AGM 2025
Friday 11th – Monday
14th April
April 2025 Itinerary.
Friday 11th April
Members arrive during the afternoon. They will be met by a member of the Committee of Trustees and given a name badge etc after booking into the hotel.
Rooms available from 3pm onwards.
19.30. Dinner
Dress: Smart/casual
Saturday 12th April
7.30 onwards. Breakfast
9.30. Registration for AGM
10.00. AGM
12.30-1.30. Lunch
14.00-16.00. Members’ Engagement Session
15.00. Coffee Break
19.00. Drinks reception
19.30. Dinner
Dress: Lounge Suits and equivalent for ladies.
There will be a live band, dancing and a raffle.
Sunday 13th April
7.30 onwards. Breakfast in the hotel restaurant Free Time 19.30. Dinner
Dress: smart/casual.
Saturday 12th April 2025 commencing at 10.00
Mercure Hotel, Winchester
AGENDA
1. Act of Remembrance (members not wishing to participate can join the AGM at 10.10) Padre Wing Commander Ian Brown
2. Chair’s Opening Remarks. Chair
3. President’s Address. The Baroness Fookes DBE, DL
4. Vote of Thanks to the President. Jeannette Strachan
5. Apologies for Absence. Secretary
6. Minutes of the 2024 AGM. Chair
7. Presentation of the Report of the Trustees and the Audited Accounts. Treasurer
8. Confirmation of Independent Examiner. Chair
9. Confirmation of Honorary Independent Advisers. Chair
10. Election of Trustees Motions and Proposals. Chair
Proposal 1 - Change to Voting Process for Trustees
Proposed by. Terry Whittles Seconded by. Sue Raw
Motion 1 - Amend sub-clause 9 iv of the Constitution
Proposed by. Terry Whittles
Seconded by. Sue Raw
11. Vote of Thanks (Trustees and ROs). Viscount Younger of Leckie 12. Chair’s Address. Chair
13. AGM 2026. Chair 14. President’s Closing Address. Baroness Fookes DBL,DL 15. Closing Ceremony. Chair
Members Engagement :
ROs – the Way Forward with Jeannette Strachan
STANDING ORDERS
RELATING TO THE ANNUAL GENERAL MEETING OF THE WAR WIDOWS ASSOCIATION
To be distributed to members prior to the meeting
1. General
1.1. The meeting will be held in four parts: These Standing Orders apply solely to Parts One and Two below.
Part One: Introduction
Part Two: Business Meeting
● Receive the audited accounts;
● Receive Officers’ and Trustees’ reports;
● Announce the results of postal votes for the election of Officers and trustees as required;
● Appoint auditors for the year;
● Consider motions and proposals which have been accepted by the trustees for debate and voting;
Part Three: Members’ Engagement Session
Part Four: Announcements
1.2. The Chair will be the Chair of the Association or a trustee appointed by the Committee of Trustees and will preside over the meeting.
1.3. Whilst chairing the meeting the Chair shall not participate in any debate.
1.4. The Chair will be responsible for good order and ensuring adherence to Standing Orders.
1.5. If a matter arises that is not covered by the Constitution or these Standing Orders the Chair shall rule in the manner s/he feels appropriate, such decision being final.
1.6. Should the Chair feel it necessary to suspend Standing Orders then a simple majority of voting members attending is required.
1.7. The Chair shall have authority to suspend any person from part of the meeting should they disobey the ruling of the Chair, fail to follow Standing Orders or act in a disruptive manner.
1.8. The ruling of the Chair shall be final on any question, unless it is formally challenged immediately after it has been made. If such a challenge is made by at least two thirds of the voting members present the Chair shall be temporarily vacated. It shall then be taken by another Trustee, who shall allow the Chair to speak to the ruling, following which the challenge shall be put to the vote. The result of the challenge shall be binding on the meeting and on the Chair who shall immediately resume the Chair. If the Chair declines to resume the chair, another trustee shall take the chair, or failing that any person elected by the voting members present.
2. Speakers
2.1. Members shall not speak unless called upon by the Chair, when they shall stand (unless prevented by physical disability), give their name and their appointment or region.
2.2. No member shall speak more than once on any motion, proposal or item for consideration other than the original proposer having the right of reply.
