VOLUME 1 ISSUE 2
QUALITY WORKMANSHIP
WEYBURN & AREA
QUALITY WORKMANSHIP
VENNX CARPENTRY WESTOM EAVESTROUGHS DON’S PLUMBING AND HEATING
Makes All The Difference
HEALTHY LIVING
IN 2016
Fresh | Local | Living ReFined WEYBURN & AREA
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PUBLISHER’S MESSAGE
ReFined WEYBURN & AREA
Volume 1 Issue 2 www.refinedweyburn.com
T
his is a unique time of the year as we wrap up our New Year resolutions and start thinking about spring in the not so distant future. Make 2016 the year to follow your dreams, maybe that’s doing the home renovation you’ve been planning or maybe it’s making a choice to eat healthier and feel better. In this issue of ReFINEd we want to share renovation ideas with you, talk about healthy living, money management and much more. Featured on our front cover are three dedicated businessmen. As you read, learn what sets these successful businessmen apart and why you will be inspired to work with them for your home or business renovation needs. This issue features many other wonderful businesses to help make your 2016 the best year yet. Whether you’re getting your financials on track or need help with the perfect Valentine’s Day gift. These local businesses know how to help! As you visit these local businesses remember to let them know that you read about them in ReFINEd. ReFINEd Weyburn & Area is a magazine for everyone. In profiling local life, businesses and community endeavours, it is another avenue to help keep our local, active and sophisticated population stay connected to this vibrant community. When flipping through ReFINEd, you’ll enjoy reading stories about your neighbours and friends in business. The ReFINEd team would like to welcome our new editor, Susan Gellert. We’re grateful to have Susan join us and will benefit from her amazing qualities and experience. We would also like to congratulate Britany & Chad Culham on the birth of their new baby girl, Emylia. Britany Culham is currently on maternity leave from her role as account executive with our magazine.
Editor
Susan Gellert susang.refinedyorkton@gmail.com
Design DeAnne Bell Jade Danyluik Oriana Skiba
Cover Photography Images By Gillies
Photography Dodge Freeze Frame Photography Images By Gillies Vanessa Lanktree Photography
Contributing Writers Brook Thalgott Mandi Mazer Susan Gellert Tobie Hainstock Tonya Lambert
Publisher & Owner Brooke Ward brooke@refinedweyburn.com 306.551.4789
Distribution & Subscriptions brooke@refinedweyburn.com
We welcome your ideas, feedback and involvement in ReFINEd Weyburn & Area. Happy reading! Thanks!
Brooke
Brooke Ward, Publisher
ReFINEd Weyburn & Area is published by ReFINEd Lifestyles Magazine Ltd. ReFINEd Weyburn & Area is independently owned and operated. Opinions expressed in ReFINEd Weyburn & Area are those of the authors and do not necessarily reflect the views of the publisher or advertisers. ReFINEd Weyburn & Area does not assume liability for content. All rights reserved © ReFINEd Lifestyles Magazine Ltd. Reproduction in whole or part without permission is prohibited. For permission contact the publisher.
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CONTENTS
34 COVER FEATURE
QUALITY WORKMANSHIP MAKES ALL THE DIFFERENCE
DEPARTMENTS 8
STYLE & BEAUTY Birthstones
12
YOUR HEALTH Achieving Life Balance
22
Being on par in terms of price and quality only gets you into the game. Service wins the game. Tony Allesandra
FOOD, DRINK & EVENTS Strawberry Martini
28
TRAVELSCAPES Panama Canal
32
AT HOME Renovations
50
COMMUNITY SPOTLIGHT Weyburn Young Fellows
52
BUSINESS & INDUSTRY The Strength of Saskatchewan
64
MOTORING New 2016 Jeep Grand Cherokee
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LOCAL CONTRIBUTORS What a privilege it has been to work with Brooke on this edition of ReFined Weyburn and Area. It has been a great opportunity to learn more about your city and to communicate with the business owners. I look forward to getting to know more of you in the issues to come. As the owner of ReFined Yorkton it is refreshing to work with a different community and to learn new ways of looking at things. You are fortunate to have Brooke Ward as the publisher of ReFined Weyburn and Area. She is a dedicated business owner with a heart for helping local businesses succeed and I look forward to seeing ReFined Weyburn and Area continue to grow and evolve.
Susan Gellert
Doug Sully
Jon Gillies
Vanessa Lanktree
Mandi Mazer
Tobie Hainstock
DeAnne Bell
Jade Danyluik
Oriana Skiba
Freeze Frame Photography Estevan
freelance writer Regina
Images by Gillies Weyburn
freelance designer Regina
Vanessa Lanktree Photography Weyburn
freelance designer Humboldt
freelance writer Weyburn
freelance designer Regina
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STYLE AND BEAUTY
Birthstones
Pretty Stones or So Much More? By Susan Gellert
B
eauty combined with durability make coloured gemstones a delight to own. Add in the meaning and healing properties associated with each one and they become priceless.
While gemstones have been around forever, modern birthstones did not exist until 1912 when the jewellers of America developed a standardized list of Birthstones for each month. According to the American Gem Society each month’s assigned stone or stones have a specific purpose or belief attached to it.
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According to legends wearing a gemstone during its specific month heightens its healing and protective power. Historically individuals were encouraged to not only own their own birthstone but also to accumulate one for each of the months in order to maximize their healing potential. Birthstones are both beautiful to wear and shrouded in history and tradition making them the perfect gift for someone you love or a special indulgence for yourself.
STYLE & BEAUTY
JANUARY Garnet signifies eternal friendship and trust.
FEBRUARY Amethyst is said to keep the wearer clear-headed and quick-witted and is considered the gemstone of meditation, peace, balance, courage, and inner strength.
MARCH The serene color of Aquamarine is said to cool the temper, allowing the wearer to remain calm and level headed. Bloodstone was believed to have healing powers—especially effective for blood disorders.
JUNE Alexandrite, is said to help balance one’s emotional state, to provide confidence, to increase self-esteem and to help bring about change. Known for its calming properties, the Pearl is said to aid purity, charity, integrity, truth, and loyalty in its wearer. Moonstone is believed to encapsulate within the stone a spirit whose purpose is to bring good fortune.
APRIL The Diamond birthstone is thought to provide the wearer with better relationships and an increase in inner strength. Wearing diamonds is purported to bring other benefits such as balance, clarity and abundance.
MAY Emerald, a symbol of rebirth, is believed to grant the owner foresight, good fortune, and youth.
JULY Rubies arouse the senses, stir the imagination, and are said to guarantee health, wisdom, wealth and success in love.
AUGUST Peridot is said to host magical powers and h e a l i n g p ro p e r t i e s t o p ro t e c t a g a i n s t nightmares and to bring the wearer power, influence, and a wonderful year. Sardonyx is a form of onyx and it is believed that it will bring courage and victory to the wearer.
SEPTEMBER Sapphire has been popular since the Middle Ages and according to folklore, will protect your loved ones from envy and harm.
NOVEMBER One of the most powerful gemstones, Topaz facilitates the balance of emotions and provides protection from greed. Considered the gemstone to provide greater or increased hearing, Citrine also promotes success, abundance, and clear thinking.
DECEMBER Tanzanite is one of the most treasured of all crystals for spiritual exploration, bringing together all aspects of communication and psychic power. Folk wisdom grants Zircon the power to relieve pain, to increase appetite, to protect travelers from disease and injury, and to prevent nightmares guaranteeing a deep, tranquil sleep. A gemstone steeped in lore and tradition, Turquoise is a healing and balancing stone.
OCTOBER Opal is known to highlight the positive actions and emotions of the self, enhancing the good and true, and fostering one’s highest potential. Tourmaline is believed to be a stress reliever, to increase mental alertness, to improve circulation and to strengthen the immune system.
STYLE & BEAUTY
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The Sapphire is associated with joy, peace, and beauty. Some believe it can bring fulfillment of dreams and prosperity. It is also used for protection. Let the York Jewellers team help you find a perfect, meaningful gift by educating you on the meanings of different stones.
YORK JEWELLERS 39 3rd Street NE Weyburn | 306.842.5484 | www.yorkjewellers.ca 10 ReFined WEYBURN & AREA
Making a
Higher Conscious Connection Higher Conscious Connections is a spiritually based business owned and operated by Colleen Lee. Services include group or private Intuitive Angel Readings, Mediumship, Reiki, Past Life Sessions, Home/Business Energy Clearings, as well as classes, workshops and meditation evenings. In an Angel Reading, you will receive messages of guidance from the Angels. Sometimes loved ones may also come through with messages! Reiki means “Universal Life Energy”. It is a process of working with that Universal Life Energy, using a technique of lying on of hands to balance the body’s energy—physically, emotionally, mentally and spiritually. Reiki can help relieve stress and anxiety, remove energy blockages and assist in bringing balance into all areas of your life.
A Past Life Session could help you figure out why you keep repeating the same pattern in your life—seemingly attracting the wrong people, always struggling financially, or even why you may have unexplained pain—it could all be connected with a past life! Once discovered, we can work to remove that Energy, enabling you to move forward.
Meditation is the key to your spiritual development. Higher Conscious Connections offer weekly guided meditation on alternating Wednesdays and Thursdays from 7 to 8 p.m. at the Weyburn CUPE office, 46-3rd Street. Everyone is welcome and no experience is necessary. Check out Higher Conscious Connections on Facebook for a list of Classes, Workshops and Meditations. Colleen Lee
Higher Conscious Connections #104-433 4th Street, Weyburn • 306.861.2648 • clee@sasktel.net • Flexible hours
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YOUR HEALTH
Achieving
Life Balance
Through Self Care By Susan Gellert
ith increasingly busy lives and people being pulled into a dozen directions, taking time for yourself can often fall to the wayside. But studies show that self-care is the key to improving both mental and physical health so it is vital to find the time.
W
Changes don’t have to be earth shattering to have a positive impact. Mental Health professionals suggest starting by taking 20 minutes a day to do something for yourself and move forward from there.
Self-Care can be defined as any action or behaviour that has a positive impact on one’s mental or physical well-being. Choosing self-care behaviours or activities is part of a healthy lifestyle choice that will lead to less stress and a better balanced life.
The possibilities are endless but the bottom line is to figure out what works for you and remember it may be something completely new. Small changes every day will lead to a more balanced life and ultimately to a stronger and healthier you.
Still not sure where to start? Here are some suggestions:
Phone a friend. Make a lunch or coffee date. Try a new place each time. Be adventurous
Join a local gym and find a program that fits your lifestyles. Or find a yoga or meditation class that you enjoy.
Breathe—Learn to do deep breathing exercise and perhaps try to change what you are breathing in by experimenting with essential oils. Be mindful and focus on the positive. Keep a gratitude journal. Increasing mindfulness can change your perspective.
Go for a massage.
Indulge in a regular facial, manicure or pedicure.
Unplug, In an increasingly technological world it is important to unplug from social media and email and take notice of what is happening around you.
