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Mother’s Day is a beautiful and heartfelt holiday dedicated to honoring the incredible influence of mothers around the globe. In the United States, we celebrate Mother’s Day on Sunday, May 11, 2025—a perfect occasion to show appreciation for the women who have shaped our lives. This cherished tradition was first established by Anna Jarvis in 1908 and officially recognized as a U.S. holiday in 1914. Despite Anna Jarvis’s later regrets about the holiday’s commercialization, expressing our love and gratitude remains a precious opportunity.
Mother’s Day not only endures but also evolves, reflecting the strength and resilience of mothers throughout history. Today’s celebration honors mothers’ multifaceted roles in shaping a brighter future for their children. We recognize and commend the tireless efforts of mothers who have championed social welfare and embodied the ideals of non-violence, fighting for a better world. Furthermore, we pay tribute to the unwavering love and courage with which mothers raise and nurture their children, instilling values that last a lifetime. This Mother’s Day, let us celebrate and aspire to empower and uplift the incredible women who have shaped our lives and society for the better.
Regardless of how it is celebrated, Mother’s Day typically involves offering mothers thoughtful gifts—like flowers, heartfelt cards, and tokens of our appreciation. Let’s make this day special by honoring their sacrifices and love like never before!
Happy Mother’s Day!
GENERATIONAL LOVE: EXPLORING A MOTHER-DAUGHTER CONNECTION
By: Michelle Horton
A mother’s influence is profound and far-reaching. She shapes a child’s character, values, and future. She acts as a role model, a confidante, and a source of unconditional love. Her influence extends beyond the home, impacting the child’s community and even their future career choices.
The mother-daughter relationship of Ashley Carlow and Shelby Stephens is one of the most profound and influential relationships. It involves a mother pouring into her daughter and inspiring her in many ways.
Ashley Carlow grew up in Arkansas, spending her early years in Gurdon and Camden-Fairview before moving to Maud, Texas. Her father became the principal and later superintendent of Maud ISD, which meant school and community were always a central part of their lives. Ashley has two brothers, Robbey and Lendsey, and they grew up surrounded by a large extended family with many cousins. Their childhood was fun and very lively! “I played Little League baseball and softball as a kid and loved being active and involved. In high school, I was in the band, served as a majorette, and was also a cheerleader. I graduated from Maud High School with some of my favorite memories centered around school spirit, Friday night games, and time spent with friends and family!” Ashley says. It is at Maud High School where Ashley met her high-school sweetheart, Brad Carlow. “We both attended Maud High School and were active in the youth program at Maud Methodist Church, which is where our friendship—and eventually our relationship—really began.” This year, Ashley and Brad celebrate 35 years of marriage, and Ashley remarks on how Brad has been her biggest supporter through every chapter of life.
After graduating high school, Ashley began her college journey at Texas A&M University in College Station and later transferred to Texas Woman’s University in Denton, Texas. Ashley says, “I earned a Bachelor of Science in Education with a focus on early childhood, along with a minor in Fashion Merchandising. I’ve always had a creative side and a love for style, so combining education with fashion gave me a unique perspective that followed me throughout my career. That blend of structure and creativity continues to influence how I approach business and life.”
Ashley became a mother for the first time on August 20, 1990, when she gave birth to the couple’s oldest son, Taylor Scott Carlow. “Becoming a mom was one of the most life-changing moments I’ve ever experienced. I truly don’t think any first-time mom is ever completely prepared, but Brad and I learned as we went—together,” Ashley says. Taylor, 34, is now married to his wife, also named Taylor. “Yes, it can get confusing, so we lovingly refer to them as ‘Taylor boy’ and ‘Taylor girl.’” Taylor, Ashley’s son, is a Corporate Director of Sales and Rental for River Valley Tractor, and her daughter-in-law is the Director of Business Development for Single Source Solutions. Together, the couple lives in Bryant, Arkansas.
Ashley and Brad’s second child and only daughter is Shelby Carlow Stephens. She is 31 and married to Caleb Stephens. The couple has a son, Banks, who is 11 months old. They own a beautiful event venue in New Boston, Texas, called Four Fifteen Estates.
Triston Carlow is the couple’s third child. He is 27 and married to Sarah Carlow. They are parents to Julia Grace, who will turn three in June, and Noah James, who is two months old. “Julia is absolutely full of energy and always keeps us on our toes, while Noah is the sweetest little soul,” Ashley says. Triston works as an accountant for River Valley Tractor, and Sarah is a program manager for Hydrite Chemical and owns Fit4Mom, a fitness and wellness community for moms. They live in Texarkana, Texas.
“Our youngest is Briley Barron, 21. He’s a San Diego State University student-athlete and has played on the SDSU football team for the last two seasons. Brad and I love traveling to watch him play—it’s been such a fun chapter!” Ashley says.
Motherhood has continued to be Ashley’s greatest blessing. “All four of my children have their own unique personalities, but they also share some beautiful similarities. It’s a lot of fun—and often a bit loud—when we’re all together, and I wouldn’t trade that for anything,” Ashley says.
