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15. An interesting tool called CommAgri, the solution used to manage the nataal Mbaye agricultural extension program, has shown promising uptake among producer collectives. This experience has inspired the development of a similar app, called Commango, which aims to better connect mango producer collectives to markets and (soon) to financing. 16. Data are from the 2018 global findex database. 17. This initiative is a pilot program initiated by Ecobank that seeks to equip thousands of merchants with virtual electronic payment terminals, which in turn allows Ecobank credit allocation based on payment records. 18. This survey was also administered in ghana and nigeria in western SSA; in Kenya, rwanda, Tanzania, and uganda in eastern SSA; and in Mozambique and South Africa in southern SSA.

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