CAREGIVER Magazine-Issue 41-October/November 2025

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CAREGIVER

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BETHANY

GREATER OKLAHOMA CITY METRO AREA

EL RENO

The Grand at Bethany

Skilled Nursing & Therapy 7000 NW 32nd Street

405-789-7242

BLANCHARD

Senior Village Healthcare Center 1104 N Madison Ave 405-485-3315

CHICKASHA

Cottonwood Creek

Skilled Nursing & Therapy 2300 Iowa Avenue 405-224-6456

DEL CITY

Mid-Del

Skilled Nursing & Therapy

400 S Scott Street 405-677-3349

EDMOND

Bradford Village Healthcare Center 906 N Boulevard 405-341-0810

River Oaks

Skilled Nursing & Therapy 1901 Parkview Drive 405-262-2833

NORMAN

Grace

Skilled Nursing & Therapy

4554 W Main Street 405-366-8800

Holiday Heights Healthcare Center 301 E Dale 405-321-7932

OKLAHOMA CITY

Brookwood

Skilled Nursing & Therapy 940 SW 84th Street 405-636-0626

Capitol Hill

Skilled Nursing & Therapy 2400 SW 55th Street 405-681-5381

Fairmont

Kingwood

Skilled Nursing & Therapy 1921 NE 21st Street 405-424-1449

St. Ann’s

Skilled Nursing & Therapy 9400 St. Ann Drive 405-728-7888

Wildewood

Skilled Nursing & Therapy 1913 NE 50th Street 405-427-5414

The Wilshire

Skilled Nursing & Therapy 505 E Wilshire Blvd 405-478-0531

SHAWNEE

The Regency

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32 Skilled Nursing &

The Timbers

Skilled Nursing & Therapy 2520 S Rankin Street 405-341-1433

Skilled Nursing & Therapy Memory Care 3233 NW 10th Street 405-943-8366

STILLWATER

Stillwater Creek

Skilled Nursing & Therapy 1215 W 10th Street 405-372-1000

TECUMSEH

Heritage

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201 W Walnut Street 405-598-2167

Don’t miss the magic.

MOVE INTO LEGEND BEFORE THE HOLIDAYS!

There’s no better time to make a Legend Senior Living® residence your home. Now is your chance to enjoy a season filled with friendship, festive events, and the joy of a vibrant, independent lifestyle.

Dear Friends,

I hope this issue finds you well. As we look back on the past few months, I am grateful for the chance to connect with many of you at our Better With Age FunDays and other community events. Your stories and feedback continue to inspire us, and we are happy to hear that this publication and our FunDays are positively impacting your lives. Our mission to offer encouragement, essential information, and resources to seniors and families on a caregiving journey remains central to everything we do do.

Do you have a story to share or know someone who does? We’re always on the lookout for inspiring stories to feature in our future issues. Please reach out to us with your ideas and help us tell the stories that matter most about incredible Oklahomans doing amazing things!

As autumn arrives in Oklahoma, I’m reminded of the beauty and importance of the changing seasons. Each season offers an opportunity for growth, reflection, and renewal. With Thanksgiving just around the corner, I encourage you to take a moment to appreciate the spirit of the holiday. It’s a time to gather with loved ones, honor traditions, and find joy in the simple act of creating memories that make life rich and meaningful.

For those facing their first Thanksgiving without a loved one, my heart goes out to you. Losing someone is never easy, and the holidays can feel especially hard. My advice? Let yourself experience the emotions, but don’t get stuck in sadness. Remember the laughter, love, and happy moments shared with your loved one – those memories are precious. Grief can be a winding journey, full of twists and turns, but it’s also a testament to the depth of your love, and it’s okay to feel it weight.

This issue is dedicated in honor of Veterans Day to all American veterans, service members, and military families who sacrifice so much to safeguard our freedom and way of life. As we reflect on what truly matters to us and what we are grateful for, may we cherish the small things that bring comfort and joy. I wish you and your family God’s peace and love.

ON THE COVER:

P.O. Box 721673

Oklahoma City, OK 73172

EDITORIAL

Editor-In-Chief

LaShanya Nash

Art Director

Angela Blake

Writers

Lisa Sydnor

Kathy Cocks, RN

Angela Blake

Shelley Stutchman

Emberlee Nash

Sgt. Tara Hardin

Charles Lillard

Danna Szymanski

LaShanya Nash

Larry Stein

Cover Photographer Jessie Newell

Contributing Photographers

Emberlee Nash

LaShanya Nash

Community Outreach

Lisa Sydnor

405-314-7840

l.sydnor@betterwithageok.com

Layout Wise Marketing

L. Nash

Sincerely, Publisher

Meet Elmer Montgomery, a 100-year-old Oklahoma native filled to the brim with grit and tenacity. He served in the Navy during WWII and spent decades scaling trees professionally. This centenarian veteran still rises early to tend to his cattle, work his garden, and drive himself to the cafe every morning to have coffee with friends. He embodies the values of hard work, faith, and family that have defined his remarkable life. Read his incredible story on p. 8

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l.nash@betterwithageok.com

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AMERICAN HISTORY: AMERICAN HISTORY: of

ELMER MONTGOMERY

The heavy hay bale arcs through the dusty barn air, landing with a soft thud in the corner stall. Elmer Montgomery doesn't pause to admire the throw; he just reaches for another. He has chores to finish.  The former Navy Veteran and tree surgeon who spent four decades suspended between earth and sky now rises early each morning for his coffee meetup at the local cafe, and wraps his century-old hands around the mug.

At one hundred years old, Elmer Montgomery is the sturdy oak at the center of a sprawling family tree. Born in Wetly, Oklahoma, in 1925, his parents reared twelve children. Elmer never strayed far from his roots. The WWII veteran and his late wife, Nadine, who had been married for sixtyeight years, reared five children in the same county. Today, that legacy continues with thirteen grandchildren, fortythree great-grandkids, sixteen great-grandchildren, and another on the way.

"Dad taught us that faith, family, and country come first," said his daughter, Robin York, "And that nothing worth having comes without hard work."

Elmer Montgomery, who served in the Navy during World War II from his 1943 draft until his 1946 discharge, lives with the vigor of someone decades younger. Montgomery served on the ship, USS Prince George’s (AP 165). His June birthday, celebrating one hundred years of life, and still counting, came and went without disrupting his disciplined schedule: morning coffee with friends, tending to his cattle, a brief rest, then labor until dusk. Beyond mowing his own property, he keeps the church lawn pristine and tackles any overgrown patch he encounters.

This year, he planted 300 tomato plants, along with his other vegetables, yielding produce that he distributes freely throughout his community. Most remarkably, Montgomery still navigates the roads independently, hauling fifty-pound feed bags from store to farm without help. Daily exercise complements his already active existence. If time corrodes most men, it has yet to touch Montgomery; he keeps going like the Energizer Bunny.

During his Naval service, Montgomery served as a coxswain, manning the helm with the steady hands that would later guide him through a century of life. When asked about his longevity, he doesn't hesitate: "Hard work," he answers, with the authoritative tone of a man who once navigated warships through treacherous waters. Montgomery believes the military is a

of discipline and hard work, shaping character and teaching young people the value of these qualities. Montgomery encourages young people to consider the military as a path to a future filled with these important values.

PROUD TO SERVE OUR NATION’S HEROES

Our nation’s veterans and their families have earned unwavering respect and dignity. And that’s just what they’ll get from FirstLight Home Care. Many veterans can qualify for in-home help at no cost to the veteran. We can help veterans get qualified with no obligation through our free consultations to ensure our veterans get the in-home help they need.