2.3. The member speaking shall keep strictly to the matter in hand and not exceed the allotted time set in these Standing Orders or advised by the Chair. Failure to do so will constitute a failure to follow Standing Orders.
2.4. The member shall give way to the Chair when asked to do so.
3. Speaker Timings and Format
3.1. The proposer may speak for a maximum of 5 minutes.
3.2. The seconder and speakers for and against may speak for a maximum of 3 minutes.
3.3. The proposer may, when giving a right of reply, speak for a maximum of 3 minutes.
3.4. Format:
3.4.1. Proposer
3.4.2. Seconder
3.4.3. Speaker For
3.4.4. Speaker Against
3.4.5. Speakers for and against in turn until no speakers remain or the Chair calls a halt to the debate
3.4.6. Right of reply. The right of reply may only address points raised by speakers against and may not raise additional arguments.
3.4.7. Voting.
4. Motions and Proposals
4.1. Motions and proposals submitted before the end of the previous financial year will have been previously published in Courage.
4.2. The Committee of Trustees may:
4.2.1. Reject any motion or proposal that is factually incorrect.
4.2.2. Combine any motions or proposals that address the same issue.
4.2.3. Split a motion or proposal into two or more motions or proposals if it addresses more than one issue (members may wish to support only part of such a motion or proposal).
4.3. Motion or Proposal of Urgency
4.3.1. A motion or proposal of urgency is one that concerns a matter that could not have been known about prior to the end of the previous financial year.
4.3.2. A motion or proposal of urgency must be submitted to the Honorary Secretary no later than 24 hours before the Business Meeting (see Standing Order 1.1) is scheduled to begin.
4.3.3. Should the Committee of Trustees allow the motion or proposal of urgency to be debated members attending will be informed of its addition to the agenda at the start of the Business Meeting.
4.4. Voting
4.4.1. Voting shall be by a show of cards for and against. Abstentions shall not be counted.
4.4.2. Votes to amend Part 1 of the Constitution require a 75% majority to be carried. All other votes shall be decided by simple majority. In the event of a tie, the Chair shall have a casting vote.
4.4.3. The Chair shall declare whether or not a vote has been carried or defeated, the decision being final, though an immediate recount may be taken either at the Chair’s discretion or if requested by at least two thirds of the voting members present.
5. Points of Order
5.1. May be raised by any member attending, must take the form of a question to the Chair and may only be raised concerning the conduct of a procedure or debate currently in progress.
5.2. Take precedence over all other business except that a speaker may not be interrupted.
5.3. The Chair shall announce their decision and there shall be no other discussion or debate.
6. Points of Information
6.1. May be raised by any member attending seeking clarification. The Chair will ask the current speaker if they are prepared to give way to address the point of information.
6.2. Must only be either to offer information or ask information from the speaker.
6.3. May not be raised whilst the speaker is exercising the right of reply.
Proposal for AGM 2025
From: Committee of Trustees
Change to the Procedure for the Election of Trustees
Summary
• To make the initial application form easier to complete and submit for members interested in becoming a trustee.
• To give voting members more information about candidates to help them make decisions on their postal vote.
• To make the postal voting system better reflect the views of the members.
Process
1. 30 November: Completed Application Forms received by Secretary and checked for completeness and conformance to the Constitution. Individual applicants informed of any problems and asked to amend.
2. Mid-December: Continued non-conforming or incomplete applications rejected by Chair and rejected applicants informed. All other applicants informed of arrangements for meeting with current trustees to discuss their applications.
3. January: Meetings with current trustees. Applicants may withdraw at this stage or be rejected by trustees if there is good reason (e.g. unwilling to travel to meetings/events, unwilling to use technology, unwilling to accept corporate responsibility, misunderstanding the role and responsibilities of a trustee). Shortly after, each applicant informed of the result of their meeting including, for any rejected applicants, the reason for the rejection.
4. February: Ballot paper, with short (250 words maximum) CV for each candidate, emailed/mailed to all voting members.
5. Three days prior to the AGM: all ballot papers received and counted.
6. AGM: Results of ballot announced. Trustees may veto the result of the ballot, but only for good reason (e.g. the number of elected Associate/Friend members would exceed 5 or outnumber Full members on the Committee in contravention of the Constitution). Should a veto be applied, the reason(s) will be explained to the AGM immediately following the announcement of the ballot results.
