The South Florida Community Voice _ May 1 by The South Florida Community Voice

Celebrating 25 Years

A Tribute to Those Who Make JLIC Possible

To our extraordinary campus directors – the heart of JLIC:

In these challenging times, you've

In these challenging times, you've been more than mentors; you've been family to orthodox Jewish students across North America and Israel. Your unwavering dedication has created homes away from home on 35 campuses, touching the lives of 8,000+ students annually.

We extend our deepest gratitude to

We extend our deepest gratitude to you for teaching Torah, developing student leaders, running meaningful programs, and opening your homes.

For

For 25 years, campus directors have been the foundation of our success. Together with our community of supporters, we continue this vital mission of nurturing orthodox Jewish life on campus for generations to come.

Thank you.

Carved by hand, honed by generations.

Beneath sturdy beams and smooth finishes lies something deeper, a commitment to excellence that time cannot erode. Swingit Playsets are more than places to climb and swing; they’re the result of generations honing a craft, ensuring that

© The South Florida Community Voice Magazine. All rights reserved. Reproduction in printed or digital form in whole or in part in any form without prior written permission is prohibited. The publisher reserves all right to edit all articles for clarity, space and editorial sensitivities. Submissions cannot be returned to sender. The South Florida Weekly Magazine is not responsible for the cash flow of any advertised product or service that appears in these pages. The South Florida Community Voice Magazine assumes no responsibility for the content of articles or advertisements in this publication, nor for the content of books that are referred to or excerpted herein.

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Beyond the Headlines

A

weekly glimpse into the Israel you won’t read about in the news

By Sivan Rahav Meir

COUNTING

EVERY DAY

Thoughts on the New Month of Iyar

• The word “Iyar” is an acronym for “Ani Hashem Rofecha,” I am God, your Healer. Iyar is considered a month of healing for both body and soul. Am Yisrael left slavery in Egypt during the month of Nissan, and in Iyar went through a process of recovery and strengthening. May we merit to feel this healing even today.

• Iyar is illuminated by a few special days: On the 14th, we mark Pesach Sheni, which offered a second chance for those who missed the first Pesach. This day teaches us that it’s never too late to rectify things. On the 18th, we celebrate Lag BaOmer, the anniversary of the passing of towering Talmudic luminary Rabbi Shimon Bar Yochai, author of the Zohar Hakadosh.

• In our generation: on the 5th of Iyar 5708 (1948), 77 years ago, the State of Israel was established, and on the 28th of Iyar 5727 (1967), 58 years ago, we merited the liberation of Jerusalem.

• Another feature of Iyar – it is the only month of the year during which all the days are counted. The counting of the Omer began in mid-Nissan and will conclude at the beginning of Sivan, but only in Iyar do we count every single day of the Omer. It’s a month that helps us live with a heightened

awareness of time, reminding us how special and unique each day of life truly is.

A Message of Comfort from a Bereaved Father

During this week, when we mark Memorial Day, Yaakov Nitzan, father of fallen soldier Staff Sergeant Major Gilad Nitzan of blessed memory, asks us to pay attention to a message found in last week’s Torah portion. He writes:

“Two sons of Aharon HaKohen pass away. Moshe turns to the mourners —Aharon and his two surviving sons — and brings them an important message: They are not alone.

“‘Moshe said to Aharon and to Elazar and Itamar, his surviving sons: ...And your brothers, the entire House of Israel, shall bewail the conflagration that the Lord has burned.’ (Vayikra 10:6)

“This is not a personal story; the entire House of Israel is with you.

You are part of a large family, and everyone will weep together with you over this loss, over this fire. Aharon HaKohen heard the cry of his brethren — the entire House of Israel — sharing a portion of his sorrow, a portion of his pain. They lightened his burden. We too are blessed with the feeling that the Jewish people mourns together with us. And that gives us hope and consolation.”

Dedicated to the memory of Captain Ido Wallach and Staff Sergeant First Class Neta Yitzhak Kahana, who fell in battle in Gaza at the end of the month.

May the entire House of Israel merit to be united — in joy.

Seeing Prophecies Come True

During my last visit to the Kotel tunnels, an attendant approached me and handed me a book he had authored. “My name is Yisrael Rosenberg,” he introduced himself.

Kotel attendant and author Yisrael Rosenberg

“I worked in high tech in the United States for many years. Eventually, I made Aliyah, and today, at my age, I am proud to serve as an attendant at the Kotel.”

The book is titled Rak Besorot Tovot, Only Good Tidings — Consoling Prophecies from the Tanach. Yisrael went through the entire Tanach and compiled all the optimistic passages into a single inspiring volume.

I began to read. There are pesukim that describe our return to the Land of Israel: “The Lord your God will bring you back and be merciful toward you; and He will return and gather you from all the peoples where the Lord, your God, scattered you.”

There are glorious descriptions of rebuilding, planting, and settling the land: “I will restore My people Israel. They shall rebuild ruined cities and inhabit them; they shall plant vineyards and drink their wine; they shall till gardens and eat their fruits.”

And, of course, there are pesukim that speak of universal peace and how we will be the spiritual center of the world: “Nation shall not lift up sword against nation, neither will they learn war any more”, “Torah will go forth from Zion and the word of the Lord from Jerusalem.”

Even when our hearts are broken over the hostages, the fallen soldiers and the internal strife, we must always remember that the story of the Jewish people is greater than any crisis, challenge, or political upheaval.

When we finish reading the words of the prophets in the Haftarah on Shabbat, we recite a blessing that includes the assurance: “And not one of Your words is ever retracted unfulfilled.” Every positive prediction will come true, every word and every promise. Our forebears in Yemen and in Poland believed this a thousand years ago in the midst of a dark and bitter exile, while we are privileged to witness rebuilding and rejoicing in our land.

If a rabbi had put together a book like this, it would have been deeply uplifting. But when a simple, sincere Jew from the US makes Aliyah, dedicates himself to attending to visitors to the ancient wall of the Holy Temple, and gathers all these promises into one volume, it is a sign that these prophecies are unfolding before our very eyes. May we soon see their complete fulfillment!

Translated by Yehoshua Siskin, Janine Muller Sherr Want to read more by Sivan Rahav Meir? Google The Daily Thought or visit sivanrahavmeir.com

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HaGaon HaRav Chaim

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LAST CHANCE TO VOTE!

To our brothers, the children of Klal Yisroel in all the diaspora, Rabbi Pesach Lerner, who is known for many years for his work for the kedusha of Eretz Yisroel and the protection of the mesorah of Klal Yisroel in many areas, and especially regarding the holiness of the Kosel against those who seek to desecrate it, and has already done much in this in past years, has come before me. He described to me about the activity of the 'Eretz HaKodesh' movement that was established by him, whose sole purpose is to continue and act further for these important matters, and it officially represents the voice of the Jews of the diaspora from the Torah communities who seek to add to the kedusha of the land, and to increase Torah and tefila and to strengthen the voice of Torah that echoes between the walls of the Batei Medrash in Eretz Yisroel. And against those who seek to represent the Jews of the diaspora by the Reform and liberal movements only, who seek to uproot the values of Torah and the mesorah of Klal Yisroel. And certainly it is a great thing to support and vote for Eretz HaKodesh and thereby become a partner in their blessed work. And all who join and act to strengthen their work will merit to see the face of our Moshiach Tzidkeinu speedily in our days and in the blessing of all good things.

HaRav Avigdor Nebenzahl

VOTE ERETZ HAKODESH. BACKED BY GEDOLIM.

