For Your Benefit Magazine — Winter 2021-22

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YOUR VOICE. YOUR EXPERIENCE. YOUR BENEFIT FUNDS.

For Your Benefit WINTER 2021-22

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Meet Our Featured Member

Russell Smith

Russell Smith credits his

1199SEIU health benefits with helping save his life after a terminal cancer diagnosis.

PLUS Make 2022 the Year of Partnering with Your Doctor!

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For Your Benefit

CONTENTS HEALTH BENEFITS 4 4

WINTER 2021-22

A Message from Dr. Van H. Dunn, Chief Medical Officer What can you do to reduce your risk of developing heart disease?

5 Make 2022 the Year of Partnering with Your Doctor! 5 Get Inspired by Your 2022 Funds Calendar 6 The MyAccount Mobile App Is Coming Soon! 6 Stay Safe this Winter: Get Vaccinated Against the Flu— and Get Your COVID-19 Booster if You Are Eligible

JANUARY IS

NATIONAL

BLOOD DONOR MONTH

Blood donations drop off during and after the holidays, so make a difference this January by donating whole blood or platelets. To find a donor center near you, visit RedCrossblood.org or call (800) REDCROSS (733-2767).

7 Greater New York Benefit Fund Members: Spousal Open Enrollment Begins January 1 7 National Benefit Fund Members: Paid Family Leave Is Here for You

HEALTHY LIVING 8 Protect Your Health Now, Prevent Cancer Later 9 Turn Pantry Staples into Healthy, Budget-Friendly Meals at January’s Online Wellness Workshop 9 Learn How to Have a Healthy Pregnancy at Our Next Online Prenatal Workshop

MEMBER PROFILE 10 Russell Smith Russell Smith credits his 1199SEIU health benefits with helping save his life after a terminal cancer diagnosis.

FINANCIAL WELLNESS 12 Get the Most Out of Your Return with the Earned Income Tax Credit

Join Fellow Members on Facebook and Instagram Our 1199SEIU Benefit and Pension Funds’ Facebook page and Instagram account are helping thousands of members stay up to date on the latest benefit and pension news, online workshops, wellness news and more. If you’re not yet one of them, just visit www.Facebook.com/1199SEIUBenefitFunds and click on “Like.” On Instagram, follow us @1199SEIUBenefitFunds. And be sure to check out our Training and Employment and Child Care Funds’ pages.

13 Free Online Financial Wellness Series Returns this Spring 13 Coming Soon: World of Money—a New Online Program for Your Children

TRAINING BENEFITS 14 Training and Employment Funds Help You Move Up the Nursing Career Ladder

CHILD AND YOUTH BENEFITS 15 Anne Shore Sleep-Away Camp Program: Make Memories that Last a Lifetime!

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The National Benefit Fund believes it is a “grandfathered health plan” under the Patient Protection and Affordable Care Act (the “Affordable Care Act”). A grandfathered health plan can preserve certain basic health coverage that was already in effect when that law was enacted in 2010. Being a grandfathered health plan means that this plan may not include certain consumer protections of the Affordable Care Act that apply to other plans, for example, the requirement for an external review process for claims appeals. However, grandfathered health plans must comply with certain other consumer protections in the Affordable Care Act, for example, the elimination of lifetime limits on benefits. The Wage Class III plan is not a grandfathered health plan. Questions regarding which protections apply and which protections do not apply to a grandfathered health plan can be directed to the Plan Administrator at (646) 473-9200. You may also contact the Employee Benefits Security Administration, U.S. Department of Labor at (866) 444-3272 or www.dol.gov/agencies/ebsa/about-ebsa/ask-a-question/ask-ebsa. This website has a table summarizing which protections do and do not apply to grandfathered health plans.


MESSAGE FROM THE EXECUTIVE DIRECTOR Dear Members, With 2021 behind us, we are hopeful that 2022 brings the refreshing promise that we all have been waiting for. We are cautious but optimistic that the pandemic’s impact on our collective and individual lives subsides as we start afresh in the New Year. Each new year brings new opportunities. And now more than ever, 2022 is a great opportunity to focus on you. It’s a great time to make “you” the center of your New Year’s resolution. Here’s a great way to get started: scheduling an appointment for an overdue annual physical checkup to get back on track with your physical health or stepping out of your comfort zone and talking to a therapist—maybe for the first time—to stay on track with your emotional health.

Each new year brings new opportunities. And now more than ever, 2022 is a great opportunity to focus on you. It’s a great time to make “you” the center of your New Year’s resolution.

Either of those steps is a step in the right direction. And we at the Funds are committed to help you take those steps by ensuring that you—our members—have access to a quality primary care doctor, who will be your partner in care, and to a diverse network of practitioners who will support your mental and emotional well-being. And speaking of commitment, Russell Smith, our featured member in this issue of For Your Benefit, made a commitment to his health when he received a cancer diagnosis five years ago. A Senior Billing Representative at Montefiore Medical Center, Russell became his own best advocate and got the care he needed to save his life. While your Benefit and Pension Funds administer your benefits, we are also here to support and partner with you as you champion a physically and emotionally healthier lifestyle for yourself. So please take special note of Dr. Dunn’s message on early heart disease detection (page 4) and find important information on what you can do to lower your risk of cancer (page 8) – both the focus of national health awareness campaigns in February. Throughout 2022, we will be offering you lots of tips and new programs on how to partner with your doctor, find the right provider, eat better, feel better and incorporate a fresh, new and promising self-care approach to your life. Another great way to kick-start the New Year is to join us on Saturday, January 29, for our online nutrition workshop, “Turn Your Pantry Staples into Healthy and Budget-Friendly Meals” (details on page 9), one of the many ways we are helping support healthy lifestyles in 2022. Yes, 2022 brings with it refreshing new opportunities for a healthier you. And we are committed to partnering with you on that journey. Wishing you a happy, healthy and joyful New Year! Sincerely,

Donna Rey, EdD Executive Director 1199SEIU Benefit and Pension Funds

FOR YOUR BENEFIT

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Health Benefits

A Message from

Dr. Van H. Dunn, Chief Medical Officer Dear Members, Heart disease is often called a silent killer, with many people not aware they have it until it becomes life-threatening. Although heart disease is sometimes thought of as a man’s illness, it’s the number one cause of death among Black and Caucasian women, according to the Centers for Disease Control and Prevention, and among Latinx and Asian women, it’s second only to cancer. As we mark American Heart Month in February, I would like to draw attention to the risk women face. While men are more likely than women to feel the sharp, sudden pains in their chest commonly associated with heart disease, women may experience other symptoms, including:

FEBRUARY 4 I S N AT I O N A L

shortness of breath while doing daily activities uncomfortable pressure, dull ache or discomfort in the chest pain in the arms, back, neck or jaw a feeling of fullness that may seem like indigestion nausea or vomiting extreme and unusual fatigue

WEAR

If you are a woman and experience any of these symptoms, see your doctor so you can be properly evaluated and treated. Women’s symptoms can be mistaken for signs of other conditions such as panic disorders or stress, so be sure your doctor understands what you’re experiencing— or get a second opinion. Finally, as your Chief Medical Officer, I want to leave all our members with this parting thought: You are your own best advocate when it comes to your health.Your doctor and other healthcare providers are your partners. Make your voice heard and share your experiences with them. Your voice and experiences matter.

What can you do to reduce of developing heart disease? Start by adopting healthy habits now that you feel you can achieve, such as eating a low-fat, high-protein and low-sodium diet; exercising regularly; maintaining a healthy weight; not smoking; and managing stress through activities such as deep breathing, meditation or yoga. Also, don’t forget your annual physical exam. If you have hypertension, high cholesterol or diabetes, keep these conditions under control by following your doctor’s recommendations, including taking any necessary medications.

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RED

­—

D AY —

Dig into your closet and find something red to wear to help raise awareness of heart disease in women and show your support of women’s heart health.

your risk


Health Benefits

Make 2022 the Year of Partnering with Your Doctor! You’ve been through a lot over the past two years, so the New Year is the perfect time to make a commitment to care for yourself as well as you care for others. If you, like so many healthcare workers, put off routine checkups or screenings during the pandemic, empower yourself now by making an appointment with your primary care physician to get your health back on track. Your relationship with your doctor is a true partnership, so be sure your doctor:

Asks questions about your family history, lifestyle and stress levels—not just your symptoms

Takes the time to really listen to you and answer your questions patiently

Doesn’t make you feel rushed

Doesn’t dismiss your concerns or talk over you

Explains diagnoses, treatment plans and medications simply and thoroughly Is able to make you feel comfortable discussing sensitive or personal health issues

If your doctor isn’t your partner, think about finding one who will be. To find a new participating physician in the Funds network, visit www.1199SEIUBenefits.org/find-a-provider.

Get Inspired by Your 2022 Funds Calendar This year’s Benefit and Pension Funds calendar showcases the positive affirmations and words of encouragement from members like you who have served on the frontlines of the COVID-19 pandemic. You’ll also find important contact information and quick, at-a-glance overviews of the services and programs your Funds offer. We have mailed calendars to members who attended wellness webinars in 2021 or who participated in online wellness programs. If you would like to receive a calendar, email MemberServices@1199Funds.org.

FOR YOUR BENEFIT

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Health Benefits

MyAccount Mobile App The Is Coming Soon! Accessing your benefits with MyAccount is easier than ever—look for our upcoming announcement to download our MyAccount mobile app to your smartphone or tablet. Since the Funds first launched MyAccount online, more than 125,000 members have created accounts to view and update their personal information, enroll eligible dependents, view claims and more. That’s because MyAccount is a convenient and easy way to access your benefits anytime, anywhere.

Use MyAccount to: n

Change your address and update other personal information

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Enroll your eligible dependents

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Find out the status of a claim

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View Explanation of Benefits statements (EOBs)

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Request a new Health Benefits ID card

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Coordinate your spouse’s benefits

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Enroll in our Prenatal Program

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Register for benefits offered by the 1199SEIU Child Care Funds

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Request a pension estimate

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Apply for your pension

If you haven’t done so already, create an account at www.My1199Benefits.org.

