Edmonton New Home Guide - Jun 6, 2014

VIEW June 6 - July 4, 2014 Volume 26 Issue 06

US

Edmonton Edition

ON ANY DEVICE

Your Best Source for New Homes

#iwalktoschool in Spruce Grove

INSIDE THIS ISSUE

EDMONTON BABY BOOM A BOON FOR HOUSING

001-NH EDM Cover_06-06-14.indd 1

THE BEST BACKYARD TRENDS OF 2014

HOW TO ESTIMATE YOUR HOME INSURANCE PREMIUMS

2014-05-29 3:40 PM

ere h w e is begins.

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Single Family Homes Aurora

Chappelle Gardens Glenridding Heights Manning Village

with Garage Pad with Attached Garages 3305 Weidle Way SW 3308 Cutler Crescent SW

780.431.8836

780.431.8842

Duplex Homes

with Attached Garages 1415 164 Street SW

780.431.8827

Rosenthal

Walker Lakes

780.430.8445

780.431.8806

with Garage Pad with Garage Pad Only 2 Lots Left!

Manning Drive & 153rd Ave 9026 Rosenthal Link NW 1005 Watt Promenade SW

780.431.8804

Aurora

Graydon Hill

Lewis Estates

Rosenthal

Walker Lakes

780.431.8850

780.431.8842

780.431.8853

780.431.8853

780.431.8816

Single/Double Garages Single/Double Garages Double Car Garages Single/Double Car Garages Single/Double Car Garages 3360 Weidle Way SW Now Preselling! #1, 9350 - 211 Street NW #1, 9350 - 211 Street NW 6408 16 Avenue SW

Townhomes

Aurora

Detached Double Car Garages 66th Street & Winspere Common SW

780.431.8806

03

VILLAGE AT GRIESBACH

TRUMPETER

BY BIG LAKE

ASPEN TRAILS

HENLEY HEIGHTS COMING SOON!

ROSENTHAL COMING SOON!

MAPLE CREST

AMBLESIDE GLENRIDDING

CHAPPELLE GARDENS SUMMERSIDE

PAISLEY

THE ORCHARDS

Single Family w/ Front Attached Garage SOUTHFORK Single Family w/ Rear Detached Garage Duplexes Street Towns

Single Family w/ Front Attached Garage

Single Family w/ Rear Detached Garage

Duplexes

Street Towns

Dream Unlimited announces that Dundee Developments will now operate as Dream Development

D

ream Unlimited (DRM:TSX) announces that the business known for many years as Dundee Developments will now operate as Dream Development.

For years, the parent company of the development business has been Dundee Real Estate Asset Management (Dream). Last year, the parent company became an independent public business and decided to change the name of all its divisions from Dundee to Dream to bring clarity and simplicity across all of its businesses. As of May 12th, Dream’s land and housing business and each of the REITs it manages have changed names to Dream Development, Homes

by Dream, Dream Centres, Dream Office REIT, Dream Industrial REIT and Dream Global REIT. Dream Development is one of the largest land developers in Saskatoon, Regina, Calgary and Edmonton. With over 10,000 acres of land owned or under contract, Dream has the land to develop even more homes and communities in the future than ever before. Active through Dream and its predecessors, Dream has developed thousands of acres of land over the years and created communities that have become homes for many thousands of residents.

In Edmonton, Dream has been active for over 30 years in the land development business, first as Lehndorff Properties and then Dundee Developments.

Over that period, they created many of Greater Edmonton’s finest family communities and master planned neighbourhoods of uncompromised quality that offer a diverse mix of home styles, popular lifestyle amenities, and prices to satisfy almost every household budget.

From Strathcona Village and Willow Ridge in Sherwood Park to Millcreek Meadows, Meadowbrook Ravines, Tamarack, Laurel and Maple Crest in southeast Edmonton, Dream Development has a proven record for transforming land into value rich communities that satisfy owner expectations and foster peace of mind. Dream Development is currently working on a new community with the second stage of Laurel – Laurel Green.

Dream Development is committed to maintaining the legacy of excellence forged by its predecessors. With the new name comes greater clarity and a statement of purpose to plan and create even better places for people to live, work, and play.

Dream has also launched a new retail division called a Dream Centres, which is focused on developing new format retail within Dream Development’s master planned communities. The focus will be to create retail experiences that complement their communities.

Dream Unlimited’s largest division is its western Canadian land and housing business. Dream Unlimited also manages Dream Office REIT and Dream Industrial REIT, both of which have significant holdings concentrated in western Canada.

Jeff Heximer, Vice President, Edmonton Land (right) and David Morris, Senior Development Manager (left), hosted an event to announce Dundee Developments name change to Dream Development.

Dream Unlimited is an active developer of condominiums in Ontario including the award winning Distillery District and the Pan/Para Am Athletes Village communities.

Dream has significant presence in communities across Canada and is focused on building better communities. The scope of Dream Unlimited is large. Altogether, 125,000 people work in Dream managed office buildings in Canada, 60,000 work in Dream buildings in Europe, Dream’s industrial buildings are the size of 300 football fields and are full of everything Canadians need, their renewable power division provides clean power to 60,000 homes, and 10,000 people move into their communities each year.

About Dream Unlimited Corp.

Dream is one of Canada’s leading real estate companies with approximately $13.5 billion of assets under management in North America and Europe. The scope of the business includes residential land development, housing and condominium development, asset management for three TSX-listed real estate investment trusts, investments in and management of Canadian renewable energy infrastructure and commercial property ownership. Dream has an established track record for being innovative and for its ability to source, structure and execute on compelling investment opportunities.

JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 05

06

Homes Built For You

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VISIT ONE OF OUR CUSTOM SHOW HOMES TRUMPETER AT BIG LAKE

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JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 07

contents JUNE 6 - JULY 4, 2014 || VOLUME 26 ISSUE 6

features & editorials

76

IN EVERY ISSUE

10 Editor’s Note COLUMNISTS

18

by Jim Rivait

28

Homebuyers’ Help

Exploring the top backyard trends of 2014

by Shane’s Landscaping & Contracting Ltd.

48

Fundamentally Speaking

118

43 60 65

Mortgage Advice

80

by Alyssa Richard

Home Sweet Home

Headlines and market predictions versus your reality

Designer Advice Off the wall

HOMEBUYERS’ HELP

Why we should care about Development Charges

Bridge financing: What is it and how can it help you?

SECORD Connecting nature with people

by Yanic Simard

88

Insurance Needs & Options

102

Insurance Needs & Options

129

Community Profile

Secord – connecting nature with people

132

Tips & Tricks

Spend versus save

Things Canadians would rather do than think about insurance How to estimate your home insurance premiums

New Homebuyers’ Resource Section Mortgage calculator and rate table

Web Directory

Edmonton area builders, developers and communities

by Sara Duck

IN THE NEWS

Showhome Review

36

Connect Homes – The Argyle

by Salina Yara Halabi

by Wayne Karl

54

P. 43

by Lydia McNutt

CHBA - Alberta

Make room for the Baby Boom

Community Profile

Your First Home

Demystifying the mortgage landscape for first-time buyers

by Wayne Karl

Housing Market

Canadians still optimistic about the housing market: BMO

ON THE COVER

p. 24

VIEW US

June 6 - July 4, 2014 Volume 26 Issue 06

Edmonton Edition

ON ANY DEVICE

Your Best Source for New Homes

VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

BEAVERBROOK

DIRECTOR OF SALES, NATIONAL

Josh Heppner

Walk into a showhome today

SENIOR SALES MANAGER, WESTERN CANADA

Edwin Rizarri ART DIRECTOR

Daiana Garay EDITOR

#iwalktoschool in Spruce Grove

Wayne Karl CONTRIBUTING EDITORS

Sara Duck Elisa Krovblit Lydia McNutt

SENIOR MEDIA CONSULTANTS

INSIDE THIS ISSUE

EDMONTON BABY BOOM A BOON FOR HOUSING

THE BEST BACKYARD TRENDS OF 2014

HOW TO ESTIMATE YOUR HOME INSURANCE PREMIUMS

Jennifer Mizier 780.217.6778 Nancy Chemait 780.619.3241 PRODUCTION CO-ORDINATOR

Greg Van Sluytman GRAPHIC DESIGNER

65

Viosa Barileva

118

MANAGER OF PRODUCTION

Bala Gnanapandithan

Published By

The Edmonton New Home Guide is a free publication with distribution every four weeks. Submit articles or advertising to PO Box 458. Station Main, Edmonton, Alberta T5J 2K1

newhomeguide.ca

district maps 012

Edmonton Region

093

Southeast

023

Spruce Grove

097

Sherwood Park

033

Stony Plain

099

Fort Saskatchewan

037

West

103

Northeast

051

Southwest

115

Northwest

075

South

127

St. Albert

087

Leduc

128

Gibbons-Devon

089

Beaumont

COPYRIGHT 2014 All rights reserved by New

Home Guide, Toronto, Ontario, Canada.

Reproduction in any form is prohibited.

Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice.

E. & O. E. EDITORIAL Submissions from interested

parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

//EDITOR’S NOTE

Research and due diligence Three simple steps to success

S

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media

hopping for a home online is a great way to narrow your search, but there’s nothing like visiting the sites, models and sales offices to get down to the nitty-gritty. Before you venture out, here are some pointers: First, be clear about what you want and expect in a new home and in your builder.

Remember, the range of prices in the new-home market generally reflects differences in location, features and home styles. There’s no magic involved.

If a builder’s pricing seems out of whack with others in the area, ask for an explanation. Higher prices could mean better quality materials, finishings, features and service. Make sure that

the price you are paying will deliver the quality you want.

Second, understand exactly what is included with the home you are buying and what is optional. Ask the sales representative to show you samples, and request a “spec” sheet that clearly lists what is included, as well as any upgrade options.

Third, evaluate any promises that have been made during your visit. Is the builder prepared to put them in writing? Hearsay comments should not be included as part of your evaluation process. Sit down with your sales representative, ask questions and discuss your Agreement of Purchase and Sale in detail – then take it to a lawyer before it’s finalized.

Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Why we should care about DCs Rising Development Charges may come with an ultimate price we can’t afford to pay

I

WAYNE KARL

EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

10 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

f you’re currently in the market to buy a new home – and doing your due diligence and research – you’re likely hearing more and more about something called Development Charges.

DCs are the fees applied by various levels of government when homes are built, to pay for new roads, transit and other infrastructure.

Home building associations across the country have been speaking out – and lobbying the appropriate government bodies – on this increasingly challenging issue, since the charges in many cases are skyrocketing. These costs are transferred right on to you, the new-home buyer – along with your associated mortgage interest.

No one will argue against the need for new infrastructure, but the industry warns that affordability is increasingly at

risk with skyrocketing fees. If they are allowed to rise unchecked, what will that do for the future of homeownership?

And what will it do for a sector that is an important engine of economic growth?

Studies are already showing there is a growing disconnect between the ambitions of GenYers and Millennials – the homebuyers of the future – and their financial realities. And more and more sources – including the latest RBC Economics Research Housing Trends and Affordability Report – warn affordability is only going to get worse.

Add rising Development Charges to the equation, and – not next year but maybe in five or 10 years – we could be facing an ultimate price that none of us can afford to pay.

mattamyhomes.com

A Mattamy Showhome Interior.

Soon You Will Find New Opportunities

To Enjoy The Art Of Living Well In Beaumont.

Mattamy Homes Is Coming To Coloniale Estates This July!

Coloniale Estates in Beaumont will be our very first new home community in the Capital Region. It will offer a unique variety of home styles never seen before in the Edmonton area.

• Detached Single Family Homes with 2 or 3-Car Tandem Garage • Distinctive styling includes many front porches • 1,673 Sq.Ft. to 2,594 Sq.Ft. • Designed by architects to reflect the local surroundings • Wide variety of exterior styles and interior floor plans • Parks, walking/biking trails and a playground right in the community

• Live right on the golf course • All school levels in or near the neighbourhood • Close to the Montalet Shopping Centre • 15 minutes to Edmonton International Airport • 15 minutes to Grey Nuns Hospital • Easy access into the city

To Register For Information On Coloniale Estates & Other Future Communities In The Capital Region, Visit: mattamyhomes.com Follow us: Edmonton_New Home Guide_June 2014.indd 1

JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 11

14-05-22 10:27 AM

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137 Ave.

AIL TR

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QE II

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127 St.

141 St.

170 St.

Cameron Heights Drive

*LEERQV

Interchange

28A

EDMONTON & REGION Check Each Area District Map For More Information

&DOPDU

Custom Home Building with exceptional quality and service since 1984.

We transform your ideas into a home designed to fit your family’s needs and budget. Whether on your own lot, acreage, in-fill lot, or one of our available lots, experience the difference a small volume builder can make in constructing your dream home!

Call (780) 484-8754 www.gannethomes.com

ERHBA MEMBER

12 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

UNMATCHED STRENGTH with each wall built over 200% stronger than the walls in most new homes EXTREME EFFICIENCY from the most effective insulation available — spray foam — as our standard BUILT TO LAST with top engineers’ ideal combination of materials & home plans HEALTHIER HOMES guaranteed with our unique moisture & mold resistant building process

MILLIMETRE PRECISION robotics build our homes perfectly in a cutting edge facility called Landmark Building Solutions SENSIBLY SUSTAINABLE by harnessing the power of the sun to make solar power easy & affordable in every home SUBLIME STYLE comes standard with designer Kohler faucets & double sinks — before any upgrades

JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 13

14 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 15

Published by

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17

//industry updates – chba - alberta

Make Room

for the baby boom » by jim rivait

jim rivait

Jim Rivait is Chief Executive Officer of CHBA – Alberta. Starting his career working in government, Jim spent the last decade working in the private sector specializing in government relations, advocacy, strategic communications, policy development/analysis and association management.

Baby, we’re growing fast!

News that a record number of children were born in the province last year confirms the impression gained from frequent stroller sightings – Alberta is enjoying a baby boom.

The media hubbub about the popularity of the names Liam and Olivia drowned out any talk about what the birth of 53,090 babies means for Alberta communities.

Just imagine this.

That’s enough babies to require more than 11 million diapers in a single year.

They could fill 736 full-sized school buses that would stretch out in a convoy for more than eight kilometres.

Someday, they could snap up almost every seat in three new NHL arenas like the one under construction in downtown Edmonton.

And even though these babies don’t know it, they are the reason thousands of families spend time discussing a theme familiar to many parents: “Do you think we need a bigger home?”

Population experts talk about “family formation” as one of the key reasons people decide to buy their first home. And with Edmontonians in the mood for lots of “family formation,” it only makes sense to expect the city’s already strong housing market to get a baby boost.

The Edmonton home building industry is certainly seeing the impact

18 New home Guide | jun 6 - jul 4, 2014

of rising population and a strong economy. The number of new single-family homes started so far this year is up 10 per cent over last year to more than 1,800 residences.

Those new homes have plenty of features to appeal to families eager to find more space.

New homes offer a cleaner and safer environment for the whole family. Indoor air quality will be managed using the latest technology. Moisture levels will also be controlled and those unpleasant reminders of previous residents – pet odors being an example – will be a thing of the past.

New parents will also appreciate the safety upgrade that comes with a new home built to meet the latest and highest standards. Features such as hard-wired smoke detectors mean extra peace of mind that will make sleep more restful – at least when baby does not have other ideas about how to spend the night.

And it is a comfort knowing your new home will have better insulation and more efficient heating and cooling systems. That means a comfortable home for baby and lower utility bills for mom and dad.

There’s also something about having a family that tends to make people think of look-term security. So, a 10-year home warranty is the kind of investment protection that many young families will appreciate.

Best of all, Edmonton’s vibrant home building community has a wide selection of homes to meet the needs of individual buyers. Talk to a CHBA – Edmonton Region member about the many different styles, locations and prices available in the market.

It doesn’t take long to fall in love with a new baby – or a new home!

The Canadian Home Builders’ Association – Alberta represents new home builders, renovators, developers, trade and supply companies, and professional services.

Check the CHBA Edmonton Region website for local builders.

from the 300s @ tristatehomes.ca

OUR HOMES HAVE

MORE SPACE THAN AN

19

The Estates

at Waters Edge R

ecreational lake front property has long been exclusively thought of as a summer treat. From that first warm weekend at the end of May, residents of cottage country do their best to squeeze in as much time at the lake before the leaves and snow fall.

There is, however, a new development in Alberta that offers the exclusive benefits of lakeside living year-round. Whether prospective buyers are looking for a weekend retreat or a permanent residence, The Estates at Waters Edge offers unique, single-family homes to accommodate a range of budgets and lifestyles.

This secure, gated development is situated 45 minutes west of Edmonton on the shore of Lac St. Anne. As a perennial community equipped with resort-style amenities, residents enjoy the beauty that every season has to offer.

Summer activities include water sports, fishing, walking, biking, or golfing at a nearby course.

Winter brings its own selection of outdoor activities, including snowmobiling, cross-country skiing, snowshoeing, and ice fishing. For skating and hockey enthusiasts, there is an outdoor NHL-sized ice rink, complete with a skate change and warm-up facility. Access to a private boat launch and a maintained marina allows for carefree boating enjoyment. For social gatherings, a clubhouse, featuring a kitchen, dining area and games room, can accommodate gatherings both small and large.

Home designs are created in-house by the Waters Edge Architecture Team to keep turnaround time to a minimum. Most home builders charge a fee for any changes to their plans, however, this service is complementary for buyers who choose to build with Waters Edge.

Owners can also choose to purchase an undeveloped lot and construct with their preferred builder as long as the proposed design fits within the architectural and landscaping guidelines.

20 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

Waters Edge homes have been designed in a timeless Craftsman-style and are available in an array of two to four bedroom floor plans ranging from 1,150 to 2,500+ sq.ft.. Layouts and room sizes are completely customizable to ensure that each plan meets the buyer’s needs. Yards are fully landscaped and can include a choice of parking pad, attached or detached garage. A variety of high-quality interior finishing packages are also available and owners can rest easy knowing that their residence comes with a 10-year Progressive Home Warranty to ensure the highest home construction quality.

Lot prices start in the low $100,000’s, and two bedroom residences with completely landscaped lots start in the low $300,000’s.

Two brand new showhomes are now open and available for immediate possession. Contact Mike at 780-405-6378 or 1-877-405-1105 or visit watersedgeestates.ca for more information.

DONATE TODAY. STOLLERYKIDS.CA With your support, the Stollery Children’s Hospital Foundation is able to provide life-saving equipment, research that paves the way for new treatments and cures, medical innovations and specialized training, so that every child has the chance to go home again.

JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 21

ROCK GARDENS, CUSTOM EDGING AND WROUGHT IRON FENCING

RETAINING WALLS, STONE PATIO AND STAIRS. CUSTOM WOOD FENCING

RESIDENTIAL & COMMERCIAL LANDSCAPE CONSTRUCTION FENCE & DECK CONSTRUCTION COMMERCIAL SNOW REMOVAL SOD, TREES, BUSHES, WATER FEATURES AND CUSTOM DESIGNED PATIOS

ARTIFICIAL TURF. PUTTING GREENS, DECKS , FLOWER BEDS

CUSTOM DESIGNED DRIVEWAYS AND EDGING

SLATE WALKWAYS AND PATIOS

CUSTOM WATER FALLS, WATER FEATURES, PONDS

SHANE’S LANDSCAPING & CONTRACTING LTD. PROVIDING LANDSCAPING & COMMERCIAL SNOW REMOVAL TO EDMONTON & SURROUNDING AREA.

Shane’s Landscaping & Contracting ltd. specializes in residential and estate landscape construction. From pilings to patios, driveways, retaining walls, lighting, walkways, fences, water features, garden beds, boulders, barbeques, fire pits and the new synthetics grasses. Our team of friendly knowledgeable and hardworking staff can make your landscaping dream a reality.

780.983.8233 - www.shaneslandscaping.com 22 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

4

Millgrove Dr.

5 Hawthorne Gate

Spruce Ridge Dr.

6

Grove Dr.

Woodhave D n r.

McLeod Ave. Highway 16A

1 HILLDOWNS

DEVELOPER: Robson Developments Ltd. BUILDERS: First Avenue Properties, Stylemaster by Rococo Homes, San Rufo Homes, Masterpiece Custom Homes, Celico Builders LOCATION: Grove Drive & King Street

2 VANDERBUILT COMMON

DEVELOPER: SG Developments BUILDER: MacLachlan & Mitchell Homes LOCATION: Century Rd & Viscount Common

4 PARKLAND VILLAGE

DEVELOPER: Parkland Village BUILDERS: Country Hills Homes LOCATION: Yellowhead Trail West To Century Rd, North 2 min.

