns.
“Why should I service my hearing aids regularly?” Hearing aids perform at their peak only when they properly pick up incoming sound, accurately process the sound, and put out properly amplified sound. All hearing aid components include small moving parts that will eventually wear out and stop working. Keeping these parts clean and free of debris, like earwax, oil and dead skin, will increase their useful life and maximize their performance. Hearing aids can gradually decrease in performance due to blocked microphone or receivers. Wax buildup can cause devices to prematurely degrade. Keeping microphones clear allows hearing aids to pick up sound, while keeping the receiver (or speaker) clear ensures the sound coming from the aid is the proper volume.
ank you for your continued support. We look forward to hearing from you if you have questions of your own, or are looking for help protecting your hearing or getting help with tinnitus or hearing loss.
Who You’re Going To Call
Now Discussing 2026 Coverage!!
Time to Learn about 2026 Medicare Plan Changes: Don’t Wait!
Fallbrings cooler weather, changing leaves—and an important reminder: Medicare’s Annual Enrollment Period is here.
From October 15 through December 7, you have the chance to review your coverage and make changes for the year ahead.
Why does this matter? Medicare plans aren’t static. Premiums can shift, benefits can change, and prescription drug coverage is undergoing major updates for 2026 Some plans and coverage may even exit the market giving you options you will want to understand. If you don’t review your coverage this fall, you could find yourself paying more than necessary or missing out on benefits that better fit your needs come January.
An annual review is the best way to make sure your plan keeps pace with your health and your budget. Even if you’re happy with your current coverage, it’s worth confirming that nothing important has changed and verifying your coverage meets your needs.
At Headwaters Health & Wealth, we make the review process simple and straightforward. A quick conversation can give you confidence and peace of mind going into the new year.
Call today to schedule your review—or simply scan the QR code to provide your information privately and we will contact you for a review. Appointments fi ll quickly once enrollment begins, so don’t wait. Your future self will thank you for taking action now.
O ered by: Headwaters Health and Wealth LLC - Lisa Asmussen
Home Improvements
Home Improvements
Flu FAQs: Preparing for Flu Season
Offered by: Intermountain Health
Sniff sniff! Achoo! Burrr! The familiar sounds of the flu are ringing in the season, and it’s time for health precautions. Sonya Norman, MD, at Intermountain Health Brighton Clinic knows these sounds well and answered some questions.
When is the flu season?
Flu season is between October to March, but it does fluctuate. Most people associate influenza with the colder fall and winter weather. Influenza is present year-round but peaks in this period. Who is at risk for getting the flu?
This answer is simple: everybody.
“Anybody can get the flu, but there are people who are more at risk,” said Dr. Norman. “This includes people with compromised immune systems and groups like babies, kids, and the elderly.”
Regardless of your immune system status, Dr. Norman stressed that you can’t assume you won’t get the flu. Getting the flu shot and mastering health precautions is your best line of defense.
What can I do to prevent the flu?
Wash your hands. Stay home if you’re sick. Wear a mask if you’re at high risk. And, most importantly, get the flu shot!
Even if you do all these things, there is a chance you will get the flu. The flu shot either prevents influenza or makes your symptoms less severe if you do get it. “The flu shot is always worth getting because influenza is miserable,” Dr. Norman explained. “Even if you’re not somebody at risk for getting severely sick, having the flu generally is miserable.”
When should I get the flu shot?
Dr. Norman suggested getting the flu shot in October at the earliest. “The effectiveness of the flu shot wanes over time,” she said. “If you got your flu shot in August, it might not be as effective by the end of flu season.”
It’s important to emphasize that the flu shot will not make you sick, but you may have side effects. These include fatigue, arm pain, or even a low-grade fever after the vaccine. This means your immune system is responding to the shot, and everything is working!
Where can I get my flu shot?
The flu shot is accessible and can be found in doctor’s offices, pharmacies, and more. Need a flu shot? Schedule an appointment with your primary care provider or visit one of Intermountain Health Platte Valley Hospital’s community flu clinics. A list of dates and locations are on the back cover of this month’s Brighton Buzz.
Don’t Be Afraid to Play Sudoku!
Sudoku is one of the most popular puzzle games of all time. As a logic puzzle, Sudoku is also an excellent brain game. If you play Sudoku daily, you will soon start to see improvements in your concentration and overall brain power. Start a game today and make it a part of your daily brain workout!