Now that elections have been called with the opportunity to elect representatives who will have the authority to decide the future direction of the World Zionist Organisation, it is a matter of obligation to register and vote in these elections for the Eretz Hakodesh party. I sign this on 26 Nissan 5785 Gateshead.

Hagaon

HaRav Gershon

Edelstein ZT"L

"To my dear friends in the USA, In the upcoming elections, I give my full support and encouragement to Eretz HaKodesh. I know these people, and I follow their activities that create tremendous influence on the future of Yiddishkeit in Eretz Yisroel. Therefore, I ask everyone who can, to vote for Eretz HaKodesh and assist them in bringing kedusha to Eretz Yisroel. This is what Hakadosh Baruch Hu asks of us, to keep Eretz Yisroel kadosh: 'And you shall be to Me a kingdom of priests and a holy nation.'"

HaRav Asher

Weiss Shlita

A Message From Rabbi Pesach Lerner

Chairman, Eretz HaKodesh

There has been much discussion and confusion surrounding the World Zionist Organization (WZO) and Eretz HaKodesh’s role within it. To help clarify things, we’ve put together a few key points.

Let’s begin with some facts about the WZO:

• The WZO played a major part in creating the State of Israel. It has evolved since then and today plays a significant role in shaping Jewish life in Israel and around the world as the voice of the Jewish people, particularly American Jewry.

• It is governed by parties elected every five years at the World Zionist Congress and is determined by party size and coalition building.

• The WZO has a huge influence on many aspects of Israeli society.

• This influence is primarily gained through its annual income of $2.3 billion from its share of purchase taxes on land it owns in Israel.

• These funds belong to Jews across the world. That includes us.

• The distribution of these funds and the influence the WZO exerts are determined by delegate representation and control. Historically, the vast majority of WZO funds have been used to support the infrastructure and growth of the State of Israel, benefiting all its citizens.

For decades, this structure re-

mained largely unchanged — until a dramatic shift occurred in recent times…

Let’s explain:

Facing a challenge of minimal relevance in Israel, the American non-Orthodox and liberal-left movements decided to make the State of Israel a central part of their agenda. Sensing an opportunity, they mobilized their membership to vote in the WZO elections. The results speak for themselves:

For the last 25-30 years, the Congress has been controlled by the non-Orthodox and liberal-left movements. As the majority of the WZO, they claim to represent Diaspora Jewry — including YOU. Using their influence, they have utilized WZO funds to promote their agenda, undermine our Torah values, attack traditional family values, and challenge the Kedusha of Torah and Eretz Yisrael.

Perhaps their most effective tactic has been using the Israeli Supreme Court to attack many aspects of Orthodox religious life in Eretz Yisrael. Court cases have been brought against the use of Mechitzahs at Mekomos Hakedoshim, specifically the Kosel, against Mehadrin buses, Kosher cell phones, and most dramatically, welfare and childcare benefits for tens of thousands of Torah students and their families.

That’s when Eretz HaKodesh stepped in.

Under the guidance of Gedolei Yisrael, Eretz HaKodesh was founded to counter the non-Orthodox and liberal left movements and to give

Torah Jews a much-needed voice. In the past five years, we have stood on the front lines, fighting against the expansion of pluralism and the growth of alternative forms of Judaism in various areas of Israeli society.

In addition to many positive projects and endeavors, Eretz HaKodesh has successfully directed much-needed funds to vital causes. Since winning 25 delegates in 2020, Eretz HaKodesh’s representatives helped direct millions of NIS from the Jewish Agency and KKL/ JNF toward causes close to our hearts.

This includes:

• 120,000,000 NIS for Youth and At-Risk Programs

• 35,000,000 NIS for American Yeshivos and Seminaries

• 40,000,000 NIS for Religious Cities (Youth Movements, activities)

• 6,000,000 NIS for Tuition Support for Israeli Seminary Girls Voting ends Sunday, May 4.

In the last election, the liberal movements gathered 50,000 votes. We, who truly care about the kedusha of Eretz Yisroel, must do much better.

We all need to vote to preserve Kedushas Eretz Yisrael! VOTE Slate #11 today at www. ERETZHAKODESH.org.

If each of us does our part, Torah Jews and our friends on the right will become the majority in the WZO!

Remember, not voting is, by default, a vote for the non-Orthodox and liberal left movements.

A Voice for Israel’s Children: An Interview with Marlene Kolangi

When the sirens sounded across Israel on October 7th, 2023, Marlene Kolangi found herself locked in a safe room with her daughter and 130 terrified seminary girls. In that moment of chaos, fear, and uncertainty, a deeper realization took root within her heart: if these girls, safe and shielded, were so frightened, what about the children who had just lost their entire world? Who was holding them? Who was tucking them into bed? Who was whispering to them that somehow, tomorrow would be better?

In an emotional and inspiring conversation with South Florida Community Voice Magazine, Marlene Kolangi recounts how she transformed personal anguish into a powerful force for rebuilding Am Yisrael’s future.

Marlene’s story begins long before October 7th. As a founder of Kaituz, a renowned bridal and evening wear design house, her days were once filled with the joyful chaos of weddings — designing stunning gowns, coordinating glamorous events, and helping dreams come true. But after that dark day, everything changed. “I knew we couldn’t just sit and mourn,” Marlene says. “We had to act.”

While trapped with her daughter and the seminary girls, Marlene’s thoughts raced to the orphans — children who had no one left. As a single mother herself, the image of a child alone gnawed at her. Within days, she began calling every organization she could find. Who was helping the children who lost both

parents? The answer came back over and over: no one. The country was overwhelmed. Systems were collapsing under the sheer weight of the tragedy.

“That’s when I realized,” Marlene says, “if no one else was going to step up for these children, I would.”

What followed was months of work with no blueprint. There was no government list to consult, no military database to rely on. Marlene had to build everything herself, one call, one home visit, one broken family at a time. “I didn’t know there were 41 children who lost both parents. I didn’t know the

ages, the backgrounds, anything. I had to find them, reach them, and gain their trust.”

Her first visits were heart-wrenching. An Orthodox Jew herself, Marlene entered homes of every background — deeply religious, completely secular, and everything in between. “I approached each family without judgment. Terrorists don’t ask who is frum and who is secular. They see one thing: a Jew. And that’s how I see every one of our people.” Respect and dignity became the cornerstones of her approach. Unlike some organizations that arrived with cameras and public

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campaigns, Marlene came quietly, discreetly, with no agenda but to help. “Real charity means giving in a way where the person feels like they are doing you a favor by accepting,” she explains. “That’s the only kind of giving that matters.”

From those first heartbreaking visits grew “Israel Orphans of 10/7,” now the only organization solely dedicated to supporting these most vulnerable children. Every orphan connected to Marlene’s organization receives $500 to $750 a month to help cover basic living needs. But Marlene saw that financial aid, while critical, was not enough. “These children need to heal emotionally if they’re ever going to build a life,” she says.

Thus was born Israel’s first dedicated Play Therapy Center, where children heal through art, animals, music, ceramics, and even surfing. “Most of the children didn’t want traditional therapy,” Marlene notes. “Talking about what happened reopens their wounds. We needed to create a space where healing could happen naturally, on their terms.”

Marlene speaks movingly about the transformations she has witnessed. A nine-year-old girl who hadn’t spoken a word since witnessing her parents’ murder whispered “hi” after a gentle interaction during art therapy. Another child who had once been terrified of dogs now finds comfort and companionship with therapy animals. “It’s not instant,” Marlene says. “It’s slow. It’s patient. But it is miraculous.”