YOUR HEALTH
Try a new hobby or explore something you have an interest in. There are so many choices ranging from crafty ideas to holistic healing or vitamin supplementation. Set a goal to learn something new every month.
Get outside. Go for a walk and get some fresh air.
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Natural Healing is about taking control of your Body, Mind and Spirit. Soul Matrix Natural Healing has the tools to assist you. Carly Du, owner of Soul Matrix Natural Healing, says her spiritual journey began after a terrible reaction to a flu shot in 2009. After that, she started to wonder if there were other ways to protect herself and her family from illness. “In my quest for knowledge, I took all of the levels of Reiki training and started to work with crystals and essential oils,” says Carly, who is originally from China and has been in Canada for nine years. “I started seeking natural healing solutions that have been practiced for hundreds or thousands of years and I was continually amazed by the results from these natural healing modalities.”
and mantra chanting. “We have found these groups to be very beneficial for exercising our psychic muscles, and we have had reports of excellent therapeutic results for participants,” says Carly. The goal of Soul Matrix Natural Healing is to provide education and opportunities for anyone wishing to start a journey for the soul and spirit or in other words to start a journey inward. “If you are seeking help on your spiritual path, or if you are able to provide knowledge for others on a healing journey, please let us know,” says Carly.
Carly was fascinated by sound healing, such as mantra chanting (the extremely powerful practice for soul and body), hypnosis, Chinese traditional elemental healing (healing body and emotions with five elements: metal, wood, water, fire and earth) and Chinese traditional feng shui.
“I am grateful for the beautiful souls that I have in my life, especially my dear husband, Tyson Ereth; my mother in law, Pat Ereth; and my two priceless angels, Everest and Belle. A big thanks goes to my family in China who send countless blessings to me. Thank you all for being in my life.”
Through holistic learning and practice, Carly found freedom in her life. “I feel more secure and knowledgeable and have more confidence in my ability to help my family when they have trouble with their health. I am very grateful for what God has given me.” Carly and her husband opened Soul Matrix Natural Healing in Sept 2014. They provide not only all types of metaphysical products, but also different types of workshops for people who are looking for assistance on their spiritual paths. At Soul Matrix Healing, guests will find group practices for meditation, oracle cards reading, past life regression, mediumship
Services: • Crystal Reiki Healing Session • AromaTouch • Traditional Tarot Cards Reading
• Geopathic Property Clearing • Past Life Regression • Feng Shui Consulting
2016 WINTER/SPRING WORKSHOPS Feb. 28: Reiki Level One March 13: Reiki Level Two April 3: Crystal Healing April 17: Reiki Level Three
May 1: Mantra Healing Workshop May 8: Reiki Master May 29: Basic Feng Shui June 12: Healing with Five Elements
Workshops rotate throughout the year. There are very experienced psychic medium and healers joining Soul Matrix Healing to provide past life regression workshops, mediumship workshops and healing sessions. By joining the Facebook group “Soul Matrix Natural Healing” you will receive the most current information on upcoming events and new services available. Or you can also visit their website at www.soulmatrixnaturalhealing.com
Soul Matrix Natural Healing 405 Coteau Avenue, Weyburn SK | 306.891.8894 | soulmatrixnaturalhealing.com
OLYMPIA FITNESS
Juice bar • Pro Shop • Free Weights • Exercise Machines • Cardio Machines Large multi purpose room for training and classes. • • • •
Healthy food and drink options Deals on pro shop and juice bar Exclusive personal trainers Memberships: monthly, corporate, couple, yearly, 6 month (option for pre authorized payments)
Open Mon to Fri 5 a.m.–11 p.m. Sat & Sun 7 a.m.–10 p.m. Open holidays 8 a.m.–8 p.m.
Michelle Schmidt Registered Massage Therapist, NHPC member Massage Therapy is essential for maintenance of tissue health, as well as prevention of injuries. Specializing in relaxation, deep tissue/therapeutic, cranial sacral and hot stone massage • Benefits: helps improve vascular and lymphatic flow within the body, helps people become aware of how they move in their personal space, and tune into their bodies to recognize when problems are evident • Gift certificates available CALL TODAY 306.891.9622 Monday to Friday Located at Olympia Fitness
Lydia Niemegeers Low Intensity Laser Therapy Completely safe with no adverse side affects. BioFlex Laser Therapy is clinically proven to eliminate pain and accelerate healing. BioFlex Laser Therapy has been approved by the FDA, Health Canada and includes more than 30 standard protocols for the treatment of a wide range of medical conditions. Low Intensity Laser Therapy can help with the following issues: • • • •
Soft tissue and sports injuries Repetitive stress injuries Inflammatory conditions Back problems
• • • •
Lymphedema Gout Fibromyalgia TMJ
CALL TODAY 306.897.8105 Located at Olympia Fitness & Radville Marian Health Centre 310 Railway Avenue, Radville
1623 1st Avenue, Weyburn 306.842.5111 · www.olympiafitness.ca ·
·
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HEALTH & FITNESS
Protein, Carbohydrates and Fat: Creating a Balanced Meal Plan By Mandi Mazer
W
hat is the best way to lose weight and stay healthy? Should a person count calories, go vegan, low fat, gluten free, or cut out carbohydrates? With so much conflicting advice it is hard to decide what is best. However, recently, most educated health professionals, nutrition experts, personal trainers and coaches are finally getting it right: eating clean, healthy, nutrient filled foods while making sure that you are getting protein, fat and carbohydrates at every meal. When you eat protein, fat and carbohydrates together in a meal, they promote a greater sense
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HEALTH & FITNESS
of fullness and satisfaction. When you eliminate a group, such as fat, a person will overcompensate by eating too much of something else, like too many unhealthy carbohydrates. Concentrate on filling your plate with high quality, nutrient dense foods. Concentrate on the quality not the quantity of food. Fill your plate with healthy carbohydrates like quinoa, yams, brown rice, vegetables, or oatmeal. Healthy fats are things like nuts, seeds, avocados, and olive oil. Healthy proteins are lean chicken, turkey, fish, beef, wild game, or eggs.
DAY THREE Breakfast: 2-3-egg omelet with spinach and mushrooms and avocado. Lunch: 6-8 ounces of wild salmon with a spinach salad Dinner: Stir-fried chicken and vegetables over top of brown rice
Five Day Meal Plan DAY ONE Breakfast: Tropical Smoothie Lunch: Large Mixed Green Salad topped with 1 tbsp. olive oil and balsamic vinegar, grilled chicken breast Dinner: Turkey or Beef Chili with Fresh Spinach DAY TWO Breakfast: Leftover Turkey Chili with sliced Avocado Lunch: Lettuce Roll Ups: Chicken Slices topped with mustard and wrapped in romaine lettuce Dinner: Grilled Steak, Roasted Brussels sprouts and mashed yams
DAY FOUR Breakfast: PB & J Smoothie Lunch: Taco Salad Dinner: Turkey or Beef Meatballs on Spaghetti Squash with Roasted Broccoli DAY FIVE Breakfast: Pumpkin Pie Smoothie Lunch: Apple Walnut Chicken Salad Dinner: Bruschetta Chicken with Brown Rice and Roasted Broccoli
TROPICAL SMOOTHIE
PB & J SMOOTHIE
PUMPKIN PIE SMOOTHIE
1 cup coconut milk ½ frozen banana 1 scoop protein 1 teaspoon coconut flakes OPTIONAL: Spinach, Mango, Kale, Berries Place all ingredients in a blender and mix well.
8 ounces almond milk 1 tbsp. almond butter ½ cup frozen strawberries 1 scoop protein powder 1 scoop protein powder
8 ounces almond milk 4 tbsp. pumpkin puree 1 scoop vanilla protein Cinnamon and nutmeg to taste 1 cup ice Blend all ingredients together in a blender.
HEALTH & FITNESS
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REFINED ADVICE
Low Energy? Gut Problems? Skin Conditions?
foods are the culprits. According to James Breneman M.D., former chairman of the Food Allergy Committee of the American College of Allergy, approximately 60 per cent of all undiagnosed symptoms are due to underlying food allergies. By eating the foods that work for you, you can experience new levels of vitality and optimism as well as eliminate symptoms that may have been plaguing you for years.
WEYBURN NATUROPATHIC MEDICINE CAN HELP! We are the local expert for assessing and treating chronic health concerns. We are very excited to announce our latest addition to the clinic. Charlene Cretin, a Registered Holistic Nutritionist (RHN), has joined our team. She is an expert in creating custom, personalized, and easy to follow meal plans for you and your family. She is extremely well educated in gut health and food sensitivities. Working alongside our naturopathic doctor, Dr. Toby Bridgman, Charlene is dedicated to helping you improve your health. Low energy, gut problems, skin conditions (and many other symptoms) can be related to food sensitivities, which are prevalent in society today. People visit naturopathic doctors hoping to achieve optimum health, and often find that food sensitivities and allergies are the culprit behind many of their symptoms. However, the journey isn’t over once food sensitivities are discovered. Learning what to eat, what to avoid and how to incorporate different foods is a challenge for many people. One option to pinpoint potential food sensitivities is an elimination diet, which Charlene will design and guide you through. Another option is a food allergy blood test, done by Dr. Bridgman. Based on these test results, Charlene will provide specific dietary information and create a personalized meal plan with recipes that can be easily incorporated into your family’s diet. WOULDN’T I ALREADY KNOW IF I HAVE A FOOD ALLERGY? Food is the stuff of life, yet sometimes the foods you eat are the cause of ill health and dysfunction. Often, it is hard to know which
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When we think of a food allergy, we tend to think of someone who breaks out in a rash or has difficulty breathing when eating a particular food, such as nuts. This is called an immediate hypersensitivity reaction. While this is the most well-known type of food allergy, it is not the most common. Most food allergies are of the delayed hypersensitivity type in which symptoms appear anywhere from hours to days after eating the offending food. If the food is one that you eat frequently, the repeated exposure can lead to a constant level of symptoms that begins to seem normal. You may not even realize that you could feel much better than you do. A delayed food sensitivity can cause a number of conditions: ADD, ADHD, chronic digestive complaints, skin rashes/changes, frequent colds and flues, asthma, ear infections, joint pain, muscle pain, fatigue, and issues with blood sugar regulation. CAN I BE ALLERGIC TO SOMETHING I EAT ALL THE TIME? It is common for people to be allergic to foods that they eat frequently. Often a person will find that the foods they crave the most are the very ones causing their symptoms. There are a number of reasons for this. When faced with a challenge, such as a food you are allergic to, your body produces higher levels of stress hormones. These stress hormones may give you a temporary boost in energy and effectiveness that can mask symptoms. This fuels cravings for the very foods that are causing your symptoms. The high levels of stress hormones can lead to other problems.
