NBUSA Quarterly Spring 2025

Profound Success

”By all reasonable measures the first year of the new program has been a profound success.” - Page 3

NBUSA

clergy finance, along with articles

encouragement, spiritual enrichment, and wellness. Noncopyrighted information may be shared in newsletters and electronic communications.

EXECUTIVE DIRECTOR

Kevin P. Gilmore

DIRECTOR OF OPERATIONS

Roger Creeden

OPERATIONS MANAGER Emily Bartlett

OFFICE MANAGER

Lavonne Rieck

TECHNOLOGY SUPERVISOR Ron Bell

COMPLIANCE AND BENEFITS MANAGER

Keith Hindman

DESIGNER

Emily Gregg

FROM THE EXECUTIVE

DIRECTOR BY KEVIN P. GILMORE

The Final Tally

The close of 2024 marked the completion of the first year of the new NBUSA ministers’ match program for active minister participants in our Nazarene 403(b) Retirement Savings Plan. Over the past year, I’ve been using this space to provide our readers with updates on our progress, and this article represents the final report in the series. I’m certain there will be future references to this program and its results, but updates will formally be found in our annual report.

I’m pleased that by all reasonable measures the first year of the new program has been a profound success.

I’m pleased that by all reasonable measures the first year of the new program has been a profound success.

(Figure 1) To receive a NBUSA match requires local effort contributions to the minister’s 403(b) account by the minister and/or their local church,

and one of our primary goals of the program was to significantly increase this type of activity. The “YTD Ministers Matched” chart demonstrates the progress, by quarter, with the result showing 656 more ministers receiving a match compared to the 2023 level, which is a 54% increase.

(Figure 2) The news gets even better when you consider the average amount contributed by NBUSA to the minister’s 403(b) account grew by $1,104 (184%) over 2023. A local church minister who was eligible to receive a match based on their 2024 local effort activity received an average total of $1,704 contributed to their retirement from NBUSA.

(Figure 3) The combined efforts of the local church minister, their local church, and NBUSA resulted in an average total of $5,766 added to the minister’s 403(b) account for the 2024 program (including the 4th quarter 2024 match made in January 2025.)

The “2024 YTD Avg Total Contributrions Per Minister” chart on the next page demonstrates that, on average, 70.5% came from the local minister/ church and 29.5% came from the NBUSA match.

1 Figure 2

Figure

2024 YTD Avg Total Contributions Per Minister

(Figure 4) To help provide context for what these results could mean to a local church minister, the chart below provides examples of what may be possible.

If the average Nazarene local church minister takes the necessary actions to have $1,442 contributed quarterly to their 403(b) account (which represents one fourth of the annual $5,766 shown in the previous chart), and those funds earn an average long-term investment return of 7% per year, they have the potential to grow those funds to the levels indicated below by the years listed across the bottom.

A Nazarene minister has the potential to have nearly $600,000 accumulated for retirement after 30 years of this level of activity. After 35 years, it could grow to over $860,000 and to more than $1.2 million after 40 years. Keep in mind the assumptions used in the above examples reflect no changes in the quarterly contribution amount. These figures would improve dramatically if the minister were able to incrementally increase their level of contributions annually going forward.

While we are pleased with these results, there are still far too many of our ministers who are eligible to receive an NBUSA match, but they and/or their churches are not engaged in the required local effort activity. Our focus at NBUSA in the near term is to do all we can to engage and assist these ministers and churches to start doing something.

Kevin P. Gilmore serves as executive director of Nazarene Benefits USA for the Church of the Nazarene.

Example Future Value of Retirement ($000s)

Figure 3

Figure 4

SENSIBLE STEWARDSHIP BY AMY ARTIGA

Mistakes to Watch Out for on Your 2024 Taxes: Housing & SECA

I’m not a CPA or tax preparer, but when I build a financial plan, I review my client’s tax returns for planning purposes. Of my clients in ministry, about half of them have mistakes on their tax returns.

The biggest mistakes I see are usually related to the housing allowance and paying SECA taxes. SECA taxes are Social Security and Medicare taxes, also referred to as payroll taxes or FICA. For those who opted out of Social Security, none of this discussion of SECA taxes is applicable.

While the amount of housing allowance is exempt from federal (and most state) income taxes, it is NOT exempt from SECA taxes. The way this looks on the front of Form 10401 where income is reported, only non-housing compensation is included. Then, the value of a parsonage or housing allowance is added back into compensation on Schedule SE2 where SECA taxes are calculated.

A common mistake is not including housing on Schedule SE. Many pastors use the same non-housing compensation number from Form 1040 when calculating their SECA taxes. Though usually done completely innocently, this is tax evasion. Legally, you are required to pay SECA taxes on your cash housing allowance and the full value of your parsonage and church-provided housing. In addition, not reporting it as compensation and paying the related SECA taxes decreases the Social Security retirement benefits you will be eligible for since benefits are based on your income history. What I often hear from my blog readers who prepare their own taxes is something like this:

“When the software asked if I was in ministry and I clicked yes, then my taxes increased by $xx,xxx, so I didn’t click the box.” Not clicking the box means you’re not paying your SECA taxes. You see, for non-ministerial employees, their Social Security and Medicare taxes are taken out of their pay throughout the year by their employer, so they don’t pay them when they file their return. Clicking the box to say that you’re a minister acknowledges that you haven’t paid those taxes yet and asks the software to calculate them for you. If you’re in ministry, you need to click that box.

Similarly, I have seen ministers under-report the value of their parsonage on Schedule SE. The compensation related to the parsonage should be what an outside, unrelated person would be willing to pay for the same use of the home and any other housing benefits the church provides, such as utilities.

That always leads to the question: how do you figure out the value of a parsonage? There isn’t one set way mandated by the IRS, but one common approach is to consult a local real estate agent, which is likely the most accurate method. Another way is to find information online, such as Zillow’s rent estimate. Some even use a percentage of the home’s current value. While there isn’t one right way to find the fair market rental value of a parsonage, the IRS mainly wants to see that you used a rational and reasonable method.

Your key takeaway, if you live in a parsonage, should be that if you’re claiming the same value on your taxes as you did in 2020, you are likely underreporting. Nationally, average

rent increased by 24.2% between 2020 and 2024.3 Every housing market is different, so you will want to base your numbers on your local market, but it is good practice to recalculate the value of a parsonage every year or at least every couple of years.

It is good practice to recalculate the value of a parsonage every year or at least every couple of years.

Unless you really enjoy taxes, I usually recommend that ministers hire a professional. However, not just any tax preparer will do. Clergy taxation is very unique, so most tax professionals do not understand it at all. If your tax preparer doesn’t know you’re dual-status, find a new one. There is a list of tax preparers specializing in clergy on my blog here: pastorswallet.com/clergy-tax-preparers/. I have not personally worked with any of them, but they

have been recommended by my blog readers who are clergy. I recently built a financial plan for a client who discovered they had paid about $100,000 in taxes over the past 20 years that they did not actually owe, so working with a knowledgeable professional can definitely be worth the cost!

Amy Artiga is a Certified Financial Planner (CFP), a Certified Kingdom Advisor™, and author of the clergy personal finance blog PastorsWallet.com. Send questions for Amy to benefits@nazarene.org.

1 https://www.irs.gov/pub/irs-pdf/f1040.pdf

2 https://www.irs.gov/pub/irs-pdf/f1040sse.pdf

3 https://ipropertymanagement.com/research/average-rentincrease-per-year

Note: This material is provided for informational purposes only. The author and NBUSA do not provide tax, legal, or accounting advice.

PRESSING ON BY DARON BROWN

Liking the Church but Not Jesus?