5 HAWTHORNE AT HEATHERGLEN

DEVELOPER: Qualico Communities BUILDERS: Alquinn Homes, City Homes.

LOCATION: North of Hwy 16A on Jennifer Heill Way, East on Hawthorne Gate

Brookwood

11

2

12 Jubilee Park

1

Century Rd.

Lon gview Dr.

King St.

Dr.

Calahoo Rd.

Grove

10

Calahoo Rd.

Spruce Ridge Road

Jennifer Heill Way

9

Aspenglen Dr.

13

To Edmonton

7

Grove Meadows

Dr. Drive

McLeod Ave.

To Edmonton

6 SPRINGATE AT SPRUCE RIDGE

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Alquinn Homes LOCATION: On Jennifer Heil West of Tri-Leisure Center

7 GREENBURY

DEVELOPER: Beaverbrook Developments BUILDERS: Western Living Homes, Dolce Vita Homes, Alquinn Homes, Cami Comfort Homes, MacLachlan & Mitchell Homes LOCATION: Grove Drive & Pioneer Road

8 HILLS OF TWIN LAKES

DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534

9 DEER PARK ESTATES

DEVELOPER: Broadview Developments Inc. BUILDERS: Rococo Homes, Evani Homes, Patel Homes, Taillon Homes LOCATION: Grove Drive and Jennifer Heil Way

Pioneer Rd.

N

Highway 16

•P OPULATION: 26,271.

•L OCATED: 11 km west of Edmonton on Hwy 16 or 16A. • SCHOOLS: 9 Public & Separate Schools.

• GROCERY: 11 Grocery/ Convenience stores, Safeway, IGA Garden Market, The Real Canadian Superstore & Walmart.

• RECREATIONAL FACILITIES: Twin Ice Arena, Curling Rink, Golf Course, TransAlta Tri Leisure Centre, many soccer fields and baseball diamonds.

• MEDICAL FACILITIES: Member of the West View Regional Health Authority with almost 50 Medical & Dental practitioners.

• PARKS & PATHWAYS: 15+ km of pathways spread throughout 230 hectares of natural & developed park space.

10 KENTON VILLAGE

DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, and Urbanage Homes LOCATION: Century Road, South of Highway 16 at Vanderbilt Common

11 THE WOODS AT KENTON

DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, and Hillview Master Builder LOCATION: Century Road, South of Highway 16 at Vanderbilt Common

spruce grove

AREA INFO

8

12 PRESCOTT

DEVELOPER: Beaverbrook Developments BUILDERS: Averton Homes & MacLachlan & Mitchell Homes LOCATION: Grove Drive, East of Century Road

13 HARVEST RIDGE

DEVELOPER: Lamont Land BUILDERS: Alquinn Homes, Bedrock Homes, Homexx, Lang Built Homes, Montorio Homes, Pacesetter Homes, Southbend Developments LOCATION: North of Grove Drive and West of Jennifer Heil Way

As Alberta’s 11th city, Spruce Grove is your city in the “country”. The place to live....naturally. for more information call (780) 962-7612 or visit our website at www.sprucegrove.org

23

Buy a home in a Beaverbrook community

Walk into a showh

HIGHWAY 16

Th the 31 You

KENTON WAY

CENTURY ROAD

FUTURE RO

PATHWAY TO THE PRESCOTT SCHOOL

In Kenton Village the living is easy, and it’s just as easy for your kids to get to school. The tough part is deciding whether they start their walk from the front steps of your Contemporary Modern or Prairie Modern home? Decisions, decisions.

SPRUCE VILLAGE

GREYSTONE MIDDLE SCHOOL

24

LIVEINPRESCOTT.CA

GREENBURY.CA

SPRUCE VILLAGE DR

VANDERBILT COMMON

JUBILEE PARK

GROVE DRIVE

KENTONVILLAGE.CA

WOO

munity and be walking distance to school.

a showhome today.

E DRIVE

EDMONTON

FUTURE ROAD

PIONEER ROAD

Prescott homes are designed with real families in mind. The new Prescott School is located in the heart of Prescott, which means your kids will always be on time for class – even if they have to quickly run home to grab their homework.

PIONEER ROAD

PRESCOTT BLVD

GREENBURY BLVD

BILEE PARK

The natural beauty of a lush treeline surrounds the 31 exclusive estate lots of The Woods at Kenton.

Your kids get to enjoy a walk in the woods before arriving at the schoolyard.

The new Prescott School will open in 2016.

It will have multiple sports fields and playgrounds.

A variety of before- and after-school programs (including daycare) will be offered for students.

NEW PARKLAND K-9 SCHOOL (2016)

FUTURE ROAD

NYC-style brownstone homes line the streetscapes of this environmentally friendly community.

Living green is what living in Greenbury is all about – you know your kids are walking to class.

WOODSATKENTON.CA

#iwalktoschool

25

SPRUCE GROVE 2014 Awards of

VISIT OUR SHOWHOME IN

EXCELLENCE in HOUSING

Deer Park Estates

BEAUTIFULLY APPOINTED, LARGE 4 BEDROOM 5 CAR GARAGE TONS OF ROOM FOR YOUR FAMILY TO GROW MAINTENANCE FREE EXTERIOR

780-962-2823 91 DANFIELD PLACE, SPRUCE GROVE

WWW.ROCOCOHOMESINC.CA 74_Built Green(20/6)

With quiet streets and plenty of recreational options, you can enjoy more family time than ever before.

• • • • •

Tri Leisure Centre Great schools Close to shopping Restaurants Award winning builders

We have Duplexes starting in the $270’s* and Single Family Homes starting in the $380’s*.

FEATURING:

Sterling Homes – 780-962-3212 Alquinn Homes – 780-901-9966

S P R I N G A T E S P R U C E G R O V E .C O M

*Prices subject to change

26 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

SPRUCE GROVE

the test of time

AND THE OCCASIONAL ROAD HOCKEY BALL.

HIGHWAY 16

Homes starting from $299,999.

GROVE D CENTURY RD.

Every family can find the perfect home in Greenbury.

Duplexes, townhomes and single-family homes with either front or rear attached garages are available.

Each is based on a timeless look that’s built to last.

Our brownstones are a perfect match for Spruce Grove’s natural green spaces and sense of family community. Get lasting style and real value. Choose a Greenbury home for your family.

R.

HIGHWAY 16A

PIONEER RD.

Brownstone style comes to Spruce Grove.

greenbury.ca

JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 27

//homebuyers’ help

Exploring backyard trends of 2014 » by Shane’s Landscaping & Contracting Ltd.

One of the easiest ways to add luxury and tranquility to your lifestyle is to redefine how you look at your backyard, and what can be done to make it beautiful. In

the past, the majority of people used to think about their backyards as just a piece of land where you can plant flowers, grow vegetables and let your dog out to do its business. Today, you can do so much more with what you have, from creating a personal oasis from the hustle and bustle of everyday life to extending the comfort of indoor amenities to an outside living space. Here are some of the best backyard trends of 2014: Create an outdoor living room

Instead of strictly using your backyard for utilitarian purposes, expand your relaxation territory and develop an outdoor living room. Create the same atmosphere that is found in your indoor living room by integrating large, comfortable outdoor sofas and ottomans. Let your backyard be your playground and use bold

colors. Experience a level of unparalleled intimacy by strategically placing outdoor lights that can be adjusted to the desired intensity.

Hold a “Summer Time Kick off” party after you install weather-proof flat-screen TVs and stereo systems. Control the temperature by setting up ceiling fans to circulate warm summer air and heating lamps to breathe warmth into your outdoor living space. water to invigorate the senses

To bring a calming element into your space, introduce a flowing water feature. The soothing sounds of bubbling water streaming from a constant source can add a sense of tranquility that rivals most day spas. There are many different ways you can integrate flowing water, ...continued on pg 32

28 New home Guide | jun 6 - jul 4, 2014

new show home Grand openinG eVent

June 21st Join us for food & fun!

Homes starting at

$304,000.

LoT, HomE & GST

Visit our show homes for a chance to win!

➤ In northwest Spruce Grove, just north of Grove Drive and west of Jennifer Heil Way.

Get to know us Inside & Out...

It’s summer and it’s time to explore! Come visit our new show homes at Harvest Ridge and discover what’s inside. Every Harvest Ridge home comes loaded with the features you’ll love.

Lots to Love!

There’s not only a lot to love inside our homes, there’s a lot to love in the surrounding area. Great schools, playing fields, recreational facilities and shopping all close at hand.

Lots to Win!

We’ve brought the outside in! While exploring our show homes look for signs of outdoor activities and you could have a chance to WIN! Visit our website for details.

HarvestRidge.ca

Inside...

• Townhomes • Duplex Homes • Starter to Estate Single Family Homes • Adult Villas

and Out! • Schools • 13 Acre Play Field • Atim Creek Natural Area • Tri-Leisure Centre • Golfing Nearby • Walking Trails • Shopping Nearby • Ample Green Space

29

SPRUCE GROVE

Luxury Living

at its finest in Spruce Grove Visit our Showhomes today!

EVANI CUSTOM HOMES Showhome locted at #85 Danfield Place, Contact Showsuite at 780-999-2667 www.evanihomes.com

30 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

PATEL HOMES Showhome locted at #89 Danfield Place Contact Showsuite at 780-948-8989 www.patelhomes.com

ROCOCO HOMES INC. Showhome located at #91 Danfield Place Contact Showsuite at 780-962-2823 www.rococohomesinc.ca

TAILLON HOMES Showhome located at #87 Danfield Place Contact Showsuite at 780-722-9381 www.taillonhomes.com

at

t

m

New Showhomes NOW OPEN Welcome to Deer Park Estates Subdivision The Finest New Subdivision in Spruce Grove

Deer Park Estates is conveniently located near shopping, restaurants and all the conveniences of a City, just a few short minutes away. We are walking distance to daycares and are surrounded by beautiful trails, fresh water ponds and thoughtfully landscaped green spaces for you and your family to enjoy Most lots can easily accommodate 3 Car garages, and also have large driveways which can conveniently accommodate parking for recreational vehicles

Visit our Show Homes Today Show home Hours: Monday-Thursday 3-8 pm Weekends and holidays: Noon-5 pm Private viewings are available upon request with the builder of your choice

DEERPARKESTATES.CA

31

//homebuyers’ help...continued

including cascading waterfalls and custom-made fountains. Ponds are another route you can take when considering placing water sources in your space. Koi and other aquatic life transforms your backyard into a relaxing Eastern-style garden.

Eliminate the indoor/outdoor boundary

Take advantage of a large outdoor living space and eliminate stifling walls. Incorporate retractable screens that disappear when not in use. If you are uncomfortable with the idea of a completely open space, consider installing a set of French doors with Phantom’s retractable door screens to form a nearly invisible separation between your indoor and outdoor rooms. In today’s modern outdoor areas, many people enjoy integrating plush fabrics and treatments to add comfort to their porches and patios.

Motorized retractable screens can deliver shelter from the sun and the bugs, letting you spend more time relaxing on your outdoor couch with a good book.

Install a source of fire

What good is a luxurious outdoor living space with all the amenities of an indoor room without a good source of heat? If you really want to tie your project together, think about integrating either a built-in fireplace or a fire pit. These attractive, useful heat sources are ideal for romantic nights alone with your significant other or large family and friend get-togethers. It doesn’t matter if you are in the middle of a frigid winter or relaxing during a cool summer night, chilly weather can ruin a great mood. However, with a decent-sized fireplace or firepit, you don’t have to run indoors to stay comfortable. You wouldn’t be the first person to consider placing a fire source at the center of your outdoor space.

Careful to check bylaws when deciding where to place any fire source. According to a recent survey conducted by the Society of Landscape Architects, firepits and fireplaces enjoy a 97 per cent popularity rating Shane’s Landscaping & Contracting ltd. specializes in residential, estate and acreage landscape construction. From patios to water features, driveways, retaining walls, lighting, walkways, fences, irrigation, garden beds, boulders, barbecue, fire pits and the new synthetics grasses, we can help make your landscaping beautiful.

Planning your landscaping is an exciting time, and we are here to help. Our team of friendly knowledgeable and hard working staff can make your landscaping dream a reality.

Call us now for a consultation.

Shane’s Landscaping & Contracting Ltd. is locally owned and operated, providing landscaping and commercial snow removal services to Edmonton and surrounding area.

Call us for a consultation at 780.983.8233 or view our website at shaneslandscaping.com 32 New home Guide | jun 6 - jul 4, 2014

8

6 5

1 7 Genesis Drive

10

3

2

Genesis Lake Blvd.

1 THE BRICKYARD AT OLD TOWN

DEVELOPER: Old Town Development Corp.

BUILDERS: Daytona Homes Master Builder, Kirkland Homes Master Builder, Lakeview Developments LOCATION: West of 50th street and 50th Ave, Stony Plain

2 GENESIS ON THE LAKES

DEVELOPER: Unitech Construction Services Ltd. BUILDERS: Ashton Homes, Caribbean Homes, Fox Maple Homes, Innova Homes, Sierra Homes, Stellar Homes LOCATION: South off highway 16A onto Highway 779 (also known as 48 Street)

3 LAKE WESTERRA

DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, Sterling Homes LOCATION: Golf Course Rd. & 79 Ave.

5 SILVERSTONE

DEVELOPER: Wilcor Development Group BUILDERS: Wilcor Homes, Open LOCATION: Spring Lake Exit off of Hwy 16A & Range Road 15

7 SOUTHCREEK

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Alquinn Homes LOCATION: South of Fairway Drive & West of Boundary Road

8 THE ESTATES AT WATERS EDGE

DEVELOPER: Waters Edge Developments BUILDER: Waters Edge Developments LOCATION: Only 20 mins West of Stony Plain On Hwy 43 at Gunn & Just 35 mins West of St. Albert on Hwy 37 located on the North Shore of Lac Ste Anne

9 HILLS OF TWIN LAKES

DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534

10 WILLOWS END

DEVELOPER: Jaffer Developments BUILDER: Jaffer Developments LOCATION: 48 Street and Willow Park Road North

PUBLIC SCHOOLS • FOREST GREEN 5210 - 45 Street 963-7366 [1] • HIGH PARK 40 Highridge Way 963-2222 [1] [2] • MEMORIAL COMPOSITE 5116 - 55 Avenue 963-2255 [3] • MERIDIAN HEIGHTS 4119 - 43 Street 963-2280 [1][2] • STONY PLAIN CENTRAL 5108 - 55 Avenue 963-2203 [1][2]

SEPARATE SCHOOLS • JOHN PAUL II 5801 - 48 Street 963-2526 [1][2]

PRIVATE SCHOOLS • ST. MATTHEW LUTHERAN 5014 - 53 Avenue 963-2715 [1] Elementary K-6 [2] Junior High 7-9 [3] High School 10-12

S TO I ELL N N O TH P ING W H PU E G AS LO BL EN E 1 TS IC ER A L

DEVELOPER: Qualico Communities BUILDERS: ReidBuilt Homes LOCATION: South on Boundary Rd at 44th Ave.

6 SPRING LAKE RANCH

• POPULATION: 10,544 and Growing.

• LOCATED: 20 km west of Edmonton on Hwy 16A • SCHOOLS: 4 Kindergarten to grade nine, Senior high, French Immersion & including 2 Religious schools.

• GROCERY: Extensive with new Big Box National Outlets 2 km to the east of town.

• RECREATION FACILITIES: New tri-municipal recreation complex east of town. 18 hole CPGA Championship Golf Coarse, curling, skating, library, Municipal Heritage Centre, Heritage Walk of Murals.

• MEDICAL FACILITIES: New 70 bed acute & extended care hospital.

Full ambulance services. 3 Medical Clinics.

• PARKS & PATHWAYS: Extensive, including 12 km of pathways, watercourses & Lions campground.

stony plain

AREA INFO

9

33

MIRRORS… IT’S IN THE DETAILS Mirrors aren’t just for the walls any more. From cocktail tables to headboards, vases to partitions. No matter what your style, mirrors add dimension, increase the feeling of light and space, can be used as a focal point or a simple accessory – add sparkle and interest to your interior décor through the use or mirrors.

1

1. LIGHT FIXTURE. A contemporary ball pendant by Tom Dixon has a gorgeous reflection while maintaining a minimalist look, comes in chrome, copper or gold.

2. SIDE TABLE. Global views gorgeous chrome twist table – works in all style genres.

3

3. HEADBOARD. I have only one word for this headboard - stunning!

Available from Horchow, Century and Hooker furniture. You can push this frame to a rock and roll vibe or to a turn of the century victorian vibe.

2

4

5

34

Edmonton & Area

Grandma’s House

M

y da en

1 66 Street

r lbe ra tT

2

Range Rd 230

153 Ave

.A

St

127 Street

137 Street

il

Little Red Riding Hood used to have to

Yellowhead Trail Yellowhead Trail Groat Road

to visit her beloved grandmother…until her grandmother decided to

Baseline Road

Wye Road 50 Street

75 Street

3 Location is SO important, it’s usually said three times.

Whitemud Drive Dr ive

Terw illeg ar

6

23 Ave

17 Street

Calgary Trail

to future and current amenities and conveniences.

or townhomes with attached garage or without attached garage

Village – Two storey townhomes or duplexes with rear lane access

Landing – Townhome

5

RohitCommunities.com

1. Edmonton North

Vistas – Bungalow communities

Evolve – Single homes with 111 Street

Ellerslie Road

Home Styles Elements – Two storey duplexes

Drive Henday A n th ony

4

N

Whitemud Drive Gateway Blvd

We build in communities that offer great accessibility

Highway 21

Whyte Ave Whitemud Drive

7 Cloverbar Road

move into a Rohit Certified Smart Space.

EDMONTON Highway 14

Anthony Henday Drive

venture through dangerous wolf country

Find a home in your ideal location!

FORT SASKATCHEWAN

8

ive Dr

H ny tho An

Ra yG

g nin an

e Av

92 Street

ST. ALBERT

Drive bon ib

nce upon a time...

JUST GOT A WHOLE LOT CLOSER

99

ive

Dr

3. Edmonton West

Condominium Project

5. Edmonton South

7. Sherwood Park

Casselman Landing

Elements Hamptons

Callaghan Landing

Elements Aspen Trails

Elements Cy Becker

Elements Edgemont

Vistas at Callaghan North

Evolve Sherwood Park

Evolve Cy Becker

Evolve Edgemont

Village at Allard

2. Edmonton North West

4. Edmonton Windermere

Elements Starling

Village at Langdale

Evolve Starling

Elements Glenridding Elements Glenridding Heights

Evolve Allard Vistas at Allard

8. Fort Saskatchewan Elements Sienna

6. Edmonton South East Tawa Landing

Evolve Glenridding Heights

RohitCommunities.com

Rohit Insert 06-06-14 FRONT.indd 1

2014-05-28 10:56 AM

isit a Rohit showhome today WEST EDMONTON

NORTHWEST EDMONTON

FORT SASKATCHEWAN

Hamptons |

Starling at Big Lake |

Sienna |

DUPLEX

JUST RELEASED! 1 Santana Crescent

Call Kim at 780.906.9808

Call Pam at 780.938.5478

Call Kathy at 780.446.2643

Glenridding |

ROHIT DUPLEX OR SINGLE FAMILY HOME Rohit Duplexes & Single Family Homes are located in prime areas with great amenities.

With desirable locations in Edmonton and Sherwood Park area we are sure to have a perfect fit for you!

Single family homes up to 2304 square feet and duplexes up to 1519 square feet with two or three bedroom options. Features such as laminate, tile and granite are included with many upgrade options available.

DUPLEX

2407 Sparrow Crescent NW

SOUTHWEST EDMONTON

FIND YOUR PERFECTLY LOCATED SMART SPACE IN A

DUPLEX

1753 Hammond Crescent NW

DUPLEX

SINGLE FAMILY

2309 Sparrow Crescent NW Call Pam at 780.938.5478

16005 10 Ave SW

SHERWOOD PARK

Aspen Trails |

DUPLEX

2 Sunterra Way

Call Kim at 780.906.9808

Glenridding Heights |

Starling at Big Lake |

SINGLE FAMILY

NORTHEAST EDMONTON

Call Wende at 780.952.1572

Cy Becker |

Lakeland Ridge |

DUPLEX

SINGLE FAMILY

NEW! Showhome coming soon!

118 Cy Becker Blvd NW

400 Churchill Crescent

Call Candice at 780.990.9588

Call Chris at 780.995.6054

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Glenridding Heights |

DUPLEX

Cy Becker |

SINGLE FAMILY

NEW! 2351 Glenridding Boulevard SW

3710 167 Ave NW

Call Candice at 780.990.9588

Call Chris at 780.995.6054

Allard |

SINGLE FAMILY

3322 Abbott Crescent SW Designer created finishing packages and appliance allowance streamlines your buying

Call Blair at 780.909.9141

process for added convenience. Moving into a new home has never been easier!

