November 2025 ALT Magazine by ALT Magazine

From the Publisher...

The Season of Reflection and Renewal

November always feels like a pause between the rush of summer and the sparkle of the holidays — a moment to take stock, give thanks, and prepare for what is next. The air sharpens, the days shorten, and with them comes a quiet invitation to slow down and look inward.

In this issue, we celebrate the profound impact of helping others – whether it is our military inspiring young people to serve, or dedicated attorneys and healthcare professionals supporting our communities. These individuals deserve our utmost commendation for their unwavering commitment and the difference they make in our lives.

As the year comes to a close, it is also a time for gratitude. Here at ALT Magazine, we appreciate our readers — for your letters, your feedback, and your ongoing support. You remind us that local journalism is not just about headlines; it is about the shared heartbeat of our towns and neighborhoods.

So, pour yourself a mug of something warm, pull up a blanket, and spend a few moments with this month’s stories. May they inspire you to look around — and within — as we approach the final stretch of the year.

May God bless you and yours…

A Note From the Editor In Chief Alyssa Jensen

Cool weather has arrived, hopefully for good now, and leaves have changed color. The holiday season has officially begun, and the world is moving fast, but this is also a reminder of how important it is to spend this season with people you love and care for. These days and times go way too fast, so remember to slow down as much as you can to capture every

Veteran’s Day is November 11th. That day is set aside every year to honor those brave men and women who have served our country. To me, every day should be a day to honor those people. The sacrifices that go into serving our country should not be taken lightly. Every day, each of us does something that we only get to do because of those sacrifices. The men and women who choose to stand against the enemy should be treated with honor and respect every day. Growing up, I was taught to respect those in uniform because it was those in uniform who fought for the freedom we have today.

Texarkana’s Young Marines is an organization I learned about last year. It was so interesting and amazing to see young people learning to become better humans for the community. You can join at age eight and continue the program through high school graduation. This is an excellent program for the community. It encourages and teaches them the skills they will need for their current and future lives.

Also, congratulations are in order for our Top Lawyer and Excellent in Healthcare winners! Each of these winners has worked hard throughout the year to earn the respect and love of our community. Be sure to show your love on social media or in person at their business as you congratulate them.

This November, remember to slow down. Stop a Veteran and say thank you. Volunteer. Help someone that you know is struggling this holiday season. Take time for your loved ones. Take the picture. Capture the moment.

BUILDING BETTER CITIZENS: HOW THE YOUNG MARINES ARE TRANSFORMING TEXARKANA’S YOUTH

Written by: Michelle Horton

It is a Monday evening in Texarkana, and while most kids are glued to screens, a different kind of energy hums inside the VFW Post on East Ninth Street in Texarkana, Arkansas. Kids in crisp uniforms call out “Yes, ma’am” and “No, sir,” jog laps, and prepare for the night’s lesson on leadership, history, and healthy living. It is not boot camp—it is the Young Marines, and according to Torie Johnson, this youth program is shaping a generation of disciplined leaders who are ready to make their mark on the world.

Torie Johnson, a veteran of the United States Marine Corps, Senior Vice Commandant and Adjutant of the Marine Corps League 1149, and Unit Commander for the Texarkana Young Marines, explains that the Texarkana unit began with a few determined members of the local Marine Corps League who wanted to do more for the community. “We were all members of the Marine Corps League, and one of our former members came across the opportunity to start the Texarkana division of Young Marines. The group researched the national organization, obtained a charter, passed background checks, and recruited youth. We started with our own kids, and then it grew from there,” she says.

Now, the Texarkana Young Marines meet every Monday from 6 to 8 p.m. at the VFW post on the Arkansas side. What began as a small, local effort has evolved into a growing youth force with a significant mission: to cultivate healthier, drug-free citizens grounded in discipline, respect, and service.

The national organization, Young Marines, was founded in 1959 in Waterbury, Connecticut, when a handful of former Marines established a youth program reflecting the values and structure they believed in. Their vision was to offer leadership education, life skills, and moral guidance to boys. Over time, the mission expanded, and the program was also opened to girls.

By October 17, 1965, the organization formally received its charter from the Marine Corps League. Throughout the decades, the Young Marines gradually evolved, increasing in size and sophistication while retaining its founding principles of leadership, discipline, and service.

At its core, the Young Marines’ goal is to strengthen youth by teaching mental, moral, and physical development, with a focus on leadership, teamwork, self-discipline, and a healthy, drug-free lifestyle. The key values of the organization include self-confidence, academic achievement, honoring veterans, good citizenship, community service, and living a drug-free life. The national motto succinctly captures this purpose: “Strengthening the lives of America’s youth.” The Young Marines also explicitly adopt the Marine Corps’ core values of Honor, Courage, and Commitment, while layering its own values of Leadership, Discipline, and Teamwork.

In an era when youth face pressures of drugs, social instability, and lack of direction, the Young Marines offers an alternative path of structure, mentoring, and purpose. Its achievements — national awards, thousands of service hours, and real youth transformation — underscore its relevance.

The Young Marines model demonstrates how a youth organization can balance discipline and service, encouraging young people not only to obey rules but also to internalize values and carry them forward into adulthood. Since the Young Marines’ humble beginnings in 1959 with one unit and a handful of boys, the organization has grown to over 200 units, serving more than 5,000 youth and over 1,950 adult volunteers in 40 states, the District of Columbia, Okinawa, Japan, and with affiliates in other countries.

