Mason Magazine Issue #01 , July 2025 - January 2026

Page 1


Interview: Abdulla

Interview: Abdul Wahid Thowfeeq, Co-founder & Chairman at

From Bid to Build: Backed by Dhivehi Insurance Company Heritage in Stone: Preserving Coral Architecture in

From

Featured Personality: Fathimath Rasheed (Thathu), Architect/ Urban Planner, and Partner at Riyan Pvt.

Timber House: Built on

Interview:

Naveen

Interview: Maldives Assure Supply

From

MASON SELECT

Sports Infrastructure Excellence: Maldives Assure Supply Most Innovative Project: Thilamale’ Bridge Top Construction Company:
Specialty Insurer:
Insurance Company Premier Construction Materials: Timber House

OUR TEAM

Managing Director Fraath Mohamed

Director/ Managing Editor

Aishath Jeelan (Jeel)

Director

Dr. Hussain Sunny Umar

Head - Design Studio Asthu Shahindha

Head - Visuals Studio

Ahmed Hussan Hassan Rasheed

Marketing Manager Meera Moosa

Editorial Team

Aishath Jeelan (Jeel)

Meera Moosa

Marketing Team

Ayana Abdul Nasir Yoosuf (Yana)

Haaim Ibrahim Ali

Ismail Yaish Ibrahim

Ismail Bin Nashid (Ippa)

Photography

Travel Guys Visuals Studio

Ahmed Hussan Hassan Rasheed Mohamed Shaafee (@Narunehguitar)

Partner Pictures: Respective Companies

Resort Pictures: Respective Properties

Ministry of Construction, Housing and Infrastructure

Najih Didi

Contributors

Aminath Ishrath (Itha)

Jumana Shareef

Naufi Amjad

Special Thanks

Aminath Hanan Bagir

Shiyarch Pvt. Ltd.

Asad Moosa (MSPACE Pvt. Ltd.)

MSPACE Pvt. Ltd.

Fathimath Rasheed, Thathu (Riyan Pvt. Ltd.)

Front Cover Feature

Aman Udhares Towers, Advance Payment

Guarantee by Dhivehi Insurance Company

Produced & Published by

Disclaimer

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Chandhanee Magu, Male’ City, Republic of Maldives

THE FOUNDATIONS WE’RE BUILDING FOREWORD

For years, much of our work centered around tourism, telling the stories of islands, resorts, and the people who help make the Maldives one of the most sought-after destinations in the world. But over time, a simple question kept surfacing: what makes all of this possible?

Behind every beautiful resort, every thriving island community, and every expanding city skyline, there is an industry that quietly holds it all together: construction.

When we first considered exploring this world, we approached it not as experts but as listeners. What we had was curiosity, a genuine desire to understand the people better, skills, and work that are literally building the Maldives, piece by piece. Over the past year, we’ve met with numerous professionals, contractors, architects, engineers, suppliers, insurers, and planners, and what struck us was their openness, generosity, and passion for their work.

The more conversations we had, the clearer it became. Construction isn’t just about materials and machinery. It’s about vision, responsibility, precision, and long-term resilience. Today, this industry contributes nearly 9 percent of the Maldives’ GDP and touches the lives of thousands. It powers infrastructure, tourism, urban growth, sustainability, and the housing that supports our growing communities.

This is what inspired us to launch MasonWorks.build on February 1st, a dedicated platform sharing daily news and insights from across the industry. And now, Mason Magazine, the next step in our journey, is here to spotlight the people, stories, and ideas shaping construction in the Maldives.

In this very first issue, we’re proud to feature some of the standout names in the field. Our Title Partner, Dhivehi Insurance Company, offers a deep dive into how risk management shapes major projects in From Bid to Build: Backed by Dhivehi Insurance.

Among our Gold Partners, we celebrate AMIN Construction, whose remarkable legacy spans four decades and continues to shape the nation’s skyline. Timber House brings decades of expertise grounded in quality and trust, while Maldives Assure Supply is redefining sports infrastructure across the country.

Our features take you to the heart of the industry. From Paradise to Concrete reflects on the evolution of island life. From Rafts to Resorts explores the unique challenges of building luxury in the middle of the ocean. Heritage in Stone pays tribute to coral architecture and its place in our modern world. A Flat, a Future, a Fight for Home examines the growing challenge of affordable housing.

At the center of it all is our featured personality, Fathimath Rasheed (Thathu), architect and urban planner, and partner at Riyan Private Limited, whose work and vision have significantly helped in shaping the Maldives’ construction landscape. Adding to the conversation, Asad Moosa, Moosa, a Civil/ Structural engineer and director at MSPACE Pvt. Ltd., shares his insights under Mason SELECT: Fresh Perspectives.

As you turn these pages, we hope you’ll see what we’ve come to appreciate. This is an industry full of talent, ambition, and heart, building not just structures but futures.

This is just the start. Welcome to Mason.

DR. ABDULLA MUTHTHALIB FOREWORD BY

Minister of Construction, Housing and Infrastructure, Republic of Maldives.

Over the years, our construction sector has become a cornerstone of our nation’s economic growth, contributing significantly to our GDP and supporting the development of our infrastructure and tourism sectors. The industry’s role in shaping the future of the Maldives cannot be overstated, as it continues to drive innovation, create employment opportunities, and promote sustainable development across the nation.

Currently, several major projects exemplify our ambitions for progress and connectivity. Among these, the Greater Male’ Connectivity – Male’ to Thilafushi Link Project stands out as a transformative infrastructure achievement. This landmark project will connect Malé, Villingili, Gulhifalhu, and Thilafushi via three bridges, significantly reducing travel time, enhancing accessibility, and opening new opportunities for economic and social development in the Greater Male’ Region. It is scheduled for full completion by September 2026, ushering in a new era of inter-island connectivity and urban development for our nation.

At the same time, we are witnessing unprecedented progress in our transportation and tourism infrastructure. The expansion of Velana International Airport (VIA) is a prime example. A new Code-F runway has been operational since October 2022, and the Noovilu Seaplane Terminal—the largest seaplane terminal in the world - was inaugurated that same year. Additionally, a state-of-the-art international passenger terminal, now 90% complete as of May 2025, is on track to open in 2025, vastly increasing our main gateway’s capacity. In parallel, the development of new luxury resorts and tourism facilities continues to bolster our economy, reflecting our commitment to resilient growth and worldclass infrastructure.

As we celebrate these achievements, we must also acknowledge the dedicated workforce behind them. Our workers are the backbone of this industry, and their skills, safety, and well-being remain a top priority in all our endeavours. This year, we aim to introduce an official day to honour the contributions of the dedicated workforce in the construction industry.

As we look to the future, I remain committed to fostering a construction industry that prioritizes safety, environmental sustainability, and innovative design. With the continued collaboration of government agencies, industry stakeholders, and local communities, I am confident that the Maldives will forge a path toward a more connected and prosperous future.

A JOURNEY THROUGH THE MALDIVES CONSTRUCTION INDUSTRY

A COUNTRY’S IDENTITY IS DEEPLY ROOTED IN BRICK AND STONE. ITS HERITAGE, RESILIENCE, AND AMBITION ARE REFLECTED IN ITS STREETS, WALLS, AND BUILDINGS. FROM VERNACULAR ARCHITECTURE AND CORAL STONE STRUCTURES TO HIGH-RISE BUILDINGS, THE FACE OF CONSTRUCTION IN THE MALDIVES HAS SIGNIFICANTLY EVOLVED OVER TIME

The earliest evidence of lasting construction in the Maldives can be traced back to the coral stone structures from the second century. Surrounded by the sea, corals were once abundant, making it the most convenient material for building. While it is believed that the earliest settlers to the Maldives used timber and coconut thatch to build houses, some of the oldest surviving structures today are coral stone mosques, built using a technique called coral stone carpentry with hirigaa. Although this type of construction is no longer in use today, the mosques depict the fine craftsmanship and artistry of the Maldivian people with their intricate carvings, complex designs, and structures that have survived generations.

As the global construction industry continued to change with emerging new materials and technologies over the next decades, Maldives, like many other countries, started acquiring new materials, technologies, and styles. By the 1970s, steel, cement, and plywood had begun to replace the clay roofs and limestone masonry.

In the 1980s, reinforced concrete became popular in the industry with products such as ceramic tiles and electric fans. In the 1990s, the industry was booming with products like aluminium windows and PVC pipes, further elevating the face of construction and design. More and more new construction technologies were introduced in the 2000s, as materials and designs continued to change ever so quickly.

Houses once built from sticks and mud with thatched coconut palm roofs, soon transformed into stronger structures made from coral stone, and then to cement houses, to five-storey buildings, to skyscrapers. While Male’ City — a jigsaw of high-rise buildings, packed into every inch of the city, populated by over 200,000 people who call it home, the rest of the population are dispersed across less than 200 inhabited islands. Thirty years ago, not one local person would have imagined that a small island like Malé City would have a building as tall as Dharumavantha hospital. Today, similar buildings stand tall across the islands of the Maldives as a testimony to the growing construction landscape of the country.

Illustrated By: Hussain Waheed @huseyynu
Interior Design By: Shiyarch Pvt Ltd
Project: Kuramathi French Bistro, Kuramathi Island Resort

With over half a century of combined leadership, Dhivehi Insurance brought more than credibility to the industry; it brought change. Before its market entry, only a ha ndful of dominant firms could secure the guarantees needed to bid for major projects.

FROM BID TO BUILD: BACKED BY DHIVEHI INSURANCE

Ahmed Ameel (Managing Director) & Abdul Wahid Thowfeeq (CO-Founder & Chairman)
Written by Jeel Ali

Every construction project begins long before the first foundation is laid. It starts with a need, followed by conversations, calculations, commitments, and the promises exchanged between developers, contractors, engineers, and suppliers. Yet, for that complexity and uncertainty to hold steady under pressure, one more promise must exist beneath them all: the assurance that if anything goes wrong, someone will make it right. In the Maldives, that promise is backed by Dhivehi Insurance Company.

Established on 14 August 2016, Dhivehi Insurance is a licensed general insurance business formed from a joint venture between Ensis Fisheries Pvt. Ltd and leading figures in the Maldivian insurance industry. At the helm is founder and visionary leader Mr. Abdul Wahid Thowfeeq, led by Managing Director Mr. Ahmed Ameel, a risk management specialist, renowned for his groundbreaking insurance initiatives. Both are seasoned chartered insurers who previously held the position of Managing Director at Allied Insurance Company of the Maldives, shaping it into the diverse and robust organisation we know of now.

With over half a century of combined leadership, Dhivehi Insurance brought more than credibility to the industry; it brought change. Before its market entry, only a handful of dominant firms could secure the guarantees needed to bid for major projects. Guided by the forward-thinking of Mr. Wahid and Mr. Ameel, Dhivehi Insurance disrupted the traditional model by introducing surety bonds as a more flexible, insurance-backed alternative. This inclusive model gave Small and Medium Enterprises (SMEs) access to bid securities and performance guarantees, democratising participation and redefining how risk is managed across the industry. And within months of the launch, contractor participation surged for new projects, with many of these businesses growing alongside Dhivehi Insurance, cementing a mutual sense of loyalty and shared success.

