Clover Living Fall 2022 by CloverLiving

Clover Health Congratulates Our 2022 Elite Gold Agents! These agents are the best of the best, representing the top 1% of all Clover agents. Thank you for your dedication to your clients and our members. 22IX022

Diana Arias Sandra Beltran Joseph Copson Richard Epstein Georgilton Exy Louis Georgina Exy Louis Wilkia Exy Louis YvonneYoungshinStanislawFriedmanGilJae Laura

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1. Time with the grandkids 2. The weekly card game 3. Holiday celebrations 4. The pickleb all tournament 5. Your These_________________________reason:arejusta few reasons to get your annual flu shot. What’s yours? Clover Health members can visit CVS, Giant, H-E-B, Kroger, Publix, Walgreens, Walmart, and many independent pharmacies to get a flu shot. Or you can get the flu shot with a $0 copay through your doctor; an office visit or administrative fee may apply. Y0129_22MX064_C The reasons to get your flu shot are endless, plus there’s no cost to you. Get your flu shot today.

2 CLOVER LIVING FALL 2022 Meet You Online CLOVERHEALTH.COM Read more health tips at cloverhealth.com/blog. Search the Clover Health formulary, learn more about mail-order pharmacy services, and review Medicare FAQs at cloverhealth.com . I used to think of health as either you’re healthy or sick...but it’s so much bigger than that. Health is our freedom and it’s very valuable. Take care of your mind, body, and spirit. Jennifer C. Health is making certain that my bloodwork and labs are as they should be; staying connected to people; being financially free from unnecessary debt; and being mentally, emotionally, and spiritually healthy. Sherrie D. WHAT DO YOU THINK? Do you want to be a part of our next issue of Clover Living ? Here’s your chance! Email your answer to the question below to cloverliving@cloverhealth.com . Has Clover Living inspired you to make a healthy change? Tell us about it! MAILBOX WE ASKED READERS: How has your definition of health changed? COVER PHOTO: GETTY IMAGES INSET: COURTESY OF GEORGE TAKEI DO YOU LOVE Clover Living? We want to hear from you! Take our brief survey to tell us what you think and what you want to see in future issues. cloverhealth.com/magsurvey

We’re keeping it simple in the kitchen this season, too. The recipes in this issue feature pantry staples—many that you probably already have on hand—and flavorful spices that make for hearty and delicious meals (page 26).

T he world seems very complicated some days— rising costs, complex technology, global friction. So let’s keep it simple when it comes to our health and wellness.

In this issue of Clover Living, we reveal the secret to good health (page 34). (Spoiler: There’s no magic bullet!)

We also unpack myths around one of the most basic human states: sleep (page 42). How many hours of sleep do we need?

Let’s go back to basics.

At Clover Health, we want to provide straightforward health information that helps you move toward greater wellness.

In an ever more complicated world, let’s keep our pursuit of happiness and health simple. Best wishes for a healthy season, Keep SimpleIt

How can we more easily fall asleep—and stay asleep? And should we indulge in that daily afternoon snooze?

KUMAR DHARMARAJAN, MD, MBA, cardiologist, geriatrician, and Associate Chief Medical Officer at Clover Health

LETTER

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Prabhdeep Singh Publishing Team VP of Communications Andy Robinson Senior Director of Communications Andrew Still-Baxter Senior Manager of Content and Social Media Lindsay Roseman Content and Social Media Specialist Thao Nguyen Director of Marketing Bruce Feinstein Clinical Editorial Committee Associate Chief Medical Officer Dr. Kumar Dharmarajan Senior Medical Director Dr. Jessica Son Legal and Compliance General Counsel Joseph Martin Chief Compliance Officer Wendy Richey Deputy General Counsel Karen Soares Director of Compliance Robert Davis Compliance Manager Pete Rapolas

Out-of-network/non-contracted providers are under no obligation to treat Clover members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.

© 2022 Clover Health. All material presented herein is intended for information purposes only. While this information is believed to be correct, it is represented subject to errors, omissions, changes, or withdrawal without notice.

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Medicare beneficiaries may also enroll in Clover Health through the CMS Medicare Online Enrollment Center located at medicare.gov.

For plans that provide drug coverage, the formulary may change during the year.

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Headline Studio is a division of Advance Local Caroline Harrison, President Chief Content Officer Liz Buffa Art Director Staci Oswald Senior Editor Libby Rutkey Editor Natalie Chomet Account Director Heather Bohl Senior Production Manager Nestor Cervantes Production Artist Angel Mass Copy Chief Anthony Sacramone Editorial Assistant Katey Clifford Co-Founder and CEO Vivek Garipalli Co-Founder and President Andrew Toy Chief Growth Officer

Clover Health is a Preferred Provider Organization (PPO) and a Health Maintenance Organization (HMO) with a Medicare contract. Enrollment in Clover Health depends on contract renewal. You must continue to pay your Medicare Part B premium.

CLOVER LIVING FALL 2022 Clover Living is published for Clover Health by One World Trade Center New York, NY 10007

INSIDE cloverhealth.com 5 18 The Stress Factor The physical and emotional effects of stress—and what you can do to reduce it. 26 From Pantry to Plate Affordable, delicious meals with just a few ingredients? Yes, please! 34 Back to Basics Proven, simple ways to live your best, healthiest life. 42 A Bedtime Story Setting the record straight to help you get a restful night’s slumber. FEATURES 42 34 26

TOP:FROMCLOCKWISEANDPAGEPREVIOUS (4)IMAGESGETTYHAAS,SARABORTIS-SCHULTZ,SIMONA 6 CLOVER LIVING FALL 2022 GOOD08 FORTUNE Caffeine considerations, a handy health checklist, and flu season reminders. NEXT10 STOP Enjoy culture, nature, sports, and art with college-town charm in Athens, Georgia. CAREGIVERS’12 CORNER Keep your loved one’s personal hygiene (and your own health!) in mind. DEPARTMENTS HEALTH14 AT HOME Hot tips for getting the most out of your fridge. TECH16 MADE EASY Where to go for help with the tech that keeps us connected. INSIDE 08 16 12

TAKEI,GEORGEOFCOURTESYTOP:FROMCLOCKWISE IMAGESGETTYHARRIS,MYRNAOFCOURTESY cloverhealth.com 7 INSIDE YOUR50 PLAN Stay up to speed with these handy Annual Enrollment Period buzzwords. IN52YOUR WORDS Clover Health member Myrna Harris shares her journey back to mobility. SPOTLIGHT54 Beloved Star Trek actor George Takei knows how to live long and prosper! PUZZLES57 Word searches, mazes, Sudoku, and more. 54 52 50

Your ConsumptionCaffeine

If you experience anxiety, insomnia, dizziness, or a fast heart rate, talk with your doctor. You might be taking in too much caffeine.

Chocolate, green and black teas, some cereals, and even certain medications (including common medicines for headache) contain caffeine.

ave you seen those headlines about coffee being good for your health?

While some studies suggest that drinking coffee every day is linked to a longer life, don’t forget to consider the caffeine. Kumar Dharmarajan, MD, MBA, cardiologist, geriatrician, and Associate Chief Medical Officer at Clover Health, says that “caffeine in the form of coffee is generally safe”— though he cautions against high doses of the stimulant. Stick to under 400 mg of caffeine (roughly the amount in four cups of coffee) per day. Limit caffeine pills and energy drinks. And look out for unexpected sources of caffeine.