So, what does a Monday night at the Texarkana Young Marines look like? Johnson admits the group follows a structured schedule. “The first Monday night of every month is reserved for any promotions, awards, or anything of that nature,” she explains. “The next Monday is when they do their actual classes. During these classes, the Young Marines learn about Marine Corps history, public speaking, rank structure, camping, and customs and courtesies. The classes themselves are modeled after Marine Corps education but adapted for kids. The following Monday is PT prep, and the fourth Monday is DDR—Drug Demand Reduction training. If there is a fifth Monday, then they participate in PT games, which are physically fit games that help prepare them for their PT test.”

Physical fitness is a massive part of the Young Marines’ mission. Johnson explains that the kids’ PT test includes a one-mile run, push-ups or pull-ups, and crunches. To prepare, the group designs workouts that build strength and endurance. “We do different kinds of PT to prepare them,” she says. “Last time, we did a circuit—it was more of an endurance and upper-body strength circuit. They ran to cones, did push-ups, arm presses, and repeated the exercise. It is just about keeping them in shape with things they can even do at home.”

For Johnson, PT is not about competition—it is about confidence. The program teaches kids to take pride in their physical and mental growth. “They start seeing that they can do more than they thought,” she says. “That is when the real change happens.”

One of the cornerstones of the Young Marines is DDR—Drug Demand Reduction. “It is one of the big parts of the program,” Johnson says firmly. “We actually have one of our adult volunteers, Sergeant Darrell Klink, from the Miller County Sheriff’s Office, who teaches those classes.” DDR sessions are not lectures—they are interactive lessons led by community figures, rehabilitation experts, and law enforcement officers. “We have had the K-9 unit come in, people from Bridging the Gap, and other sobriety programs,” Johnson explains. “The goal is to teach them not only how to say ‘no’ but how to recognize the dangers of addiction and hopefully prevent them from being in that position.” She emphasizes that many of their youth come from at-risk homes, where exposure to addiction or instability

is part of daily life. “We just want to prevent them from ever having to face that path,” Johnson says. “We want to give them the tools to be stronger.”

While drug prevention is central, the program’s message of health and wellness goes hand-in-hand. Johnson says this focus is vital in today’s America. “Our country is unfortunately obese or overweight, and it is a huge struggle to remain healthy,” she explains. “We teach the kids how to find healthy foods and drinks. I taught them a class on nutrition—how to read labels and how to recognize healthy options.” For her, it is all part of raising informed citizens who care for their bodies and communities.

Another powerful element of the Young Marines is its commitment to honoring veterans. Johnson says her team is launching a new initiative to connect young members with veterans in nursing homes. “We just got a database established for veterans who are in nursing homes,” she says. “We are going to start providing cards, sending letters, and visiting during the holidays.” As a veteran herself, Johnson feels this work is deeply personal. “It is about making them feel like they are not alone,” she explains. “We want the kids to understand service, gratitude, and giving back.”

The Texarkana Young Marines welcomes kids ages eight through eighteen or until high school graduation. Johnson notes that while the physical standards differ slightly for the younger ones, the core instruction remains consistent. “They all get the same information,” she says. “We sugarcoat what we need to, but for the most part, it is raw, unfiltered information they need to know.”

Respect and character development are woven into every activity. “The Young Marines learn how to speak respectfully and how to conduct themselves,” she says. “It is about shaping behavior, not just teaching rules.”

When asked who makes a great candidate for the program, Johnson says it is simple: “Anyone between the ages of eight and eighteen who is in good standing with their school. They cannot be on academic probation or have major behavioral issues.” While the program welcomes kids who might have had minor discipline problems, Johnson says chronic issues are a no-go. “They have to want to be here,” she adds. “That is the most important thing.”

Running such an active, hands-on youth program requires community support. Johnson says donations are essential because the Texarkana Young Marines decided early on that they would not charge families for participation. “Each kid has a $50 registration fee every year, but we take that on ourselves,” she says. “We also pay for their uniforms. The only thing parents have to provide is boots. Donations are a huge help, along with volunteering and, of course, bringing your kids to join.” Those interested can donate at youngmarines.org by clicking the blue “Donate” button in the top right and selecting “Unit – Texarkana Young Marines” from the dropdown box labeled “Select A Fund.” Cash donations may also be turned in at the VFW post located at 4700 E 9th St, Texarkana, Arkansas.

Volunteers are also needed! “To be an adult volunteer, you need to complete the background process on the website—no felonies, no drug issues,” Johnson explains. “Young Marines wants to

make sure all adults around our kids are safe.” Once approved, volunteers assist in running meetings, organizing events, and supporting community activities.

When asked what she hopes to see in the program’s graduates, Johnson pauses, her voice warming. “Maybe it is because I am a Marine myself,” she says with a grin, “but I would love to see some of them go to the Marine Corps.” Then she adds, “Really, I just want to see the growth—from when they were young to when they graduate. I want to see them go out, be productive, give back, and make a difference.” Growth, she explains, comes in many forms. “Some of them have behavioral issues, some lack confidence,” she says. “But watching them come out of their shell—it is amazing. One of our kids blew me away recently. His confidence was through the roof, and that is what it is all about.”

Behind every uniform, salute, and push-up lies something bigger—a belief that young people, given structure and purpose, can rise above the noise of modern life and become something greater. The Young Marines, Johnson insists, is not just about discipline or drills. It is about building character, community, and hope. As she puts it, “We just want to raise better citizens—kids who will make a difference in our country.”

2025 Texarkana's Top Distinguished Lawyer Paul Miller

Miller, James, Miller & Hornsby

Paul Miller began practicing law in 1983 and became affiliated with the firm in 1991. He obtained Board Certification in Personal Injury Trial Law from the Texas Board of Legal Specialization in 1990, and with well over 100 jury verdicts to his credit, he has held the rank of “Advocate” with the American Board of Trial Advocates since 1998. He now serves as the firm’s lead personal injury, medical malpractice, and defense litigation counsel.

