From the Publisher...
June is for fathers…
Every June, we come together to honor our fathers, a time to reflect on their invaluable role in our lives. While none of us may have had the “perfect” father, it’s undeniable that most of us share a bond of respect and love with the father figures in our lives. My father wasn’t without his flaws, and perhaps there is no such thing as an ideal father. Yet, he gave me unconditional love and an unwavering respect for my individuality. This June, let’s not just celebrate the perfection we might idealize, but celebrate the authentic relationships we hold dear. The genuine love and respect make all the difference in the world. Join me in recognizing the fathers who have shaped us into who we are today, flaws and all.
I remember countless vacations with my father, where he dove into the water with us, laughing and enjoying every moment. Those joyful times were precious because, in truth, we rarely had him around otherwise. He dedicated himself tirelessly to work, providing us with a comfortable life. Yet, I often find myself wishing we could have shared more of those moments together. He had his flaws and faced tough days, just like everyone else. But isn’t it true that we all cherish the memories of joy amidst the demands of life? That’s what makes those vacation moments with him unforgettable.
He passed away many years ago, and his absence leaves a profound void in my life. I vividly recall the last time I saw him—those heartfelt words, “I love you,” echoed in my mind like a cherished melody. That moment is a rare treasure; it was perhaps the only time he openly expressed those feelings. When we parted ways, a deep sense of knowing settled in my heart: I would likely never have the chance to see him again. His love and memory inspire me daily to cherish every moment with my loved ones, reminding me of the power of the connections we hold dear.
Being a father transcends mere biology; it encompasses love, commitment, and unwavering support. My husband embodies these qualities. He has been an extraordinary father to my children, navigating them through difficult times and uplifting them during their best moments. His dedication and strength make him the best as a father and husband. Our family wholeheartedly cherishes and embraces him; we will always keep him in our hearts!
Cherish your time with your father and take every opportunity to express your love for him. Life is unpredictable, and you may not have as much time together as you’d like. Don’t wait—show him how much he means to you while you still can.
May God bless you and yours…
GREAT FATHERS GREAT ENTREPRENEURS
THE STORY OF JAKE BOYD, BRANDON GRAY, & THE BIRTH OF SOUTHERN COMFORT SHUTTLE
Article by: Michelle Horton
Jake Boyd and Brandon Gray have proven that you can be both a great father and a great entrepreneur. These two men invest in their children, their families, their careers, and now, their business.
Jake Boyd was born in Denison, Texas, and raised just across the Red River in Durant, Oklahoma. He graduated from Durant High School and attended Southeastern Oklahoma State University, earning a Bachelor of Arts in Criminal Justice. “During my childhood, I was active in football, basketball, and baseball. I have one sibling, a sister. I also hold a master’s degree in criminal justice,” Jake says. “I met my wife at Durant High School; she was a cheerleader, and I was a jock, embodying a classic first love story. We’ve been married for 12 years but have been together for 20 years.”
Today, Jake and his wife have two beautiful daughters: Dallas Layn Boyd, ten years old, and Drue Love Boyd, eight years old. Dallas is a Texas State Champion Gymnast, and Drue is a tumbling beauty queen. Looking back at the first time Jake became a father, he says, “Becoming a father has been the most rewarding experience of my life. Bringing a new life into the world and falling in love with my child almost instantly is a feeling beyond words. My precious little ones represent everything that is beautiful and pure, and I would do anything to protect and care for them. Every day, I strive to be a loving and responsible father, hoping they will continue to be the light of my life as they grow and discover the world around them.”
Jake’s father was somewhat present in his life growing up, but his stepfather played an active role. “My stepfather passed down many admirable qualities, including leadership, integrity, and wisdom. He instilled in me essential values, teaching me what it means to be a man, to embrace humility, and to never forget where I came from,” Jake says.
Speaking of essential values, Jake firmly believes in fully engaging in your children’s lives, as a father’s love and support play a vital role in their development. Jakes encourages fathers to demonstrate unconditional love and prioritize God in their family life. “Teach them the significance of loving and respecting others. By embodying these values, you’ll help nurture compassionate
and resilient individuals who appreciate the importance of faith and love. Encourage them and set a positive example for them to follow. Maintain open communication and remind them that life will present many trials and tribulations. Still, these experiences will shape their character and help them grow into who they are meant to be,” Jake says. “Lastly, strive to be a good father and a good person. Each day, wake up and thank God for your blessings, and commit to being better today than you were yesterday.”
Brandon Gray moved to New Boston, Texas, when he was ten years old. His father worked for the prison system and was promoted to major in the Telford unit in 1999. “We actually lived on the prison farm in New Boston and had a ton of land and ponds to fish. I had two little brothers with me in New Boston, and we would ride four-wheelers and bikes and play out in the yard. I also have two sisters who lived with my mom growing up. I have always loved sports and played baseball since I was five. Once I got into middle school, I played football, ran track, and played baseball. I attended New Boston High School, where I graduated in 2007, and lettered in baseball, football, track, and golf. I also met my wife, Courtney, in high school! We started dating in 2005 and have been together ever since. We celebrate 15 years of marriage now,” Brandon says.
When it came to Brandon’s father, he was military and very tough, but he taught Brandon a lot about manners and respect. He even passed on a love for fishing and sports to Brandon. “My father always would build me up and make me feel like I was the best person on the planet! Unfortunately, he passed in November 2023 and is very missed!” Brandon says.
