Annuity rates are rising, and they could provide retirees with a way to create a secure income during times of volatility and high inflation. An annuity is an insurance product you purchase with a lump sum that will then deliver a regular income. At retirement, you can purchase an annuity that will then deliver an income for the rest of your life. Annuity rates increased by 52% in the first 9 months of 2022 When calculating the income an annuity will provide, the rate will have a direct effect. Let’s say you are offered an annuity rate of 5%. It means that if you purchased an annuity with £100,000, it’d deliver an income of £5,000 a year. In the last year, annuity rates have soared, and it means your retirement savings could go further. According to Canada Life, annuity rates have hit a 14-year high. They increased by 52% in the first nine months of 2022.
2 reasons why an annuity could make sense during uncertain times
1. An annuity can provide an inflation-linked income Recent high levels of inflation have placed pressure on some retirees. While not all annuities are linked to inflation, those that are can be valuable by helping you to maintain your spending power. During uncertain times, this could provide peace of mind.
2. Your savings won’t be exposed to market volatility
A common alternative to an annuity is flexi-access drawdown. With this option, your savings will usually remain invested, and you can take an income to suit you. This means your savings remain exposed to investment volatility. An annuity means you don’t need to worry about investment volatility or manage investments during retirement.
3 reasons why an annuity may not be right for you
1. An annuity is less flexible than other options When you purchase an annuity, it will deliver an income for the rest of your life. This can be valuable, but it’s not flexible.
2. You will need to pay fees when choosing an annuity When you purchase an annuity, there are likely to be fees involved. This could reduce your income so it’s important to be aware of them and shop around for a deal that suits you.
3. There will be no chance of investment growth When you purchase an annuity, there is no opportunity for your retirement savings to grow further through investing.
Please contact us on 01273 774855 or email advice@pembrokefs.co.uk if you would like more information and quote reference PFSVL. Further increases in inflation may reduce the purchasing power of a fixed income and the capital will be lost upon death unless certain guarantees are selected at outset.
10,000 readers.
Hello, Welcome to the latest edition of Village Living. Happy New Year!
It’s that time of year to set out your goals to get done or started on this month. if you dont normally set goals or targets for the year, maybe its worth a go this year. Whether it is to get fitter, start a new venture, expand your current business, spend more time with family or helping or volunteering in the local community, this is a great time to write them down.
We all have dreams we would love to accomplish. Star high goals are worth having. Without dreams or goals, thing can remain the same or get worse. But with some planning, a bit a of grit and see through, you might just get there this year. We start the New Year with some of our stellar contributors and local businesses.
I look forward to helping local businesses and the local community going forward into 2023. Please do write or email us about any local events or activities or charity events you may be running or would like to promote locally. Copy date is from the 10th January 2023. Until then, have a great January!
Angela
Information correct at time of going to press. May be subject to change. All rights reserved and is the property of the publisher. © Village Living 2020. Reprinting any part or matter appearing in Village Living is strictly forbidden except by permission of the publisher. All copyright of images/content remains that of its photographer/author. Every effort has been made to gain permission to publish copyright material however, where efforts have been exhausted, we have published on the basis of ‘Fair Use’ to comment factual based material where by its use is not central or plays a significant part to the entire publication but to act as an aid for historical and educational purposes only. This publication is offered as a limited print run. The publisher makes every effort to ensure that the magazine’s contents are correct. However, it cannot take responsibility for any effects from errors or omissions. Village Living does not accept any responsibility or liability for any of the services or products provided by the advertisers. Buyers should make their own checks.
Have a local editorial item? email:angievillagelivingmagazine@gmail.com
I recently heard a local photographer say that it is pointless to take photographs from Brighton’s i360 because the pod shaped glass creates distortion.
I was amazed at this statement because, to me, a distorted view of reality is often far more interesting than a factual image. It can be imaginative, creative and thought provoking.
Photographers have been manipulating their images for many years even in the days of film development and darkroom printing. These days, the most commonly used camera is a smart phone which offers many in built filters to alter your image before or after taking. They are a matter of taste but their presence shows that many people are interested in manipulat-
ing their pictures. Although almost all of my images go through a little post processing, I prefer to seek out ways to enhance my photographs by finding situations that lend themselves to a creative approach.
I often photograph through glass or into shop windows to create reflections or to diffuse the scene to add a little twist to the reality.
