HB Magazine September 2021

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rience in advanced rescontructive dentistry and aesthetic smile make-overs. Dr. Ahn is as caring and gentle with her patients as she is meticulous. She understands the delicate balance between beauty and function, and her work is transformational. Dr. Ahn also specializes in sleep and TMJ therapy, facial development and orthodontics which facilitate the harmony between the jaw, muscles, teeth and the airway. She is on the cutting edge of dentistry, with the latest technology and techniques to give her patients a smile that will make a lasting impression. Call today for a complimentary consultation!

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PRINT WORKS! ASK THESE LOCAL BUSINESS OWNERS ... JASON SPATES Doheny Bike • Advertising Partner since 2020 We can tell when the new issue arrives in mailboxes because our phones ring off the hook and we are slammed with new business. We have been extremely pleased with the response!

DIANE SILVERSTEIN Absolutely Fabulous • Advertising Partner since 2007 Local print advertising is an essential part of our marketing strategy. After 14 years in business, I have found Jody’s HB Magazine to be the place to call home for our local print advertising. Not only is Jody very accommodating and easy to work with, she really cares about us and has become a part of our business family. Her magazine feels like Huntington Beach: friendly, smart, pro-business and fun. I highly recommend HB Magazine to anyone who is looking to advertise locally.

JEFF MCCABE One Way Painting • Advertising Partner since 2011 I really appreciate and value the service provided by Jody and her team at Community Publications. The close attention to detail that has gone into every article Jody has written is outstanding and has helped us get the word out on One Way Painting & California Gun Services. The articles you have written really show you understand what services we provide and what value we offer to our customers. Each time a magazine comes out, the calls increase, and we get to introduce the company to new people. Thank you for making everything so easy.

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written specifically for children, it’s full of fun facts and the discussions are easy enough for an elementary school-aged child to understand and fully enjoy.

The Show About Science

Let’s Get Brainy… 11 of the Best Science Podcasts for Curious Kids & the Whole Family, Too! “Podcasts might be thought of as a form of academic gift!” – Less Back Listening to podcasts can be a wonderfully engaging activity that facilitates learning, reduces screen time, develops auditory skills, and provides learning opportunities outside of the classroom. Thankfully, podcasts made for kids are becoming more readily available and easily accessible. If your child has a smart device, they can listen to podcasts while going to and from school, in the car during family trips, or at home while hanging out or doing chores. Best of all, they’re free! All you need is a smart device, a set of headphones or speakers, and internet connection (or you can pre-download episodes for your child to listen to). Looking for the perfect podcast for your child? Here are 11 of the most favorite science podcasts that will entertain and educate kids interested in STEM/STEAM or for those curious kids who seem to always ask a bazillion questions about science! 4


This award-winning podcast answers questions from kid listeners all around the world. What’s even better? A different kid joins host Molly Bloom each week to interview scientists and co-host the show. The show’s mission is to encourage kids’ natural curiosity and wonder using science and history and there’s no age limit on curiosity as episodes can be enjoyed by the whole family!

But Why: A Podcast for Curious Kids

This podcast answers all the “bazillion” questions that kids ask each and every day and it’s led by kids! But Why tackles topics large and small, about nature, words, even the end of the world. In addition, they bring in experts in a variety of fields and have kids join the discussion and ask the experts their own questions.

Houston We Have a Podcast

Is your child curious about space? Then you should check out this podcast from NASA’s Johnson Space Center. Each week, they teach something cool about space exploration and life in space. Although this podcast isn’t

Cuteness overload! This podcast was created by the inquisitive Nate Butkus when he was just five years old, and is an awesome adventure into the wonderful world of science, research, and discovery. Now nine, Nate, along with his scientist and educator guests, explores everything from chemistry and climate change to the human brain and bat biology. Nate truly does a fantastic job and if your child is curious about science, then this show is well worth a listen!


Described as a “kid-friendly Radiolab,” Tumble explores a variety of science topics, from outer space and bacteria to dinosaurs and the human body, interviewing experts in the field. Tumble is hosted by Lindsay, a science journalist, and Marshall, a teacher. Most episodes run from 10 to 20 minutes long and can be enjoyed by kids of all ages, as well as their parents.

Wow in the World

Produced by NPR, Wow in the World delves into topics involving space, technology, and the human brain in each 20 to 30 minute episode. Tech geeks will love episodes that explore 3D printing and artificial intelligence, and space lovers can learn all about black holes and alien asteroids. There are also plenty of other topics sure to interest listeners of all ages: What makes chili peppers hot? Can we make ice cream melt more slowly? What makes that sound when you crack your knuckles?


Even shorter, but no less entertaining and engaging, 60-Second Science is hosted by the award-winning magazine Scientific American. Every episode is not quite a mere one minute;

most are actually around two to three minutes in length. 60-Second Science examines all kinds of topics on health, animals, technology, and more. This podcast will pique the interest of kids who might not have the attention span for longer episodes yet.

Harry Potter and the Methods of Rationality

This is not your typical science podcast, but if your kids love Harry Potter and you love rationality, it’s the perfect fit. It’s fan fiction, in audio form. As their website states: “This is an alternate universe story, where Petunia married a scientist. Harry enters the wizarding world armed with enlightenment ideals and the experimental spirit.”

Imaginary Worlds

Older kids who love to read science fiction and fantasy books will get a kick out of the bi-weekly Imaginary Worlds podcast. Host Eric Molinsky interviews writers, artists, filmmakers, and game designers about how they create fictional worlds and why fans love them. Molinsky takes on topics in half-hourlong episodes such as, food in science fiction worlds, the plight of androids, fictional languages, and more.


Astrophysicist and pop culture icon Neil deGrasse Tyson discusses astronomy, physics, and life in the universe with a new co-host each week. Co-hosts run the gamut from celebrities (Katy Perry, Kevin Smith) to fellow scientists (Alan Alda, Bill Nye) and everyone in between. Each episode is about 50 minutes to an hour long and great for the whole family to listen to at home or on a road trip.

Science Friday

Science Friday (or “SciFri”) is a call-in talk show that typically broadcasts on public radio stations every Friday, and is also available to listen to in podcast form. Science journalist and host Ira Flatow discusses current news on science, nature, and technology. Each episode is composed of two hour-long segments, and topics are as varied as can be: voting, how genetics affect your sleep, theories on dark matter, and a week devoted to cephalopod science.

Cultivate your Child’s Interest in Science

Podcasts are a great way for children to introduce science topics at home and explore their interests and curiosities. So the next time your mind starts swirling and you start feeling overwhelmed by your child’s insatiable curiosity to ask questions about sciency things, just have them tune into one of these great Science Podcasts for Kids! To learn more about Stratford School and our unique STEAM – Science, Technology, Engineering, Arts, and Math – curriculum or to schedule a personalized tour visit us online at www.stratfordschools.com.

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Mindful Behavior Modification for Beginners By Anthony Cupo, TMF

What is behavior modification in the context of mindfulness? For many of us, behavior modification involves changing the way we act in order to live more authentic and enriching lives. But this definition, while somewhat helpful, does not capture the full scope of mindful behavior modification.


he process of changing our behaviors is a scientifically studied technique — one that involves positive or negative reinforcement to achieve the desired outcome. By introducing a reward and punishment system to our everyday behaviors, we can systematically increase the amount of good, mindful behaviors we engage in and reduce the amount of anti-mindfulness actions we take. This is great news for adults and children alike trying to change their lifestyle habits. If you are a parent looking for a way to reduce the amount of TV your kids watch, or a spouse who wants to reinforce the amount of support your husband or wife gives you, behavior modification can help you do exactly that.

BEHAVIOR MODIFICATION DEFINED Before we go over behavior modification techniques, it is important to understand exactly what behavior modification is and does. The process of changing behavior is a standard therapeutic treatment used by many mental health professionals to 6

reinforce good habits and break old ones. Based on this, behavior modification uses operant conditioning to change existing behaviors by replacing them with others. With this definition, it becomes possible to start modifying our behavior in pursuit of a specific goal. The following are three different types of behavior modification tactics you can use to improve your everyday wellbeing and become more mindful.

MODIFICATION METHOD NUMBER ONE: POSITIVE REINFORCEMENT Positive reinforcement is probably the most commonly understood form of behavior modification. This involves encouraging desired activities through a reward-based initiative. What does this mean in a real-life context? For adults, this might involve drafting a predetermined contract between the person trying to modify their behavior and the one holding them accountable. So, if you are trying to become more mindful — such

as wanting to appreciate and spend more quality time with your spouse — you would agree with your spouse to write up a list of behaviors that qualify as quality time and engage in positive reinforcement every time you correctly display those behaviors. Positive reinforcement could mean receiving compliments from your husband or wife every time you spend quality time together unprompted. Or, it could take the shape of a weekly reward — a night out on the town or a movie date — if you successfully engage in mindful behavior with your spouse that week. For children, the process becomes more rudimentary: if you want your child to be more mindful, you might give them a treat or celebrate their behavior every time they engage in the behavior you outlined for them. This might be drawing more, spending more time outside, or even making new friends at school.