Ashley’s journey through motherhood has not been without heartbreak. “In 2000, our family experienced the stillbirth of our daughter, Gracyn Elizabeth. That kind of loss changes you forever. It deepens your empathy, sharpens your appreciation for life’s fragile moments, and teaches you to love even more fiercely. Losing a child is something no parent should ever have to go through, and it’s a pain that never truly goes away. But through it all, I’ve always felt the presence of my Lord and Savior, Jesus Christ, walking beside me. That has been my peace and my strength. I know that with God by my side, I can handle anything that comes my way. He’s carried me through the darkest days and filled me with the hope and faith that no setback is too great to overcome. Gracyn will always be part of our story, and her memory continues to shape the way I love and mother my children,” Ashley says.
Stepping into Bridal Fashion.
Ashley Carlow did not begin her career in the fashion or wedding industry. Instead, she spent 24 years teaching elementary school. However, her career took a significant turn in the most unexpected and beautiful way. “In 2016, my daughter Shelby got engaged to Caleb, and we began dress shopping. Our first stop was a local bridal shop that had announced it was closing. I told Shelby we weren’t buying anything that day—we were just going to get ideas (and now, I smile every time a bride says the same thing to me!). But sure enough, we ended up purchasing three dresses with the intention of redesigning them into one. During that visit, the store owner surprised me with an even bigger proposal—she encouraged me to purchase the boutique. And I did! With no background in retail but a heart full of hope, I stepped into the world of bridal fashion. After a little over a year in the original space, I moved the boutique to a larger location in 2018, which is where we are today. That move came with a special decision—our family chose to name the store Gracyn Elizabeth Bride in memory of our daughter, Gracyn Elizabeth. Her name gives the boutique heart, meaning, and a constant reminder of the grace that carries us,” Ashley explains.
Since then, the company has grown to include three locations: Gracyn Elizabeth Bride, GEB Special Occasions, and GEB Menswear. A typical day for Ashley looks a little different now that she is a grandmother. “I’m incredibly thankful for the flexibility to help my children and spend time with my grandchildren. I’m still in the stores about three to four days a week, where I focus on ordering gowns, managing invoices, communicating with designers, and staying up to date on bridal trends,” Ashley says. “I have an amazing team—my managers and staff at all three stores are like family to me. Their commitment to our brides and customers is the heartbeat of our business.”
Professionally, the challenges of owning a small business have tested Ashley. She did not come into the bridal industry with a background in retail, so there was a steep learning curve. There were times she questioned her decision to take such a big leap, but she kept reminding herself why she started this journey. The vision of Gracyn Elizabeth Bride—honoring Gracyn’s memory and helping brides feel
beautiful—was always at the forefront of her mind. It kept her going when times were tough. “I’ve also faced the usual challenges that come with running a business—supply chain issues, staffing challenges, and keeping up with ever-changing trends. But each setback has taught me something new. Whether it is learning how to manage a team or figuring out how to pivot in the face of adversity, I’ve grown stronger with each challenge. And having my family’s support has been invaluable. I always remind myself that setbacks are simply setups for comebacks. They are not the end—they are part of the process. And with faith, persistence, and the support of loved ones, I’ve been able to navigate through them and come out even stronger on the other side,” Ashley says.
Aside from being a wonderful mother and fearless business owner, Ashley truly loves the Texarkana area and the community she lives in. “It’s home in every sense of the word, and I try to support it as much as possible— personally and through my business. Whether volunteering, supporting local fundraisers, or simply offering a listening ear, I feel honored to serve. One of the organizations closest to my heart is Fearfully and Wonderfully Made, a nonprofit that supports families with babies in the NICU. I’m honored to serve on this incredible organization’s board and be part of the planning committee for the Festival of Trees, our signature fundraising gala. It’s a beautiful evening that brings the community together to raise funds to help provide NICU families with transportation, meals, and lodging. We also show appreciation to the incredible NICU staff caring for these babies with dedication and love,” Ashley says. “One of the most tender parts of the organization is an extension called Remember Me with Joy, which supports families who have experienced the loss of an infant. This outreach provides compassion, comfort, and hope during an incredibly painful time, and it’s very close to my heart.”
At Gracyn Elizabeth Bride, Ashley also found a way to support grieving families through what they call Gracyn’s Gowns. They accept donated wedding gowns and carefully transform them into beautiful “angel gowns” for families to use when burying their infants. It is one of the most sacred and heartfelt things they do—offering families a small measure of peace and beauty in a moment of unimaginable sorrow. Naming this effort after their daughter Gracyn meant the world to them.
A mother’s inspiration.
Little did she know, Ashley was setting a beautiful example of motherhood and business ownership to Shelby throughout her young adult years. “Shelby has always been observant, creative, and tuned in to people’s emotions and experiences—qualities that make her a natural in the wedding industry. It could very well be that being around the bridal world through Gracyn Elizabeth Bride sparked something in her. But at the same time, Shelby has always had her own unique vision and drive. When she and Caleb opened Four Fifteen Estates, it wasn’t just about following in anyone’s footsteps—it was about creating something of her own,
rooted in her passion for people, celebrations, and relationships. Her venue is a reflection of who she is: welcoming, thoughtful, elegant, and full of heart. So maybe it’s a little bit of both—coincidence and influence. Whatever the case, seeing her thriving in a field where she can use her gifts, love people well, and create unforgettable memories for others brings me so much joy. Watching her grow into her role as a business owner and now as a mother is incredible. I’m so proud of the path she’s carved for herself,” Ashley says.
