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Mandatory Training
2025 Marketing Compliance Training
Assignment: The self-paced training was assigned in Paycom on Wednesday October 1, 2025. It will be due in 60 days on Monday December 1, 2025.
Mandatory for: All Sales and Marketing roles.
Refinance Resource:
There is VA IRRRL training on INSITE
Go to INSITE
Select the Refinance Resources Page
Select Knowledge/Refi Training
Select Get them here
To understand more, check out The Knowledge Buzz on INSITE

ExistingFlyer customization
OpenhouseFlyers Requestsaredueby Wednesdayby5pm
SocialMediasupport individualpage management Brandedsocialmedia content
NewHireOnboarding
CRMDatabaseIntegration BusinessCards Review&order-24 hours;Production& shipping-3-5business days
DirectMailand/ordigital ADs
BrandNewDesignfor Flyer/SocialMedia
NewMarketingMaterials
Customflyercreations
Postcard,booklets, Presentationbranding Translationservices Eventplanning/SWAG/ signage CustomApparel PersonalBrandguides Videorequest
Turn-timesmayvarybasedonprojectscope.Reviewofrequestsmustbe providedwithin48hoursofreceipt,otherwisetheprojectwillbeclosedoutand markedcompleted.
Automatically send memorable closing and milestone gifts (directly from your Total Expert account) without lifting a finger.
Closing gifts
Realtor touches
In process gifts
Recruiting gifts
This seamless solution can help you stand out, boost referrals, and create lasting client relationships.
Reach out to marketing@mainstreethl.com to review the Recording
New content is added often to Total Expert and available for use with your branding, any time
Here are a few recent topics that have been added:
Fall/winter home maintenance checklist
VA Loan general product flyer
5 advantages to homeownership
Home Equity usage
Using your 401k for a down payment
Breaking down your credit score
Family Home Mortgage
Are You Ready to Respond to Refinances?

With the Encompass Assistant on NFMGPT, you can instantly generate detailed Refinance Reports. Don’t miss out on this essential tool start using the Refi Report on NFMGPT today to help your clients and grow your business!
From the Encompass Assistant, enter the proposed New Rate in the FHA, VA, Conv and Conv nonowner fields.
Enter a Threshold and hit Enter
e g : If you pick a 6 00% New Rate and a Threshold of 0 50, the report will show closed loans with rates over 6 50%
You can review the report on screen or download to Excel
Watch this short video for more
Questions? Visit the NFMGPT Knowledge Center for tips, tricks, and FAQs
Want personalized help? Email us at training@nfmlending.com for one-on-one training
The 2025 Circle of Excellence Qualifiers have done $20M in Volume or 70 Units
Darran Anthony
Neil Bourdelaise
Kyndle Quinones
Karen Dulmage
Jon Wald
Kaitlyn Linane
Meredith Bolton
Trent Riggs

Sal Savastano

rian Coleman
Dave Tra


David Licciardi
Ashley Donovan
Wendy Posada
Karen D. Jon W.
Carolyn Flitcroft











As daylight hours shorten, your body’s natural rhythms shift and that often means craving more rest. Instead of fighting it, lean into it. Aim for seven to eight hours of quality sleep each night and establish a calming evening routine: dim the lights, limit screen time, and enjoy a warm tea or book before bed.
Sleep is one of the most powerful tools for maintaining strong immunity, emotional balance, and productivity. This is the perfect time to reset your schedule before the hectic holiday season arrives.
Cold weather can make it tempting to skip workouts, but movement is essential for energy, circulation, and mental clarity. If outdoor activities aren’t appealing, find ways to stay active indoors. Yoga, stretching, bodyweight exercises, or even a short dance break can lift your mood and keep your body strong.
If you prefer being outdoors, embrace the season with brisk walks, hiking trails with fall foliage, or local charity 5Ks. Staying active during this time of year helps combat seasonal fatigue and keeps your immune system resilient
1/2 (17 3-oz ) pkg frozen puff pastry sheets, thawed
1 (8-oz ) Brie cheese round 1/4 cup sweet or hot pepper jelly
1 large egg, lightly beaten Crackers, for serving Apple slices, for serving

1.Preheat oven to 400°F. Line a baking sheet with parchment paper.


2.Prepare puff pastry: Roll out puff pastry on a lightly floured work surface to an 11-inch square (about 1/8-inch-thick), discarding any extra pastry.
3.Place pastry square on prepared baking sheet, and set wheel of Brie (rind still on) in middle of pastry. Spread jelly evenly over top of Brie.
4.Fold one edge of pastry over top of Brie, and brush folded section of pastry with egg. Working in a circle, continue folding pleats of dough over Brie, brushing with egg after each fold, and pressing gently to adhere, until all pastry is wrapped around Brie
5 Lightly score top of dough around edges of dough round at about 1-inch intervals, being careful not to cut all the way through dough
6 Bake in preheated oven until golden brown all over and pastry is cooked through, about 35 minutes Let cool 10 minutes Serve with crackers and apple slices
1/2 cup brandy
1/2 cup whole cranberries, plus more for serving
1/4 cup finely chopped apples, plus more, thinly sliced, for serving
2 Tbsp light brown sugar
2 to 3 cinnamon sticks, plus more for serving
1 750-mL) bottle red wine
Ice
2 (12-oz ) cans seltzer water or ginger ale
1. In a large pitcher or bowl, combine brandy, cranberries, apples, brown sugar, and cinnamon. Add wine, stir to combine, and refrigerate until ready to serve, at least 2 hours or preferably up to 12
2 To serve, fill a wine glass with ice Pour in sangria until glass is three-quarters full Top off with seltzer Garnish with cranberries, sliced apples, and a cinnamon stick



HavearecipeyouwouldliketosharewithMSHL?Emailtomarketing@mainstreethl.com!