MODIFICATION METHOD NUMBER TWO: NEGATIVE REINFORCEMENT When it comes to behavior modification, the opposite of positive reinforcement is negative reinforcement. And while many adults think that negative reinforcement involves punishment, the process simply means removing an unwanted enforcer upon successfully engaging in the desired behavior. For example, until you become more mindful, you might commit yourself to exercising heavily every day — an exhausting process that you do not particularly enjoy. Your incentive is to stop exercising so heavily, and so to remove this negative reinforcer you spend more time with your spouse. This is negative reinforcement in a nutshell: taking away unwanted stimuli once your behavior consistently changes. A negative reinforcer for children might be taking away additional afterschool teaching once they have successfully learned a subject or im-


proved their grades. The goal here is not to punish the person whose behavior you are trying to modify — with negative reinforcement, the objective is simply to remove an external factor once behaviors have changed.



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MODIFICATION METHOD NUMBER THREE: PUNISHMENT While positive reinforcement means introducing rewards and negative reinforcement deals with removing stimuli, punishment involves instating something specifically unpleasant as a result of the unwanted behavior. This is the kind of behavior modification most parents are intimately familiar with — factors such as verbal reprimands and early bedtimes are a key part of teaching children that inappropriate behavior is not tolerated. For adults, punishment is more nuanced. You cannot exactly send your spouse to bed early for their bad behavior. But, if both parties mutually agree upon the principle, you can work together with your spouse to develop a list of potential punishments that can be applied if one of you fails to change their behavior. The most important part of this method is that the punishment should not be done out of spite, anger, or resentment — doing so can undermine the behavior modification. After all, a spiteful child or spouse is not the best recipient of mindful instruction. Another important thing to remember is that punishment should not be the first behavior modification method you rely on when trying to change your behavior or the behavior of others. Having new tools in your mindfulness toolbelt — such as positive and negative reinforcement — means you have other ways to modify behavior before automatically resorting to punishment.

BECOMING MORE MINDFUL THROUGH BEHAVIOR MODIFICATION It makes sense that mindfulness and behavior modification go hand in hand. After all, mindfulness starts with modifying your behavior to be more present, aware, and appreciative. Introducing reinforcements to encourage that mindset can be a radically transformative way to quickly become more mindful. The next time you or a close family member is engaging in unwanted actions, consider the prospect of behavior modification — you may just find it helpful. Alternatively, if you want more ways to increase your mindfulness or the mindfulness of others, check out the following books: The Power of Habit by Charles Duhigg, Atomic Habits by James Clear, and The Miracle Morning by Hal Elrod. Anthony Cupo is a trained mindfulness facilitator (TMF) from the UCLA Semel Institute for Neuroscience and Human Behavior. He is a co-owner of Stepping Forward Counseling Center, LLC and has been meditating for over 30 years.

Is your child struggling? Stepping Forward Counseling Center, LLC (SFCC) offers a variety of individualized therapeutic programs for children and young adultsages 4-18. If your child is suffering from the challenges of neuro-biological disorders, emotional issues, or mental illnesses, SFCC will bring peace of mind to your family. SFCC will develop a program that works for your child and family’s needs! Our customized evidence-based programs draw from principles of CBT, ABA, and DBT, and are set in natural environments. Skills are targeted in a variety of settings, making it more likely clients will generalize outside of SFCC.

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Behavior Modification, DBT, DBT Token Economy, Modeling + Rehearsal Training, Individual Behavior Therapy, Psychiatric Consultation + Therapy, Social and Emotional Skill Training. All activities are designed to replicate “real life fun” so children and teens generalize new skills and feel confident and successful in social situations. Services Include: Emotional Consultations, Social Skills Assessments, Dialectical Behavior Therapy, Cognitive Behavioral Therapy, Parent Education/Consultation, Individual/Group/Family Therapy, Functional Behaviorial Assessments, Psychiatric Evaluations/Assessments, Trauma Assessment and Treatment, Med Management, Psychological Testing

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Programs Insu Stepping Forward Counseling Center’s programs are set in Anthem In-Network with different environments that call for a variety of “natural” social and interpersonal skills. SFCC programs address behavior problems and skills deficits. Treatment decisions are based on data and can address improving social skills, activities of daily living and family life, play skills, and language skills. These environments include Doc Joc’s Sports, School Matters, Manners Matter, Art, Yoga, Martial Arts and Social Skills/Group Therapy.


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ince then, Futures has helped more than 19,000 students achieve their educational success through personalized instruction that instills confidence, character, and a lifelong love of learning. In education, one size does not fit all. When teachers tailor instruction to the unique needs of each student, the chance of learning success increases exponentially. At Futures Academy, teachers use a variety of techniques to present course work in creative and engaging ways that help students retain information and enjoy the learning process. The one student-one teacher classroom allows for flexibility and customization, both in class scheduling and curriculum design, creating a space where students can learn without distractions while mastering the skills and material presented in the course. Futures Academy’s EMPOWER Learning Philosophy sets it apart from other schools and drives its programs and services. Students develop EMPOWER characteristics throughout the course of middle and high school so they can graduate with the mindsets, habits and skills needed to be successful in college and beyond. What also sets Futures Academy apart is a belief that schools should adapt to the needs of its students, not the other way around. It fosters a learning environment that is an evolving, adaptive, innovative, and welcoming place where students and teachers work as a team—whether in person or online. Students build healthy relationships with teachers who serve as mentors and advocates for learning success and quickly find they are in a school where they are seen, known and belong. Futures Academy helps students develop a healthy mindset about learning. Through research-based principles, students learn how to improve study habits, manage stress, overcome obstacles, approach homework successfully, and meet deadlines. It also in-


School Reimagined tentionally teaches students to be self-aware and to adopt habits that have been proven to cultivate happiness. Students learn to work independently and adopt the behaviors and actions that are proven to lead to a sense of success and fulfillment. When not in class, students have ample opportunities to connect across a micro-community through guided study, clubs, field trips and social activities. Empowering the next generation of thinkers and doers, Futures Academy offers 170 courses including 32 Honors, 16 Advanced Placement (AP) and more than 70 21st century skills electives.

SPECIAL OFFER FOR HUNTINGTON BEACH MAGAZINE READERS: Discover a better way to learn with a Free Trial Experience at Futures Academy! Register your child and choose from a virtual 50 minute live 1:1 class, a homework coach session, or a college counseling seminar. Meet with a live teacher or coach to explore the benefits of 1:1 learning and support programs. Sign up today at Futures4You.com. Now enrolling for Fall, Futures Academy offers online, hybrid and on-campus instruction. Four Orange County campus locations include a campus in Huntington Beach located at 2100 Main Street, Suite 260. Futures Academy is WASC Accredited and UC, CSU & NCAA approved. For more information or to schedule a campus tour, call 866-590-9579 or visit www.futures4u.com.

A b solu s u o l tely F a b u Surf City’s Most Unique Gifts & Décor Boutique


By Jody Robinson Photography by Lana Farfan, Caught in the Moment Photography


iane Silverstein had never heard of the show “Absolutely Fabulous” when she named her aptly-titled gifts and décor boutique in central Huntington Beach. But the fun-loving, irreverent, blonde, champagne-promoting show does give a glimpse into what makes Absolutely Fabulous such a treasure. Absolutely Fabulous is not your runof-the-mill, Hallmark-style gift shop; they are as fun and irreverent as the show they share a name with. “We’re like family here,” glows Diane. “I give my regulars a 10% discount on everything, and we often know what they’re looking for before they do.” The nature of gift purchasing has changed greatly since The nature of gift purchasing has changed greatly since the advent of the internet. How has Absolutely Fabulous stayed above the fray and blossomed while the rest of the gift industry flounders? “That’s easy,” responds Diane Silverstein, “quality, selection, price range, and ease of shopping.” After many visits to her “absolutely fabulous” gift and décor shop, I would have to agree. “Plus – we ship world-wide, so you can mail your stuff right from here!”

While the internet excels at making home shopping the easiest experience, when you know exactly what you’re looking for, much of holiday gift-giving starts with “who is this for, and how much do I want to spend on them?” Absolutely Fabulous makes this type of shopping easy with their “you know the personality, we know the product” approach to holiday gift-giving. “You see,” Diane explains in her charming English accent, “we spend hours and hours searching for the best new products offered in the gift industry. When our customers come in with their lists, we walk them around and point out options that our customers would never have found in an internet search.” Diane is not kidding on that last point. The variety and uniqueness of products at Absolutely Fabulous is astounding: hand-made jewelry, Miche Bag purses (the ones where you just drop the “insides” of your purse into a new shell, rather than having to dump all of your stuff out!), $10 silk scarves, old-school shaving kits for men, a “Daddy’s Tool Bag” that includes diaper changing equipment, and instructional DVD, face mask and other funny items, rare paintings by successful artists, large crystal chandeliers, crystal perfume bottles, stuffed animal baby bottle covers, piggy banks for kids, “dorm survival kits” for new students, wedding party gifts, rare Disney art 11

and collectibles, Halloween-themed decor and gifts, Christmas decorations that range from very inexpensive bottle stoppers and tree decorations to 6-foot high collectible Santa dolls. Absolutely really does cover the gamut of gifts for anyone: “from birth to death and everything in-between is our moniker” Diane proudly states. I tend to agree. Let’s see what other people have had to say about Absolutely Fabulous (we checked their reviews): “nicest ladies

who took terrific care of me,” “Love this store. It’s amazing and wonderful to shop in.” The raves go on and on. Absolutely Fabulous is not only a local treasure, however, they have been awarded multiple national awards for her visual merchandising (did I mention that they have the best windows in the country – an honor repeatedly bestowed upon them by industry publications) and marketing. Diane was even flown to the United Kingdom by Gifts and Decorative Accessories Magazine (the leading magazine in the gift industry), put up in a hotel, and honored with the title of “VIP buyer.” “I guess they just like the selections I’ve made over the years,” Diane

humbly responds when I ask why they chose her for this honor. So what are you waiting for? For every dollar spent at a local shop, 48% goes back into the community. If you purchase from a major, non-local, retailer, the number is 13%. For the internet - nothing (unless the business or distributor happens to be close to you, which is highly unlikely)!! This holiday season, find out why Absolutely Fabulous is so appropriately-named. Give local family businesses your time. You will find that you spend both less time and less money, all while adding to the local economy. It’s a no-brainer! Connect with Diane and the crew at Absolutely Fabulous located at 6026 Warner Avenue in Huntington Beach, call (714) 842-1608 or visit www.absolutelyfabulous1.com