In 2007, Dan Kimball published the book They Like Jesus but Not the Church: Insights from Emerging Generations. The title relays the mindset of many people across generations at the dawn of the 21st century. They, according to Kimball, like Jesus. They appreciate his love, humility, and appetite for justice. But, by and large, they do not see those admired qualities reflected in the Church. Many of us come across people who may not articulate the phrase, but the truth is, they like Jesus but not the Church. That is why Sid stunned me. Sid dated his way into our church. He wanted the lady. He was not interested in the Church, but because of the lady, we were thrown together. Sid was more than an unbeliever—he was hostile. I assumed that his

hostility was aimed at the Church. I expected him to say, “I like Jesus, but not the Church.” I expected him to have his reasons (crusades, hypocrisy, bad coffee, etc.). To my surprise, Sid shared the very opposite. He told me he likes the Church just fine, but Jesus is the problem for Sid. In other words, he likes the Church, but not Jesus.

My initial reaction was that Sid had it backwards. I wondered if sin had skewed his perspective about which one he is supposed to like and not like. But the more I got to know Sid, the more I realized that he really does like the Church, and he really does not like Jesus.

Sid does not like Jesus because he is not clear about who Jesus is. Jesus comes with rough edges. He talked about forgiving enemies and dividing families. He called followers to deny ourselves, take up our crosses, and follow him. Jesus’ life and teachings were scandalous, demanding, and unsettling. Certainly, we know Jesus as the Prince of Peace, the Lamb of God, and the Good Shepherd. We know the Jesus who calls, “Come to me, all you who are weary and burdened… for my yoke is easy and my burden is light” (Matthew 11:28-29). We know Jesus as loving and gracious. While those things are true, they do not change the fact that Jesus comes with rough edges.

Sid likes the Church because he is clear about who the Church is. For Sid, the Church is a place full of happy people who do some good and live with basic morals—nothing demanding or unsettling. He sees the Church as tame, easy, even bland. No rough edges. No reason to be offended. So, Sid likes the Church.

There are others, like Sid, who like the Church but not Jesus.; there are still plenty of people who like Jesus but not the Church; and, truth be told, many people do not have strong feelings about Jesus or the Church. Ambivalence is growing. Jesus and the Church simply do not show up on their radar. The most disturbing part of this conversation is that many people see Jesus and the Church differently. They find daylight between Jesus and the Church.

Whether people like Jesus and dislike the Church, like the Church and dislike Jesus, or are ambivalent, Bringing People to Jesus requires us to be honest and credible.

For the USA/Canada Region, 2025 is the year of Bringing People to Jesus. Whether people like Jesus and dislike the Church, like the Church and dislike Jesus, or are ambivalent, Bringing People to Jesus requires us to be honest and credible. People will always have perceptions and biases beyond our control. Here is what we can control: First, we can be honest about who Jesus is. Rough edges and all. By refusing to soften Jesus to make him more palatable for ourselves or others, Jesus actually becomes more interesting. More engaging. After all, we are talking about Jesus. Second, the Church must be credible in our witness. No daylight between Jesus and the Church. Jesus is bold and untamed. The Church can stand to be bolder and less tamed. Jesus calls followers into radical discipleship, so the Church can be more radical in our discipleship. A lot is required for us to bring people to Jesus, but it will not happen without our honesty and credibility. The relationship did not last. Sid moved away. I think about him often; I talk with him occasionally. I want him to know who Jesus really is and who the Church really is. After all, if we bring Sid to Jesus, the only way I know how is through the Church.

Rev. Daron Brown lives and pastors in Waverly, Tennessee, with his wife, Katie, and children, Kendall, Parker, and Macy.

1 Dan Kimball, They Like Jesus but Not the Church: Insights from Emerging Generations, (Grand Rapids, MI: Zondervan, 2007)

Exhortations for Life

Closing words can carry the weight of chosen emphasis and therefore importance, whether they are the parting words, a closing benediction, or the end of an epistle. Chapter thirteen of Hebrews closes with exhortations. The word “exhortation” doesn’t usually sound inspiring. It can sound a bit like my memory of a parent’s typical farewells when leaving the house as they offer a litany of reminders from chores, brushing of teeth, and no fighting with your siblings.

If we slow down in our reading of this closing chapter, we can find words that are not scolding nor startlingly new but worth pondering. We hear the author calling us to:

Love one another

Remember to share a meal or home

Truly regard the suffering of others and care deeply and actively

Honor your marriages

Keep your lives free from the love of money, be content

And more. (See Hebrews 13.)

Rather than treating this like a list a frantic parent might offer with the hope of obedience, we can hear these words as an invitation to consider the fullness of life God has for us. Essentially, Paul is saying, “In all I have said, please remember this…” Reading this passage prayerfully can provide a spiritual heart checkup. You might consider following these exhortations with reflection questions. Questions can open us up to a healthy curiosity in reviewing our own lives. They can help us hear the sometimesmuffled warnings that something is not all it could be. We might include in this practice an invitation for the Holy Spirit to help us honestly answer those questions.

• Where have I loved when it has been challenging?

• How has hospitality been expressed?

• How have I engaged or brought myself close to the sufferings of others?

• How have I honored marriages (my own vows or in the support of marriages around me)?

• Am I content?

DWELLING WITH GOD BY MARY REARICK PAUL

This slowing reflection is not for shaming but for moments of listening, breathing, and truth-telling. I find when I regret an action or inaction, words or silence, it is often born out of seasons of busyness, frenzy, noise, distraction, and arrogance.

These exhortations can help our lives shine as witnesses of the life of Christ in us and through us. But they are not grounded on more personal effort. They fall short in their life-giving meaning when they are added to our list of things to do. The reflection comes with a changing of the to-do list and reprioritizing the order. But even more importantly, it comes with a prayerful request for God’s power to be at work in our lives as we receive the promise given at the end of the exhortation:

“‘Never will I leave you; never will I forsake you.’ So we say with confidence, ‘The Lord is my helper; I will not be afraid. What can mere mortals do to me?’” (Hebrews 13:5b-6)

It can be helpful to print out a chapter like Hebrews thirteen and take a few days (maybe longer) to ponder what God might be calling you to confess, do, activate, release in response to the nudges of the Holy Spirit. When I sit with a passage in this regular way, I can more easily discern if there is a common word arising from the passage. Or perhaps there is some situation that keeps coming

to mind as I prayerfully read. A dynamic, alive, and responsive relationship with God only happens in creating stillness—a listening—a humility for space for hearing and responding. We all have so many distractions in our lives. The demands of our work and family and the phone at our fingertips. In this season of Lent, may we carve out space for God’s life to be renewed, that is resurrected, in us making our lives a greater witness to the life of Christ

A dynamic, alive, and responsive relationship with God only happens in creating stillness—a listening—a humility for space for hearing and responding.

“Now may the God of peace, who through the blood of the eternal covenant brought back from the dead our Lord Jesus, that great Shepherd of the sheep, equip you with everything good for doing his will, and may he work in us what is pleasing to him, through Jesus Christ, to whom be glory for ever and ever. Amen” (Hebrews 13:20-21).

Dr. Mary Rearick Paul, D.Min, is a minister and Vice President of Student Life and Formation at Point Loma Nazarene University.

Mileage Rate Update for 2025

The Internal Revenue Service has announced the 2025 standard mileage rates for operating an automobile for business, charitable, medical, or moving purposes. As of January 1, 2025, the standard mileage rates for the use of a vehicle are:

• 70 cents for every mile of business travel driven (up 3 cents from 2024),

• 21 cents per mile for medical or moving purposes (same as 2024), and

• 14 cents per mile driven in service of charitable organizations (same as 2024).

You can find information about deducting mileage costs as a minister in NBUSA Memo #11 – Auto and Other Business Expense Reimbursements.

Early Ordinations

The recent column about Anna Hanscome, first woman ordained in the Nazarene lineage, prompted this question: Who was the first man to be ordained?

