The Colts Neck-Holmdel Community Messenger

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March 2011

Community Magazine

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A Note From the

EDITOR Welcome to our premier edition of the Colts Neck & Holmdel Community Magazine. It gives me great pleasure to bring local news to these great communities and the intriguing people that live here!

The Colts Neck & Holmdel Community Magazine is a product of Community Publications 1338 Suite 25 Route 36 Airport Plaza Hazlet, NJ 07730 Tel: 732.739.8689 Fax: 732.739.8890 email: magazine@mycommunitypublications.com URL: MyCommunityPublications.com

Community Publications Team Publisher/Co-Owner Publisher/Co-Owner Editor -in-Chief General Manager Art Director Distribution Manager Distribution

Vin Gopal Cliff Moore Carolyn Burtnick Maria Connors Lori Donnelly Jeff Levine Antonio Hernandez

Correspondents

Susan Murphy Matthew R. Linderoth Michelle Tuchol Mary Grace Wyville Ashley Drapkin

Marketing Advisors Shirley St. Clair Jim Clerico Mary Hoffman

Owned & Operated by Direct Development, LLC 04

March 2011

Both the Colts Neck and Holmdel communities have been instrumental in my life. I was born and raised in Colts Neck and went to both Conover Road School and Cedar Drive Middle School - my high school years were spent at Saint John Vianney in Holmdel and then onto Philadelphia for my college experience. I remember the days of the Holmdel Stallions and Colts Neck recreation teams, and hanging out with friends at the Colts Neck Fair and sledding down the snow covered hill at Holmdel Park. Needless to say, my life has been spent within these two extraordinary communities and countless memories have been made.

I look forward in being part of your lives and bringing you fascinating stories about your neighbors and entertaining events going on in and around your community.

All my best,

Carolyn Burtnick We want to hear from you!

Please send in: • letters to the editor • photos of your furry friends • accomplishments: sports and academic • announcements: birth - engagement - wedding - anniversary • recipes • event listings

You can do this by emailing magazine@mycommunitypublications.com

For our 2011 media kit, please email: magazine@mycommunitypublications.com

Contents 24 32

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Newcomers and Neighbors Club Kicks Off the New Year More to St. Patrick’s Day…

There is more to St. Patrick’s Day than green beer, snakes, and parades

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AAUW Presents a Conference

AAUW Presents a Conference Addressing Violence Against Women and Girls

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Career Wise in a Day

Career Wise in a Day Offers High School Girls a Peek at Possible Careers

Oak Hill Academy

Oak Hill Academy Parent Organizations Sponsors Special Dinner Dance

Winners of Chilifest 2011

Lincroft Presbyterian Church Members Con-

gratulate Winners of Chilifest 2011

24 Local Eats

The premier recipe for Local Eats is from Holmdel resident Grace Modla

26 Ray of Hope

Ray of Hope Gala Committee Prepares for Annual Fundraiser

28 Homemade Cleaning Supplies

Helpful homemade cleaning supplies for the kitchen and bath

Long Weekend 30 The Welcome to Miami, the magic city

32 Together, a Family

Honors Their Hero…in France pages 32-34

42 Community Pet Shots & Puzzle Corner

Colts Neck Section pages 43-50 CNBA News Update.........................………………….....43 From the Desk of Mayor Schatzle…........................…….43 Benefit for Bella McGovern…….............................…….…44 Community Church Raises Funds…............................48-49 Holmdel Section pages 51-57

From the Desks Of……...................………………………...51 SJV Congratulates Hall of Honor & Fame…...................52-53 Local Artist Has Work Displayed…............……………54 UCC Holds a Valentine’s Day Luncheon…................…….55 March Events Sponsored by UCC………..................…….56 Kiwanis Honors Two on Book Drive……...................…….57

Community Magazine

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Newcomers and Neighbors Club Kicks Off the New Year

Left to right: Second Vice President Michele Caputi, Recording Secretary Andrea Schanzer, Treasurer Gail Wachsmuth, First Vice President Linda Kudler, Co-Presidents Maggie Osmulski and Sue Quincannon, Publicity Chair Linda Orriss, Corresponding Secretary Dee Mollema, and Second Vice President Vicki Mazza joined other members and newcomers at the general meeting of the Newcomers and Neighbors Club of Colts Neck and Holmdel on January 13, 2011.

By Susan Murphy

M

embers and guests of the Newcomers and Neighbors Club of Colts Neck and Holmdel participated in a “Treasure Auction” held during the club’s monthly meeting on January 13 at Colts Neck Firehouse #2 on Conover Road.

Auctioneers Helene Kalkay and Sue Quincannon were entertaining as they encouraged everyone to bid on both unique and practical items. Their jokes and quick responses to the group and to one another while describing each item added to the success of this annual event.

Some of the items for bid included crystal serving dishes, candles, purses, puzzles, paintings, Christmas decorations, frames, and jewelry. Funds raised from the auction will go back into the club to help fund activities for the membership. A delicious lunch was catered by Tony at Colts Neck Pizza.

On February 10, members and guests met at Colts Neck Firehouse #2 on Conover Road for a general meeting and Valentine beauty demonstraton done by the Mosaic Day Spa located in Shrewsbury. Vice President Mi-

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chele Caputi received a beauti- two months are information on been a great way to meet new ful make-over and the members patio gardening in April and a people in the community. Over the years the club has evolved were instructed on the many spring luncheon in May. Membership is currently just and expanded to include anyone skin care options, hair, nail and makeup services and reflexology under 100, and although it is living in the Monmouth County mainly a social club, they have area, both long-time residents programs for overall health.

Aside from the general meet- been able to donate considerable and new explained Linda Orriss, member and Publicity ing each month, members of the funds to many local charities.

The Newcomers and Neigh- Chair. For more information on club have branched into smaller groups that include a book club, bors Club of Colts Neck and the club, call (732) 946-2833 or Gourmet lunch group, and Bun- Holmdel was established over email questions to Newcomers. co group. There is a ladies night 30 years ago and has always Neighbors@gmail.com. out and bus trips. For those who cannot attend the day meeting or events, there are evening activities, as well as a get-together for couples called Dinner at 7.

The next general meeting of the club will be Thursday, March 10, with coffee being offered at 9:30 a.m. and the meeting itself starting at 10:00 a.m. An in-house job fair that will feature the talents and careers of club members is tentatively planned for this meeting. Co-President Maggie Osmul- Sue Quincannon and Maggie Osmulski look on as Linda Kudler tries out the ski noted that events makeup colors from the Mosaic Spa located in Shrewsbury at the February 10 planned for the next Newcomers and Neighbors Club of Colts Neck and Holmdel.

The complete source for all your real estate needs.

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COLTS NECK $679,900 Meticulously maintained and updated 3BR, 3BA ranch on 1.2 acre lot on a quiet treed culde-sac.

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HOLMDEL $579,900 Very desirable 4BR, 2.5BA colonial on private park-like property in a great neighborhood.

Hardwood floors throughout and partially finished basement.

Your Neighborhood Specialist

For more information on any of the above homes, call:

HOLMDEL OFFICE

43 E. Main Street • Holmdel, NJ 07733 • 732.946.9400 Community Magazine

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Community Magazine

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There is more to St. Patrick’s Day than green beer, snakes and parades

By Matthew R. Linderoth

In

the middle of March, Americans love to break out from the winter doldrums and celebrate St. Patrick’s Day with parades, green beer and “Kiss Me, I’m Irish” buttons.

But how much do you really know about the holiday. Here are some interesting facts and tidbits about the March 17 holiday.

About thirty-four million Americans have Irish ancestry. That is nine times higher than the population of Ireland, which is 4.1 million.

Irish is the second highest reported ancestry

in America. Twelve percent of Americans claim to be Irish. In Massachusetts, that number jumps to 24 percent - the highest in the nation.

According to the Guinness Book of World Records, the highest number of leaves found on a clover was 14.

On any given day, 5.5 million pints of Guinness stout are sold worldwide; on St. Patrick’s Day, the number more than doubles to 13 million pints.

Who was Saint Patrick?

Did you know St. Pat-

rick’s Day is celebrated on March 17, because it is the day St. Patrick died?

St. Patrick’s given name was Patrick Maewyn and he was born in Britain to a wealthy pagan family.

St. Patrick, at the age of 16, was kidnapped and brought to Ireland. It was there that he had a dream where God spoke to him and told him to leave Ireland.

He eventually made his way back to Britain where he had another dream telling him to return to Ireland as a missionary.

For the next 20 years, St. Patrick studied Christianity, first in France then Germany. In 432, Pope Celestine bequeathed upon St. Patrick the title of Bishop. St. Patrick and 24 followers returned to Ireland where they planned to convert the Druid population.

No snakes in Ireland Many myths have sprung up around St. Patrick.

After his death sometime around 461, he was largely forgotten, but over the centuries folklore has interwoven itself into the story of St. Patrick.

Did St. Patrick drive every snake out of Ireland?

No, he did not. It is true, snakes do not exist in Ireland today, but they never did. Ireland is an island and snakes could 10

March 2011

not migrate across the cold waters that surround it.

Lucky four-leaf clover Are four leaf clovers lucky? Yes and no. There are an estimated 10,000 three-leaved clovers for every one four leaf clover.

So if you find one, you must be lucky.

Why is the clover an integral part of St. Patrick’s Day? The clover was used

by St Patrick to convert the Druids. The Druids believed in triads, which were sayings, broken into threes that were designed to help each member live their life and the threeleaf clover represented it. St. Patrick explained to the Druids that in fact they were correct. The three-leaf clover was a religious symbol, but it did not represent the triads.

Instead, it represented the Trinity: the Father, the Son, and the Holy Spirit.

Are you making the right fashion statement?

The Irish flag is green, white and orange. Green symbolizes the southern part of the country and is worn by Ireland’s Catholics. Orange represents the northern part of the country and is worn

by Ireland’s Protestants.

White symbolizes the unity between north and south.

Community Magazine

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AAUW Presents a Conference Addressing

Violence Against Women and Girls

By Susan Murphy

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AUW-NJ Issues Conference, which was co-sponsored by Brookdale Community College with support from New Jersey’s AAUW Charitable Trust, held a seminar titled “Combating Violence Against Women: A Moral and National Security Imperative” on Saturday, January 29, 2011.

Members from various branches of AAUW attended. Four speakers focused on domestic issues, global health and human rights concerns. Sally Anne Goodson, President AAUW-NJ welcomed the group of nearly 100 women noting that this was the fourth conference in a series in four years.

First speaker of the day was the former director of the New Jersey Commission on Women Janice Kovach, who has been a member of numerous Review Boards and the Governor’s Advisory Council regarding issues concerning sexual assault, domestic violence and women veterans. Mrs. Kovach continues to monitor and review all legislation pertaining to women and their families, and make recommendations on pending legislations and amendments. She encourages women to use their voice to drive public policy.

Her opening remarks included the horrendous statistic that the epidemic of violence against women has spread into every New Jersey community affecting on average one in three women in their lifetime and one woman in New Jersey every six minutes. Mrs. Kovach explained that law enforcement is required to have four hours of training every year on domestic violence. In the state of New Jersey, there are more than 495 police departments and unfortunately, there is no way to track that this training was done or that the officers have an understanding of what they need to do in a situation.

Mrs. Kovach noted, “The laws are already in place. What we don’t have are advocates out there ensuring that our communities are educated, our law enforcement is educated, and holding them accountable.”

She added that women make up 54% of the voting population in the state of New Jersey. Women drive policy. She strongly encouraged the audience to talk to their legislators, to mayors and council members.

Violence against women impacts everyone.

“The earlier you talk to young boys about respecting women, the better it will be,” she stressed.

Janet Loflin Lee, who represented 180 Turning Lives Around, spoke next. This

Left to right: Speakers Erica Vann, Janet Lee, LCSW, and Janice Kovach Former Director of the NJ Commission on Women answer questions at the AAUW-NJ Conference that took place on January 29, 2011 at Brookdale Community College.

AAUW-NJ Membership Chair Barbara Williamson and AAUW-NJ Public Policy Chair Adrienne Lesser listen intently to responses. (Photo by Sally Anne Goodson) 12

March 2011

private, non-profit organization is dedicated to ending domestic and sexual violence in our community. It has served over 300,000 individuals and families for 30 years. Ms. Lee has been a supervisor and educator in the field of crisis response, domestic violence, sexual assault, and child and elder abuse for over 20 years.

“Domestic violence is a pattern of assaultive and coercive behaviors. It includes physical, sexual and psychological attacks, as well as economic coercion that adults or adolescents use against their intimate partners,” explained Mrs. Lee. All ages are victimized by these patterns, from teens to elders. Statistics that were mind-boggling were given by Mrs. Lee as well as examples of the types of abuse women deal with and remain a part of for years.

The 24/7 Crisis Hotline for Domestic Violence is 888-843-9262; the hotline for Sexual Violence is 888-264-RAPE. There is also a Youth Helpline known as 2nd Floor – 888-222-2228. There are numerous services available for those in need, including safe housing. Visit the website for 180 Turning Lives Around at www.180nj.org to learn more about them.

Mrs. Lee shared her definition of The Dynamic of Domestic Violence, which she wanted everyone to remember. “Abuse in relationships is intentional. Its purpose is to assert power and control.” Get the help you need and deserve by calling the hotline now.

One former client of 180 Turning Lives Around gave a powerful talk on what she dealt with in several abusive relationships.

Her abuse and the circumstances surrounding them sounded unbelievable, but it was all true, and she miraculously survived it all to become a highly respected member of her community. She truly learned how to “turn her life around” with the help of 180.

She was a survivor – many are not.

Following lunch, Amelia C. DeasaWeiland, R.N., MSN CCRN, Women Veteran Program Manager spoke about the VANJ Health Care System. Closing out the day’s seminar, Fatima Vorgetts, who grew up in Afghanistan, and is a member of the Board of Women for Afghan Women, shared how she is working to protect and empower the women of Afghanistan. She has arranged

for shipment of medical and other supplies to Afghanistan, has addressed the United Nations, been a speaker at conferences at universities and religious organizations, and has appeared on many national and international television and radio stations.

In December 2009, she received the Lifetime Achievement Award from the Washington Peace Center. In 2010, she received an honorary Doctor of Laws from Montclair University. Ms.Vorgetts recently returned from Afghanistan where she opened new schools for girls and literacy classes for women, created incomegenerating projects for widows to help them become self-sufficient, distributed warm clothing and school supplies to refugees, as well as promoting various humanitarian and educational projects.

This educational, informative, and powerful conference not only touched those in attendance, but will continue to be shared through conversations with others.

The speakers left no doubt that violence against women is not only physical, sexual or psychological, but also touches them economically. AAUW has broken through economic barriers for women and girls since they first met in 1881 with a group of 17 women.

Fatima Vorgetts Chemist, Bio-Chemist and member of the Board of Women for Afghan Women spoke about her work to protect and empower women of Afghanistan at the AAUW-NJ Conference on January 29, 2011.

(Photo by Sally Anne Goodson)

Today, AAUW has nearly 100,000 members and a nationwide community that includes 1,000 branches and 500 college and university partners, as well as thousand of members who are not branch affiliated.

Together, they provide networking, advocacy, and action that contribute to a more promising future for women and girls.

For more information visit their website at www.aauw.org.

Community Magazine

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Career Wise in a Day Offers High School Girls a Peek at Possible Careers

By Susan Murphy

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areer Wise In A Day invited over 50 professional women to speak about their careers to a group of 185 high school girls from Monmouth and Ocean counties in an all day seminar held on Saturday, February 5 at The Oyster Point Hotel in Red Bank.

This informative event was the idea of Diane Belforti, a Colts Neck mother who wanted answers to her daughters’ questions about specific careers. “When my daughters began asking about careers I knew nothing about, I thought this would be a great way for them to explore their options. Throughout my own career I’ve run events all over the world, so I knew that I could manage an event like this and hopefully help not only my own daughters, but other girls who wanted to learn about various careers.”

