HomeSpin Spring 2024

Look Inside Local Artist Robin Smith Greene

APRIL 2024

Hanna’s Garden Shop Aging in Place

Michelle Lagle Hicks

intentionally created this magazine to T A B L E O F I educate, inform, market, and support local businesses and talent in the C O N T E N T S Birmingham area. ENJOY!!. - mlh

Local & Seasonal Spotlight 03 About Me 04 Hanna’s Garden Shop 14 Robin Smith Greene - local artist 11 Four Corners Frame Shoppe 16 Oak Mountain Outdoors 34 H & H Outdoors

Homeownership 06 the lender’s corner 12 style trends 2024 28 first-time homebuyers 29 buyer & seller guides The trending spring real estate market?

08 new listings on the market & and SOLDS Aging in place - things to know

21 factors to age in place 24 transition from home to assisted living

I grew up in Birmingham, also known as the Magic City. Being very familiar with this city, and the surrounding areas of central Alabama, there aren’t many neighborhoods I don’t know about.

Birmingham has seen so much growth, change, and opportunity over the last few decades. It has turned out to be a fabulous place to live, work, and raise my family. My one son, Cameron, is 16. He attends Briarwood Christian School and is a junior.

Also, I have a beautiful stepdaughter, Isabella.

I am married (2020) to Steve Hicks, a Hueytown native. We currently live in Shelby County. Two pups...Aspen & Stella. My other passions when I am not helping clients are cycling, hiking, travel, or anything outdoors.

Montana is where is try to get away to at least once each year. It feels almost like a second home to me and definitely has a special place in my heart.

I have been an active full-time real estate agent for 19+ years in the area and I don't see myself ever doing anything else. Real estate offers so much more than houses and no two situations are ever the same. It offers a journey alongside people in so many various chapters of their lives. I’d like to see myself as being a valuable guide during that journey.

Real Estate is a passion for me. The best part though....the relationships I build in the process and the friendships I make along the way.

How can I help you with your real estate needs?

Michelle Lagle Hicks 205.369.8815 (cell) michelle@lagleproperties.com www.lagleproperties.com

“Gratitude can transform common days into thanksgivings, turn routine jobs into joy, and change ordinary opportunities into blessings.”

Hanna’s Garden Shop 5485 Hwy 280 E Birmingham, AL 35242 205-991-2939 www.hannasgardenshop.com Open M-F 8a-6p/Sat 8a-5p/Sun 11a-5p

Spring Fling 2024

April 20th and 21st 15% off ALL plants, excluding sod First 50 customers get a free plant (Saturday only,1 per household, chosen from HGS selection of free plants) “Where flowers bloom, so does hope.”– Lady Bird Johnson

SPRING IS THE BEST TIME TO PLANT FLOWERS!

the Hanna‘s

TIPS on making your lawn luscious green & weed FREE!

1. Prevent weeds before you see them by broadcast spreading a pre-emergent herbicide like Hi-Yield Turf and Ornamental Weed and Grass Stopper 2. If you have grassy weeds, spray IMAGE® to treat crabgrass, annual bluegrass, wild onion, and nutsedge.

3 Eliminate easier-to-treat broadleaf weeds by spraying Ferti-lome Weed Free Zone with Spreader Sticker.

4. Feed your grass with Ferti-lome Lawn Food Plus Iron in early to mid-April.

5. Cut your lawn regularly, removing no more than ⅓ length of each cut to keep weeds at bay and improve lawn health.

View our lawn treatment schedules at www.hannasgardenshop.com

LENDERS CORNER

Pre-approval isn’t just another 11-letter finance word.

Here's why...

1. Let sellers know you're serious.

Including a pre-approval letter atop your offer on a house says you mean business. It shows sellers that, should they accept your offer, you're able to back it up and close the deal.

2. Get a leg up on the competition.

If pre-qualification isn't required to submit an offer, yours will stand out and will make everyone else fade into the background. Pre-approval means you've checked in with your lender and, based on the information you've provided, you'll likely qualify for that loan. Sellers don't want to waste time on just anyone submitting offers. Well, you're not just "anyone" anymore.

3. Keep your goals in check Work with me to determine the right loan type and amount for your complete financial picture. Establishing a mortgage you'll be comfortable with — and putting that down on paper — will help you stick to your financial goals better than if your budget were just a made-up number. Pre-approval doesn't mean you’re stuck, but it can help you see things more clearly.

4. Put pedal to the metal for closing This is the first step in the mortgage application process. Check it off your list! You’re one step closer to closing on your house than anyone who skips this step. Congrats!

Keep going!

5. Offer with confidence You'll get a clear picture of what you can afford when you get pre-approved – so you don’t need to wince when you make your offer on your dream home. It’s just part of the plan.

