Community Contact | Summer 2025

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CONTACT

A Resource For Homeowners Associations, Condominiums, Townhomes, and Cooperatives

President

Olivia Hurtado, CMCA

First Citizens Bank olivia.hurtado@cit.com

President-Elect

Wendy Hazelwood, CMCA Alliance Association Bank whazelwood@allianceassociationbank.com

Vice President

Diana R. Larson, AMS, PCAM Assured Association Management, Inc. dlarson@assuredmanagement.com

Director

Vanessa Burch, CMCA, AMS, PCAM

SBB Community Management, AAMC v.burch@sbbmanagement.com

Director

Leah K. Burton, Esq. Steptoe & Johnson, PLLC leah.burton@steptoe-johnson.com

Director

Madan Goyal West Park Homeowners Association goyaltexan@hotmail.com

Director

Mark Norton, AMS, PCAM Insight Association Management, Co. AAMC mnorton@insightam.com

Director

Deena Still

Ridgecrest McKinney Homeowners Association dstill05@gmail.com

Director / Immediate Past President

Joe Veach

Globus Construction Group jveach@globusmanage.com

James Nicholson, Chapter Executive Director DFW Community Associations Institute 14070 Proton Road, Suite 100 Dallas, TX 75244-3601

(972) 246-3540 www.dfwcai.org office@dfwcai.org

Lone Star Fountains began in 1997 and quickly became the premier provider for fountain sales and service in North Texas. We sell and represent all major fountain manufacturers, including Aqua Control, Aqua Master, Airmax, Kasco Marine and Solar. We are the world’s largest Aqua Control distributor.

Our mission is to provide our clients with long lasting, quality products that are both functional and beautiful.

Our services focus on customer solutions that will give you the greatest return on your investment and time, and they include:

• Fountain and Aeration Installation

• Waterfall Pump Sales and Installation

• Solar and Wind Aeration Products Lone Star Fountains offers the largest selection of fountain and aeration products and services

• Fountain and Water Aeration Preventive Maintenance Programs

• Troubleshooting and Repair Services for All Brands

Lone Star Fountains

• Maintains a facility solely dedicated to fountain and aeration services and repairs

• Is the only factory-certified service center for ALL major brands

• All fountain technicians are highly trained and factory certified by ALL major brands

• 3 service trucks fully stocked with parts to repair on site

• 1 full-time shop technician

• Fastest repair response time

• Carries Professional Liability and Worker’s Comp Insurance

DIAMOND SPONSORS

Alliance Association Bank

CCMC

CMA; RTI/Community Management Associates, Inc.

“CMA”, AAMC

Insight Association Management, AAMC

Kerrane Storz, PC

Kraftsman Commercial Playgrounds and Water Parks

Neighborhood Management, Inc. AAMC

Pinnacle Financials Partners

Roberts Markel Weinberg Butler Hailey, PC

SBB Community Management, AAMC

Shepperd Construction

Steptoe & Johnson, PLLC

PLATINUM SPONSORS

Association Insurance Partners

Bedrock Landscaping

Brightview Landscape Services

BSBD Insurance

Five Star Pools

Kilowatt Partners

LaBarre Oksnee Insurance

Play & Park Structures

Robert’s Pool Service, Inc.

Scarbrough Medlin & Associates

Timothy, DeVolt & Company, P.C.

Vensure Group

Ambassadors of Fun

Joeline Simien

Kristy McCarthy

Community Affairs

Amanda Duckworth, AMS, PCAM

Expo

Jenna Abernathy

Deena Still

Gala

Jared Lacey

GOLD SPONSORS

Action Property Management

Anderson Paving

Cardinal Strategies

Castle Group

Henry Oddo Austin & Fletcher, PC

Koper Outdoor

Landscape Professionals of Texas

Playwell Group

PondMedics

Reserve Advisors, LLC

Silversand Services

SmartStreet (Powered by Banc of California)

Symphony Risk Solutions, LLC

Woodlake Outdoor

Yellowstone Landscape

SILVER SPONSORS

Association Reserves - Texas

Bob Owens Electric Co., Inc.

Classic Construction & Restoration

Complete Landsculpture

Master Systems Courts

PMP Management - Texas

Riddle & Williams, P.C.

BRONZE SPONSORS

Charles Taylor Engineering Technical Services

RealManage

Royal Reserves

EDUCATION SPONSORS

Allegra Marketing Print Mail

Cavalry Construction & Restoration

CTB Multifamily Services

Randolph Brooks Federal Credit Union

2025 DFW CAI COMMITTEES

Golf Tournament

Billy Abernathy

High Rise Managers Forum

Jenifer Reider, CMCA

Nathan Watson, CMCA, AMS

Legal Forum

Ashley Koirtyohann

Magazine

Tracy Wolin, CMCA, AMS, PCAM

Membership

Cindy Martin, CMCA, AMS, PCAM

Programming

Lawanda Brannon

Sporting Clays

Robey Canaday

Innovating community association banking solutions is

With a strong commitment to the community management industry, backed by sizable national resources, Alliance Association Bank provides an unmatched level of expertise and responsiveness. Our customer-focused approach means you get a dedicated, experienced relationship manager— a single point of contact—to help with your unique needs so you’re able to focus on what matters most: your business and your customers.

Specializing in:

Wendy Hazelwood, CMCA Vice President (214) 837-7711 whazelwood@allianceassociationbank.com

Joanne Haluska, CMCA, AMS Senior Managing Director, Central Region (216) 314-9100 jhaluska@allianceassociationbank.com

Why Choose Alliance Association Bank: Alliance Association Bank has over 50 years of combined experience meeting the unique and complex banking needs of community associations. This experience, combined with our financial strength and stability, make Alliance Association Bank a key financial institution to build an alliance with to grow your business. Alliance Association Bank is a division of Western Alliance Bank, Member FDIC. As one of the country’s top-performing banking companies, Western Alliance was #1 best-performing of the 50 largest public U.S. banks in the most recent S&P Global Market Intelligence listing and ranks high on the Forbes “Best Banks in America” list year after year.