Duplexes from $319,000 & Single Family from $443,000 Prices subject to change

Rohit Insert 06-06-14 BACK.indd 1

For all product listings and more information visit RohitCommunities.com

2014-05-28 10:56 AM

4. ORNATE SCREENS/TATTOOS. By layering paint or metal over mirror, you can accomplish a truly custom look. This pattern was used on french doors into a master bedroom, and then again on the

6

mirrors in the walk-in closet.

5. CONSOLE. In the foyer, behind the sofa, in a dining room, this mirrored console has a variety of uses which makes this a value buy in its versatility.

6. DESK. For a writing desk in your bedroom, or as a sofa console and lap-top desk, this piece by Arteriors is a must-have!

7. MANNEQUIN. This mannequin was purchased to add a bit of sparkle to a otherwise dull, dark corner – I may someday turn it into a floor lamp, but for now, it’s perfect as is.

7

Anyway you look at them, mirrors are versatile, and truly a wise investment in your interior design décor. Make it amazing!

Photos compiled are from websites that Marie shops at, various items chosen are befitting the mood and depict best choices for this article. Should you want information on any of these products, please contact interiorsBYDESIGNinc.

35

//in the news

Canadians still optimistic

about housing market: BMO

According to the 2014 BMO Housing Confidence Report, 44 per cent of homeowners intend to buy a property in the next five years. This represents a slight drop from 2013, but still signals a high level of confidence in Canada’s housing market – particularly among those under 30 years of age.

However, results vary widely in Canada’s major city centres: » I ntent to buy has surged in Montreal, with 63 per cent planning to purchase a property in the next five years – up 13 points from last year » Half of those in the Greater Toronto Area (51 per cent) plan to buy in the next five years, a decline of eight points from 2013 » Further west, intent to buy in Calgary is up five points to 54 per cent, while Vancouver is down four points to 54 per cent » A fter seeing an increase of 15 points last year, Atlantic Canada dropped notably; intent decreased by 18 points to 29 per cent.

“The dip in overall intent could reflect expectations of higher interest rates, while the drop in the GTA likely reflects concerns about valuations and a possible price correction,” says Sal Guatieri, senior economist, BMO Capital Markets. “The improvement in buyer confidence in Montreal should help to absorb a moderate overhang of condos in that market.”

After seeing an improvement in affordability between fall 2012 and spring of last year, this measure has flattened in 2014, with 45 per cent of homeowners cutting back or dipping into their savings to pay their mortgage.

“Seeing consistency in terms of affordability year over year is encouraging, however, interest rates are likely to begin moving up in the near future, resulting in households potentially facing some strain down the ...continued on pg 38

west

9 HAMPTON POINTE

DEVELOPER: Beaverbrook Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, open LOCATION: Take Anthony Henday, turn West on Lessard Road.

10 GRANVILLE

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes, Bedrock Homes, Crimson Cove Homes, Infiniti MasterBuilt, Kanvi Homes, Kimberley CustomBuilt, Pacesetter Homes, Parkwood Master Builder, San Rufo Homes LOCATION: SW corner of Whitemud Dr. and Guardian Rd.

35 Ave.

1

1 WOODHAVEN-EDGEMONT DEVELOPER: Walton Development and Management LP BUILDERS: Montorio Homes, Coventry Homes, Sabal Homes, Pacesetter Homes LOCATION: 199street and 35 ave

2 WEDGEWOOD

DEVELOPER: Reid Worldwide Corporation BUILDERS: ReidBuilt Homes LOCATION: Corner of Lessard Road & 180th Street

3 THE PROPERTIES OF DONSDALE

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Open LOCATION: 178 Street south to Lessard Road turn on Danbury Boulevard & follow the signs

4 RIVER POINTE AT CAMERON HEIGHTS

DEVELOPER: Delta Square Properties Inc. BUILDERS: Birkholz Homes, Celebration Homes, Habitat Studio, Vicky’s Homes, Heredity Homes, Areo Homes, Blackstone Homes, Sunrise Homes, Open to the public.

LOCATION: Take Anthony Henday turn on Cameron Heights Dr.

. on Dr er s m ht Ca eig H

5 HAMPTON TERRACE

DEVELOPER: Qualico Communities BUILDERS: Rohit Communities, Sterling Homes LOCATION: Lessard Road & 199 Street

11 SECORD

DEVELOPER: Hopewell Residential Communities BUILDERS: Daytona Homes Master Builder, Innovations by Jayman, Jayman MasterBUILT, Prominent Homes, Sabal Homes LOCATION: North of Whitemud Dr. on 215 Street

6 EDGEMONT

Developer: Brookfield Residential BUILDERS: Brookfield Homes, Daytona Homes and Look Homes LOCATION: Lessard Road and 199 street, to Edgemont Way

7 COPPERWOOD

DEVELOPER: The Grange South West Property Corporation BUILDERS: Open LOCATION: Hemingway Rd. & 199 Street (between 45 Ave. & 62 Ave.)

8 CAMERON HEIGHTS

DEVELOPER: Cameron Heights Joint Venture BUILDERS: Canyon Spring Master Builder, Hillview Homes Master Builder, Landmark Homes, Darren’s Homes, Classic Landmark Homes, Pacesetter Homes, Kanvi Homes, Marcson Homes, Look Homes LOCATION: South on Anthony Henday to Cameron Heights Drive.

37

//in the news...continued

According to the 2014 BMO Housing Confidence Report, 44 per cent of homeowners intend to buy a property in the next five years.

This represents a slight drop from 2013, but still signals a high level of confidence in Canada’s housing market – particularly among those under 30 years of age.

Price sensitivity and expectations: homeowners expect modest increases in property value

›N ationally, a 15-per-cent rise in

road,” says Sameh Elrefaei, head of mortgage products, BMO Bank of Montreal. “It’s important that Canadians make responsible choices when financing their home, and part of that is stress testing against a higher rate to ensure affordability remains stable.”

Elrefaei adds that for Canadians looking to buy a home – particularly first-time buyers – choosing a fixed rate mortgage and a lower amortization period can help to increase financial stability.

The report, conducted by Pollara, tracks confidence in Canada’s housing market among Canadian homeowners by measuring intentions to buy or sell, price expectations and overall mortgage affordability.

Young Canadians most likely to buy; investment properties more attractive in 2014

›O verall, intent to buy a property is highest among younger Canadians. Three› ›

quarters (75 per cent) of those between the ages of 18 and 29 plan to buy in the next five years, along with 67 per cent of homeowners aged 30 to 39.

W hile more than half (54 per cent) of those considering a property purchase in the next five years are looking at houses, this is down eight points from 2013.

Subsequently, the intention to buy a condo is up five points to 22 per cent.

A s with 2013, 10 per cent of those planning to buy are looking at recreational properties. Meanwhile, nine per cent plan to purchase an investment property, up three points from a year ago.

12 Month Price Expectations (Per Cent) Spring 2014 Spring 2013

›

Percentage of mortgage holders dipping into savings decreases in 2014

› Th e number of those dipping into

›

REGION Nationa l

BC

A B

MB/SK ON QC

ATL Mont GTA Ca l

Van

+2.3

+1.8 +3.0

+3.0

+2.9 +1.3 +2.4

+0.3

+3.1

+3.5

+1.6

+2.2

+1.2 +1.9

+3.0

+2.4 +2.2 +2.5

+2.5

+2.4

+2.1

+1.5

38 New home Guide | jun 6 - jul 4, 2014

prices would dampen plans to buy in the next five years by eight points (44 per cent to 36 per cent), showing that property values would have to rise sharply for long term buying intent to cool significantly O n average, homeowners expect property values to grow by 2.3 per cent in the next year, and 13.2 per cent over the next 10 years.

›

their savings to afford their mortgage payments in the past year has decreased by three points to 12 per cent. Furthermore, this measure has decreased by five points since 2012.

A dditionally, the total percentage of mortgage holders needing to cut spending to make their payments has stayed flat year over year.

H owever, mortgage holders who have needed to cut appear to be doing so in the appropriate places, with a four-point increase in those decreasing their spend on vacations.

WEST

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Edmonton’s most popular and exciting Craftsman inspired community. Nestled on 305 acres in West Edmonton, Granville features plenty of green space and trails, 2 beautiful ponds, charming masonry features including an old world bridge, a future school site, numerous amenities nearby including Costco within walking distance, and convenient proximity to the Whitemud and Anthony Henday freeways. Choose from an apartment style luxury condo (starting in the $180’s), a duplex (starting in the $340’s), a single family home (starting in the $440’s), or a refined estate home (ranging from the $650’s to $1.5 million).

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Only a handful of single family 3A and 3B homes remain.

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Coming soon

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Octoberfor 2012

BUILDER & DEVELOPER

A Comprehensive Guide to Edmonton’s Builders, Developers and Communities

The stories behind Edmonton’s top builders, developers & new communities

community profile//

SECORD

Connecting nature with people

T

here are many reasons to love Secord – convenient west end location, homes of exceptional value, and a variety of homes for all stages of life.

At the top of the list of what residents love is Secord’s beautiful parks and walkways, and the sense of community and friendly neighbours.

That was the vision that developer Hopewell Residential had in mind when designing Secord – a welcoming place to connect with nature and with the people who matter most.

Located just off Winterburn Road (215 Street) and Secord Boulevard (96 Avenue), residents can enjoy two ponds and a natural wetland surrounded by pathways and new and fully-grown trees. Secord has ample space for families to explore and play including playgrounds, picnic areas and parks.

A full variety of home styles, from townhomes and duplexes to laned homes and front-attached garage homes, means there is a home for everyone in Secord from the first-time homebuyer, to the move-up buyer and homes for the young professional or an empty nester.

The Secord Corners townhomes offer two or three bedroom options starting in the $280,000s. Duplexes by Daytona Homes start from the $300,000s. Sabal Homes and Innovations by Jayman are building laned homes from the $350,000s.

For the move-up crowd, Jayman MasterBuilt, Sabal Homes and Prominent Homes have front-garage homes starting from the $450,000s. These three builders also have six brand new showhomes. jun 6 - jul 4, 2014 | New home Guide 43

//community profile

Minutes away from all amenities, including shopping, dining, grocery stores and professional services, makes Secord a prime, desirable location.

To celebrate, Hopewell is hosting a Summer Solstice Grand Opening on Saturday, June 21 from noon to 5 p.m. It’s a family fun event with refreshments, children’s activities and giveaways, including the chance to win a $500 Lowes gift card.

And watch for a new laned showhome parade featuring Sabal Homes and Innovations by Jayman that is scheduled to open this fall.

The showhomes, like all homes in Secord, follow timeless architectural themes that accentuate the neighbourhood’s natural habitat.

Craftsman, Classic, Arts & Crafts and Prairie each have their own character and charm, yet complement each other to create a diverse and harmonious community with lasting appeal.

Secord offers easy access to downtown and countless west end amenities via Anthony 44 New home Guide | jun 6 - jul 4, 2014

Henday Drive, the Whitemud, Stony Plain Road and the Yellowhead.

Minutes away from all amenities, including shopping, dining, grocery stores and professional services, makes Secord a prime, desirable location.

Secord is the perfect blend of an inviting community, convenient location and well-priced homes that offer style, space and craftsmanship all surrounded by nature.

For more information visit liveinsecord.ca Showhomes are open from 2 to 8 p.m. Monday to Thursday (townhomes from 3 to 8 p.m.); weekends and holidays noon to 5 p.m. Closed Fridays.

jun 6 - jul 4, 2014 | New home Guide 45

WEST

better location for happier commutes

SHOWHOMES NOW OPEN The happiest community in West Edmonton offers nearby shops for everything you need, and quick access to everywhere you want to be.

There’s three premier builders to choose from, and more than ample parks, ponds and trails for families to grow and prosper. Come see the showhomes today, and start planning for a happier life tomorrow.

Only 30 Homes in Phase 1 · Starting from the $430,000s

stewartgreens.com This is not an offering for sale. Such an offering can only be made with a disclosure statement. E.&O.E.

46 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

47

//FUNDAMENTALLY SPEAKING

HOW TO AVOID YOUR OWN

moving horror story » by WAYNE KARL

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business.

In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property.

He can be reached at

wayne.karl@wall2wallmedia.com

or follow him on Twitter at Twitter.com/WayneKarl

With that, the sordid tale ended.

When buying a home, you likely will consult with a team of The job not complete, left for us to trusted professionals – a mortgage broker, lawyer, perhaps a realtor or builder sales associate and maybe a home inspector. move the furniture indoors, now the victims of one of the Top 10 scams Then, assuming you move ahead with your purchase, monitored by the Better Business eventually you will likely need a mover.

Bureau (BBB).

People often don’t consider a mover as an important “I could write a thesis on this,” John member of their team of professionals. However, given the Levi, president of the Canadian critical role they perform – taking possession, at least Association of Movers (CAM) told me. temporarily, of all your worldly goods and moving them CAM offers consumers the without loss or damage – it’s a function not to be taken for following tips on how to avoid being granted. Not doing your due diligence and taking the time to scammed by unscrupulous movers: select a reputable mover can invite untold problems. » Find reputable movers through the Case in point: the following example, which admittedly CAM, BBB or provincial government doesn’t involve a new-home move, but the experience is all too consumer protection agencies common. So is the lesson learned – unfortunately, the hard way. » Ask three movers for estimates in writing I recently contracted a “professional” moving company to » Get the terms and conditions in writing carry out a last-minute move of five pieces of furniture on » Ensure your goods will be protected behalf of my son, a university student. For a variety of reasons, for loss or damage we decided to hire movers rather than rent a truck. » Read customer reviews on movers’ After calling several firms – including large, well-known websites and other forums companies and smaller, independent ones – I selected a moving company at the location where the pick-up was to take place.

“Consumers have recourse with their Drop-off would be about 125 kilometres away. provincial government’s consumer We agreed on price ($350) and time (9 a.m.) – after I was aff airs department and with the Better very clear the move would involve an out-of-town destination.

Business Bureau,” says Levi. “Both of All details were confirmed in a “contract” exchanged via email. these avenues are fraught with The crew was on time for the move the next morning, but difficulties and often take many almost immediately began talking about a higher rate – $360. months to come to some form of Not a huge difference, but it immediately raised my suspicions. resolution – satisfactory or otherwise.

I’ll spare you all the gory details, but it’s important to share And often, the mover simply out-waits the lowlights of what happened next: the consumer. » The company I originally contracted the job to the night before “It’s far simpler and more effective was inexplicably unavailable to actually do the move the next to engage a reputable mover in morning, and apparently passed it off to another firm. advance rather than trying to fi x a bad » My original contact, who was easily available on cell situation after-the-fact.” phone repeatedly the night before, suddenly was nowhere to My example, though painful and be found. infuriating, is minor compared to » Once the truck was loaded, the fee increased to $450. other common horror stories involving » Upon arrival at the destination, the movers said the fee similarly unsuspecting clients. was $500. “It’s taking longer than we thought, and the Make sure you take the proper steps furniture is heavier.”

– and the time – to protect yourself. » “Sure,” I said, “right after I call the police.”

48 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

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SPRING IS IN THE AIR.

FRONT GARAGE SHOWHOMES Daytona Homes Master Builder Look Master Builder

This family friendly neighbourhood offers a great location with easy access to schools, shopping, services and recreation facilities. Plus, its natural beauty is the ideal backdrop for your new home and lifestyle.

LANED SHOWHOMES Brookfield Residential

Your Life. Your Terms. Your Edgemont.

MyEdgemont.ca 49

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What to do when you hire a contractor Many experienced and reliable contractors work in your community – highly skilled professionals who do business the right way.

Unfortunately not all contractors play by the same rules. Some cut corners to offer lower prices. They promise you a “good deal” as long as nothing is written down and you pay in cash.

These cash deals can mean a lot of risk for you.

Contractors who don’t do business properly don’t protect you from accidents or their mistakes. If there is a work-related injury or damage to your home, you could face lawsuits and financial loss.

You could be responsible for your contractor’s unpaid bills. And you could be stuck with work that is incomplete or badly done.

While serious, these risks are easy to avoid. Before you agree to let anyone work on your home, take these three simple steps: know who you’re dealing with, make sure you’re protected from risks, and always Get in in Writing! ™

How to find

a good contractor • Ask friends, family and neighbors about contractors they have hired to work on their homes.

• Contact your local Home Builders’ Association or other trade association for a list of professional contractors in your community.

• Ask your local building materials store if it has a list of recommended contractors.

• Ask your utility company if it has a list of recommended contractors.

• Check with your local Better Business Bureau to find out if a contractor is a member.

For more advice, including detailed information about contracts plus worksheets you can use when interviewing contractors, visit HiringAContractor.com For a listing of builder and renovator members, contact the Canadian Home Builder’s Association - Edmonton Region. Call 780-425-1020 or visit their website at chbaedmonton.ca Get it in Writing! provides information to help you make informed choices when you build, renovate, or repair your home. This program is managed by the Canadian Home Builders’ Association with support from the Government of Canada.

74_Get it in Writing_21/1

120 NEW HOME GUIDE | FEB 14 - MAR 14, 2014

DEVELOPER: Windermere Grand BUILDERS: Audie Benson Estate Homes, Birkholtz Homes, Homes by Element Construction, and OPEN to the public LOCATION: North of 9th Avenue on the corner of Windermere Drive and Windermere Road

8 CREEKWOOD CHAPPELLE

DEVELOPER: Delcon Creekwood BUILDERS: Alldritt Homes, Artisan Homes, Marcson Homes, Bedrock Homes, Homes

by Avi, Kimberley Homes, ReidBuilt Homes, Rohit Communities, Connect Homes, Thomsen Built LOCATION: South of Ellerslie Road & West of 141 Street

12

9 WINDERMERE SOUTH

DEVELOPER: Windermere Lands Ltd. BUILDERS: Dolce Vita Homes, Bedrock Homes, Marcson Homes LOCATION: 170th Street & Ellerslie Road

10 CHAPPELLE GARDENS 1 AMBLESIDE IN WINDERMERE

2 LANGDALE IN WINDERMERE

DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, MacLachlan & Mitchell Homes, Pacesetter Homes, Sterling Homes, Rohit Communities, Marcson Homes, Augusta Homes LOCATION: 170 St & 7th Ave. S.W.

3 GLENRIDDING

DEVELOPER: Brookfield Residential BUILDERS: Lincolnberg Master Builder, Daytona Homes Master Builder, Look Homes Master Builder, Homes By Avi, Maple Isle Homes, Brookfield Homes LOCATION: South of Ellerslie Road & West of 141 Street.

4 UPPER WINDERMERE

DEVELOPER: Windermere Ambleside II Ltd. BUILDERS: Marcson Homes, Bedrock Homes, Kimberley Homes, Homes by Avi, Kanvi Homes, Connect Homes, Averton Homes LOCATION: Terwillegar Drive and Anthony Henday Drive

Developer: UnitedCommunities Builders: RSL - Homesby Avi, Pacesetter, Parkwood Homes, Landmark Homes. RPL - Pacesetter, Landmark Legacy Homes, Rohit Communities. Duplex Homes (front attached Garages) - Parkwood Homes, Landmark Legacy. Duplex Homes (rear attached garages) - Homes by Avi, Rohit Communities.

LOCATION: 156 Street & Ellerslie Road

DEVELOPER: Beaverbrook Developments BUILDERS: Averton Homes, Dolce Vita Homes, Homes by Managen , Mac & Mitch Homes, Open LOCATION: Windermere Blvd. West of 170 St.

11 ONE AT WINDERMERE

DEVELOPER: Beaverbrook Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, Western Living Homes, Sunny Valley Homes, Ace Lange Homes, Kanvi Homes, open LOCATION: Winderemere Blvd. West of 170 Street

5 KESWICK ON THE RIVER

DEVELOPER: MLC / Cameron Communities BUILDERS: Cameron Homes, Hillview Master Builder, Kimberley Homes, Landmark Homes, Parkwood Master Builder, Aacropolis Homes, Ace Lange Homes, Carriage Signature Homes, Perry Signature Homes, Pacesetter Homes LOCATION: West of 180th Street and South of Ellerslie Road (9th Ave)

6 WINDERMERE RIDGE

DEVELOPER: Beaverbrook Developments.

BUILDERS:Cami Custom Homes, Marco Antonio Homes, Open LOCATION: Windermere Blvd., West of 170 St.