What sets FirstLight Home Care apart:

We offer customizable home care solutions for everyone—from people that require full-time home attention to those that need just a little help

Our values guide us every day to do more as we serve and care for others

Our innovative on-call program improves our scheduling capabilities and cuts down on cancellations

We invest in quality –from our compassionate caregivers to our professional office staff

"Dad still gets excited when they call his name," says his daughter Robin. For three decades, the Montgomery family has gathered at Veterans Day ceremonies, where Montgomery still salutes with military precision when the Stars and Stripes passes by.

After returning from the war, Montgomery found his calling at McCoy Tree Surgery in Norman, Oklahoma, where he spent the next forty-two years of his life. Even as he rose to foreman in the twilight of his career, the centenarian veteran never lost his love for scaling the heights. "He still would love to climb trees," York said, describing how her dad continues to cut, split, and bundle firewood. Last year, he personally delivered a cord to a neighbor who was sick, embodying the same selfless spirit that defined his generation.

For decades, Montgomery kept his Naval experiences locked away like treasures in a sea chest. He remembers his most memorable day, while his ship was somewhere in the Pacific, when they found out the war had ended. He still remembers the cheers and tears of the sailors as they celebrated. The family's military legacy continued through his son, Edward "Butch" Montgomery, who followed his father's call to duty during the Vietnam War, trading sea legs for Army boots.

CALLED TO Help Others

Elmer Montgomery's health is remarkably robust, usually requiring only his annual checkup at the VA medical center. His daughter recounted the nowlegendary tale from when he was a youngster in his 80s, which occurred on a snowy Martin Luther King Day.

The WWII veteran survived what should have been a fatal accident. While cutting a tree on his property, the tree fell over, pinning Montgomery beneath the trunk. His chainsaw mercifully stopped, but the impact shattered his femur.

With the determination that once carried him through battle, he fashioned a makeshift cane from a broken branch, crawled on his stomach, and dragged himself to his John Deere tractor, and drove himself to safety, even pausing to wave at passing schoolchildren on the bus. "Dad's resilience borders on the miraculous," his daughter said. "This wasn't even his closest brush with death."

A few years back, Montgomery had taken his tractor onto the highway to assist a neighbor. On his way back home, a fully-loaded gravel truck ran right over his tractor. The massive tire of the truck was on top

of Montgomery’s leg. Yet somehow, he managed to free himself and walk away unscathed. York said, “I do believe he has a lot of guardian angels. I think he wears his angels out.”

Montgomery's century of life has spanned from gathering around the radio with the family to witnessing the creation of artificial intelligence. Still, when asked about the most remarkable invention he's witnessed, he doesn't hesitate. "Television," he says. "You can see everything going on everywhere." After a thoughtful pause, he adds with a sudden smile, "By the way, my first car was a 1948 Ford."

When asked what wisdom he might offer to younger generations, the World War II veteran advises, “Stay busy and avoid trouble."

As for his bucket list, Montgomery answered, "I've seen all the places I want to see. Every day, just by looking around, there are plenty of new things to discover. You just have to find them, and I plan to keep looking."

His daughter added, "He's pretty amazing." As our interview concluded, Montgomery headed out the door because it was time to check on his cows and call it a night —just as he's done for decades on the same land where he's lived a century of American history.

MORADA TEAM MEMBERS RECEIVE

The Oklahoma Senior Living Association is dedicated to excellence in senior care Each year they recognize employees in the Senior Living Industry that have positive and inspiring attitudes and those who go above and beyond to improve resident quality of life with a certificate of excellence The aregiver Awards are presented to the Elite; the Finest; and the Stars that exemplify excellence for their work in Senior Living!

CONGRATULATIONS TO OUR MORADA TEAM MEMBERS WHO ACHIEVED A 2025 CAREGIVER CERTIFICATE OF EXCELLENCE!

LINA ALDEHNEH Housekeeper at Morada Lake Hefner
ANGELA ARRON Celebrations Director at Morada Southridge
EMMA HILDRE Culinary Director at Morada Lake Hefner
EARNE INE FIGARO Celebrations Director at Morada Lake Hefner

Monthly Stipend and More: Benefits of the VA PCAFC Program

The staff of CAREGIVER Magazine is committed to connecting those in need with services and programs. If you have a question or you are looking for services, call 405-314-7840 or email l.sydnor@betterwithageok.com; include your name and phone number in the message. We can help you find resources such as 211; NewView Oklahoma; Will Rogers Senior Center; a home health care agency; a place to live, fraud prevention, etc.

A question we’re often asked by a family member caring for their loved one who’s a veteran is, ‘Is there a way I can be paid as a family caregiver?’ The short answer is, yes. Here is more information about the benefits, eligibility requirements, and the application process.

The U.S. Department of Veterans Affairs (VA) Program of Comprehensive Assistance for Family Caregivers (PCAFC) provides a monthly stipend to Primary Family Caregivers of eligible Veterans.

The Program for Comprehensive Assistance for Family Caregivers (PCAFC) offers multiple programs designed to enhance the quality of life for both caregivers and care receivers. Caregiver Support Program (CSP): caring for the caregiver is one. This program offers clinical services to caregivers of veterans enrolled in VA healthcare. CSP’s resources are provided through two programs: the Program of General Caregiver Support Services (PGCSS) and the Program of Comprehensive Assistance for Family Caregivers (PCAFC).

Both of these programs offer a caregiver support team, phone and text support, and various support and services, including coaching, peer

support, and support groups. PCAFC also offers enhanced respite care, mental health counseling, and a daily travel and lodging allowance when traveling with a veteran for VA-approved healthcare. PCAFC provides these benefits to eligible Primary Family Caregivers: a monthly stipend (payment); Access to health care through Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) if you do not qualify for health care under another plan; and legal and financial planning services related to the needs of the injured veteran.

A Veteran or Service member may be eligible for a Family Caregiver if all of the following requirements are met:

1. The individual is either a veteran or a member of the Armed Forces undergoing a medical discharge from the Armed Forces.

2. The individual has a serious injury (including serious illness) incurred or aggravated in the line of duty in the active military, naval, or air service. For purposes of PCAFC, serious injury means any serviceconnected disability that is rated at 70 percent or more by VA, or is combined with any other service-connected disability or disabilities, and a combined rating of 70 percent or more is assigned by the VA.

3. The individual needs in-person personal care services for a minimum of six (6) continuous months based on any one of the following: An

inability to perform an activity of daily living; a need for supervision or protection based on symptoms or residuals of neurological or other impairment or injury; or a need for regular or extensive instruction or supervision without which the ability of the Veteran to function in daily life would be seriously impaired.

4. It is in the best interest of the individual to participate in the program.

5. Personal care services that would be provided by the Family Caregiver will not be simultaneously and regularly provided by or through another individual or entity.

6. The individual receives care at home or will do so if VA designates a Family Caregiver.

7. The individual receives ongoing care from a Primary Care Team or will do so if VA designates a Family Caregiver.

The VA offers several benefits through PCAFC to support Family Caregivers, including a monthly stipend for Primary

Amada Senior Care: Partnering with Facilities to Support Families in Transition

Consultation: We begin by meeting with families to understand their loved one’s health needs, lifestyle, and care preferences.

Recommendations: A er evaluating available care options, we present families with facilities that are the best fit.

Tours: We schedule and accompany families on tours so they can experience the environment and meet sta .

Transition: We guide families through the paperwork, coordinate with your team, and help ensure a smooth move-in process.

Ongoing Support: We stay in touch with families a er placement and remain a resource for both them and your facility.