Stay Safe this Winter: Get Vaccinated Against the Flu— and Get Your COVID-19 Booster if You Are Eligible It’s not too late to get your annual flu shot and avoid the fever, aches and chills that seasonal influenza can bring. And with the potential risk of new COVID-19 variants, it’s more important than ever to get vaccinated against the virus if you haven’t done so already. That’s because the vaccines offer widespread protection for you and those around you. Fortunately, both the flu shot and the COVID-19 vaccination are available through your primary care provider, at clinics and at participating pharmacies. Visit www.1199SEIUBenefits.org/vaccine-locations to find a COVID-19 vaccination site near you. Just be sure to talk to your healthcare provider about timing your vaccinations to maximize their effectiveness.

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Health Benefits GREATER NEW YORK BENEFIT FUND MEMBERS:

Spousal Open Enrollment Begins January 1 If you’d like to sign up your spouse for health coverage through the Greater New York Benefit Fund plan, visit www.My1199Benefits.org to access enrollment materials. Just sign your completed Spouse Coverage and Payroll Deduction Authorization Form authorizing a $25 per week deduction from your paycheck and return it to your employer before February 1 for coverage to begin March 1. Even if you choose not to enroll your spouse, you and your children up to age 26 still have comprehensive coverage, with no premium payments. Don’t delay—the enrollment period ends January 31. If you need assistance enrolling your spouse, call our Member Services Department at (646) 473-9200.

NATIONAL BENEFIT FUND MEMBERS:

Paid Family Leave Is Here for You When caregiving responsibilities require you to take time off from work, New York State’s Paid Family Leave (PFL) benefit can provide partial wage compensation during your leave. National Benefit Fund members are eligible to receive PFL benefits at no cost for the following qualifying events: •

To care for a family member with a serious health condition;

To care for a newborn or newly adopted or placed child; or

To provide support when a family member is called to active military service.

You could receive up to 12 weeks of leave time at 67 percent of your average weekly wage (capped at 67 percent of the New York State Average Weekly Wage). While you’re away, your Benefit Fund health coverage will continue uninterrupted, and you are guaranteed continued or comparable employment when your leave ends.

For more information and to apply, visit www.1199SEIUBenefits.org/paid-family-leave. If you need additional assistance, call our Member Services Department at (646) 473-9200.

GREATER NEW YORK BENEFIT FUND MEMBERS: You are also eligible for PFL, although you receive your New York State PFL benefit through your employer, not through the Fund.

FOR YOUR BENEFIT

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Healthy Living

FEBRUARY IS NATIONAL CANCER PREVENTION MONTH

Protect Your Health Now, Prevent Cancer Later

Nearly two million new cancer cases were diagnosed in 2021, according to the American Cancer Society, and health experts say nearly 40 percent of those are preventable. This February is National Cancer Prevention Month, a good time to assess your cancer risk and learn what you can do to protect yourself. Although your risk may vary based on Don’t Light Up things like family and personal health history, there are lifestyle changes you can make to help Smoking and using other tobacco products are lower your risk of developing cancer. the leading cause of lung cancer, and can also cause cancers of the mouth, esophagus, stomach and pancreas. Secondhand smoke raises cancer risk in those we love.

Limit Alcohol

Drinking alcohol in excess stresses organ function and cell repair, which can cause lifethreatening illnesses and increase the risk of liver, colon and throat cancers. Heavy drinking is defined as 15 drinks per week for men and 8 drinks for women.

Eat the Rainbow A diet rich in color in your fruits and vegetables helps deliver a variety of antioxidants, vitamins and minerals essential to boosting your immune system and helping you fight off illness.

Stress Less Our mental health affects us physically, so practicing self-care is key in preventing illness. Aim for a healthy work-life balance, make sure you get enough sleep, and try stress-reducing activities like meditation or yoga.

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Get Moving Regular exercise can support your immune system, regulate hormones and help you maintain a healthy weight, lowering your risk of conditions like obesity, Type 2 diabetes and heart disease. Any amount of exercise helps, so talk to your doctor about what’s right for you.

Know Where You Stand Regular check-ups are the best way to get a clear picture of your health and catch any conditions early. Speak with your doctor about recommended screenings, especially if you have a family history of cancer.

Visit our website at www.1199SEIUBenefits.org to access videos, articles and webinars on healthy eating, mindful meditation, yoga and more.


Healthy Living

Turn Pantry Staples into Healthy, Budget-Friendly Meals at Online Wellness Workshop

January’s

What:

“Turn Your Pantry Staples into Healthy and Budget-Friendly Meals” online workshop

When:

Join our Wellness Department’s online workshop, “Turn Your Pantry Staples into Healthy and Budget-Friendly Meals,” on Saturday, January 29. Health educators will explain how you can fill your kitchen cupboard with nutritious, budgetfriendly staples that can help make meal preparation quick and easy. They’ll also present a cooking demonstration on making tasty and nutrient-rich meals. Finally, a social worker will lead a self-care workshop on strategies to overcome and prevent burnout due to stress from work, personal issues or the COVID-19 pandemic.

Saturday, January 29 10:00 am to 10:40 am: “Turn Your Pantry Staples into Healthy and Budget-Friendly Meals” plus a cooking demonstration. 10:45 am to 11:15 am: Self-care

Where:

This workshop will be conducted online. To sign up and get more information, visit www.1199SEIUBenefits.org/ wellness-events/. Provided by Worksite Medical Services, P.C., and offered in English only.

Learn How to Have a Healthy Pregnancy at Our Next Online Prenatal Workshop Join us for our Wellness Department’s next online prenatal workshop* on Saturday, March 5, for information you can use to stay healthy during your pregnancy and even after your child is born.You’ll also find out how to prepare for your due date and what to anticipate during labor and delivery. Whether you’re expecting your first, second or third child, you won’t want to miss this chance to learn how to have a healthy pregnancy with fewer complications. As always, partners are welcome!

What:

When: Time:

Prenatal workshop Saturday, March 5 10:30 am to 2:30 pm

*Provided by Worksite Medical Services, P.C., and offered in English only.

Where:

Please visit our website, www.1199SEIUBenefits.org/webinars, for information on how you can join the workshop. You can also email Wellness@1199Funds.org with your name and the email address where we can send you the invitation.

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Member Profile

Russell Smith Russell Smith credits his 1199SEIU health benefits with helping save his life after a terminal cancer diagnosis. Just a few years ago, Russell Smith, a Senior Billing Representative at Montefiore Medical Center, thought his life was over. He knew that cancer ran in his family, and after going to his doctor in 2016 to have a suspicious lump examined, he learned he had cancer that had spread throughout his body. But Russell wasn’t about to give in to his disease and went for a second opinion—a decision he says likely saved his life. After undergoing additional tests and exams, Russell received the best news he could have hoped for—his condition was treatable. “My 1199SEIU benefits

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gave me a second chance at life; they helped me become cancer free,” he explains. “Without them, I would never have been able to get those new tests.” His benefits also covered his surgery and even paid for therapy sessions twice a week. And he continued to use his mental health benefits throughout the COVID-19 pandemic. As a cancer survivor, Russell was extremely cautious while working during the pandemic, knowing he was at higher risk of developing a serious case of COVID-19 if he became infected. He also didn’t want to pass the illness on to his son, Russell Jr., who lives with him. “I would suggest that everyone get vaccinated,” says Russell, who got the vaccine in the spring. “It’s better to be safe than sorry.” After all he has been through, Russell takes staying healthy very seriously.

He’s changed the staples of his diet from burgers and fries to salmon and kale. He also lifts weights at the gym, walks a mile twice a day and meditates 30 minutes each day. And he’s on a mission to let others know how important healthy living can be. He even self-published a book about his experience, Tragedy into Triumph: Surviving Prostate Cancer. “If I can save someone from the pain I’ve endured, I’ve done my job,” he explains. Looking back, Russell never realized when he started working at Montefiore 28 years ago how much his benefits would mean to him. “My benefits supported me 150 percent,” he says. “So, it’s only right that I share my story with my 1199SEIU brothers and sisters, to let them know how their benefits take care of them. I urge everyone to use their benefits, not just to stay healthy, but maybe even to save their lives.”


Member Profile

“If I can save someone from the pain I’ve endured, I’ve done my job.”

What Do Your Benefits Mean to You? You count on your health benefits to support you in your efforts to stay healthy, whether it’s by getting regular checkups, keeping a chronic condition under control or just improving your lifestyle in general. But has there ever been a time when your health coverage literally saved your life or the life of a loved one? If so, we’d like to hear from you. To share your story with your fellow members in an upcoming issue of For Your Benefit, please contact the Funds at Communications@1199Funds.org.

FOR YOUR BENEFIT

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Financial Wellness

Get the Most Out of Your Return with the Earned Income Tax Credit Your Benefit Fund’s Tax Preparation Assistance Program has again partnered with the Food Bank For New York City and nonprofit Ariva to help ensure your taxes are prepared correctly and that you receive all you’re entitled to in your refund, including the Earned Income Tax Credit (EITC). This tax season, you are eligible for free tax preparation services in New York City if you meet eligibility guidelines.Visit www.1199SEIUBenefits.org/eitc for income eligibility information.

The EITC isn’t a tax refund—it is additional money from the government in the form of a tax credit. Claim Your Earned Income Tax Credit Find out whether you meet the income requirements for the EITC by using the 2021 tax guidelines listed below: •

Income below $51,464 ($57,414 if married, filing a joint return) with three or more children

Income below $47,915 ($53,865 if married, filing a joint return) with two dependent children

Income below $42,158 ($48,108 if married, filing a joint return) with one dependent child

Income below $21,430 ($27,380 if married, filing a joint return) with no dependent children

Visit www.1199SEIUBenefits.org/eitc for more tax prep programs and information, or call Member Services at (646) 473-9200.

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Financial Wellness

Free Online Financial Wellness Series Returns this Spring Stressing over finances can affect both your mental and your physical well-being. That’s why so many members like you rely on your Benefit Fund’s online financial wellness series, “Take Charge of Your Finances.” This program was designed specifically for 1199SEIU members to offer helpful strategies and access to online presentations that can be viewed from the comfort of your home.

The spring semester is right around the corner. Classes will be led once again by financial expert Ryan C. Mack. Visit www.1199SEIUBenefits.org/takecharge to get the details, register for courses—which include topics such as Saving Strategies and How to Recover from Financial Hardship—and access videos in both English and Spanish. All classes will be held online on Saturdays at 10:00 am. Register today!

Your Voice. Your Experience. Member

Annalissa Vicencio Shares Hers

“My husband and I have attended ALL of the ‘Take Charge of Your Finances’ workshops and LOVE them. We are so grateful for the workshops—Ryan keeps it real and generously supports us. I highly recommend this series for anyone looking to improve their finances—attend all and ask questions!”