In 2025, Mr. Miller was inducted as a Fellow of the American College of Trial Lawyers. The induction ceremony took place before an audience of approximately 950 during the Annual Meeting of the College in Washington, D.C. Founded in 1950, the ACTL is widely recognized as the preeminent organization of trial lawyers in North America. Fellowship is extended by invitation only, following a rigorous investigation process, to experienced trial lawyers who have demonstrated the highest standards of trial advocacy, ethical conduct, professionalism, civility and collegiality.

Licenses and Certifications

• US Supreme Court

• Fifth Circuit Court of Appeals

• Eighth Circuit Court of Appeals

• Arkansas Western District Court

• Texas Eastern District Court

2025 Texarkana’s Top Lawyer Connie Mitchell

Miller County

Prosecuting Attorney Education

• Texas High School, 1982

• East Texas State University, now Texas A&M - Texarkana, degree in psychology with minor in sociology, 1987

• University of Arkansas at Little Rock, 1991

Licenses and Certifications

• License in Arkansas, 1991

• License in Texas, 1992

• Private general practice, 1992

Connie Mitchell is the prosecuting attorney for the Eighth Judicial District South, which includes Miller and Lafayette Counties. She began as a part-time prosecutor handling juvenile court cases in January 1996 under Brent Haltom, then Prosecuting Attorney. Later, in 2000, she accepted a full-time position in which she continued to handle juvenile court cases and took on responsibility for district court and some felonies. As time went on, she relinquished the juvenile and district courts and focused solely on felonies. During this time, she handled crimes against property, drug crimes, and crimes against persons. In 2015, she exclusively handled crimes against persons, which included all sex crimes.

Now, as Prosecuting Attorney Connie handles all homicide cases. She assists any deputy with any case they need. She has three full-time deputies who split equally the crimes against persons and crimes against property; one handles all drug cases; one handles all felonies, juvenile court, and mental commitments in Lafayette County, the other county in the 8th Judicial District-South. She has one part-time deputy who handles district court in Miller and Lafayette counties, and another who handles juvenile court and mental commitments in Miller County. She also has an incredible staff that ensures the Miller and Lafayette County offices run smoothly, and two victim/witness coordinators who serve as liaisons between her office and victims, witnesses, and their families.

She has been, and continues to be, incredibly fortunate to assist the citizens of Miller and Lafayette counties through some of the worst times of their lives. Connie has chosen to face the challenges that come with prosecuting criminals who break the law, explaining the process, and comforting victims, families, and witnesses who find themselves in the right place at the right time.

2025 Texarkana’s Top Young Lawyer Stephen K. Cory Potter & Marks PLLC

Originally from Houston, Stephen K. Cory has built a thriving legal career across Texas, Florida, and Arkansas. After earning his J.D. from the University of Washington School of Law in 2018, he quickly established himself as a versatile and committed attorney. Stephen has handled cases involving business litigation, contract disputes, family law, bankruptcy, criminal defense, personal injury, and estate planning.

Currently an associate at Potter & Marks PLLC in Texarkana, Arkansas, Stephen roots his practice in honest representation, practical solutions, and a dedication to ensuring his clients understand their options and the possible outcomes of their case. When not in the office, he enjoys spending time with his wife and their two dogs at their home in the countryside.

Education

• University of Washington School of Law, J.D., 2018

• Texas A&M University, B.A. International Studies, Magna Cum Laude, 2014

Licenses and Certifications

• Arkansas State Courts

• Texas State Courts

• Florida State Courts

• U.S. District Court for the Eastern District of Texas

• U.S. District Court for the Western District of Arkansas

Memberships

• Arkansas Bar Association

• Texas Bar Association

• Florida Bar Association

• Texarkana Bar Association

TEXARKANA'S TOP LAWYER WINNERS 2025

TOP DISTINGUISHED LAWYER

WINNER:

Paul Miller

Miller, James Miller & Hornsby

FIRST RUNNER-UP:

Matt Keil

Keil Law Firm

NOMINEES:

Winford Dunn

Garnett Norwood

Cary Patterson

David Potter

TOP LAWYER

WINNER:

Connie Mitchell

Miller County Prosecuting Attorney

FIRST RUNNER-UP:

Lisa Shoalmire

Ross & Shoalmire PLLC

NOMINEES:

Kyle Davis

Mark Elliott

Troy Hornsby

Brent Langdon

Eric Marks

Jacob Potter

Joshua Potter

TOP YOUNG LAWYER

WINNER:

Stephen K. Cory

Potter & Marks

FIRST RUNNER-UP:

Krystal Cecil

Krystal Cecil Attorney at Law, PLLC

NOMINEES:

Felicia Cienfuegos

ADMINISTRATIVE/REGULATORY LAW

WINNER:

Josh Potter

Potter & Marks

FIRST RUNNER-UP:

Matthew Golden

Matthew Golden Law Firm PLLC

NOMINEES:

Darby Doan

Mark Elliott

Bruce Flint

Fred Norton

Jacob Potter

Cary Rochelle

APPELLATE PRACTICE

WINNER:

Troy Hornsby

Miller, James, Miller, & Hornsby LLP

FIRST RUNNER-UP:

Ralph Burgess

Burgess Law Firm

NOMINEES:

Brent Langdon

Colton Langford

BANKING AND CREDITOR DEBTOR

RIGHTS/INSOLVENCY AND REORGANIZATION LAW

WINNER:

David Ruff Law Office of David Ruff

FIRST RUNNER-UP:

Kyle Davis

Langdon Davis LLP

NOMINEES:

Stephen Arnold

Eric Marks

Jacob Potter

BUSINESS ORGANIZATIONS

WINNER: Eric Marks

Potter & Marks

FIRST RUNNER-UP:

Erin Keil

NOMINEES:

Hailee Amox

Felicia Cienfuegos

Peter Corcoran

Kyle Davis

Mark Elliott

Phillip Jordan

Jacob Potter

COMMERCIAL LITIGATION

WINNER:

Bob Veon

Veon Law Firm, PA

FIRST RUNNER-UP:

Brent Langdon

Langdon Davis LLP

NOMINEES:

John Mark Burgess

Mark Burgess

Felicia Cienfuegos

Eric Marks

Jacob Potter

CRIMINAL DEFENSE, NON-WHITE COLLAR

WINNER:

Jason Horton

Jason Horton Law

FIRST RUNNER-UP:

Mark Elliott

Langdon Davis LLP

NOMINEES:

Eric Marks

John Pickett

Joshua Potter

CRIMINAL DEFENSE, WHITE COLLAR

WINNER:

Jason Horton

Jason Horton Law

FIRST RUNNER-UP:

Joshua Potter

Potter & Marks

NOMINEES:

Matt Keil

Eric Marks

John Pickett

Connie Mitchell

DUI/DWI DEFENSE

WINNER:

Jason Horton

Jason Horton Law

FIRST RUNNER-UP:

Joshua Potter

Potter & Marks

NOMINEES:

Shorty Barrett

Mark Elliott

Jason Horton

Eric Marks

Michael Peek

ELDER LAW

WINNER:

Lisa B. Shoalmire

Ross & Shoalmire PLLC

FIRST RUNNER-UP:

John K. Ross, IV

Ross & Shoalmire PLLC

NOMINEES:

Mark Elliott

Ben King

Cade Mayo

EMPLOYMENT LAW

WINNER:

Louise Tausch

Atchley, Russell, Waldrop & Hlavinka

FIRST RUNNER-UP:

Mark Elliott

Langdon Davis LLP

NOMINEES:

David Glass

Paul Miller

FAMILY LAW

WINNER:

David Glass

The Glass Firm PLLC

FIRST RUNNER-UP:

Eric Marks

Potter & Marks

NOMINEES:

Peter Corcoran

Krystal Cecil

Mark Elliott

Erin Keil

Brent Langdon

Michael Peek

INSURANCE LAW

WINNER:

Eric Marks

Potter & Marks

FIRST RUNNER-UP:

Brent Langdon

Langdon Davis LLP

NOMINEES:

Mark Burgess

John Mark Burgess

Felicia Cienfuegos

Michael Peek

Bob Veon

MEDIATION

WINNER:

Jim Cranford

Cranford Law Firm

FIRST RUNNER-UP:

Ralph Burgess

Burgess Law Firm PLLC

NOMINEES:

David James

MEDICAL MALPRACTICE, DEFENDANTS

WINNER:

Paul Miller

Miller James Miller & Hornsby LLP

FIRST RUNNER-UP:

Eric Marks

Potter & Marks

NOMINEES:

Ralph Burgess

Jennifer Doan

Michael Peek

Bob Veon

Marshall Wood

MEDICAL MALPRACTICE, PLAINTIFFS

WINNER: Matt Keil

Keil Law Firm

FIRST RUNNER-UP:

Joshua Potter

Potter & Marks

NOMINEES:

Mark Burgess

David Glass

Brent Langdon

Eric Marks

Monty Murray

Michael Peek

PERSONAL INJURY, DEFENDANTS

WINNER:

Bob Veon

Veon Law Firm, PA

FIRST RUNNER-UP:

Kyle Davis

Langdon Davis LLP

NOMINEES:

Brent Langdon

Marshall Wood

PERSONAL INJURY, PLAINTIFFS

WINNER:

Monty Murray

Murray Law Office

FIRST RUNNER-UP:

Eric Marks

Potter & Marks

NOMINEES:

Mark Burgess

David Carter

Erin Keil

Matt Keil

Brent Langdon

Michael Peek

PRODUCT LIABILITY, DEFENDANTS

WINNER:

Paul Miller

Miller James Miller & Hornsby LLP

FIRST RUNNER-UP:

Brent Langdon

Langdon Davis LLP

NOMINEES:

Darby Doan

Eric Marks

Michael Peek

Bob Veon

Marshall Wood

WINNER:

The Glass Firm PLLC

FIRST

Brent Langdon

Langdon Davis LLP

NOMINEES:

Mark Burgess

Jennifer Doan

Matt Keil

Eric Marks

Matthew Golden

Matthew Soyars

WINNER:

FIRST

Phillip Jordan

Brent Langdon

Cade Mayo

TAX LAW

WINNER:

Susan Binkley

McDaniel Binkley Law Firm

FIRST RUNNER-UP:

Fred Norton

Norton & Wood

NOMINEES:

Nick Newton

TRUSTS AND ESTATES

WINNER:

Jacob Potter

Potter & Marks

FIRST RUNNER-UP:

Hailee Amox

Keil Law Firm

NOMINEES:

Peter Corcoran

Stephen K. Cory

Mark Elliott

Fred Norton

John K. Ross, IV

Lisa B. Shoalmire

WORKERS COMP, CLAIMANTS

WINNER:

Greg Giles

Moore, Giles & Matteson LLP

FIRST RUNNER-UP:

Matthew Golden

Matthew Golden Law Firm PLLC

NOMINEES:

Fred Norton

Mike Unger

WORKERS COMP, EMPLOYERS

WINNER:

Jeff Elliott

Elliott Law Firm

FIRST RUNNER-UP:

Fred Norton

Norton & Wood

Thank You

Greg Giles is a top-rated attorney selected to Super Lawyers for 2019 - 2025. He works at Moore, Giles & Matteson, LLP, located in Texarkana, Arkansas, and provides legal services for issues involving Social Security Disability and Workers' Compensation: Claimant to the surrounding community.