Shelby Stephens excitedly insists her mother’s role in the wedding industry significantly shaped her journey. “When I got engaged, I planned our wedding in about six weeks (yes, really!). I was obsessed with every little detail! After Caleb and I got married, I found myself in this weird space—wedding blues are real. I missed everything about being in that world. I started working for my mom on the weekends, and I fell even more in love with the behind-the-scenes of weddings: the planning, the people, the emotion, the creativity. One day, while we were at work, someone casually mentioned how I should open a wedding venue, especially since Caleb and I were already flipping houses and knew our way around construction. It was like a lightbulb moment—I knew instantly that it was what I wanted to do,” Shelby says.
Shelby and Caleb found the perfect land just north of New Boston. “Pulling up, I had a sense of peace and knew immediately. Every detail of the venue came together seamlessly because I had already dreamed it up in my heart. The only thing I struggled with was the name. I wanted it to hold deep meaning— something rooted in faith, something personal. One Sunday at church, the sermon was on Ephesians 4:15, and I knew that “415” needed to be in the name. It was also our wedding anniversary, which made it even more special. I played around with different versions and still couldn’t quite nail it down. I wanted it to be perfect. Not long after, I was sharing the story at Gracyn Elizabeth, and one of the girls, Chloe, jotted down ‘Four Fifteen Estates’ on a sticky note. It was exactly right. And now, all these years later, Chloe is getting married at Four Fifteen Estates!” Shelby says.
Right before Shelby and Caleb officially announced the venue, they purchased a piece of property that connected to the land. When the couple dropped a pin to check the address of the new property, it showed up as 415 County Road 2101. At that moment, they knew it was God confirming the name. “So yes, my mom’s leap of faith absolutely inspired mine. Watching her build something from the ground up—and then getting the chance to step into that world with her—sparked something in me. She showed me that you can turn your wildest dreams into something real with heart, hustle, and a little boldness.” Shelby says.
Like mother, like daughter. Shelby and Ashley attended the same school, married their high-school sweethearts, and began careers outside the wedding industry. Shelby grew up in Maud, Texas, and also graduated from Maud High School. “Growing up in a tight-knit community was such a gift— it gave me the opportunity to be involved in just about everything. In high school, I stayed busy with sports, band, cheerleading, student council, and the National Honor Society. I loved
being a part of it all and truly tried to make the most of every opportunity. Those years shaped so much of who I am today and gave me lifelong friendships and memories I’ll always treasure,” Shelby remembers.
Shelby attended the University of Central Arkansas and earned a chemistry degree. She originally planned to become a pharmacist but had a change of heart during her senior year. Unsure of which direction to take, Shelby moved back home and began working as a chemist for Red River Army Depot. She stayed there for five years while also working in the new venue. “I’d come home from my chemist job, take care of wedding emails, give tours, help Caleb with construction, and dream about what it could become. Eventually, it became too much to juggle—and I left my job to run the venue full-time. It was scary and exciting all at once.” Shelby remarks. “Stepping away from a stable career was a big decision, but pursuing my passion and running the venue has been the most rewarding leap I’ve ever taken.”
Shelby found the love of her life in her high-school sweetheart, Caleb Stephens, and the couple has been married for eight years. “We first met at a powerlifting meet in high school—he was competing, and I was working the event. I still remember nudging a friend and asking, ‘Who is that?’ A few moments later, he dropped a Skittle that rolled right to my foot. He picked it up and popped it in his mouth without missing a beat, and I was smitten. We dated throughout high school, went our separate ways during college, and reconnected during my senior year. In 2017, we got married at Garvan Gardens in Hot Springs, Arkansas, and life has been a wild and beautiful adventure ever since. Together, we’ve flipped houses, renovated buildings in downtown New Boston, built homes for others, and ultimately built our biggest dream—Four Fifteen Estates. Caleb is the most hard-working, multi-talented man I know, and truly, I wouldn’t be the woman I am today without his constant drive and encouragement. We’re a team in every sense of the word,” Shelby says.
“We have one child—our sweet son, baby Banks, who is eleven months old. He is all boy and just like his daddy when it comes to always being on the move—he seriously has no chill! He keeps us on our toes but also keeps us laughing with his silly personality and nonstop curiosity. One of his favorite things is people-watching, especially at the venue during wedding receptions when he makes an appearance. He’s completely fascinated by all the lights, music, and dancing—it’s like his own little party every weekend! Watching him grow has been the greatest joy of my life. His first crawl, first little teeth, and first steps have all been moments I’ll never forget. He’s changed our world in the best way,” Shelby exclaims.
Becoming a mother for the first time was the most beautiful and humbling experience of Shelby’s life. “If I’m honest, I was really nervous going into motherhood. I worried I wouldn’t be a good mom. I had never really seen myself as the ‘nurturing’ type, and for a long time, I wasn’t even sure I wanted kids because of it. But the moment Banks was born, everything changed. It was like something in me shifted instantly—I knew I was meant to be his mom,” Shelby says. “Nothing can truly prepare you for it, no matter how many books you read or stories you hear. There are moments of deep gratitude and awe, and also moments where I feel completely overwhelmed. But through all of it, I’ve discovered a strength in myself I didn’t know existed.