– Annalissa Vicencio, Licensed Creative Arts Therapist (LCAT) and Music Therapist-Board Certified (MT-BC), Children’s Hospital at Montefiore

Spring Schedule April 2:

Saving Strategies, Part One: Getting a Handle on Spending

April 23:

Saving Strategies, Part Two: Protecting Your Financial Health

May 7:

Importance of Credit: How to Use It, Not Abuse It

May 21:

Recovering from Financial Hardship

June 4:

Working Toward Retirement, Part One: Building Your Nest Egg

June 25:

Working Toward Retirement, Part Two: Understanding Investments and Financial Terminology

A Tip from Financial Expert

Ryan C. Mack

Retirement’s Three-legged Stool: Your retirement is like a three-legged stool: The first leg is your 1199SEIU defined benefit pension, the second is Social Security and the third is your 401k/IRA savings. All three play an important role in supporting you when you retire.

Coming Soon: World of Money—a New Online Program for Your Children If you would like your children to better understand money and how to use it wisely, we have good news. Our Financial Wellness program and the Child Care Corporation are teaming up to offer World of Money, a new online program for children of 1199SEIU members. To learn more, visit www.1199SEIUBenefits.org/financial-wellness/kids.

FOR YOUR BENEFIT

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Training Benefits

Training and Employment Funds Help You Move Up the Nursing Career Ladder If you’re interested in advancing along the nursing career pathway, your Training and Employment Funds (TEF) are here to help.

Improve your skills TEF provides thousands of hours of online classes and webinars to advance your knowledge, fulfill continuing education requirements, prepare for certification exams and enhance patient-care skills. If you need help with a class, our Learning Centers offer educational support, tutoring services, workshops and access to a variety of academic resources.

Receive career counseling and job-search assistance You can meet with counselors one on one or attend counseling workshops to plot your career path and identify ways to reach your goals, both in direct patient care and the healthcare industry in general. Our Employment Center offers job placement services, including resume reviews, applicant phone screening and vacancy referrals by matching applicant qualifications to vacancy requirements.

Become certified as a CNA or LPN You can receive financial and other assistance, including academic support and career counseling, to get certified as a Certified Nurse’s Aide (CNA) or Licensed Practical Nurse (LPN). Prospective students in the LPN Program must

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attend the LPN Tuition Assistance Workshop, which gives an overview of the LPN job market, approved schools that offer LPN programs, and tuition assistance procedures and requirements.

Earn a nursing degree Financial assistance is available if you are enrolled in a nursing program. The Training Funds also provide you with case management, academic advisement and support if you are enrolled in the following types of nursing programs: RN: Registered Nurse Degree Programs AAS: Associate of Applied Science in Nursing BSN: Bachelor of Science in Nursing, including RN to BSN MSN: Master of Science in Nursing, including Nurse Practitioner and other advanced nursing degrees Please visit MyTEF for more information www.1199SEIUBenefits.org/mytef-sign-up/ For more information, call (844) TEF-1199 (844-833-1199).


Child and Youth Benefits

FOR YOUR BENEFIT

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Para Su Beneficio

CONTENIDOS

INVIERNO 2021-22 BENEFICIOS DE SALUD 18 Mensaje del Dr. Van H. Dunn, Director Médico Ejecutivo 18 ¿Qué puede hacer para reducir el riesgo de desarrollar una enfermedad cardíaca? 19 ¡Haga del 2022 el Año en el que se Asocie con Su Médico! 19 Inspírese con Su Calendario del Fondo de 2022 20 ¡La Aplicación Móvil MyAccount estará Disponible Pronto! 20 Manténgase Sano(a) este Invierno: Vacúnese contra la Influenza y Obtenga Su Refuerzo contra la COVID-19, si es Elegible 21 Miembros del Fondo de Beneficios del Gran Nueva York: El Período de Inscripción Abierta para Cónyuges Comienza el 1 de Enero 21 Miembros del Fondo Nacional de Beneficios: Tienen Disponible la Licencia Familiar Paga VIDA SALUDABLE 22 Proteja Su Salud Ahora, Prevenga el Cáncer Después 23 Convierta los Alimentos Básicos de Su Despensa en Comidas Saludables y Económicas en el Taller de Bienestar en Línea de Enero 23 Aprenda Cómo Tener un Embarazo Saludable en Nuestro Próximo Taller Prenatal en Línea PERFIL DEL MIEMBRO 24 Russell Smith Russell Smith reconoce que sus beneficios de salud de 1199SEIU le ayudaron a salvar su vida después de un diagnóstico de cáncer terminal.. BIENESTAR FINANCIERO 26 ¡Aproveche al Máximo Su Reembolso con el Crédito Tributario por Ingresos del Trabajo! 27 La Serie Gratuita de Bienestar Financiero En Línea Regresa esta Primavera 27 Próximamente: El Mundo del Dinero: Un Programa En Línea Nuevo para Sus Hijos BENEFICIOS DE LA CAPACITACIÓN 28 Los Fondos de Capacitación y Empleo le Ayudan a Ascender en la Carrera de Enfermería BENEFICIOS PARA NIÑOS Y JÓVENES 29 Programa De Campamento de Estadía Anne Shore: ¡Cree Recuerdos Que Duren Toda La Vida!

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ENERO ES

EL MES NACIONAL

DEL DONANTE DE SANGRE Las donaciones de sangre disminuyen durante y después de las vacaciones, así que marque la diferencia este enero con la donación de sangre completa o de plaquetas. Si desea encontrar un centro de donación cercano, visite RedCrossblood.org o llame al (800) REDCROSS (733-2767).

Únase a los Compañeros Miembros en Facebook e Instagram La página de Facebook y la cuenta de Instagram de nuestros Fondos de Beneficios y Pensiones de 1199SEIU están ayudando a miles de miembros a mantenerse al día de las últimas novedades sobre beneficios y pensiones, talleres online, noticias sobre bienestar y mucho más. Si usted todavía no es uno de ellos, simplemente visite www.Facebook.com/1199SEIUBenefitFunds y haga clic en “Like” (Me gusta). En Instagram, síganos en @1199SEIUBenefitFunds. Además, asegúrese de visitar nuestras páginas de Training and Employment (Empleo y Capacitación) y Child Care Funds (Fondos de Cuidado Infantil).

El Fondo Nacional de Beneficios considera que es un “plan de salud de derechos adquiridos” en virtud de lo estipulado en la Ley de Medidas de Protección del Paciente y Cuidado de Bajo Costo (la “Ley de Cuidado de Bajo Costo”). Un plan de salud de derechos adquiridos puede preservar cierta cobertura médica básica que ya se encontraba en efecto cuando se aprobó esa ley en 2010. Dicho plan no puede incluir determinadas protecciones al consumidor señaladas en la Ley de Cuidado de Bajo Costo que se aplican a otros planes, por ejemplo, el requisito de un proceso de revisión externa para las apelaciones de las reclamaciones. Sin embargo, los planes de salud de derechos adquiridos deben cumplir con otras protecciones para el consumidor establecidas en la Ley de Cuidado de Bajo Costo, por ejemplo, la eliminación de los límites de por vida de los beneficios. El plan de Salario de Clase III no es un plan de salud de derechos adquiridos. Si tiene preguntas acerca de cuáles protecciones se aplican a un plan de salud de derechos adquiridos y cuáles no, puede comunicarse con el administrador del plan al (646) 473-9200. También puede comunicarse con la Administración para la Seguridad de los Beneficios del Empleado del Departamento de Trabajo de los EE. UU. por teléfono al (866) 444-3272 o visitando el sitio web www.dol.gov/agencies/ebsa/es/about-ebsa/ask-a-question/hace-una-pregunta. Allí, encontrará una tabla en la que se resumen cuáles protecciones se aplican a los planes de salud de derechos adquiridos y cuáles no.


CARTA DE LA DIRECTORA EJECUTIVA Estimados miembros: Con el 2021 atrás, tenemos la esperanza de que el 2022 traiga la alentadora promesa que todos hemos estado esperando. Si bien somos cautelosos, estamos optimistas de que el impacto de la pandemia en nuestra vida tanto en el ámbito colectivo como en el personal disminuirá a medida que comenzamos el nuevo año. Cada nuevo año trae oportunidades nuevas.Y ahora, más que nunca, el 2022 es una gran oportunidad para enfocarnos en usted. Es un buen momento para que “usted” se convierta en el primer objetivo del Año Nuevo. Esta es una excelente manera de comenzar: programe una cita para hacerse un chequeo físico anual que no se haya hecho aún, de modo que se ponga al día con su salud física, o salga de su zona de confort y hable con un terapeuta, tal vez por primera vez, para mantenerse al día con la salud emocional. Cualquiera de esos pasos es un paso en la dirección correcta. En los Fondos estamos comprometidos a ayudarles a dar esos pasos y a asegurarnos de que ustedes, nuestros miembros, tengan acceso a un médico de atención primaria de calidad, que será su socio en la atención, y a una red diversa de profesionales que apoyarán su salud mental y bienestar emocional.