GOOD FORTUNE 8 CLOVER LIVING FALL 2022

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cloverhealth.com 9 GOOD FORTUNE Get Your Flu Shot!

Next time you talk with your doctor, ask if you’re due for any recommended vaccines or boosters. And check out the information at cdc.gov/vaccines

A Checklist for Good Health

all means flu shot season. Vaccines and immunizations protect us from getting seriously ill. But the protection from a single shot doesn’t always last a lifetime. Your immune system typically needs a boost. That’s why COVID-19 boosters and annual flu shots are recommended. The viruses that cause these illnesses are constantly changing, creating new strains, explains Dr. Dharmarajan. “If you haven’t been vaccinated against COVID, it’s critical to get your vaccine,” he says. “And don’t forget your flu shot this season.”

There’s more to staying healthy if you have diabetes than testing your blood sugar levels. Regular preventive care is very important, too. Follow these tips to stay ahead of potential health complications. (This is also a handy checklist if you don’t have diabetes or if you’ve been diagnosed with prediabetes.)

Stay active. Aim for 150 minutes of moderate activity—such as brisk walking—each week. (For example, try 30 minutes a day, five days a week.)

Eat right. Enjoy plenty of non-starchy vegetables and get your protein from lean meats and plants. Limit processed foods and added sugar. See your doctor regularly. People with diabetes should visit their doctor every three to six months, but everyone should make sure to have a wellness visit once a year. Schedule an eye exam. Visit your eye doctor, who will assess your vision and check for eye complications.

1. OCONEE GREENWAYRIVERS Walk or bike along the water on this paved 3.5-mile path. It’s for nonmotorized traffic, but there is parking at the midpoint and either end. Extend your trek if you’d like via three connector trails.

Enjoy culture, nature, sports, and art with a college-town twist.

4. CALI-N-TITO’S Come for the flavor-filled Latin American food, stay for the charming outdoor space—complete with picnic tables and a kids’ play area. It’s a popular spot, but service is quick.

6.georgiamuseum.orgBEARHOLLOWZOO

Stop RosesSmellandthe

10 CLOVER LIVING FALL 2022 NEXT STOP T he home of the University of Georgia, just below the Blue Ridge Mountains, is an eclectic combination of art, music, nature, and football. From the impressive, hedgelined Sanford Stadium to the Georgia Theatre, there is something for everyone in Athens.

Visit the state’s official art museum—for free! Along with rotating exhibits, there’s a permanent collection with more than 9,000 pieces by Georgians as well as international and student art.

3.georgiatheatre.comSANFORDSTADIUM

The State Botanical Garden of Georgia is a short drive from downtown Athens and offers 300 stunning acres of gardens, nature trails, botanicaladmiringwatching,forgroundsgreenhouses.andTheareperfectstrolling,bird-orsimplythevastdelights. botgarden.uga.edu

This wildlife refuge in Memorial Park is free to enjoy and home to rescued and non-releasable animals—all native to the area. You’ll spot black bears, river otters, owls, lizards, and more. accgov.com/bearhollow

2.accgov.com/greenwayGEORGIATHEATRE

Catch some live music at this historic venue, which hosts new and established artists, cover bands, and more. Check out the rooftop restaurant and bar for scenic city views.

See the UGA Bulldogs (and 2021 College Football Playoff National Championship winners) play at the 10th largest stadium in the NCAA. This on-campus stadium opened in 1929 and is known for its spirited atmosphere. Go Dawgs! ugastadium.com

Athens, Georgia

OF5.calintitos.comGEORGIAMUSEUMART

cloverhealth.com 11 NEXT STOP MULVANNYSARAILLUSTRATION:

It’s Personal 12 CLOVER LIVING FALL 2022 W hen you’re caring for a loved one with major health concerns, their personal hygiene may not always be top of mind. But these small tasks, like keeping teeth brushed CAREGIVERS’ CORNER

• Keep up immunizations.on Did you get a flu shot? Or a vaccination?COVID-19Is your tetanus immunization up to date? Your doctor should be able to tell you if you are due for any vaccinations or boosters.

cloverhealth.com 13 Who’s Caring For You? Taking care of a loved one is often a full-time job. But don’tyou’retheirastheirshouldn’tcaregiversignoreownhealthcaretheyfocusonlovedone’s.Ifacaregiver,forgetto: • H ave your annual checkup. well-being.assessscreenings,discussgeneralwillhealthcareYourproviderassessyourhealth,recommendedandyouroverall

• H ave regular dental and eye care. Even if you aren’t having problems with your teeth or eyes, a regular checkup is the best way to stay ahead of issues. and nails trimmed and tidy, help contribute to overall goodPracticinghealth. good hygiene can keep us healthy from head to toe, preventing issues including cavities and athlete’s foot. After all, fingernails harbor germs and bacteria. Poor oral health can affect our ability to eat and even increase our risk for heart disease.

Kumar Dharmarajan, MD, MBA, greattoenails,goingwayhygieneCloverChiefgeriatrician,cardiologist,andAssociateMedicalOfficeratHealth,sayspersonaltasksarealsoagreattolookforanythingelseonwiththebody.“Ifyou’regoingtocutyourforexample,it’satimetolookbetween your toes for evidence of skin breakdown, cuts, or toenail fungus,” Dr. Dharmarajan says. That’s especially important for people with diabetes, who are more likely to have undetected infections in their feet due to nerve damage. “We want to be aware of our physical body and how it’s doing,” says Dr. Dharmarajan. “Paying attention to the personal hygiene part allows us to take a closer look at ourselves physically.” If you’re struggling with providing personal care to a loved one, just remember: It’s OK to outsource! Professionals, such as home health aides and nail care specialists, can help with these tasks. If they’re a Clover Health member, they can do this as a Clover Care Visit—a personalized visit with a friendly clinician—from the comfort of their home. Call 1-800-591-5138 to schedule. We are open from 8 am to 8 pm local time, seven days a week. From April 1 through September 30, alternate technologies (for example, voicemail) will be used on the weekends and holidays. Has Your Loved One Received Their Annual Wellness Visit?