Every Friday, Marlene personally calls each family connected to her organization. She knows the children by name, their stories, their struggles. “It’s not a charity

project,” she insists. “It’s family.”

The road, however, is not easy. With over 1,100 orphans created by the October 7th attacks, Marlene’s organization currently serves 144 children directly. “I wish we could help them all,” she says. “But our resources are limited. Every dollar matters.”

She sees a shift in the American Jewish community’s involvement. In the immediate aftermath of the attacks, there was a wave of support. But as time passed, attention drifted elsewhere. “We live in an impulsive generation,” Marlene reflects. “People want immediate

satisfaction. Buy a helmet. Sponsor a hotel stay. But real healing — rebuilding children’s lives — that’s long, slow, unseen work.”

Marlene wishes more people understood that charity is not about satisfying the giver’s emotional needs. “It’s about truly seeing the person in front of you. Respecting their dignity. Giving without expecting anything in return.”

Her organization operates with complete transparency and sensitivity. No publicizing the names of children. No staged photos. Every penny raised is hand-delivered directly to families.

Despite the enormous challenges, Marlene’s faith never wavers. “Every child we help is a brick in the future of Am Yisrael. Our grandparents rebuilt after the Holocaust. We owe it to these children to rebuild now.”

Israel Orphans of 10/7 is expanding, opening two more Play Therapy Centers and preparing to serve even more devastated communities. But the need is massive, and the mission is urgent.

“The war isn’t over. The pain isn’t over. Every Jew has a job now,” Marlene says, her voice steady with determination. “We are fighting for the next generation. We have to give them the tools — financial, emotional, spiritual — to build a strong, proud, resilient Jewish future.”

In a world of shifting headlines and short attention spans, Marlene Lange’s work stands as a powerful reminder: the true victory of Am Yisrael is not won on battlefields alone. It is won in the healing of a child, the rebuilding of a home, the quiet restoration of hope.

To learn more about Israel Orphans of Ten Seven and support their sacred work, visit www.israelorphans10-7.org.

Why I’m Voting in the World Zionist Congress Election—and Why You Should Too

By Dr. Alan Kadish

Over the past year, Jewish students across American college campuses have faced an unprecedented wave of antisemitism. What once may have been subtle bias or passive exclusion has become overt hostility: vandalized Hillel buildings, acts and threats of violence against Jewish students and demonstrations glorifying terrorism – all too often met with silence, or worse, from university administrators. I understand how isolating it can feel for Jewish students to walk into a classroom where Israel is demonized, where Jewish history is distorted and where moral relativism is used to excuse the inexcusable. I also know how powerful it is when young Jews feel proud of who they are – when they are given tools to stand tall, speak clearly and connect deeply to their heritage. I see that strength every day at Touro University.

As the president of a university deeply committed to Jewish life and values, I cannot remain indifferent. And as a lifelong Religious Zionist, I know that our response must extend beyond the boundaries of any single campus. It must be broad, strategic and global. That is why I am urging every eligible Jewish American to vote in the upcoming World Zionist Congress (WZC) election.

You may ask: what does the World Zionist Congress have to do with antisemitism on American college campuses? The answer is – more than most realize.

The WZC, often called the “Par-

liament of the Jewish People,” determines how billions of dollars in funding are allocated through major Jewish and Israel-based institutions such as the Jewish Agency, KKL, the World Zionist Organization and Keren Hayesod. These organizations fund global Jewish education, youth programs, Aliyah-inspiring initiatives – and, crucially, campus outreach and support services for Jewish students abroad. It is tempting to view this election as distant or symbolic. But it is neither. This is the only democratic process in which Diaspora Jews can influence global Jewish priorities and the outcome will determine the trajectory of policy, education and outreach for the next five years.

There are 23 different parties in the election but only one in my view supports Observant Judaism and engages in a full-throated support for Zionism - values that I hold deeply. Just as in any election, with a large number of complex issues, voting for a party does not mean that I agree with every viewpoint, but for a number of reasons the Orthodox Israel Coalition (OIC) has my full support and I am proud to be part of Slate 5.

The OIC has a proven record of using its seat at the table to invest in exactly these kinds of programs. In the last five years alone, OIC delegates have worked tirelessly to ensure that Jewish identity, Torah values and love for Israel remain central priorities across Jewish institutions, particularly where students are concerned. From expanding the presence of shlichim (Israeli emissaries) on college campuses to

supporting programs that bring Jewish students to Israel to directing resources to strengthen Jewish student life in hostile environments, Slate 5 has made the safety and identity of our youth a top priority.

The coalition behind Slate 5 includes organizations I have had the privilege of working alongside – the Orthodox Union, AMIT, the Religious Zionists of America-Mizrachi, the Rabbinical Council of America, Torah MiTzion, Bnei Akiva and many others. These institutions are rooted in Torah values, dedicated to unity and committed to building a strong Israel and a thriving Jewish Diaspora.

By voting for Slate 5, you will join me in not just making a statement –but taking tangible action. Together, we are helping to secure funding for programs that strengthen the Jewish community, education and pride on college campuses. We are ensuring that Jewish students are not left alone in the face of hate. We are backing a coalition that knows how to lead and has already proven it can deliver.

The Jewish people are no strangers to adversity. But we are also no strangers to resilience. This is our moment to act with clarity, purpose and unity.

Join me in voting for the Orthodox Israel Coalition–Mizrachi, Slate 5. Let’s stand up for our values, our students and our future.

Dr. Alan Kadish is president of the Touro College and University System and a candidate delegate on the Orthodox Israel Coalition-Mizrachi slate in the ongoing World Zionist Congress Elections. Voting is open until May 4, 2025. Cast your vote today at www.voteoic.org

Yom HaZikaron 5785: A Day of Remembrance, Reflection and Sadness

By Dr. Chaim Y. Botwinick

The commemoration of Yom HaZikaron was introduced by the Israeli Knesset in 1951 as the General Israel Memorial Day for the brave heroes of the War of Independence. In 1963, the Israeli government enacted it into law.

While the Memorial Day was intended for our fallen IDF soldiers, it has also been extended to include civilian victims of terrorism.

Yom HaZikaron represents one of the most difficult and daunting days of mourning for Israeli citizens, not mandated or required by the Torah or religious law. It is a day of solemn memorials, dedications, testimonies, painful memories and personal loss. To be sure, it is a day which is felt and experienced throughout Israel, and by extension, diaspora Jewry.

Several years ago, while visiting Israel on a senior educator’s study mission, I recall visiting Har Herzl cemetery on Yom HaZikaron. It was a scene which I will never

ever forgot. Thousands of family members, friends and others were showing respect to their fallen relatives. Some were crying and saying Tehillim, others were staring at the gravesites which were adorned with beautiful bright flowers and a small Israeli and IDF flags planted on the side of the grave; and yet others were standing silently in front of graves in deep thought and reflection and as they were holding and embracing family members.

The one image which I will never ever forget, was that of a petite little girl dressed modestly and crying profusely as she leaned over the grave of her older brother who lost his life in battle in a herioic attempt to defend Israel against its enemies.

As I looked as far as my eye can see, I saw scores of people crowding into Har Herzl and other military cemeteries.

I recall that it was a quiet beautiful sunny day. The only senses permeating the air were the sweet fragrance of freshly cut flowers, the soft sounds of respectful footsteps, bird chirping and very faint cries, tears of pain and sadness. All the while, we heard the faint chirping of birds soaring high above the clouds as if they were protecting and guarding the field.