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1 4 2 1

Comprehensive Cancer Center Opening in Irvine in 2022


City of Hope Huntington Beach (714) 252-9415



City of Hope Newport Beach Lido (949) 999-1400

City of Hope Newport Beach Fashion Island (949) 763-2204

4 City of Hope Irvine Sand Canyon (949) 333-7580

A Promise Fulfilled in Orange County Patients across the region gain increased access to advanced cancer care When City of Hope unveiled its bold vision to bring its lifesaving care and pioneering research to Orange County, it was in response to a pressing need in the community.


early 20% of patients with cancer left the region for advanced care, which created a burden on patients and their families. Additionally, cancer rates are expected to grow in Orange County by nearly 20% in by 2028. City of Hope Newport Beach, the first phase of City of Hope Orange County’s expansion, opened in January 2020 and a comprehensive cancer campus is opening in Irvine next year. With the addition of the Pacific Shores Medical Group locations, City of Hope Orange County now has four locations in Orange County providing highly specialized cancer care for patients and their families. The Orange County locations are in Huntington Beach, Irvine Sand Canyon and two locations in Newport Beach (Fashion Island and Lido). 14

Annette M. Walker, president, City of Hope Orange County (center), and the new City of Hope physicians.

highly specialized cancer expertise. Additionally, our physicians and staff welcome the opportunity to count on many world-renowned scientists and clinicians as colleagues and collaborators,” said N. Simon Tchekmedyian, M.D., founder and CEO of Pacific Shores Medical Group. “As a Pacific Shores patient for 23 years, I am grateful that I will continue to have my trusted physician’s care now at City of Hope — known for saving the lives of people with cancer,” said Elizabeth Lucas, 84, of Long Beach. “This is care that is the best of all possible combinations. I’m getting world-renowned care close to my home.”

Edward Kim, M.D., M.B.A., physician-in-chief, City of Hope Orange County, presents N. Simon Tchekmedyian, M.D., founder and CEO of Pacific Shores Medical Group, with his City of Hope coat.

“By welcoming Pacific Shores patients, physicians and staff to City of Hope, we are fulfilling our promise of bringing our advanced cancer care into the heart of our communities. City of Hope is honored to work with the nation’s leading researchers and clinicians, and we are privileged to welcome these like-minded experts from Pacific Shores to our team. Hope is indeed growing across the Southern California region,” said Annette M. Walker, president, City of Hope Orange County. With 1 in 3 Americans receiving a cancer diagnosis and with everyone impacted by cancer in some way, that’s good news. City of Hope is investing $1 billion to develop and operate a cancer campus of the future and network of advanced cancer care in Orange County. Lennar Foundation Cancer Center will open in the summer of 2022, followed by the county’s only specialty hospital exclusively focused on treating and curing cancer scheduled to open in 2025. “This expansion means that we’ve quadrupled outreach in the county,” Walker said. “As we look to the fu-

ture and open the Irvine campus, we will have a comprehensive network of cancer care established, with breakthrough treatments and expert cancer care within reach throughout Orange County.” Pacific Shores’ 14 physicians, 11 nurse practitioners and physicians and more than 200 staff became part of City of Hope on Aug. 6. Established in 1986, Pacific Shores Medical Group has locations across Los Angeles and Orange counties. A cancer care pioneer, Pacific Shores is recognized for excellence in cancer therapy practices, receiving certification from the American Society of Clinical Oncology Quality Oncology Practice Initiative. It is also one of the most experienced cancer groups in the country, with more than 80,000 patient visits a year. “Pacific Shores physicians chose to join City of Hope because of a shared interest in advancing cancer medicine through research, clinical trials and breakthrough treatments. We are delighted that our patients will have unprecedented access to City of Hope’s leading-edge treatments, extensive clinical trials and

Orange County patients can also access care in adjacent locations in Long Beach in the Elm and Worsham neighborhoods. These locations will provide Northern OC residents with more options. “It is heartening to watch City of Hope expand its reach throughout Orange County so that those undergoing cancer treatment can find care within a few minutes from their homes,” said Orange County patient Rob Montgomery. “Since going to the Newport Beach location, I’ve had more time to spend with my family, and that is my hope for others in Orange County. No one wants to undergo cancer treatment, but it is good to know that hope is here, in our community.” Learn more at cityofhope.org/OC. Make an appointment at any of the four City of Hope Orange County locations: City of Hope Huntington Beach, 714-252-9415 City of Hope Irvine Sand Canyon: 949-333-7580 City of Hope Newport Beach (Fashion Island): 949-763-2204 City of Hope Newport Beach Lido: 949-999-1400 15

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Provided by Ken Earwood

Did you know you may be able to take your 401(k), 403(b), or 457 plan and roll it into another type of retirement account while you are still working? Let’s look at how these rollovers can happen and the pros and cons of making them.


o start, some basics. Distributions from 401(k) plans and most other employer-sponsored retirement plans are taxed as ordinary income, and if you take one before age 59½, a 10% federal income tax penalty commonly applies. In addition, 20% of the withdrawn amount is withheld for tax purposes. Generally, once you reach age 72, you must begin taking required minimum distributions.1 Now, the fine print. You may be able to take a distribution from your qualified, employer-sponsored retirement plan while still working, via an in-service non-hardship withdrawal. This is done by arranging a direct rollover of these assets to an Individual Retirement Account (IRA) in order to potentially avoid both the 10% penalty and the 20% tax withholding in the process. It’s important to note that this option is only available if allowed by your employer.2 It may be smart to speak to your financial professional before making any changes. Generally, distributions from traditional IRAs must begin once you reach age 72. The money distributed to you is taxed as ordinary income. When such distributions are taken before age 59½, they may be subject to a 10% federal income tax penalty. The criteria for making in-service non-hardship withdrawals can vary. Some workplace retirement plans simply prohibit them. Others permit them when you have been on the job for at least five years or when assets in your plan have accumulated for at least two years or you are 100% vested in your account.2 Weigh the pros and cons. Who knows if your reinvested assets will perform better in an IRA than they did in your 16

company’s retirement plan? Only time will tell. Right now, you can put up to $7,000 into an IRA, annually, if you are 50 or older. The limit on annual additions, however, is much more impressive at $58,000 for 2021. Lastly, if your employer matches your retirement plan contributions, getting out of the plan may mean losing future matches.3 For more information and pros and cons of early retirement plan rollovers, please reach out to us at (800) 250-3029 or kenearwood@titanfinancial.net

Ken Earwood may be reached at (800) 250-3029, kenearwood@titanfinancial.net or visit www.TitanFinancial.net. Securities offered through Parkland Securities, LLC, member FINRA/SIPC. Titan Financial is independent of Parkland Securities, LLC. This material was prepared by MarketingPro, Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate. Please note - investing involves risk, and past performance is no guarantee of future results. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment. Citations. 1. IRS.gov, March 3, 2021 2. IRS.gov, March 3, 2021 3. IRS.gov, March 3, 2021

Jonathan Bayani

949-268-6740 geico.com/laguna-niguel-bayani 27261 La Paz Rd Laguna Niguel ¡Hablamos Español!

Some discounts, coverages, payment plans, and features are not available in all states, in all GEICO companies, or in all situations. Boat and PWC coverages are underwritten by GEICO Marine Insurance Company. Homeowners, renters, and condo coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, LLC. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company. GEICO is a registered service mark of Government Employees Insurance Company, Washington, DC 20076; a Berkshire Hathaway Inc. subsidiary. © 2021 GEICO

DOHENY BIKE The Fastest Growing E-Bike Company in Dana Point

By Jody Robinson

You might be surprised to learn what the country’s fastest growing industry is and it’s not RV sales, in spite of a year of lockdown. But the demand to get on the road is certainly fueling the drive toward recreational activities in North America, and e-bikes are running away with the market.


ueled by demand from both Canada and the U.S., e-bikes are looking at an annual growth rate of close to 11% over the next few years, marching right along with a booming housing market and burgeoning infrastructure development. Targeting not only recent retirees, but enthusiasts of all ages looking to stay

active, get outside or simply prefer to tool around town on an E-bike - the evolved and infinitely more exciting electric iteration of the traditional two-wheeler. While E-bike purveyors are seemingly on every corner, few have experienced the explosion in interest and growth locally like Doheny Bike - the fastest growing E-bike company in Dana Point. This is perhaps due in large measure to the popularity, versatility,


utility and affordability of the company’s Fold N’ Go collection - available in a array of colors and profiles. But undoubtedly in equal measure is the mission of its co-owners - Jason Spates and Micah Meiring - to “give back to the community.” Doheny itself boasts a robust outdoor history. Killer Dana, the aptly named freight-train-thick swell brought in surfers and developers alike. Hoping to keep the community close to the land and sea that brought it prosperity originally seemed logical for Jason, Micah and their team, working with the City of Dana Point recently to hand out 75 complimentary helmets, scooters, and skateboards. “Dana Point is an amazing community, and we want to help more kids enjoy it safely. Doheny Bike is donating a Doheny EZ Folding bike to Pet Project’s biggest fundraiser of the year on September 19th called Pet Project Foundation: Roaring for Rescues! Proceeds will benefit the animals at the San Clemente-Dana Point Animal Shelter. “We recognized the opportunity to give back, to contribute to our community that shaped our childhood, and it felt natural to encourage mobility and personal freedom when the pandemic had taken so much of it away.” Jason and Micah are a couple of local Dana Point dads, lucky enough to have lived near the worldfamous Doheny Beach surf spot their entire lives. “Our freedom was nearly unlimited as kids in the 1970’s and 80’s - we wanted our own kids to be as mobile as we were.” The idea of access and freedom have long been associated with the bicycle, and Doheny Bike believes in

