Who we are
In 2016, Mike and Rach decided to step back into the arena of the Real Estate Industry after a 10-year journey in the restaurateur space. For them, it was coming back to the root of their passions; real estate, development, marketing, and people.
In 2017, they sold 79 properties just the two of them and near the end of that year were encouraged by a mentor to bring people along with them into this journey of navigating a career in Real Estate. In Q4 of 2017, the Novak Team was born.
Ever since, Mike & Rach have stayed true to their core values, have never wavered in their quest for bringing value to their clients and their business partners and teammates, and continue to work hard to bring up those around them.
This team is more than just a group of real estate professionals; this is a high-level group of individuals who choose to do life in proximity to those who push each other, hold each other accountable, encourage each other’s success and continued pursuit of personal and professional mastery.
We are so grateful you have decided to partner your business with ours and we look forward to a fruitful partnership where we can support you in all your business dreams and likely push you out of your comfort zone from time to time, while having some fun along the way!
Barrett Financial Group
History
• Barrett Financial Group was founded in 2002 by owner and president, Trevor Barrett. Since then, our mortgage professionals have worked hard to deliver their best when our clients need us most. Today, our philosophy is to "make it happen" for our clients and partners by serving them with excellent service, value, and respect. That commitment to those we serve has earned us a spot as one of the top mortgage brokers in the nation.
• Whether you're refinancing, buying your first home, or looking to purchase investment properties, we can get your loan done quicker and with better rates than the big banks can.
Mission
• At Barrett Financial Group, our mission is to provide exceptional guidance to our customers throughout the entire mortgage loan process. We prioritize personalized attention to meet the unique needs of each customer, ensuring they have a comprehensive understanding of the process. Our team is committed to achieving our mission through empowerment and a can-do attitude, embodied in our company slogan, "Make it happen."
Why Barrett Financial Group?
• We specialize in finding the best home loans for you by pricing out over 140+ different lenders for the most competitive rates. Whether you are buying your first home, your dream home, or preparing to refinance an existing mortgage our team will make it happen.
Client Reviews
"We worked with Jeremy on the purchase of our new home in Arizona. The entire process was incredibly smooth and easy for us! Having had a horrible experience with a previous mortgage setup that took almost 2 1/2 months, we truly appreciate Jeremy's effort. With him, everything was fast and completed within a month. Highly recommend! Plus: even the title company complemented on his efficiency during closing." -Isabelle S.
"We had a great experience buying our home in Goodyear with Jeremy! A very professional and compassionate person who was very patient and explained every step of the way. Definitely would recommend working with him." -Damaris
"I had an amazing experience with Barrett Financial Group especially the expert services I received from my loan officer, Heather Denaro! She went over and beyond to make my experience as flawless as possible! Her guidance through the process made everything work out smoothly! I am grateful for her knowledge and commitment to me as a client! I couldn’t be happier!" -LR Zepeda
"Barrett Financial is at the top of my list for a loan. I am a repeat customer because of their knowledge, communication and efficiency. What they promise is spot on and even better than expected in terms of cost and processing. Don't mess around with other lenders, you will not be disappointed! Highly recommend and will be doing future business with them again." -Gary Leva
Jeremy Boillot
Closing Costs 101
Buyer Pays
Plan for 1.5-2% of the purchase price (ask us how to get these paid for or financed!) This includes:
• Professional Services Fees for $495
• Lender Fees
◊ Appraisal, credit report, loan origination, pre-paid interest, PMI
• Recording Fees
• Half of Escrow Fees
• Lender's Title Insurance Policy
• Prorated HOA dues and Prorated Property Taxes
Seller Pays
• Excise Tax (aka, "Sales Tax" on Real Property)
• Real Estate Commissions (Typically)
• Your New Title Insurance Policy for the home
• Prorated HOA Dues and Property Taxes
TESTIMONIALS
CLIENT EXPERIENCE
"Mike and his team know what they are doing. Throughout entire home buying process, was in great hands. On top of it for scheduling tours, getting answers, guidance on the market, offer strategy, etc. Glad I could work with Mike and team for my first home purchase." -Marcus Bircher
CLIENT EXPERIENCE
"We recently used Mike and his team to search and purchase a house. They were incredibly patient and very responsive and accommodating to our schedule. Highly recommend them to anyone looking for a house." -Brandon Urich
CLIENT EXPERIENCE
"We worked with Mike and Lexi when purchasing a house and recently and their team was excellent in all regards. They had quick and responsive communication and the knowledge to answer our questions. They were never pushy or made us feel like we were wasting time and helped us navigate through the crazy market that Seattle currently in." -Jacob Roland
CLIENT EXPERIENCE
"Mike is great. He's knowledgeable, quick to help out with odd circumstances, and has always had at least one property to show me, even within my very specific needs. I would (and have) recommended him and his team to anyone." -Richard Hensman
CLIENT EXPERIENCE
"The Novak team is amazing! We saw over 15 houses and they worked with us to be able to tour them on the weekends even if it landed on holidays. I will always appreciate how patient and responsive they were with us and how easy they made this journey for us! Thank you!" -Edward Velez
CLIENT EXPERIENCE
"Mike and the Novak team are seamless. Talented negotiators, quick to respond, great communicators and highly reliable. Mike has negotiated winning offers on two separate occasions for our family. I highly recommend them." -Ed Strachan
CLIENT EXPERIENCE