At Amada Senior Care, our role is to make the placement process easier for families while fostering strong partnerships with the facilities we recommend.

OKC METRO | NORMAN | LAWTON

Family Caregivers. Primary Family Caregivers will receive a monthly stipend for each month’s participation as a Primary Family Caregiver. Monthly Stipend Rate VA bases stipend payments on the definition of “monthly stipend rate,” which means the Office of Personnel Management (OPM) General Schedule (GS) Annual Rate for grade 4, step 1, based on the locality pay area in which the eligible Veteran resides, divided by 12. The amount of the monthly stipend the Primary Family Caregiver is eligible to receive is determined based on information gathered during VA’s evaluation of the Veteran’s personal care needs.

There are two levels. The first calculates the Primary Family Caregiver’s monthly stipend by multiplying the monthly stipend rate (OPM GS Annual Rate for grade 4, step 1, based on the locality pay area in which the eligible Veteran resides) divided by 12, multiplied by 0.625. For example, the GS rate at grade 4, step 1, in the Dallas-Fort Worth, TX-OK area for 2022 was $34,916 annually. The monthly stipend amount for a Primary Family Caregiver of an eligible Veteran in the Dallas-Fort Worth, TX-OK

area, at this rate ($34,916, divided by 12 multiplied by 0.625), was approximately $1,818.54 in 2022.

The second level, if VA determines the eligible Veteran meets the definition of “unable to self- sustain in the community” for the purposes of PCAFC, the designated Primary Family Caregiver’s monthly stipend is calculated by multiplying the monthly stipend rate (OPM GS Annual Rate for grade 4, step 1, based on the locality pay area in which the eligible Veteran resides) divided by 12 multiplied by 1.00. For example, the GS rate at grade 4, step 1, in the Dallas-Fort Worth, TX-OK area for 2022 was $34,916 annually. The 2022 monthly stipend amount for a Primary Family Caregiver of an eligible Veteran in the Dallas-Fort Worth, TX-OK area, at this rate ($34,916 divided by 12 multiplied by 1.00), was approximately $2,909.67.

For additional information, contact your Caregiver Support Team. 855-260-3274 or online at caregiver.va.gov

Honoring a Legacy:

WWII Veteran Choc Charleston

Shines at Potawatomi Veterans Museum

It has been said that those who can not remember the past are condemned to repeat it. The Potawatomi Veterans Museum in Shawnee, Oklahoma, recently hosted its inaugural Educational Day, featuring 102-year-old World War II veteran Choc Charleston.

In a heartwarming display of respect, the students honored Mr. Charleston by speaking Choctaw, bringing his story full circle.

The event highlights the museum's mission to educate and preserve the stories and memorabilia of veterans. Teachers interested in scheduling an educational excursion, contact Jessie Newell at jessie@birdnestbaby.co. For more information about the museum or to schedule the donation of memorabilia, contact (405) 695-6837 or Doug Warden at (405) 826-8008.

THE COURAGE TO ASK CAREGIVERS

My husband has unique hobbies. He loves to play guitar—that in itself is not unusual, but buying guitar supplies can be expensive. When I ask him, “What do you want for your birthday?” his answer is usually, “A new guitar or just guitar strings. The red guitar strings.”

My reply? “Can you send me a link for the guitar strings, or better yet, buy them yourself, and I’ll wrap them for you.”

“You don’t like it?” he said, looking genuinely confused.

“I love studying Spanish, and you said you wanted to learn French again. I thought we could study together. Isn’t it amazing?”

“Honey, I didn’t realize you wanted a Spanish textbook. I was only daydreaming about French, not committing to late-night conjugations! But it’s the thought that counts.”

Except—let’s be honest—whoever said “it’s the thought that counts” never got a French textbook for their birthday.

My five-year-old can draw me a picture, and I’ll gush over it with love. A week later, it’s in the trash. That’s fine—it’s age-appropriate. A textbook? Not so much. I learned my lesson. The next birthday, I handed Steve a clothing catalog. I circled what I wanted, even marked the sizes and colors. I instructed him to save the receipts. We were both happy. He took joy in giving me something, and I actually loved the gift. And best of all, I never received another textbook.

As I’ve written about my cancer journey, I’ve shared about the importance of community and the power of simply sitting with people in their pain. But I’ve also learned this: asking for help is just like asking for the right birthday gift. If you don’t give specifics, you may not get what you need.

When people we love see us hurting, they often want to fix things. But life’s deepest pain can’t always be fixed. And that makes sitting with someone hard. Silence is uncomfortable. Grief is uncomfortable. Maybe it’s an American thing—we’d rather do something than sit in sorrow.

\

Then, of course, Steve turns the tables: “What do you want for your birthday?”

“Just let me buy something for myself,” I usually say. But I know my husband—if I don’t give him a list, who knows what I’ll end up with.

When I turned thirty-three, I learned that lesson the hard way. Steve has another hobby—he spends about thirty minutes a day going through his old college Spanish textbook. He loves practicing Spanish and is happy to speak it with anyone who will listen. Meanwhile, I had mentioned—wishfully—that someday I’d like to learn French again.

So that year, my birthday gift was… a French freshman college textbook.

“What is this?” I asked.

But here’s what I’ve discovered: sometimes the best way forward is to pause and ask yourself, “What’s one thing I really need to do right now?” Make a list.

For me, it was vacuuming or mopping. I couldn’t keep up. Eventually, I invested in a robot vacuum and mop. Problem solved.

Other times, it was food. After major surgery, a friend of mine received endless meals of chicken and mashed potatoes. But what she really needed was nutrient-rich food to aid in her healing. My husband and I have several food intolerances, so casseroles weren’t the answer. I asked my church for gift cards instead. That gift sustained us— especially during radiation, when I was so exhausted and Steve was taking time off to drive me.

Later, when radiation left me in pain and unable to drive, I needed rides to church. What I really needed wasn’t transportation—it was connection. Those rides saved me from isolation.

The most difficult ask, though, has been for emotional help. I didn’t need meals or chores; I needed people. Someone to call, someone to chat with, someone to lift me when I felt myself fading. That’s harder than asking for groceries. It feels vulnerable.

StayStayHome. Well.

Personal Care

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Bathing and Showering

Assistance with Dressing

Hygiene and Dental

Continence Care and Toileting

Recording Vital Signs

Medication and Other Reminders

Coordination of Care Plans

Meal and Snack Preparation

Assistance with Eating

Medication and Other Reminders

FREE RESTORATIVE DENTAL CARE

I reached out to my pastor and said simply, “I feel isolated.” I’ve let those feelings of isolation go unchecked before, and it led me into depression. This time, I had to remind myself: being vulnerable is the only way back into community.

Here’s the thing: asking for help means taking a risk. Sometimes people forget. Sometimes they don’t have the capacity. Sometimes they say no. And that hurts— it feels like rejection.

But we can’t stop there. We have no choice but to keep asking if the need is real. Or to ask for directions: “If you can’t help, do you know where I can get help?” Sometimes, the proper support is beyond a friend’s capacity, and we need professional help—such as counselors, doctors, or faith leaders.

Asking is not demanding. It’s simply presenting the problem:

“I feel isolated.”

“I can’t prepare meals.”

“I need a ride to church.”

Then it gives the other person the freedom to say yes— or to offer what they can provide.

If you’re my friend and going through a hard time right now, here’s the truth: I may not have the physical capacity to do much. But I can listen. I can sit with you. I can pray.

And that, in the end, is what asking for help is all about—being specific and being vulnerable. And remembering that sometimes, the greatest gift isn’t a textbook, or even a meal—it’s knowing you don’t have to walk through the hard times alone.