Cada nuevo año trae oportunidades nuevas. Y ahora, más que nunca, el 2022 es una gran oportunidad para enfocarnos en usted. Es un buen momento para que “usted” se convierta en el primer objetivo

Y hablando de compromiso, Russell Smith, nuestro miembro destacado en esta edición de Para su Beneficio, se comprometió con su salud cuando recibió un diagnóstico de cáncer hace cinco años. Russell, representante sénior de facturación en Montefiore Medical Center, se convirtió en su mejor defensor y recibió la atención que necesitaba para salvar su vida. Si bien sus Fondos de Beneficios y Pensiones administran sus beneficios, también estamos nosotros a su disposición para ayudarle y acompañarle en su lucha por llevar un estilo de vida más saludable física y emocionalmente. Por lo tanto, preste mucha atención al mensaje del Dr. Dunn sobre la detección precoz de enfermedades cardíacas (página 18) y consulte información importante sobre lo que puede hacer para reducir el riesgo de cáncer (página 22). Las campañas nacionales de concientización sobre la salud que se llevarán a cabo en febrero abordarán ambas temáticas. A lo largo del 2022, le ofreceremos muchos consejos y programas nuevos sobre cómo trabajar con su médico, encontrar el proveedor adecuado, comer mejor, sentirse mejor e incorporar un enfoque de autocuidado nuevo y prometedor a su vida. Otra excelente manera de comenzar el Año Nuevo es que nos acompañe el sábado 29 de enero en nuestro taller de nutrición en línea, “Convierta los alimentos básicos en comidas saludables y económicas” (detalles en la página 23), una de las tantas maneras en las que estamos ayudando a fomentar estilos de vida saludables en 2022. Sí, el 2022 le trae oportunidades nuevas y renovadoras para que se convierta en una persona más sana.Y estamos comprometidos a colaborar con usted en ese proceso. ¡Le deseo un año nuevo lleno de felicidad, salud y alegría! Atentamente.

del Año Nuevo. Donna Rey, Doctora en Educación Directora Ejecutiva Fondos de Beneficios y Pensiones de 1199SEIU

PARA SU BENEFICIO

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Beneficios de Salud

Un Mensaje del

Dr. Van H. Dunn, Director Médico Ejecutivo Estimados miembros: La enfermedad cardíaca suele denominarse la asesina silenciosa, y muchas personas no se dan cuenta de que la padecen hasta que se vuelve potencialmente mortal. Aunque a veces se crea que la enfermedad cardíaca es una enfermedad que se da en los hombres, según los Centros para el Control y la Prevención de Enfermedades, es la causa número uno de muerte entre las mujeres negras y caucásicas y entre las mujeres latinas y asiáticas, después del cáncer. Al acercarse febrero, el mes del corazón en los Estados Unidos, me gustaría hacer hincapié en el riesgo que enfrentan las mujeres. Si bien los hombres son más propensos que las mujeres a sentir dolores agudos y repentinos en el pecho, comúnmente asociados con enfermedades cardíacas, las mujeres pueden experimentar otros síntomas, que incluyen los siguientes: dificultad para respirar mientras se realizan las actividades diarias presión incómoda, dolor sordo o malestar en el pecho dolor en los brazos, la espalda, el cuello o la mandíbula sensación de saciedad que puede parecer indigestión náuseas o vómitos fatiga extrema e inusual Si es mujer y experimenta alguno de estos síntomas, consulte a su médico para que puedan evaluarla y tratarla adecuadamente. Los síntomas de la mujer se pueden confundir con signos de otras afecciones, como trastornos de pánico o estrés, así que asegúrese de que su médico comprenda lo que está experimentando o busque una segunda opinión. Por último, como su director médico ejecutivo, quiero darles a todos nuestros miembros un mensaje de despedida para reflexionar: usted es el mejor defensor de su salud. Su médico y otros proveedores de atención médica son sus socios. Haga escuchar su voz y comparta sus experiencias con ellos. Su voz y sus experiencias importan.

EL 4 DE FEBRERO ES EL DÍA NACIONAL

VESTIR DE

ROJO

Busque en su armario una prenda de color rojo y úsela a modo de ayuda para concientizar sobre las enfermedades cardíacas en mujeres y mostrar su apoyo a la salud cardíaca en ellas.

¿Qué puede hacer para reducir el riesgo de desarrollar una enfermedad cardíaca? Empiece por adoptar hábitos saludables ahora que cree que puede lograrlo, por ejemplo, comer una dieta reducida en grasas, rica en proteínas y reducida en sodio; hacer ejercicio de manera frecuente; mantener un peso saludable; no fumar; y controlar el estrés a través de actividades como la respiración profunda, la meditación o el yoga. Además, no olvide su examen físico anual. Si tiene hipertensión, colesterol alto o diabetes, mantenga estas afecciones controladas siguiendo las recomendaciones de su médico, incluso tomando los medicamentos necesarios.

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Beneficios de Salud

¡Haga del 2022 el Año en el que se Asocie con Su Médico! Ha vivido muchas experiencias en los últimos dos años, por lo tanto, el Año Nuevo es el momento perfecto para comprometerse a cuidarse a usted mismo y a los demás. Si usted, como muchos trabajadores de la salud, pospuso los controles o los exámenes médicos de rutina durante la pandemia, programe ahora una cita con su médico de atención primaria para volver a ponerse al día con su salud. La relación con su médico es realmente una asociación, así que asegúrese de que su médico:

Le haga preguntas sobre sus antecedentes familiares, estilo de vida y niveles de estrés, no solo sus síntomas

Se tome el tiempo para escucharlo(a) realmente y responder a sus preguntas con paciencia

No le haga sentir apurado(a)

No desestime sus preocupaciones ni lo(a) interrumpa

Le explique los diagnósticos, los planes de tratamiento y los medicamentos de manera simple y completa Sea capaz de hacer que se sienta cómodo(a) al hablar sobre temas delicados o de salud personal

Si su médico no es su socio, considere buscar uno que sí lo sea. Para encontrar un médico nuevo participante en la red de Fondos, visite www.1199SEIUBenefits.org/find-a-provider.

Inspírese con Su Calendario del Fondo de 2022 El calendario de los Fondos de Beneficios y Pensiones de este año contiene frases positivas y palabras de aliento de miembros como usted que han trabajado en la primera línea de la pandemia de la COVID 19. También encontrará información de contacto importante y descripciones generales rápidas y breves de los servicios y los programas que ofrecen los Fondos. Hemos enviado el calendario por correo a los miembros que asistieron a seminarios web de bienestar en 2021 o que participaron en programas de bienestar en línea. Si desea recibir un calendario, envíe un correo electrónico a MemberServices@1199Funds.org.

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Beneficios de Salud

¡La Aplicación Móvil MyAccount estará Disponible Pronto! Acceder a sus beneficios con MyAccount es más fácil que nunca; esté atento(a) a nuestro próximo anuncio para descargar nuestra aplicación móvil MyAccount en su teléfono inteligente o tableta. Desde que los Fondos de Beneficios lanzaron por primera vez MyAccount en línea, más de 125,000 miembros han creado cuentas para ver y actualizar su información personal, inscribir dependientes elegibles, consultar reclamaciones y más. Esto se debe a que MyAccount es una manera conveniente y fácil de acceder a sus beneficios en cualquier momento y en cualquier lugar.

Utilice MyAccount para hacer lo siguiente: n

n n n

n

n n n

n n

Cambiar su dirección y actualizar otro tipo de información personal. Inscribir a sus dependientes elegibles. Averiguar el estado de una reclamación. Consultar los estados de cuenta de su Explicación de Beneficios (EOB). Solicitar una tarjeta de identificación de beneficios de salud nueva. Coordinar los beneficios de su cónyuge. Inscribirse en nuestro Programa Prenatal. Inscribirse para obtener los beneficios ofrecidos por los Fondos de Cuidado Infantil de 1199SEIU. Solicitar un cálculo de la pensión. Solicitar su pensión.

Sí aún no lo ha hecho, créese una cuenta en www.My1199Benefits.org.

Manténgase Sano(a) este Invierno: Vacúnese contra la Influenza y Obtenga Su Refuerzo contra la COVID-19, si es Elegible No es demasiado tarde para colocarse la vacuna anual contra la influenza y evitar la fiebre, los dolores y los escalofríos que puede traer la influenza estacional. Además, con el riesgo potencial de cepas nuevas de la COVID-19, vacunarse contra el virus es más importante que nunca, si aún no lo ha hecho. Esto se debe a que las vacunas ofrecen una protección generalizada para usted y quienes lo rodean. Afortunadamente, tanto la vacuna contra la influenza como la vacuna contra la COVID-19 están disponibles a través de su proveedor de atención primaria, en clínicas y en farmacias participantes. Visite www.1199SEIUBenefits.org/vaccine-locations para encontrar un sitio de vacunación contra la COVID-19 cercano. Solo pregúntele a su proveedor de atención médica cuándo debe colocarse las vacunas para maximizar la efectividad.

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Beneficios de Salud MIEMBROS DEL FONDO DE BENEFICIOS DEL GRAN NUEVA YORK:

El Período de Inscripción Abierta para Cónyuges Comienza el 1 de Enero Si desea inscribir a su cónyuge para la cobertura de salud a través del plan del Fondo de Beneficios del Gran Nueva York, visite www.My1199Benefits.org para acceder a los materiales de inscripción. Simplemente complete y firme el Formulario de autorización de cobertura para cónyuge y deducción de nómina para autorizar una deducción de $25 por semana de su cheque de pago y entrégueselo a su empleador antes del 1 de febrero para que la cobertura comience el 1 de marzo. Incluso si no inscribe a su cónyuge, usted y sus hijos de hasta los 26 años tienen cobertura integral, sin pagos de primas. No se demore, el período de inscripción finaliza el 31 de enero. Si necesita ayuda para inscribir a su cónyuge, llame a nuestro Departamento de Servicios para Miembros al (646) 473-9200.

MIEMBROS DEL FONDO NACIONAL DE BENEFICIOS:

Tienen Disponible la Licencia Familiar Paga Cuando las responsabilidades de cuidado requieren que se ausente del trabajo, la licencia familiar paga (PFL) del Estado de Nueva York puede proporcionar una compensación salarial parcial durante su licencia. Los miembros del Fondo Nacional de Beneficios son elegibles para recibir los beneficios de la PFL sin costo para los siguientes eventos que califican: • Cuidar a un miembro de la familia que padece una afección grave. • Afianzar el vínculo con un recién nacido, un niño recientemente adoptado o entregado bajo tutela. • Proporcionar apoyo cuando llaman a un miembro de la familia para que preste servicio militar activo. Puede recibir hasta 12 semanas de licencia al 67 % de su salario semanal promedio (se limita al 67 % del salario semanal promedio del Estado de Nueva York). Mientras esté fuera, la cobertura de salud de su Fondo de Beneficios continuará ininterrumpidamente y se le garantizará un empleo continuado o similar cuando finalice su licencia.

Para obtener más información y solicitar el beneficio, visite www.1199SEIUBenefits.org/paid-family-leave. ISi necesita más ayuda, llame a nuestro Departamento de Servicios para Miembros al (646) 473-9200.

MIEMBROS DEL FONDO DE BENEFICIOS DEL GRAN NUEVA YORK: también es elegible para la PFL, aunque la reciba a través de su empleador y no a través del Fondo.