If you walk into your next home this week or weekend, you'll want the confidence of a pre-approval. In fact, many real estate agents recommend you get pre-approved before setting foot in a house. Get yours started today.

Contact me, Daniel DiGuglielmo, your UHM loan officer, at (205) 908-3587 or danield@uhm.com.

Daniel DiGuglielmo Area Sales Manager / Loan Officer 205-908-3387 NMLS 267473

WHY YOU NEED OWNER’S TITLE INSURANCE

What is title Insurance?

Owner’s title insurance protects your right to your home.

By searching, clearing, and insuring the title to your home before you buy it, your owner’s title own policy offers protection for your property rights for as long as you and your heirs

20 Important Reasons Why You Need Owner’s Title Insurance 1. Forgery

your home.

2. Fraud in the execution of documents

If ownership of your property ever comes into question, an owner’s title insurance policy protects you from expensive legal problems that could result in the loss of your home.

3. Undue influence on a grantor of a deed 4. False impersonation by someone purporting to be the owner of the property 5. Errors in surveys

How title insurance works:

6. Undisclosed or missing heirs

As property changes hands, mistakes and irregularities – often made long before you expressed interest in the property – can place your ownership in dispute. The seller may have...

8. Misinterpretation of wills and trusts

• Avoided disclosure of using the property as collateral for an unpaid loan.

• Fraudulently claimed to be the sole owner.

• Failed to pay real estate taxes.

7. Wills not properly probated 9. Mental incompetence of a grantor of a deed 10. Transfer of title by a minor 11. Heirs born after the execution of a will 12. Incorrect legal descriptions

Even a simple mistake in the recording of legal documents, improper execution of legal instruments, or the reappearance of undisclosed or missing heirs can result in the loss your home.

13. Non-delivery of deeds

Title Insurance: The ultimate property protection

17. Dower or courtesy rights of spouses of former owners

If ownership of your property is ever challenged, title insurance will defend your possession of the property–and assume the legal costs of that defense– for as long as you and your heirs own the property. What’s more, if any challenge to your property’s title proves to be legitimate, title insurance will pay for your losses, just as your title insurance policy provides.

14. Unsatisfied claims not shown on the record 15. Deeds executed under expired or false powers of attorney 16. Confusion due to similar or identical names

18. Incorrect indexing of the land records 19. Clerical errors in recording legal documents 20. Delivery of deeds after the death of the Grantor

FNF accepts no responsibility for, the quality, content, nature, or reliability of information presented and assumes no responsibility for errors or omissions. All respective trademarks, service marks and logos belonging to FNF, the family of title insurance underwriters and/or its affiliates are used with FNF’s express permission. ©2019 Fidelity National Financial. All Rights Reserved.

Sandra Sloan Battles Magic City Title 205-902-1890 sandra@magiccitytitle.com

REAL ESTATE...

WHAT’S NEW

This is a nice 4 sides brick home in a cul-de-sac in Hoover. Updates to include Kitchen cabinetry, granite counters, stainless appliances including new gas range, subway tile backsplash, eating area, and hardwood floors, which continue throughout the main level. The greatroom has a stacked stone fireplace, recessed lighting, and wainscoting (make note of the updated ceiling). The cozy sunroom offers tons of extra space and view of backyard.

The living room and dining room as you enter the front of the home have windows with plantation shutters and a good bit of natural light. The large master suite has large double vanity with granite counters, updated fixtures, and tile shower. There are also 2 other bedrooms and an updated full bath on main. In the basement youâ ll find Bedroom, full Bath, a den with kitchenette, an offfice, and a playroom. There is a covered patio under sunroom whick overlooks a fenced backyard, firepit, and creek.

Two storage sheds at end of driveway.

3505 Fox Hollow Lane Hoover, AL. 35226 4bdrm 3ba

$409,900

4906 Meadow Brook Way Birmingham, AL. 35242

$449,900 Nestled in Meadow Brook, this beloved 4bedroom, 2.5-bathroom home exudes warmth and charm. Adorned with classic Southern appeal, its inviting interior showcases a seamless blend of tradition and modernity.

The cozy living spaces, tasteful decor, and well-equipped kitchen reflect a family's love.

Oak Mountain schools nearby provide excellent education. Minutes away from shopping and restaurants, this home offers both serenity and convenience. Each room, filled with cherished memories, contributes to the timeless allure of this Meadow Brook gem.

SOLD

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4016 Dolly Ridge Road With its freshly painted exterior of Accessible Beige, its stained cedar shutters, and its new poured concrete driveway, this home is causing daily 3 car collisions and lots of rubber necking.