City of Events

Community Happenings August/September/October 2025

Dallas, “Cool Thursday Concerts” at Dallas Arboretum

Thursday evenings through November 6

https://www.dallasarboretum.org/eventsactivities/cool-thursdays-concert-series/

Garland Urban Market

First Saturday, through December

https://www.visitgarlandtx.com/events/2025/ the-urban-market

Grapevine Grapefest: “The Grape Gatsby”

September 11-14, 2025

https://www.grapevinetexasusa.com/grapefest/

Addison Oktoberfest

September 18 – 21, 2025

https://www.addisonoktoberfest.com/

Plano Balloon Festival

September 18 – 21, 2025

https://www.planoballoonfest.org/

McKinney Oktoberfest

September 26-28, 2025

https://www.mckinneytexas.org/664/Oktoberfest

Dallas “Autumn at the Arboretum”

September 20 – November 2, 2025

https://www.dallasarboretum.org/autumn-atthe-arboretum/

Fort Worth Harambee Festival

October 3-4, 2025

https://www.tarrantcountyharambee.com/

Denton Arts & Jazz Festival

October 3-5, 2025

https://dentonjazzfest.com/

Fort Worth ArtsGoggle

Saturday, October 11, 2025

https://artsgoggle.org/

✓ BUILD AND REPAIR: WOOD AND METAL FENCE.

✓ INTERIOR AND EXTERIOR PAINTING/STAINING (HOA and Commercial).

✓ POWER WASH.

✓ PARKING STRIPING, SIGNAGE.

✓ GENERAL MAINTENANCE / PORTER SERVICES.

✓ COMMUNITY AND PARK AREAS INSTALLATION: BENCHES, PICNIC TABLES, TRASH CANS, DOG WASTE STATIONS.

Castle Group is the premier choice for property management; we specialize in serving the finest residential communities We do not manage an exceptional number of communities, just a number of exceptional ones

Who We Serve

Large-Scale Communities

High-Rise & Condominium Communities

Self-Managed Communities Communities in Development

To learn more about how Castle Group can serve your community, visit www castlegroup com or call (844) 815-5321.

May & June Luncheon Recaps

Nothing new ever happens without conflict.”

That powerful reminder anchored an insightful and engaging presentation by Lynne Nash, Attorney Mediator, during the May Membership Luncheon hosted by the DFW-CAI Chapter.

Lynne’s talk, “Navigating Difficult Conversations:

The Art of Conflict Resolution,” was not just informative—it was transformational. In a room full of HOA professionals, community managers, and vendor partners, she tackled the topic we all face but rarely prepare for: how to effectively and compassionately engage in conflict.

Here are a few takeaways:

• Emotional avoidance hurts more than it helps, in both the short and long term. Facing the discomfort head-on is the first step toward growth.

• Open-ended questions open doors. They create space for understanding rather than defensiveness.

• There is nothing more powerful than an apology. It disarms tension and builds bridges, even when solutions aren’t immediate.

• Grace is getting what you didn’t deserve, and extending it to others is one of the most human things we can do in conflict.

• And perhaps most importantly, conflict is not the enemy, it’s the birthplace of change.

Thank you, Lynne, for equipping us with tools to lead with empathy, listen with intention, and speak with courage.

- Megan Phillips, Chapter Programming Committee

Before we broke for summer, our DFW CAI chapter members gathered for one last session before the flip-flops came out and the pool days took over!

Our breakfast panel served up more than just coffee and croissants — we got a masterclass in event magic from three pros who live and breathe community vibes. Gabriel Lamette, Manager of Resident - CCMC; Andrea M. Walker, Corporate

Lifestyle Director - SBB Management, and Ephraim Claude Joseph Walker, Lifestyle Director - CCMC. From pup cups to popcorn machines, our panelists pulled back the curtain on what really makes HOA events shine.

The takeaways of the presentation included:

• Purpose first! Pizazz Second.

• Communicate like your event depends on it, because it does!

• Connection > Perfection

From purpose-driven planning to popcorn-worthy execution, this panel reminded us that HOA events aren’t just about filling a calendar — they’re about filling hearts, building trust, and turning neighbors into community. When we plan with intention, lead with heart, and sprinkle in a little creativity...Magic happens.

- LaWanda Brannon, CMCA, AMS, PCAM DFW CAI Programming Chair

HIGH RISE FORUM RECAP

The Annual High-Rise and Condominium Forum was a great success, again! We have been able to put together consecutive forum’s that continue to grow year over year and allow us to do greater things each time. This year we registered over 70 managers and had approximately 150 total people registered. We had managers that have been in the industry for years, attending because they wanted to learn more about it and possibly make that transition.

Jenifer Reiter and I have co-chaired this event the last two years and we are amazed by the level of support and growth we have seen. Thank you to all of this years committee members that took time out of their days and put in great effort to host such a great event. Our High-Rise event grew so much in the last

two years, that we moved into a much larger room to accommodate all our attendees. We want to thank our vendor partners that sponsored this year’s event, and a very special thanks to the presenting sponsors Action Property Management, and Somerset for being the anchor of this year’s forum.

WE HAD MANAGERS THAT HAVE BEEN IN THE INDUSTRY FOR YEARS, ATTENDING BECAUSE THEY WANTED TO LEARN MORE ABOUT IT AND POSSIBLY MAKE THAT TRANSITION. “ ”

We will continue to expand the reach of our event, and would love to have more people volunteer to be a part of the committee, which helps plan and coordinate the day’s events and offerings. As we move into the future, we are hoping that the CAI DFW Chapter’s High-Rise Forum will become a model for our industry, where people can attend and learn and further their understanding of what we do, to be a tool for managers looking to

transition into high-rise management, or to be in support of our managers and their communities, inside this great industry. Thank you again to all who attended and we look forward to next year! See you there!

DIRECTORS & OFFICERS CLAIMS PITFALLS

Directors & Officers insurance provides valuable protection for community associations, their boards, and managers, but there are some pitfalls that can result in claim payments being reduced or claims being denied. It is important to review and understand the terms and conditions of all insurance policies, but Directors & Officers Liability policies are “claims made” policies and have some specific provisions that need to be understood and followed. Below are examples of a few pitfalls.

IT IS ESSENTIAL THAT THE INSURED UNDERSTANDS THE DEFINITION OF A CLAIM.