PARA SU BENEFICIO

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Vida Saludable

FEBRERO ES EL MES NACIONAL DE PREVENCIÓN DEL CÁNCER

Proteja Su Salud Ahora, Prevenga el Cáncer Después

Según la Sociedad Estadounidense del Cáncer, se diagnosticaron casi dos millones de casos nuevos de cáncer en 2021, y los expertos en salud afirman que casi el 40 % de ellos se pueden prevenir. En febrero es el mes nacional de prevención del cáncer, un buen momento para evaluar su riesgo de desarrollar cáncer y aprender qué puede hacer para No Fume protegerse. Aunque su riesgo puede variar en función de aspectos como sus antecedentes de Fumar y consumir otros productos con tabaco salud personales y familiares, puede realizar son la principal causa de cáncer de pulmón cambios en el estilo de vida para ayudar a reducir y también pueden causar cánceres de boca, el riesgo de desarrollar cáncer. esófago, estómago y páncreas. El humo de segunda mano aumenta el riesgo de desarrollar Limite el Consumo cáncer en quienes amamos. de Alcohol Beber alcohol en exceso estresa la función de los órganos y la reparación celular, lo que puede causar enfermedades potencialmente mortales y aumentar el riesgo de cáncer de hígado, colon y garganta. Se considera consumo excesivo 15 bebidas por semana en hombres y 8 bebidas en mujeres.

Coma Alimentos Saludables Una dieta rica en frutas y verduras de diferentes colores ayuda a proporcionar una variedad de antioxidantes, vitaminas y minerales esenciales para estimular su sistema inmunitario y ayudarle a combatir las enfermedades.

Estrésese Menos Nuestra salud mental nos afecta físicamente, por lo tanto, practicar el cuidado personal es clave para prevenir enfermedades. Trate de lograr un equilibrio saludable entre el trabajo y la vida personal, asegúrese de dormir lo suficiente y pruebe actividades para reducir el estrés, como la meditación o el yoga.

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Muévase Hacer ejercicio de manera frecuente puede ayudar al sistema inmunitario, regular las hormonas y mantener un peso saludable, lo que reduce el riesgo de desarrollar enfermedades, como la obesidad, la diabetes tipo 2 y las enfermedades cardíacas. Cualquier cantidad de ejercicio ayuda, así que hable con su médico sobre lo que es adecuado para usted.

Controle Su Estado de Salud Los chequeos frecuentes son la mejor manera de obtener un panorama claro de su salud y de detectar cualquier condición a tiempo. Hable con su médico sobre los exámenes médicos recomendados, especialmente si tiene antecedentes familiares de cáncer.

Visite nuestro sitio web en www.1199SEIUBenefits.org para acceder a videos, artículos y seminarios web sobre alimentación saludable, meditación consciente, yoga y más.


Vida Saludable

Convierta los Alimentos Básicos de Su Despensa en Comidas Saludables y Económicas en el Taller de Bienestar en Línea de

¿Qué?:

Cuándo:

El sábado 29 de enero acompáñenos en el taller en línea de nuestro Departamento de Bienestar, “Convierta los alimentos básicos de su despensa en comidas saludables y económicas”. Los educadores de salud le explicarán cómo puede llenar la alacena de su cocina con alimentos básicos nutritivos y económicos que pueden ayudar a preparar la comida de manera rápida y sencilla. También harán una demostración de cocina sobre cómo preparar comidas sabrosas y ricas en nutrientes. Finalmente, una trabajadora social estará a cargo de un taller de autocuidado sobre estrategias para superar y prevenir el agotamiento por estrés laboral, problemas personales o la pandemia de la COVID-19.

Enero

Taller en línea, “Convierta los alimentos básicos de su despensa en comidas saludables y económicas”

Sábado, 29 de Enero de 10:00 am a 10:40 am: “Convierta los alimentos básicos de su despensa en comidas saludables y económicas” más una demostración de cocina. de 10:45 am a 11:15 am: Taller de autocuidado

Dónde:

Este taller se realizará en línea. Para inscribirse y obtener más información, visite www.1199SEIUBenefits.org/ wellness-events/ Proporcionado por Worksite Medical Services, P.C. y ofrecido únicamente en inglés.

Aprenda Cómo Tener un Embarazo Saludable en Nuestro Próximo Taller Prenatal en Línea Participe en el próximo taller prenatal en línea* de nuestro Departamento de Bienestar el sábado 5 de marzo, en el que obtendrá información sobre cómo mantenerse saludable durante el embarazo y después de que nazca el bebé. También obtendrá información sobre cómo prepararse para la fecha de parto, y qué esperar durante el trabajo de parto y el parto. Independientemente de que espere su primer, segundo o tercer hijo, no querrá perderse esta oportunidad de aprender cómo tener un embarazo saludable con menos complicaciones. Como siempre, ¡las parejas son bienvenidas!

¿Qué?: Taller Prenatal Cuándo: Sábado 5 de Marzo Hora: De 10:30 am a 2:30 pm *Proporcionado por Worksite Medical Services, P.C. y ofrecido únicamente en inglés.

Dónde:

Visite nuestro sitio web, www.1199SEIUBenefits.org/webinars, para obtener información sobre cómo participar en el taller. También puede enviar un correo electrónico a Wellness@1199Funds.org con su nombre y la dirección de correo electrónico a la que podamos enviarle la invitación.

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Perfil del Miembro

Russell Smith Russell Smith reconoce que sus beneficios de salud de 1199SEIU le ayudaron a salvar su vida después de un diagnóstico de cáncer terminal. Hace solo unos años, Russell Smith, un representante sénior del área de Facturación en Montefiore Medical Center, pensó que su vida había terminado. Sabía que el cáncer era hereditario y, después de ir a su médico en 2016 para que le examinaran un bulto sospechoso, se enteró de que tenía un cáncer que se había extendido por todo el cuerpo. Pero Russell no estaba dispuesto a ceder ante su enfermedad y buscó una segunda opinión, una decisión que, según él, probablemente le salvó la vida. Después de someterse a pruebas y exámenes adicionales, Russell recibió la mejor noticia que podía haber esperado: su afección se podía tratar.

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“Mis beneficios de 1199SEIU me dieron una segunda oportunidad en la vida; me ayudaron a superar el cáncer”, explica. “Sin ellos, nunca hubiera podido hacerme esas pruebas nuevas”. Los beneficios también cubrieron su cirugía e incluso pagaron sesiones de terapia dos veces por semana. Además, continuó utilizando sus beneficios para la salud mental durante la pandemia de la COVID-19. Como sobreviviente de cáncer, Russell fue extremadamente cauteloso mientras trabajaba durante la pandemia, ya que sabía que tenía un mayor riesgo de desarrollar un caso grave de COVID-19 si se infectaba. Tampoco quería transmitirle la enfermedad a su hijo, Russell Jr., que vive con él. “Les recomiendo a todos que se vacunen”, dice Russell, quien recibió la vacuna en la primavera. “Es mejor prevenir que curar”.

su dieta de hamburguesas y papas fritas a salmón y col rizada. También levanta pesas en el gimnasio, camina una milla dos veces al día y medita 30 minutos cada día. Tiene la misión de hacerles saber a los demás lo importante que puede ser llevar una vida sana. Incluso autopublicó un libro sobre su experiencia, Tragedy into Triumph: Surviving Prostate Cancer (De la tragedia al triunfo: sobrevivir al cáncer de próstata). “Si puedo salvar a alguien del dolor que yo he soportado, he cumplido mi objetivo”, explica.

Cuando comenzó a trabajar en Montefiore hace 28 años, Russell nunca se había dado cuenta de cuán importantes serían para él sus beneficios. “Mis beneficios me apoyaron en un 150 %”, dice. “Por lo tanto, es correcto que comparta mi historia con mis hermanos y hermanas de 1199SEIU, para hacerles saber cómo los protegen con sus beneficios. Insto a todos a que utilicen sus beneficios, Después de todo lo que ha pasado, no solo para P.C. mantenerse sanos, sino Russell se toma muyProporcionado en serio la por salud. Worksite Medical Services, y únicamente en inglés. incluso para salvar sus vidas”. Ha cambiado los alimentos básicos de


Perfil del Miembro

“Si puedo salvar a alguien del dolor que yo he soportado, he cumplido mi objetivo”.

¿Qué Significan sus Beneficios para Usted? Usted cuenta con beneficios de salud para ayudarlo en sus esfuerzos por mantenerse saludable, ya sea mediante controles regulares, al mantener bajo control una condición crónica o simplemente al mejorar su estilo de vida en general. Pero, ¿ha habido un momento en que su cobertura de salud literalmente salvó su vida o la de un ser querido? Si es así, nos gustaría saber su opinión. Para compartir su historia con otros miembros en un número futuro de Para su Beneficio, contacte al Fondos en: Communications@1199Funds.org.

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Bienestar Financiero

¡Aproveche al Máximo Su Reembolso con el Crédito Tributario por Ingresos del Trabajo! El Programa de Asistencia en la Preparación de la Declaración de Impuestos del Fondo se ha asociado nuevamente con Food Bank For New York City y la organización sin fines de lucro Ariva para ayudar a garantizar que sus impuestos se preparen correctamente y que reciba todo lo que le corresponde en su reembolso, incluido el crédito tributario por ingreso del trabajo (EITC). Esta temporada de impuestos, es elegible para los servicios gratuitos de preparación de impuestos en la ciudad de Nueva York si cumple con las pautas de elegibilidad.Visite www.1199SEIUBenefits.org/eitc para obtener información de elegibilidad de ingresos.

El EITC no es un reembolso de impuestos; es dinero adicional que proviene del gobierno en forma de un crédito tributario. Solicite el Crédito tributario por Ingresos del Trabajo Averigüe si reúne los requisitos de ingresos para solicitar el EITC con las pautas de impuestos de 2021 que se indican a continuación: •

Ingresos inferiores a $51,464 ($57,414 si está casado/a y presenta una declaración conjunta) con tres o más hijos.

Ingresos inferiores a $47,915 ($53,865 si está casado/a y presenta una declaración conjunta) con dos hijos dependientes.

Ingresos inferiores a $42,158 ($48,108 si está casado/a y presenta una declaración conjunta) con un hijo dependiente.

Ingresos inferiores a $21,430 ($27,380 si está casado/a y presenta una declaración conjunta) sin hijos dependientes.

Visite www.1199SEIUBenefits.org/eitc para obtener más programas e información de la declaración de impuestos, o llame a Servicios para los Miembros al (646) 473-9200.