Unsurprisingly, the first ordination in the Nazarene lineage occurred in New England, where the earliest Nazarene parent-body, the Central Evangelical Holiness Association, was organized in 1890.

Fred Hillery appears to be the first ordinand. He was born in Barre, VT, in 1854 and converted and was baptized at 17 in Whitinsville, MA. In Providence, RI, he became a class leader and Sunday School superintendent in St. Paul’s Methodist Episcopal Church, where he experienced entire sanctification through the influence of pastor T. J. Everett. Hillery grew very active in the New England holiness movement, later serving as president of several holiness associations, including the Douglas Camp.

Later pastors opposed his holiness views, so Hillery and others formed an independent mission in 1886. In July 1887, they reorganized as the People’s Evangelical Church with 51 members. In 1889, Hillery was ordained by a council of 13 ministers from various denominations.1

This was a typical ordination method for New England, long dominated by the Congregational Church that grew out of the Pilgrim foundation. A council of ordained ministers was formed, examined the candidate, and ordained them at the local church where they served.

Nazarene Archives holds the credential of a minister ordained by this method: John Norberry, ordained in 1895. Norberry’s poster-sized credential features ornate calligraphy and was signed by seven ministers: a Baptist, two Methodists, three Free Methodists, and William Howard Hoople, pastor of an independent holiness church in Brooklyn, NY. By 1897, Hillery, Hoople, and Norberry were united in the same denomination, the Association of Pentecostal Churches of America, and Hillery edited and published The Beulah Christian, the denominational paper. The APCA stretched from Nova Scotia south to Baltimore and west to Iowa by the time it merged with Bresee’s west coast Nazarenes in 1907.

The first man ordained in the South was Ira Russell of the New Testament Church of Christ, which Robert Lee Harris organized in Milan, TN, shortly before his death in 1894. In 1896, the Milan congregation elected Russell to elder’s orders and J. M. Gailey, an evangelist from the Church of God (Holiness), officiated at the ceremony.

Three years later, Russell laid hands on George Hammond, Mary Lee Harris (later Cagle), and Mrs. Elliott J. Sheeks and ordained them during the

PAST TO PRESENT BY STAN INGERSOL

Fred Hillery

first annual meeting of the Eastern Council of the New Testament Church of Christ. Cagle had already initiated the Nazarene work in West Texas, Sheeks served as pastor and secretary of the Eastern Council and later the Arkansas and Dallas Districts. Hammond was later pastor of Kansas City First Church.2

The first man ordained by Nazarenes on the Pacific coast was J. P. Widney, co-founder, co-pastor, and co-general superintendent with Bresee of the Church of the Nazarene in Los Angeles. Widney was the one who proposed the “Church of the Nazarene” name.

Widney was the one who proposed the “Church of the Nazarene” name.

Widney was a highly esteemed medical doctor and founder of the Los Angeles County Medical Society. He was also a businessman and early president of the University of Southern California. In his fifties,

Widney decided to also become a minister and had probationary status in the Southern California Conference of the Methodist Episcopal Church.

According to Carl Bangs, this means he was undertaking the Course of Study for ministers when he helped form the new congregation.

The congregation began enrolling new members on October 20, 1895. At the Official Board’s first meeting on November 4, it elected Widney to elder’s orders and charged Bresee with preparing an appropriate ordination service, which occurred on November 12. Thus, Widney was the first person ordained by the parent body in the West and the first ordained by Bresee. Widney returned to the Methodist Episcopal Church a few years later, and his Nazarene credential was recognized by the Conference, which received him back as an elder.3

In subsequent years, Bresee and assistant general superintendent C. W. Ruth ordained some ministers on their own authority, such as Bresee’s ordination of Elsie Wallace in Spokane in 1902. By 1904, though, the annual assembly had become the entity that elected candidates to elders orders and the venue where ordination occurred—the pattern that was established in the united church from 1907 onwards.

Dr. Stan Ingersol, Ph.D., is a church historian and former manager of the Nazarene Archives.

1 Floyd Cunningham, et. al., Our Watchword & Song: the Centennial History of the Church of the Nazarene (2009): 57-59.

2 Robert Stanley Ingersol, “Burden of Dissent: Mary Lee Cagle and the Southern Holiness Movement,” Ph.D. dissertation, Duke University, 1989: 165-166; and J. M. Gailey, writing in Church Advocate and Banner of Holiness (Dec. 26, 1896): 2-3.

3 Carl Bangs, Phineas F. Bresee: His Life in Methodism, the Holiness Movement, and the Church of the Nazarene (1995): 198-205.

J.P. Widney

Looking Forward to April 15

Nazarene Benefits USA likes to encourage pastors to look forward. That’s why as we approach April 15, the deadline for filing taxes, we’ve gathered some resources to help assist you as a minister or church treasurer. The Minister’s Tax & Financial Guide from the Evangelical Council for Financial Accountability (ECFA) offers step-by-step instructions to guide ministers through the returns and forms needed for tax filing, discusses topics like determining housing allowance, and even includes completed sample forms.

For church treasurers, there’s the ECFA’s Church & Nonprofit Tax & Financial Guide. This manual explains IRS regulations that might be tricky, and highlights forms churches are required to file. At nbusa.org, you’ll also find tax and compensation memos. These informational booklets, reviewed by an independent CPA firm, can help ministers minimize taxes and better understand IRS regulations that apply to them.

TO

YOUR

HEALTH

BY STEPHEN A. WILSON

Treating Hypertension (HTN)

When left untreated or undertreated, hypertension (HTN), also called high blood pressure, increases risk for heart disease, stroke, and kidney failure. The primary goal of treatment is to lower blood pressure to healthier levels to reduce the risk of long-term cardiovascular damage. Treatments fall into two broad categories: lifestyle changes and medication, and are used separately or in combination depending on the severity of the condition and each person’s overall health. Using medications alone without incorporating any lifestyle modifications is akin to reading only the Old Testament or New Testament.

Using medications alone without incorporating any lifestyle modifications is akin to reading only the Old Testament or New Testament.

The Winter 2025 “To Your Health” column addressed accurately diagnosing HTN. When your properly measured systolic blood pressure is greater than or equal to 140 or the diastolic blood pressure is greater than or equal to 90, you have HTN. Family physicians and other primary care doctors diagnose and treat most HTN. Both the American Academy of Family Physicians and the American College of Physicians endorse 140/90 as the cutoff for average-risk people. Having certain medical conditions (e.g., heart failure, kidney transplant, known ischemic heart disease, or chronic kidney disease stages 3, 4, or 5, especially if there is protein in the urine) may make 130/80 a better target. The American Heart Association and American College of Cardiology prefers a cutoff of 130/80 for nearly all people.

This difference stems from the types of patients included and excluded in key studies used to set thresholds. Using the lower threshold of 130/80

instead of 140/90 as the cutoff for HTN resulted from: 1) data from sicker people being extrapolated to and generalized to all people; and 2) having a greater tolerance level for medication side effects that can occur when treating HTN more aggressively. My approach is 140/90 for average-risk people and 130/80 for those with co-morbid contusion that increase risk.