Only a few attorneys from each state are selected to Super Lawyers designation for any given year. The multi-factor selection process includes independent research, peer nominations and evaluations, as well as professional achievement in legal practice.

EXCELLENCE IN HEALTHCARE WINNERS 2025

COSMETIC SURGEON

WINNER:

David Whitten, The Beauty & Wellness Center

FIRST RUNNER-UP:

Charles Hollingsworth

NOMINEES:

Brent Carmony

Zackary Legan

COUNSELOR

WINNER:

Susan Whitten, The Beauty and Wellness Center

FIRST RUNNER-UP:

Erica Ramage, Grace Counseling

NOMINEES:

Ashli Sutton, Genesis PrimeCare Behavioral Health

Billy Elderidge, Olive Tree

Tammy Altenbaumer, Genesis PrimeCare

Behavioral Health

DENTIST

WINNER:

Chris Ferguson, DDS

FIRST RUNNER-UP:

Mark Addington, DDS

NOMINEES:

Andrew Curry, DDS

Castle Family Dental

Chris Ferguson, DDS

David Vammen

John Thane

Josh Talley

Lippian Family Dentistry

Pleasant Grove Family Dentistry

Randall Ellis

Sarah Payne

PEDIATRIC DENTIST

WINNER:

Brian Steele, Ark-La-Tex Pediatric Dentistry

FIRST RUNNER-UP:

Mitchell Glass, Pediatric Dentistry of Texarkana

NOMINEES:

Chris Potts, The Kids Spot Dentistry

Leslee Higgins, Leap Kids Dental

Brent Danley, Ark-La-Tex Pediatrics

FAMILY PRACTITIONER

WINNER:

Angela Ramsey, Texarkana Family Healthcare

FIRST RUNNER-UP:

Cara Cook, Family Medical Group

NOMINEES:

Andrea Heflin, Texarkana Senior Care Clinic

Brian Bowen, Family Medical Group

Brittney Ackley, Christus Trinity Clinic

Craig Mueller, Family Medical Group

Gregory Richter, Collom & Carney Clinic

Kyle Groom, Dekalb Physicians Clinic

Mark Gabbie, Christus Trinity Clinic

Patrick Smith, Family Medical Group

San Nix, Access Medical Clinic: Texarkana

Steve Allen, Family Medical

Tara Capeheart, Twin City Medical

Trey Pirkey, Supracare - New Boston

Troy Potter, Collom & Carney Clinic

Wendy Gammon, Texarkana Family Healthcare

NURSE

WINNER:

Faith Graves, Christus St. Michael’s

FIRST RUNNER-UP:

August Wright, Christus St. Michael’s

NOMINEES:

Jo Bennett, Collom & Carney Clinic

Whitney Eddy, Christus St. Michael’s

NURSE PRACTITIONER

WINNER:

Cara Cook, Family Medical Group

FIRST RUNNER-UP:

Melissa Lamon, Collom & Carney Clinic

NOMINEES:

Candance Baird, Texarkana Surgical Specialist

Cheyenne Autry, Genesis PrimeCare

Porsche Branch, Genesis PrimeCare

Tirsa Miller, Genesis PrimeCare

OB-GYN

WINNER:

Sudheer Jayaprabhu, The Women’s Specialists

Dr. Sean Summers

Dr. Eric McCall

Dr. Priscilla Kier

Dr. Jeff Phillips

FIRST RUNNER-UP:

Thomas Wilson, Christus St. Michael

NOMINEES:

D'Andra Bingham, Collom & Carney Clinic

David Greathouse, Collom & Carney Clinic

James Scales, Genesis Prime Care

Kenneth West, The Women’s Specialists

Sarah Greathouse, Christus Trinity Clinic

Stacy Leonard, Collom & Carney Clinic

OCCUPATIONAL / PHYSICAL THERAPIST

WINNER:

Carly Davis, Texarkana Therapy Center

FIRST RUNNER-UP:

Russ Nelson, CHRISTUS St. Michael Outpatient Rehabilitation

NOMINEES:

Claire Ashby, Southern Rehab & Sports Meds

Rachel Grimett, Southern Rehab & Sports Meds

Martha Jennings, Christus Trinity Clinic

Cori Mobbs, Enhabit Home Health

Lauren Foster Norton, Physcial Therapy of Texarkana

Dorie Pearson, Texarkana Therapy Center

Lesa Shipp, Christian Care Center of Texarkana

Jenna Sturgeon, Post Acute Medical Health

Dr. Brenda J. Stuart-Howel

Lance Vestal, Christus St. Michael Hospital

OPTOMETRIST

WINNER:

Jeff Philips, The Eye Guys

FIRST RUNNER-UP:

Eric McCall, The Eye Guys

NOMINEES:

Adam Cox, Family Eye Care

Juan Galdamez, Fant Eye Care

Randall Glass, Fowler Optical

Jessica Trichel, Nash Eye Care

Littleton Fowler, Fowler Optical

Mark Allen, Ark La Tex Eyes

Sean Summers, The Eye Guys

ORTHODONTIST

WINNER:

James Shamburger

FIRST RUNNER-UP:

Kurt Anderson

NOMINEES:

Bryan Hiller

Stacy Burson

ORTHOPEDIC DOCTOR

WINNER:

Trey Mitchell, CHRISTUS St. Michael Health System

Orthopedics and Sports Medicine

FIRST RUNNER-UP:

Thomas Young, Collom & Carney Clinic

NOMINEES:

Abebe at Christus St. Michael’s

Doug Thompson, Collom & Carney Clinic

Greg Smolarz, Christus St. Michaels

Howard Brown, Christus St. Michaels

PAIN

MANAGEMENT SPECIALIST

WINNER TIE:

Mike Wages, River Cities Interventional Pain Specialist

FIRST RUNNER-UP:

Dan Martin, Northfield - Acupuncture

NOMINEES:

Marvin Faulkner, Christus Trinity

Naila Ghafoor

PEDIATRICIAN

WINNER:

Cindy Porter, Collom & Carney Clinic

FIRST RUNNER-UP:

Rachel King, King Medical Clinic

NOMINEES:

Cheryl Saul Sehy, Collom & Carney Clinic

Christina Payne, Collom & Carney Clinic

Krista Niemeyer, Genesis Prime Care

Clark Green, Collom & Carney Clinic

Mark Wright, Collom & Carney Clinic

Tracie Calloway, Healing Hands Pediatrics

Tina Etminan, Genesis Prime Care

Zach King, Collom & Carney Clinic

SURGEON

WINNER:

Beth Peterson, Titus Regional Medical Center

FIRST RUNNER-UP:

Marcus Smith, Christus St. Michael Hospital

NOMINEES:

Benjamin DuBois, Christus Trinity Clinic

Douglas Thompson, Texarkana Orthopedics

Jeffrey DeCaprio, Collom & Carney Clinic

John Reid, CHRISTUS Trinity Health

Marney Sorenson, Titus Regional Medical Center

Mark Sutherland, Texarkana Surgical Specialists

Meko Radomski, Collom & Carney Clinic

Rachael Keilin, Christus St. Michael Hospital

Randy Schmidt, Christus Surgery Associates

Trey Mitchell, CHRISTUS St. Michael Health System

Orthopedics and Sports Medicine

Thomas Young, CHRISTUS St. Michael Health System

Discover this stunning urban-style home, perfectly prepared for immediate move-in! Completely renovated with exquisite floors, elegant trim, and a kitchen designed for family gatherings and entertaining guests. Featuring three spacious bedrooms and two modern baths, this home offers all the amenities you desire in a move-in ready package. The modern kitchen features brand-new appliances that are just 6 months old, along with beautiful butcher block countertops. The glass top stove ensures quick and easy cleanup, making it perfect for preparing delicious meals for your family or impressing guests at your next gathering. Don't miss out on this fantastic opportunity to own a home with a stunning, functional kitchen!

A LENDER YOU CAN Count On

Possible Fed Rate Cuts and What They Mean for Mortgage Rates

As the Federal Reserve evaluates economic conditions, speculation about possible rate cuts often dominates financial news. Homebuyers and borrowers may hope that lower Fed rates will translate into cheaper mortgages, but the relationship is more complex than it appears.

The Federal Reserve primarily sets the federal funds rate, which influences short-term borrowing between banks. While this rate affects credit cards, auto loans, and other consumer financing, long-term mortgage rates—like 15- and 30-year loans—are largely tied to the bond market, particularly 10-year Treasury yields. These yields fluctuate based on inflation expectations, investor demand, and global economic factors. As a result, even if the Fed cuts rates, mortgage rates may not immediately follow.

In fact, mortgage rates can sometimes rise even after a Fed rate cut. If investors become concerned about inflation or housing market growth, demand for mortgage-backed securities may change, prompting lenders to adjust rates upward. Additionally, banks consider their own lending risks, operational costs, and capital requirements when setting mortgage rates, which can further dampen the effect of Fed action.

That said, Fed rate cuts can create an environment that eventually helps mortgage rates stabilize or decline. By lowering the cost of borrowing for banks, a rate cut can indirectly influence longterm interest rates over time. Homebuyers may see benefits, particularly if economic conditions improve and bond yields soften.

For those considering a home purchase or refinancing, understanding these dynamics is crucial. Market headlines about Fed moves can be misleading if interpreted as a guaranteed drop in mortgage rates. Instead, monitoring bond market trends, inflation data, and lender offerings provides a clearer picture of potential savings.

Working with a knowledgeable local lender can make a significant difference. At Farmer’s Bank and Trust Mortgage, mortgage specialists can help borrowers navigate market fluctuations, assess the timing of their mortgage, and find rates that fit their individual financial situation. By combining insight into Fed policy with personalized guidance, homebuyers can make informed decisions that balance opportunity and risk.

While potential Fed rate cuts may influence borrowing costs, mortgage rates depend on multiple factors beyond the Fed’s control. Staying informed and consulting a trusted lender ensures that borrowers are prepared to take advantage of favorable conditions when they arise.

126 ACRESReady To Hunt! $725,000

FORGE YOUR PATH ONLY MINUTES FROM TEXARKANA!

Discover a hunter’s paradise and a dream playground for outdoor enthusiasts! This expansive property offers endless possibilities for your recreational pursuits, whether that means hunting in serene landscapes or creating your own outdoor retreat. Showcasing rolling hills, vibrant greenery, and a picturesque pond, you can relax and revel in nature’s beauty. Imagine your dream home nestled here, with the convenience of public water and electricity already in place, creating the perfect foundation for your idyllic lifestyle. This location is not just a perfect getaway; it’s a premier destination for hunting turkey and whitetail deer, as well as a fantastic opportunity to explore the great outdoors! Seize this incredible opportunity to own a truly rare gem!