T:6.75”

­southwest

7 WINDERMERE GRAND

12 AMBELSIDE SOUTH

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Coventry Homes, Connect Homes, LOCATION: Ellerslie Road & 170th Street

13 GRAYDON HILL

DEVELOPER: MLC Group BUILDERS: Averton Homes, Marcson Homes, Parkwood Master Builder, Landmark Communities, Lincolnberg Master Builder, Pacesetter Homes LOCATION: Ellerslie Rd, west of 127th St SW

14 GLENRIDDING HEIGHTS DEVELOPER: Rohit Land Development

BUILDERS: Crimson Cove Homes, d’Cor Homes, Lincolnberg Master Builder, Pacesetter Homes, Rohit Communities LOCATION: South of Ellerslie Road, East of 170 Street

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BRO10223084_Paisley_300 New Home Guide

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NEWHOMEGUIDE.CA

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53

//mortgage advice

Bridge financing – what is it and how can it help you? » by alyssa richard

Alyssa Richard

is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

It’s unlikely that the first home you buy will be the one you stay in forever. At some point, you’ll want to sell and buy a new home – either to upsize, downsize or move to a new location. And when you find yourself in that situation, there’s a good chance you’ll be relying on the equity from your existing home to help you purchase your next one.

Unfortunately, you could get stuck in a situation where the closing date for your new home is before the closing date of the home you’re selling, which leaves your down payment tied up in equity. Mortgage brokers estimate that 20 to 30 per cent of Canadian homeowners find themselves in this situation; if you’re one of them, bridge financing is the tool that can help you out of it.

How does a bridge loan work? Well, let’s say the closing date for the home you’re buying is 40 days before the closing

To qualify for a bridge loan, all you need is a copy of the Sale Agreement from your existing home and the Purchase Agreement for your new home.

54 New home Guide | jun 6 - jul 4, 2014

date for the home you’re selling. A bridge loan is simply a loan for the amount of equity you want to take from your existing home that covers you for those 40 days. Bridge loans are automatically repaid when your sale goes through and your equity is put against the mortgage on your new home.

Because bridge financing is so common, all of the big banks offer it to their mortgage customers. (Note that some smaller lenders and credit unions do not.) Most lenders are comfortable lending up to $200,000 for as many as 120 days. If you require a larger loan or an extended period of time, you may need to hire a real estate lawyer, which makes the financing process more expensive, as legal fees will be involved.

Of course, as much as a bridge loan is meant to help you out with your home purchase, it is still subject to interest – often at a rate similar to an open mortgage or a personal line of credit (such as Prime plus two or three per cent). The interest rate may seem high, but remember it’s only charged for a short period of time, before the equity from your first home will be available to repay the loan. Your lender may also charge a flat administration fee in the range of $200 to $500.

To qualify for a bridge loan, all you need is a copy of the Sale Agreement from your existing home and the Purchase Agreement for your new home.

Oh, and firm closing dates on both properties – without them, you may need to get a bridge loan from a private lender, who will charge you a much higher interest rate than what one of the big banks would. Good luck!

SOUTHWEST

L IFE 3 PARKS

ON THE

R IVER

8.3

ACRE

13.6

3 PONDS

ACRE

8.5

KMS

LANDSCAPED TRAILS

WINDERMERE GOLF CLUB

M ASTER-P LANNED TRAILS ARE P ART OF THE NEIGHBOURHOOD At Keswick, you’ll love your neighbourhood the North Saskatchewan River, golf courses, and lush ravines.

Keswick takes its cues from England’s Lake District.

Meander through timeless architecture, wetlands, and parks.

Life on the river starts here.

8 S HOWHOMES N OW O PEN !

BEAUTIFUL by Nature

www.keswick-edmonton.com JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 55

SOUTHWEST

A M B L E S I D E ' S

CONTEST 1

ENTER AT OUR SHOWHOMES BEFORE JUNE 22 ND 4

5 2 3

Ambleside is a master-built community focused on the things that make life enjoyable. With so many unique ways to spend your time here, we decided to create our most exciting contest yet: AmbleNights.

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SOUTHWEST

A R E YO U R E A DY TO E X P L O R E

THE MANY SIDES OF AMBLESIDE? With our AmbleNights contest, we’re giving you the chance to win 1 of 5 nights out.

Go ahead, take it all in. You don't need to leave Ambleside for a great night out.

Arrive at the movies in a limo, take a private cooking class from one of Edmonton’s top chefs, drink the finest wines and scotch around, or get the glam salon treatment you know you deserve.

AmbleNight 1 The Ultimate Cinema Experience Your night begins with a private gourmet popcorn tasting for you and three friends. From there you’ll be whisked away in a stretch limousine to a VIP Cineplex movie experience.

With gift cards in tow you'll be able to enjoy a smorgasbord of cinema snacks.

AmbleNight 2 Tasting Night: Wine Edition Take a sip on this: you and three guests mixing it up with a sommelier as you embrace the finest fermented grapes with your soon to be expert palette. A classy food spread will pair perfectly with a mix of good company and great wine. We’ll also be sending you home with a Wine and Beyond gift card just because.

AmbleNight 3 Tasting Night: Scotch Edition .

This night is all about that which is so good once it touches your lips—nectar of the gods, lightning in a bottle—mmm scotch. We’re even bringing along a whisky expert so you can finally express exactly why that golden elixir tastes so good. We’ll also send you home with a gift card to Wine and Beyond.

AmbleNight 4 Ultimate Salon Experience Relax, take a load off. This AmbleNight is all about you and three friends of your choosing having a great time together getting your hair and make up done while snacking on hors d'oeuvres and drinking wine. There will be a photobooth to capture all the relaxin’ action. And of course you’ll get a gift card to Chatters.

AmbleNight 5 Private Cooking Class Experience With one of Edmonton’s top chefs, you’ll be privy to all the ins & outs of true kitchen mastery. Learn tricks of the trade while you and three friends sip on fine wines in a relaxing atmosphere. Don’t be sad when it’s over. You’ll be able to relive it all when we send you home with a Safeway gift card.

To learn how to enter and for full contest details visit AmblesideWindermere.ca/AmbleNights

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COMING SOON • TOWNHOME Jayman Innovations by TER • LANED/STAR Master Builder Daytona Homes AGE/MOVE-UP • FRONT GAR , Homes by Avi Coventry Homes

S:10”

PaisleyCommunity.com

//TIPS AND TRICKS

Spend p vs.

Just bought a new home and on a tight budget? Don’t fret! With expert advice from Toronto-based interior stylist Paul Semkuley, we show you where to spend and save your precious pennies for each room in your house.

Save

BEDROOM

» by SARA DUCK

SPEND Mattress & Box Spring | Approx $1,500 – $3,000 Although it is the least glamourous item to buy for the bedroom, it is the most important. A good mattress will make all the difference in getting your beauty sleep each night. “The mattress should last you at least 10 years,” says interior stylist Paul Semkuley. “Especially when you purchase it with the coordinating box spring – as it absorbs up to 50 per cent of the body’s impact.” Semkuley also suggests getting comfy and cosy in store by laying on it like you would normally sleep, to see if the mattress is a right fit. Whether you prefer a mattress that is firm, made of organic material or one that comes with a pillow top for extra comfort, buy the best one you can afford.

SAVE

1

2

Pssst!

TIP Don’t try to save money by using an old foundation or box spring with your new mattress. A mattress paired with its new box spring work together for all around better support, and keeps the mattress in shape longer.

3

4

1. Emmie Spets Sheet Set in White. $45. VISIT IKEA.CA 2. Seagrass Block Headboard. $200-$390. VISIT PIER1.Ca 3. Table Lamp. $70. VISIT BOUCLAIR.COM 4. Hemnes Three Drawer Chest in Gray-Brown. $150. VISIT IKEA.CA 60 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

FACT A study conducted in the U.S., Canada, Mexico, UK, Germany and Japan found that a comfortable sleep surface and cosy sheets and bedding were rated the most important romantic elements in all six countries. ...continued on pg 62

SOUTHWEST

JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 61

BATHROOM SPEND Vanity & Countertop | Approx $2,500 – $4,000 You may think this is an odd pick to invest your money in, but the vanity is a key item for the bathroom. Don’t forget you will be using the vanity every day, multiple times, opening and closing doors and exposing it to moisture. “The most important need of the vanity must be function,” says Semkuley. “Spending more on cabinetry that is made of solid wood will last much longer in a “wet” environment, than those made of a pressed wood compound.”

SAVE 1

Pssst!

TIP Buy a vanity that is proportioned to your space.

You may have room for a big vanity but little room for anything else.

2

FACT In 1890, the Scott Paper Company manufactured toilet paper on a roll, much as we know it today.

3

4

1. Heritage Aged Iron Chandelier by Hampton Bay. $99. VISIT HOMEDEPOT.CA 2. The Beverly Mirror by Tangerine Mirror Co. $80.

VISIT HOMEDEPOT.CA 3. Fiona Bath Towels in Coral. $14. VISIT BEDBATHANDBEYOND.CA 4. Simply Fine Lenox Chirp Bath Ensemble. $50. VISIT BEDBATHANDBEYOND.CA 62 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

...continued on pg 70

SOUTHWEST

YMCA FITNESS ACTIVITIES IN CREEKWOOD KICK-OFF EVENT JUNE 7th, 12 - 5 pm Join us on Saturday, June 7th between 12 - 5 pm as we kick-off our Creekwood Summer YMCA activities with a great event.

Enjoy yummy food and participate in great activities like Yoga, Zumba, Bootcamp and tons more – for free!

See you in Creekwood!

Experience Creekwood in the Summer and participate in these great William Lutsky YMCA events for free!

Event dates and times subject to change and contingent on weather.

Space may be limited.

Please bring your own yoga mat or towel.

June 14th:

June 28th:

• 9am: Family Yoga

• 9am: Family Yoga

• 1:00 Family Zumba

• 10am: Bodyweight Bootcamp (Strollers welcome)

• 10am: Bodyweight Bootcamp (Strollers welcome)

• 1:30 Family Yoga

June 21st:

• 2:00 Bodyweight Bootcamp

• 9am: Family Yoga

June 7th Kick-off Event: (each session 20 mins) • 12:30 Bodyweight Bootcamp

• 2:30 Family Zumba

• 10am: Family Zumba

• 3:00 Family Yoga

Chappelle Road d

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lR

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Ca

Activity Location

LifeinCreekwood.com quiet | calm | convenient A SW community south of Ellerslie Rd. at 141 St. 63

CONNECT WITH US CONNECTHOMES.CA

REDEFINING THE WAY HOMES ARE BUILT AT CONNECT HOMES WE ARE REDEFINING QUICK POSSESSION HOMES. YOUR HOME DONE YOUR WAY IN LESS TIME.

VISIT A SHOW HOME TO FIND OUT MORE OR VISIT CONNECTHOMES.CA.

SHOW HOMES IN:

Ambleside South, Creekwood Chappelle, Allard, Laurel Crossing, Robinson (Leduc), Forest Ridge (Ft. Sask) SCAN AND LIKE OUR FACEBOOK PAGE FOR YOUR CHANCE TO WIN A NEST THERMOSTAT

showhome review//

Connect Homes:

The Argyle » by SALINA YARA HALABI

C

onnect Homes welcomes you to explore the Argyle. This modern two-storey home combines the stunning features and exceptional design that is expected from Connect Homes. At 1,425 sq. ft., this lane home is filled with unique design features and details that set it apart from other homes in the market, and offers multiple floorplan options and modifications to explore.

Connect Homes’ specialized pre-building system takes place in their state-of-the-art manufacturing facility, where the home’s components are pre-built in a controlled environment and transported to the home lot to be assembled on site – significantly reducing the construction phase! This unique and

modern building process allows for more wood to be used throughout the home, specifically between floors, as well as in the walls themselves, and ultimately leads to a home that is more structurally sound than when built through the traditional route.

Step into the charming Argyle and you will find yourself in an entryway that features a convenient bench plus plenty of storage and hanging space. This Drop Zone is a standard feature in every Connect Home and was created to cater to the needs of every day life, allowing homeowners to unload and store their outerwear belongings efficiently. Upon entering the home, you will find yourself in an open concept environment. To the right of the entryway is the spacious living area. An electric fireplace is the focal point of the living space, adding warmth and ambiance to the home. Another unique feature of this Connect Home is the Enterplace, where fireplace and entertainment needs are combined to ensure everything is pre-set to hang your TV above the fireplace - ultimately offering a more effective use of space for the homeowner. Large triple pane windows facing the front of the home bring in plenty of natural light into the space. Beautiful rich jun 6 - jul 4, 2014 | New home Guide 65

//showhome review

toned hardwood floors line the great room, dining, and kitchen area of the home creating a seamless design.

The dining area transitions off the living room and provides enough space to comfortably seat four to six people. A large closet and access to the basement level of the home are found to the left of this space. An optional Connect-Tech Zone is also found in this area of the home, and offers tech-savvy individuals a work area with built-in charging stations that are USB capable.

This area can also be used for a laundry room, with other laundry room options including the second floor or basement.

An impressive kitchen anchors the backend of the Argyle.

The kitchen features a central island with an eating bar that provides the perfect spot for quick meals or some extra seating for entertaining guests. A full size pantry is a standard feature in every Connect Home, allowing for an ample amount of storage for dry goods and kitchen supplies. There is also a substantial amount of cupboard space, with an option to upgrade to 42-in. kitchen cabinets to suit individual lifestyle needs. Multiple backsplash options are offered to the home buyer, including beautiful mosaic tile, ensuring individual tastes are satisfied.

Each Connect Home includes an appliance allowance giving the homebuyer the freedom to pick the best options for their specific needs. To the left of the kitchen is a large half-bath and a back entry to the home – also with a Drop Zone. Each home includes a 10-by-10-ft. back deck (perfect for the summer months) and parking pad.

66

Plush, neutral toned carpet leads to the second floor, where you will find an upper level as expertly designed as the main floor. A flex space is featured to the right of the staircase offering some additional storage. The generously sized master retreat is to the right side of the upper level and includes a walk-in closet, and large ensuite. Oversized windows centre the room and create an airy environment in the space. Two additional bedrooms are found on this level of the home, each providing large closets and substantially sized windows. A full bath is situated next to the two bedrooms. Alternate floorplan options for the second level of the home include replacing the two bedrooms with a large owner’s suite with two walk-in closets and private ensuite, as well as a second bedroom and a flex space option that can be used as a second living area, home office and much more.

Connect Homes offers homebuyers a different style of custom home building.

With “homes built for real-life living” this home builder truly goes above and beyond in providing the extra details that make a house a comfortable and convenient home for their customer. Providing multiple, well-designed floorplans to choose from, Connect Homes ensures customers have a specialty built home that they are proud of.

Visit the Connect Homes showhomes located in Laurel Crossing, Ambleside South, Creekwood, Allard, Forest Ridge, Fort Saskatchewan and Leduc from Monday to Thursday 3 to 8 p.m. or noon to 5 p.m. Saturday and Sunday. To learn more about Connect Homes, please visit connecthomes.ca jun 6 - jul 4, 2014 | New home Guide 67

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SOUTHWEST

EXECUTIVE STYLE HOMES Marcson Homes Augusta Homes SINGLE FAMILY HOMES Pacesetter Homes Coventry Homes Sterling Homes MacLachlan & Mitchell Homes DUPLEX STYLE BUILDERS Sterling Homes Coventry Homes TOWNHOMES Rohit Communities

69

KITCHEN SPEND Free-Standing Range | Approx $2,000 – $5,000 Appliance shopping can be daunting – especially when you are deciding on a big purchase such as a free-standing range (hot plate on top, oven underneath). But this important appliance will make your cooking life easier if you spend a little more on a quality piece that is tailored to your needs. “Having a gourmet range will make a huge statement in your kitchen. It will definitely add value to your home while you live there and especially if you plan to sell your home,” says Semkuley.

1

SAVE

2

3

Pssst!

TIP There are plenty of options out there when it comes to your range, such as gas, electric and induction. Determine which type you will use based on what you have available and your personal cooking preference.

FACT A study conducted

by Visa Canada suggests 60 per cent of Canadians eat out once or more a week.

4

1. Bodum Chambord Four Cup French Press with Locking Lid. $50. VISIT THEBAY.COM 2. Royal Doulton Gordon Ramsay Maze White Dinnerware. $100 FOR 16-PIECE. VISIT BEDBATHANDBEYOND.CA 3. Hamilton Beach 1.7L Dome Electric Kettle, $60. VISIT THEBAY.COM 4.

Gourmet Settings Non-Stop Flatware. $50 FOR 20-PIECE. VISIT BEDBATHANDBEYOND.CA 70 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

...continued on pg 72

Make the Right move, Right Now! Now is the time... to dive right in!

• Two Landscaped Ponds • Extensive Walking Trails • Close to Shopping – The Currents

Executive Townhomes

• Close to major transportation – Anthony Henday & Airport

NO CONDO FEES!

Starting from

$290,000’s

OU

T!

PLUS GST

S R U N NIG

OAD

DR

ONY

AB

TH

BI

TE

TH

RW

ILL

EG

ILL R

AR

175 St.

$329,000

R

H EN D A Y DR

RIVER

ere B lv d.

W i nder m

18 4 S t .

TCHEWAN

EI

23rd. Ave.

AN

NORTH SASKA

TI M

t.

175 S

170th Street

173 St.

174 St.

177 St.

177a St.

11 Ave. SW

Dolce Vita 780.487.7405 Bedrock Homes 780.756.2635

Starting from

PLUS GST

Ellerslie Road (9th Avenue) 10 Ave. SW

Duplex Homes

Marcson Homes 780.655.4979

ELLERSLIE ROAD

www.windermere-south.ca JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 71

LIVING ROOM SPEND Sofa | Approx $3,500 – $5,000 The living room is the main hub of any home.

It’s where you will do most of your entertaining and it’s the place you will go to snuggle and watch movies together. It’s important, then, that you invest in a sofa that not only looks good, but is comfortable, durable and functional for your space. Paying a little extra now, means a sofa that will last through the years. “When you have great bones in a sofa, you can always reupholster it, knowing that you will have the comfort that you have enjoyed for so many years,” says Semkuley.

1

2

SAVE 3

Pssst!

TIP When sofa shopping,

look for a sturdy frame, one that does not wobble or creak but sits squarely on the floor. Also, pay attention to fabric detail – you want a fabric that will wear well for every day use.

FACT According to BBM Canada, the average Canadian adult watches 30 hours of television a week.

4

1. Bendale Rug. $134 FOR 5 X7. VISIT RONA.CA 2. Floor Lamp. $140. VISIT BOUCLAIR.COM 3. Box Frame Coffee Table in Mango Wood. $429. VISIT WESTELM.COM 4. Sequined Striped Pillow. $49. VISIT CHAPTERS.INDIGO.CA 72 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

PAUL SEMKULEY

Toronto-based interior stylist is the Principal of Re:Source Lifestyles – he combines his love of art, fashion and design to offer a unique styling and design firm.

Visit resourcelifestyles.com

T:7.5” S:6.75”

10 GREAT SHOWHOMES TO VIEW

SOUTHWEST

Outdoor Living. The excitement of a new season brings bursts of energy. This Spring you and your family will have plenty of reasons to be energized and outdoors in Chappelle Gardens.

Nestled adjacent to the Whitemud Creek Ravine, this developing community features an urban village park with gardens, tree-lined paths, as well as a storm pond and playground. An exclusive 5-acre Residents’ Association is currently under construction and will soon be complete with a spray park, outdoor ice rink, basketball nets, picnic tables and Club House.

TOWNHOMES Brookfield Residential

HONY

H E N DAY D R

ELLERSLIE RD SW

28 AVE

J MO AME WA S TT TR 111 ST

170 ST

N ANT

141 ST

DUPLEX HOMES Brookfield Residential

RABBIT HILL RD

LANED HOMES Brookfield Residential Daytona Homes Master Builder Homes by AVI

41 AVE SW

ChappelleGardens.com 73

T:10.5”

S:9.75”

FRONT GARAGE HOMES Daytona Homes Master Builder Lincolnberg Master Builder Look Master Builder

MARKET INTELLIGENCE AND TECHNOLOGY ARE A POTENT COMBINATION

Advances in technology have changed every aspect of

are helping marketing efforts to be more effective,

our lives. Whether it’s the way we communicate, the way we receive healthcare or the way we conduct business, technology continues to improve and

efficient and targeted.

streamline all facets of our daily lives – and marketing is no exception.

Strategic market research, coupled with the latest technology, can be a potent combination to acquire insightful industry knowledge that can ultimately allow your company to gain a competitive advantage and market share. After all, how can you make strategic, informed decisions about what to build, where to build and pricing, if you don’t have accurate and up-to-date market intelligence?

have) has not been fully explored. For the most part, market intelligence processes are lacking. In the end, marketing is responsible for defining a brand and creating a positive environment for expansion. Marketing looks for growth, plans for growth and executes on growth plans.