H o m e H e a l t h

F o c u s e d o n h e l p i n g y o u m a n a g e a

c h r o n i c c o n d i t i o n o r r e c o v e r f r o m a n

a c u t e i l l n e s s , s u r g e r y , a c c i d e n t , o r a

c h a n g e i n m e d i c a l c o n d i t i o n .

H o s p i c e C a r e

O f f e r s e n d - o f - l i f e c a r e , i n c l u d i n g s u p p o r t

f o r y o u r p h y s i c a l a n d e m o t i o n a l n e e d s , a n d

t h e n e e d s o f y o u r w h o l e f a m i l y . P a l l i a t i v e C a r e

F o c u s e s o n a d d r e s s i n g t h e p h y s i c a l ,

e m o t i o n a l , s p i r i t u a l , a n d s o c i a l n e e d s

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As the sun set over Pearl Harbor, bathing the calm blue water in a golden light, Elvis Presley stepped onto the stage at Bloch Arena on March 25, 1961. The King of Rock 'n' Roll was in Hawaii for a special reason: to raise funds for the USS Arizona Memorial.

The sound system crackled to life as Elvis began to sing, his voice filling the arena. The crowd of nearly 4,000 people was captivated. Survivors of the Pearl Harbor attack, sailors, and locals alike were caught up in the energy of his performance. Elvis' voice soared through the arena, belting out hits like "Heartbreak Hotel" and "Hound Dog."

The venue held special significance, as it was the same Bloch Arena where, just 20 years prior, a "Battle of Music" tournament had been underway. On the night of December 6, 1941, the semi-finals had taken place, with bands from the USS Pennsylvania, USS Tennessee, and USS Argonne competing. The USS Arizona band, Navy Band Unit 22, had already qualified for the finals, scheduled for December 20, 1941, and its members were in the audience that night, watching their future rivals.

Tragically, the next morning, December 7th, the USS Arizona band's journey came to a sudden end.

All 21 members were killed while manning their battle stations during the attack on Pearl Harbor. In a poignant display of respect, the participating bands voted to posthumously award the tournament trophy to the USS Arizona's band, renaming it the "Arizona Trophy" in their honor. The final competition was canceled, and the trophy would serve as a lasting tribute to the talented young musicians who lost their lives.

But this concert wasn't just about entertainment –it was about paying tribute to the lives lost during the infamous attack. Elvis Presley was moved by the USS Arizona Memorial Commission's struggle to raise funds, and his concert was a pivotal moment in the campaign. His selfless act and star power drew muchneeded attention and donations, ensuring the memorial's completion.

As the concert came to a close, Elvis addressed the crowd, his voice filled with emotion, as he expressed his profound honor at being able to perform for the USS Arizona Memorial fund. He spoke of the privilege of contributing to the noble cause and encouraged everyone to support the project.

The crowd erupted into applause, and when the dust settled, Elvis had helped raise over $60,000 for the memorial fund—equivalent to about $650,000 today. It was a staggering amount that would go a long way toward completing the project. The impact of Elvis' concert was felt far beyond that night. His involvement drew attention to the cause, sparking a surge in donations that ultimately helped secure the necessary funds to finish the memorial. On May 30, 1962, the USS Arizona Memorial was officially dedicated, serving as a solemn tribute to the 1,177 lives lost during the attack.

Visitors from around the world have walked the halls of the memorial, paying their respects to the fallen sailors and Marines while learning about the history of the USS Arizona and the memorial's significance. Elvis' contribution stands as a lasting testament to the power of compassion and creativity, bringing people together and raising not only crucial funds but also awareness of the importance of honoring those who have made the ultimate sacrifice. Today, the USS Arizona Memorial continues to touch countless lives, inspiring reflection, gratitude, and remembrance.

MEDICARE

CAMPFIRE TALES & Oklahoma Haunted Legends

Every state has tales of the unexplained. In the shadowy corners of Oklahoma, stories persist of haunted dwellings. What compels these historical but enduringly unauthenticated legends to endure across generations? Perhaps something lingers in these haunted places—something that defies rational explanation. The question remains: when you hear footsteps in an empty hallway, do you dismiss them—or listen more closely?

The Parallel Forest: Located in the Wichita Mountains Wildlife Refuge:

Hidden in the Wichita Mountains lies Oklahoma’s best-kept secret: the Parallel Forest, where 20,000 red cedars stand in perfect formation, each precisely 6 feet from its neighbors in every direction. This government experiment from the Dust Bowl era has evolved into something far more sinister than its origins suggest. As autumn winds whisper through the unnaturally uniform rows, visitors report a suffocating sensation beneath the dense canopy where sunlight struggles to penetrate. At the forest’s heart sits a weathered rock formation, which locals whisper might be an altar of some kind, and where even skeptics admit to feeling a sense of being watched. Visitors have reported that headless apparitions drift between the mathematically perfect corridors of trees. Visitors have felt phantom touches brush against their necks. Cameras have captured

inexplicable orbs of light. Brave enough to see for yourself? The Parallel Forest awaits just 25 minutes from Lawton-Fort Sill. Take I-44 to Medicine Park, wind through the wildlife refuge, and when the Meer’s sign appears— like all who’ve ventured before you—turn... if you dare.

Photo by Donnie Lavallee

Fort Reno Post Cemetery: 7107 W. Cheyenne St., El Reno, Oklahoma 73036

As the chill of October winds begin their ghostly dance across Oklahoma, the Fort Reno Post Cemetery stands as an invitation to all who dare to visit. Fort Reno, a former military camp dating back to 1874, is steeped in a rich and diverse history marked by wars, prisoner confinement, and military service. The grounds once housed German and Italian prisoners of war during World War II, and today, the weathered headstones of soldiers, Indian Scouts, wives, children, and civilian employees of the Fort tell silent stories. Locals whisper about the prisoners who never made it home, about the murders and suicides that stained this soil. Visitors report phantom footsteps crunching through

fallen leaves when no one is there, and uniformed figures that vanish when approached. Even skeptics find their camera rolls haunted by unexplainable orbs and shadowy figures that materialize between the frames. This October, will you be among the brave souls who muster the courage to walk these grounds? Fort Reno’s gates remain open to the public, and you are welcome to explore its haunted history, but enter at your own risk.

Senior Community, School Activity, or Church Buses welcome! Choose the type of tour your group prefers: Spirit Tour or Historical Spirit Tour. The host will board your bus to tell the haunted history of the buildings as you travel through the Fort and out to the Post Cemetery. Book today: (405) 2623987. Call or text for reservations or more information.

Langston’s Western Wear: 2224 Exchange Ave., Oklahoma City, OK 73108

Langston’s Western Wear is situated in a historic building constructed in 1910, where whispers of the past still echo through the floorboards. Once a dance hall and bar, the space now harbors two restless spirits: sisters Rose and Patty, forever searching for one another. During the 1920s-1930s, the sisters worked as taxi dancers, until one night when Patty’s jealous suitor ended her life with a single gunshot. Devastated, Rose climbed the creaking stairs to the second floor and hanged herself from the rafters. Lights flicker without explanation, and invisible footsteps are heard on the second floor. So, when you’re browsing for those perfect boots, perhaps you’ll glimpse the sisters still searching for each other.