One of the biggest shifts for Shelby was learning to slow down. Before becoming a mom, she was used to constantly working, always pushing forward, always doing. Motherhood forced her to pause—to soak in the quiet moments, the cuddles, the firsts. It reminded her that rest is just as important as hustle and that there’s so much beauty in being present. “It’s challenged me to let go of perfection, be present in the little things, and redefine what success looks like,” Shelby says.
A daughter’s reflection.
Shelby and Ashley’s relationship has grown and evolved over the years. The two are very similar, which can make things challenging, but Shelby sees so much of her mother’s strength reflected in herself. “She’s always carried herself with quiet strength, resilience, and a deep sense of loyalty to the people she loves—qualities that I now recognize as gifts that helped shape who I am today,” Shelby says.
Watching Ashley navigate life with grit and perseverance gave Shelby an example of how to stand firm in what she believed and to keep going, even when things are hard. Ashley taught her daughter the importance of showing up and working hard—values that have carried her through motherhood, business ownership, and marriage. Shelby says, “I’m incredibly thankful for my mom, who keeps our son, Banks, while I’m working—even while juggling her own business. It’s a gift to know he’s with someone who loves him deeply and completely. Watching the bond they share has been one of the sweetest surprises of motherhood. She lights up when he’s around, and he absolutely adores his “Lolly.” Knowing he’s safe, happy, and so loved while I pour into the business gives me a peace that I don’t take for granted. I’ll never stop being grateful for it,” Shelby says.
“From a business perspective, one of the things I admire most about my mom is how genuinely personable she is. Whether with her customers or staff, she has a way of making people feel like family. She leads with kindness and warmth, which naturally draws people to her. She’s not just focused on getting the job done—she’s focused on making people feel good throughout the process. That personal touch is something I’ve always noticed and deeply respected. It’s the kind of leadership that builds loyalty, trust, and long-lasting relationships, and it’s taught me so much about the value of treating people well in business,” Shelby says.
A place full of heart.
Today, Shelby stays busy with her family and business commitments. “Owning Four Fifteen Estates has been one of the most rewarding experiences of my life. The idea was born from a dream I had —to create a wedding venue that felt different. It is not just a pretty space but a place full of heart. A place that made couples feel celebrated, seen, and cared for. Caleb and I love creating spaces that matter and mean something. That’s what inspired us to start this journey. The venue officially opened on April 15, 2021, which is also our wedding anniversary. It felt like the perfect way to honor where our love story started and pour that same intention into other couples’ big days,” Shelby says.
Day-to-day life now looks like a mix of planning, answering emails, giving tours, coordinating with vendors, managing events, and ensuring every couple feels cared for from the moment they book. It’s also running a business, being a wife, and raising the couple’s son. “Some days it’s pure joy—watching a bride walk down the aisle, hearing the laughter at receptions, seeing the venue full of life. And some days it’s hard—late nights, early mornings, unpredictable weather, and the weight of making everything perfect for someone’s once-in-a-lifetime moment,” Shelby says. “The highs are so high: watching couples cry happy tears, hearing ‘this was the best day of our lives,’ and knowing we created the space for that to happen. The lows are real, too: burnout, learning curves, keeping up with social media, and the pressure of being a business owner. But through it all, I wouldn’t trade it for anything. This venue is our heart poured out into a place. It’s where love is celebrated in its purest form, and being a part of that—week after week—is something I’ll never take for granted.”
It takes a village.
Motherhood is not easy, especially when adding the stress of owning a business. Shelby states, “I’ve been blessed with a group of amazing mom friends—they cheer me on, offer advice, and show up in the little moments that matter most. My mother-in-law, Traci, has become vital to our Four Fifteen Estates team. She deep cleans the venue, keeps the grounds looking beautiful, and steps in to love on Banks. She has such a servant’s heart, and I’m so grateful for her. My Granny has always been one of my biggest supporters, encouraging me every step of the way. And my Grandmommy, Nancy Carlow —she passed away in January 2024, but her presence is still so felt. She was my biggest cheerleader, my role model, and one of the most positive, God-fearing women I’ve ever known. She left behind a legacy of faith and love that continues to guide me every single day. It truly takes a village—not just in motherhood or business, but in life. And I’m so thankful for the strong, faithful, and loving women who have helped shape the woman I am today.”
Motherly Advice with Ashley and Shelby:
Ask for help!
“I struggled with that at first because I wanted to do it all, but the truth is: we weren’t meant to do it all alone. Leaning on others doesn’t make you weak—it makes you wise,” Shelby says.
Give yourself grace!
Ashley says, “You won’t have all the answers—and that’s okay. You’re learning as you go; no one is meant to do it perfectly.”
“You learn really quickly that every baby is different, and flexibility is your best friend. At the end of the day, give yourself grace. You’re doing better than you think.” Shelby says.
Take the picture!
“Even when you’re tired, even when the house is messy—take the picture. Those are the moments you’ll want to remember,” Ashley says.
Keep your sense of humor!
“Some days will be hard. Some will be chaotic. But there will also be moments that are so beautiful they’ll take your breath away—laugh when you can and cry when you need to. And most of all, enjoy the little things. The snuggles, the silly conversations, the milestones—they go by faster than you think. Soak it all in,” Ashley says.