All of these sounds and sights stimulated my senses in ways never before imaginable. But it

was not until I heard hundreds of voices reciting kaddish and kell malei rachamim at the respective gravesites which they were visiting.

As I exited the cemetery, I could not help but notice the true mosaic and tapestry of Israeli society. I saw older and younger folks, religious and non-religious, men, women and children, Chassidim, handicapped individuals in wheelchairs or pushing walkers; and IDF soldiers and police officers donning their freshly pleated and polished uniforms.

While visiting another cemetery just several miles away, I experienced similar images. This time, as I made my way to my car, I asked myself the question….it this GD forbid what it really takes to achieve achdut? Why do we require death, sadness, loss and memorials in order for acheinu bnei yisrael to feel and experience a sense of sustainable achdut and unity?

The answer to this question may be obvious. But I am yet to discover how true achdut can be achieved in perpetuity in the absence of a crisis, loss or tragedy.

On Yom HaZikaron in Israel, I also experienced a remarkable event which can only be felt in Israel. All traffic came to a complete standstill twice: once on the evening of Yom Hazikaron at 8:00 PM and again at 11:00 AM on the day itself.

Sirens are sounded throughout

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the country. They are a national signal to stop all activities and stand in silence in order to show respect remember fallen soldiers and victims of terror.

I vividly recall traveling on Yom HaZikaron between Yerushalyim and Bet Shemesh. At exactly 11:00 am a siren was sounded throughout the country and all traffic on the roads stopped cold. We exited our cars, and stood silently with millions of others throughout the country in solemn thought and reflection until the siren ended. I even observed, nonJewish and Arab Israelis who out of respect (or protocol) observed this meaningful moment of silence

Imagine, a country coming to a complete stop in order to respect and memorialize its fallen soldiers or victims of terror.

This truly defines and exemplifies the phrase Mi K’amcha Yisrael – “Who is like your nation, Israel? It represents the powerful and special relationship between HaShem and bnai yisrael; and it validates our uniqueness as it relates to our history, traditions, laws and customs.

As we commemorate Yom HaZikaron 5785, we can’t help but remember the infamous bloody day of October 7th when we experienced the worst atrocity against our brothers and sisters since the holocaust.

On October 7th, we heard a different kind of siren. A siren of fear, death and destruction, with the indiscriminate killing of 1,200 innocent residents of southern Israel by Hamas. These killings were in addition to the countless number of women, men and children who were severely injured and, maimed.

Following the brutal attack of Hamas, we heard numerous accounts of heroism and bravery. We heard about reservist IDF soldiers who fought relentlessly in order to save lives and to protect those who were not kidnapped.

We also experienced the scores of Israelis and other citizens who were kidnapped from the Nova Music Festival by Hamas and who are still trying to physically and mentally survive in the dark, ugly, decrepit tunnels of Gaza.

We are mitpallel every day for their safe and healthy release and return to Eretz Yisrael.

As we move into the future, the lessons of Yom HaZikaron are way too many to describe. In fact, they exemplify many of the very foundations of Judaism.

We learn about respect for those that are no longer with us, we learn about the power of memory, resilience, heroism and fortitude; we learn about the importance of ben adam l’chavero (relationships between people); we learn about achdut, unity and the power of emunah and bitachon in HaShem. And, we learn about ourselves.

It should not make a difference

whether we view the centrality of Israel as eretz yisrael or medinat yisrael. The bottom line is that the land is imbued with kedusha and it is our birthright as evidenced through the lives of Avraham, Yitzchak, Yaakov, Sarah, Rachel, Rivka and Leah..

The great Gerrer Rebbe is quoted as saying….when we mourn and remember one Jewish life, it is as if we mourn and remember all of Klal Yisrael.

May Yom HaZikaron 5785, be the last we commemorate in galut; and, may HaShem grant us the fulfillment of our hopes, dreams, and brachot that next year we will all be alive and secure in Yerushalayim.

Dr. Chaim Botwinick is a senior executive coach and an organizational consultant. He served as president and CEO of the central agency for Jewish education in Baltimore and in Miami, in addition to serving as head of school and principal for several Jewish day schools and yeshivot. As an Influencer, he has published and lectured extensively on topics relating to education, resource development strategy planning and leadership development. Dr. Botwinick is Co-Founder of LEV Consulting Associates and producer/host of Chinuch Horizons podcast. He is Author of “Think Excellence: Harnessing Your Power to Succeed Beyond Greatness,” Brown Books, 2011

Operation Inspiration: Shaping Up

Who doesn’t have a few post-Pesach pounds to shed? With all the food being served over Yom Tov, and with the types of food being so different from what we normally eat, it’s natural that our bodies need some time to correct and get back to their norm.

Just as an aside, as I consumed sweet, potato starch confetti cookies, savory, potato starch “everything” crackers, plus potato starch egg noodles in my soup, I noted that potato starch seems to be the new “mon,” which can taste like anything you want. But with all that eating, it’s quite normal to put on a little extra padding, which is why when I spoke to a neighbor, I heard that the family was all on diets.

Certainly, a diet can help jumpstart your return to normal, or improvement to better, but if you really want to see results, you need to work out. That’s right, you need to push yourself to build muscle and stamina if you plan to shape up. Let me tell you what I did recently to pump myself up.

There I was, standing in shul. It wasn’t my usual place to daven, but I needed to be done earlier to help my wife that day, so I attended a different minyan. It started at seven o’clock in the morning. I was unfamiliar with the location so I ended up arriving several minutes late, but with enough time to put on my talis and tefillin and catch up to the tzibur before Barchu.

A few minutes later, at about 7:19, something happened. The door to the shul, which was in my periphery, opened, and a figure entered. This was my chance. I was very curious to see who was coming in so late. I was about to turn his way, but then I told myself, “Shape up!” I specifically kept

By Rabbi Jonathan Gewirtz

my gaze downward until the person had enough time to get to a seat and I would be unable to tell who had come in even if my willpower gave way.

Let me tell you, that was a workout! I had to stretch my stamina and willpower to the max in order to make sure I wouldn’t succumb to the temptation of my curiosity. It would only hurt the other person in my eyes were I to witness this late arrival, and besides, who’s to say he didn’t have a valid reason for coming so late? In fact, maybe he wasn’t coming to daven at all, but to get something he’d left there! However, in that moment, I was able to focus my energy and withstand the desire to peek. Right then and there, I bulked up my willpower muscles.

In an amazing bout of Hashgacha Pratis, that selfsame day I read a story about R’ Sholom Mordechai Rubashkin. He wrote that when he was in “a place called prison,” his cell was near the telephone booth. He was able to hear one of the inmates speaking loudly on the phone, using language that was far from appropriate for Jewish ears. He told someone that though he could have looked to see who was speaking, he chose not to, lest those words be burned further into his psyche.

It was amazing to consider that had I looked, I would have been seeking out something negative in some-

one else, and it would likely have remained with me for some time. I was grateful that Hashem gave me the strength to overcome that challenge, and hoped He would give me more. I’m certain that all of you can relate to wanting to look at something you probably shouldn’t, and how you feel when you manage to look away and deny yourself that desire. It’s truly empowering.

The excesses of Yom Tov are real, and there’s even a Jewish “diet plan” to go with them. After Pesach and Sukkos, there’s a custom for people to fast on Monday, Thursday, and Monday (colloquially known as BaHaB, for the 2nd (bais) 5th (hai) and 2nd (bais) days of the week.) It’s done because we’re afraid that perhaps we enjoyed a little TOO much over Yom Tov. Maybe we indulged in things we ought not to have, so we fast and repent as we try to get ourselves into our best shape not just physically, but spiritually.