Despite that, during the initial stage, there was hesitation from project employers, including government ministries and state-owned enterprises (SOEs), owing to the unfamiliarity and the long-standing reliance on traditional bank guarantees. Dhivehi Insurance solved the issue by engaging in high-level discussions and conducting targeted awareness sessions with key industry stakeholders, which built the confidence and reliability of its solutions. The company worked closely with industry bodies such as the Maldives National Association of Construction Industry (MNACI) and the Contractors Association (CA), while also strategically featuring the topic in its flagship “Insurance Insights Seminar Series”.

As a result, in just eight years, Dhivehi Insurance has evolved as a trusted partner for contractors, not just as an insurer, but as a catalyst for growth in the Maldivian construction industry. As the only company offering A–Z insurance solutions tailored for the sector, it continues to support this momentum with policies that protect projects at every stage, from bid to completion.

That protection begins with the Bid Security Bond, which safeguards project owners if a bidder withdraws after award and ensures bidders remain committed throughout the tender process. Once a contractor is appointed, the Performance Guarantee assures that the contractor fulfils its obligations according to agreed timelines and specifications. The Advance Payment Guarantee protects upfront

The company worked closely with industry bodies such as the Maldives National Association of Construction Industry (MNACI) and the Contractors Association (CA), while also strategically featuring the topic in its flagship “Insurance Insights Seminar Series”.

Dhivehi Insurance Sales Team
Dhivehi Insurance Chairman & Managing Director with MNACI stakeholders
Hilton Maldives Amingiri Resort & Spa

funds released before work begins, supporting earlystage financing. At the same time, the Retention Money Guarantee enables the release of withheld funds near project completion, ensuring any defects during the maintenance period are properly addressed.

Dhivehi Insurance’s most popular offering is its Trade Credit Bond. It protects suppliers from bad debts and enables buyers to access more favourable credit terms. Easing liquidity pressure and maintaining flow within the supply chain helps projects stay on track. More importantly, it empowers SMEs to scale confidently and compete in a stronger, more inclusive construction landscape. Contractor’s All Risk (CAR) is one of the most comprehensive policies offered by Dhivehi Insurance. It provides all-risk coverage for physical damage to works in progress and third-party injury or property damage. The policy can be customised with optional extensions such as off-site storage, debris removal, escalation clauses, and protection against natural disasters. When paired with Advance Loss of Profit (ALOP), it also safeguards contractors against financial losses caused by delays.

To support activities beyond the construction site, Dhivehi Insurance also offers Marine Cargo and Erection All Risk (EAR) policies. Tailored specifically to the logistical and assembly challenges of island-based development, the policy protects materials in transit and structures under installation, from shipment to the final placement. Lastly, the Professional Indemnity Policy covers qualified professionals, such as architects, engineers, and consultants, against claims resulting from errors, omissions, or breaches of duty in their services. Given the increasing complexity and risks in modern construction projects, this coverage is vital for businesses that strive to operate with security and integrity.

Dhivehi Insurance’s commitment to enabling progress defines its broader contribution to the construction industry. By making bond access more liberal and inclusive, the company has played a pivotal role in empowering SMEs and remains steadfast in supporting their continued growth through its services. This openness is not just policy; it is perspective shaped by heritage and progress, and rooted in the company’s identity as a business

founded, led, and grown by locals. The logo, inspired by ancient stone carvings, and the turquoise brand colour, drawn from the lagoons surrounding us, are not mere design choices. They reflect what the company stands for: unity between insurer and insured, and a quiet promise to protect what is being built: together, at home, by the people who call it their own.

In a nation where skylines rise from sandbanks and complexity is part of the blueprint, Dhivehi Insurance delivers what every project quietly depends on: certainty, not just in policy, but in presence. It is the Maldivian promise in the Maldivian way— Dhivehi vantha Dhivehi Insurance. As the sector evolves, one promise endures: Dhivehi Insurance will be there, from the first conversation to the final handover, and every uncertain moment in between.

Aman Udhares Towers
by Dhivehi
by Dhivehi Insurance

INTERVIEW

ABDUL WAHID THOWFEEQ

CO-FOUNDER & CHAIRMAN

DHIVEHI INSURANCE

TODAY, I AM PROUD TO SAY THAT DHIVEHI INSURANCE REFLECTS THE VISION IN ACTION AS A COMPANY LED BY A CAPABLE TEAM OF LOCAL PROFESSIONALS, GROUNDED IN LOCAL INSIGHT, AND COMMITTED TO DELIVERING QUALITY SOLUTIONS TAILORED TO THE NEEDS OF OUR MARKET

COULD YOU SHARE A BIT ABOUT YOUR BACKGROUND AND JOURNEY LEADING UP TO THE FOUNDING OF DHIVEHI INSURANCE AND HOW YOU OVERCAME EARLY CHALLENGES, ESPECIALLY IN BUILDING A LOCALLY LED TEAM?

I started my career in insurance more than 30 years ago at Allied Insurance Company of the Maldives. Over the years, I steadily advanced within the company and ultimately served as Managing Director for six years. During this time, I also became the first Chartered Insurer in the Maldives, which further deepened my passion and commitment to the industry.

Throughout my career, I observed a recurring pattern. Often, foreign officials were in key roles within the Maldivian insurance sector. I always questioned why local talent was not nurtured and developed to lead the field instead. Those thoughts laid the first stone in a greater vision: establishing a homegrown insurance company built and led by Maldivians. In 2016, with the inception of Dhivehi Insurance, that vision became a reality.

As with any new venture, the early years came with hurdles. We had to gain clients’ trust and loyalty while navigating complex regulatory requirements. More importantly, we had to address the shortage of skilled local insurance professionals. But despite it all, we remained committed to our core belief: that Maldivians could lead and grow a competitive, high performing successful insurance company.

Today, I am proud to say that Dhivehi Insurance reflects the vision in action as a company led by a capable team of local professionals, grounded in local insight, and committed to delivering quality solutions tailored to the needs of our market.

WHAT INSPIRED DHIVEHI INSURANCE TO SPECIALISE IN BONDS, AND HOW DID THE IDEA TO INTRODUCE INSURANCE BONDS TO THE MALDIVIAN MARKET FIRST TAKE SHAPE?

From the very beginning, Dhivehi Insurance set out to redefine what insurance could offer. While standard offerings filled the market, I saw the opportunity to tap into a niche segment that addressed critical, unmet needs in sectors driving national growth, particularly construction and infrastructure.

As I interacted with contractors and industry stakeholders, I recognised a very clear pattern emerging: many contractors struggled to participate in new tenders as their working capital was locked up in bank guarantees. With traditional banking as the only instrument available, this posed a major barrier, especially for SMEs striving to grow in the increasingly competitive landscape.

This is what sparked my inspiration to introduce financial insurance products, specifically surety bonds. Our goal was to offer insurance-backed financial instruments that would support businesses without restricting their liquidity. We started by introducing bid securities, performance guarantees, advance payment guarantees, and retention money guarantees.

As we gained momentum, we also broadened our offerings, most recently from credit insurance and payment guarantees that supported material procurement to deposit guarantees. Along the way, we came to a key realisation: every stage of the tender and project cycle revealed its coverage gap. Each gap was an opportunity to craft insurance solutions that not only met regulatory demands but actively enabled businesses to grow. This strategic move into specialized bonding solutions has now become one of our core strengths and a key differentiator in the Maldivian insurance landscape.

WHAT ARE THE MAIN CHALLENGES YOU

FACE IN UNDERWRITING SURETY BONDS IN THE MALDIVES, AND HOW DO YOU ADDRESS LEGAL GAPS LIKE THE LACK OF BUILDING CODES OR STANDARDISED CONTRACTS?

Underwriting surety bonds in the Maldives presented numerous challenges, especially in the initial phase, as many employers were unfamiliar with the concept. We tackled the issue by partnering with Maldives National Association of Construction Industry (MNACI) and the Contractor’s Association, which helped raise awareness and foster trust.Assessing contractors was also difficult due to inadequate financial record-keeping and the absence of a credit database. We depended on industry referrals and created our internal assessment methods. Securing reinsurance support was another challenge. The international reinsurers were quite understandably cautious about a market with limited performance data.

As for the legal gaps, we introduced counter-indemnity agreements and collateral requirements. We also collaborated with industry stakeholders to align contracts with FIDIC standards, receiving robust support from MNACI. However, thorough underwriting and partnership have established a solid foundation for surety bond solutions in the Maldives.

Dhivehi Insurance Management Team

AS THE LEADING FIGURE IN THE EVOLUTION OF INSURANCE IN THE MALDIVES, WHAT MESSAGE WOULD YOU GIVE TO THE NEXT GENERATION ENTRUSTED WITH TAKING THIS INDUSTRY TO NEW HEIGHTS?

There is so much more than meets the eye in the insurance industry. Your passion can lie in sales, underwriting, finance, marketing, or legal, and there would be room to grow, specialise, and make a meaningful impact. With commitment and curiosity, anyone can become an insurance expert.

Here at Dhivehi Insurance, we have heavily invested in our team’s training and upskilling because we believe in the long-term value, professionalism, and potential of this industry. Insurance is no longer about forms and policies; it is a dynamic, forward-looking field that plays a vital role in national development. As the global economy embraces digitalisation, Insurtech, AI, and data-driven platforms are reshaping how we work, too. I encourage the next generation to embrace these changes and evolve along with them. Be tech-savvy, customerfocused, and purpose-driven. The future of insurance in the Maldives will belong to those who combine local insight with a global vision.

As someone who has witnessed this industry’s transformation firsthand, I hope to see the next wave of professionals carry it even further with integrity, innovation, and a deep commitment to serving our nation.

HERITAGE IN STONE: PRESERVING CORAL ARCHITECTURE IN THE MODERN AGE

It was an exceptionally wet early December of 2019 when photos of an increasingly dirty and pollution-stained Hukuru Miskiiy Munnaaru (Friday Mosque Minaret) began circulating all over social media.

In response, the Ministry of Heritage released a statement explaining that this 300 year old structure requires absolutely arid weather conditions for its regular treatment with lime and that they will carry on with “cleaning” it as scheduled when weather permitted. This incident is one of those rare times where mass civilians caught on to what goes into conserving these ancestral gifts. The very same structures we usually don’t afford a second glance to as we whizz by in our daily lives.

Tools poised and a clear vision in their head, standing before the behemoth task of intricately carving into stone that was under water just recently, the first ever stonemasons must have wondered how their effort would withstand the test of time. Would they have truly imagined a city such as this would emerge out of time and birth citizens that know little to nothing about their time and work?

It was reportedly back in 1985 when the “methods for their (coral structure’s) conservation treatment developed and standardized,” by a delegation from the Indian Ministry of Culture with its Maldivian counterpart. Fast forward to 2006 and another such pairing assessed a very different looking Eid Miskiy when compared to the structure we know today. The outer walls were black and green splattered with algae happily growing in the millions of crevices inside coral stone. The paint had blackened in some places and was in need of a touchup.