YOUR PERFECT ESCAPE IS ONLY A CALL AWAY!

Suzie TK SnippeTS

By: Suzie Tyler

My Sunday Blooper!

If you know me, you know I have two passions! Buying shoes and playing the piano.

My music experience began when I was a nine-yearold, crawling through the church window to play the piano.

In my fantasy world, I imagined angels taking my musical tunes and piping the sounds to the nearby Hobo Jungle to make the homeless travelers happy. Told you I had a big imagination!

I played by ear but wanted to be the best I could be. Through the years, I listened to recordings of other musicians and adapted my style. I pulled from pianists like Floyd Cramer, Lanny Wolfe, Bill Gaither, Andre Crouch, and even Liberace.

After traveling with vocalists and gospel groups in Houston and Texarkana, I grew up, grew old, and eventually retired from the black-and-white ivory keyboard.

A couple of years ago, I began attending a small Baptist Church near my home and, for the first time, became a listener rather than a participant. They had an excellent pianist and a talented guitarist. He made the guitar sound like a piano keyboard and played for the Sunday night service.

One night, I walked in on Sunday Night, and they were singing a cappella. I told the music director I would be happy to play when the guitarist was out. I had not played in seven years, but they sang hymns out of a hymnal, and most of them I knew!

Several weeks later, he asked if I would “fill in” because the guitarist had to be gone, and I said yes. Been filling in ever since, but I love it. They have a

talented group of musicians who worship in music and love the Lord!

A few Sundays ago, drama happened, creating a perfect storm. I always leave at 10:25 so we can go over the morning music selections.

I have fifty-eleven clocks in my house. Knowing the time should not be a problem! My Apple Watch was on the charger, and I was ready for church. I asked Alexa what time it was. Her sweet voice said 10:55. I heard the number ten, but did not realize it was 5 minutes before church time.

As I was retrieving my watch from the charger, my doorbell rang! When I opened the door, three women from the church asked if I was okay. I glanced down at my watch - 11:03 - and was horrified. I jumped in the car with them and got to the church during the second song. Sheepishly, I went to the piano.

I doubt this will be my last embarrassing moment, but just in case, my A-Lady gives me a reminder, “It is 10:25. You are supposed to be in church!”

Thank goodness for the ‘Rhema God Squad’ who loved me enough to check on me!

I have enjoyed playing and ministering through music at revivals, women’s retreats, and with several groups. It seems like a small part compared to the Gideons giving out Bibles, teaching a Sunday School class, or a preacher delivering God’s Word, but Odis would remind me of the importance of the musicians in the Old Testament. I hope my music has blessed others.

Have a fun-filled November. It is my birthday month, and I will be 83 —or, if I transpose the numbers, 38 (laughter). I’m sure glad God has a sense of humor!

Follow me on Facebook, Instagram, Substack, and SuzieTK’s blog. I promise to keep you entertained!

STRINGER WEALTH MANAGEMENT

RAYMOND JAMES FINANCIAL

IMPORTANT FINANCIAL CONSIDERATIONS FOR SINGLE PARENTS

FAMILY & LIFESTYLE

Build an action plan to protect yourself and your loved ones

Intentional financial planning sets the stage for long-term success regardless of family situation, but for single parents, the work of setting up a comprehensive plan is particularly important. Taking the time to evaluate how to create the future you desire while also considering how you’d like to provide for your children will prove worthwhile. It’s also important to revisit your plan as your life changes over the years.

Building a strong financial plan now

Balancing your needs as well as your children’s can be daunting when you are raising them by yourself. However, there are several steps you can take now to prioritize your financial needs and prepare for the future.

Set up a budget and recalibrate as necessary. Try different budgeting methods to see what works best for you. In a zero-based budget, every dollar has a purpose. The 50/30/20 budget rule allocates 50% to needs and obligations, 30% to wants and 20% to savings. The most important part of managing a new budget is to check in with yourself at regular intervals to adjust what’s not working for you.

Build up your emergency fund. The amount you need in your emergency fund depends on your situation, but in general, experts recommend saving enough to cover three to six months of living expenses. Calculate this based on your critical monthly expenses, including housing and childcare. Focus on steady progress toward your goal by setting aside a set amount or a percentage each month.

Check your health insurance plan. Reevaluating your health insurance can result in significant savings. Generally, you can make changes to your employer-sponsored plan during open enrollment or if you’ve recently had a life event like a divorce or having a child. If you’re coparenting, have a conversation with the other parent to determine which of your health insurance policies has more comprehensive or cost-effective coverage for the children. It may also be beneficial to explore a plan with a flexible spending account (FSA) or health savings account (HSA) option, which could allow you to stash away pre-tax money for family healthcare expenses.

Take advantage of tax allowances. Typically, a child’s primary caregiver can claim the child as a dependent on their taxes. If you are claiming one or more children as your dependent, you may be eligible for the federal child tax credit, applicable state child tax credit or the dependent care credit. This can amount to thousands of dollars but consult with your tax professional about your individual eligibility. This can also help you determine whether you need to change your withholding elections for the upcoming tax year.

Save for your kids’ future. A 529 plan is a tax-advantaged, state-sponsored savings plan used for educational expenses. Earnings in 529 plans are not subject to federal tax and in most cases state tax as long as you use withdrawals for eligible education expenses.

Don’t forget yourself. It may feel like less of a priority to save for your future when your focus is on your children, but it’s still important. Take advantage of tax-efficient accounts, like a 401(k) plan, by setting up regular contributions. Consider a Roth IRA as well, which is a tax-advantaged account that you can reserve for retirement.