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14 CLOVER LIVING FALL 2022 Hot Tips for Cold Storage Are you getting the most out of your fridge? T here’s a lot more to using your fridge than simply popping items in it. Plus, if you’re making the most of your appliance, you’re saving money! Foods last longer and you’ll waste less. LOWER SHELVES The lowest shelves are usually the coldest and should be used for the most includingsensitivetemperature-foods,milkanduncookedmeats. EGGS INSIDE Store-boughteggsshouldalwaysbestoredinthefridge. DRAWERSCRISPER If you can adjust the humidity in your fridge’s crisper drawers, store squash, mushrooms, and peppers in low humidity. Store broccoli, carrots, and greens in high humidity. TOP SHELVES The upper shelves are a good spot for more stable items like jam, cooked leftovers, and snacks.

cloverhealth.com 15 HEALTH AT HOME REFRIGERATIONNOTREQUIRED You can leave items like tomatoes,bananas,bread,garlic,onions,andpotatoesonthecounterorinthepantry. FRIDGE DOORS The shelves on a fridge door don’t stay as cool as the main shelves. So items stored there should be less sensitive to condiments,temperature—water,andjuice.Don’tstoredairyormeatsonthedoor. WHERE TO STORE BUTTER Salted butter can be left out of the cold for a few days, while unsalted butter should refrigerated.be FRIDGE FACTS Even •••degreesfoodseattipsFollowwon’trefrigeratedproperlyfoodslastforever.thesegeneralforwhentorefrigeratedstoredat40orbelow:Leftoversshouldbeeatenwithinthreetofourdays.Anopenpackageofsliceddelimeatshouldbeconsumedwithinoneweek.Egg,chicken,andmacaronisaladsshouldbeeatenwithinfourdays. (2)IMAGESGETTY

16 CLOVER LIVING FALL 2022 TECH MADE EASY W hat happens when your home tech stops working? When your printer won’t print? Or your smartphone stops being so smart?Yourlocal library or senior center likely offers some free tech services or classes to help you learn how to solve issues on your own. If you have an Apple store in your area, ask about their free Got Support?Tech In today’s digital age, we rely on technology to stay in touch with loved ones and up to date on world events. Who can we rely on to help us with our technology?

If you’re looking for more specific or advanced help, you can schedule a one-hour session with an experienced Tech Concierge at Candoo. For a monthly fee, the company offers a yearlong subscription with unlimited quick tech support and two 90-minute remote sessions. (candootech.com) For more hands-on support, Best Buy offers Geek Squad services in their stores to provide repairs for a fee—even if you didn’t buy the tech from them. (bestbuy.com)

TECH MADE EASY

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The online services described below are designed specifically to help older adults with technology. Generations on Line gives simple tech help for iPhones, Android phones, and Amazon Fire devices. (generationsonline.com) GetSetUp is an online community specifically for older adults. It offers live classes in tech topics—everything from digital camera basics and how to back up those photos to smartphone support and smart TV essentials. (getsetup.io)

Another free service called Cyber-Seniors pairs older adults with high school and college students to help them solve tech problems. (cyberseniors.org)

TIP Are WorthWarrantiesIt?

Online Support

So what do you do when you’re at the checkout with a new phone or laptop and the cashier puts you on the spot with the question, “Would you like to register your product with an extended warranty?”

cloverhealth.com 17 sessions on how to use your Mac computer, iPhone, or iPad. They even offer free sessions to help you master digital photography, videography, and more.

There are many free online services helpspecificallydesignedtoolderadultswithtechnology.

The answer depends on the type of technology you’re buying, the price of the original item, and how you plan to use it. Generally, a service contract is probably more protection than you need—and it doesn’t include tech support. Plus, many of these warranties don’t cover the most common reason for breaks: accidents like spilling a drink on your laptop or dropping your phone. Even if you do damage your tech, many manufacturers offer warranties that automatically come with your purchase. In many cases, this protects you and your tech—all you do is contact the manufacturer for a repair or replacement. Before buying an extended warranty, make sure you understand exactly what it covers, what’s already covered, and what kind of support is available to you. List compiled based on information available on company websites at the time of writing.

18 CLOVER LIVING FALL 2022 THE STRESS FACTORFromeverydayirritationstolargertraumas,emotionaltensioncanhaveseriousphysicaleffects.ByJeanneO’BrienCoffey

It can be a low buzz in the back of your mind when you think about errands or bills. Sometimes it’s a clenched jaw, hunched shoulders, or butterflies in your We’restomach.allfamiliar with the physical sensation of stress. And it’s perfectly normal. Most of us can’t get through a day without experiencing some kind of stressor and our body’s reaction—a flood of hormones that prepares us for fight or flight to help figure out how to handle the situation. This natural response to stress helps you adjust to new situations. It can even have a positive benefit.

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“Stress can help you grow. It can be a source of motivation for many people,” explains Frances Ruzis, LCSW, Behavioral Health Lead with Clover Health. For example, while the stress of the pandemic has been intense, she says she’s seen some positive outcomes as well—like people learning new coping skills and ways to combat the stress they are feeling.

“There are great rewards but also great stressors that come with aging,” Ruzis says. While some stressors are expected, like those around grief and loss, COVID-19 has resulted in new levels of burnout for seniors.

“Once the pandemic hit, many seniors who did not have a history of mental health issues were saying, ‘Because I am now confined from seeing family, going out to events, and socializing, I’m depressed and anxious for the first time

“People have really had to be resourceful. Older adults are communicating via video with me, and they tell me, ‘I never dreamed I would be able to do this with you.’” With crisis can come opportunity. But understanding the difference between stress you can manage and stress that is overwhelming is important. A Common Theme There’s a stereotypical image of our “golden years” being very easygoing. Living on a fixed income, caring for spouses and grandchildren, managing chronic illness—our golden years deliver a wealth of potential reasons to stress out.

The good news? You don’t have to face any of this alone.

• “Lately, I’ve been worrying a lot.”

• “Stress makes it hard for me to sleep.” “Talk about techniques to address stress,” Dr. Dharmarajan says. “Also, your doctor may suggest a complete checkup to understand how stress is impacting your body. Sometimes stress can actually lead to illness.” The physical signs of stress include higher blood pressure, trouble sleeping, exhaustion, headaches, digestive problems, aches and pains, and sadness. Talk It Out You have options for help. Consider therapy. “Therapy does not have to be for a specific condition like depression or anxiety,” Ruzis says. “Anybody

20 CLOVER LIVING FALL 2022 in my life,’” she explains. The number one stressor that Ruzis sees in her experience? Loneliness. “It’s something we don’t talk about enough, but it’s so common,” she says. “People are living longer, and that is a wonderful thing. At the same time, you’re at a point in your life where you may have lost a lot of people you love—parents, siblings, people you’ve known your whole life. So your aging years can also be coupled with a lot of grief and loss.”

In Good Company

“Just trying to interact with others is important,” says Kumar Dharmarajan, MD, MBA, cardiologist, geriatrician, and Associate Chief Medical Officer at Clover Health. “Having a social circle or someone to confide in can be helpful, especially if stressors are chronic, like financial matters and illness.” Reach out to family, friends, an elder or counselor at your place of worship, or a neighbor. Share your concerns with your doctor, too. “Talking to your doctor about stress is important,” Dr. Dharmarajan explains. If it feels hard to open up to your doctor, try starting with a simple statement: • “I’m having trouble with anxiety.”

IMAGESGETTY cloverhealth.com 21 “Having a social circle or someone to confide in can be helpful.”

Kumar Dharmarajan, MD

22 CLOVER LIVING FALL 2022

“Using mental health resources is critically important,” agrees Dr. Dharmarajan. “Therapy can be a great way to process things that are causing stress. It can also create increased self-awareness, which in turn makes it easier to address the root cause.”

“You can intervene before it becomes more serious— before you find yourself not being able to sleep at night.”

Ruzis knows firsthand. She oversees a group of five social workers in Clover Health’s Behavioral Health Department. This team assesses mental health conditions and then connects members to resources in the community, such as psychiatrists, therapists, and even social services.

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“We will help them apply for Medicaid and other state assistance programs. We can even help them fill out the applications,” Ruzis explains, noting that the application process can be a source of stress for many members.

can go to therapy. You can be stressed out at work and decide, ‘I want to talk to someone about this and learn new ways to cope.’ Or ‘I’m struggling with the loss of my spouse, and I need help getting through this.’