The original palm-fond-thatched roofs over these ancient coral structures had done them no favors against the ravages of time and weather. Coral stone by nature is prone to “high absorption of water” and the annual monsoons left their mark in coral degradation and erosion. Not only were the algae penetrated deep into the structure, but acids released by their everyday processes were doing their damage slowly. Insects such as termites, wood borers and bumble bees also made these ancient structures their homes and left their mark. The team assessing Eid Miskiiy in 2006 found however that most of the wood containing intricate paint and lacquer work looked relatively undamaged. Termicide solution, a beeline of several algaedestroying chemicals and speedy jets of water later, degraded sections were renovated using PVA, coral powder and lime putty over

Friday Mosque’s Minaret in 1901
Source: Alexander Agassiz via Naajih Didi

a span of eight months. This detailed record is just a small window into one of the many, many conservation efforts that went into effect throughout history.

Renowned architect, illustrator and researcher as well as HDC’s current MD, Mauroof Jameel noted that replacing thatched roofing with the current corrugated metal contributed to the rise in temperatures inside these structures. This author of the most comprehensive work on the subject to date with “Coral Stone Mosques of Maldives” noted that in addition to weathering natural elements, structures located in the city for instance also have to bear the brunt of soot and pollution from vehicles and never-ending construction.

What of the future of conservation? What could be the bridge between where we are now and what these structures require of us?

For that, let’s dial it back to the Friday Mosque Minaret and to the story of Sultan Ibrahim Iskandar in 1674 who decided that he wanted to emulate the grandeur he saw during his Hajj pilgrimage - in his beloved capital. A 36 foot tower made of boulders was erected next to the Hukuru Miskiy, 18 years after it came into fruition, forming the Minaret. The Sultan then instructed his builders to fasten a rope around the entire structure to ensure it doesn’t fall apart. How strange

it is to be a Maldivian today and imagine what it must have looked like standing in a sea of thatched-roof streets. They say you used to be able to see all of Male’ from one end to the other if viewed from the top of the minaret - how in awe of it the local residents must have been. Some 200 years later in 1906, it was Sultan Mohamed Shamsuddin who fastened the structure with copper belts and intricate blue paint-work that we know and love today.

So what can we garner from this look back at history? We can understand that conservation is an act that doesn’t necessarily always point to the past. Conservation has innovation at its essence and building up on our ancestral legacy will only imbue it. We must learn to gain knowledge and ride the hightails of inspiration it offers into leaving a legacy we are proud of. It is a necessity, just the same. Afterall, these structures may be hundreds of years old, but not a day goes by without a worshipper entering its premises.

Dhaala, Interior of Friday Mosque
Source: Coral Stone Mosques of Maldives
Before and after Conservation of The Eid Miskiiy report by the National Council for Linguistic & Historical Research 2006
The Minaret after STELCO’s “cleaning” treatment via Raajje MV
Coral Stone carvings in Friday Mosque
Source: Maldives National Museum
Visual Scripting for Upcoming Project
By: Asad Moosa

Over the last four decades, AMIN has showcased efficiency and ef fectiveness in each project, from the inception till its completion. While upholding its principles of integrity, consistency and reliability, the company fulfills its service motto: Your Site, the Best Sight, b y turning each client’s vision into a reality.

AMIN CONSTRUCTION: OVER FORTY YEARS OF VISION, PRECISION AND CONSTRUCTION

A part of those who laid the very foundation of the Maldives’ construction industry, AMIN Construction was founded in 1984. For more than forty years, the company continued to stand tall, showing resilience, innovation and excellence in the industry. As one of the oldest contractors in the country, AMIN Construction has significantly contributed to shaping the construction landscape of the Maldives as well as its infrastructure development.

In the last few years, the construction sector has become unanimously regarded as the second strongest and fastest-growing economic sector of the island nation. The company aimed to provide the best quality and desirable products such as buildings and complexes that will raise the bar of the industry standards in the Maldives. This mantra was the fueling force for AMIN Construction to invest our maximum effort in every area of our operations, such as management, staff training, and the holistic development of the company. It also complies with the unhindered attempt to deliver the latest in building technology and products.

From the building of private homes to creating some of the most prominent infrastructure projects in the country, AMIN has carried out many ambitious projects over the years. Consistently delivering quality and efficiency, the company has earned a reputation as one of the most trusted construction companies in the country. Today, AMIN employs a large workforce of over 1400 highly educated and skilled individuals including engineers, architects and designers.

Over the last four decades, AMIN has showcased efficiency and effectiveness in each project, from the inception till its completion. While upholding its principles of integrity, consistency and reliability, the company fulfills its service motto: Your Site, the Best Sight, by turning each client’s vision into a reality. From the renovation of Theemuge and development of a Cricket Stadium in Male’, to the construction of the iconic Hulhumalé Mosque, the company’s

versatility and precision has set a benchmark within the Maldives’ construction industry. Among the many civil infrastructure projects undertaken by the company, some significant projects include construction of Maldives Monetary Authority (MMA) building, Rehendhi School and Huravee School in Hulhumale’, Velaanaage Office complex, STELCO and STO Office building.

One of their most notable projects include the construction of the Equatorial Convention Center in Addu City for the 17th SAARC Summit in 2011. Given the mere six months to complete the project, AMIN Construction skillfully undertook the responsibility, the extensive work along with the risks to deliver the project in such a short period of time. Despite the challenges and requiring a large workforce, the project was completed in time for the event while keeping in line with the quality standards.

Venturing into the luxury hospitality industry, AMIN undertook its very first resort construction project in 2001 with the development of Hudhufushi Island in Lhaviyani Atoll. Since then, the company has been a part of developing high-end resorts including the stunning The St. Regis Maldives Vommuli Resort, where the company completed the concrete structures of all buildings. Additional resort projects include the development of 120 villas at Grand Park Kodhipparu Maldives, each either set on the beach or perched atop the lagoon, as well as the construction of Hilton Maldives Amingiri Island Resort & Spa.

AMIN Construction’s wide range of expertise include the development of airports and

With each completed project, AMIN Construction has continued to raise the bar of the construction industry standards in the Maldives. In 2015 the company started building Amin Avenue — a luxury residential building aimed at providing sophisticated living in the heart of Hulhumale’.

Project: Amin Avenue Maple
Project: Rehendhi School Hulhumale
Project: Maldives Monetary Authority (MMA) Building

harbours as well as building turf grounds across the island nation. The company led the development of GAN International Airport and the domestic Airport at Fuvahmulah City, and also constructed several commercial harbors across the country including at Sh. Milandhoo, N. Kendhikolhudhoo, R. Maakurathu, B. Dharavandhoo, K. Kaashidhoo, K. Maafushi, Th. Veymandoo, G. Dh. Thinadhoo, and more.

With each completed project, AMIN Construction has continued to raise the bar of the construction industry standards in the Maldives. In 2015 the company started building Amin Avenue — a luxury residential building aimed at providing sophisticated living in the heart of Hulhumale’. 14 storeys’ tall, the apartment complex features more than 270 lavish apartments across three separate towers. Along with restaurants and retail outlets, Amin Avenue is home to a large residential community today.

As AMIN continues the legacy of elevating the construction and infrastructure in the country, its latest project is nearing completion — Amin Residence. Situated in the capital city of Male’, Amin Residence is a 20 storey luxury residential complex. While apartment units will soon be open for sale, the building offers each unit with their very own parking space!

Project: Velaanaage
Project: Huravee School

From the building of private homes to creating some of the most prominent infrastructure projects in the country, AMIN has carried out many ambitious projects over the years.

Project: Amin Avenue Maple

ABDULLA MOHAMED INTERVIEW

CHAIRMAN

AMIN CONSTRUCTION

EVEN IF YOU ARE JUST STARTING OUT, IT IS BETTER TO MISS OUT ON A PROJECT THAN TO TAKE ON SOMETHING THAT SETS YOU UP FOR FAILURE. BE HONEST ABOUT YOUR CAPACITY AND ALWAYS PRICE YOUR WORK RESPONSIBLY.

CAN YOU SHARE HOW AMIN CONSTRUCTION EVOLVED FROM ITS EARLIEST BEGINNINGS AS A CARPENTRY BUSINESS TO WHERE IT STANDS TODAY?

The journey actually began not with carpentry, but with a personal project: building my own house after acquiring a plot of land. Once some progress was made on the house, our focus shifted slightly. We started operating from Haveeree Hingun, at 52 Number Atoll Shops, using a hand saw and a wood planer to cut wood for resort supply. As we continued, we expanded our operations by establishing a workshop called Reliable Engineers. While running this workshop, we began receiving requests from warehouses that needed concrete foundations and building columns. That was when I decided it was time to take on this type of work as well.

We started by constructing and repairing bathrooms in residential homes, then gradually moved on to foundations and concrete works. This led to more opportunities across different islands and warehouses. A major milestone was when we secured the contract to upgrade Felivaru Fisheries, one of our earliest large-scale projects. From there, we also began working on airport-related developments and successfully secured several government contracts through competitive bidding.

Another key moment in our journey was the construction of a four-storey school building in R. Kandholhudhoo. Around the same time, we also worked on Imaduddin School. These experiences helped us grow our business and establish ourselves as reliable contractors. As the company grew, we began building larger residential buildings, including several apartment complexes in Hulhumalé, such as Amin Avenue. These projects helped strengthen our expertise in vertical construction and urban development. With that foundation in place, we eventually expanded into resort development.

We first developed Grand Park Kodhipparu, Maldives, which was later acquired by a third party. More recently, we developed and now manage Hilton Maldives Amingiri Resort & Spa. Currently, we are reclaiming land to begin work on our next property, Amin Fushi and Kodhipparu Finolhu.

DO YOU STILL SEE TRACES OF THE CARPENTRY ROOTS IN THE WAY YOUR TEAM APPROACHES BUILDING TODAY?

The original carpenters in our journey were Maldivians. Today, it’s increasingly rare to find Maldivians engaged in this type of work, and the field has become largely dominated by foreign workers. That said, there are still many skilled Maldivian carpenters who truly excel at their craft. However, they often choose to work independently or in groups, where the financial rewards can be better. We continue to hire these teams for certain projects, and their workmanship is consistently impressive. It’s unfortunate that the number of Maldivian carpenters has declined over the years, but their influence remains part of our foundation.

At present, I would say the team at AMIN Construction is highly skilled and fully committed to their craft, regardless of their background.

WHAT HAVE BEEN SOME OF AMIN CONSTRUCTION’S MOST CHALLENGING PROJECTS?

One of the most significant and challenging projects we undertook was the development of the Equatorial Convention Centre in Addu Atoll. Several parties tendered for the project, and we were ultimately awarded the contract. We took the risk of accepting it despite the extremely tight timeline of just six months, fully aware of the scale and complexity involved. There was no option for delay, as the centre had to be completed in time for the 17th SAARC Summit, hosted in Addu and Fuvahmulah City. This was a considerable challenge that required our team of around 300 to 400 people to work around the clock.

A similar situation arose with the Fuvahmulah Airport project, which we had to complete within four months. Many doubted our ability to deliver both projects on time, but by God’s grace, we completed them as scheduled.

Another noteworthy project was the Ukulhas convention center we built in 2019 in AA. Ukulhas for Professor Ugail’s foundation. We were given just 23 days to complete the build, starting on muddy ground. Despite the challenging conditions, we delivered the project, including some additional work, two days ahead of schedule.

None of this would have been possible without the commitment and coordination of all the parties involved.

THE CONSTRUCTION LANDSCAPE IN THE MALDIVES HAS UNDERGONE SIGNIFICANT CHANGES OVER THE PAST FEW DECADES. WHAT SHIFTS HAVE MOST CHALLENGED OR SHARPENED YOUR APPROACH AS A BUILDER AND BUSINESS LEADER?

