IN CASE YOU MISSED IT
Rate Drop Pledge ENDED 10/31
The program ended October 31, 2024
Loans with applications taken through Oct 31 are eligible
Marketing materials and loan certificates will no longer be available.
Spanish Speaking Loan Originators
NFM is currently looking to compile a list of Loan Originators that are fluent in Spanish
The goal is to better serve our Spanish-speaking clients by referring them to LOs who speak Spanish and are licensed in their state
If you speak Spanish and are interested in receiving referrals from Spanish-speaking clients, please email John Fitzpatrick
Reminder: Exciting Enhancements to ScoreNavigator
ScoreNavigator is CIC’s new credit score analysis tool. It replaced CreditXpert. Since the release, enhancements have been made to improve the experience such as:
Delete an authorized user on good accounts
Remove the word dispute on negative revolving accounts
Remove a late payment
Negative charge off will show if an account was included in bankruptcy
See best day to pull credit
See best estimated date to pull their credit
Total Expert IS LIVE!
Everything you need to know about the new CRM has been communicated by Marketing If you missed any of the trainings or would like additional resources, please visit the Total Expert Hub on Insite
JarredPolseno
Compliance Check!
The marketing department has recieved several marketing audits over the last month. Please refer to the latest Issue of Let’s Get Social! and ensure all of your social media accounts, as well as personal marketing that the Main Street Marketing department has not created, follows compliance guidelines to avoid getting fined If you have any questions, please email marketing@mainstreethl.com
MARKETING UPDATES LET’S GET
Share Your Holiday Cheer and Your Thanks With Your Business Partners! The holidays can be busy, so get ahead and put your Wrike Requests in early! Any marketing orders/customizations for December should be in production BEFORE Thanksgiving!
ENCOURAGING IDEA SHARING: SUBMIT A WRIKE REQUEST WITH YOUR WITH A DETAILED DESCRIPTION OF WHAT YOU NEED HELP WITH.
ECNELL
2024 CIRCLE OF EXCELLENCE
This year, you must close $20M or 70 units! Stay tuned to see who else will conquer this year’s Circle of Excellence!
Darran Anthony
Neil Bourdelaise
Karen Dulmage
Kyndle Quinones
Rita Hairston
Sal Savastano
Jon Wald
Dave Travers
Brian Coleman
David Licciardi
Nate Hartseil
Alicia Harkowa
Trent Riggs
Meredith Bolton
QUALIFIERS
Wendy Posada
Kaitlyn Linane
Carolyn Flitcroft
John Savastano
Patricia Vargas
uation but Kaitlyn's much easier. She was ssary details and always ding work ethic and I
Health&Wellness
ALZHEIMERS AWARENESS MONTH
Alzheimer's disease is a brain disorder that gets worse over time It's characterized by changes in the brain that lead to deposits of certain proteins Alzheimer's disease causes the brain to shrink and brain cells to eventually die. Alzheimer's disease is the most common cause of dementia a gradual decline in memory, thinking, behavior and social skills These changes affect a person's ability to function
THE STAGES OF ALZHEIMERS
Pre-dementia
The first symptoms are often mistaken for aging or stress Testing can reveal mild cognitive trouble for up to eight years before an actual diagnosis of Alzheimer’s Disease The biggest change is memory loss, which involves short-term memory loss and an inability to learn new information. Apathy can be observed at this stage and remains the most prevalent symptom throughout the course of the disease.
Early
The increasing impairment of learning and memory eventually leads to a definitive diagnosis In a small portion of individuals living with Alzheimer’s Disease, problems with language, executive functions, perception and movements are more prominent than memory problems Older memories of the person’s life, facts learned, and implicit memory (the body’s memory on how to do things, like using a fork to eat) are affected to a lesser degree than new facts or memories. This stage features a limited vocabulary and decreased word fluency. The person is capable of communicating basic ideas. Motor tasks such as writing, drawing, dressing or movement coordination may be present but are unnoticed As the disease progresses, people living with Alzheimer’s can continue to do things on their own, but they may need assistance with the most cognitively demanding activities
Moderate
In this stage, deterioration hinders independence with subjects unable to perform the most common activities of daily living Speech, reading, and writing skills are progressively lost. Motor skills decrease, so the risk of falling increases. Long-term memory, which previously was available, becomes impaired, and the person may fail to recognize close relatives Drastic behavioral changes are common, including wandering, irritability, crying, outbursts of aggression and resistance to caregiving Victims can also have trouble controlling their bladder These symptoms can create stress for caregivers The stress can be reduced by moving the individual from home care to a long-term care facility
Advanced
During the last stage, the person is completely dependent upon caregivers. Language is reduced to simple phrases and words, which leads to complete speech loss. Despite this, people can understand emotional signals.
47 47 Million people worldwide are living with Alzheimer’s and other dementias.
MAIN STREET KITCHEN & BAR
RECIPES THAT ARE SURE TO WIN THANKSGIVING
INGREDIENTS
1 head garlic
1 tsp olive oil
2 pounds red potatoes washed and cut into quarters kosher salt
6 tablespoons butter
3/4 cup half and half fresh ground pepper
INSTRUCTIONS
1
2.
3.
Roast the garlic – cut the top 1/4 inch off of the garlic head Wrap the garlic head in foil and drizzle olive oil over the garlic close the foil around the garlic and roast in oven at 375 degrees F for about an hour The garlic will be very soft and golden when done. When ready to use, you can easily squeeze the garlic cloves out of the skin.
Place potatoes in a large pot or dutch oven and cover with cold water. Add 1 tsp salt and bring to a boil.
Simmer for 15 minutes or until fork tender.
Drain and return potatoes to pot, along with the roasted garlic cloves.
4. Garnish with fresh herbs and more butter, serve.
Gently warm the half and half and butter until butter is melted (this can be done on the stovetop or microwave). Add to the pot with the potatoes and garlic, along with salt and pepper. Mash until milk and butter are incorporated and potatoes are a creamy consistency with
5.
MAPLEBACONBRUSSELSPROUTS
INGREDIENTS
1½ lb Brussels sprouts, trimmed and halved
1 tablespoon kosher salt, plus more to taste Bacon, diced
1 teaspoon ground mustard
2 oz bourbon, or 2 tablespoon apple cider vinegar
3 tablespoon maple syrup ground pepper, to taste
INSTRUCTIONS
1
Fill a large pot with enough water to fully submerge the brussel sprouts, and place over high heat. Bring the water to a boil and season with the kosher salt. Add the brussels sprouts to the boil water and give them a good stir. Boil 4-5 minutes, until the sprouts are tender but still bright green in color. Drain in a colander, run under cold water to stop the cooking process, then lay on a kitchen towel to dry
2
Place the bacon in a skillet and heat over medium heat Saute, stirring occasionally, until the fat renders and bacon is crisp Remove the bacon with a slotted spoon and place onto a paper-towel lined plate to drain
3
Increase the heat to medium high, then add the blanched Brussels sprouts to the rendered bacon fat Saute over high heat, stirring frequently, until the sprouts are crisp
5
Sprinkle the mustard powder over the sprouts, then stir constantly for 1 minute. Pour the bourbon (or cider vinegar) into the pan to deglaze; stir and scrape constantly until any browned bits have been scraped up and the bourbon is completely absorbed,
4. Add the bacon back to the pan, then pour in the maple syrup Give everything a good toss, then cook 1 minute more, until the syrup is slightly thickened Taste for seasoning and adjust with salt and pepper if needed Serve right away, and enjoy!
HavearecipeyouwouldliketosharewithMSHL?Emailtomarketing@mainstreethl.com!