“It should be fun, but we’re also thinking beyond fun to community, individual expression and the ability to remain mobile.” sending its patrons out on adventures to places unknown, where they might not have ventured before. They set out to provide an affordable solution for everyday mobility. “With the average buyer’s budget in mind, we wanted a functional riding experience that is not trendy, awkward and limited to your hometown,” says Micah. “Creating the agility of the Fold N’ Go anywhere design, we have provided a solution to buyers that want to travel in a smaller car with electric bikes and ultimately extend their outdoor adventures.” As parents, Jason and Micah stress the importance of safety, and encourage all riders to be over 16, along with the importance of sizing the bike

out, wearing a helmet, and meeting minimum requirements to ride the bikes safely on the road. “It should be fun, but we’re also thinking beyond fun, to community, individual expression, and the ability to remain mobile.” On a single charge, you can ride up to 50 miles. Put a basket on the back and you’re ready for the store or farmer’s market. “I wanted something better than traffic in my car and I just knew that the options I had to help my community needed to be affordable and reliable.” With a background in commercial truck leasing and loans, and an early pandemic ride on his nephew’s electric scooter, genius was born. “There’s something about being out in the fresh air that made a great start to the day.” The recent cycling boom couldn’t agree more. Doheny Bike 34163 Pacific Coast Hwy. #100 Dana Point (949) 427-3305 DohenyBike.com 19

ents sourced locally. And the piece de resistance (at least for parents in the small-children-at-home phase of life)? Kids World. And yes, it is just as awesome as it sounds. This “club within a club” is a place specially designed for children from infants to pre-teens with an array of age-specific activities, amenities, fitness, and entertainment. The club’s unique video camera coverage allows parents to “check-in” on their youngsters from monitors conveniently located throughout the club.

ClubSport Aliso Viejo Orange County’s premier resort-style gym

By Jody Robinson

I was chatting with a friend the other day about gyms. He was bemoaning the era of headphones: AirPods, Beats, you name it. I laughed at first because it seemed like such a funny complaint: I don’t like gyms because people wear headphones. But then it dawned on me as he continued to talk, that he was really referring to the missed sense of community he used to get when he went to the gym. Or, as he calls it still - the club. The Club isn’t gone, however. Not by a long shot. That place you could go to achieve your fitness goals or simply be well among a group of other like-minded folks? It still exists, in Aliso Viejo at ClubSport - Orange County’s premier fitness resort-style gym where “you’re more than a member, you’re a member of our family.” And the experience here is even more amazing than ever.

Group fitness classes similar to the ones you may enjoy at boutique studios can be found at ClubSport Aliso Viejo with over 70 weekly instructor-guided class options such as boxing, cycling, Pilates, yoga, Zumba, barre, aquatics, and the increasingly popular HIIT workouts using water rowers, striders, and strength-training equipment. And don’t forget the wide range of court sports including racquetball, squash, and basketball.

Relaxation more your speed for the day? Book a massage or facial treatment at the luxurious R Spa - which is also partnered with the Rejuvenation Room offering IV vitamin therapies and vitamin injections. A full-service restaurant, the vibrant Citrus Fresh Grill & Market serves up “naturally delicious” new world cuisine, snacks, and smoothies for dine-in or takeout crafted from real, wholesome ingredi20

If you have no idea where to begin when it comes to your fitness and nutrition goals, ClubSport Aliso Viejo has that covered, too! There is a wide range of options for personal training, an immersive 8-week weight loss program called Rev32, nutritious takehome meals, and accessible advice from on-site professionals that make it easy to stay accountable to yourself. There is literally something for everyone. Whether it be relaxation or rejuvenation you’re looking for, or to get super sweaty alongside your Boot Camp compadres, the Club hasn’t actually gone anywhere. It’s simply gotten better. As for the Air-Pods? You can take ‘em or leave ‘em.

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Senior-Focused Niche Real Estate Firm `Provides Options for Home Sellers ow does life look in the seventh, eighth or ninth decade? As one enters this period of life, adorned with wrinkles, heirlooms and too much yard work, there are countless concerns to consider. Selling your home, or relying on your adult children to do so, shouldn’t be one of them.

can be extremely overwhelming, and they saw an opportunity to remedy this situation.

“We watched our grandparents reach the point of no longer being able to live alone,” said Rob. “We saw the effort it took from our entire family to support them through the transition of selling long-time Rob Perkins and sister homes and lining up Corinne Ross, founders new residences, calling of San Diego-based on family to become Senior Home Purchase experts in real estate, Program (SHPP), organizing, cleaning know this all too well. and caretaking.” After a decade of residential real estate “We founded SHPP in investing, personal 2015 with the mission experience led them of offering seniors to the realization a simple way to that the traditional transition into senior home selling process living,” said Perkins.

SHPP offers a direct purchase option, in which SHPP buys the home directly from senior homeowners, at a nominal discount, and with no fees to the seller. This allows the seller to quickly and easily transition into their next home, without any prep work, repairs, or costs. As SHPP has become popular in the San Diego senior living community, and with recent expansion into Orange County, the company continues to evolve with market conditions. In keeping with their original mission, SHPP has launched their new listing service, Simply Sell, an “easy list and sell” option for clients

who might benefit from the more traditional listing method to fully maximize their home’s value. “Simply Sell offers a streamlined listing process which eliminates many of the inconveniences involved in a home sale,” explains Perkins. “With our expert pricing strategy, full oversight and management of all aspects of the home sale, no upfront cost for repairs, $2,500 paid by us for decluttering, packing and unpacking services, and coordination of move logistics - Simply Sell removes all of these burdens from the home seller, allowing them to focus on

their next home.” Perkins and Ross emphasize that with both programs, they will continue to deliver on their promise to serve seniors with integrity and transparency. “We are in the business of helping people pilot an emotional and financially important decision, and we do not take this lightly,” said Ross. For further details and a complimentary consultation to determine which SHPP option would be best for your specific situation, please contact us at 714-923-7477 or visit westviewshpp.com.

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Your Local Resource from Concept to Completion


orena Tile and Stone, in San Juan Capistrano, is a 5000 square foot store showcasing one of the largest selections of tile, and natural and engineered stone in South Orange County. The business was opened in 2014 by John Schrab and his wife, Linda, with the goal of 26

creating a convenient, local resource where one can find an abundance of fun, imaginative and up-to-date tile and stone – all under one roof. As a family-owned business, John and Linda focus on customer service and building relationships with

their clients, while helping to bring their projects to life. From mild to wild and traditional to modern, they will assist in finding the perfect materials for your dream kitchen or bath. Morena’s designers are on hand to assist customers with navigating through the myriad of choices to get their project started and they serve as a resource every step of the way – from concept to completion. Homeowners, designers and contractors love the vast product selection and convenience of shopping locally, in a store where everyone knows your name. John, a 4th Generation tile and stone contractor, is willing and available to answer your questions and provide advice on materials, design, and installation. He believes in treating cus¬tomers like family and understands what it takes to make your project come to fruition. Whether you’re undertaking a major home renovation, updating your

kitchen island or installing a tile floor, Morena Tile & Stone offers all of the necessary components to manage your project in-house. Along with a gorgeous variety of materials for you to choose from, there’s also an onsite fabrication shop with a crew of master craftsmen that have worked for John for decades. This level of experience and cutting-edge technology, combined with old-world craftsmanship, provides clients with the reassurance that their project will be done“As correctly and beautifully. Aswe focus on customer service and getting to know our clients while we help bring a family owned business, John likes to say, “We make things their projects to life. From mild to wild, traditional to modern we’ll help you find the perfect tile and stone for pretty every your day.” dream kitchen or bath.”

Morena Tile & Stone: Your Local Source from Concept to Completion “At Morena Tile & Stone we specialize in imagination and fun.”

Visit Morena Tile & Stone when Mr. John Schrab, a fourth-generation stone fabrication and tile contractor took over Morena Tile five years ago you’re ready to embark on your and fulfilled his dream of next owning his own tile store. Since then, Morena Tile has become a trusted resource for local contractors, designers and homeowners supplying natural stone, porcelain tile and engineered stone to home improvement project. John projects big opportunity and small in scope. Offering an abundant 5000/sf showroom with over fifty top manufacturers and Linda would both love the to choose from and awhile top-notch to offer you a cup of coffee you staff, Morena tile has reached the pinnacle amongst the ubiquitous onslaught of “big box options. look around, and design” they’d be proud to add you to their long list of satisfied “Treating our customers like family is the first step. We invite all our MAGAZINE customers. MAGAZINE John and Linda Schrab customers to our showroom to look around and meet our staff, discuss their project or join us for a little lunch and conversation around our kitchVote for Me en island. We’re here to help.” Says John. Lovin’ My

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Morena tile’s showroom proudly displays one of the largest selections of tile, natural and engineered stone in South Orange County. Morena Tile’s designers are on hand to help customers navigate the myriad of choices to get their project started - and serve as a resource every step of the way from concept to completion. Whether your Kitchen, Bathroom, Flooring , Fireplace or BBQ project calls for granite, marble, travertine, limestone or Natural Quartzite, you can find it all at Morena Tile & Stone.