It may vary depending on the insurance company, but part of the definition often includes a “written demand for monetary or non-monetary relief”. While a lawsuit or demand letter from an attorney would be considered a demand, the definition is much broader. A letter, email, or text from an owner or other party stating that the Association must do or not do something may be considered a claim. If you have questions about whether correspondence might be a claim, contact your insurance provider. This is a situation where it is better to be safe than sorry.

ONCE A CLAIM IS MADE AGAINST ANY ENTITY INSURED UNDER THE POLICY, IT MUST BE REPORTED TO THE INSURANCE COMPANY DURING THE POLICY TERM WHEN THE CLAIM WAS MADE

or no later than an extended reporting period of 30 to 90 days (depending on the insurance company) after the policy expiration date. If a claim is reported after the extended reporting period, the insurance company can and will deny the claim. It is not uncommon for

a community to receive a written complaint from an owner or other party and try to resolve it internally. Over time, the issue becomes more contentious, and the person engages an attorney. The association eventually receives a demand or a lawsuit, and they file a claim. Unfortunately, that may be months or years after the expiration date of the Directors & Officers policy the claim should have been filed under. That company denies the claim, and the association is stuck paying the legal fees and any settlements or judgments.

WHILE

SOME D&O POLICIES ALLOW THE INSURED TO SELECT DEFENSE COUNSEL, MOST COMMUNITY ASSOCIATION D&O POLICIES STATE THE INSURER HAS THE DUTY TO DEFEND THE CLAIM AND WILL ASSIGN COUNSEL.

This can become an issue if a community has been trying to resolve a potential claim and has engaged their attorney. If the attorney works on negotiating a settlement or dispute resolution, the insurer may believe their ability to settle the claim has been compromised. The insurance company is not obligated to pay any defense costs or any obligations made by the insured without the insurance company’s written consent. Recently, an association decided to go to mediation

COMMUNITIES SHOULD READ THEIR POLICIES AND CONSULT WITH THEIR INSURANCE PROVIDER TO UNDERSTAND THE POLICY TERMS AND CONDITIONS.

with an owner who made a claim without notifying the insurance company. Any costs associated with the mediation and any settlement agreements made because of that mediation would not be paid by the insurer.

D&O POLICIES MAY HAVE A “CONSENT TO SETTLE” CLAUSE, ALSO KNOWN AS A “HAMMER CLAUSE”.

This clause states that the insurance company has the right to negotiate the settlement of claims, but only with the insured’s consent. If the insured does not agree to settle and the claim eventually settles for a higher cost, the insured could be responsible for the entire amount of defense and settlement costs above the original negotiated amount (hard hammer clause), or a percentage of the excess amount (soft hammer clause). For example, let’s say the insurance company could settle a claim for $20,000, and they spent $30,000 defending the claim. The insured refuses to settle, and the claim eventually settles for $60,000 with $20,000 in additional defense costs. If the policy had a “hard” hammer clause, the insured would be responsible for the additional $60,000. If there was a “soft” hammer clause of 70% of the additional costs, the insured would pay $42,000.

There is not a standard Directors & Officers policy form, so communities should read their policies and consult with their insurance provider to understand the policy terms and conditions.

condominiums, and housing cooperatives at CAI’s Texas Legislative Act

• –owners’ associations. Takes effect 9/1/25. ’s position: support.

• –’s position: neutral.

• – –

’s position: neutral

• –unit owners’ associations and property owners’ associations. Takes effect on 9/1/25. ’s position: support.

’s position: neutral.

and select

“ .”

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Master Systems specializes in building new post tension courts, resurfacing, repairing and cleaning existing courts.

School Zone Safety

School zones are high-traffic areas that require special attention to ensure the safety of students, parents, and staff. With increasing levels of distracted driving (and distracted walking!), coupled with the fast-paced chaos of a school zone, it’s essential that cities, schools, and communities take proactive measures to create a safe environment for everyone.

It is important to take a holistic approach to school zone safety, recognizing that there are a long list of factors that each contribute to overall school zone safety. Starting from the design of the roads surrounding the school, to traffic calming measures on and around the street, to visibility and signage, to the presence of crossing guards – each piece builds on every other piece, and there is always room for improvement.

Key Strategies for Enhancing School Zone Safety

1. Get Clear on The Problem

It is easy to make assumptions about the traffic surrounding your school zone, but in order to make educated decisions (and apply for much-needed grants!), you should start by collecting accurate traffic data. Tools like our TDC 2 are small and discrete –drivers won’t even know that vehicle speed and counts are being collected, and so you will be able to get “real life” data about how people are driving when they think no one is watching. Many of our other radar

speed and messaging signs, like the PMG and MC360, can also collect traffic data.

You can then analyze this traffic data with tools like our Web Portal or our Easy Analyst software, creating reports to share with city government, law enforcement, grants, and even parents. This information can be used to inform decisions about where to place additional safety measures, such as radar signs, crossing guards, or traffic calming devices.

2. Define the Zone

Next, make sure that your school zone is clearly defined. Make sure that you have signs on all sides of the school, and that the speed limit and hours of enforcement are clearly indicated.

3. Keep it Clear

If possible, try to keep the streets surrounding the drop-off and pick-up areas of your school free of parked vehicles, tall bushes, and other objects that may block a clear view of children about to dash across a street.

4. Traffic Calming Measures

Installing traffic calming measures, such as speed humps, raised crosswalks, and curb extensions, can significantly slow down vehicles in school zones. These physical barriers force drivers to reduce their speed, creating a safer environment for students. In areas where traffic calming measures are implemented, studies have shown a reduction in vehicle speeds and a decrease in accidents.

5. Enhanced Crosswalks

Well-marked and enhanced crosswalks can make a significant difference in school zone safety. Using bright colors, textured pavement, and high-visibility markings can draw attention to pedestrian crossings.

Installing flashing beacons or in-roadway lights that activate when pedestrians are present can further improve safety by making crosswalks more noticeable to drivers.