Quinn and Sophie
ADDINGTON
Quinn and Sophie grew up in the same town but didn’t meet until college at the University of Arkansas. Total opposites, Sophie barely noticed Quinn at first, but after months of persistence, he finally got a date—and told his mom, “She’s going to be my wife.” Sophie wasn’t convinced. They lost touch until her sister, Anna, intervened on New Year’s Eve, telling each of them the other wanted a midnight kiss. When the clock struck twelve, they kissed—each thinking it was the other’s idea. Months later, they learned the truth—thanks to Anna—but it didn’t matter by then. That kiss changed everything. They had their “second” first date at TLC the next day. Quinn proposed in Park City, Utah, on New Year’s Eve a year later. And on New Year’s Day 2025, they made it official.
Parents of the Bride: Jason and Lori Cree
Parents of the Groom: Mark and Hannah Addington
Maid of Honor: Anna Cree
Best Man: Whit Addington
Flower Girls: Whitley Medlen
Pastor/Officiant: Jeff Schreve
Flowers: The Flower Room Florist & Gifts
Bridal Hair: Samantha Stokes
Bridal Make-up: Phe Michelle Beauty
DJ: Wes Spicher
Venue: Garrison Gardens
Wedding Coordinator: Karen Guilbert
Cake: Champion Cakes
Caterer: Chef on the Run
Rentals: Dots Rentals
Photographer: Macy Wozniak
Videographer: Blue Shadow Films
Wedding Invites: Minted
Ceremony Music: Ashley Saunders and Will Stuckey
Wedding Dress: Blushing Bride – Frisco, TX
Wedding Jewelry: Alexander’s Jewelers
Tuxedos: Dillard’s
The heartfelt prayer shared between the bride’s and groom’s families during the ceremony made our wedding day so special. Having our families come together that way made the day even more meaningful and unforgettable.
Chase and Loryn
PARRISH
Chase and Loryn met in 2018 as coworkers at Chick-fil-A. They quickly hit it off and became best friends. In March 2020, right when COVID hit, they started dating. In 2023, Chase proposed to Loryn on Valentine’s Day in Sedona, Arizona. Now, they have three pets together: Pinto, Bean, and Lily.
Parents of the Bride: Scott and Christa Kimble
Parents of the Groom: Mike and Kaye Parrish
Bridesmaids: Camryn Kimble, Camrynn Parrish
Groomsmen: Alex Lisenby, Elijah Miller
Flowers: Ruth’s Flowers
Bridal Hair: Reagan Patrick Hair
Venue: Garrison Gardens
Wedding Coordinator: Karen Guilbert
Cake: The Cake Boutique
Caterer: The Lunch Box
Rentals: Dot’s Rentals
Photographer: Cristi Hoyt Photography
Wedding Dress: Gracyn Elizabeth Bride
Wedding Jewelry: Zale’s Jewelry
Tuxedos: Squire’s Formal
One way our wedding was extra special was the thrifted glassware that my grandmother, mother, and I spent over a year collecting as mementos for our guests to take home!
Michael and Ambree
PASSARIELLO
Michael and Ambree met in August of 2022, and it was the cliche “love at first sight.” Ambree moved to Texarkana to complete her bachelor’s degree and continue her athletic journey by playing volleyball at Texas A&M University-Texarkana. Michael was in his junior year at the university, playing baseball for the Eagles! Not long after meeting, they began to date and quickly met each other’s families. Ambree recalls Michael telling her a few weeks into their relationship that she would be the girl he married, and a couple of years later, he asked her to do just that! Michael planned on proposing the summer of 2024 at the beach, but unfortunately, a hurricane detoured the trip. They decided to relocate their vacation at the last minute to Broken Bow, where he’d continue his plans to ask for her hand. Ambree and Michael tied the knot on a beautiful 80° day in February this year (yeah, Texas weather is insane). The couple recalls this as the most special day of their lives!
Parents of the Bride: Wes and Nacole Sampson, Keith and Megan Anderle
Parents of the Groom: Shawn and Alissa Passariello
Matron of Honor: Nacole Sampson
Maid of Honor: Reagan McDaniel
Bridesmaids: Ashley Hensley, Darby Wright, Lydia Whitehead
Best Man: Kyle Riggs
Groomsman: Jack Ishmael, Levi Anderle, Trey Valentine, Maddox Passariello
Flower girls: Holland Hensley, Mazie Anderle
Pastor: Bubba Rainwater
Florist: Elizabeth with Texarkana Flowerroom
Hair: Delainea Hubbard Hair
Makeup: Phe Michelle
DJ: Lynn Robert’s Entertainment
Venue: Four Fifteen Estates
Wedding Coordinator: Shelby Stephens
Cake: Carla Collier
Caterer: Tacos 4 Life
Decorator: J cole Designs
Photographer: Hannah Jo Williams Photography
Wedding Dress: Gracyn Elizabeth Bride
Tuxedos: GEB Menswear
While there were so many moments that made our day memorable, it was the people there who made our day one that will always hold the most special place in my heart! Working as a bridal stylist at Gracyn Elizabeth has truly led me to the most amazing people and vendors! We actually ended up changing our wedding date, and our vendors didn’t bat an eye and did everything they could to make us feel so loved and special.