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Page 12

This iconic cat has become instantly recognizable in South OC, reflecting the company’s fun take on marketing

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Little Johnny withcraftsman his pop, pictured granddaddy The future here with and great gramps, 4 generations tile father, grandfather and greatofgrandfather. guys.


M-F:8:30–5:30PM / SAT:10–4PM 32951 Perfecto ToCalle connect with John and the professionals at Morena Tile & Stone, 949-489-8990 LIC#1015123 San Juan Capistrano call (949) 489-8990, visit www.tileandmarble.com or visit their YOUR HIDDEN GEM IN SOUTH ORANGE COUNTY (949) 489-8990 5000+-square-foot showroom at 32951 Calle Perfecto in San Juan Capistrano. www.tileandmarble.com


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18.99/month COMPUTER & PHONE REPAIR $ (949) 445-6969 • CPR-LagunaNiguel.com 10 OFF $

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CPR-Computer + Phone Repair (949) 445-6969 Keller Williams Realty (949) 482-3999 Sea Breeze Cleaners (949) 831-5060


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Over 30 of years experience

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Bronwyn Gorman

We Make Homes Beautiful It’s in our attention to detail and customization that we can truly make a difference, as we can offer options and resources to create a room like no other, one that is uniquely you. (949) 755-2032 • bronwyngorman.decoratingden.com

A Passion for Healthy Water and Aquatic Education


Pool Service & Repair Weekly Pool & Spa Maintenance Green Pool Clean Up Equipment Repair and Installation New Automation and Upgrades

Buy 5 Months of Service, Get One Month FREE!

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Owners Steve and Elise Donohoe


Licensed by the Contractors State Licensed Board and Certified by the National Swimming Pool Foundation.

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Serving Orange County for over 25 Years • Family Owned & Operated

Visit Our Showroom 26131 Ave. Aeropuerto, Ste. D San Juan Capistrano Free Estimates 949.582.1035 | BeveledEdge.com 37


Check Out Our New Arrivals

• Chanel, Hermes, Prada, Louis Vuitton, Gucci, Fendi • Handbags, Jewelry: Antique, Vintage and New • Designer New Clothing • Accessories, Arthur Court & Gifts

End of Summer Sale Certain exclusions may apply. With mention of this ad. Expires 09.30.2021.

• Introducing our Modern Vintage Section KD Luxe Jewelry

Marbella Plaza, 31105 Rancho Viejo Road, Suite C-8, San Juan Capistrano Call for an appointment we sell your top Designer handbags & estate jewelry | 949.240.9100

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We Come to You! Free in-home consultation! We buy any size collection. By Appointment Only

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*Our process is approved and certified by local law enforcement, legal, safe and adheres to all state and federal firearms laws.

HOW IT WORKS We will appraise and provide a fair market price for each firearm. We take care of all the legal paperwork and give you a receipt of acquisition from the Department of Justice for each firearm. We come to you (this limits breaking any transportation laws and potentially unsafe gun handling). Our reps are certified by the ATF, DOJ and local law enforcement + are Certified Safety Instructors All we need from you is a valid picture ID and signature.


Issue: Date:

March 2020 2/9/20




• Custom Shutters • Woven Woods • Wood Blinds • Faux Woods


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Please approve ad or provide changes/corrections within 48 hours of receipt. If no response is received within 48 hours, this ad will be deemed approved as is. $25 fee applies to minor ad changes. $50 fee applies to changes requested past 48 hour proof and/or art deadline.

Your South Orange County


Electric Expert!

Please review your proof carefully. Check expiration dates, offers, phone numbers, addresses and spelling. Over 30 Years' Experience | Family Owned The Local DISH® Magazine is not responsible for errors and/or ommissions.


Approved with minor corrections

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Changes needed, new proof required

We Upgrade Design or copy changes will result in additional charges and will only be considered if time permits. The Local DISH® cannot guarantee reproduction quality and color Smoke Detectors to of The Local Dish® Magazine.orReproduction, exactness. Colors may vary due to file formats, computer monitors and/or printing processes. This ad is the property copying and/or distribution in any way is strictly prohibited without prior written consent. ©2020 The rights reserved. of $200 or more of $100 orAll more Carbon MonoxideLocal Dish® Magazine. Detectors! Must present coupon. Expires 09.30.21 SCM0820

$10 OFF

LED Retrofit

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Electric Car Charger

Whole House Fans

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Flat Panel TVs Installed

Trouble Shooting

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BRONWYN GORMAN | Decorating Den Interiors By Jody Robinson

Over a half-century ago, a former fabric salesman named Steve Bursten had a vision: an unparalleled interior design catalogue that would match creatives to homes across the US and Canada.


riginally known as American Drapery Consultants, Steve took his dream to the streets, and within a single year, the first franchise was born. Today, with designers scattered across the states and our neighbor to the north, Decorating Den Interiors (DDI) can tackle a single room or build an entirely new home with you. To your style, with your specifications, using the best product possible.

An expert in her field, Interior Designer Bronwyn Gorman is more than a creative mind at DDI. Bringing a treasure trove of style to the table and a pocketful of tricks and tips to build out the most “you” space possible, her methodologies are deliberate and dedicated. “I truly believe that a home should reflect the people who live in it, not the person who designed it.” 40

A longtime Orange County resident, Bronwyn embraces the unique lifestyle of its population, and the indoor-outdoor spaces that reflect it. Where else can you hit the waves and the ski hill in the same day? “A house isn’t just a home, it is your refuge, your sanctuary at the end of the day, and responsible for ushering you into each new one," she says. "I want to promote health and happiness with my designs - from the ease of process to the details in your favorite room.” Bronwyn's business, a reflection of her personal values and ideals, takes the leap from outstanding customer service into genuine respect and care for her clients. “I’m passionate and motivated to understand each individual I have the pleasure of working with." And it shows in her projects.

Art Gallery &Framing

From bedding to window treatments, furniture to light fixtures, no detail is too small. Once a budget is reached and agreed upon, a final consultation and presentation come to life, and the design of your dreams begins to take shape. Bronwyn’s design services couldn’t be more thorough or more convenient. Because she comes to you, she is able to see the lighting and get a feel for the flow/how things work in your home. “Feeling like you’re understood and falling in love with your space each time you walk through the door don’t have to be mutually exclusive," says Bronwyn. "It's in our attention to detail and customization that we can truly make a difference, as we can offer options and resources to create a room like no other, one that is uniquely you."

BRONWYN GORMAN Owner | Interior Designer Decorating Den Interiors (949) 755-2032 bronwyngorman.decoratingden.com

• Creative Consultation • Custom Picture Framing • Custom Framed Mirrors • Over 3000 Frames Available • Art and Frame Restoration • All Work Done on Premises

27601 Forbes Rd., Suite 32 Laguna Niguel, 92677

949.831.3909 Monday-Friday 10-6 Saturday 10-5 Sunday closed


20 OFF %

Custom Framing & Custom Mirrors


Not valid with any other offers or discounts. Expires 09-30-21.

Expires 09-30-21.

idconsign@sbcglobal.net 41

Inspirational Living at Serra Sol Memory Care Now Open in San Juan Capistrano

By Jody Robinson I was in middle school at my best friend’s house when her Dad got a call one afternoon. It was a complete stranger, albeit an incredibly friendly one, who had taken the time to sort through who my friend’s grandmother was and why she happened to be strolling up and down his street in the middle of the day. On our way over to pick her up, her Dad attempted to describe what was happening in her brain. Over dinner that night, I watched her between bites halfway expecting her to forget which utensil to use for the salad and the soup. But there, surrounded by her family at the dining table she’d eaten at a thousand times or more, she was sharp. Clear. Quick witted and lively. 42

Not a real specific disease, as I learned later through some of my own research, but more an umbrella covering the impairment of at least a couple of different brain functions; dementia’s group conditions affect memory loss and judgment, often the two most important pieces in the typical motions of an everyday life. Parkinson’s, Huntington’s and Alzheimer’s all snug up neatly under the umbrella, as does vascular dementia. At some point, like with my friend’s grandmother later that year, it can become necessary to offer more care than is available around the home. That’s when care in a senior living community like Serra Sol Memory Care in San Juan Capistrano becomes so vitally important.