Signed on behalf of the Committee of Trustees
Proposer: Terry Whittles CBE:
Seconder: Sue Raw
Motion 1 to AGM 2025
From: Committee of Trustees
This motion is to amend sub-clause 9 iv of the Constitution and insert a new sub-clause 9 v as detailed in the attached Annex.
Main Purpose
Sub-clause 9 iv currently covers Motions, Proposals and Nominations. Nominations are handled differently to Motions and Proposals and this change clarifies this with the addition of sub-clause 9 v.
There is also a tidying up of some wording to give further clarification.
Signed on behalf of the Committee of Trustees
Proposer: Terry Whittles CBE:
Seconder: Sue Raw:
i. Act of Remembrance
The War Widows Association of Great Britain AGM
Saturday 23rd March 2024 at 10.00
Doubletree by Hilton, Stratford on Avon and online via Zoom
The Padre, Wing Commander Ian Brown, was presented with, and accepted, the Standard, followed by a short Act of Remembrance.
ii. Chairman’s Opening Remarks
The Chair opened the meeting by welcoming everyone and going through housekeeping requirements. (Attachment 1)
iii. President’s Address
The President addressed members by expressing her pleasure at being in Stratford on Avon and thanking the Chair and the Padre. She reminisced about the length of time she had been President and welcomed all the first timers Having a place in the House of Lords gives her the opportunity to plead the WWA case when necessary and that the current fight goes on.
The President went on to speak about her curtailed attendance at Remembrance 2023 and her interaction with HM Queen Camilla. She spoke fondly of the WWA visit to Clarence House to celebrate our 50th Anniversary and the then Prince of Wales’s kindness and caring to members.
iv. Vote of thanks for the President
Chris Dziuba (Trustee) offered Association thanks to the President for all her tireless support, friendship, graciousness, and wise counsel
v. Apologies for Absence
Baroness Watkins
Terry Whittles
Shirley Dodd-Clark
Philip Sillick
Chris Barraclough
vi. Minutes of AGM 2023
Proposed by Debbie Bowles, seconded by Susan Williams and accepted by all present.
vii. Election of Trustees
The Chair confirmed that Richard Steele had duly been elected as Trustee and Treasurer.
viii. Adoption of the Report of the Trustees and the Audited Accounts
The Treasurer proposed the Accounts, which are still in Draft Form. He advised that 1 item had been incorrectly
apportioned but that it does not affect the overall statement. Following questions from the membership he advised that the £30K received from Veterans Foundation is to be spent by December this year on the War Widows Connected Project. Our investments are expected to perform better in 2024 than in 2023.
The discrepancy between expenditure and income was discussed and the Treasurer alluded to our declining beneficiary base. Debbie Bowles advised that, as Vice Chair, she would be looking at future membership with the Treasurer. This issue is a work in progress.
All eligible to vote agreed to adopt the accounts.
ix. Confirmation of Independent Examiner
The Treasurer proposed that MacIntyre Hudson, Chartered Accountants, continue as Independent Examiners. Agreed: 32 votes for, 0 Against (3 online)
x. Confirmation of Honorary Independent Advisers
The Chair announced that Angela Knight, Gordon Hextall and Lynn Verity had all agreed to remain as Independent Advisers.
xi. Motions and Proposals
Motion 1 – Change to Membership Criteria. Proposed by Eileen Kelly-McGregor and seconded by Debbie Bowles. Agreed – 36 for, 0 against (3 online)
Motion 2 – Change to Membership Fee. Proposed by Richard Steele and seconded by Liz Carter. Agreed – 38 for, 1 against (4 online)
xii. Campaign 300 Discussion and Q and A IntroductionandBackgroundtoCampaign300byMoiraKane(Chair)(Attachment2)
The discussion was led by Baroness Garden, with Lord Harlech in attendance, who gave a very supportive introductory speech to members.
Several members affected by the pension issue gave very moving and personal accounts of their own situations, highlighting the unfairness of the criteria set in the application form for the Recognition Payment. Lord Harlech asked to be provided with a copy of the recording of the session that he could take back to the House of Lords for their information. All who gave testimony agreed that the recording could be shared with appropriate staff and indivdiuals.
Lord Harlech offered apologies to individual members and sympathised with all affected. He assured them that he would do all he could to support the campaign.
xiii. Chair’s Leaving Speech (Attachment 3)
xiv.
