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BACHELORS FROM $1699*
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Wmoving sale tips
BY CHUCK RESNICK
hen it comes to moving your household, sometimes you just can’t take it all. Before packing, take a look around. You can simplify your move by downsizing.
The best way to do this is by selling old or unused items at a garage sale. It will help you get organized before the big move, save you some money and also bring in some extra cash.
Make your sale wheelchair accessible and leave plenty of room for people to wander through.
sale sellers. But don’t try to sell potentially harmful products like old cleaning chemicals, or baby cribs or car seats that don’t meet new standards.
spruce up
Clean dirty items – you’ll be more likely to get your asking price. Polish old furniture or a splash of a new coat of paint.
collaborate
price
Price your items at 50 to 75 per cent off the original price. Buyers are looking for bargains, so expect to give an extra 10 to 20 per cent off the price you tag. Decide before if you will accept personal cheques. If not, post a sign saying so. Have coins in your cash box or money belt for change.
sell
To pull off a successful garage sale follow these tips:
collect
Gather as much of your old possessions as possible. Even things you dismiss as junk could be worth some money. Lawn mowers, baseball cards and salt and pepper shakers are some of the big garage
Exercise your options and combine your sale with a neighbour. This will not only add to what you’re offering but also help get the word out to more people – not to mention help cover any ad costs. Check out local church groups or community associations – they may be hosting a collective sale you can join.
advertize
Spread the word to make the most of your garage sale. Advertise in local newspapers and online, noting key items you have to sell. Post bold “Garage Sale” signs with your address on nearby street corners the night before your sale.
The fun part. Play music and place big furniture at the entranceway to usher in your buyers. Group items into specific categories – tools, toys, kitchen, etc. If possible, plug in any lamps or light fixtures.
Make your sale wheelchair accessible and leave plenty of room for people to wander through. It also never hurts to have coffee or lemonade and muffins available for 50 cents at a side table.
Garage sales can be an organizer’s best friend. With less clutter, there’s less to worry about moving, making for a more laid-back moving day.
Visit twomen.ca for a location near your home. ■
Chuck Resnick is vice-president, marketing and operations at Two Men and A Truck – Canada®
2575 Danforth Avenue Toronto
• Adjacent to Main Station – TTC Subway and GO Train Stop
• On-site city community centre and daycare
• Transitioning to 100% smoke-free living
• Laundry facilities
• 24/7 on-site staff and security
• Fully renovated Jr. 1, 1, 1 + den, 2, 2 + den and 3 bedroom suites
• Open-concept kitchen
• Stainless steel appliances including dishwasher and over-the range microwave
• Designer cabinetry, stone countertops, recessed lighting in kitchen
• Custom roller blinds
• Private balconies with most suites JR. 1, 1, 1+DEN, 2, 2+DEN AND 3 BEDROOM SUITES
AN OUTSTANDING LOCATION
• Just south of Lawrence on Dufferin
WONDERFULLY CONVENIENT
• Close to Allen Expwy., Hwy 401
• TTC at door
• Lawrence Subway, and minutes to Yorkdale Shopping Mall
• Walk to schools, churches and Columbus Centre
FULLY RENOVATED SUITE WITH:
• New kitchen and bathroom
EXCEPTIONAL FEATURES
• Immaculately maintained and cared-for
• Big/bright 1 & 2 bedroom suites
• Large balconies
GREAT AMENITIES
• Indoor swimming pool and sauna
• Manicured grounds with mature trees and shrubbery
Call For Rental Rates
budget for your
When considering the fun stuff, think about what’s important to you and what you can live without.
summer vacations
To make sure you don’t overspend, prepare a budget for the activities you would like.
For many, summer is an ideal time to take a vacation.
But before you start planning, make sure you have a plan to stay on budget.
To make sure you don’t overspend, prepare a budget for the activities you would like. This way you can set limits on your spending, identify ways to reduce costs, ensure you spend within your means, feel in control and, most importantly, reduce your stress.
The same principle applies to a vacation budget as to your regular spending. Make a list of your planned expenses and divide them into needs and wants. Consider required expenses such as accommodation, food and gas. Wants might include things like guided tours, boat rides and eating at the best restaurants. When considering the fun stuff, think about what’s important to you and what you can live without. Also, include a cushion for the unexpected. All this will allow you to better estimate how much money you’ll need so that you can plan ahead to put that amount aside.
The Financial Consumer Agency of Canada has a free, easy-to-use online budget planner that can help you prepare. Learn more at canada.ca/money. ■
— News Canada
• Safe, secure and wheel chair accessible building
• Fridge and stove
• Freshly painted suites
• On-site laundry
• Walking distance to subways, schools, clinics, banks, etc
• Grocery stores and TTC bus stop in front of the building
• One major intersection north of Bloor St.