The Skirvin Hilton OKC: One Park Avenue, OKC, OK, 73102

The Skirvin Hotel looms over Oklahoma City, its walls harboring a century of whispered tales. Since its 1911 opening, the Skirvin has earned a reputation as one of America’s most haunted establishments. At the heart of this stands Effie’s tale, a maid whose 1920s affair—possibly with the proprietor, William Skirvin himself— ended in pregnancy and imprisonment on the hotel’s top floor. Maddened by confinement, she cradled her infant and stepped through a window into empty air, their bodies falling but their spirits remaining. Room 429 also draws paranormal enthusiasts and skeptics alike. Guests who have stayed in Room 429 have reported hearing strange noises, feeling an eerie presence, and even seeing apparitions. Brave enough for a reservation? The front desk will gladly book you Room 429—though

Movie Spotlight Groovy Films for Seniors

FREAKIER FRIDAY

Reviewed by Medicare Jet-Setter Shelley Stutchman

The 1976 film “Freaky Friday,” starring Jodi Foster and Barbara Harris, holds a special place in the hearts of many baby boomers. The movie’s narrative of a mother and daughter swapping bodies after making a simultaneous wish captivated audiences with its wit and warmth. The film’s success led to a string of sequels, including Disney’s 1995 version and the 2003 remake featuring Jamie Lee Curtis and Lindsay Lohan. The franchise continued with yet another remake in 2008, and now, audiences are treated to “Freakier Friday,” once again starring Curtis and Lohan.

Disney’s “Freakier Friday” cranks the body-swapping formula to dizzying new heights, juggling four simultaneous switches instead of the classic mother-daughter flip. The resulting identity carousel delivers genuine laughs, although viewers may need a flowchart to keep track of who’s who in this ambitious identity crisis comedy.

Despite its complex storyline, “Freakier Friday” retains its charm, offering a sweet yet somewhat hokey experience for the mature audience. The movie is ideal for a family outing, especially for grandparents to take their pre-teen and teenage granddaughters. The film’s appeal lies in its return to traditional, family-friendly movies, along with delivering a trip down memory lane for fans of the original Freaky Friday.

Memory Care

“Amazing

• Open visitation, you’re welcome anytime and Wi-Fi for Face-Time visits

• Dedicated program director coordinating activities

• Secure community with full video surveillance and 24/7 emergency response system

• Three chef-prepared, dietician-approved meals daily and snacks provided.

• Full service, on-site salon

• All inclusive care

OPTISISM EMBRACING

IN A PESSIMISTIC WORLD

Life’s challenges can easily pull us into a whirlwind of negativity, but optimism can be a powerful antidote. Research consistently shows that optimistic individuals tend to enjoy better health, stronger relationships, and greater resilience in the face of adversity. So, how can we cultivate this mindset in a world that often amplifies the negative?

DAILY MOTIVATION

"The way I see it, if you want the rainbow, you gotta put up with the rain!"

The Benefits of Optimism

01.

02.

Better Physical Health: Optimism has been linked to lower blood pressure, reduced risk of heart disease, improved immune function, and increased longevity.

03.

Stronger Relationships: Optimists tend to build and maintain stronger, more supportive relationships.

04.

Greater Resilience: Optimism helps individuals bounce back from setbacks and challenges more effectively.

Improved Mental Health: Optimists experience lower levels of stress, anxiety, and depression .

Strategies to Shift Your Perspective

01 02 03

Practice Gratitude:

Start small— jot down three things you’re thankful for each day. It could be something as simple as a warm cup of coffee or a kind word from a friend. Over time, this habit trains your brain to notice the positives.

Reframe Negative Thoughts:

Challenge pessimistic thoughts by finding a silver lining. Instead of thinking, “I’ll never get this done,” try, “I’ll learn something new from this experience.” Shifting your perspective can open doors to new growth opportunities.

Surround Yourself with Positivity: The people you spend time with and the content you consume matter. Seek out uplifting books, inspiring podcasts, or supportive friends who encourage you to thrive.

04

Focus on the Present: Mindfulness practices, such as prayer, meditation, or deep breathing, can help ground you in the present moment, reducing anxiety about the future and regrets about the pas t.

Strengthening Communities, Honoring Families, Cherishing Heroes and Supporting Businesses

Shopping and recreational trips (parks, movies, restaurants)

Scheduled local transportation for appointments

Art, pet, and music therapy

Three chef-prepared meals a day in the dining room or delivered Casual bistro

Physical therapy on-site

Professional nurse-directed wellness program

24/7 emergency response system

Round-the-clock team member support

Weekly housekeeping, linen, and laundry services

Comfortable indoor and outdoor areas

Thanksgiving

is a cherished tradition, featuring triedand-true family favorites. However, the days leading up to the “official” holiday meal can be challenging. Dining out during the holidays can quickly become expensive, but what if you could enjoy restaurantstyle dishes without the high cost?

Our Restaurant Copycat Recipes collection is designed to help you recreate your favorite dishes without breaking the bank. Whip up delicious restaurant-inspired meals together in the comfort of your own kitchen. Impressing loved ones with tasty dishes that are both budget-friendly and less stressful than waiting for a big enough table to seat everyone together.

Applebee’s Fiesta Lime Chicken

INGREDIENTS

1¼ – 1½ lbs. chicken breasts

2 Tbsp. lime juice

1 Tbsp. soy sauce

2 Tbsp. taco seasoning

1 tsp. Worcestershire sauce

2 Tbsp. oil olive or avocado

1 Tbsp. honey

½ tsp. salt to taste

DIRECTIONS

SALSA RANCH

¼ cup ranch dressing

¼ cup salsa, mild or medium

2 Tbsp. sour cream

1 tsp. lime juice

1 Tbsp. cilantro, finely chopped

4 oz. Colby Jack cheese slices

Preheat oven to 350 degrees. Cut chicken into four 5-6 ounce portions. Tenderize with a meat mallet until they are 1-inch thick. Whisk together lime juice, soy sauce, taco seasoning, Worcestershire sauce, olive oil, honey, and ½ teaspoon salt in a large bowl. Add chicken and marinate in refrigerator for at least 30 minutes or up to an hour.

Once the chicken has marinated, place it in a 13 x 9 inch baking dish in a single layer with a little space between each piece. Be sure to let any excess marinade drip off before adding it into the dish. Bake chicken at 350° for 20-25 minutes.

While the chicken is cooking, whisk together the salsa ranch in a medium-sized bowl. Once the chicken is almost cooked through, add 1-2 tablespoons of sauce per breast and then place 1 slice of cheese on each. Return to oven for 5 minutes, or until cheese is melted.

Serve over tortilla chips with additional sauce, lime wedges, pico de gallo, and cilantro, if desired.

www.evolvingtable.com

Olive Garden’s Zuppa Toscana

INGREDIENTS

1 pound Italian sausage (I recommend spicy)

3 garlic cloves, minced

1 medium white onion, peeled and diced

1½ pounds Yukon Gold potatoes, washed and diced

4 cups chicken stock

2 cups water

2 cups chopped fresh kale

1 cup heavy whipping cream (or half and half)

Kosher salt and freshly-ground black pepper 6 pieces bacon, cooked and chopped

DIRECTIONS

Cook sausage in a large stockpot over mediumhigh heat until browned and cooked through, breaking the sausage into small pieces as it cooks. Use a slotted spoon to transfer the cooked sausage to a separate plate, reserving 1 tablespoon grease in the stockpot for later* and discarding the excess grease. (I actually like to briefly rinse my cooked sausage in a strainer to remove even more excess grease.) Set aside.

Add onions to the stockpot (with the grease), and sauté for 5 minutes, stirring occasionally. Add garlic, and sauté for 1 minute, stirring occasionally. Add the potatoes, chicken stock, water, and cooked sausage, and continue cooking until the mixture reaches a simmer. Reduce heat to medium-low, and simmer for 10 minutes, or until the potatoes are tender. Stir in the kale and cream, and simmer for an additional 5 minutes. Season with salt and pepper to taste.

