New Home + Condo Ottawa January 18 Edition

Ottawa Jan. 18–Feb. 1, 2020

The first and only complete guide to pre-construction homes and condos

Consider Carleton Place

INSIDE:

A BEGINNER’S GUIDE TO MORTGAGES

LEGALLY SPEAKING: RENTING OUT A CONDO

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CONNECTIONS IN KANATA COMING SOON Our latest community in Ottawa, Connections in Kanata, will be opening and Detached Designs. Located in the central hub of Kanata, you’re connected to everything right outside your door.

This master-planned community is surrounded by lively green spaces like Alexander Grove Park, a vast selection of shops and restaurants, and recreation just down the road. Treat yourself to a Senators game at The Canadian Tire Centre just a walk away.

And if you need to venture further from home, nearby access to Highway 417 means you can drive to downtown Ottawa in only 25 minutes.

Register today at mattamyhomes.com Homes are subject to availability. All illustrations are artist’s concept. All dimensions are approximate.

Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

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soon with a new release of Townhomes

JAN. 18 - FEB. 1, 2020 | VOLUME 20, ISSUE 02

CONTENTS

CHIEF REVENUE OFFICER

Jacky Hill Jacky.Hill@nexthome.ca EDITOR-IN-CHIEF

Susan Legge Susan.Legge@nexthome.ca ART DIRECTOR

Tammy Leung

COVER STORY

EDITOR

Marlene Eisner CONTRIBUTING EDITORS

Sara Duck Amanda Pereira MEDIA CONSULTANT

Julie DeBoer 613.875.6673 julie.deboer@nexthome.ca SALES & MARKETING CO-ORDINATORS

Gary Chilvers Vi Nguyen DISTRIBUTION

distributionteam@nexthome.ca ACCOUNTING INQUIRIES

accountingteam@nexthome.ca DIRECTOR OF PRINT MEDIA

Lauren Reid–Sachs GRAPHIC DESIGNER & ASSISTANT MANAGER

14

Cardel Homes CONSIDER CARLTON PLACE

Alicesa Pullan GRAPHIC DESIGNER & PRE-PRESS COORDINATOR

Hannah Yarkony GRAPHIC DESIGNERS

Sandra Hanak–Vujnovic, Johannah Lorenzo, Mike Terentiev, Kathleen Walker, Alice Wu Published by

nexthome.ca Advertising Call 1.866.532.2588 for advertising rates and information.

Fax: 1.888.861.5038

ADVICE

INSPIRATIONS

12

20 Design Resolutions

16

Home Smarts A beginner’s guide to getting a mortgage

Five decor resolutions for your best living space yet

BY MARNIE BENNETT

BY SARA DUCK

Money Matters Helpful ways to save on real estate purchases

24 GOHBA Should you buy a new home or an existing one?

26 Industry Expert Factors to consider when choosing upgrades

BY MARLENE EISNER

28

Legally Speaking Renting out your condo?

Here’s what you need to know

BY JACQUELINE MONETA JD & JAYSON SCHWARZ LL.M

6

New Home + Condo Guide |

Jan. 18–Feb. 1, 2020

IN EVERY ISSUE

7

Editor’s Note

8

#InsideOttawa

30 New Home & Condo Developments 34 What’s Online

Circulation Highly targeted, free distribution system aimed at real estate buyers using street level boxes and racking. Call 1.866.532.2588 to discuss distribution opportunities.

Copyright Notice All copyright and other intellectual property rights in the contents hereof are the property of NextHome, and not that of the individual client. The customer has purchased the right of reproduction in NextHome and does not have the right to reproduce the ad or photo in any other place or publication without the previous written consent of NextHome. Contents of this publication, in hard copy format as well as online, are covered by copyright law, and offenders will be prosecuted.

Copyright 2020 All rights reserved.

Reproduction, storage in a retrieval system or transmission, in any form or by any means, whether electronic, mechanical or otherwise, in whole or in part, without prior written permission of NextHome is strictly prohibited.

Terms Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time.

Editorial Submissions from interested parties will be considered. Please submit to the editor at editorial@nexthome.ca.

EDITOR’S NOTE

WE ARE OTTAWA’S GUIDE FOR NEW-HOME BUYERS

MARLENE EISNER EDITOR New Home + Condo Guide EMAIL: marlene.eisner@nexthome.ca TWITTER: @MarleneEisner

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Purchasing a home can be exhilarating. For firsttime homebuyers, it is also a learning experience filled with new jargon, and legal and financial obligations. And if you are buying a newly constructed home, the learning curve can be even greater.

And that’s where we come in. As Ottawa’s premier New Home + Condo Guide, we work hard to bring you the most informative and relevant articles to help you through the process.

For those of you who wonder if you should purchase a resale or a newly constructed home, the article on page 24 from the Greater Ottawa Home Builders’ Association gracefully outlines the differences between the two, so you can make the choice that’s best for you.

On page 26, we interview an industry expert who shares his wisdom on what to consider when choosing upgrades. If you are an investor looking to rent out a new condo, our legal beagles explain on page 28 the rights and responsibilities of a landlord and tenant, and on page 12, columnist Marnie Bennett walks you through what to look for in a mortgage.

Add to that all the new-home happenings in our #insideOttawa pages and you’re ready to head out and find your next new home.

Inspirations: Follow these five decor resolutions for your best living space yet.