Shelby Stephens (the owner of our venue) went above and beyond to make sure not a single detail was missed. Ashley Carlow (the owner of Gracyn Elizabeth Bride and my boss) delivered my cake to the venue, and when she realized I didn’t have a cake stand, she searched New Boston to find me one! Even down to our DJ, florist, decorator, and caterer - everyone made us feel like family and treated the day as important as we felt it was! Even though Michael and I are from Wichita Falls/ Decataur, about a 4 ½ hour drive from New Boston, we knew we wanted to get married at 415 in the area where we met, and our family and vendors made it happen! I could never recommend our vendors enough!
Ben SMITH MorganJONES
Robert and Laura Jones of Foreman, Arkansas, are pleased to announce the engagement of their daughter, Morgan Elizabeth Jones, to Benjamin Morgan Smith, son of Morris and Kathy Smith of Horatio, Arkansas.
Morgan, 27, is a 2016 graduate of Foreman High School and the water billing clerk for the City of Horatio. Benjamin, 30, is a 2013 graduate of Horatio High School and a Horatio City Councilman. He is employed as a millwright with Little River Construction.
The couple intends to marry at the Coulter Farmstead in Old Washington, Arkansas, with Coy Arnold officiating the ceremony. They are planning a Disney cruise for their honeymoon and look forward to living together in Horatio, Arkansas.
About the engagement: On the day the couple received the green light to move into their new home – news they’d been waiting over a month to hear, Morgan was carrying an armload of items from their old home and bringing them inside. Ben followed her across the living room as she shuffled inside, and as she began to set things down, her mom asked, “Don’t think you’re carrying enough stuff?” Ben laughed and said, “Well, if she’d ever turn around, I’d hand her something else!” Morgan turned to see what he was talking about. Ben was on one knee, ring in hand. Morgan cried, and it didn’t take her long at all to drop the rest of her armload. Ben said he was so nervous he forgot to even ask if she would marry him.
Once the contract is executed by all parties and is sent to us, we do a complete title search and examination, looking for any title defects and liens. We are also looking for probates, pending suits, forged documents/signatures, incorrect notary acknowledgments, and any issues that could affect the title of the property you are purchasing. Through the search and the examination, title problems are disclosed so they can be corrected by issuing a title commitment.
When we receive all of the necessary documents, surveys, termite reports, home warranties, and anything else needed to close, and the lender has received a clear to close, we coordinate with all parties to schedule a closing.
At closing, we execute all of the closing documents, disburse the funds, send the loan documents to the lender, and record the documents (Deeds/Deeds of Trust). Once the documents are recorded, we issue the title policies to the buyer and lender, ensuring a free and clear title.
Real Estate is a significant investment, and Stewart Title is here to help you through the process.
Our Core Values:
Winning Approach
We hustle to make big things happen for our clients and partners.
Customer Oriented
We work to ensure our customer have a memorable experience.
Accountable
We deliver on our promise and own the outcomes.
Honest and Courageous
We stand up for what’s right and stay open to new ideas.
Team Focus
We foster growth.
Who We Help:
• Real Estate Agent/ Brokers
• Title Agents
• Real Estate Lenders & Services
• Home Buyers & Sellers
• Relocation Professionals
• Commercial Agent/ Brokers
• Capital Markets
Investors
• Real Estate Investors
• Home Builders & Developers
• International Transactions
Carolyn Faoliu, Linda Rankin, Laura Ross, Aless Pena
3 DAILY MINDSET SHIFTS
Debbie
Brower, Realtor®
Believe You Deserve It: Homeownership is within reach! Shift your mindset to believe that you can achieve your dream home. Whether it is a starter home or your forever home, you deserve to make it happen.
Focus on Progress, Not Perfection: The journey to homeownership is not always linear, but every step forward counts. Celebrate the small wins and stay focused on your goal — it is closer than you think.
Visualize Your Future: Picture your dream home. How will it feel to move in? What is your life going to look like? Keep that vision front and center to stay motivated through the process.
Are you ready to make this your homeownership summer? Start by shifting your mindset! I am here to help you every step of the way!
A little about me
Hey there, it's Debbie! I love waking up every day and doing what I love: assisting people in buying and selling their homes and making dreams come true. I also know it's essential for you to understand what you can expect from me as your Realtor.
Think of me as part matchmaker (to homes - not people!), cheerleader, coach, therapist, motivator, and organizer.
More importantly, know I am a complete professional, hunter, go-getter, mentor, educator, and friend. You deserve to work with someone who cares about helping you achieve your real estate goals and doing it correctly!
When I'm not helping people buy or sell their home you'll find me...
Having dinner with my hubby, Mike, at one of our city’s excellent restaurants, playing with my eight rescue dogs, connecting with my friends, and traveling with family and friends.
Suzie TK SnippeTS
By: Suzie Tyler
Memorial Day
Memorial Day, originally known as Decoration Day, began in 1868. It is a day of solemn remembrance for everyone who has died serving in the American armed forces from the Civil War until now and is observed on the last Monday of May. I have always been fascinated by the folding of the flag covering the casket of a veteran at the graveside. Learning that each 13-fold has a special meaning makes it even more impressive.
The 1st Fold of the flag is a symbol of life.
The 2nd Fold is a symbol of the belief in eternal life.
The 3rd Fold honors and remembers veterans who have left the ranks and given a portion of their lives to defend their country and attain peace worldwide.
The 4th Fold represents the weaker nature, for as American citizens who trust in God, we turn to Him for His divine guidance in times of peace and war.