It's that stunning. Luckily, the sidewalk gets you to the elementary school, Martin's BBQ, or the playground. From the new custom stained white oak floors to the new kitchen with white cabinets, Quartz counters, and stainless appliances, it is filled with CHARACTER. Summer fun is grilling on the deck, running through the sprinklers, and a bottle full of bubbles! The sounds of laughter throughout, the smile of pride when you pull in the driveway, the giggles at the people gawking as they ride by, the convenience of being 3 minutes from the Summit and good food, and knowing you don't have TO DO A THING BUT DECORATE makes this the place you'll soon call HOME!

This 1/2 acre lot is in an up and coming area in Vestavia. It is the perfect investment opportunity for my buyer.

REAL ESTATE...

WHAT’S NEW

PRIVACY just minutes off 280! 3 bedrooms/ 3 bath home on 5 beautiful acres in CHELSEA SCHOOL district. Hardwood floors throughout the main level with a semi open floor plan. Living room with gas fireplace. Huge dining room; large kitchen with eat in area as well as a bar. Spacious laundry room off of the kitchen. Pull up with the groceries to unload. Large master bedroom with door to screened in patio. Second bedroom on main floor is on the other side of the house with a full bathroom right next to it. Lots of closet space throughout the home. Finished basement features a bonus room, bedroom with window, good sized closet, and a full bathroom. Lots of updates throughout the home, including new pex water line, lighting, faucets, kitchen sink, vanity, paint, cabinet hardware, NEW HVAC, New gutter system, outdoor cameras, toilets, sod, etc. Whole home generator. Yard is an absolute oasis with a 27' above ground pool w/new liner, decking, fire pit, and NEW Hot tub.

133 Old Spanish Trail Alabaster, AL. 35007

Just Listed

$450,000

Step inside this beautiful brick home to a cozy, inviting living space complete with a stone fireplace for cool evenings. You will discover a complete kitchen remodel (2024) featuring new cabinets, countertops, and top-ofthe-line appliances. Stay comfortable year-round with a new HVAC (2022), complemented by a bonus mini-split for personalized climate control in the upstairs bonus room that is perfect for a home office, playroom, or additional living space. Custom window treatments and new wood floors throughout the main level (2022) add modern charm. This home is equipped with a complete security system, including cameras and monitors (2022), providing peace of mind for you and your loved ones.

Outside, a fenced back yard with a dedicated dog run provides a safe haven for your furry companions to run and play. With its charming features and abundance of upgrades, this home truly stands out as a sanctuary of comfort and style! Call to schedule your showing!

Just Listed $474,900

5 acres in Chelsea 3009 Hidden Forest Cove

4bedroom/2bath Montevallo - $324,900

ONE LEVEL LIVING!...4 sides brick home in the Hidden Forest Subdivision on the Alabaster/Montevallo line. All onelevel living with a dining room and an office at the front. From there walk into a vaulted ceiling great room, which is open to the eat-in kitchen. The kitchen has granite countertops and a stone rock backsplash. Off of the kitchen is a covered sun patio. Split bedroom floorplan. The backyard has a large flat fenced yard and grilling patio.

This beauty in Trussville is now SOLD to a lovely buyer client from Florida!

SOLD

Trussville - SOLD!

REAL ESTATE...

WHAT’S NEW 539 Founders Park Cir Hoover, AL. 35226 $850,000

contact Harold Collins 205-919-1861

Enjoy all that The Preserve has to offer. Beautiful 5 BR 3.5 BA former Parade Home is only a short walk to Moss Rock Preserve, Hoover's 250 acre nature preserve. This house has many upgrades throughout. The main floor features beautiful hardwoods, a gourmet kitchen with stainless steel appliances, plantation shutters, 10'ceilings, limestone flooring, spacious master w/paneled ceiling. Did we forget the large daylight basement that is partially finished with a playroom, full bathroom, large workshop, and two car garage?

$999,000

935 Saulter Road Homewood, AL 35209 Pool Party!! This home gives you all of the convenience of living in Homewood with more than the typical postage stamp lot PLUS a saltwater pool! Set on nearly 2/3 acre this modern home was constructed on the original foundation in 2009. The beautiful cedar shake exterior gives it that cozy cottage look. Inside you'll love all of the natural light flowing across the open living spaces. The main level has plenty of entertaining space. The kitchen has a large island, stainless steel appliances, a gas cooktop, and recently installed Wolf double ovens. The dining room features a gas fireplace that was saved from the original house. There's hardwood flooring throughout the entire home except for tile in the bathrooms. The main level also has 2 bedrooms including the beautiful master suite, an office, laundry room, and 2-1/2 baths. Upstairs there are 2 more spacious bedrooms, a full bath, and a large den area. One-car garage in the basement. Zoned for Edgewood Elementary School.