The image here was taken from the i360 through that curved pod glass which adds reflections and positioning my camera to enhance the distortion which transforms the straight boards on the
ground into a pleasing wavy pattern.
The incomplete circle of the seating and the small girl appear unaffected by this process. The darkened tint of the glass pod also has an effect on the colours but the image works well in monochrome as well as in colour.
You can see more of my photographs on www. instagram.com/shoreham_steve
In 1912, Captain Arthur Stuart Williams MVO, OBE was appointed from Brecon in Wales to be the Chief Constable of the West Sussex Constabulary, which had been established 1857.
Williams established his reputation for parade ground drill. The wooden top helmet was replaced with the flat cap, as he believed it to be more suitable. The wooden truncheon was replaced with a vulcanised rubber cosh. Williams believed the truncheon, when pocketed, spoiled the cut of a policeman’s trousers. He himself dressed in an army uniform from the Royal Sussex Regiment that made him stand out on the police parade ground. In 1913, to improve the smartness of his constables, Williams declared that many of them looked physically unfit and this became an obstacle to their promotion. One constable seeking his sergeant’s stripes under Williams’ command was said to have abandoned his bicycle to walk a beat consisting of a round trip of 20 miles, over a 10-hour shift. Off duty constables took to jogging on the Sussex Downs. Seeing many officers limping on duty because of blisters also irked Williams and so special socks became an addition to their uniform.
In 1914 Williams caused resentment when he issued an order that no member of his force of any rank in uniform or in plain clothes was to drink in a pub, even when off duty. Every time an officer entered licensed premises he had to note the fact in his journal in red ink, giving the name of the pub, the time and his reason for going there.
In February 1914, Superintendent Fowler, with 23 years unblemished service to his credit, was reduced to the rank of sergeant and posted to Horsham. He had been seen playing cards in the guardroom at Worthing police station while off duty. The London Evening Standard reported on Wednesday the 25th of February 1914 that numerous petitions were being signed in Sussex calling for the re-instatement of Superintendent
Fowler.
The West Sussex County Times on Saturday the 28th of February 1914 reported that Williams reduced Inspector Slade to the rank of sergeant and posted him to Fernhurst. The John Bull Newspaper added that it was because Slade had bought in a meal in a pub in Littlehampton, after having spent 14 hours on duty. Williams also ordered that all officers must on their day off be indoors by 10pm. At Sussex cinemas the following notice was displayed on screen at five minutes to ten at night, If there are any policemen in this hall, they are solemnly warned that they have only minutes in which to get indoors.’
According to the newspaper ‘The Weekly Dispatch’ on Sunday the 1st of March 1914, there was talk of a strike throughout the Sussex police force. The West Sussex Standing Joint Committee supported Williams at Horsham Sessions on Friday the 6th of March 1914. A letter was sent to the Mayor of Worthing, where protest meetings had been held concerning the reduction in rank of officers. Mr Thornley clerk to the committee, wrote, ‘It is one of a policeman’s most important duties to see that public houses are
properly conducted and to report all breaches of the law regulating them. This duty would not be properly carried out if the police were on the terms they would be with licenceholders and frequenters of public houses if they drank in such places themselves. This has led to the order in this force that police officers are not to enter public houses except when their duty necessitates a visit.’
Williams was such a stickler for discipline that he reported himself to magistrates and
“Steyning For Trees feels very honoured to have been awarded one of the trees from the Tree of Trees, part of the installation outside Buckingham Palace designed by Tom Heatherwick.
This was to commemorate the Queen`s Platinum Jubilee and emphasises her knowledge and enthusiasm for planting trees. The ceremony for the planting of the Tree by the Lord Lieutenant was held at Fletchers Croft BN 44 3XZ , outside the Steyning Centre by kind permission of Horsham District Council at 2pm Sunday, 27th November. There was a reception at the Steyning Centre afterwards hosted by Steyning For Trees and the Steyning Parish Council for those taking part in the ceremony and supporters. A recent article on the Awards in the national press said “The trees will serve as an inspi-
pays whatever they can afford , we top it up and they water it for the first few years. We also plant hedges as Wildlife Corridors throughout Steyning, 14 by the end of this year. We talk to landowners here, football and other sports club, PCs, schools etc. asking them if they want a hedge. We then source the plants mainly through the Woodland Trust, our community volunteers then plant them. We should have planted nearly 4,000 hedging whips, a mix of native species, by year end.We are now working on hedges joining the Weald to Waves scheme, part of which will be on the Steyning Downland Scheme to the Adur River Project, the other side of town.
ration for tree planting within communities and to encourage care for the trees which already exist as part of our nation`s stunning landscape”.