Page 20

+ get social

Interact with us on social media: nexthome

nexthome.ca 7

#Inside InsideOttawa Ottawa

by MARLENE EISNER and JULIE DEBOER

Ottawa

SAVE THE DATE

FREE SPIRITED TOWNS AND SINGLES IN BARRHAVEN Circle the date on your calendar for Glenview Homes’ new lot release coming up on Saturday, Jan. 25, at 11 a.m. sharp at their community of Flagstaff in Barrhaven. Up for grabs are singles and towns. You won’t want to miss this. To find out more, go to glenviewhomes.com

An Ottawa first eQ Homes sold out its River Terraces Tower I boutique condos by the river at Greystone Village in December, the first condo project in Ottawa to sell out before occupancy. There’s still time to get in on the action in Tower II, but you’ll have to hurry, as 70 per cent has been sold. eQ Homes is planning to launch a third tower later this year. Visit the sales office at 223 Main Street, Ottawa. Eqhomes.ca 8

Temporarily sold out Doors opened at 11 a.m. Sat. Jan. 11 at Mattamy Homes’ final release of affordable towns in Half Moon Bay West, 3454 Greenbank Rd. and by noon, it was sold out. But no worries. Register for updates on new releases, plus coming soon, Connections in Kanata. mattamyhomes.com/ottawa.aspx

Limited release at Blackstone It was a busy day on Jan. 4 as the crowds came out to take advantage of a limited release of four 34-ft. and three 38-ft. lots at Cardel Homes’ Blackstone community in Kanata south. Doors opened at 11 a.m. when those waiting were given a number for a draw to secure one of the choice lots. Register for updates at cardelhomes.com/ottawa

Up at the Creek If you like being near water, you’ll love the Creek by Urbandale Construction. Located off Rideau River Road and Highway 43, this exclusive community has direct access to the Kemptville Creek and Rideau River via tributaries.

The sales office for the Creek is now open in Kemptville at 217 Bristol Street with a new release of R-2000-certified singles and bungalows. For more details, register at urbandaleconstruction. com/communities/the-creek …cont’d on page 10 9

# InsideOttawa cont’d from page 9

Two new releases from Minto There was a lot going on Jan. 11 for Minto Communities as it held two new lot releases. Presented as a lottery, single-family homes and Avenue townhomes in Quinn’s Pointe were on offer. By 11:30 a.m., the cars were lined up the street and the parking lot full as future new-home owners vied for a spot. Meanwhile, in Orleans, Minto had a limited release of executive townhomes and single-family homes at its Avalon Encore community.

Caivan Communities Caivan Communities was on point from east to west on the weekend of Jan 11 and 12, with single-family homes and townhomes released in Orleans Village, and single-family-home lots released at The Ridge in Barrhaven. Register for updates at caivan.com 10

New Home + Condo Guide |

Jan. 18–Feb. 1, 2020

FIND YOUR FOREVER HOME HERE EXCLUSIVE COLLECTION OF NEW HOME DESIGNS You’ll always remember the day you found your forever home. Your family growing, needing more space. Was it the comfortable connective living areas, the stunning gourmet kitchen, or the spacious bedrooms that first caught your eye? eQ Homes, Ottawa’s Home Builder of Choice is proud to present a brand new collection of home designs never seen before. Find your forever home in one of Ottawa’s most desirable neighbourhoods.

We’re launching this month. Discover your forever home at eQHomes.ca

ROCKLAND

KEMPTVILLE

STITTSVILLE

Prices and specifications are subject to change without prior notice. Rendering is artist’s concept. E.& O.E.

FINDLAY CREEK

ORLÉANS

ADVICE | HOME SMARTS

A BEGINNER’S GUIDE TO ARRANGING

A MORTGAGE MARNIE BENNETT Over the years, I’ve worked with clients – from accountants to engineers – whose ease with numbers would make your head spin. But, in my experience, such “mathletes” are far outnumbered by those of us who face financial calculations with apprehension.

Thank heavens for mortgage specialists. Whether you opt to go through a broker or your financial institution, a good specialist will guide you with patience and know-how through the intricacies of choosing a mortgage.

Remember, a mortgage pre-approval is the way to go. This means visiting your specialist before shopping for a home, and obtaining a realistic budget to work from. Preapproval also speeds up the purchasing process once you’ve found your perfect home.

In comparison with the early 1980s, when mortgage rates surpassed 20 per cent, today’s rates – which tend to hover below four per cent – seem astonishingly low. But substantial savings can still be found by choosing certain mortgage features over others.

Here are some of the most basic options you’ll encounter: TERM LENGTH

A term is a set length of time, typically ranging from one to 10 years, in which a certain mortgage rate applies. At the term’s end, you renew your mortgage for another 12

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Jan. 18–Feb. 1, 2020

term. The shorter the term, the lower the interest rate; however, by choosing a longer term, you’re insuring yourself against the possibility of skyrocketing mortgage rates in the future.

FIXED RATES, VARIABLE RATES AND CAPPED RATES

A fixed interest rate remains the same throughout the term, while a variable rate rises and falls along with the prime rate. While the second option means accepting some unpredictability, it may yield greater savings than a fixed rate.

A capped rate is a type of variable rate that cannot exceed a set upper limit. If interest rates are low but you’re facing a longer closing date, you may choose to be locked into a capped rate, which will apply once your mortgage payments begin.

FREQUENCY OF PAYMENTS

Most lenders offer weekly, biweekly, semi-monthly or monthly payments. While at first glance the difference between bi-weekly payments (every other week) and semi-monthly (twice a month) may seem unimportant, it works

out to two more payments per year. Ultimately, those extra installments could take a couple of years off the life of your mortgage.