Serve warm, garnished with the bacon bits.

www.gimmesomeoven.com

FREE Educational Seminars

Candid Converstations that Inspire Change

Empowering Older Adults and Their Adult Children to Live Fully and Age Wisely

Presented by:

Certified Senior

Housing Professional

Connie Williams

UPCOMING SEMINARS:

Tuesday, November 11th at 10 AM

Time for Learning

New Holiday Traditions

Create holiday traditions that fit your life while honoring treasured memories.

Tuesday, January 13h at 10 AM

Time for Learning

About Homeowner Scams

Spot common homeowner scams and protect yourself.

Red Lobster Cheddar Bay Biscuits

INGREDIENTS

Biscuits

2 cups all-purpose flour

1 Tbsp. baking powder

1 tsp. sugar

½ tsp. garlic powder

¼ tsp. baking soda

¼ tsp. salt

1 cup milk, more if needed

1/3 cup cold butter

¾ cup shredded cheddar cheese

GARLIC BUTTER

¼ cup butter, melted

1 tsp. dried parsley

½ tsp. garlic powder

½ tsp. Italian seasoning, optional

DIRECTIONS

Preheat oven to 400°. Mix together flour, baking powder, sugar, garlic powder, baking soda, and salt. Add butter and mix with a pastry cutter or fork until crumbly and the butter pieces are about the size of peas. Stir in milk and cheddar cheese. Drop dough by heaping spoonfuls onto a parchment lined pan. Bake 12-15 minutes or until lightly browned.

While biscuits are baking, combine melted butter, parsley, garlic powder, and Italian seasoning if using. Remove biscuits from oven and let cool 3 minutes. Brush warm biscuits with butter mixture and serve warm.

www.spendwithpennies.com

P.F.Chang’s Chicken Lettuce Wraps

INGREDIENTS

1 tablespoon olive oil

1 tablespoon sesame oil

1 pound ground chicken

1 medium/large sweet Vidalia or yellow onion, diced small 1/3 cup hoisin sauce

2 tablespoons low-sodium soy sauce

2 tablespoon rice wine vinegar

1 tablespoon Asian chili garlic sauce, or to taste (sriracha may be substituted)

2 cloves garlic, finely minced or pressed teaspoon ground ginger or 2 teaspoons freshly grated ginger, or to taste

1 8-ounce can water chestnuts, drained and diced small

3 green onions, sliced into thin rounds

1 teaspoon salt, or to taste

1 teaspoon freshly ground black pepper, or to taste butter lettuce leaves, for serving

DIRECTIONS

As a member, you’ll also enjoy:

• More time with your doctor

• Same-day member appointments

• A convenient schedule of activities and events designed to keep you moving

Add the oils and chicken to a large skillet and cook over medium-high heat until chicken is cooked through; stir intermittently to crumble while cooking. Add the onion, hoisin sauce, soy sauce, rice wine vinegar, chili garlic sauce, stir to combine, and cook for about 5 minutes, or until onion is soft and translucent and most of the liquid has been absorbed; stir occasionally.

Add the garlic, ginger, stir to combine, and cook for about 1 minute, or until fragrant. Add the water chestnuts, green onions, salt and pepper to taste, and cook for about 2 minutes, or until tender. Taste filling and make any necessary flavor adjustments, i.e. more soy sauce, hoisin, pepper, etc. Spoon about ¼ cup of the filling into each lettuce leave to serve. www.averiecooks.com

People in communities across the country are living life to its fullest thanks to our more caring approach to primary care for adults age 60+. With centers conveniently located right in your neighborhood, it’s never been easier to make regular wellness visits and preventive care part of your routine. Become a member at ArchWellHealth.com or call (405) 251-8885.

Cheryl Newell | Kansas City, MO

C MMUNITY HEARTBEAT

EMBARK

Seniors and the disabled often face transportation and social isolation. EMBARK offers solutions to address both, helping people stay active, independent, and connected. Its Mobility Management Services provide transportation options to make life easier, safer, and more enjoyable, including opportunities to meet others, enjoy meals, participate in wellness activities, and attend medical appointments.

ACCESS HOSPITAL-QUALITY SERVICES IN THE SAFETY & COMFORT

Behavioral

Dementia

Skilled

Physical

Occupational

Speech

Medical

Home

Wound

Getting to medical appointments, groceries, and pharmacies is a significant concern. EMBARK offers programs for seniors and individuals with disabilities across Oklahoma City, Moore, Yukon, Bethany, Mustang, and nearby communities. For starters, EMBARK’s Senior Transportation Services offers free rides (donations are welcome) to adults aged 60 and older who reside in Oklahoma County or the City of Moore. These services are available Monday through Friday.

Sign-up is a breeze over the phone and takes about ten minutes. Rides must be scheduled in advance by calling 405-297-2583.

One of the most heartwarming programs is the Daily Congregate Meal Shuttle, which provides seniors with round-trip, door-to-door transportation from their homes or senior centers to nearby nutrition sites. It’s a fantastic way to enjoy a meal and some friendly conversation during the week.

If you or your loved one wants to stay active, EMBARK Well is a great choice. Funded by EMBARK and the City of Oklahoma City, this service provides free transportation to MAPS3 Senior Health and Wellness Centers, all YMCA locations, and select OKC Parks facilities. Schedule your ride at least one day in advance to the nearest approved wellness center.

For everyday essentials, the weekly STEP Shopping Shuttles make grocery trips easy and stress-free. Seniors are picked up from home or a nearby center,

dropped off at a designated store for an hour of shopping, and then taken back home.

When it comes to medical needs, EMBARK offers nonemergency transportation to appointments. The ride is scheduled at least three days in advance.

For seniors who require additional care during the day, the Daily Living Centers program offers transportation to adult day centers that provide meals, nursing supervision, and therapeutic services. For more information, please call 405-792-2401.

In situations where no other transportation is available, the Interim Urgent Need Service ensures seniors can still make essential weekday trips between 8 a.m. and 5 p.m.

EMBARK also assists seniors who are victims of crime through a partnership with the Oklahoma City Police Department. With a referral from the investigating detective, EMBARK provides free transportation for seniors living in Oklahoma City to help them manage their case.

For frequent travelers, the Share-A-Fare Program provides 52 discounted trips annually, with up to $4 off each ride. This program requires application and approval before use.

Seniors in Canadian County can use EMBARK’s Senior Transportation Services for non-emergency medical trips and urgent, interim trips at no cost from Monday to Friday by calling 405-297-2583 and choosing Option 2.

Individuals unable to use fixed-route buses due to a disability can apply for EMBARK Plus, a shared-ride service with lift-equipped vehicles. An application and a physician’s certification of functional ability are necessary. Call 405-235-RIDE (7433) for more information or to request an application.

EMBARK also partners with social service agencies to provide emergency transportation and one-day bus passes for low-income or homeless individuals. An agency referral is required; call 405-297-2372.

To improve food access, EMBARK collaborates with the Regional Food Bank of Oklahoma to deliver monthly food boxes directly to the homes of eligible senior citizens. To verify eligibility and arrange a delivery, call the Regional Food Bank at 405-972-1111.

And for those who qualify, EMBARK offers reduced fares on fixed-route buses, the Rapid Bus Rapid Transit, and the Oklahoma City Streetcar, as well as the Oklahoma River Cruises ferry service, streetcars, and ferries—half-price fares are available to seniors 65+, Medicare recipients, veterans, students ages 7 to 17, and individuals with a valid medical certification of disability. Additionally, EMBARK’s Haul Pass Program offers free fares to students.

