Find Manningham June 2023 Edition

• Bookkeeper

• Bowen Therapy

• Builder- Commercial

• Business Coach

• Business Equipment Financing

• Business Insurance

• Cabinets

• Caterer

• Graphic Designer

• Plasterer

• Chinese Medicine

• Chiropractor

• Creative Director

• Commercial Mortgage

• Computer Repair

• Computer Web Design

• Concrete

• Copywriting/Copy Editing

• Counselor/ Psychotherapist

• Dentist

• Digital Media

• Electrical Operations

• Electrician

• Finance Bookeeper

• Financial Planner

• Fitness Trainer

• Flooring

• Pilates

• Garage Doors

• General Insurance

• Health & Wellness Coach

• Homeopathy

• Lactation Consultant

• Lawn Care

• Lawyer

• Life Coach

• Loans

• Marketing

• Massage Therapist

• Meditation/Yoga

• Mortgage Broker

• Naturopathic Medicine

• Nutrition

• Osteopathy

• Painter

• Personal Trainer

• Photographer

• Plumber

• Podiatrist

• Printer

• Project Management

• Psychologist

• Real Estate Rentals

• Real Estate Sales

• Reiki

• Residential Cleaning

• Residential Mortgage

• Security

• Signs

• Solar

• Solicitor

• Travel Agent

• Website Developer

• Wedding Planner

About the Find Manningham

By Warren Strybosch

The Find Manningham is a community paper that aims to support all things Manningham. We want to provide a place where all Not-For-Profits (NFP), schools, sporting groups and other like organisations can share their news in one place. For instance, submitting up-andcoming events in the Find Manningham for Free.

We do not proclaim to be another newspaper and we will not be aiming to compete with other news outlets. You can obtain your news from other sources. We feel you get enough of this already. We will keep our news topics to a minimum and only provide what we feel is most relevant topics to you each month.

We invite local council and the current council members to participate by submitting information each month so as to keep us informed of any changes that may be of relevance to us, their local constituents.

We will also try and showcase different organisations throughout the year so you, the reader, can learn more about what is on offer in your local area.

To help support the paper, we invite local business owners to sponsor the paper and in return we will provide exclusive advertising and opportunities to submit articles about their businesses. As a community we encourage you to support these businesses/columnists. Without their support, we would not be able to provide this community paper to you.

Lastly, we want to ask you, the local community, to support the fundraising initiatives that we will be developing

and rolling out over the coming years. Our aim is to help as many NFP and other like organisations to raise much needed funds to help them to keep operating. Our fundraising initiatives will never simply ask for money from you. We will also aim to provide something of worth to you before you part with your hard-earned money. The first initiative is the Find Cards and Find Coupons – similar to the Entertainment Book but cheaper and more localised. Any NFP and similar organisations e.g., schools, sporting clubs, can participate.

Follow us on facebook (https://www. facebook.com/findmanningham) so you keep up to date with what we are doing.

We value your support, The Find Manningham Team.

anningham The

EDITORIAL ENQUIRES:

Warren Strybosch | 1300 88 38 30 warren@findnetwork.com.au

PUBLISHER: Issuu Pty Ltd

POSTAL ADDRESS: 248 Wonga Road, Warranwood VIC 3134

ADVERTISING AND ACCOUNTS: editor@findmanningham.com.au

GENERAL ENQUIRIES: 1300 88 38 30

EMAIL SPORT: sport@manningham.com.au

WEBSITE: www.findmanningham.com.au

OUR NEWSPAPER

The Find Manningham was established in 2019 and is owned by the Find Foundation, a Not-For-Profit organisation with a core focus of helping other Not-ForProfits, schools, clubs and other similar organisations in the local community - to bring everyone together in one place and to support each other. We provide the above organisations FREE advertising in the community paper to promote themselves as well as to make the community more aware of the services these organisations can offer. The Find Manningham has a strong editorial focus and is supported via local grants and financed predominantly by local business owners.

ALL THINGS MANNINGHAM

The City of Manningham is a local government area in Victoria, Australia in the north-eastern suburbs of Melbourne. Manningham had a population of approximately 125,508 as at the 2018 Report which includes 27,500 business and close to 45,355 households. The Doncaster and Templestowe Council administered the area until December 15, 1994.

ACKNOWLEDGEMENT

The Find Manningham acknowledge the Traditional Owners of the lands where Manningham now stands, the Wurundjeri people of the Kulin nation, and pays repect to their Elders - past, present and emerging - and acknowledges the important role Aboriginal and Torres Strait Islander people continue to play within our community.

DISCLAIMER

Readers are advised that the Find Manningham accepts no responsibility for financial, health or other claims published in advertising or in articles written in this newspaper. All comments are of a general nature and do not take into account your personal financial situation, health and/or wellbeing. We recommend you seek professional advice before acting on anything written herein.

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GENERAL INSURANCE

By Craig Anderson

Commercial Legal Protection insurance is designed to help SME businesses deal with unexpected legal issues not already covered by their other insurance policies.

Intended to complement traditional SME policies, rather than substitute core insurance cover, the policy typically provides expert legal assistance when an insured really needs it and protects them from potentially crippling costs which will have to be incurred, regardless of any fault on the client’s part.

What does a CLP (Commercial Legal Protection) Policy generally cover?

In general terms, legal expenses insurance provides advice and cover for the legal costs of pursuing or defending certain classes of legal action. It is not a substitute for General Liability, Professional Indemnity, Directors and Officers

What Is Commercial Legal Protection Cover?

Liability insurance, or Management Liability insurance, but it aims to cover legal expenses not covered by those insurances.

Legal expenses insurance complements other classes of insurance as it lowers the financial burden associated with legal disputes, and provides access to legal advice and assistance which could curb the need for full-scale litigation. Under some wordings a Dispute may be taken to mean any civil legal proceedings or action in a Court or Tribunal either commenced by the Insured or commenced against the Insured by a third party which relates to the Insured’s core business activities and which falls within one of the policy’s Heads of Cover. Heads of Cover may include: Contractual Disputes regarding Supply of Good and/or Services, Tax Audit, Statutory Licence Protection, Landlord Disputes, Restrictive Covenant Pursuit (protecting a client’s intellectual property), Third Party Damage to Goods or Premises, Debt Recovery, and Legal Advice.

I recommend any SME entering into contracts, where they are supplying goods and services, (particularly if these services involve maintaining a statutory license) give a CLP policy some serious consideration. Having seen the financial difference that a successful defence can make for a small business, I believe CLP cover is of the utmost importance.

For a “health check” of your business insurance, contact Small Business Insurance Brokers via email: sales@ smallbusinessinsurancebrokers.com.au

Any advice in this article has been prepared without taking into account your objectives, financial situation or needs. Because of that, before acting on the above advice, you should consider its appropriateness (having regard to your objectives,needs and financial situation).

Craig Anderson

GENERAL INSURANCE

Small Business Insurance

Brokers

www. heightsafetyinsurancebrokers.com.au

0418 300 096

Changes to instant asset write-off scheme from 1st July 2023

By Warren Strybosch

Have you thought about purchasing another asset for your business, but you are unsure if you should or not? Is there any benefit in doing so before 1st July 2023?

Here we try to explain what the changes are and whether or not you should consider purchasing an asset before 1st July 2023.