Yes, slimming down is a nice thing, but we must realize that sometimes the baggage we gain is more than just from extra calories. We can take in sights and sounds and messages that aren’t healthy for us. That’s when it’s time to redouble our efforts to shed the unwanted bloat and expel the unwanted waste of fulfilling our desires.

Sefira is a perfect time for the reflection and workouts that will last well beyond the next piece of rainbow cake, and I can tell you that shaping up doesn’t just feel good, it’s good for you, too.

Did you enjoy this column? Feedback is welcome and appreciated. E-mail info@JewishSpeechWriter.com to share your thoughts. You never know when you may be the lamp that enlightens someone else.

Dozens of MDA Youth Volunteers Pay Homage at Holocaust Sites in Poland ahead of Yom Hashoah

“IfeltlikeIwasdoingitforhim too,” says volunteer first aid provider whose brother was abducted and killed in the Hamas-led war in Gaza

A delegation of 30 youth volunteers with Magen David Adom (MDA) recently took part in the organization’s annual mission visiting Holocaust memorial sites in Poland, ahead of Yom Hashoah–Israel’s Holocaust Remembrance Day.

During the trip, the delegation from MDA’s Youth Organization toured the concentration and death camps in Treblinka, Majdanek, Plaszów, and Auschwitz-Birkenau. The MDA delegation held a special ceremony at Block 10 in the Auschwitz concentration camp, where Nazi doctors examined Jewish prisoners, to commemorate the victims. The group also visited gravesites and memorials in Poland, including the cemeteries in the Jewish city of Kielce, where over 40 people were murdered in a 1946 pogrom.

MDA holds the mission for staff, adult and youth volunteers every year, to stand testament and to educate the next generation to ensure the atrocities are never forgotten.

Among the members of the delegation was MDA youth volunteer Nicole Beiser, whose brother, Cpl. Nick Beiser was kidnapped on October 7 and later found deceased during a recovery opera-

tion by the IDF.

“It was important for me to go on the trip to understand more about what happened there to the Jewish people,” said Nicole. “My great-grandfather was in the Red Army and helped liberate the camps. Seeing this place with my own eyes was very challenging. It’s hard to believe that such horrors actually occurred. We visited the children’s cemetery; it’s hard to imagine that these things happened to little children. This journey matured me. My older brother Nick, of blessed memory, was killed in the Swords of Iron

War. He wanted so much to participate in the journey to Poland, but didn’t make it. I felt like I was doing it for him too.”

“There were many powerful, moving and sad moments on the trip, but the ceremony we held in Auschwitz touched me the most,” said Daniel Gerit, a member of the mission and a MDA youth first aid volunteer. “Standing in the place where doctors used their professional knowledge to cause suffering was truly sombering. As a teenager who volunteers at MDA, an organization that sanctifies life and human dignity, I felt the true

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essence behind this mission – a profound reminder to bear witness to the truth and enduring history. I am sure that what we saw on this trip isn’t even a small fraction of the horrors that occurred here.”

The Manager of MDA’s Carmel Region Volunteers, Hagai Colton, who accompanied the mission, said: “Is it extremely symbolic that our teenage volunteers, who dedicate their time to humanitarian activities, are today wearing MDA’s Star of David emblem at the sites where our Jewish brothers were murdered.”

Adding to the organization’s reasoning behind the mission, MDA Director General, Eli Bin, said: “There is nothing today, in Poland, nor anywhere else, that can fully illustrate the terrible atrocities that took place during the Holocaust. Despite this, MDA delegations, adults and youth, go out every year to bear witness and represent the miracle that is Israel on Polish soil. MDA, as an organization that saves lives and is the leading humanitarian organization in Israel, sets itself the goal of teaching youth that we must confront, and not forget, the horrors that are happening around us.”

For more information, visit afmda.org.

About Magen David Adom: MDA is Israel’s emergency services system. A leader in mass-casualty response and in EMS technology, Magen David Adom treats and transports more than 1 million people to hospitals every year; collects, safety tests, and distributes nearly all the blood to Israel’s hospitals; and, through its affiliation with the Red Cross movement, responds to disasters around the world.

Reflections on Yom Ha’atzmaut from North American Jews

The Jewish people are lovingly known for many things: Our belief in one G-d, our devotion to education, our resilience in the face of adversity, and our amazing chicken noodle soup.

We are also known for having a plethora of opinions, and as we celebrate the founding of the modern State of Israel, here’s a sampling of viewpoints on Yom Ha’atzmaut from North American Jews.

“What is good for Israel is good for America and the whole world. Israel is the front line. My wish is that the world would have moral clarity.”

—Miriam Klein of Delray Beach, FL

“Although I was born and live in America, I will always think of Israel as my homeland. Commemorating the birth of Israel is something that Jews throughout the world should celebrate as we long for the Messiah to arrive and will gather all Jews worldwide to live in peace and harmony forever in our homeland, Israel.”

—Shani

Schwartz of Deerfield Beach, FL

“The state of Israel is a gift of G-d to the world: but it takes discernment and grace to see it.”

—Rabbi Pinchas Klein of Delray Beach, FL

“Celebrating our connection to our homeland and Israeli culture!”

“Today, the same forces that led to the Holocaust are thriving -now under the guise of ‘human rights’ activism on the left -- and openly on the right. It’s hard for American Jews to take anything for granted, or not worry about the future of Jews in Israel. In my lifetime, I never saw Israel’s existence being in danger, but it is today. At the same time, the polarization in America declaring that Democrats are anti-Israel and Republicans are pro-Israel is the biggest threat to American support for Israel since the 1950s. American Jews need to do a better job making the case for Israel to those who disagree with them, and trying to build as broad a tent as possible -- to ensure Israel’s survival in the long term.”

—D. who wanted to stay anonymous

“In these times we are living through it is essential we join together in unity to celebrate Yom Ha’azmaut. We gather to express our gratitude for the miracle of the Land of Israel. Even in the darkest of times we choose life and hope and show the world our Jewish spirit is unbreakable!”

—Evelyn Grubner of Boca Raton, FL/Toronto, CAN

“The miraculous return to our homeland after thousands of years is obviously a cause for celebration, but more importantly, the holiday offers a permissible way to hear music during sefirah.”

—Joe

Helmreich of White Plains, NY

Miami Food Yenta

“When I think of Yom Haaztamaut, I think of the amazing cultural revival of Judaism and in particular, the revival of the Hebrew language. A language so concise yet so deep, a lot like its people. I love Hebrew so much, and I can’t imagine my life without the richness it brings me. I don’t think I would have had it without Yom Ha’atzmaut.”

Deni Kolatch of White Plains, NY

“It is a day in which we can express our solidarity with Israel. Especially during these trying times when we are constantly faced with backlash for supporting Israel and just existing, as a Jew, any opportunity to unite and support one another and our homeland is more than welcome. That, coupled with the fact that throughout history, we as a people have yearned to return to our homeland, dating back to Moses and his strong desire to lay eyes on Israel. This only strengthens the significance of commemorating the declaration of Israel’s independence.”

—Esther Joseph of Toronto, CAN

“I think we should not take for granted that there is a state of Israel and also not forget that there are many who do not want there to be one. It is my hope that those who wish to destroy Israel instead try to better their own lives and for Jews around the world I hope they can be proud and not be tricked by false claims. I think people should pledge on this Yom Ha’atzmaut to study Israel’s history.”