HEALTH & FITNESS
Do You Have Symptoms of Food Allergies/Sensitivities? Cognitive/Mental/Emotional/ Neurological Symptoms ADD/ADHD/Obsessive-Compulsive Disorder Autism Spectrum Disorder Tourette's Syndrome Alcoholism or other addictions Anxiety/ irritability/tension Depression/mood swings/tearfulness Foggy brain/poor concentration Headaches or migraines Seizures
HOW DOES A FOOD ALLERGY TEST WORK? Weyburn Naturopathic Medicine Clinic uses a lab that performs a type of testing called ELISA (Enzyme-Linked ImmunoSorbent Assay), which is highly reproducible. This type of testing checks your blood for antibodies that your body may be making to specific foods. IgE antibodies test for immediate type hypersensitivities. IgG antibodies test for delayed type hypersensitivities. Depending on your concerns your naturopath will select the appropriate test for you. If you are interested in food sensitivity/allergy testing or nutritional consulting, please contact Weyburn Naturopathic Medicine.
Digestion Constipation and/or diarrhea Irritable Bowel Syndrome (IBS) Candida (yeast) overgrowth Colitis or Inflammatory Bowel Disease (IBD) Food cravings/ Eating disorders Gas/bloating "Leaky Gut" Poor absorption Vitamin/ mineral deficiencies Skin Eczema/ Dry skin Rashes/ Rosacea Hives Acne Respiratory/Eyes, Ears, Nose & Throat Asthma Hay fever/ itchy, watery eyes/sneezing Ear infections Frequent sore throats or Strep throat Immune System Frequent or chronic infections Multiple Sclerosis/other autoimmune disease
OUR EXPERTS:
Musculoskeletal Joint pain/stiffness/discomfort Neckpain Arthritis/Rheumatoid Arthritis Gout Fibromyalgia
Charlene Cretin, R.H.N.
Dr. Toby H. M. Bridgman N.D.
Weyburn Naturopathic Medicine Clinic 138 1st St N.E., Weyburn Phone: 306.891.9697 Fax: 306.842.3884
HEALTH & FITNESS
General Fatigue/Chronic Fatigue Low blood sugar Fluid retention (edema) Leaky bladder/bedwett ing Menstrual cramps/PMS Unexplained weight gain or loss
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There is No Better Time than Now to Start Being Healthy By Brook Thalgott
W
ith the New Year just passed and spring on the horizon, many of us are thinking about the ways we can get healthier. There’s no better place to start that journey than at Weyburn’s own Old Fashion Foods. The store, located on Souris Avenue, has been supplying the city and area with everything necessary for a healthy lifestyle for decades. Now under the management of new owner Christy
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Photos Images By Gillies
Sanderson, there has never been a better time to stop by and see what’s in store at Old Fashion Foods. “Our store has changed a lot in six months,” says Christy. “We want everyone to know we’re way more than vitamins, but we still have all the vitamins you’ll ever need.” The store is a cornucopia of healthy, natural products for the body and mind. Besides vitamins, you’ll find all kinds of health foods,
HEALTH & FITNESS
gluten-free products galore, essential oils, and natural skin and hair care. There are also unique and hard-to-find spices, flours, pastas and proteins, plus books, salt lamps and confectionary. “We’ve added a new, larger cooler loaded with new products such as kombucha, plus a great variety of butters and drinks,” says Christy. “We have made a lot of changes in the past few months, and added many new things in-store.”
Whether you pop by for something specific, or just want to check it out, the staff at Old Fashion Foods are friendly and knowledgeable. “We are the only health food store in Weyburn,” says Christy. “Our staff and their knowledge set us apart from anywhere else in town that sell vitamins.” Christy and the team take the time to ask the right questions so customers get what will give them the greatest benefit. Plus, the store offers a variety of vitamins for every lifestyle and budget, so there is an option for everyone. And, to get an even bigger bang for your buck, Old Fashion Foods has a customer appreciation day the first Monday of every month. Customers receive 15% off regular priced items, and the store stays open from 8 a.m. to 8 p.m. to make sure everyone gets a chance to stop by.
“Our staff and their knowledge set us apart from anywhere else in town that sell vitamins.” For those looking to start on a heathier road in 2016, manager Stefanie Kilberg has a few tips to share. “Start with your diet and make some simple changes like eating more whole foods. Green vegetables, colourful fruit, and more nuts can help a lot,” says Stefanie. “More water and less red meat is always a good idea too.” Getting more exercise and more sleep, and adding a high quality vitamin, a source of Omega 3 and 6, and a good probiotic are also great ways to make a change in 2016. Located at 405 Souris Avenue NE, the staff at Old Fashion Foods is ready to get you started on a healthy journey. They’re open Monday to Friday from 9 a.m. to 5:30 p.m., Saturdays from 9 a.m. to 5 p.m., and 8 a.m. to 8 p.m. the first Monday of every month. You can also visit them online at oldfashionfoods.com and like them on Facebook to stay up to date on store specials, events and new products. Old Fashion Foods 405 Souris Avenue NE Weyburn 306 842 3003 oldfashionfoods.com /oldfashionfoodsweyburn
OLD FASHION FOODS STAFF L–R: Jennifer Lemieux; Elaine Thompson; Ann Scott, assistant manager; Christy Sanderson, owner; Yvonne Jones; Stefanie Kilberg, manager, supplement advisor
HEALTH & FITNESS
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FOOD, DRINK & EVENTS
Weyburn Has It All FROM PIZZA AND BURGERS TO FINE DINING EXPERIENCES Whether it’s a night out with family and friends you want, or you are just passing through, check out Weyburn’s dining options.
Strawberry Martini Serves 1 11/2 – 2 oz gin 1 tsp dry vermouth 1 tsp Rose’s® grenadine syrup Sugar Strawberries Rub rim of chilled martini glass with a cut strawberry. Dip rim into a bowl of sugar until evenly coated. Pour Gin/Vodka, vermouth, and grenadine into a mixing glass with plenty of ice, and stir briskly. Strain into martini glass and drop in a strawberry.
Catering Available for: Corporate Lunches and Suppers • Family Reunions • Weddings IN HOUSE CATERING AVAILABLE AT CRESCENT POINT PLACE
M & M Concession 327 Mergens Street, Weyburn | PO Box 971, Weyburn S4H 2L2 | 306.842.6066 | cell: 306.861.9551 22 ReFined WEYBURN & AREA
Monday Always Leads to Murder presented by the Weyburn Agricultural Society and Crocus 80 Theatre!
Written by: Pat Cook Tickets are available at the Weyburn Agricultural Society Office or Superior Office Products. If you require RESERVED seating,purchase your tickets from the Ag Society Office, as the tickets from Superior are rush seating only. No ExcEptioNs.
March 10th-12th Dessert theatre matinee March 13th Dinner theatre tickets - $40.00 Dessert theatre tickets - $20.00 Reserve tickets by emailing weyburnagriculturalsociety@hotmail.com or calling 306-842-4052, or 306-861-2156
Produced by special arrangement with THE DRAMATIC PUBLISHING COMPANY of Woodstock, Illinois.
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306.634.7730
HOME
www.estevanbruins.com
AWAY
KIN - Kindersley YOR - Yorkton LR - La Ronge MELV - Melville NIP - Nipawin WEY - Weyburn ND - Notre Dame
events
FEBRUARY 10 Weyburn Concert Series Luke McMaster Weyburn Comprehensive School
WEYBURN AND AREA
FEBRUARY 15 2nd Annual Winterfest Jubilee Park
FEB/MAR
MARCH 4 Ring of Fire Weyburn Comprehensive School MARCH 9 Weyburn Concert Series Ballet Jorgen presents Sleeping Beauty Weyburn Comprehensive School MARCH 10-12 Monday Always Leads to Murder Dinner Theatre Weyburn Agricultural Society MARCH 13 Monday Always Leads to Murder Dessert Matinee Weyburn Agricultural Society Go to www.refinedweyburn.com and let us know about your events. FOOD, DRINK & EVENTS
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R e d n r Wings u b y e W OUR TOWN, OUR TEAM, OUR TIME
GEAR UP
FOR THE PLAYOFFS AT THE RED WINGS TEAM STORE!
Jerseys Hoodies T-shirts Sweats Toques Hats Youth Clothing and More! SCHEDULE FRI Feb 5: Notre Dame @ Weyburn 7:30 p.m. WED Feb 10: Laronge @ Weyburn 7:30 p.m. FRI Feb 12: Nipawin @ Weyburn 7:30 p.m. SAT Feb 13: Weyburn @ Humboldt 7:30 p.m. MON Feb 15: Melville @ Weyburn 3:00 p.m.
FRI Feb 19: Melville @ Weyburn 7:30 p.m. SAT Feb 20: Weyburn @ Estevan 7:30 p.m. FRI Feb 26: Weyburn @ Notre Dame 7:30 p.m. SAT Feb 27: Kindersley @ Weyburn 7:30 p.m. SAT Mar 5: Estevan @ Weyburn 7:30 p.m.
For26More Information visit WeyburnRedWings.ca or call 306.842.2212 ReFined WEYBURN & AREA
Check out our website and like us on facebook to find out What’s Happening in Weyburn! Our website will help you if you’re looking for a place to eat, events to see or wanting ideas for weekend fun!
www.weyburntourism.com Weyburn Tourism
11 – 3rd Street Weyburn, SK 306.842.4738 ReFined WEYBURN & AREA
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TRAVELSCAPES
Panama Canal A bucket list cruise By Lorena Squires
P
anama, a gorgeous country in Central America, is draped in protected rainforests, teeming with wildlife and is aflutter with bird species—essentially it’s an ecological gold mine. But in addition to these natural wonders, Panama is possibly most noted for the Panama Canal, an astonishing feat of engineering and construction.
of jungle rivers and boggy terrain, the narrow isthmus was all that separated the Atlantic and Pacific oceans. This land bridge between Central and South America caused insurmountable challenges to world trade as ships would have to sail thousands of additional miles around the dangerous Cape Horn enroute to the trade centres in the East.
