Every Hit Is A Win Recap
Get Ready for Healthcare and Medicare Open Enrollment
Helping You Pursue Financial Independence
Enjoy Lower Rates with an Adjustable-Rate Mortgage (ARM)
Skyrocket Your Savings
October is Cybersecurity Awareness Month
Insight Into Your Spending
Holidays are On the Way
Connect With Us Service Center Updates
This baseball season, rooting for the Rays was a home run for helping the community, thanks to Every Hit is a Win with Suncoast Credit Union!
Throughout the season, whenever the Rays got a hit, we donated $78 into the monthly pot. Each month, members voted for one of three local nonprofit organizations and those votes determined what percent of the donations they received!
There was an average of 1,700 votes per month and by the end of September, we donated over $70k to 15 nonprofit organizations throughout Florida.
The nonprofits we donated to this year were Hope Partnership, NAMI Pasco, Pace Center for Girls of Lee County, Early Learning Coalition of Pasco & Hernando Counties, Heart of Florida
United Way, Meals on Wheels of Tampa, Big Brothers Big Sisters of Tampa Bay, Harbor House of Central Florida, Valerie’s House, Habitat for Humanity Greater Orlando & Osceola County, St. Matthew’s House, Tampa Metropolitan Area
YMCA, Boys and Girls Club of Central Florida, Children’s Dream Fund, and Heavendropt.
Your savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration. Equal Housing Opportunity.
We’re so proud of the Rays and thankful for the chance to help so many incredible organizations!
We’re excited to continue our collaboration with IHC Specialty Benefits Inc. (IHCSB) and connect you and your family members with one of IHCSB’s licensed health agents to discuss your health insurance needs.
Now is the perfect time to explore the plans available to suit your personal needs. Medicare open enrollment is from October 15 through December 7, 2023.
You will likely meet Medicare eligibility requirements if you:
. Are age 65 & up, and receive Social Security or Railroad Retirement Board benefits; or
. Have been diagnosed with end-stage renal disease (ERSD) or amyotrophic lateral sclerosis (ALS)
If you’re under age 65, ACA open enrollment is from November 1, 2023 through January 15, 2024. Find a plan that fits your needs and budget from a broad range of carriers with different premiums, deductibles, and levels of coverage.
At Suncoast Investment Services, we focus on the financial circumstances and goals that are unique to you and your family. With that information, we help you create a personalized financial strategy based on your short-term and long-term objectives, then monitor it to help you stay on track.
Our services and strategies include:
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strategies .
Our adjustable-rate mortgage (ARM) options are already designed to help you save money with low interest rates. Adjustable-rate mortgages can be a good choice for first-time homebuyers or experienced buyers who want the benefit of a lower initial interest rate.
Whether you choose our 3/3 Right Time ARM or an adjustable-rate Community Heroes mortgage, we will also pay up to $3,000 toward your qualifying closing costs* when you purchase your primary residence with ARM program.
To get pre-approved, apply online or call our Mortgage Contact Center at 800.999.5887 extension 87008.
*Suncoast will contribute up to $3,000 (Closing Costs Benefit) toward your closing costs when you select our ARM product for the purchase or refinance of your primary residence. Suncoast will not pay closing costs for discount points to obtain a lower rate or monies necessary to establish escrow accounts (taxes and insurance). If the mortgage is paid in full during the first 24 monthly payments of the loan, borrowers will be required to repay the Closing Costs Benefit to Suncoast for the amount reflected as “Lenders Credits” on the Closing Disclosure. The 24 month term begins with the first payment due date of the loan. All Sellers paid closing costs will be credited prior to any credits for the Closing Cost Benefit to be provided by Suncoast. Not to be combined with any other offers. For complete details about the Community Heroes mortgage, visit https://www.suncoastcreditunion.com/community/promotions/suncoast-community-heroes.
Cybersecurity Awareness Month aims to help every American get the resources they need to stay safer and more secure online. According to the Federal Trade Commission, consumers lost more than $8.8 billion to fraud in 2022, an increase of more than 30% from the previous year.
Investment scams were the most common type of fraud reported, followed by imposter scams. These scammers pretend to be someone you trust in an effort to steal your money.
Keep your eyes peeled for imposters pretending to be from Suncoast. A great way to stay safe from scams is by learning how to spot malicious links and fake websites. Don’t click on links from unexpected text messages and only log in through our actual website at suncoastcreditunion.com or through the SunMobile app.
It’s easy to learn about your spending habits with Insights, a digital banking feature that offers a personalized look at how you use your money.
Simply log in to SunNet Online Banking and the SunMobile app, go to the side menu and click “My Insights.” Every time you log in, you’ll have different insights to learn from!
Get a personalized glimpse into your spending habits, like seeing your debt vs. your income or your monthly deposit aggregate. You can customize what information you’re interested in by using the thumbs up and thumbs down icons to focus on the insights that are most helpful to you.
READY TO START EXPLORING? Log in to your digital banking to see your personalized insights!
* This feature is only available to members with checking and/or money market account.
No matter what you celebrate, we hope your holidays are full of family, friends, and plenty of quality time.
If you’re getting your holiday budget together, head to the Budget & Save section of suncoastcreditunion .com/blog for helpful budgeting tips!
Keep in mind that our branches will be closed in observance of federal holidays on the following dates:
Columbus Day: Monday, October 9
Veterans Day: Saturday, November 11
Thanksgiving Day: Thursday, November 23
Christmas Day: Monday, December 25
Follow us online for amazing stories! We’ll be celebrating our annual Pay It Forward Day in October, so keep an eye on our social channels to see all the ways we’re giving back.
@suncoastcreditunion @suncoastcreditunion @suncoastcu @suncoastcreditunion @suncoastcu
Come see us in the community at these Suncoast-sponsored events: https://www.suncoastcreditunion.com/community/community-events
Suncoast is making its way into Orlando! Our first two branches in Orange County are scheduled to open later this year. Stay tuned and follow us on social media to get updates on opening dates for the new locations.