4001 Park Cove Way Chelsea, AL 35043

$349,900

Discover serenity at 4001 Park Cove Way, Chelsea AL. This stunning property offers an ideal blend of modern luxury and tranquil living. Nestled in a picturesque neighborhood, this home features 5 bedrooms, 3 bathrooms, and spacious living areas adorned with exquisite finishes. The gourmet kitchen boasts stainless steel appliances and granite countertops, perfect for culinary enthusiasts. Enjoy gatherings in the expansive family room with a cozy fireplace, or retreat to the master suite for relaxation. Step outside to the private backyard oasis, complete with a patio for outdoor entertaining. With convenient access to local amenities and top-rated schools, this residence embodies the essence of suburban charm. Experience comfort and elegance at 4001 Park Cove Way. Welcome home.

9215 Bear Creek Road. $1,799,000

New Price

Beautifully renovated, UNIQUE home on 46 private acres with a one acre lake. Driveway is over a quarter of a mile long and leads to a breathtaking view. WINDOWS every few feet throughout the home. You can see the lake from any room on the back side of the house and woods through all the other windows. It's like living in a tree house. See nature all around you, including while in the daylight, walk-out basement. Home has been completely renovated in the last 12 months. HUGE laundry room with lots of cabinet space. Nice open kitchen with marble countertops, TWO electric ranges, and open to the breakfast room. Two pantries, with one being a butler's pantry that opens into the dining room.

Beautiful lake view from the dining room and a set of double doors leading to the deck. HUGE living room with built-in bookcases, floor-to-ceiling rock fireplace, and 2 sets of doors leading to covered deck.

“Home is where the Art is!”

Style Trends of 2024 custom design renovation

timeless traditional style mud -laundry room...the best of both worlds

Style Trends of 2024 cont... functional outdoor spaces the appliance garage...otherwise de-clutter the counter BLUES in 2024...Calm

Robin Smith Greene -Local ArtistRobin Greene is an accomplished artist from Atlanta, GA. She holds a Bachelor of Fine Arts degree from Savannah College of Art & Design. Ten years of relentless passion and creativity have shaped her into the versatile & talented artist she is today. For Robin, art is not just a passion, but a purpose.

Her style of painting has texture, dimension, and movement to attract the eye to either calming tones or bold in-style colors.

What started as a hobby has now become a thriving business.

Robin’s newest works offer a diverse range of abstracts, female sketches, and florals. She believes in spreading peace, serenity, and happiness in her art. You will always find Joshua 1:9 on all of her pieces. You can find her work at Urban Home Market & Argent (Homewood). art_by_robin_smith_greene

WILD OUTDOOR RECREATION OAK MOUNTAIN STATE PARK

April 2024

Running For The Bulls April 6, 2024 at 9:00 am.

Redbud Pavilion (across from BMX Track) Pelham, AL. Race to the Lake April 7, 2024 Mammoth March Saturday, April 13, 2024 Oak Mountain State Park

May 2024 May 10 - 11, 2024

Runk The Gap is an OVERNIGHT, 12 hour relay lap race inside the trails of Oak Mountain State Park!

May 17-19, 2024

XTERRA Oak Mountain Festival

May 18 XTERRA North American Championship Debuts at Oak Mountain State Park in 2024 ...

www.discovershelby.com

Getting past the Inspection with THIS OLD HOUSE Find out what is normal settlement for the foundation, and what is not

Leaky windows can lead to drafts, moisture intrusion, and energy inefficiency

A roof Inspection is wise for any roof over 15 years old

Insufficient Plumbing can consist of cracked, corroded, or leaky pipes

THE VALUE OF AGING IN PLACE For many people, maintaining a sense of independence is essential, as it enables older adults to improve their quality of life.

Aging in place allows older adults to retain a high level of control over their lives, as they can continue to live in familiar spaces.

Those who are accustomed to satisfying basic needs, such as purchasing food, toiletries, and clothing in their own neighborhoods, often find comfort in being able to manage these necessities independently. They may feel confident that they can continue to live their lives without frequent assistance, which may improve their quality of life.

In contrast, older adults who consider living with family members or in senior living communities may need to ask for help or transportation to manage these daily necessities. A desire to avoid losing this aspect of independence may explain why so many older adults prefer to age in place.

Some older adults also find a high level of value in remaining close to their possessions. Those who have spent decades acquiring objects with high financial or sentimental value may not look forward to the prospect of parting with or even rearranging the objects to which they have grown attached. Aging in place often gives older adults the ability to continue enjoying what they value on their own terms, which may enhance independence and happiness.

When it comes to aging in place, here are some key factors that will ensure the best quality of life...

Make necessary modifications to make the home safer and more accessible.