Generally speaking, it is easier for companies to grow when the market itself is strong. Armed with the latest technology and strategic market intelligence, companies can effectively compete to gain market share. However, there are winners and losers in this never-ending tug of war. Which side of the rope is your company on?

Technology and market intelligence go hand-in-hand.

Intelligence House studies show that in the last

As software and hardware continue to advance, the capacity to gain industry knowledge becomes greater as more information can be analysed, deciphered and utilized. In 2013, Gartner released a study that claimed by 2017 the Chief Marketing Officer would spend more on technology than the Chief Information Officer.

Whether that claim will be fully realized, the important

few years only five single-family home builders in Edmonton have gained market share.

The housing market is expanding, but the majority of builders aren’t keeping pace.

The information marketing has at its fingertips (or could

With the steady influx of newcomers to Edmonton and a constant demand for housing, new home builders are

thing is that marketing departments in 2014 will continue a trend of investing in significant technology out of their own pockets as more marketing is done in the digital space and better tools become available.

popping up left, right and centre. Investing in up-to-date market intelligence can be the deciding factor in whether you get dragged through the mud or stay clean.

Everything from content managed websites to automation software, CRM systems, social media management tools and project collaboration software

Until next time!

Intelligence House is Edmonton’s newest and most innovative Real Estate Marketing Agency with a focus on market intelligence as well as full marketing and sales services to real estate industry professionals.

74 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

From left to right: Michael Melnychuk Alex Ruffini Emmett Hartfield

Gateway Blvd.

66 St.

DEVELOPER: MLC Group / JCA Financial UILDERS: Landmark Communities, B Sterling Homes, Rohit Communities, Innovations by Jayman LOCATION: South on James Mowatt Trail and North of 30 Avenue SW

James Mowatt Tr.

1 9

6

Ellerslie Rd. (9th Ave.)

7

11 ALLARD IN HERITAGE VALLEY

5

DEVELOPER: MLC Group / Allard

13

Developments BUILDERS: Jayman MasterBUILT, Rohit Communities, Sterling Homes, Connect Homes, Landmark Legacy, Jaya Homes LOCATION: South on James Mowatt Trail and South of 30 Avenue SW

50th St.

QE II

3

e.

30 Av

2

101 Street

4

10

Millwoods Rd.

127 St.

23 Ave. Anthony Henday

91 St. Parsons Rd.

Calgary Trail South

111 St.

119 St.

30 Ave.

10 CALLAGHAN IN HERITAGE VALLEY

34 Ave.

12

8

814

12 THE ORCHARDS AT ELLERSLIE

RR244

Township Road 510

Township Road 510

14

1 ELLERSLIE HEIGHTS

EVELOPER: United Communities D BUILDERS: Landmark Legacy, Homes by Avi, Landmark Communities, Landmark Homes, Park Royal Homes, Kirkland Homes LOCATION: North of Ellerslie Rd. on 66 Street

2 LAKE SUMMERSIDE

DEVELOPER: Brookfield Residential BUILDERS: Mosaic Townhomes, Brookfield Duplexes, Innovations by Jayman, Daytona Homes Master Builder, Landmark Homes, Homes by Avi, Pacesetter Homes, Landmark Classic Homes, Canyon Spring Master builder, Aacropolis Homes LOCATION: Ellerslie Rd. & Parsons Rd.

3 CALLAGHAN

EVELOPER: Rohit Land Dev. D BUILDERS: Art Custom Homes, White Eagle Homes, D’Cor Homes, Rohit Communities, Celebration Homes LOCATION: 1 km South of Ellerslie Road on 111 Street SW

4 RUTHERFORD HEIGHTS

DEVELOPER: Qualico Communities BUILDERS: StreetSide LOCATION: James Mowatt Trail & Rutherford Rd.

RR243

11

41st Ave. SW

south

34 Ave.

38 Ave.

39 Ave.

Beaumont

5 WALKER LAKES NORTH

DEVELOPER: MLC Group / Cameron Communities BUILDERS: Cameron Homes LOCATION: South of Ellerslie Rd. on 66 Street

6 WILLOW HAVEN

DEVELOPER : Carrington Land BUILDERS : Bedrock Homes LOCATION : 5624 - 7th ave

7 WALKER LAKES STATION

EVELOPER: MLC Group / Allard D Developments BUILDERS: Active Homes, Boss Homes, Landmark Legacy Homes, Lincolnberg Master Builder, Pacesetter Homes, Sterling Homes LOCATION: South of Ellerslie Rd. on 66 St.

DEVELOPER:Brookfield Residential BUILDERS:Front attached Homes: Homes by Avi, Sterling Homes, Jayman MasterBUILT Rear-Detached Homes: Landmark Legacy Homes, Daytona Master Builder Semi-Detached:Axio by Brookfield Homes LOCATION:turn south off of Ellerslie on 91st Street, turn east on 25th Ave SW.

13 WALKER SUMMIT

DEVELOPER:United Communities BUILDERS: RSL - Kirkland, Landmark, Morrison and Montorio Duplex - Morrison, Montorio and Innovations by Jayman LOCATION: South on Ellerslie to 66th Street

14 ROYAL OAKS

DEVELOPER: Cancom Development BUILDER: Konark Homes, Cancom Homes, Infiniti Homes, Open LOCATION : South on 101 Street to Towship Road 510. Turn east to EastVistas Blvd. (follow signs)

8 ALLARD

EVELOPER: United Communities D BUILDERS: Caliber Master Builder, Kimberley Homes, White Eagle Homes, Parkwood Master Builder LOCATION: 111th Street & 30th Ave

9 RAVINES OF RICHFORD

EVELOPER: Rohit Land Development D BUILDERS: Celebration Homes, OPEN LOCATION: Ellerslie Road & Blackmud Creek Ravine

T:6.75”

Discover 13 showhomes at our T:1.5”

in the park May 24 | 12-5pm

75

4-30-2014 4:31 PM

BRO10204677_Orchards_100.indd

BRO101204677_OrNew Home Guide Edmonton

//home sweet home

Headlines & market predictions versus your reality » by Lydia McNutt New-home buyers, when selling their existing home, often dread having to endure weeks (possibly months) of painful open houses and showings. In my recent

Lydia McNutt

is an award-winning writer and editor of New Condo Guide. Lydia’s love of architecture, interior design and the written word have landed her happily at home at Wall2Wall Media, where real estate rules. Email Lydia.McNutt@ wall2wallmedia.com, and follow her on Twitter @ LydiasTweets

experience, lucky for us, the For Sale sign turned to Sold quicker than expected.

Now, those worries about selling our home have shifted to buying one and meeting everything on our must-have list – budget and timing included.

In a casual chat with a real estate agent about our plan – selling our home first, then buying – he advised me and my husband to take the reverse route and buy first. “It’s a sellers’ market,” he said. “Selling won’t be the problem, it’s buying that you should be more concerned with.”

Well, the agent was right on one count – our house sold in a matter of days. But buying before selling? While the idea of taking our time to house hunt, pack and move appealed to us (my husband are I are both meticulous planners; we had our whole wedding timed, right down to the minute!), the possibility of paying two mortgages simultaneously, or settling for less than list price on our home in the interest of a quick sale, were certainly not in the plan. Ultimately, our comfort level dictated that selling before buying was the way to go. We now know exactly how much equity we have to put toward our new house, and we won’t get stuck paying two mortgages. To us, this peace of mind is worth the risk of possible bidding wars and being beaten out by a bigger, better offer. In fact, we almost expect that scenario. After all, it is a sellers’ market, right?

While it’s a good idea to pay attention to the headlines and all the advice offered – professional and otherwise – take it with a grain of salt. You can never really predict what will happen in the real estate market, though many may try.

Experts guess at where the market is going based on trends and historic data. And while the picture may look a certain way from a national, provincial or city-wide perspective, what happens from one street to the next, from one price range to the next, can differ dramatically. Your guess as to what the housing market holds in your specific circumstances is as good as anyone’s.

Is it a buyers’ or sellers’ market? Will prices rise or drop in the next few weeks while we search for the best home and the best deal? What will happen to mortgage interest rates in the short term? Should we buy now, or wait until the feverish,

76 New home Guide | jun 6 - jul 4, 2014

spring-time frenzy blows over? Rather than losing sleep worrying about things you can’t predict or control, think about your own circumstances and plan your future based on your personal facts.

Take an honest look at your financial situation. Review your assets and debts, including mortgage (current and expected payments), car loans, lines of credit, student loans and other bills. Are you secure in your job? Are you planning to grow your family? Will you be taking parental leave from work, and if so, can you afford to pay all your bills on your now-decreased income? Once you figure out what your reality is and where your comfort level lies, you’ll be better equipped to make a decision without being bombarded by the latest headlines.

The key message? Buy when you’re ready for the market, not when the market is ready for you.

SOUTH

Game On with all your friends and family.

The outdoor sports rink is perfect for the whole team.

Edmonton’s South West Family Community

10 SHOWHOMES TO VIEW Townhomes

Duplex

Single Family Attached

Single Family Detached

Sterling Homes Rohit Communities

Sterling Homes Jaya Homes

Sterling Homes Jayman MasterBUILT Rohit Communities

Landmark Legacy Innovations by Jayman Connect Homes Sterling Homes

Townhomes Now Selling!

Priced from the $

290's VIEW ALL OUR GREAT HOMES AND BUILDERS AT

www.allard.ca JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 77

SOUTH

FINAL PHASES NOW SELLING!

The Best Value in South Edmonton from the Inside Out

7 SHOWHOMES TO VIEW! $

Starting in the

290’s

• Walk to K to 9 school • Neighbourhood Commercial • 17 Acre central park & school site • Walking distance to new City Rec Facility & Sports Field • Minutes to the Anthony Henday & South Edmonton Common • Landscaped Ponds & Walking Trails

STERLING HOMES

TOWNHOMES Pacesetter Homes Boss Homes

www.walkerlakes-station.com

SINGLE FAMILY - ATTACHED GARAGE Active Homes Pacesetter Homes Sterling Homes Crystal Creek Homes

DONATE TODAY. STOLLERYKIDS.CA With your support, the Stollery Children’s Hospital Foundation is able to provide life-saving equipment, research that paves the way for new treatments and cures, medical innovations and specialized training, so that every child has the chance to go home again.

78 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

DUPLEX Crystal Creek Homes Lincolnberg Sterling Homes

Homes

SMA L L E N O U G H T O LIS TEN , B IG EN O U G H TO D ELIV ER

BOSS HOMES newest offering in the thriving community of WAL KER L A K E S S TAT IO N

YO U HAV E T O S E E I T TO BELIEVE IT. STAI NL E S S S T E E L A P P L I A N C E PA C K A G E H ARDW OO D F L O O R S H I E F F I CI E N C Y F U R N A C E R E AR DE C K S

DUPLEX UNITS

starting in the low

$300’s!

For a limited time only FREE detached garage!

Monday to Thursday 3:00pm to 8:00pm Saturday and Sunday 1:00pm to 5:00pm Closed Fridays and Holidays

Anthony He

nday Dr

SW 91 S t.

Ellerslie Rd. SW Wa t t C o

www.Bosshomes.ca

50 St. SW

Ellerslie Rd. SW

For more information, please see our web site, or contact our showhome at 587-524-1777

Anthony Henday Dr 66 St. SW

Showhome Hours :

91 St. NW

SHOW HO M E A D D R E S S : 3 42 WATT B LV D . S .W.

m m on

Watt Blvd. SW

//your first home

Your first mortgage from reGuLAtioNs to rAtes, We Demystify WhAt CAN Be CoNfusiNG AND iNtimiDAtiNG for first-time Buyers » by WAYNE KARL Fixed versus variable rate, short or long term, open or closed… these are just some of the important – and complex – questions you’re likely pondering as you prepare to take out your fi rst mortgage.

To help demystify this often intimidating subject, New Home Guide enlisted the help of three experts:

ALyssA riChArD, CEO of RateHub.ca

Peter KiNCh,

award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan

NHG For those who have never bought a home before, the topic of mortgages can be intimidating and confusing.

How do you suggest first-time buyers begin to prepare?

RicHaRd Get educated. You can talk to an expert

(mortgage broker or a bank), educate yourself online or do a combination of the two. There are so many resources online to choose from. Don’t be scared to talk to family and friends who have purchased homes before; they probably had all the same questions.

KiNcH The first thing you should look at is your budget.

It’s one thing to find out how much of a mortgage you can qualify for, but it’s another to look at how this new home is going to impact your budget. Analyze your current monthly housing expenses and determine the maximum amount you can afford. Research what monthly costs you should incorporate into your budget as a homeowner beyond the monthly mortgage payment – including property taxes, condo fees, insurance, utilities and maintenance. Working within a budget will not only prevent you from getting into a home you can’t afford, it will give you peace of mind. Once you have your budget in place, work with a broker to get a pre-approval and secure an interest rate for at least 120 days, so that you don’t have to worry about rising rates while taking your time to find the right property.

RoSS The most important thing a first-time buyer can do

CALum ross,

senior vicepresident and mortgage agent at The Mortgage Centre

is prepare a household budget. Once you have a really good indication of what your total household income is, after tax, then you can determine your ability to save for a down payment and an affordable monthly mortgage payment.

One of the best resources available for first-time buyers is still the Canada Mortgage and Housing Corp. (CMHC) website. The tools and data are very useful and since they are not trying to sell you anything, it is unbiased. Visit cmhc-schl.gc.ca ...continued on pg 82

80 New home Guide | jun 6 - jul 4, 2014

S:6.75”

SOUTH

Welcome to Lake Summerside South Edmonton

Lakeside living without leaving the city.

At Lake Summerside you’ll find a diverse selection of homes for growing families and first-time buyers. It’s all here: the bliss of lakeside living mixed with urban convenience. Residents can enjoy the community beach club next to a 32-acre lake for swimming and sailing on those hot summer days, plus great shopping and other amenities nearby.

Visit our showhomes by: Brookfield Residential Townhomes and Duplexes

S:9.75”

Innovations by Jayman Daytona Homes Master Builder Landmark Homes Homes by Avi Pacesetter Homes Landmark Classic Homes Canyon Spring Master Builder Aacropolis Homes

ELLERSLIE RD

N ER SI DE

DR

88 ST

91 ST

SU M M

A $20,000

GRANDE BLVD

22 AVE

SH

AW

AY W

SAVARYN DR

REASON TO BECOME A HOMEOWNER Until June 30, purchase a new home on the Grande Boulevard and receive a triple car garage for the price of a double or $10,000 in home upgrades.

Plus be one of the first five homebuyers and we’ll throw in a $10,000 Classic Landscape gift card.* *Promotion exclusive to select homes.

LakeSummerside.com

81

//your first home...continued

NHG Short, long, fixed, variable – what type of mortgage might better suit first-time buyers, and why?

Richard If you’d prefer to pay the same amount each month, go fixed. If you’re

comfortable with some level of risk and want to minimize costs, variable rates are proven to be cheaper in the long run. As for your mortgage term, it’s important for first-time buyers to think about a five-year time line. Studies show that 70 per cent of homeowners break a five-year term at the 3.5-year mark, which if you went fixed could result in a big prepayment penalty. If there’s any chance you’d move in five years, go variable (penalty is only three months’ interest) or get a shorter term.

Kinch The truth is, everyone has a unique set of circumstances. If you can get a five-year rate around three per cent, go with a long-term rate. Otherwise, take the variable. A fixed-rate mortgage guarantees you a certain interest rate for a fixed term, such as five years. This rate is typically higher than a variable rate would be, but think of the extra cost as “insurance” against interest rates going up. A variable rate will start out lower, but there is no guarantee as to when or how high it will go, so there is a risk factor. If you’re on a tight budget and you can’t afford for your mortgage costs to go above a certain amount, then take a fixed rate and sleep well knowing exactly what you can pay and afford for the next five to 10 years. If you have a little more flexibility in your budget, take a variable rate today, but increase your monthly payments to more than the minimum. You’ll accomplish two things: accelerate the speed at which you pay down your mortgage; and adjust your family budget so that if you renew into a higher rate environment five years from now, you won’t experience payment shock.

Ross The challenge for first-time buyers is that they tend to want the stability of a

payment – good for budgeting purposes. The problem is that they typically own the home for less than five years. Generally speaking, it is important to remember that the cash-flow crunch typically exists only for a short period at closing and shortly thereafter, and depending on the difference between short- and long-term rates, the difference in payments can be substantial. Make sure you do the math and make the decision that won’t cause you to have payments over your cash-flow comfort level.

NHG What do you foresee in the mortgage landscape in the coming year that first-time buyers should be aware of?

Richard It doesn’t sound like interest rates will go up until late 2014 or even

2015. Canada’s low interest rates have been referred to as “an anomaly,” but some economists say the numbers are normal based on our current rate of inflation. Of course, Ottawa can always change things, such as the minimum down payment requirements or the lending guidelines. In any case, I’d suggest first-time buyers pay close attention to what’s happening in their market and follow the news.

82 New home Guide | jun 6 - jul 4, 2014

Kinch The government is definitely trying to find ways to become involved in slowing down what it perceives to be a heated housing market. The question is, what is left? Ottawa can impact only high-ratio mortgages such as those insured by CMHC. Currently, homebuyers can get a high-ratio mortgage with only five per cent down.

I really don’t see them changing the down payment requirement to 10 per cent. An area they may intervene is the CMHC insurance premiums – such as increasing the premiums homebuyers have to pay based on how much they put down. They have also taken a closer look at qualification rules, especially for the self-employed. Outside of CMHC, the Office of Superintendent of Financial Institutions (OSFI) will put more pressure on banks that currently offer a 30-year amortization on conventional mortgages (minimum 20 per cent down) to change the maximum amortization to 25 years.

Ross The lending environment may

very well see more stringent mortgage guidelines in the next six to 12 months.

There is a growing concern about household debt levels, which could result in changes to the way mortgages are approved with both banks and other mortgage suppliers. At this time, I don’t think we are likely to see much in the way of changes for first-time buyers, but there is talk about moving the amortization period from 30 years back to 25, which could mean that the payments will be larger for mortgages.

SOUTH

JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 83

84

T:7.5” S:6.75”

SOUTH

THINK OF IT AS MOOD LIGHTING FOR YOUR LIFE.

with friends and neighbours.

PARSONS RD

QUEEN ELIZABETH HWY

N

9

1

ST

ELLERSLIE RD

25 AVE

Come to life at TheOrchards.ca Visit our 13 beautiful showhomes.

TOWNHOMES FROM THE Brookfield Residential

$270’s

DUPLEXES & STARTER HOMES FROM THE LOW $300’s Brookfield Residential Daytona Homes Landmark Legacy Homes

MOVE-UP HOMES FROM THE LOW $400’s Homes by Avi Jayman MasterBUILT Sterling Homes 85

T:10.5”

S:9.75”

In The Orchards, the true beauty is in the details.

We’ve carefully crafted every element, right down to the lightposts on your street, so your community truly feels like home. Community members also enjoy parks and walking paths, plus a private Residents’ Association featuring a new playground. Additional exclusive amenities now under construction include an outdoor ice rink, a sliding hill, splash park, tennis courts and picnic areas, all designed to connect you

LEDUC

SHOW HOME LOCATIONS Harvest Ridge – Single Family 188 Harvest Ridge Dr., Spruce Grove 780-733-7922 Harvest Ridge – Rear Parking Lane 11 Hewitt Circle, Spruce Grove 780-733-7923 West Haven Park – Rear Parking Lane 105 Kirpatrick Bend – Leduc 780-732-1310

86

VITA AT CRYSTALLINA NERA 4 HOMEXX SHOWHOMES 4 DIFFERENT LIFESTYLES 4 DIFFERENT BUDGETS ALL SIMPLY CLASSIC West Haven Park – Single Family Showhome Hours: 103 Kirpatrick Crescent – Leduc Mon-Thur 3-8pm, 780-732-1312 Weekends & Holidays: 12-5pm Vita at Crystallina Nera – Rear Office: Parking Lane 780.489.3028 7715-181 Ave. (2 showhomes) sales@homexx.ca 780-733-7920 Vita at Crystallina Nera – Single Family Two Showhomes 7665 and 7667 181 Avenue

HOMEXX.CA

• POPULATION: 17,000 and growing “Small city” living within minutes of “Big city” amenities.

50 St.

44 St.

45 St.

AREA INFO

Calmar

• LOCATED: 20 km south of Edmonton on Hwy 2

Telford Lake

Black Gold Dr.

3

Hig hw ay

1

• GROCERY: Variety of shopping.

Rollyview Rd. 2A

5 2

To Calgary

42 St.

QE II

t.