All of these services are designed to keep you and your loved ones moving, engaged, and empowered. To learn more or apply for EMBARK Mobility Management programs, call 405-235-RIDE or email mobilitymanagement@okc.gov. Because mobility isn’t just about transportation—it’s about independence, dignity, and staying connected to the people and places that matter most.

IN-HOME CARE TAILORED TO YOU:

•Disability Support

24/7 Care

•Family Respite

Bathing & Toileting

Companionship

•Grooming & Hygiene

Dementia Care

OCTOBER EMPLOYEE OF THE MONTH

•Start, Stop and Change Care When You Want

RANDI BOYDSTRUN

•Fully Insured and Bonded

•Drug Testing of ALL Employees

•Light Housekeeping

Disability Support

•Meal Prep

Family Respite

Grooming & Hygiene

•Medication Reminders

Light Housekeeping

•Personal Care

Meal Prep

Personal Care

•Private Duty Nursing

Private Duty Nursing

•Safety Supervision

Safety Supervision

Senior and Elder

•Senior and Elder

Care Management

Care Management

Serve Pediatrics

•Serve Pediatrics

Transitions of Care

Transportation

•Transitions of Care

Veterans Programs

•Transportation

•Veterans Programs

I honestly love this job. The knowledge that I am making a difference in someone's life is wonderful. Living their best life should absolutely be a goal, and I love helping them achieve that.

•All Care Overseen by a Registered Nurse

We do not just assign caregivers to a job.

We match our caregivers based on the needs, interests and personalities of our clients.

30 years, and I love every minute. What draws me to this work is the connection I make with clients—listening and learning about their lives. It's a privilege to be part of their journey and make a difference. My career began at 14, caring for my great-grandmother with dementia, inspiring me to care for others professionally.

AI

THE THREAT

PROTECTING YOURSELF FROM SOPHISTICATED SCAMS

AI, or Artificial Intelligence, remains in the news because it continues to develop at an astonishing pace. Its use in the fraud world is also growing. With AI advancements such as deepfakes and voice cloning, it becomes increasingly complex for individuals to distinguish between a real person/loved one and a fake/imposter. Add to that AI advancements in the tech world, including hacking and similar threats, and we have a storm brewing that we need to prepare for to avoid becoming the next victims.

Scams often include an emotional component because fraudsters know that triggering heightened emotions can disrupt people’s logical reasoning, making them more vulnerable to manipulation. This is a biological response, known as an amygdala hijack, and it can be challenging to control. When pictures, videos, or a voice are added to an emotional story, it becomes even harder to break that emotional grip. For example, consider receiving a “grandparent scam” call with your grandchild’s authentic voice crying and pleading for help. Or imagine getting that same scam call, claiming your grandchild has been kidnapped, and then receiving a texted video of your grandchild tied up in what looks like an old abandoned house. This is what AI technology can do—and is currently doing—by enabling criminals at the keyboard.

Getting victims “under the ether” with emotional appeal isn’t always just about fear. Sometimes, criminals aim to evoke positive emotions, such as love, esteem, or hope. A video chat with someone you met online who claims to love you can help reinforce their story and build trust. However, sometimes that video chat and those photos are all AI-generated, and the real reason they are building that trust is to steal your money.

Have retirement

Have retirement plan questions? Let's talk about your options.

questions? Let's talk about your options.

Here are a few things I suggest you do to protect yourself from the AI-bolstered scammers:

Have a family code word – preferably a 2-word call/response. All family members know these words, and they must be used to elicit an emergency response, share sensitive personal information, or facilitate a financial transaction within the family. If you receive

a grandparent scam call stating that a grandchild has been arrested and they don’t know the code word, then Grandma isn’t sending money.

Don’t answer your phone – don’t decline the call – and take your voice off your voicemail. Answer for friends and family only – let all other calls automatically roll to voicemail without declining, as this confirms a human being at that number. Additionally, it only takes about a 3-second clip of your voice to clone it, so not answering and not having your voice on the voicemail limits the opportunities for recording.

Install good anti-virus software on all your devices Remember, in this area, you get what you pay for, so free products often come with limited quality. Many antivirus software companies are also beginning to offer AI detection. I believe this will become standard operating procedure within the next couple of years.

Don’t believe everything you see/hear – instead, slow it down, ask questions, confirm, and verify. This goes for ANYTHING that elicits an emotional response from you, from those scam calls, texts, emails, to social media posts and videos. It may not be real, but AIgenerated. So before you share a post, or run to the bank, share your personal information/credit card

number, or sign anything, stop…take a pause (we call it a tactical breath), get back into your logical brain, and do some additional research.

Many of us are using AI to some extent in our day-today lives, and it has some beneficial applications when used by good people with good intentions. However, in the hands of criminals, it can take their schemes to a whole other level of deception. However, AI is here to stay, so please take the time to discuss it with your

BANK WITH CONFIDENCE

Safe

In Your Home

This year, Oklahomans statewide will save more than $1.6 billion in reduced property taxes, which means more than twenty percent of those tax dollars that might have gone into government coffers will stay in the wallets of taxpayers instead. Young homebuyers, low-income homebuyers, median-income homebuyers, veterans, high-end homebuyers, and businesses that own property in Oklahoma are saving lots of money on property taxes.

While the property tax savings are enormous, Oklahoma’s largest source of revenue is the property tax—approximately $5.7 billion—which is bigger than the state income tax or sales tax revenue. Oklahoma’s property taxes are among the lowest in the nation, which is one reason why so many folks from high-property-tax states are moving here. Assessors statewide are working on ideas to provide more property tax saving options for people with disabilities, retired military personnel, police officers, firefighters, and other first responders through existing state income tax credit programs.

Property taxes fund public schools, and low property taxes result in lower salaries for educators, making it challenging to attract the best teachers. Based on test scores and other metrics, Oklahoma ranks 50th in education according to one public school rating service, and 48th or 49th according to others. Most people say our school funding and low rating are related.

The Oklahoma legislature returns soon, and some legislators suggest reducing property taxes even more. Yet, a recent survey of business leaders suggests they would prefer better funding of education over tax cuts. Now is the time to remind lawmakers of their enormous responsibility.

There is a difference between “Rhetoric, Reality and Responsibility,” especially when it involves the largest source of state revenue: ad valorem or property taxes. Oklahomans surely understand that reducing our state’s largest revenue source by reducing or eliminating property taxes means one or more significant tax increases elsewhere.

While Oklahoma’s property taxes are among the lowest in the U.S., no one likes them. However, nearly everyone appreciates the services that property taxes provide, particularly in rural Oklahoma.

net

com

WORKING WITH OKLAHOMA SENIORS FOR 30+ YEARS

As a REALTOR, Joe specializes in assessing your goals, first by just talking about your reasons for selling a property If you want to buy a new property, Joe carefully listens to your needs and desires for your new home.

Joe will give you an assessment of your property, making suggestions for improving salability.

Joe provides insight on current market conditions, then develops a pricing and marketing strategy to sell your property quickly for the highest possible price.

Joe can help assemble an expert team to ease the transition. Movers, landscapers, interior designers and stagers handle the heavy lifting Attorneys, 1031 exchange specialists and mortgage bankers manage the heavy paperwork.

“Joe is professional and extremely friendly. He put the place on the market on Monday (a holiday) and by Wednesday, he had a contract! We were kept in the loop and all questions answered and information shared ASAP by Joe.” - John

SCAN THE CODE TO READ MORE REVIEWS

If you ’ re looking to sell your home, tap into Joe’s 20+ years of healthcare management and 15+ years of real estate experience - that you can count on.