One of the biggest challenges we continue to face is the shortage of local labour, which makes us heavily reliant on foreign workers. Recruiting them is a timeconsuming process that often causes delays in our projects. Accessing US dollars is another ongoing difficulty. Although there is an official bank rate, in reality, we are rarely able to purchase dollars at that rate. As a result, we often have to source from the market at higher costs.

Project: Velaanaage

Another major issue is the disparity in project payments. Foreign contractors are paid in US dollars, while local companies are paid in Maldivian Rufiyaa, even though both face similar import costs. This creates an uneven playing field and makes it harder for local companies to remain competitive.

Current contract structures also tend to favour clients. There are no penalties for delayed payments beyond the agreed-upon 40 or 60 days, and contractors have no recourse. If the client’s consultant or monitor does not show up as scheduled, our crews and machines sit idle until they arrive. Late payments, especially those made after a project is completed, can significantly impact our operations and financial planning.

Despite these challenges, we have seen some positive developments. Tender regulations have improved, and in some cases, payments are now released in a more timely manner.

THE MALDIVES IS A UNIQUELY COMPLEX PLACE TO BUILD, BOTH GEOGRAPHICALLY AND SOCIALLY, AS WELL AS ECONOMICALLY. IN YOUR VIEW, WHAT MAKES A CONSTRUCTION COMPANY TRULY FIT FOR ISLAND LIFE?

One lesson I would pass on is this: never accept a project at a price that cannot realistically cover the cost of doing the work. Today, many projects from both the government and private sector are awarded to the lowest bidder. In an effort to win the job, some contractors or individuals quote below cost and later struggle to deliver. This creates delays, results in financial loss, and damages trust on all sides. It also puts long-term reputations at risk.

Even if you are just starting out, it is better to miss out on a project than to take on something that sets you up for failure. Be honest about your capacity and always price your work responsibly.

IF YOU HAD TO PASS ON JUST ONE LESSON, NOT AS CHAIRMAN, BUT AS SOMEONE WHO BUILT FROM THE GROUND UP, WHAT WOULD IT BE?

A construction company must be dependable above all else. That means being able to deliver projects exactly as agreed, especially within the set timelines. Delays not only disrupt progress but also risk losing client trust and damaging the company’s reputation. To be truly fit for island life, a contractor needs to be consistent, accountable, and committed to delivering on time despite the constraints.

FROM RAFTS TO RESORTS: THE ART OF LUXURY ISLAND CONSTRUCTION

Maldivians always lived a rich yet simple life, reflected in the homes built to stand the natural environment of the small islands. Before the islanders even came across the concept of architecture, homes inhabited by the people continued to stand for generations as functional and warm spaces where families thrived. The build of these homes was rooted in sustainability and paid respect to the elements of Maldives, evolving naturally to become the pinnacle of luxury we see today.

Hard Rock Hotel Maldives

THATCH AND

GIFILI

–FROM SURVIVAL TO LUXURY

Breaking down the architectural concepts we see in Maldivian resorts today, so many features still pay homage to the original homes. The frequently replaced thatch roofs back in the day now cover up the metal roofing in private villas. Inspired by Gifili; the original open-air bathrooms with freshwater wells and lush plants, local designers and architects incorporated these elements into resorts by introducing open-air toilets with modern fittings and plumbing. While coral stones were used to build entire structures of the homes, you can now only see these repurposed as pieces of art. Maldivian homes were not structurally the strongest, seeing as the need didn’t exist back then. They were always settled in the heart of the islands, away from the beaches. These homes were somewhat sheltered from monsoon winds and the beaches were reserved mainly for boat building and such necessities.

Kurumba Maldives
Coco Palm Dhuni Kolhu Resort
Bandos Maldives

ENTER THE 70S –THE GOOSE THAT LAID THE GOLDEN EGG

Believe it or not, but the first few resorts of the country were built without much official architectural or design concept behind them. The owners and investors poured their hearts into what they already knew, warm hospitality that served guests in natural spaces. The resorts had a simple jetty, arrival area, and accommodation in the form of room blocks with a small veranda style platform occupied by two plastic white lounge chairs. This paints a simple yet idyllic postcard image to what would later transform the country.

EXPANSION IN THE 80S –THE FIRST OVER-WATER BUNGALOWS

The 80s saw overseas management groups enter the market, and along with that, open-air bathrooms, over-water bungalows and swimming pools started to make a wave among resorts. The introduction of over-water bungalows marked a pivotal point in the design that would dominate the landscape of Maldivian tourism and become the promotional poster template for every printed advertisement making its way across the world at the time. Local architects and designers were slowly making a prominent mark in the field and were exposed to working side by side with international designers.

THE GOLDEN 90S –THE FIRST BOOM OF LUXURY TOURISM

This was the era of luxury, opulence, exotic design and expansion of resorts into atolls further away from Male’. Seaplane operations started and the aerial views alone proved to give a competitive edge to resorts with unique design features. More over-water bungalows emerged, this time with small plunge pools, designed to give more privacy to the growing honeymoon demographic exploring the Maldives. Restaurants and bars grew to occupy sunset beaches or nestled under Banyan trees and extending onto decks perched over the water. Maldives was going through its “Ranzamaan”; the golden age that would set the tone for more global brands to enter the market.

THE 2000S MILLENNIUM –HIGH-END DESIGN AND CURATED

EXPERIENCES

With the rush of the 90s entering 2000, there was a heightened need to create more unique experiences for each resort. Renowned architects and more prominently, interior designers, began to make their mark in different resorts. Contemporary designs became popular. An emerging need for sustainability proved to be a successful and much needed step in the right direction. Building standards evolved, with some designers keeping local aesthetics at the core of the island, while others experimented with entirely different concepts inspired by different corners of the world.

2010 also saw a dramatic shift with the tourism sector introducing new regulations for locally inhabited islands to operate guesthouses. What started as small local houses have now transformed into city hotel buildings with ocean-view rooms, infinity pools, private beaches and restaurants. While this opened doors to an entirely different market, challenges are being faced by both the islanders as well as the resort industry in balancing the delicate nature of local life versus the luxury image of the destination.

The Maldives tourism tale is one for the ages. As with everything island life related, the tourism sector is also a story of resilience. Currently, the natural eco system is being threatened with the development of artificial islands, compromising house reefs for over-water bungalows, an excessive amount of waste that is going by unmanaged, among other market saturation issues.

Among all this, we wonder; what is the next step for Maldives? Do we continue to build? Do we compromise the essence of Maldivian architecture just to stand out among the 100s of resorts? Or do we take a step back and go back to the beginning? To the days when palm trees shaded bungalows. When it was calming to just encounter a lone hammock on the island. To come back to white sandy floors of the villas and snooze with just the hum of the trees in the wind. Back to where it all started...

Conrad Maldives Rangali Island
Madifushi Private Island
Seaside Finolhu Baa Atoll
Interior Design By: Shiyarch Pvt Ltd
Project: ANA’s Salon, Male’

FEATURED PERSONALITY

FATHIMATH RASHEED, THATHU

ARCHITECT, URBAN PLANNER

PARTNER- RIYAN PRIVATE LIMITED

MY DESIGN PHILOSOPHY IS ROOTED IN INTUITION, SHAPED BY RESEARCH, AND REFINED THROUGH CONSTRAINT.

TELL US A BIT ABOUT YOURSELF AND WHAT TRULY INSPIRED YOU TO BE AN ARCHITECT?

I come from a large and vibrant family with diverse interests and careers—I’m the youngest of nine children, born to two mothers. I spent a lot of time with my parents, observing their worlds and soaking up their distinct energies and values. I also spent a great deal of time on my own—reading, drawing, and engaging in imaginative play, which helped nurture a strong sense of curiosity and creativity from an early age.

I grew up in Malé at a time when the city was more livable and less congested. Houses had attached goathi, there were trees to climb, and open spaces to play. I had the relative freedom to explore, to indulge in self-discovery, and to simply be who I was. Creative people surrounded me—within my family, among friends, and in the wider community. The school environment was also much less stressful than it is today, with plenty of opportunities to be expressive and inventive. Art was well taught, and we were encouraged to take part in a wide range of extracurricular activities—we wrote plays, debated, published magazines, choreographed dances, designed costumes, and brought our imaginations to life in multiple ways.

My mother is an incredibly creative and resourceful woman. She made beautiful embroidered dresses, participated in National Handicraft Exhibitions, and brought artistry into everything she did. I grew up by her side, helping cut threads, trace embroidery patterns, and attach biases for the baby clothes she designed and made. We also come from a family of passionate cooks who secretly competed with each other, so creativity was infused into every corner of daily life.

My father, a civil servant, was disciplined, meticulous, and full of life and adventure. He was a pioneer in many ways and a bit of a renaissance man. He often supervised construction sites, especially during a time when trained professionals were rare. Later, when architects and engineers began working in the country, he would excitedly tell me how much things had evolved.

Our holidays were spent travelling to islands, exploring, sailing, harvesting chilies, fishing, planting coconut trees on uninhabited islands—always close to nature. When my siblings had grown up and moved on, as a teenager, I had the rare privilege of accompanying my father on his official trips across the country to inspect schools and hospitals. Those journeys gave me a unique window into different communities and the vital role that thoughtful design and well-planned spaces play in people’s lives. It also opened my eyes to the disparities that existed between Male’ and the atolls.

So, in many ways, becoming an architect felt like a natural path— shaped by creativity, enriched by encounters, and inspired by the everyday beauty and ingenuity I was fortunate to grow up surrounded by.

HOW WOULD YOU DESCRIBE YOUR PERSONAL DESIGN PHILOSOPHY, AND HOW HAS IT EVOLVED THROUGHOUT YOUR CAREER?

I’ve never defined a strict design philosophy — I’m intuitive by nature, and I let each project’s process and program lead the way, a process driven by dialogue, research, and responsiveness. Architecture, for me, sits at the intersection of art and science — it’s about aesthetics, proportionality, and materiality, but also people; their behaviors and emotions.

My work is shaped by a lot of thinking and constant sketching simultaneously. I’m drawn to clean lines, natural materials, natural light, and spatial clarity —and I am fascinated by how things connect, the beauty of details. But every idea must also ultimately meet the realities of function, budget, and context. Working in the Maldives, I’ve learned to design within constraints: where cost, climate, limitations in material availability, and geography demand creativity and care.

Over time, my practice has expanded beyond architecture — from buildings to systems, from isolated forms to frameworks, to connected communities. I now see myself as both an island planner and an urban researcher. I engage with the vulnerabilities and potential of small islands, and I explore how cities and settlements can evolve toward justice, resilience.

Becoming a mother has deepened my perspective. Design, for me, is now an act of long-term care — a way to build futures that are not just livable, but joyful, just, and lasting.

My design philosophy is rooted in intuition, shaped by research, and refined through constraint.

WITH OVER TWO DECADES OF EXPERIENCE IN THE FIELD, HOW HAVE YOU SEEN THE INTEGRATION OF SUSTAINABILITY EVOLVE IN MALDIVIAN ARCHITECTURE?