Dr. Judith Kramer, who has a PhD in Psychology and runs a private practice, the Colts Neck Consulting Group, opened the program with her welcome address. “This is a great day for opportunities and possibilities and a day to talk to people in a variety of careers and to ask them questions.

Right now you are changing, growing and learning about your life and what you want to pursue as a career. Ultimately, you want to be doing a job that you really enjoy,” she shared.

Each of the 12 seminars that followed lasted for 45 minutes and each of the girls could attend four seminars. Two power sessions that all the girls attended were Interviewing 101: Proper Business Etiquette in Practice and Preparing for College: The Ins and Outs of the Admissions Office. Women who worked in fields such as Medical, Business, the Arts, Finance, Forensics, Public Service, Technology and Engineering, Broadcasting and Journalism, Marketing,

Education, Health and Wellness, and Non-Profit explained what they did in their career and then answered questions from the girls.

Taylor August, who attends St. John Vianney High School in Holmdel, shared her thoughts on the Business seminar.

“They were very informative. It was interesting learning about what each person does in their job.

They also told us how to reach out to people Coordinator Diane Belforti (left) welcomes Dr. Judith Kramer of The and make yourself Colts Neck Consulting Group to Career Wise In A Day held on February known.” Taylor de- 5, 2011 at The Oyster Point Hotel in Red Bank. Dr. Kramer offered her cided to attend sever- Welcome Address to an audience of 185 high school girls. al other seminars beself to a long life of learning. Keep on the fore deciding which might be an interesting cutting edge of business by reading the pacareer to pursue. Daniele Degroot, who atper to keep a step ahead. Most importantly,

“Commit yourself to a long life of learning. Keep on the cutting edge of business by reading the paper to keep a step ahead.

Most importantly, give back to your community.”

– Sue McClure

CEO of Girl Scouts of the Jersey Shore

tends Colts Neck High School, also attended the Business seminar. “I really enjoyed it and I learned a lot.

The panel of women gave us some good input on everything involved in business.”

Daniele said she definitely wanted to attend the Forensics seminar as she found that topic fascinating.

Following the Business seminar, Sue McClure, CEO of This panel of women discussed “Working in Corporate America” during Girl Scouts of the JerCareer Wise In A Day held on February 5, 2011 at The Oyster Point Hotel sey Shore said to the in Red Bank. L to R: The women are Andrea Phillips, Nancy Mancini, girls, “Commit yourKathi Mead, Vicky Schade, and Virginia Bauer.

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give back to your community.” Words of wisdom given by the panel in the Business seminar could be utilized when pursuing any career. They emphasized that one should dress for success, make personal contact with the person you wish to work for, respect others for what they do, and have integrity and respect for yourself. All of the women stressed that when you go for an interview, for training, or are in any contact with prospective employers remember to turn your cell phone off!

The Keynote Address was given by the Honorable Judge Susan Wigenton, who was nominated to the United States District Court for the State of New Jersey by President George W. Bush in January, 2006.

She successfully juggles her personal and professional life and offered inspirational words to these young women to be the best they can be.

Thanks to Diane Belforti, Career Wise In A Day was inspiring and offered those in attendance many options for a career. Diane expressed her thanks to all of the speakers and to the following Event Sponsors: The Girl Scouts of the Jersey Shore, Investors Savings Bank, Tiffany & Company, Telcordia Technologies, the YMCA of Western Monmouth County, Meridian Health, State Farm Insurance - Chris Thomas, Red Bank, and The Community YMCA.

Community Magazine

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SOMETHING FOR EVERYONE

The perfect gift, trendy fashion accessories, tasty gourmet treats, personalized paper and invitations are just a few of the items featured at Mulberry Market Located in Colts Neck, just next door to Huddy’s Inn, Mulberry Market has been a staple to shoppers in Monmouth County for fourteen years. Owner, Ann Hager, a Colts Neck resident founded the original Mulberry Market in the 80’s when home craft boutiques were all the rage. She dreamed of owning her own shop, and in 1997 opened the doors to local residents. “I love every part of owning Mulberry; decorating for the holidays, sharing in our customers lives, wrapping packages, and I even love unpacking boxes - it’s like Christmas everyday!” said Hager.

Mulberry Market’s mission from the start was to provide shoppers with a beautiful and calm environment in which to shop.

Always on the lookout for new and different is the goal when shopping for the Market. If the big box store carries it, Mulberry doesn’t. “We provide the extras that the big box stores doesn’t, beautiful complimentary gift-wrap, personal shopping, and just about anything in the shop can be personalized in some way,” said Hager. Each season throughout the year is featured at the Market. Shoppers eagerly await displays of holiday décor. New merchandise arrives daily, 16

March 2011

and “I can always walk in and find what I am looking for,” says Patti Dowd, a Colts Neck resident.

Through creative and fun emails, Mulberry stays in contact with their clients, who have been affectionately named the “Mulberry Girls”. Each month in 2011, a special event has been planned. On March 23, Mulberry is hosting “A Spring Dress-up Trunk Show.” With the current trend leaning to fashion accessories, Mulberry Market is working with an “Accessory stylist.” Each guest will be asked to wear a neutral outfit to the event. Direct from the runways, the new spring accessories will be on hand to play dress up with. Mulberry Girls will be able to try on scarves, jewelry, bags and more. Before and after photos will be taken at this event, and Mulberry’s accessory stylist will assist guests in finding what works best for them and their wardrobes. Door prizes, a shopping spree for one lucky guest, gourmet nibbles and of course all the same fun you always find at a Mulberry hosted event. Ann encourages you to call the Market and add your name to Mulberry’s email mailing list, so you can join in the fun.

Mulberry Girl Parties are another way to

host a home party for your girlfriends, but instead of having to clean the house and cater, customers are encouraged to have an evening out with the girls at the market.

Hostess’ are rewarded with a discount to the market based on how many guests attend, not the traditional way of what your guests spend - like so many home parties. In lieu of a discount, a hostess may also choose to have a portion of the evenings proceeds benefit a favorite charity.

Mulberry Market is also the home of “The Studio at Mulberry Market.” Long known for their creative and clever invitations, party décor and favors, the staff at the market knew it was time to showcase their talents.

With time being sparse in everyone’s lives, the creative team at Mulberry Market envisioned a space that would let the client be in one place and have the resources they needed to plan the perfect event. From a wedding to Sweet Sixteen’s, Birthday Bashes or Mitzvahs, the Studio gives you the tools to design and plan your event with their creative team of event experts. The top event vendors in New Jersey are featured at The Studio, including invitations, floral and décor, favors, photography, caterers, fashion

and beauty, cakes, linens, party wares and the list goes on and on.

When Anne-Marie and Ed Matthews of Colts Neck decided to wed in June 2010, they turned to Sheri Nicholson, Creative Director at Mulberry Market. At their initial consultation, Sheri worked on getting a sense of the couple’s style and what they envisioned for their special day. “Our main focus when working with any event client is finding a way to add a signature style to their event,” said Nicholson.

The Studio’s philosophy is simple, any event should be a snapshot to guests of what that couple or client loves or what inspires them. From colors, to motifs to décor, an event should come together, to form a complete picture of the client. The next step for the Matthews was to have Sheri design sample proofs for their invitation. “It all starts with the invitation, it is the first thing that a guest will see and it begins

to tell the story,” said Nicholson. When Anne-Marie and Ed sat down to preview the proofs, the first words to come out of Ed’s mouth were, “How did you know what we wanted, we didn’t even know?” So began the journey, and on June 5, 2010, the Matthews had their dream day, with flowers, photography, event papers and details, all created from The Studio at Mulberry Market.

Ann is thrilled with the response to The Studio. She recently welcomed Cathy Ann Sarra, Event Consultant and owner of CAS creations. Cathy Ann will be working with clients as an event consultant as well as designing custom linens and bridal accessories. With a celebrated creative team and the top New Jersey event vendors, The Studio at Mulberry Market is the place for anyone planning an event to turn to. “We assist anyone with any event no matter the size or budget, from a backyard party to a wedding at The Plaza for 500, we can do it

all,” said Nicholson.

With The Studio and a successful store, Ann is always mindful to thank her Mulberry Girls, “We love being a part of their lives, we find joy in wrapping a gift for a special someone, seeing a bride thrilled with an invitation and knowing what we do everyday makes people smile. We all need each other to be successful and that’s why we do what we do.”

Ann and her staff invite you to come see for yourself what makes Mulberry Market the place to turn to for all life’s events. Mulberry Market is open everyday from 10:00 a.m. - 6:00 p.m. and Sunday, 12:00 p.m. - 5:00 p.m. and evenings by appointment. Visit their website: www.TheStudioat MulberryMarket.com to learn more.

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Oak Hill Academy sixth grade girls gathered for a special picture while at the Parent and Child Dinner Dance on February 13, 2011 at the Colts Neck Inn. The girls, who were eager to get the party started are (Left to Right, in back) Mae Corrigan, Camryn Mercatanti, Josie Larkins; (Left to Right, middle row) Lauren Valinoti, Hannah Nagy, Julia Pardee, Nikki Marinaro, Kerry Fell; and (Left to Right, front row) Alexandra Lupo and Kaitlyn Vogel.

Oak Hill Academy

Parent Organization Sponsors

By Susan Murphy

Special Dinner Dance In celebration of Oak Hill Academy’s 30 year anniversary, the Parent Organization presented its first Parent and Child Dinner Dance on February 13 at the Colts Neck Inn. The Valentine’s Day themed event included a sit down dinner, music and entertainment

by Good Vibrations, a photo of the family, door and raffle prizes. Students from Pre-K through eighth grade were invited to attend with a parent or both parents.

The idea for the event came from Dinner Dance Chair Lynn Vogel. “My husband and daughter attended a sim18

March 2011

ilar event last year and had such a great time that I wanted others to have the experience. I approached the school with my idea and they agreed to it, but wanted it open to all parents and children, not one group in particular.” Mrs. Vogel said the response was great, and she hoped this could become an annual event. OHAPO (Oak Hill Academy Parent Organization) President Lisa Wicks said, “Attendance tonight proves how much our families love the school. We presented the event as a Parent and Child Dinner Dance and began receiving calls asking if the en-

tire family could reserve a table.” The total number of parents and children at the event was 200.

Some of the raffle prizes donated

by Oak Hill families and businesses included: an American Girl Doll “Kanani” with accessories, a Flip Video Camera with battery pack, four tickets to a Knicks game, a 20” Freestyle boy’s bike, a 20” Spectrum girl’s bike, a certificate for one week of soccer camp, and a $150 gift certificate for the Colts Neck Inn. OHAPO’s first Parent and Child Dinner Dance was a special night to

Oak Hill Academy second grader Jordan Codispoti is serenaded by her father Anthony during a special tribute to parents and their children at the Parent and Child Dinner Dance on February 13, 2011 at the Colts Neck Inn. The Codispoti’s reside in Holmdel.

remember. Not only did everyone enjoy the delicious food and great dance music, but students were able to socialize with friends while their parents enjoyed time with other parents. It was a wonderful start in celebrating the 30-year anniversary of the beginning of Oak Hill Academy.

Headmaster Mr. Joseph Pacelli was surprised yet pleased at the attendance. Following the event, he shared, “The children had a great time and they slowly brought their parents onto the dance floor to share in the fun. The young students intermingled with the older students and they were all very relaxed.” Mr. Pacelli said one of the nice things about the dance was that the children could dance with either parent or with just friends if they wished. From the positive comments he heard and the excitement expressed by both children and parents, it is probable that the Parent and Child Dinner Dance will become an annual event at Oak Hill Academy.

Left: Sixth grader Zyanne and Kindergartener Mikaela Hubbard kept their father Milton dancing throughout the night.

The Hubbard’s reside in Tinton Falls.

Right: First grader Justin Weber looks like the perfect gentleman in his suit as he dances with his mother Erika. The Weber’s reside in Middletown.

Community Magazine

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RIVERVIEW MEDICAL CENTER TO HOST 3rd ANNUAL “RIVERVIEW KIDS ROCK!” A fun and interactive health fair for kids of all ages

Riverview Medical Center is excited to announce it’s once again time for kids to rock Riverview! On Saturday, March 12, from 11:00 a.m. to 2:00 p.m., mom and dad are encouraged to bring the kids to this truly fun health fair and learn more about the extensive capabilities of the Meridian Pediatric Network and the Pediatric Care Center at Riverview.

This fun and educational day will feature unique hands-on learning experiences for both children and parents, from special “glow germs” that teach children about hand washing to laparoscopic surgery demonstrations on gummy bears! The Red Bank Police Department will also be on-site to host the Indent-a-Kid program, which shows children how fingerprinting works up close and personal. The distinct sounds of the Red Hot Chili Peppers, Ozzy Ozbourne and Billy Idol will once again be heard in Riverview’s Blaisdell Lobby as children line up to enter the Guitar Hero® Challenge at the 3rd annual Riverview Kids Rock. In addition to the Guitar Hero®

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March 2011

Challenge, Riverview will also be hosting a Just Dance Challenge, which is sure to provide a ton of entertainment for kids of any age. Also new for this year, the Walt Disney Company will be on-site proving kids with fun-interactive games and provide cool prizes and giveaways.

The fair will feature an array of health education, information and activities, such as:

• What do germs really look like?

• Are you label able? (with healthy snacks) • Color Your Feelings, hosted by the Children’s Art tTherapy Department • CPR Basics • Bike helmet safety • Do You Know More than a Librarian?

• Tour the K. Hovnanian Children’s Hospital Ambulance Hopscotch, from the Pawsitive Action Team at K. Hovnanian Children’s Hospital at Jersey Shore University Medical Center will even make a special appearance to award the Guitar Hero champion! Bring out the inner rock star in your child and don’t miss this unique opportunity to a make healthy habits a fun topic!

To register for this event, call 1-800-DOCTORS. For more info, go to www.RiverviewMedicalCenter.com/ KidsRock. For more info about Riverview Medical Center and Meridian Health, please call 1-800-DOCTORS or visit www. riverviewmedicalcenter.com.

GH-1718 Emergency CN Hol Comm 4C_GH-1718 Emergency CN Hol Comm 4C 2/1

Dangerous Foods

By Lucy Hanus, DVM Garden State Veterinary Specialists

It has become common knowledge that chocolate is dangerous to dogs, but did you know that grapes, onions, and even some types of sugar-free gum can be harmful as well? The following are a handful of foods that can be hazardous to your furry and feathered friends. If there is known exposure to any of these foods, or you are curious about other foods that could be harmful to your pet, it is best to contact the ASPCA’s Poison Control hotline, visit the ASPCA’s website, www.aspca.org, or speak with your primary veterinarian for further information.

Everyone seems to know not to give Oreos to their dog…but do you know why? The reason is three-part. Aside from the milk and sugar that may give your pooch an upset stomach, depending on the type of chocolate, there may be large quantities of caffeine and theobromine, substances that are both dangerous to dogs. These ingredients can cause an increased heart rate, hyperactivity, and tremors; interestingly the type of chocolate also matters.

Unsweetened, or Baker’s chocolate is more toxic than dark chocolate, which is more toxic than milk chocolate. White chocolate barely contains any caffeine or theobromine, and while ingestion may result in vomiting or diarrhea from exposure to milk and sugar, it is generally considered non-toxic to dogs and cats.

Grapes and raisins can be highly dangerous to dogs and cats if ingested.

The science behind the toxicity is not completely known at this time, but we do know that ingestion can result in acute kidney failure. The dose is patient dependent, and therefore aggressive treatment is usually recommended for all known grape or raisin ingestion regardless of the amount eaten. As with any kidney failure, vomiting, decreased appetite, and weakness can also occur.

Treatment typically requires IV fluids for a period of 2-3 days with serial monitoring of kidney values.

