Q & A PROPERTY
Mohammed Nazir Partner , Head of Property & Immigration Wosskow Brown Solicitors LLP Email: nazir@wosskowbrown.co.uk
1. At what stage should I insure the property er and he is giving me the deposit. How do property and that a solicitor checks the legal work are being carried out within the practice. pack before you make a bid for the property. we go about this? which I am purchasing? 7. What is Japenese Knot Weed? You should put buildings and contents insur- This is called a gifted deposit, meaning that the 5. What is a buy to let property? Japanese Knotweed is an invasive plant origiance in place just before the exchange of Con- seller is gifting you an incentive in that a pertracts as the legal title property passes to you centage of the purchase price will be consid- This is when you purchase a property for in- nating in Asia. The plant is known for getting at this point. Your solicitors will advise you ered as your deposit. For example if the prop- vestment purposes and put tenants in their for into the cracks of houses and the foundaerty is priced at £100,000.00 and you purchase a rental income. You must take independent tions and causing major structural problems. once they are ready to exchange. for £95,000.00 with the remaining £5,000.00 advice from your financial advisor on these The presence of Japanese Knotweed can be transactions and ensure that the property is determined by having a survey of the propbeing the gifted deposit. 2. Please confirm what the NHBC is? Always ensure that your financial advisor noti- insured according to the terms of your mort- erty carried out. Lenders do not normally lend on properties where Japanese Knotweed is gage conditions. This is a guarantee for the building works that fies the lender of the gifted deposit. present. were carried out when the property was first erected. There are also similar policies avail- 4. I want to purchase a property at auction, 6. What is the Conveyancing Quality Scheme? able. If you are purchasing a property which what do I need to do? The Conveyancing Quality Scheme is a scheme Disclaimer: Please note, these answers are has been built in the last 10 years then your solicitor should obtain the relevant certificates. If you would like to purchase a property at auc- run by the Law Society for Solicitors offering for general information only and they do not tion, we would advise you to make sure that Conveyancing services. It is a quality mark amount as specialist advice. If you want to 3. I am purchasing a property from my broth- you have a full structural survey done on the showing that high standards of Conveyancing seek advice, please contact your solicitor.
COMMUNITY CELEBRATIONS AT PMC
MUKHTAR TUFAIL
A Community Centre in Sheffield has over the weekend made history by hosting an event which was attended by over 620 EU Migrants. The Community Open Day, hosted by the Pakistan Muslim Centre, ( PMC ) Sheffield was a direct result of ‘The Community Cohesion, Building Initiative’. This was an initiative which witnessed the centre voluntarily opening its building up to Darnall and its immediate vicinity. This involved putting on recreational activities for children, adults and families alike. Indeed a bulk of the live performers at the community open day had been trained under the auspices of the PMC. The event consisted of live performances from members of the Roma Slovakian, Bulgarian, Czech, Hungarian and Polish Communities. With Speeches from the Lord Mayor of Sheffield Vickie Priestley, Clive Betts (MP) , Police and Crime Commissioner , Shaun Wright amongst other dignitaries. Attendees were given opportunities to benefit from information which was readily available courtesy of the various information stalls. Some of the more notable stalls providers
included DACT, SASS, Sheffield University Life Long Learning, South Yorkshire Police and Fire service, Amey , Viola, Royal Bank of Scotland. etc , etc. Bouncy castle, face painting and availability of various Eastern European Cuisines provided the gathering a fun fare and carnival like environment. The Pakistan Muslim Centre has been engaging with the local EU migrant Community, particularly the local Roma Slovakian Community ever since tension flared in firvale. The Chairman Mohammed Ali said “ I observed a television programme portraying a negative image about the Eastern European Community residing the Eastwood area. This left a bitter taste in the mount of the locality. With pockets of negative private meetings taking place citywide we were clearly entering dangerous waters. Somebody had to do something, to intervene and rescue Darnall and other areas from falling victims of failing community relations.’’ Congratulating the Pakistan Muslim Centre, Lord Mayor Vickie Priestley commented on how something constructive had been achieved and this messaged of hope was echoed by
the honourable MP Clive Betts and Police and Crime Commissioner Shaun Wright. Commenting on the success of the event the project manager Mukhtar Tufail stated “community relations had never been so fragile, misconception, fuelled by recession, high unemployment, coupled with fear of crime have all contributed towards erection of a wall of misconception that is mounting against EU Migrants, this event which was attended by migrants from all over Yorkshire will go a long way towards building bridges, enhancing and bolstering community cohesion. “ The initiative has particularly proven beneficial for Sheffield in terms of creating a safer and stronger communities and opening the PMC to the community has provided the said communities an opportunity to showcase their skills talents and passions. This event will work a long way towards dismantling the misconception engulfing the Eastern European Migration argument. The Centre is now looking towards likeminded partners to work towards providing some form of continuity.
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