This might include installing grab bars in bathrooms, widening doorways for wheelchair access, or adding ramps for entryways.

Get the technology and assistive devices that can enhance your independence and safety at home. This might include medical alert systems, smart home devices for monitoring and controlling home appliances, better lighting, or wearable health trackers.

Connect with community support for local resources and services that can provide support, such as home healthcare agencies, meal delivery services, transportation assistance, and senior centers Establish a plan for managing your healthcare needs as you age. This may involve selecting a primary care physician, discussing advance directives and end-of-life care preferences, and ensuring you have access to necessary medical services.

It is important to continue to foster social engagement and stay connected with friends, family, and the community. Loneliness and isolation can have negative impacts on health and well-being, so participate in local social activities and clubs.

Develop a financial plan that accounts for the costs associated with aging in place, such as home modifications, healthcare expenses, and potential longterm care needs. This may involve consulting with a financial advisor or exploring options for government assistance programs.

Regularly assess your living situation to ensure that your needs are being met and that any necessary adjustments can be made promptly. Always be willing to ask for help from neighbors, friends, family, or a local support group.

Have an emergency preparedness plan for responding to emergencies, including who to contact and what to do in various situations Lastly, surround yourself with emotional support and encouragement throughout the process. Transitioning to aging in place can be challenging, and having a supportive network can make a significant difference in your overall well-being.

How do I know when the time is right to start the transition process out of my home?

Here are some key factors in that decision...

Safety concerns: If you are having difficulty performing daily tasks safely, such as bathing, dressing, or managing medications, assisted living may be necessary.

Healthcare needs: If you require regular medical supervision or assistance with managing chronic conditions, assisted living facilities can provide the necessary support.

Social isolation: Loneliness and social isolation can have detrimental effects on seniors' mental and emotional well-being. Assisted living communities offer social activities and companionship.

Mobility limitations: If mobility issues make it challenging for you to move around your home or community independently, assisted living with accessible facilities and support can improve your quality of life.

Caregiver stress: If family caregivers are experiencing burnout or finding it increasingly difficult to meet your needs, transitioning to assisted living can alleviate some of the burden.

Memory decline: If you are experiencing cognitive decline or dementia, assisted living communities with memory care services can provide specialized support and supervision.

Household maintenance: Difficulty with household chores, such as cleaning, cooking, and maintaining the home, can indicate the need for assisted living where these tasks are taken care of.

Financial considerations: Assessing the affordability of assisted living compared to the costs of maintaining a home and hiring necessary services is crucial for long-term financial planning.

I have several resources for you that will come in and ease the burden of moving, downsizing, and transitioning.

Call me with any questions...205.369.8815

Is a local assisted living facility best for you?

Birmingham, AL. 35242

Danberry at Inverness offers a rich, active retirement lifestyle combined with the most advanced and indemand residential design. Residents enjoy stunning architecture, beautiful senior living apartment residences, and lovely grounds near Lake Heather.

They are offered an impressive selection of fun and engaging activities focused on mental and physical wellness. Whether it’s Independent Living, Assisted Living, or Memory Care, Danberry at Inverness is the perfect blend of beauty, hospitality, community, and care.

Assisted living and memory care in Birmingham, AL has never looked better. With the Double Oak Mountain and lush greenery surrounding our community, Proveer at Grande View is the scenic destination for seniors and families seeking personalized senior living in Birmingham. In addition to our care services, we provide vibrant and modern living amenities and benefits such as spacious pet-friendly floor plans, daily nutritious meals, and a full activities calendar. Let us help you or your loved one age in comfort with a scenery that is unmatched.

Birmingham, AL. 35242

Helena, AL 35080

Maplewood Lane is an assisted living/ respite care facility that opened in 1995 and is licensed by the State of Alabama. Our highly trained, experienced, and caring staff truly enjoys caring for the elderly and adults with special needs. Residents will be encouraged to live an active life through the many social activities we offer. We provide a home-like atmosphere with professional care, based on years of experience.

Downsizing?

Don’t know where to start?

Do you have valuables that you can’t take with you?

205.567.5211 PEDDLINGPOST.COM

real estate trends 2024 House Hunting Goes Digital AI advancements are showing promise in the real estate industry, offering capabilities such as enhancing the property search and analysis process, reshaping how investors assess potential investments, improving the customer experience, and streamlining due diligence and fraud detection in real estate transactions. The convenience & access to information for both buyers & sellers offers a wealth of information about properties, neighborhoods, and market trends.

People Move From Cities To The Suburbs Homes are typically cheaper in the suburbs than in the city. And even though more Americans are renting more than ever before, most still aspire to own a single-family home.