Steyning For Trees started 3 years ago as a community Group planting trees on verges through the WSCC tree planting scheme. We will have planted 80 by the end of this year. People let us know if they want a tree on their verge, choose the native variety they want from a list, WSCC then source it, plant and maintain it for the rest of its life. The resident
The next film, on Wednesday 11th January 2023 will be “Phantom of the Open”, starring Mark Rylance. The remarkable true story of Maurice Flitcroft, who managed to gain entry to the 1976 British Golf Open, despite never having played a round of golf before.
The showing commences at 7.30pm, at Sullington Hall, Thakeham Road, RH20 3PP.
The February film, on Wednesday 8th, will be “Fisherman’s Friends- One and All”. The sequel to the 2019 hit comedy.
Tickets are £5, and are available from the Card Shop in Storrington. Any unsold tickets will be available on the door, on the night. There is a Bar and a Raffle during the interval.
Anyone requiring transport should contact John Ollerton 07523 322554
For further information please contact Ken Collins 01903 740745.
My name is Rob, I enjoy golf and live in Shoreham. Looking for people to join who want to play for fun. We play every Monday morning, each month we play nine holes course or two eighteen holes courses, all venues well be within half an hours drive from Shoreham, currently we have in excess of twenty members but there is always room for more. Ladies are welcome. Should you be interested you can contact me at: marsh-robert@sky.com
Performance commences at 7.30pm
There will be an interval and Bar & Raffle.
Tickets £5 from ‘The Card Shop’ in Storrington. Unsold tickets will be available for purchase on the door on the night. For further details please contact Ken Collins on 01903 740745
Government Covid guidance will be observed.
Rotary Club Members can provide transport to the Film Night for local residents who are unable to make their own arrangements. Anyone needing transport should contact John Ollerton on 07523322554
All proceeds go to charitable causes supported by Rotary. Registered Charity No.1029115
The most influential art movement of the 20th century, according to many, will be explored in this lecture to reveal the true beauty of Cubist painting.
The theory behind Cubism, its various phases and the different types of Cubist painting, collage and sculpture between c.1907-25 will be covered. The talk will be illustrated with art by Picasso, Braque, Léger and others. 10:00am - 12:00. The Steyning Centre, Fletchers Croft, BN44 3XZ steyning@ theartssociety.org www.theartssocietysteyning.org.uk
Young Gru dreams of becoming a super villain but doesn’t want to wait until he is grown-up. After failing an interview with his favourite Super-Villain team, Gru decides to show them just how bad he can be, putting the entire world in danger. Can the Minions save the day?
This event is kindly sponsored by Oakley Property. Tickets are free but limited so please book early.
Cert U, duration 87 mins. Animation.
Saturday 14th January, 2.00 pm. Tickets available from Box Office or on-line.
A RELAXED AND FRIENDLY FILM open to all ROCKETMAN
Presented in relaxed and friendly conditions - suitable for all, especially people with any form of memory loss. We can all measure our lives through Elton John’s unforgettable songs. A musical fantasy about the story of Elton’s breakthrough years from studying music and performing in pubs to meeting his music manager.
Cert 15 duration 121 mins. Monday 16th January, 2.00 pm. Tickets available from Box Office or on-line, £5.
After hitting the charts with their first album, members of the band the Fisherman’s Friends are reaping the rewards of their success with a UK tour. But the pitfalls and pressures of celebrity are taking their toll. Will the band make it to the Pyramid stage at Glastonbury?
Cert 12A, duration 111 mins.
Tuesday 24th January, 2.00 pm. Tickets available from Box Office or on-line. £5.
A beautiful hand-drawn animation based on the bestselling classic by Judith Kerr. The much-loved story of Sophie and her mummy’s unexpected visitor – a mysterious tiger who
turns up and invites himself to tea. Cert U, duration 25 mins. Animation. Friday 27th January. 11.00 am. £4.00 child & adult pair, £3 per additional child or adult, under 18 months old free – tickets from Box Office or on-line.
