Table of
Contents
Monthly Newsletter
By Keenan Naidoo Graphic Designer
Have you ever noticed that when conversing about South Africa’s economy the most commonly discussed topics are: GDP growth, inflation percentages, interest rates and the rand’s performance to the dollar. However, beneath these numbers lies a reality that South Africans encounter on a daily basis; when they visit the grocery store, fill up on petrol or pay off their bonds.
In all honesty, South Africa’s has shown noticeable resiliency but is still under immense pressure. Inflation has increased the of cost living, making food, water and electricity almost unaffordable to the average household. This is compounded by rising interest rates, which are designed to control inflation but directly impact homeowners and potential buyers by raising monthly repayment costs.
Despite these challenges, opportunities still lurk on the surface. The property market, though affected by interest rate hikes, is still seen as a safe and tangible investment. Investors who adopt a strategic approach, buying properties in high-demand areas, focusing on rental income, and considering future developments can benefit in the long run.
As we continue navigating the ups and downs of the economy, it’s also important to pause and celebrate moments of joy, community, and tradition. This month, we join our Hindu friends and families in celebrating Diwali (or Deepavali) the festival of lights. Rooted in the triumph of good over evil, light over darkness, and knowledge over ignorance, Diwali reminds us that even in challenging times, there is always hope and brightness ahead. Homes will glow with lamps, laughter will echo across neighborhoods, and families will gather to share sweet treats and festive cheer.
From all of us, we wish everyone celebrating a warm and joyous Diwali, may your homes and hearts be filled with light, prosperity, and new beginnings!
The Cost Of Living Vs. Property Investment
South Africans are no strangers to economic turbulence. With petrol prices climbing, food costs rising, and inflation pressing on every household, many are questioning: is real estate still worth it? The truth is, property investment continues to remain one of the most reliable ways to build long-term wealth, even in uncertain times. Here’s why:
Inflation-Proofing Your Money
Inflation eats away at the value of your cash savings. A R100 note in your pocket today will buy you less next year. Property, on the other hand, tends to appreciate in value over time, helping you keep ahead of inflation.
Rental Demand is Rising
As many South Africans are priced out of buying, rental demand grows stronger. This presents an opportunity for investors because rental properties can provide consistent income in tough times.
Leverage is Key
Home loans allow buyers to purchase property with borrowed money. Even with higher interest rates, your property can appreciate in value while tenants help pay off your bond.
Safe Haven in Uncertain Times
While the stock market and currency values swing unpredictably,
Testimonial
The property is due to register tomorrow, and I feel it is only fitting to commend them for the manner in which they have conducted themselves, always professional, consistently willing to engage, and remarkably calm even during challenging conversations.
ANONYMOUS
This experienced team of real estate agents are here to make your dreams a
and
Whether
every
or
4
R2,450,000
3
4
Celebrating Light, Prosperity and New Beginnings
As October draws to a close, we take a moment to celebrate one of the most radiant festivals in the world Diwali (Deepavali). To all our Hindu readers, clients, and colleagues, Ingwe Property Group wishes you a joyous Diwali filled with light, prosperity, and new beginnings.
But what exactly is Diwali all about?
Known as the “Festival of Lights,” Diwali is celebrated by millions of Hindus worldwide and symbolizes the triumph of light over darkness, good over evil, and knowledge over ignorance.
The origins of Diwali are rooted in rich cultural traditions. In many parts of India, the festival commemorates the return of Lord Rama to Ayodhya after a 14-year exile and his victory over the demon king Ravana. Families lit rows of clay lamps, or diyas, to guide Rama home, a practice that continues today as homes, temples, and streets glow with lanterns and fireworks.
Diwali is also a time of renewal and prosperity. Families clean and decorate their homes, exchange sweets, and often make significant purchases. Sometimes even new homes or investments as the festival is considered highly auspicious for fresh beginnings.
For us in real estate, the symbolism resonates deeply: just as Diwali celebrates the light of hope, a home represents stability, safety, and growth.
So, whether you’re lighting a lamp, sharing sweets with family, or simply taking a moment to reflect, may your Diwali shine with peace, joy, and new opportunities.
Fact Vs. Fiction
WWhat’s Really Happening in South Africa’s Property Market?
The property market is full of noise: “It’s a buyer’s market.” “No one can afford houses.” “Renting is better than buying.” Which of these are true, and which are just myths? Let’s separate fact from fiction.
Fiction: No one is buying property right now?
Fact: While sales volumes have slowed, committed buyers are still active, especially in areas with strong infrastructure and growth potential (like Waterfall, Umhlanga, and the Cape Town Atlantic Seaboard).
Fiction: Property prices are crashing?
Fact: Prices in some sectors are flat, but prime areas are holding steady. Coastal properties, lifestyle estates, and well-located family homes continue to show resilience.
Fiction: Renting is always cheaper than buying?
Fact: Renting may be cheaper month-to-month, but in the long run, buying builds equity and shields you from rising rental costs.
Fiction: You should wait for the economy to recover before investing?
Fact: Market dips are often the best time to buy. When competition is lower, buyers have room to negotiate better deals.
Word Of The Day
Why don’t real estate agents trust stairs? Because they’re always up to something.