1. Lifestyle Modifications

Even when they do not normalize blood pressure (BP), the follwoing can decrease the amount of medication needed and improve general health and well-being.

a. Dietary Adjustments

The DASH (Dietary Approaches to Stop Hypertension) diet is one of the most effective dietary interventions—DASH Eating Plan | NHLBI, NIH. It emphasizes eating more fruits, vegetables, whole grains, and lean proteins while decreasing sodium, sugar, and unhealthy fats. Reducing sodium intake to less than 2,300 mg per day can decrease BP, especially in those whose HTN is more salt-sensitive. Potassium intake of 3,200-5,000 mg daily and magnesium intake of 370 mg to 600 mg daily can also help BP. Potassium-rich foods (e.g., bananas, spinach, legumes, broccoli, walnuts, and sweet potatoes) can help balance the negative effects of sodium. Magnesiumrich foods include dark chocolate, avocados, spinach, legumes, bananas, and salmon.

b. Exercise

Regular physical activity is critical for good general health and helps improve BP. Exercise strengthens the heart, allowing it to pump blood more efficiently, which can reduce the pressure on the arteries. The goal is 150 minutes weekly of moderate-intensity aerobic exercise (e.g., walking, cycling, or swimming) along with 2-3 sessions of resistance training (e.g., Pilates, plyometrics, resistance bands, kettlebells, or dumbbells).

c. Weight Management

Healthy weight is another key factor in controlling HTN. Elevated weight increases the workload on the heart and raises BP. Modest weight loss of 5-10% of body weight can help lower BP (and cholesterol and sugar and some arthritic pains).

d. Limit Alcohol and Quit Smoking

Excessive alcohol drinking is associated with higher BP; decreasing intake can help lower it. Men should drink no more than two drinks daily, while women should limit it to one drink daily. Smoking causes immediate spikes in BP and damages blood vessel walls. Therefore, quitting reduces the risk of heart disease and stroke by decreasing BP and other mechanisms.

e. Stress Reduction

Chronic stress can contribute to elevated BP. Prayer, mindfulness, deep breathing exercises, relaxation, and adequate sleep can help lower stress levels, which can improve BP.

2. Medicines for HTN

Medicines are prescribed when lifestyle changes alone are insufficient to reach BP goals. There are several classes of drugs used commonly to treat HTN, each working through different mechanisms.

a. Diuretics

Sometimes called “water pills,” diuretics help the body eliminate excess sodium and water through urine, reducing the volume of blood that needs to be pumped, which lowers BP. Common examples include thiazides (e.g., hydrochlorothiazide, chlorthalidone), loop diuretics (e.g., furosemide), and potassium-sparing diuretics (e.g., spironolactone, eplerenone).

b. ACEi (Angiotensin-Converting Enzyme Inhibitors) ACEi work by blocking the production of angiotensin II, a hormone that causes blood vessels to constrict. By relaxing blood vessels, ACEi lower BP. Common examples include lisinopril, enalapril, and ramipril. About 10-30% of people develop a dry cough and need to switch to another medication. Less than 1% get angioedema, a severe allergic reaction that results in swelling in the tissues below your skin. It can be life threatening and occurs 5 times more often in people of African descent.

c. ARB (Angiotensin II Receptor Blockers)

ARB block the effects of angiotensin II directly at its receptors, preventing blood vessel constriction. Common examples include losartan, valsartan, and candesartan. ARB are less likely to cause cough or angioedema. Many people who get a cough on ACEi are switched successfully to ARB.

d. Calcium Channel Blockers

These medications prevent calcium from entering the muscle cells of the heart and blood vessels, leading to relaxation and lower BP. Common examples include amlodipine, diltiazem, and verapamil; the latter two also decrease heart rate.

e. Beta-Blockers

Beta-blockers reduce heart rate and the force of heartbeats, which lowers BP. These are typically not first-line drugs and are used when other drugs are ineffective or when a patient has additional heartrelated conditions or other health problems that might benefit from beta-blockers, e.g., migraine or chronic headache and some tremors. Examples include metoprolol, atenolol, and propranolol.

f. Other Medications

Additional classes of anti-HTN drugs include direct renin inhibitors (e.g., aliskiren), alphablockers, and vasodilators, which are prescribed in very specific situations or combined with other medications to improve BP.

g. Combination Therapy

There are pills that contain two drugs, which make adherence easier and replaces two co-pays with one. Three-in-one combinations are in the works.

Effective management of HTN involves both lifestyle and medication therapies. Living a healthy lifestyle, adhering to prescription medication, and monitoring BP regularly can significantly reduce risks associated with HTN and improve your health outcome and quality of life.

Dr. Stephen A. Wilson, MD, MPH, FAAFP, is Chair of Family Medicine at Boston University Chobanian and Avedisian School of Medicine and Chief of Family Medicine for Boston Medical Center.

1 https://www.nhlbi.nih.gov/education/dash-eating-plan

Mrs. Marsha K. Coil

Church Triumphant

Church Triumphant lists credentialed Nazarene ministers or spouses who were receiving benefits provided by NBUSA at the time of death.

Rev. M. Thomas Adams .

November 2, 2024

Palm Coast, Florida age 79

Mrs. Phyllis R. Angel

December 26, 2024

San Diego, California age 80

Dr. Douglas M. Downs

Mount Vernon, Ohio

Rev. Gerald C. Eddy

Jericho, Vermont

Mr. Donald Ennis

Saginaw, Michigan

Rev. Earnest D. Ensminger

Kissimmee, Florida

Mrs. Esther L. Esterline

November 15, 2024

age 69

November 8, 2024

age 97

November 6, 2024

age 84

October 23, 2024

age 85

October 20, 2024

Cincinnati, Ohio age 100

Rev. Michael E. Farmer

December 12, 2024

Mount Vernon, Ohio age 89

Dr. Jack R. Archer

Mount Vernon, Ohio

December 19, 2024

Savannah, Georgia age 71

Mrs. Peggy Faulk

December 18, 2024

age 92

Mrs. Joy Atwood November 2, 2024

Alexandria, Louisiana

January 19, 2025

Westlake, Louisiana age 90

Rev. Merle L. Fetter

Duarte, California

age 96

Rev. Steven E. Barnes November 15, 2024

Stevenson, Washington

Mrs. Joanne Basham

Marlton, New Jersey

Rev. Duane D. Baty

January 8, 2025

age 88

Mrs. Norma A. Flack December 9, 2024

Mount Vernon, Ohio

age 77

December 4, 2024

age 86

October 16, 2024

Olathe, Kansas age 69

Rev. John E. Borgal

age 103

Mrs. Lorrene Fowler December 1, 2024

Oklahoma City, Oklahoma

Rev. Philip S. Gilmore

New Holland, Pennsylvania

Mrs. Jo Ann Glenn

November 19, 2024

Airville, Pennsylvania age 85

Rev. John L. Bowlby

age 87

December 2, 2024

age 73

December 15, 2024

Nampa, Idaho age 95

Rev. John J. Griffin

January 21, 2025

Hudsonville, Michigan age 75

Rev. Stephen E. Grooms

age 78

October 12, 2024 Gardner, Kansas

Mrs. Debbie Brown October 13, 2024

Charlotte, Tennessee

Rev. Robert B. Calhoon

North Lewisburg, Ohio

Mrs. Audrey M. Cameron

Dover, Ohio

Rev. Eugene D. Castle

age 76

October 20, 2024

age 80

November 22, 2024

age 89

November 7, 2024

Centralia, Washington age 96

Mrs. Amy L. Catron

January 27, 2025

Inez, Kentucky age 51

Rev. Norman L. Chandler

December 25, 2024

Peoria, Illinois age 97

Rev. Clark A. Childers

North Royalton, Ohio

Mrs. June Clark

Olathe, Kansas

Mrs. Thelma D. Cochran

Charleston, West Virginia

Rev. Gloria E. Coffin

Raymond, Maine

December 12, 2024

age 86

December 2, 2024

age 93

October 19, 2024

age 92

January 15, 2025

age 77

Liberty Township, Ohio

January 22, 2025

age 55

Rev. Fessor L. Hargrove November 14, 2024 Houston, Texas

age 88

Rev. Paul F. Harper December 29, 2024

Smith Center, Kansas

age 96

Mrs. Janet S. Hay December 15, 2024 Indianapolis, Indiana

Mrs. Kara F. Hays

age 88

November 21, 2024

Lubbock, Texas age 77

Mrs. Sandra K. Hendrickson

October 15, 2024 Anaheim, California age 75

Rev. Diedra Hitchcock

December 18, 2024

Bucksport, Maine age 62

Dr. Roberto Hodgson

Shawnee, Kansas

February 3, 2025

age 64

Mrs. Connie J. Hoffert November 3, 2024

Staples, Minnesota

age 73

Rev. Jack D. Hopkins January 17, 2025

Haysville, Kansas

age 87

Rev. Robert L. Howard December 31, 2024

Lake Geneva, Wisconsin

age 94

Mrs. Marjorie A. Jackson

December 1, 2024

Meridian, Idaho age 88

Rev. David L. Jareo

October 23, 2024

Papillion, Nebraska age 70

Mrs. Marjorie L. Jewell

Mrs. Elizabeth Patmore

November 26, 2024

Knoxville, Tennessee age 81

Rev. David S. Payne

October 20, 2024

Port Orange, Florida age 96

Rev. Darlene E. Joe

Saint Michaels, Arizona

January 15, 2025

age 70

Rev. Kenneth E. Johnson January 8, 2025

Monroeville, Alabama

December 7, 2024

Milton, Florida age 90

Mr. Donald E. Perrigo Jr.