In summary, here are the changes:

• Temporary full expensing will end 30 June 2023.

• From 1 July 2023 to 30 June 2024, the instant asset write off threshold will be $20,000 per asset.

On Budget night we heard that the Instant asset write-off measure would end this financial year. From 1 July, it will revert to the previous instant asset write off scheme, but with a higher threshold.

Rather than dropping immediately to $1,000, the threshold will be $20,000 per

Scheme/Initiative Benefit

asset until 30 June 2024, which means that eligible businesses with revenue under $10 million will be able to write off the full value of eligible assets up to $20,000 that are first used or are installed ready for use during FY 2023-24. With the threshold applying per asset rather than per business, multiple assets up to $20,000 that meet the criteria can be written off immediately.

Time to talk

It might be time to talk to your accountant about any changes that might be coming, and how they will impact capital asset plans in our business.

Those planning to take advantage of temporary full expensing need to do so before EOFY, with the asset installed and ready for use. Those considering purchases early in the new FY may consider bringing those plans forward to take advantage of the scheme, but cash flow impacts need to form part of the decision.

Other business owners who plan to invest in assets up to $20,000 in the next FY and take advantage of the instant asset write off should not count on the temporary measure extending beyond 30 June 2024 – the assets must be ready for use by that date.

It could be better to wait

Those businesses considering assets that are eligible for the Small Business Energy Incentive may consider waiting until after EOFY regardless of the end of temporary full expensing.

Eligible businesses will be able to claim a bonus tax deduction of 20% for spending on assets that supports electrification and energy efficiency that are installed during FY24 with a maximum claimable expenditure of $100,000.

This sets a ceiling of $20,000 as the maximum bonus tax deduction.

Asset eligibility Business eligibility Eligibility period

Instant asset write off

Immediately deduct the full cost of eligible assets.

Small Business Energy Incentive

Bonus tax deduction iof 20% of spending on eligible assets or upgrades

Assets must not cost more than $20,000 per asset. Multiple assets can be claimed.

Must support electrification or energy efficiency. Up to $100,000 of total expenditure.

Sources: Instant asset write off | Small Business Energy Incentive

Aggregated turnover of less than $10 million.

Must be first used or installed ready for use in FY24.

Annual turnover of less than $50 million.

Must be first used or installed ready for use in FY24.

DIGITAL MARKETING

By Ethan Strybosch

In today's digital landscape, a welldesigned and captivating landing page can make all the difference between a visitor bouncing away or converting into a valuable customer. Landing pages serve as gateways to conversions, acting as the first point of contact for potential customers.

A good landing page begins with a clear and concise value proposition. Within seconds, visitors should understand the unique value and benefits offered by the product or service. A compelling headline should convey the primary value proposition, while supporting subheadings and concise bullet points can provide additional details. By clearly articulating the problem-solving capabilities and advantages, a landing page can effectively capture visitors' attention and pique their interest.

Visual appeal plays a pivotal role in capturing visitors' attention and guiding them towards conversion. A good landing page should incorporate visually appealing elements, such as high-quality images, videos, and infographics, to enhance the overall user experience. Well-chosen colours, fonts, and layouts that align with the brand identity create a sense of professionalism and credibility. A clutter-free design with ample white space ensures that visitors can easily navigate and focus on the key message.

An intuitive and streamlined navigation flow is crucial for guiding visitors seamlessly through the landing page. The page layout should direct attention towards the call-to-action (CTA) button or form, ensuring it remains visible without excessive scrolling. Navigation menus should be minimal or absent altogether, eliminating distractions that may lead visitors away from the intended conversion path. By simplifying the navigation process, a landing page enhances user experience and encourages visitors to take action.

Effective copywriting lies at the heart of a successful landing page. The content should be concise, persuasive, and tailored to the target audience. It should highlight the benefits and solutions provided by the product or service, addressing the pain points and needs of the visitors. The use of persuasive language, customer-centric messaging, and storytelling techniques can evoke emotions and build a connection with the audience. A compelling call-to-

Crafting Compelling Landing Pages: The Secret to Successful conversion

action (CTA) should clearly state the desired action and create a sense of urgency or exclusivity to encourage immediate response.

Establishing trust and credibility is vital to overcome any hesitations or doubts that visitors may have. Incorporating trust signals such as testimonials, customer reviews, case studies, and industry certifications can reassure potential customers about the quality and reliability of the product or service. Trust logos, security badges, and privacy policies also instill confidence, assuring visitors that their information is secure. A transparent and authentic representation of the brand helps to foster trust and credibility, enhancing the chances of conversion.

In the mobile-dominated era, a good landing page must be mobile responsive. With a significant portion of website traffic coming from mobile devices, it is crucial to ensure that the landing page is optimised for various screen sizes and maintains its visual appeal and functionality across devices. Responsive design allows visitors to have a consistent and seamless experience, regardless of the device they use, maximising the chances of conversion.

The journey to a good landing page does not end with its creation; it requires ongoing optimisation. A/B testing different elements, such as headlines,

CTA buttons, colours, and layouts, allows for data-driven decisions to improve conversion rates. By measuring and analysing key metrics such as bounce rates, time on page, and conversion rates, marketers can identify areas of improvement and make informed changes.

Crafting a good landing page requires a thoughtful approach that incorporates various elements. From a clear and concise value proposition to engaging visual design, persuasive copywriting, and trust-building strategies, each aspect plays a crucial role in driving conversions. By continually optimising through A/B testing, personalisation and transparent communication, marketers can refine and enhance their landing pages, maximising their potential to convert visitors into customers. Remember, a successful landing page is not a one-time creation but a continuous process of refinement and improvement.

info@elmedia.com.au or contact us at www.elmedia.com.au

Getting Ready for the New Financial Year: A Fresh Start for Your Finances.

By Warren Strybosch

As the new financial year approaches, it's time to prepare for a fresh start in managing your finances. Whether you're an individual or a business owner, taking the necessary steps to get ready for the new year can set you up for success and help you achieve your financial goals. Here are some key areas to focus on as you gear up for the new financial year. Firstly, review your financial statements from the previous year. Take a close look at your income, expenses, and investments to gain a clear understanding of your financial position. This analysis will help you

identify areas of improvement and guide your decision-making in the upcoming year. Next, set specific financial goals for the new year. Whether it's saving for a down payment on a house, paying off debt, or increasing your business revenue, establishing clear objectives will provide you with a roadmap to follow and keep you motivated throughout the year.

Another crucial step is to update your budget or financial plan. Consider any changes in income or expenses that may affect your financial situation. Revise your budget accordingly and allocate funds to different categories,

ensuring you have a balanced and realistic plan to follow.

Additionally, take advantage of any available tax benefits or deductions. Research new tax laws and regulations that may apply to your situation, and consult with a tax professional if needed. By maximizing your deductions, you can potentially reduce your tax liability and keep more money in your pocket.

Lastly, organize your financial documents and records. Ensure you have a system in place to keep track of receipts, invoices, and other important paperwork. This will make tax preparation and financial analysis much easier throughout the year.

Getting ready for the new financial year requires careful planning and attention to detail. By reviewing your financial statements, setting goals, updating your budget, optimizing your tax situation, and organizing your documents, you'll be well-prepared for the challenges and opportunities that lie ahead. Embrace this fresh start as an opportunity to take control of your finances and work towards a prosperous future.