6. Radar Speed Signs

Radar speed signs are highly effective in slowing down traffic by providing real-time feedback to drivers. These signs display the speed of approaching vehicles and can flash warnings when drivers exceed the speed limit. Studies have shown that radar speed signs can reduce speeding by up to 10%, making them an important tool in school zones.

The PMG Radar Speed Sign from Street Dynamics is a versatile option that can be customized to meet the specific needs of your school zone. In addition to displaying vehicle speeds, the PMG can show custom messages, graphics, and even emojis to reinforce safe driving behavior. The sign can also collect traffic data, which can be used to analyze traffic patterns and identify problem areas.

7. Messaging Trailers

Messaging trailers offer flexibility in communicating important information to drivers. These mobile signs can be placed in strategic locations during high-traffic times, such as school drop-off and pick-up hours, and can display messages reminding drivers to slow down or watch for pedestrians. Because they are portable, messaging trailers can be relocated as needed, making them a versatile solution for school zone safety.

The MC360 Messaging Trailer from Street Dynamics is an ideal option for school zones. With its large, rotating display, the MC360 can show vehicle speeds, text-based messages, and even graphics to capture drivers’ attention. The trailer is easy to tow and set up, and its solar-powered system ensures continuous operation without the need for frequent battery changes. Additionally, the MC360 can be equipped with radar and traffic data collection capabilities, allowing schools to monitor vehicle speeds and traffic patterns over time.

8. Crossing Guards

Crossing guards are an invaluable part of school zone safety. By actively managing pedestrian and vehicle traffic, crossing guards can prevent accidents and ensure that students cross streets safely. They provide an extra layer of protection, especially in areas with heavy traffic, and can serve as a visible reminder to drivers to stay alert.

Bringing It Together

Creating safer school zones requires a multifaceted approach that combines education, infrastructure improvements, and technology. By implementing clear signage, traffic calming measures, radar speed signs, and messaging trailers, communities can significantly reduce the risk of accidents and create a safer environment for students.

If you have any questions about what combination of products would work best for your unique school zone, please contact us.

Ember Wildwood, Stalker Radar

https://streetdynamics.com/8-components-of-asafer-school-zone/

The Secret Culprit Behind Fading Paint

Tips to Extend the Beauty of Your Exterior Paint Job

When paint starts to fade, it’s easy to attribute it to the usual suspects — UV exposure, harsh environments, low-quality paint, etc. — but there’s another culprit. It’s the quiet one. And it’s often right in front of you.

Color selection.

It’s true! While it may not be widely known, color has a considerable impact on the life expectancy of paint. Let’s investigate further:

How Color Affects Longevity

Color is a powerful tool in enhancing curb appeal. However, it is critical to look beyond aesthetics and make durability a high priority when choosing exterior colors. This is why your first meeting with a client or owner provides the perfect opportunity to discuss the following:

Light or Dark? The reality is that lighter colors last longer and fade less than darker colors, as the latter absorbs more sunlight, which accelerates fading. Therefore, if longevity is the goal for a paint job, choosing a lighter shade is the best bet.

Pigments (aka colorants) can make a world of difference when it comes to color retention. When advising clients or property owners, consider discussing the role of inorganic versus organic pigments. Explain colors made from inorganic pigments — such as beiges, tans, browns, and other earthtones — are far more resistant to fading than those with organic pigments, such as blue, green, yellow, red, and other brighter/richer colors.

Additional Considerations

In addition to color, other factors that contribute to the wear and tear of exterior paint include:

Low-quality paints have fewer of the all-important ingredients — such as binders and prime pigments — that allow paint to hide better and last longer. As a result, they are more susceptible to the elements, which requires maintenance much sooner.

Applying paint at a lower-than-recommended film thickness can accelerate the aging process of the coating system, allowing more UV to penetrate through the film, causing it to degrade rapidly and change color.

The coastal environment can wreak havoc on exterior paint. Salt-laden mist blown in off the ocean creates a

layer of salt on all nearby surfaces, which is known as “ocean breeze corrosion.” These salt deposits have a damaging effect not only on paint film, but also substrates such as metal, concrete, and wood.

Extreme application temperatures can be detrimental to paint. If it’s too cold outside, paints cannot properly form a film, which makes them vulnerable to premature failures such as peeling and fading. The same is true in hot weather — except that the inability to form a film is due to the dry conditions, which cause water to evaporate much faster, resulting in rapid dry times. This is especially true when paint is applied by spray.

Extending the Paint Lifecycle

Thankfully, there are ways to prolong your exterior paint job’s aesthetics and longevity.

Color Choice: Have a discussion with your client/ owner and suggest they consider color schemes that offer optimal fade protection. Tips on color selection can be referenced above.

Proper Preparation: Thorough surface preparation is the cornerstone of a successful paint job. This includes using a quality primer.

Paint Quality: Recommend high-quality paints for better overall long-term durability. High-quality paints are made from high-quality ingredients, so they stand up to the elements more effectively, providing a longer lasting finish. In addition, ensure the paint repels UV and is formulated for exteriors.

Scheduled Maintenance: Establish a consistent inspection and service plan. It should include exterior surface cleaning, as well as spotting and tackling common paint problems, such as peeling and mildew growth, before they become big issues. In addition, routine upkeep is time- and cost-effective, as it eliminates the need to start from scratch every time.

In the world of paint, knowledge is power. By guiding your clients or property owners in making good color choices, you can not only extend the longevity of their exterior paint job, but also expand your reputation as a dedicated and valued painting professional.

Bridget Nigh is Behr’s Dallas/Fort Worth’s Regional Account Manager. She has dedicated 16 years to working with HOA communities, beginning with HOA bookkeeping for seven years prior to moving on to the paint manufacturer side of the industry, where she has dedicated her time over the last 9 years. Bridget is a former board member of the CAI Coachella

Valley Chapter. She is now a member of CAI DallasFort Worth Chapter where she continues to broaden her knowledge base. She is most passionate about education and offers an accredited educational course for 1 CEU. Bridget is available to assist with any of your Association’s repainting needs and can be reached at 469-785-3761 or via email at bnigh@behr.com.

Images courtesy of Behr Paint Company.

DOES THE INSURANCE CARRIER FOLLOW GOVERNING DOCUMENTS?