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Bienestar Financiero

La Serie Gratuita de Bienestar Financiero En Línea Regresa esta Primavera Estresarse por problemas financieros puede afectar tanto su bienestar físico como mental. Es por eso que muchos miembros como usted confían en la serie en línea de bienestar financiero de su Fondo de Beneficios, “Tome el control de sus finanzas”. Este programa se diseñó específicamente para los miembros de 1199SEIU para ofrecerles estrategias útiles y acceso a presentaciones en línea que se pueden ver desde la comodidad de su hogar.

Su voz. Su Experiencia. La miembro

El semestre de primavera comenzará pronto. Las clases estarán a cargo, una vez más, del experto en finanzas, Ryan C. Mack. Visite www.1199SEIUBenefits.org/takecharge para obtener los detalles, inscribirse en los cursos, que incluyen temas como Estrategias de ahorro y Cómo recuperarse de problemas financieros, y acceder a videos en inglés y español. Todas las clases se llevarán a cabo en línea los sábados a las 10:00 am. ¡Regístrese hoy!

Annalissa Vicencio Comparte la Suya.

“Mi esposo y yo hemos asistido a TODOS los talleres de ‘Tome el control de sus finanzas’ y los AMAMOS. Estamos muy agradecidos por los talleres; Ryan los hace de manera práctica y nos ayuda de manera generosa. Recomiendo mucho esta serie a cualquiera que desee mejorar sus finanzas: ¡asista a todos y haga preguntas!”.

– Annalissa Vicencio, terapeuta licenciada en artes creativas (LCAT) y terapeuta musical certificada por la junta (MT-BC), en Children’s Hospital, en Montefiore

Programa de Primavera 2 de abril:

Estrategias de ahorro, parte 1: Cómo manejar los gastos

23 de abril: Estrategias de ahorro, parte 2: Protección de su salud financiera 7 de mayo:

La importancia del crédito: Cómo usarlo y no abusar de él

21 de mayo: Cómo recuperarse de problemas financieros 4 de junio:

Trabajar para obtener la jubilación, parte 1: Cómo ahorrar

25 de junio: Trabajar para obtener la jubilación, parte 2: Comprensión de las inversiones y la terminología financiera

Consejo del Experto en Finanzas

Ryan C. Mack

Considere su jubilación como un taburete de tres patas: Su jubilación es como un taburete de tres patas: la primera pata es su pensión de beneficio definido de 1199SEIU, la segunda es el Seguro Social y la tercera son sus ahorros 401k o cuenta de retiro individual (IRA). Los tres juegan un papel importante en su apoyo cuando se jubile.

Próximamente: El Mundo del Dinero: Un Programa En Línea Nuevo para Sus Hijos Si desea que sus hijos comprendan mejor qué es el dinero y cómo usarlo de manera sabia, tenemos buenas noticias. Nuestro programa de Bienestar Financiero y Child Care Corporation se han asociado para ofrecer El mundo del dinero, un programa en línea nuevo para los hijos de los miembros de 1199SEIU. Para obtener más información, visite www.1199SEIUBenefits.org/financial-wellness/kids.

PARA SU BENEFICIO

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Beneficios de la Capacitación

Los Fondos de Capacitación y Empleo le Ayudan a Ascender en la Carrera de Enfermería Si está interesado en avanzar en la carrera de enfermería, sus Fondos de Capacitación y Empleo (TEF) están aquí para ayudarle.

Mejore sus habilidades:

los TEF ofrecen miles de horas de clases en línea y seminarios web para mejorar sus conocimientos, cumplir con los requisitos de educación continua, prepararse para los exámenes de certificación y mejorar las habilidades de atención al paciente. Si necesita ayuda con una clase, nuestros centros de aprendizaje ofrecen apoyo educativo, servicios de tutoría, talleres y acceso a una variedad de recursos académicos.

Reciba asesoramiento profesional y asistencia para la búsqueda de empleo:

puede reunirse con asesores de manera individual o asistir a talleres de asesoramiento para trazar su trayectoria profesional e identificar formas de alcanzar sus objetivos, tanto en la atención directa al paciente como en la industria de la salud en general. Nuestro Centro de Empleo ofrece servicios de colocación laboral, que incluyen revisiones de currículum, selección de teléfonos de los solicitantes y referencias de vacantes al hacer coincidir las calificaciones de los solicitantes con los requisitos de vacantes.

Obtenga una certificación como CNA o LPN: puede recibir asistencia financiera y de otro tipo, incluido apoyo académico y asesoramiento profesional, para obtener la certificación como asistente de enfermería certificado

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(CNA) o enfermero(a) practicante con licencia (LPN). Los futuros estudiantes en el programa LPN deben asistir al Taller de asistencia para obtener la matrícula de LPN que brinda una descripción general del mercado laboral de LPN, las escuelas aprobadas que ofrecen programas de LPN y los procedimientos y requisitos de asistencia para la matrícula.

Obtenga un título en enfermería:

si está inscrito en un programa de enfermería, tiene a su disposición ayuda financiera. Los Fondos de capacitación también brindan administración de casos, asesoramiento académico y apoyo si está inscrito en los siguientes tipos de programas de enfermería: RN: programas de titulación de enfermería registrada AAS: diplomatura en Ciencias Aplicadas de la Enfermería BSN: licenciatura en Ciencias de la Enfermería, que incluye de RN a BSN MSN: maestría en Ciencias de la Enfermería, que incluye enfermería especializada y otros títulos avanzados de enfermería Para obtener más información, visite MyTEF: www.1199SEIUBenefits.org/mytef-sign-up/ Para obtener más información, llame al (844) TEF-1199 (844-833-1199).


Beneficios para Niños y Jóvenes

PROGRAMA DE CAMPAMENTO DE ESTADÍA ANNE SHORE

¡Cree Recuerdos Que Duren Toda La Vida! EL PROGRAMA DE CAMPAMENTO ANNE SHORE OFRECE LO SIGUIENTE

• Experiencia en un campamento de estadía de dos, tres o cuatro semanas durante el verano • Arte, deportes, aventura al aire libre, tecnología y campamentos tradicionales • Campamentos especializados para niños con necesidades especiales

¿POR QUÉ PRESENTAR LA SOLICITUD? El campamento de estadía es una excelente manera para que su hijo aprenda lo siguiente: • Independencia • Responsabilidad • Nuevas habilidades y pasatiempos

¿QUIÉN PUEDE PRESENTAR LA SOLICITUD? Sus hijos pueden ser elegibles si: • Actualmente usted trabaja para un empleador contribuye y ha sido elegible para la cobertura familiar (salario o elegibilidad de clase I) a través de su Fondo de Beneficios durante al menos un año • Ellos tienen entre 9 y 15 años de edad al comienzo del campamento

Presente la solicitud en línea antes del 31 de enero en:

www.1199SEIUBenefits.org/Anne-Shore-Camp

Para obtener más información, comuníquese con la Corporación de Cuidado Infantil del Empleador de 1199SEIU al (212) 564-2220 o por correo electrónico a AnneShoreCampProgram@1199Funds.org.

PARA SU BENEFICIO

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HIPAA NOTICE If you would like a copy of the Funds’ Notice of HIPAA Privacy Practices, please visit www.1199SEIUBenefits.org, or request one in writing by writing to the 1199SEIU Benefit Funds Privacy Officer at 498 Seventh Avenue, 9th Floor, New York, NY 10018.

SUMMARY ANNUAL REPORT 1199SEIU National Benefit Fund for Health and Human Service Employees This is a summary of the annual report of the 1199SEIU National Benefit Fund for Health and Human Service Employees (the “Fund”), EIN: 13-1628401, for the period January 1, 2020, to December 31, 2020. This is a welfare benefit plan offering life insurance, health, dental, vision and prescription drug benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA). Except with respect to the benefits specified under “Insurance Information” below, the plan is self-insured and has committed to pay covered claims out of plan assets. Insurance Information The plan has contracts with Amalgamated Life Insurance Company (“Amalgamated Life”), Guardian Life Insurance Company of America, Excellus BlueCross BlueShield (“Excellus BCBS”), Aetna Life Insurance Company, Humana Medical Plans Inc., Emblem Health and MVP Health Care to pay certain life insurance, dental benefits, and accidental death and dismemberment claims incurred under the terms of the plan. The total premiums paid for the plan year ending December 31, 2020, were $147,257,672. Because the Amalgamated Life and Excellus BCBS contracts are so-called “experiencerated” contracts, the premium costs are affected by, among other things, the number and size of claims. Of the total insurance premiums paid for the plan year ending December 31, 2020, the premiums paid under such “experience-rated” contracts were $12,078,186, and the total of all benefit claims paid under these experience-rated contracts during the plan year was $11,737,685. Basic Financial Statement The value of plan assets, after subtracting liabilities of the plan, was $83,911,703 as of December 31, 2020, compared to $129,667,010 as of January 1, 2020. During the plan year, the plan experienced a decrease in its net assets of $45,755,307. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $1,873,616,780, including employer contributions of $1,867,501,512, gain in earnings from investments of $531,525,

COBRA payments of $2,894,811, and other earnings of $2,688,932. Plan expenses were $1,919,372,087. These expenses included $104,197,885 in administrative expenses, $1,787,453,382 in benefits paid to participants and beneficiaries, $38,345 in investment and advisor fees, $190,012 in interest expenses, $17,803,592 in lease expenses and $9,688,871 in other expenses. Your Rights to Additional Information You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: 1. An accountant’s report; 2. Financial information and information on payments to service providers; 3. Assets held for investment; 4. Insurance information, including sales commissions paid by insurance carriers; 5. Information regarding any common or collective trusts, pooled separate accounts, master trusts or 103-12 investment entities in which the plan participates; and 6. Actuarial information regarding the funding of the plan. To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU National Benefit Fund for Health and Human Service Employees, who is the plan administrator, at PO Box 842, New York, NY 10108-0842, or call Member Services at (646) 473-9200. You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying notes will be included as part of that report. You also have the legally protected right to examine the annual report at the main office of the plan at the 1199SEIU National Benefit Fund for Health and Human Service Employees, 498 Seventh Avenue, 9th Floor, New York, NY 10018, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: U.S. Department of Labor, Employee Benefits Security Administration, Public Disclosure Room, 200 Constitution Avenue NW, Suite N-1515, Washington, DC 20210.

SUMMARY ANNUAL REPORT 1199SEIU League Job Security Fund This is a summary of the annual report of the 1199SEIU League Job Security Fund (the “Fund”), EIN: 13-3712851, for the period January 1, 2020, to December 31, 2020. This is a welfare benefit plan offering retraining, unemployment, continued health insurance, job security and job placement benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

Your Rights to Additional Information

Basic Financial Statement

To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU League Job Security Fund, who is the plan administrator, at PO Box 842, New York, NY 10108-0842, or call Member Services at (646) 473-9200.