November 20, 2024

Shawnee, Kansas age 69

Mrs. Geraldine M. Perry

Milton, Massachusetts

age 94

Rev. Roy A. Jones January 14, 2025

Kerrville, Texas

October 27, 2024

age 85

Mrs. Mary Planck November 26, 2024

Seymour, Tennessee

age 89

Mrs. Pauline B. Keeler December 13, 2024

Redding, California

Mrs. Katheryn S. Keller

age 89

October 15, 2024

Crossville, Tennessee age 75

Mrs. Winona J. Killgore

age 85

Mrs. Rose M. Powell December 28, 2024

Richmond, Indiana

Mrs. Shirley A. Propst

Indiana, Pennsylvania

Mr. Richard A. Rhodenizer

age 88

September 19, 2024

age 84

November 1, 2024

Buena Vista, Virginia age 74

October 24, 2024

Moore, Oklahoma age 100

Mrs. Audrey M. Knight

October 29, 2024

Ligonier, Pennsylvania age 90

Rev. Daniel B. Kunselman

Washington, West Virginia

October 24, 2024

age 84

Rev. Kye Sun Lee December 20, 2024

Far Rockaway, New York

age 82

Rev. Richard D. McCartney January 18, 2025

Galion, Ohio

Mrs. Frances McDaniel

age 66

December 14, 2024

Greenville, Texas age 94

Rev. Dallas E. McFarland

November 9, 2024

Coldwater, Michigan age 80

Rev. Ronald J. McGilvra

December 5, 2024

Champlin, Minnesota age 86

Rev. J. Dean McNamara

Ocala, Florida.

November 5, 2024

age 66

Rev. Gaylord “Bud” Rich

October 22, 2024

Watertown, Tennessee age 95

Mrs. Georgina Rico

December 7, 2024

Chandler, Arizona age 93

Rev. Rafael Rosa

Harlingen, Texas

October 11, 2024

age 87

Rev. Earl L. Roustio January 12, 2025 Frankfort, Indiana

age 96

Rev. Ellis L. Sedlacek October 24, 2024

Valley Center, Kansas

Mrs. Beverly J. Serrott

age 78

September 20, 2024 Gahanna, Ohio age 93

Mrs. Phyllis I. Stanford

October 28, 2024

Falmouth, Massachusetts age 97

Mrs. Patricia Stephenson

November 1, 2024 Pickford, Michigan age 90

Rev. J. Eudell Stroud

November 15, 2024 Jonesboro, Arkansas

age 90

Rev. Mario R. Mejicanos January 6, 2025 Houston, Texas

age 76

Mrs. Diane E. Merrell November 19, 2024 Flint, Michigan

age 86

Dr. Russell F. Metcalfe Jr. December 8, 2024

Mount Vernon, Ohio

Mrs. Bonnie O. Miller

age 93

January 15, 2025

Pleasanton, Kansas age 84

Rev. Clarence P. Moorhouse

January 14, 2025

Mount Morris, Michigan age 89

Rev. Patricia A. Morey

October 15, 2024

Davison, Michigan age 81

Rev. John S. Murti

Lodi, California

Rev. Lee R. Pate

Ogden, Kansas

December 5, 2024

age 75

January 19, 2025

age 70

Dr. Carl B. Summer October 18, 2024 Bethany, Oklahoma

age 88

Mrs. Margaret M. Swanson November 1, 2024 Nampa, Idaho

age 95

Mrs. Gloria Sweigart November 29, 2024 Marietta, Georgia

Rev. L. Dean Thompson

age 92

November 18, 2024

Manhattan, Kansas age 78

Mrs. Billie K. Watson

October 11, 2024

Lebanon, Tennessee age 89

Rev. Frank A. Watson

January 7, 2025

Canton, Georgia age 81

Mrs. Afton Wilde

October 25,2024 Nampa, Idaho

age 95

Mrs. Patricia Williams January 10, 2025

Nashville, Tennessee

age 89

Rev. Richard J. and Mrs. Patricia Unger . . . . . . . . June 11

1075 E Victory Dr Ste 325, Lindenhurst, IL 60046-7913 60th Anniversaries

Rev. Thomas V. and Mrs. Carolyn D. Allen . . . . . . . June 25 27850 County Road 87, Robertsdale, AL 36567-9399

Special Anniversaries

Dates for this column come from pension applications. Records are not updated unless NBUSA is notified of changes in marital status, such as the death of a spouse.

75th Anniversaries

Rev. Chester L. and Mrs. Onalee A. Webster June 24

11160 Appleblossom Ln, Saginaw, MI 48609-9439

70th Anniversaries

Rev. Curtis R. and Mrs. Doris Bowers

12153 S Hunters Point Dr, Nampa, ID 83686-5939

June 18

Rev. Robert L. and Mrs. Geraldine Hester June 11

2608 Highway 9 S, Perryville, AR 72126-8128

Rev. Denzil R. and Mrs. Christine C. Huff

302 Thunder Pl, Hermitage, TN 37076-1351

Rev. Frank D. and Mrs. Beverly A. LaLone

329 South St Apt 414, Cadillac, MI 49601-2470

May 27

June 3

Dr. Raymundo Z. and Mrs. Bertha Q. Lopez June 18 11136 Dunning St, Santa Fe Springs, CA 90670-3530

Dr. Roy F. and Mrs. Shirley Quanstrom June 11

719 Arbor Pkwy Unit C, Bourbonnais, IL 60914-2754

Rev. Uriah S. and Mrs. Phyllis Ramsay

19 Stroup St, Danville, IL 61832-5039

Rev. David L. and Rev. Mary E. Thompson

PO Box 10756, Spokane, WA 99209-0756

65th Anniversaries

Rev. Karen S. and Mr. Daniel P. Anderson

521 W High St Apt C, Ebensburg, PA 15931-1564

.Apr. 29

June 27

June 11

Rev. George A. and Mrs. Sandra Blain June 26 102 W 8th St, Sylacauga, AL 35150-1514

Rev. Billy E. and Mrs. Shirley Coots June 11

5805 Ravine Creek Dr, Grove City, OH 43123-8593

Rev. Thomas S. and Mrs. Esther Fowler

June 17 850 Woodstock Rd, Eastlake, OH 44095-2841

Rev. Larry D. and Mrs. Cherree Hancock

Apr. 10 6825 Valley Ln, Leeds, AL 35094-2406

Rev. Roger R. and Mrs. Naomi Holden June 13 3135 Cedar St, Baker City, OR 97814-1919

Mr. Lawrence A. and Mrs. Patricia A. Jewett

June 16 6058 Crystal View Dr, Indianapolis, IN 46237-5009

Rev. Willis D. and Mrs. Joan Kennedy

5520 P St, Omaha, NE 68117-1820

June 25

Dr. H. Melvin and Mrs. Geneva McCullough Apr. 15

7707 W Britton Rd Apt 2312, Oklahoma City, OK 73132-1525

Rev. Robert E. and Mrs. Eulalia Morris June 4

220 Academy Ave, Milton, PA 17847-1806

Rev. Russell A. and Mrs. Ruth Payne

7959 Glory, Vicksburg, MI 49097-9370

Rev. Robert A. and Mrs. Anna O. Scheidly .