Formal Handover
The outgoing Chair, Moira Kane, removed the Chain of Office and presented it to Chris Dziuba, incoming Chair.
xv. New Chair’s Address (Attachment 4)
Chris Dziuba than presented Moira Kane with a personal gift of thanks from the Committee of Trustees, and the first ever Vice Chairman’s badge to Debbie Bowles.
xvi. Vote of Thanks
Viscount Younger acknowledged members and gave personal thanks to Moira Kane, and a warm welcome to Chris Dziuba.
He emphasised the importance of the role of Trustees and that their contribution to the Association is voluntary. He asked all present to give thanks to them for their work.
Viscount Younger outlined the duties of Regional Organisers and thanked them very sincerely for all the work that they do.
xvii. AGM 2025
Venue has not yet been confirmed but will be issued to members as soon as a decision is made.
xviii. President’s Closing Address
In view of this very challenging AGM and the members’ accounts of their personal situations, Baroness Fookes acknowledged the great group of VPs that support her in her work and reminded all present that the campaigning began many years ago to remove the unfair tax burden. She pledged to continue fighting unfairness along with her Vice Presidents.
xix. Closing Ceremony
Our Padre, Wing Commander Ian Brown, returned the Standard and the AGM was formally closed at 12.30
Chair Opening Remarks —- AGM 2024
Padre, my Lords, Ladies and Gentlemen,
A very warm welcome to the War Widows Association AGM here in beautiful Stratford Upon Avon. We have some members joining us online so firstly can I check that we have made contact and that everyone can hear me. Please can everyone who is online go onto mute for the entire session. Use your raise hand symbol if you wish to make a comment or you can write in chat. We have 2 Trustees running the virtual AGM so hopefully nothing will be missed. When it comes to voting, those online can do so by pressing their raise hand symbol to agree and those who wish to vote against can do the same when asked.
The AGM will be recorded and once the minutes have been written then the recording will be deleted. The hotel is not running a fire drill this morning so if the fire alarm does go off then we have to evacuate the building as quickly as possible and assemble?
I would now like to introduce our current board of Trustees. Please can all Trustees stand including Co-opted Trustees.
Honorary Secretary, Sue Raw Honorary Treasurer, Richard Steele Events and Chair Elect, Chris Dziuba Vice Chair Elect, Debbie Bowles Governance, Eileen Kelly McGregor Regional Officer Liaison, Liz Carter Contracts and Complaints, David Whimpenny
Our Policies Trustee, Terry Whittles is unable to be with us this week end.
Newly Co-opted Trustee Jeanette Strachan too late to be included in this years voting form so will therefore be included on the voting form in 2025.
Trustees thank you and please sit down.
Now I have great pleasure in asking our President, Baroness Fookes to give her address to the AGM. Baroness Fookes.
AGM 2024 Discussion on Campaign 300
We are now going to have a discussion concerning Campaign 300. There will be opportunity for questions and answers after we have given an outline of the situation so far. Baroness Garden has kindly agreed to Chair this session. As you all know Baroness Garden is herself a military widow and has spoken often on our behalf in the House of Lords.
Background info:
In October 2021 Chris Dziuba and I had the first of many meetings with Helen Helliwell in the Ministry of Defence to discuss reinstatement of the war widows pension for those who had forfeited it on remarriage or cohabitation. Helen repeatedly told us that the Treasury would not sanction this and we should be more creative in what we were asking for.Helen informed us that 380 ladies had forfeited their pension according to Veteran’s UK.
We then entered a series of meetings with other agencies and members of Parliament to discuss the best way forward. We knew from our membership that many of those affected were elderly and we could not procrastinate in getting some sort of solution. Ben Wallace who at the time was the Secretary of State for Defence had written to the Treasury and proposed some kind of ex gratia payment but it had been rejected.
In June 2022 Chris and I met with Dr Julian Lewis MP and together we thrashed out a new proposal which the 3 of us put to Leo Docherty the Under Secretary of State for Defence . The main difference to our proposal was that we’re using the Armed Forces Covenant to back our claim that special dispensation could be had for the bereaved and severely injured.
Minister Docherty was keen to proceed with this idea. We made clear that it was for all war widows who had forfeited their pension. Dr Lewis insisted that it should be at least 10 times the wwpension plus tax. Ie £7000 x 10 plus tax. The Minister told the civil servants to go away and get it done.