Single-Family Housing Demand Creates Shortages Rising materials costs, supply chain issues, and labor shortages stemming from COVID all negatively impacted housing inventory. Land availability is also limited. People staying in their homes longer creates a shortage due to less turnover.

Home Prices Continue To Rise While rising interest rates have reduced affordability—and therefore demand—they have also reduced supply through the mortgage rate lock-in effect. Overall, it appears the reduction in supply has outweighed the decrease in demand, thus house prices have started to increase...”

Likewise, the demand goes up in places where there is a population growth and job growth.

Hybrid work is here to stay The real estate industry has largely accepted that the office sector will not be returning to its pre-pandemic state, as employee work and commuting preferences are standing firm. Office buildings have lost their appeal to investors, with sales transactions down more than twice as much as other major property types

”The only way to make sense out of change is to plunge into it, move with it, and join the dance.” — Alan Watts

First Time Homebuyers TAX BENEFITS DEDUCT MORTGAGE INTEREST ON YOUR TAXES

MORTGAGE PAYMENTS ALLOW YOU TO BUILD EQUITY, WHICH ADDS UP OVER TIME

the benefits of homeownership Freedom allows you to make your home your own, in your style, and maintain your privacy

Your fixed-rate mortgage is predictable and fixed, it will not change over the life of the loan.

“Homeownership isn't just about securing a place, it's about anchoring dreams.”

EXP BUYER CLIENT YOUR Representation

SERVICES...

As a client of eXp, your interests will always be my top priority, upheld with the utmost integrity and fairness in all interactions. Together, we’ll review the buyer representation agreement and I’ll provide a comprehensive overview of my services, the advantages you’ll gain from my representation, and a transparent insight into my compensation structure.

Property Search I will listen carefully to your needs and wants, and use my knowledge of the local market to select properties that fit your criteria and budget. You’ll get access to cutting-edge platforms such as, for example, eXp Exclusives (eXp’s proprietary listing network for on and off-market real property listings), that allow you to view and search for available properties according to your desired search criteria.

Offer

Once you select a property, I’ll provide a Competitive Market Analysis and guide you through the process of crafting, presenting, and negotiating your offer, ensuring you stand out and secure the best terms possible.

Due Diligence

At your request, I can recommend qualified service providers who can provide you with a wide array of property-related inspection services. Following your receipt of any property-related inspection reports and your having an opportunity to consult with your respective qualified service providers, I will assist you in navigating remedies available to you under your purchase contract, concerning any deficiencies identified in your property-related inspection reports. Your peace of mind and informed decision-making are my foremost priorities.

Transaction

I’ll monitor your transaction and keep you informed of all material updates from beginning to end. Throughout this process, I am committed to keeping you wellinformed about all significant developments. Should any questions arise from relevant service providers in your transaction (such as from your escrow officer, title officer, mortgage broker, etc…), I will work to ensure that those questions are promptly directed to the relevant parties.

Commitment to Fair Housing

My commitment to fair housing is unwavering. I pledge to strictly adhere to all applicable local, state, and federal fair housing laws, ensuring equitable treatment for all without exception.

BUYER SERVICES CONT...

Our Relationship Although eXp’s duties will end upon completion of your transaction, our connection goes beyond the transaction. As a client of eXp, I’m committed to staying engaged with you at every stage - before, during, and after the sale. As needed, I’ll facilitate introductions to local resources and service providers.

Communication is tailored to your preferences, ensuring you’re comfortable with the frequency and method of contact. I aim is to not just gain your trust and satisfaction, but to cultivate a lasting client relationship, where you become an eXp “client for life.” I also extend the same high-quality service to those you recommend from your circle of friends, family, and colleagues.

How can I help you through the process of buying your next home?

205.369.8815 www.lagleproperties.com

-Michelle

THE BUYER ROADMAP This is a brief summary of the timeline for purchasing your home.

Remember, as your Real Estate Agent, I will be there to be sure you feel confident during each step of this process.

Interview

Pre-Approval

Find the right Real Estate Agent for you

Meet with a lender and get a preapproval letter

Earnest $

Offer

Deposit escrow and After finding the right home, complete loan application we will put in a strong offer within the time frame of and negotiate the terms of the the contract contract

Inspections Schedule inspections and negotiate any repair requests and issues from the inspection

Financing

Order appraisal and obtain homeowners insurance

Search Begin your online home search

Showings We will set up showings and view the homes you are interested in

Last Steps Receive clear to close from the lender and perform final walkthrough before closing