239 Warren Ln, Cape May, NJ 08204-3847

June 6

June 3

Dr. Richard L. and Mrs. Billy L. Spindle Apr. 15 8801 NW 72nd St, Oklahoma City, OK 73132-3790

Rev. James R. and Mrs. Mary Staggs June 2

3650 Pistole Rd, Sparta, TN 38583-5119

Rev. Jack D. and Mrs. Karen Atteberry . . . . . . . . . . June 4

5531 S 73rd St, Lincoln, NE 68516-4318

Rev. Fred W. and Mrs. Carole Bates June 11 55 Fairway Crossing, Shelbyville, KY 40065-8364

Rev. Karen M. and Mr. Billy J. Bird May 30

510 San Clemente Dr, Garland, TX 75043-5136

Rev. Gary M. and Mrs. Marjorie Bright . . . . .

. Apr. 10 3410 Mayapple Ln Apt 11, Jackson, MI 49201-7285

Rev. Larry W. and Mrs. Rita Brisker . . . . . . . . . . . . June 12 703 Mellwood Dr, New Lexington, OH 43764-9405

Rev. David L. and Mrs. Diana L. Cox June 12 1628 W Belknap Dr, Nampa, ID 83686-5811

Rev. Ronald E. and Mrs. Sharon Ellington June 12 604 Hermosa Dr, Roswell, NM 88201-6541

Rev. Edwin H. and Mrs. Dorothea Y. Felter . . . . . . June 18

2722 S Kirby Rd, Grain Valley, MO 64029-9459

Rev. James L. and Mrs. Nancy Franklin . . . . . .

4916 Pinedale Blvd, Lumberton, NC 28358-2170

. . June 12

Rev. Carl P. and Mrs. Charlotte Griffin June 26 340 E Spruce St, New Holland, PA 17557-1329

Rev. Ray N. and Mrs. Carolyn A. Grilliot . .

3841 Oxford Millville Rd, Oxford, OH 45056-9045

Rev. Enock and Mrs. Odette Gustave . .

68 Holland St, Newark, NJ 07103-2029

. June 12

Apr. 17

Dr. Larry D. and Mrs. Jolene R. Holmes June 12 2604 SW Ancaster Rd, Topeka, KS 66614-4793

Rev. Richard A. and Mrs. Jeanne D. Jorgensen June 12 1100 Burnett Dr Unit 500, Nampa, ID 83651-7595

Rev. Dan P. and Mrs. Evelyn Ketchen .

Apr. 17 8226 N Salmonberry Loop, Hayden, ID 83835-7276

Rev. Kermit L. and Mrs. Joyce M. Kidder . . . . . .

3728 Beneraid St, Land O Lakes, FL 34638-7920

Rev. Paul R. and Mrs. Linda Litten

May 1

June 6

9184 E County Road 300 N, Charlottesville, IN 46117-9700

Rev. Dorland G. and Mrs. Ruth Loomis

488 Lake Suzanne Dr, Lake Wales, FL 33859-5108

Rev. Jose L. and Mrs. Josie Martinez .

833 Irving St, Hereford, TX 79045-3624

Dr. Laurel L. and Mrs. Sharon Matson .

June 26

June 16

June 5 697 Sandburg Dr, Manteno, IL 60950-8418

Rev. Ronald D. and Mrs. Helen L. McElfresh June 14 10382 Highway W, Vandalia, MO 63382-5808

Rev. Robert L. and Mrs. Barbara McKenzie . . . . . . June 27 137 Rivergate Dr, Franklin, TN 37064-5544

Rev. Allen D. and Mrs. Sonja F. Midcap . .

. . . . . . May 21 38475 Leading Creek Rd, Middleport, OH 45760-9786

Rev. Thomas A. and Mrs. Beverly A. Mixon June 27 24879 W Vista Norte Ct, Buckeye, AZ 85326-3360

Rev. William H. and Mrs. La Donna Morrell May 15 200 W Juanita Ave, Gilbert, AZ 85233-2712

Rev. Douglas M. and Mrs. Janice Moyer . . .

. June 6 1264 Trimmer St, Logan, OH 43138-9716

Rev. Leonard K. and Mrs. Doris A. Myers . . . . . . . June 14 127 N State St, Westerville, OH 43081-1425

Rev. Monte G. and Mrs. Luella Nabors June 25 4801 NW 62nd St, Oklahoma City, OK 73122-7605

Rev. Jose I. and Rev. Vicky Palacios Belmonte May 24 10613 Ashmore Dr, Fort Worth, TX 76131-3928

Rev. Donald D. and Mrs. Linda Renschler .

2234 S Herron Dr, Nampa, ID 83686-5341

Rev. Philip L. and Mrs. Carol L. Richardson

2930 Hackworth St, Ashland, KY 41101-4027

June 18

June 11

Rev. Terry L. and Mrs. Margaret Rohlmeier June 18

9616 Sun Drop Ct, Oklahoma City, OK 73128-4808

Rev. Gerald K. and Mrs. Karon A. Schalau June 19

2575 N Hemlock Rd, Hemlock, MI 48626-9677

Rev. Carlos D. and Mrs. Edna Sol

3903 Philcrest Pl, Springdale, AR 72762-5982

Rev. James L. and Mrs. Sharon Smith

802 Salado Creek Ln, Georgetown, TX 78633-6008

June 13

June 29

Rev. John W. and Mrs. Darlene Smith June 19

300 E Sunrise Rim Rd, Nampa, ID 83686-9094

Rev. Harold J. and Mrs. Judith M. Stratton

1004 Timberline Ct, Windsor, CO 80550-5734

Rev. Cecil D. and Mrs. Ruthann Tabler

June 19

June 20

5401 W Business 83 Unit 1524, Harlingen, TX 78552-3953

Rev. Ronald E. and Mrs. Willa M. Walker

10509 S 198th East Ave, Broken Arrow, OK 74014-3538

May 14

Rev. Donald W. and Mrs. Joyce Wedgeworth June 3 4011 Millville 19 Rd, York, AL 36925-9743

55th Anniversaries

Rev. William C. and Rev. Barbara B. Allen May 31 2814 Hatteras Ct, Murfreesboro, TN 37129-3731

Rev. Robert D. and Mrs. Elois V. Bilyeu

2206 Walnut St, Texarkana, TX 75501-3933

Rev. Sam F. and Mrs. Anita C. Bradley

52 Moundview Ave, Portsmouth, OH 45662-8818

June 19

Apr. 16

Rev. Jerry E. and Mrs. Pamela Bush May 22 809 E Main St, Mannington, WV 26582-1214

Dr. D. Martin and Mrs. Ruth Butler June 27 18879 W 165th St, Olathe, KS 66062-7933

Rev. Christopher H. and Mrs. Connie J. Carver .