After that came a long silence. I kept asking what was happening and were we getting anywhere? We were given no more information. On 16th May 2023 I had a phone call to say that Dr Murrison who was now the Minister for People and Families, would be making an announcement in the Commons the following day. In that statement Dr Murrison said that under the old rules a cohort of bereaved armed forces spouses and partners whose bereavement was attributable to service forfeited their pension on remarriage or cohabitation. The Government are therefore pleased to announce that it is establishing a scheme to make one off payments to members of this group of £87,500 in recognition of their sacrifice.
That appeared to be everything we asked for until we heard that the £87,500 was to be taxed and some would be lucky to receive half of that amount. Thankfully that has been rectified and the sum is now tax free.
We had been told that we would be consulted about the application form. By July when we had heard nothing we produced our own application form and submitted it to the MOD. It was very simple, name, address, deceased husbands name and number, when you received the war widows pension and when you stopped receiving it.
We were asked not to distribute that to members as they were still working on their own form. In October I was at a meeting at Veteran’s UK and was told that the form was ready and would go online the following week. I asked to see the form and they refused.
The form did go online and we were horrified to see that it excluded anyone who was in receipt of an attributable pension. We continue to fight for what this was meant to be : a one off payment for all who had forfeited their war widows pension. Not as it is at present - a one off payment for those who forfeited their attributable pension before 2000 when it became a pension for life.
Outgoing Chair final speech
Well my goodness what a busy 3 years it has been. Full of highs which were great and lows which were definitely not so great. One thing I can say is that it has never been dull. My term started while we were still under Covid restrictions and then we gradually moved back to having face to face meetings and outings. One of the highlights of my tenure was definitely when chatting with our Patron’s equerry and he asked what our Patron could do for us post covid. When I said that many members were very hesitant about venturing out and meeting people after 2 years of isolation. We discussed a variety of solutions and came up with the plan of afternoon tea at Clarence House. It was a wonderful afternoon for all who attended and both the now King and Queen were just delightful and chatted with everyone including carers.
I am not going to talk here about Campaign 300 as I feel we have already covered that today. Suffice to say that it has taken up a huge chunk of my time and energy.
I want to take this opportunity to say some thank yous before I hand over to Chris. First of all, thank you to you the members for allowing me to have this opportunity to be your Chair for 3 years. It has been an honour to represent this Association. Thank you to all the Trustees. It really is a team effort and everyone plays their part. We meet monthly and discuss everything from policy updates to function menus. Everyone gives their time as a volunteer and despite various illnesses and accidents we have carried on and delivered as best we can for our members.
Thank you also to our Committee Assistants. This is a growing group of members who take on a specific task but don’t have the added responsibility of being a Trustee. They include our bookkeeper, merchandise member, database controller, aide to ROL and of course our website administrator. I am delighted with our new look website which is so much more user friendly and members are actually using it. This is an area which will continue to grow as despite what we think of computers they are a necessity in this day and age.
Thank you of course to our President and Vice Presidents. I do enjoy attending when one of them is asking a question in the house and it is uplifting to hear the support for us in the House of Lords. I am especially grateful to Janet for all the wonderful advice she has given me over the 3 years. I am delighted that your health scare is behind you and you are able to join us here in Stratford Upon Avon.
If I have missed anyone out I apologise and thank you now.
As Chris takes over as Chair I really do wish her all the best for the next three years. I know that you only have the interest of our members at heart and with the help of the team of Trustees you will succeed in carrying on and modernising this Association.
Good luck Chris and enjoy the experience.
Incoming Chair’s Speech
Thank you, Moira.
It is a great honour and privilege to take on the role of Chairman of the War Widows Association of Great Britain, and I thank you all for the trust you’re placing in me.
It seems like only yesterday I sat nervously in front of the Association Committee in Edinburgh and told them I was prepared to take on any role they might consider me for. I think I actually said, “I’ll do anything”. Looking back, I can’t believe I could be so naïve. ‘Anything.’ Really? What a dangerous word that would become in the hands of the wrong people. How innocent I was then.
That was over 5 years ago. Who would believe that one day I would be appointed Chairman of this remarkable Association? Certainly not me, that’s for sure. Where is the crystal ball when you need one?