“Therapy doesn’t have to be long term either. It could just be a few weeks or months.” Everyone can benefit from talking with a professional. And today there are many options— from telehealth visits on platforms like BetterHealth to traditional in-person meetings. Remember, getting help today could prevent more serious problems down the line, Ruzis says. “Many times you can learn coping skills to prevent you from developing depression or anxiety,” she explains.

Mindfulness and Movement Talk therapy isn’t the only way to reduce stress. Ruzis says studies show that exercise and meditation are very effective as well. Beyond programs in the community and in-person classes, you’ll find applications on your smartphone and

“There are great rewards but also greatwiththatstressorscomeaging.”

- Frances Ruzis, LCSW

24 CLOVER LIVING FALL 2022 videos online that can help you find your calm. Headspace is an app that helps you set up a consistent meditation routine. On YouTube, search “meditation for anxiety,” “meditation for healing,” or anything related to the problem you are “Thereexperiencing.aremeditations for everything out there,” she says, noting that the key is “Setconsistency.agoaltomeditate for a minute a day. Then maybe the next week try two minutes,” she suggests. You don’t have to sit still or even lay down if that’s not comfortable. “Walking meditation or sitting in a chair and listening to a guided meditation are great options.” Exercise is another way to relieve stress—and it doesn’t have to be at the gym. Enjoy a walk outside, a swim in your local indoor pool, or even chair exercises, for example. Ruzis also notes that distraction techniques are great cognitive behavioral therapy skills you can use at any time. Distractions help you focus on something else when you’re feeling strong negative emotions. “Coloring books, puzzles (flip to page 57!), and hobbies you enjoy are all great options. Music is particularly effective because it directly engages your senses,” Ruzis says. Engaging your senses is a type of grounding technique that can really help ease anxiety. So light a candle, take a few deep breaths, and remember— you are not alone.

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Tex-Mex Black Bean Bowl

especially emove pan from heat, keep covered and let sit 10 minutes. Remove lid, fluff rice with a fork, and transfer to serving bowls. lean the sauce pan and set over medium heat. Add ¼ cup salsa and ¼ cup beans and cook, stirring occasionally, until beans are warmed, ssemble each bowl with 1 cup lettuce, ¾ cup brown rice, ⅓ cup black beans, ¼ cup cheese, and 2 tablespoons salsa. Fresh cilantro or seedspumpkinaretastytoppingsonthesefilling

cloverhealth.com 27

MAKE IT YOUR OWN!

¼ teaspoon kosher salt 1 ( 15-ounce) can lowsodium black beans, drained and rinsed 1 ( 10-ounce) jar prepared red or green enchilada sauce, divided 1 ½ cups shredded cheddar cheese, divided 10 corn tortillas, warmed 1 Preheat the oven to 425 degrees. 2 Heat oil in a large nonstick skillet over medium heat. Add the ground turkey and cook, crumbling up the meat with a spoon and stirring until no longer pink, about 5 minutes.

6 Place a rounded ¼ cup of the turkey mixture in the center of each tortilla. Wrap tightly and place seam-side down in the baking dish. Spoon remaining sauce over the enchiladas and sprinkle with remaining ¾ cup cheese.

• Bulk up addingenchiladastheby2cups of cooked vegetables to the filling. • Swap in kidney or pinto beans for the black beans. • Add sweet potatoes to the beans and then 1 ofthepaprikateaspoonpowder,teaspoonsgroundteaspooncumin,2chiliand½smokedduringlastminutecooking.

4 Stir in ¾ cup cheese.

Black Bean And Turkey Enchiladas

• Add 1 drained can of fire-roasted, diced tomatoes to the enchilada sauce before using.

SERVES: 5

1INGREDIENTS

3 Stir in the salt, beans, and 2 tablespoons of enchilada sauce and cook for 1 additional minute. Remove from heat.

28 CLOVER LIVING FALL 2022

5 Spread ¼ cup of enchilada sauce on the bottom of an 11-by-7-inch or similarsize baking dish.

7 Bake until the cheese is melted and lightly golden, 15 to 20 minutes.

tablespoon extra-virgin olive oil ½ pound groundleanturkey

This quick dish delivers plenty of lean protein. Double the batch and freeze half to enjoy another time!

cloverhealth.com 29 GETTIN’ SAUCY, NOT SALTY Choose an enchilada sauce with no more than 275 milligrams of sodium per ¼ cup serving.

MAKE SPLASHA Stir in a tablespoon of apple cider vinegar or any other vinegar just before serving for a shot of zest. 30 CLOVER LIVING FALL 2022

2 Heat oil in a large saucepan set over medium heat. Add ¼ cup of the onion and cook, stirring often, until softened, 3 to 4 minutes.

cloverhealth.com 31

¼ teaspoon kosher salt

1INGREDIENTS ( 15-ounce) can lowsodium black beans, divided 1 tablespoon extra-virgin olive oil ½ cup diced white onion, divided 1 sodium-freetablespoon Jamaican jerk seasoning

SERVES: 4

6 Use the back of a wooden spoon to smash and smear the beans (to create a smooth paste), then add the broth, salt, pepper, and the remaining 1 cup beans.

5 Stir in ½ cup of the black beans along with the reserved black bean liquid.

Black beans are a fantastic pantry staple that supply a variety of nutrients, including fiber and plantbased protein. Use a simple spice blend for flavor and pumpkin puree for creamy texture without the cream.

1 ¼ cups canned pureed pumpkin (not pumpkin pie mix)

7 Bring to a boil; reduce heat and simmer another 10 minutes.

8 Divide among bowls and garnish with remaining ¼ cup diced onion.

⅛ teaspoon ground black pepper 1 Drain black beans, reserving ¼ cup of the liquid. Rinse beans under cold water and set aside.

Black Bean Soup

3 Stir in jerk seasoning until fragrant, about 30 seconds.

2 cups vegetablechickenlow-sodiumorbroth

4 Add pumpkin puree and cook for 1 minute.

4 Smash sweet potatoes with a potato masher or the back of a fork until broken apart.

Soups taste even better the day after being made— asdeepen.flavors

2 Add sweet potato and cook, stirring constantly, for 1 minute.

1 cup water 2 cups chopped kale 1 tablespoon apple cider vinegar ½ teaspoon kosher salt ⅛ teaspoon cracked black pepper 1 Heat oil in a large saucepan over medium heat. Add pumpkin pie spice and heat until fragrant, about 30 seconds.

1INGREDIENTS tablespoon extra-virgin olive oil 2 teaspoons pumpkin pie spice 1 pound sweet potatoes (about 2 medium), peeled and cubed (½-inch pieces)

SERVES: 4

3 Add evaporated milk and water and bring to a boil. Reduce heat to a simmer, then cover and cook, stirring occasionally, until sweet potatoes are fork tender, 30 to 35 minutes.

6 Remove from heat. Add vinegar, salt, and pepper. Refrigerate leftovers for up to three days.

1 ( 12-ounce) evaporatedcanmilk

32 CLOVER LIVING FALL 2022

5 Stir in kale. Cover and cook for 10 minutes more, stirring occasionally.

Sweet Potato Soup

Heating your ground spices in oil (a technique called “blooming”) releases and enhances their flavors.