Recently, we received a question from a board member that we thought was worthy of sharing.

responsibilities of the association and the unit owners. There is no argument that certain aspects of each unit

Q: Why would a carrier even consider a claim for inside plumbing when our CC&R clearly indicates that inside plumbing issues and damages is the responsibility of the owner? Don’t they read the CC&R when writing the policy? Are we paying extra premium for this inside coverage? “ ”

That is a great question. For many associations, the governing documents (CC&R, or sometimes Bylaws) state that the association shall purchase property insurance for the “full insurable replacement value of all residences and other structures and improvements located within the development.” That translates to “walls -in’ coverage, meaning that the property insurance for the association needs to cover the unit interiors.

Your association may have a maintenance matrix, or something similar that outlines the maintenance

are the responsibility of the unit owner to maintain – maybe including the plumbing. The responsibility to maintain and responsibility to insure, however, are two very different things. While it is the unit owner’s responsibility to maintain, repair and replace many of the interior items of the unit, where they get the money to make those repairs and replacements may very well be from the master insurance policy for the association. Hopefully your association has a policy/protocol that is clear on who is responsible for paying the deductible when it comes to these types of property claims.

Interestingly, when there is a plumbing issue, insurance does not pay to repair the plumbing item that failed (replacing the broken pipe, as an example). So, if there is damage to the drywall and flooring caused by water escaping from a broken pipe, and 1) the drywall and flooring are insured property under the policy and 2) water damage from a sudden and accidental escape of water from a pipe is a covered cause of loss under the policy, then insurance will issue a payment in the amount of repairs to those covered items over the deductible amount. The damage to the pipe is often from wear and tear, which is not a covered cause of loss, so the cost to fix the pipe is not usually included in that check, only the resultant damage from the escaping water. It is up to the adjustor to investigate what happened and determine if there is coverage under the insurance policy. When investigating, they take into account the governing documents and any rules or procedures that the association has in place in addition to the facts of the particular incident. It is up to the adjustor – not the manager nor the board of directors – to decide if there is coverage under the policy.

Another thing to consider is that insurance carriers often use a “standard fire policy” as a basis for their individual policies. Because of this, policies cannot be changed on a case-by-case basis to reflect specific building attributes or restrictions in each set of governing documents for each association they insure. This is why you will find elevator collision coverage in a policy even if the building is only one story. While you can’t remove the coverage from the policy, the carrier does not include that property when determining the premium charged. So that one-story condo is not paying for the elevator collision coverage, even though it is included in the policy. Likewise, an association with a “bare walls” policy will not be paying for interior coverage.

Terri Guest, CIRMS, CMCA, EBP, is the Director of Client Experience and Education for LaBarre/ Oksnee Insurance and may be reached at TerriG@ hoa-insurance.com.

WE WANT YOU ON OUR TEAM!

There is a new advocacy committee in town and WE WANT YOU ON OUR TEAM! The mission of the Texas Legislative Action Committee (TLAC) is simple – to advance, defend, protect, and strengthen public policy for the community association-housing model.

In order to be successful, we need to hear from Community Board Members, Community Managers, and those who are directly affected by HOA and condominium association policy reform. We want to know what issues matter to you, what are changes you would like to see during the next legislative session, and how can TLAC help your association operate more effectively.

TLAC is CAI’s brand new advocacy organization and is the only group in Texas supported and endorsed by both CAI National and all CAI Chapters in Texas.

TLAC is a separate organization from the Texas Community Association Advocates (TCAA).

TLAC represents over 20,000 community associations and 5.6 million homeowners in Texas.

TLAC is governed by a broad group of delegates from all over Texas with varying levels of experience and expertise.

TLAC is focused on making education, transparency, and information available to managers, management companies and homeowners PRIOR to and DURING the legislative session.

TLAC is requesting all community associations contribute $1 per door to help raise funds to support ongoing legislative efforts. Any contribution helps, but our success in Austin relies on everyone chipping in!

If you’re interested in getting involved, our industry needs your help! TLAC is recruiting volunteers to serve on its committees!

GET INVOLVED AND SUBMIT YOUR CONTRIBUTION! CONTACT YOUR LOCAL COMMUNITY ASSOCIATIONS INSTITUTE CHAPTER EXECUTIVE DIRECTOR:

Contribute $1 per door in your community to help raise funds for TLAC

• All general construction repairs performed.

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MEMBERSHIP REPORT

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Sadie Baisden RealManage (866)473-2573 sadie@vcmtexas.com

Elizabeth Baugh RealManage (866)473-2573 izzijbaugh@gmail.com

Amanda Belew Principal Management Group of North Texas (817)240-7357 downeramanda@gmail.com

Cynthia Benitez CCMC - TX (469)404-4926 cynbenitez7@gmail.com

Garrett Bothun Rescue Restoration (214)717-8438 garrett@callrescue.com

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Gary Brown HC Pinnacle Club HOA 2146290101 gpb1735@aol.com

Valerie Bryant RealManage (866)473-2573 valerie.bryant@vcmtexas.com

Bernice Butler Chimney Lane Patio Homes HOA (972)992-8815 bbutler@nadallas.com

Evelyn Carmack Accelerated Association Management LLC (972)372-0752 liveeaamc@gmail.com

Katherine Chupp CCMC - TX (574)612-5728 chuppk01@gmail.com

Shonta Coatney Principal Management Group of North Texas (682)325-5350 scoatney@principal-mgmt.com

Alison Collins Neighborhood Management, Inc. (214)529-5734 acollins@nmitx.com

Latonja Cooper (469)688-2221 latonja.cooper@vcmtexas.com

Justin Corrao Perfect Finish Landscape (940)364-2735 Justin.c@perfectfinish.net

Melissa Cramer RealManage (866)473-2573 Melissa.Cramer@realmanage.com

Courtney Craven (214)796-6139 ccraven121@yahoo.com

Samara Crump Associa Client Shared Services Center (214)627-1405 samara.crump@associa.us