The value of plan assets, after subtracting liabilities of the plan, was $14,785,370 as of December 31, 2020, compared to $14,883,949 as of January 1, 2020. During the plan year, the plan experienced a decrease in its net assets of $98,579. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $7,275,139, including employer contributions of $7,156,662 and other earnings of $118,477. Plan expenses were $7,373,718. These expenses included $2,733,383 in administrative expenses and $4,640,335 in benefits paid to participants.

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You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: 1. An accountant’s report; and 2. Financial information and information on payments to service providers.

You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying notes will be included as part of that report. You also have the legally protected right to examine the annual report at the main office of the plan at the 1199SEIU League Job Security Fund, 498 Seventh Avenue, 9th Floor, New York, NY 10018, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: U.S. Department of Labor, Employee Benefits Security Administration, Public Disclosure Room, 200 Constitution Avenue NW, Suite N-1515, Washington, DC 20210.


SUMMARY ANNUAL REPORT 1199SEIU League Registered Nurse Training and Job Security Fund TThis is a summary of the annual report of the 1199SEIU League Registered Nurse Training and Job Security Fund (the “Fund”), EIN: 13-3946135, for the period January 1, 2020, to December 31, 2020. This is a welfare benefit plan offering educational and training benefits to participating RNs. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

Your Rights to Additional Information

Basic Financial Statement

To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU League Registered Nurse Training and Job Security Fund, who is the plan administrator, at PO Box 842, New York, NY 10108-0842, or call Member Services at (646) 473-9200.

The value of plan assets, after subtracting liabilities of the plan, was $1,913,013 as of December 31, 2020, compared to $1,644,713 as of January 1, 2020. During the plan year, the plan experienced an increase in its net assets of $268,300. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $2,903,225, including employer contributions of $2,577,052 and other earnings of $326,173. Plan expenses were $2,634,925. These expenses included $803,572 in administrative expenses and $1,831,353 in benefits paid to participants.

You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: 1. An accountant’s report; and 2. Financial information and information on payments to service providers.

You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying notes will be included as part of that report. You also have the legally protected right to examine the annual report at the main office of the plan at the 1199SEIU League Registered Nurse Training and Job Security Fund, 498 Seventh Avenue, 9th Floor, New York, NY 10018, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: U.S. Department of Labor, Employee Benefits Security Administration, Public Disclosure Room, 200 Constitution Avenue NW, Suite N-1515, Washington, DC 20210.

SUMMARY ANNUAL REPORT 1199SEIU/Employer Child Care Fund This is a summary of the annual report of the 1199SEIU/Employer Child Care Fund (the “Fund”), EIN: 13-3641466, for the period January 1, 2020, to December 31, 2020. This is a welfare benefit plan offering child-care benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA). Insurance Information The plan has a contract with Metropolitan Life Insurance Company to pay certain child-care claims incurred under the terms of the plan. The total premiums paid for the plan year ending December 31, 2020, were $11,551. Basic Financial Statement The value of plan assets, after subtracting liabilities of the plan, was $6,801,641 as of December 31, 2020, compared to $7,936,662 as of January 1, 2020. During the plan year, the plan experienced a decrease in its net assets of $1,135,021. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $27,046,609, including employer contributions of $26,884,753, program revenue of $145,695 and other earnings of $16,161. Plan expenses were $28,181,630. These expenses included $9,853,172 in administrative and indirect program expenses, and $18,328,458 in benefits paid to participants and beneficiaries.

Your Rights to Additional Information You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: 1. An accountant’s report; 2. Financial information and information on payments to service providers; 3. Assets held for investment; and 4. Insurance information, including sales commissions paid by insurance carriers. To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU/Employer Child Care Fund, who is the plan administrator, at PO Box 842, New York, NY 10108-0842, or call Member Services at (646) 473-9200. You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying notes will be included as part of that report. You also have the legally protected right to examine the annual report at the main office of the plan at the 1199SEIU/Employer Child Care Fund, 498 Seventh Avenue, 9th Floor, New York, NY 10018, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: U.S. Department of Labor, Employee Benefits Security Administration, Public Disclosure Room, 200 Constitution Avenue NW, Suite N-1515, Washington, DC 20210.

FOR YOUR BENEFIT

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SUMMARY ANNUAL REPORT 1199SEIU Greater New York Benefit Fund This is a summary of the annual report of the 1199SEIU Greater New York Benefit Fund (the “Fund”), EIN: 13-6125570, for the period January 1, 2020, to December 31, 2020. This is a welfare benefit plan offering life insurance, health, dental, vision and prescription drug benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

of $122,570. Plan expenses were $245,311,426. These expenses included $14,816,175 in administrative expenses and $2,483,120 in other expenses, $227,950,708 in benefits paid to participants and beneficiaries, and $61,423 in investment and advisor fees.

Except with respect to the benefits specified under “Insurance Information” below, the plan is self-insured and has committed to pay covered claims out of plan assets.

You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: 1. An accountant’s report; 2. Financial information and information on payments to service providers; 3. Assets held for investment; 4. Insurance information, including sales commissions paid by insurance carriers; 5. Transactions in excess of 5 percent of the plan assets; 6. Information regarding any common or collective trusts, pooled separate accounts, master trusts or 103-12 investment entities in which the plan participates; and 7. Actuarial information regarding the funding of the plan.

Insurance Information The plan has contracts with Amalgamated Life Insurance Company (“Amalgamated Life”) and Cigna Health and Life Insurance Company (“Cigna”) to pay certain life insurance and dental benefits claims incurred under the terms of the plan. The total premiums paid for the plan year ending December 31, 2020, were $1,312,005. Because the Amalgamated Life and Cigna contracts are so-called “experience-rated” contracts, the premium costs are affected by, among other things, the number and size of claims. Of the total insurance premiums paid for the plan year ending December 31, 2020, the premiums paid under such “experience-rated” contracts were $832,336, and the total of all benefit claims paid under these experience-rated contracts during the plan year was $1,163,134. Basic Financial Statement The value of plan assets, after subtracting liabilities of the plan, was $50,095,606 as of December 31, 2020, compared to $92,008,488 as of January 1, 2020. During the plan year, the plan experienced a decrease in its net assets of $41,912,882. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $203,398,544, including employer contributions of $199,058,117, a gain in earnings from investments of $266,874, COBRA payments of $304,760, member spousal contributions of $3,646,223 and other earnings

Your Rights to Additional Information

To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU Greater New York Benefit Fund, who is the plan administrator, at PO Box 842, New York, NY 10108-0842, or call Member Services at (646) 473-9200. You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying notes will be included as part of that report. You also have the legally protected right to examine the annual report at the main office of the plan at the 1199SEIU Greater New York Benefit Fund, 498 Seventh Avenue, 9th Floor, New York, NY 10018, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: U.S. Department of Labor, Employee Benefits Security Administration, Public Disclosure Room, 200 Constitution Avenue NW, Suite N-1515, Washington, DC 20210.

SUMMARY ANNUAL REPORT 1199SEIU Greater New York Job Security Fund This is a summary of the annual report of the 1199SEIU Greater New York Job Security Fund (the “Fund”), EIN: 05-0557207, for the period January 1, 2020, to December 31, 2020. This is a welfare benefit plan offering retraining, unemployment and continued health insurance benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA).

Your Rights to Additional Information

Basic Financial Statement

To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU Greater New York Job Security Fund, who is the plan administrator, at PO Box 842, New York, NY 10108-0842, or call Member Services at (646) 473-9200.

The value of plan assets, after subtracting liabilities of the plan, was $7,399,193 as of December 31, 2020, compared to $6,185,574 as of January 1, 2020. During the plan year, the plan experienced an increase in its net assets of $1,213,619. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $1,665,312, including employer contributions of $1,646,504 and interest income of $18,808. Plan expenses were $451,693. These expenses included $165,895 in administrative expenses and $285,798 in benefits paid to participants.

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You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: 1. An accountant’s report; and 2. Financial information and information on payments to service providers.

You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying notes will be included as part of that report. You also have the legally protected right to examine the annual report at the main office of the plan at the 1199SEIU Greater New York Job Security Fund, 498 Seventh Avenue, 9th Floor, New York, NY 10018, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: U.S. Department of Labor, Employee Benefits Security Administration, Public Disclosure Room, 200 Constitution Avenue NW, Suite N-1515, Washington, DC 20210.


SUMMARY ANNUAL REPORT 1199SEIU/Greater New York Child Care Fund This is a summary of the annual report of the 1199SEIU/Greater New York Child Care Fund (the “Fund”), EIN: 75-3086330, for the period January 1, 2020, to December 31, 2020. This is a welfare benefit plan offering child-care benefits. The annual report has been filed with the Employee Benefits Security Administration, as required under the Employee Retirement Income Security Act of 1974 (ERISA). Basic Financial Statement The value of plan assets, after subtracting liabilities of the plan, was $1,405,916 as of December 31, 2020, compared to $1,401,784 as of January 1, 2020. During the plan year, the plan experienced an increase in its net assets of $4,132. This change includes unrealized appreciation and depreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the year and the value of the assets at the beginning of the year, or the cost of assets acquired during the year. During the plan year, the plan had total income of $3,377,774, including employer contributions of $3,341,223, program revenue of $36,551 and other earnings of $0. Plan expenses were $3,373,642. These expenses included $1,008,737 in administrative and indirect program expenses, and $2,364,905 in benefits paid to participants and beneficiaries.

Your Rights to Additional Information You have the right to receive a copy of the full annual report, or any part thereof, on request. The items listed below are included in that report: 1. An accountant’s report; and 2. Financial information and information on payments to service providers. To obtain a copy of the full annual report, or any part thereof, write to the Board of Trustees of the 1199SEIU/Greater New York Child Care Fund, who is the plan administrator, at PO Box 842, New York, NY 10108-0842, or call Member Services at (646) 473-9200. You also have the right to receive from the plan administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both. If you request a copy of the full annual report from the plan administrator, these two statements and accompanying notes will be included as part of that report. You also have the legally protected right to examine the annual report at the main office of the plan at the 1199SEIU/Greater New York Child Care Fund, 498 Seventh Avenue, 9th Floor, New York, NY 10018, and at the U.S. Department of Labor in Washington, DC, or to obtain a copy from the U.S. Department of Labor upon payment of copying costs. Requests to the Department should be addressed to: U.S. Department of Labor, Employee Benefits Security Administration, Public Disclosure Room, 200 Constitution Avenue NW, Suite N-1515, Washington, DC 20210.