Closing Hooray! Time to get your keys and celebrate buying your home

HOME BUYER GUIDE

AGENT 1. Prepare Listing Presentation for Sellers 2. Research Sellers Property Tax Info 3. Research Comparable Sold Properties for Sellers 4. Determine Average Days on Market 5. Gather Info From Sellers About Their Home 6. Meet With Sellers at Their Home 7. Get To Know Their Home 8. Present Listing Presentation 9. Advise on Repairs and/or Upgrades 10. Provide Home Seller To-Do Checklist 11. Explain Current Market Conditions 12. Discuss Seller’s Goals 13. Share Your Value Proposition 14. Explain Benefits of Your Brokerage 15. Present Your Marketing Options 16. Explain Video Marketing Strategies 17. Demonstrate 3D Tour Marketing 18. Explain Buyer & Seller Agency Relationships 19. Describe the Buyer Pre-Screening Process 20. Create Internal File for Transaction 21. Get Listing Agreement & Disclosures Signed 22. Provide Sellers Disclosure Form to Sellers 23. Verify Interior Room Sizes 24. Obtain Current Mortgage Loan Info 25. Confirm Lot Size from County Tax Records 26. Investigate Any Unrecorded Property Easements 27. Establish Showing Instructions for Buyers 28. Agree on Showing Times with Sellers 29. Discuss Different Types of Buyer Financing

1. Schedule Time To Meet Buyers 2. Prepare Buyers Guide & Presentation 3. Meet Buyers and Discuss Their Goals 4. Explain Buyer & Seller Agency Relationships 5. Discuss Different Types of Financing Options 6. Help Buyers Find a Mortgage Lender 7. Obtain Pre-Approval Letter from Their Lender 8. Explain What You Do For Buyers As A Realtor 9. Provide Overview of Current Market Conditions 10. Explain Your Company’s Value to Buyers 11. Discuss Earnest Money Deposits 12. Explain Home Inspection Process 13. Educate Buyers About Local Neighborhoods 14. Discuss Foreclosures & Short Sales 15. Gather Needs & Wants Of Their Next Home 16. Explain School Districts Effect on Home Values 17. Explain Recording Devices During Showings 18. Learn All Buyer Goals & Make A Plan 19. Create Internal File for Buyers Records 20. Send Buyers Homes Within Their Criteria 21. Start Showing Buyers Home That They Request 22. Schedule & Organize All Showings 23. Gather Showing Instructions for Each Listing 24. Send Showing Schedule to Buyers 25. Show Up Early and Prepare First Showing 26. Look For Possible Repair Issues While Showing 27. Gather Buyer Feedback After Each Showing 28. Update Buyers When New Homes Hit the Market 29. Share Knowledge & Insight About Homes 30. Guide Buyers Through Their Emotional Journey

SERVICES

....when you sell 30. Explain appraisal process & pitfalls 31. Verify Home Owners Association Fees 32. Obtain a Copy of HOA Bylaws 33. Gather Transferable Warranties 34. Determine Need for Lead-Based Paint Disclosure 35. Verify Security System Ownership 36. Discuss Video Recording Devices & Showings 37. Determine Property Inclusions & Exclusions 38. Agree on Repairs to Made Before Listing 39. Schedule Staging Consultation 40. Schedule House Cleaners 41. Install Electronic Lockbox & Yard Sign 42. Set-Up Photo/Video Shoot 43. Meet Photographer at Property 44. Prepare Home For Photographer 45. Schedule Drone & 3D Tour Shoot 46. Get Seller’s Approval of All Marketing Materials 47. Input Property Listing Into The MLS 48. Create Virtual Tour Page 49. Verify Listing Data on 3rd Party Websites 50. Have Listing Proofread 51. Create Property Flyer 52. Have Extra Keys Made for Lockbox 53. Set-Up Showing Services 54. Help Owners Coordinate Showings 55. Gather Feedback After Each Showing 56. Keep track of Showing Activity 57. Update MLS Listing as Needed 58. Schedule Weekly Update Calls with Seller 59. Prepare “Net Sheet” For All Offers 60. Present All Offers to Seller

....when you buy

31. Listen & Learn From Buyers At Each Showing 32. Keep Records of All Showings 33. Update Listing Agents with Buyer’s Feedback 34. Discuss Home Owner’s Associations 35. Estimate Expected Utility Usage Costs 36. Confirm Water Source and Status 37. Discuss Transferable Warranties 38. Explain Property Appraisal Process 39. Discuss Multiple Offer Situations 40. Create Practice Offer To Help Buyers Prepare 41. Provide Updated Housing Market Data to Buyers 42. Inform Buyers of Their Showing Activity Weekly 43. Update Buyers On Any Price Drops 44. Discuss MLS Data With Buyers At Showings 45. Find the Right Home for Buyers 46. Determine Property Inclusions & Exclusions 47. Prepare Sales Contract When Buyers are Ready 48. Educate Buyer’s On Sales Contract Options 49. Determine Need for Lead-Based Paint Disclosure 50. Explain Home Warranty Options 51. Update Buyer’s Pre-Approval Letter 52. Discuss Loan Objection Deadlines 53. Choose a Closing Date 54. Verify Listing Data Is Correct 55. Review Comps With Buyers To Determine Value 56. Prepare & Submit Buyer’s Offer to Listing Agent 57. Negotiate Buyers Offer With Listing Agent 58. Execute A Sales Contract & Disclosures 59. Once Under Contract, Send to Title Company 60. Coordinate Earnest Money Drop Off 61. Deliver Copies to Mortgage Lender 62. Obtain Copy of Sellers Disclosure for Buyers

