124
Use of DTs by micro informal enterprises, by age and gender EXTERNAL-TO-FIRM TRANSACTION ACCESS TECHNOLOGIES USE ANY MOBILE
USE SMARTPHONE
INTERNAL-TO-FIRM
UPSTREAM AND DOWNSTREAM PRODUCTS
FINANCE
USE COMPUTER
HAVE WEBSITE
LOOK FOR SUPPLIERS
PAY SUPPLIERS
UNDER STAND CUS TOMERS
USE E-COMMERCE
RECEIVE PAYMENTS
USE ONLINE BANKING
LABOR
GOVERNMENT
RECRUIT WORKERS
INTERACT W/ GOVT.
PAY TAXES
MANAGEMENT
WORKERS
ACCOUNTING SOFTWARE
INVENTORY/ POINT-OFSALE SOFTWARE
PAY WORKERS
All firms
89.4
18.3
9.0
4.6
5.8
25.0
12.8
8.1
25.9
4.1
2.2
1.7
4.2
6.8
5.3
6.1
Youth
92.1
27.1
12.0
7.9
10.4
27.7
22.2
11.6
30.6
9.0
3.1
2.2
5.4
10.9
7.5
8.8
Older
88.6
14.1
7.9
3.2
3.9
23.8
8.2
6.7
22.9
1.9
1.3
1.5
3.8
5.0
4.4
5.1
Women
83.5
15.5
8.3
3.6
5.6
19.9
11.9
6.6
20.3
3.8
2.2
2.0
3.8
7.1
6.4
3.6
Men
92.6
19.8
9.4
5.1
5.9
28.7
13.3
8.9
29.0
4.2
2.2
1.6
4.5
6.6
4.7
7.5
Younger women
88
27.4
13.1
7.0
9.6
25.7
23.7
9.1
25.0
6.7
3.9
3.0
3.7
13.1
12.4
4.2
Older women
82.1
10.1
6.2
2.0
3.8
14.7
6.4
5.6
16.9
2.4
1.5
1.5
4.0
4.4
3.7
3.4
Younger men
94.4
26.9
11.4
8.3
10.9
28.8
21.4
13.0
33.8
10.3
2.6
1.7
6.4
9.6
4.6
11.4
Older men
91.9
16.2
8.7
3.8
3.9
28.5
9.1
7.3
26.0
1.6
1.2
1.5
3.7
5.4
4.8
5.9
Source: Atiyas and Dutz 2021. Note: All responses are shares (%) of firms based on weighted data. Use any mobile is in response to “Does the business manager have a mobile?” irrespective of whether it is for private use, business use, or both. Smartphone users, Use s-phone, answered “yes” to “How does the business access the internet: Mobile broadband (3G/4G, wireless)?” Use computer is a nonzero response to “How many computers does your business have?” Have website is in response to “Does your business have a website?” Reported answers to “What do you use the internet for?” include Look for suppliers (online), Use e-commerce (selling products and services online), Use online banking, Recruit workers, and Interact with government. Reported answers to “Does the business use mobile money for . . .” include Pay Suppliers, Receive payments, Pay taxes, and Pay workers. Understand customers is an “agree” (as opposed to “not sure” or “disagree”) response to the question “Regarding the internet/social media use, it helps to understand our customers better.” The management-related questions are “Does your company use accounting software?” and “Does your company make use of inventory control/point of sale (POS) software?” (both asked in the computer section of the questionnaire).
| Digital Senegal for Inclusive Growth
TABLE D.1