Journalist Alan Zeitlin of New York

“On May 14, 1948 the world witnessed an open miracle when a people on the brink of extinction after an unthinkable genocide carried out by the most evil of people, returned triumphantly to their ancestral homeland after having been exiled soooooo many years ago. It was and is Biblical. Nothing else can explain such a phenomenon and while we still wait and yearn for a messianic era when we can live peacefully in our home country without the worry of rockets or terrorists affecting our lives we can still stand tall that G-d is now and always with his people Israel and that if people like it or not our flag with King David’s star waves the beautiful blue and white all over the world to publicize G-d’s love and commitment to the Jewish People. Am Yisrael Chai - may our true independence be achieved so we can all live in peace and harmony.”

—Comedian Daniel Lobell of Los Angeles, CA

“It’s so important that the Jewish people have a place to truly call home. I’m proud of Israel and proud to be Jewish!”

—Yaacov Norowitz of Elizabeth, NJ

As is consistent with Jewish tradition and ethos, our joy, gratitude and celebration is also tempered by our awareness of the fragility of the safety of our people and of our homeland. Yet, we also continue to instill and carry hope in our hearts for a better future in Eretz Yisrael. Am Yisrael Chai!

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YESHIVA OF MIAMI

Last week, Rabbi Wechsler arranged a surprise trip to Dave and Buster’s, one of the boys’ favorite venues. Everyone had a wonderful time and it was a great way to start off the final stretch of the school

ran a well-attended Pesach

KATZ

We also hosted several events over the chag, including an amazing magic show by Yoel Spielman, who captivated the children and adults alike.

YACHAD

HILLEL DAY SCHOOL OF BOCA RATON

The Yeshiva

Minyan in Solara (Orlando).

Katz Hillel Day School of Boca Raton held a special memorial program in commemoration of Yom HaShoah. Bowling without barriers

year.

The Yeshiva was honored to host Rabbi Shlomo Usher Tauber, who inspired Rabbeim and talmidim with a powerful message: our lowest points can spark the greatest growth.

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Shaarei Bina Students celebrate Rosh Chodesh with Hallel and muffins

First Grade Students Share Their Earth Day Promises at Hebrew Academy Miami

Hebrew Academy Miami High School Students Honor Yom HaShoah at the Holocaust Memorial

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Kollel Avreichim Hosts Chanukas Habayis in it’s Newly Renovated Kollel

This past Sunday, we had the tremendous zechus of celebrating a beautiful Chanukas Habayis in our newly renovated Kollel, with over 200 people in attendance.

We began the morning with Shacharis and a special women’s shiur in the Kollel, where Rebbetzin Esti Hamilton shared inspiring words on The Secret to Shalom Bayis. Following davening, we heard uplifting speeches from Rabbi Yaakov Tzvi Blejer, Rosh Kollel of Zichron Michel of NMB, and Rabbi Smith, who expressed heartfelt appreciation to our Kollel families and dedicated supporters. He also shared his vision for the Kollel, and the exciting growth of our community.

Soon after, Rabbi Yehuda Benhamu, Rabbi Emeritus of B’nai Sephardim, delivered a siyum and shared a powerful story highlighting the special connection between the Smith and Benhamu families. The morning concluded with a deluxe breakfast spread.

While adults were inspired and uplifted, children enjoyed a fantastic kids program featuring a live magic show, making it a memorable morning for the entire family.

We are deeply grateful to Andrew & Rachel Saka for so generously dedicating the new Kollel, helping to turn this vision into a reality.

We also extend our heartfelt thanks to Adam Greenberg for his invaluable support and all that he does behind the scenes to help the Kollel continue to flourish.

A special thank you as well to Ethan Berner for designing the beautiful artwork for our event and for all that he contributes to the Kollel with his time, talent, and heart

Q u a l i t y

T h e r a p y i n

A v e n t u r a ,

F l o r i d a .

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THANK YOU TO EVERYONE WHO JOINED!

Devorah Miller Boynton Beach 14 years old

Yaakov Meir Berkowitz North Miami Beach 11 years old

Panina Attia 5 years old

Rivka Nussbaum Orlando 12 years old

Esther Margolin Miami 8 years old

Tzivya Greenwald Hollywood 10 years old

Sarah Rivka Fluxman Plantation 7 years old

Chelli Nussbaum Orlando 7 years old

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FACTS ABOUT COLORS! DID YOU KNOW THAT...

1. Red is the first color a baby sees! When babies are born, they first see shades of black, white, and gray. Around 3 months old, they start noticing red because it’s the easiest color to see.

2. White light is actually all the colors mixed together.

Sunlight looks white, but it’s really made up of all the colors of the rainbow! You can see this when light passes through a prism.

3. Some animals can see colors that humans can’t!

Bees can see ultraviolet colors, which are invisible to us. That’s how they find flowers full of nectar.

4. Pink doesn’t exist in the rainbow. Even though pink is a popular color, you won’t find it in a rainbow. Pink is made by mixing red and blue light together, which doesn’t happen naturally in a rainbow.

5. Flamingos are pink because of what they eat.

Flamingos aren’t born pink. They turn pink because they eat tiny shrimp that have a special color called beta-carotene.

6. Blue is the most popular favorite color.

Around the world, more people say their favorite color is blue than any other color!

7. Some colors can change how you feel. Yellow can make people feel cheerful, while blue can make you feel calm. That’s why different colors are used to paint classrooms, bedrooms, and even restaurants.

8. Some animals change their color! Chameleons can change their skin color to hide from enemies, communicate with other chameleons, or control their body temperature.

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Make sure to include your name, age and city. Entries must be received by May 12.

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2. THE NUGGET

Reading Chana’s story on Rosh Hashana teaches us how to approach our Davening on this day, but also on any day. In the story, Eli thought Chana’s prayer for a child was self-centered –“drunken”. Similarly, asking for our needs on Rosh Hashana seems selfish, especially when the focus of this day is crowning Hashem as King. In reality, Chana’s request stemmed from her soul’s desire to have a son to give over to the service of Hashem. In the same vein, our requests for physical needs reflect our soul’s desire to use everything material we have to serve Hashem.

4. FUN FACT

We read Chana’s story on the first day of Rosh Hashana because on this day Hashem “remembered” her after 19 years of being childless.

1. LIFE STORY SNIPPET

Chana, one of the wives of Elkanah, is listed among the 7 Nevios. While Elkanah’s other wife, Penina, had children, Chana was childless, which was very painful for her. On one journey to the Mikdash, Chana poured out her heart to Hashem, begging for a child, whom she promised to devote completely to His service. Eli the Kohen Gadol saw her lips moving as she swayed. At first, he thought she was drunk, but soon realized instead she was praying with much fervor. He blessed her to have a son, and in due time, she gave birth to Shmuel, whom she dedicated to Hashem from a very young age. Eventually, he grew up to be a great leader of the Jewish people.

3. BRINGING IT DOWN

It may feel self-centered to Daven and ask Hashem for our wants & needs, but we should certainly ask, knowing that the reason we are drawn to asking for these things is because our soul has a mission to accomplish with them.

5. QUESTION TO CONSIDER

What is a request you have for Hashem? If Hashem gave you what you are asking for, how would you use it to serve Him better?

Cut out the paper template .

Take out the template and flip over the canister.

S

TEFILLAH ROCKETS CHANA

Tape the picture to form a circle that will fit inside the film canister, and then place it inside with the picture facing out.