Establishing a trust is essential

Though no one likes to think about it, establishing an estate plan is another important piece of financial planning for single parents. Documenting your future wishes puts a framework in place for your children’s future. Your estate plan can include a trust and a trustee. Should you pass away, the trust can accept funds from your estate, retirement plan, IRA and insurance settlement. Having a trust in place also gives any court a legitimate basis to determine your wishes and expectations for your child.

Although not all terms in a trust are enforceable, they can allow parents to formalize details including:

• The child’s intended guardian, including any alternates

• How and when funds should be used, along with the level of discretion the child may be given

• Individuals with authorized visitation rights, including those who can have extended visits with the child and take them on vacation

• Individuals who can help advise or consent on the child’s major life decisions

You can rely on your advisor and estate planning attorneys for guidance and assistance with setting up or adjusting your estate plan. Together, you can create a document that addresses a variety of fundamental questions, such as:

• Who will take care of the child? Who will provide after-school care?

• How much money should the trust ideally have upon the parent’s death?

• How will the money in the trust primarily be used?

• Would any Social Security or other monthly income be paid for the child? Who would be the payee?

Being a single parent can feel overwhelming at times. It can seem like there are many competing priorities your money could be allocated to, but an advisor can help you sort through what to focus on next so you can focus on your children.

More to consider

If you’re the single parent of an underage child, carefully consider:

• What will your child’s life look like if something were to happen to you?

• Would they live with a relative or ex-spouse?

• Would they have to leave their school and community?

• What kind of limitations would they have when accessing their inheritance?

Raymond James does not provide tax or legal advice. Please discuss these matters with the appropriate professional. Certain conditions may apply. Earnings in 529 plans are not subject to federal tax and in most cases state tax, as long as you use withdrawals for eligible education expenses, such as tuition and room and board. However, if you withdraw money from a 529 plan and do not use it on an eligible education expense, you generally will be subject to income tax and an additional 10% federal tax penalty on earnings. As with other investments, there are generally fees and expenses associated with participation in a 529 plan. There is also a risk that these plans may lose money or not perform well enough to cover education costs as anticipated. Most states offer their own 529 programs, which may provide advantages and benefits exclusively for their residents. An investor should consider, before investing, whether the investor’s or designated beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state’s qualified tuition program. Such benefits include financial aid, scholarship funds, and protection from creditors. The tax implications can vary significantly from state to state.

401(k) plans are long-term accounts designed for retirement purposes. Withdrawals are subject to income tax, and if taken prior to age 59 1/2, a 10% federal tax penalty may apply. Unless certain criteria are met, Roth IRA owners must be 591/2 or older and have held the IRA for five years before tax-free withdrawals are permitted.

Tasty Donuts

Raymond James & Associates, Inc., member New York Stock Exchange / SIPC, and Raymond James Financial Services, Inc., member FINRA / SIPC, are subsidiaries of Raymond James Financial, Inc. Raymond James® and Raymond James Financial® are registered trademarks of Raymond James Financial, Inc.

Be Nice

Fish Tales with Mike Brower

Every year, around this time, I talk about being kind to the deer and duck hunters who run up and down both the Little River and the Sulphur River. I have always been very aware of their situation, leaving in the dark and coming back after the bass and crappie fishermen have been on the water.

The duck hunters feel the need to check the next backwater area that four other boats have already checked for ducks. In contrast, the deer hunters have no idea what boating courtesy is and will actually run close enough to an anchored boat to spray the guys on board with water from the motor. However, those hunters only have a limited amount of time to hunt. While others and I understand that, as fishermen, we should give them a little slack as long as they at least try to be courteous.

Once I was fishing upriver on Patman, in a narrower part of the river, when a boatload of duck hunters came rushing downstream. About 10 minutes later, they turned around and ran back upriver. They repeated this same pattern about five times. Not once did they slow down and idle by me. The following week, I went up to some backwater around 3 Mile Creek, and guess who was there—those same hunters in a blind. Usually, I would have just turned around and left, but because of what happened the week before, I stayed and fished. I listened to their not-so-nice comments, and when they left, I told them why I had messed up their hunt. I saw them several more times during their season, and each time they slowed down as they passed by.

The moral of the story is: Do not just accept outright rudeness. However, try to be nice until you cannot.

November

RED: A Regional Exhibit

This community exhibit focuses on the technical uses and invariable interpretations of the color red and brings together 22 regional artists selected by a committee for their creativity, craftsmanship and connection to the theme. This exhibit will run from Sept. 24 to Nov. 22. The Regional Arts Center is open from Wednesday to Friday from 10AM4PM, and all exhibits are free and open to the public. This exhibition season is sponsored by the PattersonTroike Foundation.

Join us for Music & Moves led by local educator Kay Shirley! This class is designed for young children (6mo-6 years old) and blends playful movement with rhythms and music. It’s perfect for little learners to sing, dance and explore. Classes are held at 518 Pine St.

EVENTS IN TEXARKANA, USA

monthly ongoing events...

The 3rd annual Festival of Trees benefitting Fearfully and Wonderfully Made will be held once again at the Texarkana, AR Convention Center. With 3 days, November 6-8th, of events planned for the whole family, you will want to mark your calendars to some see the exquisitely decorated Christmas trees and decor, all for auction at Saturday night’s gala. From a ladies’ night including Color Hype TXK, mixology class, and charcuterie board, a Singo Brunch, also so many fun things planned for the kiddos including an evening with Santa and Mrs. Claus, but the gala is where it’s at! New this year with a VIP TreeView Party, entertainment by The Jive Band, and Texarkana’s own record holding speed painter! You do not want to miss this event, all while helping Fearfully and Wonderfully Made support NICU families.