. June 27 1501 N 17th St, Monett, MO 65708-1345

Rev. Curtis W. and Mrs. Judith A. Coombs

May 28 803 Woodland Lake Dr, Atlanta, TX 75551-3227

Rev. Bryan S. and Mrs. Colleen M. Cuthill June 13 445 Burntwood St, Fallon, NV 89406-8267

Rev. Dennis P. and Mrs. Geraldine Day

June 5 1281 Bird St, Oroville, CA 95965-4716

Rev. Phillip T. and Mrs. Olivia N. Dorries

May 23 1126 N Bush Ave, Kankakee, IL 60901-7339

Rev. Jerry D. and Mrs. Cindy Farr Apr. 4 590 Brookeway, Florence, CO 81226-1283

Rev. Donald E. and Mrs. Susan C. Frey June 6 10318 Rene Dr, Clio, MI 48420-1982

Rev. Gerald C. and Mrs. Theresa Fuller

May 23 472 19th St SE, Winter Haven, FL 33884-1136

Rev. Gerald F. and Mrs. Jeanine A. Garcia

May 2 558 Golden Bell Ln, Divide, CO 80814-7906

Rev. Manuel and Mrs. Norma L. Guzman Soto June 20 9460 Turkey Oak Bnd, Orlando, FL 32817-2739

Rev. Frederick G. and Mrs. Linda J. Hall June 6 4090 Bresee Dr, Howell, MI 48855-8724

Rev. Alvin B. and Mrs. Sharon S. Hayes

May 16 16771 W 155th Ter, Olathe, KS 66062-6745

Rev. Thomas L. and Mrs. Wendy L. Heim .

61 Haskell Cir, Lakeville, MA 02347-1341

Rev. Ronald E. and Mrs. Sharon D. Johnson . . . . . . June 6

734 W Wildrye Ct, Nampa, ID 83686-4919

Rev. Henry A. and Mrs. Treva Joiner . . . . . . . . . . . . June 5 7447 Buttermilk Rd, Cottondale, AL 35453-4407

Rev. Clinton E. and Mrs. Eleanor C. Jones

503 W Lake Isis Ave, Avon Park, FL 33825-2311

June 6

Dr. Craig S. and Mrs. Elesha A. Keen Apr. 5 4731 Vista St, San Diego, CA 92116-2529

Rev. Stephen J. and Mrs. Bonnie M. Kmetz . . . . . . June 13 11181 W Thunderbird Blvd, Sun City, AZ 85351-2130

Rev. Charles E. and Dr. Anna-Marie Lockard . .

2106 N Kavaney Dr Apt 7, Bismarck, ND 58501-1692

. . .Apr. 25

June 19

Rev. Joseph M. and Mrs. Gloria Helms Apr. 25 PO Box 162, Van Buren, IN 46991-0162

Rev. Ernest A. and Mrs. Donna Hinson

1280 Black Oak Cir, Clarksville, TN 37042-1539

June 13

Rev. Juan and Mrs. Zoila Ordonez

June 27 675 NE 24th St, McMinnville, OR 97128-2103

Rev. Thomas H. and Mrs. Bridget Maitland . . . . . . . Apr. 18 965 Center Rd Apt I5, West Seneca, NY 14224-2387

Rev. Terry K. and Mrs. Beverly J. Martin . . . . . . . . June 13 2085 N Man O War Way, Meridian, ID 83646-4193

Rev. Terry and Mrs. Patricia D. Mills . .

June 27 193641 N 4180 Rd, Antlers, OK 74523-7032

Rev. Fred D. and Rev. Donna J. Otto June 14 3448 Willow Dr, Sierra Vista, AZ 85635-4287

Rev. Darrell M. and Mrs. Bette L. Pelston . . . . . . . .Apr. 25 PO Box 175, Columbia, KY 42728-0175

Rev. Larry S. and Mrs. Milverley Pruitt .

June 6 11501 Sundance Dr, Yukon, OK 73099-9198

Rev. Michael L. and Mrs. Katherine G. Robinson June 6 1414 N 8th Ave, Lanett, AL 36863-6720

Rev. Dennis M. and Mrs. Linda Scott June 20 8 Mill Brook Way, Hanover, MA 02339-1138

Rev. Michael D. and Mrs. Julie A. Shalley . . . . . . . . June 6 5411 Curry Ford Ln, Fort Wayne, IN 46804-8019

Rev. Mark A. and Mrs. Janie M. Simpson . . .

305 N Pike St, Grafton, WV 26354-1543

.Apr. 25

Rev. Rickey E. and Mrs. Sarah J. Skeen June 19 5108 122nd St SE, Everett, WA 98208-9203

Rev. Stephen L. and Mrs. Diana M. Smitley . . . . . . June 13 219 Vanlue Ln, Whitmire, SC 29178-2053

Rev. Angela M. and Mr. Brian Stephens . .

May 13 3825 Runner Stone Dr, Milton, FL 32571-6435

Rev. Alfred D. and Mrs. Louise K. Street . . . . . . . . . June 6 PO Box 10, Vancleve, KY 41385-0010

Rev. Barry W. and Mrs. Rebecca S. Swanson June 9 2024 W Winterwood Ct, Nampa, ID 83686-5291

Rev. Lloyd E. and Mrs. Rachel M. Teeter . . . . . . . . June 19 4701 N Agua Fria Dr, Prescott Valley, AZ 86314-5156

Rev. Dennis M. and Mrs. Esther Thomasson . . . . . . June 6 2516 Pinehurst Dr, Kansas, OK 74347-9337

Rev. Ronald L. and Mrs. Bonnie M. Thornton May 30 6705 Melrose Ln, Shawnee, KS 66203-3926

Rev. Phillip D. and Mrs. Sharolyn K. Torgrimson May 22 1603 E 26th Ave, Hutchinson, KS 67502-4712

Rev. Lester W. and Mrs. Karen G. Turner . . . . . . . . June 20 2114 Round Barn Rd, Anderson, IN 46017-9678

Rev. Clifford S. and Mrs. Rebecca A. Wheeler . . . . June 26 2613 Poplar Ridge Dr, Bethel, OH 45106-8552

Rev. Larry E. and Mrs. Martha L. White Apr. 11 5129 W Brown St, Glendale, AZ 85302-1611

Rev. Elmer M. and Mrs. Cheryl Wilson . . . . . . . . . June 20 712 Mallard Head Ln, Mooresville, NC 28117-9790

50th Anniversaries

Rev. Marie V. and Mr. Sergio Alvarado . . . . . . . . . June 13 1275 W 8th St Apt 106, Corona, CA 92882-7071

Rev. Steven R. and Rev. Deborah L. Baker June 21 1630 Williams Hwy PMB 113, Grants Pass, OR 97527-5660

Rev. Stephen F. and Mrs. Denise K. Bales

June 20 313 Park Ave, Mc Cook, NE 69001-2225

Dr. Joseph E. and Mrs. Laurie A. Bell

May 3 1859 W Park Ct, Olathe, KS 66061-4887

Rev. Timothy M. and Mrs. Deborah J. Beuthin June 21 1075 Lakewood South Dr, Brownsburg, IN 46112-1743

Rev. Gary L. and Mrs. Marilyn S. Bergman June 1 4003 N Glade Ave, Bethany, OK 73008-3247

Rev. Joseph E. and Mrs. Martha A. Bowers

May 30 1050 Bivins Rd, Lewisburg, TN 37091-5307

Rev. Paul K. and Mrs. Melba Bradford

May 8 1189 Newport Trl, Evans, GA 30809-5231

Rev. Stephen L. and Mrs. Priscilla Butler June 21 505 3rd Ave NW, Altoona, IA 50009-1481

Rev. Russell A. and Mrs. Tina M. Carson

May 10 7618 Eagle Dr, Midland, GA 31820-4324

Rev. Stephen P. and Mrs. Joyce E. Chunn

Apr. 4 8287 E State Highway 90, Pineville, MO 64856-9154

Rev. John E. and Mrs. Sandra L. Cunningham June 14 703 S Greenville West Dr # 7-431, Greenville, MI 48838-3515

Rev. Ron D. and Mrs. Judy A. DeWitt June 14 101 Honeysuckle Ln, Shelbyville, TN 37160-7384