Sweet potatoes are rich in vitamins, fiber, and minerals.

cloverhealth.com 33

HOT POTATO

34 CLOVER LIVING FALL 2022

BACK

BASICS for better TOhealth The key to wellness might be simpler than you think!

By Lisa Rosen

cloverhealth.com 35

ere’s a hard truth: No magic pill exists that delivers instant good health. Correction: There are many “magic” pills, which may have side effects, to help with a variety of health concerns, but nothing replaces the basic foundations of healthy living.

If you want the best chance at the healthiest life possible, there are proven, simple ways to go about it.

36 CLOVER LIVING FALL 2022

Here’s how you can incorporate those basics into your daily routine—and even have fun with them!

“There’s no fountain of youth, but the tried-and-true basics won’t change: exercising, eating right, socializing, and enjoying life,” says Kumar Dharmarajan, MD, MBA, cardiologist, geriatrician, and Associate Chief Medical Officer at Clover Health.

KEEP MOVING

“The absolute most important thing you can

Work with your doctor to figure out the safest way for you to move more.

Catherine Sarkisian, MD do is be physically active,” says Catherine Sarkisian, MD, Professor of Medicine at the David Geffen School of Medicine at UCLA. Dr. Sarkisian specializes in geriatric health and has been studying the topic of successful aging for over two decades. She recommends some form of cardio for 20 to 30 minutes a day, five days a week. Pick the activity you most enjoy, because then you’re more likely to stick with it, says Dr. Dharmarajan. Try walking, swimming, biking, dancing—you name it! Having trouble getting started? Dr. Sarkisian has a special message for sedentary folks: You’re going to see the best results of anybody. “To go from zero to anything, you’re going to get so much benefit!” she says. “I tell my patients who are sedentary to start walking for five minutes a day, and then try to walk 10 the next day, and then 15. Start low, go slow.”

cloverhealth.com 37

Start walking for five minutes a day, and then try to walk 10 the next day, and then 15. Start low, go slow.

38 CLOVER LIVING FALL 2022

Then add some balance exercises to your routine, Dr. Sarkisian advises. She suggests the National Institute on Aging (NIA) website as a source for simple exercises. Head to nia.nih.gov/health/exercise-physical-activity

“Once we’re in our 50s, we should also do strength training at least twice a week,” she points out. “Use light weights for your upper and lower body. Or use your own body as a weight, as we do with moves like push-ups.”

“You can find very simple exercises there, like putting your hands on the back of a chair, standing on one leg while you lift the other, and holding it for a few seconds.”

Cardio, balance, and strength training are important for your health, Dr. Sarkisian says. “We have so much scientific data to show that strength and balance training prevents falls, and cardiovascular endurance improves quality of life.”

Dr. Sarkisian offers this essential tip for nutrition: Keep it simple. Indulge in plenty of fruits and vegetables as well as whole, unprocessed foods. Look for opportunities to eat “in season.” Fall, for example, is a good time to enjoy seasonal produce such as locally grown apples, fresh kale, squash, sweet potatoes, and zucchini. As you plan meals, imagine your plate made up of vegetables and fruits on one side and whole grains and healthy proteins making up the other half. If you eat meat, stick to mostly white meat and fish—and experiment with plant-based proteins a few times a week.

We know it’s a challenge—really. Cigarettes are physically addictive. And quitting any addiction is extremely hard. “It’s rare to be able to quit on the first attempt,” says Dr. Dharmarajan. “If you’re one of the many people who’ve tried to quit before but couldn’t, remember that it’s normal to require a few attempts. Each try is not a failure—it’s just a step toward success. People like you quit every day.”

EAT WELL

If you’re thinking about quitting, ask your doctor about the first steps.

Turn to page 26 for inexpensive ways to enjoy sweet potatoes this season! cloverhealth.com

“People who have diabetes need to be careful to follow a proper diet,” she says. “If you have heart disease, you don’t want to eat too many high-fat foods. And everyone should maintain a healthy body weight.” For herself, Dr. Sarkisian says she “feels better after eating healthy food.” For her patients, she offers an understanding view. “Definitely eating fruit

She also works with her local Veterans Affairs office and recommends their counseling sessions on quitting smoking for veterans. If you’re a vet, head to how-to-quit.aspmentalhealth.va.gov/quit-tobacco/ to learn more. For others, the 12-step program Nicotine Anonymous provides free in-person and online meetings. (nicotine-anonymous.org)

The Secret to Quitting Smoking: Try, Try Again

You know what we’re going to say: Quit. Quitting smoking really is the most important thing you can do to improve your health. It’s tough, no question, but it’s worth every breath you take.

Dr. Sarkisian adds, “Almost no one can quit on their own. Doing it with medication, combined with a group therapy setting or counselor, is the best way to stop smoking.”

4 CONNECT WITH YOUR PEOPLE

While maintaining a positive mental attitude is useful at any age, it’s also important to recognize that the pains and losses that come with aging take their toll emotionally. It’s a normal part of life, and it’s helpful to be able to accept that. “Everyone’s going to have some physical decline, even if you were once a marathoner,” says Dr. “WhenSarkisian.peopleadjust their expectations as they get older, they put greater weight on other elements, such as spending time with friends and family.” That balancing and acceptance brings more peace of mind.

TAKE THE STEPS And finally, a dose of reality: These actions are simple, but they’re not always easy. Doctors can say it over and over, but ultimately the decision to live a healthy life is yours. Sitting on the couch staring at a screen takes far less effort than gearing up for a walk or going out to meet a friend. But we’re not kids anymore, and we don’t need to give in to that desire for instant gratification. We can choose the healthy way forward.

40 CLOVER LIVING FALL 2022 and vegetables is good for your general health and for your colon. Fried foods are not good for your digestion. But, in moderation, older adults can enjoy occasional treats if their doctor gives the OK.”

EXPECTATIONSADJUST

Socializing with friends and family is key to good health and happiness, according to countless studies on the topic. “We are designed to interact with other people,” explains Dr. Sarkisian. “Social connections are associated with successful aging.” And you can combine physical activity with friends for an even greater return on your joy, notes Dr. Dharmarajan. “Walking with a neighbor, playing a game like pickleball, or dancing with your grandkids is going to check so many boxes, increasing your physical mobility as well as putting you in a better mood,” he says.

Here’s another simple step toward better health: Choose a primary care physician. Then work with that physician to track any existing health conditions and to stay ahead of potential medical problems. Schedule your annual physical and ask your doctor about screenings or vaccines you are due for. If you have been diagnosed with a chronic condition such as diabetes or COPD, ask what you can do to stay well and active. Your physician can also answer any health-related questions you have. For example, are you experiencing incontinence? Or maybe you feel a little unsteady on your feet at times? Speak up. There are things your doctor can do to help you live your best life.

We are designed to interact with other people.

Healthcare Basics: Find a PCP

cloverhealth.com 41

Catherine Sarkisian, MD

42 CLOVER LIVING FALL 2022

cloverhealth.com 43

The facts of sleep— from A to Zzzzs.

By Amy Lynn Smith Illustrations by Simona Bortis-Schultz

leep. Everyone does it. Everyone needs it. It should be intuitive and straightforward, right? And yet there are many myths out there—especially when it comes to older adults and sleep. Let’s set the record straight to help you set a course for sweet dreams and restful nights.

