IN CASE YOU MISSED IT
Sales Rally 2025 - Save the Date!
Tuesday, November 18, 2025 - Wednesday, November 19, 2025
Trainings!
Training Alert!
Get going on your annual Anti-Money Laundering & Fraud Training!
It's self-paced, fun, and a must-do by December 24, 2024.
Why? Stay savvy and compliant with the latest rules!
How? Log into Paycom, hit Learning, and you're off!
Time Needed: 25 mins for AML, 20 mins for Fraud. Easy peasy!
Already Trained? Yep, you still need this one!
Not in Loans? Doesn't matter, it's for everyone!
Loan Limit Increase – Fannie Mae and Freddie Mac
FHFA Announces Conforming Loan Limits for 2025
$806,500
NFM will accept new locks using new loan limits for loans closing on or after Monday, December 16th.
DECEMBER
MelissaCaci
MARKETING UPDATES
Total Expert
Don’t forget there is a resourceful Total Expert Hub on Insite, full of materials, trainings, and aids Use these materials to grow your knowledge of the system
Just Launched is a NEW weekly partner newsletter that will help you connect with your agents in a fresh, impactful way! “Weekly Market Insights”, which replaced Markets in a Minute, is a weekly newsletter that offers new content with market news, valuable tips, and trending topics to strengthen relationships and grow your business.
Key Features:
Fresh Content Weekly: Each edition delivers timely insights tailored to your agents’ needs.
Automatic Distribution: Sent directly to your database of real estate agents previously subscribed to Markets in a Minute, complete with your branded signature.
Launch Date: Email are sent on Fridays at 2pm EST
Sales Rally 2024
Please email us photos you took at the sales rally!! Email them to marketing@mainstreethl.com OR smeyer@mainstreethl.com
ENCOURAGING IDEA SHARING: SUBMIT A WRIKE REQUEST WITH YOUR WITH A DETAILED DESCRIPTION OF WHAT YOU NEED HELP WITH.
2024 CIRCLE OF EXCELLENCE
This year, you must close $20M or 70 units! Stay tuned to see who else will conquer this year’s Circle of Excellence!
Darran Anthony
Neil Bourdelaise
Karen Dulmage
Kyndle Quinones
Jon Wald
Rita Hairston
Sal Savastano
Dave Travers
Alicia Harkowa
Brian Coleman
Mike Plummer
David Licciardi
Nate Hartseil
Trent Riggs
Meredith Bolton
Wendy Posada
Brian McDermott
Kaitlyn Linane
Carolyn Flitcroft
John Savastano
Patricia Vargas
Dave Campagnone
Paul Nagel
MichelleProia,RhodeIsland
“Michellewaswonderfultoworkwith!Shetookthetimetoanswerallofourquestionsand explainedthecomplicatednuancesofreceivingaloaninasimple/understandabletermsAsa firsttimehomebuyer,theprocessisextremelystressfulsohavinganintelligentloanofficerthat youcantrustmadeahugedifferencetobothmywifeandmyself Sheclearlycaresabouther clientsandhasapassionforforwhatshedoes.Iamverysatisfiedwithherserviceandwill recommendhertomyfriends!”
-Gregory P , Purchaser
ELITE
QUALIFIERS
Health&Wellness
10 WAYS TO STAY SAFE AS YOU DECK THE HALLS THIS HOLIDAY SEASON
Decorations like trees, lights and candles increase the risk of home fires during the holidays— with Christmas, New Year’s Eve and New Year’s Day being the top three days for home candle fires, according to the National Fire Protection Association. To avoid home fires and accidents, follow these guidelines to ensure everyone stays safe this holiday season!
Check all holiday light cords to make sure they aren’t frayed or broken Don’t string too many strands of lights together no more than three per extension cord
If are buying an artificial tree, look for the fire-resistant label When putting it up, keep it away from fireplaces, radiators and other sources of heat
If getting a live tree, make sure it’s fresh and water it to keep it fresh Bend the needles up and down to make sure no needles fall off.
If using older decorations, check their labels. Some older tinsel is lead-based. If using angel hair, wear gloves to avoid irritation. Avoid breathing in artificial snow.
When decorating outside, make sure decorations are for outdoor use and fasten lights securely to your home or trees. If using hooks or nails outside, make sure they are insulated to avoid an electrocution or fire hazard.
If using a ladder, be extra careful. Make sure to have good, stable placement and wear shoes that allow for good traction.
Don’t
MAIN STREET KITCHEN & BAR
INGREDIENTS
1 1/4 cups all-purpose flour
6 tbsps cocoa powder
1/2 tsp baking powder
1/2 tsp baking soda
1/2 tsp salt
3/4 cup unsalted butter, softened
3/4 cup light brown sugar, packed
1/4 cup granulated white sugar
2 egg yolks, at room temperature
1 tsp peppermint extract
1 tsp vanilla extract
1/2 cup Andes Peppermint Chips
1/4 cup semi-sweet chocolate chips
2 tbsp crushed candy canes for topping, optional
INSTRUCTIONS
Preheat oven to 350 degrees and line two baking sheets with parchment paper
Add softened, unsalted butter, light brown sugar, and granulated sugar to a large bowl Cream the butter and sugars with an electric mixer for two minutes, or until light and fluffy
To the creamed butter and sugars add the egg yolks, peppermint extract and vanilla Mix on medium speed for two minutes, or until the mixture is pale in color and fluffy
Add in the flour, cocoa powder, baking powder, baking soda and salt and mix until combined
Add in the peppermint chips and chocolate chips and mix just until incorporated
Scoop the dough into 18 balls and arrange them two inches apart on the prepared baking sheets
Bake the cookies for 10-12 minutes. (10 for chewier centers, 12 for crispier edges.)
After baking, let the cookies cool on the baking sheets for two minutes, then transfer them to a cooling rack to cool for 10 minutes. Sprinkle crushed candy canes over the cookies if you wish and then serve!