Financial Adviser Warren Strybosch hosted by Ben Nash @findfoundation/videos

The 5 C’s of Lending – The Secret to Getting Your Mortgage Application Approved

MORTGAGE BROKERING

By Reece Droscher

There are many aspects to a Home Loan Application that financial institutions consider when assessing whether to approve or decline the application. Primarily the success or failure of an application will come down to the applicant’s ability to overcome the 5 C’s of credit: Character, Collateral, Capacity, Capital and Conditions. So what are these C’s and how do they impact on your ability to get a Home Loan.

CHARACTER

The first C of Character is based on your willingness to repay your mortgage. Lenders will refer to your credit history when determining whether you have a proven track record of repaying any previous credit facilities on time, or have operated a continuous credit line such as a credit card within the terms of the facility. Any issues identified on your credit history, such as payment defaults or bankruptcy, may immediately see your application fail this test and therefore it is declined.

Other aspects of the Character test that are considered are:

- The applicant’s employment stability.

- Does the applicant change address regularly?

- Are bill payments made on time?

If your credit history is not great it does not mean you are unable to get a Home Loan. You may need to consider looking at non-conforming Home Loans, which are available for applicants who may not overcome the Character test when applied to credit.

CAPITAL

Capital is the second C and represents the applicant’s net worth, the value of your assets minus the liabilities. Effectively the lender will look at personal assets like cars, savings in your bank accounts, investments such as shares and any property that you own, and deduct things like credit cards, personal loans and any other loans or credit facilities you have at the time of submitting the application. The value left is your net worth.

The lender considers this as it demonstrates an applicant’s ability

to accumulate assets. It works in conjunction with the first C, Character, as the willingness to repay debt should improve an applicant’s net worth.

An applicant’s life stage will also influence whether an applicant passes the Capital test. A young applicant would not be expected to have accumulated as many assets when compared to a middle-aged applicant. Where an older applicant does not have a significant net worth it may indicate that they spend too much and haven’t allocated any money into savings or buying other assets. Some lenders will decline an application where the applicant’s net worth is below what is expected of someone of their age.

CAPACITY

Lenders use the third C of credit, Capacity, to determine an applicant’s ability to repay the proposed debt. They measure this by calculating all forms of income an applicant receives (salary, rental from investment properties, share dividends, some Government pensions) and compares this to the loan repayments or commitments an applicant currently has, including any living expenses, credit card limits, personal loans or other loans. Should there be enough income left over after deducting these repayments to meet the proposed repayment on the Home Loan requested, then Capacity has been met. Please note that Banks will use a default interest rate, usually a margin of 2.5% above the advertised interest rate, when completing Capacity calculations, as they like to see that the applicant will be able to meet the repayments should interest rates go up.

COLLATERAL

Collateral refers to the property that is used to secure the loan. For a Home Loan this is the property that you will be purchasing or, for a refinance, a property you already own. Typically, the value of the security should be greater than the size of the home loan requested.

The fourth C is very critical to the success of your loan application as the lender must hold adequate security to ensure their risk of lending to you is mitigated. If you’re unable to make your mortgage payments as agreed, the bank has the right to seize your property to repay the debt after all other avenues have been explored. There needs to be sufficient value in the Collateral offered to clear the debt in full should this situation occur. There are other options available should you be unable to meet the Collateral requirements, such as guarantor loans, that you may be able to consider.

CONDITIONS

The final C is the one that can be the most challenging to meet as it is sometimes out of the applicant’s control. Conditions refers to the general market conditions that are present at the time you apply for the loan, such as the current interest rates available, perceived employment security and other events that may impact on your ability to meet the proposed loan repayments. This is particularly pertinent to the current situation we have with an increasing interest rate environment and cost of living pressures, so lenders are taking a conservative approach when considering whether the current market conditions will impact on a borrower’s ability to repay the proposed debt.

If you are able to pass all of the 5 C’s you should not have difficulty proving you are a credit-worthy prospect and would meet the criteria to have your application approved. However even if you don’t pass all of the 5 C’s there still may be options out there to assist you. Your mortgage broker is best-suited to help you navigate through the market and find the most appropriate solution that meets your needs.

At SHL Finance we are ready and willing to help you achieve your Home Loan finance goals.

Please call Reece Droscher on 0478 021 757 to discuss all of your Home Loan needs.

reece@shlfinance.com.au

www.shlfinance.com.au

Get on top of the flu season

The following herbs can be a great winter beverage to prevent colds and flu, some of them will be easy to find as teas, others you may need to buy as dried herbs and use a tea infuser. This list can help you to understand the difference between different immune herbs, by looking at their individual properties:

• Echinacea – antiviral, antibacterial, tonic, immune modulating, antiinflammatory

• Elder – anticatarrhal (eliminates mucous), anti-inflammatory

• Rosemary – antimicrobial, antiinflammatory, antioxidant

• Thyme – antiviral, antibacterial, expectorant

If you find yourself coming down with a fever, along with the herbs above you can also help your body fight the virus. In the early stages of a fever, the body increases the basal temperature in order to kill the virus, so long as you are comfortable and the fever is under 39C, assisting the increase in body temperature can help to reduce the length of the fever (seek medical advice if you are pregnant, treating an infant, uncomfortable, or have a medical condition where a fever could be dangerous). Wrap yourself in a warm blanket and have warm drinks such as lemon, ginger and honey tea. Ginger is anti-inflammatory and stimulates circulation, lemon is high in vitamin C, and honey is antimicrobial.

For a sore throat licorice root tea is soothing and if you have lost your voice, can help to get it back sooner. It’s important to listen to your body, if you feel like staying in bed and resting, it might just be what you need!

NATUROPATH

By Kathryn Messenger

As we head into winter, we find ourselves once again in the cold/flu season, although from what I have seen, it has begun earlier this year.

Whilst words like “virus”, “immune”, and “COVID” or “COVID-19” still invoke a stress response in most of us, the truth is that we will likely be more aware of viruses than we used to be for many years to come.

Like all viruses, the covid-19 virus mutates over time which prevents the body from recognising the virus and fighting it more effectively. For this reason, some people find themselves being infected a second or third time, and it’s no less severe than the first time.

There are also other seasonal viruses that do not test positive to a Covid test. Whether it’s due to a lack of exposure to viruses with 2 years of winter lockdowns, or whether the viruses are particularly aggressive this year, many people find themselves sick for longer than they normally would.

There are many natural remedies you can make to help prevent viral infection, reduce the severity, and reduce the likelihood of long term infections. Herbal teas are a great place to start. In terms of herbal medicine, they are a low dose, so you will need to drink them throughout the day and for at least a few days. If you like to sweeten your tea add a little manuka honey, it also has an antiviral effect.

If you do find that you have recurrent viral infections a naturopath has lots of treatments to strengthen your immune system. Book an appointment today to get on top of it before your next infection.

Kathryn Messenger

BHSc (Naturopathy)

kathryn@wholenaturopathy.com.au

Suite 1 53/1880 Ferntree Gully Rd

Mountain Gate Shopping Centre

Ferntree Gully, Victoria

This advice is general in nature and not intended to be prescriptive. For individualised prescriptive advice, please see a naturopath or other health care practitioner.