A partnership between Protea Senior Living and Agemark Senior Living two of the foremost names in senior residence care - Serra Sol Memory Care prides itself on offering “a truly inspired life” for its residents. As with all things, there are homes that feel like sterile hospitals and communities that feel like home. Serra Sol certainly falls in the latter category. Providing exceptional care is the tip of the iceberg at the new South Orange County location, and like most icebergs, the weight of their mission hovers below the surface, imbuing each day with meaning derived from little things that mean a lot. As the management company who will oversee all day-today operations, Agemark creates true communities that are warm and wel-

coming, and works diligently to give those in their care love, laughter and joy and encourages residents to live life fully - despite the challenges they face. Renowned for turning the traditional image of an old-folks home into a passionate, engaging, mission-driven community, Agemark’s custom touches at Serra Sol include an onsite Director of Nursing, Physician oversight, assisted telemedicine appointments, balanced menus and dining services, on-site physical, occupational, and speech therapy from preferred partners, and regular communication of resident’s assessment and needs with loved ones. My friend later shared that her grandmother’s room at the senior care residence might not have been a replica of her bedroom in the home she lived in for years, but all of the important things were there - photos, cards from the grandkids, her favorite reading chair. At Serra Sol, they understand that in addition to making sure your loved one’s health-related needs are met, equally important is the warmhearted staff who care deeply about their feelings, and the routine and familiarity of place that sparks an awareness of the positive memories they carried in with them. As far as personalized care goes, Serra Sol has it all. In fact, through the 26

An Agemark facility, in conjunction with Protea Capital Partners - two of the foremost names in senior residence care - Serra Sol Memory Care prides itself on offering “a truly inspired life” for its residents.”

Agemark communities spanning six states, everything from the environment to the friendly faces one sees each day contribute to an elite level of service. The leadership teams are all handpicked, ensuring that each member of the staff exemplify the values they hold close: professionalism, integrity, compassion. Employees assist with daily outings and activities, customizing them to each resident’s passions and interests. From social gatherings to individual spiritual practices, crafts, baking, yoga, walking, or trips to local attractions, keeping residents motivated and excited for the day-to-day means stimulating their minds and bodies. After all, feeling engaged combats memory loss, and can even trigger new neural pathways to link old and new memory together. Serra Sol boasts an incredibly safe and secure environment, keeping those with memory loss top of mind. 43

My friend’s grandmother passed away a few years after she moved into the home, at a ripe old 93. I’m told she was surrounded every day by the comforts of her own memories until the end, and remained a hilarious, crisp fighter regardless of what came her way. I understand the perils that a disease like dementia can bring a bit better now that I’m older, but that only amplifies my gratitude for the safety and sense of community that the residents of Serra Sol Memory Care enjoy. Set the standard for care for your own loved ones, at Serra Sol.

Secured entries and exits, alarm systems, and emergency call buttons complement lovely natural vegetation and water features in the residence’s secure outdoor courtyard, perfect for dining or simply enjoying an afternoon chat. Restaurant-style meals are served in a beautifully appointed dining room, and a multipurpose area serves to house crafts, cooking, games, film screenings and more. A state-of-the-art Tovertafel table features a game system providing cognitive stimulation to its players in the form of movement and interaction. Don’t miss the ice cream sundae dipping station in the dining area,


where everyone can enjoy a sweet treat. Additionally, activities and outings will be in abundance, with a Life Enrichment Coach on hand to ensure residents are able to cultivate their current interests as well as try new things. Choose one of three floorplans, and enjoy a private or companion room. All feature en suite, private bathrooms, walk-in showers with grab bars for safety, and a bench for comfort. Storage space ensures residents can bring their favorite objects from home - making each suite a welcoming, warm respite at the end of the day.

SERRA SOL MEMORY CARE 31451 Avenida Los Cerritos San Juan Capistrano (949) 485-2022 SerraSol.com

36 T H A N N UA L TA LL S H I P S F E S T I VA L After experiencing the beauty and majesty of these great sailing vessels, join friends and family for a delicious dinner and craft cocktail at Dana Point’s Favorite Italian Restaurant! HAPPY HOUR SPECIALS EVERYDAY FROM 3:30-6:00P.M.

Delivery, Dine In, Takeout

Fresh Quality Ingredients • 100% Wisconsin Cheese


5 minutes or less (11am-4pm)


Live Music Thursday - Sunday

Home of the 30” Party Pizza


(949) 498-3400


CAULIFLOWER CRUST SPECIAL Medium 2 topping & a bottle of Hint Water




50% OFF


www.SurfsidePizzeria.com 2 FOR TUESDAY BUY 1, GET 1 FREE! Buy any medium pizza and get 1 free of equal or lesser value

+ tax

1 order per customer. Not valid with other coupons or offers. Expires 09-30-21.

(Does not include stuffed crust or deep 1 order per customer. Not valid with other coupons or offers. dish) 1 order per customer. Not valid with Expires 09-30-21. other coupons or offers. Expires 09-30-21.


50% OFF

ANY ORDER OF WINGS OR RIB TIPS Buy 1 order of wings or rib tips, get 2nd order of equal or lesser value 50% off. 1 order per customer. Not valid with other coupons or offers. Expires 09-30-21.

Catering & Special Events www.VillaRomaRest.com


25254 La Paz Road, Laguna Hills

Restaurant 949.454.8585



briorestaurant.com or text BRIO to 33733 Powered by

24050 Camino del Avion Dana Point BrioRestaurant.com

(949) 443-1476 46

26701 Verdugo Street, Suite B, San Juan Capistrano, CA www.PaddysStation.com


™ ™

Window #3 2021 Window #3 2021






New products part of Big Refresh 1.0

NEW FRESH MELTSTM TM Smallwares, Builds, and more! NEW FRESH MELTS

PAGE 5-18 PAGE 5-18

Smallwares, Builds, and more!


(949) 661-3400

Reese's Pieces Continues & S'more's Returns

32082 Camino Capistrano San Juan Capistrano


PAGE 20 PAGE 20 PAGE 21-22 PAGE 21-22


Additional product details and marketing program updates for Window #3 will be posted on the "US Marketing Additional and marketing program updates Programs"product page ondetails The Feed. for Window #3 will be posted on the "US Marketing Programs" page on The Feed.

Freshly made per order. Limited time. Extras addt’l. Plus tax. ®/© Subway IP LLC 2021.

Freshly made per order. Limited time. Extras addt’l. Plus tax.


Statement of Ownership/Confidentiality: All materials contained in this Playbook are owned by Subway IP LLC. and are confidential. This information may not be copied, distributed, modified, reproduced, republished, reused, uploaded, transmitted, or otherwise used without the prior written consent of Subway IP LLC.


®/© Subway IP LLC 2021.

Statement of Ownership/Confidentiality: All materials contained in this Playbook are owned by Subway IP LLC. and are confidential. This information may not be copied, distributed, modified, reproduced, republished, reused, uploaded, transmitted, or otherwise used without the prior written consent of Subway IP LLC.


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In the Medicare Insurance world we refer to it as an “ANOC” (we love using acronyms, unfortunately we’re just about the only ones that know what they mean).


f you’re currently on Medicare this applies to you if you have a Medicare drug plan or if you are enrolled in a Medicare Advantage plan (HMO or PPO). This does NOT apply to your Medicare Supplement plans; such as Plan F, G, N etc.

The Annual Notice of Change is a document you receive in the mail (or online if you signed up for that) that explains the changes that your Medicare plan may have made for the upcoming year. Some changes that you would see on your ANOC are increases or decreases in your monthly premium, changes to your co-pays, deductibles, the annual out of pocket maximum and the plan’s drug formulary. (the prescription drugs that the plan gives you access to at a set copay or co-insurance amount) You will receive your Annual Notice of Change every year around the end of September. It’s not a fancy envelope with bright red letters reading, “Open Me, I’m Important to Read” rather it’s generally printed on an inexpensive paper resembling a newspaper, and it usually reads and looks like a pamphlet. All plans have some type of change for the upcoming year. An ANOC will list 2 columns, one is what your benefit is for the current year, the other column will show what it will change to in the new year. Sometimes the change is good; a lower premium,

deductible, co-pay or maximum out of pocket known as a MOOP (see, there’s another acronym for you!) What you want to make sure of is that you are aware and informed when the change is not good news; a higher deductible, higher co-pays or premium or MOOP. At that point, you can decide if it’s going to affect you enough to want to look at making a change to your coverage for the new year. In the Medicare Advantage plan world, the HMO plans seem to have positive changes for the most part, but the few PPO’s out there in Orange County not so much. The biggest offender of changes prompting people to look elsewhere is the “Stand Alone Medicare RX plans” that people who use Medicare as their primary insurance coupled with a Medicare supplement plan pay for. These plans seem to always be giving an increase to their deductible, premium and co-pay amounts. Unfortunately knowing how to go about finding the right Medicare drug plan on their own isn’t something most Medicare beneficiaries know how to do. The good news is that I do! So, if you get surprised by your ANOC this Fall, feel free to reach out to me, I’d be happy to help you.

Stephanie Frisch is the owner of Insurance 101 and is an independent insurance broker dedicated to helping others make “educated decisions” about their insurance choices when it comes to Medicare. For answers to your questions, or no-fee consultation, call (949) 351-2443. 48

At Massage Associates, we fix those cheap massages! NEW CLIENT SPECIAL - COME TRY US OUT!



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Complication Rates After Surgery for BPH (Benign Prostate Enlargement): Real-World Data Robert Pugach, MD

A very important large clinical study was presented at the European Association of Urology 2021 Annual Meeting (EAU 2021). The findings from the largest United States analysis for treatment of benign prostatic hyperplasia (BPH) reveal that overall complication rates are lowest after treatment with the Urolift® System when compared to surgery other minimally invasive procedures. withoutand medications or major surgery



he study clearly demonstrates that complication rates following surgery for BPH are higher than treatment with the minimally invasive Urolift® System. Dr. Daniel Rukstalis explains the importance of this study as research in the area of surgical or minimally invasive procedures for BPH is sparse. “We found the UroLift System had the lowest overall rate of complications at 300days post-treatment,” says Dr. Rukstalis1.