44 CLOVER LIVING FALL 2022

MYTH 1: Adults 60+ don’t need as much sleep. Sleeping less isn’t a normal part of aging. Once people reach adulthood, their sleep needs remain largely consistent, says Jennifer Martin, Ph.D., who is board certified in Behavioral Sleep Medicine by the American Board of Medicine and is president-elect of the American Academy of Sleep Medicine. “If you always needed eight hours of sleep, you’ll likely need that much, or nearly that much, as you age,” she explains. “What changes is our internal clock. Older people tend to get sleepy earlier, so they go to bed and wake up earlier.” Listen to your body: Adults generally need between

seven and nine hours of sleep, with seven hours being the recommended amount for most adults.

MYTH 2: Snoring is just a bad habit. Sometimes snoring can be a sign of sleep apnea, which causes breathing to be interrupted numerous times in the night. Experts are learning that this condition is more common in older adults, says Kumar Dharmarajan, MD, MBA, adoctorconditions,orfeelinterruptedsleepwithoverweightfibrillation,HighisatChiefgeriatrician,cardiologist,andAssociateMedicalOfficerCloverHealth.Loudsnoringinparticularasignofsleepapnea.bloodpressure,atrialandbeingarealsolinkedsleepapnea.Ifyourpartnerhasnoticedbreathing,youtiredduringtheday,youhavethesehealthtalktoyouraboutasleepstudyfordiagnosisandtreatment.

cloverhealth.com 45

MYTH(ish) 5: Naps are good for you. T his one is a little bit true—withAccordingconditions.toDr.Martin, a 20-minute nap in the afternoon is just fine. But twoor three-hour naps during the day can be a problem because they interfere with nighttime sleep. She points out that in some areas of the world people take an afternoon siesta for a couple of hours, but they also tend to stay up later in the evening. If that schedule works for you, the hours of your nap and your nighttime sleep can add up to your ideal number of hours, she says. For example, if you nap for two hours and then sleep for six hours at night, you get the same benefits as a full eight hours at night.

MYTH 3: A nightcap will help you sleep better. Sure, an alcoholic beverage may make falling asleep easier. But as the alcohol metabolizes during the night—which takes longer as people age, Dr. Martin says—it causes interrupted sleep that isn’t as restorative.

Prostate issues in men can lead to frequent visits to the restroom. An overactive bladder may also point to other underlying issues in both men and women. However, the issue may be your recommendsearlieratincanexplainstoorespecially“Certainmedication.medications,forcardiovascularkidneydisease,areintendedmakepeopleurinatemore,”Dr.Dharmarajan.“Askyourdoctorifyoutakethesemedicationsthemorninginsteadofnight,justonceaday,orintheevening.”Dr.Martinalsodrinkingplenty of water during the day but tapering off closer to bedtime. In addition, she notes that frequent waking is more likely to make you need to urinate. So if you’re having trouble sleeping through the night regardless of your bathroom needs, mention it to your doctor.

MYTH 6: There’s not much you can do about sleep disorders. Sleep apnea, restless leg syndrome, and insomnia— defined as at least three nights of troubled sleep per week for three months—are common sleep issues for older adults. Talking to your doctor is your best bet. Together you can explore the source of your sleep trouble and discuss remedies. In general, prescription sleep aids aren’t recommended for older adults because they can increase the risk of confusion and falls, Dr. Dharmarajan says. He adds that there’s not a lot of concrete evidence to support the use of melatonin, although it might be worth a try—only after talking to your doctor, especially if you take prescription medicines Dr. Dharmarajan suggests trying other natural remedies, like good old-fashioned warm milk or soothing music before bed.

MYTH 4: Visiting the partthemorebathroomthroughoutnightisjustofaging.

46 CLOVER LIVING FALL 2022

cloverhealth.com 47 If you always needed eight hours of sleep, you’ll likely need that much, or nearly that much, as you age. Jennifer Martin, Ph.D.

Sleep is essential to help our body function at its best. Healthy sleep— regularly getting seven to nine hours of disease,maintainrest—canuninterruptedhelpyouahealthyweight,preventandimproveyourmentalhealth.Agoodnight’ssleepalsohelpsyouconcentrateandthinkclearly.

48 CLOVER LIVING FALL 2022 Why Do We Need Sleep?

Want more sleep tips? Visit the American Academy of Sleep Medicine’s website: sleepeducation.org.

• Avoid large meals or snacks close to bedtime. In fact, it’s better to have your largest meal at lunch. A small snack before bedtime is OK, but eating a lot right before bed can disrupt sleep.

• Be active every day. If you feel sleepy too early in the evening, go for a short, leisurely stroll after dinner—nothing strenuous.

• Don’t drink caffeine after 2 pm, if at all.

Good sleep hygiene plays a big role in helping you get enough quality sleep. That means making your sleep environment and your daily activities conducive to good sleep.

cloverhealth.com 49

• Set a regular sleep schedule. Do your best to go to bed and wake up at the same time every day.

DURING THE DAY:

SET YOURSELF UP FOR SLEEP SUCCESS

• O nly use your bedroom for sleep. Don’t watch TV or look at your phone or computer, especially because the bright light from screens can make falling asleep more difficult.

• Create a bedtime ritual that tells your body it’s time to sleep. Taking a warm bath or shower an hour or two before bedtime, drinking some herbal tea (no caffeine!), reading a book, or doing gentle stretches are all good options.

• A cooler bedroom generally helps us sleep better. But as we age, it can be harder to keep a steady body temperature. Aim for a temperature between 66 and 70 degrees, and experiment with what works best for you.

• Use blinds or curtains to keep your bedroom as dark as possible.

• G et as much sunlight as you can during the day, which strengthens your internal sleep clock.

AT NIGHT:

50 CLOVER LIVING FALL 2022 YOUR PLAN

With the end of the year fast approaching, it’s a good time to make sure you’ve checked off these important health tasks.

evaluations are smart ways to stay ahead of big health problems. Also, ask your doctor if it’s time for a baseline DEXA scan, which measures your bone density. This is especially important if you’ve had a recent fracture.

ANNUAL CHECKUP Visit your primary care doctor at least once a year for a wellness exam. These checkups give you and your doctor a chance to consider your key health stats—for example, your weight and blood pressure. Share a list of your prescriptions and medications for the doctor to review. Let them know if you’ve experienced a fall or urinary incontinence.

Medicare covers many health screenings and medical tests that are important for preventive care. Are you taking advantage of all that your plan provides by getting the following services?

SCREENINGSPREVENTIVE Colorectal andcholesterolscreenings,cancermammograms,levelchecks,bloodpressure

Speaking up about these things and any other health concerns is the best way to advocate for yourself and to get the care you need and deserve.

VACCINES Ask your doctor if you’re due for any boosters or vaccines. Have you had your flu shot? What about your COVID-19 vaccine? Is it time for a COVID-19 booster? Do you need a pneumonia vaccine?

Make the Most of Your Benefits

DIABETES SCREENINGS

If you are diagnosed with diabetes or prediabetes, work closely with your doctor to track your hemoglobin A1c, blood pressure, and cholesterol. Ask your doctor about urine and blood tests to screen for kidney damage. Also, a dilated eye exam is recommended once a year.