Today, Brandon has three beautiful children: Landon Gray (14), Jaxon Gray (10), and Anna Claire (8). Landon attends Pleasant Grove Middle School and is in the eighth grade. He plays football, throws the shotput in track, and plays the trumpet in the middle school band. Jaxon is in fourth grade at Pleasant Grove Intermediate School and plays travel baseball for the Border City Backs. He also plays league baseball here in Texarkana and plays basketball and football for PGYS. Anna Claire is in the second grade at Pleasant Grove Elementary School. She dances at BC Dance and cheers at Twin City Cheer & Gymnastics.
“I had my first son when I was 22, and it was a very overwhelming yet rewarding experience. I had no idea how to be a father, but I knew I loved him and wanted the best for him! I have always prided myself on being an active father in my kids’ lives, and I try always to make sure they know Dad will be there and that they are loved!” Brandon says.
Brandon’s advice for younger fathers includes always being present. He says, “Kids typically won’t remember gifts and money, but they will remember all the times you showed up and were there for them!”
These two great fathers would soon become great entrepreneurs. In 2018, the two fathers met after becoming friends while coaching their kids’ tee ball team. “The idea for our business emerged around 2021 when we frequently utilized a local party bus company. We loved the concept, and when we learned the company was for sale, we were both eager to pursue ownership. However, the price was beyond our budget at the time. Fast forward to 2024, and a new opportunity presented itself. We recognized that Texarkana needed a party bus, and we were determined to be the ones to bring it to town,” Jake says.
The idea was born, and the two purchased a bus; however, the business needed a name. “Interestingly, the name of our business was conceived on our way home from purchasing the bus in San Antonio, Texas,” Brandon says. “During the seven-hour drive back in a snowstorm, dealing with a single headlight and failing windshield wipers, we began brainstorming names. Our Southern roots influenced our decision, and we wanted it to reflect a fun and comfortable transportation experience for everyone.”
Southern Comfort Shuttle was born, and it does not disappoint in terms of comfort. It has plush leather and upholstered seats with ample space for large groups. Its convertible seating arrangement allows for maximized socialization. The shuttle has a high-quality sound system to which you can Bluetooth your favorite jams, a flat-screen television, ambient LED lights, strobe and disco lights, and accent lights to set the perfect party mood.
There is a dance floor to move and groove on, a cooler to store drinks, and plenty of wi-fi access. These amenities make the Southern Comfort Shuttle ideal for various events, allowing passengers to enjoy a lively and engaging experience while traveling to their destination. “Our bus is available for various purposes and events, making it a versatile choice for group transportation. All ages are welcome. Some popular uses would be for weddings, Prom and high school events, birthday parties, concerts and festivals, bar hopping, bachelor and bachelorette parties, family reunions and
sporting events,” Jake says. “There is no set distance that we are unwilling to take our passengers. The most common areas in the four states are Dallas, Texas, Shreveport, Louisiana, Hochatown, Oklahoma, Little Rock, Arkansas, Hot Springs, Arkansas, and other surrounding areas.”
If you want to book the Southern Comfort Shuttle, you can find them on their Facebook page or contact them by phone for reservations.
“The main goal of Southern Comfort Shuttle is to offer you and your group a fun and enjoyable transportation experience. We prioritize you arriving at your destination safely, allowing you to fully enjoy your time without the stress of driving, especially after indulging in drinks. We aim to provide a worry-free service that lets you focus on making great memories while we take care of your transportation needs. Overall, Southern Comfort Shuttle is dedicated to providing an exceptional transportation experience that promotes safety, comfort, and enjoyment. We’re here to ensure that your journey is just as memorable as your destination!” Brandon says.
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• 60% of children struggling with school have undiagnosed vision problems.
• All children should have a comprehensive eye examination by their Optometrist at age 3, before starting kindergarten, and every year they are in school.
• At Family Eye Care Clinic, children do not need to know their letters or make difficult choices.
Our doctors have the skills and instruments to determine a precise glasses prescription and assess the eye health without a child’s verbal response.
Terry Foster
Randal Cox
Adam Cox
Michael Cade
MATTHEW COX
Matthew Cox was born in Houston, Texas, in 1965 to Chester and Aida Cox. He was raised in Texarkana and graduated from Liberty-Eylau High School in 1983. “I started working in the banking industry first, at State First National Bank, and later at Commercial National Bank, until a local restaurant came up for sale. I decided to invest in Vijitos Grill and Club and it became one of my favorite places and careers to date,” Matthew says. He truly enjoyed getting to know and serve many people over the years, especially when it came to being part of special occasions such as engagements, birthdays, anniversaries, and watching families grow. However, when economical times began to change and one of Matthew’s servers was held at gunpoint in 2004, he believed it was time to part ways with Vijitos. He was also the sole owner of the Bar C in Domino, Texas, but eventually sold the establishment in 2009.
However, Vijitos is where Matthew would meet the love of his life, Michelle. She became a regular customer, hanging out with mutual friends and customers, which led to an introduction of the couple. Today, the couple has been married for 30 years and they have four children. Their first child, Matthew B Cox, Jr, did not survive birth. Matthew says, “Becoming a father was, in the beginning, a true hardship as we learned that our firstborn child was not developing as he should. Around the four-month marker, we learned he was anencephalic. His brain and skull never developed. He was delivered around five months but did not survive the birth due to abnormalities. We gave him my name, Matthew B Cox, Jr, and he is buried in Baby Land at Chapelwood Memorial Garden.”
The next few months brought many challenges to the Cox family after the loss of their firstborn. About six months after their loss, Michelle became pregnant with their first daughter. “This pregnancy also brought a great heaviness as we ended up with a false positive genetics test. I remember the day very well as we sat in front of Dr. Brown, and he gave us the news that our child could have Down Syndrome and recommended further testing. Michelle and I looked at each other, and I knew we wouldn’t do the tests. Instead of putting the baby in danger, we chose to pray about it and trust in God to handle it for us. We had no idea the health of our new baby until I held her in my arms for the first time on December 14, 1996. It was a moment of great joy and even greater relief as I held the most perfect baby for whom we had no name at the time. We finally agreed that, about an hour later, she would be named Courtney,” Matthew says.