Of course, there are many more mortgage features that your specialist can introduce to you. Trust me: By the end of the process, you’ll feel like a specialist yourself.

To receive a FREE copy of a new special report titled “Homebuyers: How to Save Thousands of Dollars When You Buy,” email sales@bennettpros.com

Marnie Bennett is a broker and CEO of Bennett Property Shop Realty, a full premium service real estate brokerage specializing in marketing and selling new and resale homes, condominiums and investment real estate. Marnie is the host of “The Bennett Real Estate and Wealth Show” every Saturday at 1 p.m. on 580 CFRA radio. bennettpros.com

+MORE ADVICE ONLINE nexthome.ca/news/advice

COVER STORY

CONSIDER CARLETON PLACE BUYERS GO THE EXTRA MILE TO GET WHAT THEY WANT Now in its fifth year, the thriving community of Miller’s Crossing is fast becoming one of the most sought-after addresses in the greater Ottawa area, and it doesn’t look to be slowing down anytime soon. A great place to visit and an even better place to live, it’s easy to see why awardwinning builder, Cardel Homes, chose this historic town as the backdrop for this picturesque, master-planned community.

Surrounded by the calming allure of nature and stacked with an abundance of urban amenities, Carleton Place offers couples, 14

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families and empty-nesters bigcity convenience with a rural advantage. Within this charming town, Miller’s Crossing offers ample park space, biking trails, and urban conveniences with the added benefits of larger lots and generous trees. Residents can enjoy breathtaking views right from their doorstep and spend the day surrounded by some of Carleton Place’s best amenities.

UNWAVERING QUALITY

The affordability, Cardel quality, streetscapes and an impressive variety of homes and plans are

attracting a diverse selection homeowners, making this an ideal community for every type of lifestyle. Buyers can choose between 43-ft. and 47-ft. lots that offer two-storey and bungalow options, as well as nine multifamily designs including twostorey townhomes, two-storey singles and semi-bungalows, with bungalow townhomes coming this February.

All models feature the exemplary design, undeniable curb appeal and unwavering attention to detail that customers have come to expect from Cardel. Cutting-edge

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LOCATION Carleton Place DEVELOPER Cardel Homes DEVELOPMENT Miller’s Crossing HOME TYPE semi-bungalows, two-storey singles, bungalows and twostorey townhomes SALES CENTRE 2 Flegg Way, Carleton Place CONTACT Lynne Freitag lynne.freitag@cardelhomes.com 613.253.1959 cardelhomes.com/ottawa

designs and a variety of structural options allow homeowners to personalize their home to suit their style and provides the flexibility and affordability that buyers are seeking. It’s no wonder this maturing community has something for everyone, and continues to impress as more products become available.

perhaps one of the reasons why Miller’s Crossing has seen so much growth within such a short period of time. With Phase 1 of the community near completion and new lots becoming available in the spring, the community of Miller’s Crossing is taking shape; a unique community where there is room to grow and space to sprawl so that you can live large.

AN AFFORDABLE COMMUNITY

Carleton Place provides an attractive alternative to more expensive neighbourhoods in Kanata and the greater Ottawa area. For example, the same home in Kanata can be found for up to $60,000 less in Carleton Place, only 20-minutes away. This is

CLOSE TO EVERYTHING YOU NEED

Say goodbye to aggravating traffic and embrace the scenic, stressfree commute west of Ottawa.

Take a stroll down the street and meet your new neighbours. Kickstart the day with your favourite Starbucks concoction and then

hike the Beckwith Trail with your four-legged friend. Unwind by the river or head downtown where stunning limestone buildings and century-old mills now harbour a variety of shops, boutiques and waterfront cafés. It’s all in a day’s play in Carleton Place. To top it all off, Highway 7 is less than one minute from Miller’s Crossing. This four-lane highway provides easy drives to Kanata’s high-tech businesses, shopping, entertainment, downtown Ottawa and the rest of the National Capital Region, only 20 minutes away.

LIMITED TIME SPECIAL OFFER

This is also an excellent time for potential buyers to get even more value with their home purchase.

For a limited time and available on select lots only, Cardel is offering significant savings on the Tala and the Ashmont models.

For more information about this exciting new community and the available home plans, visit our two single-family model homes, the Cornell and Oxford, and our popular townhome model, the Balsa. nexthome.ca 15

ADVICE | MONEY MATTERS

HOW TO SAVE LARGE ON A REAL ESTATE PURCHASE

The first consideration in purchasing real estate is to make sure you do not overpay. To prevent overpayment, utilize the services of a Realtor who will determine by comparison a fair price to be paid.

A second significant way of saving large is through choosing the best financing terms. Of course, we all realize that we need to find the best interest rate available, but most people don’t realize the amount of savings that can be had just by doing one of, or as many of, the following: 1. Choosing no more than a 25year amortization and find out what the payments would be if you reduced the amortization term further, even if by one year, easier to do when the interest rates are as low as they 16

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are today. Every year of interest that you can save is substantial.

Some lenders and mortgage brokers are trying to push a 30and 35-year amortization. While this may help some people keep their mortgage payments lower right now, in the long run, they are paying more in interest and the true benefits of these longer amortization terms are realized by the lender not the borrower.

2. Choose weekly or bi-weekly, not monthly payments, as this will help to accelerate the amount of time that would be required to pay off your mortgage as you will be lowering the principal at a quicker rate.