Are you familiar with these Annual Enrollment Period terms?

Annual Enrollment Period (AEP) takes place every year from October 15 to December 7. During AEP, Original Medicare (Parts A and B) enrollees may switch to a Medicare Advantage plan. Similarly, Medicare Advantage (Part C) enrollees may opt for Original Medicare (plus a Part D plan) or switch to a different Medicare Advantage plan. It’s a good time to assess your needs and learn about your options.

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Annual Notice of Change (ANOC) is a document your plan sends you every year. The ANOC shares changes in costs, coverage, or service area that will take effect January 1. Review your ANOC and contact your Medicare company with questions.

Medicare Part B refers to medical insurance. It covers services such as preventive care, outpatient care, home health care, and durable medical equipment (including wheelchairs and walkers). Part C is Medicare Advantage, like the plans offered by Clover Health. These plans must include Part A and Part B benefits, and many Medicare Advantage plans offer additional benefits, such as no or low monthly premiums and coverage for prescription drugs, dental, vision, hearing, and more. Medicare Advantage plans are reviewed and approved by Medicare and usually have lower out-of-pocket expenses than Parts A and B. You must be enrolled in both Medicare Parts A and B to join a Medicare Advantage plan. Part D (prescription drug coverage) helps cover the cost of—you guessed it—prescription drugs, including recommended vaccines or shots. Part D may be offered as a stand-alone plan or as part of a Medicare Advantage with Prescription Drug (MAPD) plan. Medigap refers to Medicare Supplemental Insurance. It’s extra insurance that you can buy from a private company to help you fill in the gaps in coverage if you have Original Medicare. For example, each time you access a healthcare service, your Original Medicare plan (Part B) covers 80% of the cost. What about the other 20% of the cost? That’s where a Medigap plan can help. DO YOU HAVE QUESTIONS? Visit cloverhealth.com/MedicareBlog to learn more.

cloverhealth.com 51 YOUR PLAN

Valuable Vocabulary

Medicare Part A refers to hospital insurance. It covers inpatient care at hospitals, skilled nursing facility care, hospice care, and home health care.

When a lower backache increased in intensity, I tried a movement learned in yoga class. While holding bent knees, I rolled from side to side on the floor massaging my back. The ache left in three days!

52 CLOVER LIVING FALL 2022 IN YOUR WORDS

By Myrna Harris, Clover Health member

RenewingRestoringand

n my 70s, my body gradually started stiffening. Before I realized it, I had become feeble. Walking became difficult. Going up and down stairs was no longer easy. My balance became unsteady and iffy. My strength diminished. By age 84, climbing steps, rising from a chair, and walking all became difficult tasks. I fell three different times, so I decided to buy a cane for balance and support. My energy left. The “takeover” was gradual and insidious. The signs were there, but either I didn’t recognize them or ignored them. For years, layers of stress, tension, and negativity took their toll. Though I needed and wanted to counteract tightness and rebuild my strength, I lacked stick-to-itiveness. After a few weeks or months of trying different solutions, I’d stop. A PATH BACK TO MOBILITY

I began addressing other discomfort with movement, mentally tracking change. Gradually, my mobility and mental energy increased while aches and stiffness decreased. Remembering how good I felt after my first yoga class 44 years ago, I committed to the practice.

WHAT’S YOUR STORY? Are you a Clover Health member with a health journey you’d like to share in an upcoming issue? Email

Now I move and stretch after waking up. My body is rested and receptive. I listen to my body and respond intuitively to its messages. It tells me where there’s tightness. Listening is important because problem areas get worse when ignored. When I listen, they surface, allowing me to release.

Myrna doing her morning stretches.

EAT WELL TO LIVE WELL

My improved diet now includes kale, spinach, collards, and other greens. From spring to fall, we get organic fruits and vegetables from a nearby farm co-op. As a result, my palate has expanded. I consume less dairy and sugar, more nuts and legumes. I drink green tea and water; my husband drinks seltzer. My favorite meal is a huge salad dressed with fresh lemon juice and extra-virgin olive oil. We enjoy vegetable stir-fries and hearty stews, sometimes with meat. And occasionally, we treat ourselves to a pizza or something fried. Bottom line: Movement and a healthy diet work wonders. Release and renew. It’s not too late—start now!

Myrna in her garden. cloverhealth.com

53 IN YOUR WORDS

PRACTICE MAKES PROGRESS

To restore balance, strength, and flexibility, I stretch for 60 minutes and rest for 15, Monday to Friday. I maintain a mental record of changes and revisit problem areas to avoid backsliding. My husband practices with me. We encourage each other and share progress. He does his thing and I do mine—sometimes to an awesome yoga rhythms CD; other times in silence—moving, stretching, and letting go. cloverliving@cloverhealth.com

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54 CLOVER LIVING FALL 2022

TakeiGeorge Best known for his role in Star Trek, this actor knows very well how to live long and prosper.

By Lisa Rosen SPOTLIGHT

Now he’s lending his voice to HBO’s charming kids’ series Love Monster. In the role of Elder Panda, he advises the show’s young hero. And he’s delighted to play the part! “I think we all love pandas; they’re cuddly and cute,” he says, speaking from his home in Los Angeles. “And Elder Panda is like a grandpa, and grandpas are wonderful— they’re storytellers, they have wisdom, they are generous. So it’s a combination of both a cute panda and your lovable grandpa, and I get to play that.” You can currently watch all episodes of Love Monster on HBO Max. In real life, Takei is something of an elder panda to a whole crew of nieces and nephews. “I think we love children because we don’t have them,” jokes Takei, who’s been with his husband, Brad, for 36 years. Why and How He Stays Healthy Takei makes it a point to live a healthy lifestyle. “It’s been a very full, rich, engaging, and

It’s been a very full, rich, engaging, lifehealthy—Iwhy85littlesometimesandaterrifyingyears.That’sIstayenjoytoomuch.

cloverhealth.com

SPOTLIGHT

e’s more than an actor. He’s an icon. George Takei will forever be known to legions of fans as Mr. Sulu in Star Trek. But the actor has forged a career, and a life, that goes far beyond any journey on the U.S.S. Enterprise. In addition to 64 years in film and television, Takei starred on Broadway in 2015 in the musical Allegiance, inspired by his family’s experience being forced into internment camps during World War II. That childhood trauma also led him to a lifetime of activist work, particularly on behalf of Asian Americans and the LGBTQ+ community. He’s also the author of five books, including the 2019 graphic memoir They Called Us Enemy, a New York Times bestseller. Takei’s distinctive voice has been a favorite for voiceover work on shows such as Ken Burns’ PBS series The National Parks: America’s Best Idea.

(2)TAKEIGEORGEOFCOURTESY

“Grandpas Wonderful”Are

As the conversation comes to a close, he signs off with those famous words that he now embodies: “Live long and prosper.”