6501 N. Broadway Extension, Suite 190 Oklahoma City, Oklahoma 73116

Open Enrollment is your time to review all your options.

It’s time for Open Enrollment.

Medicare Open Enrollment is your chance to review your current plan and compare all the 2025 health and prescription drug options. Your current plan may still work for you, or you may find a plan that’s a better fit.

Comparing benefits makes sense.

Just like your health, Medicare plans may change every year. By comparing your options, you may find a plan that saves you money or offers you better coverage, or both. When you’re ready to review your options side by side, go to the official source for Medicare—Medicare.gov.

New in 2025!

All Medicare plans will include a $2,000 cap on what you pay out of pocket for covered prescription drugs. The cap only applies to drugs that are covered by your plan, so it’s more important than ever to review your plan options to make sure your drugs are covered.

Prefer to talk it over?

Call 1-800-MEDICARE (1-800-633-4227) TTY Users: 1-877-486-2048

We’re here to help 24 hours a day, 7 days a week. Or, find free, personalized health insurance counseling from your State Health Insurance Assistance Program (SHIP). Visit shiphelp.org for locations near you. Many SHIPs offer virtual counseling.

Get help with drug costs.

If you are struggling with your prescription drug costs, Extra Help is a Medicare program that can help pay for your drug coverage (Part D) premiums, deductibles, and other out-of-pocket costs. If you make less than $23,000 a year, it’s worth it to apply.

Visit ssa.gov/extrahelp to complete an application.

It is recommended that you have your soil tested every three years. Soil testing is the only way to know the chemical condition of your soil.

The Dirt on Soil Testing: Get the Inside Scoop

With the correct chemical and nutrient balance, all of your plants will grow better, have a better appearance, and produce more. A soil test enables you to determine the optimal amount of soil amendments or fertilizer to add to your soil for growing healthy plants.

Soil testing provides a starting place for a soil improvement program for the home gardener. Without a soil test, you are only guessing when you apply fertilizer.

The analysis of your soil will provide information on the pH of your soil and the levels of nitrogen, phosphorus, and potassium. Soil pH is a measurement of the acidity or alkalinity of a soil. On the pH scale, 7.0 is neutral. Below 7.0 is acidic, and above 7.0 is basic or alkaline. A pH range of 6.8 to 7.2 is termed near neutral. A pH of 6.0-7.5 is acceptable for most plants. Knowing your soil’s level of nitrogen, phosphorus, and potassium will allow you to match the fertilizer type and rate to your plant’s needs.

For the home garden, a surface sample (6 inches) is usually adequate. Using a spade or shovel, put samples in a bucket

from several places in the area in question. It is recommended to take 12 to 15 samples from a given area. Mix the samples together in a clean bucket or pail. From the bucket, select 2 cups of soil. No more than two cups are needed. Place the sample in any clean container and bring the sample to the County OSU Extension center. The Oklahoma County Extension Center is located at 2600 NE 63rd in Oklahoma City. The phone number is 405-713-1125. The cost for each sample is $10.00 and is due when the soil is brought in. The results will be mailed to you in approximately two weeks.

The soil sample is sent to the Soil Testing Laboratory at Oklahoma State University. Results and recommendations on the amount of fertilizer to use and other soil amendments will be given to you. If you have a problem area, include that area as a separate sample.

A routine test will provide levels of pH and amounts of nitrogen, phosphorus, and potassium in your soil. Although different plants/crops have different requirements, there is a general rule of thumb for productive soil. For the pH level, 6.5-6.8 is considered good. Almost all soil will require nitrogen. The recommendation for nitrogen will be provided in the form of pounds per acre or pounds per 1,000 square feet. For phosphorus, 65+ is good. For potassium 250+ is generally acceptable.

Your soil sample may also provide secondary nutrients and micronutrients. A soil sample should be taken when you begin your garden and then every three years to monitor changes in soil chemistry. You may obtain a fact sheet on Soil Test Interpretations – PSS 2225 from the County Extension office. You should also ask for fact sheet F-16, pH Preferences of Common Plants.

ASSISTED LIVING

A home or establishment that may provide assistance with personal care, medications, ambulation, nursing supervision and intermittent or unscheduled nursing care. They cannot provide 24-hour skilled nursing care. Licensed by Oklahoma State Department of Health Mainly Private Pay, LTC Insurance may cover , VA Aid & Attendance, & Tribal Benefits Medicaid Option through DHS (Advantage Waiver)

ADULT DAY CARE

Provides health, recreational, social and supportive services to impaired adults for more than four hours per day. Participants do not stay in the center overnight. Adult Day Care Act - November 1, 1989 Licensed by Oklahoma State Department of Health VA allows respite benefits Medicaid Option through DHS (Advantage Waiver)

CONTINUUM OF CARE

Combines the services of a nursing facility with an assisted living center or an adult day care center. It is licensed under the Continuum of Care and Assisted Living Act and must also meet requirements applicable to nursing facilities, assisted living centers and adult day care centers. Licensed by Oklahoma State Department of Health Currently inOklahoma, all Continuum of Care’s only have assisted livings. Medicaid Option through DHS (Advantage Waiver) for Assisted Living and Adult Day Care.

INDEPENDENT SENIOR LIVING/HOME CARE

Apartments, cottages, and single-family homes for seniors 55 & over who do not require assistance with daily activities or 24/7 skilled nursing but may benefit from convenient services, senior-friendly surround-ings, and increased social opportunities. NOT Licensed by Oklahoma State Department of Health. No oversight since they are not licensed. May have “High Acuity” that is receiving Home Health and or Hospice services.

LONGTERM CARE OPTIONS IN OKLAHOMA

NURSING HOME

A nursing facility that provides 24-hour skilled nursing care and related services for residents who require medical or nursing care. Nursing Home Care Act - October 1, 1980. Licensed by Oklahoma State Department of Health. Nursing homes provide the highest level of care. Options for Medicare/Medicaid

VETERANS CARE

Created in 2013, this program is for residents who are veterans living in the state veteran’s centers. They are licensed as a nursing facility and can provide 24-hour skilled nursing care and related services for residents who require medical or nursing care . Falls under Nursing Home Care Act - May 29, 2013. Licensed by Oklahoma State Department of Health

RESIDENTIAL CARE HOMES

Provide residential accommodations, food service, and supportive assistance. May also provide assistance with meals, dressing, bathing, other personal needs, and medication administration. Cannot provide medical care such as skilled nursing. Residential Care Act - November 1, 1984 Licensed by Oklahoma State Department of Health A typical residential care resident is younger than other long term care options and only requires assistant with medication administration. NO Options for Medicare/Medicaid

Remember When...

Remember When...

Halloween meant parties complete with bobbing for apples, homemade donuts, and freshly made apple cider.

Remember When...

Halloween night was spent with friends trying to spook each other into running away in fear. The tales lasted for months, growing bigger with each telling.

Spooky Halloween!

Remember When...

Picking a pumpkin and carving it to perfection gave each sibling a chance to shine and be the best they could be for the year. And, let’s not forget the yummy pumpkin seeds that were roasted to perfection after the carving was done.

Remember When...

Halloween included a card from your grandma or aunt that was tucked into a keepsake box for safekeeping.

The plastic masks made it hard to breathe or see, but you insisted on wearing them anyway. Although by the end of the night they were usually resting on the top of your head. Remember When...

Remember When...

Costumes were made from materials found around the house. The results were creepy, but it got the job done.

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