The Victorian COVID Debt Recovery Plan “levy”

By Warren Strybosch

The COVID-19 pandemic has brought about unprecedented economic challenges globally, with governments around the world implementing various measures to mitigate its impact. One such measure that has been proposed in some countries is the COVID Debt Recovery Plan "levy." This levy is intended to help recover the significant debts accumulated during the pandemic and support economic recovery in the aftermath.

The COVID Debt Recovery Plan levy is a financial mechanism whereby a specific percentage or amount is imposed on certain individuals, households, or businesses to contribute towards repaying the debts incurred due to the pandemic. The idea behind this levy is to distribute the burden of debt repayment more equitably and ensure that those who have the means to contribute bear a fair share of the recovery costs.

With the increasing Victorian debt, the Labor government, in a bid to find ways to raise further revenue, have decided to source additional revenue via their so called, Covid Debt Recovery Plan, by taxing large businesses and those with additional land as follows:

• From 1 July 2023, large businesses with national payrolls above $10m a year will temporarily pay additional payroll tax. A rate of 0.5% will apply for businesses with national payrolls above $10m, and businesses with national payrolls above $100m will pay an additional 0.5%. The additional rates will be paid on the Victorian share of wages above the relevant threshold and are estimated to raise $3.9 billion to repay COVID Debt over four years.

• From 1 January 2024, the tax-free threshold for general land tax rates will temporarily decrease from $300,000 to $50,000. The family home will remain exempt from land tax. Those who pay land tax will attract a temporary additional fixed charge starting at $500 for landholdings between $50,000 and $100,000.

There will be a $975 fixed charge for landholdings above $100,000 and the tax rates will temporarily increase by 0.1 per cent for both general and trust taxpayers with holdings above $300,000 and $250,000 respectively.

These changes are estimated to raise $4.7 billion to repay COVID debt over four years.

Proponents of the COVID Debt Recovery Plan levy argue that it promotes fiscal responsibility and helps avoid longterm economic instability. By sharing the burden of debt recovery across the population, it reduces the strain on government finances and prevents excessive borrowing, which could lead to inflation or increased taxes in the future.

Additionally, it ensures that those who have profited or remained financially stable during the pandemic contribute their fair share towards rebuilding the economy.

However, critics of the levy express concerns about its potential negative impact on already struggling individuals and businesses.

They argue that imposing additional financial obligations could hinder economic recovery by reducing consumer spending and stifling business growth.

Let’s face it. The Victorian government is nearly at a crisis point regarding their current debt levels. They know they must find more ways to increase revenue and so it makes sense to them to introduce a ‘levy’ and target big business and those more fortunate than us to cover the bill.

ACCOUNTANT

By Warren Strybosch

The ATO is likely to issue fewer refunds as they tighten on expense claims related to rental properties, work claims and capital gains tax (CGT).

The Australian Taxation Office (ATO) has outlined its focus areas for the 2023-24 financial year, with particular attention being given to rental properties, work claims, and capital gains tax. These areas have been identified as priorities due to their potential for noncompliance and revenue leakage.

The ATO Assistant Commissioner, Tim Loh, has stated, “Within these areas we have identified common mistakes and are particularly focused on addressing these and supporting taxpayers and registered tax agents to get their claims right this year.”

Rental properties have long been a key area of interest for the ATO. With the rise of the sharing economy and the increasing popularity of platforms such as Airbnb, the ATO is keen to ensure that taxpayers accurately report their rental income and claim only legitimate deductions. The ATO will be scrutinizing claims related to rental income, expenses, and depreciation to identify any instances of overstatement or fraudulent reporting. Taxpayers will need to maintain accurate records and ensure they understand the rules and limitations around rental property deductions to avoid potential audits or penalties.

“We expect fewer people will receive a refund or may receive smaller refunds than they were expecting, and more may have tax debts to manage.”

Mr Loh said nine out of 10 rental property owners were getting their returns wrong with errors such as omitting rental income, overclaiming expenses or claiming for improvements to private properties.

With 87 per cent of landlords using tax agents to prepare their returns, the ATO said its analytics systems could now highlight residential property loans along with other rental data.

“We encourage rental property owners and their registered tax agents to take extra care this tax time and review their records before lodging their return,” Mr Loh said.

ATO Focus for 2023-24 FY:

Rental properties, work claims, & CGT

The ATO was especially concerned to ensure rental property owners understood how to correctly apportion loan interest expenses where part of the loan was used for private purposes.

“You can only claim interest on a loan used to purchase a rental property to earn rental income,” Mr Loh said. “If your loan also includes a private expense, such as for a new car or a trip to Bali, you can only claim an interest deduction for the portion relating to producing your rental income.”

In addition to rental properties, the ATO will be closely examining work-related expense claims. This area has always been a focus for the ATO, as it represents a significant portion of individual taxpayers' claims. However, with the increasing prevalence of remote work and the blurred lines between personal and business expenses, the ATO aims to ensure that taxpayers are correctly apportioning their claims and not inflating deductions. Taxpayers will need to keep detailed records, such as receipts and logbooks, to substantiate their claims and be prepared to provide evidence if requested by the ATO.

Capital gains tax (CGT) is another area where the ATO will be directing its attention. With the property market experiencing significant growth in recent years, there is an increased likelihood of taxpayers making gains on the sale of their assets. The ATO will be closely monitoring these transactions to ensure that taxpayers are correctly calculating their CGT liabilities and reporting them accurately. Taxpayers should ensure they are aware of the CGT rules, including the availability of any exemptions or concessions, to avoid unintended non-compliance.

Last year’s tax crackdown on crypto has morphed into a broader concern over CGT events for a wide range of assets.

The ATO said CGT applied to any disposal of shares, managed investments, properties and, of course, crypto.

“To ensure you are meeting your obligations and paying the right amount of tax, you need to calculate a capital gain or capital loss for each asset you dispose of unless an exemption applies,” the ATO said.

To support its focus on these areas, the ATO will be leveraging data-matching technology and advanced analytics to identify patterns and anomalies. This will allow them to target specific taxpayers or industries where noncompliance is more likely. The ATO will also be conducting education campaigns to inform taxpayers about their obligations and provide guidance on how to meet their tax obligations correctly.

Don’t fall into the trap of thinking we won’t notice if you sell an asset for a gain and don’t declare it,” Mr Loh said.

It is essential for taxpayers to be proactive in understanding their tax obligations, keeping accurate records, and seeking professional advice if needed. By staying informed and compliant, taxpayers can avoid potential audits, penalties, and the associated stress and financial implications. The ATO's focus on rental properties, work claims, and capital gains tax highlights the importance of accurate reporting and demonstrates their commitment to maintaining the integrity of Australia's tax system. Warren

(Source: https://www.ato.gov.au/Media-centre/Media-releases/ In-the-ATO-s-sights-this-tax-time/)

You

HECS-HELP debts increase with inflation

By Warren Strybosch

HECS-HELP debts in Australia are designed to increase with inflation to ensure their real value is maintained over time. The Higher Education Contribution Scheme (HECS) assists students in financing their tertiary education, allowing them to defer their tuition fees and repay them later through the Higher Education Loan Program (HELP).