"I just want to let people know that the Novak team has been amazing and made our dream come true our first home. A big thanks to Mike and lexi from Diaz Pro-Painting Co and Diaz family and to entire Novak team. What an amazing team I would highly recommend them. We went through a lot of struggles all as a team but made it happen at the end." -Martin Diaz
CLIENT EXPERIENCE
"I have worked with both Mike and Rachel Novak and consider them both consumate professionals. A family owned and operated business is hard to pull off but with dedication to service and value the Novak Team has captured the essence of cutting edge real estate High Energy, Strong and excellent staff are the reason i support the Novak Team! Five stars all the way." -Maria Dahl
CLIENT EXPERIENCE
The current real estate market is very challenging for buyers. My husband and I were first time buyers and were completely overwhelmed by what we were up against when we jumped into the process. We were so glad we chose to work with the Novak team! Mike and his whole team help prepare us for the offer process, educated us on our options and how to be competitive while protecting our hard earned money. They responded quickly and got us booked for viewings within hours which is crucial in this competitive market. They were honest, caring, and professional. From our first viewing through the end of closing it was a great experience working with the Novak team. Thanks to all of them for helping us get into our dream home and neighborhood!" -Karen Wilson
CLIENT EXPERIENCE
"Mike and Lexi helped us find the perfect home to purchase during these crazy times. They were both awesome to work with and patient with our crazy needs. They always went above and beyond to make sure we were always satisfied to the fullest. I’d recommend the Novak team if you're looking to purchase a new home. Thank you Mike & Lexi!" -Amber Nelson
CLIENT EXPERIENCE
"Working with the Novak team was a fantastic experience from the very first meeting to finally closing on our home. Provided us with info and documents to reference for every step of the process and were available to answer every question an anxious, first time home buyer had. Big thanks to Nancy for being a stellar agent and always making time for our schedule!" -Jonathan Mosol
CLIENT EXPERIENCE
"Mike and Destiny were absolutely fantastic. I was a first-time home buyer and am stunned by how straightforward and painless the process was because of the Novak team doing all the heavy lifting - I wish I'd known about them sooner. Most important to them was making sure I found a house I would love living in, and they worked to get the best deal possible to make that a reality. Their experience was invaluable. For anyone who wants to find a home but has no idea where to start, I'd strongly encourage you to just reach out to Mike and the team and they will take care of you!" -Matthew Carroll
CLIENT EXPERIENCE
"I’m waking up this morning pinching myself, that after looking at 17, yes, 17 houses we found the most perfect one for our little family! This was allllll made possible from the Novak’s. With Rach and her team on the selling aspect of it, and Mike and his team on the buying side, we were truly spoiled. We dedicated every Thursdays to go house hunting until we found our perfect home! Mike put an offer in Friday and I swear we heard back like 3 hours later. It was SO fast and SO efficient. Great communication. Great efficiency. And now Great friends. We are so lucky and cannot thank you guys ENOUGH. seriously. Now let’s go get those margs from papas!!!!"
-Brittany & Jason McKinney
CLIENT EXPERIENCE
"Destiny and Mike helped my husband and I navigate buying our home in this extremely competitive and stressful buying market. This is our fifth home purchase and was by far the best real estate team we’ve worked with. They were communicative, professional and truly cared about helping us find a home that met our needs while staying in budget. Robin kept us informed and updated on the transaction throughout the closing process so we always knew where we were at. You can trust this team to find your family a home!!"
-Tiffany Lindsay
CLIENT EXPERIENCE
"Mike stayed in touch and set me up with searches based on my needs. He also set me up to get pre-approved so when I was ready to buy, we could move quickly. When it came time to buy, Mike and one of his realtors, Lexi, showed me numerous properties at numerous times throughout the day and night, anytime we requested, they made it happen. Once we found the property we wanted, he put the offer together within minutes as we had to act fast. After the offer was accepted, his team went to work making sure everything was in place and made sure everything went smoothly. Mike's dad even did our inspection, he was awesome!! This is a very professional realty team and the best team I have ever worked with, and I have bought several homes over time. I highly recommend Mike and his team for anyone looking for a great realtor. With Novak Realty, I felt they were not just about finding you a house so they could profit from it, I felt they truly wanted you to find the home of your dreams, no matter how long it took. Top Notch and Very Professional!!" -Victor Weaver
CLIENT EXPERIENCE
"Mike and his team is the best Realtors we found in a long time. We have owned homes in MN (1) , FL (2) & WA (1). When we moved to WA in March 2021, our plans were affected by the sudden change in the housing market. We met Mike and talked about our requirements. We did not want to see all available homes. We were very specific. Mike/Team use the first discussion to understand their customers. They tailor their process to fit the customer well. I observed Novak team well. They have a really good process from A-Z. additionally they tailor that process to make things easy for the buyer. We had so many questions day and night. Novak team answered everything via Email, Phone and Text. I have not seen anyone who would cater the customers this well. After closing the home, they still helped me with finding contractors for alterations etc. I would recommend Mike Novak with 5 stars. If you want your home buying experience to be positive, you need to find a realtor who you can trust, support and understand you." -Nuwan Dank
Scan QR Code to find out your Home Value
NEXT STEPS
We are here to assist you with all your real estate needs. Whether you're contemplating a move or seeking insights into your local market, feel free to connect with us anytime.
Your real estate goals are our full time job, and we are ready to provide the information and the support you need. Let's start the process!