The goal of Sudoku is to fill in a 9×9 grid with digits so that each column, row, and 3×3 section contain the numbers between 1 to 9. At the beginning of the game, the 9×9 grid will have some of the squares filled in. Your job is to use logic to fill in the missing digits and complete the grid. Don’t forget, a move is incorrect if:
• Any row contains more than one of the same number from 1 to 9
• Any 3×3 grid contains more than one of the same number from 1 to 9
• Any column contains more than one of the same number from 1 to 9
Community Living
Sue Corbett Adult Center at Eagle View
NEWS & INFORMATION
Senior Advisory Board
The purpose of the Advisory Board is to advise and assist in the needs and operations of SCAAC. The Board meets Tues. Oct 21 at 1:00 p.m. Members are: Dave Thomas, Peggy Jarrett, Lou Ellen Bromley, Dan Buckner, Karen Swaithes, Steve Yarish, Bill Alsdorf, Heidi Storz, Gayle Shibao, Barbara Spakoski, Janet Olivieri, and Randy Thornton. Visitors are welcome.
Charitable Contributions
Together we can continue to enhance the great programs and services offered for seniors and active adults in the Brighton area. Your financial support will be recognized on the donor wall at Eagle View. All donations are tax deductible. Make donations payable to: Brighton United Senior Citizens, 1150 Prairie Center Parkway, Brighton, CO 80601.
Donor Opportunities for Wall Recognition:
Friend: $100 - $499
Memorial: $100+
Sponsor: $500 - $999
Benefactor: $1000+
Outreach & Referral
Do you need help and are unsure where to turn? Evon Benitez will assist you with completing forms and finding needed services. You’ll need to make an appointment to see Evon as she’s often meeting with others. To make an appointment, call Evon at 303-6552079. Leave a message.
OCTOBER
HAPPENINGS
Holiday Online Shopping & Scam Safety
Shop smart this holiday season! Learn to navigate Amazon, PayPal, and more - plus spot scam texts, emails, and fake delivery notices. Presenter: Derek Taniguchi, Rescue Geek.
Thurs. Oct 9 - 1:30 p.m.
$5.00
Deadline: Tues. Oct 7
Friday Feast
Back by popular request, we have a special treat today with Chris Collins performing everything John Denver. We’ll be serving sloppy joes, salad, and a cookie.
Fri. Oct 10 - 12:00 noon
$6.00
Deadline: Wed. Oct 8
Feathered Friends: Great-Horned Owl
Meet Colorado’s most common owl - the mighty and mysterious great-horned owl. A fun and informative wildlife visit!
Tues. Oct 14 - 1:00 p.m.
$5.00
Deadline: Fri. Oct 10
VOA Lunch
1150 Prairie Center Parkway, Brighton, CO 80601 303-655-2075 I evacinfo@brightonco.gov www.brightonco.gov
Hours: Monday - Friday 8:00 a.m. - 4:00 p.m.
Tech Tuesdays
A hot, nutritious lunch is provided by Volunteers of America, Mondays and Thursdays at 11:30 a.m. Please reserve your meal in advance. For Mondays, reserve the Thursday before; for Thursdays, reserve the Monday before. Call Eleanor at 303-655-2271 between 10:00 a.m. - 2:00 p.m. Mon. & Thurs. to make a reservation.
Daily meal donations are appreciated.
$2.50 Donation per meal if age 60+
$8.50 Mandatory charge if under 60
Medical Equipment Loans
Basic medical equipment is available to loan out. Items may include wheelchairs, front wheel and seated walkers, canes, crutches, toilet seat risers, commodes, and bath benches. There is no guarantee what will be available at any time. Call 303-655-2075 for information.
Senior Wellness Clinic
The Clinic focuses on health promotion and disease prevention for seniors 55+. Operated by Visiting Nurses Association (VNA), services include foot care, health checks, and blood pressure checks. The fee for foot care is $40 payable at the time of your appointment. Foot care may be Kaiser covered with pre-approval. Reduced fee available upon approval. Masks required for everyone. Call 303-655-2075 for appointment. Clinic hours: 9:00 a.m. - 2:30 p.m.
Fridays: Oct 3, 10, 17 - Mondays: Oct 13, 27
Active Minds: Albert Einstein
SCAAC & Zoom
Albert Einstein famously started his career as a patent clerk but would rise to prominence, winning the Nobel Prize for Physics in 1921. Born in Germany, Einstein fled Nazi Germany in the 1930s and became a U.S. citizen in 1940. He warned the U.S. of the Nazi’s efforts to develop a nuclear weapon which led to the Manhattan Project and the advent of the nuclear era. Join Active Minds as we trace the life and impact of this great thinker.