Inflation refers to the general increase in prices over time, which reduces the purchasing power of money. To account for this, HECS-HELP debts are indexed annually to keep pace with inflation. This indexing ensures that the amount owed adjusts to the changing value of money, preventing the erosion of the debt's real worth. Consequently, borrowers are required to repay an

amount that reflects the prevailing economic conditions at the time. Looking back over the last 10 years, we can see how low the HECS indexation rate has been until 2022 and then there has been a significant jump in 2023.

Whilst not great news for those students who are about to finish VCE and embark on a TAFE or university course and were considering accessing HELP loans, the good news is that the threshold that determines the income level at which borrowers are obligated to start repaying their debts has risen in line with inflation as well. The Government has released details of repayment incomes and rates for the HELP for the 2023-24 income year.

The minimum repayment income is $51,550 for the 2023-24 income year. For full details, see here. This means that individuals earning below this threshold are not required to make any repayments towards their HECS-HELP debts. However, once an individual's income surpasses this threshold, a portion of their income is automatically deducted through the taxation system to contribute towards the repayment of their debt.

By linking HECS-HELP debts to inflation and implementing a repayment threshold, the Australian government aims to ensure the accessibility and fairness of higher education funding, making it manageable for students while also maintaining the sustainability of the system.

(Source: ato.gov.au)

CONGRATULATIONS!

WARREN STRYBOSCH

Find Group

on winning the Holistic Adviser of the Year again at the IFA Excellence Awards 2022.

However, with increased food prices and living costs, it is going to be hard for those students when they finish their courses to have to pay rent, food, other living costs and to add to that their HELP-HECS loans.

The founder of the Find Group of companies draws on his diverse background, which ranges from teaching, to serving in the army, to taxation and accounting, to coach and help clients live their best financial lives. A multi-award winner, Warrens’s innovative approach in business means he was a champion of virtual financial advise long before the pandemic. Warren established the Find Foundation, which owns and operates accros Victoria.

TOP 50 MOST INFLUENTIAL FINANCIAL ADVISER IN AUSTRALIA 2021 & 2022

The financial advisers featured in this guide are a diverse group: some specialise in responsible investment advice, some provide financial advise to specific professions, and some focus on addressing market gaps, mwith several finding themselves on the list for the very first time. But they all have one thing in common: they all wield influence that can create the blueprint for the future of financial advice in Australia. Not all of them are faniliar names but just because they are not making a lot of noise doesn’t mean they are not making waves. Meet our Power 50.

Minimum 50% Drawdown of pensions is set to end

FINANCIAL PLANNER

By Erryn Langley

The ATO has reminded all retirees and SMSF trustees that the temporary 50% reduction in the minimum annual payment amounts for account-based pensions/annuities and similar products will not be extended to the 2023-24 financial year.

The temporary reduction of minimum pension drawdown rates was initially implemented to address the financial strain faced by retirees during the height of the pandemic. As the world grappled with the economic impact of lockdowns and restrictions, retirees faced reduced income and uncertain financial futures. In recognition of this hardship, governments sought to provide immediate relief by allowing individuals to draw down a lower minimum percentage of their pension savings, typically 50% of the standard rate.

However, as economies recover and financial markets stabilize, the need for these reduced drawdown rates diminishes. Governments and financial authorities have closely monitored economic indicators and assessed the prevailing circumstances to determine the appropriate time to revert to the prepandemic minimum pension drawdown requirements. The decision to end the temporary 50% drawdown rates reflects this evaluation and signals a return to a more normal pension landscape.

This means the minimum annual drawdown for 2023/24 will return to standard rates, as shown in the table below:

is advice that can be obtained to help retirees navigate their retirement years. The temporary 50% minimum pension drawdowns, implemented as a response to the economic challenges of the COVID-19 pandemic, are set to end. If you are not sure how this change will impact your pension, future goals and longevity risk e.g., having enough in retirement, then consider having a review of your situation with an award-winning financial advisor from Find Retirement. You can call 1300 557 144 or email info@findretirement.com.au to organise a free, no obligation meeting, to discuss your retirement needs.

It might not seem an ideal time to increase the minimum drawdown rates given economic conditions and market performance have not improved as one had hoped since the pandemic. In fact, some might say it has worsened, with the cost of living increasing. It is hoped that retirees can expect more stable returns on their investments in the future, enabling them to meet their retirement needs without relying on reduced drawdown rates.

It is important to note that the decision to end temporary drawdown reductions does not imply a lack of support for retirees. Governments and financial institutions remain committed to ensuring the financial security and well-being of retirees. Individuals can still access various resources and seek guidance on managing their pensions effectively. Pension providers can continue to offer a range of investment options and there

Erryn Langley

1300 557 144 | erryn@findwealth.com.au www.findwealth.com.au

Financial Planning is offered via Find Wealth Pty Ltd ACN 140 585 075 t/a Find Wealth. Find Wealth is a Corporate Authorised Representative (No 468091) of AllianceWealthPtyLtdABN93161647007(AFSLNo.449221).PartoftheCentrepoint Alliance group https://www.centrepointalliance.com.au/

Erryn Langley is Authorised representative (No.1269525) of Alliance Wealth Pty Ltd.

This information has been provided as general advice. We have not considered your financial circumstances, needs or objectives. You should consider the appropriateness of the advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication.

Whilst all care has been taken in the preparation of this material, it is based on our understanding of current regulatory requirements and laws at the publication date. As these laws are subject to change you should talk to an authorised adviser for the most up-to-date information. No warranty is given in respect of the information provided and accordingly neither Alliance Wealth nor its related entities, employees or representatives accepts responsibility for any loss suffered by any person arising from reliance on this information.

LACTATION CONSULTANT

By Dr. Joanna Strybosch

Domperidone, sold under the brand name Motilium, is a prescription medicine generally used for nausea and vomiting. However, in lactating mothers it is also used off-label to aid breastmilk production. It is used in cases of low supply and when extra breastfeeding or expressing are not enough to increase milk supply.

Domperidone belongs to a class of drugs known as dopamine antagonists, and it primarily works by blocking the dopamine receptors in the brain. Dopamine is a neurotransmitter that inhibits the release of prolactin, a hormone responsible for milk production. By blocking dopamine receptors, domperidone increases prolactin levels, thereby promoting lactation.

The use of domperidone in breastfeeding mothers with low milk supply has gained popularity due to its potential to enhance milk production. It is often prescribed

What’s the Deal with Domperidone?

when other non-pharmacological methods, such as frequent breastfeeding, proper latch, and adequate hydration, have failed to improve milk supply.

Clinical studies have demonstrated the effectiveness of domperidone in increasing milk production. It has been shown to enhance prolactin levels and significantly improve milk supply in lactating mothers. However, the exact mechanisms by which domperidone stimulates milk production are not fully understood. It is believed to work by increasing the release of prolactin from the pituitary gland and by stimulating the suckling reflex in infants.

When prescribed for lactation support, domperidone is typically taken orally as tablets or suspension. The dosage and duration of treatment vary depending on individual needs, and it is important to follow the healthcare provider's instructions. Domperidone is usually started at a low dose (1x 10mg tablet) and gradually increased as necessary, commonly to 30mg (3x 10mg tablets) per day. The treatment duration may vary, but it is often recommended to

continue the medication until the desired milk supply is achieved, and then it can be gradually tapered off. It is important to note that domperidone should only be used under medical supervision, as it is associated with certain risks and side effects.