Ronnie Cunyus HC Pinnacle Club HOA 2142134773 ronniecunyus@gmail.com

Sarah Daley RealManage (866)473-2573 Sarah.Daley@realmanage.com

Orien Dalton RealManage (866)473-2573 orien.dalton@grandmanors.com

Hermela Dalventura RealManage (866)473-2573 HERMELA.DALVENTURA@ REALMANAGE.Com

Stephanie Daza RealManage (866)473-2573 stephanie.daza@realmanage.com

Cynthia Deleon Allied HOA Management (214)405-8109 cynthiad@alliedhoamgmt.com

Phillip Dennis RMP Security (214)226-8516 phillip@rmpsecurity.com

Gorvanie Destin Liggins FirstService Residential Dallas (561)870-1359 gorvanied@yahoo.com

Donald Disbro Communitas (949)677-9445 ddisbro@communitas.live

Kelly Dixon, CMCA, AMS, PCAM INFRAMARK CMCA, AMS, PCAM (281)610-2869 kelly.dixon@inframark.com

Jhen Dulay Associa Client Shared Services Center (214)272-4145 Jhen.Dulay@associa.us

Rachel Duree VCM, Inc. (432)770-2774 rduree@vcmtexas.com

Kaitlyn Durham RealManage (866)473-2573 kaitlyn@vcmtexas.com

William Easley, P.E. Easley & Associates (214)693-4085 billeasley3657@gmail.com

Konni Eastin, CMCA CMCA (469)826-6713 koneastin@gmail.com

Keitha Fletcher Texas Star Community Management, LLC (469)899-1000 kfletcher@tscmanagement.com

Christopher Garcia (956)793-8849 sigmae42@outlook.com

Dessa Garlin Savatree (817)860-8472 dgarlin@savatree.com

Lisa Griffin RealManage (210)834-6346 lisa.griffin@grandmanors.com

Andrea Grossman (360)535-4577 andreajgrossman@gmail.com

Natalya Harrelson 4CSONS Group, LLC DBA 4Sight Property Management (903)275-3185 natalya.harrelson@4sightpm.com

Kirby Harris Lightspeed Restoration of Northeast TarrantFlower Mound-Coppell (817)600-8914 kirby.harris@lightspeedrestoration.com

Chelsea Haynes (314)249-2724 chelsea.haynes2013@gmail.com

Christina Hernandez RealManage (866)473-2573 fwchristina@sbcglobal.net

Casey Herndon RealManage (866)473-2573 casey@vcmtexas.com

Joseph Hillard RealManage (866)473-2573 maxwell@vcmtexas.com

Jane Holtz, CMCA CMCA (817)609-0820 jane.holtz22@gmail.com

Dennis Houfek (214)724-0629 houfeklaw@verizon.net

Melissa Howell RealManage (866)473-2573 melissa.howell@realmanage.com

Eric Hoyle

Heritage Ranch Homeowners Association, Inc. (214)298-7227 ehoyle@heritageranchgolf.com

Kimberly Hudson (972)943-2862 (22862) khudson@cmamanagement.com

Brayden Hughes Lone Star Dreamscapes (713)903-5800 Brayden@lonestardreamscapes.com

Jason Hughes Bonaventure Condominiums Inc. (214)680-5050 jasonh@bonaventuredallas.com

Evey Hull Principal Management Group of North Texas (214)368-4030 ehull@principal-mgmt.com

Herman Jackson RealManage Jr. (469)562-1731 Hermansims72@hotmail.com

Arantxa Jalloh Chimney Lane Patio Homes HOA arantxamarilex@gmail.com

Pamela Kayton RealManage (866)473-2573 pam.kayton@vcmtexas.com

Melissa Keech (972)795-5411 mkeech@cmamanagement.com

Michael Kingsbery VCM, Inc. (972)612-2303 (3207) michael@vcmtexas.com

Craig Kooken Westfalls Village Homeowners’ Association, Inc. (281)536-4306 cdkooken@gmail.com

Rich Lacsamana (214)207-0752 rich@pmipegasus.com

Jared Lacy (214)789-7775 jared.lacy@goodwintx.com

Liz Landry Chimney Lane Patio Homes HOA lzlandry@hotmail.com

Rachel Laurence Fletcher Community Partners (469)243-8595 rachel@fletcher-cp.com

Richard Leach Renu Inc. (972)818-1065 richard.leach@renu.inc

Bruce Leanse

Prestonwood Hillcrest Townhouse HOA (972)998-4734 bleanse@gmail.com

Cody Lee Food Truck Club (214)608-5262 cody@foodtruckclub.com

Charlene Lingo Accelerated Association Management LLC (972)372-0752 charlene@acceleratedmgmt.com

Claudina Long RealManage (866)473-2573 claudina.long@vcmtexas.com

Keith Lovejoy SBB Community Management (817)658-0381 keithlovejoy01@gmail.com

Monday Makin RealManage (866)473-2573 monday@vcmtexas.com

Julie Mangimelli Frontier Services Group/Restoration XP (469)900-6149 julie@restorationxp.com

Chris Martin Enchanted Nights Lighting (214)636-8677 chris@enchantednightslighting.com

Stewart Mclauchlan Bonaventure Condominiums Inc. (972)824-6881 SXMCLAU@YAHOO.Com

Aimee Merrell

Nova Landscape Group (469)924-8909 maintenance@novalg.com

Dawelisa Miles RealManage (866)473-2573 lmiles@vcmtexas.com

Marnie Moore RealManage (866)473-2573 marnie.moore@realmanage.com

Vickie Moore

Texas Star Community Management, LLC (469)899-1000 (108) vmoore@tscmanagement.com

Jahvair Mullings RealManage (866)473-2573 jahvair.mullings@vcmtexas.com

Lindsey Murphy Associa Client Shared Services Center (214)627-1405 lindsey.murphy@associa.us

Joseph Murphy Murphy Christmas Lighting (719)432-5687 (9) Jmurphy@murphychristmaslighting.com

Nick Newman Newman Certified Public Accountant PC (844)566-1824 nick.newman@HOACPA.com

Ashly Nunn

RTI/Community Management Associates, Inc. (210)460-8183 anunn@cmamanagement.com

Dan Nusblatt OHI (267)885-4294 dan@outsourcinghubindia.com

Wade O’hara Classic Property Management (682)367-1209 wade.ohara@gmail.com

Gabriel Ojeda HC Pinnacle Club HOA 2147344840 mb560sl@att.net

Kevin O’neill (630)401-2687 kevin.oneill@goodwintx.com

Brandon Ortega Principal Management Group of North Texas (214)265-6439 bortega@principal-mgmt.com