• Underground parking
• Secure E-Bike room in the garage
• Secure building with access control
• Surveillance cameras on each floor
• 24 hr security
• Located in the heart of midtown Toronto
• It’s also just minutes from the Cosmopolitan Downtown Core of Toronto & Dufferin Mall
fraud prevention:
8 things your bank would never ask you
Financial scams and fraud come in many different forms. Sometimes they arrive in the form of a text message, email or phone call, and often are designed to look like they’re coming from your bank.
According to the Canadian AntiFraud Centre, a common type of financial fraud involves scammers posing as bank employees in order to trick their victims into disclosing their banking or personal information.
Countless Canadians have seen these fraudulent messages. Sometimes they’re as simple as a text or email that says the potential victim’s bank account has been frozen, with a link to a fake website where the user is encouraged to enter personal information to “unlock” their account. Other times these scams involve the fraudster phoning a potential victim and pretending to be a bank employee who needs their help as part of a fraud investigation.
Ultimately, the goal of many of these scams is to steal the victim’s personal or banking information to gain access to their accounts, or
to get the victim to wire money or purchase gift cards and send the funds to the fraudster.
strict rules around legitimate banking communications
While your bank does require you to disclose certain personal information to confirm your identity and provide you with services, there are strict rules governing what they can ask you to disclose, and how they’re allowed to do it.
One of the best ways to protect yourself is to learn what your bank would never do or ask you to do. Your bank would never:
1. Call you to ask for personal information.
2. Ask you to keep a secret or be dishonest.
3. Threaten to cancel your services or ask to remote into your device.
4. Try to rush you into doing something.
5. Ask you to help with an investigation.
6. Ask you to purchase gift cards or cryptocurrency.
7. Ask you to transfer money as part of an investigation.
8. Request access to your computer. how to help protect yourself from scams
Here are some other tips to help you stay safe from fraudsters:
• Get educated. Understand your responsibilities as an accountholder or cardholder. This information is provided by your bank. The Canadian Anti-Fraud Centre can also help you learn more about common fraud scams.
• Enable two-factor authentication. Investigate the security settings of your email provider, social media platforms and banking apps, and enable two-factor authentication wherever available. This offers a higher level of security for your online profiles.
• Stay informed. Take advantage of bank services that can help warn you of problems. For example, if you’re a TD customer, their fraud alerts service can send you text messages notifying you if suspicious activity is detected on your credit card or access card, as long as a current mobile phone number is on file. ■
Financial scams and fraud come in many different forms. Sometimes they arrive in the form of a text message, email or phone call, and often are designed to look like they’re coming from your bank.
Air conditioning
On-site security and management • Indoor garage • Indoor Commercial Parking Available to Non-Residents • Indoor Swimming Pool and Fitness Room shared with Holiday Inn • On-site laundry • Mini-Mart • Restaurant • Travel Agency • Close to College Subway Station
• Short walk to Ryerson University and Eaton Centre • Steps to the Maple Leaf Gardens Loblaws and much more
Mushrooms are more than just a tasty ingredient to add to your meals; they’re also an environmentally sustainable food source and nutritional powerhouse. Here are five reasons to add more to your plate.
more for less
Since mushrooms do not contain cholesterol, fat or gluten and are low in calories and carbohydrates with very low sodium content, you can eat and enjoy them as often as you’d like.
they’re rich in nutrients
Mushrooms are packed with essential vitamins and minerals. Some key nutrients include:
• B Vitamins: They’re rich in B vitamins like riboflavin, niacin and pantothenic acid which help in energy production and maintaining brain health.
• Antioxidants: They contain antioxidants such as selenium and glutathione which help combat oxidative stress and reduce the risk of chronic diseases.
• Potassium: Mushrooms are a good source of potassium, a nutrient that maintains fluid and electrolyte balance which helps control blood pressure.
a versatile ingredient
Mushrooms pair well with a variety of foods including eggs, pastas, stir-fries, stews and more. Coupled with their ability to replicate a meaty texture, they pair well with beef and other meats and can be used
Mushrooms are more than just a tasty ingredient to add to your meals; they’re also an environmentally sustainable food source and nutritional powerhouse.
as a vegetarian substitute. Whether you prefer white, crimini, portabella, shiitake, oyster or king oyster, mushrooms can be consumed raw or cooked in a myriad of ways.
water conscious
Compared to other foods that we eat, mushrooms take a lot less water to grow. Consider this; it takes approximately 6.8 litres (1.8 gallons) to grow 0.5 kg (1 lb) of mushrooms compared to other common vegetables which require an average of 17.6 litres (4.65 gallons) of water per pound.
grown in Canada
Mushrooms don’t need to travel far to get to your local grocery store or market. They’re grown year-round by Canadian producers from coast to coast. This ensures they’re always fresh while reducing the carbon footprint needed to get them from farm to table.
Learn more about the nutritional and environmental impact of mushrooms and find dozens of recipes at mushrooms.ca. ■ — News Canada
Any number of factors can affect your ability to meet expenses, from rising costs of living and interest rates or changes to your employment, to changes in your family or health. But remember, you always have options.