61. Obtain Pre-Approval Letter from Buyer’s Agent 62. Examine & Verify Buyer’s Qualifications 63. Examine & Verify Buyer’s Lender 64. Negotiate All Offers 65. Once Under Contract, Send to Title Company 66. Check Buyer’s Agent Has Received Copies 67. Change Property Status in MLS 68. Deliver Copies of Contact/Addendum to Seller 69. Keep Track of Copies for Office File 70. Coordinate Inspections with Sellers 71. Explain Buyer’s Inspection Objections to Sellers 72. Determine Seller’s Inspection Resolution 73. Get All Repair Agreements in Writing 74. Refer Trustworthy Contractors to Sellers 75. Meet Appraiser at the Property 76. Negotiate Any Unsatisfactory Appraisals 77. Confirm Clear-to-Close 78. Coordinate Closing Times & Location 79. Verify Title Company Has All Docs 80. Remind Sellers to Transfer Utilities 81. Make Sure All Parties Are Notified of Closing Time 82. Resolve Any Title Issues Before Closing 83. Receive and Carefully Review Closing Docs 84. Review Closing Figures With Seller 85. Confirm Repairs Have Been Made 86. Resolve Any Last Minute Issues 87. Attend Seller’s Closing 88. Pick Up Sign & Lock Box 89. Change Status in MLS to “Sold” v- OR BE FINED by the MLS!!!

90. Close Out Seller’s File With Brokerage

63. Deliver Copies of Contract/Addendum to Buyers 64. Obtain A Copy of HOA Bylaws 65. Keep Track of Copies for Office File 66. Coordinate Inspections with Buyers 67. Meet Inspector At The Property 68. Review Home Inspection with Buyers 69. Negotiate Inspection Objections 70. Get All Agreed Upon Repair Items in Writing 71. Verify any Existing Lease Agreements 72. Check In With Lender To Verify Loan Status 73. Check on the Appraisal Date 74. Negotiate Any Unsatisfactory Appraisals 75. Coordinate Closing Times & Location 76. Make Sure All Documents Are Fully Signed 77. Verify Title Company Has Everything Needed 78. Remind Buyers to Schedule Utilities 79. Make Sure All Parties Are Notified of Closing Time 80. Solve Any Title Problems Before Closing 81. Receive and Review Closing Documents 82. Review Closing Figures With Buyers 83. Confirm Repairs Have Been Made By Sellers 84. Perform Final Walk-Through with Buyers 85. Resolve Any Last Minute Issues 86. Get CDA Signed By Brokerage 87. Attend Closing with Buyers 88. Provide Home Warranty Paperwork 89. Give Keys and Accessories to Buyers 90. Close Out Buyer’s File Brokerage

home!

LISTING YOUR Myster

Let’s talk...

STAGING

Jari Bailey with Open Spaces is a highly experienced stager, helping home sellers create the right atmosphere, flow, and design to attract a new buyers while making the house stand out from the competition. To consult with Jari, please call her at 205-563-5274.

Residential Remodeling & Additions Custom Home Remodeling, LLC

Jason Lee Owner

Cell 205-965-9875 jason.customhome@gmail.com

After

Before

After

Before

Window & Door / Kitchen & Bath / Deck & Sunroom Finished Basement * Attic Painting * Roofing * Garage Doors * Cabinets Tile Hardwood Flooring Trim Carpentry * Crown Molding

“The two greatest investments in life are real estate and relationships!”

After moving to Hoover, Alabama from Michigan in 2016, Michelle helped us understand the housing market, schools and find the best house for our family. We have used her on multiple real estate transactions and she is a true professional. Michelle is someone I highly recommend.

The Leahey Family

Michelle went above and beyond to make my home-buying experience effortlessly. She did all the work and kept me updated. I will definitely use her for my next home purchase. - Marty S

Michelle was above and beyond the call of duty in every way! She was always consistent with follow-up, very knowledgeable of the market and the process, always available and approachable. Five stars! Highly recommend!!

The Fox Family

Call me and let’s talk about your real estate goals. I can help you put a plan in place.

205.369.8815 -Michelle