The most common side effects include headache, dizziness, dry mouth, and gastrointestinal disturbances such as diarrhea or constipation. In rare cases, it may cause serious cardiac arrhythmias, especially in individuals with underlying heart conditions or those taking other medications that can interact with domperidone. Therefore, it is important to discuss any existing medical conditions or medications with a healthcare professional before starting domperidone.

Manningham

Main Yarra Trail Maintenance Works to Restore Beloved Community Asset

Starting from July, Manningham Council will commence restoration works along the Main Yarra Trail in Warrandyte, addressing the impact of unprecedented rainfall in recent years. As one of Warrandyte’s greatest environmental assets and a community treasure, the Main Yarra Trail requires immediate attention to repair structural damage and revive surrounding native plants.

Heavy rainfall has taken a toll on the trail, resulting in significant erosion and the premature loss of several older trees. To mitigate further damage, temporary measures were implemented, allowing the trail to remain accessible to the community. However, the focus has now shifted to long-term restoration efforts to ensure the trail’s sustained functionality and environmental value.

Manningham Mayor, Cr Deirdre Diamante said, “the Manningham Green Wedge Infrastructure Plan has been considered in the design and approach to the restoration, to ensure the works are sustainable and sympathetic to the semi-rural character of the area.”

In collaboration with an expert contractor,Manningham Council is dedicated to restoring the Main Yarra Trail to its full potential for the enjoyment of the community for years to come. Restoration activities will include leveling the trail rock bed, adding rocks, weed removal and additional planting along most of the trail.

Some sections may require more extensive structural work, such as cement stabilisation underneath the trail and the construction of a retaining wall to prevent further erosion near Police Street.

Enhancements are also planned for the trail at the carpark on the public toilet side of Kangaroo Ground Bridge. Upgrades to the drainage infrastructure will mitigate stormwater flooding, while the installation of a new concrete shared path will improve accessibility for wheelchairs, cyclists, prams, and pedestrians.

The trail restoration works will begin in July 2023, with an anticipated completion date toward the end of this year. While small sections of the trail will be temporarily closed during construction, detour signage will be prominently displayed to ensure minimal disruption and to allow the community to continue enjoying the trail.

“We’re undertaking these essential maintenance works now to preserve the trail’s character and ensure it can continue to be used by future generations. Not doing so would pose a significant risk to the long-term viability of the trail,” Cr Diamante said.

For full details about the works please visit manningham.vic. gov.au/news/main-yarra-trail-restoration

Manningham Council Releases Updated Path Design for Taroona Avenue

Manningham Council is making good progress on the Main Yarra Trail Extension project, with the release of an updated design for the Taroona Avenue section of the trail.

The updated design has been influenced by valuable feedback received from the residents of Taroona Avenue, the Warrandyte Community Association, and the broader Warrandyte community.

Key features of the proposed design include:

• Installation of a 1.5-metre-wide concrete footpath, ensuring a safe and comfortable journey for pedestrians and cyclists.

• mplementation of efficient drainage infrastructure to maintain optimal conditions along the path.

• Thoughtful consideration of minor landscaping elements wherever possible, enhancing the aesthetics and natural surroundings.

• Introduction of a safety-enhancing fence along the path section closest to Everard Drive.

• Improved parking facilities along Taroona Avenue, addressing the needs of the community.

• Consideration of the Manningham Green Wedge Infrastructure Plan to ensure that the works are sustainable and sympathetic to the semi-rural character of the area.

Moving forward, Council will collaborate with relevant agencies and authorities to finalise the detailed design. Once completed, Council will initiate the necessary planning permit application process and undertake a cultural heritage investigation specifically for Taroona Avenue.

Council would like to thank everyone who participated in community information sessions and provided their feedback. Local input has played an important role in shaping the design of this path, ensuring it meets the needs of our community.

Council is also making progress on Stage One of the Main Yarra Trail Extension Project between Beasley’s Nursery and Alexander Road. Construction on this section of the trail began in January 2023 and the path for this stage is nearly complete. To ensure the safety of pedestrians and cyclists Council will install a safety fence and retaining wall along sections of this path that run alongside busy traffic conditions. The fence is scheduled to be installed in July, subject to weather and site conditions.

The Main Yarra Trail Extension Project will provide a seamless connection from Warrandyte to the CBD. The shared trail will benefit both pedestrians and cyclists by joining the Main Yarra Trail, Mullum Mullum Trail and the Eastlink Trail together. For more information visit: yoursay.manningham.vic.gov.au/ main-yarra-trail

Celebrating Volunteers and Manningham’s 2023 Order of Australia Recipients

National Volunteer Week is the perfect time to celebrate local heroes who have given so much of themselves and their time to the Manningham community!

During Australia’s largest celebration of volunteers, we again acknowledge Manningham’s 2023 Order of Australia recipients, following formal acknowledgment at the February Council meeting.

Congratulations Inaam Barakat, Peter Clifford Burns, Gifford Ernest Hatfield, Dorothy Haynes and Rwth Stuckey, who received their medals of the Order of Australia (OAM) general division last month at a ceremony at Government House.

We asked former Deputy Mayor, Dot Haynes about how she felt about volunteering and receiving this accolade, where she explained that her love for and connection to community motivates her.

“This is a great honour for which I am grateful. It’s my joy to serve the community and I will continue to strive to serve in whatever way I can. My dad instilled into me the belief that ‘people matter!’This belief,the encouragement of my friends, and the blessing that comes from helping and serving others have all motivated me to serve my community in whatever way I can. People do indeed matter and this award, I feel recognises that fact.”

The Medal of the Order of Australia is awarded to those with

outstanding service, commendable of recognition. To be in the running for the award a person needs to be nominated by someone in the community.

Recipients have a speciality in the field they are receiving their OAM for:

Ms Inaam Barakat, Templestowe Lower For service to the multicultural communities of Victoria. Ms Barakat is a current a member of Harmony Alliance, the co-ordinator for Arabic Women Social Connection and is the Senior Community Development Officer in the Spectrum Migrant Resource Centre as well as the Community Engagement Coordinator for the Brotherhood of St Laurence.

Mr Peter Clifford Burns, Warrandyte For service to community and to youth. Since 1992 Mr Burns has been a consistence leader for the Young Men’s Christian Association finishing his role in 2020 as the Mission Chief Executive. He has previously been awarded the Outstanding Service to the National and International Young Men’s Christian Association Movement (2019).

Mr Gifford Ernest Hatfield, Doncaster For service to youth through Scouts and to the community. Mr Hatfield has made a vast contribution to Scouts Victoria since 1954 as an adult leader, was awarded the 65 Year Service Award in 2020 and now has life member position. He is a Parish Council Member for the Koonung Heights Uniting Church and a member of the Box Hill Historical Society.

Ms Dorothy Haynes, former Deputy Mayor, Doncaster East For service to the community of Doncaster.

As a previous Manningham Councillor (2012-2020) and former Deputy Mayor Ms Haynes has made a significant impact on Manningham. She is the former treasurer and president for the Manningham Interfaith Network and is the current secretary for the Doncaster Branch of Returned and Services League of Australia as well as a current member of the Doncaster Templestowe Historical Society, St Gregory the Great Catholic Church and Doncaster Garden Club.