Wed. Oct 15 - 1:30 p.m.
$5.00
Deadline: Tues. Oct 14
Kennedy, Sinatra, and the Mafia
SCAAC & Zoom With his mafia wise guy connection and access to entertainment industry star power, learn how many believe that Frank Sinatra helped John F. Kennedy into the White House in 1960. Presented by Paul Flanders.
Thurs. Oct 16 - 1:30 p.m.
$4.00
Deadline: Tues. Oct 14
Let Them Eat Cake
We’re opening up our retro recipe box and discovering uniquely American cakes with simple vintage charm, and the lovely flavors of yesteryear. Our taste buds will dance nostalgically through time as we journey
Need help with your laptop, tablet, or smartphone? We will do our best to help you become more comfortable using your device. Schedule an appointment with Calvin at 303-655-2187.
Massage
Feel great with a massage by our certified therapist, Laurie Lozano Maier. She has over 12 years of massage therapy experience. Call 303-655-2075 to make a onehour appointment. Pay Laurie at the time of service - check or cash.
Tuesdays and Wednesdays $60 for 1 hour
Deadline: Two days ahead
Transportation
Via Mobility - provides specialized transportation within the City of Brighton. Via can take you to medical appointments, grocery shopping, and Eagle View, to name just a few of the places you can go in Brighton. New Via users - call 303-447-2848 ext. 1014 to get started. To schedule rides, call 303-447-9636. Free rides to and from Eagle View to seniors living in the Brighton Via service area are provided by funding from the Senior Advisory Board.
FlexRide
This is an RTD service. Call 303-299-6000 for reservations. The driver will pick up and deliver you anywhere within Brighton, Mon - Fri. 6:00 a.m.7:00 p.m. Cost is the local RTD bus fare.
from forgotten recipes of Colonial America, all the way through the 20th Century (with a dash of modern-day methods thrown in for good measure). Grab a fork and let’s dig into both the cake - and the history behind it!
Instructor: Toni Miller.
Fri. Oct 17 - 10:30 - 11:30 a.m.
$21.00
Deadline: Mon. Oct 13
Flashback to the 1940s
World War II brought women into the workforce while our men were fighting overseas. From Victory Gardens to Scrap Drives, the soundtrack of our nation was Big Band and the Andrew Sisters. This month we’re dedicating our program to Americans that Tom Brokaw coined, “The Greatest Generation.” Presented by Travels with Toni.
Fri. Oct 17 - 1:30 p.m.
$5.00
Deadline: Wed. Oct 15
Prescription Drug Plans
Confused by Medicare drug coverage? Get clear guidance on plans, costs, penalties, and key changes coming in 2026. Presenter: Lisa Asmussen, Headwaters Health & Wealth.
Mon. Oct 20 - 1:30 p.m.
Free
Deadline: Fri. Oct 17
Community Living
Troubleshooting: What Went Wrong
In this CSU Master Gardener talk, we’ll explore common issues that can impact your garden’s success, from irrigation problems to plant diseases like powdery mildew. You’ll also learn about troublesome insects, such as Japanese beetles, grasshoppers, and the Emerald Ash Borer, and how to spot them before they become a bigger problem.
Wed. Oct 22 - 1:30 p.m.
$4.00
Deadline: Fri. Oct 17
Spellbinders Storytelling
Stories teach us to love, forgive, seek justice, and aspire for more. We’re excited to welcome both familiar storytellers and new voices to share their tales with us!
Thurs. Oct 23 - 1:15 p.m.
Free, but please register.
Deadline: Tues. Oct 21
Movie: Yesterday
After a worldwide power outage, struggling musician Jack wakes up to discover that no one has heard of the Beatles. When he starts to play the band’s songs, he soon becomes a pop sensation in the eyes of the media and the adoring public. Rated PG-13. 1 hr/56 min. Free, but please register.
Fri. Oct 24 - 1:30 p.m.
Deadline: Thurs. Oct 23
Billiards Tournament
Join us in the pool room for a friendly pool tournament. Rules will be clearly listed. Prizes are dictated by the size of the tournament.
Tues. Oct 28 - 10:00 a.m.
