Page 4 – Hermann Sons Life – November 2020
Sales
Two earn gift cards for recommendations The Sales Department is recognizing 27 recommenders for the month of September. This brings the total to 196 members recommending 240 new members to Hermann Sons Life in 2020. The winners of the $50 gift cards for September are Pamela Nichols from Poth Lodge and Travis Lindemann from Comfort Lodge. Congratulations to the following September recommenders: Recommender Agent Emma Banks, New Braunfels Lodge Tina Ynfante Kobe Banks, New Braunfels Lodge Tina Ynfante Duke Harold Boatright, Prinz Solms Lodge Clifton Klabunde Paula Bohnert, Comfort Lodge Norma Bruns Jordan Buckley, Lone Oak Lodge Judy Schulmeier Henrietta Cunningham, Deanville Lodge Donnie Blinka Theresa Fenner, Karnes City Lodge Abigail Fenner Adelynn Mae Flick, New Braunfels Lodge Roxy Pruski Taylin Margaret Hosek, Poth Lodge (*) Beth Cutsinger Addison Jones, Spring Branch Lodge Gloria Gass Travis Earl Lindemann, Comfort Lodge Norma Bruns Autumn Lila Mathis, Prinz Solms Lodge Celeste Salge Samira Yasmeen Maus, Bexar Lodge Darlene Irwin Kenslie Ryan McFadden, Seguin Lodge (*) Annette Roecker Paisley Marie Moore, La Vernia Lodge Marlin Tanneberger Taytum Rae Moyers, Lone Oak Lodge Roxy Pruski Hadley Fay Nichols, Poth Lodge (*) Beth Cutsinger Pamela Nichols, Poth Lodge (*) Beth Cutsinger Taylor Michelle Presson, Bexar Lodge (*) Lisa Rozacky Gordon Joseph Pullen, Poth Lodge Judy Schulmeier Martina Rodriguez, Nixon-Smiley Lodge Laura Tiffin Gerald Schulmeier, Ellinger Lodge Judy Schulmeier Jonathan Schulz, Karnes City Lodge Russell Swize Cindy Lynn Shilinga, Da Costa Lodge Laura Thigpen Ronald Simmons Jr., Corpus Christi (*) Troylynn SisnerosGonzalez Sharon Ann Tenberg, Gonzales Lodge Bobbie Polasek Robert Villarreal, Yorktown Lodge (*) Judy Wolf (*) Recommended 2 new members
Illustrations meet requirements Hermann Sons Life illustrations have been tested and meet the State of Texas Statutory Illustration Law requirements. Our illustrations, which show non-guaranteed elements, such as excess interest, refunds and current premiums lower than the guaranteed premiums (term plans), pass all tests set out under the Statutory Illustration Law of the State of Texas. The non-guaranteed elements for new certificates issued are consistent with those illustrated for similar in-force certificates. Assumptions used to satisfy the tests under the illustration law meet all requirements set out in the law. Interest, mortality and persistency assumptions follow recent historical experience. Direct marketing expenses are allocated by type of sale. Other expenses are fully allocated to the type of certificate block. Commissions are actual rates by certificate plan.
Ruth Bailey
Lorene Bielke
Norma Bruns
Becki Carley
Beth Cutsinger
Linda Mattocks
Roxy Pruski
Shirley Faske
Carol Krauss
Janice Kuhen
Judith Schulmeier
Mary K. Seifert
Wayne Tiffin
Glenford Boehme
Kathy Green
Honoring our top producers from 2019 One of the events cancelled in 2020 because of the COVID-19 pandemic was the annual Agents' Awards Banquet Each year the banquet is held to honor the top producing agents from the previous year. Even though this year's banquet could not be held, the Sales Department would still like to honor the top producers from 2019. The agents shown above qualified for either the Executive Club or the Million Dollar Club. The Executive Club qualifiers were Ruth Bailey from San Antonio (Vineta Lodge), Lorene Bielke from Marion, Norma Bruns from Comfort, Becki Carley from New
Braunfels, Beth Cutsinger from Poth, Linda Mattocks from Round Top, Roxy Pruski from Adkins (Mission-Alamo Lodge), Shirley Faske from Austin (San Marcos Lodge), Carol Krauss from Seguin (Pershing Lodge), Janice Kuhen from San Marcos, Judith Schulmeier from St. Hedwig (Kirby Lodge), Mary K. Seifert from Weimar (Schulenburg Lodge) and Wayne Tiffin from Cuero. To qualify for the Executive Club, agents must submit at least 12 applications and generate at least $12,000 in first year premium income. Qualifying for the Million Dollar Club were Glenford Boehme from
Castroville and Kathy Green from New Braunfels. To qualify for the Million Dollar Club, agents must submit at least 12 applications and sell life insurance with a combined face value of at least $1 million. Each agent will receive a gift of gratitude from the Home Office and the Board of Directors. "Our excellent producers deserve recognition for a job well done," VIce President of Sales Tim Kolbe said. "Each agent is a valued resource for our organization, and they are very deserving of our praise and appreciation for bringing in new business and new members."
Term and whole life is a perfect insurance mix Cont'd. from Pg. 3 young adults have the perfect mix of insurance protection - a whole life product bought when young with premiums which will never increase, and term life cov-
erage, which provides protection against debts that life as an adult incurs. The best of both worlds, with great coverage, and the lauded member benefits of Hermann Sons Life. Tell others about our organiza-
tion, and we’ll be glad to visit with them. Better yet, send us a lead and be eligible for one of two $50 gift cards awarded a lucky recommender every month. Get more out of life with Hermann Sons Life.