Dr Margaret Rwth Stuckey, Doncaster For service to community health. Dr Stuckey is a current Associate Professor and Course Co-ordinator in Ergonomics, Safety, and Health for Latrobe University. She has been a committee member for Riding for the Disabled, Viewbank since 2012 and has made contributions to the organisation such as being a board member, advisor and chair for the Occupation Health and Safety and Risk Management Committee. She has also been a board member for the Multiple Sclerosis Society of Victoria and is a member of St Peter’s Anglican Church.

Inaam Barakat, who has worked closely with migrant communities, shared the passion behind her work.

“In the last 40 years, I have been supporting overseas qualified professionals, women, refugees, and asylum seekers and helped them settle into our wonderful country that is Australia.

I have witnessed people achieve their dreams and aspirations. Seeing the positive outcomes for these individuals and their communities drives my passion and

commitment to support them. I’m grateful to be a resident in this good municipality with such a beautiful community.”

Rwth Stuckey’s work in occupational health inspired her to volunteer from early in her career and she hasn’t stopped. Even through enduring Multiple Sclerosis for the last 35 years Dr Stuckey says she has always found a way to be involved in the community.

“It’s not about having a disability, or my background and career in occupational therapy, it’s because I like to be involved and I think community is truly important. If there is something that interests me and I have skills that I can contribute, I want to be able to use them for more than just myself.”

This year’s awards recognised and celebrated 1,047 recipients, including 736 in the General Division of the Order of Australian and awards meritorious, distinguished, and conspicuous service.

Manningham Mayor, Deirdre Diamante congratulated the award recipients and thanked them for their contributions.

“Dot, Peter, Inaam, Gifford and Rwth have contributed outstanding service to our community. I am so proud Manningham is home to such dedicated and extraordinary people who are willing to devote their time, energy and passion for others.”

The Order of Australia Ceremony was held on 3 April 2023 at Government House.

INSPIRING PANEL RAISES AWARENESS OF DISCRIMINATION AT IDAHOBIT EVENT

Council hosted the event on the International Day Against Homophobia, Biphobia, Intersex Discrimination and Transphobia – or IDAHOBIT, as it’s come to be known around the world. The day aims to raise awareness about the discrimination that LGBTQIA+ people still face and examines what the wider community can do to demonstrate their support.

Members of the event’s Rainbow Action Panel were selected because of their advocacy for the LGBTQIA+ community and included two young people from local schools and a

Manningham Council staff member. The panel members shared their personal experiences of discrimination and their ongoing impact with panel moderator, Councillor Tomas Lightbody.

In a welcome speech, Manningham Mayor, Councillor Deirdre Diamante reflected “I long for the day when we don’t need events like these” and said that “IDAHOBIT is a chance for us to come together to address the stigma that the LGBTQIA+ community still faces, simply because of who they are or who they love. At Manningham Council, we’re committed to taking a stand against discrimination so that our LGBTQIA+ community can feel respected, included, valued and safe.”

Speaking on the panel, Manningham Council’s Chief Legal and Governance Officer, Andrew McMaster acknowledged the progress that’s been made for the LGBTQIA+ community in recent years, including marriage equality, but reflected after hearing the two young people on the panel speak of their experiences, “not enough has changed to keep our LGBTQIA+ youth safe and free from discrimination since I was a teenager.”

The panel also discussed ways to help support the LGBTQIA+ community to feel safe, engaged and empowered. Panel members urged attendees to stand up to abuse and harassment when they see it, to educate themselves about issues facing LGBTQIA+ people, and to act as allies and friends to the LGBTQIA+ community.

Manningham Council also raised the Progress Pride rainbow flag for the day to mark IDAHOBIT and show support for the LGBTQIA+ community.

An inspiring group of local residents and Manningham Council representatives came together to share their personal experiences of discrimination at Manningham Civic Centre on 17 May.

It’s that exciting time of year when the community has an opportunity to review Council’s Draft Budget and 10 Year Financial Plan.

Council endorsed the draft documents at its meeting last night (30 May).

“We surveyed the community about the forthcoming budget over the summer months and used this information to assist in formulating the Draft Budget and 10-year Financial Plan,” Manningham Mayor, Cr Deirdre Diamante said.

“These important documents outline how we will spend your rates on community services and infrastructure, so be sure to check them out.

“We’re delivering for our community with an operating budget of $146 million to provide more than 100 valuable services for Manningham,” the Mayor added.

We’re also delivering on our Council Plan, including:

• $38 million for a healthy community

• $24 million for liveable places and spaces

• $22 million for a resilient environment

• $5 million for a vibrant prosperous economy

• $31 million for a well governed Council

“We are conscious of cost-of-living pressures in our community and propose over $1 million of relief measures by capping the increase to the waste service charge, increasing our lowincome rate rebate and introducing subsidies for school holiday programs,” Cr Diamante said.

Although inflation (CPI) is forecast to be at least 4 per cent in 2023-24, Council’s average general rate increase will be in line with the State Government’s rate cap of 3.5 per cent.

Council’s Draft Budget is out for community review!

“We are continuing to invest in our community infrastructure with an extensive $54 million capital works program to maintain and enhance Council’s $2.5 billion of community assets.”

This this is in addition to the $20 million allocated to maintaining our important community assets.

“We will also deliver on our Climate Emergency Action Plan to reduce the impacts of climate change,” Cr Diamante said.

Proposed capital works spending includes $13 million over the next four years for circular economy (sustainability) initiatives.

Thank you to everyone who submitted feedback on what they would like included in the Draft Budget and 10 Year Financial Plan by completing our survey over summer.

We received more than 200 submissions and in order, your top priorities for Council spending were:

1) Parks, reserves and other open spaces

2) Maintenance and cleaning of public spaces

3) Recycling and waste management

4) Roads and traffic/parking management

5) Drainage and stormwater management

6) Environment and sustainability

7) Sport (courts, ovals, fields and pavilions)

8) Footpaths/cycling and pedestrian infrastructure

Your feedback informed the Draft Budget and 10 Year Financial Plan. Pick up a copy from the Civic Centre customer service desk or jump online and tell us what you think before 13 June: yoursay.manningham.vic.gov.au/budget-2023-24

Rotary International Convention: Embracing the Spirit of Reconciliation

Manningham was honoured to host delegates from the prestigious Rotary International Convention on Monday, 29 May 2023, to embrace the spirit of reconciliation.

This momentous event presented a unique opportunity for delegates from a diverse range of countries to come together and share ideas about how best to support communities.

On behalf of Manningham’s four Rotary clubs (Doncaster, Manningham, Templestowe and Warrandyte Donvale), Rotary Templestowe President, John Bennie said, “We are excited to host 100 international delegates from the Rotary International Convention in Manningham and we look forward to sharing our community with them.”

Melbourne welcomed more than 14,000 international delegates over a five-day convention to share and discuss initiatives and programs that support the community. During the convention and over many events, delegates learnt more about the impact of Rotary International Programs in supporting third world countries to eradicate polio, deal with famine and improve health and sanitation.

The event in Manningham provided delegates the chance to share and understand Australia’s rich indigenous history and to focus on local programs that support the community.