As tasty as guacamole can be, avocados are unfortunately toxic to our feathered friends. The main culprit in avocados is a substance called persin, but other parts of the fruit (leaves and stem) are also reported to be dangerous. If your bird ingests an avocado, it can result in respiratory distress and buildup of fluid in the lungs and body. Clinical signs may take at least 12 hours to develop, but often become fatal. Therefore, if your bird has known exposure to avocados, they should be seen by a veterinarian on an emergency basis.

A lesser known danger to dogs and cats is garlic and onions; both can cause damage to red blood cells and result in hemolytic anemia. Therefore, they are generally not recommended in your

pet’s diet. Signs that an owner may notice at home include your pet acting weak, exhibiting pale gums, having dark urine, or episodes of vomiting. If these symptoms are observed, your pet should be seen by a veterinarian immediately.

Xylitol, a sugar substitute commonly found in chewing gum and candy, can actually be quite dangerous to your furry companions. If ingested, it can cause a surge of insulin to be released into the body, which may result in dangerously low blood sugar. Low blood sugar, or hypoglycemia, can be a life threatening event and result in weakness, collapse, seizures, and death.

Additionally, xylitol can cause damage to the cells of the liver to the point of causing organ failure. According to the ASPCA Animal Poison Control Center, even one piece of gum may be dangerous to a small dog. Therefore, regardless of the amount of ingestion, it is recommended that your pet see a veterinarian on an emergency basis if they ingest food containing xylitol.

Uncooked dough (containing yeast) is a lesser-known dangerous food to pets. The reason is two-part. The dough itself can rise within your dog’s stomach, causing bloating and possible obstruction. Additionally, alcohol is produced during the rising process and can cause depression and neurologic signs. Your pet should be seen by a veterinarian if there is a known ingestion of uncooked dough containing yeast.

If the dough was eaten recently the veterinarian may induce vomiting.

Additional treatments can involve surgery to remove the dough (if an obstruction is present) and monitoring of your pet’s blood pH. While most nuts are generally safe for dogs and cats, Macadamia nuts have been reported to be a dangerous food for dogs. The science behind the toxicity is not currently understood. Neurologic signs (weakness, depression, ataxia, tremors) as well as vomiting and fever have been seen generally within the first 12 hours. The toxic amount varies, and clinical signs generally resolve within a couple of days, but it is best to contact your primary veterinarian for further information if a known ingestion occurs.

If you are concerned your dog has ingested a potentially dangerous food or substance, please contact the ASPCA Pet Poison Control Hotline (1-800426-4435, there is a charge for their assistance) or your primary veterinarian for further medical advice. Additionally, be prepared by having the location and phone number of your closest veterinary emergency clinic which is open 24/7 on hand in the event an emergency arises when your veterinarian’s practice is closed. The material contained in this article is for informational purposes only and is not meant to be a substitute for the advice of a veterinarian.

Katharine Palmer, DVM Diplomate ACVIM, ACVECC

Susan Meeking, DVM Diplomate ACVIM, ACVECC

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21

Lincroft Presbyterian Church Members Congratulate Winners of Chilifest 2011

By Susan Murphy Lincroft Presbyterian Church members put a new spin on the big game weekend by holding a Superbowl Saturday Chili Contest on the evening of February 5. The buffet dinner featured 18 chili entrees with side dishes and dessert.

Just under 100 people attended this festive event, where decorations included brightly colored blankets, wide brimmed hats, tables covered in red, as well as music. Door prizes and a gift auction included items such as Waterford glasses, a crystal vase, Lenox candy dish and a basket from David Burke, owner of Fromagerie Restaurant which included a gift card and his autographed cookbook. Local businesses and individuals generously donated the gift baskets.

A panel of judges included Middletown Committeeman Kevin Settembrino, Fire Captain Anthony Russo, Amend Publishing’s Virginia Amend, and Middletown resident Chef Joe Musa. The judges had the challenging task of tasting each contestant’s entry and choosing first and second place winners. Those who attended the event were asked to vote for their favorite chili and the contestant would receive a special “people’s choice” award. Near the end of the two-hour ChiliFest, the following winners were announced.

Egyptian Style Chili was chosen as the best chili and Samantha Ciervo of Holmdel accepted the first place blue ribbon and a basket filled with cooking items. The Royal Chill was chosen as the second best chili and Steve and Kerry Prince of Holmdel ac-

Left to right: Winners and judges of ChiliFest 2011 held at Lincroft Presbyterian Church on February 5, 2011 included Middletown Committeeman Kevin Settembrino, People’s Choice winner Andrea Garrote, second place winners Kerry and Steve Prince, Virginia Amend, Chef Joe Musa, and first place winner Samantha Ciervo and Mrs. Ciervo. Fire Captain Anthony Russo is not pictured as he had to leave for an emergency call.

cepted their second place blue ribbon and a basket containing Margarita mix and glasses. Bison Chili was voted by guests as their favorite and the People’s Choice Award was accepted by Andrea Garrote of Howell, who received a gift certificate to the Turning Point Restaurant.

Guests who attended the event shared their comments about the large selection of chilis. Mike Sockol and his wife Lisa Horan Sockol of Holmdel thoroughly enjoyed taste-tasting the various styles of chili.

Mike would not say which was his favorite but he did share, “There is a high degree of interesting flavors and textures – some hot, some sweet. Having lived in Texas for some time, my wife and I felt it was essential to check out this ChiliFest.” Middletown residents Rob Ziegler and Doug Irwin made Taste-tasters Rob Ziegler (left) and Doug Irwin, both of Middletown, several visits to the returned to the tables several times to be certain they tried all 18 chili chili tables to find recipes during ChiliFest 2011 held at Lincroft Presbyterian Church in their favorite. Doug Lincroft. offered a hint on how 22

March 2011

to approach the numerous choices. “First you take a look at all of them and see what appears to be tempting you and then you go back and try it.” Rob thought it was great that there were so many varieties of chili to taste. “It’s a little overwhelming to approach 18 chilis but I’ll do what I can!”

Both men are members of the church.

Pastor Brian Croak, who loves to cook, entered his personal recipe, aptly titled “Free with Sermon” Chili. He was amazed at the number of chili contestants. “It was great that so many people participated. We were also happy to have judges from our local communities to choose our winners.”

Pastor Croak noted that the proceeds from ChiliFest will be used to continue necessary work within the church building. He extended his gratitude to everyone who made the event such a success and who generously offered donations.

The 18 delicious chilis that were entered in ChiliFest 2011 were: Mid-West “Bubba” Turkey Chili, Diablo Snowmelt, Jose’s Veggie Chili, Texas Chili, Texas Strate Chili, Incredibly Easy Veggie Chili, Blitz-burgh, Best Ever Steak Chili, Chicago Chili, Turkey Chipolte Chili, Denise’s Bikini Chili, Bison Chili, Snowball Chili, Free with Sermon Chili, The Royal Chill, Salsa Chili, Meat ‘n Veggie Power, and Egyptian Style Chili.

Maple BBQ-Glazed Meatloaf Two pieces of seasoned meatloaf glazed with our sweet and tangy maple BBQ sauce. Served with mashed potatoes, buttered corn, garlic bread and extra maple BBQ sauce. Plus, your choice of soup, house or Caesar salad.

Spinach & Artichoke Garlic Chicken A grilled, juicy, rosemary-garlic chicken breast atop a spinach dip. Served with garlic-herb rice, two tomato slices and garlic bread. Plus, your choice of soup, house or Caesar salad.

Buttermilk Battered Fish & Chips Two buttermilk-battered Alaskan Pollock lightly fried until golden brown. Served with seasoned fries, coleslaw, tartar sauce and your choice of soup, house or Caesar salad.

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23

Local

The premier recipe for Local Eats is from Holmdel resident Grace Modla.

Eats

Community Magazine invites you to be our resident chefs - so please share your favorite dishes with your community by sending it to: magazine@mycommunitypublications.com.

This Local Eats is a luscious, creamy lasagna that takes only a little more effort than traditional lasagna but definitely worth it! Perfect for the Sunday meal. Pair with a crispy green salad and some good vino.

Bon Appetite!

Lasagna Bolognese

Ingredients: Bolognese Sauce

• 2 oz. Diced pancetta, finely chopped (bacon works too.

Either is optional) • 1 Medium yellow onion, finely chopped • 1 Stalk celery, finely chopped • 1 Carrot, finely chopped • 4 Tbsp unsalted butter • 11 oz Ground beef • 4 oz Ground pork • 4 oz Ground Italian sausage • 1/4 tsp. ground cloves • 1/4 tsp. ground cinnamon • 1 tsp freshly ground black pepper • 2 cans (28 oz.) diced

tomatoes • 1 cup whole milk •1/2 teaspoon sea salt •1 Tbsp. olive oil

Béchamel Sauce

• 2 cups whole milk • 1/4 cup unsalted butter • 1/4 cup all-purpose unbleached flour • No-Cook Lasagna noodles (Barilla makes the best) Enough lasagna noodles to make four layers in a 13x9-inch baking pan with the lasagna pieces overlapping each other a little bit.

1 cup freshly grated Parmesan cheese

Method:

up the browned bits from the bottom and continue to cook.

from heat.

Prepare the Bolognese Meat Sauce

Make the Béchamel sauce

9. Preheat oven to 375°F.

2. Add the beef, pork, sausage the the pan, and increase the heat to high; cook until browned. Sprinkle with the clove, cinnamon, and pepper.

6. Slowly add half the hot milk to your butter and flour mixture. During this process stir constantly.

1.Saute pancetta (if using), onion, celery, and carrot in olive oil and cook over medium heat until onion turns pale gold. Sprinkled a pinch of salt over the onions to keep them from browning.

3. Stir in tomatoes, bring to a simmer and reduce the heat to medium. Cook over medium heat for 15 minutes.

4. Add milk a little at a time and season with sea salt. Then turn down the heat and let simmer for 2 and 1/2 hours. Stir at least every 20 minutes. Whenever the sauce simmers down to the point that it is sticking to the bottom of the pan, just add 1/4 cup of water and scrape

24

March 2011

5. Heat the milk until almost boiling in a heavy bottomed sauce pan. In a separate pan melt the unsalted butter with the flour over low heat. Stir rapidly with a spoon. Cook this for 1 minute and then remove from the heat.

(See Wikipedia on Béchamel Sauce for more information on this sauce.)

7. Return the milk, butter, flour mixture to low heat until the sauce begins to thicken.

Add the remaining milk slowly while stirring working it into the thickened sauce. Continue to stir until it comes to a boil.

8. Season with some sea salt, and continue stirring until the right consistency has developed. If any lumps form, beat them out rapidly with a whisk until they dissolve. Remove

Prepare the Lasagna 10. Spread a little olive oil around the inside of a 13x9-inch baking pan, pyrex or stainless steel. Do not use an aluminum pan as it will react with the acidity of the sauce and ruin the flavor. Put a layer of lasagna noodles down first. Layer on a third of the bolognese sauce, then a third of the bechamel sauce.

Sprinkle with grated Parmesan. Repeat two more times. Top with a final layer of noodles and sprinkle with grated Parmesan.

11. Tent the casserole with aluminum foil. Put lasagna into the middle rack of a pre-heated 375°F oven. Bake for 20-30 minutes, until the top begins to get lightly browned. Remove from oven and let cool 5-10 minutes before serving.

Serves 8

EYESIGHTS 2011:

8th Annual Open Juried Photography Show At the Guild of Creative Arts

On Sunday, March 6 from 3:00-5:00 p.m., the Guild of Creative Art will host an opening reception for their most prestigious and competitive photography show of the year, “Eyesights 2011”.

This 8th annual open juried show is open to all Guild members as well as non-members. Awards will be presented at the reception at 4PM. Refreshments and wine will be served. This dynamic exhibition opens on Saturday, March 5 and will end on Wednesday, March 30, featuring traditional as well as digital photography.

Come and discover many uniquely talented photographers from throughout the tri-state area. The submissions will be judged in two categories - color and monochrome - by Andrew Darlow, an internationally recognized photographer, printer, author, and digital screening consultant.

This month’s “mini show,” featuring multi-media artwork by Guild Exhibiting members and “Small Treasures” by Associate members, will be displayed throughout the Guild lobby. Some of these featured artists have recently attained Associate or Exhibiting member level through a portfolio jury this past November.

Celebrate the accomplishments of these artists and photographers by joining us at the Guild at the reception; all Guild of Creative Art receptions and monthly exhibits are free of charge and open to the public, although a voluntary donation is always very much appreciated.

The Guild of Creative Art is located at 620 Broad Street, Shrewsbury. Hours are Monday, Tuesday, Wednesday, and Friday from 8:00 a.m. to 4:30 p.m., Thursday 8:00 a.m. to 7:00 p.m., and Saturday 10:00 a.m. to 4:00 p.m. For more information, call (732) 741-1441 or visit www.guildofcreativeart.org.

Community Magazine

25

Ray of Hope Gala Committee Prepares for Annual Fundraiser The Monmouth County Board of Catholic Charities announced plans for their 14th annual fundraiser, the Ray of Hope Gala, to benefit human services programs in Monmouth County. The popular dinner dance will take place on Friday, April 29, 2011 at Eagle Oaks Golf & Country Club in Farmingdale, N.J. The Catholic Charities programs in Monmouth County provide services and support to assist the most vulnerable people, regardless of their religious affiliation. These comprehensive programs include: • Project FREE, an outpatient substance abuse program for women and their families who are receiving public assistance and involved with the Division of Youth and Family Services.

• Family Growth, a pro-

gram that provides specialized treatment services for sexually abused children and adults who were sexually abused as children.

• Monmouth Counseling (administered in collaboration with Monmouth University), a program that offers counseling and psychiatric treatment for children and families challenged by emotional and behavioral difficulties.

• Beacon House, a transitional group home for homeless young men ages 17-21.

Director of Children & Family Services for Catholic Charities, Diocese of Trenton, Ron Gering said, “During the third quarter of 2010, Catholic Charities programs throughout the state provided assistance to the same amount of people that they served in all of 2009. Clearly the need for assistance is in increasing

Chair of the Monmouth County Board of Catholic Charities, Dennis O’Brien, Farmingdale (left) and Ron Gering, director of Children & Family Services for Catholic Charities, Diocese of Trenton, (right) stand with 2011 Ray of Hope Gala Committee Co-Chairs Barbara Willis of Spring Lake (center left) and Valarie DeFelice of Colts Neck (center right).

Pictured here are two long-time supporters of Catholic Charities and the Ray of Hope Gala, Mike Lee (left) and Tom DeFelice.

26

March 2011

while the resources are diminishing.”

Plans are underway and the Gala committee is hard at work under the leadership of returning (2010) Ray of Hope Committee CoChairs, Valarie DeFelice, Colts Neck, and Barbara Staff from the Catholic Charities Development Office in Trenton are actively involved in the Willis, Spring Gala preparations. Cindy Marazo, corporate affairs manager (left) and Kat O’Connor, data Lake. “With management specialist, (second from left) from the Diocese of Trenton, stand with Dennis the need O’Brien (center) and Ray of Hope Gala Committee member, Mary Ellen Griffin, Colts Neck for Catho- (right). Griffin is the chairperson of the 2010-2012 Catholic Charities Board of Trustees. lic Charities human services programs programs and services that About Catholic Charities Catholic Charities, Dioincreasing, we are working touch hundreds of people Monmouth cese of Trenton is a faithharder than ever to obtain throughout the support that is neces- County. Our family is inspired social services sary to raise funds,” ex- proud to support the Gala agency with more than 100 and help to make a positive years of experience. They plained Willis.

DeFelice added, “We are impact in our local com- to alleviate human sufferseeking support from the munities.” Fisher added, ing which we approach Monmouth County busi- “With so much wedding through a wide variety of ness community as well as buzz, it seemed fitting to services including behavindividuals. Supporting the donate a replica of the ‘roy- ioral healthcare; domesRay of Hope Gala has a di- al ring’ and help generate tic violence prevention rect positive impact on so excitement and interest in and treatment; help with basic needs; housing asmany people throughout the Ray of Hope Gala.”