The integration of sustainability into Maldivian architecture has come a long way, shaped by both local climate challenges and global sustainability movements. Interestingly, if we look back, traditional Maldivian architecture was already inherently sustainable by design. Homes and public spaces were built using locally available materials, with natural ventilation, daylight, and orientation carefully considered. These structures were also community-built, reflecting a deeply rooted culture of shared responsibility and environmental harmony.

However, the landscape began to shift with rapid urbanization, population growth, and a booming construction industry. Many of the traditional materials and passive techniques were seen as inadequate or outdated in the face of modern infrastructure demands. Unfortunately, this shift also meant moving away from some of the sustainable practices that once defined Maldivian architecture.

Today, there is a renewed effort—especially within the tourism sector—to embrace sustainability. Resorts and hotels are increasingly incorporating eco-friendly systems like renewable energy, rainwater harvesting, water recycling, and the use of low-impact materials. There’s growing awareness of the need to reduce ecological footprints. However, it is always a challenge to strike the right balance between luxury and sustainability, particularly in a tourism-dependent economy where high-end aesthetics are expected.

On the policy front, we’ve seen improvements. Government regulations and frameworks promoting sustainability have strengthened, thanks in part to support from international development partners. That said, enforcement remains a weak spot—building codes and compliance systems haven’t kept pace with the urgency of the climate crisis. Education is another key area of progress: sustainability principles are gradually being embedded in architecture courses, and there’s more dialogue around green building certifications, both in academic and professional circles.

Despite these strides, contradictions persist. Large-scale land reclamation projects, for instance, continue to rise—even though they go against core principles of sustainability and long-term environmental resilience.

IN YOUR EXPERIENCE, WHAT ARE SOME OF THE CHALLENGES ARCHITECTS FACE WHEN IMPLEMENTING SUSTAINABLE DESIGNS ACROSS ISLANDS IN THE MALDIVES, AND HOW CAN IT BE ADDRESSED?

In my work, I’ve had the opportunity to contribute to national efforts, including developing The Resilient Housing Guidance for the Maldives and creating a Roadmap for Green Building Certification. These projects aim to provide practical, locally grounded solutions to help steer the construction and housing sectors toward a more sustainable future.

We recently conducted a study on green and climate-resilient housing in the Greater Malé Region to assess awareness, challenges, and opportunities. Key barriers include high costs, limited space, lack of green materials, and low industry awareness. Stakeholders stressed the need for stronger government policies, incentives, and leadership through sustainable public projects. Financial tools—like subsidies, tax breaks, and green financing—are crucial to making ecofriendly construction more accessible. Public education, professional training, and stronger industry associations are also essential. Architects emphasized holistic design, fair compensation, and continued involvement during construction to ensure better, more sustainable buildings across the region. We need continued and meaningful stakeholder engagement to address the challenges.

IN YOUR OPINION, HOW CAN ARCHITECTS AND DESIGNERS INFLUENCE POLICYMAKING TO PROMOTE SUSTAINABLE AND RESILIENT INFRASTRUCTURE IN THE MALDIVES?

Architects have a vital role to play in shaping policy by engaging in research, advocacy, and sustained dialogue with both policymakers and the public, as well as amongst themselves. Their active involvement can help promote the development of sustainable and resilient infrastructure across the Maldives.

To support this role, it is essential to enhance awareness and knowledge within the architectural community itself. Equally important is the need to strengthen the Architects’ Association Maldives (AAM), enabling it to become a more active and effective platform. This can be achieved by fostering collaborations with other professional associations and institutions, both locally and regionally. Maldivian architects must be willing to take hold of the unique opportunities available to push the boundaries, and in climate-resilient design.

At the same time, regulatory bodies must also step up their engagement with professionals. By reinforcing regulatory systems and offering meaningful incentives, they can encourage the adoption of sustainability practices in design and construction. A coordinated effort between architects, professional organizations, and regulatory authorities is key to advancing a more sustainable built environment in the Maldives.

Masjid Al-Sheikh Qasim Bin Muhammad Al-Thany

CAN YOU SHARE ONE PROJECT THAT SIGNIFICANTLY SHAPED YOUR PHILOSOPHY AS AN ARCHITECT?

If I had to name one project that profoundly shaped my philosophy as an architect, it would be the Hulhumalé Mosque—officially Masjid al-Sheikh Qasim Bin Muhammad AlThany. It was the first community mosque to be built in Hulhumalé, the first planned city of the Maldives. At the time, the island was little more than a concept. The land was reclaimed, but the community hadn’t yet arrived. The city existed more as a vision than in a tangible form, and there was a powerful sense of anticipation in the air.

The initial design began as a simple handdrawn sketch—an intuitive response to an extraordinary challenge. When it was approved, I realized the path from concept to construction would require far more than creativity. It demanded endurance, adaptability, and a deep sensitivity to context.

What made the project so pivotal for me was how it navigated the space between tradition and innovation. While its architectural language was distinctly contemporary— even unconventional—it was grounded in the enduring values of traditional Maldivian mosques. At a time when large, monumental mosques were becoming the norm, I wanted to return to something more intimate. The small-scale community mosques of the past had a quiet power—they created a sense of belonging, of shared identity. That was the spirit I wanted to bring to this entirely new settlement.

The design responded directly to both the plot and the broader context of a city in its infancy. Instead of forcing a rectangular plan—often awkwardly rotated to face the Qibla—I envisioned a radial form. This approach not only resolved spatial tensions but also emphasized the central role of the mosque, both physically and symbolically, within the community.

Every element was selected to reflect the layered identity of the space: polished granite arches for a sense of permanence, a lightweight geodesic dome as a nod to modernity, concave concrete walls for a quiet sculptural presence, and carefully designed lattices and calligraphy that filter light to evoke serenity and sanctity. The contrast between these materials—subtle concrete nuances against the boldness of steel—created an atmosphere of balance and quiet drama.

Designing Hulhumalé Mosque taught me that architecture is not merely about aesthetics or even function. It’s about anchoring people—emotionally, spiritually, and culturally—in a place. Especially when that place is new, uncertain, and full of promise. The project, at least for me, became more than a structure; it became a vessel for identity, memory, and the future. That experience continues to shape every project I take on.

WHAT ADVICE WOULD YOU GIVE TO YOUNG WOMEN ASPIRING TO ENTER THE FIELD IN THE MALDIVES?

When young people approach me for career advice, I always start with one essential principle: always pursue what gives you joy. Take the time to explore your interests and understand where your natural strengths lie; what excites you, what you are curious about, and what you believe you can excel in. Discovering this for oneself is the foundation of a fulfilling career.

For those considering a career in architecture, regardless of gender, nurture your creativity. Stay open to learning and experimenting. Architecture is far from a linear profession; it offers a wide array of paths. Not limited to buildings, it can lead you to a wide range of specialisations. There are countless opportunities to carve out your niche, both within the built environment fields and something unique beyond the boundaries of architecture, such as innovative materials, animation, or game design.

To young women especially: be prepared for a challenging yet deeply rewarding journey. Architecture can be demanding, often requiring long hours, intense dedication, and time spent on construction sites. Balancing a professional career with personal or family commitments isn’t always easy, but it is possible—with resilience, support, and a clear sense of purpose.

Roof framing structure 3D model with Diamond Shaped Roof Beams
Architectural Design By: HUS
Riveli Stair Core and Floating Concrete Steps
By: Habitual Spaces/ Asad Moosa
Photo Credits: Azlif Mohamed (@Axlif)

MASON SELECT

THE MALDIVIAN CONSTRUCTION INDUSTRY IS FULL OF REMARKABLE FEATS, FROM ENTIRE ISLANDS CARVED OUT OF THE OCEAN TO HOMES THAT RISE ON LIMITED LAND AND INFINITE AMBITION. WITH SO MUCH HAPPENING ACROSS VARIOUS SECTORS, IT COULD BE A CHALLENGE TO KEEP TRACK OF THE WORK THAT TRULY MOVES THE INDUSTRY FORWARD.

THAT IS WHY WE CREATED MASON SELECT.

WE DO NOT RANK BUT RATHER RECOGNISE. IN EVERY ISSUE, WE SPOTLIGHT A CURATED LIST OF PEOPLE, FIRMS, AND PROJECTS THAT ARE NOT JUST BUILDING BUT REDEFINING THE IMPOSSIBILITIES. FROM MATERIALS THAT CHALLENGE THE STATUS QUO TO DESIGN CHOICES ROOTED IN ISLAND LIFE, THESE SELECTIONS REFLECT THE KIND OF WORK WE BELIEVE DESERVES A SECOND LOOK — AND A LASTING IMPRESSION.

MASON SELECT IS SHAPED BY CONVERSATIONS WITH INDUSTRY EXPERTS, BE IT ON-SITE ENGINEERS, AN ARCHITECT AT MID-SKETCH, OR FOUNDERS WHO HAVE BUILT FROM THE GROUND UP. OUR EDITORIAL APPROACH IS GROUNDED IN FIRSTHAND INSIGHTS FROM INDUSTRY EXPERTS, SITE VISITS, AND THE ENDURING BELIEF THAT QUALITY WORK SPEAKS FOR ITSELF.

AND WE WOULD LIKE MASON SELECT TO BE YOUR SOURCE OF INSPIRATION, INFORMATION, OR EVEN A REMINDER OF WHAT EXCELLENCE IN THE MALDIVIAN CONSTRUCTION INDUSTRY LOOKS LIKE.

FRESH PERSPECTIVES

ASAD MOOSA

CIVIL/ STRUCTURAL ENGINEER AND DIRECTOR

MSPACE PVT. LTD.

CELEBRATING STRUCTURAL FORMS

In many cases, the structural engineer’s job is to ensure the structure remains discrete while performing its function, especially when that aligns with the architectural design intent. Even when a structure does stand out, it should do so in a way that complements the overall design. In rare cases, however, the structure itself becomes central to the architectural or interior concept while still serving its functional purpose.

For structural engineer Asad Moosa, though smaller and intricate as they might be, these are the types of projects he finds most fulfilling: when the structure and architectural design seamlessly intertwine. And he believes that good communication between engineers and architects is the key when it comes to the more complex projects.

Passionate about both 3D modelling and drawing, Asad thrives in projects that allow him to apply these skills to achieve complex forms. For him, presenting a detailed 2D and 3D visualisation is crucial when it comes to aligning the solutions with the architect’s vision, which also gives confidence that everyone involved in a project remains on the same page, from concept to construction. 3D modelling has also helped Asad identify potential issues early on and explore structurally viable alternatives when certain architectural concepts are not physically feasible.

One such example is the main building of Riveli Beach Club, particularly its L-shaped floating staircase and the concrete wall that supports both the stairs and the first-floor slab. The design process was iterative: the architect “Habitual spaces” proposed a concept; Asad sized and modelled the structure in 3D based on the dimensions required structurally, and the design evolved through continuous back-and-forth until a final solution was reached.

While some structures may appear minimal or effortless when complete, they often involve extensive behind-thescenes work, modelling, analysis, calculation, and detailing. In an upcoming resort project working alongside Italian Architect “HUS”, a design firm based in Italy, Asad was asked to design villas with diamond-shaped reinforced concrete beams that split at intermediate points forming a wishbone and also support a floating column beneath the roof ridge. Standard beam equations didn’t apply, so the calculations had to be derived from scratch. The end result, though

structurally complex, looks clean and minimal to anyone observing these beams on site now that they have been cast.