50 S

4

• SCHOOLS: 7 Elementary, 2 Junior & Senior high. Public, Private & Separate school systems.

C.W. Gaetz Drive

42 Ave.

1

Coady Blvd.

Alton Dr.

Grant MacEwan Boulevard

Hwy 60

50 Ave.

6

To Wetaskiwin

1 MEADOWVIEW

DEVELOPER: Qualico Communities BUILDERS: Tristate Signature Homes, Homes by Santos and Connect Homes LOCATION:Coady Blvd & Meadowview Blvd.

Showhomes Coming Soon

2 TRIBUTE

DEVELOPER: Qualico Communities BUILDERS: Tristate Signature Homes LOCATION: Dunlop Wynd & Caledonia Dr.

3 WINDROSE

DEVELOPER: Maclab Enterprises B UILDERS: Homes by Sher-Bilt, Cornerbrook Construction, Jacob’s Construction, McLean & McLean Custom Homes LOCATION: Exit at 50 Ave off Highway 2, proceed west, then go south on RR 253 to Windrose

4 SUNTREE

•R ECREATIONAL FACILITIES: Recreation & Culture Centre, Performing Arts Centre, 18 hole Golf Course & Public Library.

leduc

Highway 39 To Calmar

•M EDICAL FACILITIES: Full Service Community Hospital and Full Ambulance Service.

•P ARKS & PATHWAYS: 27 parks including Telford Lake, Fred John’s Park & Lions Campground.

DEVELOPER: Maclab Enterprises BUILDERS: Kimberly General Partner, Cobblestone Master Builder, Bedrock Homes, Caliber Master Builder, Entity Homes, B&H Homes, Landmark Homes LOCATION: Grant MacEwan Boulevard & Suntree Promenade

5 SOUTHFORK

DEVELOPER: Tamani Communities BUILDERS: Dolce Vita Homes, Homes

by Avi, Innovations by Jayman, Jayman MasterBUILT LOCATION: Highway 2A & 50th Street

6 ROBINSON DEVELOPER: Beaverbrook

Developments

BUILDERS: Bedrock Homes, Dolce

Vita Homes, Homes by Sher-Bilt,

Connect Homes

LOCATION: South of Rolly View Road

on C.W. Gaetz Drive

THE CITY OF LEDUC,

a thriving Industrial, Commercial & Agricultural Community continues to experience growth and expansion.

“A great place to call home!”

For more information contact The City of Leduc at 780-980-7177

The grass will be greener, just like your wallet.

87

//insurance needs & options

Four things Canadians would rather do than think about insurance When it comes to thinking about insurance, new research has found that there are a lot of unpleasant tasks Canadians would rather do in place of researching coverage options. A recent survey commissioned by TD Insurance found that 62 per cent of respondents would prefer to shovel snow, spend a Saturday doing laundry, go to the dentist or even wait in an airport security line rather than think or talk about insurance coverage.

The national survey also explored Canadians’ ability to estimate risks and the likelihood of certain events.

The findings indicate that as a group, Canadians generally underestimate risks. For example, the survey found that 81 per cent of participants underestimated the likelihood of a home break-in, which is about 1 in 200 according to Statistics Canada. Furthermore, two-thirds (67 per cent) of those surveyed reported seeing themselves as more safety conscious than the rest of the population, even though statistically this can’t be the case.

“When the probability of risks are not well-known it can be difficult to seek out insurance coverage that offers

88 New home Guide | jun 6 - jul 4, 2014

the right protection,” says Craig Richardson, vice-president at TD Insurance. “We encourage customers to talk to their insurance providers to better understand their coverage. We strive to help customers weigh options against risks and factor in the necessary considerations to choose coverage that best reflects their needs.”

The survey found that respondents were as likely to overestimate potential risks as they were to underestimate them. Asked to predict the chances of being injured, even slightly, in an auto accident in a typical year, 36 per cent underestimated the likelihood but 30 per cent overestimated.

According to Transport Canada statistics the odds are approximately 1 in 130.

“Studies have shown that many people prefer to avoid thinking about negative situations, even if they believe those situations are likely to happen,” says Dr. Edwin Weinstein, a psychologist and president of the Brondesbury Group who advised TD on its research for this initiative. “Shopping for insurance is one of those times in life where you’re forced to think about situations you would rather avoid. It’s not surprising that people would choose to shovel snow than consider the possibility that unpleasant things can happen.”

The results also showed risk assessments differ across gender and age groups. For example, men were more likely than women to identify themselves as above average in safety consciousness and health. Almost three quarters of men (72 per cent) said they were more safety conscious than others, whereas only 62 per cent of women made the same claim.

And, at 53 per cent, men were also more likely than women to believe they were healthier than others their age – only 44 per cent of women identified themselves as having above average health. Interestingly seniors over 65 years of age were the group most likely to rate themselves healthier than others their age, with 65 per cent choosing this option.

“It’s great to have a positive outlook in life, but it’s also important to be prepared,” says Richardson. “Our advice is to expect the best, but plan for bumps in the road. For example creditor protection insurance – on a mortgage, car loan or even a credit card – can help ensure one doesn’t default on a loan in the case of a life event that makes it difficult to make payments.”

• POPULATION: Approx 12,500 • LOCATED: 2 miles South of Edmonton on 50th street.

• SCHOOLS: 5 Schools from Kindergarten to Grade 12.

French Immersion offered in all.

• GROCERY: Sobeys, Extra Foods • RECREATIONAL FACILITIES: Beaumont Regional Activities Centre and numerous outdoor facilities.

• MEDICAL FACILITIES: 10 minutes to Grey Nuns Hospital. Served by Edmonton Ambulance.

beaumont

AREA INFO

• PARKS & PATHWAYS: Approximately 170 acres of parkland & km of inter-connected walkways.

•17 MINUTES TO THE AIRPORT

Come visit us and discover why

“Life is Better in Beaumont” for more information call 780-929-8782

or visit our website at town.beaumont.ab.ca

1 COLONIALE ESTATES

DEVELOPER: ARW Development Corp.

BUILDERS: Mattamy Homes LOCATION: 50 St. & Coloniale Way

2 DANSEREAU MEADOWS

DEVELOPER: United Communities BUILDERS: Caliber Master Builder, Landmark Homes, Landmark Communities, Pacesetter Homes LOCATION: West on 50th Street at Rue Montalet (follow the signs)

4 ROYAL OAKS

DEVELOPER: Cancom Development BUILDERS: Konark Homes, Cancom Homes, Infiniti Homes, Open LOCATION: From Beaumont: West on Township Road 510 to East Vistas Blvd. (follow signs) From Edmonton: South on 101 St. to Township Road 510, east on Township Road 510 to East Vistas Blvd. (follow signs)

3 RUISSEAU

DEVELOPER: Qualico Communities BUILDERS: Look Homes Master Builder.

LOCATION: It is located on the south side of 50th ave at 66st.

BUILD YOUR DREAM

TODAY

EXECUTIVE LIFESTYLE LOTS STARTING AT $229,000

FOR MORE INFORMATION VISIT WWW.ROYAL-OAKS.CA OR CONTACT US AT 780.442.1111 89

//insurance needs & OPTIONS

Do you need

mortgage loan insurance?

Buying a new home and not sure if you need mortgage loan insurance? Well, if you’re making a down payment of less than 20 per cent of the purchase price (what’s known as a high-ratio mortgage), your lender will almost certainly require you to have mortgage loan insurance.

What many consumers don’t realize, however, is that this insurance doesn’t protect you, the homeowner – it protects your lender against mortgage default.

But since the mortgage is insured – essentially guaranteed by Canada Mortgage and Housing Corp. – this program also enables consumers to purchase homes with a minimum down payment of five per cent.

What many consumers don’t realize, however, is that this insurance doesn’t protect you, the homeowner – it protects your lender against mortgage default.

90 New home Guide | jun 6 - jul 4, 2014

Mortgage loan insurance is not to be confused with mortgage life insurance, which guarantees that your remaining mortgage at the time of your death will not be a burden to your estate.

The CMHC Mortgage Loan Insurance premium is calculated as a percentage of the loan and is based on the size of your down payment. The higher the percentage of the total house price/value that you borrow, the higher percentage you will pay in insurance premiums.

If you’re putting down five per cent as a down payment and mortgaging the balance, your loan-to-value (LTV) ratio is then 95 per cent. Generally speaking, the higher the LTV, the greater the premium for mortgage loan insurance. For example, for an LTV of 95 per cent, the standard premium is 2.75 per cent of the purchase price; for an LTV of 90 per cent, it’s two per cent; for an LTV of 85 per cent, the premium is 1.75 per cent, and so on.

The premium can be paid in a single lump sum or it can be added to your mortgage and included in your monthly payments.

Without mortgage insurance, you may avoid the insurance premium, but you could also pay higher interest rates for the mortgage, as well as additional administrative fees. At the end of the day, for the vast majority of borrowers, the cost of CMHC Mortgage Loan Insurance is more than fully offset by the savings achieved.

Under the CMHC Green Home program, buyers may qualify for a 10-per-cent premium refund and extended amortization period without surcharge, for mortgages used to finance an energy-efficient home.

For more information, visit cmhc-schl.gc.ca

63rd St

Rue Eaglemo nt

BEAUMONT

JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 91

We’ve changed our name.

Dundee is now Edmonton has known us for many years as Dundee, a name representing uncompromising quality and service as neighbourhood developers. Dundee is now called Dream. You can rest assured that our values will never change. We’re still the same company, driven by the same passion and commitment, but with our new name comes clarity and a statement of purpose: to build better communities to live in and work in.

This is Dream.

dream.ca Built Green (20/3)-/cb

92 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

southeast

2

1 MAPLERIDGE & OAKRIDGE COMMUNITIES

3 LAUREL

5 MAPLE CREST

2 TAMARACK

4 LAUREL CROSSING

6 WILLOW HAVEN

DEVELOPER: Maple Ridge & Oak Ridge Communities BUILDERS: Country Hills Homes LOCATION: 17 Street between Sherwood Park Freeway and Whitemud Drive DEVELOPER: Dream Unlimited Corp.

BUILDERS: Landmark Communities, LOCATION: From Whitemud go South on 17 Street & follow the signs to Tamarack Gate

DEVELOPER: Dream Unlimited Corp.

BUILDERS: Coventry Homes, Crystal Creek Homes, Landmark Homes, Landmark Legacy Homes, Lincolnberg Master Builder, Landmark Communities LOCATION: South of 23 Avenue and East of 34 Street DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, Landmark Homes, Tristate Signature Homes, Bedrock Homes, Connect Homes LOCATION:34 Street & 16A Avenue

DEVELOPER: Dream Unlimited Corp.

BUILDERS: Homes by Avi, Coventry Homes, Crystal Creek Homes, Landmark Legacy, Landmark Communities, Bedrock Homes LOCATION: Maple Road (38th Avenue NW) and 8th Street DEVELOPER: CarringtonLand BUILDERS: Bedrock Homes LOCATION: 5624 7th Ave SW.

7 TAMARACK COMMON

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, & Parkwood Master Builder LOCATION: 17 Street and 23 Avenue, south of Millcreek Nursery

93

SOUTHEAST

SOUTHEAST

SHERWOOD PARK

Plant Your Roots in SummerWood!

SummerWood is the ideal neighborhood for monkey-bar swingers and after-dinner-trail blazers alike.

• Playgrounds • Parks • Creeks • Ponds • Lush Urban Forests Pacesetter Homes front attached garages 780-416-8413 Jayman MasterBUILT front attached garages 780-416-8532

Visit our showhomes today to find your perfect match.

Yellowhead Tr. (Hwy 16)

SHOWHOMES

N

Summerland Dr. Baseline Rd.

SHERWOOD PARK

Highway 21

Cloverbar Rd.

Lakeland Dr.

SHOWHOMES Look for the New SigNS iN Sherwood Park to fiNd Your waY to Summerwood

SummerWoodSherwoodPark.com 96

57

1

B

3

4

Granada

d.

Blv

Whitemud Dr.

1 ASPEN TRAILS/EMERALD HILLS

DEVELOPER: Genstar Development Co. BUILDERS: Coventry Homes, Park Royal Homes, Landmark Homes, Christensen Developments, Rohit Communities, Homes by Avi, Marcson Homes, Daytona Homes Master Builder LOCATION: Lakeland Drive & Aspen Trail

2 FOXBORO

DEVELOPER: Qualico Communities BUILDERS: Challenger Homes, ReidBuilt Homes, MacLachlan Mitchell Homes LOCATION: East of Clover Bar Road on Foxboro Drive

2

Highway 628

3 ARDROSSAN HEIGHTS

DEVELOPER: Strata Developments BUILDERS: Open LOCATION: 4 miles east of Sherwood Park on Baseline Road North at RR 824 to Ardrossan NEW LOTS COMING SOON!

4 LAKELAND RIDGE

DEVELOPER: Genstar Development Co. BUILDERS: Landmark Homes, Rohit Communities, LOCATION: Lakeland Drive & Campbell Rd.

5 SUMMERWOOD

DEVELOPER: Qualico Communities BUILDERS: Jayman MasterBUILT, Pacesetter Homes, Rohit Communities, Open LOCATION: East of Clover Bar Rd. North of Baseline Rd. on Lakeland Dr.

sherwood park

Lakeland Dr.

97

FORT SASKATCHEWAN Y

HW

THE PLACE FORT TO BE FOR SASKATCHEWAN EVERYONE...

COME BUILD ★ ★ YOUR FUTURE WITH US ★ STRATA DEVELOPMENTS 15

21

T OR HF .

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780.481.4375 www.STRATADEVELOPMENTS.ca

For lot information call Andrew. 780.822.0086 THE ESTATES THE RIDGE LOTS 1/3 Acre & Up! New single family &

NEW SHOWHOMES NOW OPEN! See new and unique designs in New Home construction, all in one community.

THE RIDGE

THE MEADOWS

THE ESTATES

Purchase lot privately and choose your own builder!

THE MEADOWS The perfect place for your growing family!

Landover Homes 780-416-9122 Stoneridge Homes 780-997-0525

Changing Your Address?

Plan Ahead… There Always is the Chance That Something May be Overlooked!

THE VILLAS Duplex condo living from Rosecroft Homes 780-983-9150

As soon as possible… notify individuals, companies and institutions that your address will be changing, either by phone or by mailing the change-of-address cards from your post office. The following checklist will serve as a convenient reminder: ❏ Accountant ❏ Alumni Association ❏ Attorney ❏ Banks

❏ Investment Companies ❏ Lending Institutions

❏ Credit Cards

❏ Magazine / Newspaper Subscriptions

❏ Dentist

❏ Physicians

❏ Driver’s License

❏ Place of Worship

❏ Employers

❏ Revenue Canada

❏ Frequent Flyer Program

❏ Stockbroker

❏ Catalog Merchants

❏ Insurance Companies 98 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

duplex houses from: Anez Homes, Bold Homes, BR Homes, CMK Homes, Glenora Homes, Homes By Sidney, Thomsen Built.

❏ Veterinarian

1 5 7

4

2 3

1 SOUTHPOINTE

DEVELOPER: MLC Group BUILDERS: Active Homes, Impact Homes, Rosecroft Custom Homes LOCATION: Junction of Hwy. 21 and Hwy. 15 on 94 Street

2 SOUTHFORT RIDGE

DEVELOPER: Strata Developments BUILDERS: Anez Homes, Bold Homes, BR Homes, CMK Homes, Glenora Homes, Homes By Sidney, Thomsen Built LOCATION: Southfort Blvd & Ridgeland Way

3 SOUTHFORT MEADOWS DEVELOPER: Strata Developments BUILDERS: Landover Homes, Stoneridge Homes LOCATION: Southfort Drive & Meadowview Drive

4 SOUTHFORT ESTATES

DEVELOPER: Strata Developments BUILDERS: Open to public LOCATION: Southfort Drive & Greenfield Way

5 FOREST RIDGE IN WEST PARK

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Connect Homes Homes by Santos, Victory Homes, Open LOCATION: Westpark Drive & Cranberry Bend

6 WEST WOODLANDS

DEVELOPER: Strata Developments BUILDERS: Oleksyn Homes, Clearview Homes, Open.

LOCATION: 55 St. & Sunset cres. Bruderheim

7 SIENNA

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Rohit Communities, LOCATION: 94 St. & Sienna Blvd.

AREA INFO • POPULATION: Over 18,653 • LOCATED: Adjacent to the northeast boundary of the provincial capital, the City of Edmonton-15 minutes close.

• SCHOOLS: 6 Public Schools, 3 Separate Schools, 1 Christian School.

• GROCERY: Sobey’s Station Square, Canada Safeway, No Frills.

• RECREATION & CULTURE FACILITIES: Dow Centennial Centre, Tennis courts, campground, baseball diamonds, golf course, indoor pool, outdoor ice rinks (2), curling rink, 3 arenas, indoor soccer, gymnasium, fitness centre, performing arts theatre, visual arts gallery, pottery studio.

• MEDICAL FACILITIES: New Hospital Opening in 2012, 5 Medical Clinics.

• PARKS & PATHWAYS: 360 hectares of park/ recreational/ natural land with 30 kilometres of paved trails for walking, running, biking, rollerblading and cross-country skiing.

A quiet, friendly, family oriented community.

“Life is good here!”

fort saskatchewan

6

For more information contact Jasmine Zebic 780-992-6408 or visit our website at www.fortsask.ca or email: jzebic@fortsask.ca

99

FORT SASKATCHEWAN

STYLE

NEW PHASE NOW SELLING! POND BACKING WALKOUTS.

Duplex

Single Family Detached Garage

Single Family Attached Garage

Active Homes Rosecroft Custom Homes

Active Homes Impact Homes Rosecroft Custom Homes

Active Homes Impact Homes Rosecroft Custom Homes

You've come to the right place, Fort Saskatchewan. SouthPointe offers the perfect blend of style and price in a community that encompasses a park, playground, constructed wetlands and walking trails. Only minutes away from grocery, retail and adjacent to the new Fort Sask Hospital.

Impact Homes

STARTING IN THE LOW

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99

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101

NEW SHOWHOMES NOW OPEN!

PLUS A NEW SCHOOL SITE IS SCHEDULED FOR COMPLETION IN 2016.

5

Y1 WA

8

92 St.

TH

SOU

St.

1

2 AY HW

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94

& Highway 15 intersection to 94th.

N

AY RD W

from Edmonton. Cross North Sask. River.Cross Highway 21

A AL L

Getting to SouthPointe Showhomes: Take Highway 15 NE

86

St.

www.south-pointe.ca

St.

St.

94 87

R.

TD FOR

LOOKING FOR A JOB? ALBERTA BUILDER CONNECT JOB BOARD A career in the residential construction industry can mean many different things including working as an Architectural Technologist, Marketing Manager, Sales Professional, or possibly a Site Superintendent. The Alberta Builder Connect (ABC) job board provides you with a tool to find the right career, ensuring you have all the resources necessary to achieve your goals. The entire job search database is easily accessible. Simply search by keyword or by category and see all the recent jobs posted in Alberta. Learn more about popular career paths in the residential construction industry. Access valuable resources on resume writing and interview strategies to help you with your career search.

www.albertabuilderconnect.com 100 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

FORT SASKATCHEWAN

This is what you've been waiting for

Outdoor adventure and indoor fun awaits you in Forest Ridge.

• Playgrounds • Spray Park • Pryce Alderson Park • North Saskatchewan River • Dow Centennial Rec Centre & Performing Art Theatre

Discover Forest Ridge.

Visit our New Showhomes, and See for Yourself.

HW

Y

15

Duplex, Single-Family and Executive Style Homes

CR A BEN NBER RY D

Homes by Santos Construction 587.285.0192 Pacesetter Homes 780.936.7109 Victory Homes CHOKECHERRY LANE

CA RA GA NE WAY

780.997.9356 ForestridgeFor tsask.c om

HWY 21

SHOWHOMES

WEST PARK DRIVE

NK E LI IDG DBR WOO

HIRE WILS D BLV

JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 101

//INSURANCE NEEDS & OPTIONS

HOW TO ESTIMATE YOUR

home insurance premiums Like all insurance premiums, how much you pay for home insurance depends on a number of factors related to risk.

Insurers analyze these risks, and figure out how likely it is that you – or a group of people with the same set of circumstances – will make a claim, and how much that claim will cost.

break-ins. The cost of home insurance, therefore, varies from neighbourhood to neighbourhood, from city to countryside, and is based on knowledge and experience.

THESE FACTORS TYPICALLY AFFECT WHAT YOU PAY FOR HOME INSURANCE:

» Proximity to water Insurers are concerned about fi re, and will look at how far your home is from a source of water (fi re hydrant, fi re station). If you live in an urban area, this is generally not a problem. If you live in the country and the distance is great, however, this will influence the cost of your home insurance. The sooner a potential fi re can be put out, the lower the cost of restoring your home.