Today, Courtney Foster is 28 years old and married to Justin. They have two beautiful daughters: Lyla (10) and Landry (2). Courtney currently works as a hairstylist alongside Michelle at Bello Capelli Salon.
Corey Porche, age 24, is the couple’s middle daughter, married to Shayne. They have a daughter, Cameryn (3), and are expecting the Cox’s first grandson. Corey works as a shift manager and barista at Starbucks in Atlanta, Texas. The Cox’s youngest daughter, Chloe, passed away in 2017 at the age of 13 from a deadly brain tumor. Matthew refers to her as the “most beautiful angel of all.”
“Becoming a father has been challenging, scary, and heartbreaking; yet the most amazing and joyful experience as well! I had a great relationship with my father. He taught me how to be the husband and father I am today. He was committed to his family and provided for us,” Matthew says.
Matthew advises younger fathers to be a good role model that their children can follow. He says, “It is important to demonstrate good ethics in the home through relationships, work, and beliefs. Always take the time to talk to your kids about everything and show up for them no matter how hard it may be. Lastly, tell them you love them every chance you get.”
LANGFORD ROOFING RECOGNIZES THAT A HOUSE IS MORE THAN A HOME. WE ARE THE ROOFING EXPERTS.
GARY DO
Gary Do grew up in Texarkana, Arkansas, as the middle child with an older sister and a younger brother. Family has always been a big part of his life, and he cherished the fact that his cousins lived within walking distance. “We’d meet up almost daily to play outside, ride bikes, and just enjoy being kids. Hanging out with family was a huge part of my childhood,” Gary says.
Gary graduated from Arkansas High School in Texarkana, and he believes those early years helped shape his values, especially the importance of hard work, community, and staying grounded. “I’m incredibly grateful for the journey I’ve been on — from my roots in Texarkana to building a career, a family, and a life grounded in purpose. If there’s one thing I’ve learned, it’s that relationships-with family, with community, with faith—are what truly matter. I’m thankful for the people who’ve poured into me along the way, and I hope to do the same for others, especially the next generation.” Gary says.
Gary reflects upon his father’s desire to have the best for his family. “My father immigrated to the United States from Vietnam after the war, determined to build a better life despite the challenges. Even though he never had the opportunity to graduate from high school himself, he’s raised three college graduates — a true testament to his perseverance, work ethic, and the values he’s instilled in us. His journey has taught me that success isn’t defined by where you start, but by how hard you’re willing to work and the sacrifices you make for those you love. His example continues to shape how I approach life, family, and every opportunity I’m given,” he says.
After graduating from high school, Gary attended the University of Arkansas, where he would again meet the love of his life. “Skye Metcalf-Do and I met in high school band, but reconnected later in college. In the fall of 2005, I was starting my senior year at the University of Arkansas when I found out she was attending school there too. Wanting to reach out and offer any advice, I did what any determined (and slightly old-school) person would do—I looked her up in the campus phone book and called her landline. Yes, an actual landline phone and an actual paper phone book—ancient relics from before smartphones and social media! When I called, she didn’t believe it was me. In fact, she accused me of being a stalker and grilled me with several questions to prove my identity. Thankfully, I passed the quiz. Over the next week, we kept randomly running into each other on campus. One
memorable moment was when someone accidentally bumped into me and knocked some things out of my hands. As I bent down to pick everything up, the person apologized—and it turned out to be Skye! I like to believe that wasn’t just a coincidence—God was making sure our paths crossed again,” Gary says. This month, the couple is celebrating fourteen years of marriage together!
The couple now has one son, Samuel, who is six years old, and they just welcomed their daughter, Sophie. “Samuel is full of energy and curiosity — he loves anything sports-related and spends as much time as he can playing outside. Watching him grow and discover the world in his own way has been a joy. We’re looking forward to seeing him become a big brother and watching our family grow in this new season,” Gary says.
Becoming a father for the first time was everything Gary expected and even better. He says, “People tell you how life-changing it is, but you don’t fully understand it until you experience it yourself. It’s truly the most rewarding job in the world. Watching my child grow, learn, and develop their personality has been an incredible blessing. Fatherhood has given me a deeper sense of purpose and perspective, motivating me daily to be my best version.”
Gary’s advice for young fathers includes, “Be present, not just physically, but emotionally and mentally. Your time, attention, and love mean more than anything money can buy. Don’t wait for the ‘big moments’ to show up; the small, everyday interactions shape your child’s world. Also, give yourself grace. You won’t always get it right, but being consistent, intentional, and loving goes a long way. And finally, never underestimate the power of leading by example — your kids are always watching, and how you treat others, handle challenges, and show up for your family will become part of their foundation.”
ROBBIE HARVEY
Robbie Harvey was born and raised in Shreveport, Louisiana. He has a younger sister and remembers walking to school during the elementary years, riding bikes in the neighborhood, and having friends from all walks of life. Robbie loved music and began playing the guitar after taking lessons for one semester in high school, an instrument he still plays today. He graduated from Woodlawn High School, Home of the Knights, in 1990. One of his favorite childhood memories is when he accepted Jesus as his Lord and Savior at the age of eight.
Robbie had a rocky relationship with his father at times. He says, “He was a good man who introduced me to music and his love of sports. He also taught me to be a shade tree mechanic. His biggest influence on me was his strange sense of humor and love of all people. He was tough on me. He wanted better for me than he had. He showed me how to handle tough times and heartaches. Unfortunately, he passed in February 2022 and I miss him daily.”
