March 2025 Newsletter

M IN STREET In Case You Missed It Holidays & Events You’ll want to mark your calendar!

A Few Reasons To Celebrate Birthdays & Work Anniversaries

Marketing Updates Main Street’s Finest Circle of Excellence and current Great 8 Qualifiers

Health & Wellness Facts & Recipe Highlights

MSHL | ISSUE 3

Reminder: Platinum Doctor Program NFM announced a new Non-QM product with the following overview: At least one borrower must be a qualified medical professional Primary residence only Purchase transactions only Offered nationally except for AK, AL, MS, LA 7-, and 10-year ARMS Up to 95% LTV with no MI Loan amounts down to $400,000 and up to $2,000,000 Favorable treatment of student loans and some income situations Pricing Notes: Follow non-agency jumbo margins When you are ready to lock, please contact pricing@nfmlending.com Platinum Doctor Program Materials Available in Total Expert

ScoreNavigator Credit Score Tools Training: March 6th at 2pm ET Discover a groundbreaking score tool designed to enhance your experience with CIC’s ScoreNavigator.

This session will provide in-depth knowledge of the new solutions set to replace current offerings, ensuring you stay ahead in the dynamic world of credit score tools.

Suggested Audience: Sales; Register via Zoom: https://us06web.zoom.us/webinar/register/WN_MBbMOKXHRRmDRTI2fTTHkA#/registration

Join the NFM Marketing Team for two trainings in March!

March 5th – 1:00pm ET: Total Expert Marketing Training How to create/send emails How to create, download and post social media graphics Single Property Sites/open house materials Automation that is available Flyers Register via Zoom here: https://us06web.zoom.us/meeting/register/5qiSO5YRbe72bG6NZoK7Q#/registration March 12 – 1:00pm ET: Marketing Spotlight Training : Social Media Best Platforms to be on Content to Post How we can help.

Staying compliant with posting.

Register via Zoom here: https://us06web.zoom.us/meeting/register/bvzmq9bQ1iH2XtH2Twoiw#/registration For questions regarding this announcement, please contact marketing@nfmlending.com.

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1st day of Ramadan

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Alex Thomas

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Daylight Savings

Brian McDermott

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Ash Wednesday

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Theonie Mancia

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Alison Goles Sandeep Arora

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Ana Tolentino

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Holi

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Alicia Harkowa

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Kyndle Quinones

Mark Maldonado

Nadege Beaupin 30th: Eid al-Fitr

Colleen McQuillen

*Please note- store credits issued for birthdays expire each year so be sure to take advantage of them yearly!

Joy Lexpong Neil Cannon Tonya Schwarz

MARKETING UPDATES NEW MERCH

Main Street Home Loans

MENS

Augusta

WOMENS

To order from the MSHL x Augusta collection, please complete the google form. This is a one-time special order. You are responsible for the apparel, embroidery, and shipping costs. Please be ready to send payment through Venmo or Zelle to Joy Lexpong. https://docs.google.com/forms/d/e/1FAIpQLScPwfA4Ik0iQGhPcVOtn6gp VGbGlDfZHK8zPa8boVliT3lpmQ/viewform

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2025 CIRCLE OF EXCELLENCE Will you be a part of this years’ Circle of Excellence?

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TESTIMONIAL HIGHLIGHT Dave Travers, Rhode Island “My second time working with David was just as fantastic as the first! There were some potential speed bumps with my sale/purchase but Dave and team were very knowledgeable and helpful in guiding us to the best possible outcome. I always felt like a priority, communication and professionalism were, as always, exceptional.

Cannot recommend them enough!”

-Telmo D., Purchaser

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NATIONAL NUTRITION MONTH National Nutrition Month® is a nutrition education and information campaign sponsored annually by the Academy of Nutrition and Dietetics. The campaign is designed to focus attention on the importance of making informed food choices and developing sound eating and physical activity habits. National Nutrition Month also promotes the Academy and its members to the public and the media as the most valuable and credible source of timely, scientifically based food and nutrition information.