Add ¾ tablespoon of water, 1 drop of orange food coloring, and ¼ teaspoon of red glitter.

Blast Off! Step back and wait for the big POP—the tefillah rocket will shoot up toward shamayim!

C I E N C E U N C OV E R E D

On the outside of the canister, use permanent markers to color in the design. Let it dry, then trace over the lines with black puff paint. Let that dry.

Go outside to a safe, open area where the rocket can fly. Drop ¼ Alka-Seltzer tablet into the canister, snap the lid on quickly, and turn it upside down on the ground.

When you mix Alka-Seltzer and water inside a film canister and snap the lid shut, the tablet starts to fizz and makes a gas called carbon dioxide. Since the gas has nowhere to go, it builds up pressure inside the canister. When there’s too much pressure, the lid pops off, and the canister blasts into the air like a mini rocket! This happens because the gas pushes really hard until it forces the canister to shoot up — just like how real rockets work by pushing gas out to lift off the ground.

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Pesto Pasta with Chicken

By Jamie Geller

• 27 MIN DURATION • 22 MIN COOK TIME • 5 MIN PREP TIME • 4 SERVINGS •

I love how pesto brightens any dish, it’s a true kitchen work horse. Once you have a batch of pesto you can even freeze it and make dinners like this in minutes.

Ingredients FOR PESTO (YIELDS 1 CUP):

• 2 cups packed basil leaves

• 3 cloves garlic, smashed

• 3 tablespoons pinenuts

• 1 teaspoon kosher salt

• ½ cup extra virgin olive oil FOR PASTA:

• 1 tablespoons extra virgin olive oil

• 4 boneless, skinless chicken breasts, about 2-pounds, cut into 1-inch pieces

• 1 cup pesto

• 2 (9-ounce) packages Japanese style noodles, cooked according to package directions and drained

Preparation

1. In a food processor, combine basil, garlic, pine nuts and salt. Pulse a few times to chop. With processor running, slowly add olive oil, stopping occasionally to scrape down the sides. Process until combined but still slightly chunky. Set aside.

2 Heat oil in a large sauté pan

over medium low heat. Add chicken and cook 8 to 10 minutes or until browned and cooked all the way through. Add pesto and simmer 1 to 2 minutes. Toss with pasta to evenly coat noodles. Divide between 4 shallow bowls.

Jamie Geller is the Chief Media and Marketing Officer at Aish. She is also a bestselling cookbook author, celebrity chef, television producer, and businesswoman. She’s the author of eight cookbooks and the founder of Kosher Media Network.

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Rental properties in an HOA: When Your Investment Isn’t Fully Yours

By Jacob Mermelstein

For real estate investors, rental properties offer the promise of steady income and long-term growth. But when that property is governed by a homeowners association (HOA), your control over the investment can quickly diminish.

You Don’t Control the Rules—The HOA Does

HOAs are designed to protect community standards, but they often come at a cost for landlords. At the heart of every HOA are strict rules and regulations, covering everything from how you maintain your property to who you can rent it to.

These rules can change at any time, leaving you with limited control over your property. Rental restrictions, tenant approval process-

es, and even changes to property maintenance guidelines could leave you scrambling to adapt. As an investor, you don’t control the outcome—the HOA board does.

Rising Fees That Chip Away at Your ROI

One of the most significant downsides of HOA rental properties is the monthly or quarterly fee. While these fees may seem like a small price to pay for neighborhood upkeep, they can take a large chunk out of your rental income.

But it doesn’t stop there. HOA fees will almost certainly increase over time—it’s a cold, hard mathematical reality. Developers initially set HOA fees as low as possible to make properties more marketable. After all, lower fees help sell homes quickly.

However, those early budgets rarely account for inflation or rising maintenance costs. Part of the reason is strategic: developers want to keep monthly fees attractive to buyers. For example, if the roof needed replacement in 2015, the cost would have been significantly lower than replacing it in 2025. Yet few boards want to raise fees early on, fearing backlash from homeowners or hurting property values.

As the community ages and deferred maintenance begins piling up, these expenses can no longer be ignored. The result? Sudden large fee hikes or unexpected special assessments—and investors are left footing the bill. These rising costs can quickly erode your profitability and put your entire investment strategy at risk.

And following the collapse of the Champlain Towers, new laws now require stricter maintenance and reserve funding standards, making special assessments even more common—and even larger. But that’s a whole other article for another day.

Micromanagement of Your Rental

HOAs are notorious for micromanaging every aspect of property upkeep. They impose rules about tenant parking, landscaping, noise control, and even the type of curtains you can hang in the windows.

More problematic for investors, some HOAs require approval for tenant selection or have strict guidelines about leasing policies. This creates delays in finding tenants, adds unnecessary bureaucracy, and limits your ability to fill units quickly.

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Potential for Fines, Liens, and Legal Action

If your tenants violate any of the HOA’s rules, the fines, liens, or legal actions may fall on you as the property owner. Violations that seem minor—like an unapproved pet or an overflowing garbage can—can quickly escalate into legal battles or hefty fines.

In the worst case, unpaid fines or fees can result in a lien on your property or even foreclosure, forcing you into legal trouble despite being current on your mortgage. This level of power held by an HOA is a risk few investors are prepared for.

Disputes and Drama: An Investor’s Nightmare

Conflicts between landlords and HOA boards are not uncommon. In many cases, disagreements about rule enforcement, property management, or tenant behavior can escalate into tension or even legal disputes.

As an investor, your goal is usually passive income, but an HOA can turn your investment into a constant negotiation, where personal dynamics and politics come into play. It’s not just about managing a property—it’s about managing relationships with board members and residents who can affect your property’s reputation and profitability.

Profitability Takes a Hit

When you factor in HOA fees, fines for violations, restrictions on tenants, and the potential for conflicts with the board, the profitability of your rental property can quickly diminish. Investors often enter HOA communities expecting passive income, only to find themselves bogged down with administrative headaches and financial setbacks.

The result? A high-maintenance investment that doesn’t deliver the returns expected.

Rules Can—and Will—Change

The biggest risk of owning a rental property in an HOA community is the unpredictability of rule changes. HOAs can modify rules and regulations at any time, potentially affecting your investment strategy. Rent caps, increased fees, and new rental restrictions can be implemented without notice.

For investors looking to plan long-term, this can make it difficult to strategize for future growth and profitability. With an HOA in control, the only certainty is change.

Final Word: Know What You’re Signing Up For

HOAs aren’t inherently bad; in fact, they can provide valuable services and community stability. But for rental property investors, the level of oversight and control exerted by an HOA should not be underestimated.

Before purchasing a property in an HOA-governed area, take the time to review the bylaws, fee structures, and rental policies. Understand the potential costs, limitations, and risks before committing to the investment. In the end, you may own the property—but the HOA often controls your investment’s success.

Pro Tips for Investors in HOA Communities

• Know the Rules: Thoroughly read the HOA’s CC&Rs (Covenants, Conditions, and Restrictions) before buying. Pay special attention to rental restrictions and pet policies.

• Factor in HOA Fees: Include

HOA fees in your financial calculations, and plan for potential increases in dues or assessments.

• Get to Know the Board: If possible, speak with board members or other investors to gauge how well the HOA is managed and whether there are any major upcoming changes.

• Prepare for Legal Battles: Be aware that HOA violations can lead to legal disputes. Make sure your lease agreements clearly outline tenant responsibilities in relation to HOA rules.