Ultimately, it’s the architect who envisions form and the engineer who brings it to life without compromising on integrity. Although it’s often said that “an architect’s dream is a civil engineer’s nightmare,” Asad believes the most successful collaborations arise when architects bring an intuitive understanding of structure, and both sides engage with mutual curiosity and respect. In those moments, challenges evolve into opportunities, and what begins as a complex brief can become a dream project for the engineer as well.

Asad’s philosophy is also guided by a quote from Sir Ove Nyquist Arup, founder of Arup Group Limited: “The architect should be part engineer and the engineer should be part architect in order to achieve a fruitful collaboration.”

This belief continually shapes Asad’s approach to his work. He strives to understand design perspectives and communicate structural solutions in a way that allows architects to grasp them easily. Currently working alongside the team at MSPACE, Asad is driving efforts to redefine what’s possible when structural engineering and architectural design move in lockstep. This philosophy is being brought to life through one of the firm’s most ambitious projects currently under construction.

Asad offers a fresh perspective that is both practical and innovative, which is remarkable in an industry where technical precision rarely intersects with creative vision in one individual. Asad keeps us all in awe with the reminder that when engineering meets artistry, the results can be extraordinary.

LEADING SPECIALTY INSURER DHIVEHI INSURANCE COMPANY

A FINANCIAL GUARANTEE AND BUSINESS CONTINUITY

Cash flow can make or break the momentum in the fastpaced construction industry. Dhivehi Insurance addresses this by offering a critical safety net through its Trade Credit Bond. The bond allows contractors to purchase goods and materials on credit, with payment due later, while providing suppliers with the assurance of guaranteed reimbursement

At the heart of this offering is a powerful promise by Dhivehi Insurance: that if a contractor defaults, Dhivehi Insurance will step in. The supplier can initiate the recovery procedure, and upon validation of the claim, Dhivehi Insurance will settle the outstanding amount. The seamless process is designed in a way to protect every link in the construction supply chain. For contractors, this gives access to new suppliers, smoother negotiations, and significant improvement in cash flow. Since they don’t have to tie up funds or rely on expensive

letters of credit, contractors can instead redirect capital where it’s needed most, whether for on-site operations or acquiring materials.

The policy further strengthens their credit profile with banks, enabling more favourable financing terms. And for suppliers, this provides a means of peace of mind. With Dhivehi Insurance backing every transaction, they could offer more competitive terms without the fear of bad debt, explore new markets, and also scale operations with reduced risks.

As the leading specialty insurer in the Maldives, providing a comprehensive credit bond service to contractors, Dhivehi Insurance ranks at the top in redefining what it means to support the construction industry: building trust, bridging gaps, and backing ambition with security.

SPORTS INFRASTRUCTURE EXCELLENCE MALDIVES ASSURE SUPPLY

BRUSH MACHINE: A GAME-CHANGER IN TURF CARE

Maldives Assure Supply is popular in the Maldives for offering top quality sporting infrastructure solutions. In addition to providing sporting infrastructure solutions and consultations, Maldives Assure Supply brings a wide range of high-quality products for sports facilities.

Among the diverse products offered, the Brush Machine stands out as an essential for the maintenance of sports fields. Available for purchase online from Maldives Assure Supply, the machine is designed to realign turf fibers while removing accumulated dirt. The consistent use of the machine guarantees evenness of the fields and prevents compaction while assuring its longevity and functionality.

With the Brush Machine on hand, sports facilities can significantly reduce costs by carrying out the maintenance inhouse. As a vital investment, the machine ensures a long-lasting sports field without the need for frequently outsourcing professionals for maintenance.

As part of the company’s commitment to enhancing the Maldives’ sports scene, the Maldives Assure Supply is a onestop solution for sports facilities, offering access to high quality products and top services.

PREMIER CONSTRUCTION MATERIALS

TIMBER HOUSE

SUSTAINABLY SOURCED. EXPERTLY DELIVERED

With over two decades of experience, Timber House has established itself as one of the most trusted names in the timber industry across the Maldives. Backed by two operational sawmills and multiple warehouses in Malé, Thilafushi, and soon Hulhumalé, the company is built to handle complex project demands. Timber House provides end-to-end material solutions and custom-cut timber for large-scale builds. Their wide-

ranging inventory includes everything from hardwoods and outdoor-grade Balau and Kapur, to treated and untreated pines from South Africa, Russia, and New Zealand. Every order is supported by a highly experienced team with many of whom have been with the company for over a decade—ensuring consistent quality, technical insight, and timely delivery.

TOP CONSTRUCTION COMPANY

AMIN CONSTRUCTION

FOUNDATIONS THAT ENDURE

Few names carry the weight that Amin Construction does in the Maldives. Established in 1984 by the current chairman, Mr. Abdulla Ali, and still helmed by the family, the company was nascent in 1984, its roots grounded in humble beginnings that would later define a legacy. The work that began as cutting wood to supply to resorts has evolved into one of the leading construction companies in the Maldives. Its expansive portfolio includes the development and management of a luxury resort, marking a full-circle moment in the company’s legacy. The projects also include renowned buildings in the country like MMA, STO Main Office

Building, and Velaanaage Building. Add to this the various schools, airports, and harbors, along with the residential buildings that include their own iconic Amin Residences.

Amin Construction is where it is today, not just because of the scale of its completed projects but rather because of the consistency of its work. The company is committed to timely deliveries and stands firm in leading with clarity and reliability. Amin Construction is proof that in an island nation such as ours, built on coral and grit, some foundations truly do last.

MOST INNOVATIVE PROJECT THILAMALÉ BRIDGE

Credits: Ministry of Construction, Housing, and Infrastructure

BUILT TO CONNECT

Thilamalé Bridge is among the most ambitious government projects, promising connectivity between the capital city Malé, Villingili, Gulhifalhu and Thilafushi. Officially termed the Greater Malé Connectivity Project (GMCP), the project is carried out in collaboration with neighbouring India and is built by a leading construction company in the country –Afcons Infrastructure.

With most of the country’s population residing in the greater Malé area – either Malé, Hulhumalé or Villingili, transport often becomes difficult between the islands, with people needing daily traveling between these islands for work, school, or hospital. Ten years ago, no one would have imagined that the ferry ride from Hulhumalé to Malé would

be replaced by a short ride on a bridge. Since the opening of Sinamalé bridge in 2018, it has significantly made the daily commute much easier with a bonus of a scenic drive.

Similarly, Thilamalé Bridge aims to enhance the daily lives of people by eliminating the hassle of traveling and offering. Expected to be complete in the third quarter of 2026, it will be the longest bridge in the country. With piling, pier columns and navigation structures in place, more than half of the bridge construction has already been completed.

Thilamalé Bridge is the largest infrastructure project yet, and it stands as a testament to the government’s efforts towards innovation and urban transformation.

Projects may rise on steel and concrete, but it is often timber that gives them form, warmth, and life. And in the Maldives, when builders need that timber to arrive on time, cut right, and ready to endure, they turn to Timber House.

TIMBER HOUSE: BUILT ON EXPERIENCE, SUSTAINED BY QUALITY

Timber House Sawmill

There’s a kind of quiet choreography behind every structure that stands. The steel and concrete may take the spotlight, but behind it, beneath the scaffolds and beyond the blueprints, there’s always timber. Timber holds the frame, shapes the finish, and creates the rhythm of repetition that builds not just walls but possibility. And behind much of that timber, for the past two decades, there has been one name moving with near-constant precision: Timber House.

Founded as a family business and still guided by the same sense of generational purpose, Timber House began with a vision that was both ambitious and quietly grounded: to be the most preferred supplier in its field. In the years since, that vision has matured into scale, capability, and a company trusted across islands, industries, and institutions. From its expansive operations in Malé and Thilafushi, Timber House serves the full spectrum of projects, ranging from individual home renovations to large-scale resort or government contracts, offering not just wood but comprehensive solutions.

Those solutions begin with quality. Timber House sources from certified, sustainable forestry regions across Malaysia, New Zealand, South Africa, China, Lithuania, and beyond, selecting only those materials that meet strict criteria for durability, treatment, and compliance. Their curated inventory spans both solid and engineered woods, tailored for everything from high-traffic construction to refined interior use. Whether it’s precisiontreated timber, flexible board solutions, or reinforcement materials, every product reflects Timber House’s commitment to reliable supply and lasting quality.

It is not only the product range that sets Timber House apart; but also its ability to deliver at scale. With over 44,000 sq ft of storage capacity across warehouses, and two dedicated sawmills, the company is able to fulfill high-volume orders within the often given tight timeframes, and Timber House does so, without cutting corners. The sawmills are manned by seasoned sawyers capable of

providing customs cuts on demand, including “cut while you wait” services. And the sawmills itself are equipped with precision machinery, like tongue-and-groove machines that allow boards to be shaped with seamless, interlocking joints for both strength and aesthetics. These are not just conveniences. In a place where transport timelines are unpredictable, and weather is unforgiving, the ability to fabricate fit-for-purpose timber immediately and locally often determines whether a project stays on track.

To complement this production strength, Timber House has built a tightly choreographed logistics network. A dedicated cargo boat and a fleet of delivery trucks operate daily between Thilafushi, Male’, Hulhumale, and docked resort supply dhoani’s, with same day delivery as the standard, and not the exception. Clients face no minimum order quantities and, in many cases, no delivery fees. From start to finish, the system is designed for reliability. But materials and machinery alone do not build trust. That comes from people. Timber House’s team brings nearly two decades of hands-on experience and technical insight to every client conversation. They understand not only what to supply but also when, how, and why certain materials are better suited to the unique conditions of the Maldives, and how they will withstand salt, sand, humidity, and sun. The depth of understanding translates into genuine consultation, guiding clients through every phase of a build. In cases when a specific material is not in stock, Timber House’s global sourcing network is activated to find the best match at the best price, without compromising on standards or delivery time.

In a sector where time is money, and material choices shape legacies, Timber House offers something rare: the ability to deliver quickly without cutting corners and to consult deeply without delaying outcomes.

Timber House Thilafushi Warehouse
Huvandhumaa 2 - Timber house cargo vessel
Timber House Select
Timber House Thilafushi Lorry

This client first approach is part of what has earned Timber House’s long standing relationships with the country’s most prominent developers, government agencies, and resort brands. From the Maldives National Defence Force and Housing Development Corporation to luxury properties like Cheval Blanc Randheli, Anantara, and Atmosphere Resorts, Timber House is the name behind the structures the nation relies on: quietly present, consistently dependable. Even so, Timber House’s role in the industry extends beyond supply. The company ethos is grounded in its responsibility to the environment, its people and the communities it serves. The suppliers

are vetted carefully for ethical standards, and the team itself at Timber House reflects a culture of inclusion and longevity, with a lot of employees who have been with the company for over a decade. The corporate responsibility programs have included medical assistance support, partnerships with NGOs, and ongoing contributions to initiatives like the Migrant Workers of Maldives acts that often go unseen but speak volumes about Timber House’s core ethos.

In a sector where time is money, and material choices shape legacies, Timber House offers something rare: the ability to deliver quickly

without cutting corners and to consult deeply without delaying outcomes. It is a company shaped by craftsmanship and scale, tradition and technology: a business that doesn’t just respond to construction needs but anticipates them.