With escalating homelessness and the harshness of winter approaching, Sussex charity Turning Tides have just secured permission for a ground-breaking and innovative new service to support people who are experiencing homelessness. The charity is now appealing for public support as they strive to raise £210k to complete and open the service – which is unique and unprecedented in Sussex – in time for winter.
Turning Tides, currently marking its 30th year, runs over 35 different projects across the county – this new service will be unlike any other provision within the wider regional homeless sector.
The project will be in the Horsham district, on 6 acres of land, in a rural area of outstanding national beauty. The service will provide high-support accommodation for up to 50 people at a time alongside a range of on-site facilities providing an innovative holistic approach supporting people to rebuild their lives after the trauma of homelessness.
The service will be located at Roffey Place, a former bible college, which is being leased to Turning Tides. The charity is now racing to extensively refurbish and recreate the site, which has been unoccupied and vandalised, to provide this pioneering and transformative service in time for Christmas.
With public support, Turning Tides believe they can open the project in mid-December – providing vital services as the cost-of-living crisis accelerates homelessness. They are appealing for the public to urgently help with financial donations, volunteering, and essential items to help furnish the site. [https://www.turning-tides.org. uk/roffey-place – page will be live from Wednesday onwards]. They are also recruiting keyworkers and specialists for the new project and welcome applications from people who may not have historically
worked in a homelessness service but have transferable skills and wish to make a difference.
Roffey Place will include 24-hour onsite support, including mental health and counselling, medical help via a clinical room, substance misuse specialists, a wellbeing and sensory suite, digital inclusion, help with training, employment and managing finances, a commercial kitchen to learn cooking skills, carpentry, craft and furniture renovation workspaces, outdoor therapy spaces, gardening skills, an allotment, beehives, yoga, mindfulness and more. Residents are anticipated to stay for approximately 6-9 months and then move on to independent living or a lower support service.
John Holmstrom, Chief Executive, explains: ‘This is a visionary new model made possible by the uniqueness of the site - the size and space allow us to create a multi-agency service that will amount to a holistic range of services strengthening people on every level.”
Permission for the project has just been granted by Horsham District Councillors and Horsham District Council are key partners in the project. Horsham District Council have supported the application from inception and are instrumental in bringing it to fruition. Council staff across teams and at all levels have pulled out all the stops to work rapidly with Turning Tides as part of their ongoing commitment to support local people experiencing homelessness. Horsham District Council are helping with some of the costs by committing £100k and the charity are seeking support to raise a further £210K.
Roffey Place is owned by Kingdom Faith Church. Having not used the building for some months they are leasing it to Turning Tides to put the building to good use for the community.
This summer, Turning Tides
launched a mobile community hub, a converted double decker bus, to combat this growing issue. Ruth Poyner, Head of Communications at the charity, says: ‘For people who live in these affluent areas, it is so easy to think homelessness isn’t an issue on their doorstep – but it is. On top of this, people sleeping rough in the countryside have often experienced multiple and prolonged disadvantages throughout their lives. It is precisely this traumatic history that can make a person deliberately seek out a remote and hidden rural location. Some of our most beautiful rural settings are hiding some of our most in-need local people.’ Frank, who has been supported by Turning Tides, says he struggled to survive rough sleeping in the countryside: ‘There are so many things to overcome. Getting water, getting food, and keeping warm can be really hard. The basic one is water - I had to walk to petrol stations and would drink the water supply used for car radiators. At one point, I drank pond water and ended up in hospital. In the countryside and in the woods you are away from everything. You are isolated and become a little bit feral. You can become really scared of other human beings – you completely withdraw into yourself. The isolation can be overwhelming.’ Andy, who also slept rough, says: “Turning Tides offer so much. They have been so helpful and understanding and through the charity I feel I have grown. I have a much better life now than I had before. It is the ongoing support that makes all the difference. It is fundamental and helps people to keep moving forwards.’
The cost of living crisis is bringing rapid rises in people experiencing homelessness. Turning Tides are seeing increased need at their services and as reported by the Guardian nationally homelessness is expected to rise by a third.
Homeless charity Turning Tides secure permission for ground-breaking and first of its kind new service in Sussex – and the race is on to open in time for winter…
Many people find that those weeks after Christmas and New Year provide a time to reflect and make decisions about changes they would like in their lives.