Robbie met his wife, Laura, whom he lovingly refers to as his “Isah” (Hebrew for wife), and the two have been married for seven years now. “We met when I was selling cell phones at Century Tel. We became friends and, at one point, coworkers. We have been married since 2017, when Hurricane Harvey hit South Texas. Some would say it was a sign of things to come,” Robbie says.
Today, the couple has a blended family including seven children: Jaren Harvey (27), Micayla Harvey (25), Clara Harvey (22), Ryan Harvey (19), Erica Estrada (29), married to Troy (30), Kelly Cogan (26), and Joseph Cogan (23). The couple also delights in their first granddaughter, Brinley Estrada, who is three years old. “We love having our house full! We enjoy family time when we can all be together!”
Robbie says.
Robbie was 25 years old when his firstborn, Jaren, made his appearance.
“He weighed nine pounds and six ounces. He was
unexpected but wanted. I was overjoyed, nervous, and anxious. I did not have a clue what I had gotten myself into. I don’t think having a baby is ever what you expect it to be,” Robbie says. “Being a father is the most important thing you do in life. Take it seriously and be present for them. Take time off work to attend school programs or any activity they are involved in. Take time to just spend the day with them. Most importantly, make sure you allow the Heavenly Father to guide and lead you in all decisions concerning your children, including disciplining them.”
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Robbie has excellent advice for younger fathers. “Enjoy the small things with your children individually and together. Teach them your hobbies. Embrace them when they run to you with open arms after a long day at work, because one day they will not run to you. Cherish moments when they want to hang out with you. Always make yourself present for them. Pray for them, teach them about Jesus, and take them to church,” Robbie says. 502 EAST STREET |
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DAVID HORTON
David Horton was born and raised in Texarkana. He grew up with three siblings: two older sisters and one younger brother. “I loved to ride my bike through our neighborhood as a child. I mowed yards in the neighborhood to make spending money and also worked summers at my father’s small business repairing bicycles and lawnmowers. I discovered I did not enjoy working on bikes but loved making a small engine run,” David says.
David graduated from Texas High School in 1973 and within six months, married the love of his life, Teresa Horton. “We met during my senior year of high school and have been married for 51 years. We still deeply love and care for each other all these years.”
David immediately went to work full-time at his father’s business, Ace Cycle Supply, located on Spruce Street in Texarkana. David began at a young age in his father’s company. He says, “I remember being ten years old and watching Dad, trying to learn everything. When he worked on a small engine, he set it on a table, and I was not tall enough to see everything. He would scoot a stool up, and I would watch and try to soak in everything I could. As I got older, he allowed me to turn bolts, and in my last year of high school, I was able to go to school half a day and work half a day. It was natural for me to begin working there full-time after graduating from high school,” David says.
After working there for five years, David joined the Texarkana Texas Fire Department as an entry-level firefighter and paramedic. He continued to work 30 hours a week at Ace Cycle Supply next to his father.
“My father, David Winston Horton, only had an eighthgrade education, but always had good advice and wisdom to share with me. He taught me to work hard, take care of my family, always put back money for savings, and to be prepared for whatever we may face in the future,” David says.
David would put those values learned from his father in place when he became a father to the couple’s son, Kevin Horton. “The day I held my son in my arms for the first time is the most joyful day I can remember. It’s hard to describe
how great it felt to be a father. I made mistakes along the way and was not always the best example I wanted to be, but we could not ask for a better person than our son Kevin,” David says. David would work hard, becoming a captain in the Fire Department before retiring after 25 years of service.
Retirement did not last long, as the father-son duo purchased Small Engine Specialist of Texarkana in 2006. David and Kevin worked tirelessly to grow the business, adding many new lines and parts that are still carried today.
“Our only child, Kevin, is now 43 years old. I could not be more proud of him. He and his wife, Michelle, now own Small Engine Specialist of Texarkana. When we started working together almost 20 years ago, he had many questions and quickly learned the business. Within a year or less, he had advanced to where I had to ask him for help with the newer model mowers,” David says.
David and Teresa also have two grandchildren, Summer (24) and CJ (21), and five greatgrandchildren.
David’s advice for younger fathers includes: Always put God first and put your family as your next highest priority. Work hard and pay your bills on time.
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SHAWN JONES
Shawn Jones grew up in Newport, Arkansas, and experienced a wonderful childhood with his parents, Tommy and Sue Jones, and his two brothers, Scott and Brian. His hobbies were similar to those of anyone who grew up in the Arkansas Delta: hunting, fishing, and playing sports. After graduating from Newport High School in 1993, Shawn began his college journey at Arkansas State. For his sophomore year, he transferred to the University of Central Arkansas (UCA) in Conway, Arkansas, where he met the love of his life. “I walked into the local Missionary Baptist Student Fellowship at UCA, and there was Courtney. She was the first person I met as she gave me my name tag. We have been married since 1998!” Shawn says.
When it comes to the relationship between Shawn and his father, everyone insists that Shawn is very similar to Tommy, not only in appearance but also in mannerisms. “My dad was born in 1951 and grew up on a farm around Oil Trough, Arkansas. He had a hard childhood, but not a bad one. He was very personable and quick with a joke. Everyone around town knew my dad! However, as with most men growing up on a farm, he could also be stern. He was a hard worker and loved my mom unconditionally. He and my mother raised us in church and gave us a good life. We didn’t come from money; we were middle class at best, but he did his best to provide for his family. He expected a lot from us boys, but we knew we were loved. Unfortunately, my dad was diagnosed with cancer when he was 49 years old and passed away when he was just 51 years old,” Shawn says.