12–August 9, 2025
how to manage your money in changing times
Changes in the economy do more than create dramatic headlines – they have a real impact on your personal finances. Any number of factors can affect your ability to meet expenses, from rising costs of living and interest rates or changes to your employment, to changes in your family or health. But remember, you always have options. Here are some things you can do that make a difference:
create a budget
Making a budget will help you manage your money. It will let you identify your income and expenses, separate things you need from those you want and prepare you for unexpected situations. Don’t know where to start? Try the Financial Consumer Agency of Canada’s budget planner, a free and unbiased tool that helps you to create a personalized budget. It gives you tips and guidelines and helps
you figure out your next steps with suggestions.
make a plan to pay off your debt
Making a list of all your debts and the amounts you owe is the first step to lowering your debt. Then, set a reasonable, affordable payment timeframe for each debt. Paying off the highest-interest debts first helps reduce your monthly expenses, which you can put towards the others to help you be debt-free sooner.
avoid taking on more debt
During difficult times, having debt can add even more stress. Before borrowing more money, consider all your options. If borrowing is necessary, make sure you understand the costs before making your decision. Some credit products are more expensive than others because of their high inter-
est rates and fees. The best way to avoid taking on more debt is by talking to your bank about other options.
seek advice
If you’re struggling to keep up with your payments, talk to your creditors or bank to find solutions. They could decide to lower the interest rate on your debt, extend your payments over a longer period or reduce your minimum monthly payment. They could also offer to consolidate your debts into one loan.
If you feel like you’re under water and there’s no way for you to ever get on top of your debts, there are still options; for instance, a Licensed Insolvency Trustee can help you get back on track. Have questions? The Office of the Superintendent of Bankruptcy has resources and information you can trust.
Learn more at canada.ca/money. ■ – News Canada
400 LYLE STREET, LONDON, ONTARIO
These 1, 2 and 3 bedroom suites (many with den options) offer many of the luxuries of condo living, but at rental prices. Not only that, everyday conveniences, green spaces, funky coffee houses, London Transit, Budweiser Gardens and more, are practically outside your door.
BUILDING AMENITIES
• Security/Concierge
• 24-hour fitness centre
• Party room available
• Study lounge/library
• 24-hour ground floor laundry
• Secured underground parking
• Secured bike storage room
• Security cameras throughout
• On-site Super & Management Office
561 SHERBOURNE, TORONTO, ONTARIO
• Floor to Ceiling Windows
• Stainless Appliances
• Quartz Countertops
• Fitness Centre with Yoga Studio
• Concierge
• Theatre Room
• Games Room
• Party Room
Rental Office 561 Sherbourne St. hours Mon – Thurs 11am–7pm Fri, Sat & Sun 10am – 4pm
3 large rooms available. Fully furnished. Ideal for students, retired healthy seniors, or any active person. First and last required. Sorry, no laundry. Close to laundry mat, mall, Centennial College, TTC, etc. Call Arie 647-203-0824 (cell) or 647-341-7926.
The destination is set, the route planned out and playlist sorted – but before you pack up and leave on that summer road trip, don’t forget to ensure your vehicle is ready. After all, car trouble can stop your trip right in its tracks. Ensure smooth sailing on your next adventure by following these tips.
check your tires
Before heading out, check the condition and inflation pressure of all four tires. Adjusting inflation pressure to proper levels helps your car handle better and achieve better fuel mileage. Also, take a look at your spare tire to ensure it isn’t flat or damaged.
prep your windshield and wipers
Clean your windshield inside and out to ensure a clear view of the road.
Top up windshield washer fluid with a quality, summer-rated product and make sure your windshield wipers are in good condition.
change your oil
Changing your vehicle’s motor oil before a road trip ensures optimal engine performance, prevents overheating and increases fuel efficiency, making your journey smoother and more reliable. Look for a quality product, like Pennzoil Platinum Full Synthetic motor oil, to maximize your engine protection and help extend your engine’s life.
clean air filters
A blocked or clogged engine air filter will decrease performance, lead to poor fuel economy and possibly lead to more serious engine trouble. Check that it is clean or replace it with a fresh, new one for improved performance and reduced fuel con-
The destination is set, the route planned out and playlist sorted –but before you pack up and leave on that summer road trip, don’t forget to ensure your vehicle is ready.
sumption. Check the cabin air filter to keep your AC working in good order.
test your battery
Testing your car battery before your summer travels is an excellent way to maximize peace of mind. If the battery in your car doesn’t pass the test, it may be time for a replacement.
Tip: Motor oil manufacturers, like Pennzoil, often have promotions available for you to take advantage of. Always check the company’s website before you buy. ■
MONTREAL
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WHY RENT WITH US?
• We have an ideal home for every taste, style and budget.
• Communities close to schools, transit, retail, parks and everything in between.
• A caring, professional, onsite management team
• Resident convenience with our online resident portal