The 50 mile isthmus of Panama was once difficult to navigate as travelers were faced with traversing a tangle
Out of these difficulties arose the vision of a canal—the Panama Canal—one of the world’s most notable peacetime
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TRAVELSCAPES
undertakings. Since it’s opening in 1914, the Panama Canal has presented an affordable passageway between the Atlantic and the Pacific oceans, thus contributing to streamlined shipping routes, economic growth to the region, and growing tourism infrastructure. The growth of the tourism industry affords anyone a chance to jump on board a cruise ship and see the wonders of the Panama Canal along with many amazing stops along the way. A 14 day
full canal transit cruise would likely be considered the most traditional way to see it all, with the voyage starting in Miami or Fort Lauderdale and finishing in San Diego or Los Angeles (or vice versa). This itinerary presents a cruise that is attractive to a wide range of people with varying interests. For example, the beach lover can slip into some flip flops and find a sandy beach at one of Caribbean or Mexico ports of call, an outdoor sports enthusiast can hike, or bike or kayak, the naturalist can bird watch, sight a monkey or glide through the rain forest treetops in an Aerial Tram in Costa Rica, the historian and culture lover will soak up the history and architecture of Cartagena, Columbia. A side note for jewelry loving ladies, Columbia is well noted for their gorgeous emeralds. The canal portion of the trip focuses on the transit itself of course, appealing to those interested in engineering, construction, education and those just wanting to know “how it was made”. Lecturers onboard the ship will help to paint a vivid picture of the struggles and
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successes that when all strung together, resulted in this achievement. Many extraordinary events and sensations will be seared into one’s memory bank on this cruise itinerary—the warm Caribbean waters washing over cold toes, the gentle breeze on the deck of the ship and happy feet nicely released from their winter protection and buried in soft white sand on one of the cruise line’s private islands enroute to Columbia. Visit the historic Fort of San Felipe de Barajas in Cartagena and envision the scenes from the movie “Romancing the Stone” where Michael Douglas wrestles with a giant croc on the stone walls of this fort. World Heritage status has been bestowed upon the port, fortresses and monuments in Cartagena and the pastel colored Spanish colonial buildings in Cartagena’s walled quarter are a pretty reminder of past times. Although each port of call will enliven some level of excitement, none will match the thrill of a passenger’s first approach toward the famous Gatun locks on the Atlantic side. With an early morning passage through the Limon Bay breakwater into calm waters, the ship will slide quietly toward the canal—jockeying to get in line for the pre-arranged transit time. Cruise passengers would be well advised to rise early and grab a spot in the outdoor viewing area opened up to the guests for this momentous event. In the quiet of the morning, as the mist is still lifting from the jungle tree tops nearby, the silence will only be broken by an overture of intoxicating bird song. Only once the cruise ship has been boarded by the mandatory specialized pilot (to work with the ship’s Captain) and the gargantuan tow cables have been strung from the ship to mules on land (locomotives used to assist in a safe
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passage) can the process of transiting the locks continue. Many cruise lines offer commentary delivered via loud speaker by a historian or trained guide—cruise line guests are immersed in the learning of interesting facts and details about the canal, from the first visions of the project, to the planning, cost, heartache and the final successful outcome that they are now experiencing. Excitement is fueled by the morning coffee stations set up on the outside decks of the ship and traditional Panama rolls are served. These delicious pastries are filled with a lemon cream filling and are lightly dusted with icing sugar and one is never enough of these little delights. So, with coffee in one hand and two Panama rolls in the other, passengers can witness this awe inspiring man made marvel as the cruise ship fits snuggly into the first lock and is raised 85 feet via three locks in total, and finally is delivered into
TRAVELSCAPES
the awe inspiring and beautiful Gatun Lake in the middle of a rain forest. And the journey doesn’t end there—the all day transit will take you past lush islands as you push toward the Culebra Cut, over the Continental Divide, through the Pedro Miguel Locks, Miraflores Lake and lastly to the exit down on the Pacific Ocean level via the Miraflores Locks and out to sea from under the Bridge of the Americas. As your cruise ship continues the journey northward, now in the Pacific Ocean, travellers should watch for whales and dolphins looking to perform for an audience. Central American stops on the Pacific side could include Nicaragua or Guatemala, however; almost all of the itineraries will visit Costa Rica and also enjoy stops along the Mexican Riviera before disembarking in San Diego or Los Angeles. Check one off the bucket list folks—this is one unforgettable cruise experience.
REFINED ADVICE
Why Use a Travel Agent? CAA TRAVEL AGENTS: ARE EDUCATED: Each of our CAA Travel Agents are Certified Travel Consultants or are working toward this designation. Most have graduated from accredited travel schools, while others have extensive experience in the business. We are knowledgeable and active in the travel industry and continually learn by taking part in continuing education, accessing resources that are only available to travel agents, and by accessing technological tools to offer quality service. HAVE REL ATIONSHIPS WITH TRAVEL SUPPLIERS: Whether it is with a hotel chain or airlines, tour companies or rail lines, cruise companies and more. These relationships provide us with up to date access to travel promotions, exclusive itineraries, up to date travel trends and new destination routes. BUILD RELATIONSHIPS WITH OUR CUSTOMERS: CAA agents want to establish a long-term relationship with our clients. This helps us to make travel arrangements that reflect the individual desires and lifestyles of each customer. ARE PASSIONATE ABOUT TRAVEL: Travel is our chosen career, this is what we do every day all day long. Our agents have been to many destinations and have partaken in different forms of travel
ranging from luxury cruises to off the beaten path treks…all to gain first-hand education, experience and insight to help guide our customers toward the best travel experience for their needs and desires. PROVIDE ONE STOP SHOPPING: We research and plan a wide range of travel services from booking domestic and international airfare, coach tours and cruises to hotels, resorts, and sun holiday bookings. Need a car rental or airport transfer? No problem. Additionally, we provide guidance and assistance for passport and visa requirements and other foreign travel requirements. Our agents are there to clarify the fine print such as cancellation and change penalties as well as other travel restrictions. Being aware of these details in advance can save time, money and headaches. INCLUDE TRAVEL INSURANCE: Our agents are licensed and experienced in travel insurance products and sales. This is an important part of one’s travel planning portfolio—whether it be emergency hospital/medical insurance, trip cancellation and interruption coverage, baggage insurance or a combination—a Deluxe package—to cover all of the bases to protect you and your travel investment. OFFER CONVENIENCE: We have offices within your community or within a short drive. Reservations and inquiries can be done in person, over the phone toll free or via email. ARE NONPARTISAN: Travel agents work to investigate and supply competitive
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information often by comparing several airline schedules and fares or alternative cruise itineraries or cabin suggestions. No tour company or airline is going to advise a customer that a better fare or routing is available with their competitor but your travel agent will. A travel agent is working with you and for you to determine what is best for you, not what is best for the airline or tour company. REMAIN COMPETITIVE: Our prices are competitive with the online travel sites and in fact there have been many instances where the CAA could provide a better price to our customers in addition to better guidance and service.
OUR EXPERT:
Lorena Squires Travel Agent
CAA Travel Agency
Toll Free 1.800.564.6222 opt.4 28-110 Souris Avenue, Weyburn 306.842.5176 1208-4th Street, Estevan 306.637.2187
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AT HOME
Renovations
– For resale or your own enjoyment – Small Change $$ can bring about Big Change By Susan Gellert
D
oes your home need a facelift? Are you tired of looking at the same old thing or do you want it spruced up to sell? Worried about what it will cost and if you can make it all work?
television full of reality shows featuring renovations of every size it’s easy to come up with ideas but unfortunately what unfolds in an hour on TV is generally a much more time and labour intensive process in reality.
Busting over budget is a reoccurring fear for most people when they are considering a renovation. Whether your budget is $5,000 or $50,000 it can be difficult to take everything into account right from the start. With Primetime
Fortunately with some strategic planning, a lot of thought on what you really need or want in the end and research about design, materials, timing, and contractors you can cut costs without cutting corners. Once you’ve done your homework, make
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AT HOME
your decisions based on what you want and what you can afford. KITCHEN: In the kitchen consider increasing efficiency instead of size. Renovate to add more storage to underutilized spaces. Perhaps a change in fixtures or cabinet hardware is what is needed to change the look of your space. Sometimes paint and a new backsplash can make all the difference and new countertops or cabinets will completely change the face of your kitchen.
BATHROOMS: These tend to date the quickest. Ask anyone who has moved into a home with a light pink or green toilet, tub and sink and you will understand. Choose neutrals and simple fixtures. Add splashes of colour with accessories to personalize the space. LIGHTING: Fixtures and finishes become dated and often a switch from an old chandelier to a new lighting fixture makes all the difference. Ensure the fixtures match the general theme of your home. If you have a rustic home perhaps the oil rubbed bronze finish; in a contemporary home opt for the clean lines of black or stainless steel. FLOORING: Removing worn carpets or sanding and staining old hardwood will make a huge difference to any room. Neutral woods or laminate can change the entire “feel” of a room without breaking the bank. PAINT: A new coat of paint can change the look of a room completely. Lighter
colours can make the room look bigger and brighter and darker hues can add warmth and dimension. Just because a project is expensive doesn’t mean it will pay back more. Often, minor improvements can yield major dividends for resale and major satisfaction for homeowners. A “facelift”—painting, refinishing surfaces, and upgrading appliances and fixtures— will often return more than a full redesign. The key to spending less is spending it wisely and ultimately design and product selection are key. Just as your home’s cost should be in line with your neighborhood, your improvements should be in line with the value of your home. Start by making a list of your families must have’s and then look at how Small Change $$$ can bring about Big Changes. Consult experts in your community for advice and quotes on making your renovation the best value for your hard earned money.
AT HOME
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COVER FEATURE
Making Your Satisfaction Their Priority By Tobie Hainstock Photos Vanessa Lanktree Photography and Images By Gillies
T
yler Vennard of VennX Carpentry got his start in carpentry as a young fellow who helped his uncle out during vacations. “I would stay with my uncle over the summer and work for him. It was a great experience. I always enjoyed building things for people and seeing the final product when it was all done,” he recalls. It was that favourable experience that prompted Vennard to seek out carpentry as his trade of choice after graduating from high school. In 2009, Vennard stepped out on his own and started his own business serving the people of Weyburn, Estevan and area. With a crew of two other talented journeyman carpenters, VennX Carpentry specializes in exterior carpentry for residential builds and renovations. Whether looking for a new garage, gazebo,
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MAIN L–R: Stan Hibbard and Tyler Vennard
ABOVE: Before and after garage project
summerhouse or other outbuilding; VennX can build whatever you need for your property. The entire process is very easy for the customer. Vennard will meet with you and go over the project with you. After looking everything over and discussing the budget, he will then do a rough design and get your thoughts on it. He will also break everything down for you so that there are no surprises when billing comes at the end of the job. If by chance, something unforeseen should take place at any point during the build, VennX Carpentry will let you know right away and keep you in the loop about everything. “It’s important to keep the lines of communication open throughout the job,” says Vennard, “I want the customer to feel free to ask questions and be comfortable with everything throughout the build.” If the outcome isn’t what you expected, Vennard will go over things with you. “It’s very important to us that our customers are completely happy with the final product. Their satisfaction is our priority.”
Carpentry also does roofing for your new or existing home. Metal, asphalt or whatever your preference, Vennard and his crew will make sure that it’s all done to your liking. “We also install windows and doors,” says Vennard. He goes on to add that they also do flooring, interior doors and trim, plus tile work. Looking for a stunning deck to enjoy this summer? VennX Carpentry can create the deck of your dreams. Big, small, wraparound, multi-level or whatever you can dream up; you can trust them to build a beautiful long lasting deck that you and your family will enjoy for years to come. VennX Carpentry is pleased to work with the best quality Canadian building products available. “The products we work with are superior grade to those from outside the country. We wouldn’t work with anything less,” Vennard comments. No matter what kind of building or renovation project you’ve got planned for this season, VennX Carpentry will provide the finest in workmanship.