» Where you live Insurers keep records about such items as the number, type and cost of claims by neighbourhood. They can tell from past experience what the circumstances are in your neighbourhood, and how likely it is that you will have to make a claim. For example, if you live in an area where most people commute to work and homes are left unoccupied during the day, the statistics may show your neighbourhood has more

» Replacement cost The factor that will make the biggest difference in the cost of your home insurance is simply the size and composition of your house – as well as your contents. The larger the home and the more contents you have, the more it will cost to replace. In addition to the square footage, insurers take into account such matters as the quality of construction used to build your house, as that can vary greatly from home to home. » Heating Not usually an issue with new homes, oil tanks have the potential for causing costly environmental hazards, so your insurance representative will ask questions about the age and condition of your tank. There is far less risk with forced-air gas furnaces or electric heat, so you may pay more for your home insurance if your home is heated by oil. ...continued on pg 106 102

187 Ave.

To Fort Saskatchewan

6

3 50 St.

8

4

.

10 Ave 144

ve.

137 A

Fo rt Rd .

137 Ave.

82 St.

132 Ave.

129 Ave.

118 Ave.

Yel Hermit low age hea dT rail

1 CRYSTALLINA NERA

DEVELOPER: Genstar Development Co. BUILDERS: Pacesetter Homes, Park Royal Homes, Daytona Homes Master Builder, Ironstone Home Builders LOCATION: 82 Street & 180 Avenue

2 McCONACHIE

DEVELOPER: Ranger Realty BUILDERS: Bethpage Construction Corp, Sangam Homes Ltd, Sha-Ture Homes Inc., White Eagle Homes LOCATION: 167C Ave and 59-60 Street

3 MCCONACHIE LANDING

DEVELOPER: MLC Group/Cameron Communities BUILDERS: ReidBuilt homes LOCATION: 167C Ave and 59-60 Street

4 CY BECKER

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Daytona Homes Master Builder, Rohit Communities LOCATION: Manning Fwy & 167 Avenue

5 VILLAGE AT SCHONSEE

DEVELOPER: Bedrock Homes BUILDER: Bedrock Homes LOCATION: 5495 & 5497 Schonsee Drive

151 Ave.11

DEVELOPER: Ranger Realty BUILDERS: Urbanity Custom Homes, Open LOCATION: 147 avenue and 14 street

Tr. Victoria

97 St.

144 Av e.

66 St.

.

Ave 153

11 FRASER RIVER PARK

167 Ave. 34 St.

167 Ave. 2

1 St.

5

7

20 St.

Bon Accord 1/9 Gibbons

DEVELOPER: Cameron Communities BUILDERS: Sterling Homes, Lincolnberg Homes LOCATION: Manning Freeway and 153 Avenue

Hoo ke Rd

northeast

10 MANNING VILLAGE

1

6 MCCONACHIE

DEVELOPER: Walton Development and Managment L.P BUILDERS: Jayman MasterBUILT, Innovations by Jayman, Sabal Homes, Morrison Homes, Royal West Homes, Carlisle Group LOCATION: 167 Avenue and McConachie Way

7 COLLEGE WOODS AT LAKEVIEW

DEVELOPER: College Woods Development Inc. BUILDERS: Entity Homes, Prominent Homes Ltd, Sehra Homes LOCATION: 89 Street and 181 Avenue

8 THE TERRACES AT SCHONSEE

DEVELOPER: Brookfield Residential BUILDERS: Jayman Master Built, Coventry Homes, Sterling Homes, City Homes LOCATION: North of 167 Avenue on 71st Street

9 VITA CRYSTALLINA NERA

DEVELOPER: Walton Developments BUILDERS: Morrison Homes, Sabal Homes, Homexx Homes LOCATION: north on 82nd street and 180th Avenue T:6.75”

T:1.5”

URBAN ENERGY MEETS NATURAL HARMONY DiscoverTheTerrace.ca 103

5-26-2014 2:46 PM

BRO10218291_Terrace_500.indd

BRO10218291_Terrace_500 New Home Guide - NE Map Banner

NORTHEAST

NEW WATERFRONT LOTS COMING SOON!

genstar.com

104 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

NORTHEAST

It’s easy to be elegant by nature when your neighbours are greenways and an urban forest. Crystallina Nera is Edmonton’s breath of fresh air — dynamic, sustainable, and centered around the Ribbon of Green in the Lake District.

Conveniently close to Anthony Henday Drive and Yellowhead Trail, you’re surrounded by nature but only minutes away from the rest of Edmonton. Be inspired to explore the extensive trails, lakes, and urban forest all within walking distance from your new home. Enjoy all of these great amenities, including two future schools close by, with no additional homeowners association fees.

With competitively priced homes built by your choice ANTHONY HENDAY DR.

of award-winning regional builders, now is the time to

Featuring NEW single family homes and townhomes starting in the low $300’s.

Showhomes now open.

66 ST.

POPLAR LAKE

of Crystallina Nera.

82 ST.

experience living by nature in the colourful community

167 AVE.

Crystallina Nera is located at 82 Street & 180 Avenue, Edmonton, Alberta.

VISIT SHOWHOMES BY: Park Royal Homes 780.440.4200 Daytona Homes

780.452.2288

Pacesetter Homes 780.483.2653 Ironstone Homes

780.454.7799

elegant by nature JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 105

//INSURANCE NEEDS & OPTIONS...continued

» Electricity There are several factors concerning electricity. Do you have breakers or fuses? What is the flow of electricity coming into your house? And what kind of wiring do you have?

Insurers know from experience that breakers pose less risk than fuses, and that a minimum of 100-amp service is better than a lower level of service, as a lower amp can lead to overloading and fi re. » Pipes Galvanized or lead piping usually means that the plumbing is older, and older plumbing is more likely to crack, leak or run into other problems. Insurance companies generally prefer homes where the plumbing is made of copper or plastic. » Age of roof Not usually an issue with new homes, insurers generally prefer a roof that has been updated within the last 20 years. Some policies will pay only depreciated values, as low as 25 per cent of the replacement cost, for damaged roofs that are near the end of their designated service life. » Other uses of your home Insurers will want to know if you have built or are planning to build a secondary rental suite in your home; begin operating a business there; or make any other significant alterations to the structure or the way your home is used. » Other factors Insurers will ask if you have a security alarm and a fi re alarm, and whether they are monitored by an outside service. They will also want to know if you have a swimming pool and other structures on your property, such as pool houses or storage sheds, that are worth more than 10 per cent of the insured value of your home.

Insurers analyze these risks, and figure out how likely it is that you – or a group of people with the same set of circumstances – will make a claim, and how much that claim will cost.

106 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

» Basic or full coverage Once all of the above is taken into consideration, you can choose the types of coverage you’d like – which will also influence the cost you pay. While there are government regulations dictating how much insurance drivers must have, there are no such laws when it comes to home insurance. The only requirement may be one set by your bank or mortgage holder.

From there, it’s up to you to decide whether you prefer basic or more comprehensive coverage. And this is something your independent insurance representative can help you with.

THE FOLLOWING FACTORS TYPICALLY DO NOT AFFECT WHAT YOU PAY FOR HOME INSURANCE:

» Gas versus electric appliances The types of appliances in your home do not affect the cost of your home insurance. » Brick exterior versus aluminum siding Most insurance companies do not use type of construction as a rating factor when calculating home insurance premiums. However, construction type is used when calculating the building replacement cost (what it would cost to rebuild the dwelling with materials of like kind and quality, if it were destroyed).

Connect with McConachie, visit 15 showhomes by Carlisle Group, Royal West Homes, Sabal Homes, Morrison Homes and Jayman MasterBUILT.

15 STYLISH SHOWHOMES TO SEE

NORTHEAST

Suzy always wanted to be a homemaker

Get the hands-on training you need to get into the trades.

Our industry-recognized programs are delivered in a supportive learning environment so that you can start to build your future now.

Visit us at

womenbuildingfutures.com

108 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

T:7.5” S:6.75”

NORTHEAST

The stylish and modern homes in The Terrace reflect the craftsmanship of our award-winning builders. Check out one of our 8 showhomes today.

MANNING FREEWAY

66 ST

71 ST

It’s a brand new community inside an already established area of the city. That’s why all the essential amenities your family needs like shops, schools, fitness and healthcare centres are close to home.

ANTHONY HENDAY DR

N

97 ST

Located in northeast Edmonton, The Terrace at Schonsee offers you the convenience of urban living, with nature at your doorstep.

167 AVE

DUPLEX HOMES

FRONT GARAGE HOMES

City Homes Master Builder Sterling Homes

Coventry Homes Jayman MasterBUILT

DiscoverTheTerrace.ca 109

T:10.5”

S:9.75”

URBAN ENERGY MEETS NATURAL HARMONY

NORTHEAST

JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 111

NORTHEAST

Fraser River Park Located South of 153 Ave & 14 Street Filled with walking trails and green spaces ♦ Scenic Ravine Lots ♦ Minutes away from Anthony Henday, and Manning Town Centre ♦ Future plans for LRT expansion ♦

For More Info Contact: Louie Raj | Ranger Realty Co. Ltd. | 780-478-7791 Urbanity’s much anticipated show home, The Richmond, will open in Fraser River Park in early fall 2014!

Visit www.urbanityhomes.com for updates For more information, please contact us at 780-457-2987 or email us at urbanity@shaw.ca

112 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

McConachie Stage 7 167C Ave & 59-60 Street FEATURE BUILDER :

Sangam Homes Ltd.

Quality Built Homes Creative Architecture • Outstanding Quality and Customer Service Sangam Homes has set the pace for excellence in affordable home building, garnering praise for an efficient business model that saves buyers money, and gaining respect throughout the industry for the unmatched quality of its homes

Our homes are built on-site, with thoughtfully designed floor plans that include all of the details that are important to your family: granite counter tops, custom cabinetry, dual-car garages, and more. This attention to customer needs, along with our consistent individualized service, has proven so popular throughout Edmonton.

Sales: 780-716-2277 • Phone: 780-604-8813 Email: info@sangamhomes.com www.sangamhomes.com

Family Friendly neighbourhood close to schools, shopping and amenities.

ADDITIONAL SHOWHOMES COMING SOON!

Builders: Sangam Homes Ltd. 780-604-8813 Bethpage Homes 780-945-9832 Sha-Ture Homes Inc. 780-446-2198 White Eagle Homes 780-497-8998

For More Info Contact: Louie Raj • Ranger Realty Co. Ltd. • 780-478-7791

NORTHWEST

114 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

121 St.

112 St.

132 Ave. 127 Ave. Yellowhead Trail

Kin gsw ay

Av e.

111 Ave.

1 CASTLEBROOK MEADOWS DEVELOPER: Concept Realty BUILDERS: Concept Homes LOCATION: 179 Ave. & 104 St.

2 CASTLEBROOK

DEVELOPER: Canterra Developments Corp.

BUILDERS: Open, LOCATION: 110 St. & 176 Ave.

3 HAWKS RIDGE AT BIG LAKE

DEVELOPER: Walton Development and Managment L.P BUILDERS: Sabal Homes, Montorio Homes, Morrison Homes, Reid Built Homes LOCATION: North of Yellowhead Trail on 215 Street

DEVELOPER: United Communities BUILDERS: OPEN LOCATION: North corner of 127th Street & 195 Avenue

9 PALISADES 109 St.

124 St.

149 St.

To Spruce Grove & Stony Plain

156 St.

118 Ave.

DEVELOPER: Reid Worldwide Corporation BUILDERS: Fekete Homes, Rococo Homes LOCATION: backing onto Lois Hole Provincial Park at Big Lake

8 TUSCANY HILLS & UPPER TUSCANY

4

97 St.

170 St.

184 St.

7 MORNINGSIDE

162 A ve.

153 Ave.

12

il Tra ert Alb St.

Anthony Henday Dr.

9

113A St.

137 Ave.

5 11

7

rT ra il

1 10 2

127 St.

sie

139 St.

es

6

167 Ave.

135 St.

M

Groat Rd.

k

171 Ave.

142 St.

ar

An th on yH en da yD r.

215 St. (Winterburn Rd.) Ray Gibbon Dr.

Hwy 44

To St. Albert

3

M

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Pacesetter Homes, Coventry Homes, Reid Built Homes, Landmark Homes, Tristate Signature Homes LOCATION: 167 Avenue & 127th Street

195 Ave. 176 Ave.

足northwest

6 NEWCASTLE 8

4 VILLAGE AT GRIESBACH

DEVELOPER: Canada Lands BUILDERS: Homes by AVI, Dream Homes by Krisner, Coventry Homes, Landmark Legacy Homes, Greenboro Homes, Pacesetter Homes, Abbey Lane Homes, Christenson Developments LOCATION: 137 Avenue North On 97 Street West on Griesbach Road

5 TRUMPETER BY BIG LAKE

DEVELOPER: United Communities BUILDERS: Estate Homes- Fekete Homes, Montorio Homes Classic Homes- Homes by Avi, Sabal Homes, Montorio Homes, Sterling Homes Duplex- Homes by Avi T ownhomes- Rohit Communities.

LOCATION: North on Anthony Henday Drive, West at 137th Ave. and 199 St.

DEVELOPER: MLC Group BUILDERS: Bedrock Homes, Landmark Communities, Landmark Homes, Landmark Legacy LOCATION: South of 167th Avenue & East of 139 Street

10 LEGACY POINTE

DEVELOPER: Concept Realty BUILDERS: Concept Homes Master Builder LOCATION: 18230 - 104A Ave.t

11 STARLING AT BIG LAKE

DEVELOPER: Rohit Land Development BUILDERS: Celebration Homes, Kirkland Homes, Green Living Homes, Rohit Communities, Cameron Homes, Art Custom Homes, Gill Built Homes LOCATION: North on Anthony Henday Drive, take Ray Gibbons Drive, left on 137 Ave

12 HUDSON PARK

DEVELOPER: Beaverbrook Developments BUILDERS: Dolce Vita Homes, Cameron Homes LOCATION: Just off 137 Ave & 141 St.

115

NORTHWEST

Here’s what you can do to Recycle, Renew and Reuse • Keep your car in good working order. Tune-ups and filter changes cut down on exhaust emissions, and you’ll get better gas mileage.

When you change your oil, take your used motor oil to a recycling centre.

• Use available transit alternatives.

• Separate your garbage. Glass, aluminum, paper and even plastic can be recycled. If a recycling program is not directly available to you, contact your municipal sanitation department.

• Donate reusable clothing and linens to charity.

Most pick-up regularly in your area.

• Become environmentally active in your community.

You can make the world a better place to live... now and for future generations.

Recycle girl(19/9)-ja/ah

116 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

NORTHWEST

JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 117

//designer advice

Off the

wall » by yanic simard

Tom Haga Concrete Wall No.7

Generally thought of as a playful background to a home’s interior, wallpaper has been around for many, many years – dating back to the 16th century. Today it is more popular than ever. Wallpaper can inject so much more

personality into a space in the form of pattern, texture and colour, which you can’t always get with a paintbrush and roller.

Types of Wallpaper

Wallpaper is available in several different materials, each with its own characteristics.

Vinyl The most basic type of wallpaper, easy to clean, hang and remove, and great for moist areas such as bathrooms.

Embossed Textured paper can usually be painted and is excellent for covering up walls with imperfections.

Easy to install and easy to clean.

Foils Metallic-looking wallpaper that will add brightness and sparkle to any room. Looks best

installed on flat walls with no flaws or damage. Can be difficult to hang, though it is fairly easy to clean.

Grass cloth Woven out of long strands of grass, this extremely textural wallpaper has an organic quality like no other. Very difficult to hang and tough to remove.

Textile Fabric type of wallpaper which can be more difficult to both clean and hang, but adds great texture and depth to a space.

Flocks Velvet or velvet-like raised designs on vinyl type paper. It can add great personality and aesthetic to any room however not all types are washable. This paper can be tricky to handle and difficult to hang.

Choosing the Right Pattern

If your furnishings and decor are already complete, then you want to select a paper that complements the existing colour and style as well as the size and shape of the room being wallpapered. If there are already other patterns present in the area then be sure to choose a harmonizing ...continued on pg 120

118 New home Guide | jun 6 - jul 4, 2014

NORTHWEST

HOMEBUYERS ARE FLOCKING

TO STARLING AT BIG LAKE!

A little bird told them they could win $25,000 for buying a single family home before August 31, 2014! Immediate possessions available. Featuring homes from 7 of Edmonton’s leading builders.

Art Custom Homes • Cameron Homes • Celebration Homes • Gill Built Homes Green Living Homes • Kirkland Homes • Rohit Communities

LEARN MORE! VISIT THE SHOWHOMES AT 137 AVE & RAY GIBBON DR

StarlingAtBigLake.com 119

//designer advice...continued

scale. In terms of the room to be wallpapered, keep in mind that horizontal patterns will make a room appear wider, and vertical patterns will make ceilings feel taller.

Where to Wallpaper

In the 1970s, your house wasn’t quite up to par unless you covered every square inch of every wall with wallpaper. Today, that’s hardly the case. However, if you’re using it in a smaller space such as a powder room, I still say to go for it. One feature wall is usually all you need to make a room pop, like behind the bed in a bedroom. Also, consider wallpapering the ceiling to create high impact and style.

Trove Chroma, 001

Tracy Kendall Jigsaw 120

Tracy Kendall Sequins

...continued on pg 122

NORTHWEST

ic Fantast ! rks Firewo

t Brillian n Balloo !

Artists

ing Mystify ! ns Magicia

us Hilario Hula s!

Hooper

us Fabulo Free Treats!

CELBRATE CANADA DAY IN HUDSON PARK

R son ud

Rd .

137 Ave.

142 Ave. 127 St.

d.

H

142 Ave.

140 St.

Visit homesinhudson.ca for details

Cu nd rla be m

Tuesday, July 1st 8-11pm

121

//designer advice...continued

Yanic’s Favourite Wallpaper Lines ›› Trove available through

Industrial Storm (shown pattern Chroma, 001).

Visit troveline.com, industrialstorm.com

›› Concrete Wall by Tom Haga

(shown Concrete Wall No.7).

Visit concretewall.no

›› Tracy Kendall available

through Hollace Cluny (shown Sequins and Jigsaw patterns).

Visit tracykendall.com, hollacecluny.ca

Trove Alar

yanic simard

Measuring for Wallpaper

Measure your walls carefully to calculate the amount of paper you’ll need to cover the desired area. Standard rolls measure 11 yards in length, 20.5 in. in width, and wide width rolls are sometimes available which are the same length but measure 27 in. wide. I always recommend adding one extra roll to the amount you require just in case. The experts where you’re buying the material should be able to assist in the calculations to be sure.

Once you see what paper can do for your walls, you may instantly reach for the paste rather than a brush the next time you need to freshen up a room.

122 New home Guide | jun 6 - jul 4, 2014

is the design editor of New Condo Guide and principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Yanic often applies his signature high/low and old/new combination design techniques in developing unique interiors. Yanic has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca

NORTHWEST

Welcome to

97 St. & 176 Ave.

4 LAKE LOTS REMAINING

Castlebrook is an architecturally controlled neighbourhood which protects the value of your investment. Choose from a variety of lots, including walkout lots backing onto the lake.

780.413.7150 www.canterradevelopments.com

LOTS AVAILABLE TO THE PUBLIC

123

NORTHWEST

124 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 125

ST. ALBERT

Sturgeon Valley’s Exclusive Residential Estate Lots Partial Walkout lots from $295,000

Come out & experience one of the finest new subdivisions.

• Fully serviced lots • Granite & aluminum perimeter fencing • Miles of walking trails • Old Glenora street lights • 1/2 - 1.13 acre lots

View of Sturgeon River

Starkey Road & Bellerose Drive on Sturgeon River

• Excellent access to major freeways • Cable TV with high speed cable access • Stringent Archietctural Controls • With water, wooded ravines and river valleys that are a haven for birds, wildlife and people alike.

Elegant stone address signs for cul-de-sacs

Aerial overview

Ed Basaraba www.pinnacleridge.ca

126 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

Community centre under construction

Early moring mist on River

Cell: 780-498-6585

real estate

.

Dr

Highway 2

7

yR

d.

.

Dr

1

ll

.

8 Rd on B e ou g r d r u . e au R d ve.

St ve . ny A lA Ken r h il Mc e c v r u Ri h nC on ge sto ur in St rW

Poirier Ave.

170 St.

184 St.

Levasseur Rd.

