EMERGENCIES Reporting When an accident occurs, the operator of the boat is responsible for filing a report with the appropriate authorities. Generally, reports are necessary for accidents involving loss of life, injury or damage over $200. Ask your insurance agent for specific details.
Rendering Assistance The United States Code, Title 46 states, The owner or operator of a vessel is required by law to render assistance to any individual or vessel in distress, so long as his vessel is not endangered in the process. The 1971 Boating Safety Act grants protection to a “Good Samaritan” boater offering good faith assistance, and absolves a boater from any civil liability arising from rendering assistance.
Fires Most fires are the result of gasoline and oil accumulating in the bilge from careless fueling practices combined with the careless use of smoking materials. If a fire should start, aim the fire extinguisher at the base of the flames using a sweeping motion. If the fire does not go out, or if there is a chance of explosion, get out immediately and swim at least 25 yd. (22.9 m) upwind from the boat and use the visual distress signals to get assistance.
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On board fires involving the fuel system usually result in either an explosion that completely destroys the boat, or the boat burning to the waterline and self extinguishing. Deciding on abandoning the boat or staying to fight the fire is difficult and depends on many factors. Try to formulate a fire plan in advance so decisions can be made without hesitation in the event of a fire. The best way to avoid fires is to refuel safely, keep ignited smoking materials away from flammables, and maintain your electrical system in its original condition.
WARNING
Gasoline will float on the water and can burn. If the boat is abandoned, swim far enough upwind to avoid fuel that may spread over the surface of the water to avoid serious injury.
Capsizing and Swamping A boat can become capsized or swamped when least expected by large waves or wakes coming over the bow, gunwales or stern, or by hitting something that damages the hull. Like fires, try to formulate a plan well in advance. The best way to avoid these accidents is to turn into the waves with the boat properly trimmed and avoid collisions with stationary objects in the water. 15