To support the 2011 Ray sistance; job training and the various communities of Hope Gala or to learn supported employment; throughout our county.”

It has been announced more about Catholic Char- and outpatient substance that a sapphire and dia- ities programs in Mon- abuse treatment. We are a mond ring, similar to Kate mouth County, visit www. 501 (c)3 non-profit recogMiddleton’s royal engage- NJRayofHope.org or con- nized by the Chronicle of ment ring, will top the auc- tact Kat O’Connor at (609) Philanthropy as one of the tion list. The gala will take 394-5181 or via email at most fiscally efficient in the place on the same day that koconnor1@cctrenton.org. country, using less than 10 percent of our revenue for Britain’s Prince William is administrative costs. set to marry Middleton.

The ladies 14 karat white gold, sapphire and diamond ring valued at $6,000 is a gift from the Fisher family, proprietors of A.H. Fisher Diamonds in Red Bank, one of the Jersey Shore’s leading authorities on fine diamonds and jewelry. Family spokesperson and President of A.H. Fisher Diamonds, Alan Fisher, said, “Funds raised from the Ray of Hope Gala help Matthew Fisher, vice president of A.H. Fisher Diamonds, stands between the 2011 Ray of Hope Gala Committee co-chairs, Valarie DeFelice, Colts support several remarkable Neck (left) and Barbara Willis, Spring Lake (right).

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Community Magazine

27

Helpful homemade cleaning supplies for the kitchen and bath

By Matthew R. Linderoth

T

HIS WINTER has been particularly harsh. For most of it, the ground was covered in snow and if you were like me, you spent most of your time indoors.

But now spring is just around the corner and it is time to open the windows, air out the house and prepare for the much welcomed warm weather. Instead of using store-bought products made from harsh chemicals, here are some recipes easily made at home that will not endanger your family.

Window Cleaner Recipe #1 You will need a bottle of 90 percent rubbing alcohol (most rubbing alcohol is 73 percent so be sure to check the label). Filtered water, bottled water or if you have a water purify attached to your tap will work perfectly.

Do not use plain tap water. Municipal water contains minerals and fluoride, both of which will not clean your windows. Lastly, you will need a spray bottle. Any spray bottle will work, even an empty glass cleaner bottle. Just make sure to rinse it out thoroughly before you use it.

Mix equal parts alcohol and filtered water in a spray bottle. To use, spray on glass and wipe.

Recipe #2 The second recipe is slightly stronger in both effectiveness and aroma.

To make, you will need a half tablespoon of mild dish detergent, three tablespoons of vinegar and two cups of water. Mix all ingredients in a spray bottle and shake.

Both recipes work great for windows, mirrors, computer screens and eyeglasses.

Marble and granite cleaner Marble and granite both look nice, especially as kitchen countertops, but

28

March 2011

they are porous and can stain. Instead of spending money on a cleaning product, try this easily made recipe.

You will need baking soda, water and plastic wrap.

First, dampen the affected area.

Next, mix the baking soda and water together until it forms a paste with the consistency of sour cream and spread it over the stain. Take the plastic wrap and cover the stain and at least two inches past the area you have covered with the paste. Let it sit for 24 hours, so the baking soda can dry and absorb the stain. After 24 hours, remove the plastic wrap and wash the area clean with mild soap and water.

Tile and grout cleaner You will need a half cup of baking soda, one third cup of ammonia, a quarter cup of white vinegar and seven cups of water. Mix all ingredients in a spray bottle and shake well. To use, spray mixture and wipe off with a damp sponge.

Toilet bowl cleaner Recipe #1 Personally cleaning the toilet is the last thing I want to do. Usually, I let my laziness trump my cheapness and I buy a tablet that I drop in the top tank and forget about. However, the following recipe costs just 5 cents and is just as effective. To make you will need to mix borax and lemon juice together to form a paste. Flush the toilet to wet the bowl and rub the paste on. Let sit for two hours and flush the bowl to rinse.

Recipe #2 An even easier method of cleaning your toilet is using denture-cleaning tablets. Drop two tablets in the toilet.

The tablets will fizzle in the water.

Let the tablets sit in the toilet for several minutes and flush to rinse.

Showerhead cleaner Is your showerhead full of grime and hard water stains? To clean it, first remove the showerhead. Mix together warm water, baking soda, and vinegar in a container large enough to completely submerge your showerhead. Place your showerhead in the container and let soak.

Shower and tub cleaner For cleaning your shower or bathtub, you will need just two ingredients, baking soda and Dawn dish soap. Mix the Dawn dish soap with the baking soda just enough to moisten the baking soda. To apply, use a washcloth and scrub away. It should not take too much effort to remove just about any stain in your bathtub or shower.

Cautionary Note: Never mix bleach with any soap or ammonia, as the mixtures will create toxic fumes.

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Community Magazine

29

THE LONG WEEKEND

WELCOME TO MIAMI! The

Magic City

Introduction

Many of us dream of spending weeks on sun-kissed tropical beaches... but a growing number of families are identifying the advantages of vacation in shorter measures.

It is no surprise that weekend getaway trips are catching on across the nation, by opting for longer weekends and spreading the traditional 1430

March 2011

21 vacation days over four seasons, many vacationers feel they are getting more, not less, down time from work.

Not only does a long weekend make you feel you are vacationing more often, it leaves opportunities for family road trips, winter getaways, extended stays at summer theme parks and holiday ski trips. To no avail, here is our ďŹ rst Long Weekend!

Top 11 Things To Do 1. South Beach

South Beach is the quintenssential Miami hot spot. From shopping to partying, this area of Miami Beach is well-known for being a trendy locale.*

2. Zoo Miami

Zoo Miami is fast becoming one of the best zoos in the nation. Its climate allows it to keep a wide variety of animals from Asia, Australia and Africa like no other zoo in the country. One of the first free-range zoos in the country, the exhibits are entirely cageless. Animals are grouped according to their geographic territory and animals that live together peacefully in the wild are placed in exhibits together.*

THE LONG WEEKEND

3. Seaquarium

The Miami Seaquarium is located right in the middle of the tourist area, on the causeway between downtown Miami and Key Biscayne. It’s a fabulous stop where you can witness an outdoor aquarium experience that’s only possible in our tropical climate. Be sure to budget enough time to spend at least half a day there!*

4. Hit the Beach!

Miami’s beaches offer a great opportunity to get some exercise or just enjoy some time in the sun! I take a look at a few of my favorite beaches, including a couple of lesser-used spots where you’ll be able to avoid the tourist crowd.*

5. Everglades

With 1.5 million acres of swamps, sawgrass prairies and sub-tropical jungles, Everglades National Park is one of the most unusual public parks in the United States. Located on the southern tip of Florida, the park is home to 14 rare and endangered species, including the American Crocodile, the Florida Panther and the West Indian Manatee. A large portion of the park is primitive, explored only by adventurists and researchers – but visitors have ample opportunity to walk, camp and canoe.*

6. Miami Museum of Science

Check out the latest kid-friendly exhibits at the Miami Museum of Science. You’re bound to find a learning adventure for the whole family. The museum is home to the Bird of Prey Research Center and the Weintraub Observatory.*

7. Miami Children’s Museum

If you have kids (or just like to act like them!), the Miami Children’s Museum is a mustsee destination. Their motto of “Play, Learn, Imagine, Create” shines through in the wide variety of interactive exhibits that allow children to explore everything from a supermarket to a television studio, picking up valuable lessons along the way.*

8. Parrot Jungle

Parrot Jungle offers visitors a fun, educational opportunity to get an up-close look at tropical birds in replicas of their natural habitats.

The attraction routinely hosts field trips and offers frequent educational programs.*

9. Monkey Jungle

“Where the humans are caged and the monkeys run wild” - it’s more than a catch-phrase.

Monkey Jungle in southern Miami-Dade County is a truly unique park. While homo sapiens walk through carefully constructed wire pathways, many species of primates scamper above your head, swing through trees and interact with each other in ways difficult to observe in captivity. Keep your eyes open; you never know who’s hanging around!*

“Miami’s beaches offer a great opportunity to get some exercise or just enjoy some time in the sun!”

10. Coral Castle

Coral Castle is truly a monument to the uniqueness of Miami! This attraction was built by a Latvian-born Miami resident named Ed Leedskalnin as a monument to his lover. After 28 years of effort, he introduced his 1100-ton coral creation to the world. It’s a bit of a trip from downtown, but well worth the time.*

11. Vizcaya

No visit to Miami is complete without a stop at the historical 50-acre Vizcaya estate. This European-style mansion offers a glimpse at life in turn-of-the-century South Florida. It’s also an extremely popular venue for galas, weddings and other entertainment events.* *http://miami.about.com

Community Magazine

31

Together, A Family Honors Their Hero...

In France

Top, left to right: Rob Chrzan, Frank Donahue, Shannon Chrzan, Coleman Chrzan, Colin Fadale, Stephanie Fadale, Sean Fadale, Joe Donahue, Judie Donahue, Meghan Wheeler and Perry Wheeler. Bottom, left to right: Carol Donahue, Stephen Donahue, Kai Donahue, Devon Chrzan, Brianna Chrzan and Justice Wheeler .

I

N AUGUST of 1998, I fulfilled a dream of a lifetime to finally visit my father’s grave at the Normandy American Cemetery in Colleville-sur-Mer, France.

A father whom I never got to meet, nor he me, as he was killed on June 12, 1944, two months after I was born. But I knew my dad - I knew him as if he was with me growing up, because of all the family and friends around me who kept his spirit and 32

March 2011

memory alive for me.

Fortunately my mother, aunts, and uncles (his siblings as well as my mother’s family) did the same for his grandchildren and great-grandchildren. Many a holiday around our dining room table, they brought stories of the “old days” when my dad was young, growing up, playing sports for Orange High School - a star end on the football field, an outfielder on the baseball

team, playing semi-professional baseball, dating my mother (since they were 13), enlisting in the Army, and finally marrying my mother in Georgia where he was stationed.

As I have told many people, my first trip to the cemetery in 1998 was an overwhelming, emotional, and awesome experience. Before leaving the cemetery that day in ‘98, I promised my dad I would

be back, that I was happy that I could keep my promise of all those years ago and that I would do everything I could to bring his grandchildren and great-grandchildren back with me to meet him.

Thanks to the effort of all of my children and their spouses, that dream became a reality in June of 2010. Our Christmas (2009) present to our children (really my present to myself) was the opportunity to go to France, visit my dad’s grave as well as those of his comrades and to absorb the history of D-Day by visiting exhibits, monuments, beaches, and museums that dot the entire landscape of Normandy. We provided the place to stay, and our children provided their family’s transportation to get to France (no easy task given the price of airline tickets!). We picked the last week of June 2010 because it seemed the best dates - school would be out, summer programs would not have begun, and vacations would not have been planned.

We rented a restored stone manoir which slept 9 and a 17th century pressoir which accommodated 10, all located on the same property - Manoir de L’ Aumone in Pont L’Eveque. Manoir de L’ Aumone in Pont L’Eveque was conveniently located about 45 minutes from the cemetery; Deauville with its beaches, boardwalk, casino, shops, horse racing, and polo 15 minutes away; its sister town of Trouville, an active fishing port, a casino, and beautiful beaches; 20 minutes away the charming flowered strewn, cobblestoned streets of Honfleur with its awesome old harbor.

The only request I had of everyone was to save June 29, 2010, to go to the American Cemetery where my Dad is buried, Utah Beach where he landed and the area around St. Mere Eglise where he died and was initially buried until the Normandy cemetery was established. Other than that day, everyone was on his or her own to take advantage of various attractions in the area.

We began our first day of touring by going to the Peace Museum in Caen. The museum was very informative - giving an historical perspective from WWI to the present day. An excellent, informative museum, but not interactive enough for little children. We then went to the Pegasus Bridge Memorial which was very interesting for both children and adults.

This bridge was a major objective of the British 6th (gliderborne) Airborne Division in the late hours of June 5 and early June 6th in order to limit any counter-attack by Germans. The memorial which houses the Pegasus Bridge as well as jeeps, tanks, and an exact replica of PF800, the first glider to land in Normandy was very interesting for

all, especially the children On Tuesday, June 29, 2010, everyone was up early and ready to depart for the cemetery. The staff at the cemetery knew we were coming as I had been in contact with them over the past year when our plans were formalized. In the 12 years since we had first been to the cemetery, things had changed. I didn’t think the cemetery could be more informative, beautiful, respectful or serene, but the new additions just added to the profound impact of the actions of the “Greatest Generation” We arrived, all seventeen of us wearing shirts with my dad’s picture and information on the front with a picture of the statue “The Spirit of American Youth Rising from the Waves” on the back, with the inscription “Together, a Family Honors Their Hero.”

Thanks to my daughter, Meghan, we all have wonderful keepsakes in shirts and wrist bands with dad’s name and date of death. The bronze statue, pictured on the back of the shirts, was sculpted by Donald De Lue of Leonardo, New Jersey and is located in the center of the memorial facing the reflecting pool and the headstones.

There is a beautiful new visitor’s center complete with an exhibit space on the lower level telling the story of Operation Overlord through personal stories, pictures, films, and artifacts. We were greeted warmly by Dwight Anderson (Andy) and our guide for the day Mrs. Alison Libersa. Before

Stephen Joseph Coleman S/SGT 8th INF 4th DIV June 12, 1944

Stephen Joseph Coleman S/SGT 8th INF 4th DIV June 12, 1944

we entered the actual cemetery, our guide, Alison, told the children how they were going to find “Pop-Pop Coleman’s” grave using the following information - Plot F Row 7 Grave 28. Up to this point we had yet to see the graves, just the beautifully manicured lawns and gardens. We were taken up a path to the Garden of the Missing, which leads to the statue and beyond it, to the reflecting pool. There, for as far as one could see, lay rows upon rows of marble Latin crosses and Stars of David 9,387 servicemen and women who gave the ultimate sacrifice for all of us. Although my husband Frank and I had been here 12 years ago, the sight of all those markers truly takes your breath away. It is an overwhelming, scene - beautiful, powerful, immaculate, but most of all peaceful, restful, serene and very quiet!

And now our guide was going to let seven children - ages 15 months to 13 find their great-grandfather’s grave?! What was she thinking?! But she had a plan and it worked out extraordinarily well. She told them there are 10 grave plots A through J with plot F on the right - Omaha Beach/ English Channel - side of a central mall.

Once they found plot F, she told the “Greats” that the rows are labeled by even numbers; once they found row 7 (between row 6 and 8) they counted toward Omaha Beach and the English Channel to grave 28, and there they met “Pop-Pop Coleman”! They were Community Magazine

33

fantastic - very respectful and interested in their challenge.

Coleman had been carrying a bucket with wet sand, which our guide explained to them, comes from Omaha Beach and is used throughout France to wipe the engraving on the headstones so that the names and information could be seen. They each took turns wiping some sand on his headstone to reveal his name and information; we put two flags - the American and French - on either side of his headstone (an added touch from my last visit) and I placed a flower arrangement at the foot of the headstone.

Although my mother, who passed away at 93 in February of 2010, never got to visit his grave, we brought something of hers to place at his grave. My son-in-law Rob had asked the funeral director to give us some of my mother’s hair so when we went to Normandy we could place it around his headstone. So seven of the “8 Greats” who loved their Nana dearly, placed her hair, along with some of my baby hair my mother had saved, around his headstone. (We had laid Nana to rest with some of the sand I brought back from Utah Beach so long ago).