As an early user of the Urolift® System and a certified Urolift® Center of Excellence2, and certified instructor for the Urolift technique, I am very excited to see clinical data that confirms the excellent outcomes my BPH patients experience in my private urology practice. Treating men with BPH, also known as enlarged prostate, is a major focus for minimally invasive treatments at Pacific Coast Urology Medical Center.



The past, UroLift®the System is a minimallyisinvasive procedure that affords patients the in the treatment oftentreatment that alleviates urinary symptoms due to enlarged Nitinol relief of symptoms without the efinadequate. Many patients do not Suture prostate and delivers results that matter. fects and complications 8 mmof surgery or experience adequate relief of sympsymptom relief Stainless Steel medications. If you’re taking a meditoms.• RapidThere are a number of side • Risk profile better than reported for surgical procedures such as TURP cation, you should know that Urolift is effects including, sexual dysfunction, • Symptom relief better than reported for medications 3 times as effective as any medication • Preservation of sexual function dizziness, episodes of falling down A quick return to normal activity for prostate growth symptoms. and •headaches. AND, NOW THERE • Increased quality of life IS MEDICAL DATA THAT SHOWS • No need for ongoing BPH medication The FDA-cleared Prostatic Urethral MEDICATION HAS BEEN LINKED For more information, ask your doctor today or visit us at UroLift.com Lift procedure using the UroLift® SysTO DEMENTIA AND DEPRESSION. Most common side effects are mild to moderate and include pain or burning with urination, tem is a clinically proven, minimally blood in the urine, pelvic pain, urgent need to urinate and/or the inability to control the urge. Most symptoms resolve within two to four weeks after the procedure. invasive technology for treating lower When medication does not improve urinary tract symptoms due to BPH. If the quality of life for patients, the you would like to treat your BPH and next treatment alternative often reclearn more about the UroLift® Sysommended by urologists is surgery. tem - done in an outpatient setting Unfortunately, surgery requires cutwithout cutting, heating, or removing ting, heating and/or removal of the prostate tissue, call to schedule your prostate tissue to open the blocked consultation. urethra and can have numerous com1



Urologist’s view of obstructed prostate

Unblocked prostate after UroLift procedure

1. Sonksen, EU Urol, 2015 BPH6 Study 2. Roehrborn, J Urology 2013 LIFT Study 3. 2003 AUA Guidelines ©2016 NeoTract, Inc. All rights reserved. MAC00375-01 Rev A

Many of my patients are surprised to learn that over 40 million men in the United States are affected by BPH. This condition occurs when the prostate gland that surrounds the male urethra becomes enlarged with advancing age and begins to obstruct the urinary system. While BPH is not life-threatening, the symptoms include interrupted sleep, daytime frequent urination, leakage of urine and an urgent need to urinate. Sometimes, it’s not possible to get to the bathroom in time! Urinary problems can cause loss of productivity, depression and decreased quality of life. While medication has been the firstline therapy for enlarged prostate 50


This large study documents that while surgical options can be effective in relieving symptoms, they can also leave patients with permanent side effects such as urinary incontinence, erectile dysfunction, and retrograde ejaculation. With the FDA approved in-office Prostatic Urethral Lift Procedure we now have a truly minimally invasive

To schedule an appointment, call 888-735-4336. For prostate cancer diagnosis and treatment questions, the direct line is 844-HIFU DOC (844-443-8362). For the No Needle/No Scalpel vasectomy, the direct line is 844-Easy Vas (844-327-9827).


he stepped in with a solution. “Usually people think they just have to be replaced, but that isn’t the case! We have a ton of experience with all kinds of doors, no matter how old, what material, or what brand.”

Performance & Professionalism:

Dr. Slide-Door By Jody Robinson

It’s a new year. I, along with everyone I know, made resolutions: mostly hoping that this year would be better than the last, but some that genuinely reflected an optimistic mindset. Said mindset led my husband and I to craft one that hadn't topped our previous lists: fix broken things.


ike most everyone we know, our family has spent considerably more time at home these past months - and knocking around the house all day, we've made a priority

of a dizzying array of home improvement projects - both indoors and out - that we'd previously deferred. Turns out, we're not alone. A common refrain among our friend group? Countless home appliances to be replaced. Garden and landscaping projects to embark on. And a rather surprising number of sliding glass doors in need of repair in our collective Southern California homes. Enter Shy Hadan. Known as Dr. SlideDoor, Shy's father was in the business of selling sliding doors, but when he saw that there was no one to fix them,


If hauling open your sliding door requires Herculean strength, it’s likely you’re experiencing rollers with dirt and dust buildup so they don’t roll the way they used to. Over the years, it’s common for the rollers to wear to the point that you may actually be dragging the entire weight of the sliding door across the track, which causes even more damage and drag every time you do it. Whether your door is modern or ancient, made of aluminum, vinyl or wood … all you have to do to “remedy your rolling troubles” is schedule a free inspection. A tech will come out to see if the components can be fixed or replaced, and then...fix it. With over 25 years of industry experience, Dr. Slide-Door is the number one chosen sliding glass door repair service in Southern California. What sets them apart? Each member of Dr. Slide Door’s team arrives with everything you’ll need on site. “Your sliding door professional will replace the parts right down to the rollers, leaving your door feeling weightless and good as new. You’ll be amazed at how easily your door slides open and closed.” With parts made in Germany, you can be assured that your “new” door could last another 20 years: plenty of time to tackle out the rest of your resolutions. Dr. Slide-Door DrSlideDoor.com (562) 270-5520

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Tips to reducing the discomfort and risks associated with prolonged inactivity: • Wear comfortable clothing • Drink plenty of fluids (avoid alcohol) • Stand up and stretch several times during travel • Wear gradient compression legwear to anyone during travel, regardless of age, weight or lifestyle. JOBST™ medical compression stockings and socks are a simple and comfortable way to help avoid heavy, tired and achy legs and the swelling of feet and ankles.

Travel Can Be Tough on Your Legs

Unlike the products available at your local drugstore, JOBST™ medical compression stockings and socks are recommended by physicians for their clinically proven gradient compression benefit. Medical compression products reduce swelling and helps prevent the pooling of fluid in the venous or lymph systems. The stylish cotton blend dress socks and compression hose available today increase tissue pressure to help balance the flow of fluid across the capillaries of the limb.

Medical compression stockings and socks are a travel essential


By Livia De Los Rios

any people travel long distances and have to remain seated for two or three hours or even longer. They might not think much of it, but when movement is constrained, the blood circulation in the legs is restricted. This can contribute to heavy legs, leg pain and swollen feet and ankles. Prolonged sitting is also a major risk factor for the development of phlebitis and Deep-vein Thrombosis (DVT). Deep-vein Thrombosis involves the formation of blood clots (thrombi) in the deep leg veins during prolonged inactivity. In some cases, blood clots 54

can migrate to the lungs resulting in a pulmonary embolism. When seated without moving for a few hours – whether by plane, train or automobile - the risk of DVT could be four times higher and can happen

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Livia De Los Rios is the president and CEO of Allied Medical Supply. Flagship Store 424 S. Main Street, Suite M Orange (714) 935-9200

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WHEN IT’S TIME TO TREAT YOUR ENLARGED PROSTATE, TRUST YOUR CARE TO THE EXPERT. Dr. Robert Pugach is a member of the prestigious National Teaching Faculty for the Urolift procedure.

• Center for Excellence • Minimally Invasive • Fewer Side Effects • Clinically Proven Are you ready for a good night’s sleep again? Call today for an appointment with Dr. Robert Pugach, a nationally recognized leader in minimally invasive urology. Dr. Robert Pugach, Medical Director of Pacific Coast Urology Medical Center

Make an appointment TODAY

CALL 888-735-4336

Learn more about us at www.pacificcoasturology.com Convenient offices in Los Alamitos and Huntington Beach

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PULSED NEUROCARE Pulsed Light Medical Technology for Neuropathy and Nerve Pain In the Comfort of Your Own Home and at a Fraction of the Cost of Competitors or In-Office Treatments

By Jody Robinson


here’s a lovely quote by the author Isak Dinesen, “the cure for anything is salt water - sweat, tears, or the sea.” But the real medicine of the natural world isn’t the ocean. It is Polychromatic light utilizing Red and Near Infrared light waves, to be exact. Treatment with polychromatic light is simple, and painless. David Christenson, owner and manufacturer of Pulsed Neurocare technologies, saw something special in NIR and red light, and has spent years perfecting the system. But how exactly does light therapy treat anything? Flexible pads, with chipsets containing multiple diodes, red and Near Infrared in this case, are placed directly on


the skin - right over the injured area. And then in layman’s terms, “light energy from the diodes is

absorbed by proteins within cells, releasing nitric oxide, the body’s natural vasodilator.” If you didn’t get any of that, it’s ok. All you need to remember is that in just 20 minutes of treatment, your blood flow increases, and the boost in circulation heals just about everything. Especially peripheral neuropathy. One of the more common causes of neuropathy is diabetes, but a number of injuries, infections, and even toxins can cause symptoms. Typical treatments include heavy pain medications and antidepres-

Pulsed NeuroCare is simply the highest quality, most advanced, and powerful system on the market, utilizing technology originally developed by NASA for use on shuttle missions. sants. David and his Pulsed Neurocare system think otherwise. “The net result of photobiomodulation is a cascade of beneficial chemical reactions throughout damaged nerve cells that stimulate healing.” Without the need of pills, the light energy boosts local circulation, persisting for several hours after the pads are removed. Since the pads are ergonomic, safe, relaxing, and easy to use, you’ll find it simple to place your trust in a Pulsed Neurocare System to deliver effective results. Improved circulation increases the number of new capillaries that replace and damaged ones, which boosts collagen production, keeping cells elastic, and allows less scar tissue to form. And since you can purchase a Pulsed Neurocare system, you’ll be able to take the results home with you. The Neurocare Systems Group, which includes Pulsed Neurocare, has been around for the last 7 years, “specializing in photobiomodulation class II medical equipment for lumbar, nerve pain, brain care, and peripheral neuropathy.” Pulsed Neurocare is simply the highest quality, most advanced, and powerful system on the market, utilizing technology originally developed by NASA for use on shuttle missions. The Pulsed Neurocare light therapy boots contain twice the diodes as the next neuropathy boot, with more advanced firmware in controllers with 2 backlit displays for two-thirds the price of its competitor.