With the ability to install various types of siding, cement board, vinyl and metal; Vennard is pleased to talk to homeowners about the best options that fit them. Along with siding, VennX
COVER FEATURE
VennX Carpentry Weyburn 306.861.6049
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COVER FEATURE
Teamwork Brings Positive Attitude and Quality Workmanship By Tobie Hainstock Photos Vanessa Lanktree Photography and Images By Gillies
“
W
hat makes us a strong company is our staff!” Wes Rudy of WesTom Eavestroughs can’t say enough about the importance of having a strong group of employees on board. He explains that having a diverse group of people working at WesTom is highly beneficial in many ways. “Working with people of varying age groups, backgrounds and levels of experience gives us a well-rounded team. For example, the workers with years in the industry bring the wisdom they’ve acquired while those who are new to the industry bring their fresh enthusiasm.” Developed by brothers Wes and Tom Rudy, WesTom Eavestroughs has been serving Weyburn and surrounding area
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COVER FEATURE
since 2009. “Starting the business was actually Tom’s idea,” notes Rudy, “Since the beginning he has been a great support and is always there to help out when I need him.” The brothers are both heavily involved in hockey with Tom having played for the Weyburn Red Wings in the past and Wes serving as assistant coach for the team this year.
The working relationship that they have with other contractors is also a top priority for WesTom Eavestroughs. “We have a great respect for our fellow contractors and are pleased to enjoy the positive relationships with each of them.” Rudy goes on to add how much the crew appreciates the business they receive from the farms and smaller communities within the Weyburn area.
It’s from this strong sports background that Rudy and his brother have acquired a lot of their values and work ethics. “Being a strong team that works together and looks out for each other is very important to everybody at WesTom,” he comments. Everybody on the crew deserves and receives respect from their co-worker; it doesn’t matter whether they are the boss or it’s their first day on the job.
The size, resilience and diverse economy of Weyburn are key elements that make this busy community the ideal place to manage a business like WesTom Eavestroughs. Rudy and his wife Michelle are pleased to be living and working in a town with a true passion for quality of life. “Weyburn has been very good to us,” says Rudy, “I can honestly see myself here in this town doing business with the great people until I retire.”
This positive attitude of teamwork and camaraderie is what drives everyone at WesTom to pull together and do the best they can possibly do. “We all work together as a team to do top quality work for our customers and I believe it really shows when the job is done,” states Rudy. The WesTom team also believes in establishing a solid relationship with their clients as well. For them it’s all about ensuring that the client is happy with the work that’s been done. Offering quality products from top manufacturers and constantly striving to deliver the very best in customer service are key elements to building an excellent reputation within the Weyburn area.
WesTom Eavestroughs Weyburn 306.861.3653 Wes and Michelle Rudy
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COVER FEATURE
A Family Operation with a Sense of Community By Tobie Hainstock Photos Vanessa Lanktree Photography and Images By Gillies
W
hen Neil Hastings bought Don’s Plumbing and Heating in 1989, it was owned and operated by Roy Hillstead who had kept the name of the business as such because of the previous owner’s solid business reputation. Although it’s been under the ownership of the Hastings family for many years, the business continues to be called Don’s Plumbing and Heating. “There’s a familiarity in the name. We are known as Don’s Plumbing and Heating because of the reputation. People trust us and know the kind of work that we do and that’s what really matters,” states Todd Hastings, current owner and son to Neil. BACK ROW L TO R: Jim Hutt, Brendon Bjorklund, Dalton Vilcu, Natalie Hastings, Angie Hastings, Todd Hastings, Cole Hastings, Neil Hastings, Hayley Moats, Teri Baird, Jay Uhrich FRONT ROW L TO R: Devon Stephanson, Gord Smoliak, Kevin Lattery, Scott Molnar, Brett Semen, Mike Matthews, Bill Tank MISSING: Sergii Peregon, Kory McGuire, Noelle Phillips and Mark Stallwick
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Don’s Plumbing and Heating provides quality workmanship for residential and commercial properties. Whether doing a home repair or a major install in a new business like the Travelodge; the team at Don’s always puts their best foot forward. “We make every effort to offer ultimate customer satisfaction. Our goal is to do the job professionally, neatly and safely,” states Hastings. He adds that the entire team at Don’s strive to maintain their reputation of honesty and integrity. Hastings recognizes that there are times when things don’t go quite as planned and the client is not as happy as they hoped. When this takes place, Don’s Plumbing is very prompt in doing an evaluation of the situation and coming up with a solution that is efficient and satisfying for the customer. “We will do our very best to make sure they are happy with the outcome. We really care about every job we do.” According to Hastings, much of the success of the business comes from the quality of people that they have on staff. “When we first started we had about seven or eight people on board with us; now we have 21 employees. We are definitely one big family here. We hire for the long term and when we hire someone, we want to see them succeed,” he comments. At Don’s Plumbing employees receive support to help them establish a great career in the trades. Opportunities are available to participate in apprenticeship programs in three areas: sheet metal, refrigeration and plumbing. Moving forward, Hastings notes that expansions to the storefront will be completed by the end of February in order to offer water filtration and pump systems to better serve their rural customers. He is also pleased that his son has an interest in continuing the legacy of Don’s Plumbing and Heating. For Hastings, success isn’t just about owning a business; it’s about being part of a family and the community. Much of that comes from have a positive work/life balance. There is value for Hastings in being a solid member of the community through participation in such things as MotorCross, 4-H, curling, horseshows and more; as it means enjoying everyday life and supporting Weyburn and area. Hastings and everyone at Don’s Plumbing and Heating is looking forward to remaining a vibrant part of the community for many more years to come. Don’s Plumbing and Heating 715 Railway Ave Weyburn 306.842.4222
COVER FEATURE
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LIGHTING
STONE
Guaranteed Products and Services
NaturalScape Solutions offers full landscaping services including: • Design and installation • Natural stone, aggregate, and wood materials • Trees, shrubs, perennials, and annual products • Landscape lighting and irrigation supplies
WATER
TREES
“I treat everything as if it was my own and am passionate about the finished product. I guarantee my materials and workmanship. No job is too big or small.” At NaturalScape Solutions we believe in providing you with the best information, products and services available. We work hard to bring you new and imaginative ideas for your yard utilizing the wealth of knowledge available from my family who have over 35 years of design, propagation, and installation/maintenance experience in the industry. This helps us to create great landscape ideas with the ingenuity of new ideas, technology and the practicality of old fashioned experience.
Dave Knipfel • 306.861.7328 • dknipfel@sasktel.net •
WEYBURN & AREA
VOLUME 1 ISSUE 1
WOMEN OF ACHIEVEMENT In Weyburn
WEYBURN & AREA
AWARD WINNING
LEGUEE FARMS
FIND JOY
IN WINTER
WOMEN OF
ACHIEVEMENT
VOLUME 1 ISSUE 2
QUALITY WORKMANSHIP
WEYBURN & AREA
QUALITY WORKMANSHIP
VENNX CARPENTRY WESTOM EAVESTROUGHS DON’S PLUMBING AND HEATING
Makes All The Difference
Fresh | Local | Living
“Renewing Your Confidence In Real Estate”
HEALTHY LIVING
IN 2016
Fresh | Local | Living
We're in Your Centre ! Pick up a copy of ReFINEd at the following locations:
Halbrite – D.C.’s Country Kitchen & Confectionary Midale – Midale Variety Store Estevan – Affinity Place Radville – Radville Coop Food Store Minton – Minton Mall (Post Office) Beaubier – Prairie Sky Co-op Francis – Francis Post Office Sedley – Sedley Country Convenience
Danielle Walby
Fillmore – Top Notch Farm Supply Yellow Grass – Yellow Grass Convenience Store Carlyle – Michael’s Coffee Shop & Bakery
Carole Vogel
306-842-3777
Stoughton – Stoughton Meat Market & Family Foods Ogema – The Little Amego Inn
renewrealty.ca
renewrealty@sasktel.net
Call 306.551.4789 for more information
www.refinedweyburn.com
• AT HOME
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BEGIN with the
END
in Mind By Brook Thalgott Photos Freeze Frame Photography
When you’re in the market for a new home, you rely on professionals—from real estate agent to lawyer to financial advisor—to help you along the way. Terina Shaw, a Scotiabank® Home Financing Advisor, ensures her homebuyers get the mortgage they need at a price they can afford. “Getting the right mortgage is just as important as picking the right home.” 42 ReFined WEYBURN & AREA
she can. She organized the first annual Estevan Police Half Marathon this past October and plans have already begun for the second. She regularly volunteers at the Warm Welcome Shelter and proudly chairs the torch relay committee as well as the medal presentation committee for the upcoming 2016 Saskatchewan Summer Games to be held in Estevan this July. “I love being busy and helping out whenever I can,” says Terina.
B
efore the search for your dream home begins, you need to know what you can afford. Terina will guide you through the preapproval process which will allow you and your realtor to choose the right home for your lifestyle and your budget. Terina advises buyers to look ahead. A home needs to suit your lifestyle down the road as well as today. “I tell every prospective buyer to think about how long they plan to be in the home, and how their life may change over that time.” Buying a home that will only suit you for a short time may end up costing you more money in the long run. Once you have found your home and an offer has been accepted, Terina will work to find a mortgage solution that is right for you.* If you are new to the country Scotiabank® offers the Scotiabank StartRight Mortgage Program which is a mortgage especially designed to help make home financing easier for newcomers to Canada. Perhaps you are looking at lowering your overall borrowing costs. Terina can show you how the Scotia Total Equity Plan Mortgage® may be right for you. With as little as 20% equity in your home, you have leverage you can use to gain greater control over your finances. The Purchase Plus Improvements Mortage is designed to assist new home buyers who intend to undertake small cosmetic improvements, allowing for additional funding on top of the amount required to purchase the home.
Once you have chosen the right mortgage it is time to decide the term in which to repay your mortgage, fixed or variable rate, weekly, bi-weekly or monthly payments. This may all sound confusing but from the comfort of your home and with the help of Terina, you can feel confident that together you will have a tailored solution for your unique financing needs. As a client you will walk away confident that you can afford your home. Terina will make sure you are aware of all the costs associated with home ownership. Growing up as one of nine on a farm as well as being the mother of two, she knows the ins and outs of making every dollar count. “I show every client the ways they can save money,” says Terina, “something as simple as increasing your payment by ten dollars can shave months off your mortgage.” Terina is a proud member of her community and gives back whenever
Are you ready to talk about a home purchase? Let Terina get you started. She’s armed with a team of experienced local real estate agents and lawyers to assist you. Totally mobile and serving southern Saskatchewan, Terina is ready when you are—days or evenings, in her office, at your home or wherever is convenient. Give her a call at 306-630-9263 or email her at terina. shaw@scotiabank.com. Terina will guide you through the home buying process, finding you the best mortgage for your needs.
Terina Shaw Home Financing Advisor Scotiabank Home Financing Solutions 1133 Fourth Street, Estevan C: 306.630.9263 terina.shaw@scotiabank.com Scotiabank.com
Your mortgage at your convenience. I am available to meet with you in my office or at your home 7 days a week. Terina Shaw Home Financing Advisor Cell: 306-630-9263 ®
Registered trademark of The Bank of Nova Scotia.