The Group, a Sussex club for unattached men and women aged 55+, has venues in Worthing, Burgess Hill, Brighton, Lewes and Horsham. The Group isn’t a dating agency but it does offer a great opportunity to meet new friends of both sexes in a welcoming atmosphere.
Tricia Bentley, co-founder of The Group, explains, “It
can seem daunting but actually it isn’t. Once people cross the threshold, meet our members, and see our diary, they usually become actively involved with our events.
And we have a great time. So my message would be “Push open that door, come in and join us. You’ll be very welcome.”
There are walks, pub evenings, theatre trips, golf, galleries, lunches and dinners, live music, holidays,
and much more.
The Group has been going for 17 years and has over 300 members. The Group’s website www.thegroup.org. uk tells you everything you need to know. Going into a room full of people you don’t know can be difficult, but not with The Group. You’ll get a good welcome. Where do they meet? Take a look at www.thegroup.org.uk
Fifty community transport minibuses and volunteer cars will be wrapped in Carers Support West Sussex and Alzheimer’s Society branding to highlight support services to those caring for people with dementia across the county.
This initiative was made possible by the West Sussex Joint Dementia Strategy to provide opportunities and services for people to live in inclusive and compassionate communities and to reduce inequalities. Contact details for the two organisations will also be included on each community transport vehicle.
With rates of dementia in West Sussex set to increase rapidly, Carers Support West Sussex and Alzheimer’s Society have joined forces to raise awareness of the support on offer. There are currently more than 16,000 people with dementia in West Sussex and this is set to rise to 22,000 by 2030.
The first branded vehicles will set off from Community Transport (CT) Sussex Crawley depot during December 2022. Matt Roberts, CEO of CT Sussex added “we are delighted to work with Cares Support West Sussex and The Alzheimers Society in getting their message of support out to all corners of the county using our vehicles and those of other local voluntary car schemes”
People passing the vehicles will be able to scan a QR code to go directly to West Sussex’s Connect to Support website, which includes details about accessing a memory assessment.
Carers Support West Sussex has nearly 30,000 carers registered, of which 5,200 carers are supporting someone living with dementia. In the UK, a silent army of 1.8 million friends and relatives save the UK economy £13.9 billion per year.
Sonia Mangan, Carers Support CEO, added “What great partnership work in guiding those living with dementia to the help and support
available for them and their carers”
Caring for someone with dementia can put a huge strain on a person’s finances, physical and mental health, whilst straining relationships with other family members. An unpaid carer also needs support, so they can continue enabling their cared for to live well with dementia.
Alzheimer’s Society is a vital source of support and a powerful force for change for everyone affected by dementia. The charity provides help and hope.
Ryan Tyler, Dementia Connect Local Service Manager for Alzheimer’s Society in West Sussex added: “Caring for someone with dementia can be rewarding. It can also be tough and isolating at times but help is available.”
“We want everyone affected by dementia in West Sussex to know that whoever you are, whatever you are going through, you can turn to Alzheimer’s Society for practical advice, emotional support, and guidance. That is why increasing visibility of our work locally is so important.
“Life does not end with a diagnosis of dementia and with the right support people can continue to live fulfilling lives. Carers Support Groups allows carers to socialise and share experiences. Often if one person is dealing with a particular situation or challenge, it’s likely someone else has already dealt with it”
To find out more about Alzheimer’s Society services contact our phoneline on 0333 150 3456.
Losing someone close to us is a painful and challenging experience. Our aim at HD Tribe is to make the whole funeral process as simple and as stress-free as possible for you, by offering a complete funeral service, ensured by HD Tribe’s long-established reputation for quality, dignity and reliability.
Darren joined the Tribe family in 2018. After 13 years of retail management and customer service, he decided for a change of career after experiencing how supportive the role of a funeral director is to families following a bereavement. Darren has recently married Sophie and they are looking forward to starting a family. He has a passion for DIY and motor racing. When not working or renovating their home, Darren and Sophie enjoy walks in the countryside and taking advantage of their National Trust memberships.
An independent family run Funeral Directors since 1929. We ensure your loved ones receive the respect and dignity they deserve. With nine offices covering most of West Sussex, we are ideally positioned to give you an efficient, local and dedicated funeral service.
Darren Fehrenbach