So why me? Who am I to become your Chairman; what makes me in any way special? Well, the blunt truth is that there is nothing special about me. Those of you know me will surely agree with that. I really am just the same as all of you. Like you, I am a widow; Steve and I were married for 27 years; precious years. Years in which we were proud to serve our nation. Prepared to follow the flag. And prepared to put up with all the nonsense the military threw at us whilst building a married life together.
Service life can be tough, you all know that. The journey can be bumpy. And the challenges it places on a relationship, well, they can be demanding in the extreme. But we were a service family. Happy to commit ourselves to the service of the country. And to each other. But you’ve all put up with these challenges, and you’ll probably agree that mostly it works out, as it did for Steve and me. And then he died at the age of 55. Far too young, of course, but they always are. Aren’t they?
And I know that none of you need me to tell you about the cruelty and unfairness of widowhood. And because we all know how tough it can be, that is what makes me just the same as each and every one of you.
I have always been a member of both War Widows Association and RAF Widows Association. I have always been kept busy doing much the same as all of you: I too have a life to lead with chores to do. I have a house to run, a dog to walk, bills to pay, a garden to groom and holidays to take. And, like you, I have hopes and dreams for whatever life I might have in front of me.
As a War Widow, I had reached a point in my life when I felt I might have something to put back into this wonderful organisation. I felt it was time to step up and volunteer to become a Trustee. I wanted to help. So, nervous, innocent and naïve I might have been, but the committee has been happy enough to entrust me with some interesting and demanding roles. A baptism of fire, you might say.
As a novice trustee, I was given the task of organising our Remembrance weekend in London. Someone must have liked what I did be cause I was asked to do it again, And again and again, for the next 5 years. In addition, for the past 2 years I have organised the AGM. And I have to say that tackling both these tasks has allowed me the privilege of getting to know so many of you here, along with many others who could not attend this AGM.
And it’s been a sheer joy, it truly has. At times, it’s pushed me along a path I never thought I would travel. But the pleasure and thrill of meeting, chatting to, and hopefully, helping our fellow members has been the most fulfilling of my duties.
From meeting members who struggle with application forms, to members who forget to pay fees; from those who simply need a little more information, to those who simply want to talk to someone. And from members who want to let off steam, to those who just want to pour out their hearts to a sympathetic friend. All of these members are
here today. And that is, purely and simply, why I love being a Trustee. I cannot sell it too highly,
So if any of you are even thinking you might have something to offer, I urge you to come forward and consider taking on an active role in the Association. You will wonder why you never took the plunge before.
And so, as I take on the duty of Chairman, I offer up one hope for the future and one promise:
I hope that my relationship with each of you will continue to flourish over the next 3 years as it has the past 5 years. And I promise that I will always work hard and unselfishly on your behalf even if, as we shall come to lean, I will never be able to perform miracles. And there are some problems that make take a long time to resolve. If, that is, they can ever be resolved.
I am lucky to be the first Chairman to have a Vice Chairman working alongside her. Many of you will know Debbie Bowles and will recognise her for being something of a whizz when it comes to pensions. I will continue to take a close and active interest in our campaign for pensions fairness but it’s our aim for Debbie to take the lead on Campaign 300, and there can be no one better equipped to take on this challenging task. With Debbie on our side, and with a full, hard-working and talented committee, I have confidence that the next 3 years will allow us to become a stronger and more exciting Association. It will demand hard work from myself and your Committee of Trustees, but I commit myself and our outstanding Team to giving you the very best of ourselves.
I will therefore close by thanking you for your confidence in me and I would ask you all to join me in offering our warmest thanks to Moira for all her hard work over the past 3 years. Moira, we offer you many thanks.
War
Members Feedback
1) Did you attend the AGM in person? 2) Did you attend the AGM virtually? 3) Please tell us about your experience of being part of our hybrid AGM
4) In future are you likely to attend the AGM in person? 5) In future are you likely to join the AGM virtually? 6) This year we subsidised rooms and meals for 2 days. Would you like to continue having a 2 day AGM?
7) If you answered “No” to question 7 –What would you prefer for the AGM and why?
8) Did you find the Members’ Engagement Session? Why?
9) If you attended the AGM virtually - why did you choose to do this, or why were you not able to attend in person?
Any other comments
Name Date
Please return this form to: The War Widows Association, PO Box 29265 Dunfermline, Fife or email to secretary@warwidows.org.uk or hand it to any Trustee.