We toured the rest of the cemetery, the chapel, the memorial with its walls depicting the various battle maps of the invasion forces, the Orientation Table at the Overlook, which gives an expansive view of Omaha Beach and the English Channel, and the Garden of the Missing where 1,557 names honor those missing in action, some of us even braved the long walk down to Omaha Beach. The cemetery is, as it was 12 years ago, pristine and lovingly taken care of by local workers. We were also told that many local families have adopted quite a number of the graves and tend to them quite frequently with flowers, flags and visits. We were told, as evidenced the day

Missing from photo: JT Fadale – but he definitely was there in spirit!

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March 2011

Carol Donahue with seven of her eight “Greats” – left to right – Stephen Donahue (age 6), Kai Donahue (age 3), Coleman Chrzan (age 10), Colin Fadale (age 8), Devon Chrzan (age 9), Justice Wheeler (age 15 months) and Brianna Chrzan (age 13).

we were there, that during the school year, in addition to the hundreds of daily visitors, many area schools have “class trips” to the cemetery. A group of about 20 girls and boys carrying bouquets of flowers entered the cemetery about the time we did. Before leaving the cemetery, I again had the honor of signing the family visitor’s book.

After leaving the cemetery and grabbing a bite to eat, we headed to Utah Beach, where my Dad landed on D-Day. Upon entering the museum at Utah Beach, I was presented with a Utah Beach French citation in Recognition of the 66th Anniversary of the Landing at Utah Beach. We toured the museum, which tells through a film show, veteran’s memorabilia, pictures, weapons and vehicles the story of the American landings on Utah Beach. There is also a book shop where we purchased 4th Infantry patches, coffee cups and books for children.

Once outside some of us went down to the beach, played in the water, collected sand and shells, wrote dad’s name in the sand and in essence absorbed his spirit and those who landed with him that day in ’44.

We then headed to Ste. Mere Eglise where paratroopers landed in the early morning hours of June 6, 1944 and close to where my father was killed. We walked around the town of Ste. Mere Eglise, touring the church, and generally viewing the signs along the way which explained what happened in that little town during those pre-dawn hours As we told our children in the beginning, I only wanted one day, and the rest of the time was there’s to tour, rest, shop and just

play. And that is what we all did. Some of us went to Mont Ste. Michel and climbed the endless steps to the most magnificent view to behold, to the beach towns of Deauville and Trouville, and to the beautiful harbor and shopping town of Honfleur. We also visited many other WWII Memorials Pointe du Hoc, Arramanche, and other memorials as we drove along the Invasion Route This was a wonderful dream come true for me! I thank my children for giving me the opportunity to share with them, and especially with my grandchildren, what I know about my dad, his love for my mother and his family, the love of his family for him and my mother.

I am again in awe and thrilled that my dad is so loved and well taken care of at the Normandy American Cemetery by the French people. Our guide at the cemetery said something very interesting - those who are laid to rest here are alive - alive in the stories they tell and the stories others tell about them. And I might add, in the people who visit each and every day to show respect, love and gratitude for their sacrifice. This was evident to me as I waited for some of my family prior to entering the Visitor Center.

Remember the group of students who were visiting the cemetery that day? As they walked past me, obviously seeing our shirts, two young girls at the end of the line turned, looked at me and said “Merci, Merci….

Thank you.”

Community Magazine

35

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March 2011

Become a Big Brother or Big Sister Today

Ann Holbert

Two Affordable Ways To Sell Your Home NJAR® Circle of Excellence Platinum Award® 2008, 2009, & 2010 Three Years In a Row Serving Hundreds of Clients with My Full Service

year and he is also a good student and really enjoys reading. He is doing his best to get good grades and is already thinking about college. Dylan’s mother commented that “Dylan just adores Ann” and that he enjoys spending time with her.

In just 4-6 hours per month you can make a BIG difference in a child’s life! To find out how to become a volunteer mentor, visit www.bbbsmmc.org or call (732) 544-2224.

Big Brothers Big Sisters of Monmouth & Middlesex Counties is a donor supported volunteer agency that is currently serving over 400 children through oneto-one mentoring. The agency has over 40 children waiting to be matched with a caring Big Brother of Sister.

Embroiderers’ Guild of America – Monmouth Chapter’s March Meetings Embroiderers’ Guild of America-Monmouth Chapter’s evening group will meet Monday, March 7, 7:00-9:00 p.m. at the Colts Neck Library, 1 Winthrop Drive, Colts Neck. There will be a free chart exchange and members will stitch on WIP – works in progress. Stitchers of all types of needlework and at all levels are welcome to have fun and sit and stitch. Details at www.mcega.org or call BJ at (732) 780-9456 Embroiderers’ Guild of Amer-

ica-Monmouth Chapter’s day group will meet Thursday, March 17, 10:00 a.m. to 2:00 p.m., at St. Mary’s Church Hall, Rt. 34 and Phalanx Road, Colts Neck. Some members will work on a new petite needlework design called Hedgehog while others work on individual projects. We welcome stitchers of all types of needlework and at all levels to join us to sit and stitch. Details at www. mcega.org or call Ginger at (732) 833-2504.

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Big Sister Ann has been matched with her Little Brother Dylan for over three years - in that time their friendship has come a long way and they enjoy spending time together. Ann lives in Holmdel with her husband Rick who serves as a Board of Trustee for the agency. Ann loves children and giving back to the community through volunteering as a Big Sister and supporting BBBSMMC through sponsoring and participating in events.

Ann and Dylan have gone bowling recently to practice for the organization’s Bowl for Kids’ Sake fundraiser which they take part in each year. This pair also shares a love of the NY Giants and attend games whenever they have the opportunity.

Ann is proud that Dylan made the school basketball team this

Northpoint Professional Plaza 176 Rte. 9 N., Englishtown, NJ 07726 (732) 536-9010 ext. 150 *According to the MOMLS statistics.

Each office is independently owned & operated Community Magazine

37

Where’s the Gold in the Golden Years?

By Peter Grandich

In 2009, I moved into an adult community. Between what I have seen there and what I see in the news, I’m left wondering what happened to the so-called “Golden Years”?

For 27 years I’ve been in and around the financial services industry. The sales end of the business had targeted seniors like Willie Sutton targeted banks because “that’s where the money is.” While the last few years has suggested to me Willie would’ve been better off opening banks versus robbing them since it seems they can do no criminally wrong and get bailed out if they mess up, the senior community has felt “robbed” thanks to three factors that continue to remove any of the gold that still may be left in their golden years: 1. Throughout the 80s, 90s and early this decade, seniors managed to live a good bit off fixed investments mike CDs

or treasury bills. But thanks to the Federal Reserve’s deliberate actions to drive interest rates to almost zero, seniors found they couldn’t live off income from previously very safe principle investments. This caused many of them to venture into more exotic and riskier income plays, some of which led to significant principal losses. The shambles of the mortgage fiasco caught many seniors, some to this day are not fully aware of how it’s going to impact them.

2. The “Don’t Worry, Be Happy” crowd on Wall Street had for years touted the great wealth transfer as a source of big business for them for years to come. They knew most investors bought into the “myth” that stocks and home prices just keep going up over time. They built all sorts of products in hopes of catching the inevitable transfer of wealth from one generation to another but somehow missed seeing a financial crisis that they

would like to tout is over. In my humble opinion, however, the worst is yet to come.

3.

So seniors found themselves unable to secure high-yielding safe investments and their prime assets like their homes and stock portfolios no longer simply rose in price over time. Now this would be bad enough but the last factor that up until now gave seniors critical comfort – affordable and high quality medical care via Medicare – is about to go the way of the first two. The inability

“Retirement is a “manmade” creation. There’s nothing biblical about us supposedly killing ourselves for 75% of our years to gather enough assets to live off for the last 25%, but that’s the system society has built.”

– Peter Grandich to access the top-notch medical care that this generation has grown accustomed to will not only be the dagger that ends the golden years, but perhaps give seniors the biggest cause for fears.

There are some other factors that, when combined with the above, make for some social, political and economical episodes that aren’t going to be pretty. Keep in mind: it was just a few years ago when for the first time in American history, we had more Americans over the age of 65 than under 18. About 80% of the wealth in America is owned by empty nesters and seniors. They also tend to vote more than younger Americans.

But don’t assume as the financial industry did that grey on top meant bucks in the pocket.

A recent survey conducted by CESI Debt Solutions discovered that 56% of American retirees still had outstanding debts

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March 2011

when they retired. Retirement is not supposed to be about debt.

In fact, it is hard enough to try to survive on a fixed income without having to worry about debt payments. But now most Americans who retire do so with debt still on the books.

Worse yet is that an increasing number of senior citizens are going bankrupt.

A recent study by a law professor from the University of Michigan found that Americans that are 55 years of age or older now account for 20 percent of all the bankruptcies in the United States. Back in 2001, they only accounted for 12 percent of all bankruptcies. In fact, between 1991 and 2007 the number of Americans between the ages of 65 and 74 that filed for bankruptcy rose by a staggering 178 percent.

Many elderly Americans are under such financial stress these days that they have simply decided never to retire.

According to a recent AARP survey of Baby Boomers, 40% of them plan to work “until they drop.”

Retirement is a “man-made” creation.

There’s nothing biblical about us supposedly killing ourselves for 75% of our years to gather enough assets to live off for the last 25%, but that’s the system society has built. The system is broke and our government can do little more than try once again to kick the can down to the next generation. Somebody is going to pay an awful price.

Peter Grandich is founder of Trinity Financial Sports & Entertainment Management Co., (www.trinityFSEM.com) and Grandich Publications. He has been interviewed roughly 1,000 times by the financial media and his internationally-followed blog is followed by hundreds of thousands of investors from around the world. Read his daily commentary at www.Grandich. com.

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Hazlet • 1396 State Route 36 (Airport Plaza) • 732-739-4600 Community Magazine

39

FULL-SCALE BOUTIQUE OFFERING DESIGNER

Staje´ the Boutique

CLOTHING AND ACCESSORIES FOR EVERY WOMAN

Staje´ The Boutique, located in Lin-

croft, opened its doors to a very eager crowd of patrons in December 2010, as well as family and friends. Stacey Krall and Jeannine Vaccaro, owners, were very excited to see the positive response of all whom attended.

The custom boutique was designed and built by Jeannine’s husband, Frank L. Vaccaro, of Integrated Construction Services, Inc., whose vision came to life with his ideas, as well as some input from Stacey and Jeannine. From the beautiful custom built furniture, to the meticulously painted walls, to the opulent chandeliers, the boutique has a beautifully classic old world charm.

Having worked in the fashion industry while in college, Jeannine always knew that

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March 2011

fashion was going to be her life- long passion. She worked for Bloomingdales and Lord & Taylor, as well as Chanel and Elizabeth Arden. Stacey was a partner in a multimillion dollar company that serviced clients throughout the country. Her background in business relations motivated her to seize the opportunity to move into the fashion industry.

In 2007, Stacey and Jeannine started Stajè Designs. Stajè Designs was created to fulfill a need for personalized customer service. Stacey and Jeannine worked with clients one on one, offering them designer clothing, jewelry and accessories. In addition to clients coming to their custom studio, they created the boutique experience that of-

fered personalized shopping services by going to client’s homes for individuals and/or small groups in a boutique setting. Women loved shopping from the comfort of their own homes.

In 2008, Stajè Designs launched their first fashion show at the Oyster Point Hotel in Red Bank. The fashion show was designed to raise money for St. Leo the Great School, Lincroft, where their younger children attend, as well as launch what would eventually be Stajè The Boutique. It was attended by over 150 women and received rave reviews from all those who attended. Stacey and Jeannine went on to attend fundraising efforts for The Ranney School, Oak Hill Academy and the Power of Pink Luncheon

held at Sandy Hook. They also launched the “boutique experience” at the Atlantic Club, Red Bank for the last 2 ½ years.

Stacey and Jeannine decided to open a store front boutique built on the foundation of providing personalized customer service, quality designer labels, as well as affordable pricing. Hence, Stajè The Boutique was born!

Located in Lincroft, Stajè The Boutique has been welcomed with open arms by the neighborhood. “The positive feedback and well wishers have been overwhelming,” says Jeannine, she adds, “I cannot tell you how many women have told us how happy they are to finally have a local boutique where they can shop.” Stacey adds, “I cannot believe how many people just pop in to say hi and wish us luck. It is such a great feeling!” There is a feeling of comfort when you walk in the door. These women want you to feel comfortable being there, and you sense it from the moment you walk in. The coffee is always on and the comfy blue chairs outside the dressing rooms are very welcoming.

The boutique carries a large array of clothing for any occasion, and all different price points. You do not have to break the bank when shopping here. They have funky, colorful rubber watches, stylish handbags, beautiful cocktail dresses, fun active wear, and gorgeous jewelry. Make an appointment with Jeannine and she will gladly work with your body type and dress you accordingly. The best part is that this service is free. Jeannine’s desire is to empower women through fashion, and states, “I want women to feel good about themselves. Feeling good is not just a state of mind but a state of being.” Stacey added, “Whether you are sixteen or sixty, we can dress all ages and tastes”.

Stajè The Boutique is located at 644A Newman Springs Road, Lincroft. They make shopping online just as easy with their website boutique at www.stajetheboutique.com. The store hours are Monday-Saturday, 11:00 a.m. – 5:00 p.m., Thursdays 11:00 a.m. -7:00 p.m. Stacey and Jeannine offer personalized shopping for individuals and small groups after hours. It is a cocktail party setting, and a lot of fun. They offer discounts and free merchandise or a donation to your favorite charity. They can be reached at (732) 450-1956 or via email at info@stajedesignsllc.com

Left to right: Frank Vaccaro, Jeannine Vaccaro (owner) Middletown Mayor Scharfenberger, Stacey Krall (owner), and Gary Krall celebrate the grand opening of the new boutique.

Community Magazine

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Community Pet Shots We would like to invite all our readers to send in photos of their furry friends. Every month we will be showcasing local residents’ pets in our magazine, so please email us at magazine@mycommunitypublications.com.

Puzzle Corner 2

5 7 6

2 1 6 2

9 5 3 4 8 5 4 4 6 5 3 8 5 7 1 8 4 Community Magazine’s Editor in Chief’s furry friends, Tink (left) and Daisy.

Beyonce Mullaney of Colts Neck Her family is Sean, Stacey, Jake, Max and Lola

F L S U R F I N G M A U M

I R E S T A U R A N T S A

S R P Y O R U R F U L E R

H Z T H S N A E X T A M K

I I S W D U S F X L N V E

N S B O A T H Q F I T P T

G J I A I W F J O I I L S

W N A V E S I N K G C A D

T V A C A T I O N H G Z W

O L P S D M M A R I N A S

S A I L I N G W Z I Z S Z

C O N C E R T S K C Q Y P

O C E A N V N S U M M E R

Answers on Page 58

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March 2011

colts neck

Colts Neck Business From The Desk Of Association News Update

Top: A thank you to Raymond Shebell for his service as CNBA President for 2010. Left to Right: CNBA President Sal Barbagallo and 2010 CNBA President Raymond Shebell. Right: Eric Taylor was the guest speaker at the February 9 CNBA meeting, he is the author of “Mastering the World of Selling”.

W

ell it’s a New Year and there is a lot of exciting news to report on.

The weather was not on our side for our meeting in January, but that didn’t stop members from coming out to join us for the annual CNBA luncheon held on January 18 at the recently renovated Colts Neck Inn. CNBA member Glen Dalakian had this to say, “We really kicked off the New Year strong with an excellent luncheon at the Colts Neck Inn, and a powerful speaker who provided great business info for all who attended at our first 2011 general meeting.”

Along with sharing great food, drinks and socializing amongst all Colts Neck business owners, we were joined by an exceptional speaker.

DonnaLyn Giegerich, Speaker, Insurance Pro, and Advocate - shared her life experiences and was certainly a motivation to all that attended.

The 2011 Board Members led

by President Sal Barbagallo, are busy planning an exciting agenda for this year. All members are asked to share any ideas that may benefit the community and all of its businesses.

Please bring your ideas to our next monthly meeting on Wednesday, March 9 at 8:00 a.m. in the Colts Neck Library.