Projects may rise on steel and concrete, but it is often timber that gives them form, warmth, and life. And in the Maldives, when builders need that timber to arrive on time, cut right, and ready to endure, they turn to Timber House. Not just because it has what they need but because it knows what they’re building toward.

Timber House Team

SOLID TIMBER

ENGINEERED WOOD PRODUCT

PVC foamboards
Cement foamboards
Rebars
Plywood
Blockboard
Film face
Fancy gloss
Timber Doors (Pre-finshed)
Timber Flooring(Pre-finished)
Hardwood
Red meranti
Kapur
Balau
South African & New Zealand pine Russian/ Scots Pine

INTERVIEW

AHMED NAVEEN HUSSAIN

MANAGING DIRECTOR

TIMBER HOUSE

I’VE ALWAYS BELIEVED THAT THE HEALTH OF A BUSINESS IS DIRECTLY LINKED TO THE HEALTH OF ITS SURROUNDINGS.

TELL US A BIT ABOUT YOURSELF. WHAT WAS YOUR PATH LIKE BEFORE STEPPING INTO TIMBER HOUSE, AND WHAT DREW YOU INTO TAKING ON THE FAMILY BUSINESS?

Timber House represents two decades of family enterprise, established by my father in 2005. His journey in the timber and construction sector began in the early ‘90s, first as a supervisor and later General Manager at FW Construction. He then became a partner at Far Horizons Pvt Ltd (Now Timber Store) before establishing Timber House. The leadership evolution has been organic from my father’s foundational vision to my sister’s leadership phase, and now to my current role as Managing Director. I am currently working closely with my mother in this transition, benefiting from her deep understanding of the business and family dynamics. Although I could not complete my studies at King’s College, the exposure was invaluable in shaping how I view international business dynamics and market opportunities.

YOU’VE GOT SAWMILLS AND STORAGE IN BOTH MALÉ AND THILAFUSHI, WHICH SHOWS THE SCALE YOU’RE WORKING AT. BUT IN YOUR VIEW, WHAT REALLY MAKES TIMBER HOUSE STAND OUT WHEN IT COMES TO HANDLING TIGHT TIMELINES AND COMPLEX PROJECT NEEDS?

It’s the combination of scale and expertise. Yes, we have four expansive warehouses in Thilafushi, two in Malé, and one underway in Hulhumalé and our inventory spans everything from timber and plywood to prefinished wood products and high-grade construction materials. But what really differentiates us is the human capital behind the infrastructure. Many of our employees have been with us for over a decade. They don’t just bring technical skills, they carry deep industry knowledge and relationships. Beyond that, we’re committed to sustainable sourcing, price matching, and reliable free delivery. We don’t just fulfill orders; we position ourselves as strategic partners, helping clients build smarter, faster, and with greater confidence.

TIMBER HOUSE DOES A LOT BEHIND THE SCENES, FROM HELPING WITH MEDICAL SUPPORT TO WORKING WITH NGOS. WHY IS GIVING BACK SUCH A BIG PART OF HOW YOU RUN THE BUSINESS?

For us, giving back isn’t just corporate social responsibility, it’s a strategic investment in community empowerment, which directly strengthens our business. Supporting medical projects or partnering with NGOs builds trust, strengthens the communities we operate in, and reinforces our reputation. It’s not marketing spend; it’s organic relationship-building that earns loyalty and positions us as more than just a supplier.

YOU’RE KNOWN FOR OFFERING MORE THAN JUST TIMBER. WHAT DOES THE FULL PROCESS LOOK LIKE WHEN A CLIENT COMES TO YOU, FROM THE FIRST CONVERSATION TO FINAL DELIVERY? AND WHO DO YOU FIND BENEFITS THE MOST FROM THAT KIND OF SUPPORT?

We deliver a true end-to-end solution, starting with a meticulous understanding of each client’s project, their timelines, budgets, technical specifications, and design aspirations. With our on-site sawmills and tongue-and-groove machinery, we can custom-cut materials to exacting standards. Dedicated carpenters oversee the entire process from initial order to final delivery. This approach is particularly invaluable for large-scale resort developments, major infrastructure projects, and builders working against tight deadlines or managing multi-phase, complex builds.

Timber House Delivery Team
Mr. Hussain Waheed: Founder, Timber House

WHAT’S NEXT FOR TIMBER HOUSE? WHEN YOU THINK ABOUT THE FUTURE, WHAT DO YOU HOPE TO BUILD?

We believe the construction and development industry is positioned for significant expansion, and we’re positioning ourselves to evolve alongside it. Our aim is to not just supply materials, but to become a fully integrated ecosystem that caters to every stage of the construction process. We’re always on the lookout for opportunities to expand our service offerings in response to demand, and this is just one step in a broader vision to create a vertically integrated powerhouse that sets new standards in the industry.

Timberhouse Sawmill Male’
Timberhouse Warehouse Thilafushi

A FLAT, A FUTURE, A FIGHT FOR HOME

HIYAA GAVE MANY A KEY BUT RAISED BIGGER QUESTIONS ABOUT AFFORDABILITY, DESIGN, AND THE COST OF GETTING HOUSING WRONG.

Social housing, by definition, is not about charity; it is about structure and policy. Across the world, it exists to provide affordable and stable homes for those excluded from the private market. In the Maldives, this idea has taken different forms over the decades, from early flats built with foreign aid in the 1990s to a series of state-led pledges and partial deliveries to the launch of a dedicated housing corporation. But nowhere has the ambition been more visible or more debated than in the Hiyaa project, a bold attempt to scale public housing in a country where land is scarce, cities are vertical, and the demand for a place to call home continues to rise.

It is a project that did not just promise homes; it reshaped the skyline, influenced national policy, and stirred public debate about what it meant to build for the people.

You see them before you arrive. Sixteen towers painted in bold red, orange, green, yellow, purple, and blue stripes, bright against the coastline, impossible to miss. Hiyaa is not just a housing project; it’s a landmark. Not just because of its scale but because of what it represents: one of the most ambitious and contentious experiments in state-built housing the Maldives has ever seen.

It is a project that did not just promise homes; it reshaped the skyline, influenced national policy, and stirred public debate a bout what it means to build for the people.

Launched in 2017 to tackle the capital’s growing housing crisis, Hiyaa was meant to shift the equation. The model was rent-to-own: a flat, a future, and maybe, over 25 years of fixed monthly payments, a home you could one day call your own. At 7,000 units across 16 towers, it was the largest public housing development in the country’s history. For many, it was a lifeline. For others, it raised uncomfortable questions.

The truth is that the housing crisis in the Maldives isn’t just about supply; it’s about affordability, livability, and the challenge of building for everyone, not just anyone.

By 2019, over 74% of residents in Malé were renting, often in cramped, subdivided apartments. Owning a home, especially in Greater Malé, had become something only the wealthiest 20% could afford. The April 2020 Rental Survey by the National Bureau of Statistics, Ministry of National Planning, Housing and Infrastructure found that rent accounted for nearly a quarter of household expenditure, with three-bedroom apartments in Greater Male’ averaging MVR 19,000 a month. This itself highlights the significant disparity between market prices and public sector incomes, with 67.4% of civil servants earning less than MVR 10,000 per month in 2023.

Into this gap stepped the state, not for the first time, but on a far bigger scale. Hiyaa wasn’t just a project; it was a statement that housing would be a right, not a privilege, and that space could be promised, even if the land was limited.

But even promises come with caveats.

Structural ambition invited scrutiny early on. In a formal review, the Architecture Association of Maldives (AAM) raised a series of concerns that extended beyond aesthetics to safety. Railings in shared corridors were installed too low, making them unsafe for children to use. Window placements were flagged for potential fall risks. Fire safety infrastructure was either incomplete or entirely absent, with no smoke-resistant zones or clear plans for high-rise evacuation. Pipes were exposed and poorly aligned. Each tower, home to hundreds of residents, was equipped with just three elevators, raising concerns about daily congestion and access during emergencies.

Playgrounds were absent. Waste disposal systems were insufficient. For buildings designed to accommodate over 40,000 people, the basic conditions for comfort, safety, and functionality had not been met. AAM also questioned whether the development aligned with Hulhumalé’s planning standards, noting the lack of communal areas, security systems, and open space. The project met its spatial targets but fell short of the planning standards needed to support safety, community, and quality of life.

Alongside these structural issues, affordability placed pressure on residents from the start. Initial rents were set at MVR 7,500, with an additional MVR 1,000 in maintenance. For many of the families the flats were intended for, this was already a stretch. By 2022, the strain was evident. According to the World Bank, 37% of Hiyaa tenants were in arrears. Debt servicing costs had ballooned, prompting a reassessment of terms. In 2023, revised conditions reduced monthly rent to MVR 6,300 for the first seven years while maintaining the

Hiyaa Flats, Hulhumale Phase 2

MVR 1,000 maintenance fee. The total payment period was also extended from 25 to 27 years in an effort to ease the financial burden.

Separately, the approach to eligibility also drew discussion. Rather than targeting individuals based on income, Hiyaa prioritized job categories, including civil servants, newlyweds, and nurses. There was equal access but not equitable access. Everyone paid the same rent, whether they could afford it or not.

And yet, Hiyaa was never going to be perfect. What it offered- a long-term, state-backed route to homeownership was still radical in a place where housing inequality runs deep. It surfaced all the hard questions: about how to build fairly, how to price human dignity, and when the state should intervene when the market cannot.

In 2025, new legislation was introduced to course-correct: banning subleasing, limiting ownership transfers, and establishing a housing fund for those most at risk of being left behind. That same year, long-overdue infrastructure upgrades were also completed — including the installation of eight additional elevators across four Hiyaa towers, aimed at easing congestion and improving daily accessibility for residents. Fahi Dhiriulhun Corporation is now leading the next phase, with 13,000 more units planned across the Greater Malé Region. The scale is growing. So are the expectations.

Hiyaa did more than build homes. It built a mirror, held up to policy, politics, and the price of being left behind. It asked what it really means to give shelter: Is it enough to offer walls and windows, or must we also promise light, air, and dignity? That is the legacy it leaves us with. Not 16 towers against the sea, but the question of whether a nation built on sand and sea can afford to get housing wrong — and what happens when we do.

With over half a century of combined leadership, Dhivehi Insurance brought more than credibility to the industry; it brought change. Before its market entry, only a ha ndful of dominant firms could secure the guarantees needed to bid for major projects.

MALDIVES ASSURE SUPPLY: REDEFINING SPORTS INFRASTRUCTURE IN THE MALDIVES

Futsal Turf

As the Maldivian construction and infrastructure landscape continues to grow, one company has built a strong presence in sports infrastructure, a field often overshadowed by more extravagant projects. Maldives Assure Supply stands out in this niche as a leading provider of sports flooring, turf, and infrastructure solutions across the country.

Maldives Assure Supply was established in 2013 as a general supply company by its Managing Director, Musthafa Mohamed. Since then, the company has grown into a specialized supplier of high-end sports flooring and infrastructure solutions. Recognizing the need and growth in the construction of sports infrastructure, Maldives Assure Supply made a clear decision to focus solely on the development of sporting facilities in 2016.

A year after its shift towards sports infrastructure development, Maldives Assure Supply partnered with City Green Trend, a leading sports flooring manufacturer in China. This collaboration provided the company with access to a wide range of premium quality products, including FIFA-certified flooring.