Discrimination Is Against the Law The 1199SEIU Benefit Funds comply with applicable federal civil rights laws and do not discriminate against or exclude people on the basis of race, color, national origin, age, disability or sex. The Funds provide free aids and services to people with disabilities to communicate effectively with us, such as qualified sign language interpreters and written information in other formats (large print, audio, accessible electronic formats). The Funds provide free language services to people whose primary language is not English, such as qualified interpreters and information written in other languages. If you need these services, contact the Compliance Coordinator. If you believe the Funds have failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability or sex, you can file a grievance with: Compliance Coordinator, 498 Seventh Avenue, New York, NY 10018; (646) 473-6600 (phone); (646) 473-8959 (fax); PrivacyOfficer@1199Funds.org (email). You can file a grievance in person or by mail, fax or email. If you need help filing a grievance, the Compliance Coordinator can help you. You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights, electronically through the Office for Civil Rights Complaint Portal, available at https://ocrportal.hhs.gov/ocr/smartscreen/main.jsf, or by mail or phone at: U.S. Department of Health and Human Services, 200 Independence Avenue SW, Room 509F, HHH Building, Washington, DC 20201; (800) 368-1019 or (800) 537-7697 (TDD). Complaint forms are available at www.hhs.gov/ocr/complaints/index.html.

Language Assistance Services :

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FOR YOUR BENEFIT

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1199SEIU NATIONAL BENEFIT FUND FOR HEALTH AND HUMAN SERVICE EMPLOYEES SUMMARY OF MATERIAL MODIFICATIONS This Summary of Material Modifications describes changes that affect your welfare benefit plan and updates the Summary Plan Description (“SPD”) and Summary of Benefits and Coverage (“SBC”) that was previously distributed to you. You should keep this summary with your current SPD and SBC until the booklet is updated to reflect the changes discussed herein.

Effective on or about September 9, 2021, the 1199SEIU National Benefit Fund for Health and Human Service Employees (the “Fund”) SBC and SPD and/or Plan shall be amended to provide that the Plan will cover Partial Hospitalization Programs (“PHP”) for substance abuse disorders, and to clarify its restrictions on custodial care charges and unproven procedures. The following underlined and bold language shall be added to the SPD and the strikethrough language shall be omitted: OVERVIEW and SECTION II.C • …

Benefits are not provided for care in a sub-acute nursing home or skilled nursing facility

WHAT IS NOT COVERED The Benefit Fund does not cover: … • Care or service in a nursing home, skilled nursing facility, rest home or convalescent home • Custodial care or sub-acute care in a hospital, skilled nursing facility, nursing home, or any other institution • Inpatient sub-acute care in a hospital SECTION II (INTRO), SECTION II. A, SECTION II. B To Pre-certify inpatient and intermediate behavioral health treatment (mental health or alcohol/substance abuse treatment). OVERVIEW AND SECTION II. E PROGRAM FOR BEHAVIORAL HEALTH: MENTAL HEALTH AND ALCOHOL/ SUBSTANCE ABUSE Mental Behavioral Health Benefits Outpatient Care • Outpatient visits • Intensive Outpatient Programs Note: • Outpatient Physical/Occupational/Speech therapy for medical conditions associated with autism or developmental delay is also covered. Inpatient Care • Medically Necessary Inpatient mental health admissions in a hospital • Partial Hospitalization Programs • Inpatient detoxification and rehabilitation Intermediate Care • Intensive Outpatient Programs • Partial Hospitalization Programs Note: All Inpatient and Intermediate Care must be pre-certified. …

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PARTIAL HOSPITALIZATION PROGRAMS (PHP) FOR MENTAL HEALTH AND INTENSIVE OUTPATIENT PROGRAMS (IOP) FOR MENTAL HEALTH AND ALCOHOL/ SUBSTANCE ABUSE PHPs and IOPs provide intermediate levels of coordinated care and can help prevent hospitalizations and restore maximum function in a clinically appropriate setting. To Pre-certify these services, call the Fund at (646) 473-6868. Note: Custodial care charges for intermediate care rendered at a facility are not covered by the Fund. If you receive behavioral health services at a residential treatment center, only services that qualify as the covered services listed above will be covered. SECTION VII.D WHAT IS NOT COVERED • Charges for services that are custodial in nature, including custodial care charges at Skilled Nursing and Residential Treatment Facilities. SECTION IX Experimental or Unproven Any investigational or unproven treatment, procedure, facility, equipment, drug, device or supply which does not meet any one or more of the following criteria…The improvement in net health outcomes must be attainable under the usual conditions of medical practice, and be significant compared to conventional treatment. _______________________________________________________________

This summary only highlights the key changes made to the 1199SEIU National Benefit Fund for Health and Human Service Employees. Summaries of material modifications together with the Summary Plan Description make up your official plan descriptions; please keep them together and refer to them as necessary. If you would like to review the Plan Document or have any questions, please contact the Fund’s Member Services Representatives at (646) 473-9200. The National Benefit Fund for Health and Human Service Employees believes it is a “grandfathered health plan” under the Patient Protection and Affordable Care Act (the “Affordable Care Act”). A grandfathered health plan can preserve certain basic health coverage that was already in effect when that law was enacted in 2010. Being a grandfathered health plan means that this plan may not include certain consumer protections of the Affordable Care Act that apply to other plans, for example, the requirement for an external review process for claims appeals. However, grandfathered health plans must comply with certain other consumer protections in the Affordable Care Act, for example, the elimination of lifetime limits on benefits. The Wage Class III plan is not a grandfathered health plan. Questions regarding which protections apply and which protections do not apply to a grandfathered health plan can be directed to the Plan Administrator at (646) 473-9200. You may also contact the Employee Benefits Security Administration, U.S. Department of Labor at (866) 444-3272 or www.dol.gov/ ebsa/healthreform. This website has a table summarizing which protections do and do not apply to grandfathered health plans. The plan sponsor of the 1199SEIU National Benefit Fund for Health and Human Service Employees reserv


1199SEIU GREATER NEW YORK BENEFIT FUND SUMMARY OF MATERIAL MODIFICATIONS This Summary of Material Modifications describes changes that affect your welfare benefit plan and updates the Summary Plan Description (“SPD”) and Summary of Benefits and Coverage (“SBC”) that was previously distributed to you. You should keep this summary with your current SPD and SBC until the booklet is updated to reflect the changes discussed herein.

Effective on or about September 14, 2021, the 1199SEIU Greater New York Benefit Fund (the “Fund”) SPD and SBC shall be amended to provide that the Plan will cover Partial Hospitalization Programs (“PHP”) for substance abuse disorders, and to clarify its restrictions on custodial care charges. The following underlined and bold language shall be added to the SPD and the strikethrough language shall be omitted: SECTION II.C Benefit Brief • Benefits are not provided for care in a sub-acute nursing home or skilled nursing facility … WHAT IS NOT COVERED ... • Care or service in a nursing home, skilled nursing facility, rest home or convalescent home • Custodial care or sub-acute care in a hospital, residential facility, nursing home, or any other institution • Care in a skilled nursing facility other than hospice care as described in this Section SECTION II (INTRO) To pre-certify inpatient and intermediate behavioral health treatment (mental health or alcohol/substance abuse). SECTION II.B •

To pre-certify inpatient and intermediate mental health or alcohol/substance abuse treatment;

OVERVIEW and SECTION II. E PROGRAM FOR BEHAVIORAL HEALTH: MENTAL HEALTH AND ALCOHOL/ SUBSTANCE ABUSE Mental Behavioral Health Benefits Outpatient Care • Outpatient visits – $5 co-payment • Intensive Outpatient Programs (IOP) Note: Outpatient Physical/Occupational/Speech therapy for medical conditions associated with autism or developmental delay is also covered. See Section II.H. Inpatient Care • Medically Necessary Inpatient mental health admissions in a hospital • Partial Hospitalization Programs (PHP) • Inpatient detoxification and rehabilitation Intermediate Care • Intensive Outpatient Programs • Partial Hospitalization Programs

Note: All Inpatient and Intermediate Care must be pre-certified. ALCOHOL/SUBSTANCE ABUSE BENEFITS When Medically Necessary, you are covered for diagnosis and treatment of alcoholism and/or substance abuse. Outpatient Care • Outpatient visits– $5 co-payment • Intensive Outpatient Programs(IOP) Inpatient Care • Medically Necessary services for inpatient detoxification and rehabilitation … PARTIAL HOSPITALIZATION PROGRAMS FOR MENTAL HEALTH AND INTENSIVE OUTPATIENT PROGRAMS FOR MENTAL HEALTH AND ALCOHOL/SUBSTANCE ABUSE Partial Hospitalization Programs (PHP) and Intensive Outpatient Programs (IOP) provide intermediate levels of coordinated care and can prevent hospitalizations and help to restore maximum function in a clinically appropriate setting. Note: Custodial care charges for intermediate care rendered at a facility are not covered by the Fund. If you receive behavioral health services at a residential treatment center, only services that qualify as the covered services listed above will be covered. SECTION II.H … • Physical/Occupational/Speech therapy: up to 25 visits per discipline per year. Prior approval is required for additional visits. Habilitation therapies are not covered to the extent there is other coverage available from either a government agency or program through a special organization. SECTION II.I SERVICES REQUIRING PRIOR AUTHORIZATION … RE/HABILITATIVE THERAPIES Physical/Occupational/Speech therapies beyond 25 visits per discipline per year must be authorized in advance by the Plan Administrator. SECTION VII.D WHAT IS NOT COVERED • Charges for services that are custodial in nature or inpatient charges for intermediate care.

_______________________________________________________________ This summary only highlights the key changes made to the 1199SEIU Greater New York Benefit Fund. Summaries of material modifications together with the Summary Plan Description make up your official plan descriptions; please keep them together and refer to them as necessary. If you would like to review the Plan Document or have any questions, please contact the Fund’s Member Services Representatives at (646) 473-9200. The plan sponsor of the 1199SEIU Greater New York Benefit Fund reserves the right to amend or terminate the Fund, or any part of it, at any time.

FOR YOUR BENEFIT

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