This year, the National Nutrition Month® theme is “Beyond the Table.” The theme encourages us to focus on how good nutrition can not only help ourselves and our families’ health, but also the environment by reducing food waste. By partnering with a VA Dietitian, you can learn sustainable eating habits while selecting nutritious foods to help meet your individual goals.

HERE ARE SOME TIPS TO HELP YOU PLAN “BEYOND THE TABLE” AND TO HELP REDUCE FOOD WASTE: 1) Grow some of your own food: Start small. Try planting a few herbs or some leafy greens. Foods that don’t fruit are easier to grow.

If space is tight, try container gardening in a sunny window, patio or balcony.

2) Eat some seasonal produce when able: In season, locally grown foods are often less expensive and may have more flavor.

Try your local farmer’s market Frozen and canned produce is also a great option, and is often canned or frozen promptly after harvest, keeping it fresh tasting. Choose no-salt added, low-sodium and un-sauced options.

3) Meal plan to help save money and reduce food waste: Plan meals for the week by selecting recipes based on ingredients you already have in the refrigerator, freezer, and pantry to help save time and money Make a grocery list based off when you plan to make for the week and buy only what you plan to use.

4) Add more plant-based foods: Many plant proteins such as beans and lentils are less costly than many animal proteins.

MAIN STREET KITCHEN & BAR IRISH POTATO BITES

A GREAT ADDITION TO ANY PARTY! INGREDIENTS 20 small Red potatoes, small (golf ball size) 1/2 cup Corned beef 1/4 cup Cheddar cheese, shredded 1 tablespoon Butter, melted 1/8 teaspoon Salt

INSTRUCTIONS 1. Fill a large pot with water and bring it to a boil.

2. Add potatoes and boil until they are fork tender.

3. Preheat oven to 400°F 4. Once potatoes are cooked and have cooled cut each one in half and cut a small slice off of the rounded end so the potato can sit up.

5. Scoop out the inside of each potato half saving the potato insides in a bowl.

6. Add cheese, corned beef, butter to the bowl with the saved potato insides.

7. Salt mixture to taste. Also sprinkle some salt over the potato halves.

8. Scoop mixture into potato halves and then place them on a baking sheet.

9. Place baking sheet in oven for 10 minutes.

10. Remove from oven and serve.

ST. PATTY’S DAY GREEN SMOOTHIE INGREDIENTS

1 1/2 very ripe bananas, peeled, diced and frozen 6 oz fresh strawberries, hulled (about 9 medium) 2 mandarin oranges, peeled and halved 3 cups packed baby spinach* 1 cup cold water 1 cup ice

INSTRUCTIONS 1. Add bananas, strawberries, oranges, spinach, water and half of the ice to a blender.

2. Blend until combined then add remaining ice and blend until smoothie is well pureed. Serve immediately.

Have a recipe you would like to share with MSHL? Email to marketing@mainstreethl.com!

CULTURE CORNER INTERNATIONAL WOMEN’S DAY On 8 March 2025, we celebrate International Women’s Day under the theme, “For ALL women and girls: Rights. Equality. Empowerment.”

This year’s theme calls for action that can unlock equal rights, power and opportunities for all and a feminist future where no one is left behind. Central to this vision is empowering the next generation—youth, particularly young women and adolescent girls—as catalysts for lasting change.

2025 is a pivotal moment as it marks the 30th anniversary of the Beijing Declaration and Platform for Action. This document is the most progressive and widely endorsed blueprint for women’s and girls’ rights worldwide that transformed the women’s rights agenda in terms of legal protection, access to services, youth engagement, and change in social norms, stereotypes and ideas stuck in the past. www.un.org

Trivia: How many books did dr. seuss write?

a) 45 b) 64 c) 51 d) 65 Win a prize by being the first to respond with your answer to marketing@mainstreethl.com!