Hector Ortega The Duster Crew (817)608-6428 service@thedustercrew.com

Abiola Ovie VCM, Inc. (972)612-2303 abiola@vcmtexas.com

Shon Parks RealManage (866)473-2573 shon.parks@vcmtexas.com

Niva Patel Real Time Resolutions, Inc. (972)802-0198 niva.patel@rtresolutions.com

Jamie Patterson, CMCA CMCA (817)266-1217 knottycraftsbyjamie@gmail.com

Kalen Phillip CCMC - TX (972)401-4946 kphillip@ccmcnet.com

Lilly Porche RealManage (972)267-6064 lilly@vcmtexas.com

Jad Porter Code Compliant Pool Services, LLC. (214)734-3402 info@ccps-tx.com

Tesla Pratt RealManage (866)473-2573 tesla.pratt@vcmtexas.com

MEMBERSHIP REPORT

E James Pulatie (214)770-8660 shores-james@guardianam.com

Cameron Raphael RealManage (866)473-2573 cameron.raphael@realmanage.com

Jennifer Readoux

RTI/Community Management Associates, Inc. (469)324-6926 jen81readoux@yahoo.com

Katie Reese

RealManage DBA Vision Community Management katie.reese@vcmtexas.com

Mariya Richardson

GoPainting Fort Worth (817)973-5700 mariya.richardson@gopainting.com

Liberty Richburg (903)421-4665 lascott71@yahoo.com

Victor Riley RealManage (903)814-0862 Victor.Riley@vcmtexas.com

Francine Roberson RealManage (866)473-2573 francine.roberson@realmanage.com

Sarah Rodenbach Neighborhood Management, Inc. (972)837-8595 srodenbach@nmitx.com

Jose Rodriguez Guardian Association Management, LLC (972)757-3781 jrodriguez@guardianam.com

Nathalie Saint Juste RealManage (866)473-2573 nathalie.gaspard@realmanage.com

Shayna Sanders EMB Management (817)617-6650 SSanders@embmanagement.com

Allan Santana Chimney Lane Patio Homes HOA (347)537-8198 allan@binaryassets.com

Preston Severn Dry Force (281)202-5895 preston.severn@dryforcecorp.com

Danielle Shepherd RealManage (866)473-2573 danielle@vcmtexas.com

Angela Sitter (469)580-1873 angela@vcmtexas.com

Susan Slocomb RealManage (832)877-7764 susan.slocomb@realmanage.com

Geojan Stock-Hunter (936)671-9989 wright.geojan@gmail.com

Robin Storey First Century Bank (770)365-3331 robin.storey@myfcbusa.com

Cynthia Taibbi (505)220-2766 ctaibbi@cmamanagement.com

Robert Tellez Somerset Association Management (214)954-6493 seantellez@yahoo.com

Jerry Towner Sunstates Security, LLC (972)249-8782 jtowner@sunstatessecurity.com

Dylan Townsend Excel Association Management, Inc. (972)881-7488 tdtownsend03@aol.com

Travis Trotter Brandon Industries (972)542-3000 ttrotter@brandonindustries.com

Tonya Turner-Cole RealManage (866)473-2573 ttcole919@gmail.com

Robyn Varner (469)442-7730 robynb.varner@gmail.com

Gilbert Villalobos Harrison Contracting Company (972)689-1207 gvillalobos@harrisoncontracting.com

Donna Walker (469)323-0434 donnadunnwalker@yahoo.com

Janiqua Wicks VCM, Inc. (972)612-2303 Janiqua@vcmtexas.com

Kristin Wieler Chimney Lane Patio Homes HOA (214)625-2455 kawieler@outlook.com

Greg Williams Associa (512)347-3024 GWilliams@associaonline.com

Irma Wilson New Standard Management (469)977-1445 iwilson@newstandardmanagement.com

Evan Wilson 8 Motion LLC (945)336-9084 admin@eightmotion.com

Regina Winter VCM, Inc. (817)966-5751 reginabehrens2@gmail.com

Caron Withrow Manders Maintenance (469)939-4708 caron@mandersmaintenance.com

Kandra Witkowski Scoop Soldiers (877)930-7667 kandraw@scoopsoldiers.com

Justin Wooley

Complete Exterior Solutions (214)223-3742 justin.w@c-exteriors.com

Daniela Zazueta CDFW Paul Davis Restoration (945)349-6443 daniela.z@pauldavis.com