Shawn was just 27 years old at the time of his father’s passing, and shortly after, he would learn that his own family was growing. “Becoming a dad was bittersweet for me. I found out I was going to be a dad the week after my dad passed away. I stayed in Newport, Arkansas, with my mom the week after his funeral to help her with the next steps of her life. When I came home to Conway that next week, Courtney met me at the door with two positive pregnancy tests! I was going to be a dad! It was one of the most exciting moments of my life, but also one of the most heartbreaking. I could not call my dad to tell him the good news,” Shawn says. “I love nothing more than being the father to two of the most wonderful blessings God could give me! Is fatherhood what I expected? No, it is so much more! Life isn’t perfect; there are hard times, issues, and problems, but my love for my kids is more than I could have ever expected. By the grace of God, I have stumbled my way through this journey, and I’m a better man because of my kids.”
Today, Shawn and Courtney have two children: Clayton Jones (22) and Adyson Jones (16). Clayton
just graduated from Oklahoma City University with a Bachelor of Fine Arts in Acting and a minor in Directing. Shawn says, “Clay is one of the most talented people I know. He acts, sings, plays multiple instruments, and is one of the most likable people you will ever meet.”
Adyson will be a senior in the fall at Pleasant Grove High School. She is now a four-year member of the Showstoppers and serves as the Social Officer President. Adyson is also active in her teen group at Northern Hills Baptist Church, where she is on the leadership team and sings for the teen band. “She is smart, quick-witted, and has a heart of gold!” Shawn says.
Shawn wishes to encourage young fathers by saying, “It is ok to ask for help because you do not have all the answers. You will need help! Also, you will inevitably mess up along the way, which is fine. Pray without ceasing because you and your family need God. Always be there for your kids.”
Shawn recognizes that every moment will not be enjoyable, but he wishes for young fathers to cherish every moment because life is fleeting. Before you know it, your kids will be gone and living their own lives.
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BO MORRIS
Bo Morris, a single child, traveled quite a bit during childhood. His father spent 20 years in the United States Air Force, which meant many adventures for the family. Bo was born at Barksdale Air Force Base in Bossier City, Louisiana. He lived in Ramstein, Germany, just before moving to Texarkana. Graduating from Pleasant Grove High School in 1997, it became his eighth school to attend during his childhood. Although he had no siblings growing up, his parents remarried, and he now has two step-brothers and two stepsisters.
Bo has a deep love for baseball. “I am a baseball fanatic!! I started umpiring when I realized I wouldn’t go far as a player. I spent five wonderful years going through the ranks as a Minor League Umpire. Due to being an ‘Army brat’ and the world of baseball, I’ve had the fortunate experience of traveling and seeing the world,” Bo says.
Bo married his wife, Tiffany, in 2013. The couple met through mutual friends long before they were married. Bo says, “Life had taken us both down different paths initially. However, the good Lord found it fit for our paths to cross again, and now she can’t get rid of me! When I met my wife, she had a threeyear-old little girl. She turned four the year we married, so I was thrust into the step-dad role, which, thankfully, I learned how to navigate from my step-dad. I always said if she and I could have half the relationship he and I had, I would be doing okay. In 2014, Tiffany and I had a daughter together. Now, both of my children have quite a few grandparents since my wife and I are both from blended families. However, they all put personal feelings aside, come to every function, and support us and my kids like grandparents should! We are very fortunate to have the ‘village’ that we do,” Bo says.
Kynlee is almost 18 and graduated eighth in her class at Texas High School this past month. She is attending Southern Arkansas University in Magnolia, Arkansas, this fall. She has danced for ten years, serves in the family’s church through the children’s ministry, and on the worship team. She even had the courage to participate in a local pageant and win the Miss Northeast Texas title.
Karlynn is 10 and in the fourth grade at Morris Elementary School. She also dances, and although she is the caboose of the family, she takes the role of “conductor” very seriously. Karlynn is funny, has a big heart, and loves Jesus.
“I always thought I’d be the dad in the bleachers, rooting for my kids in whatever sport they were interested in. But I’m a dance dad, and most recently, a pageant dad. But I never miss a recital. Always there waiting for them with a smile, a hug, and flowers. And I wouldn’t want it any other way,” Bo says.
When reflecting on his fatherly influence, Bo remarks, “I am fortunate to have a ‘father’ and a ‘dad.’ Growing up, my father was always my coach, no matter what sport I played that time of year. Being in the military, it was always about the betterment of the team. He instilled in us that we are only as strong as our weakest link. And also, if you are on time, you’re late! After my parents divorced, both remarried fantastic people. My ‘dad’ is my step-dad. He’s been in my life for over 20 years and always treated me like one of his own, even when he needed to get on to me and my two step-brothers. There was never and still is no separation. When I introduce him, I say, ‘These are my parents.’”
Bo encourages younger fathers to continuously love their children and invest in their children’s interests. “Don’t try to live vicariously through your children. Lead by example. Make church, worship, and fellowship a priority,” Bo says. He also encourages fathers to have crucial conversations early so their children will trust them later and not to give them a phone too soon.
RATES, REFI’S AND RESILIENCE: A 25-YEAR RIDE THROUGH THE MORTGAGE MAZE!
When I started in the mortgage industry in 2000, I was a full-time college student by night and a full-time worker by day. Back then, we faxed documents and quoted rates over landlines. The housing market was hot, Y2K had just fizzled, and I thought “underwriting” meant taking notes in class.
Fast-forward a couple of decades, and the mortgage world has shape-shifted through booms and busts. Now, as we stand in 2025, the industry is once again at a crossroads, where interest rates tango with inflation, technology tries to streamline chaos, and buyers and lenders alike ask: Is this normal, or the new normal?