Our goal is to enhance the business environment in Colts Neck Township. Join this dynamic organization and help promote the growth,

prosperity, and the quality of life for our members and the community.

Upcoming Events: Sunday, March 27 Monmouth County Child Advocacy Center Join the run/walk at 9:00 a.m. at Colts Neck High School, it is guaranteed a family fun-filled day Saturday, April 30 Colts Neck Day at Blue Claws Game A limited number of vendor tables are available to promote your business, tickets are available.

The CNBA is lead by President Sal Barbagallo, Vice Presidents Tom Orgo and Anna Appolonia, Secretaries Jennifer Barbieri and Monica Vermeulen and Treasurer Veronica Sullivan. The group is advised by Colts Neck residents and CNBA Founders Mario Geneve and Silvan Lutkewitte. The CNBA meets the second Wednesday of every month at 8:00 a.m. to 9:00 a.m. at the Colts Neck Library on 1 Winthrop Road, near Town Hall and encourages all who have interest in Colts Neck to attend.

For more details visit the Colts Neck Business Association website at www.ColtsNeckBusiness.org or ask around town at local CNBA member businesses.

Mayor Jim Schatzle

Hello everyone! I recently have established the Mayor Appreciation Pin to say “Thank You” to those Colts Neck residents that have gone above and beyond, and have demonstrated excellence in civic duty. We are surrounded by talented, giving, and caring residents in the great township of Colts Neck. At every turn I am impressed with the citizens that volunteer their time to the many organizations we have in town. In each of these organizations there are individuals that stand out time and time again. This pin its a way of recognizing them and to remind them that their work, past, present and future does not go unrecognized.

Our civic minded residents also instill a sense of duty in the children, our future leaders of Colts Neck.

John D. Rockefeller, Jr. once said, “Every right implies a responsibility; every opportunity, an obligation; every possession, a duty.” We are thankful of those that make Colts Neck the town it is.

It is with great pride that I announce the first recipient of the Colts neck Mayor’s Appreciation Pin, Mr. George V. Illmensee. Mr. Illmensee has been an outstanding Citizen of Colts Neck and to Monmouth County. George’s Community Service accomplishments are so numerous, but I will list the highlights: •Life Member Colts Neck Fire Company #1 • President 3 Terms • Co-Chair Fireman’s Fair 18 years • Trustee 15 years

• Charter Member, Colts Neck Bi-Centennial Committee • Producer of First Colts Neck Fireworks Display • Member Colts Neck Polo 14 years • Charter Member, Colts Neck Historical Society • Former Member, Monmouth County Historical Society • Usher, St. Mary’s Catholic Church • Member, Christian Brothers Academy Century Club • Sponsor, SPCA of Monmouth County yearly Fundraiser • Member of Monmouth County Planning Board 14 years • Past Director/Vice President Monmouth County Conservation Foundation, 22 years. Chairman, Desert Storm • Rally Committee, Sandy Hook • Chairman, Monmouth County Board of Realtors Statue of Liberty Restoration Committee • Past Director, Monmouth County Board of Realtors • Director, Greater Freehold Chamber of Commerce 1971-1980 Mr. Illmensee is a true community leader, and one that I admire and aspire to like in my civic duty.

I want to thank George on behalf of the many people that he has helped over the many years.

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COLTS NECK

Benefit for Bella McGovern Brings Colts Neck Community Together

By Susan Murphy

Colts Neck residents and members of the town’s Sports Foundation rallied together in what can only be described as a “phenomenal” outpouring of love and support for seven year old Bella McGovern. On Saturday, February 12, from 9:00 a.m. to 5:00 p.m., a sports equipment and bake sale was held at the Conover Road Primary School Cafeteria. All of the proceeds benefited Bella’s Trust Fund. Bella was diagnosed with Tuberous Sclerosis Complex (TSC), a genetic disorder that causes tumors to form in many different organs, primarily in the brain.

Bella has dark brown hair, big brown eyes and will sometimes flash you an impish smile. She is passionate about music.

She enjoys a day in the park, climbing, running, and playing outside with her friends. She loves going to school. Once you meet Bella something inside of you will change forever. She has an inner strength that drives her to be herself no matter what.

Bella moves from place to place doing what she loves and loving who she sees. Bella, her parents, Sean and Bethany, older brother Tatum and younger sister Willow are a devoted, extraordinary family. The love they share with one another and their hope for Bella is inspirational.

This benefit involved hundreds of volunteers and demonstrated the generosity

not only of Colts Neck residents but local communities as well.

On Friday evening, February 11, sports equipment of every conceivable type was dropped off at the school. The equipment sale, a Valentine-themed bake sale, Best Cookie Contest, local entertainment performed by teens took place on Saturday, February 12. Jeanne Heck and Tracy Jordan headed the Committee that coordinated this event. Other Committee members were Maria Pathakar, Jenn Buckwald, Pam Molloy, Lisa Veltri, Marilyn Piperno, Laura Sheehy, and Chris Savo. Teen entertainment was provided by Alex Inglis, Kayleigh Hoagland, Megan Cavrak, Emily Keefe, Erin Oble, Sara and Radika Shah, as well as the band, Recalculating, which included Julianna Heck, Michael Muzzucco, Ashley Basile, Charles Basile and Trey Jannarone. Special thanks to Amy Ramos, Craig DiMizio, Mark Wright, Sakoutis family, Asaro family, Monroe Sports Center, Boag family, Colts Neck Academy of Dance, Colts Neck Girls and Boys Basketball Teams, Boys 6th Grade Tournament Team, and the Dell’Anno family, who donated a gift certificate to the McGovern family to the Pazzo Restaurant. Thanks to the Cookie Contest judges John Soares, Joyce Bengyl, and Rich Dell’Anno, as well as to the 30 bakers. Countless teens and adults volunteered to assist in this event, as well as the entire Board of the Sports Foundation,

Colts Neck mothers and teens who volunteered to assist at the Benefit for Bella.

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March 2011

Five-year-old Willow (left) shares a hug with her big sister, seven-yearold Bella during the benefit held for her on February 12, 2011 at the Conover Road Primary School Cafeteria. the Colts Neck Primary School Custodial Staff, and those who donated the sports equipment.

McGovern said Bella was very excited to be at the event.

“We cannot believe everyone has been so generous. It is just overwhelming.” Her husband Sean agreed. “This is really great.

Everyone put in so much time organizing it and they did an unbelievable job. We are very grateful to everyone. When we saw all of the equipment that had been dropped off and people continued to drop things off, we

were overwhelmed. Even my sixth grade travel basketball team came by to help out.” Pam Molloy, whose husband Steve coaches with Mr. McGovern, said, “Bella sometimes comes to our games and cheers for the boys.” She noted that the proceeds from this benefit will definitely be helpful to the family, as Bella’s medical expenses are very costly. Mrs. Molloy said there is a website that gives details about Bella and other ways to support the family.

Visit www.bellasbuddies.com for more information.

Colts Neck Girls Varsity Basketball Team donated an autographed basketball to be auctioned off at the Benefit for Bella held on February 12, 2011. L to R: The girls are (top L to R) Dana Dwyer, Kaitlin Schullstrom Daniele de Groot, Lindsey Bosland; (bottom L to R) Jenna Looney, Gracie Dalton, Dawn Mazurkiewicz. The Boys Basketball Team also donated an autographed basketball for auction.

COLTS NECK

Colts Neck 8th Grade Girls Recreation Soccer Champs

Congratulations to the Colts Neck 8th grade girls recreation soccer team. They participated in the Lincroft Soccer League this fall, where they were challenged by teams from around the area. They played hard and gave it their all every game, and went through the season with an impressive 11-1 record, culminating in a win in the championship game vs. Holmdel at Cross Farms Field. Members of the team included: Jennylee Aerts, Bridget Corsi, Jennifer Cody, Bryanna Dowd, Noelle Frost. Justine Gaines, Madison Guido, Alexis Hart, Julianna Heck, Dana Pardee, Nicky Pardee, Brieanna Rothrock, Dana Singh, Jaclyn Singh, Sam Spallanzani, Shannon Tormey, Rosemarie Trimboli. Coaches – David Heck, Derek Pardee, Chuck Rothrock.

Colts Neck Library’s March Programs Children’s Programs

Baby Storytime - (with a parent/caregiver) Siblings welcome! Ages 10 - 23 months old. Mondays OR Wednesdays, 10:00 - 10:20 a.m.

Toddler Storytime - (with a parent/caregiver) Siblings welcome! Ages 2 - 3 1/2 years old.

Mondays, 11:00 - 11:20 a.m. OR Wednesdays, 10:30 - 10:50 a.m.

Preschool Storytime - Ages 3 1/2 - 5 years old. Mondays 2:15-2:45 p.m. OR Wednesdays 11:00 - 11:30 a.m.

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March 2011

School Age ProgramsGrades K and up.

March 2, 9, 16, 23, and 30 from 4:15 -4:45 p.m.

March 2 - Celebrate Dr Seuss’s Birthday with a story and craft March 9 - St Patrick’s Day Story and craft March 16 and 30 - Camp Fire Story and craft March 23 - Lego Club- Read a book and build your own Lego design!

Young Adult Programs Butterfly Project: Grades 6 and up.

March 29th, 6:30 - 8:00 p.m.

Join us as we create handmade

butterflies for Holocaust Museum Houston’s Butterfly Project.

Come spend an evening with us making as many butterflies as possible! In an effort to memorialize the 1.5 million Jewish children lost during the Holocaust, the Holocaust Museum Houston, Texas is collecting 1.5 million handmade butterflies for a special exhibit in 2013.

All butterflies made with Monmouth County Library will be displayed at the Headquarters Branch in Manalapan for Holocaust Remembrance Day and then submitted to the Holocaust Museum Houston’s Butterfly project.

Movies On the 3rd Wednesday of every month at 2:00 p.m., the Colts Neck Library shows a film for its patrons to enjoy. This month’s movie will be “The Social Network” (PG -13). Running time 120 minutes. Starring Jesse Eisenberg, Andrew Garfield and Justin Timberlake. It will be shown on Wednesday, March 16, in the large meeting room downstairs. Refreshments will be served.

So far the year’s current schedule includes: Cold Mountain - April 20 The Kings Speech - May 18 Secretariat - June 15 Inception - July 20

COLTS NECK

Care to Race & Care to Dine

to Benefit Friends of the Monmouth

County Child Advocacy Center

A 5K race sanctioned by the USA Track & Field of NJ will be held on Sunday, March 27, 2011 at Colts Neck High School on the corner of Route 537 and Five Points Road in Colts Neck. The 3rd Annual Care to Run is sponsored by the CNHS Law and Public Service student organization through their “Project Care” program in conjunction with the Monmouth County Juvenal Officer’s Association and other local law enforcement organizations. This year following the 5K Run a dining event benefit will be held at The Cabin restaurant, 984 Route 33, Howell, NJ with 20% of all dining sales donated to Phase Two of the Capital Campaign for the Friends of the Monmouth County Child Advocacy Center.

There will be fun and excitement throughout the day starting with the Race/Walk that is open to all and continuing at the Cabin restaurant immediately after the Race and into the evening. Students in Project Care are seeking sponsors for the 5K Run/Walk. At The Cabin, in addition to incredible food, there will be live entertainment with two bands; MC Police/Fire Pipe and Drum and Pezhead, 94.3 The Point will be attending, give-a-ways and an exclusive silent auction will be held with all proceeds benefiting the Capital Campaign for the Friends of the Monmouth County Child Advocacy Center.

“We have assembled a great team of Community leaders as well as students from CNHS who all realize the importance of the Child Advocacy Center. All have been working hard to make these two events a great success” states Team Leader Sgt. Kevin Walsh of the Colts Neck PD. Also serving on the organizing committee are; Sheriff Shaun Golden, Chief Kevin Sauter of the Colts Neck PD, Detective Eric Rice of the Howell PD, Lt. William Heath of the Juvenile Officers Association, Ann Merli of the Monmouth County Sheriff ’s Office, Janet Weyers and Lyn Reich of the MCCAC, Peter Krais a Supervisor and Dept Head at CNHS, Carolyn Gleason and John Roberts of Trump National Golf Club and CNHS Students; Natalie Petruch, Merric Kaufmann, Brian Moserowitz, Valerie Wollek, Dominique Giordano and Athena Rampino .

Runners and walkers are welcome at this USATF sanctioned race. Registration begins at 9:00 a.m. on Sunday, March 27 at Colts Neck High School and the run/walk begins at 10:00 a.m. More info including sponsorship and race registration forms are available on the website www.cnhs5k.org.

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COLTS NECK

Colts Neck Community Church Raises Funds for First Responders

Lena and Mark with their baby, Siena (in forefront), all enjoyed the Pancake Breakfast held on January 15, 2011 for First Responders.

Debbie Evankow, sitting beside Lena, is a member of the First Aid Squad and thought the event was a great idea. Friends and family joined them at the table.

By Susan Murphy

C

OLTS NECK Community Church held its fourth Pancake Breakfast on Saturday, January 15 in honor and support of Colts Neck First Aid Squad and Fire Department.

Pastor Chris Durkin said it was important to honor these dedicated men and women who respond to calls all hours of the day and night.

“We are deeply grateful for all they do for our community,” said the Pastor.

The meet, greet and eat event offered church

Left to right: Colts Neck Fire Chief Mike Romano, Colts Neck Community Church Pastor Chris Durkin, Trustee of the Church Glen Dalakian, and First Aid Captain Frank Valentino attended the fourth Pancake Breakfast at the Church on January 15, 2011, which was held in honor and support of First Responders.

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March 2011

members, their friends and families a chance to get to know the members of the First Aid and Fire Department during a casual, nonemergency event. Over 200 people were served a delicious pancake breakfast. The pancakes and other breakfast fare were donated by George and Savvos Stavropoulos, owners of Perkins Family Restaurant in Colts Neck. They have generously supported this event every year since it began.

George Stavropoulos commended the church on its outreach to the community. “They are fantastic and always do great things for the community. Yet, they never ask for anything.

We are grateful to them for letting us be a part of the event.” Trustee of the Church Glen Dalakian shared, “Although we have been doing this for several years, this was our best turn out ever.

We were so blessed to see so many from our area join us to celebrate the efforts of our First Responders.” Jerry Bruner, a Deacon at the Church coordinated the breakfast and a team of church members cooked and served throughout the morning.

Colts Neck Fire Chief Mike Romano thought the event was great. “We all got to relax and talk instead of waiting until we were needed to handle an emergency.”

Colts Neck First Aid Captain Frank Valentino agreed. “This is a great opportunity to mingle with residents and get to know one another, rather than just meeting in an emergency situation at their home.” Both the Chief and Captain were grateful to the Colts Neck Community Church and the community for honoring and supporting them through this event. These First Responders are all volunteers and any financial support is

COLTS NECK

welcomed and greatly appreciated.

Reach out to the Fire Department at www.cnfd.org or to the First Aid Squad at www.coltsneckfirstaid. org. General information about the Colts Neck Community Church can be found at www.ourcncc.net.

The Colts Neck First Aid

Squad is holding a blood drive on Wednesday, March 23 from 5:00 p.m. to 9:00 p.m. at the Colts Neck First Aid Building located at 1 Heritage Drive in Colts Neck.

Register for the blood drive online at www.coltsneckfirstaid.org.

Left to right: Colts Neck Fire Chief Mike Romano, Perkins Family Restaurant owner George Stavropoulos, and Colts Neck First Aid Captain Frank Valentino enjoyed a pancake breakfast at the Colts Neck Community Church on January 15, 2011. Chief Romano and Captain Valentino thanked Mr. Stavropoulos for his contribution to the event.

Left to right: Terri Loftus is served pancakes by Robert Baun, a member of the Colts Neck Community Church, at the January 15, 2011 Pancake Breakfast held in honor and support of First Responders.