56 CLOVER LIVING FALL 2022

SPOTLIGHT sometimes a little terrifying 85 years. That’s why I stay healthy—I enjoy life too much.” The 85-year-old used to run marathons, and he uses them as a metaphor to illustrate his approach to his goals. “A marathon is 26.2 miles, and that .2 is very important. After you’ve gone 26 miles, and you see the .2 banner, and hear the crowd cheering, and you’ve expended everything, that’s where the will comes in. ‘I will cross that line!’ And you keep on pushing. You throw your body over the line, and somebody catches you. That’s where others are important in your life. When you give everything and you’re about to collapse, you have that person there to catch you.” He no longer runs, but he and Brad go for a 45-minute walk every morning. It’s their way of exercising and enjoying the great outdoors. He also lifts weights regularly, noting, “I used to lift 125 pounds, now it’s 80 pounds. You adjust, constantly, and use the noggin always” to keep from overdoing it. After his walk, “I take a shower, which can take a lot out of me, with all that scrubbing and bending over,” so he takes a moment to relax and meditate. “I get dressed, sit in my comfy chair, and let my mind rest.”

Active Mind and Moderation Takei’s mind is otherwise quite engaged. During the pandemic, Takei wrote two books. He finds that writing helps him stay sharp. “It keeps my mind active and creative.” When it comes to diet, he and Brad are healthy eaters. “We live in an age where we have a lot of information. Fried food, too many sweets—we know the ‘don’ts.’ But it’s also important to remember that the ‘do’s’ are so wonderful! I love fresh fruits and vegetables; we have fruit for breakfast every day.” Even so, they still practice moderation and indulge in the occasional treat. “We know red meat has high cholesterol, and men particularly have heart problems. With that knowledge, we occasionally have that treat of a steak. It’s not every day. We primarily eat fish and fowl.”

TAKEIGEORGEOFCOURTESY

What have you learned from this issue of Clover Living?

cloverhealth.comPUZZLES 57 IMAGESGETTY

PowerBrain

Spend a few moments working out your mind. Caffeine can be found in: Chocolate Pain medication All of the above True or false: Salted butter can be left out of the fridge for a few days.

b) Cereal c)

5. Quitting smoking: a) Can be very hard. b) Is one of the best things you can do for your health. c) Is something your doctor can help you with. d) All of the above Quiz!

3. True or false: Older adults needs less sleep.

4. Good quality sleep: a) Helps your body maintain a healthy weight. b) E nsures very good dreams. c) Can be accomplished in 4 hours. d) All of the above

Pop

By Patrick Blindauer

58 CLOVER LIVING FALL 2022 PUZZLES

Change of Season

codes 3. Houston ballplayer 4. Gin fizz flavoring 5. Creatures also known as devilfish 6. Shade of yellow 7. G et under one’s skin 8. Chew like a chipmunk 9. First word of “Into the Woods” 10. Pooh’s pal 11. Brief affirmation 12. Minion in “The Little Mermaid” 13. Lugubrious 19. Air France21. Big success 25. J eff’s wife on “Curb Your Enthusiasm” 26. “ Rolling in the Deep” singer 27. Navy (special forces group) 28. Actor’s rep. 29. Area at a river’s mouth 30. Stanford rival 31. Sound heard while counting sheep, maybe 33. Legally responsible 34. Paper factories 35. Part of a C minor chord 36. “ Finished!” 37. Common breakfast option 40. B arack, to Malia and Sasha 41. Include discreetly on an email 46. Military alert system 48. Homer’s holler 50. B east that bugles 51. Annual parade honoree, for short 52. Principal field of study 53. Bit of garlic 54. G et some shut-eye 56. Votes of approval 57. Choose to skip 58. Pantyhose shade 59. Sag, as flowers 60. Long-running NBC show, for short 61. Many a stocking stuffer 62. Fairy (boardTalegame)IMAGESGETTY

cloverhealth.com 59 PUZZLES

1.ACROSS Little jerk 6. B est Picture Oscar winner for 2012 10. Desserts with flaky crusts 14. Auto that debuted in 2006 15. N eighbor of N. Dak. 16. Thing symbolized by a bulb 17. Playwright Chekhov 18. Oil, slangily 20. Parting words 22. -Jo Olympics(1988star) 23. Stuff that’s in circulation 24. High, flat hills 28. “A work of is a confession”: Camus 29. Provide with English dialogue, as a foreign film 32. Arrogance, for short 33. Psi follower 36. Not-so-jolting java 38. Marine headquarters? 39. Currency with Grant’s picture 42. “... with liberty and justice for ” 43. Christmas card character 44. Slurpee alternatives 45. Pleased as punch 47. O rg. concerned with illegal traffic 48. Universal Human Rights mo. 49. Name on a bottle of Beautiful perfume 51. lawnReady-madematerial 52. H osts for roasts 55. Unnoticed observer 60. “ Reach fer the skies!” 63. Action figure since ’64 64. Verboten thing 65. Verdi opera set in Egypt 66. Word with baseball or boxing 67. Loretta of country music 68. Put back, to an editor 69. Throat ailment, for short 1.DOWN Lines on a musical score 2. Like some colonies or

60 CLOVER LIVING FALL 2022 PUZZLES MAZES (M-1) (M-2) (2)IMAGESGETTY

cloverhealth.com 61 PUZZLES Word Search: One to Grow On Review the unused letters to find a quote and its speaker! 1. Alder 2. Apple 3. Beech 4. Birch 5. Cedar 6. Cypress 7. Elm 8. Fir 9. Gooseberry 10. Hazelnut 11. Hemlock 12. Hickory 13. Holly 14. L arch 15. L aurel 16. Magnolia 17. Mahogany 18. Mallow 19. Maple 20. Oak 21. Olive 22. Palm 23. Pinyon 24. Rose 25. Sequoia 26. Spruce 27. Sumac 28. Yew IMAGESGETTY

62 CLOVER LIVING FALL 2022 SUDOKU (S-2)(S-1) PUZZLES

cloverhealth.com 63 PUZZLES Can you find the 9 differences between these images? Spot Differencesthe

64 CLOVER LIVING FALL 2022 (S-1) (M-1) (S-2) (M-2) SUDOKU MAZES CHANGE OF SEASONONE TO GROW ON “Between every two pines is a doorway to a new world.” —John Muir SPOT THE DIFFERENCES POP QUIZ ANSWERS: 1. d 2. True 3. False 4. a 5. d ANSWERS

for medical advice

Walgreens not The is not a substitute from If you are in need of immediate contact your physician or go to the nearest emergency department. Consult your physician for diagnosis and treatment of your medical condition.

Save more at Walgreens With the help of your Health Advisor

Health Corner services are

medical attention,

information provided

*Seniors Day discount is only on the first Tuesday of each month, unless otherwise noted. Offer valid in store for myWalgreens members that are AARP members or at least 55 years of age. Proof of age may be required. Discount not valid on pharmacy items or services. Other restrictions and limitations apply. Offer may be revised or revoked at any time. For details, see Walgreens.com/SeniorDay.

intended for use in medical emergencies.

your physician.

Just follow these easy steps 1. Visit your local Walgreens Health Corner on Seniors Day, the first Tuesday of each month. 2. Show your Clover Health LiveHealthy OTC Benefits card to your Health Advisor, who will help you find qualifying products. 3. Start saving more with the Walgreens Seniors Day 20% off discount.* Find your nearest Health Corner Go to Walgreens.com/healthcorner/visit or call 877-645-4128

cloverhealth.com/fall22 Y0129_22MX068_C Why not loving?laughing?moreWhynotmoreWhynotmoreliving? We’re here to help you live your healthiest and happiest life.