In 2020, with the federal funds rate near zero and rates below three percent, we lenders did all we could to keep up. Pre- and post-COVID found us trying to hold our heads above water to keep up with applications, and in 2023, that came to an almost screeching halt. By 2023, rates were between six and seven percent, which significantly impacted affordability. In “one fell swoop,” half of the potential borrowers had been knocked out of the market. In turn, sellers started holding tight to their low interest rates and became less likely to list a home.
Come 2024, the fed started to ease its foot off the brake. Inflation slowed, and modest rate cuts were made. The end of 2024 saw us in the 6-6.5% range. It’s not horrible, but it’s not quite as exciting as the rates in the 3s we had just a mere four years ago. Now, in 2025, we are still cautiously optimistic. Tariff talk and the global economy have certainly made for a roller coaster of a year for rates already. We have seen rates dip into the 5s and low 6s in the last couple of months, so hope remains on the horizon. Borrowers and lenders are starting to adjust to approval limits. While the interest rate news seems bleak, there has been much progress over the last decade to improve affordability and access to credit.
TO NAME A FEW:
DOWN PAYMENT OPTIONS
Fannie and Freddie programs, such as HomeReady and HomePossible, allow borrowers to get into a home for as little as 3% down in some circumstances. In addition, there are many down payment and closing cost assistance programs, especially for first-time home buyers.
CREDIT SCORING HAS CHANGED
Medical collections no longer affect credit and trended credit data, which gives borrowers credit for good habits over time.
DIGITIZATION
Digitization has sped up the process of verifying income, underwriting, signing mortgage documents, and providing documentation for a mortgage loan, often allowing for a less than 30-day closing.
ALLOWABLE INCOME DOCUMENTATION
Bank statement programs, asset depletion options, and non-QM (non-qualified mortgage) programs give borrowers with unconventional income streams more options.
CONFORMING LOAN LIMITS HAVE INCREASED
Both Fannie Mae and Freddie Mac, as well as FHA and VA, have increased loan limits to well over the 417,000 limit they had been for years prior.
INTEREST RATE BUYDOWNS
These programs allow the seller or lender to pay points to reduce the buyer’s interest rate temporarily, making monthly payments more manageable in the early years of the loan.
In 25 years of mortgage lending, I have not quite seen a swing such as the one over the last four years. We are certainly navigating a different environment than in 2000, with more competition and better technology. It has been a hard adjustment for many, but those of us who have survived in the mortgage industry for the last 25 years know that “this too shall pass.”
Nicole Raley
Honest
Team
We
Carolyn Faoliu, Linda Rankin, Laura Ross, Aless Pena
TOP LAWYERS 2025
Ever been in need of a lawyer and not sure where to start looking? We want to help!
Texarkana’s 2025 Top Lawyers will be nominated by you, our readers! Prior to voting, we will confirm that each lawyer is in good standing with the local bar association. The objective is to create a credible, comprehensive, and diverse listing of outstanding lawyers that can be used as a resource for those searching for legal counsel.
Now is your chance to tell us who you think should be Texarkana’s Top Lawyer by category, Top Distinguished Lawyer, Top Young Lawyer, and Top Lawyer overall!
Nominate June 1-30, 2025 Vote August 1-31, 2025
Celebrate!
November 1, 2025
Nominations:
Lawyers can be nominated by anyone but themselves. Nominations will be taken from June 1-30, 2025. Winners will be announced in the November 2025 ALT Magazine.
Eligibility Check:
Nominees are confirmed to be in good standing with their local Bar Associations.
Nominees will be announced in the August 2025 ALT Magazine. Voting will be from August 1-31, 2025.
• We ask that a lawyer not nominate himself or herself. •
BEGIN NOW!
Administrative / Regulatory Law
Appellate Practice
Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law
Business Organizations (including LLCs and Partnerships)
Commercial Litigation
Criminal Defense: Non White-Collar
Criminal Defense: White-Collar
DUI/DWI Defense
Employment Law
Family Law
Insurance Law
Mediation
Medical Malpractice Law – Defendants
Medical Malpractice Law – Plaintiffs
Personal Injury Litigation – Defendants
Personal Injury Litigation – Plaintiffs
Product Liability Litigation – Defendants
Product Liability Litigation – Plaintiffs
Real Estate Law
Trusts and Estates
Workers’ Compensation Law – Claimants
Workers’ Compensation Law – Employers
Texarkana’s Top Distinguished Lawyer (Lawyers that have been practicing for at least 40 years)
Texarkana’s Top Lawyer
Texarkana’s Top Young Lawyer (Must be under 40 years of age for Top Young Lawyer)
NEW ALT AWARD! Excellence In Healthcare!
Texarkana’s 2025 Excellence In Healthcare will be nominated by you, our readers! This section is a branch of the Reader’s Choice Awards. The healthcare professional categories have been removed and added here.
Now is your chance to tell us who you think should be included in ALT’s first Texarkana’s Excellence in Healthcare Award.
Categories
Mark Your Calendars!
Get ready for the 2026 Reader’s Choice! Mark your calendars to ensure you do not miss the upcoming dates for nominating, voting, and the announcement of winners. The nominations are from you, our readers and community. The top five to seven most nominated in each category will be placed on the voting ballot. Once voting has closed, the winner along with the top two runner-ups will be listed in the magazine.
NOMINATIONS: JULY 1 - 31, 2025
VOTING: OCTOBER 1- 31, 2025
ANNOUNCED: JANUARY 1, 2026
Drug Take Back Initiative Operation Medicine Cabinet
The Texarkana Arkansas Police Department is proud to partner with Texarkana Emergency Center in an effort to remove unused and out of date prescription medicines from your homes.