Spotlight in La Lucia
LLa Lucia strikes a rare balance: coastal beauty, tranquil living, and high-end amenities; all while keeping you connected. For anyone looking to buy or sell, this suburb offers both strong lifestyle appeal and solid investment fundamentals. Whether you’re considering moving here, listing your home, or buying through Ingwe, here’s what makes La Lucia shine.
Known as one of KwaZulu-Natal’s most prestigious addresses, La Lucia consistently delivers strong property value. Homes here are in demand — from spacious family houses to luxury estates with sweeping sea views. Despite South Africa’s shifting economy, the suburb’s market remains resilient, with buyers drawn to its lifestyle and sellers benefitting from steady returns.
For homeowners looking to list, La Lucia offers a premium market where lifestyle features such as views, security, and proximity to amenities attract serious buyers. For those
looking to purchase, investing in La Lucia means joining a community that balances prestige with practicality, while securing long-term value in one of Durban’s most sought-after suburbs.
At Ingwe, we understand what makes La Lucia unique. Whether you are buying your dream home or selling a prized asset, our local expertise, bold marketing, and trusted network ensure your property journey is seamless and rewarding.
La Lucia is more than an address, it’s a way of life. Let Ingwe help you make the most of it.
You Think You Know La Lucia?
• The name La Lucia comes from a sugar estate in the 1800s, originally owned by Sir Marshall Campbell, who named it after his daughter, Lucia.
• La Lucia Mall is one of Durban North’s oldest malls, yet it remains a popular, upscale shopping destination with a strong community feel.
• The suburb sits right next to the Hawaan Forest, one of the last remaining indigenous coastal forests in KwaZulu-Natal; a protected reserve rich in birdlife and history.
R4,699,000
5 4
167 4113 sugan@ingwe.co.za
This opulent 5-bedroom residence in the center of La Lucia showcases stunning sea views from all rooms, merging sophistication, spaciousness, and comfort.
R2,699,000
3 2.5 2
Bradley Pandaram
072 723 4794
bradley@ingwe.co.za
Located directly opposite the lush Sunningdale Park and tennis courts, this beautifully maintained 3-bedroom, 2.5-bathroom duplex offers unbeatable value in one of the area’s most desirable, secure complexes — home to just 12 units.
Opportunity In The Struggle
WWhen the economy looks bleak, the last thing most people think about is buying property. Yet history has shown us that some of the best investments are made during hard times. Here’s why:
Less Competition = More Negotiating Power
When fewer people are buying, sellers are often more open to negotiating on price, transfer costs, or even added extras.
Better Long-Term Value
Property values naturally rise over the long term. Buying during an economic dip allows investors to “get in low” and ride the recovery.
Higher Rental Yields
As affordability worsens, more people turn to renting. Investors who buy now may enjoy higher yields in the coming years.
Government Incentives
There are often policy pushes during tough times such as first-time buyer programs, reduced transfer duty brackets, or affordable housing schemes that make entering the market easier.
While fear makes most people step back, investors who act strategically in tough times often reap the greatest rewards later.
I told my estate agent I wanted a house with no stairs. He said, “That’s a flat.”
Your dream home awaits in our exclusive Just Listed feature! Dive into the freshest real estate market insights with stunning homes just hitting the market. From cozy starter homes to luxurious estates, we showcase a diverse range of properties to suit every taste and budget.
Kaylee Rumney
078 894 8568
kaylee@ingwe.co.za
Taine Tarpey
084 509 5805
taine@ingwe.co.za
R1,999,000
siva@ingwe.co.za
079 451 9733 bonga@ingwe.co.za Siva Naidoo 082 851 1210
Welcome to the Ingwe Family
TThe Ingwe Family continues to grow, and this month we’re excited to welcome a few new faces. Each of them embodies the same bold, dynamic spirit that defines our team. With that, we’re proud to introduce:
When ‘I’ is replaced by ‘We,’ even illness becomes wellness.
BABITHA ROOPNARIAN
Umhlanga Branch Manger/ Sales Manager
Babitha embodies a bold and confident spirit, driven to make a difference in everything she takes on. With a background in branding, journalism, and real estate, she brings valuable experience that makes her a key asset in supporting the growth of our agents.
DEIDRE DE WAAL
Johannesburg Branch Manager
Deidre is the true embodiment of confidence. Entrusted with leading our Umhlanga Branch, she has already proven her capabilities beyond expectation. With the support of the Ingwe admin team, she has successfully recruited seven new agents, setting a powerful foundation for the branch’s growth.
DEVAN PARTHASARADY
Accounts/ Finance Manager
Devan is a strong-minded individual who enjoys meaningful conversations with the team. He has a knack for bringing up nostalgic experiences and discussing budgets. Whenever the team needs something, Devan is the go-to person.
KESH RAMSAMY
Candidate Property Practitioner
Kesh has recently completed Ingwe’s 10-Day Training Program and is ready to make his mark in the real estate industry. With a few listings already under his belt, he is eager to prove himself in new territory and turn it into his own success story.
TRISTAN PARTHAB
Candidate Property Practitioner
A proud graduate of Ingwe’s 10-Day Training Program, he demonstrates exceptional potential paired with unwavering determination and drive, qualities that even seasoned agents aspire to. He has already proven himself as a true “One to Watch.”
Established in October 2000, Ingwe Property Group has enjoyed many years of great success in the real estate industry. The strength of our estate agency lies in the lifelong relationships we have built with property buyers and sellers. Often based on trust, integrity, and uncompromising standards.