3. Most mortgage products offer a prepayment privilege where you can put a lump sum of money down on your mortgage, usually

once a year on the anniversary date, without penalty. If you are able to do this, it will give you a large savings.

4. If you can’t manage to do a lump sum prepayment, then doing something as simple as adding a few dollars to your weekly or bi-weekly mortgage payment would help significantly, too. You would be surprised how much time and paying of interest you can save by even making your mortgage payment $10 more than what the lender has calculated your weekly or bi-weekly payment to be.

+MORE ADVICE ONLINE nexthome.ca/news/advice

G LLIN E S NOW

A NOV E L A DDI T ION T O S A N DY H I L L Stylishly crafted with a modern outlook and inspired world-class amenities, The Charlotte will be Ottawa’s premier condominium residence. Be part of Sandy Hill’s new chapter with a walkable, bikeable, shoppable, delectable location near ByWard Market, Rideau Station, University of Ottawa and Parliament Hill.

VISIT OUR SALES CENTRE 594 RIDEAU STREET Phone: (613) 680-0592

Monday to Thursday 11:00am - 6:00pm

HOURS Friday Closed

Saturday & Sunday 11:00am - 4.30pm

FROM $ 200s THE HIGH CONDOMINIUMS OWN

thecharlottecondos.com See salesrepresentative for details.Illustrations are artist’s concept only. E.&O.E.

D O W N T O W N

PARLIAMENT STATION

LYON STATION

LIGHT RAIL Luxury urban living above the Lyon LRT Station.

CLARIDGE MOON SALES CENTRE 56 Nepean St 613.218.8536 moon.claridgehomes.com

BYWARD MARKET

RIDEAU STATION

UOTTAWA STATION

TO LUXURY Your new address in Ottawa’s ByWard Market, where everything is local.

CLARIDGE ROYALE SALES CENTRE 244 Rideau St 613.241.3235 royale.claridgehomes.com

claridgehomes.com Prices and specifications are subject to change without notice. E.&O.E.

2020

INSPIRATION |

home decor file

DECOR

resolutions

BY SARA DUCK

Stuck in a decorating rut? We hear you. Be resolved to follow these five decor resolutions for your best living space yet.

Mixing textures Afraid of mixing textures? Don’t be.

You can create a balanced look in any space by choosing different finishes on your decor finds. Think satin, velvet, wool, faux-fur and wood on everything from cushions to rugs, thus avoiding a sterile look and creating a custom, unique space. Sofa, table, chair, lamp, rug and wall art from Urban Barn.

Urbanbarn.com

Sustainable life This is your year to live more sustainably. Even small changes to your lifestyle can have a large impact on our Earth. Live Green: 52 steps for a more sustainable life by Jen Chillingsworth will inspire you to live a more environmentally friendly existence. $19. Indigo.ca

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Plant love Do you covet your friend’s succulent sanctuary? It’s time to create your own plant family! Did you know that plants can provide a calmer space and clean the air?

Those are just a few bonuses.

Remember to choose plants according to your decor aesthetic and lifestyle (cacti if you are an avid traveller) and enjoy a little bit of the outdoors, inside. We suggest starting with one plant at a time. We love the way the plant pictured is incorporated with the decor. It’s the perfect shelfie. Jars, mugs, bowls and artwork from HomeSense. Homesense.ca

Pastel power While dark and dramatic colours certainly have their place, pasteltoned hues help create a relaxed atmosphere at home, and who doesn’t need that these days? If you are a little skeptical, avoid painting your entire living room Millennial pink and instead, opt for decorative objects and textiles in softer shades to incorporate this look. Visto blush dinnerware.

Crateandbarrel.ca

Local artisanal touches Support local small businesses by shopping for decor and lifestyle products in your community. Not only is this great for the environment (smaller carbon footprint), it also allows for the flow of money back into the community, plus you can pick up some super cool one-of-a-kind pieces to furnish your pad! Solid, wormy maple dining table with satin poly finish. $1,500. Knottys.ca

+MORE INSPIRATION ONLINE nexthome.ca/news/inspiration

nexthome.ca 21

LIVE IN OTTAWA’S WEST END! KANATA

STITTSVILLE

Zen Urban Flats NOW RELEASED, Townhomes, Singles, and Townhomes and Singles Bungalows. coming soon!

10 new models NOW OPEN. Sales Centre: 186 Overberg Way 613-219-8746 bridlewood@claridgehomes.com

Sales Centre: 565 Bobolink Ridge 613-617-0001 westwood@claridgehomes.com

claridgehomes.com Prices and specifications are subject to change without notice. E.&O.E.

ADVICE | GOHBA

A NEW HOME OR AN EXISTING ONE WHICH IS BEST FOR YOU? About 25 per cent of all homes purchased each year are newly built, while the remaining are resales of existing homes. Which is best for you? As the Canadian Home Builders’ Association, we obviously have a bias for new homes, but you need to make the choice that makes the most sense for you and your family.

There are a number of differences between buying a new and resale home. Here’s our perspective on the advantages that a newly built home can provide for you: CHOICE | YOU CHOOSE THE BUILDER

When you buy a brand-new home, you get to choose your builder based on their reputation and track record. Professional newhome builders are proud of their work, skilled, experienced and committed to your satisfaction.

COMFORT | UP-TO-DATE

Today’s homes meet more stringent building codes and provide a quality of construction that is higher and more demanding than in the past. A new home meets today’s standards for energy efficiency, safety and performance.