•It is important to know that law enforcement is only interested in the removal of unused and/or outdated medications from the homes of our citizens.
•It matters not whose name is on the prescription, by whom it was prescribed, where it was prescribed, or where you reside.
•We stress that it makes no difference if you live in Texas or Arkansas.
•We take back all medications, no questions asked. You can remove the label if you desire but it’s not necessary.
•We ask that you do not deposit needles (sharps), inhalers, medication from businesses or clinics, ointments, lotions, liquids, aerosol cans, hydrogen peroxide, or thermometers.
One box has been placed behind the Bi State Justice Building at 100 N. State Line Ave., Texarkana, Arkansas and another outside the Texarkana Emergency Center, 4646 Cowhorn Creek Rd., Texarkana, Texas. These boxes are regularly checked and the contents are immediately packaged for destruction. If you would like to personally drop your medications off to law enforcement, you can at the Miller County Sheriff’s Office on East Street and Bi State Justice Building in Texarkana.
You can learn more about this program by visiting www.artakeback.org or on Facebook by searching Arkansas Take Back or Arkansas Drug take Back.
Suzie TK SnippeTS
By: Suzie Tyler
June is Special
June has the longest day of the year. It is also the month that officially begins summer, and many schools let out for summer vacation.
It is also a popular month for weddings, and all girls seem to want to be “June Brides.”
Through the years, I’ve played for many weddings, small and large, and some have lasted, some have not. I guess the longest marriage is one I played for in Conroe, Texas, in 1973, and they are still married today. The next would be a close friend of Karmyn’s whom she met early in pageants. They just celebrated their 31st anniversary. Some weddings have had crazy happenings, including the bride fainting, the electricity going off, and losing a contact of the soloist in the pedalboard of the organ. The most memorable one was held in Texarkana, Arkansas. It was a very formal event.
The organist played with pomp and circumstance as the large wedding party entered individually.
The men wore Tuxedos with tails, top hats, and carried canes. The attendants entered wearing southern attire with bouquets and Parasols over their shoulders. A miniature bride and groom were dressed identically to the adult bride and groom. They were so cute coming down the aisle together! It was awe-inspiring, unique, and my first. I was fascinated!
I was asked to play for the soloist, Rick Dodd, who was singing a song they had requested. There was no music score available, which is why I was playing, since I played by ear. If you hummed it, I could play it! He did a beautiful job, and neither of us had a bauble!
The bride and groom said, “I do,” sealed the vows with a kiss, and the wedding was complete, as the organist played and each party member departed the sanctuary.
As they came in to take pictures, I stood from the piano to leave, a job well done!
The floors had been polished to a lovely shine for the wedding! As I stepped down from the stage area, my beautiful five-inch heels hit the nearly waxed floor and flew out from under me, and I landed on my “Derrière.” Rick ran over to help me and asked if I was okay. I looked up at him with my sweet smile and said, “Oh, Rick, you sang so beautifully, I fell for you.” He had a difficult time not laughing out loud! I guess you could say it was also my most embarrassing wedding.
Moral of this story: Learn to laugh at yourself and make the most of every situation. It makes life more interesting.
Have a great day and a fantastic summer.
You can follow me, SuzietkWriter, on Instagram, Facebook, Twitter (aka ‘X’), Substack, and my blog, SuzieTKSnippets.
EMBARKING ON AN ENCORE CAREER AS AN ENTREPRENEUR
RETIREMENT & LONGEVITY
Starting a business in retirement.
Working in retirement might seem like a paradox. But it can help to provide a myriad of benefits, a potential cushioning to your savings only be one of them. If you start your own business, you have the flexibility to create your dream job in your second act, one that gives you purpose and fulfillment.
Being an entrepreneur allows you to be the boss, make the rules and set boundaries, so you can still enjoy the retirement you envisioned. This is the opportunity to intertwine your passion with work and spend your time building a business that is all your own.
BENEFITS ABOUND
Naturally, the income stream from working in retirement will help pad your bank account. This will help allow you to take fewer withdrawals and distributions from your retirement savings to pay for living expenses and might help the funds last longer. But that may not sound so attractive if you’re still working for someone else, conforming to their hours and expectations.
The beauty of starting your own business is that you get to determine how small you keep it or big you grow it. You can decide how many clients to take on and exactly what you offer. It’s flexible, yet the structure and commitment can give you built-in purpose.
Studies show having meaningful purpose is important in retirement. After all, many of us not only dedicate our lives to a career but also make our career part of our identity. Running a business would definitely give you that purpose (if it’s an appealing prospect).
While working later in life correlates to improved
cognition, there’s a specific benefit if you’re doing a different kind of job than the one you did when you were younger. When you learn something new, psychologists call it “novelty processing,” which may slow cognitive decline. It stimulates curiosity, motivation, attention and memorization.
According to research by AARP, loneliness is not uncommon in aging adults. By starting your own business – whether you hire other employees or act as a consultant for other organizations – you’ll have a network of connections. It puts you in an environment to build new relationships and have regular interactions.
CONSIDERATIONS IN STARTING YOUR BUSINESS
Many retirees are primed for becoming entrepreneurs and may not even realize it. You may have the financial confidence and personal stability it takes to start business, and the wisdom from the successful career you’ve already had. You can start planning your new venture by drawing inspiration from your experience.
The easiest transition into owning your own business is to do what you know. If you were a marketing executive in your prior career, you can be a marketing consultant for other organizations building or overhauling the department. If you were a CPA, maybe you’ll consider opening a boutique accounting firm that focuses on local business’s taxes.