®Registered trademark of The Bank of Nova Scotia. *All mortgage applications are subject to meeting Scotiabank's standard credit criteria, residential mortgage standards and maximum permitted loan amount. Other conditions may apply.
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No More Digging Required By Susan Gellert Photos Vanessa Lanktree Photography and Images by Gillies
A problem with your underground pipes no longer means ripping up the lawn and jackhammering out concrete to dig them up and repair them. Pull in Place pipe relining is an effective procedure that restores corroded or damaged piping systems without the costly expense and disruption of pipe replacement. Thanks to Advanced Sewer Restoration this new time and money saving technology is available locally.
G
ary Tribiger, owner of Advanced Sewer Restoration, started the company in June of 2014 after working in trenchless re lining for more than 10 years. “I kept seeing the same problem’s here over and over and I knew there were better options.” With a new and better option in mind, Gary contacted Nu Flow and became the licensee for Southeast Saskatchewan. Advanced Sewer Restoration does residential, commercial and industrial work—anywhere with aging infrastructure that is starting
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to fail. Nu Flow’s patented technologies restore corroded or eroded piping systems without the costly expense and disruption from a traditional pipe replacement. During a typical repipe, the failed pipes are removed, which causes destruction and inconvenience to the property. Replacing the pipe may not always extinguish the root of the problem, so the new pipe system will inevitably suffer the same fate. That is why Nu Flow’s no-dig pipe liners are the preferred, longterm solutions. The liners come with a 10 year limited manufacturer’s warranty but “they are tested to last 50 years,” says Tribiger.
AT HOME
Reline Before Cleaning
Nu Flow’s pull in place pipe liner restores corroded and damaged drain, waste and vent piping systems. The epoxy liner is an efficient and effective way to seal and protect the pipes from deterioration which can last even longer than a new pipe. The pipe cleaning and restoring process is safe and simple and can be applied wherever drain plumbing systems are installed. “We can almost always use the existing clean out to access the pipes; we don’t have to break up any concrete or anything like that,“says Tribiger. “Everything should look the same when we leave as when we arrived. It’s the only product I’m aware of that can be done that way. Most products require large inversion equipment, or digging on either end to pull a line into place.” Once you call for a quote, Advanced Sewer Restoration does a line inspection with video to access the damage and make a plan. The video assessment process can also be useful for home inspection purposes and can give
Reline After Cleaning
prospective purchasers a better idea of the houses infrastructure. The in-place pipe restoration process is an economical and efficient alternative to traditional pipe system replacement. Our technology allows us to restore and Re-Nu aged, corroded piping systems to a “better than new” condition without removing them. The epoxy liner installed to the pipes’ interior will seal and protect the system from further deterioration, dramatically extending the life of the piping systems. Advanced Sewer Restoration looks forward to providing the least invasive and highest quality solutions to their clients. Call today for more information or to get a quote. Don’t replace! Renew with Nu Flow!
Advanced Sewer Restoration Serving Weyburn, Estevan and Area 306.891.6782 gtribiger@live.ca advancedsewerrestoration.nuflowtech.com
AT HOME
Reline After Liner Install
Pipe lining provides a fast, flexible, cost effective repair alternative with many benefits, which include: • Significant savings over other methods • Increases useful life of piping system • Very little disruption, if any • Preservation of building structure and surrounding landscape or hardscape • Eco-friendly practices • Protective liner prevents corrosion and leaching of harmful elements into the soil or building structure • Conforms with the Uniform Plumbing Code (UPC) and the National Plumbing Code of Canada (NPC)
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REFINED ADVICE
Switching Your Mortgage to
WHY SHOULD I SWITCH? There are a number of reasons why it’s wise to switch your mortgage using the services of an RBC Mobile Mortgage Specialist. Of course the obvious would be to reduce your interest rate which could potentially save you thousands in interest costs. Another reason people switch is to help improve their cash flow which allows them to free up funds for other uses such as investing or putting money away for retirement. WHY CHOOSE RBC? An RBC Mobile Mortgage Specialist offers helpful expert advice that will assist you in making the right choices for you. Mortgages are not a ‘one-size fits all’ product. Everyone is at different stages and places in their lives, therefore a mortgage should be customized to fit the specific needs of the client. Whether your goal is to pay your mortgage off as soon as you can or to use equity to pay off other debt; we tailor a solution that’s right for you and your current situation. HOW EASY IS IT TO SWITCH MY MORTGAGE? When you decide to switch to RBC®, we will contact your present mortgage
provider and do everything for you. It’s that simple. We take care of all the communication with your previous lender. WHAT IS THE COST OF SWITCHING? Depending on the charges that your current institution will levy, RBC ® can reduce and sometimes even eliminate the cost of switching your mortgage. We try to make the entire process as headache-free as possible. ARE THERE PENALTIES TO SWITCHING OVER? If a closed term mortgage is broken before its maturity date, your present bank will charge you a pre-payment penalty. Such penalties are usually the greater of three month’s interest or the interest rate differential. IS SWITCHING MY MORTGAGE WORTH IT? If the rate you get by switching saves you more than the amount of the penalty or if you’re concerned that interest rates may rise and you might not be able to negotiate a similar rate when the mortgage comes due; it’s well worth it in the end. CAN MY MORTGAGE BE CUSTOMIZED TO FIT MY NEEDS? When you have 20 per cent equity in your property, the RBC Homeline Plan® gives you the option of choosing both fixed and variable interest rates. You are also allowed up to five mortgage segments with five credit line segments. Each segment can be tracked and recorded separately which may make things
easier when completing your taxes. It also gives you the option to stagger your maturity dates which can help you manage interest rate risk and choose a comfortable repayment plan. YOU DESERVE THE BEST Mortgages can cost hundreds of thousands of dollars if not set up properly. You work hard for your money. I believe that you deserve to have an expert advise you on how to manage your mortgage efficiently. Peter Ryan is an RBC Mobile Mortgage Specialist who advises home buyers and homeowners and assists them in managing their mortgages and cash flow efficiently allowing them to meet their financial goals.
OUR EXPERT:
Peter Ryan
RBC Mobile Mortgage Specialist
RBC®
220 Souris Avenue , Weyburn 306.891.8447 peter.ryan@rbc.com mortgage.rbc.com/peter.ryan
All personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. ® / ™ Trademark(s) of Royal Bank of Canada.
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AT HOME
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For the month of February 2016 receive 15% off all window sales.
SOUTHERN GLASS WORKS Come In and See Us Today for your custom-made, maintenance-free PVC windows and doors in a variety of styles, colours and options. Proud to serve Weyburn and area with dedicated and quality service.
WINDOW TIP WHAT IS THIS WATER ON MY WINDOWS? Water or frost on windows is condensation. Condensation is formed when warm moist air comes in contact with cooler dry air. An example of this is when a bathroom mirror “steams up” after a hot shower. Just like that mirror, the inside or outside of your window can sweat or fog because of temperature differentials.
WHAT CAUSES IT? The moisture in the air causes condensation. The insulation and construction materials used today are designed to keep cold air outside. While energyefficient window designs and weather-stripping keep cold air outside, they also keep warm moist air inside. Older windows were less efficient and consequently allowed moisture to escape. If you didn’t have as much condensation before replacing your old windows, it’s probably because they were drafty. Good windows and insulation all create barriers to the air exchange of a home. When combined with the additional water vapor from showers, cooking, or from clothes dryers not vented to the outside, the result is excess moisture and a high relative indoor humidity level.
SOUTHERN GLASS WORKS 1524 1st Ave NW, Weyburn • 306.842.2574 • www.southernglassworks.ca Locally Owned and Operated.
Canadian Tire name and all trademarks are owned by Canadian Tire Corporation, Limited. © 2015 Canadian Tire Corporation, Limited. All rights reserved.
CANVAS
TM
Exclusively at
For more ideas and inspiration, visit canadiantire.ca/canvas
CANADIAN TIRE WEYBURN 1240 Sims Avenue, Weyburn 306.842.4600 Locally Owned and Operated
Ryan M aur er Britt any Kater
Planning a Wedding? Contact us today for... invite you to
celebrate
with them on their w edding da Saturday y. the Four th of July Two Thou sand and Fifteen at 7 o’cloc k in the ev ening Riverside Park Weyburn , SK
Wedding Invites, Canvas Prints and Much, More! Cocktails start at 8p m at McK Dance an enna Hall d Midnigh with t lunch to follow.
29 - 11th Street Weyburn, SK • 306.842.7955 • s.printers29@sasktel.net
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COMMUNITY SPOTLIGHT
Young Fellows Club of
Weyburn
By Tonya Lambert Photos Images by Gillies
A
cross Europe and North America, the 1920s was a decade full of hope and renewal. The Great War was over and people everywhere were starting to rebuild their lives and looking forward to a better future. In Weyburn, a group of young men harnessed this energy and channeled it towards improving the lives of everyone in the community, creating The Young Fellows Club of Weyburn in 1922.
The Young Fellows Club of Weyburn has remained a constant in the community.
Fast forward nearly a century; Weyburn is a vastly different place. The town is now a city, cars have replaced horsedrawn wagons on the streets and oil wells have sprung up in the surrounding fields. However, through all the changes,
Over the years, the club has been instrumental in raising $2 million to support worthwhile local projects and organizations. These include The Don Mitchell Spray Park and Paddling Pool, the Weyburn Outdoor Pool, the Triple
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“Our events are not just about raising funds for community projects, they are also about providing services that would otherwise not be here.”
COMMUNITY SPOTLIGHT
C Centre, the Tommy Douglas Centre, the Pioneer Women statue, the Music Festival, the Weyburn Caravan and the Salvation Army as well as various forms of minor sports. “The Young Fellows Club of Weyburn has been a longtime supporter of the Wor-Kin Shop,” says Andria Brady, Executive Director. “Each year, they provide Weyburn Red Wings season tickets so our participants can enjoy some local hockey. When we were fundraising to build our new building, The Young Fellows Club of Weyburn was one of the first organizations to make a major commitment of $25,000. Our agency is certainly thankful to have such a dedicated community group like this in Weyburn. Even though they all have
busy lives, their members never hesitate to step up whenever they are needed. The Young Fellows Club of Weyburn embodies what volunteerism is all about.” To raise funds, the club organizes various fun-filled functions throughout the year, such as the Halloween Cabaret, November’s Comedy Night or the Hospital Foundation Supper in July. Their biggest annual fundraisers are the Christmas Tree Lot and the Community Auction in April. The Young Fellows Club of Weyburn is now accepting
donations of good and services from local businesses, to be auctioned off between April 9th and 30th. The range of items is vast, ensuring that there is something for everyone. “Our club motto is “We Serve”,” explains Kurtis Schwindt, Club President. “Our events are not just about raising funds for community projects, they are also about providing services that would otherwise not be here.” In 2014, the province recognized the longstanding work and achievements of The Young Fellows Club of Weyburn, naming it one of the first four recipients
COMMUNITY SPOTLIGHT
of the new Premier’s Award which was instituted to honour those organizations that have made a substantial contribution to improving life in their community. The Young Fellows Club of Weyburn currently has 25 active members and an equal number of associate members. Membership is open to all local men between the ages of 18 and 50 who have lived in Weyburn for at least three months. If you are interested in joining, contact an existing member for more details. WeyburnYoungFellowsClub
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BUSINESS & INDUSTRY
THE STRENGTH OF
Saskatchewan
A Message from Dustin Duncan, MLA
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BUSINESS & INDUSTRY
A
s Saskatchewan people settle in to the new year, we have a lot of reasons to be optimistic. While we face some challenges due to factors out of our control, such as the drop in the price of oil, our economy is resilient and diversified and will help us to meet the challenges ahead and keep Saskatchewan strong this year and beyond.