From construction materials to heating systems, the technology built into every new home ensures your long-term satisfaction.

COMMUNITY | WELLDESIGNED PLACES TO LIVE

New developments are designed to foster a spirit of neighbourliness by carefully balancing private and public 24

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areas. They include welcoming home designs, green recreational areas, playgrounds for children, safe and attractive roads and pathways, and many other features.

CONFIDENCE | YOU KNOW WHAT YOU’RE GETTING

With a new home, you don’t have to worry about maintenance and repair costs for many, many years, because everything is brand new and covered by warranty. Resale homes come with uncertainty about the timing and costs of repair or replacement, from roofing to heating and plumbing.

PERSONALIZATION | MAKE IT YOURS

From floorplans to features and finishes, when you buy a new home you get choices not available on the resale market. Depending on the type of new home you buy, your builder will work with you to select the right details to make your home truly yours.

WARRANTY | PEACE OF MIND

One of the great advantages of buying a brand-new home is the warranty that comes with it.

Professional builders stand behind their work with an after-sales service program and a guaranteed third-party warranty.

DESIGN | A FRESH SPACE TO CALL YOUR OWN

Today’s new homes combine function and style with open, inviting living areas, lots of light, well-planned workspaces and built-in convenience. Light, bright and fresh feeling.

For more information from the Greater Ottawa Home Builders’ Association, visit gohba.ca

+MORE ADVICE ONLINE nexthome.ca/news/advice

ai157833590130_CAIVAN_NH&C_2020-01-06_HR.pdf

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ADVICE | INDUSTRY EXPERT

THE COST OF

UPGRADES

by MARLENE EISNER One of the great things about buying a newly constructed home is the ability to ‘make it your own.’

Sure, the builder has specific floorplans, but most builders are flexible when it comes to making changes to the interior of a home.

Changes can involve everything from moving walls and opening up spaces to adding storage, upgrading appliances, finishes, heating systems, adding smarthome features, finishing a basement and in some cases, adding an in-law or rental suite.

If we all had really deep pockets, choosing our upgrades to customize our ideal dream home would be a breeze. But most people have budgets to follow, although that doesn’t mean upgrades are off the agenda.

Greg Graham is the COO of Cardel Group of Companies and president of Cardel Homes. He 26

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Jan. 18–Feb. 1, 2020

says a few factors are critical when considering upgrades. First and foremost, buyers should pay special attention to what it will cost to have any upgrades installed during a new-home construction.

“Under mortgage qualification rules, buyers should find out if they have sufficient room within the approved financing to add upgrades,” advises Graham. “You don’t want to be disqualified under pre-approvals or alternatively, have to reach into your pocket to add more equity, unless of course you have planned for it.”

The key, he says, is to focus on the things that are really important to you, determine what needs to be done now or later, and constantly reassess your budget.

“Structural upgrades (if they are offered by the builder) should always be considered first,” says Graham. “For example, if you

desire a kitchen nook extension or prefer developed basement stairs, these types of upgrades can’t be added later or are very expensive to add later. Consider all exterior structural items, too, such as adding windows or extending a garage, as critical in deciding on final selections and associated costs.”

Interior design selections can always be added at the time of purchase, if it is within your budget, to customize your home to your personal taste and lifestyle.

Other elements, like paint, flooring and faucets can also be added afterward, and are less taxing on the bank account.

+MORE ADVICE ONLINE nexthome.ca/news/advice

PROMOTION Buy your condo this week and receive $25k*.

No down payment required.

(Home Buyers’ Plan) Up to $40k* in federal subsidies.

CALL US AT: 613.702.2415 *Subject to change without notice. Conditions apply.

8865 JEANNE D’ARC BLVD N., ORLÉANS

ADVICE | LEGALLY SPEAKING

RENTING OUT YOUR CONDOMINIUM

by Jacqueline Moneta JD with assistance from Jayson Schwarz LLM

Buying a condominium as a rental property can be a great investment, but now that you’re a landlord, it’s important to understand the rules and regulations that govern you and your tenant WHAT RULES APPLY?

All landlords and tenants are governed by the Residential Tenancy Act, 2006 (RTA). The RTA outlines the rights and responsibilities of landlords and of tenants who rent residential properties. It also covers the leasing agreement and issues such as maintenance and repairs, tenancy agreements, rent, entering a rental unit and ending a tenancy.

In a condo building, the Condominium Act, 1998 also applies. The Condominium Act sets out the relationship between the owners, the condo corporation and the board of directors.

This means that you have to give your tenants a copy of the condo rules and make sure they adhere 28

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to them. The condominium corporation may have its own rules on rentals as well, which could include a minimum number of months for the rental and other obligations. It is important to read your condo rules prior to entering any lease agreement.

DO TENANTS HAVE ACCESS TO AMENITIES?

Tenants must follow the same rules as owners, and have the same rights as owners when using building amenities.

However, parking spaces and/or lockers can be included in the lease agreement at the discretion of the unit owner. Owners can choose to retain those for themselves or rent them to another tenant.

HOW MUCH CAN YOU CHARGE?

When you’re renting a unit to a new tenant, you can set the rent based on current market prices. There is no maximum. The market price for a unit may be higher than that paid by a previous tenant.

The RTA covers most types of rental units.

Generally, landlords can increase rent: • only once every 12 months; • with 90 days written notice; and • based on the guidelines set for that year by the Ontario Ministry of Municipal Affairs and Housing.