There might be something you’ve always wanted to try in your career journey, but you couldn’t accept the lower salary or take the time away to learn something new. Think about your hobbies and other interests to guide you. If you love to play
golf or racquetball, maybe you’d enjoy sharing the sport with young people. If you played the piano or saxophone, perhaps you’d like to open a store that sells musical instruments.
This is a time when you can let your passion win out, especially if you’re not reliant on the income like you were during your peak earning years. It’s empowering to feel in total control of your new career, where you get to go all-in on a soul-filling opportunity. Before running off to create a website or print business cards, conduct some market research and be sure your business idea has legs. It can be as formal or informal as you want but you should understand the demand and competition in your market. The Small Business Administration (SBA) is a good place to start. Getting in touch with trade organizations or the regional chamber of commerce will give you a good pulse on the local market as well.
KEEP BALANCE IN MIND
Launching a business is exciting, especially when you’re letting your passions guide you. Remember to keep the balance of entrepreneurship and retirement in check. Don’t let a new business venture get in the way of living out some of the other retirement visions you’ve had.
Tasty Donuts
If there are other aspirations that are important to you, work your business ideas around that. If traveling’s important to you, maybe a virtual business is best. If staying active is a non-negotiable, consider something away from the computer.
Additionally, be mindful of the financial investment you make in your start-up. Don’t throw your retirement planning to the wind and invest your 401(k) to get it started. You don’t want to sacrifice the freedom you worked so hard to gain for all those years.
Retirement is defined differently for different people, and entrepreneurship fits in nicely for some. Think about what expertise you can bring to a business and if it’s in line with your vision for this next chapter of life.
IF YOU’RE CONSIDERING STARTING A BUSINESS IN RETIREMENT:
• Think about what kind of business will be fulfilling and where you can lend expertise.
• Decide where you’ll get the money for start-up costs that won’t sacrifice your hard-earned savings.
• Speak to your advisor about income considerations, potential expenses and your overall retirement goals.
The foregoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Prior to making an investment decision, please consult with your financial advisor about your individual situation.
Fish Tales with Mike Brower
Finding Fish
Fishing in a new lake can be intimidating, leaving you wondering, “Where are all the fish?” But don’t let that fear hold you back. Exploring an unfamiliar body of water is not just a challenge; it’s an exhilarating adventure waiting to unfold. Venturing into these uncharted waters tests your skills and adaptability like never before. The thrill of discovery—will you find catchable fish lurking beneath the surface?—makes this experience so rewarding. Embrace the uncertainty, and get ready for an unforgettable fishing journey!
Here are a couple of ways to make that new water give up a few fish and help establish a decent pattern:
Fishing for bass? Look no further than points! They are an excellent choice for anglers looking to catch a trophy. Start by targeting those shallow areas and gradually work your way deeper using effective techniques such as jigs, crankbaits, or a Carolina rig. Bass are naturally attracted to points because they know that shad congregates there, creating a feeding frenzy you don’t want to miss!
Don’t underestimate shallow channel swings; they can be a goldmine! Focus on creek bends, casting your jigs, crankbaits, or spinner baits 50 feet before to 50 feet after the bend. This approach can lead to a productive day on the water.
Looking for more hotspots? Lily pads and moss beds are bream paradise, and guess what? Bass adore bream! When spring arrives, bass are especially drawn to bream due to the iodine they provide, which is vital for spawning. Spinnerbaits are highly effective here, but don’t forget about jigs—vegetation is also a haven for crawfish, another favorite food for bass.
And here’s a tip that shouldn’t be overlooked: 45-degree banks are goldmines for finding fish! Bass thrive in these areas, using the varying depths to rest and feed effectively. Legendary angler Larry Nixon once highlighted the significance of 45-degree banks in locating fish in highland lakes. Trust me, mastering this technique will enhance your fishing success!
Finding fish is the hardest part of fishing, but with a little information, it can be made easier.
FORGET WHAT YOU KNOW ABOUT CHURCH
June EVENTS IN TEXARKANA, USA
Celebrate the talent of young artists from across our region, June 1-28th in this annual student exhibition. The show features a diverse range of artworks selected by juror Dr. Emily Hood. The Regional Arts Center is open to the public Tuesday through Saturday from 10:00 A.M. to 4:00 P.M. and, like all of TRAHC’s visual art exhibits, is FREE to the public.
Children’s Story Time at Salty Boutique and Books every Thursday at 10:30am. Free event!
Join ceramic artist Chris Thomas for a threepiece ceramic breakfast set! This class will meet Thursday, June 12 from 6-8pm in the Clay Eichler Ceramics Studio (518 Pine Street, Texarkana, TX 75501) at TRAHC’s ArtSpace. During this class, students will create three pieces: a plate, a bowl, and a juice cup. For additional questions, please email marcusz@trahc.org or call 430-455-2871.
June 23-24: Anyone Can Draw: Cartooning - Ages 8-12 @ Pine (9 am to 11 am) Gain confidence in your drawing and doodling by creating readable likenesses of all kinds of subjects, playing with emotions, animals, personification, scenes, and the illusion of movement. Enjoy two days of having fun using your imagination.
What a place to be...waking up in the mornings, overlooking the lake on SW Arkansas best kept secret, Beautiful Lake Erling. Privacy, seclusion, and serenity, all while watching the deer, turkey, and other wildlife in your own back yard. You are steps away from some of the South’s best fishing. These beautiful lots with lake frontage are limited and are beginning to sell quickly. This is a gated subdivision with limited access. Lakefront property is extremely hard to find and availability is very limited on this lake. B.A.S.S. ranked Lake Erling the top 100 lakes in the United States.