Manningham Mayor Deirdre Diamante said, “Manningham was a proud host city for an event that exemplifies Rotary International (Australia)’s dedication to making a positive difference in the world. The convention not only provided a platform for sharing ideas and experiences but also a space for us to foster a deeper understanding of the diverse cultures that shape our global community.”

The convention was held at Manningham Function Centre and attracted delegates from all around the world. The event had a positive impact on Manningham’s reputation and exposed many of the delegates to Manningham’s businesses, attractions, and culture.

Mayoral Charity Gala – Save the Date!

Manningham Council has partnered with MannnaCare for the annual Mayoral Charity Gala.

The Gala is set to take place on Friday 8 September 2023 at the Manningham Function Centre.

Manningham Mayor, Cr Deirdre Diamante and MannaCare Chair Mr John Bennie PSM, signed the partnership agreement last month.

MannaCare is a community-based not-for-profit organisation, that provides residential aged care services, to the Manningham community.

“We are thrilled to be working with MannaCare for the Mayoral Charity Gala. Their passion to provide integrated and holistic care, makes them such an ideal fundraising partner,” Cr Diamante said.

Under the guidance of Dementia Australia, this year’s Gala will raise awareness and funds to support the implementation of dementia focused community initiatives.

Dementia awareness is significant to Cr Diamante, whose mother was diagnosed with dementia.

“This cause is close to my heart. I’ve seen firsthand what dementia can do to a person and how it affects their loved ones.”

Cr Diamante said she hoped by shining a light on dementia the Gala would increase awareness and provide support to those impacted.

“We’ll use funds raised through the Gala to bolster programs that share knowledge and support our community members with dementia, and the people who care for them.”

“It would be amazing if the whole community, businesses and residents, were inspired to come together to support this cause in a meaningful way for people experiencing dementia.”

Tickets for the event will be available July 2023.

Support services and cultural opportunities top priorities for young people

Manningham Council’s Youth Advisory Committee (MYAC) met on 17 May to vote on its top priorities for 2023.

Each committee member nominated three areas they would like MYAC to focus on during their term. Following a discussion of the results, the committee confirmed their three top priorities:

1. Youth Mental Health

2. Opportunities for youth engagement

3. Cultural events and festivals for youth participation

The results reflect the committee’s desire to explore new opportunities for young people in Manningham, including continuing to raise awareness of the mental health challenges they face and advocating for youth engagement opportunities.

Members of the committee expressed a desire for more engagement opportunities, including life coaching and financial advice, as well as cultural events such as arts and music festivals for young people.

The priorities will shape the focus of MYAC for the year and will provide Council with information to be considered in future decisions and advocacy projects related to young people. The priorities are also intended to inform the work of Manningham Youth Services delivered by EACH on behalf of Council.

Manningham Mayor, Deirdre Diamante thanked the committee members for providing their perspective.

“I am very excited that our Youth Advisory Committee has confirmed its top three priorities for 2023 and I look forward to hearing their perspective on how we can work towards real outcomes in these areas. I’d like to thank the young people involved for giving us this valuable insight into what matters to them.”

MYAC, which meets five times per year, provides young people with an opportunity to voice their ideas and opinions on how to make Manningham better for young people. The committee comprises 10 young people aged 16 to 25 who live, work or study in Manningham.

Did you know that the top four single-use plastics are plastic bags, plastic straws, water bottles and takeaway coffee cups? While plastic bags and straws are now banned in Victoria, there are many other ways you can reduce single-use plastic.

Come and talk to us!

During Plastic Free July we are going to be out and about with our pop-up stalls at local markets and shopping centres in Manningham. Come along and chat to us about your plastic free ideas. Plus, take our Plastic Free July quiz and win some giveaways.

Find out more about Plastic Free July.

Shopping Centre Improvement Plan aims to keep local centres thriving

Local businesses and community members are set to benefit from a new Manningham Council plan which focuses on upgrading the public spaces in local shopping centres.

Council recently adopted the Vibrant Villages – Activity Centre Action Plan 2023, which identifies and prioritises upgrades, planning and improvements throughout Manningham’s 10 neighbourhood and 28 local activity centres. These centres are places where Manningham residents shop, socialise and access a range of services.

The Plan will guide Council’s investment and ensure greater transparency, coordination and consistency in decision making.

It assesses the existing conditions and opportunities for potential improvements to make activity centres more vibrant with a focus on priorities over the next ten-year period.

Mayor Cr Deirdre Diamante said Manningham’s activity centres provide an important role within the community.

“They offer shops, community facilities and services that meet the daily needs of local residents. They provide a place of employment for many. They also offer an opportunity for

people to gather and interact, which is so important for community connection and a feeling of belonging.”

“Our centres need to be of a high standard to continue to draw people to them, which in turn benefits our local traders. They need to be safe, accessible and pleasant places to visit and shop.

That’s why this Vibrant Villages Plan is so important – it sets out a framework and plan for ensuring we can keep our centres across Manningham thriving to their full potential.”

Cr Diamante said small improvements to centres can impact the use, function and enjoyment of an activity centre.

“This could include seating, car parking, landscaping, footpaths and lighting. For example, in 2022 we upgraded a small local centre, Ayr Street South in Doncaster, with landscaping, public seating, bicycle hoops, improvements to accessibility car parking and walkways, and public artwork. This small project delivered many benefits to those that work and shop there.

“This Plan will help us make sure we manage the appearance and function of centres to meet the needs of our community both now and in the future.”

By Ewan Simpson

Donvale Bowls Club is indeed indebted and beholden to many of our beloved characters which define and distinguish it.

One such character at Donvale is Gerhard Blum A brief insight into Gerhard’s working life, his involvement at Donvale Bowls Club, and the experiences it provided.

He was born in a little town called Huenfeld in Germany in 1955. The family migrating to Australia in 1956 when he was 1 year old.

His parents had 5 children, all boys, Gerhard being the middle child. The family settled in St Albans where he attended school receiving a Primary and Secondary education. (Honours in several subjects)

He became no slouch when it came to his sporting achievements.

Running, Swimming and Bike Racing. In fourth form, winning Sportsman of the Year.

He was also awarded 1st prize in a

woodworking exhibit at the Royal Melbourne Show, a coffee table he made and presented.

He commenced a woodworking apprenticeship at the nearby ammunition factory.

1,200 applicants for 2 positions, his application succeeding.

During his apprenticeship he joined the Albion Athletics Club fast becoming the Under 17 captain.

As expected, winning the Best Sprinter Award, and adding numerous individual and team events to his repertoire.

At the age of 18 he took up hang- gliding, boasting he was the 1st “legal” hangglider to jump off Mt Buffalo.

He continued hang- gliding for a further 11 years.

Played ten pin bowling for 28 years, apologies…. more success and awards.

He has worked as a self–employed carpenter all his working life, including

the building of his current home in Donvale.

He met his wife Denise when he was 30, they married and have 2 stepchildren, (Richard and Nicki) followed by Natalie and Jarryd.

He commenced playing lawn bowls in 2003.

During his tenure at Donvale, he has served on the committee, when needed ran the winter bowls competition at the club.

He is considered and respected by the members as a “character” at our club.

A competent bowler, Pairs and Triples Champion, together with several awards and tournament wins to his credit.

We value and welcome Gerhard’s contribution at Donvale and the friendship he provides.