Brian Zielinski Poolsure (281)914-0324 bzielinski@poolsure.com

Kristy Cottonham

Lindsey Courtney

Kerri Covington

Jim Cox

Bill Crawford

Javier Creixell

Donald D. Cryer, CMCA

Candace Villela Davis, CMCA

Rick Dearing

Alison E DeCarlucci, CMCA, AMS

Tiffany Dessaints, CMCA, AMS, PCAM

William C. DeVane, CMCA, AMS, PCAM

Amelia Duckworth

Gail Dwight, CMCA, AMS

Kathleen E. Epperson, CMCA, AMS, PCAM

Kathleen Nicole Frazier, CMCA, AMS

Dean Frew

Karl Fukuda, Jr., CMCA, AMS

Leslie Gamel

Carolynn Garrison

Brandon Gladney

Geary Goss

April Greer

Chase Gschwend, CMCA, AMS

Colby Gschwend, CMCA, AMS

Robyn A Gschwend, CMCA

Todd Hammer

Montana Hantes

Jennifer Harper, CMCA, AMS, PCAM

Anthony S. Harris

Adrienne Harris, CMCA, AMS

Brenda B Hawkins, CMCA

Gary Hawthorne

Mary Beth Hays

Kim R. Henry, CMCA, AMS

John Holcomb

Carter Holston

Newton Hopkins

Bill Howard

Courtney Kay Isham

Jamie Lee Jakubowski, CMCA, AMS

Stewart James

Jennifer L. Jennings, CMCA, AMS

Rosalind Johnson

Josephine Johnson, CMCA, AMS, PCAM

Renewed Members

Barry Jones, CMCA, AMS

Brandy Jones

Gary Edward Josephson, CMCA, AMS

Steve Judge

Heather Karamitsos

Antony Kay, CMCA

Prane Kerley, CMCA

Prane Kerley, CMCA

Carl Klinke

Ashley Koirtyohann

John Kurtz

David Allen Lacy

Ryan Lemon

Craig Lengyel

Prudence Lidbury

Byron Lindsey

Laurie Lorensen

Barbara Louisell

Sheila Malekzadeh

Brad Marshall

Anthoney J. Martinez, II, CMCA, AMS

Stewart Masterson, CMCA

Francisca Micaela Mata, CMCA, AMS

Alex Maxwell, AMS

Roger M. McCullar

Kevin C. McDonald, CMCA, AMS

Casey Meyers

Carol Mize

Sonya E Mokry, CMCA, AMS, PCAM

Estelle Monroe, CMCA

Emilio Montano

Beatriz Mooney

Stephanie Morgan

John Mouser, CMCA

Israel Munoz, CMCA, AMS

Ian Murphy

Willie Delores Murray

Kimberly Musser, CMCA, AMS

Nicole R. Nelson-Hardeman, CMCA

Dustin Neyra

Cassindra Charity Nutter

Gwen Offutt

Lisa Kay O’Neill, AMS, PCAM

Jack Owen

Bob Owens

Rejoined Members

Pam S Pinzone

Jackson M. Potter

Jennifer Anne Powers, CMCA

Kylie Proffitt

Brenda Lee Purvis

Maria Alejandra Quiceno

Margaret Raines, CMCA, AMS

William Rathburn

Daryl Roberts

Fines Oliver Roberts, CMCA, AMS

Dustin Alan Robinson, CMCA, AMS, PCAM

Jamie Rough

Philip John Sahuc

Christopher Schappaugh

Hermanus Andre Scholtz, CMCA, AMS

Brian Schoolcraft, CMCA, AMS

Laurence E. Scott, Jr.

Rachel Sedelmyer

Lisa Marie Sewell

Chad Simmons

Randy Smith

Christian Smith, CMCA

Craig Smith, CMCA

Melissa Smith

Michael St. Andre

John Tarlton, CMCA, AMS, PCAM

Cheyenna Renee Tellez

Virginia Howard Townley, CMCA, AMS

Virginia Howard Townley, CMCA, AMS

Gerry Tyer

Cynthia Urquidez

Katie Ward, CMCA

Susan Ward-Freeman

Brad Watson, CMCA, AMS

Nicole Weiss

Judy Werner

Bill White

Cameron Whiteman

Brett Wiklund, CMCA, AMS, PCAM

Alyssa Camille Williams, CMCA

Misty Williams

Kristina Elyese Wynn, CMCA, AMS

Nicole Elise Zaitoon, CMCA

Reina Jeanne Zuckerman, CMCA, AMS

John Armstrong

Melissa Chestnut, CMCA, AMS

Bill Crawford

Robert Cunningham

Paul D. Grucza, CMCA, AMS, PCAM

Adrienne Gutierrez, CMCA

Christina Harrington

James Webster Heck, II, AMS, PCAM

Toni M. Hernandez

Suzanne LaGrange, CMCA, AMS

John Leventis

Patrick Matthews

Joy L. Maxfield, CMCA, AMS, PCAM

Jocelyn s. Mcelvane

Kristin Munson

Mark Norton, AMS, PCAM

George Nyamapfumba

Marca Michelle Ray

Ashleigh Richardson, CMCA, AMS

Kay Rinker

Dawn Rowe-Young, CMCA, AMS, PCAM

Rick Sanchez

Joeline Simien

Mark Southall, AMS, PCAM

Veronica Trevino, CMCA, AMS

Erin Walker

Kim Weir, CMCA

Caleb Wims

New Designations

Congratulations to our fellow CAI members who achieved new designations!

Mr. Richard Augustyniak, CMCA, AMS CMCA 4/4/2025

Mr. Donald D. Cryer, CMCA CMCA 7/14/2025

Mrs. Konni Eastin, CMCA CMCA 4/10/2025

Mr. Stephen Haydel, CMCA CMCA 6/23/2025

Ms. Nicole Sheppard, CMCA CMCA 5/6/2025

Mrs. Joy Thomas, CMCA CMCA 4/18/2025

Mr. Richard Augustyniak, CMCA, AMS AMS 4/9/2025

Ms. Michele R. Colvin, CMCA, AMS AMS 7/31/2025

Mrs. Rachel Crawford, CMCA, AMS AMS 6/2/2025

Ms. Marian Gardner, CMCA, AMS AMS 7/3/2025

Mrs. Kristy Dawn Lesiuk, CMCA, AMS AMS 7/31/2025

Mr. Justin Norris, CMCA, AMS AMS 4/23/2025

Mrs. Kelly Sue Peterson, CMCA, AMS AMS 7/8/2025

***Certified Manager of Community Associations (CMCA®)

From CAMICB - “As a CMCA®, you have shown a commitment to your profession by staying informed about current community association issues and holding yourself to a high standard of professional conduct.”

***Association Management Specialist (AMS®)

The second level in the career development track for community association managers.

The AMS® designation demonstrates a higher level of commitment to your career and the community association industry. An AMS® designation is recommended for managers who want to enhance their career opportunities by increasing their knowledge and expertise.

***Professional Community Association Manager (PCAM®)

The pinnacle of community association management. The PCAM designation is the highest professional recognition available nationwide to managers who specialize in community association management. Earn your PCAM and join the elite—the select—the best.

Recommended for experienced managers who want to demonstrate advanced skills and knowledge and who wish to be recognized as one of the best and most experienced managers in the nation.

***Reserve Specialist (RS®)

Community associations rely on qualified reserve specialists to assist them in extensive reserve planning to keep their communities running smoothly. Gain the confidence of board members by obtaining the Reserve Specialist® (RS®) designation.

The RS designation is awarded to qualified reserve specialists who, through years of specialized experience, can help ensure that community associations prepare their reserve budget as accurately as possible.

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