SUBLETTING AND SHORT-TERM RENTALS

What if your company sends you for three months of training in another city? It is becoming increasingly popular for people to list their condo on a short-term rental site to make some money while they are away.

Be careful; lots of new condos have specific rules governing short-term rentals, such as a minimum number of months on a lease. When buying an income property, it is important to read the rules prior to firming up your deal, and express this intention clearly to your Realtor and lawyer. These rules prevent owners from converting their units into a vacation rental. Condo declarations can also spell out requirements, such as each unit shall be occupied and used only as a private single-family residence.

If you’re renting out a unit for a longer term, any tenants have to abide by the terms of the rules and declaration, too. Therefore, a tenant cannot lease the unit out for short-term stays.

If you decide to sublet your unit, notify your insurance company to see if and how your policy covers damage caused by tenants.

When renting out your condo unit, you are responsible for following the rules of the corporation.

Always check the rules to make sure you’re not in violation. Make it clear in your rental agreement that your tenant is bound by the condo rules, and give them a copy.

A condo can make a great investment, but you’ll save time and money if you put in some work at the beginning to understand your rights and responsibilities as a landlord.

Mail, deliver or fax letters to the magazine or to us, use the web site (schwarzlaw.ca), email (info@ schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries. We will try to deal with them in print or electronic form.

+MORE ADVICE ONLINE nexthome.ca/news/advice

nexthome.ca 29

NEW HOME & CONDO DEVELOPMENTS

FIND YOUR NEXT HOME These listings offer a comprehensive overview of new-home and condo developments currently available throughout the Greater Ottawa Area and the Gatineau.

Legend: D = Detached SD = Semi–Detached B = Bungalow TH = Townhome TR = Terrace C = Condo = Highlighted listings are advertised in this issue of New Home + Condo Guide. Please refer to page number for more information.

LOCATION

BUILDER

SITE NAME

PROPERTY TYPE

Almonte

Phoenix Homes

White Tail Ridge 1590 Diamondview Rd., Carp

D

–

Almonte

Neilcorp

Mill Run, Marshall’s Bay Meadows

D

Arnprior

Campanale

Callahan Estates

D

Carleton Place

Brigil

Carleton Crossing 235 King Street

Carleton Place

Cardel

Carleton Place

FROM

CONTACT

PG.

West

30

–

SD

B

TH

–

–

–

SD

TH

–

–

–

–

D

–

–

TH

–

–

$324’s

613-909-5315 brigil.com

27

Miller’s Crossing 2 Flegg Way

D

–

–

TH

–

–

Inquire

613-253-1959 cardelhomes.com

13, 14, 15

Longwood Builders

Jackson Ridge

D

–

–

–

–

–

–

–

–

Carp

Phoenix Homes

Diamondview Estate 1590 Diamondview Rd., Carp

D

–

B

–

–

–

$490’s

Carp

Mattino Developments

Diamondview Estates

–

–

–

–

–

–

–

Kanata

Cardel

Blackstone 106 Westphalian

D

–

–

TH

–

–

Kanata

Mattamy

Blackstone South 5505 Fernbank Road

D

–

–

TH

–

Kanata

Minto

Arcadia, Morgan’s Creek

D

–

–

TH

Kanata

Metric Homes

Trail View

D

–

–

TH

Kanata

Richcraft

Bradley Commons 343 Haliburton Heights

D

–

B

TH

–

–

$498’s

Kanata

Uniform

Richardson Ridge

D

–

–

TH

–

–

Kanata

Urbandale

Bradley Commons

D

–

–

TH

–

–

Richmond

Caivan

Fox Run 6350 Perth Street

D

–

–

–

–

–

Richmond

Cardel

Creekside 764 Kirkham Crescent

D

–

–

–

–

Richmond

Cedarstone

Kings Creek, Richmond Oaks

D

–

–

–

Richmond

Metric Homes

Fox Run

D

–

–

–

Stittsville

Cardel

EdenWylde 106 Westphalian

D

–

–

TH

–

–

Stittsville

Claridge

565 Bobolink Drive Westwood

D

–

B

TH

–

Stittsville

eQ Homes

Fernbank Crossing 632 Cope Drive

D

–

B

TH

–

New Home + Condo Guide |

Jan. 18–Feb. 1, 2020

–

–

$475’s

613-461-0277 phoenix.ca

B

–

4, 5 – –

613-461-0277 phoenix.ca

4, 5

–

–

Inquire

613-836-9521 cardelhomes.com

13

–

$305’s

613-836-7437 mattamyhomes.com

2, 3

TR

–

–

–

–

–

–

–

–

–

613-435-1183 richcraft.com

17

–

–

–

–

–

–

Inquire

613-518-2364 caivan.com

25

–

Inquire

613-444-0440 cardelhomes.com

13

–

–

–

–

–

–

–

–

–

–

Inquire

613-435-5704 cardelhomes.com

13

–

$426’s

613-617-0001 claridgehomes.com

22, 23

C

$300’s

613-404-8075 eqhomes.ca

11, 35

Legend: D = Detached SD = Semi–Detached B = Bungalow TH = Townhome TR = Terrace C = Condo = Highlighted listings are advertised in this issue of New Home + Condo Guide. Please refer to page number for more information.

LOCATION

BUILDER

SITE NAME

PROPERTY TYPE

FROM

CONTACT

PG.