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COLTS NECK

COLTS NECK REFORMED CHURCH

MARCH WORSHIP SCHEDULE

Sunday, March 6: Last Sunday of Epiphany We worship this morning at 9:15 and 11:00.

As we celebrate together the Lord’s Supper, the sermon will be framed by scriptures related to the hymn “I Must Tell Jesus.” Music is offered by the Echo Ringers and Jubilation! at both services. Nursery Care for infants through age two is available during the 9:15 a.m. service. Church School begins at 9:35 a.m. and youth choir rehearsals are held at 11:00 a.m.

Wednesday, March 9: Ash Wednesday

beginning the season of Lent, is a time to remember Christ’s journey to the cross, our mortality and our need for a Savior. This special evening worship service will be held in the Sanctuary of Old Brick Reformed as we combine with that congregation and the Reformed Church of Freehold.

The Rev. Chris Jacobsen from Freehold will be preaching. A combined choir from all three churches will offer an anthem. The imposition of ashes will be available to all who wish. The sacrament of the Lord’s Supper will be shared. Worship begins at 7:30 p.m.; the church is located at 490 Route 520 in Marlboro (between Boundary Road and Route 79, on the north side of 520.)

Sunday, March 13: First Sunday of Lent Join us for worship this morning at 9:15 or 11:00.

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March 2011

REMEMBER THIS SUNDAY BEGINS DAYLIGHT SAVING TIME! – turn your

clocks ahead an hour before retiring Saturday night! We begin a Lenten sermon series on “Psalms of Ascent”, focusing specifically on Psalm 130. Celebration Ringers and the Senior Choir offer service music at both worship opportunities. Nursery Care for infants through age two is available during the 9:15 a.m. service. Church School begins at 9:35 a.m. and youth choir rehearsals are held at 11:00 a.m.

Sunday, March 20: Second Sunday of Lent Jubilation! (our youth vocal choir) will present Ready to Fly, a musical that explores through songs and skits how we as Christians need to turn everything in our lives over to God and learn to trust Him in everything we do. This musical will be accompanied by drums, guitar and piano/keyboard and be shared at both the 9:15 and 11:00 a.m. worship services. Nursery Care for infants through age two is available during the 9:15 a.m. service.

Sunday, March 27: Third Sunday of Lent The sermon will focus on Psalm 131, keeping with our Lenten sermon series. Alleluia Angels and the Senior Choir sing at both the 9:15 and 11:00 a.m. worship services. Members of the Girl- and Boy scouts will assist with worship and be recognized (scouts and leaders are encouraged to wear their uniforms!) The

Sacrament of Baptism will be administered at the 11:00 a.m. service. Nursery Care for infants through age two is available during the 9:15 a.m. service. Church School begins at 9:35 a.m. and youth choir rehearsals are held at 11:00 a.m.

The Colts Neck Reformed Church

invites you to come and learn more about us.

One of the important things to think about while considering connection to a church is its leadership. If you are interested in meeting and talking with our ministers, to share a meal and have an informal time of conversation with them, please come to “Pizza with the Pastors”, beginning at 12:15 p.m. on Sunday, April 3rd. The meeting will be held in LaPenta Lounge, which is located upstairs in the church’s Education Building (the brick building behind the church – elevator access to the second floor is available at the north end of the building). To attend we ask that you call or email the church office at (732) 462-4555 or [coltsneckreformed@verizon. net].

Children are welcome! There is no cost. For directions to the church or for more information, visit our church website [coltsneckreformed.org]. We are located at 72 Highway 537 West, Colts Neck, NJ 07722.

holmdel From the Desks Of

to reshaping the way we do things in order to lay the foundation for a future that is both prosperous and sustainable. To that end, we will aggressively seek opportunities to lower costs by working with township employees on realistic salary and benefits packages, by sharing services with other municipalities, or by outsourcing services to an entity which can provide a cost savings to the township.

We also hope to work with the Board of Education to share services and other resources in an effort to help hold the line on their tax rate as well. As you may know, two-thirds of your property tax dollar goes to funding the schools and until Trenton finds another way to fund schools, we all need to work together to deliver a thorough and efficient education at a reasonable cost. Holmdel Township collects those funds on behalf of the school, as well as the county, but we have no control over what their budget expenditures are, but will work energetically with members of the Board of Education.

We are also working with surrounding municipalities, in an effort to share services or bring economies of scale to cost savings.

The dollars we are saving sharing construction departments has worked out far beyond what we expected and we look forward to forming additional alliances with surrounding communities.

The Lucent property has also drawn the attention of the Economic Development Authority. Lt. Gov. Guadagno has sent her team down to meet with the property managers of the Lucent building and tour the building.

The Lucent sub-committee continues to be hard at work with our professionals to develop a plan that will benefit Holmdel for generations to come. From all the input we have had over the past couple of years, and all your emails, phone calls and letters, we are sure we know what you want and thank you for trusting us in delivering it to you. Our talks with Somerset and Zucker seem to be moving in a positive direction for Holmdel and will continue to keep our residents’ quality of life first and foremost in our minds. Again, please be reassured, any development agreement at Lucent or anywhere else will include two major criteria; it will benefit Holmdel taxpayers and it will preserve the character of Holmdel.

Leaf collection has been quite a challenge this year. Many of you still have leaves on your property due to the enormous snow totals. Our new DPW sub-committee has gone back to the drawing board to find a

Mayor Pat Impreveduto

and Deputy Mayor Serena DiMaso

We

first like to start off by

saying congratulations to our friend Carolyn Burtnick, and best wishes to everyone at the Colts Neck & Holmdel Community Magazine, especially publishers Vin Gopal and Cliff Moore, we hope you have much success in your new endeavor. We also thank you for the opportunity to reach our residents through this column, it is a great tool to keep everyone informed.

As March begins its quest to come in as a lion, we can assure you that we are just as vigilant in our quest to keep Holmdel the lovely town it has always been, with a tax rate that is affordable. As many of you already know, last year we cut our Municipal budget by over $500,000, we staved off lay-offs, by asking employees to take furlough days, and made some crucial decisions on spending.

This year we may not be as lucky, but please be assured that any dollars that are cut, we will keep an eye to ensure services do not suffer. We started our budget process several months ago, meeting with the new CFO and the interim administrator, beginning work on 2011 and 2012 budget cycles. We are continuing to look for ways to decrease spending, which becomes increasingly difficult while not cutting services. We have met with our financial advisory task force to comb through the budget, leaving no stone unturned. We are also looking at ways to increase our revenue and ratable base, to think “outside the box,” again with an eye towards holding your municipal taxes at affordable levels.

The Township Committee is going to have to reinvent the way we do a lot of things both in town hall and in the community at large. We also need to work together as a community more aggressively then we have ever done before. We must devote ourselves

solution for this service. One thought is a program where residents or their landscapers can bring the leaves to a compost site, in addition to the township pick-up.

The snow on the other hand was really something else these past few weeks; it is the most snowfall on record for any winter in recent history. Our DPW guys did a great job, while some of you may have been stuck at home a little longer than you wanted to be, your patience is appreciated. As a general rule of thumb, you can expect all streets to be passable one hour for every inch of snow that falls after the storm has ended, so a 6-inch storm should take 6 hours to clear all our roads. Our guys worked straight through all the storms, and when we had trouble with our private contractor, they took on that work as well, so they really took good care of us when Mother Nature had other designs.

Please feel free to contact any of the governing body members if you have any questions or comments about anything in town.

If you would like to reach all five of us at once, it is best to call or email the Township Clerk, at (732) 946-2820 ext. 1212 or info@ holmdeltownship-nj.com. However, to keep informed please log on to our website at www.holmdeltownship-nj.com, and sign up for e-alerts.

Some changes were made to Community Day and other events at town hall, and we have been working with the sports groups to save additional dollars, so please sign up so you won’t miss anything. Also, we urge you to sign up for telephone notifications. Lastly, while the name of our telephone notification system is alarming, Code Red, that is simply the name of the company, if that is bothersome to you, perhaps only put your home phone, so that at least everyone is getting the messages that were sent out. We send messages about many things to keep you informed, and that is our goal, to ensure that each of you know what is happening in your township, and found the system very useful during this winter of snow storms, and hope you did as well.

This year is already moving past us very quickly, but we are always hard at work on your behalf and will continue to work for you and with you to ensure Holmdel remains the place where you can live and raise your children, and even your children’s children.

Happy Spring, we know we are all waiting patiently for it to come!

Community Magazine

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HOLMDEL

St. John Vianney High School Congratulates

Hall of Honor and Hall of Fame Inductees

By Susan Murphy

Left to right: Inductees with awards for the 2010 Hall of Honor and Athletic Hall of Fame are Ed Cracchiolo, 1999, Hunter Dowd, 2002, Susan Conrad, SJV Technology Coordinator, Teresa DiMezza, SJV Field Hockey & Lacrosse Coach, Michael Dowd, 2001, Sheriff Shaun Golden, 1985. Photo by John Calabrese.

S

aint John Vianney High School honored its Hall of Honor and Athletic Hall of Fame inductees at a luncheon at the school on Saturday, February 5, followed by Half Time introductions at the Girls Varsity Basketball game against Red Bank Catholic, which the former won. The game had a special announcer, Jim Hunter, Class of 1977 and the Voice of the Orioles. That evening, a cocktail party, awards presentation, and dinner reception was held at the Radisson Hotel in Freehold to honor the inductees.

The Hall of Honor was established to recognize the professional and Christian Service achievements of Saint John Vianney (SJV) alumni, faculty and friends. The Hall will honor the dedication, service and success of those who have distinguished themselves through dedication to SJV, the community or their profession. This was the eleventh Annual Hall of Honor, recognizing The Honorable Sheriff Shaun Golden, Class of 1985 and Mrs. Susan Conrad, SVJ Technology Coordinator.

Monmouth County Sheriff Shaun Golden is the chief executive of the 609 member, $67 million agency which consists of three divisions: law enforcement, communications and corrections. Prior to his 52

March 2011

appointment, Golden served in the role of undersheriff where he ran the Monmouth County Regional 9-1-1 Communications Center and the operations of communications and computer networking equipment for county and municipal agencies. He has been instrumental in promoting and implementing shared services with towns at cost savings measures through the 9-1-1 Communications Center. Sheriff Golden is a lifelong resident of Monmouth County. He was a career law enforcement officer for 18 years, starting out as a police officer with the Colts Neck Police Department, before moving on to the Toms River Police Department in that same capacity. Sherriff Golden worked as a certified paramedic for MONOC, serving Monmouth and Ocean Counties, and was a volunteer firefighter and EMT. He holds a master’s degree in administration from Seton Hall University, is a NJ Certified Public Manager and an adjunct professor at Monmouth University with the Department of Political Science and Public Policy.

Mrs. Susan Conrad, SJV Technology Coordinator, earned her undergraduate and master’s degrees in Mathematics Education from Montclair State, 1968 and 1972. She taught in the West Orange Public School District from 1968 to 1974. She began teach-

ing mathematics at SJVHS in 1985. Over her tenure at SJVHS, she attained her Supervisor’s Certificate and Administrative Certification from Georgian Court University.

In May 1985, she was offered the opportunity to be one of the two instructors to teach computer classes in the school’s new computer lab. She soon became the in-school tech support and trouble shooter for the network, software, and hardware. In 1999, Mrs. Conrad became the school’s first Technology Coordinator. During the 2003-2004 school, plans were finalized and a firm decision made to begin the process of bringing 1-1 computing to Saint John Vianney High School faculty and students. The pilot year of 2004-2005 with 35 students and their teachers having tablet PCs was a success. Mrs. Conrad has worked closely with the school’s administration to support the teachers in their need for technology training, curriculum development, and software/hardware implementation within the classroom. The Technology Vision for SJV would not be the success that it is today without the support of Joseph Deroba, Joanne Bent and Steven DiMezza.

The Athletic Hall of Fame was established to recognize the achievements of Saint John Vianney alumni and coaches who have excelled in athletic careers during and after

HOLMDEL their time at SJV. This year marked the seventeenth Annual Athletic Hall of Fame, recognizing Ed Cracchiolo, Class of 1999, Michael Dowd, Class of 2001, Hunter Dowd, Class of 2002 and Teresa DiMezza, Field Hockey and Lacrosse Coach. James Hunter, Class of 1977 and Voice of the Orioles was the emcee for the evening.

Ed Cracchiolo, Class of 1999, graduated from Fairleigh Dickinson University (FDU) in 2003 Cum Laude with a Bachelor of Science Degree in Finance. After graduating in 2004 with a Masters in Business Administration from FDU, he began working in Finance at J.P. Morgan and then Deutsche Bank. Ed is currently the Vice President of Credit Sales & Trading at Gleacher & Company and resides in Jersey City, New Jersey. His athletic career at SJV includes three Varsity football letters, being Football Captain, First Team All B-North Conference RB, 1,000 yard rusher, seven Varsity track letters (Indoor and Outdoor), Outdoor track 2nd Team Parochial All State (Sprints), and Outdoor track 3rd Team All Shore (Sprints). Ed continued his football career at FDU and upon graduation ranked third all time on the Middle Athletic Conference career rushing list.

Michael Dowd, Class of 2001, spent two years playing for the North American Junior Hockey League for the Kewadin Casino Indians after graduating from SJV. In 2003 he

began his collegiate hockey career at Salem State University in Salem, Massachusetts then transferred to New England College in Henniker, New Hampshire. He received his undergraduate degree in Educational Studies with a minor in physical education. He returned to New Jersey and currently resides in Brick. Some highlights of Michael’s athletic career includes four year starting varsity forward 60 wins 25 losses 8 ties; 1997-1998 American C champions and Cup Champion, 1998-1999 National C Champion, 1999-2000; and two time New Jersey Devils Player of the Month.

Hunter Dowd, Class of 2002, spent one year at RIT in Rochester, New York before transferring to The University of Massachusetts, Boston. While at UMass, Hunter earned a degree in Sociology and played four years of hockey and three years of Lacrosse. Currently, Hunter lives in Brick, New Jersey. He is working at Ocean Medical Center and pursuing a degree in nursing. Some highlights of his athletic career include four year starting varsity defenseman 65 wins 28 losses 8 ties; 1998-1999 National C champions, 19992000 National B Champions, VanCott Cup champions, 2000-2001 Shore Conference A champions, 2000-2002 Secaucus Mayors Cup Champions, Shore Conference A champions, Gordon Cup finalist; and the first SJV graduate to play NCAA college hockey and lacrosse.

Teresa DiMezza, Coach, attended Trenton State College (now The College of New Jersey) from 1991-1995 and played both field hockey and lacrosse. She began teaching and coaching at Saint John Vianney in 1995 and was the only female head coach at SJV in the 1990s. She holds a Masters Degree in Student Personnel Services and works full-time as a Health and Physical Education teacher at Monmouth Regional High School. After a four-year hiatus from coaching, Teresa returned to SJV as the assistant varsity Lacrosse coach this past spring. With her sister as head coach, they were able to finish the season with a winning record and ranked fifth in the final Shore Top 10. She is married to SJV Principal Steven DiMezza and the mother of Coleton, 10, and Madeline, 8. Teresa’s athletic career includes honors in both field hockey and lacrosse. During her time as coach for field hockey and lacrosse at SJV in the 1990s, the teams qualified for state tournament numerous times. In 1999, she was voted by the Asbury Park Press as Coach of The Year for Women’s Lacrosse.

The first Hall of Honor was established in 2000 and to date has over 34 inductees. The first Athletic Hall of Fame was established in 1994 and to date has over 90 inductees. It also has the 1977 Number One ranked Varsity Boys Baseball Team, the Boys Parochial B Division Champion Boys Basketball Team and the 1991 State Champion Girls Basketball Team.