We only have to look back at the year that just ended to see Saskatchewan’s strength in times of uncertainty. Despite weakening resource prices during the past year, Saskatchewan remained at or near the top among Canadian provinces on many economic fronts. For instance, by the close of 2015 we were on track for another year of record employment, with nearly 575,000 people employed during the year. In fact employment numbers were gaining strength as the year ended, with 7,200 more people working in November 2015 than the previous November—an increase of 1.3% which was double the national average. Saskatchewan currently has the lowest unemployment rate in Canada at 5.5%—well below the national average of 7.1%. And over the past 12 months our population has grown by over 12,000. Continued population and job growth during a downturn in the energy sector is a big change from a few years ago when similar circumstances would have led to job losses in every part of the economy. Today, 85% of Saskatchewan’s Gross Domestic Product is generated outside of the oil and gas sector. While our local economy has been hurt by the weak global price for oil, other sectors have helped to keep the economy strong. Agriculture continues to play an important role in the local and provincial economy. Agricultural exports hit a record $13.9 billion last year—the fourth consecutive record setting year. Strong cattle prices pushed livestock cash receipts to nearly $3 billion, the highest level on record and 64% higher than the five year average. Several trade agreements complete or
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nearing completion, including the Trans-Pacific Partnership, Canada-Korea Free Trade Agreement as well as an agreement with the European Union bode well for the future of Saskatchewan agriculture. But we know the continuing weakness in the price of oil has had an impact. We are especially seeing this in southeast Saskatchewan. Our government has worked hard to set the right kind of environment and business climate to encourage growth. We’ve tried to get right the things government can control, and it seems we’ve been successful in this. Late last year the Fraser Institute ranked Saskatchewan, for the third year in a row, as the best Canadian province, and the eighth best jurisdiction in the world, for investing in the oil and gas industry. The Canadian Federation of Independent Business also commended our government’s progress on cutting unnecessary red tape. Unnecessary red tape adds about $11 billion in hidden costs to businesses across Canada. Premier Brad Wall and Economy Minister Bill Boyd have made it a priority to have stable and predictable rules and regulations for industry and business owners. We are actively looking for ways to further support the energy industry and businesses to attract more investment and help put people back to work as quickly as possible. Our government hopes to make an announcement in that regard in the very near future.
Despite the challenges in front of us, we can be confident and optimistic about the future. The past year is such a strong reminder of the resilience and strength of our local and provincial economies. Most of all, it’s a great example of the strength of our people. Dustin Duncan, MLA
Dustin Duncan, MLA Weyburn - Big Muddy 35 - 5th Street NE Weyburn, SK 306-842-4810
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BUSINESS & INDUSTRY
TASK MASTER. The new Deere E-Series Compact Track Loaders are the result of extensive market research where input and ideas from customers drove remarkable advances in design and performance. The result is the most dependable and productive machines in the industry. Regardless of the task at hand you’ll see improved uptime, profitability, and lower daily operating costs. That’s Powerful Value. Delivered. YOUR DEMO DEMO ATSCHEDULE BRANDTPROMO.CA
REBATES! Brandt is celebrating $1billion in annual revenue and we’re thanking our customers by offering special rebates throughout the year. Visit thanksabillion.ca for details.
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Swayze’s
S
Doing the Job Right
wayze’s has always been quick to respond to a job. In the 2014 flood season that devastated the South East part of the province, the RM of Moosomin saw numerous washouts. One located on the Grid 600 only quarter of mile off Highway #1, north of the Town of Fleming was a prime example of how Jerry and Randy Swayze and their employees worked together to get a time sensitive job completed.
anticipating the need for supplies and equipment. They kept the RM foreman, council members and administration up to date on the job process. This very large repair, that was jointly coordinated with the Swayze team and that of the RM, had the water line supply restored, the culvert installed and the road repaired in just nine days from the day it washed out. This was an amazing feat in an area that was so devastated by the flooding.
The flood waters washed out both an 1800mm culvert and the road way and severed the Town of Fleming’s water supply. Swayze’s was contacted by the RM immediately and they were on site within a few hours. Jerry met members of the RM council on site and together a plan was made plan to repair the washout. Mobilization of the equipment and employees began the same day and the work commenced the following day.
In 2015 Swayze completed another job on a 2014 flood damaged site. Jerry and Randy came up with a design where they took a wooden box culvert and replaced it with a low level crossing made from concrete. This project took approximately two weeks to finish and the completed area is superb.
They were meticulous in their work site and kept the project rolling by
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You can count on Swayze’s to get a job done right and in record time.
Swayze’s Concrete Ltd. 1.888.222.7649 Hwy 318 N., Carnduff 306.428.3617 1531 Railway Avenue, Weyburn 306.842.6558 Swayzes.ca
• Gravel/Sand Supply • Concrete Supply • Crushing/Screening • Stone Slinger • Excavating/Trenching • Sewer/Water • Hydro-Vac • Bridge/Abutment Repair • Culvert (Large or Small) Removal and Replace • Dam Repair
–Kendra Lawrence, RM of Moosomin
BUSINESS & INDUSTRY
REFINED ADVICE
Steps for a Successful Year-End
Y
ear end for a large portion of businesses is December 31st. You have worked hard all year and now it’s time to finalize your numbers and file your taxes. There are several taxes that need to be filed and it is important to file all of these on time to avoid paying penalties.
GETTING YOUR FILE YEAR-END READY FOR THE ACCOUNTANT OR TAX SERVICE: RECORD ALL SALES AND PAYMENTS Make sure to record all sales that have been completed by the end of the last month in your year-end. In order for the sale to be deemed completed the items must be delivered and accepted or the service completed. Record all payments received and print a year end accounts receivable listing. Take note of all accounts over 90 days and determine if they are collectible then let the person looking at your file know of any accounts you think you may not get paid for so your accounts receivable can be adjusted for this. Year end is also a good time to review credit limits and your client’s payment habits and make appropriate adjustments. PAYROLL REMITTANCES AND WCB With completion of your final payroll
of the year T4’s need to be processed and sent to your employees and a payroll summary must be sent to the Receiver General. The deadline for this is Monday February 29, 2016. If you use subcontractors in your business you need to issue T4A’s or a T5018 slip. This is also a good time to complete your annual payroll return for The Saskatchewan Workers Compensation Board which is due the 28th of February. ENTERING VENDOR/SUPPLIER INVOICES AND EXPENSES Make sure to enter all invoices for the year including invoices for the last month of the year that you have not yet paid. Don’t forget your fuel bill, Sasktel, Sasktel Mobility, Sask Power, Sask Energy, and the City of Weyburn water bill. Enter these bills and reconcile the accounts to your vendor statements and then take a copy to keep for yourself to pay next month and send your originals to your tax professional. INVENTORY If your business has inventory make sure to do a physical count either the last day of the year or the first day of the following year. Set a reminder on your calendar. Adjust your inventory balances accordingly and make note of waste items, damaged items or items that have expired or are obsolete. Provide a copy of this count with your year end. BANK LOANS You may have been receiving a monthly loan balance or you may receive an annual statement, you may have to
BUSINESS & INDUSTRY
request a statement. If you have not entered any interest adjustments for the year make one adjustment at the year end. If you have entered interest amounts all year just record the final month. BANK ACCOUNTS, CREDIT CARDS Make sure all your accounts are reconciled for the last month of the year as well as the first month of the following year. Your tax professional requires this information to ensure that income and expenses are claimed in the correct year. To save yourself money sort your items out and match them to the bank statement. The more accurate the information you can provide your tax professional the smoother your year-end will be.
OUR EXPERT:
Ardell Waldner Owner
Ardell Bookkeeping Services Weyburn 306.842.2787 ardellbookkeeping@sasktel.net
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Manage Your Money or Let it Manage You By Susan Gellert
For many people the concept of conscious spending is a foreign one. Most people have put thought into saving or at least wishing they had something to save but often put it off because of lack of funds. The key to saving is conscious spending. 58 ReFined WEYBURN & AREA
BUSINESS & INDUSTRY
I
t may seem obvious to some people but for others the thought of evaluating every purchase to determine if it fits with predetermined needs, values and long term goals is not something they have learned, been encouraged to do or even thought much about. Every year as tax season rolls around there seems to be a small window where people reflect on money, either how to get more or how to spend less. A tax professional, bookkeeper or financial planner can help you see some of the ways you can manage both of those things. Conscious spending allows you to decide exactly where your hard earned money goes and it opens the door for intentional saving and investing as well. If your spending plan is long term then you’ll be able to pay yourself first by automatically saving and investing part of all your earnings. Once you have your spending habits where you want them to be there are many professional services available to help you make the most of your investments. The first step is to decide what is important to you and stick to your plan. Conscious spending leads to conscious saving which really means you are managing your money—it’s not managing you.
The following ideas can help you understand the concept of conscious spending all year round. • Determine what you really want and need. Identify what is most important to you. At its root conscious spending is about choosing to spend money on things that are meaningful and fit your goals and spending less on what doesn’t fit. Once you know what is important and what your goals are, align your spending to match your plan. • Define and track your spending. Mindless spending can add up to thousands of dollars a year. Spend a month or even two tracking every dollar
BUSINESS & INDUSTRY
you spend and then review your habits and cut down or remove expenses that don’t align with your goals. • Control your cash outflow by spending intentionally. Before making a purchase stop and ask yourself some questions. Do I need this today? Why do I want this? Can it wait? Often if you ask the questions and walk away from an impulse purchase it is easier to make decisions that will move you toward your goals instead of away from them.
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REFINED ADVICE
Get on Track with your Financial Goals WEYBURN SECURITY HAS BEEN IN THE INVESTMENT BUSINESS FOR OVER 40 YEARS. We are investment
brokers for PEAK Investment Services Ltd. Through Peak we offer a variety of mutual funds, term deposits, life insurance and disability products.
evaluate the current economic conditions and adjust your portfolio plans as market conditions change. This will keep you on track with your retirement or long term goals that were originally established.” WEYBURN SECURITY ADVISOR MIKE ONSTAD: “Our advisors can answer all your questions and take the anxiety out of making those tough financial decisions. We can help you design an investment strategy that suits your personal plans. Some institutions are focused on financial products that are offered, whereas we will look at the individual goals of families first and then match complementary products in line with risk tolerances to meet those goals.”