$5.00
Deadline: Fri. Oct 24
Edgar Allan Poe
Poe was legendary for his eerie tales of suspense and as inventor of the modern-day detective story. Join storyteller and re-enactor Kurtis Kelly for a spellbinding hour in remembrance of this literary icon. The program begins with Poe’s recollections from his tumultuous life and how those events influenced his writings. Then enjoy a performance of “The Bells,”“The Fall of the House of Usher,” and “The Raven.”
Wed. Oct 29 - 1:30 p.m.
$5.00
Deadline: Mon. Oct 27
The Lost Train
Learn the legends and stories about a railroad wreck near Bennett, CO, in 1878. There are tales of ghosts and conflicting beliefs about whether the train was ever recovered after the accident. Presenter: Cliff Smith.
Thurs. Oct 30 - 1:30 p.m.
$4.00
Deadline: Tues. Oct 28
OCTOBER CLASSES
Scarecrow/Snowman
Make a two-sided decoration with a scarecrow on one side and a snowman on the other. All supplies provided. Instructor: Linda Addison.
Fri. Oct 24 - 10:00 a.m. - 12:00 noon
$16
Deadline: Wed. Oct 22
Photo Journaling
Bring photos to make a keepsake of memories. All supplies provided for 4 pages each class. Instructor: Linda Addison.
Tuesdays - 1:00 - 3:00 p.m.
$16
Session 2: Oct 14
Deadline: Fri. Oct 10
Sugar-Free Treats
In September, make cowboy cookies, raspberry cookies, and lemon cookies. Bring a mixer and two mixing bowls. In October, make apple moelleux, raspberry clafoutis, and chocolate pie. Bring a mixer, two bowls, and two 4oz ramekins. Instructor: Rosalind Lowen.
Wednesdays - 9:00 a.m. - 12:00 noon
$36
Session 2: Oct 15
Deadline: Fri. Oct 10
October 25th at 4pm
3
Solution to Suduko
Don’t Be Afraid to Buy That Spooky Home Offered by: Scott and Lora Nordby, Berkshire Hathaway
Old
homes in need of lots of repairs can often be spooky—but that doesn’t mean they’re haunted. A spooky home may only need work, not an exorcism. If you’re open to it, you could end up with more space and features at a bargain price.
Older homes needing work tend to sell at an attractive discount. Even if you feel like you’ve walked into a time capsule where you don’t belong, the age and condition of the home matter little if you renovate it in a financially feasible way.
e other option is demolition and building a new home. Talk to your lender and see if the price of the home and the cost of renovations or building new are affordable.
Just don’t over-improve for the neighborhood. Your benchmark will be nearby, similar homes that have either renovated or rebuilt to modern homebuyers’ standards.
So, don’t be spooked by a dark, spooky home. It may only need a new electrical panel, new lights, new windows, and some treetrimming.
Don’t let a spooky home scare you away. A Forever Agent SM can help you spot hidden potential, avoid costly mistakes, and find a
HORSE PROPERTY
BROOMFIELD $1,025,000
4 Bed | 3 Bath | 2,911 Sq Ft | 1.09 Acres 14464 Fenton Street, Broomfield, CO
Beth Ann Mott 303-919-6864
Gina Bradshaw 720-732-2360
COMMERCE CITY $675,000
| 3 Bath | 4,594 Sq Ft 9716 Uravan Street, Commerce City, CO
Cinthia Martinez 720-255-6201
BRIGHTON $975,000
5 Beds | 4 Bath | 3,500 Fin Sq Ft 10080 E 160th Place, Brighton, CO
Deanna Gamboa 720-422-9320
BRIGHTON $675,000
4 Bed | 3 Bath | 3,726 Sq Ft 595 Badger Creek Drive, Brighton, CO
Melanie Prestwich 720-442-5967
THORNTON $690,000
3 Beds | 2 Bath | 3,570 Sq Ft 1936 E 144th Drive, Thornton, CO John Mosher 720-849-2023
3 Bed | 2 Bath | 1,799 Sq Ft 12123 Monaco Drive, Brighton, CO Gina Bradshaw 720-732-2360 BRIGHTON $490,000
Schedule Your Mammogram
When detected early, breast cancer is treatable and saves lives. Why not schedule your annual mammogram to get peace of mind for yourself, and for the ones you love? Whether it’s your partner, kids, family, or friends, you want to be with them for many, many years to come. Because early detection saves lives.
Scan the QR code or text “MAMMO” to 32037 to schedule your mammogram today.