Red Flags to Watch For in HOA Communities

• High HOA Fees: Large or frequent fee increases could eat into your profits.

• Rental Caps: Some HOAs place a limit on the number of properties that can be rented at one time, restricting your ability to rent out units.

• Stringent Tenant Approval: Lengthy or invasive tenant approval processes can cause delays and discourage potential renters.

• Frequent Rule Changes: If the HOA has a history of changing rules often or without notice, it could create long-term instability for your investment.

Author credit

Jacob Mermelstein is the CEO of The Ardent Group, a full-service real estate property and asset management firm serving a diverse portfolio of residential, multifamily, and commercial properties. With over 20 years of industry experience, Jacob specializes in maximizing asset performance, navigating HOA challenges, and helping investors achieve long-term success. He can be reached by email at JacobM@ArdentG. com.

The Street Named for Humility

In Jerusalem, every street tells a story. Some are named for kings, queens, and prophets; others for warriors, revolutionaries, and political giants. And then there’s Benei Beteira Street – a quiet road in Katamon that honors a group of sages remembered not for power or victory, but for something far rarer: intellectual honesty, humility, and the willingness to step aside for someone greater.

The Benei Beteira (Sons of Beteira) were prominent Torah scholars during the Second Temple period. They are described in the Talmud as the leading sages of their time, serving as the Nasi (president) and Av Beit Din (head of the rabbinic court) of the Sanhedrin.

As the recognized halachic authorities in Eretz Yisrael, the Benei Beteira had the final say on Jewish law and practice. Their wisdom and stature made them the highest rabbinic figures of their generation. Yet, despite their greatness, their enduring legacy comes not from a ruling they made, but from a ruling they couldn’t make.

The Talmud (Pesachim 66a) tells the story. It was the eve of Passover, and a critical legal question arose: If the 14th of Nissan – the day designated for offering the Korban Pesach (Passover sacrifice) – falls on Shabbat, is it still permitted to bring the offering? The Benei Beteira were unsure.

Enter Hillel Hazaken (Hillel the Elder), a scholar from Babylonia who had only recently arrived in Eretz Yisrael. When asked, Hillel stepped forward and delivered a brilliant response. Drawing on Torah sources and halachic reasoning, he proved that the Korban Pesach does

By Gedaliah Borvick

override Shabbat – just like other communal offerings.

Rather than feeling threatened by Hillel’s wisdom, the Benei Beteira immediately recognized his superior knowledge and stepped aside, appointing him as the new Nasi. That moment of humility captured their essence. They understood that leadership is not about ego – it’s doing what is best for the people and the Torah. It was their “Moses moment”: like Moses, known as both the greatest prophet and the humblest person in history, they showed that humility is not a weakness but an essential trait of true leadership.

From that day forward, Hillel became the leader of the Jewish people, shaping halachic thought forever. His approach to Torah study, humility, and kindness were legendary. And yet, the Benei Beteira are not forgotten. Their willingness to step aside is remembered as an act

of greatness in its own right. They taught an invaluable lesson: sometimes, true leadership is knowing when to let go.

Their story is immortalized not only in the pages of the Talmud but also in the streets of modern Jerusalem. The next time you walk down Benei Beteira Street, take a moment to appreciate its meaning. It is not just another street in Jerusalem; it is a tribute to humility and the wisdom to know one’s limits, and a reminder of the greatness found in putting truth above ego.

In a world where it’s rare to hear someone say, “I don’t know,” the story of the Benei Beteira feels more relevant than ever.

Gedaliah Borvick is the founder of My Israel Home (www.myisraelhome.com), a real estate agency focused on helping people from abroad buy and sell homes in Israel. To sign up for his monthly market updates, contact him at gborvick@gmail.com.

Views from Benei Beteira Street (Gedaliah Borvick)

Yellen About The Dollar: Is The U.S. About To Lose Its World Status?

By Shmuel Shayowitz

You might have heard some murmurs lately about the U.S. dollar possibly losing its status as the world’s reserve currency. It has been a highly volatile April since Trump’s Liberation Day rollout of tariffs against the world. Markets have been selling off with a vengeance, and the dollar has fallen, dropping to a three-year low.

So much so that former Treasury Secretary and Federal Reserve Chairperson Janet Yellen warned that investors might be losing confidence in dollar-based assets. Yellen called into question “the safety of what is the bedrock of the global financial system, namely U.S. Treasuries.”

Needless to say, this is a huge concern. This isn’t just a narrative for economists and investors. If the dollar takes a serious hit, it could affect everyone - from retirees on fixed incomes to families trying to buy their first home and business owners managing rising costs.

Is there really something to fear here?

Yes, the dollar took a hit - but this isn’t the first time. In fact, it’s been at these levels before and even lower before the pandemic. And guess under whose watch that was? Yes, it was Janet Yellen herself, at least on one occasion. What’s further comforting is that demand for U.S. government bonds is still very strong. Just last week, 88% of the buyers at a 10-year Treasury auction were foreign investors. If the world was done with the dollar, they wouldn’t be rushing to buy our debt.

Also, rising interest rates (aka Treasury yields) are part of what’s moving markets - but we were at these same levels just a couple months ago. So while the headlines sound scary, a little context goes a long way.

Here’s what you really need to know: The U.S. dollar is still involved in nearly 90% of all global transactions. According to the International Monetary Fund, 58% of the world’s currency reserves are in dollars. The euro comes in second at 20%. China’s currency, the yuan - the one people say might “take over” - holds just 2.2%.

Translation? The dollar may be down, but it’s far from out. Now, here’s the part that matters to you… When the dollar weakens dramatically, everyday life in America gets more expensive. Imported goods, gas, travel, and borrowing money could all cost more. It would feel like your money doesn’t go as farand that’s a tough spot for anyone to be in.

So what should an intelligent, mindful American do? If you know me by now, you know what is coming next - no, not the part about taking out a HELOC before it’s too late – I am talking about the other thing that I am a big fan of…

Here’s a strategy that works in both good times and bad: invest in real estate. Owning property gives you something real and tangible that tends to rise in value over time. Even better, if you lock in a fixed-rate mortgage, you use today’s stronger dollar to your ad-

vantage. If the dollar weakens later, your mortgage payments stay the same – and it is likely that your property value will go up.

Additionally, looking into equities with global exposure, commodities like gold, and international investments can serve as effective hedges. Avoid holding excess cash, and instead, use tax-advantaged accounts and diversified portfolios to preserve purchasing power.

The bottom line is that the dollar isn’t going anywhere anytime soon. But it’s smart to stay prepared. Don’t panic - plan. Own tangible assets, use leverage wisely, and think long-term. That’s how you hedge against uncertainty and keep your financial future strong.. Would you rather have your salary tied to inflation (cost-of-living adjusted) or receive bonuses based on market performance? I’d love to hear your answer! Please let me know if you have a good “Would you rather” question, and we will highlight your submission.

Shmuel Shayowitz (NMLS#19871) is a highly regarded Real Estate & Finance Executive, Writer, Speaker, Coach, and Advisor. He is President and Chief Lending Officer of Approved Funding, a privately held national mortgage banker and direct lender. Shmuel has over twenty years of industry experience, holding numerous licenses and accreditations, including certified mortgage underwriter, licensed real estate agent, residential review appraiser, and accredited investor, to name a few. Shmuel has successfully navigated through many changing markets and business landscapes, making his market insights and experience well-coveted within the real estate industry. He can be reached via email at Shmuel@approvedfunding.com.

Judah Lifshitz Yossi Berger

Yehuda Rosenberg