REFINED WEYBURN: It seems a lot of people can’t make time to plan their financial future. What advice can you give them?
REFINED WEYBURN: What are some simple investing strategies you can give our readers?
WEYBURN SECURITY ADVISOR JIM ONSTAD: “Clients can sit down with our advisors and get back on track with strategies that can help them reach their financial goals. We take the stress out of those difficult financial decisions, by designing an investment plan that suits our client’s personal needs and finances. No two clients will be in the same financial position.”
WEYBURN SECURITY ADVISOR JIM ONSTAD: “Everyone is talking about tax free savings accounts but people are undecided as to whether they should make a RSP contribution or invest in a tax free savings account. Some financial institutions may not consider your personal financial situation before recommending a tax free savings account investment. We can help with that decision!”
WEYBURN SECURITY ADVISOR RHONDA LOGEL: “We will not only design an investment strategy that fits your lifestyle but will also continuously
WEYBURN SECURITY ADVISOR RHONDA LOGEL: “If you have a Group RSP at work, take full advantage of the maximum matching contribution by your
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BUSINESS & INDUSTRY
employer. We help companies set up new Group RSP plans and offer individual advice to every employee.” WEYBURN SECURITY ADVISOR MIKE ONSTAD: “Monthly purchase plans help you save over the year while reducing volatility in mutual fund values by practicing dollar-cost averaging. You can start as low as $50 per month and increase the amount when it’s right for you.” PROVIDING SERVICE, SUPPORTING THE COMMUNITY: Weyburn Security Manager/Advisor Jim Onstad: “Our company has been here since 1926 and we plan on being here for another 100 years. Weyburn Security has always believed in supporting our community by sponsoring many organizations and events in Weyburn and surrounding area. We like to give back to keep this city a great place to live.”
OUR EXPERTS: Financial Advisors:
Mike Onstad, Rhonda Logel, and Jim Onstad
Weyburn Security
111 2nd Street NE Weyburn 306.842.2841 office@weyburnsecurity.ca www.weyburnsecurity.ca
PHOTO BY Tina Hudson
Serving Southeast Saskatchewan Since 2003 TRG Bookkeeping provides bookkeeping services to businesses across southeastern Saskatchewan of all sizes; from large retail to one-man operations, and everyone in between.
Hiring a bookkeeper is probably one of the best business decisions you’ll make this year!
W
ondering how a contract bookkeeper works? Well it’s pretty easy. We do the book work so that you can focus on running your business. Having a contract bookkeeper saves you time, money, and training costs. Plus – you don’t have to worry about someone going on vacation, because we have a team that is always available. We’ll even come to your business and do the work there, or we can do it at our office too. We do as much, or as little, as you need us to. Paying the bills, entering invoices, payroll, gst, pst, payroll remittances, bank reconciliations and more. We can do it all, or just the stuff you don’t want to do. All at rates that we think you’ll be pretty excited to hear. Give us a call … we’d love to talk about how we can help your business.
TRG BOOK KEEPING
Lynnette Richards
306.861.7257 20-4th Street, Weyburn • www.trginc.ca • •
It’s that Time of Year Again
S
pring is coming and so is tax time. The tax planning professionals at Cogent Chartered Professional Accountants LLP have plenty of advice to share for business owners preparing for the upcoming tax season. To get the best advice from a tax advisor, you need to make sure you have all the information they will need to assess your situation. “Ensure you provide everything including slips, expenses, and unregistered investment statements to your tax advisor, for both your business and your personal taxes,” says Ted Hillstead, Senior Partner. “Without all your information, your tax advisor cannot provide accurate advice. Without the full picture, your advisor may not be able to save you as much money as they could with more information.” With all of your records available, a tax advisor can assess what your circumstances are, and devise a strategy that ensures you’re taking advantage of every deduction and credit available.
By Brooke Thalgot
Photos Images By Gillies
The professionals at Cogent also recommend tax planning throughout the year, not just at tax time. “We advise business owners to work with their accountant, lawyer and investment advisor to make sure business decisions consider taxation before proceeding,” says Britany Burnett. “Keeping your team in the know means you can take all factors into consideration when making financial decisions.” At a minimum, business owners should talk to their accountant in the last quarter of the calendar year, and the last quarter of their fiscal year. 2016 is also bringing new tax changes that will impact both business owners and individual tax payers. A new top tax bracket has been created for individuals earning more than $200,000. The federal tax rate for those in this new bracket has increased by 4%. As well, the tax rate for corporations with passive income has increased by 3%. Tax rates for small business corporations with net income under $500,000 and for middle income
earners between $45,000 and $90,000 will be lower than in previous years. No matter the size of your business or your personal income, it’s always a good idea to speak to a professional about your tax situation. The professionals at Cogent can provide whatever advice you need to make good decisions to grow your net worth. Visit them online at cogent-cpa.com or call (306) 842-8123.
Cogent Chartered Professional Accountants LLP 206 Hill Avenue, Weyburn 306.842.8123 200-533 Victoria Avenue, Regina 306.352.1397 277 Center Street, Meadow Lake 306.236.5675 71-22nd Street, Battleford 306.937.7001
ABOVE L–R: Glen Ziegler, Rhonda Verbeurgt, Rob Stephanson, Kevin Stewart, Mike Melanson, Britany Burnett, Ted Hillstead, Michael Marchand
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REFINED ADVICE
Wills, Powers of Attorney and Health Care Directives There are three important legal documents to consider in an estate planning exercise: WILL A will is the document in which the maker of the will (the testator) does the following: a) appoints one or more executors to administer the estate upon his/ her death and b) identifies the beneficiaries of the estate—the persons who are to be given the estate and in what amounts or shares. To be valid a will must be witnessed by two persons who are both present at the time the testator signs the will. The only exception to the rule requiring two witnesses is when a will is written and signed entirely in the handwriting of the testator. An unwitnessed will all in the handwriting of the testator is called a holograph will. A will takes effect only when the testator dies. Prior to the death of the testator the executors have no authority over the estate of the testator.
Remember that marriage or living common law with another person for two years automatically revokes a will unless the will specifically states that it has been made in contemplation of the marriage or the passage of time resulting in a common law relationship. POWER OF ATTORNEY A power of attorney is the document in which one person (the donor) gives another person (the attorney) general authority to make financial and property decisions and/ or personal care decisions for the donor. The power can be given to one or more attorneys. A power of attorney terminates upon the death of the donor. A power of attorney is used to plan for the possibility of incompetency of the donor. In the absence of a power of attorney it is necessary for next of kin to apply to the Court to be named as a property and/or personal guardian to make decisions for the incompetent person. This is usually an expensive and time consuming process. HEALTH CARE DIRECTIVE An advanced health care directive, sometimes referred to as a living will is the document in which a person gives someone else authority to make health care decisions in the event that person is no longer capable of making health care decisions. The person given the authority is called a proxy. An advanced health care directive usually contains instructions to the proxy not to take measures to prolong the person’s life in the event the person has lost all enjoyment of their life and there is no possibility of recovery from a terminal condition.
BUSINESS & INDUSTRY
A NOTE REGARDING PROBATE OF A WILL Probate of a will is when an application is made by the executors to the Court to confirm their authority as executors. Probate of a will is mandatory if the testator died owning land with no other person also on the title. Even if the testator died owning no land a will may need to be probated in order for the executors to take control of assets of the estate. For instance, if the testator dies leaving a significant sum of money in a financial institution the financial institution will likely require a probate of the will prior to releasing the funds to the executor(s).
OUR EXPERT:
Don Horner
Horner Law Office 21 5th Street, Weyburn 306.842.2722 hornerlawoffice@sasktel.net
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MOTORING
Fuel Economy and High Safety Standards
The New 2016 Jeep Grand Cherokee
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f you are looking for a 4 x 4 SUV with Excellent safety and Security features and top of the line fuel economy then look no further than the 2016 JEEP GRAND CHEROKEE. Best in class fuel economy, driving range, ground clearance, towing make it the most awarded SUV in history. Go up a step to the SRT which has been named the most powerful SUV in Canada and comes with a new standard luxury feature including a full leather package, blind spot and rear monitoring systems as well as crosspath detection and a forward collision warning program. New features on the 2016 Grand Cherokee include Shifter handle, acoustic windshield and Sports mode. They are also equipped with new fuel saving technologies including a stop/ start feature and Electric power steering. Are you ready for a test drive to see if the 2016 Grand Cherokee is the SUV for you? Head over to Knight Weyburn Chrysler Dodge Jeep Ram and see for yourself.
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THE PERFECT MARRIAGE OF LUXURY AND PERFORMANCE
Already the most awarded SUV, the Grand Cherokee is loaded with Best-in-Class features. The most powerful SUV in Canada and the most technologically advanced high performance Jeep ever made. Take the long way home in this mid-size SUV with Best-in-Class fuel economy, Best-in-Class towing power and Best-in-Class Trail Rated® 4x4 capability.
1627 1st Ave N Weyburn, SK | 306.842.7333 | www.knightdodgeofweyburn.ca |
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Next Issue
April 201 6
WEYBURN & AREA
ReFined Magazine is a new publication to Weyburn & Area. We have a full
time Marketing Executive position opening in Weyburn area. Our company produces high-quality, local publications customized for a specific, targeted customer and area. Our goal is to connect businesses directly to their desired audiences in their local area through value-based branding and advertising. We provide a specialized training program specific to our industry • Our team members experience a high level of autonomy with unlimited support and training • We allow for flexibility in a family and hobby friendly company culture with no evenings or weekends required • We offer a financially rewarding experience with commission plus bonuses
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For more information call Brooke Ward at 306.551.4789 Submit resume to brooke@refinedweyburn.com by March 18, 2016 We thank all applicants for their interest, however, only those selected for an interview will be contacted.
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REAL WOOD. REAL EASY. – REAL AWESOME –
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estrum Lumber is a family owned and operated businesscommitment that has beentointhe the customer building material industry for over estrum Lumber opened its doors in 1953, and from have been the keys to our 60 years. Our goal is to provide customers with competitive pricing on quality materials, without sacrificing day one we have worked to provide outstanding success. With four stores in southern Saskatchewan we are service. Our staff work that withbuilding you to provide thetoright products to building help yourneeds. project run smoothly. professional and knowledgeable personal service. Wewill believe able service all your Please give us a call, For all your building and renovation needs see the staff at Westrum Lumber. strong relationships, providing fair pricing, and our no matter how large, or small, your project is.
1769-1st Ave. N.E., Weyburn | 306.842.6681
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LIFETIME MEMBERSHIP BENEFITS LIFETIME MEMBERSHIP BENEFITS
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Prairie Sky Co-op Association Ltd. 215 - 2nd. St. N.E. Weyburn | 306.848.3677 Beaubier | 306.447.4613 www.prairieskycoop.com
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LIFETIME MEM
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