1 LACOMBE PARK ESTATES

DEVELOPER: Genstar Development Co. BUILDERS: OPEN LOCATION: Giroux Rd. & Lacombe Dr.

St .

Alb

er t

127 St.

Campbell Rd.

TO EDMONTON

DEVELOPER: United Communities BUILDERS: OPEN to the Public LOCATION: North corner of 127th Street & 195 Ave

7 PINNACLE RIDGE ESTATES

DEVELOPER: Pinnacorp Investments Inc. BUILDERS: Marco Antonio Homes, Alves Construction Inc, Heredity Homes, Design Innovation, Open LOCATION: Starkey Road & Bellerose Drive on Sturgeon River

3 ERIN RIDGE

DEVELOPER: Qualico Communities BUILDERS: Daytona Homes Master Builder, Parkwood Master Builder LOCATION: Coal Mine Road and Everitt Drive.

167 Ave.

6

6 TUSCANY HILLS & UPPER TUSCANY

2 NORTH RIDGE

DEVELOPER: Genstar Development Co. BUILDERS: Ironstone Homes, San Rufo Homes, Vista Homes LOCATION: Northridge Dr. and Hogan Rd.

Boudreau Rd.

Tr.

156 St.

Si

He '

be r

tR d.

Rd.

Dr. on ibb y G Ra

Lacombe Dr. G i

Be

rt St. Albe

.

Rd roux

• LOCATED: Just minutes northwest of Edmonton with great access to St. Albert Trail, Anthony Henday Drive and Hwy 2

5

ero se Dr.

2

Hogan Rd.

ke

Sturgeon County

r.

Villeneuve Rd.

1

ar

eD idg nR Eri

Ev

St

3

a ist kV Oa

tt

eri

RR. 261

in

lM

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• POPULATION: 60,994

4

.

d eR

8 REGENCY HEIGHTS ESTATES IN KINGSWOOD

DEVELOPER: Canterra Developments Corp.

BUILDERS: DiGiuseppe Interior Design, Las Palmas Estate Homes LOCATION: Poirer Ave, just off Sir Winston Churchill Ave.

4 UPPER MANOR POINTE

DEVELOPER: Upper Manor Pointe BUILDERS: Open LOCATION: Corner of Coal Mine Road & Starkey road

• SCHOOLS: 30 schools offering specialized programming through Catholic, Public and Francophone school systems. Easy access to Postsecondary education by transit or roadway.

• GROCERY/SHOPPING: 8 grocery stores including all major grocery chains plus speciality organic stores. Full shopping amenities from independent to big box stores.

• RECREATION FACILITIES: 28 ball diamonds, 47 soccer/football fields, 4 Regulation Rugby Fields, 1 regulation BMX track, 7 pools, 3 NHL size hockey arenas, 2 indoor arenas and 27 outdoor ice surfaces, Arden Theatre, Historic sites, Art Gallery, Museum

st. albert

AREA INFO

TO MORINVILLE Twnship 544

• MEDICAL FACILITIES: Sturgeon Community Hospital, 2 medical centres, St. Albert & Sturgeon Primary Care Network, plus other health practitioners.

• PARKS & PATHWAYS: 85 km of the Red Willow Trail system connecting all residents to the river valley. 76 city/ school playgrounds, and 2 dog friendly parks

Cultivate Family in St. Albert! http://movetostalbert.ca

5 THE CLUB & RESIDENCES OF RIVER’S GATE

DEVELOPER: Beaverbrook Developments BUILDERS: Las Palmas Estate Homes, Cami Comfort Homes, Heredity Homes, Open LOCATION: Sturgeon Road between the Sturgeon Valley Golf Course & Riverlot 56 Natural Area

Mortgage solutions that work for you.

Whether you’re buying your first one or your fifth, at ATB, we’ll work together to sort out the details and get you into the home of your dreams.

Call Eloise today to find the right mortgage option for you.

Eloise Alves Mortgage Specialist ATB Financial Phone: 780-886-5133 Fax: 780-665-4341 Email: ealves@atb.com

NEW DELHI

SAVING І BORROWING І INVESTING І KNOW-HOW

127

devon

AREA INFO • POPULATION: 6,361 and growing.

1

•R ECREATIONAL FACILITIES: Arena, Outdoor Swimming Pool, Ball Diamonds, Soccer Fields, Golf Course, Campground, Tennis Courts, and Community Centre.

•M EDICAL FACILITIES: Hospital, 2 Medical Clinics, and Local Ambulance.

1 Hwy 19

1 THE RAVINES OF DEVON DEVELOPER: Qualico Communities BUILDERS: Open LOCATION: South on Michigan

Street, left on Ravine Drive

•P ARKS & PATHWAYS: Numerous Parks, Walking, Biking and Cross Country Ski Trails.

2 FAIRFAX LANE

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes LOCATION: South on Miquelon, left on Erie St., and left on Fairfax Close

AREA INFO GIBBONS & AREA SCHOOLS 28

N 53 Avenue

51 S tree t

St ur ge on Ri ve r

y wa gh Hi

2

50 A venu e

Highway 28A Edmonton

gibbons

• SCHOOLS: 3 Public schools, 1 Christian school & 1 Catholic school.

• GROCERY: Garden Market IGA, Extra Foods

2

1

DEVELOPER: Strata Developments BUILDERS: High Grade Homes, Rosecroft Homes, Open LOCATION: 51 St. & Landing Trail Dr.

•G IBBONS SCHOOL 4908 - 51 Avenue 923-2240 [Gr. 5-9] •S TURGEON COMPOSITE HIGH SCHOOL On Hwy. 37, one km. east of Hwy. 28 973-3301 [Gr. 10-12] • LANDING

TRAIL SCHOOL 5325 - 37 Avenue 923-2899 [Gr. K-4] • REDWATER SCHOOL 5023 - 50 Avenue 942-3625 [Gr. 5-12]

1 LANDING TRAIL ACREAGES 2 LANDING TRAILS

128

• LOCATED: Along the banks of the scenic North Saskatchewan River, 15 minutes southwest of Edmonton on Highway 60, 10 minutes from the International Airport.

EVELOPER: Strata Developments D BUILDERS: Rosecroft Homes, Dynasty Builders, Morrow Homes, Open LOCATION: 53 St. & 40 Ave.

homebuyers’ help//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal » Calculate your mortgage payments using the mortgage payment calculation chart

jun 6 - jul 4, 2014 | New home Guide 129

// homebuyers’ help

Calculate your mortgage payments MORTGAGE PAYMENT CALCULATION CHART

Calculate your mortgage payments monthly Pre-Tax Income

divide by 3

chart figure

amortization amount

Spouse’s pre-tax income

affordable monthly payments

amount of mortgage divided by 1,000

estimated monthly taxes & heat

Interest Rates %

total Pre-tax income

amount of mortgage (price – down payment)

amortization amount

monthly payments

Amortization Periods 10 yrs

15 yrs

20 yrs

25 yrs

30 yrs

5.00%

10.58

7.88

6.57

5.82

5.34

5.25%

10.70

8.01

6.74

5.96

5.49

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

Follow these steps to see if you’ll qualify for a mortgage on your dream home

01 02 03

Calculate the combined monthly before-tax income of you and your spouse.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay.

Line this up with the amortization period of your choice. (Most firsttime buyers take the 25-year amortization.)

05

06 07

Add to this your estimated monthly heating costs and monthly property taxes.

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Multiply this figure by the amount you need to borrow.

Divide by 1,000. » Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

130 New home Guide | jun 6 - jul 4, 2014

Mortgage interest rates

VARIABLE 6 months

1 year

2 years

3 years

4 years

5 years

Mortgage Types

ATB Financial

2.700

4.000

2.940

2.890

2.990

3.040

3.390

Alterna Bank

2.600

4.000

2.980

2.980

2.980

2.940

3.140

Alterna Savings

2.600

4.000

2.980

2.980

2.980

2.940

3.140

Bank of Montreal (BMO)

3.000

4.000

3.140

3.040

3.850

4.390

4.990

Bank of Nova Scotia

3.100

4.550

3.290

3.140

3.440

3.940

4.790

Bridgewater Bank

-

-

4.800

4.700

5.250

-

5.250

CIBC Mortgages

3.000

4.450

3.090

3.040

3.750

4.240

4.990

Caisses Desjardins

3.000

4.400

3.140

3.240

3.750

4.390

4.890

Canadian Western Bank

3.200

4.000

3.140

3.040

3.750

4.390

4.990

Insured or High-Ratio: A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

Canadian Western Trust

3.200

4.000

3.140

3.040

3.750

4.390

4.990

Mortgage OPTIONS

-

6.200

2.990

3.250

3.290

2.990

2.990

2.550

-

3.090

3.040

3.090

3.190

3.090

Effort Trust

-

4.450

3.250

3.600

3.700

4.600

4.950

Equitable Bank

-

-

3.140

3.040

3.750

4.540

4.940

First Calgary Financial

-

4.000

2.890

2.890

3.190

3.390

3.290

First National Financial

2.500

3.950

2.990

2.590

2.790

2.870

3.190

FirstOntario Credit Un.

2.700

4.240

3.090

3.140

3.290

2.890

3.040

HSBC Bank Canada

3.100

4.450

3.600

3.950

4.450

4.990

5.340

Investors Group Trust

3.000

4.200

3.140

3.140

3.750

4.640

4.990

London Life

3.000

4.200

3.140

3.140

3.750

4.640

4.990

Manulife Bank

2.700

4.450

3.000

3.050

3.100

3.140

3.190

Manulife Trust

-

4.450

3.000

3.050

3.100

3.140

3.190

Meridian Credit Union

2.600

4.000

3.090

3.140

3.650

4.390

2.950

National Bank

3.000

4.400

3.140

3.040

3.750

4.390

4.790

-

4.500

3.150

3.500

3.950

3.950

3.490

President’s Choice Fin’l

3.000

6.190

3.390

3.240

3.590

3.690

4.090

Royal Bank of Canada

3.000

3.140

3.140

3.040

3.750

4.540

4.940

Servus Credit Union

-

4.000

3.140

3.040

3.750

4.240

4.790

Steinbach Credit Union

-

-

2.650

2.800

2.900

2.950

3.100

T-D Mortgage

3.000

4.000

3.090

3.040

3.440

3.940

4.790

Tangerine

3.000

-

3.190

3.240

3.490

3.690

3.990

Comtech Credit Union DUCA Financial Services

Peace Hills Trust

All mortgages are of two basic types: Conventional: The buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.

The buyer has to pay 20% down.

A conventional mortgage cannot exceed 80% of the value of the property.

You can choose any of these mortgage options which fit into the two basic mortgage types.

Lenders may even customize these options to suit your needs.

Open mortgage: Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.

Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high interest rates to a longer term when mortgage interest rates fall.

Closed mortgage: Usually has the lowest interest rate available but lacks the flexible features of other mortgage options.

A good choice for those who want the security of knowing their monthly payment is fixed for a longer term.

Prepayment options are available but they are subject to conditions.

Portable mortgage: Flexibility if borrowers move.

Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

Prepared by CANNEX on May 26, 2014. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2014 CANNEX Financial Exchanges Limited. All rights reserved.

jun 6 - jul 4, 2014 | New home Guide 131

Home Builders Aacropolis Homes Alldritt Homes Artisan Homes Inc. Bedrock Homes Boss Homes

Cameron Homes Inc.

www.cameronhomes.ca

Cami Comfort Homes

www.camicomforthomes.ca

Carriage Signature Homes Celebration Homes

www.canyonspringhomes.com www.carriagesignature.com www.celebrationhomes.ca

Cobblestone Master Builder

www.mycobblestone.ca

Concept Homes

www.concepthomes.ca

Compass Rose Homes Inc.

www.compassrose.ca www.countryhillshomes.com www.coventry-homes.com www.daytonahomes.ca

Dolce Vita Homes LP

www. dolcevitahomes.ca

Effect Home Builders

www.effecthomes.ca

Encore Master Builder

www.encorehomes.ca

Enitity Homes

www.entityhomes.ca

Fekete Homes

www.feketehomes.ca

Green Living Homes Gannet Homes Master Builder Homes by Avi Homes by Santos Construction

www.greenlivinghomes.ca www.gannethomes.com www.homesbyavi.com www.santoshomes.ca

Homexx Corporation

www.homexx.ca

Iconic Estate Homes

www.iconichomes.ca

Impact Homes

132 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

www.bosshomes.ca

www.calibermasterbuilder.ca

Daytona Homes Master Builder

www.lincolnberg.com

www.bedrockhomes.ca

Caliber Master Builder

Coventry Homes

“

www.artisancommunities.ca

www.livebrookfield.com

Country Hills Home Sales

y Toda e t i S our ur Visit Build Yo asts!�

L To that r i a f Af Love

www.alldritthomes.com

Brookfield Residential

Canyon Spring Master Builder

web directory

www.aacropolishomes.com

Innovations by Jayman

www.impacthomes.ca www.jayman.com

Jayman MasterBUILT Kimberley Homes Landmark Group of Builders Lincolnberg Master Builder MacLachlan & Mitchell Homes Maple Isle Homes Marco Antonio Homes

www.jayman.com www.buildwithkimberley.ca www.landmarkgroup.ca www.lincolnberg.com www.macmitch-homes.com www.mapleislehomes.ca www.marcoantoniohomes.com

Mattamy Homes

www.mattamyhomes.com

Pacesetter Homes

www.yourpacesetter.com

Parkwood Master Builder Perry Signature Homes Inc. Pompei Homes ReidBuilt Homes Rococo Homes Rohit Communities Rosecroft Custom Homes Sabal Homes

www.parkwoodmasterbuilder.com www.perryhomes.ca www.pompeihomes.com www.reidbuilthomes.com www.rococohomesinc.ca www.rohitcommunities.com www.rosecroftcustom homes.com www.sabalhomes.com

San Rufo Homes

www.sanrufohomes.com

S2 Squared by Sterling Homes

www.sterlingsquared.ca

Sterling Homes Edmonton Ltd.

web directory

www.sterlingedmonton.com

Thomsen Built

www.thomsenbuilt.com

Urban Living by Landmark

www.landmarkurban.ca

OUR HOMES COME IN A WIDE VARIETY of wide varieties

Duplexes & Townhomes

Urbanity Custom Homes Ltd. Vicky’s Homes

www.urbanityhomes.com www.vickyshomes.ca Rear - Detached Garage Homes

White Eagle Homes Ltd

Front - Attached Garage Homes

www.whiteeaglehomes.ca www.landmarkgroup.ca JUN 6 - JUL 4, 2014 | NEW HOME GUIDE 133

webdirectoryad.indd 1

13-01-07 11:16 AM

Developers/Communities Allard in Heritage Valley by MLC Group / JCA Financial Allard Heritage Valley by United Communities

www.allard.ca www.allardheritagevalley.ca

Alpine Ridge in Terrace Heights by Qualico Communities Ambleside South by Qualico Communities

www.amblesidewindermere.ca

Beaverbrook Developments

www.beaverbrook.ca

Callaghan by Rohit Land Development Cameron Communities Cameron Heights Canada Lands Company Canterra Developments Corp.

Chappelle Gardens by Brookfield Residential Creekwood Chappelle Cy Becker by Qualico Communities Dundee Developments Edgemont by Brookfield Residential Forest Ridge by Qualico Communities GARDENS

Genstar Development Company Glenridding by United Communities Glenridding Heights by Rohit Land Development

www.chappellegardens.com 134 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

www.amblesidesouth.com

Ambleside in Windermere

Brookfield Residential

web directory

www.alpine-ridge.ca

www.livebrookfield.com www.liveincallaghan.com www.cameroncommunities.ca www.cameronheights.com www.villageatgriesbach.com www.canterradevelopments.com www.chappellegardens.com www.creekwoodchappelle.com www.cybecker.com www.dundeedevelopments.com www.myedgemont.ca www.forestridgefortsask.com www.genstar.com www.glenridding.ca www.glenriddingheights.com

Granville by Alldritt Land Corporation

www.mygranville.com

Graydon Hill by MLC Group

www.graydon-hill.com

Greenbury by Beaverbrook

www.greenbury.ca

Griesbach by Canada Lands

www.villageatgriesbach.com

Hampton Pointe by Beaverbrook Hampton Terrace by Qualico Communities

www.hamptonpointe.ca www.hamptonterraceedmonton.com

Hawks Ridge at Big Lake Hawthorne at Heather Glen by Qualico Communities

www.hawksridge.ca www.hawthornesprucegrove.com

Hills of Twin Lakes Hopewell Residential

www.hillsoftwinlakes.com www.hopewellcommunities.com

Hudson Park by Beaverbrook

www.homesinhudson.ca

Keswick on the River

keswick-in-windermere.com

Kenton Village by Beaverbrook

www.kentonvillage.ca

Lake Summerside by Brookfield Residential Langdale in Windermere by Qualico Communities

www.lakesummerside.com www.langdale-windermere.com

Laurel Crossing by Qualico Communities

www.laurel-crossing.com

Laurel by Dundee Developments

www.livelaurel.com

Maclab Enterprises

www.maclab.com

Manning Village by Cameron Communities

www.manningvillage.com

Maple Crest by Dundee Developments

www.livemaplecrest.ca

McConachie Landing by MLC Group/Cameron Dev Corp

www.mcconachie-landing.com

McConachie by Walton Development & Management L.P. MLC Group Montalet by United Communities Morningside Properties Newcastle by Qualico Communities ONE at Windermere

web directory

www.mcconachie.ca www.mlcland.com www.montalet.ca www.mymorningside.com

www.newcastle-edmonton.com www.oneatwindermere.com

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Developers/Communities Paisley by Brookfield Residential

www.paisleycommunity.com

Palisades by MLC Group

www.palisades.ca www.palmcovesylvan.com

Palm Cove by Qualico Communities Prescott by Beaverbrook Qualico Communities

www.liveinprescott.ca www.qualicocommunities.com

Ravines of Devon by Qualico Communities

www.theravinesofdevon.com

Ravines of Richford by Rohit Land Development

www.ravinesofrichford.com

Reid Worldwide Corporation

web directory

www.rwwc.ca

Robinson by Beaverbrook

www.LiveInRobinson.ca

Ruisseau by Qualico Communities

www.ruisseau-beaumont.com

Secord by Hopewell Residential

www.liveinsecord.ca

Sienna by Qualico Communities www.sienna-fortsask.com Silverstone by Qualico Communities www.silverstone-stonyplain.com Southcreek by Qualico Communities www.southcreek.ca South Pointe by MLC Group

www.south-pointe.ca

Spring Lake Ranch Springate at Spruce Ridge by Qualico Communities

www.springlakeranch.ca www.springatesprucegrove.com

Spruce Village by Beaverbrook Starling at Big Lake by Rohit Land Development Strata Developments

www.sprucevillage.ca www.StarlingAtBigLake.com www.stratadevelopments.ca

Summerwood by Qualico Communities www.summerwoodsherwoodpark.com Suntree www.liveinsuntree.ca Tamarack by Dundee Developments Tamarack Common by Qualico Communities The Club & Residences of River’s Gate by Beaverbrook.

The Estates at Waters Edge The Orchards by Brookfield Residential

136 NEW HOME GUIDE | JUN 6 - JUL 4, 2014

www.livetamarack.com www.tamarackcommon.com www.riversgate.ca www.WatersEdgeEstates.ca www.theorchards.ca

The Terrace by Brookfield Residential

www.discovertheterrace.ca

Thomas Creek

www.CalmarThomasCreek.com

Trumpeter by United Communities

www.trumpeterbiglake.ca

Tuscany Hills by United Communities

www.tuscanyhills.ca

United Communities

www.unitedcommunities.com

Upper Windermere by Beaverbrook

www.upperwindermere.com

Vita Crystallina Nera

www.liveatvita.com

Villas on the Ravine

www.villasontheravine.com

Walker Lakes North by MLC Group / Cameron Dev Corp

www.walkerlakes-north.com

Walker Lakes Station by MLC Group / JCA Financial Walker Summit by United Communities

www.walkerlakes-station.ca www.walkersummit.com

Walton Development and Management L.P.

www.waltondm.com

Westerra by Qualico Communities

web directory

www.westerrastonyplain.com www.windermereridge.ca

Windermere Ridge by Beaverbrook Windermere South

www.windermere-south.ca

Windrose www.liveinwindrose.ca Woodhaven - Edgemont

www.woodhavenedgemont.com

The Woods at Kenton by Beaverbrook

www.woodsatkenton.ca

Related Business Canadian Home Builders’ Association - Alberta Edmonton Custom Decks Edmonton New Home Information Edmonton New Home Guide SLC Ltd.

www.chbaalberta.ca

www.edmontoncustomdecks.com www.new-home.com www.NewHomeGuide.ca www.shaneslandscaping.com

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