COME HAVE SOME FUN AT THE BIZARRE BAZAAR IN HOLMDEL Everyone has items at home that they no longer want or need. Now you can bring “just one” item to the Bizarre Bazaar, enjoy dessert and coffee AND share in two hours of fun and laughter! The Bazaar is the annual fundraiser for the Bridges Program of Holmdel Community Church. Bridges collects clothing, shoes, blankets and toiletries that are distributed every month to those in need in Freehold, Keansburg and Red Bank.

According to Kathy Logan, coordinator for the Bazaar, “Each person must bring ONE item from home (do not go out and buy something) that they NEVER want to see again! In turn, they will go home with someone else’s treasure. There is great fun and plenty of laughter. We have sold out

the past two years so advance reservations are encouraged.

So call on your family and friends and attend the Bizarre Bazaar on Tuesday, March 22 at 7:30 p.m. at the Holmdel Firehouse on Main Street in Holmdel. Admission is $10.00 and includes dessert, coffee or tea. Make your check payable to Holmdel Community Church and put Bridges on the memo line of the check. Include a list of names if you are paying for a group. Send your check to Kathy Logan, 8 Stagecoach Drive, Holmdel, New Jersey 07733. Any questions can be directed to Kathy at (732) 706-9467. Tickets may be purchased at the door only if there is availability. So make your reservations today!

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HOLMDEL

Local Artist Has Work Displayed in

Holmdel Municipal Building

By Susan Murphy

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ocal artist Irene Bailey, who has won National Awards for her fine oil portraits, was honored to have a selection of formal portraits and family portraits on display in the Holmdel Township Municipal Building for the month of January. One of the portraits was of Colts Neck resident Mary Weir. Another was of Irene’s husband United States Marine Corps Major Donald Wells, an Executive Officer at 6th Motor Transport Battalion in Red Bank.

Irene, who began painting at the age of 10, is from Yorktown, Virginia. She received her formal training from the Pennsylvania Academy of Fine Arts in Philadelphia and her Masters in Fine Arts from East Carolina University. She has numerous paintings hung throughout the campus of her Alma Mater, which is a strong statement to her talent. Another professional compliment to her work was being commissioned by the Medi-

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cal Foundation of East Carolina University to paint a portrait in honor of Dr. Dixie Koldjeske, for her contribution in the advancement of nursing and the nursing program. Irene has had several portrait commissions from North Carolina, New Jersey and Tucson, Arizona. Two of the portraits will be hung in court rooms and the rest in private homes. In 2007, she was honored as “One of 100 Extraordinary Women of the Last 100 Years” by East Carolina University.

Although Irene has traveled all over the country with her husband, they live in Atlantic Highlands, where she has a studio, Irene’s Art Studio, Inc. She has specialized in fine art portraits since 1984. Part of her private collection includes an oil portrait of Jon Bon Jovi. Irene, a strong supporter of the Marine Corps and several charitable organizations, donated her time and expertise in an enormous undertaking of restoring a 69” x 83” painting by B. Brown, who was inspired by the famous photograph of “Raising the Flag on Iwo Jima,” by Joseph Rosenthal completed in 1946. The painting now hangs in the hall of the Monmouth Armed Forces

Irene Bailey, a National Award winning local artist, stands beside a portrait of Mary Weir of Colts Neck, who commissioned her to do the oil painting. Behind Irene is another of her portraits, “Amanda.” Irene’s work was displayed at the Holmdel Township Municipal Building for the month of January 2011.

Center in Red Bank. Irene has donated over $45,000 worth of portraits to Monmouth County charities.

“Oil portraiture is a well-established tradition in the art world,” said Irene. “Portraits are handed down for generations; first as tributes to beloved family members, then as works of art hanging in museums.” Irene’s portraits capture and project her subject’s personality onto canvas. She wants each portrait to stand the test of time.

Irene Bailey and her husband Major Donald Wells are planning to move to North Carolina in the near future, as Major Wells will be retiring from the United States Marine Corps. You can view some of her work and contact her at www.irenebailey.com.

HOLMDEL

HOLMDEL COMMUNITY UNITED CHURCH OF CHRIST HOLDS A VALENTINE’S DAY LUNCHEON Holmdel Community United Church of Christ (UCC) held a Valentine’s Day potluck luncheon on February 13 in their Fellowship Hall to bring family and friends together, as well as to kick-off their Stewardship Campaign.

There were 85 people in attendance, and an incredible array of entrees, side dishes and desserts that were shared by family and friends.

“This was a very community-oriented lunch,” said Reverend Rusty Eisenmann-Hicks.

Marilyn Sneed, who is part of the Church Life Committee, coordinated the luncheon.

She was surprised yet pleased at the amount and variety of food that was shared. “We have such wonderful cooks in the church,” she said.

The Church Life Committee plans Progressive Dinners, picnics and luncheon, and coordinates the Coffee Hour and Family Breakfasts.

They are also responsible for planning social events such as Broadway trips and the annual Country Bazaar, in addition to advertising special events in the community.

Red balloons adorned the tables and many of the women wore red tops in celebration of Valentine’s Day. Small candy hearts

with sayings were on hand for tasting or giving to someone special, and a Valentine TicTacToe game sheet was available to keep the children busy. Adults and children interacted with one another through conversation as well as laughter. It was exactly because of this warm, friendly, and very loving atmosphere that the Hansen family became members of the Holmdel Community UCC. Kris and Valerie Hansen, who are residents of Holmdel, wanted a church in which their four children would learn family values, the importance of giving back to the community, and responding to those in need. “The people here are like a wonderful extended family for us. My family lives in Connecticut so being a part of this church allows my children the chance to be around an older generation and to learn from them. There are always opportunities to serve the community and my children can be a part of that,” shared Valerie.

She added, “This is a gem of a church and it has become my family’s lifeline.” The Hansen’s children are Sean, 12, Colin and Megan, 10 year old twins, and Liam, 6.

By Susan Murphy Other families are experiencing the same welcome and acceptance as the Hansen family did which means growth in the church. In order to accommodate the increase in membership, Holmdel Community UCC members have begun to work on a Building Campaign to raise money for expansion of the Fellowship Hall and other necessary changes in the building. Reverend Rusty explained that this will be three-phase project that will probably take several years to complete. Church officials are still in the process of attending meetings and having discussions with township officials regarding the project, but they are hopeful Phase 1 will begin in the near future.

Holmdel Community United Church of Christ is located at 40 Main Street (Rte 520 Newman Springs Road) in Holmdel. The church office number is (732) 946-8821 and their website is www.holmdelcommunitychurchucc.com.

Left: Left to right: Reverend Rusty Eidmann-Hicks, Joyce Lee, Cynthia Polly, Matthew Polly, and Stephen Polly posed for a picture at the Valentine’s Day potluck luncheon.

Top: Left to right: Kitchen Committee members Donna Crook, Liz Mueller, Marilyn Sneed, and Liz Knies noted that the Valentine’s Day potluck luncheon was an amazing success.

Right: The Hansen Family, members of the Holmdel Community United Church of Christ for four years, enjoyed the many choices at the Valentine’s Day potluck luncheon. L to R: The Hansens are Sean, who is 12, Kris, Liam, 4, twins Megan and Colin, 10, and Valerie.

Community Magazine

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HOLMDEL

S

HOLMDEL’S 13TH ANNUAL BAYONET FARM EARTH DAY FESTIVAL

unday, May 1 from 12:00 p.m. - 5:00 p.m, all are invited to Holmdel’s 13th Annual Bayonet Farm Earth Day Festival on Sunday, May 1 from 12:00 noon until 5:00 p.m. Visitors will enjoy the “Little Bit Ponies n More” petting zoo, where children can meet, pet and feed goats, sheep, chickens and many other farm friends!

The two grand barns on the property will host free events all day! The Red Barn Theatre will feature continuous folk-rock bands and the Gray Star Barn will have live wild animal shows with an environmental message. One performance already scheduled is Rizzo’s Reptiles featuring a live alligator!

Many environmental organizations will have displays to help you “go green” in your own home with solar heating, gardening, recycling tips and more. There will be fun crafts for the little ones. And, for those seeking a new companion, the Pet Adoption Network will be bringing

adorable kittens and cats!

Tours of the lovely Bayonet Farm residence will offer a glimpse into the lifestyle of its last private owner, Miss Laura Harding. You will see the rooms Miss Harding added to her humble farmhouse in the late 1930’s to turn it into a gracious country mansion that would host movie stars of the day. Farmhouse Tours are free but limited; participants must register at the Festival.

Bayonet Farm is located at 41 Middletown Road, between McCampbell and Stillwell Roads in Holmdel. Admission, parking, crafts, tours and shows are all free. A nominal fee will be charged for entrance to the petting zoo.

Delicious lunches and snacks will be for sale in the Red Barn Deli and the Bake Shoppe will be selling home baked goodies to take home. Proceeds will go towards funding future festivals.

The Ramanessin Brook Greenway Hike to the Festival will begin at 10:00

a.m. Participants should leave their cars in the lower lot at Holmdel Park and meet at the shelter near the pond. Hikers are encouraged to wear hiking boots or sneakers and light-colored clothing with pants tucked into socks to guard against ticks.

To volunteer at the biggest Holmdel community event of the spring, or for further information, please call Carol at (732) 946-9064.

MARCH EVENTS SPONSORED BY HOLMDEL COMMUNITY UNITED CHURCH OF CHRIST

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olmdel Community United Church of Christ (UCC) will hold their annual Homestyle Turkey Dinner for Missions on Saturday, March 12, 2011. Each year the church puts out a lavish meal with home baked turkey, stuffing and all the fresh trimmings from local markets like Dearborn Farms and Delicious Orchards.

“All proceeds from this event will go to the Emergency Assistance Fund of the Community Outreach Group in order to serve local low-income residents of our communities who 56

March 2011

are facing severe financial crises,” explained Lynn Liebenow, co-chair for the event.

The cost for tickets are $15.00 for adults; $8.00 for children 12 and under.

There will be four seatings: 4:00 p.m., 5:00 p.m., 6:00 p.m. and 7:00 p.m.

Takeouts will be available from 4:30 p.m. to 7:00 p.m. and takeout orders are $15.00 each.

Reservations are needed for seatings and it is strongly suggested reservations be made for takeouts.

For reservations, contact Sharon Wessel at (732) 431-2372 or swe456ssel@ aol.com.

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he second annual “Crack the Code!” 5-K Race/Walk will take place on Saturday, March 19, 2011 at Vonage Headquarters across the street from the church.

This is not just another 5-K race.

This race is to raise awareness of breast cancer and to support cancer research. Have you or someone you know been affected by breast cancer? Did you know that 1 in 8 women will develop breast cancer during their lifetime? Or that a woman dies of breast cancer every 13 minutes in the United States?

Come and make a difference. Your participation can help “Crack the Code!” and the mystery behind what causes breast cancer in so many women.

The race course is a relatively

By Susan Murphy easy 5K through surrounding neighborhoods, and is a great way to get your spring training underway. Not a runner? Walk the course and register the kids for the children’s race. If you can’t race/walk please sponsor a person who will be participating in this important event. Your contribution will go to the church’s Capital Campaign and to support cancer research.

Registration begins at 8:30 a.m. and the race starts at 10:00 a.m. Those participating in the 5K or less walk will begin at 10:10 a.m. The children’s race will begin at 10:30 a.m. with age appropriate distances and an award for all participants. Immediately following the races there will be a race party at the Holmdel Fire Hall.

P d o b t B w p

i b H C M t H C d S H

HOLMDEL

KIWANIS CLUB OF HOLMDEL HONORS TWO

MEMBERS FOR OUTSTANDING WORK ON BOOK DRIVE

By Susan Murphy

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olmdel Kiwanis Club members David Manfrey, Project Idea Steward, and Joey Giordano, Project Chair were given special recognition during the February 17 meeting for their outstanding work throughout the Club’s book drive, which ran from September 2010 through January 2011. The club teamed with Better World Books, an online book seller whose mission is to “bring literacy and opportunity to people around the world.”

Holmdel Kiwanis Club members set an initial goal to collect a minimum of 2,000 books. They set up collection sites throughout Holmdel, Middletown, and Hazlet. Kiwanis Clubs in Keyport, Shadow Lake Village, and Marlboro also offered support with collection. The various collection points included Holmdel High School, Holmdel Municipal Complex, Dearborn Farm Market, St. Benedict’s Church and School in Holmdel and St. Catherine’s Church in Holmdel. Raritan High School in Hazlet, Freehold Municipal

Complex, and Middletown’s two high schools and three middle schools were also collection points. The impressive efforts of a local Boy Scout who was working towards a Service Badge assisted in the collection of books.

The book drive was an overwhelmingly success. When the book drive was complete, the club had collected more than 15,000 books. Approximately 11,500 books were sent to Better World Books, who will make a small contribution back to the Holmdel Kiwanis Club for its efforts. Better World Books will sell these books on line and proceeds from the sales will be donated to literacy programs throughout the world, as well as the National Center for Family Literacy. The club also noted that 5,000 children’s

Left to right: Holmdel Kiwanis Club President Ron DeLuca recognized Project Idea Steward David Manfrey, and Project Chair Joey Giordano for their outstanding work during the club’s book drive from September 2010 through January 2011. The men were acknowledged during the February 17, 2011 Kiwanis meeting held at Dearborn Market.

books were collected and will be donated to programs around Monmouth County, most probably the Head Start Program, to help improve literacy in the surrounding communities.

The club would like to express its appreciation to everyone who contributed to this very worthwhile cause. A special thanks is extended to Satellite Self Storage in Middletown who donated all the space for storing the books.

Kiwanis members worldwide are serviceminded men and women who are united in their commitment to, and compassion for, others. Through guidance and example, Kiwanians work to prepare today’s children to become tomorrow’s citizens.

Community Magazine

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BE CAUTIOUS OF QUICK TAX RETURNS

CONSUMER AFFAIRS SAYS ‘SAME DAY’ REFUNDS ARE REALLY HIGH-INTEREST LOANS THAT CAN BE RISKY

It’s tax time again, and many people are looking forward to getting a check from the Internal Revenue Service.

Those who are cash-strapped may be tempted by signs from tax preparation firms that advertise “Same Day” refunds, “Instant Return” refunds or “One-Day” returns. The Monmouth County Department of Consumer Affairs wants to caution you on these arrangements.

“What you’re really signing up for is a short-term, highinterest refund anticipation loan,” said Patricia Watson, consumer affairs director. “These loans are legal, but the businesses who offer them are required to advertise what they are and, in many instances, they do not.”

Known as RALs, refund anticipation loans are bank loans secured by the amount of a person’s expected income tax refund. Once a tax return is filed electronically by a commercial tax preparer, a third-party bank can provide the loan to the taxpayer in the amount of the expected refund.

Various costs, fees and finance charges are deducted from the check, which usually arrives in three to five days – or within a few hours for an extra fee. In turn, the IRS sends the taxpayer’s actual refund check to the bank to pay off the loan.

“Typically, a consumer will receive a check that can be cashed at a bank,” Watson said.

“Consumers need to know that in addition to each bank having its own check cashing policy, a bank can also place a ‘hold’ on a check presented for deposit or cashing.”

Last year, interest rates on many of these types of loans ranged anywhere from 50 percent to 500 percent. The combination of widespread money woes, a sour economy and fatter tax refund checks for poor families is expected to entice more people into taking these types of loans.

“These short-term, high-interest loans prey on the very people who can least afford them,” warned Monmouth County Freeholder Lillian G. Burry. “Tax preparers charge interest rates that can run on an annualized basis well into triple figures, all for the privilege of getting money a few days earlier. It’s an outrageous rate and they prey on those who can least afford it.”

New Jersey caps the interest rates lenders can charge at 30 percent, but some tax preparers circumvent state usury rate caps by partnering with banks chartered in states such as South Dakota and Delaware that have no caps.

“Buyer beware is the phrase that applies here,” Burry said.

“Taxpayers need every dollar of their refunds, and waiting just a week or two will put more money in their pockets.

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