Rev. F. William and Mrs. Linda Freed

May 30

614 S Business Ih 35 Ste C, New Braunfels, TX 78130-4748

Rev. Carl W. and Mrs. Sherry D. Fugett

603 Bob Lewis Ln, Muldrow, OK 74948-3020

June 28

Dr. W. Glen and Mrs. Kayla J. Gardner May 31 6409 68th St E, Bradenton, FL 34203-9776

Rev. Alfred G. and Rev. Virginia A. Glasper June 27 477 Scottsdale Cir, Lexington, KY 40511-1649

Rev. Joe V. and Mrs. Rebecca M. Gossman

. May 26 1713 Cain Ave, Clovis, NM 88101-5013

Rev. Dennis L. and Mrs. Marlene Haney

June 14 14810 E 15th Ave, Spokane Valley, WA 99037-8604

Rev. Mark A. and Mrs. Vanessa J. Harmon Apr. 5

107 S Westwood Blvd, Nampa, ID 83686-2642

Rev. Randall K. and Mrs. Jacquie L. Hartman

June 28 11215 Main St, Vicksburg, MI 49097-9339

Dr. James R. and Mrs. Kathryn A. Healy

Apr. 12 235 Sunset Dr, Reedsport, OR 97467-9738

Rev. Eugene A. and Mrs. Elizabeth A. Hill Apr. 26 415 Whitestown Rd, Butler, PA 16001-2937

Rev. Steve G. and Mrs. Eunice Hood June 21 124 Deerrun St, Fitzgerald, GA 31750-7341

Rev. Michael G. and Mrs. Karen D. Hunt

May 31 2056 Scotch Pine Dr, Middleton, ID 83644-6008

Rev. Gary W. and Mrs. Vicki G. Jakes

101 Brandywine Ln, Springfield, TN 37172-5049

June 6

Rev. Robert E. and Mrs. Dianne Johnson June 27

47 S Main St, Uxbridge, MA 01569-1835

Rev. Bruce P. and Mrs. Rebecca Maier Apr. 26

2929 SW 32nd St, Redmond, OR 97756-9446

Rev. Paul W. and Mrs. Sharon R. Martin

PO Box 262, Bentley, KS 67016-0262

Rev. Robert L. and Mrs. Darlene McBee

6397 Rock Creek Rd, Tullahoma, TN 37388-6066

Dr. Garey A. and Mrs. Brenda K. Miller

2922 Whitehouse Dr, Kokomo, IN 46902-3296

Rev. Jerry L. and Mrs. Cathrin M. Morris . . . .

560 Eagle View Dr NW, Salem, OR 97304-4253

June 14

June 15

Rev. Michael D. and Mrs. Sheila R. McClure May 31

6958 Little Uwharrie Rd, Thomasville, NC 27360-9551

Rev. Eustace and Mrs. Lorna McDonald

20419 104th Ave, Saint Albans, NY 11412-1401

Rev. James H. and Mrs. Barbara A. McGraw

8780 County Road 1435, Vinemont, AL 35179-7702

June 28

. June 24

June 7

June 15

Rev. Eric D. and Mrs. Melva J. Morrison . . . . . . . . June 20

5790 Friars Rd Unit D8, San Diego, CA 92110-1859

Dr. David W. and Mrs. Connie S. Nash June 7 15630 W 146th Ter, Olathe, KS 66062-4846

Dr. Roger L. and Mrs. Mary Lou M. Parrott May 31 4140 Dogwood Dr, Jackson, MS 39211-6520

Rev. Elwin D. and Mrs. Myrna G. Paulson . . . . . . . June 27 4313 Longhorn Trl, Temple, TX 76502-7225

Rev. Douglas O. and Mrs. Elaine Phillips . .

May 16 200 NE 394th St, Woodland, WA 98674-3612

Rev. Michael R. and Mrs. Rebecca J. Quimby May 31 806 S Taylor St, Papillion, NE 68046-3607

Dr. Bud and Mrs. Sarah Reedy .

June 7 125A Koffee Ln, Kutztown, PA 19530-9791

Rev. William L. and Mrs. Patricia A. Runyon .

. May 23 227 NW 601st Rd, Centerview, MO 64019-8125

Rev. Michael S. and Mrs. Karen Sampson June 21 PO Box 164, Wilderville, OR 97543-0164

Rev. Mark L. and Mrs. Daureen J. Sanford May 31 1595 5th St, Astoria, OR 97103-5312

Dr. Keith D. and Dr. Judith A. Schwanz . . .

June 28 22294 W 122nd St, Olathe, KS 66061-6653

Dr. B. Curtis and Mrs. Barbra A. Sellers .

108 Breakwater North, Hendersonville, TN 37075-5682

Apr. 18

Dr. George A. and Mrs. Lynda L. Small May 30 205 Duke St, Mount Vernon, OH 43050-2858

Dr. Robert D. and Mrs. Marsha Smith May 24 578 Westberry Ln, Bourbonnais, IL 60914-4581

Rev. Timothy R. and Mrs. Nancy J. Smith . . . . . . . May 31 2833 Haversack Cir, Murfreesboro, TN 37128-0657

Rev. Richard J. and Mrs. Judith Sochacki . . . . . . . . Apr. 5 1601 Millstone Dr, Maryville, TN 37803-2562

Rev. David and Mrs. Judy Solomon Apr. 19 457 Rockaway Pkwy, Brooklyn, NY 11212-3247

Rev. Mark D. and Mrs. Karen S. Spangler . . . . . . . June 21 4538 Pepper Ct, Indianapolis, IN 46237-3678

Rev. Mary B. and Mr. Duane R. Spaulding . . . . . . . May 31 6722 Northface Ln, Colorado Springs, CO 80919-1509

Rev. Robbie W. and Mrs. Janet L. Strong June 14 PO Box 35, Moreauville, LA 71355-0035

Rev. David W. and Mrs. Rebecca S. Sutton June 11 1280 W Butterfield Dr, Nixa, MO 65714-8231

Dr. Alexander and Mrs. Marcia J. Varughese . . . . May 17 62 Woodlake Trl, Mount Vernon, OH 43050-8915

Rev. Larry P. and Rev. Phyllis M. West .

2 Springfield Dr, Oklahoma City, OK 73149-1818

May 24

Rev. John D. and Mrs. Deborah L. Wilcox June 21 29461 Springside Dr, Menifee, CA 92584-7721

Rev. Rosalind V. and Mr. Ronald F. Williams June 14 64373 Johnston Rd, Pearl River, LA 70452-3529

Dr. David P. and Mrs. Joy Wilson .

May 3 23 Mallard Pt, Mount Vernon, OH 43050-8911

Rev. Wayne A. and Mrs. Gloria Yerxa .

9140 Kline Ln, Mount Vernon, OH 43050-9282

June 15

Rev. Sang Hee and Rev. Min Wha Yoon May 5 27 Park Warren Pl, San Jose, CA 95136-2507

Rev. David F. and Mrs. Delilah S. Young .

June 28 1991 Dean Rd, Bethel, OH 45106-8413

Nazarene Benefits USA

17001 Prairie Star Pkwy, Lenexa, KS 66220-7900

888.888.4656 | benefits@nazarene.org | nbusa.org

Nazarene Benefits USA strives to support ministers from their first assignment through retirement.

One way we support ministers is through Nazarene events. Our events are attended in person or virtually with a live representative.

We strive to educate participants on our benefit plans, financial markets, the importance of retirement planning, and a variety of other financial issues that may be impactful.

Participant registration is required, but all events are free of charge.

For more details, scan the QR code to be provided with a list of events.

Upcoming Events

Web Workshops This Quarter: March 2025

Understanding Roth Contributions NBUSA Match and 2024 in Review April 2025

Get Started and Save for the Future You – English Get Started and Save for the Future You – Spanish May 2025

Get a handle on your Current Student Loan Debt

Please reference nbusa.org/workshops for more information and to register!