The 5th Fold is a tribute to the country, for in Stephen Decatur’s words, “Our Country, in dealing with other countries, may she always be right; but it is still our country, right or wrong.”
The 6th Fold is for where people’s hearts lie. They pledge allegiance to the USA, one Nation under God, indivisible, with Liberty and Justice for all.
The 7th Fold is a tribute to its Armed Forces, for it is through the Armed Forces that they protect their country and flag against all her foreign or domestic enemies.
The 8th Fold is a tribute to the ones who entered the valley of the shadow of death so that we might see the light of day.
The 9th Fold is a tribute to womanhood and Mothers, for their faith, love, loyalty, and devotion molded the character of the men and women who made this country great.
The 10th Fold is a tribute to the father, who has sacrificed his sons and daughters for our country’s defense.
The 11th Fold represents the lower portion of King David and King Solomon’s seals and glorifies the God of Abraham, Isaac, and Jacob in the Hebrews’ eyes.
The 12th Fold represents an emblem of eternity and glorifies God the Father, the Son, and the Holy Spirit in the Christian’s eyes.
With the completion of The 13th Fold, the stars are uppermost, reminding the soldier of the Nation’s motto, ‘In God We Trust.’
After the flag is completely folded and tucked in, it takes on the appearance of a cocked hat, ever reminding us of the soldiers who served in the Armed Forces of the United States, preserving the rights, privileges, and freedoms we enjoy today. It is a symbol of Liberty and Freedom.
Remember our Veterans on May 26!
Remember our Mothers on May 11!
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STRINGER WEALTH MANAGEMENT
RAYMOND JAMES FINANCIAL
PUTTING MORE LIFE INTO THE 10-YEAR RULE
RETIREMENT & LONGEVITY
Non-eligible designated beneficiaries have 10 years to draw down inherited qualified retirement accounts; here, we explore ways to extend the life of that wealth.
With the recent finalization of the 10-year rule for IRAs, introduced by the SECURE Act, beneficiaries of qualified retirement accounts now need to think more strategically about what they’re inheriting.
“Historically, the strategy was simple: owners would put as much money as they could into qualified accounts, because beneficiaries could then roll those funds into inherited IRAs and take distributions over their life expectancies,” says Jim Kidney, CPWA®, who supervises the financial planning consulting practice at Raymond James. “Then the SECURE Act comes along, and what could’ve been payments over multiple decades is now payments over one.”
The rule requires that non-eligible beneficiaries –broadly, non-spousal beneficiaries of an account – deplete the funds inherited from a qualified account within 10 years of the owner’s passing.
But even with the addition of a countdown clock, there are ways for beneficiaries to make the most of the time they have.
The rules of the rule
As we covered in another recent article on the 10-year rule, it applies differently to different beneficiaries. There are two overall categories: eligible designated beneficiaries and non-eligible designated beneficiaries. For the eligible set, the rule doesn’t actually change much. Most can still open an inherited IRA and elect to take distributions over their life expectancies, with children being eligible until they reach 21, at which point the 10-year rule kicks in.
For non-eligible heirs, however, the 10-year rule is universal, but the way in which distributions can or must be taken differs.
If an account owner passes away before reaching their required beginning date, the day they must take their first RMD, a beneficiary has more distribution flexibility. They can elect consistent or graduated distributions over all or some of the 10 years. Or, they can take a lump sum in the 10th year.
In cases where an account owner has already taken one or more RMDs before death, the beneficiary must also take RMDs. They can elect to take more than the minimum, but the RMD must be taken each year.
There’s also the most clear-cut option: An heir could opt to take a lump-sum payment in lieu of opening an inherited IRA with the funds. For substantial accounts, however, this would generate a significant tax bill and is generally to be avoided.
Planning, Jim says, is now a critical factor for beneficiaries. “Things have gotten much more complex. It’s really important for all the parties involved to be aware of the requirements and to have strategic discussions that include professional advisors.”
To maximize, start by minimizing
Jim also emphasizes the outsized role taxes play in these situations.
There are some steps account owners can take pre-emptively to benefit their heirs, like converting a traditional IRA to a Roth account and paying taxes up front so beneficiaries can inherit the account tax-free, if certain criteria are met. But once a qualified account changes hands, strategic timing becomes key.
Beneficiaries are often in their prime earning years
and sitting in the attendant higher tax brackets, so taking larger distributions or a lump-sum could launch them into an even higher one.
If a beneficiary’s tax picture is unlikely to change much in the coming years, one option would be for them to take distributions proportionally over the 10-year window – in the first year, take one-tenth, then one-ninth, then one-eighth, etc.
Those closer to retirement might consider taking the minimum distribution or, if it’s an option, taking nothing while they’re still working, and then once they retire, begin taking distributions or begin taking larger ones.
Tasty Donuts
Whatever the strategy, having one is now an important part of the conversation. And having conversations, Jim says, especially those between account owners and their beneficiaries, is crucial.
chairs have been rearranged to a degree, so it’s important to take the time to think about what you want for your heirs and plan accordingly.”
One area where he recommends extra deliberation is who an account owner names as their beneficiary in the first place.
People typically name a spouse or significant other. In the case of a large IRA, a more strategic approach would be to split things up, leaving 80% to a spouse and 20% to children, for example. The spouse could then name the children as their beneficiaries and potentially extend the account’s life across two 10-year clocks.