Stittsville

Phoenix

Fernbank Crossing 332 Haliburton Heights

Stittsville

Richcraft

Fernbank Crossing, Westwood 343 Haliburton Heights

D

–

B

–

–

–

$550’s

Stittsville

Tartan

EdenWylde

D

–

–

TH

–

–

–

–

–

Stittsville

Tamarack

Westwood, Poole Creek Village

D

–

B

TH

–

–

–

–

–

Stittsville

Valecraft

Rathwell Landing

D

–

B

–

–

–

–

–

–

Nepean

Claridge

Stirling Park by appointment only

–

–

–

–

–

C

426

613-224-0330

18, 19

Nepean

–

–

–

–

–

–

–

–

–

–

TH

–

C

$400’s

613-435-7062 phoenixhomes.ca

4, 5

613-435-1183 richcraft.com

17

Central Maple Leaf

The Village at the Schoolyard

West Centretown

Claridge

Icon 485 Preston Street

–

–

–

–

Centretown

Ashcroft

eResidences

–

–

–

–

Centretown

Brad Lamb Realty

SoBa 203 Catherine St.

–

–

–

–

Centretown

Claridge

Claridge Moon

–

–

–

Centretown

Claridge

Claridge Plaza 4 , Claridge Royale 244 Rideau Street

–

–

Centretown

Richcraft

The Bowery 255 Bay Street

–

Centretown

Richcraft

The Charlotte 560 Rideau Street

Centretown

Dream Investment

Lowertown

–

–

–

613-695-1441 claridgehomes.com

18, 19

C

$348

–

–

–

–

–

C

–

–

–

–

–

C

Inquire

613-218-8536 claridgehomes.com

18, 19

–

–

–

C

$577

613-241-3235 claridgehomes.com

18, 19

–

–

–

–

C

346w

613-695-7577 richcraft.com

17

–

–

–

–

–

C

$200’s

thecharlottecondos.com

17

Zibi

–

–

–

–

–

–

–

–

–

Claridge

Waterstreet 316 Bruyere Street

–

–

–

–

–

C

$407

Old Ottawa East

eQ Homes

Greystone Village II 175A Main Street

D

–

–

TH

–

C

Inquire

Old Ottawa East

The Properties Group

129 Main

–

–

–

–

–

–

Old Ottawa East

Uniform

Echo

–

–

–

–

–

Barrhaven

Caivan

The Conservancy , The Ridge #115-4100 Strandherd Drive

D

–

–

TH

Barrhaven

Mattamy

Half Moon Bay 3454 Greenbank Road

D

–

–

TH

Barrhaven

Uniform

Grandview Court

–

–

B

Barrhaven

Minto

Harmony, Quinn’s Pointe

D

–

–

Barrhaven

Glenview Homes

Flagstaff

D

–

–

Findlay Creek

Claridge

Sundance 779 Fiddlehead Street

D

–

Findlay Creek

Claridge

Lilythorne 4789 Bank Street

D

Findlay Creek

eQ Homes

Pathways at Findlay Creek 122 Dun Skipper Road

Findlay Creek

Phoenix

Pathways at Findlay Creek 114 Dun Skipper Road

613-241-3235 claridgehomes.com

22, 23

613-569-3043

11, 35

–

–

–

–

–

–

–

–

–

Inquire

613-518-2364 caivan.com

25

–

C

$279’s

613-825-7932 mattamyhomes.com

2, 3

–

–

–

–

–

–

TH

TR

–

–

–

–

TH

–

–

–

–

–

–

TH

–

–

$309’s

613-425-1332 claridgehomes.com

22, 23

–

B

TH

–

–

$407’s

343-961-9106 claridgehomes.com

22, 23

D

SD

B

–

–

C

$300’s

613-822-7247 eqhomes.ca

11, 35

D

–

B

TH

–

–

$400’s

613-219-6862 phoenixhomes.ca

4, 5

South

nexthome.ca 31

Legend: D = Detached SD = Semi–Detached B = Bungalow TH = Townhome TR = Terrace C = Condo = Highlighted listings are advertised in this issue of New Home + Condo Guide. Please refer to page number for more information.

LOCATION

BUILDER

Findlay Creek

Richcraft

Findlay Creek

Tartan

Findlay Creek

SITE NAME Pathways at Findlay Creek 126 Dun Skipper Road

PROPERTY TYPE

FROM

CONTACT 613-822-9714 richcraft.com

PG.