Pulsed Neurocare boots are so versatile, they can be used on other areas of the body you are experiencing pain.

“I went from victim, to advocate, to distributor, to manufacturer of the equipment. Using this remarkable technology on myself for decades and being against dangerous drugs and unnecessary surgeries, committing my life to continue advancing this technology is a passion of mine” he says. “My philosophy is simple; create the most elite systems on the market...and sell them for less.” American designed and engineered, the light therapy stimulates the release of Nitric Oxide and ATP in cells, which Vaso dilates significantly increasing the blood flow and allows them to accept nutrients faster, and get rid of waste products at the same time. Increasing lymphatic system activity and reducing excitability of nervous tissue stimulates the repair process: invisibly. David speaks to his background with advanced non-invasive and effective alternatives to drugs and surgeries with an emotional tone. Eliminating the middleman and costly mark-ups are trademarks to his approach, as a brand owner and manufacturer in the business of keeping pain at bay, and it isn’t an approach he takes lightly. “Net results are less pain, to get you back to your life.” Into the sea, if you were Dinesen.

(949) 735-0665 PulsedNeuroCare.com 57

By Jody Robinson

When I was younger, my Mom loved to read me the book “If You Give A Mouse A Cookie.” The plot essentially revolves around an ever-growing list of to-do’s that had to be accomplished, all set into motion by the simple act of giving a mouse a cookie. This tale came back to me recently when I purchased a new television at Best Buy.


hat was a simple shopping trip ended up being an adult’s version of that circular tale. If you give a grownup a television, they’ll have to measure their wall. When they measure the wall, they’ll realize they may actually 58

have room for a bigger television. When they buy the bigger television, they’ll find out they have no idea how to mount it to the wall. When they start mounting it to the wall, they’ll see that the power outlets are all in the wrong places. When they realize

the outlets need to be moved, they’ll call an electrician. (This could go on forever.) Luckily for clients who have been on the receiving end of ReelTime’s patient, intelligent, and personalized

service, the rabbit hole of home automation doesn’t have to swallow you entirely. With the help of their independent certified Control4 dealer, it’s easy to update your home without upending your entire life. After all, the true luxury of an integrated entertainment system is really dependent on its ability to deliver seamless entertainment. By placing every control at your fingertips, the team at ReelTime helps homeowners manage everything from how brightly lit your family room is, to your streaming devices - all with a single remote. And best yet? You can control your whole home from the comfort of your couch- even seeing who is at the front door, without ever leaving your seat. Simple, clean, and uncluttered. And on the home entertainment front … when you started planning for your ultimate home theater set-up and sound system, could you find the right media cabinetry for your particular space – cabinetry that wouldn’t catch on fire from the heat of the equipment, or that would simply look good in the room? Did you understand half of what the televisions, receivers and other devices could

do, and did you have anyone to hold your hand to make sure you weren’t overspending for what you wanted?

and send you off to figure it out at home. That’s what they do. And that’s all they do.

Big box retailers, the professed champions of value, are happy to sell you any home theater and sound equipment you think you might like,

If you want the home theater system that you envision, seek the services of Skip Myers and his team of experienced professionals at ReelTime to take you from start to finish for the home theater or sound system of your dreams. “Usually there is a part of the job that you find you just can’t do by yourself,” says Skip, who has overseen the design and installation of thousands of home theater and sound systems over the course of 40-plus years in the business. “You get your brand new television home, you’re so excited, then you realize you need to move an outlet or none of the cabinets you can find will fit your space. We’re here to make sure you get the equipment that will give you what you want and the system that will work with that equipment, without leaving you to fend for yourself.” 59

“You can buy everything you want to, but if you can’t operate it, what’s the point?” he says. “There’s the television, DVD and Blue-ray; there’s the receiver, there’s Apple TV… it’s all great, but how do you get them to work together? We’re big advocates of the universal remote. Not everyone knows how to get the most out of their systems with one powerful remote – they’re not expensive, but the best ones are computer-based. We’ll set that up for you so you’re getting the most out of your custom system.”

We’re here to make sure you get the equipment that will give you what you want and the system that will work with that equipment, without leaving you to fend for yourself.

It’s easy to assume that personal service is expensive, but a conversation with Skip and the experts at ReelTime is free. Ultimately, in planning your purchases for the right outcome, you’re likely to save money while avoiding chilling setbacks. The only chilling you want to be doing is in front of your fantasy home theater system.

Skip opened the doors at ReelTime in 1983. Today, the technicians and designers that Skip assigns to clients are all ReelTime employees, knowledgeable in all home theater and sound technologies. First, they work closely with you to determine what you’re looking for. Then they custom design every aspect of the project, from wiring to custom-built cabinets, frames, or built-in wall designs. Finally, licensed, in-house contractors install your entertainment system with care and precision. There are a couple of things that people may not think about when they embark upon the road to their own home entertainment system. “You need to think about your home theater goals,” says Skip. “You don’t have to do everything at once – you can do it bit by bit – but if you know where you’re going, you’ll save money and when it’s all said and done, you’ll have exactly what you want and what you will actually use. We’re here to help you determine your goals.” Skip is also an advocate for getting what you’ll use, which is part of the design and planning process. 60

Connect with Skip Myers and ReelTime by calling (949) 240-0555, stop by their beautiful new showroom at 26381 Via De Anza in San Juan Capistrano or visit www.reeltimeav.com

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The Pacific Showroom: Orange County’s Best Source for Home Remodeling

Orange County, California is one of the most population-dense counties in the United States. According to the 2014 census, the county contains more population density than 21 individual states in the union - which means there are a ton of homes, and therefore, an unusually high number of remodeling jobs per capita.

and give a discount to seniors and active and retired military personnel. Why worry about the design and the process, when you could simply turn to professionals who handle it all for you? Make the entire home remodeling experience more relaxing from beginning to end with a local team well-versed in the ins and outs of remodeling, and get to enjoying your home instead. After all, it doesn’t take looking through 21 states worth of phone books to find the right company for the job. Just turn to The Pacific Showroom for the remodel of your dreams.

The Pacific Showroom


uckily, there’s plenty of help. The Pacific Showroom, which services all of Orange County through two locations, have completed over 300,000 successful remodeling, flooring, and carpeting jobs to date. With an owner steeped in civil engineering and practical construction experience, and a truly tailored approach to every task on their plate, the team at The Pacific Showroom has the skill and expertise necessary


to deliver delicious designs. From gorgeous luxury tile, to waterfall marble islands, high-end custom cabinetry to frameless glass shower doors. They’ll match or beat any other written estimate, offer financing options,

25571 Marguerite Pkwy, Suite 1D Mission Viejo (949) 455-1904 15891 Goldenwest St. Huntington Beach ((714) 587-2000 www.ThePacificShowroom.com




TOILET, VANITY SINK OR BATHTUB up to $1,500 value with a complete bathroom remodel. Not valid with any other offers or prior services.


VISIT OR CALL OUR RETAIL SHOWROOMS: 25571 Marguerite Pkwy., Ste. 1D, Mission Viejo


South County Magazine Exp. 09.30.21


15891 Goldenwest St. Huntington Beach


ThePacificShowroom.com Lic. #1022207

up to $1,500 value with a complete kitchen remodel. Not valid with any other offers or prior services. South County Magazine Exp. 09.30.21

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C/O Box Community P.O. 73188 Publications P.O. Clemente, Box 73188CA 92673 San San Clemente, CA 92673


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HOME FINANCING SOLUTIONS New Programs to make it easier to Purchase or Refinance a Home 1% Down Payment up to $457,677 Purchase Price 5% Down Payment up to $1,500,000 Purchase Price

Cancer care is a journey. MemorialCare is your 15% Down Payment up to $2,750,000 Purchase Priceguide. 10% Down Payment up to $2,500,000 Purchase Price

Qualify with Bank Statements/Asset Depletion/Non-Traditional Income Sources We’re here with comprehensive treatment focused on you. CommonItSense starts withUnderwriting our leading oncologists and exceptional specialists, guiding you in your journey. And our caring staff and support groups, entirely focused on you. All backed by groundbreaking research and open communication that includes you in the decision-making process. That’s care at its most comprehensive. Cancer won’t wait. You shouldn’t either. From life-saving screenings to

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finding your best path forward, don’t delay. We’re here for you.

Find a specialist.

Please call to discuss your specific needs and situation. 1 (800) 708-5626 | 1(949) 250-1300 | www.uamco.com

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3198-F Airport Loop Drive Costa Mesa, California 92626