A potential beneficiary’s tax position is also important. For example, if an account owner has heirs in different tax brackets, those in the lower bracket might be better candidates to inherit a large IRA.
“The worst thing you can do here is ignore it,” Jim says. “It’s important as an owner and as a beneficiary to consider this as part of your overall finances and to have a plan.”
Saving it forward
Today’s beneficiaries are tomorrow’s benefactors. And what they’re learning about the process of inheriting an asset like this now, can be used to help set their own heirs up for success.
“It’s about being more mindful of what you’ll be passing along,” Jim says. “The
This material is being provided for information purposes only and is not a complete description, nor is it a recommendation. Raymond James does not provide tax or legal advice. Please discuss these matters with the appropriate professional. Withdrawals from tax-deferred accounts may be subject to income taxes, and prior to age 59.5 a 10% federal penalty tax may apply.
Converting a traditional IRA into a Roth IRA may involve additional taxation. When converted to a Roth, you pay federal income taxes on the converted amount, but no further taxes in the future. Unless certain criteria are met, Roth IRA owners must be 59½ or older and have held the IRA for five years before tax-free withdrawals are permitted. Each converted amount is subject to its own five-year holding period, unless the owner is 59.5 or older.
© 2023 Raymond James Financial, Inc. All rights reserved.
Raymond James & Associates, Inc., member New York Stock Exchange / SIPC, and Raymond James Financial Services, Inc., member FINRA / SIPC, are subsidiaries of Raymond James Financial, Inc.
Raymond James® and Raymond James Financial® are registered trademarks of Raymond James Financial, Inc.
Fish Tales with Mike Brower
Every year, we hear tragic stories of individuals who fall overboard and drown. It’s heartbreaking to think that, in many cases, a lifejacket was available, yet it wasn’t worn when needed most, leading to devastating consequences. There’s a critical rule in fishing derbies: all participants must wear lifejackets whenever the outboard motor is running, regardless of speed. This simple precaution can be the difference between life and death.
I’ve fallen overboard while fishing several times, and I can assure you that if you’re wearing a lifejacket, you can easily climb back into the boat without panic or danger; however, if you’re thrown overboard—even at low speeds—the risk skyrockets. The boat could easily run you over or circle back, greatly increasing the likelihood of injury or drowning. Let’s prioritize safety and always wear lifejackets while on the water. It could save your life or the life of someone you love.
Since I was 11, I have spent countless hours on the water, and in all that time, I have never heard of anyone drowning while wearing a lifejacket. However, I have known several individuals who tragically drowned because they chose not to wear one. It’s crucial to understand that having lifejackets stowed away in a box isn’t sufficient if you find yourself on a sinking boat; they must be easily accessible in emergencies. I get it—wearing a bright orange lifejacket might not feel stylish, and they may not seem ideal for lakes, but let’s prioritize safety over aesthetics. The good news is that plenty of stylish jackets are available that don’t sacrifice safety for looks. Make the responsible choice and wear a life jacket while boating; it could save your life!
May 11, 2025
Finally, all small children must wear a lifejacket from the moment they step into the boat until they safely exit. The minor inconvenience of wearing a lifejacket pales in comparison to the devastating alternative of drowning. Prioritizing safety is a responsibility we cannot afford to overlook. Sunday Services, 10 am | PASTOR MICAH HARP
May EVENTS IN TEXARKANA,
USA
Join us for Music & Moves on May 1st led by local educator Kay Shirley! This class is designed for young children and blends playful movement with rhythms and music. It’s perfect for little learners to sing, dance and explore. Parents or guardians must stay for the duration of the class, but do not need to register. You only need one ticket per child. NOTE: These classes are now being held at TRAHC’s second location at 518 Pine St.
Rent, based on Puccini’s La Bohème, follows a year in the lives of artistic friends in Manhattan’s East Village. May 2, 3, 4, 9, 10, & 11 Friday & Saturdays at 7:30pm and Sundays at 2pm @ Stillwell Theater
The exhibit, “Scott Joplin’s Texarkana!” of paintings by artist Henry Fort II will take place May 3rd-9th at The Gallery at 1894, 105 Olive St, in Texarkana.
The newest artwork, “Treemonisha - Texarkana, 1866” will be on auction, with bids accepted through to end of the month.
Bill
903-748-3186 Tracy
Jan
903-277-5771
John Trubia Realtor 817-701-8402 Now Servicing the Dallas Fort
903-733-3949
NOW LEASING
903-748-2477
AVAILABLE NOW! Newly built gorgeous townhomes.
• Located at 3427-3478 Brooke Place Texarkana, TX (Pleasant Grove ISD), at the end of a cul-de-sac, off Richmond Road.
• Pick from a three bedroom, two and a half baths unit or two bedroom, two and a half bath unit.
• Each unit features stainless steel appliances, granite counter tops, open floor concept, breakfast bar, laundry room, vinyl plank flooring, and attached one car garage. Pets welcome 35lbs or less.
• Walk to Ironwood for Happy Hour and a nice dinner, or Amigo Juan’s for a Margarita! Only 5 minutes to Christus St. Michael Hospital. Only 5 minutes to Texas A&M Texarkana Campus & 8 minutes to Texarkana College.