D

–

–

TH

–

–

$412’s

Findlay Creek Village

D

–

B

TH

–

–

–

–

–

Tamarack

Findlay Creek Village

D

–

–

TH

–

–

–

–

–

Findlay Creek

HN Homes

Cowan’s Grove

D

–

–

TH

–

–

–

–

–

Findlay Creek

Urbandale

Cowan’s Grove

D

–

B

TH

–

–

–

–

–

Greely

Phoenix

Shadow Ridge

D

–

B

TH

–

–

Inquire

Greely

Bulat

The Quinn Farm

D

–

B

–

–

–

–

–

–

Greely

Parkview Homes

Lakeland Meadows

D

–

–

–

–

–

–

–

–

Kemptville

eQ Homes

Equinelle 74 eQuinelle Drive

D

SD

–

TH

–

–

$300’s

613-258-6488 eqhomes.ca

11, 35

Manotick

eQ Homes

Riverwalk 78 eQuinelle Drive

–

–

B

–

–

–

$450’s

613-618-3204 eqhomes.ca

–

Manotick

D

–

B

TH

–

–

–

Minto

Mahogany

Riverside South

Claridge

River’s Edge 591 Summerhill Street

D

–

–

TH

–

–

Riverside South

Richcraft

Riverside South 744 Brian Good Ave

D

–

–

TH

–

Riverside South

HN Homes

Riverside South

D

–

–

TH

Riverside South

Urbandale

Riverside South

D

–

–

Riverside South

Urbandale

Jazz Condos, Allora Condos

–

–

ClarenceRockland

eQ Homes

Clarence Crossing 235 L’etang Street

D

ClarenceRockland

Longwood Builders

Morris Village

ClarenceRockland

CH Clement Construction

Embrun

613-823-9227 phoenixhomes.ca

17

4, 5

–

–

$475’s

343-961-9202 claridghomes.com

18, 19

–

$540’s

613-491-0834 richcraft.com

17

–

–

–

–

–

TH

–

–

–

–

–

–

–

–

–

–

–

–

–

B

TH

–

C

$290’s

613-862-0167 eqhomes.com

11, 35

D

–

B

–

–

–

–

–

–

Morris Village

–

–

–

TH

–

–

–

–

–

Devcore

Fauberge Ste–Marie

–

–

–

–

–

–

–

–

–

Embrun

Melanie Construction

Ste–Marie Hamlet

D

–

–

–

–

–

–

–

–

Embrun

SACA Homes

Place St. Thomas

D

SD

–

TH

–

–

–

–

–

Orleans

Ashcroft

Eastboro

D

–

TH

–

–

–

–

–

Orleans

Brigil

Petrie’s Landing 8865 Jean d’Arc Blvd.

–

–

–

–

–

C

Inquire

613-706-4262 brigil.com

27

Orleans

Caivan

Orleans Village 3490 Innes Road

D

–

B

TH

–

–

Inquire

613-518-2364 caivan.com

25

Orleans

Claridge

Spring Valley Trails 247 Joshua Street

D

–

–

TH

–

–

$300’s

613-841-0560 claridgehomes.com

18, 19

Orleans

eQ Homes

Provence 1375 Trim Road

D

–

–

TH

–

–

$450’s

613-355-7863 eqhomes.ca

11, 35

Orleans

eQ Homes

Provence 1 375 Trim Road

D

–

B

TH

–

–

Inquire

613-355-7863 eqhomes.ca

–

Orleans

Minto

Avalon Encore

D

–

–

TH

–

–

–

–

–

East

32

New Home + Condo Guide |

Jan. 18–Feb. 1, 2020

Legend: D = Detached SD = Semi–Detached B = Bungalow TH = Townhome TR = Terrace C = Condo = Highlighted listings are advertised in this issue of New Home + Condo Guide. Please refer to page number for more information.

LOCATION

BUILDER

Orleans

Richcraft

Orleans

Mattamy

Orleans

SITE NAME Trails Edge, Axis Court 203 Shinleaf Crescent

PROPERTY TYPE D

–

–

FROM TH

–

–

$260’s

CONTACT 613-424-6600 richcraft.com

17

Summerside South 2496 Tenth Line Road

D

Tamarack

Cardinal Creek

D

Ottawa East

Mattamy

Wateridge Village at Rockliffe 895 Montreal Road

–

–

–

TH

–

–

$299’s

Ottawa East

Uniform

Wateridge Village at Rockliffe

–

–

–

TH

–

–

–

–

–

Russell

Corvinelli Homes

Russell Trails

D

–

–

–

–

–

–

–

–

Russell

Melanie Construction

Sunset Flats

D

–

–

–

–

–

–

–

–

Russell

Tartan Homes

Russell Trails

D

SD

B

–

–

–

–

–

–

Gatineau

Brigil

Plateau du Parc 534 boul. Des Grives

D

–

B

–

–

–

Inquire

819-776-4663 brigil.com

27

Gatineau

Brigil

Plateau Symmes 895-3 boul. Du Plateau

D

–

B

TH

–

–

Inquire

819-571-4663 brigil.com

27

Gatineau

Brigil

Domaine du Vieux–Port 1400 St-Joseph Blvd

D

–

–

–

–

–

Inquire

819-777-4663 brigil.com

27

Gatineau

Brigil

Le Columbia 376 St. Joseph Blvd.

–

–

–

–

–

C

Inquire

613-454-1578 brigil.com

–

Gatineau

Groupe Heafey Group

NIU 2

–

–

–

–

–

–

–

–

–

Chelsea

Hendrick

Hendrick Farm

D

–

–

TH

–

–

–

–

Gatineau

Richcraft

La Croisee Aylmer 137 Rue du Golf

D

–

–

–

–

–

819-682-7000 richcraft.com

17

TH SD

B

–

$390’s –

–

–

613-837-5056 mattamyhomes.com

PG.

– 613-421-7127 mattamy.com

2, 3 – 2, 3

North

Inquire

Start your search Your trusted authority for the latest new home and condo developments. Visit nexthome.ca to get started.

nexthome.ca 33

WHAT’S ONLINE

TRENDING NOW THE LATEST REAL ESTATE NEWS FROM ACROSS CANADA

WHAT ARE PUBLIC AND PRIVATE RESPONSIBILITIES IN A CONDO?

WARM UP YOUR HOME DECOR FOR A COSY WINTER

nexthome.ca/condo-responsibilities

nexthome.ca/warm-up-decor

TOP FOUR TIPS FOR SELLING YOUR HOME IN THE WINTER

INVEST IN A CONDO FOR FINANCIAL & LIFESTYLE REASONS

nexthome.ca/winter-selling-tips

nexthome.ca/condo-invest

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Jan. 18–Feb. 1, 2020

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