In addition to supplying premium products, Maldives Assure Supply offers consultations, installation services, and post completion maintenance of six months. From government projects on local islands to development of sports facilities on luxury resorts, each project is handled with the utmost precision with the focus on one outcome – delivering a durable and high-quality product.

Today, Maldives Assure Supply provides installation for a wide range of products including artificial turf, synthetic flooring, PVC flooring, turf paint, sports lighting and more. Top-quality products are conveniently and quickly available for clients. The company has completed more than 40 sports facility developments and over 60 specialized flooring installations. This includes an array of sports

including futsal, football, volleyball, handball, tennis, golf, etc. As the demand for quality sports facilities continues to grow, Maldives Assure Supply stands out as a top supplier, consultant and developer in the field.

As a country in the depths of spatial inefficiency, construction of indoor and outdoor sports facilities is already a challenge in the Maldives. In addition to that, logistical challenges and unpredictable weather often hinder the workflow significantly. Despite challenges, Maldives Assure Supply strives to complete each project up to its standard and in a timely manner. The support and cooperation from clients play an important role in tackling recurring challenges to complete a project. The company has been able to complete some projects within an unrealistically short period of time such as within a few weeks or even within a month while working with supportive clients.

The company’s expertise also extends to the largest sector in the Maldives: hospitality sector. While many resorts already have at least one sports facility, several resorts are focusing on enhancing their offerings by developing sports fields and multi-sport complexes. Maldives Assure Supply provides consultations to high-end clients in order to develop the most efficient and suitable facilities, allowing these facilities to enhance guest experiences.

Among the company’s most notable and impactful projects is the construction of the outdoor volleyball court in R. Meedhoo. The

Despite challenges, Maldives Assure Supply strives to complete each project up to its standard and in a timely manner. The supp ort and cooperation from clients play an important role in tackling recurring challenges to complete a project. The company has been able to complete some proje cts within an unrealistically short period of time such as within a few weeks or even within a month while working with supportive clients.

AA. Maalhos Futsal Ground
H.Dh. Nolhivaramfaru Futsal Ground

project stands out not only for its execution but also for the innovative approach taken on selecting the playing surface. For the first time in Maldives, a state-of-the-art material was introduced: its surface. The advanced surface delivers the same touch and feel as a professional indoor volleyball mat with enhanced grip, comfort, and performance for players. What makes it particularly unique is its durability and suitability for outdoor use, despite mimicking the qualities of an indoor court.

Since the installation of R. Meedhoo volleyball court, the local community and stakeholders showed positive response, with an increase in inquiries and interest from other islands and organizations. The project not only highlights Maldives Assure Supply’s commitment to innovation but also reflects the ability to deliver high-quality, purpose-built facilities that exceed expectations.

When it comes to construction in an island nation like the Maldives, the execution itself is a big challenge. More than technical knowledge, it requires a deep understanding of logistical challenges such as the transport of materials and products, limitation of workers, unpredictable weather conditions, and other environmental factors. With years of expertise, Maldives Assure Supply mitigates these challenges through strategic planning, to ensure that each project is completed in a timely and efficient manner.

One of the most common concerns raised by the public and stakeholders for projects of this nature is the duration required for full competition. Although the company strives to deliver efficiency, many delays due to external factors such as side readiness, third-party coordination and logistical constraints are often beyond the company’s direct control.

However, Maldives Assure Supply consistently demonstrates their ability to deliver projects without delays when these external factors are addressed in a timely manner. This is evident in multiple futsal court installations, with some of them completed in as little as two weeks. Under the right conditions, project timelines can be significantly shortened without compromising on quality. The company’s efficiency in completing each project has earned Maldives Assure Supply a reputation as one of the most reliable and innovative players in the market.

Maldives Assure Supply is more than a supplier of sports flooring – it is a small business that started with a vision to enhance the Maldives’ sports industry. By supplying high-quality and durable products, the company helps provide the local community with access to premium sports facilities. With that, Maldives Assure Supply continues to build a legacy through the development of sporting infrastructure.

AA. Maalhos Futsal Ground
HA. Vashafaru Football Ground
HA. Baarah Futsal Ground

INTERVIEW

MALDIVES ASSURE SUPPLY

So far, I think we can and we are able to meet client needs. One major advantage we have is that we have a large stock of materials readily available. For example, if a client needs turf replacing, we are able to provide them with that almost immediately.

TELL US A BIT ABOUT HOW MALDIVES ASSURE SUPPLY STARTED AND THE VISION BEHIND THE COMPANY?

We first started Maldives Assure Supply as a general goods supplying company in 2013. We provided an array of goods including some sports infrastructure materials as well. However, in 2020, we shifted our focus entirely on sports infrastructure development. With that, we aim to enhance the Maldives’ sports scene, by playing a significant role in delivering top-quality materials and services.

HOW DO YOU ENSURE EACH PROJECT IS OF THE HIGHEST QUALITY AND STANDARD?

In 2017, we partnered with City Green Trend (CGT), one of China’s leading sports flooring manufacturers. CGT also provides procertified football pitches for Tottenham Hotspur Football Club for the team’s training. So, our products are definitely among the best here in the Maldives.

What we supply are high in quality, consistent, and FIFA approved.

When it comes to the installation of turf, we started the service in 2020. We’ve had the same team since then, making them wellexperienced. We also have an expert person from CGT here with us who leads the projects and oversees the process.

WHAT ARE THE TYPES OF SPORTS FACILITIES MOST FREQUENTLY INSTALLED BY MALDIVES ASSURE SUPPLY?

The most common projects we receive are for futsal grounds since futsal is the most commonly played sport in the Maldives now. However, we provide turf and installation for football pitches, volleyball courts, handball grounds, tennis courts, as well as golf courses.

HDC Football Turf
WHAT ARE SOME OF THE CHALLENGES YOU HAVE OBSERVED IN THE CONSTRUCTION OF SPORTS INFRASTRUCTURE?

There are a few challenges and issues when it comes to sports infrastructure development. One major issue is the complications arising during the preinstallation phase. This is where the ground is cleared out, the boundary wall is built, and the ground is properly set for turf installation. This phase is very important for the smooth installation process, requiring a lot of time and skilled labor. While we do have a small construction team, it becomes a challenge to dispatch them to multiple locations at the same time since we typically have several projects ongoing simultaneously. So, this is usually done by the client side or subcontractors and remotely overseeing this phase becomes a challenge.

Significant delays in receiving payments, especially for projects with tight deadlines, is also another issue we frequently face. While we are expected to complete the project within the set duration, we often have to wait over a year post-completion to receive our paycheck. This, of course, affects our operations as a company.

Another issue in this field is the lack of proper maintenance after the project is completed. Although we provide 6 months of maintenance with each project, after the period, it is entirely up to the client to ensure that the fields are maintained to ensure durability. With some projects, we also provide machinery upon completion so that the client has the required equipment for maintenance, but it’s not often used and ends up lost somewhere in a stockroom. Despite our products and services being of top quality, neglect can very quickly ruin the fields. So when the field becomes too worn out to play, it needs to be redone entirely. Rather, it would be more cost-effective as well as durable to carry out maintenance regularly.

HOW

DO YOU FORESEE THE FUTURE OF

CONSTRUCTION OF SPORTING FACILITIES IN THE MALDIVES, AND WOULD MALDIVES ASSURE SUPPLY MEET THE GROWING DEMAND?

Today, each island has at least one sports ground: a futsal or football pitch, a volleyball court, or a handball ground. These four sports are the most common and almost every island community wants a court for each. Demand for badminton courts is also growing within the local islands. A lot of these islands also want a separate field for men and women. So there definitely is growing scope for sports infrastructure and development.

So far, I think we can and we are able to meet client needs. One major advantage we have is that we have a large stock of materials readily available. For example, if a client needs turf replacing, we are able to provide them with that almost immediately.

In addition to supplying sporting materials and installation services, we also provide consultancy to clients including luxury island resorts. Currently, we have a few resort projects along with several government projects.

Rehendhi School Football Ground
Sh. Bilehfahi Futsal Ground
B. Kudarikilu Volleyball Court

FROM PARADISE TO CONCRETE: TRANSFORMING ISLAND LIFE WITH FORESIGHT

WHEN YOU THINK OF THE MALDIVES, IMAGES OF AWARD-WINNING BEACHES AND TURQUOISE WATERS BRIMMING WITH LIFE LIKELY COME TO MIND. PICTURE THE AVERAGE MALDIVIAN HOUSEHOLD, AND YOU MIGHT IMAGINE TROPICAL BUNGALOWS WITH THATCHED ROOFS—A SERENE ISLAND PARADISE.

But for those flying into the country for the first time, it’s the aerial view of Malé City that offers a stark contrast. A one-square-mile island, densely packed with buildings, creates a surreal concrete jungle rising defiantly from the ocean. It’s the lived reality for more than one-third of the population.

Malé is one of the most densely populated places on Earth, with rent prices rivaling those of Tokyo and New York City. Rapid urbanization here has prioritized profit over sustainability, with contractors opting for cheap materials and lax regulations enabling shortsighted practices. While climate change has climbed the global agenda, the Maldives—a nation on the frontlines—must lead rather than follow.

So, what defines a sustainable building today? Eco-friendly materials and energy efficiency matter, but in the Maldives, survival demands anticipatory action. As sea levels rise and extreme weather intensifies, resilience must be woven into every blueprint, policy, and budget. Globally, lessons abound: Bangladesh’s floodresistant housing has reduced monsoon displacement (World Bank, 2020), while the Netherlands’ “living with water” philosophy integrates amphibious architecture into urban planning (Dutch Water Sector, 2023). Even traditional Maldivian architecture offers wisdom—raised floors and strategic ventilation holes once maximized airflow long before air conditioning, a testament to passive cooling in tropical climates.

For the Maldives to thrive, engineers must design for tomorrow’s climate, not today’s. Elevated foundations in flood-prone areas, salt-resistant concrete to combat corrosion (Portland Cement Association, n.d.), and modular designs with expandable rainwater systems are no longer optional. Yet technical fixes alone fall short. The gap between Malé’s concrete sprawl and eco-resort ideals isn’t just about materials—it’s systemic. Sri Lanka’s posttsunami elevation mandates (UNDP, 2007) show how regulations can enforce resilience, while tax breaks for flood-resistant materials or grants for retrofits could incentivize change.

Communities, too, hold power: reviving windresponsive layouts or training builders in climate-adapted techniques could marry tradition with innovation.

Imagine a future where pre-approved disaster-resilient designs fast-track permits, where a national fund—fueled by tourism levies or climate grants—subsidizes sustainable materials, and where workshops train contractors in rainwater harvesting or solar integration. Fiji’s community-led coastal plans (World Bank, 2017) prove such frameworks work.

The Maldives cannot afford to build for the present. Every structure must be a bulwark against the future—a fusion of foresight, policy, and ingenuity. By anchoring resilience in governance and design, we can transform Malé’s concrete jungle into a beacon of adaptation, ensuring island communities thrive long after the tides rise.

K. Guraidhoo | V. Felidhoo | Luxera by Tata Housing Maldives | Male’ City Skyline

CELEBRATING OF TRUST 7

Y E A R S

H A R D W A R E

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